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Community Bank of the Bay
Buy, Hold or Sell?

Let's analyse Community Bank of the Bay together

PenkeI guess you are interested in Community Bank of the Bay. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Community Bank of the Bay. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Community Bank of the Bay (30 sec.)










What can you expect buying and holding a share of Community Bank of the Bay? (30 sec.)

How much money do you get?

How much money do you get?
$0.77
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
$21.73
Expected worth in 1 year
$26.73
How sure are you?
100.0%

+ What do you gain per year?

Total Gains per Share
$5.77
Return On Investment
44.1%

For what price can you sell your share?

Current Price per Share
$13.10
Expected price per share
$8.588 - $
How sure are you?
50%

1. Valuation of Community Bank of the Bay (5 min.)




Live pricePrice per Share (EOD)

$13.10

Intrinsic Value Per Share

$8.29 - $17.58

Total Value Per Share

$30.01 - $39.31

2. Growth of Community Bank of the Bay (5 min.)




Is Community Bank of the Bay growing?

Current yearPrevious yearGrowGrow %
How rich?$192.8m$184.8m$8m4.2%

How much money is Community Bank of the Bay making?

Current yearPrevious yearGrowGrow %
Making money$8.2m$8m$172.5k2.1%
Net Profit Margin16.0%22.6%--

How much money comes from the company's main activities?

3. Financial Health of Community Bank of the Bay (5 min.)




4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

What can you expect buying and holding a share of Community Bank of the Bay? (5 min.)

Welcome investor! Community Bank of the Bay's management wants to use your money to grow the business. In return you get a share of Community Bank of the Bay.

What can you expect buying and holding a share of Community Bank of the Bay?

First you should know what it really means to hold a share of Community Bank of the Bay. And how you can make/lose money.

Speculation

The Price per Share of Community Bank of the Bay is $13.10. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Community Bank of the Bay.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Community Bank of the Bay, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $21.73. Based on the TTM, the Book Value Change Per Share is $1.25 per quarter. Based on the YOY, the Book Value Change Per Share is $12.98 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.19 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Community Bank of the Bay.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps0.937.1%0.937.1%0.896.8%0.735.6%0.544.1%
Usd Book Value Change Per Share1.259.6%1.259.6%12.9899.1%3.4226.1%2.1416.3%
Usd Dividend Per Share0.191.5%0.191.5%0.171.3%0.141.1%0.090.7%
Usd Total Gains Per Share1.4411.0%1.4411.0%13.15100.4%3.5627.2%2.2317.0%
Usd Price Per Share7.70-7.70-9.00-7.41-6.91-
Price to Earnings Ratio8.30-8.30-10.08-10.76-18.64-
Price-to-Total Gains Ratio5.33-5.33-0.68-5.71-259.77-
Price to Book Ratio0.35-0.35-0.44-0.75-0.96-
Price-to-Total Gains Ratio5.33-5.33-0.68-5.71-259.77-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share13.1
Number of shares76
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.190.14
Usd Book Value Change Per Share1.253.42
Usd Total Gains Per Share1.443.56
Gains per Quarter (76 shares)109.69270.61
Gains per Year (76 shares)438.771,082.43
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1583804294410391072
21177618688720782154
31751141130713131173236
42341521174617441564318
52921902218521851955400
63512282262426162336482
74092662306330572727564
84673043350234883118646
95263423394139293509728
10584380343804351038910810

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%8.00.00.0100.0%9.02.00.081.8%
Book Value Change Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%5.00.03.062.5%7.01.03.063.6%
Dividend per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%8.00.00.0100.0%8.00.03.072.7%
Total Gains per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%8.00.00.0100.0%10.01.00.090.9%

Fundamentals of Community Bank of the Bay

About Community Bank of the Bay

Bay Community Bancorp operates as the bank holding company for Community Bank of the Bay that provides various banking services to individuals and businesses in the greater San Francisco Bay area. The company offers checking, savings, and money market products, as well as certificates of deposit; and loan products comprising business and term loans, lines of credit, letter of credit, commercial and industrial, commercial real estate, non-profit, construction and land, and paycheck protection program loans. It also provides merchant services; and cash management products and services, including remote deposit capture, automated clearing house, cash vault, domestic and international wires, and positive pay services. In addition, the company offers online banking and mobile banking services; and credit and debit cards. It has branches in Danville, Oakland, and San Mateo. The company serves to manufacturers, distributors, wholesalers, construction, restaurants, hospitality, retail, medical, legal professionals, and education industries. The company was founded in 1996 and is headquartered in Oakland, California.

