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Consumers Bancorp Inc
Buy, Hold or Sell?

I guess you are interested in Consumers Bancorp Inc. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

Let's analyse Consumers

Let's start. I'm going to help you getting a better view of Consumers Bancorp Inc. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

  1. Company's Financial Health
    A deep dive into the books. How are the numbers doing? Is Consumers Bancorp Inc even making a profit? Is the company skyrocketing? Or is it sinking like the Titanic. The trend is your friend.
  2. Market Valuation
    Finally, you now have an insight of how Consumers Bancorp Inc is doing in the market. If the company is worth buying. The latest step is to find out how other investors value Consumers Bancorp Inc. The closing price on 2022-09-30 was $20.34 per share. Is the company over- or underpriced?
  3. Key Performance Indicators
    A total overlook on how the company is doing. Based on the (trends in) the key performance indicators.
Consumers Bancorp Inc Daily Candlestick Chart


Summary

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

1.1. Profitability of Consumers Bancorp Inc.

1.1. Profitability

An important factor of a company's health is the profitability.

1.1.1. Net Profit Margin

Measures how much net profit Consumers earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Consumers to the Banks-Regional industry mean.
  • A Net Profit Margin of 29.8% means that $0.30 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Consumers Bancorp Inc:

  • The MRQ is 29.5%. The company is making a huge profit. +2
  • The TTM is 29.8%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ29.5%TTM29.8%-0.4%
TTM29.8%YOY29.7%+0.1%
TTM29.8%5Y25.1%+4.7%
5Y25.1%10Y16.6%+8.5%
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ29.5%28.7%+0.8%
TTM29.8%27.6%+2.2%
YOY29.7%26.9%+2.8%
5Y25.1%23.2%+1.9%
10Y16.6%21.1%-4.5%
1.1.2. Return on Assets

Shows how efficient Consumers is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Consumers to the Banks-Regional industry mean.
  • 0.3% Return on Assets means that Consumers generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Consumers Bancorp Inc:

  • The MRQ is 0.3%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.3%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.3%TTM0.3%0.0%
TTM0.3%YOY0.3%+0.0%
TTM0.3%5Y0.2%+0.0%
5Y0.2%10Y0.2%+0.0%
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.3%0.3%0.0%
TTM0.3%0.3%0.0%
YOY0.3%0.3%0.0%
5Y0.2%0.3%-0.1%
10Y0.2%0.2%+0.0%
1.1.3. Return on Equity

Shows how efficient Consumers is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Consumers to the Banks-Regional industry mean.
  • 5.2% Return on Equity means the company generated $0.05 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Consumers Bancorp Inc:

  • The MRQ is 5.2%. Using its investors money, the company is less efficient in making profit.
  • The TTM is 4.3%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ5.2%TTM4.3%+0.8%
TTM4.3%YOY3.3%+1.0%
TTM4.3%5Y3.0%+1.3%
5Y3.0%10Y2.4%+0.6%
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ5.2%2.8%+2.4%
TTM4.3%2.6%+1.7%
YOY3.3%2.5%+0.8%
5Y3.0%2.4%+0.6%
10Y2.4%2.4%+0.0%

1.2. Operating Efficiency of Consumers Bancorp Inc.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Consumers is operating .

  • Measures how much profit Consumers makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Consumers to the Banks-Regional industry mean.
  • An Operating Margin of 0.0% means the company generated $0.00  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Consumers Bancorp Inc:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.0%
TTM-YOY35.8%-35.8%
TTM-5Y19.5%-19.5%
5Y19.5%10Y14.1%+5.3%
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ-44.9%-44.9%
TTM-44.3%-44.3%
YOY35.8%46.5%-10.7%
5Y19.5%36.5%-17.0%
10Y14.1%31.1%-17.0%
1.2.2. Operating Ratio

