Credit Agricole SA PK
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Penke I guess you are interested in Credit Agricole SA PK. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Credit Agricole SA PK. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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Quick analysis of Credit Agricole SA PK (30 sec.)

What can you expect buying and holding a share of Credit Agricole SA PK? (30 sec.)

How much money do you get?

$0.52

When do you have the money?

1 year

How often do you get paid?

13.8%

What is your share worth?

Current worth

$13.00

Expected worth in 1 year

$-314.34

How sure are you?

51.7%

+ What do you gain per year?

Total Gains per Share

$-326.81

Return On Investment

-4,200.7%

For what price can you sell your share?

Current Price per Share

$7.78

Expected price per share

$6.81 - $

How sure are you?

50%

1. Valuation of Credit Agricole SA PK (5 min.)

Live pricePrice per Share (EOD)

$7.78

Book Value per Share

$13.00

2. Growth of Credit Agricole SA PK (5 min.)

Is Credit Agricole SA PK growing?

	Current year	Previous year	Grow	Grow %
How rich?	$78.6b	$1.1t	$459.3b	28.4%

How much money is Credit Agricole SA PK making?

	Current year	Previous year	Grow	Grow %
Making money	$2.1b	$1.4b	$649.8m	30.9%
Net Profit Margin	22.3%	27.2%	-	-

How much money comes from the company's main activities?

Quarterly Yearly

3. Financial Health of Credit Agricole SA PK (5 min.)

4. Comparing to competitors in the Banks - Regional industry (5 min.)

Industry Rankings (Banks - Regional)

What can you expect buying and holding a share of Credit Agricole SA PK? (5 min.)

Welcome investor! Credit Agricole SA PK's management wants to use your money to grow the business. In return you get a share of Credit Agricole SA PK.

What can you expect buying and holding a share of Credit Agricole SA PK?

First you should know what it really means to hold a share of Credit Agricole SA PK. And how you can make/lose money.

Speculation

The Price per Share of Credit Agricole SA PK is $7.78. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

The fundamentals: the financial health trends of Credit Agricole SA PK.
The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Credit Agricole SA PK, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $13.00. Based on the TTM, the Book Value Change Per Share is $-81.83 per quarter. Based on the YOY, the Book Value Change Per Share is $2.44 per quarter.
You may receive quarterly/yearly dividend in the form of additional shares.
You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.13 per quarter.

Based on historical numbers we can estimate the returns while holding a share of Credit Agricole SA PK.

How much money are you going to get?

	MRQ		TTM		YOY		5Y		10Y
	$	% of Price per Share	$	% of Price per Share	$	% of Price per Share	$	% of Price per Share	$	% of Price per Share
Usd Eps	0.50	6.5%	0.45	5.8%	0.22	2.8%	0.24	3.1%	0.20	2.6%
Usd Book Value Change Per Share	-364.08	-4,679.7%	-81.83	-1,051.9%	2.44	31.3%	0.09	1.2%	0.45	5.8%
Usd Dividend Per Share	0.00	0.0%	0.13	1.7%	0.15	2.0%	0.06	0.7%	0.04	0.5%
Usd Total Gains Per Share	-364.08	-4,679.6%	-81.70	-1,050.2%	2.59	33.3%	0.15	1.9%	0.49	6.3%
Usd Price Per Share	7.06	-	6.17	-	4.92	-	5.82	-	6.27	-
Price to Earnings Ratio	3.50	-	3.64	-	8.14	-	16.86	-	19.31	-
Price-to-Total Gains Ratio	-0.02	-	0.04	-	-12.78	-	-1.99	-	-1.35	-
Price to Book Ratio	0.54	-	0.15	-	0.20	-	0.15	-	0.22	-
Price-to-Total Gains Ratio	-0.02	-	0.04	-	-12.78	-	-1.99	-	-1.35	-

When do you get the money?

Usd Investment	$.00
Usd Price Per Share	7.78
Number of shares	128

Gains per Quarter	Trailing 12 Months	5 Year
Usd Dividend Per Share	0.13	0.06
Usd Book Value Change Per Share	-81.83	0.09
Usd Total Gains Per Share	-81.70	0.15
Gains per Quarter (128 shares)	-10,458.05	19.36
Gains per Year (128 shares)	-41,832.21	77.43

Years	Return on Investment (TTM)			Return on Investment (5Y)
	Dividend	Book Value gain	Total gains	Dividend	Book Value gain	Total gains
Broker costs	-	-	-10	-	-	-10
1	67	-41899	-41842	29	48	67
2	134	-83799	-83674	58	97	144
3	202	-125698	-125506	87	145	221
4	269	-167598	-167338	116	194	298
5	336	-209497	-209170	145	242	375
6	403	-251396	-251002	174	290	452
7	470	-293296	-292834	203	339	529
8	538	-335195	-334666	232	387	606
9	605	-377095	-376498	261	436	683
10	672	-418994	-418330	290	484	760

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %

	Trailing 12 Months				3Y				5 Year				10 Year				ALLTIME
				%				%				%				%				%
Earnings Per Share	4.0	0.0	0.0	100.0%	12.0	0.0	0.0	100.0%	20.0	0.0	0.0	100.0%	29.0	0.0	0.0	100.0%	29.0	0.0	0.0	100.0%
Book Value Change Per Share	2.0	2.0	0.0	50.0%	5.0	7.0	0.0	41.7%	10.0	10.0	0.0	50.0%	15.0	14.0	0.0	51.7%	15.0	14.0	0.0	51.7%
Dividend per Share	2.0	0.0	2.0	50.0%	4.0	0.0	8.0	33.3%	4.0	0.0	16.0	20.0%	4.0	0.0	25.0	13.8%	4.0	0.0	25.0	13.8%
Total Gains per Share	2.0	2.0	0.0	50.0%	5.0	7.0	0.0	41.7%	10.0	10.0	0.0	50.0%	15.0	14.0	0.0	51.7%	15.0	14.0	0.0	51.7%

Fundamentals of Credit Agricole SA PK

About Credit Agricole SA PK

https://www.credit-agricole.com
Banks - Regional
78823
12 place des Etats-Unis, Montrouge, France, 92545
Google Maps Bing Maps

Crédit Agricole S.A. provides retail, corporate, insurance, and investment banking products and services in France and internationally. It operates through French Retail Banking " Regional Banks; French Retail Banking - LCL; International Retail Banking; Asset Gathering; Large Customers; and Specialised Financial Services segments. The company offers banking products and services, finance, savings, wealth management, payment, and cash flow management services; consumer finance products; savings/retirement, death and disability/creditor/group, and property and casualty insurance products; investment solutions; and banking and specialized financial services. It also provides investment banking, structured finance, international trade finance, commercial banking, capital market, and syndication services; financing solutions for property and equipment investment and renewal requirements; trade receivable financing and management solutions for corporates; asset servicing solutions for investment products, as well as various asset classes, such as execution, clearing, forex, security lending and borrowing, custody, depositary bank, fund administration, middle-office outsourcing solutions, and fund distribution support and issuer services; and online banking services. The company serves retail customers, corporates, banks and financial institutions, government agencies, and local authorities. Crédit Agricole S.A. was founded in 1894 and is headquartered in Montrouge, France. Crédit Agricole S.A. operates as a subsidiary of SAS Rue La Boetie.

Fundamental data was last updated by Penke on 2024-04-20 23:41:05.

Financial Health

Profitability Details

	Compared to previous year	Compared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.

Operating Efficiency Details

	Compared to previous year	Compared to industry
The company is operating very efficient.
The company is very efficient in keeping operating costs low.

Liquidity Details

	Compared to previous year	Compared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.

Solvency Details

	Compared to previous year	Compared to industry
The company is very able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details

	Compared to previous year	Compared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is cheap.
Based on how much money comes from the company's main activities, the company is expensive.

1.1. Profitability of Credit Agricole SA PK.

1.1. Profitability

1.1.1. Net Profit Margin

Measures how much net profit Credit Agricole SA PK earns for each $1 of revenue.

Above 10% is considered healthy but always compare Credit Agricole SA PK to the Banks - Regional industry mean.
A Net Profit Margin of 6.7% means that $0.07 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Credit Agricole SA PK:

The MRQ is 6.7%. The company is making a profit. +1
The TTM is 22.3%. The company is making a huge profit. +2

Trends

Current period		Compared to		+/-
MRQ	6.7%	TTM	22.3%	-15.6%
TTM	22.3%	YOY	27.2%	-4.9%
TTM	22.3%	5Y	24.1%	-1.8%
5Y	24.1%	10Y	22.9%	+1.2%

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	6.7%	18.4%	-11.7%
TTM	22.3%	28.0%	-5.7%
YOY	27.2%	25.2%	+2.0%
5Y	24.1%	22.8%	+1.3%
10Y	22.9%	19.8%	+3.1%

Measures how much net profit Credit Agricole SA PK earns for each $1 of revenue.

Revenue is the amount of profit Credit Agricole SA PK generates before taxes and all other costs. For example, when you buy a cup of coffee it will cost you $3. The company does not earn $3 in profit but also has to pay various costs and taxes to create that cup of coffee. Let's assume the cost of creating a cup of coffee is $1.5.

The $3 you pay for a cup of coffee is called revenue.
The $1.5 that’s left over when all costs to create that cup of coffee (including taxes) are deduced from the revenue is called net profit.

The net profit margin looks at how much net profit Credit Agricole SA PK earns for each $1 in revenue.

How to use net profit margin

Higher profit margin is better (more profit).
Above 10% is considered healthy but always compare Credit Agricole SA PK to the Banks - Regional industry mean.
Can be used to compare companies within the Banks - Regional industry.

You typically want a high profit margin. This means that for each $1 in sales, Credit Agricole SA PK makes more profit. This shows the investor how efficiently Credit Agricole SA PK is operating in general and compared to other companies in the same industry. Credit Agricole SA PK operates in the Banks - Regional industry.

Why do investors use net profit margin in their analysis

It helps investors to determine the efficiency of Credit Agricole SA PK. If profit margins remain low (compared to the Banks - Regional industry mean) and there are no improvements to make in production costs or other areas that might be a warning sign. If profit margins are high that means the company has low overhead costs and is efficiently using its resources to generate profit.

The three steps every investor should look at:

What is the current net profit margin?
The current most recent quarter (MRQ) Net Profit Margin of Credit Agricole SA PK is 0.07. This means that Credit Agricole SA PK earned $0.07 for each $1 in revenue in the most recent quarter.
How does it compare to the industry?
The mean MRQ Net Profit Margin of the Banks - Regional industry is 18.4%.
What is the trend?
The trend is important because it shows you how Credit Agricole SA PK is performing over time. The most recent quarter might be important if Credit Agricole SA PK released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Credit Agricole SA PK up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare Credit Agricole SA PK with other companies in the same industry (Banks - Regional).
Net profit margin should rise over the years.
Can be influenced when Credit Agricole SA PK sells assets (profit will increase while costs remain the same).
It won’t show what part of Credit Agricole SA PK is doing great or needs improvement (it only looks at total revenue and total net income).

How to calculate net profit margin

Net profit margin = net income / total revenue * 100%

Real example of Credit Agricole SA PK

You need the following data to determine net profit margin:

Income statement from the period you want to calculate (for example, MRQ or TTM).

Net income MRQ Credit Agricole SA PK = 2,859,000
Total revenue MRQ Credit Agricole SA PK = 42,773,000
$2,859,000 / $42,773,000 = 0.07 or 6.7%

Higher is better

The higher the net profit margin, the more efficient the company is generating income. This helps investors to determine how the company is managing money. The net profit margin is an important indicator when diving into the financial health of a company. Overall, you want to see the net profit margin rising over the years. That means the company improved their production and made it more efficient (if possible).

You can use the net profit margin to compare companies within the same industry. If there are two companies where one is much bigger but the smaller one has a higher net profit margin, that means the smaller company is more efficiently using operational costs.

Important: Profit margins can be very different between industries. Companies with assembly lines or transports are much more prone to see shifting in prices for fuel, ingredients and maintenance compared to companies that only provide services. You should never compare net profit margin between different industries.

1.1.2. Return on Assets

Shows how efficient Credit Agricole SA PK is using its assets to generate profit.

Above 5% is considered healthy but always compare Credit Agricole SA PK to the Banks - Regional industry mean.
0.1% Return on Assets means that Credit Agricole SA PK generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Credit Agricole SA PK:

The MRQ is 0.1%. Using its assets, the company is inefficient in making profit. -1
The TTM is 0.1%. Using its assets, the company is inefficient in making profit. -1

Trends

Current period		Compared to		+/-
MRQ	0.1%	TTM	0.1%	+0.0%
TTM	0.1%	YOY	0.1%	+0.0%
TTM	0.1%	5Y	0.1%	+0.0%
5Y	0.1%	10Y	0.1%	+0.0%

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	0.1%	0.1%	+0.0%
TTM	0.1%	0.2%	-0.1%
YOY	0.1%	0.2%	-0.1%
5Y	0.1%	0.2%	-0.1%
10Y	0.1%	0.2%	-0.1%

Shows how efficient Credit Agricole SA PK is using its assets to generate profit.

For a farm, a tractor is considered an asset. The tractor helps ploughing the land making it possible to plant and harvest crops. But the tractor might be old and needing maintenance all the time reducing its efficiency. Return on assets indicates how effectively the farm is using the tractor (and other assets that help the core business) to plough the land.

How to use return on assets

Higher is better.
Above 5% is considered healthy but always compare Credit Agricole SA PK to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use return on assets in their analysis

Shows the investor how effectively Credit Agricole SA PK is using its resources to generate profit. If the return on assets (0.1%) from Credit Agricole SA PK are higher than the Banks - Regional mean (0.1%) that means Credit Agricole SA PK is using its resources better than their competitors. If not, that means their competitors are more efficient in using their resources to generate profit.

An investor should always look at:

What is the current return on assets?
The current most recent quarter (MRQ) Return on Assets of Credit Agricole SA PK is 0.1%. This means the company generated $0.00 for each $1 in assets.
How does it compare to the industry?
The mean MRQ Return on Assets of the Banks - Regional industry is 0.1%.
What is the trend?
The trend is important because it shows you how Credit Agricole SA PK is performing over time. The most recent quarter might be important if Credit Agricole SA PK released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Credit Agricole SA PK up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
If a company has many assets changing over time, it’s better to calculate the average assets instead of the total assets.

How to calculate return on assets

Return on assets = net income / total assets * 100%

Real example Credit Agricole SA PK

You need the following data to determine return on assets (ROA):

Income statement
Balance sheet

Net income MRQ (income statement) from Credit Agricole SA PK = 2,859,000
Total assets MRQ (balance sheet) from Credit Agricole SA PK = 2,189,398,000
2,859,000 / 2,189,398,000 = 0.00 or 0.1%

ROA is an important ratio as it will tell you how effectively Credit Agricole SA PK is using its resources to generate profits. Example:

Bob and Kristin both sell ice cream in the summer. They both have an ice cream truck. The truck Bob owes cost him $20.000 and the truck Kristin owes cost her $1500. Over the summer, Bob earned $2000 and Kristin earned $200. To calculate the return on assets:

Bob: $2000 / $20.000 * 100% = 10%
Kristin: $200 / $1500 * 100% = 13.3%

This tells you Bob’s company is more valuable but Kristin's company is more efficient. Be aware that total assets can change over time. A transportation business will buy and sell trucks or planes all the time. Before using return on assets as a guideline, you have to know what the exact assets are. For a company that has many assets changing over time, it’s better to calculate the average assets instead of the total assets.

1.1.3. Return on Equity

Shows how efficient Credit Agricole SA PK is using its investors money to generate profit.

Above 15%-20% is considered healthy but always compare Credit Agricole SA PK to the Banks - Regional industry mean.
4.5% Return on Equity means Credit Agricole SA PK generated $0.04 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Credit Agricole SA PK:

The MRQ is 4.5%. Using its investors money, the company is inefficient in making profit. -1
The TTM is 2.4%. Using its investors money, the company is inefficient in making profit. -1

Trends

Current period		Compared to		+/-
MRQ	4.5%	TTM	2.4%	+2.0%
TTM	2.4%	YOY	1.9%	+0.6%
TTM	2.4%	5Y	1.9%	+0.6%
5Y	1.9%	10Y	1.8%	+0.1%

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	4.5%	1.4%	+3.1%
TTM	2.4%	2.5%	-0.1%
YOY	1.9%	2.7%	-0.8%
5Y	1.9%	2.5%	-0.6%
10Y	1.8%	2.8%	-1.0%

Shows how efficient Credit Agricole SA PK is using its investors money to generate profit.

A publicly traded company (any company that issues shares to the public) is owned by its shareholders. Return on equity calculates the amount of profit for every $1 the shareholders invested.

How to use return on equity

Higher is better.
Above 15%-20% is considered healthy but always compare Credit Agricole SA PK to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use return on equity in their analysis

To find out the owners/management's attitude toward their company. You typically want the owners/management to invest in the company and focus on generating profit. If not enough profit is generated (compared to the Banks - Regional industry mean), the company might not be investing their money efficiently.

The three steps every investor should look at:

What is the current return on equity?
The current most recent quarter (MRQ) Return on Equity of Credit Agricole SA PK is 4.5%. This means Credit Agricole SA PK generated $0.04 for each $1 the owners (shareholders) invested.
How does it compare to the industry?
The mean MRQ Return on Equity of the Banks - Regional industry is 1.4%.
What is the trend?
The trend is important because it shows you how Credit Agricole SA PK is performing over time. The most recent quarter might be important if Credit Agricole SA PK released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Credit Agricole SA PK up to 10 years back (depending if Credit Agricole SA PK existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Does not include intangible assets (non physical assets like licences, computer software, etc.).
Stockholders equity and shareholders equity refer to the same thing.
Liabilities should not be more than three times return on equity.

How to calculate return on equity

Return on equity = net profit / shareholders equity * 100%

Real example of Credit Agricole SA PK

You need the following data to determine ROE:

Income statement
Balance sheet
Net profit MRQ (income statement) Credit Agricole SA PK = 2,859,000
Shareholders equity (balance sheet) MRQ Credit Agricole SA PK = 63,866,000
2,859,000 / 63,866,000 = 0.04 or 4.5%

A negative shareholder equity is a warning sign. It means the company has more liabilities than assets. It might also mean that the owners did not invest enough money or they are taking money out of the business.

1.2. Operating Efficiency of Credit Agricole SA PK.

1.2. Operating Efficiency

1.2.1. Operating Margin

Measures how efficient Credit Agricole SA PK is operating .

Measures how much profit Credit Agricole SA PK makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
Above 15% is considered healthy but always compare Credit Agricole SA PK to the Banks - Regional industry mean.
An Operating Margin of -1.5% means the company generated $-0.01 for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Credit Agricole SA PK:

The MRQ is -1.5%. The company is operating very inefficient. -2
The TTM is 37.5%. The company is operating very efficient. +2

Trends

Current period		Compared to		+/-
MRQ	-1.5%	TTM	37.5%	-38.9%
TTM	37.5%	YOY	28.2%	+9.2%
TTM	37.5%	5Y	13.1%	+24.3%
5Y	13.1%	10Y	9.1%	+4.1%

Measures how efficient Credit Agricole SA PK is operating .

The more effecient a company creates products or provides services, the more profit it generates.

How to use operating margin

Higher is better
Above 15% is considered healthy but always compare Credit Agricole SA PK to the Banks - Regional industry mean.
Can be very different between industries
Can be used to compare companies

Why do investors use operating margin in their analysis

To determine how much profit Credit Agricole SA PK is making from it’s core business.

The three steps every investor should look at:

What is the current net profit margin?
The current most recent quarter (MRQ) Operating Margin of Credit Agricole SA PK is -1.5%. This means that Credit Agricole SA PK earned $-0.01 for each $1 in revenue in the most recent quarter.
How does it compare to the industry?
The mean MRQ Operating Margin of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Credit Agricole SA PK is performing over time. The most recent quarter might be important if Credit Agricole SA PK released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Credit Agricole SA PK up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry
Can be calculated in different ways

How to calculate operating margin

Operating margin = operating earnings / total revenue

Real example of Credit Agricole SA PK

You need the following data to determine operating margin:

Income statement
Operating earnings MRQ Credit Agricole SA PK = -623,000
Total revenue MRQ Credit Agricole SA PK = 42,773,000
$-623,000 / $42,773,000 = -0.01 or -1.5%

Operating margin is used to calculate how much profit a company makes after variable costs of production but before paying interest and taxes. Some variable costs examples are wages, raw materials, packaging, and transaction fees. The amount of variable costs is different for each company and industry. In general, a higher operating margin is better as this implicates that a company is running efficiently.

