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Cholamandalam Financial Holdings Ltd
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PenkeI guess you are interested in Cholamandalam Financial Holdings Ltd. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Cholamandalam Financial Holdings Ltd. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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Quick analysis of Cholamandalam Financial Holdings Ltd (30 sec.)










What can you expect buying and holding a share of Cholamandalam Financial Holdings Ltd? (30 sec.)

How much money do you get?

How much money do you get?
INR0.26
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
INR865.81
Expected worth in 1 year
INR1,425.88
How sure are you?
100.0%

+ What do you gain per year?

Total Gains per Share
INR581.44
Return On Investment
52.1%

For what price can you sell your share?

Current Price per Share
INR1,114.95
Expected price per share
INR993.00 - INR1,216
How sure are you?
50%

1. Valuation of Cholamandalam Financial Holdings Ltd (5 min.)




Live pricePrice per Share (EOD)

INR1,114.95

Intrinsic Value Per Share

INR-24,006.52 - INR-28,802.31

Total Value Per Share

INR-23,140.71 - INR-27,936.50

2. Growth of Cholamandalam Financial Holdings Ltd (5 min.)




Is Cholamandalam Financial Holdings Ltd growing?

Current yearPrevious yearGrowGrow %
How rich?$1.9b$1.6b$315.5m16.2%

How much money is Cholamandalam Financial Holdings Ltd making?

Current yearPrevious yearGrowGrow %
Making money$154.8m$122.7m$32m20.7%
Net Profit Margin7.2%6.5%--

How much money comes from the company's main activities?

3. Financial Health of Cholamandalam Financial Holdings Ltd (5 min.)




4. Comparing to competitors in the Credit Services industry (5 min.)




  Industry Rankings (Credit Services)  


Richest
#36 / 256

Most Revenue
#15 / 256

Most Profit
#34 / 256

Most Efficient
#161 / 256

What can you expect buying and holding a share of Cholamandalam Financial Holdings Ltd? (5 min.)

Welcome investor! Cholamandalam Financial Holdings Ltd's management wants to use your money to grow the business. In return you get a share of Cholamandalam Financial Holdings Ltd.

What can you expect buying and holding a share of Cholamandalam Financial Holdings Ltd?

First you should know what it really means to hold a share of Cholamandalam Financial Holdings Ltd. And how you can make/lose money.

Speculation

The Price per Share of Cholamandalam Financial Holdings Ltd is INR1,115. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Cholamandalam Financial Holdings Ltd.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Cholamandalam Financial Holdings Ltd, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is INR865.81. Based on the TTM, the Book Value Change Per Share is INR140.02 per quarter. Based on the YOY, the Book Value Change Per Share is INR120.89 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is INR5.34 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Cholamandalam Financial Holdings Ltd.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 INR% of Price per ShareINR% of Price per ShareINR% of Price per ShareINR% of Price per ShareINR% of Price per Share
Usd Eps0.820.1%0.820.1%0.650.1%0.590.1%0.590.1%
Usd Book Value Change Per Share1.680.2%1.680.2%1.450.1%2.600.2%2.600.2%
Usd Dividend Per Share0.060.0%0.060.0%0.010.0%0.020.0%0.020.0%
Usd Total Gains Per Share1.740.2%1.740.2%1.460.1%2.620.2%2.620.2%
Usd Price Per Share6.47-6.47-7.42-6.14-6.14-
Price to Earnings Ratio7.85-7.85-11.34-10.68-10.68-
Price-to-Total Gains Ratio3.71-3.71-5.09-4.03-4.03-
Price to Book Ratio0.62-0.62-0.85-0.76-0.76-
Price-to-Total Gains Ratio3.71-3.71-5.09-4.03-4.03-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share13.3794
Number of shares74
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.060.02
Usd Book Value Change Per Share1.682.60
Usd Total Gains Per Share1.742.62
Gains per Quarter (74 shares)129.08194.03
Gains per Year (74 shares)516.32776.10
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1194975067769766
23899510221515381542
357149215382223072318
476198920542930753094
595248725703638443870
6114298430864446134646
7133348136025153825422
8152397941185861516198
9171447646346569206974
10190497351507376887750

