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DCOM (Dime) Stock Analysis
Buy, Hold or Sell?

Let's analyze Dime together

I guess you are interested in Dime Community Bancshares Inc. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

  • 📊 Fundamental Analysis (FA) – Dime’s Financial Insights
  • 📈 Technical Analysis (TA) – Dime’s Price Targets

I'm going to help you getting a better view of Dime Community Bancshares Inc. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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1. Quick Overview

1.1. Quick analysis of Dime (30 sec.)










1.2. What can you expect buying and holding a share of Dime? (30 sec.)

How much money do you get?

How much money do you get?
$1.06
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
$32.22
Expected worth in 1 year
$36.16
How sure are you?
82.5%

+ What do you gain per year?

Total Gains per Share
$5.00
Return On Investment
17.5%

For what price can you sell your share?

Current Price per Share
$28.65
Expected price per share
$25.69 - $30.04
How sure are you?
50%
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2. Detailed Analysis

2.1. Valuation of Dime (5 min.)




Live pricePrice per Share (EOD)
$28.65
Intrinsic Value Per Share
$1.09 - $48.73
Total Value Per Share
$33.31 - $80.95

2.2. Growth of Dime (5 min.)




Is Dime growing?

Current yearPrevious yearGrowGrow %
How rich?$1.4b$9.4b-$8b-607.7%

How much money is Dime making?

Current yearPrevious yearGrowGrow %
Making money$8.2m$19.1m-$10.9m-132.8%
Net Profit Margin3.9%22.7%--

How much money comes from the company's main activities?

2.3. Financial Health of Dime (5 min.)




2.4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

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3. Summary and Key Metrics

3.1. What can you expect buying and holding a share of Dime?

Welcome investor! Dime's management wants to use your money to grow the business. In return you get a share of Dime.

First you should know what it really means to hold a share of Dime. And how you can make/lose money.

Speculation

The Price per Share of Dime is $28.65. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Dime.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Dime, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $32.22. Based on the TTM, the Book Value Change Per Share is $0.98 per quarter. Based on the YOY, the Book Value Change Per Share is $0.27 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.27 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Dime.

How much money are you going to get?

 MRQTTMYOY3Y5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps0.491.7%0.190.7%0.411.4%0.461.6%0.461.6%0.371.3%
Usd Book Value Change Per Share0.351.2%0.983.4%0.271.0%0.491.7%0.873.1%0.541.9%
Usd Dividend Per Share0.291.0%0.270.9%0.260.9%0.260.9%0.240.8%0.180.6%
Usd Total Gains Per Share0.642.2%1.254.4%0.531.9%0.752.6%1.113.9%0.722.5%
Usd Price Per Share27.88-26.95-20.95-25.42-26.78-28.83-
Price to Earnings Ratio14.23-8.38-13.57-10.35-11.99-34.62-
Price-to-Total Gains Ratio43.62-35.94--0.36--2.41-33.81-60.56-
Price to Book Ratio0.87-0.89-0.23-0.73-0.98-1.67-
Price-to-Total Gains Ratio43.62-35.94--0.36--2.41-33.81-60.56-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share28.65
Number of shares34
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.270.24
Usd Book Value Change Per Share0.980.87
Usd Total Gains Per Share1.251.11
Gains per Quarter (34 shares)42.5237.78
Gains per Year (34 shares)170.07151.12
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
13613416032119141
27226833064238292
310840250097357443
4144536670129476594
5181670840161595745
62178041010193714896
725393811802258321047
8289107213502589511198
93251206152029010701349
103611340169032211891500

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share3.01.00.075.0%11.01.00.091.7%18.02.00.090.0%38.02.00.095.0%114.02.00.098.3%
Book Value Change Per Share4.00.00.0100.0%9.03.00.075.0%13.07.00.065.0%30.010.00.075.0%90.026.00.077.6%
Dividend per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%40.00.00.0100.0%109.00.07.094.0%
Total Gains per Share4.00.00.0100.0%9.03.00.075.0%15.05.00.075.0%33.07.00.082.5%94.022.00.081.0%
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3.2. Key Performance Indicators

The key performance indicators of Dime Community Bancshares Inc compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-3Y+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.3540.985-64%0.275+29%0.488-28%0.874-60%0.540-34%
Book Value Per Share--32.22430.370+6%214.941-85%90.607-64%63.287-49%38.205-16%
Current Ratio--0.1550.128+20%429.896-100%321.378-100%392.365-100%197.465-100%
Debt To Asset Ratio--0.9000.905-1%0.312+188%0.709+27%0.787+14%0.846+6%
Debt To Equity Ratio--8.9849.493-5%3.435+162%7.724+16%8.433+7%8.924+1%
Dividend Per Share--0.2860.266+8%0.257+11%0.257+11%0.237+21%0.177+61%
Enterprise Value---9722725432.000-10008389160.250+3%-2238958173.000-77%-7287217550.417-25%-6916754222.250-29%-5305047258.525-45%
Eps--0.4900.187+161%0.413+19%0.461+6%0.460+7%0.374+31%
Ev To Ebitda Ratio---80.899-32.389-60%-21.729-73%-32.423-60%-27.994-65%-30.402-62%
Ev To Sales Ratio---14.173-15.727+11%-7.452-47%-15.484+9%-17.965+27%-20.955+48%
Free Cash Flow Per Share--1.4800.732+102%0.558+165%0.803+84%0.719+106%0.493+200%
Free Cash Flow To Equity Per Share---3.8554.229-191%-1.972-49%4.010-196%3.030-227%2.456-257%
Gross Profit Margin--0.9220.951-3%0.904+2%0.939-2%0.951-3%0.904+2%
Intrinsic Value_10Y_max--48.725----------
Intrinsic Value_10Y_min--1.091----------
Intrinsic Value_1Y_max--3.460----------
Intrinsic Value_1Y_min--1.666----------
Intrinsic Value_3Y_max--11.480----------
Intrinsic Value_3Y_min--3.687----------
Intrinsic Value_5Y_max--20.807----------
Intrinsic Value_5Y_min--4.247----------
Market Cap1255402890.000+3%1221662568.0001181075589.750+3%917780577.000+33%1113996616.250+10%1173626427.750+4%1263416216.475-3%
Net Profit Margin--0.1250.039+222%0.227-45%0.213-41%0.225-44%0.279-55%
Operating Margin--0.1670.074+127%0.325-49%0.305-45%0.367-54%0.624-73%
Operating Ratio--0.8330.926-10%0.587+42%0.838-1%0.792+5%0.737+13%
Pb Ratio0.889+3%0.8650.886-2%0.228+279%0.729+19%0.975-11%1.670-48%
Pe Ratio14.626+3%14.2338.376+70%13.568+5%10.353+37%11.986+19%34.619-59%
Price Per Share28.650+3%27.88026.954+3%20.945+33%25.423+10%26.784+4%28.833-3%
Price To Free Cash Flow Ratio4.840+3%4.7105.118-8%2.586+82%5.818-19%2.534+86%10.916-57%
Price To Total Gains Ratio44.823+3%43.61835.936+21%-0.355+101%-2.411+106%33.815+29%60.556-28%
Quick Ratio--0.2160.179+20%704.889-100%554.811-100%665.224-100%334.904-100%
Return On Assets--0.0020.001+150%0.001+9%0.002-8%0.002-16%0.002-23%
Return On Equity--0.0150.006+135%0.016-3%0.019-18%0.019-22%0.021-27%
Total Gains Per Share--0.6391.251-49%0.531+20%0.745-14%1.111-42%0.717-11%
Usd Book Value--1412013000.0001330763750.000+6%9418426750.000-85%3970254166.667-64%2773135300.000-49%1674071625.000-16%
Usd Book Value Change Per Share--0.3540.985-64%0.275+29%0.488-28%0.874-60%0.540-34%
Usd Book Value Per Share--32.22430.370+6%214.941-85%90.607-64%63.287-49%38.205-16%
Usd Dividend Per Share--0.2860.266+8%0.257+11%0.257+11%0.237+21%0.177+61%
Usd Enterprise Value---9722725432.000-10008389160.250+3%-2238958173.000-77%-7287217550.417-25%-6916754222.250-29%-5305047258.525-45%
Usd Eps--0.4900.187+161%0.413+19%0.461+6%0.460+7%0.374+31%
Usd Free Cash Flow--64850000.00032072250.000+102%24468750.000+165%35203333.333+84%31519500.000+106%21598675.000+200%
Usd Free Cash Flow Per Share--1.4800.732+102%0.558+165%0.803+84%0.719+106%0.493+200%
Usd Free Cash Flow To Equity Per Share---3.8554.229-191%-1.972-49%4.010-196%3.030-227%2.456-257%
Usd Market Cap1255402890.000+3%1221662568.0001181075589.750+3%917780577.000+33%1113996616.250+10%1173626427.750+4%1263416216.475-3%
Usd Price Per Share28.650+3%27.88026.954+3%20.945+33%25.423+10%26.784+4%28.833-3%
Usd Profit--21458000.0008212750.000+161%19120500.000+12%22055083.333-3%21841900.000-2%17252350.000+24%
Usd Revenue--171498000.000161554000.000+6%83702750.000+105%116457250.000+47%101155400.000+70%69920950.000+145%
Usd Total Gains Per Share--0.6391.251-49%0.531+20%0.745-14%1.111-42%0.717-11%
 EOD+4 -4MRQTTM+30 -10YOY+19 -213Y+15 -255Y+14 -2610Y+15 -25

3.3 Fundamental Score

Let's check the fundamental score of Dime Community Bancshares Inc based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1514.626
Price to Book Ratio (EOD)Between0-10.889
Net Profit Margin (MRQ)Greater than00.125
Operating Margin (MRQ)Greater than00.167
Quick Ratio (MRQ)Greater than10.216
Current Ratio (MRQ)Greater than10.155
Debt to Asset Ratio (MRQ)Less than10.900
Debt to Equity Ratio (MRQ)Less than18.984
Return on Equity (MRQ)Greater than0.150.015
Return on Assets (MRQ)Greater than0.050.002
Total5/10 (50.0%)

3.4 Technical Score

Let's check the technical score of Dime Community Bancshares Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5064.215
Ma 20Greater thanMa 5026.938
Ma 50Greater thanMa 10026.490
Ma 100Greater thanMa 20027.369
OpenGreater thanClose28.550
Total2/5 (40.0%)

4. In-depth Analysis

4.1 About Dime Community Bancshares Inc

Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that engages in the provision of various commercial banking and financial services. The company accepts time, savings, and demand deposits from the businesses, consumers, and local municipalities. It offers commercial real estate loans; multi-family mortgage loans; residential mortgage loans; letters of credit; secured and unsecured commercial and consumer loans; lines of credit; home equity loans; and construction and land loans. In addition, the company invests in Federal Home Loan Bank, Federal National Mortgage Association, Government National Mortgage Association, and Federal Home Loan Mortgage Corporation mortgage-backed securities, collateralized mortgage obligations, and other asset backed securities; U.S. Treasury securities; New York state and local municipal obligations; U.S. government-sponsored enterprise securities; and corporate bonds. Further, it offers certificate of deposit account registry services and insured cash sweep programs; federal deposit insurance corporation insurance; merchant credit and debit card processing, automated teller machines, cash management services, lockbox processing, online banking services, remote deposit capture, safe deposit boxes, and individual retirement accounts; investment products and services through a third-party broker dealer; and title insurance broker services for small and medium sized businesses, and municipal and consumer relationships. Dime Community Bancshares, Inc. was founded in 1910 and is headquartered in Hauppauge, New York.

