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CBKM (Consumers) Stock Analysis
Buy, Hold or Sell?

Let's analyze Consumers together

I guess you are interested in Consumers Bancorp Inc. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

  • πŸ“Š Fundamental Analysis (FA) – Consumers’s Financial Insights
  • πŸ“ˆ Technical Analysis (TA) – Consumers’s Price Targets

I'm going to help you getting a better view of Consumers Bancorp Inc. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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1. Quick Overview

1.1. Quick analysis of Consumers (30 sec.)










1.2. What can you expect buying and holding a share of Consumers? (30 sec.)

How much money do you get?

How much money do you get?
$0.75
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
$23.45
Expected worth in 1 year
$27.08
How sure are you?
80.0%

+ What do you gain per year?

Total Gains per Share
$4.38
Return On Investment
21.9%

For what price can you sell your share?

Current Price per Share
$20.00
Expected price per share
$19.40 - $20.00
How sure are you?
50%
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2. Detailed Analysis

2.1. Valuation of Consumers (5 min.)




Live pricePrice per Share (EOD)
$20.00
Intrinsic Value Per Share
$1.90 - $34.29
Total Value Per Share
$25.35 - $57.75

2.2. Growth of Consumers (5 min.)




Is Consumers growing?

Current yearPrevious yearGrowGrow %
How rich?$73.4m$57.6m$12.3m17.6%

How much money is Consumers making?

Current yearPrevious yearGrowGrow %
Making money$2.1m$2.2m-$173.5k-8.2%
Net Profit Margin23.1%25.2%--

How much money comes from the company's main activities?

2.3. Financial Health of Consumers (5 min.)




2.4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

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3. Summary and Key Metrics

3.1. What can you expect buying and holding a share of Consumers?

Welcome investor! Consumers's management wants to use your money to grow the business. In return you get a share of Consumers.

First you should know what it really means to hold a share of Consumers. And how you can make/lose money.

Speculation

The Price per Share of Consumers is $20.00. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Consumers.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Consumers, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $23.45. Based on the TTM, the Book Value Change Per Share is $0.91 per quarter. Based on the YOY, the Book Value Change Per Share is $0.46 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.19 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Consumers.

How much money are you going to get?

 MRQTTMYOY3Y5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps0.593.0%0.683.4%0.733.7%0.763.8%0.763.8%0.532.6%
Usd Book Value Change Per Share1.256.3%0.914.5%0.462.3%0.311.5%0.191.0%0.251.3%
Usd Dividend Per Share0.190.9%0.190.9%0.180.9%0.180.9%0.160.8%0.180.9%
Usd Total Gains Per Share1.447.2%1.095.5%0.643.2%0.482.4%0.361.8%0.442.2%
Usd Price Per Share19.64-18.32-17.10-18.28-18.80-18.21-
Price to Earnings Ratio8.31-6.83-5.91-6.13-6.31-14.90-
Price-to-Total Gains Ratio13.63-5.92--66.46--19.94-4.87-35.82-
Price to Book Ratio0.84-0.82-0.94-0.99-0.96-1.08-
Price-to-Total Gains Ratio13.63-5.92--66.46--19.94-4.87-35.82-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share20
Number of shares50
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.190.16
Usd Book Value Change Per Share0.910.19
Usd Total Gains Per Share1.090.36
Gains per Quarter (50 shares)54.7117.88
Gains per Year (50 shares)218.8371.51
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
137181209333962
2753634286677134
311254464798116206
4150725866131155278
51879071085164194350
622510881304197232422
726212691523229271494
830014511742262310566
933716321961295349638
1037518142180328387710

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%40.00.00.0100.0%79.00.00.0100.0%
Book Value Change Per Share3.01.00.075.0%6.06.00.050.0%12.08.00.060.0%28.012.00.070.0%57.022.00.072.2%
Dividend per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%40.00.00.0100.0%79.00.00.0100.0%
Total Gains per Share3.01.00.075.0%6.06.00.050.0%13.07.00.065.0%32.08.00.080.0%66.013.00.083.5%
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3.2. Key Performance Indicators

