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CLST (Catalyst Bancorp Inc) Stock Analysis
Buy, Hold or Sell?

Let's analyze Catalyst Bancorp Inc together

I guess you are interested in Catalyst Bancorp Inc. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

  • πŸ“Š Fundamental Analysis (FA) – Catalyst Bancorp Inc’s Financial Insights
  • πŸ“ˆ Technical Analysis (TA) – Catalyst Bancorp Inc’s Price Targets

I'm going to help you getting a better view of Catalyst Bancorp Inc. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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1. Quick Overview

1.1. Quick analysis of Catalyst Bancorp Inc (30 sec.)










1.2. What can you expect buying and holding a share of Catalyst Bancorp Inc? (30 sec.)

How much money do you get?

How much money do you get?
$0.01
When do you have the money?
1 year
How often do you get paid?
47.6%

What is your share worth?

Current worth
$19.28
Expected worth in 1 year
$19.09
How sure are you?
47.6%

+ What do you gain per year?

Total Gains per Share
$-0.17
Return On Investment
-1.4%

For what price can you sell your share?

Current Price per Share
$12.48
Expected price per share
$11.91 - $12.76
How sure are you?
50%
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2. Detailed Analysis

2.1. Valuation of Catalyst Bancorp Inc (5 min.)




Live pricePrice per Share (EOD)
$12.48
Intrinsic Value Per Share
$8.82 - $10.43
Total Value Per Share
$28.09 - $29.71

2.2. Growth of Catalyst Bancorp Inc (5 min.)




Is Catalyst Bancorp Inc growing?

Current yearPrevious yearGrowGrow %
How rich?$80.5m$83.1m-$2.2m-2.8%

How much money is Catalyst Bancorp Inc making?

Current yearPrevious yearGrowGrow %
Making money$546.5k-$1m$1.5m292.2%
Net Profit Margin13.9%60.2%--

How much money comes from the company's main activities?

2.3. Financial Health of Catalyst Bancorp Inc (5 min.)




2.4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

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3. Summary and Key Metrics

3.1. What can you expect buying and holding a share of Catalyst Bancorp Inc?

Welcome investor! Catalyst Bancorp Inc's management wants to use your money to grow the business. In return you get a share of Catalyst Bancorp Inc.

First you should know what it really means to hold a share of Catalyst Bancorp Inc. And how you can make/lose money.

Speculation

The Price per Share of Catalyst Bancorp Inc is $12.48. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Catalyst Bancorp Inc.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Catalyst Bancorp Inc, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $19.28. Based on the TTM, the Book Value Change Per Share is $-0.05 per quarter. Based on the YOY, the Book Value Change Per Share is $-0.28 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.00 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Catalyst Bancorp Inc.

How much money are you going to get?

 MRQTTMYOY3Y5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps0.141.1%0.131.0%-0.25-2.0%-0.03-0.3%-0.01-0.1%-0.01-0.1%
Usd Book Value Change Per Share0.090.7%-0.05-0.4%-0.28-2.3%-0.20-1.6%0.483.9%0.927.4%
Usd Dividend Per Share0.000.0%0.000.0%0.000.0%0.000.0%0.000.0%0.000.0%
Usd Total Gains Per Share0.100.8%-0.04-0.3%-0.28-2.3%-0.19-1.6%0.483.9%0.927.4%
Usd Price Per Share11.65-11.60-11.45-11.86-8.48-8.08-
Price to Earnings Ratio20.78-22.51-110.37-156.08-96.57-91.97-
Price-to-Total Gains Ratio119.96-3.95--10.40--11.64--10.42--10.42-
Price to Book Ratio0.60-0.60-0.63-0.63-0.44-0.42-
Price-to-Total Gains Ratio119.96-3.95--10.40--11.64--10.42--10.42-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share12.48
Number of shares80
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.000.00
Usd Book Value Change Per Share-0.050.48
Usd Total Gains Per Share-0.040.48
Gains per Quarter (80 shares)-3.4038.58
Gains per Year (80 shares)-13.59154.31
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
11-15-240154144
22-29-381308298
33-44-521461452
45-59-662615606
56-74-802769760
67-88-943923914
78-103-108310771068
89-118-122412311222
910-133-136413841376
1011-147-150515381530

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%11.01.00.091.7%16.04.00.080.0%17.04.00.081.0%17.04.00.081.0%
Book Value Change Per Share2.02.00.050.0%5.07.00.041.7%9.010.01.045.0%10.010.01.047.6%10.010.01.047.6%
Dividend per Share2.00.02.050.0%7.00.05.058.3%10.00.010.050.0%10.00.011.047.6%10.00.011.047.6%
Total Gains per Share2.02.00.050.0%5.07.00.041.7%9.010.01.045.0%10.010.01.047.6%10.010.01.047.6%
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3.2. Key Performance Indicators

