10 XP 0   0   5  
0coffee
Main menu
3rd party ad coffee SUPPORTERis ad-free.

CZNL (Citizens National Corporation) Stock Analysis
Buy, Hold or Sell?

Let's analyze Citizens National Corporation together

I guess you are interested in Citizens National Corporation. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

  • ๐Ÿ“Š Fundamental Analysis (FA) โ€“ Citizens National Corporationโ€™s Financial Insights
  • ๐Ÿ“ˆ Technical Analysis (TA) โ€“ Citizens National Corporationโ€™s Price Targets

I'm going to help you getting a better view of Citizens National Corporation. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

Get notifications about Citizens National Corporation

I send you an email if I find something interesting about Citizens National Corporation.

1. Quick Overview

1.1. Quick analysis of Citizens National Corporation (30 sec.)










1.2. What can you expect buying and holding a share of Citizens National Corporation? (30 sec.)

How much money do you get?

How much money do you get?
$3.91
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
$68.53
Expected worth in 1 year
$68.84
How sure are you?
87.5%

+ What do you gain per year?

Total Gains per Share
$4.23
Return On Investment
10.0%

For what price can you sell your share?

Current Price per Share
$42.24
Expected price per share
$42.24 - $41.99
How sure are you?
50%
3rd party ad coffee SUPPORTERis ad-free.

2. Detailed Analysis

2.1. Valuation of Citizens National Corporation (5 min.)




Live pricePrice per Share (EOD)
$42.24
Intrinsic Value Per Share
$55.44 - $89.17
Total Value Per Share
$123.97 - $157.70

2.2. Growth of Citizens National Corporation (5 min.)




Is Citizens National Corporation growing?

Current yearPrevious yearGrowGrow %
How rich?$67.5m$67.6m-$128k-0.2%

How much money is Citizens National Corporation making?

Current yearPrevious yearGrowGrow %
Making money$4.6m$5m-$345k-7.4%
Net Profit Margin14.4%16.6%--

How much money comes from the company's main activities?

2.3. Financial Health of Citizens National Corporation (5 min.)




2.4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

3rd party ad coffee SUPPORTERis ad-free.

3. Summary and Key Metrics

3.1. What can you expect buying and holding a share of Citizens National Corporation?

Welcome investor! Citizens National Corporation's management wants to use your money to grow the business. In return you get a share of Citizens National Corporation.

First you should know what it really means to hold a share of Citizens National Corporation. And how you can make/lose money.

Speculation

The Price per Share of Citizens National Corporation is $42.24. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Citizens National Corporation.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Citizens National Corporation, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $68.53. Based on the TTM, the Book Value Change Per Share is $0.08 per quarter. Based on the YOY, the Book Value Change Per Share is $8.59 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.98 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Citizens National Corporation.

How much money are you going to get?

 MRQTTMYOY3Y5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps4.7511.2%4.7511.2%5.0812.0%5.3112.6%5.2012.3%5.0712.0%
Usd Book Value Change Per Share0.080.2%0.080.2%8.5920.3%-4.77-11.3%-1.11-2.6%1.874.4%
Usd Dividend Per Share0.982.3%0.982.3%0.962.3%0.962.3%0.932.2%0.892.1%
Usd Total Gains Per Share1.062.5%1.062.5%9.5522.6%-3.81-9.0%-0.18-0.4%2.766.5%
Usd Price Per Share46.00-46.00-0.00-15.33-9.20-5.75-
Price to Earnings Ratio9.69-9.69-0.00-3.23-1.94-1.21-
Price-to-Total Gains Ratio43.51-43.51-43.51-43.51-43.51-
Price to Book Ratio0.67-0.67-0.00-0.22-0.13-0.08-
Price-to-Total Gains Ratio43.51-43.51-43.51-43.51-43.51-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share42.24
Number of shares23
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.980.93
Usd Book Value Change Per Share0.08-1.11
Usd Total Gains Per Share1.06-0.18
Gains per Quarter (23 shares)24.31-4.10
Gains per Year (23 shares)97.26-16.39
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
19078786-102-26
218014184171-204-42
327022281257-306-58
436029378343-408-74
545036475429-510-90
654043572514-613-106
763051669600-715-122
872058766686-817-138
981065863771-919-154
1090072960857-1021-170

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%8.00.00.0100.0%15.00.00.0100.0%
Book Value Change Per Share1.00.00.0100.0%2.01.00.066.7%4.01.00.080.0%7.01.00.087.5%12.03.00.080.0%
Dividend per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%8.00.00.0100.0%15.00.00.0100.0%
Total Gains per Share1.00.00.0100.0%2.01.00.066.7%4.01.00.080.0%7.01.00.087.5%12.03.00.080.0%
3rd party ad coffee SUPPORTERis ad-free.