The key performance indicators of Consumers Bancorp Inc compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-3Y+/-5 Year+/-10 Year+/-
Book Value Change Per Share--1.2510.907+38%0.463+170%0.306+309%0.194+546%0.251+398%
Book Value Per Share--23.45422.349+5%18.411+27%19.018+23%20.034+17%17.369+35%
Current Ratio----0%0.005-100%0.070-100%0.063-100%0.049-100%
Debt To Asset Ratio--0.9350.9370%0.946-1%0.944-1%0.934+0%0.920+2%
Debt To Equity Ratio--14.43414.993-4%17.760-19%17.223-16%14.963-4%12.250+18%
Dividend Per Share--0.1900.187+1%0.176+8%0.176+8%0.164+16%0.184+3%
Enterprise Value---998800835.880-989103263.053-1%-961233076.825-4%-945547146.659-5%-850548044.471-15%-617902903.721-38%
Eps--0.5910.677-13%0.732-19%0.756-22%0.756-22%0.530+12%
Ev To Sales Ratio---26.457-26.985+2%-26.564+0%-25.645-3%-24.039-9%-21.992-17%
Free Cash Flow Per Share--0.5190.409+27%0.751-31%0.703-26%0.804-35%0.654-21%
Free Cash Flow To Equity Per Share--6.5462.941+123%2.672+145%3.176+106%5.707+15%5.369+22%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%1.0000%
Intrinsic Value_10Y_max--34.292----------
Intrinsic Value_10Y_min--1.896----------
Intrinsic Value_1Y_max--2.907----------
Intrinsic Value_1Y_min--2.218----------
Intrinsic Value_3Y_max--9.138----------
Intrinsic Value_3Y_min--4.947----------
Intrinsic Value_5Y_max--15.855----------
Intrinsic Value_5Y_min--5.773----------
Market Cap62638600.000+2%61511164.12057376986.948+7%53548173.175+15%57259520.008+7%58880305.529+4%57041068.872+8%
Net Profit Margin--0.1960.231-15%0.252-22%0.256-23%0.269-27%0.217-10%
Operating Margin----0%-0%0.058-100%0.106-100%0.136-100%
Operating Ratio----0%-0%0.109-100%0.194-100%0.422-100%
Pb Ratio0.853+2%0.8370.820+2%0.937-11%0.988-15%0.956-12%1.084-23%
Pe Ratio8.460+2%8.3086.826+22%5.911+41%6.135+35%6.309+32%14.904-44%
Price Per Share20.000+2%19.64018.320+7%17.098+15%18.283+7%18.800+4%18.213+8%
Price To Free Cash Flow Ratio9.631+2%9.45735.268-73%6.100+55%15.683-40%12.732-26%26.770-65%
Price To Total Gains Ratio13.883+2%13.6335.920+130%-66.459+587%-19.938+246%4.872+180%35.824-62%
Quick Ratio----0%0.077-100%0.191-100%0.226-100%0.163-100%
Return On Assets--0.0020.002-14%0.002-24%0.002-27%0.002-34%0.002-25%
Return On Equity--0.0250.030-17%0.040-38%0.041-39%0.039-35%0.030-15%
Total Gains Per Share--1.4411.094+32%0.640+125%0.482+199%0.358+303%0.435+231%
Usd Book Value--73457000.00069995750.000+5%57661500.000+27%59562250.000+23%62743550.000+17%54398900.000+35%
Usd Book Value Change Per Share--1.2510.907+38%0.463+170%0.306+309%0.194+546%0.251+398%
Usd Book Value Per Share--23.45422.349+5%18.411+27%19.018+23%20.034+17%17.369+35%
Usd Dividend Per Share--0.1900.187+1%0.176+8%0.176+8%0.164+16%0.184+3%
Usd Enterprise Value---998800835.880-989103263.053-1%-961233076.825-4%-945547146.659-5%-850548044.471-15%-617902903.721-38%
Usd Eps--0.5910.677-13%0.732-19%0.756-22%0.756-22%0.530+12%
Usd Free Cash Flow--1626000.0001279750.000+27%2351000.000-31%2202416.667-26%2519450.000-35%2048075.000-21%
Usd Free Cash Flow Per Share--0.5190.409+27%0.751-31%0.703-26%0.804-35%0.654-21%
Usd Free Cash Flow To Equity Per Share--6.5462.941+123%2.672+145%3.176+106%5.707+15%5.369+22%
Usd Market Cap62638600.000+2%61511164.12057376986.948+7%53548173.175+15%57259520.008+7%58880305.529+4%57041068.872+8%
Usd Price Per Share20.000+2%19.64018.320+7%17.098+15%18.283+7%18.800+4%18.213+8%
Usd Profit--1851000.0002119250.000-13%2292750.000-19%2367333.333-22%2368700.000-22%1659625.000+12%
Usd Revenue--9438000.0009170000.000+3%9060750.000+4%9236250.000+2%8814500.000+7%6409750.000+47%
Usd Total Gains Per Share--1.4411.094+32%0.640+125%0.482+199%0.358+303%0.435+231%
 EOD+4 -4MRQTTM+23 -11YOY+20 -163Y+21 -175Y+20 -1810Y+22 -16

3.3 Fundamental Score

Let's check the fundamental score of Consumers Bancorp Inc based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-158.460
Price to Book Ratio (EOD)Between0-10.853
Net Profit Margin (MRQ)Greater than00.196
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.000
Current Ratio (MRQ)Greater than10.000
Debt to Asset Ratio (MRQ)Less than10.935
Debt to Equity Ratio (MRQ)Less than114.434
Return on Equity (MRQ)Greater than0.150.025
Return on Assets (MRQ)Greater than0.050.002
Total4/10 (40.0%)

3.4 Technical Score

Let's check the technical score of Consumers Bancorp Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5070.491
Ma 20Greater thanMa 5019.555
Ma 50Greater thanMa 10019.351
Ma 100Greater thanMa 20019.317
OpenGreater thanClose20.000
Total4/5 (80.0%)

4. In-depth Analysis

4.1 About Consumers Bancorp Inc

Consumers Bancorp, Inc. operates as the bank holding company for the Consumers National Bank that provides various commercial and retail banking products and services for individuals, farmers, and small and medium-sized businesses. The company accepts various deposit products, such as checking, savings, certificates of deposit, and individual retirement accounts. It also provides commercial and industrial loans, which include financing for equipment, inventories, and accounts receivable; commercial real estate loans, including mortgage loans to owners of owner-occupied commercial properties, commercial investment properties, and multi-family investment properties, and loans originated to finance the construction of owner occupied and investment properties; farmland loans that includes to finance or refinance the acquisition or improvement of land used for agricultural purposes; land development loans to finance the land acquisition and the infrastructure improvements; residential real estate loans comprising one to four family residential properties and include owner occupied, non-owner occupied, construction, and home equity loans; and consumer loans primarily for automobile loans, personal lines of credit, and unsecured consumer loans. In addition, the company invests in securities consisting of obligations of the United States government sponsored entities, municipal obligations, and mortgage-backed securities. Further, it offers small business administration, business term, commercial construction; credit and debit cards; ATMs; and online and mobile banking, as well as cash management services. Consumers Bancorp, Inc. was founded in 1965 and is headquartered in Minerva, Ohio.

Fundamental data was last updated by Penke on 2025-06-27 20:52:03.

4.2 In-depth Summary

4.2.1. Financial Health Summary

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
Liquidity Details
 Compared to previous yearCompared to industry
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

4.2.2. Valuation Summary

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is cheap.
Based on how much money comes from the company's main activities, the company is fair priced.
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4.3 Financial Health

4.3.1. Profitability

4.3.1 Profitability
4.3.1.1. Net Profit Margin

Measures how much net profitΒ Consumers earns for each $1 of revenue.

  • Above 10% is considered healthy but always compareΒ Consumers to theΒ Banks - Regional industry mean.
  • A Net Profit Margin of 19.6%Β means thatΒ $0.20 for each $1Β in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Consumers Bancorp Inc:

  • The MRQ is 19.6%. The company is making a huge profit. +2
  • The TTM is 23.1%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ19.6%TTM23.1%-3.5%
TTM23.1%YOY25.2%-2.1%
TTM23.1%5Y26.9%-3.7%
5Y26.9%10Y21.7%+5.2%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ19.6%41.9%-22.3%
TTM23.1%31.1%-8.0%
YOY25.2%29.6%-4.4%
3Y25.6%29.0%-3.4%
5Y26.9%25.7%+1.2%
10Y21.7%22.1%-0.4%
4.3.1.2. Return on Assets

Shows howΒ efficientΒ Consumers is using its assets to generate profit.