The key performance indicators of Catalyst Bancorp Inc compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-3Y+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.093-0.046+150%-0.285+408%-0.196+312%0.481-81%0.918-90%
Book Value Per Share--19.27719.3440%18.592+4%19.149+1%15.671+23%15.385+25%
Current Ratio--0.3850.422-9%0.454-15%0.493-22%0.449-14%0.428-10%
Debt To Asset Ratio--0.7030.712-1%0.691+2%0.693+1%0.641+10%0.611+15%
Debt To Equity Ratio--2.3712.476-4%2.240+6%2.271+4%2.352+1%2.192+8%
Dividend Per Share--0.0050.004+27%0.001+262%0.002+99%0.001+207%0.001+222%
Enterprise Value---73704010.000-77686040.000+5%-58037290.995-21%-52749657.898-28%-45870339.636-38%-45870339.636-38%
Eps--0.1400.131+7%-0.252+280%-0.033+124%-0.011+108%-0.009+106%
Ev To Ebitda Ratio---22.389-24.965+12%-44.804+100%-32.294+44%-25.248+13%-25.248+13%
Ev To Sales Ratio---4.719-4.917+4%-2.339-50%-3.207-32%-2.827-40%-2.827-40%
Free Cash Flow Per Share--0.0860.172-50%0.124-30%0.109-21%0.081+6%0.083+4%
Free Cash Flow To Equity Per Share---1.335-0.617-54%0.482-377%-0.199-85%0.462-389%0.501-367%
Gross Profit Margin--0.9330.939-1%0.599+56%0.155+501%0.496+88%0.510+83%
Intrinsic Value_10Y_max--10.430----------
Intrinsic Value_10Y_min--8.815----------
Intrinsic Value_1Y_max--0.525----------
Intrinsic Value_1Y_min--0.515----------
Intrinsic Value_3Y_max--1.973----------
Intrinsic Value_3Y_min--1.876----------
Intrinsic Value_5Y_max--3.900----------
Intrinsic Value_5Y_min--3.586----------
Market Cap52173888.000+7%48703990.00048494960.000+0%52327459.005-7%52890508.768-8%37569812.255+30%35780773.576+36%
Net Profit Margin--0.1500.139+8%0.602-75%0.260-42%0.164-8%0.159-6%
Operating Margin--0.1840.171+8%0.759-76%0.324-43%0.196-6%0.192-4%
Operating Ratio--0.8160.829-2%0.241+238%0.676+21%0.804+2%0.808+1%
Pb Ratio0.647+7%0.6040.600+1%0.631-4%0.626-3%0.436+39%0.415+45%
Pe Ratio22.258+7%20.77822.512-8%110.375-81%156.082-87%96.573-78%91.974-77%
Price Per Share12.480+7%11.65011.600+0%11.445+2%11.859-2%8.481+37%8.077+44%
Price To Free Cash Flow Ratio36.132+7%33.72920.181+67%32.348+4%-23.651+170%-18.627+155%-17.740+153%
Price To Total Gains Ratio128.507+7%119.9613.947+2939%-10.400+109%-11.640+110%-10.424+109%-10.424+109%
Quick Ratio--0.5420.550-2%0.713-24%0.773-30%0.701-23%0.668-19%
Return On Assets--0.0020.002+11%-0.004+271%0.000+122%0.000+106%0.000+106%
Return On Equity--0.0070.007+8%-0.013+278%-0.002+124%0.000+102%0.000+24876%
Total Gains Per Share--0.097-0.042+144%-0.284+392%-0.194+300%0.482-80%0.919-89%
Usd Book Value--80591000.00080868750.0000%83116250.000-3%84356750.000-4%70432850.000+14%69513047.619+16%
Usd Book Value Change Per Share--0.093-0.046+150%-0.285+408%-0.196+312%0.481-81%0.918-90%
Usd Book Value Per Share--19.27719.3440%18.592+4%19.149+1%15.671+23%15.385+25%
Usd Dividend Per Share--0.0050.004+27%0.001+262%0.002+99%0.001+207%0.001+222%
Usd Enterprise Value---73704010.000-77686040.000+5%-58037290.995-21%-52749657.898-28%-45870339.636-38%-45870339.636-38%
Usd Eps--0.1400.131+7%-0.252+280%-0.033+124%-0.011+108%-0.009+106%
Usd Free Cash Flow--361000.000720000.000-50%543750.000-34%466750.000-23%354750.000+2%365904.762-1%
Usd Free Cash Flow Per Share--0.0860.172-50%0.124-30%0.109-21%0.081+6%0.083+4%
Usd Free Cash Flow To Equity Per Share---1.335-0.617-54%0.482-377%-0.199-85%0.462-389%0.501-367%
Usd Market Cap52173888.000+7%48703990.00048494960.000+0%52327459.005-7%52890508.768-8%37569812.255+30%35780773.576+36%
Usd Price Per Share12.480+7%11.65011.600+0%11.445+2%11.859-2%8.481+37%8.077+44%
Usd Profit--586000.000546500.000+7%-1050500.000+279%-136583.333+123%-35550.000+106%-26476.190+105%
Usd Revenue--3905000.0003965750.000-2%1602250.000+144%2644583.333+48%2545800.000+53%2529571.429+54%
Usd Total Gains Per Share--0.097-0.042+144%-0.284+392%-0.194+300%0.482-80%0.919-89%
 EOD+4 -4MRQTTM+25 -15YOY+20 -203Y+20 -205Y+21 -1910Y+20 -20

3.3 Fundamental Score

Let's check the fundamental score of Catalyst Bancorp Inc based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1522.258
Price to Book Ratio (EOD)Between0-10.647
Net Profit Margin (MRQ)Greater than00.150
Operating Margin (MRQ)Greater than00.184
Quick Ratio (MRQ)Greater than10.542
Current Ratio (MRQ)Greater than10.385
Debt to Asset Ratio (MRQ)Less than10.703
Debt to Equity Ratio (MRQ)Less than12.371
Return on Equity (MRQ)Greater than0.150.007
Return on Assets (MRQ)Greater than0.050.002
Total4/10 (40.0%)

3.4 Technical Score

Let's check the technical score of Catalyst Bancorp Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5057.457
Ma 20Greater thanMa 5012.294
Ma 50Greater thanMa 10011.938
Ma 100Greater thanMa 20011.746
OpenGreater thanClose12.500
Total5/5 (100.0%)

4. In-depth Analysis

4.1 About Catalyst Bancorp Inc

Catalyst Bancorp, Inc. operates as a holding company for Catalyst Bank that provides various banking products and services to individuals and businesses in Louisiana. The company accepts various deposit products, including demand and NOW accounts, money market accounts, savings accounts, and certificates of deposit. It also offers single family residential first mortgage loans, commercial real estate mortgage loans, multi-family residential mortgage loans, commercial and industrial loans, construction and land loans, consumer loans, and other loans. In addition, the company invests in various types of securities, such as mortgage-backed securities, the U.S. treasury obligations, securities of various federal agencies and of state and municipal governments, certificates of deposit at federally insured banks and savings institutions, and federal funds. Catalyst Bancorp, Inc. was founded in 1922 and is headquartered in Opelousas, Louisiana.