For investors, a higher operating margin is a good sign. Although you should always look at operating margin in the long term. If operating margin is fluctuating over the years this might be a sign that things are not running efficiently enough. It’s a way to check how much profit a company is making from its core business.

Operation earnings can be calculated in multiple ways:

Operation earnings = EBIT - non operating income + non operating expense
Operation earnings = Gross profit - operating expense - depreciation and amortisation
Operation earnings = Total revenue - COGS (costs of goods sold) - indirect costs

1.2.2. Operating Ratio

Measures how efficient Credit Agricole SA PK is keeping operating costs low.

Below 1 is considered healthy (always compare to Banks - Regional industry mean).
An Operation Ratio of 0.23 means that the operating costs are $0.23 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Credit Agricole SA PK:

The MRQ is 0.231. The company is very efficient in keeping operating costs low. +2
The TTM is 0.485. The company is very efficient in keeping operating costs low. +2

Trends

Current period		Compared to		+/-
MRQ	0.231	TTM	0.485	-0.254
TTM	0.485	YOY	0.710	-0.225
TTM	0.485	5Y	0.566	-0.081
5Y	0.566	10Y	0.601	-0.035

Measures how efficient Credit Agricole SA PK is keeping operating costs low.

If the operating ratio is below 1 that means the company is making money. The lower the operating ratio, the more efficient the company.

How to use operating ratio

Lower is better.
Below 1 is considered healthy but always compare Credit Agricole SA PK to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use operating ratio in their analysis

Shows if costs of creating products and or services is increasing or decreasing. The lower the operating ratio, the more efficient the company is creating products and services.

The three steps every investor should look at:

What is the current Operatin ratio?
The current most recent quarter (MRQ) Operating Ratio of Credit Agricole SA PK is 23.1%. This means that Credit Agricole SA PK earned $0.23 for each $1 in net sales in the most recent quarter.
How does it compare to the industry?
The mean MRQ Operating Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Credit Agricole SA PK is performing over time. The most recent quarter might be important if Credit Agricole SA PK released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Credit Agricole SA PK up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
You need COGS to calculate operating ratio which is not always shown in the income statement.
Does not consider debt.

How to calculate operating ratio

Operating ratio = Operating expenses + COGS \ Net sales

Real life example Credit Agricole SA PK

You need the following data to determine operating ratio:

Income statement

COGS is not always specified on the income statement. If so you can use the following calculation:

(cost of revenue + total operating expenses) \ total revenue
( +9,896,000) \ 42,773,000 = 0.23

The operating ratio measures the efficiency of a company at keeping low costs while generating profits from sales. It compares the total operating expenses to the net amount of sales. The total operating expenses exists of:

COGS (materials, labour, rent of facility, repairs)
Operating expenses (legal fees, marketing, wages, rent, maintenance/repairs)

Operating expenses are all the costs the company makes that are not directly tied to the production of the service or product. Where COGS are costs that are directly tied to the production of a product or service.

Do note that COGS is not always available in the income statement. Some companies include COGS in the operating expenses while others list COGS separately. To make it even more confusing, COGS is also known as “costs of sales” and costs of sales is the same as costs of revenue.

The operating ratio tells you how efficient the company is creating its products or services while keeping prices low. In this case, a lower ratio is better. Higher or rising operating ratios might tell you that costs are rising while sales are not improving or staying the same.

1.3. Liquidity of Credit Agricole SA PK.

1.3. Liquidity

1.3.1. Current Ratio

Measures if Credit Agricole SA PK is able to pay off Short-term Debt.

Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
A Current Ratio of 0.44 means the company has $0.44 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Credit Agricole SA PK:

The MRQ is 0.442. The company is unable to pay all its short-term debts. -2
The TTM is 0.362. The company is unable to pay all its short-term debts. -2

Trends

Current period		Compared to		+/-
MRQ	0.442	TTM	0.362	+0.080
TTM	0.362	YOY	1.586	-1.224
TTM	0.362	5Y	1.230	-0.868
5Y	1.230	10Y	1.616	-0.386

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
TTM	0.362	0.124	+0.238
YOY	1.586	0.225	+1.361
5Y	1.230	0.219	+1.011
10Y	1.616	0.131	+1.485

Measures if Credit Agricole SA PK is able to pay off Short-term Debt.

How to use current ratio

Higher is better
Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
Can be very different between industries
Can be used to compare companies

Why do investors use current ratio in their analysis

Shows if the company can pay of short term debts if needed. A company that can't pay off it's short term debts might get in trouble if they have to pay off their short term debts for whatever reason. For example, markets can change due to global events like covid-19 or the war in Ukraine versus Russia. Because debts are always taken based on future income, it might become troublesome for Credit Agricole SA PK if something happens in the market that will cause sales to plummet.

The three steps every investor should look at:

What is the current current Ratio?
The current most recent quarter (MRQ) Current Ratio of Credit Agricole SA PK is 0.44. This means Credit Agricole SA PK has $0.44 in assets for each $1 in short-term debts.
How does it compare to the industry?
The mean MRQ Current Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Credit Agricole SA PK is performing over time. The most recent quarter might be important if Credit Agricole SA PK released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Credit Agricole SA PK up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Might be deluded.
Not all assets can always be quickly sold.
Can be manipulated by increasing or decreasing the assets and/or liabilities.

How to calculate current ratio

Current ratio = current assets \ current liabilities

Real life example Credit Agricole SA PK

You need the following data to determine operating ratio:

Balance sheet
Current ratio = current assets \ current liabilities
541,078,000 \ 1,223,683,000) = 0.44

The current ratio measures if Credit Agricole SA PK is able to pay short-term debts (obligations). Short term in this context means all debt obligations that are about to expire within one year. The current ratio incorporates current liabilities and current assets. Current assets are all the assets a company has that are expected to be consumed or sold within standard business operations. You can find the current assets in the balance sheet. They consist of:

Inventory
Accounts receivable
Marketable securities
Prepaid expenses
Cash
Cash equivalents
liquid assets

The current liabilities are short term obligations that are due within one year. These consist of:

Short term debts
Dividends
Income taxes
Short-term debts
Accounts payable
Interest payments

The result shows an investor if Credit Agricole SA PK is able to pay all its short-term debts if they were due all at once. When the result of the above formula is below 1, then Credit Agricole SA PK does not have enough capital after selling all its assets to pay all short-term debts. If the ratio drops far below 1 that might indicate Credit Agricole SA PK is or will be in financial trouble anytime soon.

Although this gives an investor some clues, the current ratio may also be deluded. Because owning assets does not mean the company can easily sell them. Also, Accounts receivable may be quite old (they will probably never pay) which deludes the current ratio. As with all ratios, you should only compare them between the same industries and companies.

1.3.2. Quick Ratio

Measures if Credit Agricole SA PK is able to pay off Short-term Debt but only using the most liquid assets.

Above 1 is considered healthy but always compare Credit Agricole SA PK to the Banks - Regional industry mean.
A Quick Ratio of -0.71 means the company can pay off $-0.71 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Credit Agricole SA PK:

The MRQ is -0.706. The company is unable to pay all its short-term debts with the most liquid assets. -2
The TTM is 0.075. The company is just not able to pay all its short-term debts with the most liquid assets. -1

Trends

Current period		Compared to		+/-
MRQ	-0.706	TTM	0.075	-0.781
TTM	0.075	YOY	1.586	-1.511
TTM	0.075	5Y	1.578	-1.504
5Y	1.578	10Y	2.461	-0.883

Measures if Credit Agricole SA PK is able to pay off Short-term Debt but only using the most liquid assets.

How to use quick ratio

Higher is better.
Above 1 is considered healthy but always compare Credit Agricole SA PK to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use quick ratio in their analysis

Shows how fast Credit Agricole SA PK can pay off its short term debts. This shows if Credit Agricole SA PK can survive emergencies due to market changes or other reasons.

The three steps every investor should look at:

What is the current Quick Ratio?
The current most recent quarter (MRQ) quickRatio of Credit Agricole SA PK is -0.71. This means that Credit Agricole SA PK can pay off $-0.71 for each $1 in debt (using most liquid assets).
How does it compare to the industry?
The mean MRQ Quick Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Credit Agricole SA PK is performing over time. The most recent quarter might be important if Credit Agricole SA PK released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Credit Agricole SA PK up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Incorporates only most liquid assets.

How to calculate quick ratio

Quick ratio = cash and equivalents + marketable securities + accounts receivable / current liabilities

Real life example Credit Agricole SA PK

You need the following data to determine operating ratio:

Balance sheet
Quick ratio = cash and short-term investments + short-term investments + netReceivables / total current liabilities
MRQ quick ratio Credit Agricole SA PK: (-180,537,000 + -779,469,000 +96,194,000) / 1,223,683,000 = -0.71

The quick ratio measures the same thing as the current ratio, only it uses the most liquid assets a company has. Meaning, the assets that can be sold for cash the easiest and fastest.

As the quick ratio only incorporates the most liquid assets, you should also check the current ratio which also includes less liquid assets. But they may be harder to sell.

1.4. Solvency of Credit Agricole SA PK.

1.3. Liquidity

1.4.1. Debt to Asset Ratio

Measures how much % of Credit Agricole SA PK assets are financed with debt.

Below 1 (100%) is considered healthy but always compare Credit Agricole SA PK to Banks - Regional industry mean.
A Debt to Asset Ratio of 0.97 means that Credit Agricole SA PK assets are financed with 96.6% credit (debt) and the remaining percentage (100% - 96.6%) is financed by its owners/shareholders.

Let's take a look of the Debt to Asset Ratio trends of Credit Agricole SA PK:

The MRQ is 0.966. The company is just able to pay all its debts by selling its assets.
The TTM is 0.327. The company is very able to pay all its debts by selling its assets. +2

Trends

Current period		Compared to		+/-
MRQ	0.966	TTM	0.327	+0.639
TTM	0.327	YOY	0.533	-0.206
TTM	0.327	5Y	0.363	-0.036
5Y	0.363	10Y	0.431	-0.068

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	0.966	0.915	+0.051
TTM	0.327	0.917	-0.590
YOY	0.533	0.919	-0.386
5Y	0.363	0.919	-0.556
10Y	0.431	0.927	-0.496

Measures how much % of Credit Agricole SA PK assets are financed with debt.

When there are more debts than assets, that means creditors have a larger stake Credit Agricole SA PK than its shareholders.

How to use debt to asset ratio

Lower is better.
below 1 (100%) is considered healthy but always compare Credit Agricole SA PK to Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use the debt to asset ratio in their analysis

It shows how much debt the company used to finance its assets. If a company is almost entirely financed with debt that means the company might get into serious trouble when emergencies arise like a raise in interest.

The three steps every investor should look at:

What is the current debt to asset ratio?
The current most recent quarter (MRQ) Debt to Asset Ratio of Credit Agricole SA PK is 0.97. This means means that Credit Agricole SA PK is financed with 96.6% credit and the remaining percentage is financed by it's owners (shareholders).
How does it compare to the industry?
The mean MRQ Current Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Credit Agricole SA PK is performing over time. The most recent quarter might be important if Credit Agricole SA PK released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Credit Agricole SA PK up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry
Some companies can have higher debt to assets ratio's (for example, banks).
Debt to asset ratio should improve over the years.
If the debt to asset ratio is above 1, look at the industry mean and find out why Credit Agricole SA PK has so much debt.

How to calculate debt to asset ratio

Debt to asset ratio = total debt \ total assets

Real life example Credit Agricole SA PK

You need the following data to determine debt to asset ratio:

Balance sheet
Debt to asset ratio = total debt \ total assets
2,115,672,000 \ 2,189,398,000 = 96.6% or 0.97.

The debt to total assets ratio shows if the company is owned by creditors or shareholders. Or in other words, the total debt in relation to the total amount of assets. It shows how much debt the company used to finance its assets.

1.4.2. Debt to Equity Ratio

Measures if Credit Agricole SA PK is able to pay off its debts by using shareholders equity.

Below 2 is considered healthy but always compare Credit Agricole SA PK to the Banks - Regional industry mean.
A Debt to Equity ratio of 3,312.7% means that company has $33.13 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Credit Agricole SA PK:

The MRQ is 33.127. The company is unable to pay all its debts with equity. -1
The TTM is 10.214. The company is unable to pay all its debts with equity. -1

Trends

Current period		Compared to		+/-
MRQ	33.127	TTM	10.214	+22.913
TTM	10.214	YOY	17.005	-6.791
TTM	10.214	5Y	10.970	-0.756
5Y	10.970	10Y	12.469	-1.498

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	33.127	10.829	+22.298
TTM	10.214	11.013	-0.799
YOY	17.005	11.363	+5.642
5Y	10.970	11.437	-0.467
10Y	12.469	13.038	-0.569

Measures if Credit Agricole SA PK is able to pay off its debts by using shareholders equity.

How to use debt to equity ratio

Lower is better.
Below 2 is considered healthy (always use industry average).
Can be very different between industries.
Can be used to compare companies.

Why do investors use the debt to shareholders equity ratio in their analysis

It shows how much debt the company uses to finance their operations. Shareholders equity is whats left over when you subtract total liabilities from total assets. It's another way to meassure how much of Credit Agricole SA PK is financed with debt or own resources.

The three steps every investor should look at:

What is the current debt to equity ratio?
The current most recent quarter (MRQ) quickRatio of Credit Agricole SA PK is 33.13. This means that Credit Agricole SA PK can pay off $33.13 for each $1 in debt.
How does it compare to the industry?
The mean MRQ Quick Ratio of the Banks - Regional industry is 10.83.
What is the trend?
The trend is important because it shows you how Credit Agricole SA PK is performing over time. The most recent quarter might be important if Credit Agricole SA PK released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Credit Agricole SA PK up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Not all debt is equally risky (for example, short term risk is less risky).

How to calculate debt to equity ratio

Debt to equity ratio = total debt \ shareholders equity.

Real life example Credit Agricole SA PK

You need the following data to determine equity ratio:

Balance sheet
Debt to equity ratio = total debt \ shareholders equity
2,115,672,000 \ 63,866,000 = 33.13 or 3,312.7%

Debt to equity measures the total debt versus the total shareholders equity. While the total debts to total assets ratio uses total assets, the debt to equity ratio looks at the total equity of shareholders. Where equity of shareholders are:

Common shares.
Preferred shares.
Retained earnings.

You can find the shareholders' equity in the balance sheet. A ratio between 0,5 and 1,5 is preferred. If the ratio is above 1.5, that would indicate creditors have significantly more stake (debt) in the company than the shareholders. In other words, the company is using a lot of debt to finance their operations.

Not all debt is equally risky. Meaning you can adjust the ratio by including or excluding certain amounts of debt. Short term debts are less risky because they have to be paid back within one year anyway. It’s much easier to plan one year ahead versus five or ten years.

2. Market Valuation of Credit Agricole SA PK

2.1. Earnings Per Share

2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Credit Agricole SA PK generates.

Above 15 is considered overpriced but always compare Credit Agricole SA PK to the Banks - Regional industry mean.
A PE ratio of 3.50 means the investor is paying $3.50 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Credit Agricole SA PK:

The EOD is 3.858. Based on the earnings, the company is cheap. +2
The MRQ is 3.501. Based on the earnings, the company is cheap. +2
The TTM is 3.640. Based on the earnings, the company is cheap. +2

Trends

Current period		Compared to		+/-
EOD	3.858	MRQ	3.501	+0.357
MRQ	3.501	TTM	3.640	-0.139
TTM	3.640	YOY	8.144	-4.504
TTM	3.640	5Y	16.861	-13.221
5Y	16.861	10Y	19.313	-2.451

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
EOD	3.858	7.676	-3.818
MRQ	3.501	6.680	-3.179
TTM	3.640	5.295	-1.655
YOY	8.144	6.943	+1.201
5Y	16.861	9.770	+7.091
10Y	19.313	9.943	+9.370

Measures how much money you pay for each share for every $1 in earnings Credit Agricole SA PK generates.

Indicates if the company’s shares are under or overvalued.

How to use PE ratio

Above 15 is considered overpriced but is hard to determine. Always compare Credit Agricole SA PK to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use PE ratio in their analysis

The PE ratio tells investors the current sentiment in the market for that company. As with every stock, the stock price never shows the real valuation of a company but rather how the market thinks how much the stock is worth.

In other words, the current stock price also incorporates any future earnings or business opportunities in the future. The best example is the stock market crash in 2000. The PE ratio for any internet based company was going through the roof. Only based on the general assumption the internet and all associated businesses would thrive in the future. But this was based on nothing. A business still needs a good product or service to be able to survive. Instead, every investor bought any stock which did something related to the internet. Result: huge market crash.

Many investors were willing to pay premium prices and that was causing the PE ratio to rise. A high PE ratio is a warning sign that investors might be overvaluing a stock based on future earnings.

The three steps every investor should look at:

What is the current PE Ratio?
The current most recent quarter (MRQ) PE Ratio of Credit Agricole SA PK is 3.50. This means the investor is paying $3.50 for every $1 in earnings.
How does it compare to the industry?
The mean MRQ Quick Ratio of the Banks - Regional industry is 6.68.
What is the trend?
The trend is important because it shows you how Credit Agricole SA PK is performing over time. The most recent quarter might be important if Credit Agricole SA PK released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Credit Agricole SA PK up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Some industries might have very high or very low PE ratios in general.
PE ratios can be high for several years, it does not mean a sudden collapse is imminent.
Earnings growth is not included in the PE ratio.

How to calculate PE ratio

PE ratio = market value per share \ earnings per share

Real life example Credit Agricole SA PK

You need the following data to determine the PE ratio:

Balance sheet
Income statement

The PE ratio is a very commonly used ratio to determine the value of a company by comparing the current stock price relative to its earnings per share (EPS). Before we can calculate the PE ratio we need to know the EPS. EPS is calculated as follows:

EPS = (net profit - preferred dividends) \ end of period outstanding shares*
Net profit = revenue - expenses
\ 2,829,650 = EPS
PE ratio MRQ = 3.50

* The net profit minus preferred dividends can be found in the incomestatement as netIncomeApplicableToCommonShares.

The PE value helps investors to determine if the current stock price is under or overvalued. It also projects future growth.

In general, a higher PE ratio means that investors predict higher future growth. If the PE ratio is too high, then investors expect way too much future growth the company can never fulfil. This is most likely to happen in faster moving companies like tech companies or automobile companies like Tesla. These are hot and booming markets where investors expect much future growth driven by new technology (electric cars). When looking at the current MRQ (most recent quarter) PE ratio of Tesla ( jan. 2021) it's about 247 while the average in the industry is only 6. That might be a clue that Tesla is trading for way too high prices compared to their current assets and is more based on future growth.

2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Credit Agricole SA PK:

The EOD is 0.153. Based on how much money comes from the company's main activities, the company is cheap. +2
The MRQ is 0.139. Based on how much money comes from the company's main activities, the company is cheap. +2
The TTM is -0.005. Based on how much money comes from the company's main activities, the company is expensive. -2

Trends

Current period		Compared to		+/-
EOD	0.153	MRQ	0.139	+0.014
MRQ	0.139	TTM	-0.005	+0.144
TTM	-0.005	YOY	-0.292	+0.287
TTM	-0.005	5Y	-0.059	+0.054
5Y	-0.059	10Y	-0.041	-0.018

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
EOD	0.153	-2.146	+2.299
MRQ	0.139	-1.868	+2.007
TTM	-0.005	-0.342	+0.337
YOY	-0.292	6.448	-6.740
5Y	-0.059	0.429	-0.488
10Y	-0.041	0.091	-0.132

2. Book Value per Share

2.3. Price to Book Ratio

Measures if the stock price of Credit Agricole SA PK is to cheap or to expensive compared to its book value.

At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
A PB ratio of 0.54 means the investor is paying $0.54 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Credit Agricole SA PK:

The EOD is 0.598. Based on the equity, the company is cheap. +2
The MRQ is 0.543. Based on the equity, the company is cheap. +2
The TTM is 0.149. Based on the equity, the company is cheap. +2

Trends

Current period		Compared to		+/-
EOD	0.598	MRQ	0.543	+0.055
MRQ	0.543	TTM	0.149	+0.394
TTM	0.149	YOY	0.204	-0.055
TTM	0.149	5Y	0.152	-0.003
5Y	0.152	10Y	0.220	-0.068

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
EOD	0.598	0.443	+0.155
MRQ	0.543	0.386	+0.157
TTM	0.149	0.470	-0.321
YOY	0.204	0.642	-0.438
5Y	0.152	0.795	-0.643
10Y	0.220	1.025	-0.805

2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Credit Agricole SA PK compared to the Most Recent Quarter (MRQ).