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%4.00.00.0100.0%4.00.00.0100.0%4.00.00.0100.0%
Book Value Change Per Share1.00.00.0100.0%3.00.00.0100.0%4.00.00.0100.0%4.00.00.0100.0%4.00.00.0100.0%
Dividend per Share1.00.00.0100.0%3.00.00.0100.0%4.00.00.0100.0%4.00.00.0100.0%4.00.00.0100.0%
Total Gains per Share1.00.00.0100.0%3.00.00.0100.0%4.00.00.0100.0%4.00.00.0100.0%4.00.00.0100.0%

Fundamentals of Cholamandalam Financial Holdings Ltd

About Cholamandalam Financial Holdings Ltd

Cholamandalam Financial Holdings Limited, an investment company, provides financial services in India. It operates through Financial Services, and Insurance and Allied Services segments. The company provides vehicle finance, loan against property, home, and small and medium-sized enterprise loans, as well as secured, business and personal, and consumer and small enterprise loans; and general insurance services. Cholamandalam Financial Holdings Limited was formerly known as TI Financial Holdings Limited. The company was incorporated in 1949 and is based in Chennai, India.

Fundamental data was last updated by Penke on 2024-03-23 08:23:04.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is inefficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is able to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is expensive.

1.1. Profitability of Cholamandalam Financial Holdings Ltd.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Cholamandalam Financial Holdings Ltd earns for each ₹1 of revenue.

  • Above 10% is considered healthy but always compare Cholamandalam Financial Holdings Ltd to the Credit Services industry mean.
  • A Net Profit Margin of 7.2% means that ₹0.07 for each ₹1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Cholamandalam Financial Holdings Ltd:

  • The MRQ is 7.2%. The company is making a profit. +1
  • The TTM is 7.2%. The company is making a profit. +1
Trends
Current periodCompared to+/- 
MRQ7.2%TTM7.2%0.0%
TTM7.2%YOY6.5%+0.6%
TTM7.2%5Y5.9%+1.2%
5Y5.9%10Y5.9%0.0%
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ7.2%13.1%-5.9%
TTM7.2%14.3%-7.1%
YOY6.5%18.4%-11.9%
5Y5.9%16.5%-10.6%
10Y5.9%15.8%-9.9%
1.1.2. Return on Assets

Shows how efficient Cholamandalam Financial Holdings Ltd is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Cholamandalam Financial Holdings Ltd to the Credit Services industry mean.
  • 1.0% Return on Assets means that Cholamandalam Financial Holdings Ltd generated ₹0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Cholamandalam Financial Holdings Ltd:

  • The MRQ is 1.0%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 1.0%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ1.0%TTM1.0%0.0%
TTM1.0%YOY1.0%-0.1%
TTM1.0%5Y0.9%+0.1%
5Y0.9%10Y0.9%0.0%
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ1.0%0.8%+0.2%
TTM1.0%0.9%+0.1%
YOY1.0%0.9%+0.1%
5Y0.9%0.8%+0.1%
10Y0.9%0.8%+0.1%
1.1.3. Return on Equity

Shows how efficient Cholamandalam Financial Holdings Ltd is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Cholamandalam Financial Holdings Ltd to the Credit Services industry mean.
  • 16.8% Return on Equity means Cholamandalam Financial Holdings Ltd generated ₹0.17 for each ₹1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Cholamandalam Financial Holdings Ltd:

  • The MRQ is 16.8%. Using its investors money, the company is efficient in making profit. +1
  • The TTM is 16.8%. Using its investors money, the company is efficient in making profit. +1
Trends
Current periodCompared to+/- 
MRQ16.8%TTM16.8%0.0%
TTM16.8%YOY15.9%+1.0%
TTM16.8%5Y15.0%+1.8%
5Y15.0%10Y15.0%0.0%
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ16.8%3.2%+13.6%
TTM16.8%3.3%+13.5%
YOY15.9%3.6%+12.3%
5Y15.0%3.2%+11.8%
10Y15.0%3.4%+11.6%

1.2. Operating Efficiency of Cholamandalam Financial Holdings Ltd.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Cholamandalam Financial Holdings Ltd is operating .

  • Measures how much profit Cholamandalam Financial Holdings Ltd makes for each ₹1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Cholamandalam Financial Holdings Ltd to the Credit Services industry mean.
  • An Operating Margin of 0.0% means the company generated ₹0.00  for each ₹1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Cholamandalam Financial Holdings Ltd:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.0%
TTM-YOY-0.0%
TTM-5Y-0.0%
5Y-10Y-0.0%
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ-21.3%-21.3%
TTM-19.0%-19.0%
YOY-26.3%-26.3%
5Y-21.7%-21.7%
10Y-25.5%-25.5%
1.2.2. Operating Ratio

Measures how efficient Cholamandalam Financial Holdings Ltd is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Credit Services industry mean).
  • An Operation Ratio of 1.18 means that the operating costs are ₹1.18 for each ₹1 in net sales.