3.2. Key Performance Indicators

The key performance indicators of Citizens National Corporation compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-3Y+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.0780.0780%8.590-99%-4.770+6180%-1.110+1515%1.873-96%
Book Value Per Share--68.52968.5290%68.451+0%65.614+4%71.911-5%69.411-1%
Current Ratio--0.1110.1110%0.101+10%0.112-1%0.278-60%8.599-99%
Debt To Asset Ratio--0.8980.8980%0.897+0%0.903-1%0.8990%0.895+0%
Debt To Equity Ratio--8.7658.7650%8.750+0%9.418-7%8.976-2%8.622+2%
Dividend Per Share--0.9790.9790%0.960+2%0.959+2%0.932+5%0.889+10%
Enterprise Value---513085000.000-513085000.0000%---513085000.0000%-513085000.0000%-513085000.0000%
Eps--4.7494.7490%5.084-7%5.310-11%5.197-9%5.069-6%
Ev To Ebitda Ratio---79.870-79.8700%---79.8700%-79.8700%-79.8700%
Ev To Sales Ratio---15.818-15.8180%---15.8180%-15.8180%-15.8180%
Free Cash Flow Per Share--8.8858.8850%5.570+60%6.918+28%6.420+38%6.350+40%
Free Cash Flow To Equity Per Share--6.5106.5100%-41.786+742%-27.351+520%7.401-12%13.835-53%
Gross Profit Margin--0.9790.9790%0.944+4%0.960+2%0.956+2%0.956+2%
Intrinsic Value_10Y_max--89.171----------
Intrinsic Value_10Y_min--55.443----------
Intrinsic Value_1Y_max--7.369----------
Intrinsic Value_1Y_min--6.213----------
Intrinsic Value_3Y_max--23.336----------
Intrinsic Value_3Y_min--18.209----------
Intrinsic Value_5Y_max--40.741----------
Intrinsic Value_5Y_min--29.610----------
Market Cap41277603.840-10%45356000.00045356000.0000%-+100%15118666.667+200%9071200.000+400%5669500.000+700%
Net Profit Margin--0.1440.1440%0.166-13%0.178-19%0.190-24%0.198-27%
Operating Margin--0.1690.1690%0.193-13%0.207-19%0.217-22%0.221-24%
Operating Ratio--0.8290.8290%0.807+3%0.791+5%0.779+6%0.808+3%
Pb Ratio0.616-9%0.6710.6710%-+100%0.224+200%0.134+400%0.084+700%
Pe Ratio8.894-9%9.6859.6850%-+100%3.228+200%1.937+400%1.211+700%
Price Per Share42.240-9%46.00046.0000%-+100%15.333+200%9.200+400%5.750+700%
Price To Free Cash Flow Ratio4.754-9%5.1775.1770%-+100%1.726+200%1.035+400%0.647+700%
Price To Total Gains Ratio39.956-9%43.51343.5130%--43.5130%43.5130%43.5130%
Quick Ratio--0.1000.1000%0.055+82%0.042+137%-0.148+247%18.910-99%
Return On Assets--0.0070.0070%0.008-7%0.008-9%0.007-3%0.008-7%
Return On Equity--0.0690.0690%0.074-7%0.082-15%0.074-6%0.074-6%
Total Gains Per Share--1.0571.0570%9.549-89%-3.811+460%-0.178+117%2.762-62%
Usd Book Value--67570000.00067570000.0000%67698000.0000%64923333.333+4%71494800.000-5%69945875.000-3%
Usd Book Value Change Per Share--0.0780.0780%8.590-99%-4.770+6180%-1.110+1515%1.873-96%
Usd Book Value Per Share--68.52968.5290%68.451+0%65.614+4%71.911-5%69.411-1%
Usd Dividend Per Share--0.9790.9790%0.960+2%0.959+2%0.932+5%0.889+10%
Usd Enterprise Value---513085000.000-513085000.0000%---513085000.0000%-513085000.0000%-513085000.0000%
Usd Eps--4.7494.7490%5.084-7%5.310-11%5.197-9%5.069-6%
Usd Free Cash Flow--8761000.0008761000.0000%5509000.000+59%6843333.333+28%6373800.000+37%6391375.000+37%
Usd Free Cash Flow Per Share--8.8858.8850%5.570+60%6.918+28%6.420+38%6.350+40%
Usd Free Cash Flow To Equity Per Share--6.5106.5100%-41.786+742%-27.351+520%7.401-12%13.835-53%
Usd Market Cap41277603.840-10%45356000.00045356000.0000%-+100%15118666.667+200%9071200.000+400%5669500.000+700%
Usd Price Per Share42.240-9%46.00046.0000%-+100%15.333+200%9.200+400%5.750+700%
Usd Profit--4683000.0004683000.0000%5028000.000-7%5257333.333-11%5164200.000-9%5100375.000-8%
Usd Revenue--32436000.00032436000.0000%30283000.000+7%29907333.333+8%27624800.000+17%26039750.000+25%
Usd Total Gains Per Share--1.0571.0570%9.549-89%-3.811+460%-0.178+117%2.762-62%
 EOD+4 -4MRQTTM+0 -0YOY+16 -193Y+22 -135Y+17 -1810Y+10 -25