	End of day	+/-	Most Recent Quarter	Trailing 12 Months	+/-	Year-Over-Year	+/-	5 Year	+/-	10 Year	+/-
Book Value Change Per Share	-	-	-364.077	-81.835	-78%	2.437	-15042%	0.095	-385268%	0.448	-81306%
Book Value Per Share	-	-	13.002	257.493	-95%	191.508	-93%	231.980	-94%	195.423	-93%
Current Ratio	-	-	0.442	0.362	+22%	1.586	-72%	1.230	-64%	1.616	-73%
Debt To Asset Ratio	-	-	0.966	0.327	+195%	0.533	+81%	0.363	+166%	0.431	+124%
Debt To Equity Ratio	-	-	33.127	10.214	+224%	17.005	+95%	10.970	+202%	12.469	+166%
Dividend Per Share	-	-	0.001	0.131	-99%	0.152	-100%	0.057	-99%	0.039	-98%
Eps	-	-	0.504	0.452	+12%	0.221	+128%	0.240	+110%	0.201	+150%
Free Cash Flow Per Share	-	-	12.709	1.736	+632%	-2.480	+120%	-0.372	+103%	-0.372	+103%
Free Cash Flow To Equity Per Share	-	-	16.079	4.271	+276%	-2.150	+113%	1.060	+1416%	1.060	+1416%
Gross Profit Margin	-	-	1.000	1.000	0%	1.000	0%	1.000	0%	1.000	0%
Market Cap	47072113991.680	+9%	42715825807.360	38452334161.978	+11%	29768006003.200	+43%	35470683288.664	+20%	38616365113.741	+11%
Net Profit Margin	-	-	0.067	0.223	-70%	0.272	-75%	0.241	-72%	0.229	-71%
Operating Margin	-	-	-0.015	0.375	-104%	0.282	-105%	0.131	-111%	0.091	-116%
Operating Ratio	-	-	0.231	0.485	-52%	0.710	-67%	0.566	-59%	0.601	-62%
Pb Ratio	0.598	+9%	0.543	0.149	+265%	0.204	+166%	0.152	+258%	0.220	+147%
Pe Ratio	3.858	+9%	3.501	3.640	-4%	8.144	-57%	16.861	-79%	19.313	-82%
Price Per Share	7.780	+9%	7.060	6.170	+14%	4.919	+44%	5.822	+21%	6.270	+13%
Price To Free Cash Flow Ratio	0.153	+9%	0.139	-0.005	+104%	-0.292	+310%	-0.059	+143%	-0.041	+130%
Price To Total Gains Ratio	-0.021	-10%	-0.019	0.038	-151%	-12.776	+65784%	-1.989	+10160%	-1.353	+6877%
Quick Ratio	-	-	-0.706	0.075	-1043%	1.586	-145%	1.578	-145%	2.461	-129%
Return On Assets	-	-	0.001	0.001	+48%	0.001	+113%	0.001	+102%	0.001	+108%
Return On Equity	-	-	0.045	0.024	+84%	0.019	+141%	0.019	+141%	0.018	+151%
Total Gains Per Share	-	-	-364.077	-81.704	-78%	2.589	-14163%	0.151	-240829%	0.487	-74790%
Usd Book Value	-	-	78665642000.000	1618785979250.000	-95%	1159461151750.000	-93%	1416715918750.000	-94%	1193845438310.345	-93%
Usd Book Value Change Per Share	-	-	-364.077	-81.835	-78%	2.437	-15042%	0.095	-385268%	0.448	-81306%
Usd Book Value Per Share	-	-	13.002	257.493	-95%	191.508	-93%	231.980	-94%	195.423	-93%
Usd Dividend Per Share	-	-	0.001	0.131	-99%	0.152	-100%	0.057	-99%	0.039	-98%
Usd Eps	-	-	0.504	0.452	+12%	0.221	+128%	0.240	+110%	0.201	+150%
Usd Free Cash Flow	-	-	76895000000.000	5251000000.000	+1364%	-7502250000.000	+110%	-450250000.000	+101%	-310517241.379	+100%
Usd Free Cash Flow Per Share	-	-	12.709	1.736	+632%	-2.480	+120%	-0.372	+103%	-0.372	+103%
Usd Free Cash Flow To Equity Per Share	-	-	16.079	4.271	+276%	-2.150	+113%	1.060	+1416%	1.060	+1416%
Usd Market Cap	47072113991.680	+9%	42715825807.360	38452334161.978	+11%	29768006003.200	+43%	35470683288.664	+20%	38616365113.741	+11%
Usd Price Per Share	7.780	+9%	7.060	6.170	+14%	4.919	+44%	5.822	+21%	6.270	+13%
Usd Profit	-	-	3050553000.000	2100122750.000	+45%	1450319750.000	+110%	1424018200.000	+114%	1288899206.897	+137%
Usd Revenue	-	-	45638791000.000	16298958500.000	+180%	5565472000.000	+720%	7360646150.000	+520%	6593029793.103	+592%
Usd Total Gains Per Share	-	-	-364.077	-81.704	-78%	2.589	-14163%	0.151	-240829%	0.487	-74790%
	EOD	+3 -5	MRQ	TTM	+17 -18	YOY	+17 -18	5Y	+17 -18	10Y	+17 -18

3.2. Fundamental Score

Let's check the fundamental score of Credit Agricole SA PK based on Penke's default stock scanner.

Penke's Stock Scanner

Indicator	Condition		Value
Price to Earnings Ratio (EOD)	Between	0-15	3.858
Price to Book Ratio (EOD)	Between	0-1	0.598
Net Profit Margin (MRQ)	Greater than	0	0.067
Operating Margin (MRQ)	Greater than	0	-0.015
Quick Ratio (MRQ)	Greater than	1	-0.706
Current Ratio (MRQ)	Greater than	1	0.442
Debt to Asset Ratio (MRQ)	Less than	1	0.966
Debt to Equity Ratio (MRQ)	Less than	1	33.127
Return on Equity (MRQ)	Greater than	0.15	0.045
Return on Assets (MRQ)	Greater than	0.05	0.001
Total			4/10 (40.0%)

Create your own Stock Scanner

Investing is personal. The best investors buy stocks based on their own analysis. Create your personal Stock Scanner with the key performance indicators that are important to you.
Create your own Stock Scanner

3.3. Technical Score

Let's check the technical score of Credit Agricole SA PK based on Penke's default Symbol scanner.

Penke's Symbol Scanner

Indicator	Condition		Value
Rsi	Greater than	50	68.514
Ma 20	Greater than	Ma 50	7.524
Ma 50	Greater than	Ma 100	7.227
Ma 100	Greater than	Ma 200	7.108
Open	Greater than	Close	7.700
Total			4/5 (80.0%)

Create your own Symbol Scanner

Trading is personal. The best traders buy and sell based on their own technical analysis. Create your personal Symbol Scanner with the technical indicators that are important to you.
Create your own Symbol Scanner

Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

	2022-12-31		2023-03-31		2023-06-30		2023-09-30		2023-12-31
EBIT	1,629,309	-30,943	1,598,366	706,354	2,304,720	3,819,860	6,124,580	-6,789,321	-664,741
EBITDA	1,900,327	-36,278	1,864,049	1,036,057	2,900,106	-359,579	2,540,527	-2,568,269	-27,742
Operating Income	1,629,309	-30,943	1,598,366	1,301,740	2,900,106	-359,579	2,540,527	-3,205,268	-664,741

Latest Balance Sheet

Balance Sheet of 2023-12-31. Currency in EUR. All numbers in thousands.

Summary

Total Assets	2,189,398,000
Total Liabilities	2,115,672,000
Total Stockholder Equity	63,866,000

	As reported
Total Liabilities	2,115,672,000
Total Stockholder Equity	+ 63,866,000
Total Assets	= 2,189,398,000

Assets

Total Assets	2,189,398,000
Total Current Assets	541,078,000
Long-term Assets	1,648,320,000

Total Current Assets

Total Current Assets (as reported)	541,078,000
Cash And Cash Equivalents	598,932,000
Short-term Investments	-779,469,000
Net Receivables	96,194,000
Inventory	84,343,000
Other Current Assets	541,078,000
Total Current Assets (calculated)	541,078,000
+/-	0

Long-term Assets

Long-term Assets (as reported)	1,648,320,000
Property Plant Equipment	8,586,000
Goodwill	15,929,000
Long Term Investments	690,110,000
Intangible Assets	3,142,000
Long-term Assets Other	1,600,070,000
Long-term Assets (calculated)	2,317,837,000
+/-	669,517,000

Liabilities & Shareholders' Equity

Total Current Liabilities	1,223,683,000
Long-term Liabilities	891,989,000
Total Stockholder Equity	63,866,000

Total Current Liabilities

Total Current Liabilities (as reported)	1,223,683,000
Short-term Debt	261,274,000
Accounts payable	7,057,000
Other Current Liabilities	953,845,000
Total Current Liabilities (calculated)	1,222,176,000
+/-	1,507,000

Long-term Liabilities

Long-term Liabilities (as reported)	891,989,000
Long-term Liabilities (calculated)	0
+/-	891,989,000

Total Stockholder Equity

Total Stockholder Equity (as reported)	63,866,000
Common Stock	9,159,000
Retained Earnings	6,348,000
Accumulated Other Comprehensive Income	-2,434,000
Other Stockholders Equity	50,793,000
Total Stockholder Equity (calculated)	63,866,000
+/-	0

Other

Capital Stock	30,907,000
Cash and Short Term Investments	-180,537,000
Common Stock Shares Outstanding	2,829,650
Current Deferred Revenue	1,507,000
Liabilities and Stockholders Equity	2,189,398,000
Net Debt	-105,668,000
Net Invested Capital	349,606,000
Short Long Term Debt Total	493,264,000

Balance Sheet

Currency in EUR. All numbers in thousands.

Trend

2023-12-31

2023-09-30

2023-06-30

2023-03-31

2022-12-31

2022-09-30

2022-06-30

2022-03-31

2021-12-31

2021-09-30

2021-06-30

2021-03-31

2020-12-31

2020-09-30

2020-06-30

2020-03-31

2019-12-31

2019-09-30

2019-06-30

2019-03-31

2018-12-31

2018-09-30

2018-06-30

2018-03-31

2017-12-31

2017-09-30

2017-06-30

2017-03-31

2016-12-31

2016-09-30

2016-06-30

2016-03-31

2015-12-31

2015-09-30

2015-06-30

2015-03-31

2014-12-31

2014-09-30

2014-06-30

2014-03-31

2013-12-31

2013-09-30

2013-06-30

2013-03-31

2012-12-31

2012-09-30

2012-06-30

2012-03-31

2011-12-31

2011-09-30

2011-06-30

2011-03-31

2010-12-31

2010-09-30

2010-06-30

2010-03-31

2009-12-31

2009-09-30

> Total Assets

0
1,557,342,000
0
1,765,517,000
1,859,700,000
1,593,529,000
1,578,400,000
1,593,815,000
1,740,000,000
1,723,608,000
1,723,200,000
1,802,348,000
1,918,800,000
1,842,361,000
1,855,900,000
1,784,905,000
1,770,900,000
1,536,873,000
1,553,400,000
1,518,126,000
1,579,500,000
1,589,076,000
1,632,700,000
1,531,920,000
1,524,000,000
1,529,294,000
1,576,300,000
1,582,281,000
1,569,700,000
1,524,232,000
1,550,100,000
1,540,748,000
1,559,300,000
1,550,283,000
1,572,200,000
1,603,013,000
1,604,100,000
1,624,394,000
1,660,400,000
1,713,784,000
1,781,000,000
1,767,643,000
1,888,100,000
1,975,372,000
1,969,300,000
1,961,062,000
2,269,300,000
2,062,329,000
2,090,500,000
2,073,955,000
2,126,400,000
2,149,672,000
2,498,100,000
2,167,621,000
0
2,179,942,000
2,422,000,000
2,189,398,000

2,189,398,000

2,422,000,000

2,179,942,000

2,167,621,000

2,498,100,000

2,149,672,000

2,126,400,000

2,073,955,000

2,090,500,000

2,062,329,000

2,269,300,000

1,961,062,000

1,969,300,000

1,975,372,000

1,888,100,000

1,767,643,000

1,781,000,000

1,713,784,000

1,660,400,000

1,624,394,000

1,604,100,000

1,603,013,000

1,572,200,000

1,550,283,000

1,559,300,000

1,540,748,000

1,550,100,000

1,524,232,000

1,569,700,000

1,582,281,000

1,576,300,000

1,529,294,000

1,524,000,000

1,531,920,000

1,632,700,000

1,589,076,000

1,579,500,000

1,518,126,000

1,553,400,000

1,536,873,000

1,770,900,000

1,784,905,000

1,855,900,000

1,842,361,000

1,918,800,000

1,802,348,000

1,723,200,000

1,723,608,000

1,740,000,000

1,593,815,000

1,578,400,000

1,593,529,000

1,859,700,000

1,765,517,000

1,557,342,000

> Total Current Assets

0
34,732,000
0
25,178,000
28,500,000
29,325,000
401,800,000
26,142,000
19,300,000
28,467,000
20,000,000
22,043,000
208,500,000
379,843,000
157,300,000
428,992,000
166,000,000
398,471,000
151,200,000
418,139,000
146,400,000
374,390,000
101,400,000
355,733,000
84,200,000
369,025,000
87,300,000
363,809,000
91,400,000
376,445,000
89,800,000
397,547,000
96,000,000
404,877,000
92,400,000
422,411,000
100,900,000
442,147,000
108,300,000
457,094,000
126,500,000
486,944,000
190,700,000
584,230,000
197,700,000
618,522,000
272,900,000
695,860,000
295,700,000
711,054,000
302,900,000
766,947,000
336,500,000
761,263,000
0
718,950,000
223,100,000
541,078,000

541,078,000

223,100,000

718,950,000

761,263,000

336,500,000

766,947,000

302,900,000

711,054,000

295,700,000

695,860,000

272,900,000

618,522,000

197,700,000

584,230,000

190,700,000

486,944,000

126,500,000

457,094,000

108,300,000

442,147,000

100,900,000

422,411,000

92,400,000

404,877,000

96,000,000

397,547,000

89,800,000

376,445,000

91,400,000

363,809,000

87,300,000

369,025,000

84,200,000

355,733,000

101,400,000

374,390,000

146,400,000

418,139,000

151,200,000

398,471,000

166,000,000

428,992,000

157,300,000

379,843,000

208,500,000

22,043,000

20,000,000

28,467,000

19,300,000

26,142,000

401,800,000

29,325,000

28,500,000

25,178,000

34,732,000

Cash And Cash Equivalents

0
34,732,000
0
25,178,000
28,500,000
29,325,000
401,800,000
26,142,000
19,300,000
28,467,000
20,000,000
22,043,000
43,500,000
311,674,000
48,000,000
328,851,000
62,800,000
344,193,000
73,800,000
350,923,000
70,600,000
322,749,000
26,700,000
295,401,000
27,400,000
313,886,000
28,900,000
294,292,000
29,000,000
314,950,000
36,400,000
331,595,000
47,400,000
350,059,000
50,900,000
353,751,000
61,200,000
380,281,000
68,700,000
383,002,000
79,400,000
428,232,000
142,500,000
516,564,000
156,900,000
561,873,000
229,600,000
630,682,000
253,000,000
640,849,000
251,400,000
654,017,000
263,700,000
654,924,000
0
611,413,000
160,700,000
598,932,000

598,932,000

160,700,000

611,413,000

654,924,000

263,700,000

654,017,000

251,400,000

640,849,000

253,000,000

630,682,000

229,600,000

561,873,000

156,900,000

516,564,000

142,500,000

428,232,000

79,400,000

383,002,000

68,700,000

380,281,000

61,200,000

353,751,000

50,900,000

350,059,000

47,400,000

331,595,000

36,400,000

314,950,000

29,000,000

294,292,000

28,900,000

313,886,000

27,400,000

295,401,000

26,700,000

322,749,000

70,600,000

350,923,000

73,800,000

344,193,000

62,800,000

328,851,000

48,000,000

311,674,000

43,500,000

22,043,000

20,000,000

28,467,000

19,300,000

26,142,000

401,800,000

29,325,000

28,500,000

25,178,000

34,732,000

Short-term Investments

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
379,165,000
0
393,954,000
0
399,674,000
0
62,649,670
0
426,530,000
0
430,545,000
0
446,199,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-779,469,000

-779,469,000

446,199,000

430,545,000

426,530,000

62,649,670

399,674,000

393,954,000

379,165,000

Net Receivables

0
0
0
0
0
0
0
0
0
0
0
0
165,000,000
68,169,000
109,300,000
100,141,000
103,200,000
54,278,000
77,400,000
67,216,000
75,800,000
51,641,000
74,700,000
60,332,000
56,800,000
55,139,000
58,400,000
69,517,000
62,400,000
61,495,000
53,400,000
65,952,000
48,600,000
54,818,000
41,500,000
68,660,000
39,700,000
61,866,000
39,600,000
74,092,000
47,100,000
58,712,000
48,200,000
67,666,000
40,800,000
56,649,000
43,300,000
65,178,000
42,700,000
70,205,000
51,500,000
112,930,000
72,800,000
106,339,000
0
107,537,000
62,400,000
96,194,000

96,194,000

62,400,000

107,537,000

106,339,000

72,800,000

112,930,000

51,500,000

70,205,000

42,700,000

65,178,000

43,300,000

56,649,000

40,800,000

67,666,000

48,200,000

58,712,000

47,100,000

74,092,000

39,600,000

61,866,000

39,700,000

68,660,000

41,500,000

54,818,000

48,600,000

65,952,000

53,400,000

61,495,000

62,400,000

69,517,000

58,400,000

55,139,000

56,800,000

60,332,000

74,700,000

51,641,000

75,800,000

67,216,000

77,400,000

54,278,000

103,200,000

100,141,000

109,300,000

68,169,000

165,000,000

Other Current Assets

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
33,055,000
53,900,000
48,158,000
49,100,000
55,670,000
41,800,000
6,982,004
40,000,000
72,186,000
39,600,000
45,273,000
47,100,000
130,247,000
48,700,000
45,122,000
0
202,081,000
39,200,000
42,177,000
45,000,000
245,517,000
60,500,000
520,321,000
110,600,000
527,335,000
0
453,554,000
75,100,000
541,078,000

541,078,000

75,100,000

453,554,000

527,335,000

110,600,000

520,321,000

60,500,000

245,517,000

45,000,000

42,177,000

39,200,000

202,081,000

45,122,000

48,700,000

130,247,000

47,100,000

45,273,000

39,600,000

72,186,000

40,000,000

6,982,004

41,800,000

55,670,000

49,100,000

48,158,000

53,900,000

33,055,000

> Long-term Assets

0
731,182,000
0
853,800,000
836,700,000
728,255,000
680,900,000
683,691,000
812,000,000
809,408,000
796,400,000
858,490,000
942,100,000
914,416,000
967,300,000
821,718,000
889,200,000
635,066,000
717,800,000
651,096,000
742,800,000
727,686,000
834,100,000
700,909,000
753,300,000
684,813,000
753,800,000
709,235,000
755,200,000
661,512,000
725,600,000
644,994,000
722,000,000
623,283,000
729,000,000
636,051,000
725,600,000
725,771,000
746,400,000
788,637,000
832,000,000
686,458,000
836,200,000
849,379,000
858,500,000
722,832,000
903,400,000
844,374,000
843,800,000
706,784,000
827,000,000
806,768,000
903,400,000
694,162,000
0
839,852,000
898,800,000
1,648,320,000

1,648,320,000

898,800,000

839,852,000

694,162,000

903,400,000

806,768,000

827,000,000

706,784,000

843,800,000

844,374,000

903,400,000

722,832,000

858,500,000

849,379,000

836,200,000

686,458,000

832,000,000

788,637,000

746,400,000

725,771,000

725,600,000

636,051,000

729,000,000

623,283,000

722,000,000

644,994,000

725,600,000

661,512,000

755,200,000

709,235,000

753,800,000

684,813,000

753,300,000

700,909,000

834,100,000

727,686,000

742,800,000

651,096,000

717,800,000

635,066,000

889,200,000

821,718,000

967,300,000

914,416,000

942,100,000

858,490,000

796,400,000

809,408,000

812,000,000

683,691,000

680,900,000

728,255,000

836,700,000

853,800,000

731,182,000

Property Plant Equipment

0
5,043,000
0
5,134,000
0
5,202,000
9,600,000
5,197,000
9,500,000
5,170,000
9,400,000
5,074,000
9,600,000
4,517,000
9,100,000
4,481,000
9,100,000
4,465,000
9,000,000
3,887,000
9,400,000
3,961,000
9,700,000
3,976,000
10,300,000
3,932,000
10,600,000
3,860,000
10,900,000
3,829,000
11,000,000
3,813,000
12,200,000
4,210,000
4,200,000
4,101,000
4,100,000
4,069,000
5,500,000
5,436,000
5,500,000
5,598,000
5,600,000
5,399,000
5,300,000
5,779,000
10,500,000
6,051,000
6,000,000
6,096,000
5,900,000
5,953,000
10,700,000
6,023,000
0
6,904,000
13,200,000
8,586,000

