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CCNE (CNB Financial Corporation) Stock Analysis
Buy, Hold or Sell?

Let's analyze CNB Financial Corporation together

I guess you are interested in CNB Financial Corporation. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

  • ๐Ÿ“Š Fundamental Analysis (FA) โ€“ CNB Financial Corporationโ€™s Financial Insights
  • ๐Ÿ“ˆ Technical Analysis (TA) โ€“ CNB Financial Corporationโ€™s Price Targets

I'm going to help you getting a better view of CNB Financial Corporation. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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1. Quick Overview

1.1. Quick analysis of CNB Financial Corporation (30 sec.)










1.2. What can you expect buying and holding a share of CNB Financial Corporation? (30 sec.)

How much money do you get?

How much money do you get?
$0.92
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
$29.77
Expected worth in 1 year
$31.95
How sure are you?
90.0%

+ What do you gain per year?

Total Gains per Share
$3.11
Return On Investment
12.8%

For what price can you sell your share?

Current Price per Share
$24.22
Expected price per share
$21.77 - $28.37
How sure are you?
50%
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2. Detailed Analysis

2.1. Valuation of CNB Financial Corporation (5 min.)




Live pricePrice per Share (EOD)
$24.22
Intrinsic Value Per Share
$17.55 - $41.98
Total Value Per Share
$47.32 - $71.75

2.2. Growth of CNB Financial Corporation (5 min.)




Is CNB Financial Corporation growing?

Current yearPrevious yearGrowGrow %
How rich?$624.5m$1.8b-$1.2b-198.9%

How much money is CNB Financial Corporation making?

Current yearPrevious yearGrowGrow %
Making money$13.3m$13.5m-$168.7k-1.3%
Net Profit Margin14.6%16.2%--

How much money comes from the company's main activities?

2.3. Financial Health of CNB Financial Corporation (5 min.)




2.4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

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3. Summary and Key Metrics

3.1. What can you expect buying and holding a share of CNB Financial Corporation?

Welcome investor! CNB Financial Corporation's management wants to use your money to grow the business. In return you get a share of CNB Financial Corporation.

First you should know what it really means to hold a share of CNB Financial Corporation. And how you can make/lose money.

Speculation

The Price per Share of CNB Financial Corporation is $24.22. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of CNB Financial Corporation.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in CNB Financial Corporation, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $29.77. Based on the TTM, the Book Value Change Per Share is $0.55 per quarter. Based on the YOY, the Book Value Change Per Share is $0.41 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.23 per quarter.
Based on historical numbers we can estimate the returns while holding a share of CNB Financial Corporation.

How much money are you going to get?

 MRQTTMYOY3Y5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps0.552.3%0.642.6%0.632.6%0.662.7%0.612.5%0.482.0%
Usd Book Value Change Per Share0.662.7%0.552.3%0.411.7%0.793.3%0.712.9%0.512.1%
Usd Dividend Per Share0.231.0%0.231.0%0.230.9%0.220.9%0.200.8%0.160.7%
Usd Total Gains Per Share0.893.7%0.783.2%0.642.6%1.014.2%0.923.8%0.672.8%
Usd Price Per Share22.25-22.90-19.69-21.76-21.99-23.09-
Price to Earnings Ratio10.16-9.03-7.79-8.26-9.27-14.07-
Price-to-Total Gains Ratio25.01-33.95-13.23-45.48-44.36-32.54-
Price to Book Ratio0.75-0.79-0.58-0.78-0.92-1.50-
Price-to-Total Gains Ratio25.01-33.95-13.23-45.48-44.36-32.54-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share24.22
Number of shares41
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.230.20
Usd Book Value Change Per Share0.550.71
Usd Total Gains Per Share0.780.92
Gains per Quarter (41 shares)31.8437.61
Gains per Year (41 shares)127.38150.46
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1389011733117140
27517924467234290
3113269371100351440
4151359498133469590
5189448625167586740
6226538752200703890
72646278792338201040
830271710062679371190
9340807113330010541340
10377896126033311711490

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%40.00.00.0100.0%109.00.00.0100.0%
Book Value Change Per Share4.00.00.0100.0%10.02.00.083.3%17.03.00.085.0%34.06.00.085.0%83.026.00.076.1%
Dividend per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%40.00.00.0100.0%109.00.00.0100.0%
Total Gains per Share4.00.00.0100.0%11.01.00.091.7%18.02.00.090.0%36.04.00.090.0%96.013.00.088.1%
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3.2. Key Performance Indicators

The key performance indicators of CNB Financial Corporation compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-3Y+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.6580.547+20%0.414+59%0.789-17%0.714-8%0.511+29%
Book Value Per Share--29.76828.936+3%86.490-66%46.465-36%35.783-17%23.735+25%
Current Ratio--0.1770.153+16%3.238-95%18.286-99%25.699-99%15.034-99%
Debt To Asset Ratio--0.9010.900+0%0.681+32%0.829+9%0.864+4%0.889+1%
Debt To Equity Ratio--9.0819.043+0%6.931+31%8.604+6%9.583-5%10.126-10%
Dividend Per Share--0.2310.230+1%0.226+2%0.222+4%0.203+14%0.161+44%
Enterprise Value---4237461575.000-4198793176.500-1%-2957494479.500-30%-3702925765.500-13%-3360478693.100-21%-2459552857.075-42%
Eps--0.5470.637-14%0.632-13%0.661-17%0.612-11%0.477+15%
Ev To Ebitda Ratio---64.584-56.689-12%-40.118-38%-47.495-26%-46.774-28%-41.887-35%
Ev To Sales Ratio---11.807-11.510-3%-8.626-27%-11.7830%-12.609+7%-11.940+1%
Free Cash Flow Per Share--0.4710.656-28%0.533-12%0.599-21%0.532-11%0.449+5%
Free Cash Flow To Equity Per Share--4.4525.452-18%2.416+84%3.771+18%4.826-8%4.108+8%
Gross Profit Margin--0.9550.9560%0.940+2%0.951+0%0.951+0%0.937+2%
Intrinsic Value_10Y_max--41.980----------
Intrinsic Value_10Y_min--17.552----------
Intrinsic Value_1Y_max--2.663----------
Intrinsic Value_1Y_min--1.801----------
Intrinsic Value_3Y_max--9.178----------
Intrinsic Value_3Y_min--5.407----------
Intrinsic Value_5Y_max--17.111----------
Intrinsic Value_5Y_min--8.981----------
Market Cap508118646.000+8%466789425.000480321073.500-3%412977520.500+13%456805484.500+2%461512356.900+1%484621442.925-4%
Net Profit Margin--0.1280.146-13%0.162-21%0.185-31%0.205-37%0.205-38%
Operating Margin--0.1600.181-12%0.200-20%0.230-30%0.253-37%0.262-39%
Operating Ratio--0.8400.816+3%0.798+5%0.769+9%0.746+13%0.738+14%
Pb Ratio0.814+8%0.7470.791-5%0.582+28%0.778-4%0.918-19%1.499-50%
Pe Ratio11.064+8%10.1649.031+13%7.786+31%8.257+23%9.271+10%14.069-28%
Price Per Share24.220+8%22.25022.895-3%19.685+13%21.756+2%21.988+1%23.095-4%
Price To Free Cash Flow Ratio12.860+8%11.81412.575-6%9.641+23%15.847-25%18.099-35%10.497+13%
Price To Total Gains Ratio27.223+8%25.00933.950-26%13.229+89%45.479-45%44.356-44%32.542-23%
Quick Ratio--0.2590.663-61%35.147-99%15.495-98%21.540-99%11.805-98%
Return On Assets--0.0020.002-17%0.002-23%0.003-27%0.002-26%0.002-26%
Return On Equity--0.0180.022-17%0.024-24%0.026-30%0.027-33%0.028-34%
Total Gains Per Share--0.8900.777+15%0.641+39%1.011-12%0.917-3%0.672+32%
Usd Book Value--624508000.000607066500.000+3%1814491000.000-66%975261250.000-36%750973500.000-17%498087275.000+25%
Usd Book Value Change Per Share--0.6580.547+20%0.414+59%0.789-17%0.714-8%0.511+29%
Usd Book Value Per Share--29.76828.936+3%86.490-66%46.465-36%35.783-17%23.735+25%
Usd Dividend Per Share--0.2310.230+1%0.226+2%0.222+4%0.203+14%0.161+44%
Usd Enterprise Value---4237461575.000-4198793176.500-1%-2957494479.500-30%-3702925765.500-13%-3360478693.100-21%-2459552857.075-42%
Usd Eps--0.5470.637-14%0.632-13%0.661-17%0.612-11%0.477+15%
Usd Free Cash Flow--9878000.00013770750.000-28%11191750.000-12%12583833.333-22%11162000.000-12%9423300.000+5%
Usd Free Cash Flow Per Share--0.4710.656-28%0.533-12%0.599-21%0.532-11%0.449+5%
Usd Free Cash Flow To Equity Per Share--4.4525.452-18%2.416+84%3.771+18%4.826-8%4.108+8%
Usd Market Cap508118646.000+8%466789425.000480321073.500-3%412977520.500+13%456805484.500+2%461512356.900+1%484621442.925-4%
Usd Price Per Share24.220+8%22.25022.895-3%19.685+13%21.756+2%21.988+1%23.095-4%
Usd Profit--11481000.00013364000.000-14%13532750.000-15%14334916.667-20%13441500.000-15%10294950.000+12%
Usd Revenue--89726000.00091233000.000-2%83812750.000+7%80183250.000+12%68685450.000+31%51548775.000+74%
Usd Total Gains Per Share--0.8900.777+15%0.641+39%1.011-12%0.917-3%0.672+32%
 EOD+4 -4MRQTTM+13 -27YOY+14 -263Y+11 -295Y+11 -2910Y+24 -16

3.3 Fundamental Score

Let's check the fundamental score of CNB Financial Corporation based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1511.064
Price to Book Ratio (EOD)Between0-10.814
Net Profit Margin (MRQ)Greater than00.128
Operating Margin (MRQ)Greater than00.160
Quick Ratio (MRQ)Greater than10.259
Current Ratio (MRQ)Greater than10.177
Debt to Asset Ratio (MRQ)Less than10.901
Debt to Equity Ratio (MRQ)Less than19.081
Return on Equity (MRQ)Greater than0.150.018
Return on Assets (MRQ)Greater than0.050.002
Total5/10 (50.0%)

3.4 Technical Score

Let's check the technical score of CNB Financial Corporation based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5068.714
Ma 20Greater thanMa 5022.895
Ma 50Greater thanMa 10022.516
Ma 100Greater thanMa 20022.615
OpenGreater thanClose24.100
Total2/5 (40.0%)

4. In-depth Analysis

4.1 About CNB Financial Corporation

CNB Financial Corporation operates as the bank holding company for CNB Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts checking, savings, and time deposit accounts; and offers real estate, commercial, industrial, residential, and consumer loans, as well as other specialized financial services. It also provides private banking services; and wealth and asset management services, including the administration of trusts and estates, retirement plans, and other employee benefit plans, as well as a range of wealth management services. In addition, the company invests in debt and equity securities; sells nonproprietary annuities and other insurance products; and offers small balance unsecured loans, and secured loans primarily collateralized by automobiles and equipment, as well as engages in consumer discount loan and finance business. CNB Financial Corporation was founded in 1865 and is headquartered in Clearfield, Pennsylvania.