  • Above 5% is considered healthyΒ but always compareΒ Consumers to theΒ Banks - Regional industry mean.
  • 0.2% Return on Assets means thatΒ Consumers generatedΒ $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Consumers Bancorp Inc:

  • The MRQ is 0.2%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.2%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.2%TTM0.2%0.0%
TTM0.2%YOY0.2%0.0%
TTM0.2%5Y0.2%-0.1%
5Y0.2%10Y0.2%+0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.2%0.2%0.0%
TTM0.2%0.2%0.0%
YOY0.2%0.2%+0.0%
3Y0.2%0.2%+0.0%
5Y0.2%0.2%+0.0%
10Y0.2%0.2%+0.0%
4.3.1.3. Return on Equity

Shows how efficient Consumers is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compareΒ Consumers to theΒ Banks - Regional industry mean.
  • 2.5% Return on Equity means Consumers generated $0.03Β for eachΒ $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Consumers Bancorp Inc:

  • The MRQ is 2.5%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 3.0%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ2.5%TTM3.0%-0.5%
TTM3.0%YOY4.0%-1.0%
TTM3.0%5Y3.9%-0.8%
5Y3.9%10Y3.0%+0.9%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ2.5%2.8%-0.3%
TTM3.0%2.2%+0.8%
YOY4.0%2.6%+1.4%
3Y4.1%2.5%+1.6%
5Y3.9%2.4%+1.5%
10Y3.0%2.6%+0.4%
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4.3.2. Operating Efficiency of Consumers Bancorp Inc.

4.3.2. Operating Efficiency
4.3.2.1. Operating Margin

MeasuresΒ how efficient Consumers is operatingΒ .

  • Measures how much profit Consumers makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compareΒ Consumers to theΒ Banks - Regional industry mean.
  • An Operating Margin of 0.0%Β means the company generated $0.00 Β for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Consumers Bancorp Inc:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.0%
TTM-YOY-0.0%
TTM-5Y10.6%-10.6%
5Y10.6%10Y13.6%-2.9%
4.3.2.2. Operating Ratio

Measures how efficient Consumers is keepingΒ operating costsΒ low.

  • Below 1 is considered healthy (always compare toΒ Banks - Regional industry mean).
  • An Operation Ratio of 0.00 means that the operating costs are $0.00 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Consumers Bancorp Inc:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y0.194-0.194
5Y0.19410Y0.422-0.228
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4.4.3. Liquidity of Consumers Bancorp Inc.

4.4.3. Liquidity
4.4.3.1. Current Ratio

Measures if Consumers is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare toΒ Banks - Regional industry mean).
  • A Current Ratio of 0.00Β means the company has $0.00 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Consumers Bancorp Inc:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY0.005-0.005
TTM-5Y0.063-0.063
5Y0.06310Y0.049+0.014
4.4.3.2. Quick Ratio

Measures if Consumers is able to pay off Short-term Debt but only usingΒ theΒ most liquid assets.

  • Above 1 is considered healthy butΒ always compareΒ Consumers to theΒ Banks - Regional industry mean.
  • A Quick Ratio of 0.00Β means the company can pay off $0.00 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Consumers Bancorp Inc:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY0.077-0.077
TTM-5Y0.226-0.226
5Y0.22610Y0.163+0.063
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4.5.4. Solvency of Consumers Bancorp Inc.

4.5.4. Solvency
4.5.4.1. Debt to Asset Ratio

Measures how much %Β of ConsumersΒ assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compareΒ Consumers to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.94Β means that Consumers assets areΒ financed with 93.5% credit (debt) and the remaining percentage (100% - 93.5%)Β is financed by its owners/shareholders.Β 

Let's take a look of the Debt to Asset Ratio trends of Consumers Bancorp Inc:

  • The MRQ is 0.935. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.937. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.935TTM0.937-0.002
TTM0.937YOY0.946-0.009
TTM0.9375Y0.934+0.003
5Y0.93410Y0.920+0.015
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9350.912+0.023
TTM0.9370.914+0.023
YOY0.9460.331+0.615
3Y0.9440.655+0.289
5Y0.9340.761+0.173
10Y0.9200.845+0.075
4.5.4.2. Debt to Equity Ratio

Measures ifΒ Consumers is able toΒ pay off its debts by usingΒ shareholders equity.

  • Below 2 is considered healthy butΒ always compareΒ Consumers to theΒ Banks - Regional industry mean.
  • A Debt to Equity ratio of 1,443.4% means that company has $14.43 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Consumers Bancorp Inc:

  • The MRQ is 14.434. The company is unable to pay all its debts with equity. -1
  • The TTM is 14.993. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ14.434TTM14.993-0.559
TTM14.993YOY17.760-2.767
TTM14.9935Y14.963+0.030
5Y14.96310Y12.250+2.713
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ14.43410.416+4.018
TTM14.99310.683+4.310
YOY17.7604.228+13.532
3Y17.2237.922+9.301
5Y14.9639.283+5.680
10Y12.25011.348+0.902
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4.6. Market Valuation

4.6.1. Earnings Per Share
4.6.2.1. Price to Earnings Ratio

MeasuresΒ how much money you payΒ for each share forΒ every $1 in earnings Consumers generates.

  • Above 15 is considered overpriced butΒ always compareΒ Consumers to theΒ Banks - Regional industry mean.
  • A PE ratio of 8.31 means the investor is paying $8.31Β for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Consumers Bancorp Inc:

  • The EOD is 8.460. Based on the earnings, the company is underpriced. +1
  • The MRQ is 8.308. Based on the earnings, the company is underpriced. +1
  • The TTM is 6.826. Based on the earnings, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD8.460MRQ8.308+0.152
MRQ8.308TTM6.826+1.482
TTM6.826YOY5.911+0.914
TTM6.8265Y6.309+0.517
5Y6.30910Y14.904-8.595
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD8.4604.154+4.306
MRQ8.3083.875+4.433
TTM6.8266.132+0.694
YOY5.9114.741+1.170
3Y6.1355.925+0.210
5Y6.3098.400-2.091
10Y14.9049.118+5.786
4.6.2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Consumers Bancorp Inc:

  • The EOD is 9.631. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 9.457. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 35.268. Based on how much money comes from the company's main activities, the company is fair priced.
Trends
Current periodCompared to+/- 
EOD9.631MRQ9.457+0.173
MRQ9.457TTM35.268-25.810
TTM35.268YOY6.100+29.168
TTM35.2685Y12.732+22.536
5Y12.73210Y26.770-14.038
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD9.6310.360+9.271
MRQ9.4570.336+9.121
TTM35.2680.632+34.636
YOY6.100-1.072+7.172
3Y15.6832.007+13.676
5Y12.7320.284+12.448
10Y26.7700.095+26.675
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4.6.2. Book Value per Share
4.6.2.1. Price to Book Ratio

Measures if the stock price ofΒ Consumers is to cheap or to expensiveΒ compared to its book value.