8,586,000

13,200,000

6,904,000

6,023,000

10,700,000

5,953,000

5,900,000

6,096,000

6,000,000

6,051,000

10,500,000

5,779,000

5,300,000

5,399,000

5,600,000

5,598,000

5,500,000

5,436,000

5,500,000

4,069,000

4,100,000

4,101,000

4,200,000

4,210,000

12,200,000

3,813,000

11,000,000

3,829,000

10,900,000

3,860,000

10,600,000

3,932,000

10,300,000

3,976,000

9,700,000

3,961,000

9,400,000

3,887,000

9,000,000

4,465,000

9,100,000

4,481,000

9,100,000

4,517,000

9,600,000

5,074,000

9,400,000

5,170,000

9,500,000

5,197,000

9,600,000

5,202,000

5,134,000

5,043,000

Goodwill

0
19,432,000
0
18,981,000
0
18,960,000
19,100,000
19,001,000
19,000,000
17,528,000
17,500,000
17,444,000
16,900,000
13,983,000
14,000,000
13,977,000
14,000,000
13,734,000
13,300,000
13,335,000
13,300,000
13,334,000
13,600,000
13,580,000
13,500,000
13,549,000
13,500,000
13,532,000
13,700,000
13,185,000
13,200,000
13,175,000
15,600,000
15,421,000
15,400,000
15,454,000
15,500,000
15,491,000
15,500,000
15,611,000
15,600,000
15,280,000
15,300,000
15,654,000
15,600,000
14,659,000
15,100,000
14,713,000
14,700,000
15,632,000
15,600,000
15,686,000
16,300,000
15,682,000
0
15,681,000
16,500,000
15,929,000

15,929,000

16,500,000

15,681,000

15,682,000

16,300,000

15,686,000

15,600,000

15,632,000

14,700,000

14,713,000

15,100,000

14,659,000

15,600,000

15,654,000

15,300,000

15,280,000

15,600,000

15,611,000

15,500,000

15,491,000

15,500,000

15,454,000

15,400,000

15,421,000

15,600,000

13,175,000

13,200,000

13,185,000

13,700,000

13,532,000

13,500,000

13,549,000

13,500,000

13,580,000

13,600,000

13,334,000

13,300,000

13,335,000

13,300,000

13,734,000

14,000,000

13,977,000

14,000,000

13,983,000

16,900,000

17,444,000

17,500,000

17,528,000

19,000,000

19,001,000

19,100,000

18,960,000

18,981,000

19,432,000

Long Term Investments

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
430,829,000
339,900,000
439,177,000
329,300,000
437,930,000
59,300,000
69,580,084
62,100,000
454,619,000
723,200,000
765,024,000
808,300,000
662,417,000
812,100,000
825,098,000
0
0
874,400,000
820,424,000
0
0
802,300,000
781,966,000
873,000,000
669,253,000
0
814,204,000
865,700,000
690,110,000

690,110,000

865,700,000

814,204,000

669,253,000

873,000,000

781,966,000

802,300,000

820,424,000

874,400,000

825,098,000

812,100,000

662,417,000

808,300,000

765,024,000

723,200,000

454,619,000

62,100,000

69,580,084

59,300,000

437,930,000

329,300,000

439,177,000

339,900,000

430,829,000

Intangible Assets

0
1,693,000
0
1,821,000
0
1,743,000
0
1,720,000
0
1,868,000
0
1,780,000
0
1,700,000
0
1,659,000
0
1,604,000
0
1,559,000
0
1,544,000
0
1,547,000
0
1,575,000
0
1,578,000
0
1,583,000
0
1,601,000
0
2,180,000
2,200,000
2,237,000
2,200,000
2,287,000
2,200,000
2,566,000
2,600,000
3,163,000
3,200,000
3,228,000
3,200,000
3,196,000
3,400,000
3,186,000
3,200,000
3,263,000
3,200,000
3,163,000
3,400,000
3,204,000
0
3,063,000
3,400,000
3,142,000

3,142,000

3,400,000

3,063,000

3,204,000

3,400,000

3,163,000

3,200,000

3,263,000

3,200,000

3,186,000

3,400,000

3,196,000

3,200,000

3,228,000

3,200,000

3,163,000

2,600,000

2,566,000

2,200,000

2,287,000

2,200,000

2,237,000

2,200,000

2,180,000

1,601,000

1,583,000

1,578,000

1,575,000

1,547,000

1,544,000

1,559,000

1,604,000

1,659,000

1,700,000

1,780,000

1,868,000

1,720,000

1,743,000

1,821,000

1,693,000

Other Assets

0
791,428,000
0
886,539,000
994,500,000
835,949,000
495,700,000
883,982,000
908,700,000
885,733,000
906,800,000
921,815,000
768,200,000
548,102,000
731,300,000
534,195,000
715,700,000
503,336,000
684,400,000
448,891,000
690,300,000
487,000,000
697,200,000
475,278,000
686,500,000
475,456,000
735,200,000
509,237,000
723,100,000
486,275,000
734,700,000
498,207,000
741,300,000
522,123,000
750,800,000
544,551,000
777,600,000
456,476,000
805,700,000
468,053,000
822,500,000
594,241,000
861,200,000
541,763,000
913,100,000
619,708,000
1,093,000,000
522,095,000
951,000,000
656,117,000
996,500,000
575,957,000
1,258,200,000
712,196,000
0
621,140,000
1,300,100,000
0

1,300,100,000

621,140,000

712,196,000

1,258,200,000

575,957,000

996,500,000

656,117,000

951,000,000

522,095,000

1,093,000,000

619,708,000

913,100,000

541,763,000

861,200,000

594,241,000

822,500,000

468,053,000

805,700,000

456,476,000

777,600,000

544,551,000

750,800,000

522,123,000

741,300,000

498,207,000

734,700,000

486,275,000

723,100,000

509,237,000

735,200,000

475,456,000

686,500,000

475,278,000

697,200,000

487,000,000

690,300,000

448,891,000

684,400,000

503,336,000

715,700,000

534,195,000

731,300,000

548,102,000

768,200,000

921,815,000

906,800,000

885,733,000

908,700,000

883,982,000

495,700,000

835,949,000

994,500,000

886,539,000

791,428,000

> Total Liabilities

0
217,852,000
0
228,063,000
244,100,000
208,823,000
222,400,000
215,069,000
197,400,000
182,102,000
131,400,000
174,401,000
149,200,000
1,797,129,000
159,100,000
1,739,241,000
156,100,000
1,488,984,000
168,300,000
1,466,180,000
175,800,000
1,532,960,000
168,900,000
1,474,429,000
158,400,000
1,469,859,000
156,400,000
1,520,408,000
161,800,000
1,460,295,000
168,100,000
1,476,905,000
161,500,000
1,485,577,000
186,600,000
1,539,407,000
198,700,000
1,558,878,000
219,400,000
1,645,989,000
218,800,000
1,696,800,000
216,600,000
1,903,440,000
199,300,000
188,358,000
200,200,000
192,779,000
191,800,000
199,326,000
2,049,900,000
2,076,646,000
230,900,000
237,726,000
0
265,812,000
271,200,000
2,115,672,000

2,115,672,000

271,200,000

265,812,000

237,726,000

230,900,000

2,076,646,000

2,049,900,000

199,326,000

191,800,000

192,779,000

200,200,000

188,358,000

199,300,000

1,903,440,000

216,600,000

1,696,800,000

218,800,000

1,645,989,000

219,400,000

1,558,878,000

198,700,000

1,539,407,000

186,600,000

1,485,577,000

161,500,000

1,476,905,000

168,100,000

1,460,295,000

161,800,000

1,520,408,000

156,400,000

1,469,859,000

158,400,000

1,474,429,000

168,900,000

1,532,960,000

175,800,000

1,466,180,000

168,300,000

1,488,984,000

156,100,000

1,739,241,000

159,100,000

1,797,129,000

149,200,000

174,401,000

131,400,000

182,102,000

197,400,000

215,069,000

222,400,000

208,823,000

244,100,000

228,063,000

217,852,000

> Total Current Liabilities

0
0
0
0
0
0
0
0
0
0
0
0
0
113,006,000
0
109,216,000
0
113,604,000
0
83,311,000
0
95,456,000
0
98,692,000
0
103,624,000
0
106,320,000
0
94,451,000
590,100,000
93,782,000
592,900,000
89,768,000
625,900,000
92,492,000
651,000,000
101,775,000
677,100,000
104,302,000
718,900,000
112,020,000
773,700,000
108,168,000
0
1,283,101,000
819,300,000
1,360,305,000
1,128,500,000
1,389,827,000
885,500,000
1,001,583,000
72,700,000
1,250,849,000
0
944,591,000
913,800,000
1,223,683,000

1,223,683,000

913,800,000

944,591,000

1,250,849,000

72,700,000

1,001,583,000

885,500,000

1,389,827,000

1,128,500,000

1,360,305,000

819,300,000

1,283,101,000

108,168,000

773,700,000

112,020,000

718,900,000

104,302,000

677,100,000

101,775,000

651,000,000

92,492,000

625,900,000

89,768,000

592,900,000

93,782,000

590,100,000

94,451,000

106,320,000

103,624,000

98,692,000

95,456,000

83,311,000

113,604,000

109,216,000

113,006,000

Short-term Debt

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
423,104,000
322,099,000
397,708,000
317,354,000
78,553,000
2,000,000
0
0
0
0
0
1,000,000
97,434,000
0
0
0
0
0
0
0
0
0
19,255,000
0
298,504,000
0
26,265,000
0
261,274,000

261,274,000

26,265,000

298,504,000

19,255,000

97,434,000

1,000,000

2,000,000

78,553,000

317,354,000

397,708,000

322,099,000

423,104,000

Short Long Term Debt

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
423,104,000
322,099,000
397,708,000
317,354,000
78,553,000
2,000,000
451,560
1,600,000
91,582,000
1,000,000
651,000
1,000,000
97,434,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

97,434,000

1,000,000

651,000

1,000,000

91,582,000

1,600,000

451,560

2,000,000

78,553,000

317,354,000

397,708,000

322,099,000

423,104,000

Accounts payable

0
0
0
0
0
0
0
0
0
0
0
0
0
113,006,000
0
109,216,000
0
113,604,000
0
83,311,000
0
95,456,000
0
98,692,000
0
103,624,000
0
106,320,000
0
94,451,000
535,300,000
93,782,000
541,200,000
89,768,000
556,600,000
92,492,000
583,500,000
101,775,000
598,700,000
104,302,000
624,500,000
112,020,000
680,500,000
108,168,000
0
953,401,000
733,600,000
1,053,930,000
777,500,000
1,074,210,000
796,400,000
1,102,317,000
808,200,000
6,984,000
0
1,166,021,000
817,200,000
7,057,000

7,057,000

817,200,000

1,166,021,000

6,984,000

808,200,000

1,102,317,000

796,400,000

1,074,210,000

777,500,000

1,053,930,000

733,600,000

953,401,000

108,168,000

680,500,000

112,020,000

624,500,000

104,302,000

598,700,000

101,775,000

583,500,000

92,492,000

556,600,000

89,768,000

541,200,000

93,782,000

535,300,000

94,451,000

106,320,000

103,624,000

98,692,000

95,456,000

83,311,000

113,604,000

109,216,000

113,006,000

Other Current Liabilities

0
0
0
0
0
0
0
0
0
0
0
0
0
-113,006,000
0
-109,216,000
0
-113,604,000
0
-83,311,000
0
-95,456,000
0
-98,692,000
0
-103,624,000
0
-106,320,000
0
-94,451,000
300,000
-93,782,000
300,000
-89,768,000
3,600,000
-92,492,000
3,000,000
-101,775,000
2,800,000
-104,302,000
3,400,000
-112,020,000
4,300,000
-108,168,000
0
122,840,000
4,400,000
137,453,000
270,600,000
124,860,000
10,200,000
982,328,000
8,500,000
944,029,000
0
918,326,000
3,300,000
953,845,000

953,845,000

3,300,000

918,326,000

944,029,000

8,500,000

982,328,000

10,200,000

124,860,000

270,600,000

137,453,000

4,400,000

122,840,000

-108,168,000

4,300,000

-112,020,000

3,400,000

-104,302,000

2,800,000

-101,775,000

3,000,000

-92,492,000

3,600,000

-89,768,000

300,000

-93,782,000

300,000

-94,451,000

-106,320,000

-103,624,000

-98,692,000

-95,456,000

-83,311,000

-113,604,000

-109,216,000

-113,006,000

> Long-term Liabilities

0
217,852,000
0
228,063,000
244,100,000
208,823,000
222,400,000
215,069,000
197,400,000
182,102,000
131,400,000
174,401,000
149,200,000
211,441,000
159,100,000
210,386,000
156,100,000
206,752,000
168,300,000
231,295,000
175,800,000
226,118,000
168,900,000
217,253,000
158,400,000
212,704,000
156,400,000
209,973,000
161,800,000
214,085,000
168,100,000
215,633,000
161,500,000
214,537,000
186,600,000
222,772,000
198,700,000
207,237,000
219,400,000
216,554,000
218,800,000
224,266,000
216,600,000
208,125,000
199,300,000
188,358,000
200,200,000
192,779,000
191,800,000
199,326,000
2,049,900,000
2,076,646,000
230,900,000
237,726,000
0
265,812,000
271,200,000
891,989,000

891,989,000

271,200,000

265,812,000

237,726,000

230,900,000

2,076,646,000

2,049,900,000

199,326,000

191,800,000

192,779,000

200,200,000

188,358,000

199,300,000

208,125,000

216,600,000

224,266,000

218,800,000

216,554,000

219,400,000

207,237,000

198,700,000

222,772,000

186,600,000

214,537,000

161,500,000

215,633,000

168,100,000

214,085,000

161,800,000

209,973,000

156,400,000

212,704,000

158,400,000

217,253,000

168,900,000

226,118,000

175,800,000

231,295,000

168,300,000

206,752,000

156,100,000

210,386,000

159,100,000

211,441,000

149,200,000

174,401,000

131,400,000

182,102,000

197,400,000

215,069,000

222,400,000

208,823,000

244,100,000

228,063,000

217,852,000

Other Liabilities

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
354,555,000
572,901,000
319,782,000
584,446,000
360,140,000
560,400,000
50,302,190
555,200,000
367,031,000
561,200,000
357,056,000
636,000,000
413,898,000
623,200,000
368,135,000
0
431,215,000
638,500,000
391,207,000
376,200,000
443,894,000
644,600,000
468,200,000
691,300,000
420,228,000
0
419,776,000
699,700,000
0

699,700,000

419,776,000

420,228,000

691,300,000

468,200,000

644,600,000

443,894,000

376,200,000

391,207,000

638,500,000

431,215,000

368,135,000

623,200,000

413,898,000

636,000,000

357,056,000

561,200,000

367,031,000

555,200,000

50,302,190

560,400,000

360,140,000

584,446,000

319,782,000

572,901,000

354,555,000

> Total Stockholder Equity

0
45,457,000
0
45,974,000
72,500,000
45,667,000
46,500,000
47,101,000
46,400,000
42,797,000
44,700,000
44,905,000
43,100,000
39,727,000
40,200,000
40,141,000
40,900,000
42,294,000
44,800,000
46,966,000
49,200,000
50,063,000
52,300,000
51,642,000
52,400,000
53,813,000
55,400,000
56,339,000
58,000,000
58,276,000
58,400,000
57,371,000
58,000,000
58,056,000
57,200,000
57,145,000
58,000,000
58,811,000
61,800,000
61,216,000
62,300,000
62,920,000
62,600,000
63,894,000
64,600,000
65,217,000
120,800,000
65,863,000
66,600,000
68,217,000
67,700,000
64,417,000
126,600,000
64,633,000
133,791,000
67,879,000
133,200,000
63,866,000

63,866,000

133,200,000

67,879,000

133,791,000

64,633,000

126,600,000

64,417,000

67,700,000

68,217,000

66,600,000

65,863,000

120,800,000

65,217,000

64,600,000

63,894,000

62,600,000

62,920,000

62,300,000

61,216,000

61,800,000

58,811,000

58,000,000

57,145,000

57,200,000

58,056,000

58,000,000

57,371,000

58,400,000

58,276,000

58,000,000

56,339,000

55,400,000

53,813,000

52,400,000

51,642,000

52,300,000

50,063,000

49,200,000

46,966,000

44,800,000

42,294,000

40,900,000

40,141,000

40,200,000

39,727,000

43,100,000

44,905,000

44,700,000

42,797,000

46,400,000

47,101,000

46,500,000

45,667,000

72,500,000

45,974,000

45,457,000

Common Stock

0
6,959,000
0
7,158,000
0
7,205,000
0
7,494,000
0
30,164,000
0
30,156,000
0
7,494,000
0
7,494,000
0
7,505,000
0
7,729,000
0
7,729,000
0
7,916,000
0
7,918,000
0
8,428,000
0
8,538,000
58,400,000
8,538,000
58,000,000
8,538,000
57,200,000
8,558,000
58,000,000
27,009,000
61,800,000
28,133,000
62,300,000
27,368,000
62,600,000
27,371,000
0
28,323,000
65,700,000
29,139,000
66,800,000
28,495,000
67,700,000
29,595,000
64,300,000
29,603,000
0
30,904,000
31,600,000
9,159,000

9,159,000

31,600,000

30,904,000

29,603,000

64,300,000

29,595,000

67,700,000

28,495,000

66,800,000

29,139,000

65,700,000

28,323,000

27,371,000

62,600,000

27,368,000

62,300,000

28,133,000

61,800,000

27,009,000

58,000,000

8,558,000

57,200,000

8,538,000

58,000,000

8,538,000

58,400,000

8,538,000

8,428,000

7,918,000

7,916,000

7,729,000

7,505,000

7,494,000

30,156,000

30,164,000

7,494,000

7,205,000

7,158,000

6,959,000

Retained Earnings Total Equity

Accumulated Other Comprehensive Income

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
113,000
0
503,000
0
401,000
0
-2,434,000

-2,434,000

401,000

503,000

113,000

Capital Surplus

Treasury Stock

Other Stockholders Equity

0
36,241,000
0
37,024,000
72,500,000
36,975,000
46,500,000
37,898,000
46,400,000
15,434,000
44,700,000
14,084,000
43,100,000
38,704,000
40,200,000
31,482,000
40,900,000
32,284,000
44,800,000
38,352,000
49,200,000
39,994,000
52,300,000
42,022,000
52,400,000
42,379,000
55,400,000
46,526,000
58,000,000
46,198,000
58,400,000
46,638,000
58,000,000
45,869,000
57,200,000
46,295,000
58,000,000
27,402,000
61,800,000
31,098,000
62,300,000
30,708,000
62,600,000
34,931,000
0
34,202,000
120,800,000
33,710,000
0
33,878,000
67,700,000
32,181,000
62,300,000
29,090,000
0
33,308,000
95,100,000
50,793,000

50,793,000

95,100,000

33,308,000

29,090,000

62,300,000

32,181,000

67,700,000

33,878,000

33,710,000

120,800,000

34,202,000

34,931,000

62,600,000

30,708,000

62,300,000

31,098,000

61,800,000

27,402,000

58,000,000

46,295,000

57,200,000

45,869,000

58,000,000

46,638,000

58,400,000

46,198,000

58,000,000

46,526,000

55,400,000

42,379,000

52,400,000

42,022,000

52,300,000

39,994,000

49,200,000

38,352,000

44,800,000

32,284,000

40,900,000

31,482,000

40,200,000

38,704,000

43,100,000

14,084,000

44,700,000

15,434,000

46,400,000

37,898,000

46,500,000

36,975,000

72,500,000

37,024,000

36,241,000

Balance Sheet

Currency in EUR. All numbers in thousands.