Fundamental data was last updated by Penke on 2025-07-10 23:31:05.

4.2 In-depth Summary

4.2.1. Financial Health Summary

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating efficient.
The company is less efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

4.2.2. Valuation Summary

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is cheap.
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4.3 Financial Health

4.3.1. Profitability

4.3.1 Profitability
4.3.1.1. Net Profit Margin

Measures how much net profitย CNB Financial Corporation earns for each $1 of revenue.

  • Above 10% is considered healthy but always compareย CNB Financial Corporation to theย Banks - Regional industry mean.
  • A Net Profit Margin of 12.8%ย means thatย $0.13 for each $1ย in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of CNB Financial Corporation:

  • The MRQ is 12.8%. The company is making a huge profit. +2
  • The TTM is 14.6%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ12.8%TTM14.6%-1.8%
TTM14.6%YOY16.2%-1.5%
TTM14.6%5Y20.5%-5.8%
5Y20.5%10Y20.5%-0.1%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ12.8%41.9%-29.1%
TTM14.6%31.1%-16.5%
YOY16.2%29.6%-13.4%
3Y18.5%29.0%-10.5%
5Y20.5%25.7%-5.2%
10Y20.5%22.1%-1.6%
4.3.1.2. Return on Assets

Shows howย efficientย CNB Financial Corporation is using its assets to generate profit.

  • Above 5% is considered healthyย but always compareย CNB Financial Corporation to theย Banks - Regional industry mean.
  • 0.2% Return on Assets means thatย CNB Financial Corporation generatedย $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of CNB Financial Corporation:

  • The MRQ is 0.2%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.2%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.2%TTM0.2%0.0%
TTM0.2%YOY0.2%0.0%
TTM0.2%5Y0.2%0.0%
5Y0.2%10Y0.2%+0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.2%0.2%0.0%
TTM0.2%0.2%+0.0%
YOY0.2%0.2%+0.0%
3Y0.3%0.2%+0.1%
5Y0.2%0.2%+0.0%
10Y0.2%0.2%+0.0%
4.3.1.3. Return on Equity

Shows how efficient CNB Financial Corporation is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compareย CNB Financial Corporation to theย Banks - Regional industry mean.
  • 1.8% Return on Equity means CNB Financial Corporation generated $0.02ย for eachย $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of CNB Financial Corporation:

  • The MRQ is 1.8%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 2.2%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ1.8%TTM2.2%-0.4%
TTM2.2%YOY2.4%-0.2%
TTM2.2%5Y2.7%-0.5%
5Y2.7%10Y2.8%-0.1%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ1.8%2.8%-1.0%
TTM2.2%2.2%+0.0%
YOY2.4%2.6%-0.2%
3Y2.6%2.5%+0.1%
5Y2.7%2.4%+0.3%
10Y2.8%2.6%+0.2%
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4.3.2. Operating Efficiency of CNB Financial Corporation.

4.3.2. Operating Efficiency
4.3.2.1. Operating Margin

Measuresย how efficient CNB Financial Corporation is operatingย .

  • Measures how much profit CNB Financial Corporation makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compareย CNB Financial Corporation to theย Banks - Regional industry mean.
  • An Operating Margin of 16.0%ย means the company generated $0.16 ย for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of CNB Financial Corporation:

  • The MRQ is 16.0%. The company is operating efficient. +1
  • The TTM is 18.1%. The company is operating efficient. +1
Trends
Current periodCompared to+/- 
MRQ16.0%TTM18.1%-2.2%
TTM18.1%YOY20.0%-1.9%
TTM18.1%5Y25.3%-7.1%
5Y25.3%10Y26.2%-0.9%
4.3.2.2. Operating Ratio

Measures how efficient CNB Financial Corporation is keepingย operating costsย low.

  • Below 1 is considered healthy (always compare toย Banks - Regional industry mean).
  • An Operation Ratio of 0.84 means that the operating costs are $0.84 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of CNB Financial Corporation:

  • The MRQ is 0.840. The company is less efficient in keeping operating costs low.
  • The TTM is 0.816. The company is less efficient in keeping operating costs low.
Trends
Current periodCompared to+/- 
MRQ0.840TTM0.816+0.024
TTM0.816YOY0.798+0.018
TTM0.8165Y0.746+0.070
5Y0.74610Y0.738+0.009
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4.4.3. Liquidity of CNB Financial Corporation.

4.4.3. Liquidity
4.4.3.1. Current Ratio

Measures if CNB Financial Corporation is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare toย Banks - Regional industry mean).
  • A Current Ratio of 0.18ย means the company has $0.18 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of CNB Financial Corporation:

  • The MRQ is 0.177. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.153. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.177TTM0.153+0.024
TTM0.153YOY3.238-3.086
TTM0.1535Y25.699-25.546
5Y25.69910Y15.034+10.664
4.4.3.2. Quick Ratio

Measures if CNB Financial Corporation is able to pay off Short-term Debt but only usingย theย most liquid assets.

  • Above 1 is considered healthy butย always compareย CNB Financial Corporation to theย Banks - Regional industry mean.
  • A Quick Ratio of 0.26ย means the company can pay off $0.26 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of CNB Financial Corporation:

  • The MRQ is 0.259. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.663. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.259TTM0.663-0.404
TTM0.663YOY35.147-34.485
TTM0.6635Y21.540-20.878
5Y21.54010Y11.805+9.735
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4.5.4. Solvency of CNB Financial Corporation.

4.5.4. Solvency
4.5.4.1. Debt to Asset Ratio

Measures how much %ย of CNB Financial Corporationย assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compareย CNB Financial Corporation to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.90ย means that CNB Financial Corporation assets areย financed with 90.1% credit (debt) and the remaining percentage (100% - 90.1%)ย is financed by its owners/shareholders.ย 

Let's take a look of the Debt to Asset Ratio trends of CNB Financial Corporation:

  • The MRQ is 0.901. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.900. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.901TTM0.900+0.000
TTM0.900YOY0.681+0.220
TTM0.9005Y0.864+0.036
5Y0.86410Y0.889-0.025
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9010.912-0.011
TTM0.9000.914-0.014
YOY0.6810.331+0.350
3Y0.8290.655+0.174
5Y0.8640.761+0.103
10Y0.8890.845+0.044
4.5.4.2. Debt to Equity Ratio

Measures ifย CNB Financial Corporation is able toย pay off its debts by usingย shareholders equity.

  • Below 2 is considered healthy butย always compareย CNB Financial Corporation to theย Banks - Regional industry mean.
  • A Debt to Equity ratio of 908.1% means that company has $9.08 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of CNB Financial Corporation:

  • The MRQ is 9.081. The company is unable to pay all its debts with equity. -1
  • The TTM is 9.043. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ9.081TTM9.043+0.038
TTM9.043YOY6.931+2.112
TTM9.0435Y9.583-0.540
5Y9.58310Y10.126-0.543
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ9.08110.416-1.335
TTM9.04310.683-1.640
YOY6.9314.228+2.703
3Y8.6047.922+0.682
5Y9.5839.283+0.300
10Y10.12611.348-1.222
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4.6. Market Valuation

4.6.1. Earnings Per Share
4.6.2.1. Price to Earnings Ratio

Measuresย how much money you payย for each share forย every $1 in earnings CNB Financial Corporation generates.

  • Above 15 is considered overpriced butย always compareย CNB Financial Corporation to theย Banks - Regional industry mean.
  • A PE ratio of 10.16 means the investor is paying $10.16ย for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of CNB Financial Corporation:

  • The EOD is 11.064. Based on the earnings, the company is underpriced. +1
  • The MRQ is 10.164. Based on the earnings, the company is underpriced. +1
  • The TTM is 9.031. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD11.064MRQ10.164+0.900
MRQ10.164TTM9.031+1.133
TTM9.031YOY7.786+1.245
TTM9.0315Y9.271-0.240
5Y9.27110Y14.069-4.797
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD11.0644.419+6.645
MRQ10.1643.875+6.289
TTM9.0316.132+2.899
YOY7.7864.741+3.045
3Y8.2575.925+2.332
5Y9.2718.400+0.871
10Y14.0699.118+4.951
4.6.2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of CNB Financial Corporation:

  • The EOD is 12.860. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 11.814. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 12.575. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD12.860MRQ11.814+1.046
MRQ11.814TTM12.575-0.761
TTM12.575YOY9.641+2.934
TTM12.5755Y18.099-5.525
5Y18.09910Y10.497+7.602
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD12.8600.383+12.477
MRQ11.8140.336+11.478
TTM12.5750.632+11.943
YOY9.641-1.072+10.713
3Y15.8472.007+13.840
5Y18.0990.284+17.815
10Y10.4970.095+10.402
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4.6.2. Book Value per Share
4.6.2.1. Price to Book Ratio

Measures if the stock price ofย CNB Financial Corporation is to cheap or to expensiveย compared to its book value.

  • At or below 1 is considered healthyย (always compare to Banks - Regional industry mean).
  • A PB ratio of 0.75 means the investor is paying $0.75ย for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of CNB Financial Corporation:

  • The EOD is 0.814. Based on the equity, the company is cheap. +2
  • The MRQ is 0.747. Based on the equity, the company is cheap. +2
  • The TTM is 0.791. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.814MRQ0.747+0.066
MRQ0.747TTM0.791-0.043
TTM0.791YOY0.582+0.209
TTM0.7915Y0.918-0.127
5Y0.91810Y1.499-0.581
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.8140.492+0.322
MRQ0.7470.432+0.315
TTM0.7910.446+0.345
YOY0.5820.149+0.433
3Y0.7780.355+0.423
5Y0.9180.578+0.340
10Y1.4990.801+0.698
4.6.2. Total Gains per Share

2.4. Latest News of CNB Financial Corporation

Does CNB Financial Corporation still have the same value as the quarterly reports suggest? Recent changes may be an indication that the value of the company is changing. Read the news from CNB Financial Corporation to keep up to date. Note: the news is often already included in the price.

DateTitleRead
2025-06-30
22:05
CNB Financial Corporation and ESSA Bancorp, Inc. Receive Bank Regulatory Approvals for MergerRead

4.7 Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of CNB Financial Corporation.

4.8.1. Institutions holding CNB Financial Corporation

Institutions are holding 62.541% of the shares of CNB Financial Corporation.