Fundamental data was last updated by Penke on 2024-05-16 20:56:05.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is unable to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is cheap.

1.1. Profitability of Community Bank of the Bay.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Community Bank of the Bay earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Community Bank of the Bay to the Banks - Regional industry mean.
  • A Net Profit Margin of 16.0% means that $0.16 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Community Bank of the Bay:

  • The MRQ is 16.0%. The company is making a huge profit. +2
  • The TTM is 16.0%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ16.0%TTM16.0%0.0%
TTM16.0%YOY22.6%-6.6%
TTM16.0%5Y20.8%-4.8%
5Y20.8%10Y13.0%+7.8%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ16.0%38.5%-22.5%
TTM16.0%29.6%-13.6%
YOY22.6%26.3%-3.7%
5Y20.8%23.6%-2.8%
10Y13.0%20.4%-7.4%
1.1.2. Return on Assets

Shows how efficient Community Bank of the Bay is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Community Bank of the Bay to the Banks - Regional industry mean.
  • 0.8% Return on Assets means that Community Bank of the Bay generated $0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Community Bank of the Bay:

  • The MRQ is 0.8%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.8%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.8%TTM0.8%0.0%
TTM0.8%YOY0.8%+0.0%
TTM0.8%5Y0.9%0.0%
5Y0.9%10Y2.3%-1.5%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.8%0.3%+0.5%
TTM0.8%0.2%+0.6%
YOY0.8%0.2%+0.6%
5Y0.9%0.2%+0.7%
10Y2.3%0.2%+2.1%
1.1.3. Return on Equity

Shows how efficient Community Bank of the Bay is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Community Bank of the Bay to the Banks - Regional industry mean.
  • 4.3% Return on Equity means Community Bank of the Bay generated $0.04 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Community Bank of the Bay:

  • The MRQ is 4.3%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 4.3%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ4.3%TTM4.3%0.0%
TTM4.3%YOY4.4%-0.1%
TTM4.3%5Y6.9%-2.7%
5Y6.9%10Y14.4%-7.5%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ4.3%3.1%+1.2%
TTM4.3%2.5%+1.8%
YOY4.4%2.7%+1.7%
5Y6.9%2.5%+4.4%
10Y14.4%2.8%+11.6%

1.2. Operating Efficiency of Community Bank of the Bay.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Community Bank of the Bay is operating .

  • Measures how much profit Community Bank of the Bay makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Community Bank of the Bay to the Banks - Regional industry mean.
  • An Operating Margin of 0.0% means the company generated $0.00  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Community Bank of the Bay:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.0%
TTM-YOY-0.0%
TTM-5Y-0.0%
5Y-10Y-0.0%
1.2.2. Operating Ratio

Measures how efficient Community Bank of the Bay is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 0.15 means that the operating costs are $0.15 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Community Bank of the Bay:

  • The MRQ is 0.147. The company is very efficient in keeping operating costs low. +2
  • The TTM is 0.147. The company is very efficient in keeping operating costs low. +2
Trends
Current periodCompared to+/- 
MRQ0.147TTM0.1470.000
TTM0.147YOY0.153-0.006
TTM0.1475Y0.155-0.008
5Y0.15510Y0.097+0.058

1.3. Liquidity of Community Bank of the Bay.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Community Bank of the Bay is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 0.12 means the company has $0.12 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Community Bank of the Bay:

  • The MRQ is 0.118. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.118. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.118TTM0.1180.000
TTM0.118YOY0.077+0.041
TTM0.1185Y0.165-0.046
5Y0.16510Y0.173-0.008
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
TTM0.1180.124-0.006
YOY0.0770.167-0.090
5Y0.1650.207-0.042
10Y0.1730.131+0.042
1.3.2. Quick Ratio

Measures if Community Bank of the Bay is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Community Bank of the Bay to the Banks - Regional industry mean.
  • A Quick Ratio of -0.09 means the company can pay off $-0.09 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Community Bank of the Bay:

  • The MRQ is -0.088. The company is unable to pay all its short-term debts with the most liquid assets. -2
  • The TTM is -0.088. The company is unable to pay all its short-term debts with the most liquid assets. -2
Trends
Current periodCompared to+/- 
MRQ-0.088TTM-0.0880.000
TTM-0.088YOY0.057-0.145
TTM-0.0885Y0.099-0.187
5Y0.09910Y0.062+0.037

1.4. Solvency of Community Bank of the Bay.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Community Bank of the Bay assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Community Bank of the Bay to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.80 means that Community Bank of the Bay assets are financed with 80.2% credit (debt) and the remaining percentage (100% - 80.2%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Community Bank of the Bay:

  • The MRQ is 0.802. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.802. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.802TTM0.8020.000
TTM0.802YOY0.810-0.007
TTM0.8025Y0.861-0.059
5Y0.86110Y0.540+0.321
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.8020.915-0.113
TTM0.8020.916-0.114
YOY0.8100.918-0.108
5Y0.8610.919-0.058
10Y0.5400.926-0.386
1.4.2. Debt to Equity Ratio

Measures if Community Bank of the Bay is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Community Bank of the Bay to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 406.2% means that company has $4.06 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Community Bank of the Bay:

  • The MRQ is 4.062. The company is unable to pay all its debts with equity. -1
  • The TTM is 4.062. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ4.062TTM4.0620.000
TTM4.062YOY4.252-0.190
TTM4.0625Y6.990-2.928
5Y6.99010Y4.377+2.612
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ4.06210.799-6.737
TTM4.06210.909-6.847
YOY4.25211.266-7.014
5Y6.99011.324-4.334
10Y4.37712.886-8.509

2. Market Valuation of Community Bank of the Bay

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Community Bank of the Bay generates.

  • Above 15 is considered overpriced but always compare Community Bank of the Bay to the Banks - Regional industry mean.
  • A PE ratio of 8.30 means the investor is paying $8.30 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Community Bank of the Bay:

  • The EOD is 14.123. Based on the earnings, the company is underpriced. +1
  • The MRQ is 8.301. Based on the earnings, the company is underpriced. +1
  • The TTM is 8.301. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD14.123MRQ8.301+5.822
MRQ8.301TTM8.3010.000
TTM8.301YOY10.079-1.778
TTM8.3015Y10.755-2.454
5Y10.75510Y18.635-7.880
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD14.1233.675+10.448
MRQ8.3013.418+4.883
TTM8.3014.741+3.560
YOY10.0796.901+3.178
5Y10.7559.496+1.259
10Y18.6359.770+8.865
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Community Bank of the Bay:

  • The EOD is 13.438. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 7.899. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 7.899. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD13.438MRQ7.899+5.539
MRQ7.899TTM7.8990.000
TTM7.899YOY11.026-3.128
TTM7.8995Y12.219-4.321
5Y12.21910Y36.899-24.680
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD13.438-2.538+15.976
MRQ7.899-2.360+10.259
TTM7.899-1.072+8.971
YOY11.0266.461+4.565
5Y12.2190.248+11.971
10Y36.8990.032+36.867
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Community Bank of the Bay is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 0.35 means the investor is paying $0.35 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Community Bank of the Bay:

  • The EOD is 0.603. Based on the equity, the company is cheap. +2
  • The MRQ is 0.354. Based on the equity, the company is cheap. +2
  • The TTM is 0.354. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.603MRQ0.354+0.249
MRQ0.354TTM0.3540.000
TTM0.354YOY0.440-0.085
TTM0.3545Y0.752-0.398
5Y0.75210Y0.960-0.208
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.6030.452+0.151
MRQ0.3540.420-0.066
TTM0.3540.439-0.085
YOY0.4400.594-0.154
5Y0.7520.763-0.011
10Y0.9600.991-0.031
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Community Bank of the Bay compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--1.2511.2510%12.981-90%3.417-63%2.136-41%
Book Value Per Share--21.72721.7270%20.476+6%12.579+73%9.602+126%
Current Ratio--0.1180.1180%0.077+53%0.165-28%0.173-31%
Debt To Asset Ratio--0.8020.8020%0.810-1%0.861-7%0.540+49%
Debt To Equity Ratio--4.0624.0620%4.252-4%6.990-42%4.377-7%
Dividend Per Share--0.1920.1920%0.170+13%0.143+34%0.093+107%
Eps--0.9280.9280%0.893+4%0.728+27%0.536+73%
Free Cash Flow Per Share--0.9750.9750%0.816+19%0.715+36%0.567+72%
Free Cash Flow To Equity Per Share---0.110-0.1100%28.800-100%12.904-101%10.220-101%
Gross Profit Margin--1.0001.0000%0.945+6%0.965+4%0.978+2%
Intrinsic Value_10Y_max--17.585--------
Intrinsic Value_10Y_min--8.285--------
Intrinsic Value_1Y_max--1.123--------
Intrinsic Value_1Y_min--0.752--------
Intrinsic Value_3Y_max--3.862--------
Intrinsic Value_3Y_min--2.340--------
Intrinsic Value_5Y_max--7.187--------
Intrinsic Value_5Y_min--4.005--------
Market Cap114159426.000+40%68351021.20068351021.2000%81248796.000-16%66472193.766+3%61370517.604+11%
Net Profit Margin--0.1600.1600%0.226-29%0.208-23%0.130+23%
Operating Margin----0%-0%-0%-0%
Operating Ratio--0.1470.1470%0.153-4%0.155-5%0.097+52%
Pb Ratio0.603+41%0.3540.3540%0.440-19%0.752-53%0.960-63%
Pe Ratio14.123+41%8.3018.3010%10.079-18%10.755-23%18.635-55%
Price Per Share13.100+41%7.7007.7000%9.000-14%7.412+4%6.908+11%
Price To Free Cash Flow Ratio13.438+41%7.8997.8990%11.026-28%12.219-35%36.899-79%
Price To Total Gains Ratio9.076+41%5.3355.3350%0.684+680%5.710-7%259.773-98%
Quick Ratio---0.088-0.0880%0.057-256%0.099-189%0.062-242%
Return On Assets--0.0080.0080%0.008+2%0.009-2%0.023-64%
Return On Equity--0.0430.0430%0.044-2%0.069-38%0.144-70%
Total Gains Per Share--1.4431.4430%13.151-89%3.561-59%2.229-35%
Usd Book Value--192862088.000192862088.0000%184845903.000+4%112708543.800+71%85604199.000+125%
Usd Book Value Change Per Share--1.2511.2510%12.981-90%3.417-63%2.136-41%
Usd Book Value Per Share--21.72721.7270%20.476+6%12.579+73%9.602+126%
Usd Dividend Per Share--0.1920.1920%0.170+13%0.143+34%0.093+107%
Usd Eps--0.9280.9280%0.893+4%0.728+27%0.536+73%
Usd Free Cash Flow--8653633.0008653633.0000%7368566.000+17%6420321.800+35%5062844.250+71%
Usd Free Cash Flow Per Share--0.9750.9750%0.816+19%0.715+36%0.567+72%
Usd Free Cash Flow To Equity Per Share---0.110-0.1100%28.800-100%12.904-101%10.220-101%
Usd Market Cap114159426.000+40%68351021.20068351021.2000%81248796.000-16%66472193.766+3%61370517.604+11%
Usd Price Per Share13.100+41%7.7007.7000%9.000-14%7.412+4%6.908+11%
Usd Profit--8233860.0008233860.0000%8061347.000+2%6533742.400+26%4814006.750+71%
Usd Revenue--51529529.00051529529.0000%35748100.000+44%32256534.200+60%20160333.875+156%
Usd Total Gains Per Share--1.4431.4430%13.151-89%3.561-59%2.229-35%
 EOD+4 -4MRQTTM+0 -0YOY+23 -125Y+22 -1310Y+21 -14