Measures how efficient Consumers is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks-Regional industry mean).
  • An Operation Ratio of 0.00 means that the operating costs are $0.00 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Consumers Bancorp Inc:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY0.642-0.642
TTM-5Y0.558-0.558
5Y0.55810Y0.474+0.084
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ-0.066-0.066
TTM-0.195-0.195
YOY0.6420.316+0.326
5Y0.5580.384+0.174
10Y0.4740.390+0.084

1.3. Liquidity of Consumers Bancorp Inc.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Consumers is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks-Regional industry mean).
  • A Current Ratio of 0.03 means the company has $0.03 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Consumers Bancorp Inc:

  • The MRQ is 0.029. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.060. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.029TTM0.060-0.030
TTM0.060YOY0.041+0.018
TTM0.0605Y0.043+0.016
5Y0.04310Y0.035+0.008
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.0290.245-0.216
TTM0.0600.327-0.267
YOY0.0410.349-0.308
5Y0.0430.307-0.264
10Y0.0350.258-0.223
1.3.2. Quick Ratio

Measures if Consumers is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy (always compare to Banks-Regional industry mean)
  • A Quick Ratio of 0.33 means the company can pay off $0.33 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Consumers Bancorp Inc:

  • The MRQ is 0.334. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.318. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.334TTM0.318+0.016
TTM0.318YOY0.259+0.060
TTM0.3185Y0.215+0.103
5Y0.21510Y0.118+0.097
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.3340.233+0.101
TTM0.3180.151+0.167
YOY0.2590.159+0.100
5Y0.2150.117+0.098
10Y0.1180.090+0.028

1.4. Solvency of Consumers Bancorp Inc.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Consumers assets are financed with debt.

  • Below 1 (100%) is considered healthy (always compare to Banks-Regional industry mean).
  • A Debt to Asset Ratio of 0.94 means that Consumers assets are financed with 94.5% credit (debt) and the remaining percentage (100% - 94.5%) is financed by its owners/shareholders.

Let's take a look of the Debt to Asset Ratio trends of Consumers Bancorp Inc:

  • The MRQ is 0.945. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.933. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.945TTM0.933+0.012
TTM0.933YOY0.914+0.019
TTM0.9335Y0.915+0.018
5Y0.91510Y0.908+0.006
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9450.910+0.035
TTM0.9330.905+0.028
YOY0.9140.910+0.004
5Y0.9150.907+0.008
10Y0.9080.908+0.000
1.4.2. Debt to Equity Ratio

Measures if Consumers is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy (always compare to Banks-Regional industry mean).
  • A Debt to Equity ratio of 1,710.8% means that company has $17.11 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Consumers Bancorp Inc:

  • The MRQ is 17.108. The company is unable to pay all its debts with equity. -1
  • The TTM is 14.126. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ17.108TTM14.126+2.982
TTM14.126YOY10.617+3.509
TTM14.1265Y10.956+3.170
5Y10.95610Y10.108+0.848
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ17.10810.094+7.014
TTM14.1269.691+4.435
YOY10.6179.130+1.487
5Y10.9569.097+1.859
10Y10.1089.029+1.079

2. Market Valuation of Consumers Bancorp Inc

2. Earnings
2.1. Price to Earnings Ratio

Measures how many years it takes to double your invested money in Consumers.

  • Above 15 is considered overpriced but is hard to determine (always use industry average).
  • A PE ratio of 5.22 means the investor is paying $5.22 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Consumers Bancorp Inc:

  • The EOD is 5.535. Very good. +2
  • The MRQ is 5.225. Very good. +2
  • The TTM is 6.564. Very good. +2
Trends
Current periodCompared to+/- 
EOD5.535MRQ5.225+0.310
MRQ5.225TTM6.564-1.339
TTM6.564YOY7.154-0.590
TTM6.5645Y8.879-2.314
5Y8.87910Y12.283-3.405
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
EOD5.5359.287-3.752
MRQ5.2259.440-4.215
TTM6.5649.860-3.296
YOY7.1549.980-2.826
5Y8.87911.493-2.614
10Y12.28311.575+0.708
2.2. Price Earnings to Growth Ratio

Measures the predicted future growth of Consumers.