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2025-03-31BlackRock Inc8.43650.00081769930466642.7079
2025-03-31Vanguard Group Inc5.28320.0005110837134720.3142
2025-03-31Dimensional Fund Advisors, Inc.4.9630.00581041214300092.9676
2025-03-31Wellington Management Company LLP4.15050.0037870757-17341-1.9526
2025-03-31Davis Asset Management, L.P.3.33660.648170000000
2025-03-31American Century Companies Inc2.40070.00695036514801110.537
2025-03-31Geode Capital Management, LLC2.29650.0008481789114902.4431
2025-03-31State Street Corp2.06130.0004432441-6834-1.5557
2025-03-31Banc Funds Co LLC1.91511.1786401776-25000-5.8579
2025-03-31Ameriprise Financial Inc1.42790.00182995576030.2017
2025-03-31Stieven Capital Advisors, L.p.1.38891.25552913907931237.3976
2025-03-31Royce & Associates, LP1.24330.0629260827-101422-27.9979
2025-03-31Hotchkis & Wiley Capital Management LLC1.22240.019125646011237077.986
2025-03-31Northern Trust Corp0.95030.0007199363-7627-3.6847
2025-03-31Petiole USA ltd0.9022.974718924100
2025-03-31JPMorgan Chase & Co0.85640.0003179671-4004-2.1799
2025-03-31Morgan Stanley - Brokerage Accounts0.76350.0003160179-46382-22.4544
2025-03-31CNB Bank0.74831.7681156984-9273-5.5775
2025-03-31AllianceBernstein L.P.0.74350.0013155988-28692-15.5361
2025-03-31Maltese Capital Management LLC0.6940.5269145600-55600-27.6342
Total 45.78398.45729605189+29756+0.3%

4.9.2. Funds holding CNB Financial Corporation

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2025-05-31Vanguard Total Stock Mkt Idx Inv3.03670.000863708200
2025-05-31iShares Russell 2000 ETF2.80730.020758895600
2025-05-31Avantis US Small Cap Value ETF2.08540.06214375077140.1635
2025-05-31Vanguard Institutional Extnd Mkt Idx Tr1.4380.00630168132791.0989
2025-04-30DFA US Small Cap Value I1.14090.037423935214740.6196
2025-03-31Fidelity Small Cap Index0.97630.01892048297900.3872
2025-05-31iShares Russell 2000 Value ETF0.9110.038619112700
2025-05-31Columbia Small Cap Value I A0.89730.2731882413254620.9037
2025-03-31Columbia Small Cap Value I0.74210.226615569581005.488
2025-04-30DFA US Targeted Value I0.61350.023812870759164.8179
2025-04-30Fidelity Extended Market Index0.54250.0069113816-1088-0.9469
2025-05-30Dimensional US Targeted Value ETF0.51120.022710723900
2025-05-31State St Russell Sm/Mid Cpยฎ Indx SL Cl I0.50410.005610576500
2025-03-31Royce Capital Small-Cap Inv0.50031.2093104963-48550-31.626
2025-05-31Vanguard Russell 2000 ETF0.49850.017910459023382.2865
2025-03-31Royce Small-Cap Fund Invmt0.48570.1397101893-46144-31.1706
2025-03-31Wellington Emerging Companies0.43691.023291663-7060-7.1513
2025-05-30EA Bridgeway Omni Small-Cap Value ETF0.38880.128681570-28-0.0343
2025-04-30DFA US Micro Cap I0.37450.02867856900
2025-03-31Fisher US Small Cap Opportunities0.35831.8457517500
Total 19.24935.13544038420-47713-1.2%

5.3. Insider Transactions

Insiders are holding 2.631% of the shares of CNB Financial Corporation.

DateOwnerTypeAmountPricePost Transaction AmountLink
2023-11-01Michael D PeduzziBUY50018.28
2023-09-15N. Michael ObiBUY2718.7
2023-08-03Renee RichardBUY25019.9
2023-07-31Michael D PeduzziBUY30019.58
2023-06-15Julie M YoungBUY5219.27
2023-06-08Francis X Straub IiiBUY50021.4
2023-06-08Francis X Straub IiiBUY50021.4
2023-05-17Francis X Straub IiiBUY100020.17
2023-05-10Francis X Straub IiiBUY100018.91
2023-05-04Peter F SmithBUY200016.91
2023-04-21Michael D PeduzziBUY100018.03
2023-04-20Nicholas N Jr. ScottBUY50017.95
2023-03-15Deborah Dick PontzerBUY25020.04
2023-03-15Heather J KoptchakBUY4920.43
2023-03-13Peter F SmithBUY100019.51
2023-03-10Nicholas N Jr. ScottBUY100021.89
2023-03-08Nicholas N Jr. ScottBUY6423.47
2023-02-17Jeffrey S PowellBUY60023.99
2023-01-25Michael D PeduzziBUY137223.3
2022-12-20Julie M YoungBUY2123.42
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5. Financial Statements




5.1. Latest Balance Sheet

Balance Sheet of 2025-03-31. Currency in USD. All numbers in thousands.

Summary
Total Assets6,295,508
Total Liabilities5,671,000
Total Stockholder Equity624,508
 As reported
Total Liabilities 5,671,000
Total Stockholder Equity+ 624,508
Total Assets = 6,295,508

Assets

Total Assets6,295,508
Total Current Assets966,749
Long-term Assets5,328,759
Total Current Assets
Cash And Cash Equivalents 520,157
Short-term Investments 446,592
Total Current Assets  (as reported)966,749
Total Current Assets  (calculated)966,749
+/-0
Long-term Assets
Property Plant Equipment 128,536
Goodwill 43,874
Long Term Investments 808,894
Intangible Assets 1,337
Other Assets 6,295,508
Long-term Assets  (as reported)5,328,759
Long-term Assets  (calculated)7,278,149
+/- 1,949,390

Liabilities & Shareholders' Equity

Total Current Liabilities5,460,078
Long-term Liabilities210,922
Total Stockholder Equity624,508
Total Current Liabilities
Other Current Liabilities 5,460,078
Total Current Liabilities  (as reported)5,460,078
Total Current Liabilities  (calculated)5,460,078
+/-0
Long-term Liabilities
Long term Debt 105,266
Capital Lease Obligations Min Short Term Debt40,030
Long-term Liabilities  (as reported)210,922
Long-term Liabilities  (calculated)145,296
+/- 65,626
Total Stockholder Equity
Retained Earnings 387,925
Other Stockholders Equity 215,310
Total Stockholder Equity (as reported)624,508
Total Stockholder Equity (calculated)603,235
+/- 21,273
Other
Capital Stock57,785
Cash and Short Term Investments 966,749
Common Stock Shares Outstanding 20,925
Liabilities and Stockholders Equity 6,295,508
Net Debt -374,861
Net Invested Capital 671,989
Net Working Capital -4,493,329
Property Plant and Equipment Gross 128,536
Short Long Term Debt Total 145,296



5.2. Balance Sheets Structured

Currency in USD. All numbers in thousands.

