Canyon Bancorp
Buy, Hold or Sell?
Should you buy, hold or sell Canyon Bancorp?
I guess you are interested in Canyon Bancorp. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.
Let's analyse Canyon Bancorp
Let's start. I'm going to help you getting a better view of Canyon Bancorp. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.
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- Company's Financial Health
A deep dive into the books. How are the numbers doing? Is Canyon Bancorp even making a profit? Is the company skyrocketing? Or is it sinking like the Titanic. The trend is your friend. - Market Valuation
Finally, you now have an insight of how Canyon Bancorp is doing in the market. If the company is worth buying. The latest step is to find out how other investors value Canyon Bancorp. The closing price on 2023-03-24 was $0.005 per share. Is the company over- or underpriced? - Key Performance Indicators
A total overlook on how the company is doing. Based on the (trends in) the key performance indicators.
1. Valuation of Canyon Bancorp
$0.01
$0.00
2. Growth of Canyon Bancorp
Is Canyon Bancorp growing?
Current year | Previous year | Grow | Grow % | |
---|---|---|---|---|
How rich? | $12.6m | $29.2m | -$16.5m | -131.1% |
How much money is Canyon Bancorp making?
Current year | Previous year | Grow | Grow % | |
---|---|---|---|---|
Making money | -$17.9m | -$3.3m | -$14.5m | ? |
Net Profit Margin | 214.1% | -54.2% | - | - |
How much money comes from the company's main activities?
3. Financial Health of Canyon Bancorp
Comparing to competitors in the Banks-Regional industry
Industry Rankings (Banks-Regional)
Summary
Financial Health
Compared to previous year | Compared to industry | |
---|---|---|
The company is making a huge profit. | ||
Using its assets, the company is very inefficient in making profit. | ||
Using its investors money, the company is very inefficient in making profit. |
Compared to previous year | Compared to industry | |
---|---|---|
Compared to previous year | Compared to industry | |
---|---|---|
The company is unable to pay all its short-term debts. | ||
The company is just not able to pay all its short-term debts with the most liquid assets. |
Compared to previous year | Compared to industry | |
---|---|---|
The company is just able to pay all its debts by selling its assets. | ||
The company is unable to pay all its debts with equity. |
1.1. Profitability of Canyon Bancorp.
1.1. Profitability
1.1.1. Net Profit Margin
- Above 10% is considered healthy but always compare Canyon Bancorp to the Banks-Regional industry mean.
- A Net Profit Margin of 214.1% means that $2.14 for each $1 in revenue is generated as profit.
Let's take a look of the Net Profit Margin trends of Canyon Bancorp:
Trends
- The YOY is -54.2%. Compared to the TTM, the mid term is trending up. +2
- The 5Y is 51.5%. Compared to the TTM, the 5Y term is trending up. +2
- The 10Y is 44.2%. Compared to the 5Y term, the 10Y term is trending up. +2
Current period | Compared to | +/- | |||
---|---|---|---|---|---|
MRQ | 214.1% | TTM | 214.1% | 0.0% | |
TTM | 214.1% | YOY | -54.2% | +268.3% | |
TTM | 214.1% | 5Y | 51.5% | +162.7% | |
5Y | 51.5% | 10Y | 44.2% | +7.3% |
Compared to industry (Banks-Regional)
Let compare the company's Net Profit Margin with the average (mean) in the Banks-Regional industry:
- The MRQ average (mean) in the Banks-Regional industry is 21.3%. trending up. +2
- The TTM average (mean) in the Banks-Regional industry is 25.2%. trending up. +2
1.1.2. Return on Assets
- Above 5% is considered healthy but always compare Canyon Bancorp to the Banks-Regional industry mean.
- -7.3% Return on Assets means that Canyon Bancorp generated $-0.07 profit for each $1 in assets.