	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31
Accounts Payable	7,057,000	6,984,000	5,178,000	5,223,000	112,020,000	101,775,000	89,768,000	94,451,000	103,624,000	95,456,000	113,604,000	113,006,000	-	-	-	-	-	-	-	53,464,000	20,819,000
Accumulated Amortization	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Accumulated Depreciation	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Accumulated Other Comprehensive Income	-2,434,000	503,000	7,495,000	4,857,000	7,687,000	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Additional Paid In Capital	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Capital Lease Obligations	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Capital Stock	30,907,000	29,603,000	28,495,000	28,323,000	27,368,000	27,009,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Capital Surpluse	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Cash	598,932,000	654,924,000	640,849,000	561,873,000	428,232,000	380,281,000	350,059,000	314,950,000	313,886,000	322,749,000	344,193,000	311,674,000	28,467,000	29,325,000	34,732,000	376,386,000	337,643,000	298,401,000	265,649,000	110,627,000	106,724,000
Cash And Short Term Investments	-180,537,000	654,924,000	640,849,000	561,873,000	428,232,000	380,281,000	350,059,000	314,950,000	313,886,000	322,749,000	344,193,000	311,674,000	28,467,000	29,325,000	34,732,000	376,386,000	337,643,000	298,401,000	265,649,000	110,627,000	106,724,000
Common Stock	9,159,000	29,603,000	28,495,000	28,323,000	27,368,000	27,009,000	8,538,000	8,538,000	7,918,000	7,729,000	7,505,000	7,494,000	30,164,000	7,205,000	6,959,000	27,372,000	21,533,000	17,006,000	17,520,000	4,418,000	4,418,000
Common Stock Shares Outstanding	3,031,055	2,989,007	2,990,030	2,885,319	2,873,415	5,707,409	5,905,895	5,684,286	5,419,084	5,275,605	5,157,812	5,142,615	5,056,649	4,860,231	4,686,353	4,137,948	3,633,198	3,362,903	3,368,826	3,316,062	2,710,162
Common Stock Total Equity	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Current Deferred Revenue	1,507,000	1,332,000	1,247,000	1,233,000	1,317,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Deferred Long Term Asset Charges	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Deferred Long Term Liab	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Good Will	15,929,000	15,682,000	15,632,000	14,659,000	15,280,000	15,491,000	15,421,000	13,185,000	13,549,000	13,334,000	13,734,000	13,983,000	17,528,000	18,960,000	19,432,000	19,614,000	18,629,000	16,706,000	14,110,000	9,682,000	9,658,000
Intangible Assets	3,142,000	3,204,000	3,263,000	3,196,000	3,163,000	2,287,000	2,180,000	1,583,000	1,575,000	1,544,000	1,604,000	1,700,000	1,868,000	1,743,000	1,693,000	1,412,000	1,170,000	811,000	511,000	4,023,000	4,029,000
Inventory	84,343,000	-527,335,000	-515,610,000	-497,383,000	-360,604,000	144,000	139,000	129,000	112,000	158,000	145,000	-	-	-	-	-	-	-	-	-	-
Liabilities And Stockholders Equity	2,189,398,000	2,167,621,000	2,073,955,000	1,961,062,000	1,767,643,000	1,624,394,000	1,550,283,000	1,524,232,000	1,529,294,000	1,589,076,000	1,536,873,000	1,842,361,000	1,723,608,000	1,593,529,000	1,557,342,000	1,653,220,000	1,414,223,000	1,261,296,000	1,057,217,000	811,241,000	781,542,000
Long Term Debt	-	-	-	-	183,015,000	168,766,000	343,753,914	167,385,000	145,827,000	193,038,000	195,828,000	-	-	-	-	-	-	-	-	-	-
Long Term Debt Total	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Long Term Investments	690,110,000	669,253,000	681,793,000	699,198,000	662,417,000	703,924,000	601,472,000	642,915,000	433,694,000	418,783,000	381,683,000	-	-	-	-	-	-	-	-	-	-
Negative Goodwill	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Net Debt	-105,668,000	-417,198,000	-441,523,000	-373,515,000	-203,966,000	-173,044,000	-135,522,000	-100,865,000	-101,182,000	-96,631,000	-137,441,000	-100,233,000	153,635,000	179,498,000	183,120,000	-154,303,000	-137,118,000	-111,107,000	-146,278,000	8,875,000	2,467,000
Net Invested Capital	349,606,000	300,543,000	265,713,000	251,818,000	285,779,000	266,048,000	272,593,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Receivables	96,194,000	106,339,000	70,205,000	56,649,000	58,712,000	61,866,000	54,818,000	61,495,000	55,139,000	51,641,000	54,278,000	68,169,000	-	-	-	-	-	-	-	37,290,000	13,990,000
Net Tangible Assets	-	45,747,000	49,322,000	47,362,000	44,477,000	41,033,000	39,534,000	43,508,000	38,689,000	35,229,000	27,392,000	-	-	-	-	-	-	-	-	-	-
Non Current Assets Total	1,648,320,000	694,162,000	706,784,000	722,832,000	686,458,000	725,771,000	623,283,000	661,512,000	684,813,000	727,686,000	635,066,000	914,416,000	809,408,000	728,255,000	731,182,000	826,965,000	699,226,000	653,540,000	541,090,000	307,976,000	302,289,000
Non Current Liabilities Other	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Non Current Liabilities Total	891,989,000	237,726,000	199,326,000	188,358,000	224,266,000	207,237,000	214,537,000	214,085,000	212,704,000	226,118,000	206,752,000	211,441,000	1,674,316,000	1,541,380,000	1,505,378,000	1,605,884,000	1,367,749,000	1,221,444,000	1,026,535,000	119,502,000	109,191,000
Non Currrent Assets Other	1,600,070,000	-5,322,000	-4,205,000	-2,969,000	-3,067,000	-725,771,000	-623,283,000	-661,512,000	-684,813,000	-727,686,000	-635,066,000	-914,416,000	-809,408,000	-728,255,000	-731,182,000	-826,965,000	-699,226,000	-653,540,000	-541,090,000	-307,976,000	-302,289,000
Noncontrolling Interest In Consolidated Entity	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Other Assets	-	712,196,000	656,117,000	619,708,000	594,241,000	456,476,000	522,123,000	486,275,000	475,456,000	487,000,000	503,336,000	548,102,000	885,733,000	835,949,000	791,428,000	449,869,000	377,354,000	309,355,000	250,478,000	355,348,000	358,539,000
Other Current Assets	541,078,000	527,335,000	515,610,000	497,383,000	360,604,000	72,186,000	7,323,000	33,014,000	40,993,000	58,274,000	74,803,000	-	-	-	-	-	-	-	-	-	-
Other Current Liab	953,845,000	944,029,000	942,308,000	919,647,000	-199,415,000	-101,775,000	-89,768,000	-94,451,000	-103,624,000	-95,456,000	-113,604,000	-113,006,000	-	-	-	-	-	-	-	-53,464,000	-20,819,000
Other Liab	-	420,228,000	443,894,000	431,215,000	420,380,000	373,590,000	391,995,000	354,555,000	333,123,000	340,509,000	301,254,000	-	-	-	-	-	-	-	-	-	-
Other Stockholder Equity	50,793,000	29,090,000	26,383,000	29,345,000	23,021,000	27,402,000	45,869,000	46,198,000	42,379,000	39,994,000	32,284,000	38,704,000	15,434,000	36,975,000	36,241,000	13,335,000	15,114,000	13,152,000	5,045,000	8,987,000	8,507,000
Preferred Stock Redeemable	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Preferred Stock Total Equity	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Property Plant And Equipment Gross	-	12,460,000	12,329,000	10,978,000	10,249,000	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Property Plant And Equipment Net	8,586,000	6,023,000	6,096,000	5,779,000	5,598,000	4,069,000	4,210,000	3,829,000	3,932,000	3,961,000	4,465,000	4,517,000	5,170,000	5,202,000	5,043,000	4,675,000	4,573,000	3,931,000	2,460,000	2,584,000	2,759,000
Property Plant Equipment	-	6,023,000	6,096,000	5,779,000	5,598,000	4,069,000	4,210,000	3,829,000	3,932,000	3,961,000	3,897,000	-	-	-	-	-	-	-	-	-	-
Retained Earnings	6,348,000	5,437,000	5,844,000	2,692,000	4,844,000	4,400,000	3,649,000	3,540,000	3,516,000	2,340,000	2,505,000	-6,471,000	-2,801,000	1,487,000	2,257,000	1,024,000	4,044,000	4,920,000	3,891,000	7,494,000	6,203,000
Retained Earnings Total Equity	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Short Long Term Debt	-	-	-	-	97,434,000	91,582,000	163,383,621	79,904,000	104,466,000	82,695,000	457,484,000	-	-	-	-	-	-	-	-	-	-
Short Long Term Debt Total	493,264,000	237,726,000	199,326,000	188,358,000	224,266,000	207,237,000	214,537,000	214,085,000	212,704,000	226,118,000	206,752,000	211,441,000	182,102,000	208,823,000	217,852,000	222,083,000	200,525,000	187,294,000	119,371,000	119,502,000	109,191,000
Short Term Debt	261,274,000	298,504,000	219,686,000	172,695,000	198,098,000	0	0	0	0	82,695,000	457,484,000	-	-	-	-	-	-	-	-	-	-
Short Term Investments	-779,469,000	-	-	-	446,199,000	426,530,000	831,288,243	379,165,000	378,816,000	383,571,000	387,839,000	-	-	-	-	-	-	-	-	-	-
Temporary Equity Redeemable Noncontrolling Interests	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Total Assets	2,189,398,000	2,167,621,000	2,073,955,000	1,961,062,000	1,767,643,000	1,624,394,000	1,550,283,000	1,524,232,000	1,529,294,000	1,589,076,000	1,536,873,000	1,842,361,000	1,723,608,000	1,593,529,000	1,557,342,000	1,653,220,000	1,414,223,000	1,261,296,000	1,057,217,000	811,241,000	781,542,000
Total Current Assets	541,078,000	761,263,000	711,054,000	618,522,000	486,944,000	442,147,000	404,877,000	376,445,000	369,025,000	374,390,000	398,471,000	379,843,000	28,467,000	29,325,000	34,732,000	376,386,000	337,643,000	298,401,000	265,649,000	147,917,000	120,714,000
Total Current Liabilities	1,223,683,000	1,250,849,000	1,168,419,000	1,098,798,000	112,020,000	101,775,000	89,768,000	94,451,000	103,624,000	95,456,000	113,604,000	113,006,000	-	-	-	-	-	-	-	53,464,000	20,819,000
Total Liab	2,115,672,000	237,726,000	199,326,000	188,358,000	1,696,800,000	1,558,878,000	1,485,577,000	1,460,295,000	1,469,859,000	1,532,960,000	1,488,984,000	1,797,129,000	1,674,316,000	1,541,380,000	1,505,378,000	1,605,884,000	1,367,749,000	1,221,444,000	1,026,535,000	786,301,000	757,971,000
Total Permanent Equity	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Total Stockholder Equity	63,866,000	64,633,000	68,217,000	65,217,000	62,920,000	58,811,000	58,056,000	58,276,000	53,813,000	50,063,000	42,294,000	39,727,000	42,797,000	45,667,000	45,457,000	41,731,000	40,691,000	35,078,000	26,456,000	20,899,000	19,128,000
Treasury Stock	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Warrants	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-