 Trend2025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-312008-12-312008-09-302008-06-302008-03-312007-12-312007-09-302007-06-302007-03-312006-12-312006-09-302006-06-302006-03-312005-12-312005-09-302005-06-302005-03-312004-12-312004-09-302004-06-302004-03-312003-12-312003-09-302003-06-302003-03-312002-12-312002-09-302002-06-302002-03-312001-12-312001-09-302001-06-302001-03-312000-12-312000-09-302000-06-302000-03-311999-12-311999-09-301999-06-301999-03-311998-12-311998-09-301998-06-301998-03-31
> Total Assets 
383,700
390,300
398,800
468,900
458,100
440,200
578,000
561,200
563,612
564,634
552,197
555,365
575,041
583,543
594,458
592,794
633,482
649,725
660,599
668,518
680,951
705,579
693,988
701,752
712,271
702,504
709,213
725,217
730,204
752,485
748,716
764,018
769,010
776,957
773,808
780,850
790,375
817,236
831,795
856,308
887,035
945,359
1,006,750
1,016,518
1,027,241
1,050,726
1,090,300
1,161,591
1,239,814
1,324,980
1,363,170
1,413,511
1,484,135
1,491,194
1,543,672
1,602,207
1,686,620
1,721,020
1,741,197
1,773,079
1,809,847
1,809,445
1,837,419
2,131,289
2,134,061
2,156,665
2,172,974
2,189,213
2,180,140
2,253,789
2,259,722
2,285,136
2,301,001
2,336,392
2,539,944
2,573,821
2,592,307
2,678,909
2,745,069
2,768,773
2,908,883
3,009,629
3,129,313
3,221,521
3,287,324
3,400,974
3,541,170
3,763,659
3,779,138
4,469,551
4,734,475
4,729,399
4,901,092
5,149,818
5,246,286
5,328,939
5,284,000
5,299,315
5,317,346
5,475,179
5,583,334
5,663,600
5,731,908
5,752,957
5,801,412
5,886,571
6,014,844
6,192,010
6,295,508
6,295,5086,192,0106,014,8445,886,5715,801,4125,752,9575,731,9085,663,6005,583,3345,475,1795,317,3465,299,3155,284,0005,328,9395,246,2865,149,8184,901,0924,729,3994,734,4754,469,5513,779,1383,763,6593,541,1703,400,9743,287,3243,221,5213,129,3133,009,6292,908,8832,768,7732,745,0692,678,9092,592,3072,573,8212,539,9442,336,3922,301,0012,285,1362,259,7222,253,7892,180,1402,189,2132,172,9742,156,6652,134,0612,131,2891,837,4191,809,4451,809,8471,773,0791,741,1971,721,0201,686,6201,602,2071,543,6721,491,1941,484,1351,413,5111,363,1701,324,9801,239,8141,161,5911,090,3001,050,7261,027,2411,016,5181,006,750945,359887,035856,308831,795817,236790,375780,850773,808776,957769,010764,018748,716752,485730,204725,217709,213702,504712,271701,752693,988705,579680,951668,518660,599649,725633,482592,794594,458583,543575,041555,365552,197564,634563,612561,200578,000440,200458,100468,900398,800390,300383,700
   > Total Current Assets 
371,400
377,900
15,000
14,000
23,000
12,000
57,600
24,700
19,010
20,429
21,393
24,385
34,783
33,304
37,069
25,811
36,183
40,626
36,873
36,130
41,969
65,363
33,966
27,369
30,156
24,949
29,330
37,567
30,474
39,848
44,487
49,886
35,738
41,465
30,225
33,099
33,241
34,095
30,899
48,199
41,088
45,057
89,686
55,438
62,360
63,799
44,045
48,794
82,361
67,953
52,268
60,269
64,126
59,633
55,943
692,324
45,336
38,600
47,629
782,397
814,486
763,793
745,909
741,939
745,430
752,185
750,442
732,534
723,216
690,212
632,481
591,236
580,844
562,263
595,445
548,273
527,317
507,192
483,691
465,496
471,129
2,460,096
584,832
586,692
581,709
597,992
608,187
760,200
734,225
1,242,456
1,179,259
4,013,528
4,156,436
1,451,439
782,690
1,470,065
988,221
4,390,346
4,474,803
539,829
619,229
478,299
587,651
564,001
650,018
691,045
739,874
846,542
966,749
966,749846,542739,874691,045650,018564,001587,651478,299619,229539,8294,474,8034,390,346988,2211,470,065782,6901,451,4394,156,4364,013,5281,179,2591,242,456734,225760,200608,187597,992581,709586,692584,8322,460,096471,129465,496483,691507,192527,317548,273595,445562,263580,844591,236632,481690,212723,216732,534750,442752,185745,430741,939745,909763,793814,486782,39747,62938,60045,336692,32455,94359,63364,12660,26952,26867,95382,36148,79444,04563,79962,36055,43889,68645,05741,08848,19930,89934,09533,24133,09930,22541,46535,73849,88644,48739,84830,47437,56729,33024,94930,15627,36933,96665,36341,96936,13036,87340,62636,18325,81137,06933,30434,78324,38521,39320,42919,01024,70057,60012,00023,00014,00015,000377,900371,400
       Cash And Cash Equivalents 
0
0
12,600
11,400
20,400
9,500
54,300
21,200
15,572
16,901
17,587
17,973
27,885
26,103
30,642
19,391
29,779
33,552
29,976
22,527
29,152
46,477
28,046
20,981
22,758
17,766
22,135
29,912
22,464
32,208
37,200
43,017
28,185
34,292
22,932
25,551
25,656
25,220
21,735
29,312
31,602
35,910
72,935
37,712
44,953
46,383
28,039
28,746
60,507
47,953
34,309
40,249
45,297
45,239
41,400
39,927
30,478
24,503
33,171
32,106
38,766
25,071
33,131
29,908
34,091
34,576
29,622
28,153
51,860
30,625
27,643
27,261
25,577
23,926
36,904
29,183
28,369
33,049
35,675
35,345
28,604
42,327
36,500
45,563
55,282
37,930
52,161
192,974
136,341
663,348
555,941
532,694
653,243
737,673
737,050
732,198
404,974
284,154
209,796
106,285
188,220
125,163
182,585
222,046
301,453
331,145
359,309
443,035
520,157
520,157443,035359,309331,145301,453222,046182,585125,163188,220106,285209,796284,154404,974732,198737,050737,673653,243532,694555,941663,348136,341192,97452,16137,93055,28245,56336,50042,32728,60435,34535,67533,04928,36929,18336,90423,92625,57727,26127,64330,62551,86028,15329,62234,57634,09129,90833,13125,07138,76632,10633,17124,50330,47839,92741,40045,23945,29740,24934,30947,95360,50728,74628,03946,38344,95337,71272,93535,91031,60229,31221,73525,22025,65625,55122,93234,29228,18543,01737,20032,20822,46429,91222,13517,76622,75820,98128,04646,47729,15222,52729,97633,55229,77919,39130,64226,10327,88517,97317,58716,90115,57221,20054,3009,50020,40011,40012,60000
       Short-term Investments 
0
0
0
0
0
0
0
0
0
0
0
2,262
0
0
0
2,041
0
0
188,721
5,779
180,001
176,956
172,069
5,742
170,611
159,185
153,523
15,616
14,977
170,548
164,605
23,871
163,403
161,304
162,532
7,021
157,088
166,484
162,215
6,545
171,692
174,434
191,997
9,357
234,881
255,341
300,002
8,787
389,519
463,133
501,890
15,665
562,871
548,164
592,505
638,107
721,586
715,452
719,284
737,311
760,945
724,298
700,531
685,991
687,862
695,419
699,366
685,720
655,400
640,009
587,333
546,043
538,721
521,001
506,744
495,835
475,111
453,065
424,761
409,709
418,299
450,895
522,334
516,863
500,608
533,970
529,867
542,313
570,582
549,094
584,857
584,908
613,461
675,100
732,793
697,191
549,654
413,946
387,471
371,409
368,607
353,136
335,122
341,955
348,565
359,900
378,965
403,507
446,592
446,592403,507378,965359,900348,565341,955335,122353,136368,607371,409387,471413,946549,654697,191732,793675,100613,461584,908584,857549,094570,582542,313529,867533,970500,608516,863522,334450,895418,299409,709424,761453,065475,111495,835506,744521,001538,721546,043587,333640,009655,400685,720699,366695,419687,862685,991700,531724,298760,945737,311719,284715,452721,586638,107592,505548,164562,87115,665501,890463,133389,5198,787300,002255,341234,8819,357191,997174,434171,6926,545162,215166,484157,0887,021162,532161,304163,40323,871164,605170,54814,97715,616153,523159,185170,6115,742172,069176,956180,0015,779188,721002,0410002,26200000000000
       Net Receivables 
0
0
2,400
2,600
2,600
2,500
3,300
3,500
3,438
3,528
3,806
6,412
6,898
7,201
6,427
6,420
6,404
7,074
6,897
13,603
12,817
18,886
5,920
6,388
7,398
7,183
7,195
7,655
8,010
7,640
7,287
6,869
7,553
7,173
7,293
7,555
7,585
8,875
9,164
19,036
9,486
9,147
16,751
17,726
17,407
17,416
16,006
20,048
21,854
20,000
17,959
20,020
18,829
14,394
14,543
14,290
14,858
14,097
14,458
12,980
14,775
14,424
12,247
26,040
23,477
22,190
21,454
18,661
15,956
19,578
17,505
17,933
16,546
17,336
51,797
23,255
23,837
21,078
23,255
20,442
24,226
24,476
25,998
24,266
25,819
26,092
26,159
24,913
27,302
30,014
38,461
37,382
39,382
38,666
41,019
40,676
43,685
55,144
61,993
62,135
62,029
4,419,293
69,944
4,422,644
4,385,566
4,434,160
4,545,264
0
0
004,545,2644,434,1604,385,5664,422,64469,9444,419,29362,02962,13561,99355,14443,68540,67641,01938,66639,38237,38238,46130,01427,30224,91326,15926,09225,81924,26625,99824,47624,22620,44223,25521,07823,83723,25551,79717,33616,54617,93317,50519,57815,95618,66121,45422,19023,47726,04012,24714,42414,77512,98014,45814,09714,85814,29014,54314,39418,82920,02017,95920,00021,85420,04816,00617,41617,40717,72616,7519,1479,48619,0369,1648,8757,5857,5557,2937,1737,5536,8697,2877,6408,0107,6557,1957,1837,3986,3885,92018,88612,81713,6036,8977,0746,4046,4206,4277,2016,8986,4123,8063,5283,4383,5003,3002,5002,6002,6002,40000
       Other Current Assets 
371,400
377,900
368,000
0
417,700
411,200
492,100
507,700
515,992
516,000
503,159
504,046
513,327
523,870
531,624
542,101
572,619
584,969
-36,855
422,640
434,444
438,512
463,206
473,779
487,002
493,911
501,330
497,825
496,946
516,318
514,447
526,329
544,144
547,774
555,199
563,159
572,083
588,631
609,045
616,366
635,827
687,497
688,473
687,763
694,223
696,242
710,889
729,912
730,755
756,920
772,334
814,350
818,539
844,562
856,473
870,919
880,736
927,619
934,594
213,180
193,314
280,150
348,937
634,962
631,452
639,762
653,452
699,623
729,748
849,674
966,239
1,073,359
1,106,370
1,177,306
1,343,557
1,432,358
1,491,260
1,620,231
1,738,469
1,793,961
1,920,528
1,942,398
1,922,830
2,019,308
2,088,022
2,150,614
2,283,053
2,337,585
2,354,970
2,558,677
2,840,564
2,858,544
2,850,350
2,888,368
764,217
758,787
-10,092
-9,539
236,902
-62,135
-62,029
154,921
215,901
224,157
337,876
367,637
362,423
0
0