Let's take a look of the Return on Assets trends of Canyon Bancorp:
Trends
- The YOY is -1.1%. Compared to the TTM, the mid term is trending down. -2
- The 5Y is -1.4%. Compared to the TTM, the 5Y term is trending down. -2
- The 10Y is -0.9%. Compared to the 5Y term, the 10Y term is trending down. -2
Current period | Compared to | +/- | |||
---|---|---|---|---|---|
MRQ | -7.3% | TTM | -7.3% | 0.0% | |
TTM | -7.3% | YOY | -1.1% | -6.2% | |
TTM | -7.3% | 5Y | -1.4% | -5.9% | |
5Y | -1.4% | 10Y | -0.9% | -0.5% |
Compared to industry (Banks-Regional)
Let compare the company's Return on Assets with the average (mean) in the Banks-Regional industry:
- The MRQ average (mean) in the Banks-Regional industry is 0.2%. trending down. -2
- The TTM average (mean) in the Banks-Regional industry is 0.2%. trending down. -2
1.1.3. Return on Equity
- Above 15%-20% is considered healthy but always compare Canyon Bancorp to the Banks-Regional industry mean.
- -141.8% Return on Equity means Canyon Bancorp generated $-1.42 for each $1 the owners (shareholders) invested.
Let's take a look of the Return on Equity trends of Canyon Bancorp:
Trends
- The YOY is -11.6%. Compared to the TTM, the mid term is trending down. -2
- The 5Y is -30.9%. Compared to the TTM, the 5Y term is trending down. -2
- The 10Y is -22.1%. Compared to the 5Y term, the 10Y term is trending down. -2
Current period | Compared to | +/- | |||
---|---|---|---|---|---|
MRQ | -141.8% | TTM | -141.8% | 0.0% | |
TTM | -141.8% | YOY | -11.6% | -130.2% | |
TTM | -141.8% | 5Y | -30.9% | -110.9% | |
5Y | -30.9% | 10Y | -22.1% | -8.8% |
Compared to industry (Banks-Regional)
Let compare the company's Return on Equity with the average (mean) in the Banks-Regional industry:
- The MRQ average (mean) in the Banks-Regional industry is 2.0%. trending down. -2
- The TTM average (mean) in the Banks-Regional industry is 2.7%. trending down. -2
1.2. Operating Efficiency of Canyon Bancorp.
1.2. Operating Efficiency
1.2.1. Operating Margin
- Measures how much profit Canyon Bancorp makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
- Above 15% is considered healthy but always compare Canyon Bancorp to the Banks-Regional industry mean.
- An Operating Margin of 0.0% means the company generated $0.00 for each $1 in revenue (before taxes).
Let's take a look of the Operating Margin trends of Canyon Bancorp:
- The MRQ is 0.0%. The data is not here.
Trends
1.2.2. Operating Ratio
- Below 1 is considered healthy (always compare to Banks-Regional industry mean).
- An Operation Ratio of -1.26 means that the operating costs are $-1.26 for each $1 in net sales.
Let's take a look of the Operating Ratio trends of Canyon Bancorp:
Trends
- The YOY is 1.698. Compared to the TTM, the mid term is trending down. +2
- The 5Y is 0.416. Compared to the TTM, the 5Y term is trending down. +2
- The 10Y is 0.368. Compared to the 5Y term, the 10Y term is trending up. -2
1.3. Liquidity of Canyon Bancorp.
1.3. Liquidity
1.3.1. Current Ratio
- Above 1.5 is considered healthy (always compare to Banks-Regional industry mean).
- A Current Ratio of 0.16 means the company has $0.16 in assets for each $1 in short-term debts.
Let's take a look of the Current Ratio trends of Canyon Bancorp:
Trends
- The YOY is 0.097. Compared to the TTM, the mid term is trending up. +2
- The 5Y is 0.112. Compared to the TTM, the 5Y term is trending up. +2
- The 10Y is 0.089. Compared to the 5Y term, the 10Y term is trending up. +2
Current period | Compared to | +/- | |||
---|---|---|---|---|---|
MRQ | 0.158 | TTM | 0.158 | 0.000 | |
TTM | 0.158 | YOY | 0.097 | +0.061 | |
TTM | 0.158 | 5Y | 0.112 | +0.046 | |
5Y | 0.112 | 10Y | 0.089 | +0.022 |
Compared to industry (Banks-Regional)
Let compare the company's Current Ratio with the average (mean) in the Banks-Regional industry:
- The TTM average (mean) in the Banks-Regional industry is 0.163. trending down. -2
1.3.2. Quick Ratio
- Above 1 is considered healthy but always compare Canyon Bancorp to the Banks-Regional industry mean.