3.2. Fundamental Score

Let's check the fundamental score of Community Bank of the Bay based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1514.123
Price to Book Ratio (EOD)Between0-10.603
Net Profit Margin (MRQ)Greater than00.160
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than1-0.088
Current Ratio (MRQ)Greater than10.118
Debt to Asset Ratio (MRQ)Less than10.802
Debt to Equity Ratio (MRQ)Less than14.062
Return on Equity (MRQ)Greater than0.150.043
Return on Assets (MRQ)Greater than0.050.008
Total4/10 (40.0%)

3.3. Technical Score

Let's check the technical score of Community Bank of the Bay based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5090.674
Ma 20Greater thanMa 508.760
Ma 50Greater thanMa 1007.775
Ma 100Greater thanMa 2007.754
OpenGreater thanClose13.060
Total4/5 (80.0%)



Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2019-12-312020-12-312021-12-312022-12-312023-12-31
Cash And Cash Equivalents  53,95032,68186,631-4,68881,943-41,95439,989-91,117-51,128
Cash and Short Term Investments  53,95032,68186,631-4,68881,943-41,95439,989-91,117-51,128



Latest Balance Sheet

Balance Sheet of 2023-12-31. All numbers in thousands.

Summary
Total Assets976,303
Total Liabilities783,441
Total Stockholder Equity192,862
 As reported
Total Liabilities 783,441
Total Stockholder Equity+ 192,862
Total Assets = 976,303

Assets

Total Assets976,303
Total Current Assets68,698
Long-term Assets907,604
Total Current Assets
Cash And Cash Equivalents -51,128
Other Current Assets 68,698
Total Current Assets  (as reported)68,698
Total Current Assets  (calculated)17,570
+/- 51,128
Long-term Assets
Property Plant Equipment 3,378
Long-term Assets Other 13,465
Long-term Assets  (as reported)907,604
Long-term Assets  (calculated)16,844
+/- 890,761

Liabilities & Shareholders' Equity

Total Current Liabilities580,694
Long-term Liabilities202,746
Total Stockholder Equity192,862
Total Current Liabilities
Short-term Debt 10,687
Other Current Liabilities 570,007
Total Current Liabilities  (as reported)580,694
Total Current Liabilities  (calculated)580,694
+/-0
Long-term Liabilities
Long-term Liabilities  (as reported)202,746
Long-term Liabilities  (calculated)0
+/- 202,746
Total Stockholder Equity
Common Stock49,273
Retained Earnings 29,588
Total Stockholder Equity (as reported)192,862
Total Stockholder Equity (calculated)78,861
+/- 114,001
Other
Cash and Short Term Investments -51,128
Common Stock Shares Outstanding 8,877
Liabilities and Stockholders Equity 976,303
Net Debt 193,413
Net Working Capital -511,996
Short Long Term Debt Total 142,285



Balance Sheet

All numbers in thousands.