  • Lower is better
  • A PEG ratio of 1 means the investor is paying a fair price for the stock

Let's take a look of the Price Earnings to Growth Ratio trends of Consumers Bancorp Inc:

  • The MRQ is 0.219. Very good. +2
  • The TTM is 0.238. Very good. +2
Trends
Current periodCompared to+/- 
MRQ0.219TTM0.238-0.018
TTM0.238YOY0.238-0.001
TTM0.2385Y-0.145+0.382
5Y-0.14510Y6.867-7.012
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.2190.065+0.154
TTM0.2380.100+0.138
YOY0.2380.006+0.232
5Y-0.1450.067-0.212
10Y6.8670.094+6.773

2. Books
2.3. Price to Book Ratio

Measures if the stock price of Consumers is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks-Regional industry mean).
  • A PB ratio of 1.09 means the investor is paying $1.09 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Consumers Bancorp Inc:

  • The EOD is 1.151. Good. +1
  • The MRQ is 1.086. Good. +1
  • The TTM is 1.029. Good. +1
Trends
Current periodCompared to+/- 
EOD1.151MRQ1.086+0.065
MRQ1.086TTM1.029+0.057
TTM1.029YOY0.831+0.198
TTM1.0295Y0.491+0.538
5Y0.49110Y0.246+0.246
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
EOD1.1510.962+0.189
MRQ1.0860.975+0.111
TTM1.0291.025+0.004
YOY0.8310.792+0.039
5Y0.4910.935-0.444
10Y0.2460.833-0.587

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Consumers Bancorp Inc compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Per Share--17.67321.369-17%22.341-21%11.791+50%5.896+200%
Book Value Per Share Growth---2.633-1.353-49%0.528-599%1.607-264%1.607-264%
Current Ratio--0.0290.060-51%0.041-29%0.043-33%0.035-16%
Debt To Asset Ratio--0.9450.933+1%0.914+3%0.915+3%0.908+4%
Debt To Equity Ratio--17.10814.126+21%10.617+61%10.956+56%10.108+69%
Dividend Per Share---0.120-100%0.147-100%0.134-100%0.134-100%
Eps--0.9100.919-1%0.742+23%0.605+50%0.436+109%
Eps Growth--23.80429.078-18%36.764-35%30.724-23%13.372+78%
Gains Per Share---2.633-1.233-53%0.676-490%1.741-251%1.741-251%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%
Net Profit Margin--0.2950.298-1%0.297-1%0.251+17%0.166+78%
Operating Margin----0%0.358-100%0.195-100%0.141-100%
Operating Ratio----0%0.642-100%0.558-100%0.474-100%
Pb Ratio1.151+6%1.0861.029+6%0.831+31%0.491+121%0.246+342%
Pe Ratio5.535+6%5.2256.564-20%7.154-27%8.879-41%12.283-57%
Peg Ratio--0.2190.238-8%0.238-8%-0.145+166%6.867-97%
Price Per Share20.340+6%19.20021.813-12%18.593+3%18.636+3%17.544+9%
Quick Ratio--0.3340.318+5%0.259+29%0.215+55%0.118+182%
Return On Assets--0.0030.003-2%0.003-1%0.002+14%0.002+35%
Return On Equity--0.0520.043+18%0.033+55%0.030+71%0.024+115%
 EOD+0 -3MRQTTM+5 -12YOY+6 -135Y+8 -1110Y+10 -9

3.2. Fundamental Score

Let's check the fundamental score of Consumers Bancorp Inc based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-155.535
Price to Book Ratio (EOD)Between0-11.151
Net Profit Margin (MRQ)Greater than00.295
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.334
Current Ratio (MRQ)Greater than10.029
Debt to Asset Ratio (MRQ)Less than10.945
Debt to Equity Ratio (MRQ)Less than117.108
Return on Equity (MRQ)Greater than0.150.052
Return on Assets (MRQ)Greater than0.050.003
Total3/10 (30.0%)

3.3. Technical Score

Let's check the technical score of Consumers Bancorp Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5053.112
Ma 20Greater thanMa 5020.366
Ma 50Greater thanMa 10019.751
Ma 100Greater thanMa 20019.806
OpenGreater thanClose20.000
Total2/5 (40.0%)



Latest Balance Sheet

Balance Sheet of 2022-06-30. Currency in USD. All numbers in thousands.