- A Quick Ratio of 0.02 means the company can pay off $0.02 for each $1 in debt (using most liquid assets).
Let's take a look of the Quick Ratio trends of Canyon Bancorp:
Trends
- The YOY is 0.009. Compared to the TTM, the mid term is trending up. +2
- The 5Y is 0.012. Compared to the TTM, the 5Y term is trending up. +2
- The 10Y is 0.010. Compared to the 5Y term, the 10Y term is trending up. +2
1.4. Solvency of Canyon Bancorp.
1.3. Liquidity
1.4.1. Debt to Asset Ratio
- Below 1 (100%) is considered healthy but always compare Canyon Bancorp to Banks-Regional industry mean.
- A Debt to Asset Ratio of 0.95 means that Canyon Bancorp assets are financed with 94.8% credit (debt) and the remaining percentage (100% - 94.8%) is financed by its owners/shareholders.
Let's take a look of the Debt to Asset Ratio trends of Canyon Bancorp:
Trends
- The YOY is 0.902. Compared to the TTM, the mid term is trending up. -2
- The 5Y is 0.914. Compared to the TTM, the 5Y term is trending up. -2
- The 10Y is 0.915. Compared to the 5Y term, the 10Y term is trending down. +2
Current period | Compared to | +/- | |||
---|---|---|---|---|---|
MRQ | 0.948 | TTM | 0.948 | 0.000 | |
TTM | 0.948 | YOY | 0.902 | +0.047 | |
TTM | 0.948 | 5Y | 0.914 | +0.035 | |
5Y | 0.914 | 10Y | 0.915 | -0.001 |
Compared to industry (Banks-Regional)
Let compare the company's Debt to Asset Ratio with the average (mean) in the Banks-Regional industry:
- The MRQ average (mean) in the Banks-Regional industry is 0.918. trending up. -2
- The TTM average (mean) in the Banks-Regional industry is 0.919. trending up. -2
1.4.2. Debt to Equity Ratio
- Below 2 is considered healthy but always compare Canyon Bancorp to the Banks-Regional industry mean.
- A Debt to Equity ratio of 1,838.5% means that company has $18.39 debt for each $1 in shareholders equity.
Let's take a look of the Debt to Equity Ratio trends of Canyon Bancorp:
Trends
- The YOY is 9.194. Compared to the TTM, the mid term is trending up. -2
- The 5Y is 11.508. Compared to the TTM, the 5Y term is trending up. -2
- The 10Y is 11.536. Compared to the 5Y term, the 10Y term is trending down. +2
Current period | Compared to | +/- | |||
---|---|---|---|---|---|
MRQ | 18.385 | TTM | 18.385 | 0.000 | |
TTM | 18.385 | YOY | 9.194 | +9.191 | |
TTM | 18.385 | 5Y | 11.508 | +6.877 | |
5Y | 11.508 | 10Y | 11.536 | -0.027 |
Compared to industry (Banks-Regional)
Let compare the company's Debt to Equity Ratio with the average (mean) in the Banks-Regional industry:
- The MRQ average (mean) in the Banks-Regional industry is 11.242. trending up. -2
- The TTM average (mean) in the Banks-Regional industry is 11.363. trending up. -2
2. Market Valuation of Canyon Bancorp
2. Earnings Per Share
2.1. Price to Earnings Ratio
- Above 15 is considered overpriced but always compare Canyon Bancorp to the Banks-Regional industry mean.
- A PE ratio of 0.00 means the investor is paying $0.00 for every $1 in earnings.
Let's take a look of the Price to Earnings Ratio trends of Canyon Bancorp:
- The MRQ is 0.000. The data is not here.