 Trend2023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312007-12-312006-12-312005-12-312004-12-312003-12-312002-12-31
> Total Assets 
43,593
37,299
40,599
55,048
68,147
64,611
0
0
0
493,805
635,628
716,623
970,753
976,303
976,303970,753716,623635,628493,80500064,61168,14755,04840,59937,29943,593
   > Total Current Assets 
2,540
2,618
2,547
4,905
7,310
2,382
55,310
41,080
48,713
67,279
100,871
94,981
54,759
68,698
68,69854,75994,981100,87167,27948,71341,08055,3102,3827,3104,9052,5472,6182,540
       Cash And Cash Equivalents 
2,156
2,109
2,223
4,580
7,310
2,046
0
0
0
53,950
86,631
81,943
39,989
-51,128
-51,12839,98981,94386,63153,9500002,0467,3104,5802,2232,1092,156
       Net Receivables 
385
509
324
325
0
336
0
0
0
0
0
0
0
0
000000003360325324509385
       Other Current Assets 
0
0
0
0
0
0
1,436
3,493
1,026
67,279
100,871
94,981
54,759
68,698
68,69854,75994,981100,87167,2791,0263,4931,436000000
   > Long-term Assets 
9,845
10,873
12,098
10,930
14,722
14,026
0
0
0
426,525
534,756
621,642
915,993
907,604
907,604915,993621,642534,756426,52500014,02614,72210,93012,09810,8739,845
       Property Plant Equipment 
204
201
158
116
4,098
4,130
528
397
342
4,135
3,856
2,758
1,894
3,378
3,3781,8942,7583,8564,1353423975284,1304,098116158201204
       Intangible Assets 
0
0
0
0
0
0
0
0
0
310
0
0
0
0
0000310000000000
       Long-term Assets Other 
-9,845
-10,873
-12,098
-10,930
-14,722
-14,026
0
0
0
6,658
8,195
8,742
9,265
13,465
13,4659,2658,7428,1956,658000-14,026-14,722-10,930-12,098-10,873-9,845
> Total Liabilities 
66
386
169
47,481
59,995
55,305
0
0
0
437,738
573,881
648,602
785,907
783,441
783,441785,907648,602573,881437,73800055,30559,99547,48116938666
   > Total Current Liabilities 
66
386
169
1,908
607
1,110
223,473
257,246
326,554
313,768
406,162
574,809
706,728
580,694
580,694706,728574,809406,162313,768326,554257,246223,4731,1106071,90816938666
       Short-term Debt 
0
0
0
1,780
500
1,000
0
0
0
0
0
14,645
65,123
10,687
10,68765,12314,645000001,0005001,780000
       Accounts payable 
66
386
169
128
107
110
223,431
257,205
326,353
399,247
531,252
610,234
705,907
0
0705,907610,234531,252399,247326,353257,205223,43111010712816938666
       Other Current Liabilities 
-66
-386
-169
-1,908
-607
-1,110
0
0
0
313,768
406,162
560,164
641,605
570,007
570,007641,605560,164406,162313,768000-1,110-607-1,908-169-386-66
   > Long-term Liabilities 
0
0
0
1,000
3,599
2,571
0
0
0
123,970
167,718
73,793
79,178
202,746
202,74679,17873,793167,718123,9700002,5713,5991,000000
       Other Liabilities 
0
0
0
0
0
0
667
743
1,541
1,149
3,398
2,214
3,425
0
03,4252,2143,3981,1491,541743667000000
> Total Stockholder Equity
2,656
1,792
7,234
7,567
8,152
9,306
0
0
0
56,067
61,747
68,033
184,846
192,862
192,862184,84668,03361,74756,0670009,3068,1527,5677,2341,7922,656
   Common Stock
7,655
7,655
13,049
0
0
0
23,577
35,263
46,606
50,676
51,177
51,768
50,221
49,273
49,27350,22151,76851,17750,67646,60635,26323,57700013,0497,6557,655
   Retained Earnings 
-5,067
-5,803
-5,737
-5,333
-4,904
-4,329
-2,684
-1,537
1,218
5,289
10,176
16,531
23,060
29,588
29,58823,06016,53110,1765,2891,218-1,537-2,684-4,329-4,904-5,333-5,737-5,803-5,067
   Accumulated Other Comprehensive Income 
69
-60
-78
-183
-141
-16
0
0
0
102
394
-265
-7,804
-5,368
-5,368-7,804-265394102000-16-141-183-78-6069
   Capital Surplus 00000000000000
   Treasury Stock00000000000000



Balance Sheet

All numbers in thousands.




Cash Flow

All numbers in thousands.




Income Statement

All numbers in thousands.


Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue51,530
Cost of Revenue-2
Gross Profit51,52851,528
 
Operating Income (+$)
Gross Profit51,528
Operating Expense-7,587
Operating Income42,84243,942
 
Operating Expense (+$)
Research Development0
Selling General Administrative0
Selling And Marketing Expenses0
Operating Expense7,5870
 
Net Interest Income (+$)
Interest Income0
Interest Expense-5,438
Other Finance Cost-5,438
Net Interest Income0
 
Pretax Income (+$)
Operating Income42,842
Net Interest Income0
Other Non-Operating Income Expenses0
Income Before Tax (EBT)11,58731,255
EBIT - interestExpense = -5,438
11,587
13,672
Interest Expense5,438
Earnings Before Interest and Taxes (EBIT)017,025
Earnings Before Interest and Taxes (EBITDA)351
 
After tax Income (+$)
Income Before Tax11,587
Tax Provision-0
Net Income From Continuing Ops011,587
Net Income8,234
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses42,858
Total Other Income/Expenses Net11,5870
 

Technical Analysis of Community Bank of the Bay
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Community Bank of the Bay. The general trend of Community Bank of the Bay is BULLISH with 100.0% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Community Bank of the Bay's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (100.0%) Bearish trend (-100.0%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Community Bank of the Bay.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: .

The bearish price targets are: 10.19 > 8.588 > 8.588.

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Community Bank of the Bay Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Community Bank of the Bay. The current mas is .

The long score for the Moving Averages is 14/14.
The longshort score for the Moving Averages is 14/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 > MA 50: The MA 20 is higher than the MA 50. +1
  • MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
  • MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close > MA 50: The price is above the MA 50. +1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
  • MA 200 trending up: The MA 200 is trending up. +1
  • Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Community Bank of the Bay Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Community Bank of the Bay. The current macd is 1.3165403.

The long score for the Moving Average Convergence/Divergence (MACD) is 4/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 4/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Community Bank of the Bay price going up in the near term. +2
  • MACD > 0: The MACD is above the zero line (centerline), it indicates a bullish signal for Community Bank of the Bay. This means that the short-term moving average is higher than the long-term moving average, signaling positive momentum and suggesting a higher likelihood of the Community Bank of the Bay price continuing to rise in the near future. It indicates that buyers are gaining control, and there is optimism in the market, leading to potential price increases. +1
  • Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1
Community Bank of the Bay Daily Moving Average Convergence/Divergence (MACD) ChartCommunity Bank of the Bay Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Community Bank of the Bay. The current adx is 38.51.

The long score for the Directional Movement Index (DMI) is 4/7.
The longshort score for the Directional Movement Index (DMI) is 4/(-7 +7).

  • PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy Community Bank of the Bay shares, leading to potential upward momentum in its price. +1
  • PLUS_ID > MINUS_DI && ADX > 25 && ADX trending up: The ADX is above 25 and indicates a strong bullish trend. The ADX is trending up, so the bullish trend is strengthening.
Community Bank of the Bay Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Community Bank of the Bay. The current sar is 8.8355.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

  • Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1
Community Bank of the Bay Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Community Bank of the Bay. The current rsi is 90.67. The current phase is Overbought in bull market.

The long score for the Relative Strength Index (RSI) is 1/13.
The longshort score for the Relative Strength Index (RSI) is 0/(-13 +13).

  • Overbought in bull market: Short-term excessive buying, potential for pullback. Consider taking profits, be cautious of potential correction. -1
  • Trending up: The RSI is trending up. +1
Community Bank of the Bay Daily Relative Strength Index (RSI) ChartCommunity Bank of the Bay Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Community Bank of the Bay. The current phase is Overbought in bull market.

The long score for the Stochastic Oscillator is 6/6.
The longshort score for the Stochastic Oscillator is 6/(-6 +6).

  • STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
  • STOCH > 80: The STOCH %K is above 80 and overbought. +2
  • STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Community Bank of the Bay price going up in the near term. +2
  • Trending up: The STOCH %K is trending up. +1
Community Bank of the Bay Daily Stochastic Oscillator ChartCommunity Bank of the Bay Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Community Bank of the Bay. The current cci is 168.80.

The long score for the Commodity Channel Index (CCI) is 1/1.
The longshort score for the Commodity Channel Index (CCI) is 1/(-1 +1).