  • At or below 1 is considered healthyΒ (always compare to Banks - Regional industry mean).
  • A PB ratio of 0.84 means the investor is paying $0.84Β for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Consumers Bancorp Inc:

  • The EOD is 0.853. Based on the equity, the company is cheap. +2
  • The MRQ is 0.837. Based on the equity, the company is cheap. +2
  • The TTM is 0.820. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.853MRQ0.837+0.015
MRQ0.837TTM0.820+0.017
TTM0.820YOY0.937-0.117
TTM0.8205Y0.956-0.136
5Y0.95610Y1.084-0.128
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.8530.463+0.390
MRQ0.8370.432+0.405
TTM0.8200.446+0.374
YOY0.9370.149+0.788
3Y0.9880.355+0.633
5Y0.9560.578+0.378
10Y1.0840.801+0.283
4.6.2. Total Gains per Share
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6. Financial Statements




6.1. Latest Balance Sheet

Balance Sheet of 2025-03-31. Currency in USD. All numbers in thousands.

Summary
Total Assets1,133,769
Total Liabilities1,060,312
Total Stockholder Equity73,457
 As reported
Total Liabilities 1,060,312
Total Stockholder Equity+ 73,457
Total Assets = 1,133,769

Assets

Total Assets1,133,769
Total Current Assets0
Long-term Assets0
Total Current Assets
Cash And Cash Equivalents 19,874
Short-term Investments 274,256
Net Receivables 22,352
Total Current Assets  (as reported)0
Total Current Assets  (calculated)316,482
+/- 316,482
Long-term Assets
Property Plant Equipment 18,738
Goodwill 2,452
Long Term Investments 280,141
Intangible Assets 315
Long-term Assets  (as reported)0
Long-term Assets  (calculated)301,646
+/- 301,646

Liabilities & Shareholders' Equity

Total Current Liabilities0
Long-term Liabilities0
Total Stockholder Equity73,457
Total Current Liabilities
Total Current Liabilities  (as reported)0
Total Current Liabilities  (calculated)0
+/-0
Long-term Liabilities
Long-term Liabilities  (as reported)0
Long-term Liabilities  (calculated)0
+/-0
Total Stockholder Equity
Retained Earnings 76,123
Total Stockholder Equity (as reported)73,457
Total Stockholder Equity (calculated)76,123
+/- 2,666
Other
Capital Stock21,591
Common Stock Shares Outstanding 3,132
Net Invested Capital 77,522



6.2. Balance Sheets Structured

Currency in USD. All numbers in thousands.