Trends
Compared to industry (Banks-Regional)
Let compare the company's Price to Earnings Ratio with the average (mean) in the Banks-Regional industry:
- The MRQ average (mean) in the Banks-Regional industry is 28.834. trending down. +2
- The TTM average (mean) in the Banks-Regional industry is 27.039. trending down. +2
2. Book Value per Share
2.3. Price to Book Ratio
- At or below 1 is considered healthy (always compare to Banks-Regional industry mean).
- A PB ratio of 0.00 means the investor is paying $0.00 for each $1 in book value.
Let's take a look of the Price to Book Ratio trends of Canyon Bancorp:
- The MRQ is 0.000. The data is not here.
Trends
Compared to industry (Banks-Regional)
Let compare the company's Price to Book Ratio with the average (mean) in the Banks-Regional industry:
- The MRQ average (mean) in the Banks-Regional industry is 0.588. trending down. +2
- The TTM average (mean) in the Banks-Regional industry is 0.642. trending down. +2
2. Total Gains per Share
3. Summary
3.1. Key Performance Indicators
The key performance indicators of Canyon Bancorp compared to the Most Recent Quarter (MRQ).
End of day | +/- | Most Recent Quarter | Trailing 12 Months | +/- | Year-Over-Year | +/- | 5 Year | +/- | 10 Year | +/- | |
---|---|---|---|---|---|---|---|---|---|---|---|
Book Value Growth | - | - | 0.433 | 0.433 | 0% | 1.023 | -58% | 1.240 | -65% | 1.240 | -65% |
Book Value Per Share | - | - | - | - | 0% | - | 0% | - | 0% | - | 0% |
Current Ratio | - | - | 0.158 | 0.158 | 0% | 0.097 | +63% | 0.112 | +41% | 0.089 | +77% |
Debt To Asset Ratio | - | - | 0.948 | 0.948 | 0% | 0.902 | +5% | 0.914 | +4% | 0.915 | +4% |
Debt To Equity Ratio | - | - | 18.385 | 18.385 | 0% | 9.194 | +100% | 11.508 | +60% | 11.536 | +59% |
Eps | - | - | - | - | 0% | - | 0% | - | 0% | - | 0% |
Gross Profit Margin | - | - | 1.000 | 1.000 | 0% | 1.000 | 0% | 1.000 | 0% | 1.000 | 0% |
Net Profit Margin | - | - | 2.141 | 2.141 | 0% | -0.542 | +125% | 0.515 | +316% | 0.442 | +385% |
Operating Margin | - | - | - | - | 0% | - | 0% | - | 0% | 0.051 | -100% |
Operating Ratio | - | - | -1.258 | -1.258 | 0% | 1.698 | -174% | 0.416 | -402% | 0.368 | -442% |
Pb Ratio | - | - | - | - | 0% | - | 0% | - | 0% | - | 0% |
Pe Ratio | - | - | - | - | 0% | - | 0% | - | 0% | - | 0% |
Price Per Share | 0.005 | -49900% | 2.500 | 2.500 | 0% | 4.500 | -44% | 13.038 | -81% | 14.130 | -82% |
Profit Growth | - | - | -3.310 | -3.310 | 0% | -0.960 | -71% | -0.075 | -98% | -0.075 | -98% |
Quick Ratio | - | - | 0.020 | 0.020 | 0% | 0.009 | +114% | 0.012 | +63% | 0.010 | +104% |
Return On Assets | - | - | -0.073 | -0.073 | 0% | -0.011 | -85% | -0.014 | -81% | -0.009 | -88% |
Return On Equity | - | - | -1.418 | -1.418 | 0% | -0.116 | -92% | -0.309 | -78% | -0.221 | -84% |
Revenue Growth | - | - | -1.344 | -1.344 | 0% | 0.382 | -452% | 0.477 | -381% | 0.477 | -381% |
Usd Book Value | - | - | 12646000.000 | 12646000.000 | 0% | 29231000.000 | -57% | 23718500.000 | -47% | 21067800.000 | -40% |