  • CCI > 100: The CCI is above 100, it indicates that the price is significantly above its average, suggesting a potential overbought condition. +1
Community Bank of the Bay Daily Commodity Channel Index (CCI) ChartCommunity Bank of the Bay Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Community Bank of the Bay. The current cmo is 87.35.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

  • CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1
Community Bank of the Bay Daily Chande Momentum Oscillator (CMO) ChartCommunity Bank of the Bay Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Community Bank of the Bay. The current willr is -2.5.

The long score for the Williams %R is 1/1.
The longshort score for the Williams %R is 1/(-1 +1).

  • WILLR > -20: The Williams %R is above -20. This indicates that the price is in overbought territory, suggesting a potential price correction or trend reversal to the downside. +1
Community Bank of the Bay Daily Williams %R ChartCommunity Bank of the Bay Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Community Bank of the Bay.

Community Bank of the Bay Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Community Bank of the Bay. The current atr is 0.45407258.

Community Bank of the Bay Daily Average True Range (ATR) ChartCommunity Bank of the Bay Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Community Bank of the Bay. The current obv is -224,000.

Community Bank of the Bay Daily On-Balance Volume (OBV) ChartCommunity Bank of the Bay Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Community Bank of the Bay. The current mfi is 95.34.

The long score for the Money Flow Index (MFI) is 2/2.
The longshort score for the Money Flow Index (MFI) is 2/(-2 +2).

  • MFI > 50: +1
  • MFI > 80: +1
Community Bank of the Bay Daily Money Flow Index (MFI) ChartCommunity Bank of the Bay Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Community Bank of the Bay.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2024-01-04CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-01-05STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-08STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-09CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-01-11STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-01-16SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-01-17BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-01-18MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-22STOCH LONG EXITThe %K line crosses below the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-23ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-24RSI SHORT ENTRY LONG CLOSE70 crossover to downside
2024-01-25STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-01-26MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-01-29STOCH LONG EXITThe %K line crosses below the %D line.
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-01-31RSI SHORT ENTRY LONG CLOSE70 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-01MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2024-02-02MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-05MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-02-06STOCH LONG EXITThe %K line crosses below the %D line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-02-08STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-02-09STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-13MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-14DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-02-15DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-02-16STOCH SHORT EXITThe %K line crosses above the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-02-20STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-22STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-02-27STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-29STOCH SHORT EXITThe %K line crosses above the %D line.
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-03-01CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-03-04STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-06STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-07STOCH LONG EXITThe %K line crosses below the %D line.
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-03-08STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-03-11SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2024-03-12DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-03-13STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-14ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-18STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-19STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-20RSI LONG ENTRY SHORT CLOSE30 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-21MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-03-25STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-27STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-04-01MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2024-04-02STOCH LONG EXITThe %K line crosses below the %D line.
2024-04-03MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-04-04RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2024-04-05STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-04-09STOCH LONG EXITThe %K line crosses below the %D line.
2024-04-10MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2024-04-11MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-04-15STOCH SHORT EXITThe %K line crosses above the %D line.
2024-04-16CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-04-17RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2024-04-19STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-04-22RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-04-23STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-04-24BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-04-25ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-04-26MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-04-29MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
RSI LONG ENTRY SHORT CLOSE30 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-04-30STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-05-01STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-05-02DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-05-03STOCH LONG EXITThe %K line crosses below the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-05-08ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-05-10STOCH SHORT EXITThe %K line crosses above the %D line.
2024-05-13DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
2024-05-20STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-05-21DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-05-23STOCH LONG EXITThe %K line crosses below the %D line.
2024-05-24STOCH SHORT EXITThe %K line crosses above the %D line.

6.3. Candlestick Patterns

Community Bank of the Bay Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Community Bank of the Bay based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5090.674
Ma 20Greater thanMa 508.760
Ma 50Greater thanMa 1007.775
Ma 100Greater thanMa 2007.754
OpenGreater thanClose13.060
Total4/5 (80.0%)
Penke

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