 Trend2025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-312008-12-312008-09-302008-06-302008-03-312007-12-312007-09-302007-06-302007-03-312006-12-312006-09-302006-06-302006-03-312005-12-312005-09-30
> Total Assets 
198,175
205,117
204,247
203,550
201,383
200,438
203,132
201,958
207,070
223,231
243,605
233,077
238,322
239,769
245,890
251,862
251,283
254,175
257,945
263,393
270,730
277,080
289,837
300,140
315,595
311,312
329,773
334,761
336,965
344,582
349,407
343,489
361,228
364,179
375,753
382,477
389,833
398,347
401,641
403,967
415,055
418,223
425,873
430,390
433,424
441,435
448,177
457,883
471,647
470,282
488,510
502,619
510,789
517,955
528,433
553,936
565,187
574,572
663,277
740,820
751,270
754,060
805,492
833,804
953,886
954,903
987,549
977,313
991,423
1,013,156
1,049,369
1,060,024
1,057,516
1,081,344
1,090,887
1,097,089
1,123,853
1,111,193
1,133,769
1,133,7691,111,1931,123,8531,097,0891,090,8871,081,3441,057,5161,060,0241,049,3691,013,156991,423977,313987,549954,903953,886833,804805,492754,060751,270740,820663,277574,572565,187553,936528,433517,955510,789502,619488,510470,282471,647457,883448,177441,435433,424430,390425,873418,223415,055403,967401,641398,347389,833382,477375,753364,179361,228343,489349,407344,582336,965334,761329,773311,312315,595300,140289,837277,080270,730263,393257,945254,175251,283251,862245,890239,769238,322233,077243,605223,231207,070201,958203,132200,438201,383203,550204,247205,117198,175
   > Total Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
25,539
0
0
0
0
0
0
0
0
10,835
15,936
15,684
0
18,975
21,865
16,992
21,479
0
0
0
20,241
18,622
19,573
16,546
20,671
15,480
23,875
13,923
17,048
14,833
13,050
14,708
17,978
19,753
28,143
27,447
20,609
20,449
51,837
27,179
96,986
29,125
55,798
28,601
32,530
29,071
720,694
18,168
0
0
0
0
0
0
0
000000018,168720,69429,07132,53028,60155,79829,12596,98627,17951,83720,44920,60927,44728,14319,75317,97814,70813,05014,83317,04813,92323,87515,48020,67116,54619,57318,62220,24100021,47916,99221,86518,975015,68415,93610,8350000000025,539000000000000000000000000
       Cash And Cash Equivalents 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
21,864
0
0
0
0
0
0
0
0
9,107
12,988
11,125
0
12,030
15,911
10,544
13,648
0
0
0
12,533
10,850
12,230
9,912
14,179
9,141
17,833
7,772
10,785
9,749
8,352
11,305
13,135
13,580
24,360
20,064
8,508
9,045
41,032
18,529
92,652
25,801
55,369
24,733
29,284
13,302
25,207
14,256
18,050
14,763
16,800
17,709
20,296
20,354
19,874
19,87420,35420,29617,70916,80014,76318,05014,25625,20713,30229,28424,73355,36925,80192,65218,52941,0329,0458,50820,06424,36013,58013,13511,3058,3529,74910,7857,77217,8339,14114,1799,91212,23010,85012,53300013,64810,54415,91112,030011,12512,9889,1070000000021,864000000000000000000000000
       Short-term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
4,166
3,921
3,921
3,921
2,973
2,973
2,973
2,473
141,652
144,010
137,603
133,082
139,383
143,918
136,903
145,665
169,059
207,760
245,414
269,836
288,375
296,347
278,418
287,142
287,335
279,605
261,030
276,133
265,646
264,802
272,757
269,905
274,256
274,256269,905272,757264,802265,646276,133261,030279,605287,335287,142278,418296,347288,375269,836245,414207,760169,059145,665136,903143,918139,383133,082137,603144,010141,6522,4732,9732,9732,9733,9213,9213,9214,1660000000000000000000000000000000000000000000000
       Net Receivables 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,856
0
1,489
1,737
1,978
1,918
0
0
0
2,052
2,856
3,177
2,713
2,571
2,418
3,069
3,178
3,290
2,611
2,715
2,168
2,049
1,914
2,595
3,470
3,229
2,805
3,470
2,825
3,540
3,107
7,483
10,184
13,476
12,505
692,730
22,967
24,638
21,999
23,213
23,615
21,612
22,807
22,352
22,35222,80721,61223,61523,21321,99924,63822,967692,73012,50513,47610,1847,4833,1073,5402,8253,4702,8053,2293,4702,5951,9142,0492,1682,7152,6113,2903,1783,0692,4182,5712,7133,1772,8562,0520001,9181,9781,7371,48901,85600000000000000000000000000000000000
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3,675
0
0
0
0
0
0
0
0
1,728
2,948
2,703
0
5,456
4,217
4,470
5,913
0
0
0
5,656
4,916
4,166
3,921
3,921
3,921
2,973
2,973
2,973
2,473
1,983
3,720
3,983
4,731
3,691
6,153
8,872
8,599
7,335
5,825
4,334
3,241
429
3,868
3,246
3,264
2,757
3,788
0
0
0
0
0
0
0
00000003,7882,7573,2643,2463,8684293,2414,3345,8257,3358,5998,8726,1533,6914,7313,9833,7201,9832,4732,9732,9732,9733,9213,9213,9214,1664,9165,6560005,9134,4704,2175,45602,7032,9481,728000000003,675000000000000000000000000
   > Long-term Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
290,056
0
0
0
0
0
0
0
0
353,344
359,817
366,793
0
379,372
379,776
386,975
393,576
0
0
0
413,183
422,813
428,604
441,337
450,976
454,802
464,635
488,696
493,741
503,122
515,383
540,324
549,143
557,636
636,230
716,056
730,661
733,611
753,655
806,625
0
0
0
0
0
984,085
328,675
0
0
0
0
0
0
0
0
00000000328,675984,08500000806,625753,655733,611730,661716,056636,230557,636549,143540,324515,383503,122493,741488,696464,635454,802450,976441,337428,604422,813413,183000393,576386,975379,776379,3720366,793359,817353,34400000000290,056000000000000000000000000
       Property Plant Equipment 
4,669
4,789
4,701
4,648
4,582
4,477
4,379
4,273
4,139
4,103
4,024
4,024
3,969
3,918
3,835
3,776
3,732
3,715
3,605
3,581
3,921
4,099
4,461
4,776
4,711
4,688
5,610
5,752
5,849
5,781
5,738
5,708
6,055
6,304
6,668
6,917
7,895
9,166
10,527
11,605
12,473
13,317
13,504
13,585
13,598
13,451
13,279
13,398
13,287
13,137
13,039
13,315
13,474
13,473
14,260
14,155
14,539
14,422
15,154
14,901
15,151
14,972
15,345
15,793
16,469
16,457
16,491
16,521
16,413
16,278
17,327
17,182
17,197
17,093
17,072
16,927
17,631
18,625
18,738
18,73818,62517,63116,92717,07217,09317,19717,18217,32716,27816,41316,52116,49116,45716,46915,79315,34514,97215,15114,90115,15414,42214,53914,15514,26013,47313,47413,31513,03913,13713,28713,39813,27913,45113,59813,58513,50413,31712,47311,60510,5279,1667,8956,9176,6686,3046,0555,7085,7385,7815,8495,7525,6104,6884,7114,7764,4614,0993,9213,5813,6053,7153,7323,7763,8353,9183,9694,0244,0244,1034,1394,2734,3794,4774,5824,6484,7014,7894,669
       Goodwill 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
836
836
836
836
836
836
2,452
2,452
2,452
2,452
2,452
2,452
2,452
2,452
2,452
2,452
2,452
2,452
2,452
2,452
2,452
2,4522,4522,4522,4522,4522,4522,4522,4522,4522,4522,4522,4522,4522,4522,4528368368368368368360000000000000000000000000000000000000000000000000000000000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
276,561
0
0
0
0
0
0
0
0
336,861
343,583
352,513
0
362,279
361,275
367,348
373,035
0
0
0
391,322
399,036
404,932
417,378
427,131
430,982
440,870
464,587
469,404
478,718
490,126
147,796
141,289
136,662
142,963
147,459
702,444
705,116
724,717
777,169
253,734
277,288
295,823
304,621
286,563
951,874
295,672
286,961
268,282
282,947
272,460
271,237
279,086
275,790
280,141
280,141275,790279,086271,237272,460282,947268,282286,961295,672951,874286,563304,621295,823277,288253,734777,169724,717705,116702,444147,459142,963136,662141,289147,796490,126478,718469,404464,587440,870430,982427,131417,378404,932399,036391,322000373,035367,348361,275362,2790352,513343,583336,86100000000276,561000000000000000000000000
       Intangible Assets 
1,015
975
935
894
853
813
773
733
692
652
612
572
531
491
451
411
370
330
290
250
209
169
129
89
48
8
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
263
256
250
242
236
229
513
498
484
470
456
442
428
414
400
386
372
357
343
329
315
31532934335737238640041442844245647048449851322923624225025626300000000000000000000000000000000848891291692092502903303704114514915315726126526927337738138538949359751,015
       Long-term Assets Other 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
8,736
0
0
0
0
0
0
0
0
10,179
9,566
7,363
0
7,927
7,974
8,022
8,068
0
0
0
8,263
10,326
10,393
10,561
10,558
10,683
10,726
10,794
10,863
10,931
10,997
11,329
10,968
11,034
11,848
11,914
11,980
12,445
12,521
12,598
0
0
0
0
0
13,039
12,796
0
0
0
0
0
0
0
0
0000000012,79613,0390000012,59812,52112,44511,98011,91411,84811,03410,96811,32910,99710,93110,86310,79410,72610,68310,55810,56110,39310,3268,2630008,0688,0227,9747,92707,3639,56610,179000000008,736000000000000000000000000
> Total Liabilities 
178,923
185,681
184,755
184,448
181,579
180,726
183,445
183,176
187,707
203,304
223,255
213,506
219,204
218,561
224,805
230,401
228,309
231,593
234,965
239,677
246,381
253,302
265,633
274,816
289,548
284,495
302,297
306,871
308,205
315,486
320,213
315,346
323,356
326,293
336,860
342,274
349,287
357,026
359,667
362,501
372,676
375,803
382,280
386,597
389,404
399,225
405,518
414,348
427,376
426,111