3.3 Fundamental Score

Let's check the fundamental score of Citizens National Corporation based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-158.894
Price to Book Ratio (EOD)Between0-10.616
Net Profit Margin (MRQ)Greater than00.144
Operating Margin (MRQ)Greater than00.169
Quick Ratio (MRQ)Greater than10.100
Current Ratio (MRQ)Greater than10.111
Debt to Asset Ratio (MRQ)Less than10.898
Debt to Equity Ratio (MRQ)Less than18.765
Return on Equity (MRQ)Greater than0.150.069
Return on Assets (MRQ)Greater than0.050.007
Total5/10 (50.0%)

3.4 Technical Score

Let's check the technical score of Citizens National Corporation based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
OpenGreater thanClose42.240
Total0/1 (0.0%)

4. In-depth Analysis

4.1 About Citizens National Corporation

Citizens National Corporation operates as the bank holding company for Citizens Bank of Kentucky that provides various banking products and services in Eastern Kentucky, the United States. It offers checking and savings accounts, term certificate, individual retirement accounts, and certificates of deposits; consumer, home equity, mortgage/real estate, and business loans, as well as residential mortgage, commercial, and installment loans; healthcare, online, and mobile banking services; merchant services; remote deposit capture services; and debit and credit cards, as well as cash, treasury, and wealth management services. The company was founded in 1909 and is based in Paintsville, Kentucky.

Fundamental data was last updated by Penke on 2025-07-09 22:08:06.

4.2 In-depth Summary

4.2.1. Financial Health Summary

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is less efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating efficient.
The company is less efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

4.2.2. Valuation Summary

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is cheap.
3rd party ad coffee SUPPORTERis ad-free.

4.3 Financial Health

4.3.1. Profitability

4.3.1 Profitability
4.3.1.1. Net Profit Margin

Measures how much net profitย Citizens National Corporation earns for each $1 of revenue.

  • Above 10% is considered healthy but always compareย Citizens National Corporation to theย Banks - Regional industry mean.
  • A Net Profit Margin of 14.4%ย means thatย $0.14 for each $1ย in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Citizens National Corporation:

  • The MRQ is 14.4%. The company is making a huge profit. +2
  • The TTM is 14.4%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ14.4%TTM14.4%0.0%
TTM14.4%YOY16.6%-2.2%
TTM14.4%5Y19.0%-4.6%
5Y19.0%10Y19.8%-0.8%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ14.4%41.9%-27.5%
TTM14.4%31.1%-16.7%
YOY16.6%29.6%-13.0%
3Y17.8%29.0%-11.2%
5Y19.0%25.7%-6.7%
10Y19.8%22.1%-2.3%
4.3.1.2. Return on Assets

Shows howย efficientย Citizens National Corporation is using its assets to generate profit.

  • Above 5% is considered healthyย but always compareย Citizens National Corporation to theย Banks - Regional industry mean.
  • 0.7% Return on Assets means thatย Citizens National Corporation generatedย $0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Citizens National Corporation:

  • The MRQ is 0.7%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.7%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.7%TTM0.7%0.0%
TTM0.7%YOY0.8%-0.1%
TTM0.7%5Y0.7%0.0%
5Y0.7%10Y0.8%0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.7%0.2%+0.5%
TTM0.7%0.2%+0.5%
YOY0.8%0.2%+0.6%
3Y0.8%0.2%+0.6%
5Y0.7%0.2%+0.5%
10Y0.8%0.2%+0.6%
4.3.1.3. Return on Equity

Shows how efficient Citizens National Corporation is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compareย Citizens National Corporation to theย Banks - Regional industry mean.
  • 6.9% Return on Equity means Citizens National Corporation generated $0.07ย for eachย $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Citizens National Corporation:

  • The MRQ is 6.9%. Using its investors money, the company is less efficient in making profit.
  • The TTM is 6.9%. Using its investors money, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ6.9%TTM6.9%0.0%
TTM6.9%YOY7.4%-0.5%
TTM6.9%5Y7.4%-0.4%
5Y7.4%10Y7.4%+0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ6.9%2.8%+4.1%
TTM6.9%2.2%+4.7%
YOY7.4%2.6%+4.8%
3Y8.2%2.5%+5.7%
5Y7.4%2.4%+5.0%
10Y7.4%2.6%+4.8%
3rd party ad coffee SUPPORTERis ad-free.