Fundamental data was last updated by Penke on 2025-06-29 18:01:05.

4.2 In-depth Summary

4.2.1. Financial Health Summary

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating efficient.
The company is less efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is able to pay all its debts by selling its assets.
The company is just not able to pay all its debts with equity.

4.2.2. Valuation Summary

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is fair priced.
Based on how much money comes from the company's main activities, the company is underpriced.
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4.3 Financial Health

4.3.1. Profitability

4.3.1 Profitability
4.3.1.1. Net Profit Margin

Measures how much net profitΒ Catalyst Bancorp Inc earns for each $1 of revenue.

  • Above 10% is considered healthy but always compareΒ Catalyst Bancorp Inc to theΒ Banks - Regional industry mean.
  • A Net Profit Margin of 15.0%Β means thatΒ $0.15 for each $1Β in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Catalyst Bancorp Inc:

  • The MRQ is 15.0%. The company is making a huge profit. +2
  • The TTM is 13.9%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ15.0%TTM13.9%+1.1%
TTM13.9%YOY60.2%-46.3%
TTM13.9%5Y16.4%-2.5%
5Y16.4%10Y15.9%+0.4%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ15.0%41.9%-26.9%
TTM13.9%31.1%-17.2%
YOY60.2%29.6%+30.6%
3Y26.0%29.0%-3.0%
5Y16.4%25.7%-9.3%
10Y15.9%22.1%-6.2%
4.3.1.2. Return on Assets

Shows howΒ efficientΒ Catalyst Bancorp Inc is using its assets to generate profit.

  • Above 5% is considered healthyΒ but always compareΒ Catalyst Bancorp Inc to theΒ Banks - Regional industry mean.
  • 0.2% Return on Assets means thatΒ Catalyst Bancorp Inc generatedΒ $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Catalyst Bancorp Inc:

  • The MRQ is 0.2%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.2%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.2%TTM0.2%+0.0%
TTM0.2%YOY-0.4%+0.6%
TTM0.2%5Y0.0%+0.2%
5Y0.0%10Y0.0%0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.2%0.2%+0.0%
TTM0.2%0.2%0.0%
YOY-0.4%0.2%-0.6%
3Y0.0%0.2%-0.2%
5Y0.0%0.2%-0.2%
10Y0.0%0.2%-0.2%
4.3.1.3. Return on Equity

Shows how efficient Catalyst Bancorp Inc is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compareΒ Catalyst Bancorp Inc to theΒ Banks - Regional industry mean.
  • 0.7% Return on Equity means Catalyst Bancorp Inc generated $0.01Β for eachΒ $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Catalyst Bancorp Inc:

  • The MRQ is 0.7%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 0.7%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.7%TTM0.7%+0.1%
TTM0.7%YOY-1.3%+2.0%
TTM0.7%5Y0.0%+0.7%
5Y0.0%10Y0.0%0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.7%2.8%-2.1%
TTM0.7%2.2%-1.5%
YOY-1.3%2.6%-3.9%
3Y-0.2%2.5%-2.7%
5Y0.0%2.4%-2.4%
10Y0.0%2.6%-2.6%
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4.3.2. Operating Efficiency of Catalyst Bancorp Inc.

4.3.2. Operating Efficiency
4.3.2.1. Operating Margin

MeasuresΒ how efficient Catalyst Bancorp Inc is operatingΒ .

  • Measures how much profit Catalyst Bancorp Inc makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compareΒ Catalyst Bancorp Inc to theΒ Banks - Regional industry mean.
  • An Operating Margin of 18.4%Β means the company generated $0.18 Β for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Catalyst Bancorp Inc:

  • The MRQ is 18.4%. The company is operating efficient. +1
  • The TTM is 17.1%. The company is operating efficient. +1
Trends
Current periodCompared to+/- 
MRQ18.4%TTM17.1%+1.4%
TTM17.1%YOY75.9%-58.8%
TTM17.1%5Y19.6%-2.6%
5Y19.6%10Y19.2%+0.5%
4.3.2.2. Operating Ratio

Measures how efficient Catalyst Bancorp Inc is keepingΒ operating costsΒ low.

  • Below 1 is considered healthy (always compare toΒ Banks - Regional industry mean).
  • An Operation Ratio of 0.82 means that the operating costs are $0.82 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Catalyst Bancorp Inc:

  • The MRQ is 0.816. The company is less efficient in keeping operating costs low.
  • The TTM is 0.829. The company is less efficient in keeping operating costs low.
Trends
Current periodCompared to+/- 
MRQ0.816TTM0.829-0.014
TTM0.829YOY0.241+0.588
TTM0.8295Y0.804+0.026
5Y0.80410Y0.808-0.005
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4.4.3. Liquidity of Catalyst Bancorp Inc.

4.4.3. Liquidity
4.4.3.1. Current Ratio

Measures if Catalyst Bancorp Inc is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare toΒ Banks - Regional industry mean).
  • A Current Ratio of 0.38Β means the company has $0.38 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Catalyst Bancorp Inc:

  • The MRQ is 0.385. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.422. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.385TTM0.422-0.037
TTM0.422YOY0.454-0.032
TTM0.4225Y0.449-0.028
5Y0.44910Y0.428+0.021
4.4.3.2. Quick Ratio

Measures if Catalyst Bancorp Inc is able to pay off Short-term Debt but only usingΒ theΒ most liquid assets.