Summary
Total Assets977,313
Total Liabilities923,343
Total Stockholder Equity53,970
 As reported
Total Liabilities 923,343
Total Stockholder Equity+ 53,970
Total Assets = 977,313

Assets

Total Assets977,313
Total Current Assets25,898
Long-term Assets25,898
Total Current Assets
Cash And Cash Equivalents 24,733
Short-term Investments 296,347
Total Current Assets  (as reported)25,898
Total Current Assets  (calculated)321,080
+/- 295,182
Long-term Assets
Long Term Investments 304,621
Long-term Assets  (as reported)0
Long-term Assets  (calculated)304,621
+/- 304,621

Liabilities & Shareholders' Equity

Total Current Liabilities886,562
Long-term Liabilities-
Total Stockholder Equity53,970
Total Current Liabilities
Accounts payable 886,562
Total Current Liabilities  (as reported)886,562
Total Current Liabilities  (calculated)886,562
+/-0
Long-term Liabilities
Long-term Liabilities  (as reported)0
Long-term Liabilities  (calculated)0
+/-0
Total Stockholder Equity
Common Stock53,970
Total Stockholder Equity (as reported)53,970
Total Stockholder Equity (calculated)53,970
+/-0
Other
Common Stock Shares Outstanding 3,054
Net Tangible Assets 53,970



Balance Sheet

Currency in USD. All numbers in thousands.