Let's take a look of the Operating Ratio trends of Cholamandalam Financial Holdings Ltd:

  • The MRQ is 1.178. The company is inefficient in keeping operating costs low. -1
  • The TTM is 1.178. The company is inefficient in keeping operating costs low. -1
Trends
Current periodCompared to+/- 
MRQ1.178TTM1.1780.000
TTM1.178YOY1.273-0.095
TTM1.1785Y1.262-0.084
5Y1.26210Y1.2620.000
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ1.1780.817+0.361
TTM1.1780.816+0.362
YOY1.2730.799+0.474
5Y1.2620.716+0.546
10Y1.2620.709+0.553

1.3. Liquidity of Cholamandalam Financial Holdings Ltd.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Cholamandalam Financial Holdings Ltd is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Credit Services industry mean).
  • A Current Ratio of 2.14 means the company has ₹2.14 in assets for each ₹1 in short-term debts.

Let's take a look of the Current Ratio trends of Cholamandalam Financial Holdings Ltd:

  • The MRQ is 2.143. The company is able to pay all its short-term debts. +1
  • The TTM is 2.143. The company is able to pay all its short-term debts. +1
Trends
Current periodCompared to+/- 
MRQ2.143TTM2.1430.000
TTM2.143YOY2.953-0.810
TTM2.1435Y2.846-0.703
5Y2.84610Y2.8460.000
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ2.1433.006-0.863
TTM2.1433.353-1.210
YOY2.9532.540+0.413
5Y2.8464.074-1.228
10Y2.8464.335-1.489
1.3.2. Quick Ratio

Measures if Cholamandalam Financial Holdings Ltd is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Cholamandalam Financial Holdings Ltd to the Credit Services industry mean.
  • A Quick Ratio of 0.10 means the company can pay off ₹0.10 for each ₹1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Cholamandalam Financial Holdings Ltd:

  • The MRQ is 0.097. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.097. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.097TTM0.0970.000
TTM0.097YOY0.076+0.020
TTM0.0975Y0.202-0.106
5Y0.20210Y0.2020.000
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ0.0971.975-1.878
TTM0.0972.227-2.130
YOY0.0761.916-1.840
5Y0.2023.814-3.612
10Y0.2023.638-3.436

1.4. Solvency of Cholamandalam Financial Holdings Ltd.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Cholamandalam Financial Holdings Ltd assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Cholamandalam Financial Holdings Ltd to Credit Services industry mean.
  • A Debt to Asset Ratio of 0.88 means that Cholamandalam Financial Holdings Ltd assets are financed with 87.6% credit (debt) and the remaining percentage (100% - 87.6%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Cholamandalam Financial Holdings Ltd:

  • The MRQ is 0.876. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.876. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.876TTM0.8760.000
TTM0.876YOY0.861+0.015
TTM0.8765Y0.870+0.006
5Y0.87010Y0.8700.000
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ0.8760.729+0.147
TTM0.8760.716+0.160
YOY0.8610.709+0.152
5Y0.8700.711+0.159
10Y0.8700.693+0.177
1.4.2. Debt to Equity Ratio

Measures if Cholamandalam Financial Holdings Ltd is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Cholamandalam Financial Holdings Ltd to the Credit Services industry mean.
  • A Debt to Equity ratio of 1,498.3% means that company has ₹14.98 debt for each ₹1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Cholamandalam Financial Holdings Ltd:

  • The MRQ is 14.983. The company is unable to pay all its debts with equity. -1
  • The TTM is 14.983. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ14.983TTM14.9830.000
TTM14.983YOY13.054+1.928
TTM14.9835Y14.197+0.785
5Y14.19710Y14.1970.000
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ14.9832.575+12.408
TTM14.9832.383+12.600
YOY13.0542.317+10.737
5Y14.1972.329+11.868
10Y14.1972.391+11.806

2. Market Valuation of Cholamandalam Financial Holdings Ltd

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every ₹1 in earnings Cholamandalam Financial Holdings Ltd generates.