Usd Book Value Per Share | - | - | - | - | 0% | - | 0% | - | 0% | - | 0% |
Usd Eps | - | - | - | - | 0% | - | 0% | - | 0% | - | 0% |
Usd Free Cash Flow | - | - | - | - | 0% | - | 0% | - | 0% | - | 0% |
Usd Price Per Share | 0.005 | -49900% | 2.500 | 2.500 | 0% | 4.500 | -44% | 13.038 | -81% | 14.130 | -82% |
Usd Profit | - | - | -17932000.000 | -17932000.000 | 0% | -3377000.000 | -81% | -3383250.000 | -81% | -2435600.000 | -86% |
Usd Revenue | - | - | -8374000.000 | -8374000.000 | 0% | 6232000.000 | -234% | 7913750.000 | -206% | 8135200.000 | -203% |
EOD | +1 -1 | MRQ | TTM | +0 -0 | YOY | +5 -11 | 5Y | +5 -11 | 10Y | +5 -12 |
3.2. Fundamental Score
Penke's Stock Scanner
Indicator | Condition | Value | ||
---|---|---|---|---|
Net Profit Margin (MRQ) | Greater than | 0 | 2.141 | |
Operating Margin (MRQ) | Greater than | 0 | 0.000 | |
Quick Ratio (MRQ) | Greater than | 1 | 0.020 | |
Current Ratio (MRQ) | Greater than | 1 | 0.158 | |
Debt to Asset Ratio (MRQ) | Less than | 1 | 0.948 | |
Debt to Equity Ratio (MRQ) | Less than | 1 | 18.385 | |
Return on Equity (MRQ) | Greater than | 0.15 | -1.418 | |
Return on Assets (MRQ) | Greater than | 0.05 | -0.073 | |
Total | 2/8 (25.0%) |
3.3. Technical Score
Penke's Symbol Scanner
Indicator | Condition | Value | ||
---|---|---|---|---|
Rsi | Greater than | 50 | 0.000 | |
Ma 20 | Greater than | Ma 50 | 0.005 | |
Ma 50 | Greater than | Ma 100 | 0.005 | |
Ma 100 | Greater than | Ma 200 | 0.005 | |
Open | Greater than | Close | 0.005 | |
Total | 0/5 (0.0%) |
Reversals in quarterly reports
I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.
2002-12-31 | 2006-12-31 | 2007-12-31 | 2008-12-31 | 2009-12-31 | ||||||
---|---|---|---|---|---|---|---|---|---|---|
Retained Earnings | 1,830 | 1,896 | 3,726 | 1,350 | 5,076 | -3,377 | 1,699 | -17,932 | -16,233 | |
Gross Profit | 7,441 | 10,047 | 17,488 | -1,179 | 16,309 | -10,077 | 6,232 | -14,606 | -8,374 | |
Total Revenue | 9,021 | 8,467 | 17,488 | -1,179 | 16,309 | -10,077 | 6,232 | -14,606 | -8,374 |
Latest Balance Sheet
Balance Sheet of 2009-12-31. Currency in USD. All numbers in thousands.
Summary
As reported | |
---|---|
Total Liabilities | 232,497 |
Total Stockholder Equity | + 12,646 |
Total Assets | = 245,143 |
Assets
Total Current Assets
Long-term Assets
Property Plant Equipment | 4,764 |
Long Term Investments | 7,205 |
Long-term Assets (as reported) | 0 |
---|---|
Long-term Assets (calculated) | 11,969 |
+/- | 11,969 |
Liabilities & Shareholders' Equity
Total Current Liabilities
Long-term Liabilities
Long-term Liabilities (as reported) | 0 |
---|---|
Long-term Liabilities (calculated) | 0 |
+/- | 0 |
Total Stockholder Equity
Common Stock | 28,880 |
Retained Earnings | -16,233 |
Other Stockholders Equity | -1 |
Total Stockholder Equity (as reported) | 12,646 |
---|---|
Total Stockholder Equity (calculated) | 12,646 |
+/- | 0 |
Other
Net Tangible Assets | 12,646 |
Balance Sheet
Currency in USD. All numbers in thousands.