445,203
458,858
466,819
471,059
479,322
502,770
512,194
520,536
601,949
677,580
685,843
686,352
737,919
763,904
882,734
881,745
925,583
923,343
947,965
962,759
993,076
1,004,540
1,007,961
1,017,834
1,028,790
1,033,404
1,050,552
1,041,653
1,060,312
1,060,3121,041,6531,050,5521,033,4041,028,7901,017,8341,007,9611,004,540993,076962,759947,965923,343925,583881,745882,734763,904737,919686,352685,843677,580601,949520,536512,194502,770479,322471,059466,819458,858445,203426,111427,376414,348405,518399,225389,404386,597382,280375,803372,676362,501359,667357,026349,287342,274336,860326,293323,356315,346320,213315,486308,205306,871302,297284,495289,548274,816265,633253,302246,381239,677234,965231,593228,309230,401224,805218,561219,204213,506223,255203,304187,707183,176183,445180,726181,579184,448184,755185,681178,923
   > Total Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
287,506
0
0
0
0
0
0
0
0
323,879
334,408
342,274
0
357,026
359,667
362,501
372,676
0
0
0
389,404
399,225
405,518
414,348
427,376
426,111
445,203
458,858
466,819
471,059
479,322
488,992
491,387
491,696
569,592
653,626
685,843
686,352
737,919
763,904
860,025
858,954
890,634
908,303
933,104
962,759
993,076
980,234
0
0
0
0
0
0
0
0000000980,234993,076962,759933,104908,303890,634858,954860,025763,904737,919686,352685,843653,626569,592491,696491,387488,992479,322471,059466,819458,858445,203426,111427,376414,348405,518399,225389,404000372,676362,501359,667357,0260342,274334,408323,87900000000287,506000000000000000000000000
       Short-term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
25,152
0
0
0
0
0
0
0
0
24,287
24,752
25,785
0
29,203
25,443
26,078
28,454
0
0
0
32,912
40,328
35,236
36,306
40,209
39,695
37,601
25,123
22,641
24,699
16,131
13,000
20,054
28,170
33,465
38,104
39,313
31,358
27,486
30,253
0
0
0
0
0
49,983
31,789
0
0
0
0
0
0
0
0
0000000031,78949,9830000030,25327,48631,35839,31338,10433,46528,17020,05413,00016,13124,69922,64125,12337,60139,69540,20936,30635,23640,32832,91200028,45426,07825,44329,203025,78524,75224,2870000000025,152000000000000000000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
40,328
35,236
36,306
40,209
39,695
37,601
2,056
22,641
0
0
13,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
26,367
0
0
10,500
10,000
10,000
0
0
0010,00010,00010,5000026,36700000000000000013,0000022,6412,05637,60139,69540,20936,30635,23640,328000000000000000000000000000000000000000000000
       Accounts payable 
161,360
158,595
165,296
167,308
166,249
170,788
172,875
169,591
171,718
178,694
186,018
188,844
191,113
193,331
197,639
204,051
203,698
208,921
211,260
216,314
220,625
229,499
241,879
248,246
262,354
263,237
279,304
284,481
284,457
292,241
299,274
294,107
298,714
299,592
309,656
2,592
316,201
3,185
3,405
3,427
3,331
342,667
346,309
346,648
3,521
3,452
3,433
3,571
3,327
3,427
3,546
3,772
3,639
3,830
3,902
4,210
4,706
487,645
563,022
633,355
6,432
6,632
6,445
6,802
849,186
848,220
890,634
886,562
912,083
6,624
6,888
952,533
16,496
0
0
0
0
0
0
00000016,496952,5336,8886,624912,083886,562890,634848,220849,1866,8026,4456,6326,432633,355563,022487,6454,7064,2103,9023,8303,6393,7723,5463,4273,3273,5713,4333,4523,521346,648346,309342,6673,3313,4273,4053,185316,2012,592309,656299,592298,714294,107299,274292,241284,457284,481279,304263,237262,354248,246241,879229,499220,625216,314211,260208,921203,698204,051197,639193,331191,113188,844186,018178,694171,718169,591172,875170,788166,249167,308165,296158,595161,360
       Other Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
262,354
0
0
0
0
0
0
0
0
299,592
309,656
313,897
0
324,638
330,819
332,996
340,891
0
0
0
352,971
355,445
366,849
374,471
383,840
382,989
404,056
429,963
440,539
442,530
459,289
472,174
487,434
487,645
563,022
633,355
640,098
648,362
703,988
726,849
0
0
0
0
0
906,152
954,399
0
0
0
0
0
0
0
0
00000000954,399906,15200000726,849703,988648,362640,098633,355563,022487,645487,434472,174459,289442,530440,539429,963404,056382,989383,840374,471366,849355,445352,971000340,891332,996330,819324,6380313,897309,656299,59200000000262,354000000000000000000000000
   > Long-term Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,042
0
0
0
0
0
0
0
0
2,414
2,452
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
000000000000000000000000000000000000000000002,4522,414000000002,042000000000000000000000000
       Long-term Liabilities Other 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,042
0
0
0
0
0
0
0
0
2,414
2,452
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
000000000000000000000000000000000000000000002,4522,414000000002,042000000000000000000000000
> Total Stockholder Equity
19,252
19,436
19,492
19,102
19,804
19,712
19,687
18,782
19,363
19,927
20,350
19,571
19,118
21,208
21,085
21,461
22,974
22,582
22,980
23,716
24,349
23,778
24,204
25,324
26,047
26,817
27,476
27,890
28,760
29,096
29,194
28,143
37,872
37,886
38,893
40,203
40,546
41,321
41,974
41,466
42,379
42,420
43,593
43,793
44,020
42,210
42,659
43,535
44,271
44,171
43,307
43,761
43,970
46,896
49,111
51,166
52,993
54,036
61,328
63,240
65,427
67,708
67,573
69,900
71,152
73,158
61,966
53,970
43,458
50,397
56,293
55,484
49,555
63,510
62,097
63,685
73,301
69,540
73,457
73,45769,54073,30163,68562,09763,51049,55555,48456,29350,39743,45853,97061,96673,15871,15269,90067,57367,70865,42763,24061,32854,03652,99351,16649,11146,89643,97043,76143,30744,17144,27143,53542,65942,21044,02043,79343,59342,42042,37941,46641,97441,32140,54640,20338,89337,88637,87228,14329,19429,09628,76027,89027,47626,81726,04725,32424,20423,77824,34923,71622,98022,58222,97421,46121,08521,20819,11819,57120,35019,92719,36318,78219,68719,71219,80419,10219,49219,43619,252
   Common Stock
4,869
4,869
4,869
4,869
4,869
4,869
4,869
4,869
4,869
4,869
4,869
4,869
4,869
4,869
4,869
4,869
4,868
4,866
4,864
4,968
5,004
5,036
5,074
5,114
5,114
5,114
5,156
5,205
5,258
5,304
5,354
5,393
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,628
14,628
14,628
14,656
14,697
14,697
19,974
19,974
20,011
20,011
20,011
20,011
20,113
20,175
61,966
20,287
20,385
20,557
20,650
20,769
0
0
0
0
0
0
0
000000020,76920,65020,55720,38520,28761,96620,17520,11320,01120,01120,01120,01119,97419,97414,69714,69714,65614,62814,62814,62814,63014,63014,63014,63014,63014,63014,63014,63014,63014,63014,63014,63014,63014,63014,63014,63014,63014,63014,63014,6305,3935,3545,3045,2585,2055,1565,1145,1145,1145,0745,0365,0044,9684,8644,8664,8684,8694,8694,8694,8694,8694,8694,8694,8694,8694,8694,8694,8694,8694,8694,8694,869
   Retained Earnings 
14,639
14,823
14,926
14,536
15,617
15,544
15,753
15,148
15,891
16,638
17,140
16,361
15,908
17,998
17,875
18,251
19,747
19,334
19,702
20,407
21,004
20,401
20,789
21,869
21,342
23,362
23,979
24,344
25,152
25,442
25,490
24,400
24,892
25,136
25,486
25,940
27,568
26,850
27,154
27,589
27,992
29,447
30,621
30,821
29,006
29,405
29,644
30,122
30,728
31,044
31,601
32,342
33,660
35,154
35,834
36,487
37,621
38,691
39,300
40,460
42,424
44,492
46,154
47,663
49,844
52,518
54,615
56,906
58,922
61,205
63,317
65,485
67,050
68,504
69,993
71,534
73,176
74,867
76,123
76,12374,86773,17671,53469,99368,50467,05065,48563,31761,20558,92256,90654,61552,51849,84447,66346,15444,49242,42440,46039,30038,69137,62136,48735,83435,15433,66032,34231,60131,04430,72830,12229,64429,40529,00630,82130,62129,44727,99227,58927,15426,85027,56825,94025,48625,13624,89224,40025,49025,44225,15224,34423,97923,36221,34221,86920,78920,40121,00420,40719,70219,33419,74718,25117,87517,99815,90816,36117,14016,63815,89115,14815,75315,54415,61714,53614,92614,82314,639
   Capital Surplus 0000000000000000000000000000000000000000000000000000000000000000000000000000000
   Treasury Stock00000000-809-80900000-1,324-1,324-1,324-1,324-1,454-1,454-1,454-1,454-1,543-1,515-1,515-1,515-1,576-1,576-1,576-1,576-1,662-1,662-1,662-1,658-1,658-1,658-1,657-1,656-1,652-1,652-1,652-1,652-1,650-1,650-1,650-1,650-1,650-1,650-1,650-1,650-1,659-1,659-1,659-1,659-1,659-1,659-1,659-1,659-1,659-1,586-1,618-1,641-1,659-1,659-1,659-1,659-1,659-1,659-1,580-1,397-1,235-935-701-682-303-303-256-256
   Other Stockholders Equity 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,250
0
0
0
0
0
0
0
0
-230
427
1,283
0
1,493
1,842
899
1,413
0
0
0
2,042
-163
47
445
489
73
-1,348
-1,635
-2,803
-1,371
164
1,566
2,129
2,102
3,508
4,260
4,316
4,529
2,732
3,550
2,312
1,582
-11,761
-22,106
-34,848
-30,556
-26,865
-29,961
0
0
0
0
0
0
0
0000000-29,961-26,865-30,556-34,848-22,106-11,7611,5822,3123,5502,7324,5294,3164,2603,5082,1022,1291,566164-1,371-2,803-1,635-1,3487348944547-1632,0420001,4138991,8421,49301,283427-230000000001,250000000000000000000000000