  • Above 15 is considered overpriced but always compare Cholamandalam Financial Holdings Ltd to the Credit Services industry mean.
  • A PE ratio of 7.85 means the investor is paying ₹7.85 for every ₹1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Cholamandalam Financial Holdings Ltd:

  • The EOD is 16.227. Based on the earnings, the company is fair priced.
  • The MRQ is 7.853. Based on the earnings, the company is underpriced. +1
  • The TTM is 7.853. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD16.227MRQ7.853+8.374
MRQ7.853TTM7.8530.000
TTM7.853YOY11.342-3.490
TTM7.8535Y10.684-2.832
5Y10.68410Y10.6840.000
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
EOD16.2276.808+9.419
MRQ7.8536.289+1.564
TTM7.8536.578+1.275
YOY11.3427.303+4.039
5Y10.6848.537+2.147
10Y10.68411.727-1.043
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Cholamandalam Financial Holdings Ltd:

  • The EOD is -0.708. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The MRQ is -0.342. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The TTM is -0.342. Based on how much money comes from the company's main activities, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD-0.708MRQ-0.342-0.365
MRQ-0.342TTM-0.3420.000
TTM-0.342YOY-1.975+1.632
TTM-0.3425Y-1.544+1.201
5Y-1.54410Y-1.5440.000
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
EOD-0.708-0.702-0.006
MRQ-0.342-0.673+0.331
TTM-0.342-0.332-0.010
YOY-1.975-0.451-1.524
5Y-1.544-0.002-1.542
10Y-1.5440.006-1.550
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Cholamandalam Financial Holdings Ltd is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Credit Services industry mean).
  • A PB ratio of 0.62 means the investor is paying ₹0.62 for each ₹1 in book value.

Let's take a look of the Price to Book Ratio trends of Cholamandalam Financial Holdings Ltd:

  • The EOD is 1.288. Based on the equity, the company is underpriced. +1
  • The MRQ is 0.623. Based on the equity, the company is cheap. +2
  • The TTM is 0.623. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD1.288MRQ0.623+0.665
MRQ0.623TTM0.6230.000
TTM0.623YOY0.851-0.228
TTM0.6235Y0.757-0.134
5Y0.75710Y0.7570.000
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
EOD1.2880.930+0.358
MRQ0.6230.861-0.238
TTM0.6230.860-0.237
YOY0.8511.071-0.220
5Y0.7571.235-0.478
10Y0.7571.430-0.673
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Cholamandalam Financial Holdings Ltd compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--140.018140.0180%120.890+16%216.453-35%216.453-35%
Book Value Per Share--865.813865.8130%725.796+19%678.296+28%678.296+28%
Current Ratio--2.1432.1430%2.953-27%2.846-25%2.846-25%
Debt To Asset Ratio--0.8760.8760%0.861+2%0.870+1%0.870+1%
Debt To Equity Ratio--14.98314.9830%13.054+15%14.197+6%14.197+6%
Dividend Per Share--5.3425.3420%0.561+853%2.044+161%2.044+161%
Eps--68.71168.7110%54.483+26%49.111+40%49.111+40%
Free Cash Flow Per Share---1575.774-1575.7740%-312.951-80%-629.221-60%-629.221-60%
Free Cash Flow To Equity Per Share---1575.774-1575.7740%63.714-2573%-400.385-75%-400.385-75%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%
Intrinsic Value_10Y_max---28802.315--------
Intrinsic Value_10Y_min---24006.523--------
Intrinsic Value_1Y_max---1255.130--------
Intrinsic Value_1Y_min---1219.607--------
Intrinsic Value_3Y_max---5014.219--------
Intrinsic Value_3Y_min---4713.370--------
Intrinsic Value_5Y_max---10271.983--------
Intrinsic Value_5Y_min---9329.955--------
Market Cap209361957230.400+52%101315329622.100101315329622.1000%116036792206.400-13%96106675115.125+5%96106675115.125+5%
Net Profit Margin--0.0720.0720%0.065+10%0.059+21%0.059+21%
Operating Margin----0%-0%-0%-0%
Operating Ratio--1.1781.1780%1.273-7%1.262-7%1.262-7%
Pb Ratio1.288+52%0.6230.6230%0.851-27%0.757-18%0.757-18%
Pe Ratio16.227+52%7.8537.8530%11.342-31%10.684-27%10.684-27%
Price Per Share1114.950+52%539.550539.5500%617.950-13%511.813+5%511.813+5%
Price To Free Cash Flow Ratio-0.708-107%-0.342-0.3420%-1.975+477%-1.544+351%-1.544+351%
Price To Total Gains Ratio7.670+52%3.7123.7120%5.088-27%4.028-8%4.028-8%
Quick Ratio--0.0970.0970%0.076+27%0.202-52%0.202-52%
Return On Assets--0.0100.0100%0.010-6%0.009+7%0.009+7%
Return On Equity--0.1680.1680%0.159+6%0.150+12%0.150+12%
Total Gains Per Share--145.360145.3600%121.450+20%218.497-33%218.497-33%
Usd Book Value--1950962400.0001950962400.0000%1635452400.000+19%1528422600.000+28%1528422600.000+28%
Usd Book Value Change Per Share--1.6801.6800%1.451+16%2.597-35%2.597-35%
Usd Book Value Per Share--10.39010.3900%8.710+19%8.140+28%8.140+28%
Usd Dividend Per Share--0.0640.0640%0.007+853%0.025+161%0.025+161%
Usd Eps--0.8250.8250%0.654+26%0.589+40%0.589+40%
Usd Free Cash Flow---3550738800.000-3550738800.0000%-705180000.000-80%-1417842000.000-60%-1417842000.000-60%
Usd Free Cash Flow Per Share---18.909-18.9090%-3.755-80%-7.551-60%-7.551-60%
Usd Free Cash Flow To Equity Per Share---18.909-18.9090%0.765-2573%-4.805-75%-4.805-75%
Usd Market Cap2512343486.765+52%1215783955.4651215783955.4650%1392441506.477-13%1153280101.382+5%1153280101.382+5%
Usd Price Per Share13.379+52%6.4756.4750%7.415-13%6.142+5%6.142+5%
Usd Profit--154827600.000154827600.0000%122768400.000+26%110663700.000+40%110663700.000+40%
Usd Revenue--2160384000.0002160384000.0000%1876536000.000+15%1822323900.000+19%1822323900.000+19%
Usd Total Gains Per Share--1.7441.7440%1.457+20%2.622-33%2.622-33%
 EOD+5 -3MRQTTM+0 -0YOY+20 -145Y+18 -1610Y+18 -16