00362,423367,637337,876224,157215,901154,921-62,029-62,135236,902-9,539-10,092758,787764,2172,888,3682,850,3502,858,5442,840,5642,558,6772,354,9702,337,5852,283,0532,150,6142,088,0222,019,3081,922,8301,942,3981,920,5281,793,9611,738,4691,620,2311,491,2601,432,3581,343,5571,177,3061,106,3701,073,359966,239849,674729,748699,623653,452639,762631,452634,962348,937280,150193,314213,180934,594927,619880,736870,919856,473844,562818,539814,350772,334756,920730,755729,912710,889696,242694,223687,763688,473687,497635,827616,366609,045588,631572,083563,159555,199547,774544,144526,329514,447516,318496,946497,825501,330493,911487,002473,779463,206438,512434,444422,640-36,855584,969572,619542,101531,624523,870513,327504,046503,159516,000515,992507,700492,100411,200417,7000368,000377,900371,400
   > Long-term Assets 
12,300
12,400
383,800
454,900
435,100
428,200
520,400
536,462
544,602
544,205
530,804
530,980
540,258
550,239
557,389
566,983
597,299
609,099
623,726
632,388
638,982
640,216
660,022
674,383
682,115
677,555
679,883
687,650
699,730
712,637
704,229
714,132
733,272
735,492
743,583
747,751
757,134
783,141
800,896
810,501
845,947
900,302
917,064
961,080
964,881
986,927
1,046,255
1,112,797
1,157,453
1,257,027
1,310,902
1,353,242
1,420,009
1,431,561
1,487,729
909,883
1,641,284
1,682,420
1,693,568
990,682
995,361
1,045,652
1,091,510
1,389,350
1,388,631
1,404,480
1,422,532
1,456,679
1,456,924
1,563,577
1,627,241
1,693,900
1,720,157
1,774,129
1,944,499
2,025,548
2,064,990
2,171,717
2,261,378
2,303,277
2,437,754
549,533
2,544,481
2,634,829
2,705,615
2,802,982
2,932,983
3,003,459
3,044,913
3,227,095
3,555,216
715,871
744,656
3,696,895
869,565
835,017
106,407
132,620
138,100
4,935,350
4,964,105
800,834
5,144,257
5,188,956
5,151,394
5,195,526
5,274,970
5,345,468
5,328,759
5,328,7595,345,4685,274,9705,195,5265,151,3945,188,9565,144,257800,8344,964,1054,935,350138,100132,620106,407835,017869,5653,696,895744,656715,8713,555,2163,227,0953,044,9133,003,4592,932,9832,802,9822,705,6152,634,8292,544,481549,5332,437,7542,303,2772,261,3782,171,7172,064,9902,025,5481,944,4991,774,1291,720,1571,693,9001,627,2411,563,5771,456,9241,456,6791,422,5321,404,4801,388,6311,389,3501,091,5101,045,652995,361990,6821,693,5681,682,4201,641,284909,8831,487,7291,431,5611,420,0091,353,2421,310,9021,257,0271,157,4531,112,7971,046,255986,927964,881961,080917,064900,302845,947810,501800,896783,141757,134747,751743,583735,492733,272714,132704,229712,637699,730687,650679,883677,555682,115674,383660,022640,216638,982632,388623,726609,099597,299566,983557,389550,239540,258530,980530,804544,205544,602536,462520,400428,200435,100454,900383,80012,40012,300
       Property Plant Equipment 
9,500
9,700
10,000
10,700
10,200
10,000
11,700
12,900
12,907
12,950
12,817
12,805
12,963
12,832
12,635
12,485
12,328
12,165
11,947
12,129
12,535
12,824
12,902
12,934
12,814
12,850
13,500
13,761
14,161
14,075
13,962
13,912
13,794
14,565
14,542
16,237
16,352
16,870
18,054
19,780
21,396
22,323
23,233
23,578
23,487
22,821
22,551
23,355
24,321
24,322
24,122
24,135
24,485
24,661
24,247
24,004
24,041
24,131
24,342
24,072
24,416
24,833
26,042
31,589
32,864
32,758
33,506
35,378
36,121
38,171
38,493
39,370
40,044
41,276
46,335
49,522
50,433
50,367
50,165
50,715
50,174
49,745
49,301
49,920
67,553
68,867
70,484
73,289
73,469
73,370
76,930
78,471
78,307
77,549
80,936
81,587
87,921
88,461
93,965
100,842
105,190
109,388
109,335
109,399
110,487
114,483
119,509
128,726
128,536
128,536128,726119,509114,483110,487109,399109,335109,388105,190100,84293,96588,46187,92181,58780,93677,54978,30778,47176,93073,37073,46973,28970,48468,86767,55349,92049,30149,74550,17450,71550,16550,36750,43349,52246,33541,27640,04439,37038,49338,17136,12135,37833,50632,75832,86431,58926,04224,83324,41624,07224,34224,13124,04124,00424,24724,66124,48524,13524,12224,32224,32123,35522,55122,82123,48723,57823,23322,32321,39619,78018,05416,87016,35216,23714,54214,56513,79413,91213,96214,07514,16113,76113,50012,85012,81412,93412,90212,82412,53512,12911,94712,16512,32812,48512,63512,83212,96312,80512,81712,95012,90712,90011,70010,00010,20010,70010,0009,7009,500
       Goodwill 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,821
10,946
10,946
10,946
10,946
10,946
27,194
27,194
27,194
27,194
27,194
27,194
27,194
27,194
27,194
27,194
27,194
39,185
38,730
38,730
38,730
38,730
38,730
38,730
38,730
38,730
38,730
38,730
38,730
38,730
38,730
38,730
38,730
44,775
43,749
43,749
43,749
43,749
43,749
43,749
43,749
43,749
43,749
43,874
43,874
43,874
43,874
43,874
43,874
43,874
43,874
43,874
43,87443,87443,87443,87443,87443,87443,87443,87443,87443,74943,74943,74943,74943,74943,74943,74943,74943,74944,77538,73038,73038,73038,73038,73038,73038,73038,73038,73038,73038,73038,73038,73038,73038,73039,18527,19427,19427,19427,19427,19427,19427,19427,19427,19427,19427,19410,94610,94610,94610,94610,94610,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,82110,821000000000000000000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
821,800
833,813
848,480
857,990
904,984
910,790
927,305
931,418
979,794
1,024,087
1,291,276
1,289,343
1,305,327
1,322,753
1,350,003
1,349,530
1,454,042
1,517,363
1,582,939
1,608,481
1,661,180
1,810,947
1,888,778
1,927,294
2,034,261
2,114,523
2,155,785
2,264,084
2,322,376
2,374,107
3,004,377
2,517,338
2,611,857
538,955
3,365,482
3,406,649
3,566,690
3,913,612
621,089
620,338
685,060
742,734
707,557
857,251
827,256
795,680
785,789
780,323
756,640
735,371
740,224
739,852
724,123
717,506
785,083
808,894
808,894785,083717,506724,123739,852740,224735,371756,640780,323785,789795,680827,256857,251707,557742,734685,060620,338621,0893,913,6123,566,6903,406,6493,365,482538,9552,611,8572,517,3383,004,3772,374,1072,322,3762,264,0842,155,7852,114,5232,034,2611,927,2941,888,7781,810,9471,661,1801,608,4811,582,9391,517,3631,454,0421,349,5301,350,0031,322,7531,305,3271,289,3431,291,2761,024,087979,794931,418927,305910,790904,984857,990848,480833,813821,80000000000000000000000000000000000000000000000000000000
       Intangible Assets 
2,800
2,700
0
0
0
0
0
0
15,703
15,255
14,828
14,129
13,968
13,537
13,130
12,765
12,352
11,965
1,340
12,594
1,181
1,103
1,024
12,248
867
788
709
11,862
11,776
473
394
11,994
697
593
489
11,206
360
335
311
11,563
260
235
210
737
728
867
967
961
1,000
933
857
908
898
912
927
906
913
837
782
714
674
696
696
5,487
5,186
4,918
4,574
4,259
3,959
3,760
3,493
3,358
3,136
2,914
4,252
4,245
3,908
3,573
3,272
3,012
2,767
1,129
2,399
2,222
2,060
1,897
1,761
1,733
1,655
1,335
1,926
567
539
2,169
485
460
435
410
386
2,168
2,080
320
1,930
1,834
1,759
1,690
1,636
1,457
1,337
1,3371,4571,6361,6901,7591,8341,9303202,0802,1683864104354604852,1695395671,9261,3351,6551,7331,7611,8972,0602,2222,3991,1292,7673,0123,2723,5733,9084,2454,2522,9143,1363,3583,4933,7603,9594,2594,5744,9185,1865,4876966966747147828379139069279128989088579331,00096196786772873721023526011,56331133536011,20648959369711,99439447311,77611,86270978886712,2481,0241,1031,18112,5941,34011,96512,35212,76513,13013,53713,96814,12914,82815,25515,7030000002,7002,800
       Earning Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
537,780
573,411
570,207
586,146
683,298
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000000000000683,298586,146570,207573,411537,780000000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Other Assets 
0
0
0
293,200
0
0
0
0
162,897
159,804
161,293
159,033
173,321
180,747
177,415
173,145
199,863
205,580
648,420
878,266
885,489
907,283
890,804
902,356
907,384
886,148
887,766
915,042
932,988
948,804
938,498
951,821
958,138
964,675
962,192
965,435
975,426
1,011,746
1,023,646
1,050,294
1,097,155
1,158,164
1,235,341
1,289,835
1,297,899
1,341,411
1,425,666
1,543,098
1,666,512
1,825,087
1,901,738
1,952,403
2,085,605
2,078,193
2,174,928
2,279,278
2,447,168
2,475,821
2,500,171
2,550,581
2,611,894
2,574,947
2,579,992
2,885,677
2,891,240
2,921,383
2,942,054
2,946,269
2,907,316
2,967,692
2,920,724
2,905,676
2,914,788
2,933,215
3,140,886
3,167,011
3,166,037
3,230,395
3,267,978
3,278,089
3,426,109
3,559,162
3,750,964
3,837,042
3,904,917
4,053,342
4,191,100
4,429,533
4,469,081
5,137,969
5,449,127
5,445,270
5,645,748
1,484
3,594,031
3,023,857
4,189,372
776,349
704,443
5,475,179
5,583,334
4,384,467
4,434,657
0
0
0
-642,308
6,192,010
6,295,508
6,295,5086,192,010-642,3080004,434,6574,384,4675,583,3345,475,179704,443776,3494,189,3723,023,8573,594,0311,4845,645,7485,445,2705,449,1275,137,9694,469,0814,429,5334,191,1004,053,3423,904,9173,837,0423,750,9643,559,1623,426,1093,278,0893,267,9783,230,3953,166,0373,167,0113,140,8862,933,2152,914,7882,905,6762,920,7242,967,6922,907,3162,946,2692,942,0542,921,3832,891,2402,885,6772,579,9922,574,9472,611,8942,550,5812,500,1712,475,8212,447,1682,279,2782,174,9282,078,1932,085,6051,952,4031,901,7381,825,0871,666,5121,543,0981,425,6661,341,4111,297,8991,289,8351,235,3411,158,1641,097,1551,050,2941,023,6461,011,746975,426965,435962,192964,675958,138951,821938,498948,804932,988915,042887,766886,148907,384902,356890,804907,283885,489878,266648,420205,580199,863173,145177,415180,747173,321159,033161,293159,804162,8970000293,200000
> Total Liabilities 
340,900
346,700
354,700
419,500
413,900
396,700
529,700
513,600
516,069
516,314
502,413
504,162
521,993
529,617
538,891
537,900
578,780
591,911
599,786
606,485
608,612
640,469
629,177
635,305
644,058
636,485
641,680
656,507
661,936
682,848
679,127
694,050
699,016
706,869
702,019
708,571
717,336
748,804
762,304
787,025
818,182
879,301
944,671
954,051
964,779
986,676
1,021,723
1,092,182
1,167,930
1,214,881
1,245,393
1,303,866
1,371,265
1,368,964
1,413,241
1,470,318
1,553,437
1,581,373
1,597,506
1,627,715
1,663,742
1,678,465
1,706,653
1,966,378
1,961,780
1,979,479
1,991,357
2,000,665
1,984,258
2,061,052
2,059,871
2,083,223