Fundamental data was last updated by Penke on 2025-06-19 03:59:05.

4.2 In-depth Summary

4.2.1. Financial Health Summary

Profitability Details
 Compared to previous yearCompared to industry
The company is making a profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating less efficient.
The company is less efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

4.2.2. Valuation Summary

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is cheap.
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4.3 Financial Health

4.3.1. Profitability

4.3.1 Profitability
4.3.1.1. Net Profit Margin

Measures how much net profit Dime earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Dime to the Banks - Regional industry mean.
  • A Net Profit Margin of 12.5% means that $0.13 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Dime Community Bancshares Inc:

  • The MRQ is 12.5%. The company is making a huge profit. +2
  • The TTM is 3.9%. The company is making a profit. +1
Trends
Current periodCompared to+/- 
MRQ12.5%TTM3.9%+8.6%
TTM3.9%YOY22.7%-18.8%
TTM3.9%5Y22.5%-18.6%
5Y22.5%10Y27.9%-5.4%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ12.5%41.9%-29.4%
TTM3.9%31.1%-27.2%
YOY22.7%29.6%-6.9%
3Y21.3%29.0%-7.7%
5Y22.5%25.7%-3.2%
10Y27.9%22.1%+5.8%
4.3.1.2. Return on Assets

Shows how efficient Dime is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Dime to the Banks - Regional industry mean.
  • 0.2% Return on Assets means that Dime generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Dime Community Bancshares Inc:

  • The MRQ is 0.2%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.1%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.2%TTM0.1%+0.1%
TTM0.1%YOY0.1%-0.1%
TTM0.1%5Y0.2%-0.1%
5Y0.2%10Y0.2%0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.2%0.2%0.0%
TTM0.1%0.2%-0.1%
YOY0.1%0.2%-0.1%
3Y0.2%0.2%0.0%
5Y0.2%0.2%0.0%
10Y0.2%0.2%0.0%
4.3.1.3. Return on Equity

Shows how efficient Dime is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Dime to the Banks - Regional industry mean.
  • 1.5% Return on Equity means Dime generated $0.02 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Dime Community Bancshares Inc:

  • The MRQ is 1.5%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 0.6%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ1.5%TTM0.6%+0.9%
TTM0.6%YOY1.6%-0.9%
TTM0.6%5Y1.9%-1.3%
5Y1.9%10Y2.1%-0.1%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ1.5%2.8%-1.3%
TTM0.6%2.2%-1.6%
YOY1.6%2.6%-1.0%
3Y1.9%2.5%-0.6%
5Y1.9%2.4%-0.5%
10Y2.1%2.6%-0.5%
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4.3.2. Operating Efficiency of Dime Community Bancshares Inc.

4.3.2. Operating Efficiency
4.3.2.1. Operating Margin

Measures how efficient Dime is operating .

  • Measures how much profit Dime makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Dime to the Banks - Regional industry mean.
  • An Operating Margin of 16.7% means the company generated $0.17  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Dime Community Bancshares Inc:

  • The MRQ is 16.7%. The company is operating efficient. +1
  • The TTM is 7.4%. The company is operating less efficient.
Trends
Current periodCompared to+/- 
MRQ16.7%TTM7.4%+9.3%
TTM7.4%YOY32.5%-25.1%
TTM7.4%5Y36.7%-29.3%
5Y36.7%10Y62.4%-25.7%
4.3.2.2. Operating Ratio

Measures how efficient Dime is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 0.83 means that the operating costs are $0.83 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Dime Community Bancshares Inc:

  • The MRQ is 0.833. The company is less efficient in keeping operating costs low.
  • The TTM is 0.926. The company is less efficient in keeping operating costs low.
Trends
Current periodCompared to+/- 
MRQ0.833TTM0.926-0.093
TTM0.926YOY0.587+0.339
TTM0.9265Y0.792+0.134
5Y0.79210Y0.737+0.055
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4.4.3. Liquidity of Dime Community Bancshares Inc.

4.4.3. Liquidity
4.4.3.1. Current Ratio

Measures if Dime is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 0.15 means the company has $0.15 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Dime Community Bancshares Inc:

  • The MRQ is 0.155. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.128. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.155TTM0.128+0.026
TTM0.128YOY429.896-429.768
TTM0.1285Y392.365-392.236
5Y392.36510Y197.465+194.899
4.4.3.2. Quick Ratio

Measures if Dime is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Dime to the Banks - Regional industry mean.
  • A Quick Ratio of 0.22 means the company can pay off $0.22 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Dime Community Bancshares Inc:

  • The MRQ is 0.216. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.179. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.216TTM0.179+0.036
TTM0.179YOY704.889-704.710
TTM0.1795Y665.224-665.044
5Y665.22410Y334.904+330.319
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4.5.4. Solvency of Dime Community Bancshares Inc.

4.5.4. Solvency
4.5.4.1. Debt to Asset Ratio

Measures how much % of Dime assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Dime to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.90 means that Dime assets are financed with 90.0% credit (debt) and the remaining percentage (100% - 90.0%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Dime Community Bancshares Inc:

  • The MRQ is 0.900. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.905. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.900TTM0.905-0.005
TTM0.905YOY0.312+0.593
TTM0.9055Y0.787+0.117
5Y0.78710Y0.846-0.058
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9000.912-0.012
TTM0.9050.914-0.009
YOY0.3120.331-0.019
3Y0.7090.655+0.054
5Y0.7870.761+0.026
10Y0.8460.845+0.001
4.5.4.2. Debt to Equity Ratio

Measures if Dime is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Dime to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 898.4% means that company has $8.98 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Dime Community Bancshares Inc:

  • The MRQ is 8.984. The company is unable to pay all its debts with equity. -1
  • The TTM is 9.493. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ8.984TTM9.493-0.509
TTM9.493YOY3.435+6.058
TTM9.4935Y8.433+1.060
5Y8.43310Y8.924-0.491
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ8.98410.416-1.432
TTM9.49310.683-1.190
YOY3.4354.228-0.793
3Y7.7247.922-0.198
5Y8.4339.283-0.850
10Y8.92411.348-2.424
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4.6. Market Valuation

4.6.1. Earnings Per Share
4.6.2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Dime generates.

  • Above 15 is considered overpriced but always compare Dime to the Banks - Regional industry mean.
  • A PE ratio of 14.23 means the investor is paying $14.23 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Dime Community Bancshares Inc:

  • The EOD is 14.626. Based on the earnings, the company is underpriced. +1
  • The MRQ is 14.233. Based on the earnings, the company is underpriced. +1
  • The TTM is 8.376. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD14.626MRQ14.233+0.393
MRQ14.233TTM8.376+5.857
TTM8.376YOY13.568-5.192
TTM8.3765Y11.986-3.610
5Y11.98610Y34.619-22.632
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD14.6264.337+10.289
MRQ14.2333.875+10.358
TTM8.3766.132+2.244
YOY13.5684.741+8.827
3Y10.3535.925+4.428
5Y11.9868.400+3.586
10Y34.6199.118+25.501
4.6.2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Dime Community Bancshares Inc:

  • The EOD is 4.840. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 4.710. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 5.118. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD4.840MRQ4.710+0.130
MRQ4.710TTM5.118-0.408
TTM5.118YOY2.586+2.532
TTM5.1185Y2.534+2.584
5Y2.53410Y10.916-8.383
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD4.8400.376+4.464
MRQ4.7100.336+4.374
TTM5.1180.632+4.486
YOY2.586-1.072+3.658
3Y5.8182.007+3.811
5Y2.5340.284+2.250
10Y10.9160.095+10.821
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4.6.2. Book Value per Share
4.6.2.1. Price to Book Ratio

Measures if the stock price of Dime is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 0.87 means the investor is paying $0.87 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Dime Community Bancshares Inc:

  • The EOD is 0.889. Based on the equity, the company is cheap. +2
  • The MRQ is 0.865. Based on the equity, the company is cheap. +2
  • The TTM is 0.886. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.889MRQ0.865+0.024
MRQ0.865TTM0.886-0.021
TTM0.886YOY0.228+0.657
TTM0.8865Y0.975-0.089
5Y0.97510Y1.670-0.695
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.8890.483+0.406
MRQ0.8650.432+0.433
TTM0.8860.446+0.440
YOY0.2280.149+0.079
3Y0.7290.355+0.374
5Y0.9750.578+0.397
10Y1.6700.801+0.869
4.6.2. Total Gains per Share

2.4. Latest News of Dime Community Bancshares Inc

Does Dime Community Bancshares Inc still have the same value as the quarterly reports suggest? Recent changes may be an indication that the value of the company is changing. Read the news from Dime Community Bancshares Inc to keep up to date. Note: the news is often already included in the price.

DateTitleRead
2025-06-26
22:30
Dime Community Bancshares Declares Quarterly Cash Dividend for Common StockRead
2025-06-26
01:34
Dime Sponsors 10th New York City Small Business ChallengeRead
2025-06-17
14:30
Dime Announces Approval of Lakewood, NJ Branch by the NJ Department of Banking and InsuranceRead

4.7 Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Dime Community Bancshares Inc.

4.8.1. Institutions holding Dime Community Bancshares Inc

Institutions are holding 84.01% of the shares of Dime Community Bancshares Inc.