3.2. Fundamental Score

Let's check the fundamental score of Cholamandalam Financial Holdings Ltd based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1516.227
Price to Book Ratio (EOD)Between0-11.288
Net Profit Margin (MRQ)Greater than00.072
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.097
Current Ratio (MRQ)Greater than12.143
Debt to Asset Ratio (MRQ)Less than10.876
Debt to Equity Ratio (MRQ)Less than114.983
Return on Equity (MRQ)Greater than0.150.168
Return on Assets (MRQ)Greater than0.050.010
Total4/10 (40.0%)

3.3. Technical Score

Let's check the technical score of Cholamandalam Financial Holdings Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5060.774
Ma 20Greater thanMa 501,058.960
Ma 50Greater thanMa 1001,079.916
Ma 100Greater thanMa 2001,063.623
OpenGreater thanClose1,103.000
Total3/5 (60.0%)



Latest Balance Sheet

Balance Sheet of 2023-03-31. Currency in INR. All numbers in thousands.

Summary
Total Assets1,310,329,600
Total Liabilities1,147,749,400
Total Stockholder Equity76,605,800
 As reported
Total Liabilities 1,147,749,400
Total Stockholder Equity+ 76,605,800
Total Assets = 1,310,329,600

Assets

Total Assets1,310,329,600
Total Current Assets826,615,700
Long-term Assets483,713,900
Total Current Assets
Cash And Cash Equivalents 10,554,400
Short-term Investments 36,317,300
Net Receivables 991,300
Other Current Assets 5,609,500
Total Current Assets  (as reported)826,615,700
Total Current Assets  (calculated)53,472,500
+/- 773,143,200
Long-term Assets
Property Plant Equipment 5,423,700
Goodwill 427,200
Intangible Assets 696,000
Long-term Assets Other 7,353,700
Long-term Assets  (as reported)483,713,900
Long-term Assets  (calculated)13,900,600
+/- 469,813,300