 Trend2022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-312008-12-312008-09-302008-06-302008-03-312007-12-312007-09-302007-06-302007-03-312006-12-312006-09-302006-06-302006-03-312005-12-312005-09-30
> Total Assets 
198,175
205,117
204,247
203,550
201,383
200,438
203,132
201,958
207,070
223,231
243,605
233,077
238,322
239,769
245,890
251,862
251,283
254,175
257,945
263,393
270,730
277,080
289,837
300,140
315,595
311,312
329,773
334,761
336,965
344,582
349,407
343,489
361,228
364,179
375,753
382,477
389,833
398,347
401,641
403,967
415,055
418,223
425,873
430,390
433,424
441,435
448,177
457,883
471,647
470,282
488,510
502,619
510,789
517,955
528,433
553,936
565,187
574,572
663,277
740,820
751,270
754,060
805,492
833,804
953,886
954,903
987,549
977,313
977,313987,549954,903953,886833,804805,492754,060751,270740,820663,277574,572565,187553,936528,433517,955510,789502,619488,510470,282471,647457,883448,177441,435433,424430,390425,873418,223415,055403,967401,641398,347389,833382,477375,753364,179361,228343,489349,407344,582336,965334,761329,773311,312315,595300,140289,837277,080270,730263,393257,945254,175251,283251,862245,890239,769238,322233,077243,605223,231207,070201,958203,132200,438201,383203,550204,247205,117198,175
   > Total Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
25,539
0
0
0
0
0
0
0
0
10,835
15,936
15,684
0
18,975
21,865
16,992
21,479
0
0
0
20,241
18,622
19,573
16,546
20,671
15,480
23,875
13,923
17,048
14,833
13,050
14,708
17,978
19,753
28,143
27,447
20,609
20,449
51,837
27,179
96,986
29,125
55,798
25,898
25,89855,79829,12596,98627,17951,83720,44920,60927,44728,14319,75317,97814,70813,05014,83317,04813,92323,87515,48020,67116,54619,57318,62220,24100021,47916,99221,86518,975015,68415,93610,8350000000025,539000000000000000000000000
       Cash And Cash Equivalents 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
21,864
0
0
0
0
0
0
0
0
9,107
12,988
11,125
0
12,030
15,911
10,544
13,648
0
0
0
12,533
10,850
12,230
9,912
14,179
9,141
17,833
7,772
10,785
9,749
8,352
11,305
13,135
13,580
24,360
20,064
8,508
9,045
41,032
18,529
92,652
25,801
55,369
24,733
24,73355,36925,80192,65218,52941,0329,0458,50820,06424,36013,58013,13511,3058,3529,74910,7857,77217,8339,14114,1799,91212,23010,85012,53300013,64810,54415,91112,030011,12512,9889,1070000000021,864000000000000000000000000
       Short-term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
4,166
3,921
3,921
3,921
2,973
2,973
2,973
2,473
141,652
144,010
137,603
133,082
139,383
143,918
136,903
145,665
169,059
207,760
245,414
269,836
288,375
296,347
296,347288,375269,836245,414207,760169,059145,665136,903143,918139,383133,082137,603144,010141,6522,4732,9732,9732,9733,9213,9213,9214,1660000000000000000000000000000000000000000000000
       Net Receivables 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,856
0
1,489
1,737
1,978
1,918
0
0
0
2,052
2,856
3,177
2,713
2,571
2,418
3,069
3,178
3,290
2,611
2,715
2,168
2,049
1,914
2,595
3,470
3,229
2,805
3,470
2,825
3,540
3,107
7,483
0
07,4833,1073,5402,8253,4702,8053,2293,4702,5951,9142,0492,1682,7152,6113,2903,1783,0692,4182,5712,7133,1772,8562,0520001,9181,9781,7371,48901,85600000000000000000000000000000000000
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3,675
0
0
0
0
0
0
0
0
1,728
2,948
2,703
0
5,456
4,217
4,470
5,913
0
0
0
5,656
4,916
4,166
3,921
3,921
3,921
2,973
2,973
2,973
2,473
1,983
3,720
3,983
4,731
3,691
6,153
8,872
8,599
7,335
5,825
4,334
3,241
429
1,165
1,1654293,2414,3345,8257,3358,5998,8726,1533,6914,7313,9833,7201,9832,4732,9732,9732,9733,9213,9213,9214,1664,9165,6560005,9134,4704,2175,45602,7032,9481,728000000003,675000000000000000000000000
   > Long-term Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