4.3.2. Operating Efficiency of Citizens National Corporation.

4.3.2. Operating Efficiency
4.3.2.1. Operating Margin

Measuresย how efficient Citizens National Corporation is operatingย .

  • Measures how much profit Citizens National Corporation makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compareย Citizens National Corporation to theย Banks - Regional industry mean.
  • An Operating Margin of 16.9%ย means the company generated $0.17 ย for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Citizens National Corporation:

  • The MRQ is 16.9%. The company is operating efficient. +1
  • The TTM is 16.9%. The company is operating efficient. +1
Trends
Current periodCompared to+/- 
MRQ16.9%TTM16.9%0.0%
TTM16.9%YOY19.3%-2.5%
TTM16.9%5Y21.7%-4.9%
5Y21.7%10Y22.1%-0.4%
4.3.2.2. Operating Ratio

Measures how efficient Citizens National Corporation is keepingย operating costsย low.

  • Below 1 is considered healthy (always compare toย Banks - Regional industry mean).
  • An Operation Ratio of 0.83 means that the operating costs are $0.83 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Citizens National Corporation:

  • The MRQ is 0.829. The company is less efficient in keeping operating costs low.
  • The TTM is 0.829. The company is less efficient in keeping operating costs low.
Trends
Current periodCompared to+/- 
MRQ0.829TTM0.8290.000
TTM0.829YOY0.807+0.022
TTM0.8295Y0.779+0.049
5Y0.77910Y0.808-0.028
3rd party ad coffee SUPPORTERis ad-free.

4.4.3. Liquidity of Citizens National Corporation.

4.4.3. Liquidity
4.4.3.1. Current Ratio

Measures if Citizens National Corporation is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare toย Banks - Regional industry mean).
  • A Current Ratio of 0.11ย means the company has $0.11 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Citizens National Corporation:

  • The MRQ is 0.111. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.111. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.111TTM0.1110.000
TTM0.111YOY0.101+0.010
TTM0.1115Y0.278-0.167
5Y0.27810Y8.599-8.321
4.4.3.2. Quick Ratio

Measures if Citizens National Corporation is able to pay off Short-term Debt but only usingย theย most liquid assets.

  • Above 1 is considered healthy butย always compareย Citizens National Corporation to theย Banks - Regional industry mean.
  • A Quick Ratio of 0.10ย means the company can pay off $0.10 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Citizens National Corporation:

  • The MRQ is 0.100. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.100. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.100TTM0.1000.000
TTM0.100YOY0.055+0.045
TTM0.1005Y-0.148+0.248
5Y-0.14810Y18.910-19.058
3rd party ad coffee SUPPORTERis ad-free.

4.5.4. Solvency of Citizens National Corporation.

4.5.4. Solvency
4.5.4.1. Debt to Asset Ratio

Measures how much %ย of Citizens National Corporationย assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compareย Citizens National Corporation to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.90ย means that Citizens National Corporation assets areย financed with 89.8% credit (debt) and the remaining percentage (100% - 89.8%)ย is financed by its owners/shareholders.ย 

Let's take a look of the Debt to Asset Ratio trends of Citizens National Corporation:

  • The MRQ is 0.898. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.898. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.898TTM0.8980.000
TTM0.898YOY0.897+0.000
TTM0.8985Y0.899-0.001
5Y0.89910Y0.895+0.004
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.8980.912-0.014
TTM0.8980.914-0.016
YOY0.8970.331+0.566
3Y0.9030.655+0.248
5Y0.8990.761+0.138
10Y0.8950.845+0.050
4.5.4.2. Debt to Equity Ratio

Measures ifย Citizens National Corporation is able toย pay off its debts by usingย shareholders equity.