  • Above 1 is considered healthy butΒ always compareΒ Catalyst Bancorp Inc to theΒ Banks - Regional industry mean.
  • A Quick Ratio of 0.54Β means the company can pay off $0.54 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Catalyst Bancorp Inc:

  • The MRQ is 0.542. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.550. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.542TTM0.550-0.009
TTM0.550YOY0.713-0.163
TTM0.5505Y0.701-0.151
5Y0.70110Y0.668+0.033
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4.5.4. Solvency of Catalyst Bancorp Inc.

4.5.4. Solvency
4.5.4.1. Debt to Asset Ratio

Measures how much %Β of Catalyst Bancorp IncΒ assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compareΒ Catalyst Bancorp Inc to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.70Β means that Catalyst Bancorp Inc assets areΒ financed with 70.3% credit (debt) and the remaining percentage (100% - 70.3%)Β is financed by its owners/shareholders.Β 

Let's take a look of the Debt to Asset Ratio trends of Catalyst Bancorp Inc:

  • The MRQ is 0.703. The company is able to pay all its debts by selling its assets. +1
  • The TTM is 0.712. The company is able to pay all its debts by selling its assets. +1
Trends
Current periodCompared to+/- 
MRQ0.703TTM0.712-0.009
TTM0.712YOY0.691+0.021
TTM0.7125Y0.641+0.071
5Y0.64110Y0.611+0.031
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.7030.912-0.209
TTM0.7120.914-0.202
YOY0.6910.331+0.360
3Y0.6930.655+0.038
5Y0.6410.761-0.120
10Y0.6110.845-0.234
4.5.4.2. Debt to Equity Ratio

Measures ifΒ Catalyst Bancorp Inc is able toΒ pay off its debts by usingΒ shareholders equity.

  • Below 2 is considered healthy butΒ always compareΒ Catalyst Bancorp Inc to theΒ Banks - Regional industry mean.
  • A Debt to Equity ratio of 237.1% means that company has $2.37 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Catalyst Bancorp Inc:

  • The MRQ is 2.371. The company is just not able to pay all its debts with equity.
  • The TTM is 2.476. The company is just not able to pay all its debts with equity.
Trends
Current periodCompared to+/- 
MRQ2.371TTM2.476-0.105
TTM2.476YOY2.240+0.236
TTM2.4765Y2.352+0.124
5Y2.35210Y2.192+0.160
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ2.37110.416-8.045
TTM2.47610.683-8.207
YOY2.2404.228-1.988
3Y2.2717.922-5.651
5Y2.3529.283-6.931
10Y2.19211.348-9.156
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4.6. Market Valuation

4.6.1. Earnings Per Share
4.6.2.1. Price to Earnings Ratio

MeasuresΒ how much money you payΒ for each share forΒ every $1 in earnings Catalyst Bancorp Inc generates.

  • Above 15 is considered overpriced butΒ always compareΒ Catalyst Bancorp Inc to theΒ Banks - Regional industry mean.
  • A PE ratio of 20.78 means the investor is paying $20.78Β for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Catalyst Bancorp Inc:

  • The EOD is 22.258. Based on the earnings, the company is fair priced.
  • The MRQ is 20.778. Based on the earnings, the company is fair priced.
  • The TTM is 22.512. Based on the earnings, the company is fair priced.
Trends
Current periodCompared to+/- 
EOD22.258MRQ20.778+1.480
MRQ20.778TTM22.512-1.734
TTM22.512YOY110.375-87.862
TTM22.5125Y96.573-74.060
5Y96.57310Y91.974+4.599
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD22.2584.337+17.921
MRQ20.7783.875+16.903
TTM22.5126.132+16.380
YOY110.3754.741+105.634
3Y156.0825.925+150.157
5Y96.5738.400+88.173
10Y91.9749.118+82.856
4.6.2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Catalyst Bancorp Inc:

  • The EOD is 36.132. Based on how much money comes from the company's main activities, the company is fair priced.
  • The MRQ is 33.729. Based on how much money comes from the company's main activities, the company is fair priced.
  • The TTM is 20.181. Based on how much money comes from the company's main activities, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD36.132MRQ33.729+2.403
MRQ33.729TTM20.181+13.547
TTM20.181YOY32.348-12.166
TTM20.1815Y-18.627+38.808
5Y-18.62710Y-17.740-0.887
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD36.1320.376+35.756
MRQ33.7290.336+33.393
TTM20.1810.632+19.549
YOY32.348-1.072+33.420
3Y-23.6512.007-25.658
5Y-18.6270.284-18.911
10Y-17.7400.095-17.835
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4.6.2. Book Value per Share
4.6.2.1. Price to Book Ratio

Measures if the stock price ofΒ Catalyst Bancorp Inc is to cheap or to expensiveΒ compared to its book value.

  • At or below 1 is considered healthyΒ (always compare to Banks - Regional industry mean).
  • A PB ratio of 0.60 means the investor is paying $0.60Β for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Catalyst Bancorp Inc:

  • The EOD is 0.647. Based on the equity, the company is cheap. +2
  • The MRQ is 0.604. Based on the equity, the company is cheap. +2
  • The TTM is 0.600. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.647MRQ0.604+0.043
MRQ0.604TTM0.600+0.005
TTM0.600YOY0.631-0.031
TTM0.6005Y0.436+0.164
5Y0.43610Y0.415+0.021
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.6470.483+0.164
MRQ0.6040.432+0.172
TTM0.6000.446+0.154
YOY0.6310.149+0.482
3Y0.6260.355+0.271
5Y0.4360.578-0.142
10Y0.4150.801-0.386
4.6.2. Total Gains per Share

4.7 Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Catalyst Bancorp Inc.