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2025-03-31BlackRock Inc14.13890.00366195475-26040-0.4185
2025-03-31Vanguard Group Inc6.2860.00142754416148020.5403
2025-03-31T. Rowe Price Investment Management,Inc.5.37960.0435235725534004616.8573
2025-03-31Dimensional Fund Advisors, Inc.5.36140.01632349299499202.171
2025-03-31Basswood Capital Management LLC4.6973.22012058143-6422-0.3111
2025-03-31State Street Corp4.21830.00211848399283261.5563
2025-03-31Wellington Management Company LLP3.63470.0085159265632135325.2775
2025-03-31Systematic Financial Management LP2.74210.95421201536817747.3028
2025-03-31Brown Advisory Holdings Inc2.27750.0398997980-15695-1.5483
2025-03-31Geode Capital Management, LLC2.22240.0021973803711847.8864
2025-03-31American Century Companies Inc1.56520.0117685848-73393-9.6666
2025-03-31Verition Fund Managegment, LLC1.49540.085165527619200341.4449
2024-12-31UBS Group AG1.49270.00376540726089421349.3064
2025-03-31Manufacturers Life Insurance Co1.4260.0165624862-36746-5.554
2025-03-31Stieven Capital Advisors, L.p.1.41823.355162145513000.2096
2025-03-31Boston Partners Global Investors, Inc1.38170.0201605443-456850-43.006
2025-03-31Penn Capital Management Company LLC1.07811.286747241514485644.2229
2025-03-31Royce & Associates, LP0.99460.131743580068921.6069
2025-03-31Northern Trust Corp0.99360.001843536170401.6436
2025-03-31Bank of New York Mellon Corp0.94410.0023413712-7680-1.8225
Total 63.74759.206327933206+1245612+4.5%

4.9.2. Funds holding Dime Community Bancshares Inc

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2025-05-31iShares Core S&P Small-Cap ETF5.36070.0786234897100
2025-04-30Vanguard Total Stock Mkt Idx Inv3.11520.002136504613460310.9394
2025-03-31T. Rowe Price US Small-Cap Core Equity2.39680.3779105023514643416.202
2025-03-31T. Rowe Price Small-Cap Stock2.39680.37791050235-227-0.0216
2025-05-31iShares Russell 2000 ETF2.28870.0418100285900
2025-04-30Vanguard Institutional Extnd Mkt Idx Tr1.35350.01559307149520.842
2025-04-30DFA US Small Cap Value I1.2670.101455517900
2025-03-31T. Rowe Price Instl Small-Cap Stock1.26610.373155479400
2025-04-30Brown Advisory Small-Cap Fdmtl Val Inv1.21171.1742530946-22075-3.9917
2025-03-31T. Rowe Price U.S. SC Core Eq Tr-D1.14730.37255027517602417.8156
2025-05-31Avantis US Small Cap Value ETF1.05110.0774460574-5487-1.1773
2025-03-31Fidelity Small Cap Index0.90560.04583968214439312.5963
2025-05-31iShares S&P Small-Cap 600 Value ETF0.87660.163838409200
2025-05-31SPDR® S&P Regional Banking ETF0.81920.2877358966-1280-0.3553
2025-05-31iShares Russell 2000 Value ETF0.81480.085435701200
2025-03-31Foundry Partners Micro Cap Value0.77381.677233907400
2025-05-30SPDR® Portfolio S&P 600™ Sm Cap ETF0.7560.078333125400
2025-03-31First Eagle US Small Cap Strategy0.67870.5227297390-141788-32.2849
2025-05-31Penn Capital Small Cap Equity0.66361.253129077800
2025-04-30DFA US Targeted Value I0.65940.06262889613151512.2414
Total 29.80267.168413059009+267064+2.0%

5.3. Insider Transactions

Insiders are holding 5.104% of the shares of Dime Community Bancshares Inc.

DateOwnerTypeAmountPricePost Transaction AmountLink
2025-05-28Raymond A NielsenSELL200025.58
2025-02-28Avinash ReddyBUY50019.36
2025-02-21Raymond A NielsenSELL300031.25
2025-02-14Basswood Capital Management, LBUY18631.01
2025-02-12Basswood Capital Management, LSELL981531.2
2025-01-31Basswood Capital Management, LBUY104331.23
2024-12-09Michael FeganSELL200035.76
2024-11-12Basswood Capital Management, LBUY2900032
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5. Financial Statements




5.1. Latest Balance Sheet

Balance Sheet of 2025-03-31. Currency in USD. All numbers in thousands.

Summary
Total Assets14,097,682
Total Liabilities12,685,669
Total Stockholder Equity1,412,013
 As reported
Total Liabilities 12,685,669
Total Stockholder Equity+ 1,412,013
Total Assets = 14,097,682

Assets

Total Assets14,097,682
Total Current Assets1,797,325
Long-term Assets12,300,357
Total Current Assets
Cash And Cash Equivalents 1,030,702
Short-term Investments 710,579
Net Receivables 56,044
Total Current Assets  (as reported)1,797,325
Total Current Assets  (calculated)1,797,325
+/-0
Long-term Assets
Property Plant Equipment 79,307
Goodwill 155,797
Long Term Investments 1,341,913
Intangible Assets 3,644
Other Assets 14,097,682
Long-term Assets  (as reported)12,300,357
Long-term Assets  (calculated)15,678,343
+/- 3,377,986

Liabilities & Shareholders' Equity

Total Current Liabilities11,615,924
Long-term Liabilities1,069,745
Total Stockholder Equity1,412,013
Total Current Liabilities
Other Current Liabilities 11,615,924
Total Current Liabilities  (as reported)11,615,924
Total Current Liabilities  (calculated)11,615,924
+/-0
Long-term Liabilities
Long term Debt 780,370
Capital Lease Obligations Min Short Term Debt48,432
Long-term Liabilities  (as reported)1,069,745
Long-term Liabilities  (calculated)828,802
+/- 240,943
Total Stockholder Equity
Common Stock461
Retained Earnings 803,202
Other Stockholders Equity 530,826
Total Stockholder Equity (as reported)1,412,013
Total Stockholder Equity (calculated)1,334,489
+/- 77,524
Other
Capital Stock117,030
Cash and Short Term Investments 1,741,281
Common Stock Shares Outstanding 43,636
Liabilities and Stockholders Equity 14,097,682
Net Debt -201,900
Net Invested Capital 2,075,814
Net Working Capital -9,818,599
Property Plant and Equipment Gross 79,307
Short Long Term Debt Total 828,802



5.2. Balance Sheets Structured

Currency in USD. All numbers in thousands.