  • Below 2 is considered healthy butย always compareย Citizens National Corporation to theย Banks - Regional industry mean.
  • A Debt to Equity ratio of 876.5% means that company has $8.77 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Citizens National Corporation:

  • The MRQ is 8.765. The company is unable to pay all its debts with equity. -1
  • The TTM is 8.765. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ8.765TTM8.7650.000
TTM8.765YOY8.750+0.015
TTM8.7655Y8.976-0.211
5Y8.97610Y8.622+0.354
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ8.76510.416-1.651
TTM8.76510.683-1.918
YOY8.7504.228+4.522
3Y9.4187.922+1.496
5Y8.9769.283-0.307
10Y8.62211.348-2.726
3rd party ad coffee SUPPORTERis ad-free.

4.6. Market Valuation

4.6.1. Earnings Per Share
4.6.2.1. Price to Earnings Ratio

Measuresย how much money you payย for each share forย every $1 in earnings Citizens National Corporation generates.

  • Above 15 is considered overpriced butย always compareย Citizens National Corporation to theย Banks - Regional industry mean.
  • A PE ratio of 9.69 means the investor is paying $9.69ย for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Citizens National Corporation:

  • The EOD is 8.894. Based on the earnings, the company is underpriced. +1
  • The MRQ is 9.685. Based on the earnings, the company is underpriced. +1
  • The TTM is 9.685. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD8.894MRQ9.685-0.792
MRQ9.685TTM9.6850.000
TTM9.685YOY-+9.685
TTM9.6855Y1.937+7.748
5Y1.93710Y1.211+0.726
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD8.8944.419+4.475
MRQ9.6853.875+5.810
TTM9.6856.132+3.553
YOY-4.741-4.741
3Y3.2285.925-2.697
5Y1.9378.400-6.463
10Y1.2119.118-7.907
4.6.2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Citizens National Corporation:

  • The EOD is 4.754. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 5.177. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 5.177. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD4.754MRQ5.177-0.423
MRQ5.177TTM5.1770.000
TTM5.177YOY-+5.177
TTM5.1775Y1.035+4.142
5Y1.03510Y0.647+0.388
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD4.7540.383+4.371
MRQ5.1770.336+4.841
TTM5.1770.632+4.545
YOY--1.072+1.072
3Y1.7262.007-0.281
5Y1.0350.284+0.751
10Y0.6470.095+0.552
3rd party ad coffee SUPPORTERis ad-free.
4.6.2. Book Value per Share
4.6.2.1. Price to Book Ratio

Measures if the stock price ofย Citizens National Corporation is to cheap or to expensiveย compared to its book value.

  • At or below 1 is considered healthyย (always compare to Banks - Regional industry mean).
  • A PB ratio of 0.67 means the investor is paying $0.67ย for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Citizens National Corporation:

  • The EOD is 0.616. Based on the equity, the company is cheap. +2
  • The MRQ is 0.671. Based on the equity, the company is cheap. +2
  • The TTM is 0.671. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.616MRQ0.671-0.055
MRQ0.671TTM0.6710.000
TTM0.671YOY-+0.671
TTM0.6715Y0.134+0.537
5Y0.13410Y0.084+0.050
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.6160.492+0.124
MRQ0.6710.432+0.239
TTM0.6710.446+0.225
YOY-0.149-0.149
3Y0.2240.355-0.131
5Y0.1340.578-0.444
10Y0.0840.801-0.717
4.6.2. Total Gains per Share
3rd party ad coffee SUPPORTERis ad-free.

6. Financial Statements




6.1. Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2020-12-312021-12-312022-12-312023-12-312024-12-31
Long-term Assets Other  370,09724,923395,020199,973594,993-228594,765-757,264-162,499



6.2. Latest Balance Sheet

Balance Sheet of 2024-12-31. Currency in USD. All numbers in thousands.

Summary
Total Assets659,834
Total Liabilities592,264
Total Stockholder Equity67,570
 As reported
Total Liabilities 592,264
Total Stockholder Equity+ 67,570
Total Assets = 659,834

Assets

Total Assets659,834
Total Current Assets37,389
Long-term Assets622,445
Total Current Assets
Cash And Cash Equivalents 33,823
Other Current Assets 822
Total Current Assets  (as reported)37,389
Total Current Assets  (calculated)34,645
+/- 2,744
Long-term Assets
Property Plant Equipment 11,437
Goodwill 15,605
Long Term Investments 135,457
Other Assets 623,350
Long-term Assets  (as reported)622,445
Long-term Assets  (calculated)785,849
+/- 163,404