4.8.1. Institutions holding Catalyst Bancorp Inc

Institutions are holding 19.127% of the shares of Catalyst Bancorp Inc.

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2025-03-31Vanguard Group Inc5.95120.0001248797-1629-0.6505
2025-03-31GRAHAM CAPITAL WEALTH MANAGEMENT, LLC4.36822.27591826161100.0603
2025-03-31BlackRock Inc1.5718065710-511-0.7717
2025-03-31Stilwell Value LLC0.95660.23953999100
2025-03-31AllianceBernstein L.P.0.93960.000239280-71324-64.4859
2025-03-31Geode Capital Management, LLC0.93630391446801.7679
2025-03-31Renaissance Technologies Corp0.54780.000422900-2375-9.3966
2025-03-31Goss Wealth Management LLC0.51430.00152150000
2025-03-31Summit Financial Wealth Advisors, LLC0.43530.042118200-6000-24.7934
2025-03-31Wittenberg Investment Management Inc0.3270.07181366900
2025-03-31Northwestern Mutual Wealth Management Co0.3050.000112750-1000-7.2727
2025-03-31Basswood Capital Management LLC0.2690.00741124600
2025-03-31Raffles Associates LP0.25250.14971055500
2025-03-31UBS Group AG0.144306032-657-9.8221
2025-03-31Tower Research Capital LLC0.0019080800
2025-03-31Golden State Wealth Management, LLC0.00180.00017500
2025-03-31Bank of America Corp0.000903625.8824
2025-03-31BNP Paribas Arbitrage, SA0.00010600
2025-03-31Murchinson Ltd.000-259067-100
2024-12-31M3F, Inc.000-68364-100
Total 17.52362.7888732587-410055-56.0%

4.9.2. Funds holding Catalyst Bancorp Inc

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2025-05-31Vanguard Total Stock Mkt Idx Inv3.61610.000115117500
2025-05-31Vanguard Institutional Extnd Mkt Idx Tr2.28720.00119561800
2025-04-30Fidelity Extended Market Index0.49920.000720871-199-0.9445
2025-05-31iShares Micro-Cap ETF0.18550.0122775400
2025-04-30Fidelity Total Market Index0.17150.0001716800
2025-04-30Fidelity Series Total Market Index0.12920.0001540200
2025-05-31Vanguard U.S. Eq Idx Β£ Acc0.12260.0003512600
2025-03-31NT Ext Equity Mkt Idx Fd - NL0.12060.001504100
2025-04-30Spartan Extended Market Index Pool F0.10730.000744871994.6409
2025-03-31NT Ext Equity Mkt Idx Fd - L0.10630.0007444600
2025-03-31Northern Trust Extended Eq Market Idx0.10630.0007444600
2025-03-31NT Ext Equity Mkt Idx Fd - DC - NL - T20.09390.0013924-71-1.7772
2025-05-31Schwab Total Stock Market Index0.04690.0001195900
2025-04-30Spartan Total Market Index Pool G0.03590.0001150031826.9036
2025-03-31NT Ext Eq Mkt Indx Fd DC Lending Tier 50.02550.0007106880.7547
2024-12-31NT Ext Eq Mkt Indx Fd DC Lend T30.02530.0006105910590
2025-04-301290 VT Micro Cap K0.01880.006478800
2025-05-31State St US Ttl Mkt Indx NL Cl A0.01440.000160000
2025-03-31Extended Equity Market Fund K0.0067027910.3597
2025-03-31Northern Trust Wilshire 50000.00610.000125600
Total 7.72530.0268322967+1315+0.4%

5.3. Insider Transactions

Insiders are holding 16.551% of the shares of Catalyst Bancorp Inc.

DateOwnerTypeAmountPricePost Transaction AmountLink
2025-06-11Kirk E KleiserBUY175012.28
2024-12-02Joseph B ZancoBUY833311.79
2024-11-22Kirk E KleiserBUY190011.63
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5. Financial Statements




5.1. Latest Balance Sheet

Balance Sheet of 2025-03-31. Currency in USD. All numbers in thousands.

Summary
Total Assets271,648
Total Liabilities191,057
Total Stockholder Equity80,591
 As reported
Total Liabilities 191,057
Total Stockholder Equity+ 80,591
Total Assets = 271,648

Assets

Total Assets271,648
Total Current Assets69,515
Long-term Assets202,133
Total Current Assets
Cash And Cash Equivalents 40,318
Short-term Investments 28,331
Net Receivables 866
Total Current Assets  (as reported)69,515
Total Current Assets  (calculated)69,515
+/-0
Long-term Assets
Property Plant Equipment 6,049
Long Term Investments 43,285
Other Assets 64,688
Long-term Assets  (as reported)202,133
Long-term Assets  (calculated)114,022
+/- 88,111

Liabilities & Shareholders' Equity

Total Current Liabilities180,598
Long-term Liabilities10,459
Total Stockholder Equity80,591
Total Current Liabilities
Other Current Liabilities 180,598
Total Current Liabilities  (as reported)180,598
Total Current Liabilities  (calculated)180,598
+/-0
Long-term Liabilities
Long term Debt 9,603
Long-term Liabilities  (as reported)10,459
Long-term Liabilities  (calculated)9,603
+/- 856
Total Stockholder Equity
Common Stock42
Retained Earnings 50,446
Accumulated Other Comprehensive Income -3,092
Other Stockholders Equity 33,195
Total Stockholder Equity (as reported)80,591
Total Stockholder Equity (calculated)80,591
+/-0
Other
Capital Stock42
Cash and Short Term Investments 68,649
Common Stock Shares Outstanding 3,726
Liabilities and Stockholders Equity 271,648
Net Debt -30,715
Net Invested Capital 90,194
Net Working Capital -111,083
Short Long Term Debt Total 9,603



5.2. Balance Sheets Structured

Currency in USD. All numbers in thousands.