290,056
0
0
0
0
0
0
0
0
353,344
359,817
366,793
0
379,372
379,776
386,975
393,576
0
0
0
413,183
422,813
428,604
441,337
450,976
454,802
464,635
488,696
493,741
503,122
515,383
540,324
549,143
557,636
636,230
716,056
730,661
733,611
753,655
806,625
0
0
0
0
0000806,625753,655733,611730,661716,056636,230557,636549,143540,324515,383503,122493,741488,696464,635454,802450,976441,337428,604422,813413,183000393,576386,975379,776379,3720366,793359,817353,34400000000290,056000000000000000000000000
       Property Plant Equipment 
4,669
4,789
4,701
4,648
4,582
4,477
4,379
4,273
4,139
4,103
4,024
4,024
3,969
3,918
3,835
3,776
3,732
3,715
3,605
3,581
3,921
4,099
4,461
4,776
4,711
4,688
5,610
5,752
5,849
5,781
5,738
5,708
6,055
6,304
6,668
6,917
7,895
9,166
10,527
11,605
12,473
13,317
13,504
13,585
13,598
13,451
13,279
13,398
13,287
13,137
13,039
13,315
13,474
13,473
14,260
14,155
14,539
14,422
15,154
14,901
15,151
14,972
15,345
15,793
16,469
16,457
16,491
0
016,49116,45716,46915,79315,34514,97215,15114,90115,15414,42214,53914,15514,26013,47313,47413,31513,03913,13713,28713,39813,27913,45113,59813,58513,50413,31712,47311,60510,5279,1667,8956,9176,6686,3046,0555,7085,7385,7815,8495,7525,6104,6884,7114,7764,4614,0993,9213,5813,6053,7153,7323,7763,8353,9183,9694,0244,0244,1034,1394,2734,3794,4774,5824,6484,7014,7894,669
       Goodwill 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
836
836
836
836
836
836
2,452
2,452
2,452
0
02,4522,4522,4528368368368368368360000000000000000000000000000000000000000000000000000000000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
276,561
0
0
0
0
0
0
0
0
336,861
343,583
352,513
0
362,279
361,275
367,348
373,035
0
0
0
391,322
399,036
404,932
417,378
427,131
430,982
440,870
464,587
469,404
478,718
490,126
147,796
141,289
136,662
142,963
147,459
702,444
705,116
724,717
777,169
253,734
277,288
295,823
304,621
304,621295,823277,288253,734777,169724,717705,116702,444147,459142,963136,662141,289147,796490,126478,718469,404464,587440,870430,982427,131417,378404,932399,036391,322000373,035367,348361,275362,2790352,513343,583336,86100000000276,561000000000000000000000000
       Intangible Assets 
1,015
975
935
894
853
813
773
733
692
652
612
572
531
491
451
411
370
330
290
250
209
169
129
89
48
8
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
263
256
250
242
236
229
513
498
484
0
048449851322923624225025626300000000000000000000000000000000848891291692092502903303704114514915315726126526927337738138538949359751,015
       Long-term Assets Other 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
8,736
0
0
0
0
0
0
0
0
10,179
9,566
7,363
0
7,927
7,974
8,022
8,068
0
0
0
8,263
10,326
10,393
10,561
10,558
10,683
10,726
10,794
10,863
10,931
10,997
11,329
10,968
11,034
11,848
11,914
11,980
12,445
12,521
12,598
0
0
0
0
000012,59812,52112,44511,98011,91411,84811,03410,96811,32910,99710,93110,86310,79410,72610,68310,55810,56110,39310,3268,2630008,0688,0227,9747,92707,3639,56610,179000000008,736000000000000000000000000
> Total Liabilities 
178,923
185,681
184,755
184,448
181,579
180,726
183,445
183,176
187,707
203,304
223,255
213,506
219,204
218,561
224,805
230,401
228,309
231,593
234,965
239,677
246,381
253,302
265,633
274,816
289,548
284,495
302,297
306,871
308,205
315,486
320,213
315,346
323,356
326,293
336,860
342,274
349,287
357,026
359,667
362,501
372,676
375,803
382,280
386,597
389,404
399,225
405,518
414,348
427,376
426,111
445,203
458,858
466,819
471,059
479,322
502,770
512,194
520,536
601,949
677,580
685,843
686,352
737,919
763,904
882,734
881,745
925,583
923,343