Liabilities & Shareholders' Equity

Total Current Liabilities337,328
Long-term Liabilities0
Total Stockholder Equity67,570
Total Current Liabilities
Other Current Liabilities 337,328
Total Current Liabilities  (as reported)337,328
Total Current Liabilities  (calculated)337,328
+/-0
Long-term Liabilities
Long-term Liabilities  (as reported)0
Long-term Liabilities  (calculated)0
+/-0
Total Stockholder Equity
Common Stock4,855
Retained Earnings 86,843
Other Stockholders Equity -24,128
Total Stockholder Equity (as reported)67,570
Total Stockholder Equity (calculated)67,570
+/-0
Other
Capital Stock4,855
Cash and Short Term Investments 33,823
Common Stock Shares Outstanding 986
Liabilities and Stockholders Equity 659,834
Net Debt -33,823
Net Invested Capital 79,570
Net Working Capital -299,939
Property Plant and Equipment Gross 29,026



6.3. Balance Sheets Structured

Currency in USD. All numbers in thousands.

 Trend2024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-312007-12-312006-12-312005-12-312004-12-312003-12-311992-12-31
> Total Assets 
0
321,494
337,945
355,681
0
0
0
0
0
555,280
559,396
535,206
568,523
572,713
589,761
658,356
740,452
775,139
698,479
660,068
659,834
659,834660,068698,479775,139740,452658,356589,761572,713568,523535,206559,396555,28000000355,681337,945321,4940
   > Total Current Assets 
0
17,272
17,629
15,692
0
0
0
0
0
44,179
44,141
32,061
43,192
15,144
3,452
67,640
174,995
180,985
38,286
19,660
37,389
37,38919,66038,286180,985174,99567,6403,45215,14443,19232,06144,14144,1790000015,69217,62917,2720
       Cash And Cash Equivalents 
0
13,094
12,899
11,857
0
0
0
0
0
-11,955
26
14,750
12,914
15,144
3,452
8,999
170,530
177,624
34,107
16,150
33,823
33,82316,15034,107177,624170,5308,9993,45215,14412,91414,75026-11,9550000011,85712,89913,0940
       Short-term Investments 
0
0
0
0
0
0
0
0
0
0
16,701
6,950
15,397
22,608
0
0
-157,888
-162,634
-21,428
-5,423
0
0-5,423-21,428-162,634-157,8880022,60815,3976,95016,7010000000000
       Net Receivables 
0
4,178
4,730
3,835
0
0
0
0
0
18,805
0
0
0
0
0
0
0
0
0
0
0
0000000000018,805000003,8354,7304,1780
       Other Current Assets 
0
188,572
196,278
212,913
0
0
0
0
0
44,179
44,141
32,061
43,192
9,966
0
67,640
174,995
180,985
38,286
19,660
822
82219,66038,286180,985174,99567,64009,96643,19232,06144,14144,17900000212,913196,278188,5720
   > Long-term Assets 
0
115,650
124,038
127,076
0
0
0
0
0
511,101
515,255
503,145
525,331
557,569
586,309
590,716
565,457
594,154
660,193
641,415
622,445
622,445641,415660,193594,154565,457590,716586,309557,569525,331503,145515,255511,10100000127,076124,038115,6500
       Property Plant Equipment 
0
7,033
6,736
6,796
0
0
0
0
0
11,621
11,198
10,465
11,966
11,582
13,802
13,716
13,902
13,205
12,794
13,249
11,437
11,43713,24912,79413,20513,90213,71613,80211,58211,96610,46511,19811,621000006,7966,7367,0330
       Goodwill 
0
0
0
0
0
0
0
0
0
15,604
15,605
15,605
15,605
15,605
15,605
15,605
15,605
15,605
15,605
15,605
15,605
15,60515,60515,60515,60515,60515,60515,60515,60515,60515,60515,60515,604000000000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
453,839
163,364
178,118
177,096
153,297
0
0
0
127,487
318,152
131,176
135,457
135,457131,176318,152127,487000153,297177,096178,118163,364453,839000000000
       Intangible Assets 
0
0
0
0
0
0
0
0
0
16,382
0
156
734
642
662
511
360
210
59
0
0
0059210360511662642734156016,382000000000
       Other Assets 
0
188,572
196,278
212,913
0
0
0
0
0
12,325
322,012
290,738
317,499
336,523
0
0
0
0
0
-1,007
623,350
623,350-1,00700000336,523317,499290,738322,01212,32500000212,913196,278188,5720
> Total Liabilities 
0
2,238
2,452
324,916
0
0
0
0
0
503,277
504,834
482,085
508,714
511,988
523,286
583,463
660,256
692,631
638,977
592,370
592,264
592,264592,370638,977692,631660,256583,463523,286511,988508,714482,085504,834503,27700000324,9162,4522,2380
   > Total Current Liabilities 
0
2,238
2,452
3,079
0
0
0
0
0
449,370
463,169
446,689
469,425
266
344
156,101
332,097
345,141
308,070
194,314
337,328
337,328194,314308,070345,141332,097156,101344266469,425446,689463,169449,370000003,0792,4522,2380
       Short-term Debt 
0
0
0
0
0
0
0
0
0
15,131
26,782
0
0
0
0
2,436
10,409
8,540
7,010
1,632
0
01,6327,0108,54010,4092,436000026,78215,131000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
43,631
8,641,695,086
51,605,416,238
1,272,777
4,145
0
0
0
0
0
0
0
00000004,1451,272,77751,605,416,2388,641,695,08643,631000000000
       Accounts payable 
0
2,238
2,452
3,079
0
0
0
0
0
6,138
435,992
422,999
456,413
461,335
0
0
0
0
0
0
0
0000000461,335456,413422,999435,9926,138000003,0792,4522,2380
       Other Current Liabilities 
0
-2,238
-2,452
-3,079
0
0
0
0
0
434,239
436,387
420,735,876,169
0
0
344
153,665
332,097
345,141
308,070
192,682
337,328
337,328192,682308,070345,141332,097153,66534400420,735,876,169436,387434,23900000-3,079-2,452-2,2380
   > Long-term Liabilities 
0
2,238
2,452
6,230
0
0
0
0
0
53,907
41,665
35,396
39,289
511,722
522,942
427,362
328,159
347,490
330,907
399,063
0
0399,063330,907347,490328,159427,362522,942511,72239,28935,39641,66553,907000006,2302,4522,2380
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
6,465
6,896
8,116
6,598
0
0
0
0
0
0
0
00000006,5988,1166,8966,4650000000000
> Total Stockholder Equity
0
26,381
28,618
30,765
0
0
0
0
0
52,003
54,562
53,121
59,809
60,725
66,475
74,893
80,196
82,508
59,502
67,698
67,570
67,57067,69859,50282,50880,19674,89366,47560,72559,80953,12154,56252,0030000030,76528,61826,3810
   Common Stock
0
2,614
2,605
2,557
0
0
0
0
0
11,786
11,411
11,360
10,542
9,246
6,734
6,385
5,814
5,725
5,464
5,296
4,855
4,8555,2965,4645,7255,8146,3856,7349,24610,54211,36011,41111,786000002,5572,6052,6140
   Retained Earnings Total Equity000000000000000000000
   Accumulated Other Comprehensive Income 
0
169
-134
-793
0
0
0
0
0
2,735
3,415
-833
2,067
1,505
-1,095
2,347
4,412
2,353
-25,519
-20,723
0
0-20,723-25,5192,3534,4122,347-1,0951,5052,067-8333,4152,73500000-793-1341690
   Capital Surplus 000000000000000000000
   Treasury Stock000000000000000000000
   Other Stockholders Equity 
0
1,043
955
442
0
0
0
0
0
2,735
3,415
-833
2,067
1,505
0
0
0
0
0
-20,723
-24,128
-24,128-20,723000001,5052,067-8333,4152,735000004429551,0430