Liabilities & Shareholders' Equity

Total Current Liabilities385,730,800
Long-term Liabilities762,018,600
Total Stockholder Equity76,605,800
Total Current Liabilities
Short Long Term Debt 343,251,500
Accounts payable 9,577,400
Other Current Liabilities 1,315,600
Total Current Liabilities  (as reported)385,730,800
Total Current Liabilities  (calculated)354,144,500
+/- 31,586,300
Long-term Liabilities
Long term Debt 628,658,800
Long-term Liabilities Other 76,900
Long-term Liabilities  (as reported)762,018,600
Long-term Liabilities  (calculated)628,735,700
+/- 133,282,900
Total Stockholder Equity
Total Stockholder Equity (as reported)76,605,800
Total Stockholder Equity (calculated)0
+/- 76,605,800
Other
Capital Stock187,800
Common Stock Shares Outstanding 187,777
Net Debt 961,355,900
Net Invested Capital 1,048,516,100
Net Working Capital 440,884,900
Property Plant and Equipment Gross 10,785,400



Balance Sheet

Currency in INR. All numbers in thousands.

 Trend2023-03-312022-03-312021-03-312020-03-31
> Total Assets 
758,431,900
886,155,600
977,722,700
1,310,329,600
1,310,329,600977,722,700886,155,600758,431,900
   > Total Current Assets 
650,892,700
746,958,000
821,921,900
826,615,700
826,615,700821,921,900746,958,000650,892,700
       Cash And Cash Equivalents 
36,956,900
17,083,300
28,014,200
10,554,400
10,554,40028,014,20017,083,30036,956,900
       Short-term Investments 
69,985,800
68,053,500
20,559,700
36,317,300
36,317,30020,559,70068,053,50069,985,800
       Net Receivables 
301,900
566,000
713,100
991,300
991,300713,100566,000301,900
       Other Current Assets 
40,084,800
50,114,000
26,914,700
5,609,500
5,609,50026,914,70050,114,00040,084,800
   > Long-term Assets 
520,853,700
594,795,400
713,075,200
483,713,900
483,713,900713,075,200594,795,400520,853,700
       Property Plant Equipment 
3,700,600
3,360,700
3,828,500
5,423,700
5,423,7003,828,5003,360,7003,700,600
       Goodwill 
427,200
427,200
427,200
427,200
427,200427,200427,200427,200
       Intangible Assets 
482,300
489,200
504,000
696,000
696,000504,000489,200482,300
       Other Assets 
14,117,000
18,140,300
18,220,200
0
018,220,20018,140,30014,117,000
> Total Liabilities 
661,413,000
772,568,200
841,435,000
1,147,749,400
1,147,749,400841,435,000772,568,200661,413,000
   > Total Current Liabilities 
180,143,800
279,354,600
278,310,300
385,730,800
385,730,800278,310,300279,354,600180,143,800
       Short Long Term Debt 
165,547,000
240,355,700
251,572,400
343,251,500
343,251,500251,572,400240,355,700165,547,000
       Accounts payable 
3,310,400
2,857,000
2,987,500
9,577,400
9,577,4002,987,5002,857,0003,310,400
       Other Current Liabilities 
9,696,700
33,004,100
20,881,200
1,315,600
1,315,60020,881,20033,004,1009,696,700
   > Long-term Liabilities 
460,415,200
477,184,200
559,227,300
762,018,600
762,018,600559,227,300477,184,200460,415,200
       Long term Debt 
385,627,700
397,615,800
440,713,400
628,658,800
628,658,800440,713,400397,615,800385,627,700
       Capital Lease Obligations Min Short Term Debt
702,600
1,714,500
0
0
001,714,500702,600
       Other Liabilities 
94,645,000
94,640,800
121,444,100
0
0121,444,10094,640,80094,645,000
       Long-term Liabilities Other 
197,800
127,400
133,800
76,900
76,900133,800127,400197,800
> Total Stockholder Equity
45,905,800
53,859,400
64,456,900
76,605,800
76,605,80064,456,90053,859,40045,905,800
   Common Stock
187,700
187,700
187,700
0
0187,700187,700187,700
   Retained Earnings Total Equity0000
   Accumulated Other Comprehensive Income 0000
   Capital Surplus 0000
   Treasury Stock0000
   Other Stockholders Equity 
45,718,100
53,671,700
64,269,200
0
064,269,20053,671,70045,718,100



Balance Sheet

Currency in INR. All numbers in thousands.




Cash Flow

Currency in INR. All numbers in thousands.




Income Statement

Currency in INR. All numbers in thousands.