 Trend2025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-312008-12-312008-09-302008-06-302008-03-312007-12-312007-09-302007-06-302007-03-312006-12-312006-09-302006-06-302006-03-312005-12-312005-09-302005-06-302005-03-312004-12-312004-09-302004-06-302004-03-312003-12-312003-09-302003-06-302003-03-312002-12-312002-09-302002-06-302002-03-312001-12-312001-09-302001-06-302001-03-312000-12-312000-09-302000-06-302000-03-311999-12-311999-09-301999-06-301999-03-311998-12-311998-09-301998-06-301998-03-311997-12-311997-09-301997-06-301997-03-311996-12-311996-09-301996-06-301996-03-311995-12-311995-09-30
> Total Assets 
0
0
0
1,371,800
1,225,600
1,232,000
1,237,300
1,315,000
1,385,400
1,488,100
1,577,100
1,623,900
1,743,700
1,829,700
2,244,700
2,247,600
2,336,700
2,406,400
2,458,425
2,502,139
2,542,600
2,586,684
2,666,527
2,721,744
2,750,588
2,779,882
2,800,202
2,810,132
2,920,064
2,946,400
3,094,524
3,165,622
3,085,131
2,971,661
3,372,951
3,469,498
3,415,177
3,377,266
3,370,392
3,273,458
3,230,577
3,126,226
3,139,595
3,123,921
3,137,600
3,173,377
3,299,544
3,250,372
3,301,472
3,501,175
3,640,301
3,742,004
3,828,636
4,055,598
4,040,758
3,974,399
3,907,743
3,952,274
4,113,940
4,148,295
3,996,768
4,040,295
4,142,710
4,092,782
4,039,865
4,021,180
4,018,858
3,879,916
3,954,358
3,905,399
3,982,325
3,951,243
4,015,325
4,028,091
4,280,369
4,301,694
4,384,405
4,497,107
4,583,349
4,644,535
4,832,492
5,032,872
5,517,359
5,556,197
5,821,786
6,005,430
6,095,370
6,258,184
6,444,429
6,403,460
6,325,917
6,253,175
6,294,193
6,320,578
6,475,301
6,498,362
6,425,335
6,354,460
6,347,825
6,467,521
6,619,391
6,434,296
13,018,628
12,703,685
12,364,381
12,066,364
12,078,245
12,347,085
12,885,903
13,194,060
13,841,724
13,802,862
13,651,405
13,636,005
13,501,092
13,548,763
13,746,529
14,353,258
14,097,682
14,097,68214,353,25813,746,52913,548,76313,501,09213,636,00513,651,40513,802,86213,841,72413,194,06012,885,90312,347,08512,078,24512,066,36412,364,38112,703,68513,018,6286,434,2966,619,3916,467,5216,347,8256,354,4606,425,3356,498,3626,475,3016,320,5786,294,1936,253,1756,325,9176,403,4606,444,4296,258,1846,095,3706,005,4305,821,7865,556,1975,517,3595,032,8724,832,4924,644,5354,583,3494,497,1074,384,4054,301,6944,280,3694,028,0914,015,3253,951,2433,982,3253,905,3993,954,3583,879,9164,018,8584,021,1804,039,8654,092,7824,142,7104,040,2953,996,7684,148,2954,113,9403,952,2743,907,7433,974,3994,040,7584,055,5983,828,6363,742,0043,640,3013,501,1753,301,4723,250,3723,299,5443,173,3773,137,6003,123,9213,139,5953,126,2263,230,5773,273,4583,370,3923,377,2663,415,1773,469,4983,372,9512,971,6613,085,1313,165,6223,094,5242,946,4002,920,0642,810,1322,800,2022,779,8822,750,5882,721,7442,666,5272,586,6842,542,6002,502,1392,458,4252,406,4002,336,7002,247,6002,244,7001,829,7001,743,7001,623,9001,577,1001,488,1001,385,4001,315,0001,237,3001,232,0001,225,6001,371,800000
   > Total Current Assets 
0
0
0
1,329,000
1,183,500
1,190,400
1,196,300
1,274,600
1,345,800
1,449,300
1,539,000
1,589,200
1,709,500
1,796,200
2,163,800
2,167,700
2,258,000
2,328,900
2,382,239
2,427,114
2,468,727
2,513,961
2,595,060
2,651,466
22,712
27,212
24,317
25,780
25,329
2,874,900
37,104
30,475
20,542
24,073
24,742
25,063
26,914
26,581
25,575
29,276
29,939
40,199
28,510
19,191
22,539
26,264
26,154
52,605
35,739
101,708
123,412
22,872
78,159
211,020
199,318
229,638
99,500
39,338
114,069
164,655
70,761
86,193
171,745
131,643
120,703
43,309
124,749
89,584
194,702
161,047
203,369
117,793
118,407
95,969
100,426
90,244
90,656
108,402
83,480
72,247
78,203
68,341
197,121
94,170
88,450
120,956
95,355
117,589
204,475
524,845
543,236
571,008
603,400
650,141
655,096
648,932
632,149
706,483
803,978
659,020
706,654
1,343,754
1,880,316
2,493,180
2,381,358
1,997,582
1,748,486
1,327,626
1,317,490
1,168,445
507,677
1,399,147
1,282,311
1,399,453
429,521
1,288,793
1,455,242
1,346,138
1,797,325
1,797,3251,346,1381,455,2421,288,793429,5211,399,4531,282,3111,399,147507,6771,168,4451,317,4901,327,6261,748,4861,997,5822,381,3582,493,1801,880,3161,343,754706,654659,020803,978706,483632,149648,932655,096650,141603,400571,008543,236524,845204,475117,58995,355120,95688,45094,170197,12168,34178,20372,24783,480108,40290,65690,244100,42695,969118,407117,793203,369161,047194,70289,584124,74943,309120,703131,643171,74586,19370,761164,655114,06939,33899,500229,638199,318211,02078,15922,872123,412101,70835,73952,60526,15426,26422,53919,19128,51040,19929,93929,27625,57526,58126,91425,06324,74224,07320,54230,47537,1042,874,90025,32925,78024,31727,21222,7122,651,4662,595,0602,513,9612,468,7272,427,1142,382,2392,328,9002,258,0002,167,7002,163,8001,796,2001,709,5001,589,2001,539,0001,449,3001,345,8001,274,6001,196,3001,190,4001,183,5001,329,000000
       Cash And Cash Equivalents 
0
0
0
17,100
12,200
11,700
14,100
19,200
13,500
13,700
11,900
16,300
13,000
20,400
15,600
17,800
15,400
27,800
14,786
15,371
17,839
17,659
20,737
25,319
22,712
27,212
24,317
25,780
25,329
21,487
37,104
30,475
20,542
24,073
24,742
25,063
26,914
26,581
25,575
29,276
29,939
40,199
28,510
19,191
22,539
26,264
26,154
52,605
35,739
101,708
123,412
22,872
78,159
211,020
199,318
229,638
99,500
39,338
114,069
164,655
70,761
86,193
171,745
131,643
120,703
43,309
124,749
89,584
194,702
79,076
141,656
61,291
65,713
45,777
66,120
57,213
58,977
78,187
79,149
67,946
74,073
64,154
192,917
89,927
80,870
113,503
87,834
110,044
173,060
169,455
188,826
150,992
132,822
147,256
143,473
172,418
112,541
155,488
246,153
117,013
147,283
876,828
676,723
1,184,183
629,011
393,722
432,994
281,487
312,996
169,297
663,132
452,504
358,824
457,547
370,852
413,983
626,056
1,283,571
1,030,702
1,030,7021,283,571626,056413,983370,852457,547358,824452,504663,132169,297312,996281,487432,994393,722629,0111,184,183676,723876,828147,283117,013246,153155,488112,541172,418143,473147,256132,822150,992188,826169,455173,060110,04487,834113,50380,87089,927192,91764,15474,07367,94679,14978,18758,97757,21366,12045,77765,71361,291141,65679,076194,70289,584124,74943,309120,703131,643171,74586,19370,761164,655114,06939,33899,500229,638199,318211,02078,15922,872123,412101,70835,73952,60526,15426,26422,53919,19128,51040,19929,93929,27625,57526,58126,91425,06324,74224,07320,54230,47537,10421,48725,32925,78024,31727,21222,71225,31920,73717,65917,83915,37114,78627,80015,40017,80015,60020,40013,00016,30011,90013,70013,50019,20014,10011,70012,20017,100000
       Short-term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
36,619
0
0
0
76,474
0
0
108,636
33,875
65,736
95,286
93,616
75,725
62,839
103,291
183,517
182,551
189,570
182,801
178,727
175,821
201,647
202,590
188,968
187,849
189,407
187,384
220,552
17,327
0
0
285,993
262,277
291,308
3,785
298,859
303,170
346,590
323,539
325,964
385,910
388,471
951
507,011
5,997
560,790
81,971
61,713
56,502
52,694
50,192
34,306
32,781
31,429
30,215
4,331
4,301
4,130
4,187
4,204
4,243
7,580
7,453
7,521
7,545
31,415
355,390
354,410
420,016
470,578
502,885
511,623
476,514
519,608
550,995
557,825
542,007
525,597
450,360
1,152,493
1,261,788
1,709,063
1,563,711
1,277,036
1,007,757
962,927
950,587
926,812
894,856
869,879
886,240
859,216
819,222
774,608
6,597
710,579
710,5796,597774,608819,222859,216886,240869,879894,856926,812950,587962,9271,007,7571,277,0361,563,7111,709,0631,261,7881,152,493450,360525,597542,007557,825550,995519,608476,514511,623502,885470,578420,016354,410355,39031,4157,5457,5217,4537,5804,2434,2044,1874,1304,3014,33130,21531,42932,78134,30650,19252,69456,50261,71381,971560,7905,997507,011951388,471385,910325,964323,539346,590303,170298,8593,785291,308262,277285,9930017,327220,552187,384189,407187,849188,968202,590201,647175,821178,727182,801189,570182,551183,517103,29162,83975,72593,61695,28665,73633,875108,6360076,47400036,61900000000000000000000000
       Net Receivables 
0
0
0
0
0
0
0
0
0
0
0
18,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,730
2,379
2,595
2,624
2,907
2,308
2,713
2,692
2,945
2,716
3,185
2,707
3,388
0
0
0
3,990
3,424
3,744
0
4,296
4,071
4,311
4,153
4,409
4,570
4,374
0
5,770
0
5,412
0
5,567
5,568
5,454
5,648
0
0
0
6,425
0
0
0
0
0
8,916
9,567
0
10,259
0
0
0
0
11,625
0
0
13,057
12,397
5,483,029
5,340,538
11,070
15,367
33,774
16,566
51,100
47,209
43,284
40,149
38,456
38,382
41,567
48,561
49,926
51,787
53,608
55,666
55,369
55,588
54,578
55,970
56,044
56,04455,97054,57855,58855,36955,66653,60851,78749,92648,56141,56738,38238,45640,14943,28447,20951,10016,56633,77415,36711,0705,340,5385,483,02912,39713,0570011,625000010,25909,5678,916000006,4250005,6485,4545,5685,56705,41205,77004,3744,5704,4094,1534,3114,0714,29603,7443,4243,9900003,3882,7073,1852,7162,9452,6922,7132,3082,9072,6242,5952,3792,7300000000000000000000000000018,00000000000000
       Other Current Assets 
0
0
0
1,311,900
1,171,300
1,178,700
1,182,200
1,255,400
1,332,300
1,435,600
1,527,100
1,554,900
1,696,500
1,775,800
2,148,200
2,149,900
2,242,600
2,301,100
2,367,453
2,411,743
2,450,888
2,496,302
2,574,323
2,626,147
0
0
0
0
0
0
2,376,992
2,316,799
2,371,163
2,374,996
2,478,716
2,615,105
2,695,705
2,703,085
2,696,568
2,874,383
2,864,680
2,775,122
2,826,446
2,829,652
2,844,325
2,884,369
3,018,505
2,955,564
2,981,811
3,123,012
3,146,030
3,284,443
3,332,290
3,429,400
3,452,951
3,380,387
3,441,437
3,552,282
3,651,837
3,663,338
3,601,190
3,628,560
3,611,840
3,583,095
3,576,660
3,612,557
3,566,811
3,493,028
3,524,448
3,565,424
3,620,816
3,680,672
3,747,852
3,788,151
4,051,660
4,084,768
4,168,667
4,263,861
4,401,342
4,483,009
4,665,179
4,874,113
5,230,968
5,376,213
5,642,206
5,790,647
5,902,751
6,047,095
6,127,258
5,440,546
5,340,924
5,174,805
5,133,730
5,081,534
5,182,923
5,248,143
5,150,742
4,975,900
4,866,773
5,146,913
5,269,701
4,366,275
9,696,930
1,234,191
675,094
434,427
472,006
320,425
359,163
223,258
717,758
509,591
416,637
514,118
429,521
464,471
680,634
-55,970
0