	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30
Accounts Payable	7,057,000	817,200,000	1,166,021,000	-	6,984,000	808,200,000	1,102,317,000	796,400,000	1,074,210,000	777,500,000	1,053,930,000	733,600,000	953,401,000	-	108,168,000	680,500,000	112,020,000	624,500,000	104,302,000	598,700,000	101,775,000	583,500,000	92,492,000	556,600,000	89,768,000	541,200,000	93,782,000	535,300,000	94,451,000	-	106,320,000	-	103,624,000	-	98,692,000	-	95,456,000	-	83,311,000	-	113,604,000	-	109,216,000	-	113,006,000	-	-	-	-	-	-	-	-	-	-	-	-	-
Accumulated Amortization	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Accumulated Depreciation	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Accumulated Other Comprehensive Income	-2,434,000	-	401,000	-	503,000	-	113,000	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Additional Paid In Capital	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Capital Lease Obligations	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Capital Stock	30,907,000	31,600,000	30,904,000	-	29,603,000	-	29,595,000	-	-	-	29,139,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Capital Surpluse	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash	598,932,000	160,700,000	611,413,000	-	654,924,000	263,700,000	654,017,000	251,400,000	640,849,000	253,000,000	630,682,000	229,600,000	561,873,000	156,900,000	516,564,000	142,500,000	428,232,000	79,400,000	383,002,000	68,700,000	380,281,000	61,200,000	353,751,000	50,900,000	350,059,000	47,400,000	331,595,000	36,400,000	314,950,000	29,000,000	294,292,000	28,900,000	313,886,000	27,400,000	295,401,000	26,700,000	322,749,000	70,600,000	350,923,000	73,800,000	344,193,000	62,800,000	328,851,000	48,000,000	311,674,000	43,500,000	22,043,000	20,000,000	28,467,000	19,300,000	26,142,000	401,800,000	29,325,000	28,500,000	25,178,000	-	34,732,000	-
Cash And Short Term Investments	-180,537,000	160,700,000	611,413,000	-	654,924,000	263,700,000	654,017,000	251,400,000	640,849,000	253,000,000	630,682,000	229,600,000	561,873,000	156,900,000	516,564,000	142,500,000	428,232,000	79,400,000	383,002,000	68,700,000	380,281,000	61,200,000	353,751,000	50,900,000	350,059,000	47,400,000	331,595,000	36,400,000	314,950,000	29,000,000	294,292,000	28,900,000	313,886,000	27,400,000	295,401,000	26,700,000	322,749,000	70,600,000	350,923,000	73,800,000	344,193,000	62,800,000	328,851,000	48,000,000	311,674,000	43,500,000	22,043,000	20,000,000	28,467,000	19,300,000	26,142,000	401,800,000	29,325,000	28,500,000	25,178,000	-	34,732,000	-
Common Stock	9,159,000	31,600,000	30,904,000	-	29,603,000	64,300,000	29,595,000	67,700,000	28,495,000	66,800,000	29,139,000	65,700,000	28,323,000	-	27,371,000	62,600,000	27,368,000	62,300,000	28,133,000	61,800,000	27,009,000	58,000,000	8,558,000	57,200,000	8,538,000	58,000,000	8,538,000	58,400,000	8,538,000	-	8,428,000	-	7,918,000	-	7,916,000	-	7,729,000	-	7,729,000	-	7,505,000	-	7,494,000	-	7,494,000	-	30,156,000	-	30,164,000	-	7,494,000	-	7,205,000	-	7,158,000	-	6,959,000	-
Common Stock Shares Outstanding	2,829,650	6,086,000	3,024,432	6,811,111	2,841,992	6,058,000	6,048,200	6,048,200	5,413,192	6,100,000	5,831,400	5,831,400	659,575	5,764,600	5,766,200	5,766,200	5,764,800	5,764,800	5,726,524	5,726,600	6,291,429	5,716,800	5,906,356	5,687,689	6,511,768	6,270,588	7,020,003	5,903,656	5,469,987	6,145,058	5,470,258	5,470,443	5,469,987	5,469,987	5,474,941	5,342,531	5,340,821	5,253,659	5,338,148	5,184,452	5,173,624	5,173,624	5,173,624	5,146,692	5,188,199	5,188,199	5,188,199	5,144,985	5,175,939	5,175,939	4,953,646	4,982,244	4,934,961	4,934,961	4,773,531	4,773,531	4,598,903	4,598,903
Common Stock Total Equity	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Current Deferred Revenue	1,507,000	-	-	-	1,332,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Deferred Long Term Asset Charges	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Deferred Long Term Liab	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Good Will	15,929,000	16,500,000	15,681,000	-	15,682,000	16,300,000	15,686,000	15,600,000	15,632,000	14,700,000	14,713,000	15,100,000	14,659,000	15,600,000	15,654,000	15,300,000	15,280,000	15,600,000	15,611,000	15,500,000	15,491,000	15,500,000	15,454,000	15,400,000	15,421,000	15,600,000	13,175,000	13,200,000	13,185,000	13,700,000	13,532,000	13,500,000	13,549,000	13,500,000	13,580,000	13,600,000	13,334,000	13,300,000	13,335,000	13,300,000	13,734,000	14,000,000	13,977,000	14,000,000	13,983,000	16,900,000	17,444,000	17,500,000	17,528,000	19,000,000	19,001,000	19,100,000	18,960,000	-	18,981,000	-	19,432,000	-
Intangible Assets	3,142,000	3,400,000	3,063,000	-	3,204,000	3,400,000	3,163,000	3,200,000	3,263,000	3,200,000	3,186,000	3,400,000	3,196,000	3,200,000	3,228,000	3,200,000	3,163,000	2,600,000	2,566,000	2,200,000	2,287,000	2,200,000	2,237,000	2,200,000	2,180,000	-	1,601,000	-	1,583,000	-	1,578,000	-	1,575,000	-	1,547,000	-	1,544,000	-	1,559,000	-	1,604,000	-	1,659,000	-	1,700,000	-	1,780,000	-	1,868,000	-	1,720,000	-	1,743,000	-	1,821,000	-	1,693,000	-
Inventory	84,343,000	-	-453,554,000	-	-527,335,000	-	-520,321,000	-	238,000	-	-	-	217,000	-	-	-	-	-	0	0	144,000	0	0	-	139,000	-	-	-	129,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Liabilities And Stockholders Equity	2,189,398,000	2,422,000,000	2,179,942,000	-	2,167,621,000	2,498,100,000	2,149,672,000	2,126,400,000	2,073,955,000	2,090,500,000	2,062,329,000	2,269,300,000	1,961,062,000	1,969,300,000	1,975,372,000	1,888,100,000	1,767,643,000	1,781,000,000	1,713,784,000	1,660,400,000	1,624,394,000	1,604,100,000	1,603,013,000	1,572,200,000	1,550,283,000	1,559,300,000	1,540,748,000	1,550,100,000	1,524,232,000	1,569,700,000	1,582,281,000	1,576,300,000	1,529,294,000	1,524,000,000	1,531,920,000	1,632,700,000	1,589,076,000	1,579,500,000	1,518,126,000	1,553,400,000	1,536,873,000	1,770,900,000	1,784,905,000	1,855,900,000	1,842,361,000	1,918,800,000	1,802,348,000	1,723,200,000	1,723,608,000	1,740,000,000	1,593,815,000	1,578,400,000	1,593,529,000	1,859,700,000	1,765,517,000	-	1,557,342,000	-
Long Term Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	183,015,000	357,000,000	268,168,000	353,400,000	168,766,000	333,300,000	37,305,339	322,100,000	165,273,000	317,354,000	249,970,000	322,099,000	167,385,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long Term Debt Total	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long Term Investments	690,110,000	865,700,000	814,204,000	-	669,253,000	873,000,000	781,966,000	802,300,000	-	-	820,424,000	874,400,000	-	-	825,098,000	812,100,000	662,417,000	808,300,000	765,024,000	723,200,000	454,619,000	62,100,000	69,580,084	59,300,000	437,930,000	329,300,000	439,177,000	339,900,000	430,829,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Negative Goodwill	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Debt	-105,668,000	110,500,000	-345,601,000	-	-417,198,000	-32,800,000	-440,815,000	-51,600,000	-441,523,000	-61,200,000	-437,903,000	-29,400,000	-373,515,000	42,400,000	-308,439,000	74,100,000	-203,966,000	139,400,000	-166,448,000	150,700,000	-173,044,000	137,500,000	-130,979,000	135,700,000	-135,522,000	114,100,000	-115,962,000	131,700,000	-100,865,000	132,800,000	-84,319,000	127,500,000	-101,182,000	131,000,000	-78,148,000	142,200,000	-96,631,000	105,200,000	-119,628,000	94,500,000	-137,441,000	93,300,000	-118,465,000	111,100,000	-100,233,000	105,700,000	152,358,000	111,400,000	153,635,000	178,100,000	188,927,000	-179,400,000	179,498,000	215,600,000	202,885,000	-	183,120,000	-
Net Invested Capital	349,606,000	404,400,000	333,691,000	-	300,543,000	357,500,000	277,619,000	267,500,000	-	-	258,642,000	321,000,000	-	-	272,019,000	279,200,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Receivables	96,194,000	62,400,000	107,537,000	-	106,339,000	72,800,000	112,930,000	51,500,000	70,205,000	42,700,000	65,178,000	43,300,000	56,649,000	40,800,000	67,666,000	48,200,000	58,712,000	47,100,000	74,092,000	39,600,000	61,866,000	39,700,000	68,660,000	41,500,000	54,818,000	48,600,000	65,952,000	53,400,000	61,495,000	62,400,000	69,517,000	58,400,000	55,139,000	56,800,000	60,332,000	74,700,000	51,641,000	75,800,000	67,216,000	77,400,000	54,278,000	103,200,000	100,141,000	109,300,000	68,169,000	165,000,000	-	-	-	-	-	-	-	-	-	-	-	-
Net Tangible Assets	-	50,400,000	112,453,000	-	45,747,000	45,500,000	45,568,000	48,900,000	49,322,000	48,900,000	47,964,000	47,800,000	47,362,000	45,012,000	45,012,000	44,100,000	44,477,000	44,100,000	43,039,000	44,100,000	41,033,000	40,300,000	5,916,917	39,600,000	40,455,000	42,400,000	42,595,000	45,200,000	43,508,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Non Current Assets Total	1,648,320,000	898,800,000	839,852,000	-	694,162,000	903,400,000	806,768,000	827,000,000	706,784,000	843,800,000	844,374,000	903,400,000	722,832,000	858,500,000	849,379,000	836,200,000	686,458,000	832,000,000	788,637,000	746,400,000	725,771,000	725,600,000	636,051,000	729,000,000	623,283,000	722,000,000	644,994,000	725,600,000	661,512,000	755,200,000	709,235,000	753,800,000	684,813,000	753,300,000	700,909,000	834,100,000	727,686,000	742,800,000	651,096,000	717,800,000	635,066,000	889,200,000	821,718,000	967,300,000	914,416,000	942,100,000	858,490,000	796,400,000	809,408,000	812,000,000	683,691,000	680,900,000	728,255,000	836,700,000	853,800,000	-	731,182,000	-
Non Current Liabilities Other	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Non Current Liabilities Total	891,989,000	271,200,000	265,812,000	-	237,726,000	230,900,000	2,076,646,000	2,049,900,000	199,326,000	191,800,000	192,779,000	200,200,000	188,358,000	199,300,000	208,125,000	216,600,000	224,266,000	218,800,000	216,554,000	219,400,000	207,237,000	198,700,000	222,772,000	186,600,000	214,537,000	161,500,000	215,633,000	168,100,000	214,085,000	161,800,000	209,973,000	156,400,000	212,704,000	158,400,000	217,253,000	168,900,000	226,118,000	175,800,000	231,295,000	168,300,000	206,752,000	156,100,000	210,386,000	159,100,000	211,441,000	149,200,000	174,401,000	131,400,000	182,102,000	197,400,000	215,069,000	222,400,000	208,823,000	244,100,000	228,063,000	-	217,852,000	-
Non Currrent Assets Other	1,600,070,000	-898,800,000	-6,747,000	-	-5,322,000	-903,400,000	-7,002,000	-827,000,000	-706,784,000	-843,800,000	-844,374,000	-903,400,000	-722,832,000	-858,500,000	-849,379,000	-836,200,000	-686,458,000	-832,000,000	-788,637,000	-746,400,000	-725,771,000	-725,600,000	-636,051,000	-729,000,000	-623,283,000	-722,000,000	-644,994,000	-725,600,000	-661,512,000	-755,200,000	-709,235,000	-753,800,000	-684,813,000	-753,300,000	-700,909,000	-834,100,000	-727,686,000	-742,800,000	-651,096,000	-717,800,000	-635,066,000	-889,200,000	-821,718,000	-967,300,000	-914,416,000	-942,100,000	-858,490,000	-796,400,000	-809,408,000	-812,000,000	-683,691,000	-680,900,000	-728,255,000	-836,700,000	-853,800,000	-	-731,182,000	-
Noncontrolling Interest In Consolidated Entity	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Assets	-	1,300,100,000	621,140,000	-	712,196,000	1,258,200,000	575,957,000	996,500,000	656,117,000	951,000,000	522,095,000	1,093,000,000	619,708,000	913,100,000	541,763,000	861,200,000	594,241,000	822,500,000	468,053,000	805,700,000	456,476,000	777,600,000	544,551,000	750,800,000	522,123,000	741,300,000	498,207,000	734,700,000	486,275,000	723,100,000	509,237,000	735,200,000	475,456,000	686,500,000	475,278,000	697,200,000	487,000,000	690,300,000	448,891,000	684,400,000	503,336,000	715,700,000	534,195,000	731,300,000	548,102,000	768,200,000	921,815,000	906,800,000	885,733,000	908,700,000	883,982,000	495,700,000	835,949,000	994,500,000	886,539,000	-	791,428,000	-
Other Current Assets	541,078,000	75,100,000	453,554,000	-	527,335,000	110,600,000	520,321,000	60,500,000	245,517,000	45,000,000	42,177,000	39,200,000	202,081,000	-	45,122,000	48,700,000	130,247,000	47,100,000	45,273,000	39,600,000	72,186,000	40,000,000	6,982,004	41,800,000	55,670,000	49,100,000	48,158,000	53,900,000	33,055,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Current Liab	953,845,000	3,300,000	918,326,000	-	944,029,000	8,500,000	982,328,000	10,200,000	124,860,000	270,600,000	137,453,000	4,400,000	122,840,000	-	-108,168,000	4,300,000	-112,020,000	3,400,000	-104,302,000	2,800,000	-101,775,000	3,000,000	-92,492,000	3,600,000	-89,768,000	300,000	-93,782,000	300,000	-94,451,000	-	-106,320,000	-	-103,624,000	-	-98,692,000	-	-95,456,000	-	-83,311,000	-	-113,604,000	-	-109,216,000	-	-113,006,000	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Liab	-	699,700,000	419,776,000	-	420,228,000	691,300,000	468,200,000	644,600,000	443,894,000	376,200,000	391,207,000	638,500,000	431,215,000	-	368,135,000	623,200,000	413,898,000	636,000,000	357,056,000	561,200,000	367,031,000	555,200,000	50,302,190	560,400,000	360,140,000	584,446,000	319,782,000	572,901,000	354,555,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Stockholder Equity	50,793,000	95,100,000	33,308,000	-	29,090,000	62,300,000	32,181,000	67,700,000	33,878,000	-	33,710,000	120,800,000	34,202,000	-	34,931,000	62,600,000	30,708,000	62,300,000	31,098,000	61,800,000	27,402,000	58,000,000	46,295,000	57,200,000	45,869,000	58,000,000	46,638,000	58,400,000	46,198,000	58,000,000	46,526,000	55,400,000	42,379,000	52,400,000	42,022,000	52,300,000	39,994,000	49,200,000	38,352,000	44,800,000	32,284,000	40,900,000	31,482,000	40,200,000	38,704,000	43,100,000	14,084,000	44,700,000	15,434,000	46,400,000	37,898,000	46,500,000	36,975,000	72,500,000	37,024,000	-	36,241,000	-
Preferred Stock Redeemable	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Preferred Stock Total Equity	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Property Plant And Equipment Gross	-	-	-	-	12,460,000	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Property Plant And Equipment Net	8,586,000	13,200,000	6,904,000	-	6,023,000	10,700,000	5,953,000	5,900,000	6,096,000	6,000,000	6,051,000	10,500,000	5,779,000	5,300,000	5,399,000	5,600,000	5,598,000	5,500,000	5,436,000	5,500,000	4,069,000	4,100,000	4,101,000	4,200,000	4,210,000	12,200,000	3,813,000	11,000,000	3,829,000	10,900,000	3,860,000	10,600,000	3,932,000	10,300,000	3,976,000	9,700,000	3,961,000	9,400,000	3,887,000	9,000,000	4,465,000	9,100,000	4,481,000	9,100,000	4,517,000	9,600,000	5,074,000	9,400,000	5,170,000	9,500,000	5,197,000	9,600,000	5,202,000	-	5,134,000	-	5,043,000	-
Property Plant Equipment	-	8,500,000	11,654,000	-	6,023,000	6,100,000	5,953,000	5,900,000	6,096,000	6,000,000	6,051,000	5,700,000	5,779,000	-	5,399,000	5,600,000	5,598,000	5,500,000	5,436,000	5,500,000	4,069,000	4,100,000	615,027	4,200,000	4,210,000	12,200,000	3,813,000	11,000,000	3,829,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Retained Earnings	6,348,000	6,500,000	3,266,000	-	5,437,000	-	2,528,000	-	5,844,000	-	3,014,000	-	2,692,000	-	1,592,000	-	4,844,000	-	1,985,000	0	4,400,000	0	2,292,000	-	3,649,000	-	2,195,000	-	3,540,000	-	1,385,000	-	3,516,000	-	1,704,000	-	2,340,000	-	885,000	-	2,505,000	-	1,165,000	-	-6,471,000	-	665,000	-	-2,801,000	-	1,709,000	-	1,487,000	-	1,792,000	-	2,257,000	-
Retained Earnings Total Equity	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Short Long Term Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	97,434,000	1,000,000	651,000	1,000,000	91,582,000	1,600,000	451,560	2,000,000	78,553,000	317,354,000	397,708,000	322,099,000	423,104,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Short Long Term Debt Total	493,264,000	271,200,000	265,812,000	-	237,726,000	230,900,000	213,202,000	199,800,000	199,326,000	191,800,000	192,779,000	200,200,000	188,358,000	199,300,000	208,125,000	216,600,000	224,266,000	218,800,000	216,554,000	219,400,000	207,237,000	198,700,000	222,772,000	186,600,000	214,537,000	161,500,000	215,633,000	168,100,000	214,085,000	161,800,000	209,973,000	156,400,000	212,704,000	158,400,000	217,253,000	168,900,000	226,118,000	175,800,000	231,295,000	168,300,000	206,752,000	156,100,000	210,386,000	159,100,000	211,441,000	149,200,000	174,401,000	131,400,000	182,102,000	197,400,000	215,069,000	222,400,000	208,823,000	244,100,000	228,063,000	-	217,852,000	-
Short Term Debt	261,274,000	-	26,265,000	-	298,504,000	-	19,255,000	-	-	-	-	-	-	-	-	-	97,434,000	1,000,000	0	0	0	0	0	2,000,000	78,553,000	317,354,000	397,708,000	322,099,000	423,104,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Short Term Investments	-779,469,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	446,199,000	-	430,545,000	0	426,530,000	0	62,649,670	-	399,674,000	-	393,954,000	-	379,165,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Temporary Equity Redeemable Noncontrolling Interests	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Assets	2,189,398,000	2,422,000,000	2,179,942,000	-	2,167,621,000	2,498,100,000	2,149,672,000	2,126,400,000	2,073,955,000	2,090,500,000	2,062,329,000	2,269,300,000	1,961,062,000	1,969,300,000	1,975,372,000	1,888,100,000	1,767,643,000	1,781,000,000	1,713,784,000	1,660,400,000	1,624,394,000	1,604,100,000	1,603,013,000	1,572,200,000	1,550,283,000	1,559,300,000	1,540,748,000	1,550,100,000	1,524,232,000	1,569,700,000	1,582,281,000	1,576,300,000	1,529,294,000	1,524,000,000	1,531,920,000	1,632,700,000	1,589,076,000	1,579,500,000	1,518,126,000	1,553,400,000	1,536,873,000	1,770,900,000	1,784,905,000	1,855,900,000	1,842,361,000	1,918,800,000	1,802,348,000	1,723,200,000	1,723,608,000	1,740,000,000	1,593,815,000	1,578,400,000	1,593,529,000	1,859,700,000	1,765,517,000	-	1,557,342,000	-
Total Current Assets	541,078,000	223,100,000	718,950,000	-	761,263,000	336,500,000	766,947,000	302,900,000	711,054,000	295,700,000	695,860,000	272,900,000	618,522,000	197,700,000	584,230,000	190,700,000	486,944,000	126,500,000	457,094,000	108,300,000	442,147,000	100,900,000	422,411,000	92,400,000	404,877,000	96,000,000	397,547,000	89,800,000	376,445,000	91,400,000	363,809,000	87,300,000	369,025,000	84,200,000	355,733,000	101,400,000	374,390,000	146,400,000	418,139,000	151,200,000	398,471,000	166,000,000	428,992,000	157,300,000	379,843,000	208,500,000	22,043,000	20,000,000	28,467,000	19,300,000	26,142,000	401,800,000	29,325,000	28,500,000	25,178,000	-	34,732,000	-
Total Current Liabilities	1,223,683,000	913,800,000	944,591,000	-	1,250,849,000	72,700,000	1,001,583,000	885,500,000	1,389,827,000	1,128,500,000	1,360,305,000	819,300,000	1,283,101,000	-	108,168,000	773,700,000	112,020,000	718,900,000	104,302,000	677,100,000	101,775,000	651,000,000	92,492,000	625,900,000	89,768,000	592,900,000	93,782,000	590,100,000	94,451,000	-	106,320,000	-	103,624,000	-	98,692,000	-	95,456,000	-	83,311,000	-	113,604,000	-	109,216,000	-	113,006,000	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Liab	2,115,672,000	271,200,000	265,812,000	-	237,726,000	230,900,000	2,076,646,000	2,049,900,000	199,326,000	191,800,000	192,779,000	200,200,000	188,358,000	199,300,000	1,903,440,000	216,600,000	1,696,800,000	218,800,000	1,645,989,000	219,400,000	1,558,878,000	198,700,000	1,539,407,000	186,600,000	1,485,577,000	161,500,000	1,476,905,000	168,100,000	1,460,295,000	161,800,000	1,520,408,000	156,400,000	1,469,859,000	158,400,000	1,474,429,000	168,900,000	1,532,960,000	175,800,000	1,466,180,000	168,300,000	1,488,984,000	156,100,000	1,739,241,000	159,100,000	1,797,129,000	149,200,000	174,401,000	131,400,000	182,102,000	197,400,000	215,069,000	222,400,000	208,823,000	244,100,000	228,063,000	-	217,852,000	-
Total Permanent Equity	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Stockholder Equity	63,866,000	133,200,000	67,879,000	133,791,000	64,633,000	126,600,000	64,417,000	67,700,000	68,217,000	66,600,000	65,863,000	120,800,000	65,217,000	64,600,000	63,894,000	62,600,000	62,920,000	62,300,000	61,216,000	61,800,000	58,811,000	58,000,000	57,145,000	57,200,000	58,056,000	58,000,000	57,371,000	58,400,000	58,276,000	58,000,000	56,339,000	55,400,000	53,813,000	52,400,000	51,642,000	52,300,000	50,063,000	49,200,000	46,966,000	44,800,000	42,294,000	40,900,000	40,141,000	40,200,000	39,727,000	43,100,000	44,905,000	44,700,000	42,797,000	46,400,000	47,101,000	46,500,000	45,667,000	72,500,000	45,974,000	-	45,457,000	-
Treasury Stock	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Warrants	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Cash Flow

Currency in USD. All numbers in thousands.

	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31
Begin Period Cash Flow	155,431,000	159,729,000	151,213,000	90,776,000	74,185,000	52,075,000	25,532,000	29,333,000	41,299,000	55,964,000	54,039,000	46,468,000	33,461,000	45,120,000	53,697,000	34,350,000	-6,474,000	6,520,000	25,667,000	20,892,000
Capital Expenditures	885,000	1,089,000	876,000	748,000	947,000	688,000	1,060,000	784,000	868,000	742,000	616,000	400,000	787,000	921,000	923,000	631,000	811,000	509,000	334,000	327,000
Cash And Cash Equivalents Changes	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-
Cash Flows Other Operating	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-
Change In Cash	-12,847,000	-4,168,000	8,516,000	60,437,000	16,591,000	22,110,000	26,543,000	-3,801,000	-11,966,000	-14,665,000	4,267,000	17,938,000	13,007,000	-11,659,000	-8,577,000	19,347,000	40,824,000	-12,994,000	-19,147,000	4,775,000
Change In Working Capital	11,383,000	-3,259,000	-20,509,000	38,560,000	-29,953,000	7,511,000	13,160,000	-44,531,000	-23,961,000	-41,737,000	-6,042,000	4,281,000	-15,947,000	-22,330,000	-3,425,000	-9,913,000	26,088,000	-32,269,000	-18,822,000	6,900,000
Change Receivables	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-
Change To Account Receivables	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-
Change To Inventory	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-
Change To Liabilities	-	0	0	0	0	0	0	0	0	0	0	-	-	-	-	-	-	-	-	-
Change To Netincome	-	-2,470,000	25,764,000	16,554,000	31,648,000	12,634,000	12,030,000	16,843,000	14,378,000	20,858,000	13,052,000	-	-	-	-	-	-	-	-	-
Change To Operating Activities	-	-2,325,000	-20,140,000	38,749,000	-29,643,000	7,701,000	13,405,000	-43,980,000	-23,431,000	-41,373,000	-4,454,000	-	-	-	-	-	-	-	-	-
Depreciation	1,155,000	1,175,000	1,172,000	1,143,000	1,048,000	759,000	786,000	706,000	667,000	646,000	683,000	795,000	11,041,000	3,278,000	959,000	875,000	773,000	505,000	540,000	818,000
Dividends Paid	3,463,000	3,222,000	3,067,000	583,000	2,666,000	2,465,000	2,480,000	1,020,000	749,000	616,000	272,000	370,000	-	1,021,000	305,000	7,006,000	2,707,000	1,538,000	384,000	1,419,000
End Period Cash Flow	142,584,000	155,561,000	159,729,000	151,213,000	90,776,000	74,185,000	52,075,000	25,532,000	29,333,000	41,299,000	58,306,000	64,406,000	46,468,000	33,461,000	45,120,000	53,697,000	34,350,000	-6,474,000	6,520,000	25,667,000
Exchange Rate Changes	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow	35,133,000	-495,000	10,054,000	56,541,000	5,890,000	24,242,000	27,522,000	-23,490,000	-7,354,000	-17,749,000	9,688,000	18,852,000	2,731,000	-12,088,000	143,000	2,991,000	30,816,000	-23,688,000	-16,028,000	9,381,000
Investments	9,852,000	-5,058,000	-1,486,000	-2,478,000	7,229,000	-1,072,000	-1,523,000	15,984,000	-442,000	-992,000	-15,000	-	-	-	-	-	-	-	-	-
Net Borrowings	-	7,247,000	4,084,000	4,084,000	4,084,000	4,084,000	10,503,000	14,914,000	3,725,000	7,393,000	5,815,000	-	-	-	-	-	-	-	-	-
Net Income	5,893,000	7,862,000	8,080,000	4,588,000	5,952,000	6,496,000	5,929,000	3,347,000	4,890,000	3,230,000	2,967,000	-2,162,000	-186,000	2,608,000	1,499,000	1,172,000	4,817,000	6,912,000	5,191,000	3,844,000
Other Cashflows From Financing Activities	20,009,000	4,792,000	1,366,000	28,690,000	4,872,000	535,000	3,710,000	1,992,000	-8,335,000	6,607,000	-2,372,000	25,000	10,999,000	-173,000	-7,110,000	21,399,000	12,026,000	13,276,000	690,000	-2,010,000
Other Cashflows From Investing Activities	-	-386,000	-100,000	-2,000	-2,000	6,000	6,000	6,000	6,000	-113,000	-55,000	-	-	-	-	-	-	-	-	-
Other Non Cash Items	17,587,000	-5,184,000	22,187,000	12,998,000	29,790,000	10,164,000	8,707,000	17,772,000	11,918,000	20,854,000	12,696,000	16,338,000	8,610,000	5,277,000	2,033,000	11,488,000	-51,000	1,673,000	-2,603,000	-1,854,000
Sale Purchase Of Stock	-	-8,476,000	-4,355,000	-10,271,000	-	0	1,736,730	0	0	-4,567,000	1,150,000	-	-274,000	-	-	-	-	-	-	-
Stock Based Compensation	-	-	-	70,000	51,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Cash From Financing Activities	16,546,000	1,570,000	-1,701,000	7,684,000	2,206,000	-1,930,000	2,065,000	2,122,000	-8,089,000	1,424,000	-2,368,000	-253,000	10,725,000	-1,194,000	-7,415,000	14,393,000	9,319,000	11,738,000	306,000	-3,429,000
Total Cash From Operating Activities	36,018,000	594,000	10,930,000	57,289,000	6,837,000	24,930,000	28,582,000	-22,706,000	-6,486,000	-17,007,000	10,304,000	19,252,000	3,518,000	-11,167,000	1,066,000	3,622,000	31,627,000	-23,179,000	-15,694,000	9,708,000
Total Cashflows From Investing Activities	-	-5,058,000	-838,000	-3,228,000	6,282,000	-1,754,000	-2,583,000	15,984,000	-1,310,000	-1,847,000	-706,000	-	-	-	-	-	-	-	-	-

	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31
Begin Period Cash Flow	-	-	-	-	-	13,986,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Capital Expenditures	487,000	0	398,000	0	573,000	0	516,000	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash And Cash Equivalents Changes	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-
Cash Flows Other Operating	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-
Change In Cash	34,684,000	-	-44,798,000	-	-16,880,000	-	13,986,000	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-
Change In Working Capital	78,748,000	-	-66,747,000	-	-15,555,000	-	-14,798,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change Receivables	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-
Change To Account Receivables	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-
Change To Inventory	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-
Change To Liabilities	-	0	0	-	0	0	0	0	0	0	0	0	0	0	-	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Netincome	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-
Change To Operating Activities	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-
Depreciation	597,000	-	558,000	-	604,000	-	572,000	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-
Dividends Paid	4,000	-	3,172,000	-	517,000	-	3,170,000	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-
End Period Cash Flow	34,684,000	-	-44,798,000	-	-16,880,000	-	13,986,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Exchange Rate Changes	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-
Free Cash Flow	76,895,000	-	-55,891,000	-	-9,444,000	-	-20,565,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Investments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-
Net Borrowings	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-
Net Income	2,868,000	2,384,000	3,025,000	1,226,000	2,609,000	1,352,000	2,300,000	552,000	1,428,000	1,402,000	1,969,000	1,045,000	124,000	977,000	954,000	638,000	1,661,000	1,199,000	1,222,000	763,000	1,007,000	1,101,000	215,357	856,000	387,000	1,066,000	1,351,000	845,000	291,000
Other Cashflows From Financing Activities	8,463,000	-	2,421,000	-	-2,976,000	-	2,177,000	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-
Other Cashflows From Investing Activities	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-
Other Non Cash Items	-4,831,000	-2,384,000	7,671,000	-1,226,000	3,471,000	-1,352,000	-8,123,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Sale Purchase Of Stock	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-
Total Cash From Financing Activities	20,388,000	-	10,287,000	-	4,983,000	-	-993,000	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-
Total Cash From Operating Activities	77,382,000	-	-55,493,000	-	-8,871,000	-	-20,049,000	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-
Total Cashflows From Investing Activities	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-

Income Statement

Currency in EUR. All numbers in thousands.