2,092,845
2,125,454
2,324,455
2,362,037
2,358,089
2,438,617
2,500,621
2,524,863
2,664,072
2,759,736
2,874,937
2,958,691
3,012,365
3,114,359
3,244,137
3,458,693
3,454,336
4,139,279
4,318,572
4,313,262
4,483,489
4,719,869
4,808,597
4,886,092
4,858,065
4,875,727
4,801,218
4,944,417
5,036,907
104,735
5,182,696
5,181,710
5,222,772
5,299,871
5,408,481
5,581,315
5,671,000
5,671,0005,581,3155,408,4815,299,8715,222,7725,181,7105,182,696104,7355,036,9074,944,4174,801,2184,875,7274,858,0654,886,0924,808,5974,719,8694,483,4894,313,2624,318,5724,139,2793,454,3363,458,6933,244,1373,114,3593,012,3652,958,6912,874,9372,759,7362,664,0722,524,8632,500,6212,438,6172,358,0892,362,0372,324,4552,125,4542,092,8452,083,2232,059,8712,061,0521,984,2582,000,6651,991,3571,979,4791,961,7801,966,3781,706,6531,678,4651,663,7421,627,7151,597,5061,581,3731,553,4371,470,3181,413,2411,368,9641,371,2651,303,8661,245,3931,214,8811,167,9301,092,1821,021,723986,676964,779954,051944,671879,301818,182787,025762,304748,804717,336708,571702,019706,869699,016694,050679,127682,848661,936656,507641,680636,485644,058635,305629,177640,469608,612606,485599,786591,911578,780537,900538,891529,617521,993504,162502,413516,314516,069513,600529,700396,700413,900419,500354,700346,700340,900
   > Total Current Liabilities 
21,000
22,100
337,800
403,200
392,100
366,900
507,900
509,400
483,302
496,314
492,413
490,821
500,684
507,617
516,891
514,632
535,755
538,886
547,786
556,485
568,612
590,469
579,177
584,995
594,058
586,175
591,370
606,197
611,626
613,038
609,317
625,490
630,456
629,559
634,709
640,376
651,776
656,039
658,684
670,797
699,562
759,681
816,551
825,953
825,652
846,697
889,526
958,238
1,033,641
1,096,244
1,115,686
1,164,116
1,227,336
1,250,152
1,298,842
1,449,698
1,436,988
1,455,421
1,480,270
1,532,799
1,643,122
1,657,845
1,686,033
1,870,758
1,865,261
1,883,021
1,894,960
1,904,330
1,887,986
1,964,843
1,963,725
1,958,360
1,972,980
2,050,602
2,124,633
2,151,926
2,195,491
2,150,016
2,229,580
2,231,300
2,328,063
29,739
2,554,106
2,888,071
2,684,631
2,821,000
3,155,821
3,368,710
3,364,319
3,633,275
4,060,156
41,449
35,535
4,545,235
39,910
45,033
35,891
42,690
43,533
4,938,503
4,896,133
37,974
5,039,887
4,998,750
5,037,553
5,110,845
5,216,949
5,371,364
5,460,078
5,460,0785,371,3645,216,9495,110,8455,037,5534,998,7505,039,88737,9744,896,1334,938,50343,53342,69035,89145,03339,9104,545,23535,53541,4494,060,1563,633,2753,364,3193,368,7103,155,8212,821,0002,684,6312,888,0712,554,10629,7392,328,0632,231,3002,229,5802,150,0162,195,4912,151,9262,124,6332,050,6021,972,9801,958,3601,963,7251,964,8431,887,9861,904,3301,894,9601,883,0211,865,2611,870,7581,686,0331,657,8451,643,1221,532,7991,480,2701,455,4211,436,9881,449,6981,298,8421,250,1521,227,3361,164,1161,115,6861,096,2441,033,641958,238889,526846,697825,652825,953816,551759,681699,562670,797658,684656,039651,776640,376634,709629,559630,456625,490609,317613,038611,626606,197591,370586,175594,058584,995579,177590,469568,612556,485547,786538,886535,755514,632516,891507,617500,684490,821492,413496,314483,302509,400507,900366,900392,100403,200337,80022,10021,000
       Short-term Debt 
16,800
18,000
0
0
0
0
0
1,800
0
3,190
2,625
0
0
0
0
0
0
0
0
2,000
1,904
2,000
1,569
1,313
1,993
3,341
2,000
2,000
2,000
1,534
2,000
2,000
198
854
4,865
2,000
2,000
2,000
2,000
2,000
1,199
441
707
719
961
1,710
912
1,380
1,149
1,283
1,032
1,248
930
1,080
1,280
74,456
0
0
0
23,510
75,152
100,477
122,976
12,950
15,250
9,770
8,100
35,980
35,980
76,055
90,504
116,272
56,905
131,421
76,000
103,969
143,614
44,959
141,737
34,416
91,009
328,621
2,211
245,117
0
52,907
248,101
227,907
225,722
0
0
585
585
848
454
1,710
1,566
1,076
572
264,792
102,083
1,328
869
2,659
2,000
1,290
0
0
0
0001,2902,0002,6598691,328102,083264,7925721,0761,5661,71045484858558500225,722227,907248,10152,9070245,1172,211328,62191,00934,416141,73744,959143,614103,96976,000131,42156,905116,27290,50476,05535,98035,9808,1009,77015,25012,950122,976100,47775,15223,51000074,4561,2801,0809301,2481,0321,2831,1491,3809121,7109617197074411,1992,0002,0002,0002,0002,0004,8658541982,0002,0001,5342,0002,0002,0003,3411,9931,3131,5692,0001,9042,000000000002,6253,19001,8000000018,00016,800
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
20,000
0
0
0
242,002
0
185,653
205,202
40,109
229,079
334,108
413,253
7,550
427,247
328,621
323,042
47,562
0
52,907
18,016
37,505
0
0
0
0
0
0
0
0
0
0
0
132,396
102,083
0
0
0
0
0
0
0
0
00000000102,083132,3960000000000037,50518,01652,907047,562323,042328,621427,2477,550413,253334,108229,07940,109205,202185,6530242,00200020,0000000000000000000000000000000000000000000000000000000000000000000000
       Accounts payable 
4,200
4,100
4,800
5,100
5,300
0
0
6,800
483,302
6,283
6,584
5,604
7,335
8,211
9,163
7,992
8,371
8,477
7,895
9,348
7,540
9,476
8,329
8,244
7,381
5,658
7,177
7,292
7,306
7,211
6,756
4,987
6,499
5,646
5,384
7,054
8,569
6,082
7,280
9,640
7,879
3,397
8,411
10,638
824,691
844,987
888,614
956,858
1,032,492
1,094,961
1,114,654
1,162,868
1,226,406
1,249,072
1,297,562
21,391
1,436,988
1,455,421
1,480,270
24,286
22,525
10,822
10,776
22,494
21,353
22,204
19,996
21,271
20,605
26,040
25,529
27,035
25,864
28,586
24,852
30,435
26,398
28,268
27,233
29,069
26,999
29,739
29,516
32,168
27,272
33,331
32,125
38,476
38,381
37,253
37,451
41,449
35,535
40,470
39,910
45,033
35,891
42,690
43,533
51,274
39,921
37,974
37,106
0
0
0
0
0
0
00000037,10637,97439,92151,27443,53342,69035,89145,03339,91040,47035,53541,44937,45137,25338,38138,47632,12533,33127,27232,16829,51629,73926,99929,06927,23328,26826,39830,43524,85228,58625,86427,03525,52926,04020,60521,27119,99622,20421,35322,49410,77610,82222,52524,2861,480,2701,455,4211,436,98821,3911,297,5621,249,0721,226,4061,162,8681,114,6541,094,9611,032,492956,858888,614844,987824,69110,6388,4113,3977,8799,6407,2806,0828,5697,0545,3845,6466,4994,9876,7567,2117,3067,2927,1775,6587,3818,2448,3299,4767,5409,3487,8958,4778,3717,9929,1638,2117,3355,6046,5846,283483,3026,800005,3005,1004,8004,1004,200
       Other Current Liabilities 
0
0
333,000
398,100
386,800
366,900
507,900
500,800
483,302
486,841
483,204
485,217
493,349
499,406
507,728
506,640
527,384
530,409
539,891
545,137
559,168
578,993
569,279
575,438
584,684
577,176
582,193
596,905
602,320
604,293
600,561
618,503
623,759
623,059
624,460
631,322
641,207
647,957
649,404
659,157
690,484
755,843
807,433
814,596
824,691
844,987
888,614
956,858
1,032,492
1,094,961
1,114,654
1,162,868
1,226,406
1,249,072
1,297,562
1,353,851
1,436,988
1,455,421
1,480,270
1,485,003
1,545,445
1,546,546
1,552,281
1,835,314
1,828,658
1,851,047
1,866,864
1,847,079
1,867,381
1,862,748
1,847,692
1,815,053
1,890,211
1,890,595
2,023,781
2,017,522
2,025,479
2,076,789
2,060,610
2,167,815
2,210,055
-29,739
2,522,379
2,610,786
2,657,359
2,734,762
2,875,595
3,102,327
3,100,216
3,596,022
4,022,705
-41,449
-35,535
4,504,765
-454
-1,710
-1,566
-42,690
-43,533
4,622,437
4,754,129
-37,974
5,002,781
4,998,750
5,037,553
5,110,845
5,216,949
5,371,364
5,460,078
5,460,0785,371,3645,216,9495,110,8455,037,5534,998,7505,002,781-37,9744,754,1294,622,437-43,533-42,690-1,566-1,710-4544,504,765-35,535-41,4494,022,7053,596,0223,100,2163,102,3272,875,5952,734,7622,657,3592,610,7862,522,379-29,7392,210,0552,167,8152,060,6102,076,7892,025,4792,017,5222,023,7811,890,5951,890,2111,815,0531,847,6921,862,7481,867,3811,847,0791,866,8641,851,0471,828,6581,835,3141,552,2811,546,5461,545,4451,485,0031,480,2701,455,4211,436,9881,353,8511,297,5621,249,0721,226,4061,162,8681,114,6541,094,9611,032,492956,858888,614844,987824,691814,596807,433755,843690,484659,157649,404647,957641,207631,322624,460623,059623,759618,503600,561604,293602,320596,905582,193577,176584,684575,438569,279578,993559,168545,137539,891530,409527,384506,640507,728499,406493,349485,217483,204486,841483,302500,800507,900366,900386,800398,100333,00000
   > Long-term Liabilities 
0
0
17,000
16,400
21,700
29,800
21,800
4,162
32,767
20,000
10,000
13,341
21,309
22,000
22,000
23,268
43,025
53,025
52,000
50,000
40,000
50,000
50,000
50,310
50,000
50,310
50,310
50,310
50,310
69,810
69,810
68,560
68,560
77,310
67,310
68,195
65,560
92,765
103,620
118,620
118,620
119,620
128,120
128,098
139,127
139,979
132,197
133,944
134,289
118,637
129,707
139,750
143,929
118,812
114,399
20,620
116,449
125,952
117,236
94,916
20,620
20,620
20,620
95,620
96,519
96,458
96,397
96,335
96,272
96,209
96,146
124,863
119,865
74,852
199,822
210,111
162,598
288,601
271,041
293,563
336,009
328,432
320,831
70,620
327,734
293,359
88,316
89,983
90,017
506,004
258,416
90,069
89,854
173,150
175,059
125,440
104,356
104,432
43,533
5,914
140,774
104,735
142,809
182,960
185,219
189,026
191,532
209,951
210,922
210,922209,951191,532189,026185,219182,960142,809104,735140,7745,91443,533104,432104,356125,440175,059173,15089,85490,069258,416506,00490,01789,98388,316293,359327,73470,620320,831328,432336,009293,563271,041288,601162,598210,111199,82274,852119,865124,86396,14696,20996,27296,33596,39796,45896,51995,62020,62020,62020,62094,916117,236125,952116,44920,620114,399118,812143,929139,750129,707118,637134,289133,944132,197139,979139,127128,098128,120119,620118,620118,620103,62092,76565,56068,19567,31077,31068,56068,56069,81069,81050,31050,31050,31050,31050,00050,31050,00050,00040,00050,00052,00053,02543,02523,26822,00022,00021,30913,34110,00020,00032,7674,16221,80029,80021,70016,40017,00000
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
20,620
20,620
20,620
20,620
20,620
20,620
20,620
20,620
20,620
20,620