0-55,970680,634464,471429,521514,118416,637509,591717,758223,258359,163320,425472,006434,427675,0941,234,1919,696,9304,366,2755,269,7015,146,9134,866,7734,975,9005,150,7425,248,1435,182,9235,081,5345,133,7305,174,8055,340,9245,440,5466,127,2586,047,0955,902,7515,790,6475,642,2065,376,2135,230,9684,874,1134,665,1794,483,0094,401,3424,263,8614,168,6674,084,7684,051,6603,788,1513,747,8523,680,6723,620,8163,565,4243,524,4483,493,0283,566,8113,612,5573,576,6603,583,0953,611,8403,628,5603,601,1903,663,3383,651,8373,552,2823,441,4373,380,3873,452,9513,429,4003,332,2903,284,4433,146,0303,123,0122,981,8112,955,5643,018,5052,884,3692,844,3252,829,6522,826,4462,775,1222,864,6802,874,3832,696,5682,703,0852,695,7052,615,1052,478,7162,374,9962,371,1632,316,7992,376,9920000002,626,1472,574,3232,496,3022,450,8882,411,7432,367,4532,301,1002,242,6002,149,9002,148,2001,775,8001,696,5001,554,9001,527,1001,435,6001,332,3001,255,4001,182,2001,178,7001,171,3001,311,900000
   > Long-term Assets 
0
0
0
42,800
42,100
41,600
41,000
40,400
39,600
38,800
38,100
34,700
34,200
33,500
80,900
79,900
78,700
77,500
76,186
75,025
73,873
72,723
71,467
70,278
582,396
531,381
470,981
536,092
564,969
0
680,428
818,348
693,426
572,592
869,493
829,330
692,558
647,600
648,249
369,799
335,958
310,905
284,639
275,078
270,736
262,744
254,885
242,203
283,922
276,455
370,859
434,689
418,187
415,178
388,489
364,374
366,806
360,654
348,034
320,302
324,817
325,542
359,125
378,044
342,502
365,314
327,298
297,304
235,208
178,928
158,140
152,778
149,066
144,070
128,283
126,682
125,082
124,844
98,527
89,279
89,110
90,418
89,270
85,814
91,130
93,827
97,264
93,500
112,696
438,069
441,757
507,362
557,063
588,903
637,282
601,287
642,444
672,077
677,074
661,588
643,036
724,267
1,441,382
1,547,235
2,020,233
2,021,805
1,935,938
1,859,062
1,822,364
1,803,272
1,797,425
1,761,192
320,151
313,907
13,071,571
12,259,970
12,291,287
13,007,120
12,300,357
12,300,35713,007,12012,291,28712,259,97013,071,571313,907320,1511,761,1921,797,4251,803,2721,822,3641,859,0621,935,9382,021,8052,020,2331,547,2351,441,382724,267643,036661,588677,074672,077642,444601,287637,282588,903557,063507,362441,757438,069112,69693,50097,26493,82791,13085,81489,27090,41889,11089,27998,527124,844125,082126,682128,283144,070149,066152,778158,140178,928235,208297,304327,298365,314342,502378,044359,125325,542324,817320,302348,034360,654366,806364,374388,489415,178418,187434,689370,859276,455283,922242,203254,885262,744270,736275,078284,639310,905335,958369,799648,249647,600692,558829,330869,493572,592693,426818,348680,4280564,969536,092470,981531,381582,39670,27871,46772,72373,87375,02576,18677,50078,70079,90080,90033,50034,20034,70038,10038,80039,60040,40041,00041,60042,10042,800000
       Property Plant Equipment 
0
0
0
14,400
14,200
14,000
14,000
14,000
13,800
13,600
13,500
10,700
10,800
10,700
15,300
15,000
15,000
14,900
14,778
14,771
14,773
14,777
14,675
14,640
14,641
14,590
14,773
15,149
15,238
15,900
16,277
16,660
16,592
16,400
16,685
16,832
16,634
16,652
16,648
16,526
16,499
16,527
16,752
17,412
22,610
22,886
22,962
23,471
23,625
23,878
24,830
26,055
25,883
30,726
30,144
29,986
29,678
29,841
29,897
30,491
31,224
31,613
32,381
32,608
32,695
32,646
32,485
32,918
33,363
30,518
30,065
29,894
29,850
29,701
26,067
25,875
25,607
25,065
24,485
15,263
15,296
15,150
13,770
13,800
15,666
18,405
21,620
22,315
22,968
24,326
25,276
25,340
24,736
24,713
64,109
63,182
61,363
59,550
58,213
58,236
56,042
78,879
122,923
120,316
106,451
114,626
111,407
108,197
105,322
104,606
103,067
100,821
100,664
97,597
96,489
87,757
83,603
81,051
79,307
79,30781,05183,60387,75796,48997,597100,664100,821103,067104,606105,322108,197111,407114,626106,451120,316122,92378,87956,04258,23658,21359,55061,36363,18264,10924,71324,73625,34025,27624,32622,96822,31521,62018,40515,66613,80013,77015,15015,29615,26324,48525,06525,60725,87526,06729,70129,85029,89430,06530,51833,36332,91832,48532,64632,69532,60832,38131,61331,22430,49129,89729,84129,67829,98630,14430,72625,88326,05524,83023,87823,62523,47122,96222,88622,61017,41216,75216,52716,49916,52616,64816,65216,63416,83216,68516,40016,59216,66016,27715,90015,23815,14914,77314,59014,64114,64014,67514,77714,77314,77114,77814,90015,00015,00015,30010,70010,80010,70013,50013,60013,80014,00014,00014,00014,20014,400000
       Goodwill 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
61,408
60,254
59,100
57,946
56,792
55,638
55,638
55,638
55,638
55,638
0
0
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
105,950
155,339
155,339
155,339
155,797
155,797
155,797
155,797
155,797
155,797
155,797
155,797
155,797
155,797
155,797
155,797
155,797
155,797
155,797155,797155,797155,797155,797155,797155,797155,797155,797155,797155,797155,797155,797155,797155,339155,339155,339105,95055,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,6380055,63855,63855,63855,63855,63856,79257,94659,10060,25461,408000000000000000000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3,413,356
3,422,504
3,451,918
3,409,823
3,341,899
3,315,075
3,496,619
3,537,017
3,597,238
3,659,392
3,691,529
3,937,237
3,967,746
4,047,966
4,114,673
4,230,553
4,302,120
4,487,179
4,693,705
5,053,792
5,202,341
5,486,296
5,632,112
5,747,681
5,866,947
5,963,460
5,587,805
5,486,222
5,388,884
5,397,125
5,408,316
5,484,495
5,510,397
5,977,182
5,863,592
5,730,066
5,945,691
6,077,078
536,060
305,964
398,549
1,749,366
1,743,020
1,660,958
1,587,722
1,554,330
1,536,385
1,532,454
1,498,816
1,470,170
1,480,879
1,448,547
1,407,222
1,367,022
1,328,032
1,341,913
1,341,9131,328,0321,367,0221,407,2221,448,5471,480,8791,470,1701,498,8161,532,4541,536,3851,554,3301,587,7221,660,9581,743,0201,749,366398,549305,964536,0606,077,0785,945,6915,730,0665,863,5925,977,1825,510,3975,484,4955,408,3165,397,1255,388,8845,486,2225,587,8055,963,4605,866,9475,747,6815,632,1125,486,2965,202,3415,053,7924,693,7054,487,1794,302,1204,230,5534,114,6734,047,9663,967,7463,937,2373,691,5293,659,3923,597,2383,537,0173,496,6193,315,0753,341,8993,409,8233,451,9183,422,5043,413,356000000000000000000000000000000000000000000000000000000000000000
       Intangible Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
61,408
60,254
59,100
57,946
56,792
55,638
58,367
58,161
55,638
55,638
0
0
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
57,712
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
55,638
350
334
55,638
298
55,638
265
55,638
233
218
204
190
55,638
55,638
55,638
842
55,638
55,638
55,638
55,638
55,638
7,088
6,583
5,824
5,649
55,638
55,638
5,214
55,638
4,866
55,638
4,374
4,150
4,025
0
3,677
3,472
3,298
3,448
3,378
10,627
9,792
9,077
8,362
7,776
7,346
6,915
6,484
6,107
5,758
5,409
5,059
4,753
4,467
4,181
3,896
3,644
3,6443,8964,1814,4674,7535,0595,4095,7586,1076,4846,9157,3467,7768,3629,0779,79210,6273,3783,4483,2983,4723,67704,0254,1504,37455,6384,86655,6385,21455,63855,6385,6495,8246,5837,08855,63855,63855,63855,63855,63884255,63855,63855,63819020421823355,63826555,63829855,63833435055,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,63857,71255,63855,63855,63855,63855,63855,63855,63855,63855,63855,63855,6380055,63855,63858,16158,36755,63856,79257,94659,10060,25461,408000000000000000000
       Earning Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
574,057
543,332
581,703
613,408
621,799
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000000000000621,799613,408581,703543,332574,0570000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Other Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
755,749
755,607
739,696
717,602
734,218
699,874
2,145,480
2,221,289
2,304,904
2,248,260
2,329,766
0
2,376,992
2,316,799
2,371,163
2,374,996
2,478,716
2,615,105
2,695,705
2,703,085
2,696,568
2,874,383
2,864,680
2,775,122
2,826,446
2,829,652
2,844,325
2,884,369
3,018,505
2,955,564
2,981,811
3,123,012
3,146,030
3,284,443
3,332,290
3,429,400
3,452,951
3,380,387
3,441,437
3,552,282
3,651,837
3,663,338
3,601,190
3,628,560
3,611,840
3,583,095
3,576,660
3,612,557
3,566,811
3,493,028
3,524,448
3,565,424
3,620,816
3,680,672
3,747,852
3,788,052
4,051,660
4,084,768
4,168,667
4,263,861
4,401,342
4,483,009
4,665,179
4,874,113
5,230,968
5,376,213
5,642,206
5,790,647
5,902,751
6,047,095
6,127,258
5,440,546
5,340,924
5,174,805
5,133,730
5,081,534
5,182,923
5,248,143
5,150,742
4,975,900
4,866,773
5,146,913
5,269,701
4,366,275
9,696,930
8,663,270
7,962,790
8,046,977
8,393,821
9,160,397
9,746,049
10,222,343
11,536,622
10,642,523
12,048,943
11,922,645
11,903,889
0
11,996,344
14,353,258
14,097,682
14,097,68214,353,25811,996,344011,903,88911,922,64512,048,94310,642,52311,536,62210,222,3439,746,0499,160,3978,393,8218,046,9777,962,7908,663,2709,696,9304,366,2755,269,7015,146,9134,866,7734,975,9005,150,7425,248,1435,182,9235,081,5345,133,7305,174,8055,340,9245,440,5466,127,2586,047,0955,902,7515,790,6475,642,2065,376,2135,230,9684,874,1134,665,1794,483,0094,401,3424,263,8614,168,6674,084,7684,051,6603,788,0523,747,8523,680,6723,620,8163,565,4243,524,4483,493,0283,566,8113,612,5573,576,6603,583,0953,611,8403,628,5603,601,1903,663,3383,651,8373,552,2823,441,4373,380,3873,452,9513,429,4003,332,2903,284,4433,146,0303,123,0122,981,8112,955,5643,018,5052,884,3692,844,3252,829,6522,826,4462,775,1222,864,6802,874,3832,696,5682,703,0852,695,7052,615,1052,478,7162,374,9962,371,1632,316,7992,376,99202,329,7662,248,2602,304,9042,221,2892,145,480699,874734,218717,602739,696755,607755,749000000000000000000
> Total Liabilities 
0
0
0
1,158,700
1,010,500
1,010,400
1,046,500
1,124,100
1,198,400
1,301,900
1,387,800
1,437,600
1,563,600
1,652,300
2,029,000
2,035,900
2,122,200
2,195,100
2,248,842
2,294,970
2,331,021
2,370,452
2,444,265
2,494,628
2,515,604
2,535,965
2,552,999
2,560,391
2,659,119
2,680,600
2,824,340
2,891,443
2,802,441
2,687,742
3,097,103
3,200,026
3,134,649
3,095,545
3,087,622
2,985,931
2,941,104
2,834,512
2,846,914
2,830,832
2,841,853
2,882,746
3,014,366
2,975,175
3,031,424
3,232,323
3,370,290
3,467,752
3,552,534
3,778,634
3,761,036
3,690,904
3,618,100
3,657,501
3,805,400
3,833,568
3,674,306
3,711,561
3,805,688
3,745,508
3,685,073
3,660,146
3,650,489
3,503,617
3,566,820
3,513,825
3,581,825
3,542,338
3,592,580
3,592,928
3,838,734
3,853,170
3,928,202
4,037,382
4,117,293
4,166,588
4,348,613
4,538,925
4,977,452
5,006,586
5,266,495
5,439,562
5,522,145
5,677,736
5,858,392
5,804,893
5,717,960
5,637,643
5,690,616
5,718,497
5,869,027
5,889,661
5,816,431
5,757,702
5,702,177
5,785,978
5,925,233
5,916,465
11,845,804
11,499,409
11,163,264
10,873,744
10,922,958
11,206,563
11,745,112
12,020,338
12,650,471