6.4. Balance Sheets

Currency in USD. All numbers in thousands.




6.5. Cash Flows

Currency in USD. All numbers in thousands.




6.6. Income Statements

Currency in USD. All numbers in thousands.


6.7. Latest Income Statement

Income Statement (annual), 2024-12-31. Currency in USD. All numbers in thousands.

Gross Profit (+$)
totalRevenue32,436
Cost of Revenue-9,230
Gross Profit23,20623,206
 
Operating Income (+$)
Gross Profit23,206
Operating Expense-17,653
Operating Income5,5535,553
 
Operating Expense (+$)
Research Development0
Selling General Administrative2,034
Selling And Marketing Expenses97
Operating Expense17,6532,131
 
Net Interest Income (+$)
Interest Income27,500
Interest Expense-9,230
Other Finance Cost-0
Net Interest Income18,270
 
Pretax Income (+$)
Operating Income5,553
Net Interest Income18,270
Other Non-Operating Income Expenses0
Income Before Tax (EBT)5,4715,635
EBIT - interestExpense = -3,759
5,471
13,913
Interest Expense9,230
Earnings Before Interest and Taxes (EBIT)5,47114,701
Earnings Before Interest and Taxes (EBITDA)6,424
 
After tax Income (+$)
Income Before Tax5,471
Tax Provision-788
Net Income From Continuing Ops4,6834,683
Net Income4,683
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses17,653
Total Other Income/Expenses Net-82-18,270
 

Technical Analysis of Citizens National Corporation
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Citizens National Corporation. The general trend of Citizens National Corporation is UNKNOWN with 0.0% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Citizens National Corporation's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator StateBullish trend Bearish trend
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Citizens National Corporation Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Supportย is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistanceย is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Citizens National Corporation.