20,620
20,620
20,620
20,620
20,620
20,620
20,620
20,620
20,620
20,620
20,620
70,620
70,620
156,085
288,601
271,041
70,620
70,620
70,620
70,620
70,620
70,620
70,620
71,268
70,620
70,620
70,620
70,620
70,620
70,620
154,136
154,212
104,281
104,356
104,432
104,508
104,584
104,660
104,735
0
0
0
0
0
0
0
0000000104,735104,660104,584104,508104,432104,356104,281154,212154,13670,62070,62070,62070,62070,62070,62071,26870,62070,62070,62070,62070,62070,62070,620271,041288,601156,08570,62070,62020,62020,62020,62020,62020,62020,62020,62020,62020,62020,62020,62020,62020,62020,62020,62020,62020,62020,62020,62020,62020,62000000000000000000000000000000000000000000000000000000
       Other Liabilities 
0
0
0
0
0
0
0
0
5,202
6,283
6,584
5,604
7,335
8,211
9,163
7,992
8,371
8,477
7,895
9,348
7,540
9,476
8,329
8,244
7,381
5,658
7,177
7,292
7,306
7,211
6,756
4,987
6,499
5,646
5,384
7,054
8,569
6,082
7,280
7,248
7,879
3,397
8,411
10,638
11,052
11,801
11,347
13,321
13,694
14,071
13,894
13,871
13,700
16,184
19,635
21,391
21,412
23,150
22,280
24,286
22,525
10,822
10,776
22,494
21,353
22,204
19,996
21,271
20,605
26,040
25,529
27,035
25,864
28,586
24,852
36,891
26,398
28,268
27,233
29,069
26,999
29,148
28,887
30,619
24,444
29,347
26,610
33,888
30,650
29,371
30,040
60,898
54,769
35,306
60,757
66,192
62,846
69,475
72,899
47,352
35,476
33,804
0
0
0
0
0
0
0
000000033,80435,47647,35272,89969,47562,84666,19260,75735,30654,76960,89830,04029,37130,65033,88826,61029,34724,44430,61928,88729,14826,99929,06927,23328,26826,39836,89124,85228,58625,86427,03525,52926,04020,60521,27119,99622,20421,35322,49410,77610,82222,52524,28622,28023,15021,41221,39119,63516,18413,70013,87113,89414,07113,69413,32111,34711,80111,05210,6388,4113,3977,8797,2487,2806,0828,5697,0545,3845,6466,4994,9876,7567,2117,3067,2927,1775,6587,3818,2448,3299,4767,5409,3487,8958,4778,3717,9929,1638,2117,3355,6046,5846,2835,20200000000
> Total Stockholder Equity
42,800
43,500
44,100
49,400
44,200
43,500
48,300
47,600
47,543
48,320
49,784
51,203
53,048
53,926
55,567
54,894
54,702
57,814
60,813
62,033
62,339
65,110
64,811
66,447
68,213
66,019
67,533
68,710
68,268
69,637
69,589
69,968
69,994
70,088
71,789
72,279
73,039
68,432
69,491
69,283
68,853
66,058
62,079
62,467
62,462
64,050
68,577
69,409
71,884
110,099
117,777
109,645
112,870
122,230
130,431
131,889
133,183
139,647
143,691
145,364
146,105
130,980
130,766
164,911
172,281
177,186
181,617
188,548
195,882
192,737
199,851
201,913
208,156
210,938
215,489
211,784
234,218
240,292
244,448
243,910
244,811
249,893
254,376
262,830
274,959
286,615
297,033
304,966
324,802
330,272
415,903
416,137
417,603
429,949
437,689
442,847
425,935
423,588
516,128
530,762
546,427
549,634
549,212
571,247
578,640
586,700
606,363
610,695
624,508
624,508610,695606,363586,700578,640571,247549,212549,634546,427530,762516,128423,588425,935442,847437,689429,949417,603416,137415,903330,272324,802304,966297,033286,615274,959262,830254,376249,893244,811243,910244,448240,292234,218211,784215,489210,938208,156201,913199,851192,737195,882188,548181,617177,186172,281164,911130,766130,980146,105145,364143,691139,647133,183131,889130,431122,230112,870109,645117,777110,09971,88469,40968,57764,05062,46262,46762,07966,05868,85369,28369,49168,43273,03972,27971,78970,08869,99469,96869,58969,63768,26868,71067,53366,01968,21366,44764,81165,11062,33962,03360,81357,81454,70254,89455,56753,92653,04851,20349,78448,32047,54347,60048,30043,50044,20049,40044,10043,50042,800
   Common Stock
3,500
3,500
0
3,500
0
0
3,700
3,700
3,694
3,694
3,694
3,694
3,694
3,694
3,694
3,694
3,694
3,694
3,694
3,694
3,694
3,694
3,694
3,694
9,234
9,234
9,234
9,234
9,234
9,234
9,234
9,234
9,234
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000000000000000000000000000000000000000000000000000000000000000000009,2349,2349,2349,2349,2349,2349,2349,2349,2343,6943,6943,6943,6943,6943,6943,6943,6943,6943,6943,6943,6943,6943,6943,6943,6943,7003,700003,50003,5003,500
   Retained Earnings 
34,700
35,400
35,900
40,600
36,800
37,300
42,200
42,300
42,754
43,377
44,001
44,631
45,164
45,823
46,714
47,731
48,436
49,452
51,247
52,065
53,046
54,302
55,580
56,787
52,082
52,896
53,736
54,347
55,193
56,246
57,242
58,439
59,612
60,689
61,780
62,957
63,547
64,601
65,642
66,696
66,813
67,620
66,621
65,890
66,694
67,756
68,570
68,676
69,387
71,058
72,150
73,059
74,311
76,175
78,209
80,038
82,336
84,619
87,128
88,960
91,193
92,080
94,718
97,066
99,845
103,075
106,252
110,619
113,800
117,025
120,170
123,301
125,935
127,614
131,643
134,295
138,250
142,409
147,132
148,298
152,872
158,790
165,427
171,780
178,662
185,838
193,612
201,503
207,698
213,327
218,239
218,727
228,973
239,017
249,978
260,582
271,792
283,204
295,803
306,911
318,629
327,707
336,690
345,935
353,780
361,987
371,086
381,296
387,925
387,925381,296371,086361,987353,780345,935336,690327,707318,629306,911295,803283,204271,792260,582249,978239,017228,973218,727218,239213,327207,698201,503193,612185,838178,662171,780165,427158,790152,872148,298147,132142,409138,250134,295131,643127,614125,935123,301120,170117,025113,800110,619106,252103,07599,84597,06694,71892,08091,19388,96087,12884,61982,33680,03878,20976,17574,31173,05972,15071,05869,38768,67668,57067,75666,69465,89066,62167,62066,81366,69665,64264,60163,54762,95761,78060,68959,61258,43957,24256,24655,19354,34753,73652,89652,08256,78755,58054,30253,04652,06551,24749,45248,43647,73146,71445,82345,16444,63144,00143,37742,75442,30042,20037,30036,80040,60035,90035,40034,700
   Accumulated Other Comprehensive Income 
2,600
2,600
0
1,500
0
0
-400
-1,300
-1,918
-1,776
-945
-172
1,103
1,321
2,034
952
229
2,204
3,283
3,501
2,839
4,584
2,870
3,152
3,900
869
2,295
2,682
1,352
1,824
1,662
1,166
735
117
900
1,343
1,527
717
512
-524
-1,358
-4,711
-7,834
-7,004
-8,143
-7,971
-5,225
-4,875
-3,552
224
6,710
-2,673
-1,081
5,982
11,787
10,761
9,255
13,218
14,241
13,924
12,317
-3,828
-6,838
-9,445
-5,092
-1,984
-785
1,059
5,948
-606
3,150
1,899
5,307
6,192
6,466
-121
-28
1,934
1,163
-343
-4,245
-5,348
-7,771
-3,996
860
6,098
8,530
6,939
17,002
16,598
15,639
15,074
5,944
7,944
4,337
-394
-27,347
-41,361
-55,811
-52,520
-46,681
-50,585
-58,501
-46,078
-47,203
-47,390
-37,296
-43,573
-36,512
-36,512-43,573-37,296-47,390-47,203-46,078-58,501-50,585-46,681-52,520-55,811-41,361-27,347-3944,3377,9445,94415,07415,63916,59817,0026,9398,5306,098860-3,996-7,771-5,348-4,245-3431,1631,934-28-1216,4666,1925,3071,8993,150-6065,9481,059-785-1,984-5,092-9,445-6,838-3,82812,31713,92414,24113,2189,25510,76111,7875,982-1,081-2,6736,710224-3,552-4,875-5,225-7,971-8,143-7,004-7,834-4,711-1,358-5245127171,5271,3439001177351,1661,6621,8241,3522,6822,2958693,9003,1522,8704,5842,8393,5013,2832,2042299522,0341,3211,103-172-945-1,776-1,918-1,300-400001,50002,6002,600
   Capital Surplus 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
44,437
44,458
44,350
44,016
44,099
44,150
44,223
43,840
43,950
44,065
77,923
77,641
77,766
77,892
78,022
77,339
77,488
77,677
77,827
77,188
77,337
77,543
77,737
96,283
96,490
96,697
97,042
96,786
97,059
97,328
97,602
97,139
97,414
97,690
99,335
102,128
102,374
127,231
127,518
126,572
126,875
127,124
127,351
126,703
126,986
221,326
221,553
219,561
219,723
0
0
0
0
0
0
0
0000000219,723219,561221,553221,326126,986126,703127,351127,124126,875126,572127,518127,231102,374102,12899,33597,69097,41497,13997,60297,32897,05996,78697,04296,69796,49096,28377,73777,54377,33777,18877,82777,67777,48877,33978,02277,89277,76677,64177,92344,06543,95043,84044,22344,15044,09944,01644,35044,45844,43700000000000000000000000000000000000000000000000000000
   Treasury Stock0000000000-2,975-3,026-2,998-2,477-1,535-1,672-1,671-2,967-2,966-2,027-2,026-2,811-2,799-2,735-1,702-2,556-608-608-602-1,087-544-541-287-127-163-205-274-1,114-1,146-1,170-1,205-1,152-1,742-1,671-113-633-1,179-1,222-1,245-1,743-1,828-2,289-2,424-3,260-4,023-4,364-4,787-5,417-5,723-6,153-6,476-7,023-7,500-8,546-8,926-9,332-9,672-9,790-9,499-9,947-9,720-9,944-5,106-5,271-4,141-3,987-3,602-3,031-2,699-1,801-1,653-1,796-2,021-1,274-1,224-1,309-1,387-1,437-1,056-974-1,094-1,212-1,362-1,236-657-670-670-692-698-703-71000000000
   Other Stockholders Equity 
2,000
2,000
8,200
3,800
7,400
6,200
2,800
2,900
3,013
3,025
3,034
3,050
3,087
3,088
3,125
2,517
2,343
2,464
2,589
2,773
2,760
2,530
2,667
2,814
2,997
3,020
2,268
2,447
2,489
2,333
1,451
1,129
413
9,282
9,109
7,979
7,965
3,114
3,337
3,111
3,398
3,149
3,292
3,581
3,911
4,265
5,232
5,608
6,049
38,817
38,917
39,259
39,640
40,073
40,435
41,090
41,592
41,810
42,322
42,480
42,595
42,728
42,886
77,290
77,528
76,095
76,150
76,870
76,134
76,318
76,531
76,713
76,914
77,132
77,380
77,610
95,996
95,949
96,153
95,955
96,184
96,451
96,720
95,046
95,437
94,679
94,891
96,524
100,102
100,347
124,265
124,551
124,901
125,203
125,589
124,874
123,705
123,960
218,351
218,586
216,694
214,727
213,238
213,605
214,278
214,318
214,788
215,187
215,310
215,310215,187214,788214,318214,278213,605213,238214,727216,694218,586218,351123,960123,705124,874125,589125,203124,901124,551124,265100,347100,10296,52494,89194,67995,43795,04696,72096,45196,18495,95596,15395,94995,99677,61077,38077,13276,91476,71376,53176,31876,13476,87076,15076,09577,52877,29042,88642,72842,59542,48042,32241,81041,59241,09040,43540,07339,64039,25938,91738,8176,0495,6085,2324,2653,9113,5813,2923,1493,3983,1113,3373,1147,9657,9799,1099,2824131,1291,4512,3332,4892,4472,2683,0202,9972,8142,6672,5302,7602,7732,5892,4642,3432,5173,1253,0883,0873,0503,0343,0253,0132,9002,8006,2007,4003,8008,2002,0002,000