Latest Income Statement (annual, 2023-03-31)

Gross Profit (+$)
totalRevenue180,032,000
Cost of Revenue-91,915,800
Gross Profit88,116,20088,116,200
 
Operating Income (+$)
Gross Profit88,116,200
Operating Expense-120,111,100
Operating Income59,920,900-31,994,900
 
Operating Expense (+$)
Research Development0
Selling General Administrative11,817,900
Selling And Marketing Expenses0
Operating Expense120,111,10011,817,900
 
Net Interest Income (+$)
Interest Income1,580,000
Interest Expense-16,536,300
Other Finance Cost-430,500
Net Interest Income-15,386,800
 
Pretax Income (+$)
Operating Income59,920,900
Net Interest Income-15,386,800
Other Non-Operating Income Expenses0
Income Before Tax (EBT)38,244,00059,920,900
EBIT - interestExpense = -16,536,300
12,902,300
29,438,600
Interest Expense16,536,300
Earnings Before Interest and Taxes (EBIT)054,780,300
Earnings Before Interest and Taxes (EBITDA)37,703,000
 
After tax Income (+$)
Income Before Tax38,244,000
Tax Provision-10,060,900
Net Income From Continuing Ops28,096,20028,183,100
Net Income12,902,300
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses0
Total Other Income/Expenses Net015,386,800
 

Technical Analysis of Cholamandalam Financial Holdings Ltd
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Cholamandalam Financial Holdings Ltd. The general trend of Cholamandalam Financial Holdings Ltd is BULLISH with 57.1% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Cholamandalam Financial Holdings Ltd's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (57.1%) Bearish trend (-57.1%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Cholamandalam Financial Holdings Ltd.

The long score for the Support & Resistance is 1/1.
The longshort score for the Support & Resistance is 1/(-1 +1).

  • Around support: The price is currently trading around a support level. This can be considered as a potential entry level. +1

The bullish price targets are: 1,169 < 1,200 < 1,216.

The bearish price targets are: 1,105 > 996.20 > 993.00.

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Cholamandalam Financial Holdings Ltd Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Cholamandalam Financial Holdings Ltd. The current mas is .

The long score for the Moving Averages is 11/14.
The longshort score for the Moving Averages is 8/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
  • MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
  • MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close > MA 50: The price is above the MA 50. +1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
  • MA 100 trending down: The MA 100 is trending down. -1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
  • MA 200 trending up: The MA 200 is trending up. +1
  • Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Cholamandalam Financial Holdings Ltd Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Cholamandalam Financial Holdings Ltd. The current macd is 2.12380158.

The long score for the Moving Average Convergence/Divergence (MACD) is 4/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 4/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Cholamandalam Financial Holdings Ltd price going up in the near term. +2
  • MACD > 0: The MACD is above the zero line (centerline), it indicates a bullish signal for Cholamandalam Financial Holdings Ltd. This means that the short-term moving average is higher than the long-term moving average, signaling positive momentum and suggesting a higher likelihood of the Cholamandalam Financial Holdings Ltd price continuing to rise in the near future. It indicates that buyers are gaining control, and there is optimism in the market, leading to potential price increases. +1
  • Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1
Cholamandalam Financial Holdings Ltd Daily Moving Average Convergence/Divergence (MACD) ChartCholamandalam Financial Holdings Ltd Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Cholamandalam Financial Holdings Ltd. The current adx is 16.23.

The long score for the Directional Movement Index (DMI) is 2/7.
The longshort score for the Directional Movement Index (DMI) is 2/(-7 +7).

  • PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy Cholamandalam Financial Holdings Ltd shares, leading to potential upward momentum in its price. +1
  • PLUS_ID > MINUS_DI && ADX < 25 && ADX trending up: The ADX is below 25 and indicates a weak or no trend. However, the ADX is rising and a new bullish trend could be forming. +1
Cholamandalam Financial Holdings Ltd Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Cholamandalam Financial Holdings Ltd. The current sar is 1,002.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

  • Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1
Cholamandalam Financial Holdings Ltd Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Cholamandalam Financial Holdings Ltd. The current rsi is 60.77. The current phase is Continuation in bull market.

The long score for the Relative Strength Index (RSI) is 4/13.
The longshort score for the Relative Strength Index (RSI) is 4/(-13 +13).

  • Continuation in bull market: Uptrend continues after a consolidation or pullback. Hold or add to existing positions.
  • Trending up: The RSI is trending up. +1
Cholamandalam Financial Holdings Ltd Daily Relative Strength Index (RSI) ChartCholamandalam Financial Holdings Ltd Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Cholamandalam Financial Holdings Ltd. The current phase is Overbought in bull market.