 Trend2025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-31
> Total Assets 
0
0
0
224,688
236,742
238,640
311,563
285,349
287,272
280,983
283,414
263,324
275,828
265,975
257,908
270,932
282,049
295,333
280,617
276,697
271,648
271,648276,697280,617295,333282,049270,932257,908265,975275,828263,324283,414280,983287,272285,349311,563238,640236,742224,688000
   > Total Current Assets 
0
0
0
46,539
64,096
71,501
150,597
129,802
125,281
111,967
115,326
93,747
107,139
96,374
85,880
21,560
102,278
105,940
78,764
45,146
69,515
69,51545,14678,764105,940102,27821,56085,88096,374107,13993,747115,326111,967125,281129,802150,59771,50164,09646,539000
       Cash And Cash Equivalents 
0
0
0
25,245
37,071
29,087
100,404
40,884
40,096
29,135
36,197
13,472
27,527
19,791
13,266
19,011
76,011
75,455
45,753
44,295
40,318
40,31844,29545,75375,45576,01119,01113,26619,79127,52713,47236,19729,13540,09640,884100,40429,08737,07125,245000
       Short-term Investments 
0
0
0
20,730
26,493
41,856
49,682
88,339
84,649
82,276
78,563
79,602
78,937
75,876
71,808
1,643
25,534
29,748
32,196
0
28,331
28,331032,19629,74825,5341,64371,80875,87678,93779,60278,56382,27684,64988,33949,68241,85626,49320,730000
       Net Receivables 
0
0
0
564
532
558
511
579
536
556
566
673
675
707
806
906
733
737
815
851
866
866851815737733906806707675673566556536579511558532564000
       Other Current Assets 
0
0
0
0
532
558
511
579
536
109,042
37,083
14,465
28,522
20,794
14,109
19,977
76,981
76,296
46,741
0
0
0046,74176,29676,98119,97714,10920,79428,52214,46537,083109,0425365795115585320000
   > Long-term Assets 
0
0
0
178,149
172,646
167,139
160,966
155,808
161,991
169,016
168,088
169,615
168,689
169,601
172,028
250,914
179,771
189,393
201,853
231,551
202,133
202,133231,551201,853189,393179,771250,914172,028169,601168,689169,615168,088169,016161,991155,808160,966167,139172,646178,149000
       Property Plant Equipment 
0
0
0
5,489
5,452
6,545
6,658
6,577
6,475
6,494
6,392
6,303
6,202
6,111
6,160
6,072
5,995
6,114
6,135
6,085
6,049
6,0496,0856,1356,1145,9956,0726,1606,1116,2026,3036,3926,4946,4756,5776,6586,5455,4525,489000
       Long Term Investments 
0
0
0
38,253
44,010
57,367
63,186
101,837
98,141
95,762
92,043
93,077
92,408
89,344
85,272
84,001
38,991
43,202
45,646
42,159
43,285
43,28542,15945,64643,20238,99184,00185,27289,34492,40893,07792,04395,76298,141101,83763,18657,36744,01038,253000
       Other Assets 
0
0
0
134,407
123,184
42,656
112,875
47,133
57,375
53,480
69,653
29,667
70,079
74,146
80,596
0
0
0
71,964
0
64,688
64,688071,96400080,59674,14670,07929,66769,65353,48057,37547,133112,87542,656123,184134,407000
> Total Liabilities 
-51,117
0
0
174,155
186,385
187,908
259,563
187,057
192,810
188,570
194,086
174,850
189,702
181,638
175,700
186,373
200,688
214,320
198,950
196,493
191,057
191,057196,493198,950214,320200,688186,373175,700181,638189,702174,850194,086188,570192,810187,057259,563187,908186,385174,15500-51,117
   > Total Current Liabilities 
0
0
0
164,598
176,669
177,888
249,460
176,795
183,084
178,735
184,227
165,094
179,712
171,373
165,220
165,622
169,637
180,065
167,436
185,674
180,598
180,598185,674167,436180,065169,637165,622165,220171,373179,712165,094184,227178,735183,084176,795249,460177,888176,669164,598000
       Accounts payable 
0
0
0
0
176,669
177,888
249,460
176,795
183,084
178,735
184,227
165,094
0
0
0
0
0
0
0
0
0
000000000165,094184,227178,735183,084176,795249,460177,888176,6690000
       Other Current Liabilities 
0
0
0
164,598
176,669
177,888
249,460
176,795
183,084
178,735
184,227
165,094
179,712
171,373
165,220
165,622
169,637
180,065
167,436
185,674
180,598
180,598185,674167,436180,065169,637165,622165,220171,373179,712165,094184,227178,735183,084176,795249,460177,888176,669164,598000
   > Long-term Liabilities 
0
0
0
9,557
9,716
10,020
10,103
10,262
9,726
9,835
9,859
9,756
9,990
10,265
10,480
20,751
31,051
34,255
31,514
10,819
10,459
10,45910,81931,51434,25531,05120,75110,48010,2659,9909,7569,8599,8359,72610,26210,10310,0209,7169,557000
       Other Liabilities 
0
0
0
0
833
1,092
1,130
1,190
663
727
706
558
0
977
0
0
0
0
0
0
0
000000097705587067276631,1901,1301,0928330000
> Total Stockholder Equity
51,117
0
0
50,533
50,357
50,732
52,000
98,346
94,462
92,413
89,328
88,474
86,126
84,337
82,208
84,617
81,361
81,013
81,667
80,204
80,591
80,59180,20481,66781,01381,36184,61782,20884,33786,12688,47489,32892,41394,46298,34652,00050,73250,35750,5330051,117
   Common Stock
0
0
0
0
0
0
0
53
53
53
53
53
51
49
48
48
46
45
44
43
42
42434445464848495153535353530000000
   Retained Earnings Total Equity
0
0
0
0
0
0
0
0
0
0
52,379
0
52,478
52,517
0
0
0
0
0
0
0
000000052,51752,478052,3790000000000
   Accumulated Other Comprehensive Income 
51,117
0
0
107
-220
-105
-270
-683
-4,508
-6,645
-9,986
-9,074
-7,998
-8,645
-10,108
-7,237
-3,595
-3,617
-2,681
-3,558
-3,092
-3,092-3,558-2,681-3,617-3,595-7,237-10,108-8,645-7,998-9,074-9,986-6,645-4,508-683-270-105-2201070051,117
   Capital Surplus 
0
0
0
0
0
0
0
0
0
0
50,902
0
48,259
47,032
0
0
0
0
0
0
0
000000047,03248,259050,9020000000000
   Treasury Stock000000000000000000000
   Other Stockholders Equity 
0
0
0
0
-220
-105
-270
46,623
46,695
46,765
46,882
44,755
41,595
40,416
39,581
38,799
36,542
35,798
35,070
33,859
33,195
33,19533,85935,07035,79836,54238,79939,58140,41641,59544,75546,88246,76546,69546,623-270-105-2200000