1,705,787
1,381,499
1,568,650
12,261,721
12,298,167
12,482,600
12,956,741
12,685,669
12,685,66912,956,74112,482,60012,298,16712,261,7211,568,6501,381,4991,705,78712,650,47112,020,33811,745,11211,206,56310,922,95810,873,74411,163,26411,499,40911,845,8045,916,4655,925,2335,785,9785,702,1775,757,7025,816,4315,889,6615,869,0275,718,4975,690,6165,637,6435,717,9605,804,8935,858,3925,677,7365,522,1455,439,5625,266,4955,006,5864,977,4524,538,9254,348,6134,166,5884,117,2934,037,3823,928,2023,853,1703,838,7343,592,9283,592,5803,542,3383,581,8253,513,8253,566,8203,503,6173,650,4893,660,1463,685,0733,745,5083,805,6883,711,5613,674,3063,833,5683,805,4003,657,5013,618,1003,690,9043,761,0363,778,6343,552,5343,467,7523,370,2903,232,3233,031,4242,975,1753,014,3662,882,7462,841,8532,830,8322,846,9142,834,5122,941,1042,985,9313,087,6223,095,5453,134,6493,200,0263,097,1032,687,7422,802,4412,891,4432,824,3402,680,6002,659,1192,560,3912,552,9992,535,9652,515,6042,494,6282,444,2652,370,4522,331,0212,294,9702,248,8422,195,1002,122,2002,035,9002,029,0001,652,3001,563,6001,437,6001,387,8001,301,9001,198,4001,124,1001,046,5001,010,4001,010,5001,158,700000
   > Total Current Liabilities 
0
0
0
15,700
15,700
15,700
20,700
7,800
0
86,000
93,500
0
0
0
0
2,035,900
128,900
0
0
2,270,000
2,306,000
2,345,500
2,419,300
2,469,600
532,500
572,500
572,500
575,000
575,000
2,655,600
55,000
574,000
2,777,400
-846
2,999,900
3,102,800
3,037,400
2,998,300
2,990,400
2,888,700
2,843,900
2,737,300
2,749,700
2,733,600
2,744,700
2,785,500
2,917,200
2,878,000
2,934,200
3,135,100
3,273,100
3,370,600
3,455,300
3,681,400
3,663,800
3,593,700
3,520,900
3,561,800
3,709,700
3,762,900
3,603,600
3,640,900
3,735,000
3,674,800
3,614,400
3,589,400
3,579,800
3,432,900
3,496,100
3,443,100
3,511,100
3,471,600
3,521,900
3,522,000
3,768,000
3,782,500
3,857,500
3,966,700
4,046,600
4,095,900
4,277,900
4,468,200
4,906,800
4,935,900
5,195,800
5,368,900
5,451,400
5,493,500
5,744,800
5,691,300
5,604,400
5,523,900
5,576,900
5,604,738
40,454
40,263
5,702,562
5,643,796
44,571
43,131
47,383
0
126,763
1,841
2,629
1,862
2,853
2,162
2,124
1,360
11,827
814
3,363,398
6,010,374
3,655,906
11,028,434
11,417,318
11,736,141
11,615,924
11,615,92411,736,14111,417,31811,028,4343,655,9066,010,3743,363,39881411,8271,3602,1242,1622,8531,8622,6291,841126,763047,38343,13144,5715,643,7965,702,56240,26340,4545,604,7385,576,9005,523,9005,604,4005,691,3005,744,8005,493,5005,451,4005,368,9005,195,8004,935,9004,906,8004,468,2004,277,9004,095,9004,046,6003,966,7003,857,5003,782,5003,768,0003,522,0003,521,9003,471,6003,511,1003,443,1003,496,1003,432,9003,579,8003,589,4003,614,4003,674,8003,735,0003,640,9003,603,6003,762,9003,709,7003,561,8003,520,9003,593,7003,663,8003,681,4003,455,3003,370,6003,273,1003,135,1002,934,2002,878,0002,917,2002,785,5002,744,7002,733,6002,749,7002,737,3002,843,9002,888,7002,990,4002,998,3003,037,4003,102,8002,999,900-8462,777,400574,00055,0002,655,600575,000575,000572,500572,500532,5002,469,6002,419,3002,345,5002,306,0002,270,00000128,9002,035,900000093,50086,00007,80020,70015,70015,70015,700000
       Short-term Debt 
0
0
0
15,700
15,700
15,700
20,700
7,800
0
86,000
93,500
0
0
0
0
0
128,900
0
0
60,266
25,000
25,000
25,000
542,500
532,500
572,500
572,500
575,000
575,000
0
55,000
574,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
939,775
884,775
939,775
884,775
777,500
767,500
842,500
747,500
737,500
772,500
910,000
1,033,150
1,018,150
1,103,225
1,173,725
1,048,725
1,033,725
1,069,725
1,166,725
1,277,125
1,017,125
882,125
831,125
763,725
944,575
1,217,500
1,170,000
1,010,400
1,043,650
1,042,925
613,150
40,454
40,263
1,056,750
1,092,250
44,571
43,131
47,383
0
198,012
74,011
65,499
1,862
2,853
2,162
2,124
1,108,084
2,068
814
428,242
1,278,009
735,023
532,045
403,537
50,000
0
050,000403,537532,045735,0231,278,009428,2428142,0681,108,0842,1242,1622,8531,86265,49974,011198,012047,38343,13144,5711,092,2501,056,75040,26340,454613,1501,042,9251,043,6501,010,4001,170,0001,217,500944,575763,725831,125882,1251,017,1251,277,1251,166,7251,069,7251,033,7251,048,7251,173,7251,103,2251,018,1501,033,150910,000772,500737,500747,500842,500767,500777,500884,775939,775884,775939,7750000000000000000000000000000000574,00055,0000575,000575,000572,500572,500532,500542,50025,00025,00025,00060,26600128,9000000093,50086,00007,80020,70015,70015,70015,700000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,244,405
0
0
0
1,237,405
1,347,805
1,087,805
952,805
901,805
834,405
1,128,800
1,331,075
667,100
1,124,049
1,157,336
0
613,150
0
0
0
933,800
0
0
0
0
126,763
1,841
2,629
1,862
2,853
2,162
2,124
1,360
2,068
0
0
0
0
0
0
50,000
0
050,0000000002,0681,3602,1242,1622,8531,8622,6291,841126,7630000933,800000613,15001,157,3361,124,049667,1001,331,0751,128,800834,405901,805952,8051,087,8051,347,8051,237,4050001,244,40500000000000000000000000000000000000000000000000000000000000000000000000000000
       Accounts payable 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,223,790
1,219,148
1,242,781
1,264,664
1,333,215
1,428,432
1,516,574
1,595,362
1,735,259
1,780,034
0
0
2,043,223
2,115,258
2,031,009
2,041,678
2,272,667
2,344,222
2,233,256
2,210,049
2,167,973
2,085,342
2,014,921
1,962,290
2,024,070
1,976,833
1,998,730
2,054,905
2,249,007
2,195,736
2,146,592
2,232,207
2,277,909
2,080,892
2,097,777
2,390,172
2,431,947
2,362,912
2,277,313
2,282,731
2,312,610
2,439,815
2,472,631
2,419,123
2,511,550
2,505,438
2,476,962
2,415,513
2,497,103
2,460,843
2,530,232
2,562,182
2,720,767
2,693,687
2,707,324
2,576,550
2,697,036
2,730,010
2,718,443
2,751,713
2,956,910
3,021,046
3,160,629
3,261,440
3,566,071
3,872,556
4,276,573
4,498,427
4,644,299
4,509,676
4,488,958
4,485,615
4,562,394
4,359,393
4,382,250
4,356,754
4,407,622
4,435,536
4,391,406
4,282,625
4,239,826
4,438,412
4,372,522
0
10,810,812
11,066,193
10,674,037
10,458,974
10,430,103
10,566,001
10,488,670
10,254,407
0
0
10,636,546
0
0
0
0
0
0
00000010,636,5460010,254,40710,488,67010,566,00110,430,10310,458,97410,674,03711,066,19310,810,81204,372,5224,438,4124,239,8264,282,6254,391,4064,435,5364,407,6224,356,7544,382,2504,359,3934,562,3944,485,6154,488,9584,509,6764,644,2994,498,4274,276,5733,872,5563,566,0713,261,4403,160,6293,021,0462,956,9102,751,7132,718,4432,730,0102,697,0362,576,5502,707,3242,693,6872,720,7672,562,1822,530,2322,460,8432,497,1032,415,5132,476,9622,505,4382,511,5502,419,1232,472,6312,439,8152,312,6102,282,7312,277,3132,362,9122,431,9472,390,1722,097,7772,080,8922,277,9092,232,2072,146,5922,195,7362,249,0072,054,9051,998,7301,976,8332,024,0701,962,2902,014,9212,085,3422,167,9732,210,0492,233,2562,344,2222,272,6672,041,6782,031,0092,115,2582,043,223001,780,0341,735,2591,595,3621,516,5741,428,4321,333,2151,264,6641,242,7811,219,1481,223,790000000000000000000
       Other Current Liabilities 
0
0
0
-15,700
-15,700
-15,700
-20,700
-7,800
0
-86,000
-93,500
0
0
0
0
2,035,900
-128,900
0
0
-60,266
-25,000
-25,000
-25,000
-542,500
-532,500
-572,500
-572,500
-575,000
-575,000
0
-55,000
-574,000
0
846
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,415,972
2,384,617
2,343,701
2,387,129
2,355,698
2,419,166
2,479,429
2,601,315
2,607,659
2,609,164
2,507,146
2,586,974
2,653,080
2,622,613
2,659,792
2,842,434
2,933,807
3,029,497
3,184,310
3,439,756
3,780,266
4,159,264
4,395,426
4,508,482
4,418,480
4,371,193
4,403,447
4,430,441
4,359,393
4,382,250
4,356,754
4,407,622
4,435,536
4,391,406
4,282,625
4,239,826
4,438,412
4,372,522
0
-198,012
-74,011
-65,499
-1,862
-2,853
-2,162
-2,124
-1,108,084
-2,068
140,160
2,935,156
4,732,365
2,920,883
11,028,434
11,417,318
11,686,141
11,615,924
11,615,92411,686,14111,417,31811,028,4342,920,8834,732,3652,935,156140,160-2,068-1,108,084-2,124-2,162-2,853-1,862-65,499-74,011-198,01204,372,5224,438,4124,239,8264,282,6254,391,4064,435,5364,407,6224,356,7544,382,2504,359,3934,430,4414,403,4474,371,1934,418,4804,508,4824,395,4264,159,2643,780,2663,439,7563,184,3103,029,4972,933,8072,842,4342,659,7922,622,6132,653,0802,586,9742,507,1462,609,1642,607,6592,601,3152,479,4292,419,1662,355,6982,387,1292,343,7012,384,6172,415,972000000000000000000000000000008460-574,000-55,0000-575,000-575,000-572,500-572,500-532,500-542,500-25,000-25,000-25,000-60,26600-128,9002,035,9000000-93,500-86,0000-7,800-20,700-15,700-15,700-15,700000
   > Long-term Liabilities 
0
0
0
15,700
15,700
15,700
20,700
55,400
76,000
86,000
93,500
103,500
167,500
227,500
260,000
250,000
241,100
535,000
525,000
25,000
25,000
25,000
25,000
25,000
532,500
572,500
572,500
575,000
575,000
0
55,000
574,000
2,802,441
2,688,588
3,097,103
3,200,026
3,134,649
3,095,545
3,087,622
2,985,931
2,941,104
2,834,512
2,846,914
2,830,832
2,841,853
2,882,746
3,014,366
2,975,175
3,031,424
3,232,323
3,370,290
3,467,752
3,552,534
3,778,634
3,761,036
3,690,904
3,618,100
3,657,501
3,805,400
3,833,568
3,674,306
3,711,561
3,805,688
3,745,508
3,685,073
3,660,146
3,650,489
3,503,617
3,566,820
3,513,825
3,581,825
3,542,338
3,592,580
3,592,928
3,838,734
3,853,170
3,928,202
4,037,382
4,117,293
4,166,588
4,348,613
4,538,925
4,977,452
5,006,586
5,266,495
5,439,562
5,522,145
5,677,736
5,858,392
5,804,893
5,717,960
5,637,643
5,690,616
5,718,497
4,169,752
4,199,067
5,816,431
5,757,702
4,523,048
5,604,912
5,762,773
5,916,465
126,763
1,841
2,629
1,862
2,853
2,162
2,124
1,360
8,629,227
1,705,787
1,381,499
1,568,650
8,605,815
1,269,733
1,065,282
1,220,600
1,069,745
1,069,7451,220,6001,065,2821,269,7338,605,8151,568,6501,381,4991,705,7878,629,2271,3602,1242,1622,8531,8622,6291,841126,7635,916,4655,762,7735,604,9124,523,0485,757,7025,816,4314,199,0674,169,7525,718,4975,690,6165,637,6435,717,9605,804,8935,858,3925,677,7365,522,1455,439,5625,266,4955,006,5864,977,4524,538,9254,348,6134,166,5884,117,2934,037,3823,928,2023,853,1703,838,7343,592,9283,592,5803,542,3383,581,8253,513,8253,566,8203,503,6173,650,4893,660,1463,685,0733,745,5083,805,6883,711,5613,674,3063,833,5683,805,4003,657,5013,618,1003,690,9043,761,0363,778,6343,552,5343,467,7523,370,2903,232,3233,031,4242,975,1753,014,3662,882,7462,841,8532,830,8322,846,9142,834,5122,941,1042,985,9313,087,6223,095,5453,134,6493,200,0263,097,1032,688,5882,802,441574,00055,0000575,000575,000572,500572,500532,50025,00025,00025,00025,00025,000525,000535,000241,100250,000260,000227,500167,500103,50093,50086,00076,00055,40020,70015,70015,70015,700000