923,343925,583881,745882,734763,904737,919686,352685,843677,580601,949520,536512,194502,770479,322471,059466,819458,858445,203426,111427,376414,348405,518399,225389,404386,597382,280375,803372,676362,501359,667357,026349,287342,274336,860326,293323,356315,346320,213315,486308,205306,871302,297284,495289,548274,816265,633253,302246,381239,677234,965231,593228,309230,401224,805218,561219,204213,506223,255203,304187,707183,176183,445180,726181,579184,448184,755185,681178,923
   > Total Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
287,506
0
0
0
0
0
0
0
0
323,879
334,408
342,274
0
357,026
359,667
362,501
372,676
0
0
0
389,404
399,225
405,518
414,348
427,376
426,111
445,203
458,858
466,819
471,059
479,322
488,992
491,387
491,696
569,592
653,626
685,843
686,352
737,919
763,904
860,025
858,954
890,634
886,562
886,562890,634858,954860,025763,904737,919686,352685,843653,626569,592491,696491,387488,992479,322471,059466,819458,858445,203426,111427,376414,348405,518399,225389,404000372,676362,501359,667357,0260342,274334,408323,87900000000287,506000000000000000000000000
       Short-term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
25,152
0
0
0
0
0
0
0
0
24,287
24,752
25,785
0
29,203
25,443
26,078
28,454
0
0
0
32,912
40,328
35,236
36,306
40,209
39,695
37,601
25,123
22,641
24,699
16,131
13,000
20,054
28,170
33,465
38,104
39,313
31,358
27,486
30,253
0
0
0
0
000030,25327,48631,35839,31338,10433,46528,17020,05413,00016,13124,69922,64125,12337,60139,69540,20936,30635,23640,32832,91200028,45426,07825,44329,203025,78524,75224,2870000000025,152000000000000000000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
40,328
35,236
36,306
40,209
39,695
37,601
2,056
22,641
0
0
13,000
0
0
0
0
0
0
0
0
0
0
0
0
00000000000013,0000022,6412,05637,60139,69540,20936,30635,23640,328000000000000000000000000000000000000000000000
       Accounts payable 
161,360
158,595
165,296
167,308
166,249
170,788
172,875
169,591
171,718
178,694
186,018
188,844
191,113
193,331
197,639
204,051
203,698
208,921
211,260
216,314
220,625
229,499
241,879
248,246
262,354
263,237
279,304
284,481
284,457
292,241
299,274
294,107
298,714
299,592
309,656
2,592
316,201
3,185
3,405
3,427
3,331
342,667
346,309
346,648
3,521
3,452
3,433
3,571
3,327
3,427
3,546
3,772
3,639
3,830
3,902
4,210
4,706
487,645
563,022
633,355
6,432
6,632
6,445
6,802
849,186
848,220
890,634
886,562
886,562890,634848,220849,1866,8026,4456,6326,432633,355563,022487,6454,7064,2103,9023,8303,6393,7723,5463,4273,3273,5713,4333,4523,521346,648346,309342,6673,3313,4273,4053,185316,2012,592309,656299,592298,714294,107299,274292,241284,457284,481279,304263,237262,354248,246241,879229,499220,625216,314211,260208,921203,698204,051197,639193,331191,113188,844186,018178,694171,718169,591172,875170,788166,249167,308165,296158,595161,360
       Other Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
262,354
0
0
0
0
0
0
0
0
299,592
309,656
313,897
0
324,638
330,819
332,996
340,891
0
0
0
352,971
355,445
366,849
374,471
383,840
382,989
404,056
429,963
440,539
442,530
459,289
472,174
487,434
487,645
563,022
633,355
640,098
648,362
703,988
726,849
0
0
0
0
0000726,849703,988648,362640,098633,355563,022487,645487,434472,174459,289442,530440,539429,963404,056382,989383,840374,471366,849355,445352,971000340,891332,996330,819324,6380313,897309,656299,59200000000262,354000000000000000000000000
   > Long-term Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,042
0
0
0
0
0
0
0
0
2,414
2,452
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000000000000000000000002,4522,414000000002,042000000000000000000000000
       Long-term Liabilities Other 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,042
0
0
0
0
0
0
0
0
2,414
2,452
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000000000000000000000002,4522,414000000002,042000000000000000000000000