5.3. Balance Sheets

Currency in USD. All numbers in thousands.




5.4. Cash Flows

Currency in USD. All numbers in thousands.




5.5. Income Statements

Currency in USD. All numbers in thousands.


5.6. Latest Income Statement

Income Statement (annual), 2024-12-31. Currency in USD. All numbers in thousands.

Gross Profit (+$)
totalRevenue9,875
Cost of Revenue-4,848
Gross Profit5,0275,027
 
Operating Income (+$)
Gross Profit5,027
Operating Expense-9,010
Operating Income-3,983-3,983
 
Operating Expense (+$)
Research Development0
Selling General Administrative5,481
Selling And Marketing Expenses129
Operating Expense9,0105,610
 
Net Interest Income (+$)
Interest Income13,862
Interest Expense-4,317
Other Finance Cost-0
Net Interest Income9,545
 
Pretax Income (+$)
Operating Income-3,983
Net Interest Income9,545
Other Non-Operating Income Expenses0
Income Before Tax (EBT)-3,983-2,829
EBIT - interestExpense = -8,300
-3,983
1,228
Interest Expense4,317
Earnings Before Interest and Taxes (EBIT)-3,983334
Earnings Before Interest and Taxes (EBITDA)-3,571
 
After tax Income (+$)
Income Before Tax-3,983
Tax Provision--894
Net Income From Continuing Ops-3,089-3,089
Net Income-3,089
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses13,858
Total Other Income/Expenses Net-1,154-9,545
 

Technical Analysis of Catalyst Bancorp Inc
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Catalyst Bancorp Inc. The general trend of Catalyst Bancorp Inc is BULLISH with 100.0% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Catalyst Bancorp Inc's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (100.0%) Bearish trend (-100.0%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Catalyst Bancorp Inc Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

SupportΒ is a price level at which demand for an asset is strong enough to prevent the price from falling further.
ResistanceΒ is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Catalyst Bancorp Inc.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 12.76.

The bearish price targets are: 12.10 > 12.10 > 11.91.

Know someone who trades $CLST? Share this with them.πŸ‘‡

Catalyst Bancorp Inc Daily Support & Resistance Chart
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2. Trend Indicators

2.1 Moving Averages

Shows theΒ moving averageΒ of the selected period.

  • Moving averages are laggingΒ trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Catalyst Bancorp Inc. The current mas is .

The long score for the Moving Averages is 14/14.
The longshort score for the Moving Averages is 14/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 > MA 50: The MA 20 is higher than the MA 50. +1
  • MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
  • MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close > MA 50: The price is above the MA 50. +1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
  • MA 200 trending up: The MA 200 is trending up. +1
  • Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Catalyst Bancorp Inc Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows theΒ momentumΒ of theΒ selected period based on two moving averages.

  • MACD is aΒ lagging momentumΒ indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Catalyst Bancorp Inc. The current macd is 0.16960792.

The long score for the Moving Average Convergence/Divergence (MACD) is 3/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 2/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Catalyst Bancorp Inc price going up in the near term. +2
  • MACD > 0: The MACD is above the zero line (centerline), it indicates a bullish signal for Catalyst Bancorp Inc. This means that the short-term moving average is higher than the long-term moving average, signaling positive momentum and suggesting a higher likelihood of the Catalyst Bancorp Inc price continuing to rise in the near future. It indicates that buyers are gaining control, and there is optimism in the market, leading to potential price increases. +1
  • Trending down: The MACD line is trending down. This indicates that the short-term moving average is falling faster than the long-term moving average, suggesting negative momentum in the market. This signals that sellers are becoming more active and insecure, leading to potential price decreases as traders anticipate further losses and are willing to sell at lower prices. -1
Catalyst Bancorp Inc Daily Moving Average Convergence/Divergence (MACD) ChartCatalyst Bancorp Inc Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Catalyst Bancorp Inc. The current adx is 36.36.

The long score for the Directional Movement Index (DMI) is 4/7.
The longshort score for the Directional Movement Index (DMI) is 4/(-7 +7).

  • PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy Catalyst Bancorp Inc shares, leading to potential upward momentum in its price. +1
  • PLUS_ID > MINUS_DI && ADX > 25 && ADX trending up: The ADX is above 25 and indicates a strong bullish trend. The ADX is trending up, so the bullish trend is strengthening.
Catalyst Bancorp Inc Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • ShowsΒ the current trend.
  • ShowsΒ potential entry signals.
  • ShowsΒ Β potential exit signals.
  • Can be used to placeΒ trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Catalyst Bancorp Inc. The current sar is 14.23.

The long score for the Parabolic SAR is 0/1.
The longshort score for the Parabolic SAR is -1/(-1 +1).

  • Close < SAR: The price is below the SAR. It's generally considered a bearish signal. -1
Catalyst Bancorp Inc Daily Parabolic SAR Chart
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3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentumΒ indicator, meaning the signals are instant.
  • RangesΒ between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Catalyst Bancorp Inc. The current rsi is 57.46. The current phase is Continuation in bull market.

The long score for the Relative Strength Index (RSI) is 3/13.
The longshort score for the Relative Strength Index (RSI) is 2/(-13 +13).

  • Continuation in bull market: Uptrend continues after a consolidation or pullback. Hold or add to existing positions.
  • Trending down: The RSI is trending down. -1
Catalyst Bancorp Inc Daily Relative Strength Index (RSI) ChartCatalyst Bancorp Inc Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

ComparesΒ a certain price to multiple prices ranging over time.

  • LeadingΒ momentumΒ indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • RangesΒ between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Catalyst Bancorp Inc. The current phase is Correction in bull market.

The long score for the Stochastic Oscillator is 0/6.
The longshort score for the Stochastic Oscillator is -4/(-6 +6).

  • STOCH < 50: The STOCH %K is below 50. There are more sellers than buyers. -1
  • STOCH %K line < STOCH %D line: The STOCH %K line is below the STOCH %D line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Catalyst Bancorp Inc price going down in the near term. -2
  • Trending down: The STOCH %K is trending down. -1
Catalyst Bancorp Inc Daily Stochastic Oscillator ChartCatalyst Bancorp Inc Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero,Β the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Catalyst Bancorp Inc. The current cci is 67.77.

Catalyst Bancorp Inc Daily Commodity Channel Index (CCI) ChartCatalyst Bancorp Inc Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Catalyst Bancorp Inc. The current cmo is 12.27.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

  • CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1
Catalyst Bancorp Inc Daily Chande Momentum Oscillator (CMO) ChartCatalyst Bancorp Inc Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

Β Shows the current price relative to the highest high over the last 14 days.
Β 

  • Lagging momentum indicator
  • Ranging between 0 andΒ -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Catalyst Bancorp Inc. The current willr is -75.52870091.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is 0/(-1 +1).

  • WILLR between -80 and -20: The Williams %R is between -80 and -20. This indicates that Catalyst Bancorp Inc is trading in a neutral price range, neither oversold nor overbought, suggesting a balanced market condition without any extreme price signals.
Catalyst Bancorp Inc Daily Williams %R ChartCatalyst Bancorp Inc Daily Williams %R Chart
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4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversoldΒ 

Score

Let's take a look at the Bollinger Bands of Catalyst Bancorp Inc.

Catalyst Bancorp Inc Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Catalyst Bancorp Inc. The current atr is 0.37256812.

Catalyst Bancorp Inc Daily Average True Range (ATR) ChartCatalyst Bancorp Inc Daily Average True Range (ATR) Chart
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5. Volume Indicators

5.1 On-Balance Volume (OBV)

Β Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Catalyst Bancorp Inc. The current obv is 257,611.

Catalyst Bancorp Inc Daily On-Balance Volume (OBV) ChartCatalyst Bancorp Inc Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Catalyst Bancorp Inc. The current mfi is 72.32.

The long score for the Money Flow Index (MFI) is 1/2.
The longshort score for the Money Flow Index (MFI) is 1/(-2 +2).

  • MFI > 50: +1
Catalyst Bancorp Inc Daily Money Flow Index (MFI) ChartCatalyst Bancorp Inc Daily Money Flow Index (MFI) Chart
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6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Catalyst Bancorp Inc.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2025-02-11STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-02-13STOCH SHORT EXITThe %K line crosses above the %D line.
2025-02-14CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-02-19STOCH LONG EXITThe %K line crosses below the %D line.
2025-02-21MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
2025-02-25SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH LONG EXITThe %K line crosses below the %D line.
2025-02-26CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-02-27MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2025-02-28SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-03-03MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-03-04CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-03-05BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-03-06MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-07WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-03-10STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-11STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-12RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-14STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-17MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-03-18STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-20MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-21STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-25STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-27MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-03-28STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-04-03MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-04STOCH SHORT EXITThe %K line crosses above the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-08RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2025-04-09CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-04-10STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-11MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-04-15STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-16STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-21STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-22CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-04-23MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-04-25STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-01STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-05-07STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-08STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-05-12STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-15STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-05-16STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-21STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-05-22DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-05-23DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-05-27STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-05-28DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-05-30STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-03CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-06-05MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-06STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-09MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-06-11WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-06-12RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-06-13STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-06-16STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-17STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-06-20RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-06-23CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-06-26MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2025-06-27MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-06-30MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
2025-07-01SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-07-02MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.

6.3. Candlestick Patterns

Catalyst Bancorp Inc Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Catalyst Bancorp Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5057.457
Ma 20Greater thanMa 5012.294
Ma 50Greater thanMa 10011.938
Ma 100Greater thanMa 20011.746
OpenGreater thanClose12.500
Total5/5 (100.0%)
Penke
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