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
70,680
70,680
70,680
70,680
70,680
70,680
70,680
70,680
70,680
70,680
70,680
70,680
70,680
70,680
70,680
70,680
70,680
70,680
70,680
70,680
70,680
70,680
70,680
70,680
184,225
113,575
113,612
113,649
113,686
113,722
113,759
158,796
171,832
173,869
223,906
113,942
118,979
231,971
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
000000000000000000231,971118,979113,942223,906173,869171,832158,796113,759113,722113,686113,649113,612113,575184,22570,68070,68070,68070,68070,68070,68070,68070,68070,68070,68070,68070,68070,68070,68070,68070,68070,68070,68070,68070,68070,68070,68070,68070,680000000000000000000000000000000000000000000000000000000000000000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
64,385
61,795
77,324
88,834
87,947
70,908
79,855
68,056
36,542
82,640
0
0
115,139
100,831
96,141
74,389
102,459
81,450
92,079
76,247
110,400
91,404
116,998
38,102
38,724
39,954
44,078
38,941
41,459
100,614
46,007
41,371
48,636
105,020
117,917
41,622
42,249
41,152
53,947
39,415
137,435
107,548
31,470
36,233
37,933
34,615
57,656
39,178
42,931
39,594
43,408
38,463
42,878
40,471
42,076
35,454
37,868
34,330
35,854
41,264
40,978
41,137
47,579
40,080
63,576
46,225
37,117
39,330
43,441
39,260
38,359
35,666
31,517
31,612
31,923
37,400
31,300
34,802
39,056
38,342
72,398
80,908
31,400
0
64,065
94,125
162,697
83,981
54,316
67,013
71,218
82,573
0
0
82,684
0
0
0
0
0
0
00000082,6840082,57371,21867,01354,31683,981162,69794,12564,065031,40080,90872,39838,34239,05634,80231,30037,40031,92331,61231,51735,66638,35939,26043,44139,33037,11746,22563,57640,08047,57941,13740,97841,26435,85434,33037,86835,45442,07640,47142,87838,46343,40839,59442,93139,17857,65634,61537,93336,23331,470107,548137,43539,41553,94741,15242,24941,622117,917105,02048,63641,37146,007100,61441,45938,94144,07839,95438,72438,102116,99891,404110,40076,24792,07981,450102,45974,38996,141100,831115,1390082,64036,54268,05679,85570,90887,94788,83477,32461,79564,385000000000000000000
> Total Stockholder Equity
0
0
0
213,100
215,100
221,600
190,800
190,900
187,000
186,200
189,300
186,300
180,100
177,400
215,700
211,700
214,500
211,300
209,583
207,169
211,579
216,232
222,262
227,116
234,984
243,917
247,203
249,741
260,945
0
270,184
274,179
282,690
283,919
275,848
269,472
280,528
281,721
282,770
287,527
289,473
291,714
292,681
293,089
295,747
290,631
285,178
275,197
270,048
268,852
270,011
274,252
276,102
276,964
279,722
283,495
289,643
294,773
308,540
314,727
322,462
328,734
337,022
347,274
354,792
361,034
368,369
376,299
387,538
391,574
400,500
408,905
422,745
435,163
441,635
448,524
456,203
459,725
466,056
477,947
483,879
493,947
539,907
549,611
555,291
565,868
573,225
580,448
586,037
598,567
607,957
615,532
603,577
602,081
606,274
608,701
608,904
596,758
645,648
681,543
694,158
517,831
1,172,824
1,204,276
1,201,117
1,192,620
1,155,287
1,140,522
1,140,791
1,173,722
1,191,253
1,202,503
1,204,344
1,226,225
1,239,371
1,250,596
1,263,929
1,396,517
1,412,013
1,412,0131,396,5171,263,9291,250,5961,239,3711,226,2251,204,3441,202,5031,191,2531,173,7221,140,7911,140,5221,155,2871,192,6201,201,1171,204,2761,172,824517,831694,158681,543645,648596,758608,904608,701606,274602,081603,577615,532607,957598,567586,037580,448573,225565,868555,291549,611539,907493,947483,879477,947466,056459,725456,203448,524441,635435,163422,745408,905400,500391,574387,538376,299368,369361,034354,792347,274337,022328,734322,462314,727308,540294,773289,643283,495279,722276,964276,102274,252270,011268,852270,048275,197285,178290,631295,747293,089292,681291,714289,473287,527282,770281,721280,528269,472275,848283,919282,690274,179270,1840260,945249,741247,203243,917234,984227,116222,262216,232211,579207,169209,583211,300214,500211,700215,700177,400180,100186,300189,300186,200187,000190,900190,800221,600215,100213,100000
   Common Stock
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
100
100
145
145
145
145
145
146
203
207
314
315
318
0
320
321
323
327
495
497
500
501
503
503
505
506
508
508
509
509
509
509
509
509
509
511
511
511
511
511
511
511
511
511
511
512
513
514
515
516
516
517
519
520
522
522
526
528
528
529
529
529
529
532
532
533
533
535
535
536
536
536
536
536
537
537
537
537
537
537
537
537
537
537
537
199
416
416
416
416
416
416
416
416
416
416
416
416
416
416
416
461
461
46146141641641641641641641641641641641641641641641619953753753753753753753753753753753753653653653653653553553353353253252952952952952852852652252252051951751651651551451351251151151151151151151151151151150950950950950950950950850850650550350350150049749532732332132003183153142072031461451451451451451001000000000000000000
   Retained Earnings Total Equity
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
343,669
350,094
358,079
363,559
370,294
377,266
379,166
384,855
391,989
397,664
402,986
408,009
413,437
420,170
427,126
433,863
440,335
445,326
451,606
496,518
502,569
507,956
503,539
509,453
516,165
524,237
535,130
544,762
551,818
558,357
565,713
572,175
580,159
579,830
581,817
585,294
592,497
601,913
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
000000000000000000601,913592,497585,294581,817579,830580,159572,175565,713558,357551,818544,762535,130524,237516,165509,453503,539507,956502,569496,518451,606445,326440,335433,863427,126420,170413,437408,009402,986397,664391,989384,855379,166377,266370,294363,559358,079350,094343,669000000000000000000000000000000000000000000000000000000000000000
   Accumulated Other Comprehensive Income 
0
0
0
0
900
2,000
1,100
0
3,000
0
2,800
0
0
0
0
0
-18,500
-20,000
-21,481
-19,276
-16,102
-11,931
-8,634
-7,893
-4,625
-5,920
-8,646
-10,307
-8,606
4,200
-10,505
-12,634
-13,939
-14,249
-11,742
-23,539
-17,800
-17,937
-21,303
-17,254
-18,484
-18,875
-20,133
-21,055
-19,446
-22,888
-22,190
-22,733
-18,605
-17,017
-17,259
-20,363
-24,419
-24,841
-8,584
-7,717
-6,042
-5,082
-4,992
-5,277
-5,073
-6,352
-6,299
-5,561
-6,143
-9,709
-9,335
-9,409
-9,396
-9,640
-9,421
-9,564
-9,460
-4,759
-4,637
-4,408
-4,284
-8,547
-9,597
-9,349
-9,173
-8,801
-8,548
-8,803
-8,110
-5,939
-5,514
-5,647
-4,711
-3,641
-4,037
-4,578
-5,734
-6,500
-5,232
-6,288
-6,308
-5,940
-12,632
-14,403
-11,539
-10,128
531
4,576
-1,042
-6,181
-49,380
-69,950
-93,036
-90,240
-98,638
-104,385
-106,913
-91,579
-85,466
-82,780
-72,970
-45,018
-39,045
-39,045-45,018-72,970-82,780-85,466-91,579-106,913-104,385-98,638-90,240-93,036-69,950-49,380-6,181-1,0424,576531-10,128-11,539-14,403-12,632-5,940-6,308-6,288-5,232-6,500-5,734-4,578-4,037-3,641-4,711-5,647-5,514-5,939-8,110-8,803-8,548-8,801-9,173-9,349-9,597-8,547-4,284-4,408-4,637-4,759-9,460-9,564-9,421-9,640-9,396-9,409-9,335-9,709-6,143-5,561-6,299-6,352-5,073-5,277-4,992-5,082-6,042-7,717-8,584-24,841-24,419-20,363-17,259-17,017-18,605-22,733-22,190-22,888-19,446-21,055-20,133-18,875-18,484-17,254-21,303-17,937-17,800-23,539-11,742-14,249-13,939-12,634-10,5054,200-8,606-10,307-8,646-5,920-4,625-7,893-8,634-11,931-16,102-19,276-21,481-20,000-18,500000002,80003,00001,1002,0009000000
   Capital Surplus 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
228,996
230,196
231,521
232,506
233,469
237,192
239,041
241,464
242,605
250,105
252,253
252,680
253,840
254,103
254,358
254,750
259,637
259,906
262,798
263,206
266,984
265,227
278,356
279,553
280,453
276,674
276,730
277,070
278,194
277,718
277,512
278,358
279,327
279,768
279,322
279,327
278,581
278,580
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
000000000000000000278,580278,581279,327279,322279,768279,327278,358277,512277,718278,194277,070276,730276,674280,453279,553278,356265,227266,984263,206262,798259,906259,637254,750254,358254,103253,840252,680252,253250,105242,605241,464239,041237,192233,469232,506231,521230,196228,996000000000000000000000000000000000000000000000000000000000000000
   Treasury Stock000000000000000000-283,711-283,193-271,539-250,751-234,535-235,360-231,987-230,049-221,093-203,470-204,324-204,558-204,427-199,597-200,932-201,833-199,015-197,146-197,913-198,251-198,278-198,260-199,266-198,966-198,922-198,922-200,535-200,520-200,550-200,550-202,574-202,584-202,584-202,584-204,442-204,442-204,442-204,441-206,546-206,546-206,259-206,259-208,036-207,884-207,884-207,884-210,471-210,471-210,471-211,626-211,775-211,121-207,005-195,392-184,576-179,011-176,034-173,509-170,611-168,579-166,018-162,348-159,839-157,263-151,901-147,463-141,610-120,086-108,457-103,577-99,22200-81,489-75,913-71,755-68,979-66,799-65,564-63,166-59,718-57,503-48,956000000000000000000
   Other Stockholders Equity 
0
0
0
130,200
130,100
130,500
97,100
96,200
86,500
86,500
84,300
81,100
72,100
66,000
100,400
110,600
110,000
104,900
100,880
92,531
90,409
87,094
85,441
84,599
82,973
86,553
84,889
80,673
82,363
0
74,006
71,095
70,058
66,070
47,820
45,814
44,849
40,920
39,430
37,859
36,905
35,504
34,285
31,504
30,317
27,590
22,216
11,963
891
-2,752
-2,739
733
2,864
3,446
-9,555
-8,934
-8,156
-7,443
1,273
2,405
3,247
4,906
6,748
8,652
10,326
12,148
13,629
14,897
19,149
21,528
38,890
42,055
49,555
51,733
52,145
54,918
55,181
55,392
55,484
61,377
61,628
64,547
65,293
69,838
66,212
76,523
78,621
69,394
65,975
72,172
72,746
74,724
56,625
47,463
46,371
43,967
45,233
28,571
7,788
-4,612
-5,131
419,524
481,011
468,924
454,430
427,090
409,692
388,116
383,059
376,137
383,896
385,371
386,037
387,812
388,722
390,311
392,224
529,979
530,826
530,826529,979392,224390,311388,722387,812386,037385,371383,896376,137383,059388,116409,692427,090454,430468,924481,011419,524-5,131-4,6127,78828,57145,23343,96746,37147,46356,62574,72472,74672,17265,97569,39478,62176,52366,21269,83865,29364,54761,62861,37755,48455,39255,18154,91852,14551,73349,55542,05538,89021,52819,14914,89713,62912,14810,3268,6526,7484,9063,2472,4051,273-7,443-8,156-8,934-9,5553,4462,864733-2,739-2,75289111,96322,21627,59030,31731,50434,28535,50436,90537,85939,43040,92044,84945,81447,82066,07070,05871,09574,006082,36380,67384,88986,55382,97384,59985,44187,09490,40992,531100,880104,900110,000110,600100,40066,00072,10081,10084,30086,50086,50096,20097,100130,500130,100130,200000