> Total Stockholder Equity
19,252
19,436
19,492
19,102
19,804
19,712
19,687
18,782
19,363
19,927
20,350
19,571
19,118
21,208
21,085
21,461
22,974
22,582
22,980
23,716
24,349
23,778
24,204
25,324
26,047
26,817
27,476
27,890
28,760
29,096
29,194
28,143
37,872
37,886
38,893
40,203
40,546
41,321
41,974
41,466
42,379
42,420
43,593
43,793
44,020
42,210
42,659
43,535
44,271
44,171
43,307
43,761
43,970
46,896
49,111
51,166
52,993
54,036
61,328
63,240
65,427
67,708
67,573
69,900
71,152
73,158
61,966
53,970
53,97061,96673,15871,15269,90067,57367,70865,42763,24061,32854,03652,99351,16649,11146,89643,97043,76143,30744,17144,27143,53542,65942,21044,02043,79343,59342,42042,37941,46641,97441,32140,54640,20338,89337,88637,87228,14329,19429,09628,76027,89027,47626,81726,04725,32424,20423,77824,34923,71622,98022,58222,97421,46121,08521,20819,11819,57120,35019,92719,36318,78219,68719,71219,80419,10219,49219,43619,252
   Common Stock
4,869
4,869
4,869
4,869
4,869
4,869
4,869
4,869
4,869
4,869
4,869
4,869
4,869
4,869
4,869
4,869
4,868
4,866
4,864
4,968
5,004
5,036
5,074
5,114
5,114
5,114
5,156
5,205
5,258
5,304
5,354
5,393
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,630
14,628
14,628
14,628
14,656
14,697
14,697
19,974
19,974
20,011
20,011
20,011
20,011
20,113
20,175
61,966
53,970
53,97061,96620,17520,11320,01120,01120,01120,01119,97419,97414,69714,69714,65614,62814,62814,62814,63014,63014,63014,63014,63014,63014,63014,63014,63014,63014,63014,63014,63014,63014,63014,63014,63014,63014,63014,6305,3935,3545,3045,2585,2055,1565,1145,1145,1145,0745,0365,0044,9684,8644,8664,8684,8694,8694,8694,8694,8694,8694,8694,8694,8694,8694,8694,8694,8694,8694,8694,869
   Retained Earnings 
14,639
14,823
14,926
14,536
15,617
15,544
15,753
15,148
15,891
16,638
17,140
16,361
15,908
17,998
17,875
18,251
19,747
19,334
19,702
20,407
21,004
20,401
20,789
21,869
21,342
23,362
23,979
24,344
25,152
25,442
25,490
24,400
24,892
25,136
25,486
25,940
27,568
26,850
27,154
27,589
27,992
29,447
30,621
30,821
29,006
29,405
29,644
30,122
30,728
31,044
31,601
32,342
33,660
35,154
35,834
36,487
37,621
38,691
39,300
40,460
42,424
44,492
46,154
47,663
49,844
52,518
54,615
0
054,61552,51849,84447,66346,15444,49242,42440,46039,30038,69137,62136,48735,83435,15433,66032,34231,60131,04430,72830,12229,64429,40529,00630,82130,62129,44727,99227,58927,15426,85027,56825,94025,48625,13624,89224,40025,49025,44225,15224,34423,97923,36221,34221,86920,78920,40121,00420,40719,70219,33419,74718,25117,87517,99815,90816,36117,14016,63815,89115,14815,75315,54415,61714,53614,92614,82314,639
   Capital Surplus 00000000000000000000000000000000000000000000000000000000000000000000
   Treasury Stock0000-1,324-1,324-1,324-1,324-1,454-1,454-1,454-1,454-1,543-1,515-1,515-1,515-1,576-1,576-1,576-1,576-1,662-1,662-1,662-1,658-1,658-1,658-1,657-1,656-1,652-1,652-1,652-1,652-1,650-1,650-1,650-1,650-1,650-1,650-1,650-1,650-1,659-1,659-1,659-1,659-1,659-1,659-1,659-1,659-1,659-1,586-1,618-1,641-1,659-1,659-1,659-1,659-1,659-1,659-1,580-1,397-1,235-935-701-682-303-303-256-256
   Other Stockholders Equity 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,250
0
0
0
0
0
0
0
0
-230
427
1,283
0
1,493
1,842
899
1,413
0
0
0
2,042
-163
47
445
489
73
-1,348
-1,635
-2,803
-1,371
164
1,566
2,129
2,102
3,508
4,260
4,316
4,529
2,732
3,550
2,312
1,582
-11,761
0
0-11,7611,5822,3123,5502,7324,5294,3164,2603,5082,1022,1291,566164-1,371-2,803-1,635-1,3487348944547-1632,0420001,4138991,8421,49301,283427-230000000001,250000000000000000000000000



Balance Sheet

Currency in USD. All numbers in thousands.




Cash Flow

Currency in USD. All numbers in thousands.




Income Statement

Currency in USD. All numbers in thousands.