6.3. Balance Sheets

Currency in USD. All numbers in thousands.




6.4. Cash Flows

Currency in USD. All numbers in thousands.




6.5. Income Statements

Currency in USD. All numbers in thousands.


6.6. Latest Income Statement

Income Statement (annual), 2024-06-30. Currency in USD. All numbers in thousands.

Gross Profit (+$)
totalRevenue35,442
Cost of Revenue-0
Gross Profit035,442
 
Operating Income (+$)
Gross Profit0
Operating Expense-0
Operating Income00
 
Operating Expense (+$)
Research Development0
Selling General Administrative16,305
Selling And Marketing Expenses0
Operating Expense016,305
 
Net Interest Income (+$)
Interest Income49,218
Interest Expense-17,226
Other Finance Cost-0
Net Interest Income31,992
 
Pretax Income (+$)
Operating Income0
Net Interest Income31,992
Other Non-Operating Income Expenses0
Income Before Tax (EBT)10,4250
EBIT - interestExpense = -17,226
8,580
25,806
Interest Expense17,226
Earnings Before Interest and Taxes (EBIT)027,651
Earnings Before Interest and Taxes (EBITDA)0
 
After tax Income (+$)
Income Before Tax10,425
Tax Provision-1,845
Net Income From Continuing Ops8,5808,580
Net Income8,580
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses0
Total Other Income/Expenses Net0-31,992
 

Technical Analysis of Consumers
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Consumers. The general trend of Consumers is BULLISH with 100.0% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Consumers's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (100.0%) Bearish trend (-100.0%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Consumers Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

SupportΒ is a price level at which demand for an asset is strong enough to prevent the price from falling further.
ResistanceΒ is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Consumers Bancorp Inc.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is -1/(-1 +1).

  • Around resistance: The price is trading arround resistance levels. This can be considered as a potential exit level. -1

The bullish price targets are: 20.00 < 20.00 < 20.00.

The bearish price targets are: 19.50 > 19.40 > 19.40.

Know someone who trades $CBKM? Share this with them.πŸ‘‡

Consumers Bancorp Inc Daily Support & Resistance Chart
3rd party ad coffee SUPPORTERis ad-free.

2. Trend Indicators

2.1 Moving Averages

Shows theΒ moving averageΒ of the selected period.

  • Moving averages are laggingΒ trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Consumers Bancorp Inc. The current mas is .

The long score for the Moving Averages is 14/14.
The longshort score for the Moving Averages is 14/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 > MA 50: The MA 20 is higher than the MA 50. +1
  • MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
  • MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close > MA 50: The price is above the MA 50. +1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
  • MA 200 trending up: The MA 200 is trending up. +1
  • Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Consumers Bancorp Inc Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows theΒ momentumΒ of theΒ selected period based on two moving averages.

  • MACD is aΒ lagging momentumΒ indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Consumers Bancorp Inc. The current macd is 0.22345277.