5.3. Balance Sheets

Currency in USD. All numbers in thousands.




5.4. Cash Flows

Currency in USD. All numbers in thousands.




5.5. Income Statements

Currency in USD. All numbers in thousands.


5.6. Latest Income Statement

Income Statement (annual), 2024-12-31. Currency in USD. All numbers in thousands.

Gross Profit (+$)
totalRevenue646,194
Cost of Revenue-368,208
Gross Profit277,986277,986
 
Operating Income (+$)
Gross Profit277,986
Operating Expense-226,547
Operating Income51,43951,439
 
Operating Expense (+$)
Research Development0
Selling General Administrative146,039
Selling And Marketing Expenses6,660
Operating Expense226,547152,699
 
Net Interest Income (+$)
Interest Income650,149
Interest Expense-332,095
Other Finance Cost-0
Net Interest Income318,054
 
Pretax Income (+$)
Operating Income51,439
Net Interest Income318,054
Other Non-Operating Income Expenses0
Income Before Tax (EBT)51,439643,489
EBIT - interestExpense = -280,656
51,439
361,179
Interest Expense332,095
Earnings Before Interest and Taxes (EBIT)51,439383,534
Earnings Before Interest and Taxes (EBITDA)58,296
 
After tax Income (+$)
Income Before Tax51,439
Tax Provision-22,355
Net Income From Continuing Ops29,08429,084
Net Income29,084
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses594,755
Total Other Income/Expenses Net-592,050-318,054
 

Technical Analysis of Dime
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Dime. The general trend of Dime is NEUTRAL with 0.0% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Dime's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (0.0%) Bearish trend (0.0%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Dime Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Dime Community Bancshares Inc.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is -1/(-1 +1).

  • Around resistance: The price is trading arround resistance levels. This can be considered as a potential exit level. -1

The bullish price targets are: 28.38 < 28.57 < 30.04.

The bearish price targets are: 27.98 > 27.96 > 25.69.

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Dime Community Bancshares Inc Daily Support & Resistance Chart
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2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Dime Community Bancshares Inc. The current mas is .

The long score for the Moving Averages is 7/14.
The longshort score for the Moving Averages is 0/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 > MA 50: The MA 20 is higher than the MA 50. +1
  • MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
  • MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close > MA 50: The price is above the MA 50. +1
  • MA 50 < MA 100: The MA 50 is lower than the MA 100. -1
  • MA 50 < MA 200: The MA 50 is lower than the MA 200. -1
  • MA 100 trending down: The MA 100 is trending down. -1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 < MA 200: The MA 100 is lower than the MA 200. -1
  • MA 200 trending up: The MA 200 is trending up. +1
  • Close < MA 200: The price is below the MA 200. -1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Dime Community Bancshares Inc Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Dime Community Bancshares Inc. The current macd is 0.41781543.

The long score for the Moving Average Convergence/Divergence (MACD) is 4/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 4/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Dime price going up in the near term. +2
  • MACD > 0: The MACD is above the zero line (centerline), it indicates a bullish signal for Dime. This means that the short-term moving average is higher than the long-term moving average, signaling positive momentum and suggesting a higher likelihood of the Dime price continuing to rise in the near future. It indicates that buyers are gaining control, and there is optimism in the market, leading to potential price increases. +1
  • Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1
Dime Community Bancshares Inc Daily Moving Average Convergence/Divergence (MACD) ChartDime Community Bancshares Inc Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Dime Community Bancshares Inc. The current adx is 14.18.

The long score for the Directional Movement Index (DMI) is 2/7.
The longshort score for the Directional Movement Index (DMI) is 2/(-7 +7).

  • PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy Dime shares, leading to potential upward momentum in its price. +1
  • PLUS_ID > MINUS_DI && ADX < 25 && ADX trending up: The ADX is below 25 and indicates a weak or no trend. However, the ADX is rising and a new bullish trend could be forming. +1
Dime Community Bancshares Inc Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Dime Community Bancshares Inc. The current sar is 25.85.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

  • Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1
Dime Community Bancshares Inc Daily Parabolic SAR Chart
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3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Dime Community Bancshares Inc. The current rsi is 64.21. The current phase is Correction in bear market.

The long score for the Relative Strength Index (RSI) is 4/13.
The longshort score for the Relative Strength Index (RSI) is 4/(-13 +13).

  • Correction in bear market: Extended price decline in a downtrend, significant pullback. Consider reducing exposure, wait for signs of trend reversal.
  • Trending up: The RSI is trending up. +1
Dime Community Bancshares Inc Daily Relative Strength Index (RSI) ChartDime Community Bancshares Inc Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Dime Community Bancshares Inc. The current phase is Overbought in neutral market.

The long score for the Stochastic Oscillator is 5/6.
The longshort score for the Stochastic Oscillator is 4/(-6 +6).

  • STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
  • STOCH > 80: The STOCH %K is above 80 and overbought. +2
  • STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Dime price going up in the near term. +2
  • Trending down: The STOCH %K is trending down. -1
Dime Community Bancshares Inc Daily Stochastic Oscillator ChartDime Community Bancshares Inc Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Dime Community Bancshares Inc. The current cci is 191.63.

The long score for the Commodity Channel Index (CCI) is 1/1.
The longshort score for the Commodity Channel Index (CCI) is 1/(-1 +1).

  • CCI > 100: The CCI is above 100, it indicates that the price is significantly above its average, suggesting a potential overbought condition. +1
Dime Community Bancshares Inc Daily Commodity Channel Index (CCI) ChartDime Community Bancshares Inc Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Dime Community Bancshares Inc. The current cmo is 37.47.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

  • CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1
Dime Community Bancshares Inc Daily Chande Momentum Oscillator (CMO) ChartDime Community Bancshares Inc Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Dime Community Bancshares Inc. The current willr is -8.75462392.

The long score for the Williams %R is 1/1.
The longshort score for the Williams %R is 1/(-1 +1).

  • WILLR > -20: The Williams %R is above -20. This indicates that the price is in overbought territory, suggesting a potential price correction or trend reversal to the downside. +1
Dime Community Bancshares Inc Daily Williams %R ChartDime Community Bancshares Inc Daily Williams %R Chart
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4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Dime Community Bancshares Inc.

Dime Community Bancshares Inc Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Dime Community Bancshares Inc. The current atr is 0.80069105.

Dime Community Bancshares Inc Daily Average True Range (ATR) ChartDime Community Bancshares Inc Daily Average True Range (ATR) Chart
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5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Dime Community Bancshares Inc. The current obv is -2,004,170.

Dime Community Bancshares Inc Daily On-Balance Volume (OBV) ChartDime Community Bancshares Inc Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Dime Community Bancshares Inc. The current mfi is 71.45.

The long score for the Money Flow Index (MFI) is 1/2.
The longshort score for the Money Flow Index (MFI) is 1/(-2 +2).

  • MFI > 50: +1
Dime Community Bancshares Inc Daily Money Flow Index (MFI) ChartDime Community Bancshares Inc Daily Money Flow Index (MFI) Chart
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6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Dime Community Bancshares Inc.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2025-02-11STOCH SHORT EXITThe %K line crosses above the %D line.
2025-02-12DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-02-14MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
2025-02-18CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-02-19STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-02-24SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-02-26STOCH SHORT EXITThe %K line crosses above the %D line.
2025-02-27STOCH LONG EXITThe %K line crosses below the %D line.
2025-02-28STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-03STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-03-04CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2025-03-05STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-06STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-07STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-10STOCH LONG EXITThe %K line crosses below the %D line.
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-11STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-12RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2025-03-14RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2025-03-19SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2025-03-20MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-24DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-03-25DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-03-26STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-27STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-28STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-31SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2025-04-01STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-02CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-04-03MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-07STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-04-08STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-09RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-10STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2025-04-14RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-17MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-22SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-04-23DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2025-04-25STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-04-29STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-04-30STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-05-01CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-05-02STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-05-05STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-08STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-05-12STOCH LONG EXITThe %K line crosses below the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-05-13STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-05-14STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-21DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-05-22MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2025-05-23STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-30STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-02CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2025-06-03STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-06-04CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-06-06MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-06-11STOCH LONG EXITThe %K line crosses below the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-06-13CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-06-16DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2025-06-17MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2025-06-18STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-20DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2025-06-23MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-06-24CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-06-25MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-06-26MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-06-30STOCH LONG EXITThe %K line crosses below the %D line.
2025-07-01SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-07-02WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.

6.3. Candlestick Patterns

Dime Community Bancshares Inc Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Dime Community Bancshares Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5064.215
Ma 20Greater thanMa 5026.938
Ma 50Greater thanMa 10026.490
Ma 100Greater thanMa 20027.369
OpenGreater thanClose28.550
Total2/5 (40.0%)
Penke
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