	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31
Cost Of Revenue	-	-	-	-	-	0	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-
Depreciation And Amortization	1,155,000	1,175,000	1,172,000	1,143,000	1,048,000	759,000	786,000	706,000	667,000	646,000	683,000	795,000	11,041,000	3,278,000	959,000	875,000	773,000	505,000	540,000	818,000	398,000
Discontinued Operations	-	116,000	5,000	-221,000	-38,000	-3,000	20,000	1,303,000	1,058,000	-5,000	56,000	-	-	-	-	-	-	-	-	-	-
Ebit	-1,259,000	24,102,000	7,080,000	3,821,000	5,300,000	19,113,000	17,809,000	17,546,000	19,125,000	18,341,000	18,648,000	11,673,000	19,229,000	20,109,000	22,713,000	36,193,000	41,025,000	43,876,000	37,029,000	24,395,000	20,522,000
Ebitda	-104,000	25,277,000	8,252,000	4,964,000	6,348,000	19,872,000	18,595,000	18,252,000	19,792,000	18,987,000	19,331,000	12,468,000	30,270,000	23,387,000	23,672,000	37,068,000	41,798,000	44,381,000	37,569,000	25,213,000	20,920,000
Effect Of Accounting Charges	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Extraordinary Items	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	84,086,000	21,955,000	21,397,000	18,061,000	19,123,000	18,687,000	18,495,000	16,840,000	17,013,000	15,588,000	17,602,000	15,149,000	20,783,000	20,129,000	17,942,000	15,956,000	16,768,000	16,187,000	13,693,000	12,513,000	9,351,000
Income Before Tax	9,349,000	7,862,000	8,080,000	4,588,000	5,952,000	6,496,000	5,929,000	3,347,000	4,890,000	3,230,000	2,967,000	-2,162,000	-186,000	2,608,000	1,499,000	1,172,000	4,817,000	6,912,000	5,191,000	4,376,000	2,985,000
Income Tax Expense	2,200,000	1,662,000	1,236,000	1,129,000	456,000	1,466,000	1,732,000	695,000	898,000	469,000	140,000	360,000	1,026,000	877,000	211,000	-66,000	257,000	1,590,000	942,000	857,000	567,000
Interest Expense	44,877,000	17,003,000	11,676,000	11,716,000	13,663,000	13,247,000	12,428,000	13,311,000	14,711,000	15,532,000	16,003,000	17,784,000	19,401,000	17,480,000	21,056,000	34,993,000	36,212,000	36,967,000	31,838,000	21,031,000	18,669,000
Interest Income	59,119,000	29,867,000	23,797,000	23,534,000	25,107,000	24,817,000	24,704,000	25,050,000	-	-	-	-	-	-	-	-	-	-	-	-	-
Minority Interest	-999,000	-879,000	-1,005,000	8,278,000	7,923,000	6,705,000	6,430,000	5,661,000	5,622,000	6,054,000	5,595,000	-	-	-	-	-	-	-	-	-	-
Net Income	6,348,000	5,306,000	5,844,000	2,692,000	4,844,000	4,400,000	3,649,000	3,540,000	3,516,000	2,340,000	2,505,000	-6,471,000	-1,198,000	1,752,000	1,446,000	1,266,000	4,556,000	5,319,000	4,249,000	2,507,000	1,286,000
Net Income Applicable To Common Shares	-	5,025,000	5,491,000	2,319,000	4,257,000	3,957,000	3,195,000	3,066,000	3,163,000	2,123,000	2,510,000	-	-	-	-	-	-	-	-	-	-
Net Income From Continuing Ops	7,951,000	6,200,000	6,844,000	3,459,000	5,496,000	5,030,000	4,197,000	2,652,000	2,913,000	2,765,000	2,829,000	-	-	-	-	-	-	-	-	-	-
Net Interest Income	14,242,000	12,864,000	12,121,000	11,818,000	11,444,000	11,570,000	12,276,000	11,739,000	-	-	-	-	-	-	-	-	-	-	-	-	-
Non Operating Income Net Other	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Non Recurring	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Operating Income	-1,259,000	24,102,000	7,080,000	3,821,000	5,300,000	19,113,000	17,809,000	17,546,000	19,125,000	18,341,000	18,648,000	11,673,000	19,229,000	20,109,000	22,713,000	36,193,000	41,025,000	43,876,000	37,029,000	24,395,000	20,522,000
Other Items	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Other Operating Expenses	77,179,000	14,580,000	13,802,000	12,936,000	12,760,000	12,590,000	12,181,000	11,951,000	12,204,000	11,002,000	11,564,000	11,755,000	19,269,000	16,964,000	16,871,000	15,800,000	14,615,000	10,967,000	9,809,000	9,328,000	7,335,000
Preferred Stock And Other Adjustments	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Reconciled Depreciation	1,151,000	1,175,000	1,172,000	1,143,000	1,048,000	759,000	786,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Research Development	-	-	-	-	-	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Selling General Administrative	-	-	-	-	1,047,000	760,000	1,564,097	694,000	651,000	628,000	665,000	-	10,207,000	3,777,000	4,689,000	-	-	-	8,712,000	-	-
Tax Provision	2,011,000	1,662,000	1,236,000	1,129,000	456,000	1,466,000	1,732,000	695,000	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Operating Expenses	19,285,000	14,580,000	13,802,000	12,936,000	12,760,000	12,590,000	12,181,000	11,951,000	12,204,000	11,002,000	11,564,000	11,755,000	19,269,000	16,964,000	16,871,000	15,800,000	14,615,000	10,967,000	9,809,000	9,328,000	7,335,000
Total Other Income Expense Net	9,349,000	-16,240,000	1,000,000	767,000	652,000	-12,617,000	-11,880,000	-14,199,000	-14,235,000	-15,111,000	-15,681,000	-13,835,000	-19,415,000	-17,501,000	-21,214,000	-35,021,000	-36,208,000	-36,964,000	-31,838,000	-20,019,000	-17,537,000
Total Revenue	84,086,000	21,955,000	21,397,000	18,061,000	19,123,000	18,687,000	18,495,000	16,840,000	17,013,000	15,588,000	17,602,000	15,149,000	20,783,000	20,129,000	17,942,000	15,956,000	16,768,000	16,187,000	13,693,000	12,513,000	9,351,000

	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30
Cost Of Revenue	-	-	-	-	-	-	-	-	-	-	-12,053,000	-	-	-	-	-	-	-	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Depreciation And Amortization	597,000	-3,359,000	558,000	249,000	254,000	96,000	208,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Discontinued Operations	-	2,000	4,000	4,000	-27,000	123,000	18,000	2,000	3,000	-3,000	11,000	-6,000	-96,000	-125,000	-125,000	-125,000	-46,000	-46,000	-46,000	-46,000	0	-1,000	-150	-1,000	-23,000	-2,000	30,000	15,000	20,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Ebit	-623,000	5,740,000	2,160,000	1,498,000	1,527,000	1,717,000	2,355,000	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Ebitda	-26,000	2,381,000	2,718,000	1,747,000	1,781,000	1,813,000	2,563,000	943,000	1,419,000	1,872,000	2,366,000	1,423,000	561,000	1,323,000	1,040,000	899,000	815,000	1,622,000	1,708,000	1,157,000	1,229,000	1,535,000	1,884,000	1,218,000	1,089,000	1,433,000	1,670,000	1,188,000	752,000	1,831,000	1,413,000	239,000	970,000	1,023,000	1,349,000	1,072,000	718,000	852,000	149,000	1,090,000	342,000	859,000	940,000	495,000	-4,249,000	-3,098,000	-376,000	1,819,000	-3,261,000	450,000	995,000	1,644,000	17,000	1,034,000	957,000	854,000	532,000	410,000
Effect Of Accounting Charges	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Extraordinary Items	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	42,773,000	6,412,000	5,792,000	6,125,000	4,097,000	5,569,000	5,250,000	5,948,000	4,596,000	5,523,000	17,375,000	5,496,000	2,729,000	5,148,000	3,399,000	5,205,000	4,050,000	5,048,000	4,609,000	4,878,000	3,773,000	4,802,000	4,747,000	4,927,000	4,520,000	4,568,000	4,576,000	4,699,000	4,611,000	3,689,000	4,738,000	3,799,000	4,106,000	3,919,000	4,631,000	4,357,000	3,618,000	4,016,000	3,937,000	4,017,000	5,554,000	3,964,000	4,193,000	3,873,000	1,827,000	3,473,000	17,297,000	9,094,000	4,663,000	5,285,000	5,531,000	5,304,000	4,859,000	4,977,000	5,469,000	4,824,000	4,494,000	4,828,000
Income Before Tax	4,483,000	2,630,000	2,983,000	1,996,000	2,035,000	1,909,000	2,771,000	1,148,000	1,640,000	2,101,000	2,717,000	1,622,000	712,000	1,650,000	1,167,000	1,060,000	1,021,000	1,769,000	1,861,000	1,302,000	1,383,000	1,663,000	2,059,000	1,391,000	1,299,000	1,567,000	1,776,000	1,287,000	831,000	656,000	1,516,000	344,000	1,072,000	1,133,000	1,482,000	1,203,000	830,000	967,000	244,000	1,189,000	557,000	787,000	1,032,000	576,000	-3,660,000	-1,087,000	-378,000	1,817,000	-3,261,000	449,000	978,000	1,648,000	-361,000	1,165,000	954,000	850,000	263,000	423,000
Income Tax Expense	1,001,000	633,000	678,000	521,000	224,000	461,000	587,000	391,000	-9,000	470,000	397,000	378,000	437,000	346,000	86,000	261,000	-846,000	423,000	486,000	394,000	222,000	434,000	448,000	362,000	702,000	367,000	320,000	343,000	461,000	-33,000	255,000	12,000	88,000	93,000	429,000	288,000	21,000	94,000	132,000	222,000	-270,000	131,000	242,000	26,000	-267,000	-246,000	3,000	1,001,000	-195,000	114,000	587,000	520,000	-144,000	292,000	459,000	270,000	-222,000	121,000
Interest Expense	4,784,000	-	4,417,000	-	3,124,000	-	-	205,000	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Minority Interest	-224,000	-251,000	-270,000	-250,000	-227,000	-219,000	-226,000	-207,000	-	-	8,380,000	8,500,000	8,278,000	8,278,000	8,038,000	8,000,000	7,923,000	6,800,000	6,579,000	6,900,000	6,705,000	6,600,000	968,956	6,600,000	6,650,000	6,600,000	6,472,000	6,600,000	5,661,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Income	2,859,000	1,748,000	2,040,000	1,226,000	1,557,000	1,233,000	1,890,000	757,000	1,428,000	1,402,000	1,969,000	1,045,000	124,000	977,000	954,000	638,000	1,661,000	1,199,000	1,222,000	763,000	1,007,000	1,101,000	1,436,000	856,000	387,000	1,066,000	1,350,000	845,000	291,000	1,864,000	1,158,000	227,000	882,000	930,000	920,000	784,000	697,000	758,000	17,000	868,000	612,000	728,000	698,000	469,000	-3,982,000	-2,852,000	-379,000	818,000	-3,066,000	336,000	408,000	1,124,000	161,000	742,000	498,000	584,000	754,000	289,000
Net Income Applicable To Common Shares	-	1,612,000	3,065,000	3,065,000	1,472,000	1,233,000	1,890,000	430,000	1,365,000	1,305,000	1,890,000	931,000	45,000	912,000	912,000	481,000	1,556,000	957,000	957,000	622,000	880,000	1,010,000	201,260	725,000	262,000	974,000	1,255,000	704,000	155,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Income From Continuing Ops	1,569,000	1,997,000	2,305,000	1,475,000	1,811,000	1,448,000	2,184,000	757,000	-	-	2,320,000	1,244,000	-	-	1,081,000	799,000	1,867,000	1,346,000	1,375,000	908,000	1,161,000	1,230,000	241,452	1,029,000	597,000	1,200,000	1,456,000	944,000	370,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Non Operating Income Net Other	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Non Recurring	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Income	-623,000	2,381,000	2,718,000	1,498,000	1,527,000	1,717,000	2,355,000	943,000	1,419,000	1,872,000	2,366,000	1,423,000	561,000	1,323,000	1,040,000	899,000	815,000	1,622,000	1,708,000	1,157,000	1,229,000	1,535,000	1,884,000	1,218,000	1,089,000	1,433,000	1,670,000	1,188,000	752,000	1,831,000	1,413,000	239,000	970,000	1,023,000	1,349,000	1,072,000	718,000	852,000	149,000	1,090,000	342,000	859,000	940,000	495,000	-4,249,000	-3,098,000	-376,000	1,819,000	-3,261,000	450,000	995,000	1,644,000	17,000	1,034,000	957,000	854,000	532,000	410,000
Other Items	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Operating Expenses	40,645,000	3,376,000	3,212,000	3,841,000	3,562,000	3,403,000	3,461,000	4,154,000	3,701,000	3,259,000	8,789,000	3,577,000	3,271,000	2,991,000	3,075,000	3,614,000	3,259,000	3,027,000	3,038,000	3,436,000	3,215,000	2,998,000	2,978,000	3,401,000	3,246,000	2,902,000	2,661,000	3,228,000	3,238,000	2,688,000	2,918,000	3,176,000	3,527,000	2,738,000	2,786,000	3,153,000	2,752,000	2,764,000	2,772,000	2,714,000	3,155,000	2,806,000	2,765,000	2,879,000	2,541,000	3,043,000	15,358,000	7,336,000	5,639,000	5,077,000	4,455,000	4,098,000	7,199,000	3,198,000	4,385,000	4,236,000	7,854,000	3,053,000
Preferred Stock And Other Adjustments	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Research Development	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Selling General Administrative	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,047,000	1,047,000	1,047,000	1,047,000	760,000	760,000	113,977	760,000	752,000	752,000	752,000	752,000	694,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	222,000	2,110,000	6,409,000	1,851,000	1,125,000	822,000	-	-	7,196,000	1,074,000	-	-
Tax Provision	368,000	633,000	678,000	521,000	224,000	461,000	587,000	391,000	-	-	397,000	378,000	-	-	86,000	261,000	-846,000	423,000	486,000	394,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Operating Expenses	9,896,000	3,376,000	3,212,000	3,841,000	3,562,000	3,403,000	3,461,000	4,154,000	3,701,000	3,259,000	3,264,000	3,577,000	3,271,000	2,991,000	3,075,000	3,614,000	3,259,000	3,027,000	3,038,000	3,436,000	3,215,000	2,998,000	2,978,000	3,401,000	3,246,000	2,902,000	2,661,000	3,228,000	3,238,000	2,688,000	2,918,000	3,176,000	3,527,000	2,738,000	2,786,000	3,153,000	2,752,000	2,764,000	2,772,000	2,714,000	3,155,000	2,806,000	2,765,000	2,879,000	2,541,000	3,043,000	15,358,000	7,336,000	5,639,000	5,077,000	4,455,000	4,098,000	7,199,000	3,198,000	4,385,000	4,236,000	7,854,000	3,053,000
Total Other Income Expense Net	4,483,000	249,000	265,000	498,000	508,000	192,000	416,000	205,000	221,000	229,000	351,000	199,000	151,000	327,000	127,000	161,000	206,000	147,000	153,000	145,000	154,000	128,000	175,000	173,000	210,000	134,000	106,000	99,000	79,000	-1,175,000	103,000	105,000	102,000	110,000	133,000	131,000	112,000	115,000	95,000	99,000	215,000	-72,000	92,000	81,000	589,000	2,011,000	-2,000	-2,000	-	-1,000	-17,000	4,000	-378,000	131,000	-3,000	-4,000	-269,000	13,000
Total Revenue	42,773,000	6,412,000	5,792,000	6,125,000	4,097,000	5,569,000	5,250,000	5,948,000	4,596,000	5,523,000	5,322,000	5,496,000	2,729,000	5,148,000	3,399,000	5,205,000	4,050,000	5,048,000	4,609,000	4,878,000	3,773,000	4,802,000	4,747,000	4,927,000	4,520,000	4,568,000	4,576,000	4,699,000	4,611,000	3,689,000	4,738,000	3,799,000	4,106,000	3,919,000	4,631,000	4,357,000	3,618,000	4,016,000	3,937,000	4,017,000	5,554,000	3,964,000	4,193,000	3,873,000	1,827,000	3,473,000	17,297,000	9,094,000	4,663,000	5,285,000	5,531,000	5,304,000	4,859,000	4,977,000	5,469,000	4,824,000	4,494,000	4,828,000

Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue	84,086,000
Cost of Revenue	--
Gross Profit	84,086,000	84,086,000

Operating Income (+$)
Gross Profit	84,086,000
Operating Expense	-19,285,000
Operating Income	-1,259,000	64,801,000

Operating Expense (+$)
Research Development	-
Selling General Administrative	-
Selling And Marketing Expenses	-
Operating Expense	19,285,000	0

Net Interest Income (+$)
Interest Income	59,119,000
Interest Expense	-44,877,000
Other Finance Cost	-0
Net Interest Income	14,242,000

Pretax Income (+$)
Operating Income	-1,259,000
Net Interest Income	14,242,000
Other Non-Operating Income Expenses	-
Income Before Tax (EBT)	9,349,000	-10,608,000 EBIT - interestExpense = -46,136,000 8,548,000 51,225,000
Interest Expense	44,877,000
Earnings Before Interest and Taxes (EBIT)	-1,259,000	54,226,000
Earnings Before Interest and Taxes (EBITDA)	-104,000

After tax Income (+$)
Income Before Tax	9,349,000
Tax Provision	-2,011,000
Net Income From Continuing Ops	7,951,000	7,338,000
Net Income	6,348,000
Net Income Applicable To Common Shares	-

Non-recurring Events
Discontinued Operations	-
Extraordinary Items	-
Effect of Accounting Charges	-
Other Items	-
Non Recurring	-
Other Operating Expenses	77,179,000
Total Other Income/Expenses Net	9,349,000	-14,242,000

Technical Analysis of Credit Agricole SA PK
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Credit Agricole SA PK. The general trend of Credit Agricole SA PK is BULLISH with 100.0% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Credit Agricole SA PK's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitions	Bullish trend (100.0%)		Bearish trend (-100.0%)
Overbought to neutral	Bullish pullback	=	Bearish reversal
Upper to lower neutral	Bullish correction	=	Bearish continuation
Nuetral to oversold	Oversold	=	Oversold
Oversold to neutral	Bullish reversal	=	Bearish correction
Lower to upper neutral	Bullish continuation	=	Bearish pullback
Nuetral to overbought	Overbought	=	Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.