Trend | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 | 2002-12-31 | ||||||
---|---|---|---|---|---|---|---|---|---|---|---|
> Total Assets |
| 245,143 | 297,994 | 289,156 | 252,368 | 132,334 | |||||
> Total Current Assets |
| 35,966 | 24,367 | 18,994 | 24,786 | 0 | |||||
Cash And Cash Equivalents |
| 15,750 | 16,356 | 13,377 | 20,569 | 22,827 | |||||
Short-term Investments |
| 0 | 0 | 1,354 | 2,000 | 0 | |||||
Net Receivables |
| 4,592 | 2,373 | 909 | 276 | 0 | |||||
Other Current Assets |
| 697 | 1,155 | 1,635 | 1,941 | 0 | |||||
> Long-term Assets | 0 | 0 | 0 | 0 | 0 | ||||||
Property Plant Equipment |
| 4,764 | 5,221 | 5,680 | 4,548 | 1,909 | |||||
Long Term Investments |
| 7,205 | 13,733 | 14,086 | 15,808 | 106,389 | |||||
> Total Liabilities |
| 232,497 | 268,763 | 260,582 | 227,945 | 121,869 | |||||
> Total Current Liabilities |
| 227,720 | 251,518 | 230,787 | 226,430 | 0 | |||||
Short-term Debt |
| 359 | 432 | 7,598 | 0 | 0 | |||||
Short Long Term Debt |
| 359 | 432 | 7,598 | 0 | 0 | |||||
Accounts payable |
| 227,720 | 249,306 | 230,627 | 226,430 | 0 | |||||
Other Current Liabilities |
| 0 | 0 | 62,230 | 8,507 | 120,565 | |||||
> Long-term Liabilities | 0 | 0 | 0 | 0 | 0 | ||||||
> Total Stockholder Equity |
| 12,646 | 29,231 | 28,574 | 24,423 | 10,465 | |||||
Common Stock |
| 28,880 | 27,568 | 23,513 | 20,803 | 4,228 | |||||
Retained Earnings |
| -16,233 | 1,699 | 5,076 | 3,726 | 1,830 | |||||
Capital Surplus | 0 | 0 | 0 | 0 | 0 | ||||||
Treasury Stock | 0 | 0 | 0 | 0 | 0 | ||||||
Other Stockholders Equity | -1 | -36 | -15 | -106 | 0 |
Balance Sheet
Currency in USD. All numbers in thousands.
Cash Flow
Currency in USD. All numbers in thousands.
Income Statement
Currency in USD. All numbers in thousands.
Latest Income Statement (annual, 2009-12-31)
Gross Profit (+$) | ||
---|---|---|
totalRevenue | -8,374 | |
Cost of Revenue | -0 | |
Gross Profit | -8,374 | -8,374 |
Operating Income (+$) | ||
Gross Profit | -8,374 | |
Operating Expense | -10,531 | |
Operating Income | -18,905 | -18,905 |
Operating Expense (+$) | ||
Research Development | 0 | |
Selling General Administrative | 8,131 | |
Selling And Marketing Expenses | - | |
Operating Expense | 10,531 | 8,131 |
Net Interest Income (+$) | ||
Interest Income | - | |
Interest Expense | -0 | |
Net Interest Income | - | 0 |
Pretax Income (+$) | ||
Operating Income | -18,905 | |
Net Interest Income | - | |
Other Non-Operating Income Expenses | - | |
Income Before Tax (EBT) | -20,861 | -16,949 EBIT - interestExpense = 0 -20,861 -17,932 |
Interest Expense | 0 | |
Earnings Before Interest and Taxes (ebit) | 0 | -20,861 |
Earnings Before Interest and Taxes (ebitda) | - | |
After tax Income (+$) | ||
Income Before Tax | -20,861 | |
Tax Provision | -- | |
Net Income From Continuing Ops | -17,932 | -20,861 |
Net Income | -17,932 | |
Net Income Applicable To Common Shares | -17,932 | |
Non-recurring Events | ||
Discontinued Operations | 0 | |
Extraordinary Items | 0 | |
Effect of Accounting Charges | 0 | |
Other Items | 0 | |
Non Recurring | 0 | |
Other Operating Expenses | 2,400 | |
Total Other Income/Expenses Net | -1,956 | 0 |
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