5.3. Balance Sheets

Currency in USD. All numbers in thousands.




5.4. Cash Flows

Currency in USD. All numbers in thousands.




5.5. Income Statements

Currency in USD. All numbers in thousands.


5.6. Latest Income Statement

Income Statement (annual), 2024-12-31. Currency in USD. All numbers in thousands.

Gross Profit (+$)
totalRevenue360,009
Cost of Revenue-147,223
Gross Profit212,786212,786
 
Operating Income (+$)
Gross Profit212,786
Operating Expense-145,427
Operating Income67,35967,359
 
Operating Expense (+$)
Research Development0
Selling General Administrative78,254
Selling And Marketing Expenses2,545
Operating Expense145,42780,799
 
Net Interest Income (+$)
Interest Income325,095
Interest Expense-138,001
Other Finance Cost-0
Net Interest Income187,094
 
Pretax Income (+$)
Operating Income67,359
Net Interest Income187,094
Other Non-Operating Income Expenses0
Income Before Tax (EBT)67,359318,708
EBIT - interestExpense = -70,642
67,359
192,576
Interest Expense138,001
Earnings Before Interest and Taxes (EBIT)67,359205,360
Earnings Before Interest and Taxes (EBITDA)75,628
 
After tax Income (+$)
Income Before Tax67,359
Tax Provision-12,784
Net Income From Continuing Ops54,57554,575
Net Income54,575
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses292,650
Total Other Income/Expenses Net-251,349-187,094
 

Technical Analysis of CNB Financial Corporation
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of CNB Financial Corporation. The general trend of CNB Financial Corporation is BULLISH with 14.3% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine CNB Financial Corporation's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (14.3%) Bearish trend (-14.3%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. CNB Financial Corporation Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Supportย is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistanceย is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of CNB Financial Corporation.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 26.18 < 26.64 < 28.37.

The bearish price targets are: 23.07 > 23.01 > 21.77.

Know someone who trades $CCNE? Share this with them.๐Ÿ‘‡

CNB Financial Corporation Daily Support & Resistance Chart
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2. Trend Indicators

2.1 Moving Averages

Shows theย moving averageย of the selected period.

  • Moving averages are laggingย trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of CNB Financial Corporation. The current mas is .

The long score for the Moving Averages is 8/14.
The longshort score for the Moving Averages is 2/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 > MA 50: The MA 20 is higher than the MA 50. +1
  • MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
  • MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close > MA 50: The price is above the MA 50. +1
  • MA 50 < MA 100: The MA 50 is lower than the MA 100. -1
  • MA 50 < MA 200: The MA 50 is lower than the MA 200. -1
  • MA 100 trending down: The MA 100 is trending down. -1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 < MA 200: The MA 100 is lower than the MA 200. -1
  • MA 200 trending down: The MA 200 is trending down. -1
  • Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

CNB Financial Corporation Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows theย momentumย of theย selected period based on two moving averages.

  • MACD is aย lagging momentumย indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of CNB Financial Corporation. The current macd is 0.57706051.

The long score for the Moving Average Convergence/Divergence (MACD) is 4/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 4/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the CNB Financial Corporation price going up in the near term. +2
  • MACD > 0: The MACD is above the zero line (centerline), it indicates a bullish signal for CNB Financial Corporation. This means that the short-term moving average is higher than the long-term moving average, signaling positive momentum and suggesting a higher likelihood of the CNB Financial Corporation price continuing to rise in the near future. It indicates that buyers are gaining control, and there is optimism in the market, leading to potential price increases. +1
  • Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1
CNB Financial Corporation Daily Moving Average Convergence/Divergence (MACD) ChartCNB Financial Corporation Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of CNB Financial Corporation. The current adx is 36.93.

The long score for the Directional Movement Index (DMI) is 4/7.
The longshort score for the Directional Movement Index (DMI) is 4/(-7 +7).

  • PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy CNB Financial Corporation shares, leading to potential upward momentum in its price. +1
  • PLUS_ID > MINUS_DI && ADX > 25 && ADX trending up: The ADX is above 25 and indicates a strong bullish trend. The ADX is trending up, so the bullish trend is strengthening.
CNB Financial Corporation Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Showsย the current trend.
  • Showsย potential entry signals.
  • Showsย ย potential exit signals.
  • Can be used to placeย trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of CNB Financial Corporation. The current sar is 22.95.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

  • Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1
CNB Financial Corporation Daily Parabolic SAR Chart
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3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentumย indicator, meaning the signals are instant.
  • Rangesย between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of CNB Financial Corporation. The current rsi is 68.71. The current phase is Continuation in bull market.

The long score for the Relative Strength Index (RSI) is 4/13.
The longshort score for the Relative Strength Index (RSI) is 4/(-13 +13).

  • Continuation in bull market: Uptrend continues after a consolidation or pullback. Hold or add to existing positions.
  • Trending up: The RSI is trending up. +1
CNB Financial Corporation Daily Relative Strength Index (RSI) ChartCNB Financial Corporation Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Comparesย a certain price to multiple prices ranging over time.

  • Leadingย momentumย indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Rangesย between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of CNB Financial Corporation. The current phase is Overbought in bull market.

The long score for the Stochastic Oscillator is 6/6.
The longshort score for the Stochastic Oscillator is 6/(-6 +6).

  • STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
  • STOCH > 80: The STOCH %K is above 80 and overbought. +2
  • STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the CNB Financial Corporation price going up in the near term. +2
  • Trending up: The STOCH %K is trending up. +1
CNB Financial Corporation Daily Stochastic Oscillator ChartCNB Financial Corporation Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero,ย the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of CNB Financial Corporation. The current cci is 106.52.

The long score for the Commodity Channel Index (CCI) is 1/1.
The longshort score for the Commodity Channel Index (CCI) is 1/(-1 +1).

  • CCI > 100: The CCI is above 100, it indicates that the price is significantly above its average, suggesting a potential overbought condition. +1
CNB Financial Corporation Daily Commodity Channel Index (CCI) ChartCNB Financial Corporation Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of CNB Financial Corporation. The current cmo is 46.97.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

  • CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1
CNB Financial Corporation Daily Chande Momentum Oscillator (CMO) ChartCNB Financial Corporation Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

ย Shows the current price relative to the highest high over the last 14 days.
ย 

  • Lagging momentum indicator
  • Ranging between 0 andย -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of CNB Financial Corporation. The current willr is -9.65517241.

The long score for the Williams %R is 1/1.
The longshort score for the Williams %R is 1/(-1 +1).

  • WILLR > -20: The Williams %R is above -20. This indicates that the price is in overbought territory, suggesting a potential price correction or trend reversal to the downside. +1
CNB Financial Corporation Daily Williams %R ChartCNB Financial Corporation Daily Williams %R Chart
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4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversoldย 

Score

Let's take a look at the Bollinger Bands of CNB Financial Corporation.

CNB Financial Corporation Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of CNB Financial Corporation. The current atr is 0.5286556.

CNB Financial Corporation Daily Average True Range (ATR) ChartCNB Financial Corporation Daily Average True Range (ATR) Chart
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5. Volume Indicators

5.1 On-Balance Volume (OBV)

ย Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of CNB Financial Corporation. The current obv is 2,299,810.

CNB Financial Corporation Daily On-Balance Volume (OBV) ChartCNB Financial Corporation Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of CNB Financial Corporation. The current mfi is 88.76.

The long score for the Money Flow Index (MFI) is 2/2.
The longshort score for the Money Flow Index (MFI) is 2/(-2 +2).

  • MFI > 50: +1
  • MFI > 80: +1
CNB Financial Corporation Daily Money Flow Index (MFI) ChartCNB Financial Corporation Daily Money Flow Index (MFI) Chart
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6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for CNB Financial Corporation.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2025-02-20SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-02-21MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2025-02-24DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-02-26STOCH SHORT EXITThe %K line crosses above the %D line.
2025-02-28DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2025-03-04DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2025-03-06STOCH SHORT EXITThe %K line crosses above the %D line.
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2025-03-10STOCH LONG EXITThe %K line crosses below the %D line.
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-12STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-14RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2025-03-17SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2025-03-18STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-19STOCH SHORT EXITThe %K line crosses above the %D line.
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2025-03-20STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-21MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2025-03-24STOCH SHORT EXITThe %K line crosses above the %D line.
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2025-03-25MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-03-28STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-31SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2025-04-01STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-03MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-07STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-08RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2025-04-09SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2025-04-10STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-11CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2025-04-14STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-16MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-04-22DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-04-24WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-04-25STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-29STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-30STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-02STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-05-06STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-08STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-05-09STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-12STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-05-14STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-19SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2025-05-21MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-05-23CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2025-05-27DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-05-28STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-05-29DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2025-05-30CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-06-03STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-04STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-06-06DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-06-09SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-06-10CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-06-11MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-06-12WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-06-13STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-06-17MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-06-18STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-23MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-06-24SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2025-06-25STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-26STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-06-30STOCH LONG EXITThe %K line crosses below the %D line.
2025-07-01STOCH SHORT EXITThe %K line crosses above the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-07-02MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-07-07RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-07-08MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-07-09STOCH SHORT EXITThe %K line crosses above the %D line.

6.3. Candlestick Patterns

CNB Financial Corporation Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of CNB Financial Corporation based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5068.714
Ma 20Greater thanMa 5022.895
Ma 50Greater thanMa 10022.516
Ma 100Greater thanMa 20022.615
OpenGreater thanClose24.100
Total2/5 (40.0%)
Penke
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