Score

Let's take a look at the Support & Resistance of Credit Agricole SA PK.

The long score for the Support & Resistance is 1/1.
The longshort score for the Support & Resistance is 1/(-1 +1).

Around support: The price is currently trading around a support level. This can be considered as a potential entry level. +1

The bullish price targets are: .

The bearish price targets are: 7.68 > 7.12 > 6.81.

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Credit Agricole SA PK Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

Moving averages are lagging trend indicators.
There are many types of moving averages.
Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Credit Agricole SA PK. The current mas is .

The long score for the Moving Averages is 14/14.
The longshort score for the Moving Averages is 14/(-14 +14).

MA 20 trending up: The MA 20 is trending up. +1
Close > MA 20: The price is above the MA 20. +1
MA 20 > MA 50: The MA 20 is higher than the MA 50. +1
MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
MA 50 trending up: The MA 50 is trending up. +1
Close > MA 50: The price is above the MA 50. +1
MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
MA 100 trending up: The MA 100 is trending up. +1
Close > MA 100: The price is above the MA 100. +1
MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
MA 200 trending up: The MA 200 is trending up. +1
Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving Average	Amount of candles	vs. MA 50	vs. MA 100	vs. MA 200
MA 20	20
MA 50	50	-
MA 100	100	-	-
MA 200	200	-	-	-

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Shows the moving average of the selected period.

There are four types of indicators:

Trend indicators
Momentum indicators
Volatility indicators
Volume indicators

There are various kinds of moving averages:

Simple moving average (SMA);
Exponential moving average (EMA);
Smoothed moving average (SMMA);
Linear weighted moving average (LWMA).

The moving average looks at a certain period of time and it calculates the price average. The various types of averages are using various formulas. Don’t worry, you don’t have to memorize any formula. All moving averages are calculated automatically by basically every charting software you use. But it’s good to know how moving averages are actually calculated.

Simple moving average

SMA is calculated by summing up the price closures of the selected period. The price is then divided by the selected period. For example, when using the 21 day moving average you sum up all the closing prices for each day and divide that by 21. The result is a line on the chart representing the average. Because it’s an average in the selected timeframe, the trend is always lagging. An moving average looks like this on the chart:

Source: Tradingview.com

In this case, the blue line represents a 21 day moving average. Because the average is based on results from the past, the indicator will always lag behind. For example, when price would suddenly go up, the moving average won't immediately follow.

All other moving averages discussed below look the same on the chart. The only difference is that the line will move in different directions based on the maths behind the used indicators and the amount of days used to determine the average.

Exponential moving average

The EMA gives more weight to the latest closing prices by giving them more value in the equation. EMA is calculated by adding a certain percentage to the latest closing prices:

EMA = (CLOSE (i) * P) + (EMA (i - 1) * (1 - P))

Where:

CLOSE (i) = current period close price.
EMA (i - 1) = value of the Moving Average of a preceding period.
P = the percentage of using the price value.

Smoothed moving average

A smoothed moving average is an exponential moving average with a long lookback period. Older prices are reduced in weight but are never left out in the calculation. Unlike SMA and EMA where prices are removed when they are beyond the selected period. SMMA is a combination of the SMA and EMA. The main advantage is that it smooths out fluctuations in price.

Linear weighted moving average

The LWMA gives the latest price the highest weight and then lineary scales down with each price before that. The result is that the LWMA reacts quicker to changes in price than the SMA or EMA. The formula:

LWMA = ((Pn∗W1)+(Pn−1∗W2)+(Pn−2∗W3)...) / ∑W

Where:

P = Price for the period.
n = The most recent period, n-1 is the prior period, and n-2 is two periods prior.
W = The assigned weight to each period, with the highest weight going first and then descending linearly based on the number of periods being used.

Moving averages are widely used by many traders. Which moving average you need depends on your trading strategy. Common practise is using a combination of multiple periods. For example, the EMA21, EMA50, EMA100 and EMA200. How does that look on a chart:

Source: Tradingview.com

The lowest (purple) line on the chart represents the EMA200 then following up the EMA100, EMA50 and EMA21.

You can use moving averages to determine a trend. The 200 moving average is mostly used as a baseline for determining the current trend:

When the 200 moving average is moving up it is considered a bullish trend.
When the 200 moving average is down it is considered a bearish trend.
When moving averages are flatlined, there is no clear trend so you should look for market structure, consolidation or trend reversals. Depending on how you want to trade.

This is not set in stone. Most trading strategies use multiple moving averages each with different settings. While one strategy might use the EMA20, the other uses the SMA21. There can be hundreds of different variations. Moving averages can also be used as support and resistance. More often than not, prices will bounce on moving averages.

Credit Agricole SA PK Daily Moving Averages Chart

2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

MACD is a lagging momentum indicator.
Uses two moving averages.
Can show buy or sell signals based on momentum.
Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Credit Agricole SA PK. The current macd is 0.14064296.

The long score for the Moving Average Convergence/Divergence (MACD) is 4/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 4/(-4 +4).

MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Credit Agricole SA PK price going up in the near term. +2
MACD > 0: The MACD is above the zero line (centerline), it indicates a bullish signal for Credit Agricole SA PK. This means that the short-term moving average is higher than the long-term moving average, signaling positive momentum and suggesting a higher likelihood of the Credit Agricole SA PK price continuing to rise in the near future. It indicates that buyers are gaining control, and there is optimism in the market, leading to potential price increases. +1
Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1

Credit Agricole SA PK Daily Moving Average Convergence/Divergence (MACD) Chart

2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.

Score

Let's take a look at the Directional Movement Index (DMI) of Credit Agricole SA PK. The current adx is 27.99.

The long score for the Directional Movement Index (DMI) is 4/7.
The longshort score for the Directional Movement Index (DMI) is 4/(-7 +7).

PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy Credit Agricole SA PK shares, leading to potential upward momentum in its price. +1
PLUS_ID > MINUS_DI && ADX > 25 && ADX trending up: The ADX is above 25 and indicates a strong bullish trend. The ADX is trending up, so the bullish trend is strengthening.

Credit Agricole SA PK Daily Directional Movement Index (DMI) Chart

2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

Parabolic SAR (stop and reverse) is a lagging trend indicator.
Shows the current trend.
Shows potential entry signals.
Shows potential exit signals.
Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Credit Agricole SA PK. The current sar is 7.38478457.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1

Credit Agricole SA PK Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

Leading momentum indicator, meaning the signals are instant.
Ranges between 0 and 100.
Above 70 is considered overbought.
Below 30 is considered oversold.
Above or below 50 can also be used to determine price trend or support and resistance.
RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Credit Agricole SA PK. The current rsi is 68.51. The current phase is Continuation in bull market.

The long score for the Relative Strength Index (RSI) is 4/13.
The longshort score for the Relative Strength Index (RSI) is 4/(-13 +13).

Continuation in bull market: Uptrend continues after a consolidation or pullback. Hold or add to existing positions.
Trending up: The RSI is trending up. +1

Measures the speed and change of price movements.

There are four types of indicators:

Trend indicators
Momentum indicators
Volatility indicators
Volume indicators

The RSI measures the magnitude of recent price changes to determine if the asset is overbought or oversold.

Overbought (RSI above 70) means that the trading price is above its intrinsic value. This might indicate a sell or short signal.
Oversold (RSI below 30) means that the trading price is below its intrinsic value. This might indicate a buy or long signal.
RSI levels above or below 50 can also be used to determine a trend.
RSI divergence looks at a deviation between RSI and price movement.
Can be used in many different ways.

Original usage

Keep in mind that almost every indicator can be used in different ways. Even beyond the orginal settings. The relative strength index was developed by J. Welles Wilder. Wilder recommended a smoothing period of 14 days. That means a 14 day moving average (read more about this setting below). Another quote from the wikipedia page:

Wilders also considers the RSI 50 line as both support and resistance. I recommend to always read the original settings first before using an indicator. Many traders and websites are using their own version of the indicator which might be confusing.

How you can use RSI (Divergence)

First and foremost, there is no real right or wrong usage of the RSI indicator. You can use it in any way you want. Wilder recommends using a 14 day average but you can make it 50 or 100 if you like. Just keep in mind that using an indicator is just part of a larger trading plan. In other words, it’s not recommended to do any trading or investing based on a single indicator like the RSI.

The RSI is measured on a scale between 0 and 100. From 30 till 0 is considered oversold. and from 70 -100 is overbought. The RSI is a leading indicator, meaning the signals are instant.

I like to use the RSI as a trend\momentum indicator and not as an overbought or oversold indicator. I use the middle (50) as the baseline. When prices go above RSI 50 the trend is bullish and can indicate long positions. When below 50 it is considered bearish and can indicate short positions. Other traders use the 70 and 30 levels as overbought/oversold depending on the used strategy. The RSI indicator looks like this:

Source: Tradingview.com

The general concensus is that an RSI above 70 indicates that the security is overbought. In other words, the price this security is trading for is to high and should come down. So if RSI hits 70 or above this might indicate a sell signal or taking a short position (expecting the price will go down). Although RSI above 70 indicates the security is trading above it's fair value, that does not mean the price will go down.

Use tradingview to add indicators

I highly recommend using tradingview to add indicators to a chart. It has all the indicators you can think off and can add them for free (up to three indicators) to any chart you want. You can see that the levels 30 and 70 are marked with a dotted line. If you want you can remove these lines or give it another colour using Tradingview. You can also adjust the moving average used. You can also find RSI indicators made by the community that include other settings like RSI divergences.

Tradingview

Use Tradingview to (back)test your strategies and add hundreds of indicators created by the community.

View tool on Tradingview.com

RSI divergence

RSI is not only used to determine momentum but can also spot reversals or continuations of the trend. A reversal means that the trend is going in the opposite direction. From bullish to bearish or from bearish to bullish. These reversals can be spotted by looking at the price and the direction of the RSI. When the price is going up but the RSI is going down that means there is a divergence. This is also the case when RSI goes up but price is going down.

There are four types of divergences:

Regular bullish divergence
Regular bearish divergence
Hidden bullish divergence
Hidden bearish divergence

Regular bullish divergence

With a regular bullish divergence, the price is making lower highs but the oscillator (in this case the RSI) is making higher lows. A regular bullish divergence might indicate the end of the current trend. You’ll see regular bullish divergences mostly at the end of a downtrend. But that does not mean that every regular bullish divergence is a trend reversal.

Price is making lower highs
RSI is making higher lows
Indicating bullish reversal (price might go up)

Source: Tradingview.com

Regular bearish divergence

With a regular bearish divergence the price is making higher highs but the oscillator (in this case the RSI) is making lower highs. This might indicate the end of an uptrend.

Price is making higher highs
RSI is making lower highs
Indicating bearish reversal

Source: Tradingview.com

Hidden bullish divergence

With a hidden bullish divergence, the price is making a higher low while the RSI is making a lower low. This might indicate bullish trend continuation.

Price is making higher lows
RSI is making lower lows
Indicating bullish continuation

Source: Tradingview.com

As you have noticed, you can have multiple divergences in a row.

Hidden bearish divergence

With a hidden bearish divergence, price is making lower highs but RSI is making higher highs. This might indicate bearish trend continuation.

Price is making lower highs
RSI making higher highs
Indicating bearish continuation

Source: Tradingview.com

You can find many cheatsheets of RSI divergences online. Search for "RSI divergence overview" and you'll find a lot of examples. You can print these to learn the various types of divergences.

Credit Agricole SA PK Daily Relative Strength Index (RSI) Chart

3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

Leading momentum indicator, meaning the signals are instant.
Used to determine overbought and oversold areas much like the RSI.
Ranges between 0 and 100.
Above 80 is considered overbought.
Below 20 is considered oversold.
Consists of two lines named K and D.
K compares the highest high and lowest low on the selected price range.
The D line is a moving average of the K line.
Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Credit Agricole SA PK. The current phase is Overbought in bull market.

The long score for the Stochastic Oscillator is 6/6.
The longshort score for the Stochastic Oscillator is 6/(-6 +6).

STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
STOCH > 80: The STOCH %K is above 80 and overbought. +2
STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Credit Agricole SA PK price going up in the near term. +2
Trending up: The STOCH %K is trending up. +1

Credit Agricole SA PK Daily Stochastic Oscillator Chart

3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

Lagging or leading Momentum indicator
When the CCI is above zero, the price is above the historical average
When the CCI is below zero, the price is below the historical average
Used for spotting trends
- If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
- If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Credit Agricole SA PK. The current cci is 99.86.

Credit Agricole SA PK Daily Commodity Channel Index (CCI) Chart

3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

Lagging momentum indicator
Ranges between +100 and -100
Considered overbought above +50
Considered oversold below -50
It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Credit Agricole SA PK. The current cmo is 42.43.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1

Credit Agricole SA PK Daily Chande Momentum Oscillator (CMO) Chart

3.5 Williams %R

Shows the current price relative to the highest high over the last 14 days.

Lagging momentum indicator
Ranging between 0 and -100
Above -20 is considered overbought
Below -80 is considered oversold
Is prone to give false signals

Score

Let's take a look at the Williams %R of Credit Agricole SA PK. The current willr is -8.33333333.

The long score for the Williams %R is 1/1.
The longshort score for the Williams %R is 1/(-1 +1).

WILLR > -20: The Williams %R is above -20. This indicates that the price is in overbought territory, suggesting a potential price correction or trend reversal to the downside. +1

Credit Agricole SA PK Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

Lagging volatility indicator
Uses 3 bands: one upper, one lower and one in the middle
Works best when the middle band reflects an intermediate trend (MA20).
When the price is moving closer to the upper band, the market might be overbought
When the price is moving closer to the lower band, the market might be oversold

Score

Let's take a look at the Bollinger Bands of Credit Agricole SA PK.

Credit Agricole SA PK Daily Bollinger Bands Chart

4.2 Average True Range (ATR)

Measures market volatility

Leading volatility indicator
Can be used to determine stop-loss positions
Calculated by:
- Current high minus the current low
- Current high minus the previous close
- Current low minus the previous close
The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Credit Agricole SA PK. The current atr is 0.10991324.

Credit Agricole SA PK Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

Measures market volatility

Leading momentum indicator
Calculation:
- If the closing price is above the previous closing price: OBV = previous OBV + current volume
- If the closing price is below the previous closing price: OBV = previous OBV - current volume
- If the closing price is the same as the previous closing price than the OBV is the same.
Can be used to confirm price trends
Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Credit Agricole SA PK. The current obv is -2,513,974.

Credit Agricole SA PK Daily On-Balance Volume (OBV) Chart

5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

Lagging momentum indicator
Looks like RSI but uses volume as an extra metric (RSI only considers price)
Above 80 is considered overbought
Below 20 is considered oversold
Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Credit Agricole SA PK. The current mfi is 79.48.

The long score for the Money Flow Index (MFI) is 1/2.
The longshort score for the Money Flow Index (MFI) is 1/(-2 +2).

MFI > 50: +1

Credit Agricole SA PK Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

Type	Notification	Date
Currently no notifications for Credit Agricole SA PK.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

Date	Indicator	Signal
2023-12-08	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2023-12-12	MFI	LONG ENTRY	SHORT CLOSE	80 crossover to upside
2023-12-13	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2023-12-14	STOCH	LONG EXIT		The %K line crosses below the %D line.
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2023-12-20	RSI	SHORT ENTRY	LONG CLOSE	70 crossover to downside
	MFI	SHORT ENTRY	LONG CLOSE	80 crossover to downside
2023-12-21	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2023-12-26	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
2023-12-28	STOCH	LONG EXIT		The %K line crosses below the %D line.
2023-12-29	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
	RSI	SHORT ENTRY	LONG CLOSE	70 crossover to downside
2024-01-02	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2024-01-03	RSI	SHORT ENTRY	LONG CLOSE	70 crossover to downside
	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-01-04	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2024-01-05	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
2024-01-09	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-01-10	RSI	SHORT ENTRY	LONG CLOSE	70 crossover to downside
2024-01-11	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
2024-01-17	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-01-18	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-01-23	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-01-24	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
2024-01-25	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2024-01-26	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
2024-01-29	STOCH	LONG EXIT		The %K line crosses below the %D line.
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-01-31	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2024-02-01	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	BB	LONG ENTRY	SHORT CLOSE	Price closed below the lower band.
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-02-05	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	BB	LONG ENTRY	SHORT CLOSE	Price closed below the lower band.
2024-02-07	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-02-08	STOCH	LONG EXIT		The %K line crosses below the %D line.
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	BB	LONG ENTRY	SHORT CLOSE	Price closed below the lower band.
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-02-12	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-02-13	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-02-14	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-02-15	RSI	LONG ENTRY	SHORT CLOSE	30 crossover to upside
2024-02-16	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-02-20	RSI	LONG ENTRY	SHORT CLOSE	30 crossover to upside
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-02-22	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
2024-02-23	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
2024-02-26	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-02-27	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-02-28	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2024-03-01	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2024-03-05	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-03-06	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2024-03-07	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-03-08	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-03-11	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-03-13	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-03-14	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-03-15	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-03-18	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-03-19	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-03-21	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-03-22	RSI	SHORT ENTRY	LONG CLOSE	70 crossover to downside
	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-03-26	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-03-28	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-04-01	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-04-03	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-04-04	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-04-05	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2024-04-08	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-04-09	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-04-10	RSI	SHORT ENTRY	LONG CLOSE	70 crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-04-11	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
2024-04-12	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-04-15	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-04-16	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-04-17	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-04-18	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-04-22	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-04-23	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2024-04-24	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
2024-04-25	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-04-29	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-04-30	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-05-01	STOCH	SHORT EXIT		The %K line crosses above the %D line.

6.3. Candlestick Patterns

Credit Agricole SA PK Daily Candlestick Chart

Date	Candlestick Pattern

6.4. Technical Score

Let's check the technical score of Credit Agricole SA PK based on Penke's default Symbol scanner.

Penke's Symbol Scanner

Indicator	Condition		Value
Rsi	Greater than	50	68.514
Ma 20	Greater than	Ma 50	7.524
Ma 50	Greater than	Ma 100	7.227
Ma 100	Greater than	Ma 200	7.108
Open	Greater than	Close	7.700
Total			4/5 (80.0%)

Create your own Symbol Scanner

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Quick analysis of Credit Agricole SA PK (30 sec.)

What can you expect buying and holding a share of Credit Agricole SA PK? (30 sec.)

How much money do you get?

What is your share worth?

+ What do you gain per year?

For what price can you sell your share?

1. Valuation of Credit Agricole SA PK (5 min.)

$7.78

$13.00

2. Growth of Credit Agricole SA PK (5 min.)

Is Credit Agricole SA PK growing?

How much money is Credit Agricole SA PK making?

How much money comes from the company's main activities?

3. Financial Health of Credit Agricole SA PK (5 min.)

4. Comparing to competitors in the Banks - Regional industry (5 min.)

Industry Rankings (Banks - Regional)

What can you expect buying and holding a share of Credit Agricole SA PK? (5 min.)

What can you expect buying and holding a share of Credit Agricole SA PK?

Speculation

Investing

How much money are you going to get?

When do you get the money?

How sure are you?

Linear %

Fundamentals of Credit Agricole SA PK

About Credit Agricole SA PK

Financial Health

Valuation

1.1. Profitability of Credit Agricole SA PK.

1.1. Profitability

1.1.1. Net Profit Margin

Trends

Compared to industry (Banks - Regional)

1.1.2. Return on Assets

Trends

Compared to industry (Banks - Regional)

1.1.3. Return on Equity

Trends

Compared to industry (Banks - Regional)

1.2. Operating Efficiency of Credit Agricole SA PK.

1.2. Operating Efficiency

1.2.1. Operating Margin

Trends

1.2.2. Operating Ratio

Trends

1.3. Liquidity of Credit Agricole SA PK.

1.3. Liquidity

1.3.1. Current Ratio

Trends

Compared to industry (Banks - Regional)

1.3.2. Quick Ratio

Trends

1.4. Solvency of Credit Agricole SA PK.

1.3. Liquidity

1.4.1. Debt to Asset Ratio

Trends

Compared to industry (Banks - Regional)

1.4.2. Debt to Equity Ratio

Trends

Compared to industry (Banks - Regional)

2. Market Valuation of Credit Agricole SA PK

2.1. Earnings Per Share

2.1. Price to Earnings Ratio

Trends

Compared to industry (Banks - Regional)

2.2. Price To Free Cash Flow Ratio

Trends

Credit Agricole SA PK
Buy, Hold or Sell?