The long score for the Support & Resistance is 1/1.
The longshort score for the Support & Resistance is 1/(-1 +1).

  • Around support: The price is currently trading around a support level. This can be considered as a potential entry level. +1

The bullish price targets are: 41.99 < 41.99 < 41.99.

The bearish price targets are: 42.24 > 42.24 > 42.24.

Know someone who trades $CZNL? Share this with them.๐Ÿ‘‡

Citizens National Corporation Daily Support & Resistance Chart
3rd party ad coffee SUPPORTERis ad-free.

2. Trend Indicators

2.1 Moving Averages

Shows theย moving averageย of the selected period.

  • Moving averages are laggingย trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Citizens National Corporation. The current mas is .

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Citizens National Corporation Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows theย momentumย of theย selected period based on two moving averages.

  • MACD is aย lagging momentumย indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Citizens National Corporation.

Citizens National Corporation Daily Moving Average Convergence/Divergence (MACD) ChartCitizens National Corporation Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Citizens National Corporation. The current adx is .

Citizens National Corporation Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Showsย the current trend.
  • Showsย potential entry signals.
  • Showsย ย potential exit signals.
  • Can be used to placeย trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Citizens National Corporation.

Citizens National Corporation Daily Parabolic SAR Chart
3rd party ad coffee SUPPORTERis ad-free.

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentumย indicator, meaning the signals are instant.
  • Rangesย between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Citizens National Corporation.

Citizens National Corporation Daily Relative Strength Index (RSI) ChartCitizens National Corporation Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Comparesย a certain price to multiple prices ranging over time.

  • Leadingย momentumย indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Rangesย between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Citizens National Corporation.

Citizens National Corporation Daily Stochastic Oscillator ChartCitizens National Corporation Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero,ย the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Citizens National Corporation.

Citizens National Corporation Daily Commodity Channel Index (CCI) ChartCitizens National Corporation Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Citizens National Corporation.

Citizens National Corporation Daily Chande Momentum Oscillator (CMO) ChartCitizens National Corporation Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

ย Shows the current price relative to the highest high over the last 14 days.
ย 

  • Lagging momentum indicator
  • Ranging between 0 andย -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Citizens National Corporation.

Citizens National Corporation Daily Williams %R ChartCitizens National Corporation Daily Williams %R Chart
3rd party ad coffee SUPPORTERis ad-free.

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversoldย 

Score

Let's take a look at the Bollinger Bands of Citizens National Corporation.

Citizens National Corporation Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Citizens National Corporation.

Citizens National Corporation Daily Average True Range (ATR) ChartCitizens National Corporation Daily Average True Range (ATR) Chart
3rd party ad coffee SUPPORTERis ad-free.

5. Volume Indicators

5.1 On-Balance Volume (OBV)

ย Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Citizens National Corporation.

Citizens National Corporation Daily On-Balance Volume (OBV) ChartCitizens National Corporation Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Citizens National Corporation.

Citizens National Corporation Daily Money Flow Index (MFI) ChartCitizens National Corporation Daily Money Flow Index (MFI) Chart
3rd party ad coffee SUPPORTERis ad-free.

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Citizens National Corporation.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2024-12-04SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-12-13ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-01-10STOCH LONG EXITThe %K line crosses below the %D line.
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-01-13MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-05-07CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-05-22DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-05-23MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2025-05-30MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2025-06-02MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2025-06-05MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2025-06-09SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-12WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-06-20MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.

6.3. Candlestick Patterns

Citizens National Corporation Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Citizens National Corporation based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
OpenGreater thanClose42.240
Total0/1 (0.0%)
Penke
Good job! You gained 25 XP and 0   0   10 . What's next:
  • Share my analysis of Citizens National Corporation with someone you think should read this too:
  • Are you bullish or bearish on Citizens National Corporation? Let me know what you think in the comments.
  • Do you want an email if I find something interesting about Citizens National Corporation? Add an email alert using the form below.
  • Join the community if you want to keep your earnings and track your progress: Join the community
  • Is this analysis useful to you? Support me via But Me a Coffee. I'll analyze the stock market faster for you!

Get notifications about Citizens National Corporation

I send you an email if I find something interesting about Citizens National Corporation.


Comments

How you think about this?

Leave a comment

Stay informed about Citizens National Corporation.

Receive notifications about Citizens National Corporation in your mailbox!

3rd party ad coffee SUPPORTERis ad-free.