The long score for the Moving Average Convergence/Divergence (MACD) is 3/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 2/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Consumers price going up in the near term. +2
  • MACD > 0: The MACD is above the zero line (centerline), it indicates a bullish signal for Consumers. This means that the short-term moving average is higher than the long-term moving average, signaling positive momentum and suggesting a higher likelihood of the Consumers price continuing to rise in the near future. It indicates that buyers are gaining control, and there is optimism in the market, leading to potential price increases. +1
  • Trending down: The MACD line is trending down. This indicates that the short-term moving average is falling faster than the long-term moving average, suggesting negative momentum in the market. This signals that sellers are becoming more active and insecure, leading to potential price decreases as traders anticipate further losses and are willing to sell at lower prices. -1
Consumers Bancorp Inc Daily Moving Average Convergence/Divergence (MACD) ChartConsumers Bancorp Inc Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Consumers Bancorp Inc. The current adx is 8.99367454.

The long score for the Directional Movement Index (DMI) is 0/7.
The longshort score for the Directional Movement Index (DMI) is -1/(-7 +7).

  • PLUS_ID < MINUS_DI: The +DI line is below the -DI line. This indicates a bearish signal in the market, as the negative directional movement is currently stronger than the positive directional movement, showing that sellers have the upper hand. Market psychology suggests that traders are pessimistic, expecting further price decreases, and are more willing to sell Consumers shares, leading to potential downward momentum in its price. -1
  • PLUS_ID < MINUS_DI && ADX < 25 && ADX trending down: The ADX is below 25 and indicates a weak or no trend. Also, the ADX is declining so there is no trend indication.
Consumers Bancorp Inc Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • ShowsΒ the current trend.
  • ShowsΒ potential entry signals.
  • ShowsΒ Β potential exit signals.
  • Can be used to placeΒ trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Consumers Bancorp Inc. The current sar is 18.95.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

  • Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1
Consumers Bancorp Inc Daily Parabolic SAR Chart
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3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentumΒ indicator, meaning the signals are instant.
  • RangesΒ between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Consumers Bancorp Inc. The current rsi is 70.49. The current phase is Overbought in bull market.

The long score for the Relative Strength Index (RSI) is 0/13.
The longshort score for the Relative Strength Index (RSI) is -1/(-13 +13).

  • Overbought in bull market: Short-term excessive buying, potential for pullback. Consider taking profits, be cautious of potential correction. -1
Consumers Bancorp Inc Daily Relative Strength Index (RSI) ChartConsumers Bancorp Inc Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

ComparesΒ a certain price to multiple prices ranging over time.

  • LeadingΒ momentumΒ indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • RangesΒ between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Consumers Bancorp Inc. The current phase is Overbought in bull market.

The long score for the Stochastic Oscillator is 3/6.
The longshort score for the Stochastic Oscillator is 0/(-6 +6).

  • STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
  • STOCH > 80: The STOCH %K is above 80 and overbought. +2
  • STOCH %K line < STOCH %D line: The STOCH %K line is below the STOCH %D line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Consumers price going down in the near term. -2
  • Trending down: The STOCH %K is trending down. -1
Consumers Bancorp Inc Daily Stochastic Oscillator ChartConsumers Bancorp Inc Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero,Β the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Consumers Bancorp Inc. The current cci is 67.68.

Consumers Bancorp Inc Daily Commodity Channel Index (CCI) ChartConsumers Bancorp Inc Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Consumers Bancorp Inc. The current cmo is 55.20.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

  • CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1
Consumers Bancorp Inc Daily Chande Momentum Oscillator (CMO) ChartConsumers Bancorp Inc Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

Β Shows the current price relative to the highest high over the last 14 days.
Β 

  • Lagging momentum indicator
  • Ranging between 0 andΒ -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Consumers Bancorp Inc. The current willr is 0.

The long score for the Williams %R is 1/1.
The longshort score for the Williams %R is 1/(-1 +1).

  • WILLR > -20: The Williams %R is above -20. This indicates that the price is in overbought territory, suggesting a potential price correction or trend reversal to the downside. +1
Consumers Bancorp Inc Daily Williams %R ChartConsumers Bancorp Inc Daily Williams %R Chart
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4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversoldΒ 

Score

Let's take a look at the Bollinger Bands of Consumers Bancorp Inc.

Consumers Bancorp Inc Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Consumers Bancorp Inc. The current atr is 0.12026315.

Consumers Bancorp Inc Daily Average True Range (ATR) ChartConsumers Bancorp Inc Daily Average True Range (ATR) Chart
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5. Volume Indicators

5.1 On-Balance Volume (OBV)

Β Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Consumers Bancorp Inc. The current obv is -7,672.

Consumers Bancorp Inc Daily On-Balance Volume (OBV) ChartConsumers Bancorp Inc Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Consumers Bancorp Inc. The current mfi is 55.91.

The long score for the Money Flow Index (MFI) is 1/2.
The longshort score for the Money Flow Index (MFI) is 1/(-2 +2).

  • MFI > 50: +1
Consumers Bancorp Inc Daily Money Flow Index (MFI) ChartConsumers Bancorp Inc Daily Money Flow Index (MFI) Chart
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6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Consumers Bancorp Inc.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2025-02-05STOCH LONG EXITThe %K line crosses below the %D line.
2025-02-10DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-02-12SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-02-13CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-02-14STOCH LONG EXITThe %K line crosses below the %D line.
2025-02-18DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-02-24RSI SHORT ENTRY LONG CLOSE70 crossover to downside
2025-02-25DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-02-26CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-02-27STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-03-03MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-04SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2025-03-05STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-06STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-11CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-13ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-14STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-17STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-18DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-20MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-24STOCH SHORT EXITThe %K line crosses above the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-26STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-27ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-01CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-04-03DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-04-04MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-04-07MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-04-08CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-10STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-11ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-22STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-23MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-04-24WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-04-28STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-29MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-04-30MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-05-01STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-05-02MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2025-05-05CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-05-06STOCH LONG EXITThe %K line crosses below the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-05-09DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-05-12DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-05-13STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-15DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2025-05-16CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-05-20STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-28DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2025-05-29STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-05-30MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2025-06-02DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-06-03DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2025-06-04STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-05STOCH LONG EXITThe %K line crosses below the %D line.
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-06-10MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-06-11DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-06-12CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-06-13MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-06-18STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-20DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.

6.3. Candlestick Patterns

Consumers Bancorp Inc Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Consumers Bancorp Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5070.491
Ma 20Greater thanMa 5019.555
Ma 50Greater thanMa 10019.351
Ma 100Greater thanMa 20019.317
OpenGreater thanClose20.000
Total4/5 (80.0%)
Penke
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