The long score for the Stochastic Oscillator is 3/6.
The longshort score for the Stochastic Oscillator is 0/(-6 +6).

  • STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
  • STOCH > 80: The STOCH %K is above 80 and overbought. +2
  • STOCH %K line < STOCH %D line: The STOCH %K line is below the STOCH %D line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Cholamandalam Financial Holdings Ltd price going down in the near term. -2
  • Trending down: The STOCH %K is trending down. -1
Cholamandalam Financial Holdings Ltd Daily Stochastic Oscillator ChartCholamandalam Financial Holdings Ltd Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Cholamandalam Financial Holdings Ltd. The current cci is 136.77.

The long score for the Commodity Channel Index (CCI) is 1/1.
The longshort score for the Commodity Channel Index (CCI) is 1/(-1 +1).

  • CCI > 100: The CCI is above 100, it indicates that the price is significantly above its average, suggesting a potential overbought condition. +1
Cholamandalam Financial Holdings Ltd Daily Commodity Channel Index (CCI) ChartCholamandalam Financial Holdings Ltd Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Cholamandalam Financial Holdings Ltd. The current cmo is 33.84.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

  • CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1
Cholamandalam Financial Holdings Ltd Daily Chande Momentum Oscillator (CMO) ChartCholamandalam Financial Holdings Ltd Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Cholamandalam Financial Holdings Ltd. The current willr is -13.88983921.

The long score for the Williams %R is 1/1.
The longshort score for the Williams %R is 1/(-1 +1).

  • WILLR > -20: The Williams %R is above -20. This indicates that the price is in overbought territory, suggesting a potential price correction or trend reversal to the downside. +1
Cholamandalam Financial Holdings Ltd Daily Williams %R ChartCholamandalam Financial Holdings Ltd Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Cholamandalam Financial Holdings Ltd.

Cholamandalam Financial Holdings Ltd Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Cholamandalam Financial Holdings Ltd. The current atr is 42.83.

Cholamandalam Financial Holdings Ltd Daily Average True Range (ATR) ChartCholamandalam Financial Holdings Ltd Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Cholamandalam Financial Holdings Ltd. The current obv is -3,706,073.

Cholamandalam Financial Holdings Ltd Daily On-Balance Volume (OBV) ChartCholamandalam Financial Holdings Ltd Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Cholamandalam Financial Holdings Ltd. The current mfi is 57.30.

The long score for the Money Flow Index (MFI) is 1/2.
The longshort score for the Money Flow Index (MFI) is 1/(-2 +2).

  • MFI > 50: +1
Cholamandalam Financial Holdings Ltd Daily Money Flow Index (MFI) ChartCholamandalam Financial Holdings Ltd Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Cholamandalam Financial Holdings Ltd.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2023-11-08STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2023-11-10STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2023-11-15STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2023-11-16WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2023-11-17DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-11-20STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-22STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2023-11-23BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2023-11-24MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2023-12-01RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2023-12-04CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2023-12-05SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2023-12-07MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2023-12-08STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-11MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2023-12-13STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-14MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2023-12-15DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-12-18DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2023-12-26WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2023-12-28MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-29MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-01-01STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-01-02WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-01-04DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-01-08STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-01-10DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2024-01-12STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-15DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-01-18STOCH LONG EXITThe %K line crosses below the %D line.
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-01-19STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-01-20STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-01-22STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-01-24SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-29STOCH LONG EXITThe %K line crosses below the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-30STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-01STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-02RSI SHORT ENTRY LONG CLOSE70 crossover to downside
2024-02-06STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-07STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-09SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2024-02-13MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-14WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-02-15DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2024-02-19STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-20STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-02-21MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-02-22STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-23MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-02-26CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-02-27DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-28STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-02-29SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2024-03-01STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-05STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-03-06DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-03-07DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-11MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2024-03-12STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-13DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-03-14MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-03-18CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-03-19BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2024-03-20STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-21DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-22MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-03-28STOCH LONG EXITThe %K line crosses below the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside

6.3. Candlestick Patterns

Cholamandalam Financial Holdings Ltd Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Cholamandalam Financial Holdings Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5060.774
Ma 20Greater thanMa 501,058.960
Ma 50Greater thanMa 1001,079.916
Ma 100Greater thanMa 2001,063.623
OpenGreater thanClose1,103.000
Total3/5 (60.0%)
Penke

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