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Eagle Financial Services Inc
Buy, Hold or Sell?

Let's analyse Eagle Financial Services Inc together

PenkeI guess you are interested in Eagle Financial Services Inc. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Eagle Financial Services Inc. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Eagle Financial Services Inc (30 sec.)










What can you expect buying and holding a share of Eagle Financial Services Inc? (30 sec.)

How much money do you get?

How much money do you get?
$1.20
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
$28.74
Expected worth in 1 year
$29.50
How sure are you?
87.5%

+ What do you gain per year?

Total Gains per Share
$1.96
Return On Investment
6.6%

For what price can you sell your share?

Current Price per Share
$29.80
Expected price per share
$29.03 - $29.70
How sure are you?
50%

1. Valuation of Eagle Financial Services Inc (5 min.)




Live pricePrice per Share (EOD)

$29.80

Intrinsic Value Per Share

$57.18 - $207.25

Total Value Per Share

$85.92 - $235.99

2. Growth of Eagle Financial Services Inc (5 min.)




Is Eagle Financial Services Inc growing?

Current yearPrevious yearGrowGrow %
How rich?$101.1m$102.5m$242.2k0.2%

How much money is Eagle Financial Services Inc making?

Current yearPrevious yearGrowGrow %
Making money$2.5m$3.4m-$862k-33.9%
Net Profit Margin15.9%22.7%--

How much money comes from the company's main activities?

3. Financial Health of Eagle Financial Services Inc (5 min.)




4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

What can you expect buying and holding a share of Eagle Financial Services Inc? (5 min.)

Welcome investor! Eagle Financial Services Inc's management wants to use your money to grow the business. In return you get a share of Eagle Financial Services Inc.

What can you expect buying and holding a share of Eagle Financial Services Inc?

First you should know what it really means to hold a share of Eagle Financial Services Inc. And how you can make/lose money.

Speculation

The Price per Share of Eagle Financial Services Inc is $29.80. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Eagle Financial Services Inc.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Eagle Financial Services Inc, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $28.74. Based on the TTM, the Book Value Change Per Share is $0.19 per quarter. Based on the YOY, the Book Value Change Per Share is $-0.80 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.30 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Eagle Financial Services Inc.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps0.662.2%0.722.4%0.973.2%0.792.6%0.662.2%
Usd Book Value Change Per Share-0.73-2.4%0.190.6%-0.80-2.7%0.230.8%0.250.9%
Usd Dividend Per Share0.301.0%0.301.0%0.260.9%0.240.8%0.291.0%
Usd Total Gains Per Share-0.43-1.4%0.491.6%-0.55-1.8%0.481.6%0.541.8%
Usd Price Per Share31.90-33.08-35.62-31.62-28.54-
Price to Earnings Ratio12.11-11.66-9.68-10.35-11.57-
Price-to-Total Gains Ratio-74.21-64.65--411.58--41.78--16.14-
Price to Book Ratio1.11-1.13-1.23-1.11-1.13-
Price-to-Total Gains Ratio-74.21-64.65--411.58--41.78--16.14-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share29.8
Number of shares33
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.300.24
Usd Book Value Change Per Share0.190.23
Usd Total Gains Per Share0.490.48
Gains per Quarter (33 shares)16.1715.68
Gains per Year (33 shares)64.6662.74
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1402555323153
279501206461116
3119751859692179
4158101250128123242
5198126315160153305
6237151380192184368
7277176445225215431
8316201510257245494
9356226575289276557
10395251640321307620

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%40.00.00.0100.0%59.00.00.0100.0%
Book Value Change Per Share2.02.00.050.0%6.06.00.050.0%14.06.00.070.0%30.010.00.075.0%47.012.00.079.7%
Dividend per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%40.00.00.0100.0%59.00.00.0100.0%
Total Gains per Share3.01.00.075.0%8.04.00.066.7%16.04.00.080.0%35.05.00.087.5%54.05.00.091.5%

Fundamentals of Eagle Financial Services Inc

About Eagle Financial Services Inc

Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the Shenandoah Valley and Northern Virginia. The company's deposit products include checking, NOW, money market, and regular savings accounts; and demand and time deposits. Its loan portfolio comprises one-to-four-family residential real estate, commercial real estate, construction and land development, and commercial and industrial loans, as well as secured and unsecured consumer loans, which include personal installment loans, personal lines of credit, automobile loans, and credit card loans. The company also offers fiduciary services; advisory services and investment products, including individual retirement accounts, mutual funds, tax-deferred annuities, 529 college savings plans, life insurance, long term care insurance, brokerage certificates of deposit, and other brokerage services; non-deposit investment products; and title insurance products. In addition, it provides ATM and debit cards; online bill payment services; and telephone, internet, and mobile banking services, as well as other commercial deposit account services, such as ACH origination and remote deposit capture services. The company operates through full-service branches, loan production offices, drive-through only facility, and ATM locations in the Virginia communities of Berryville, Winchester, Boyce, Stephens City, Purcellville, Warrenton, Leesburg, Ashburn, and Fairfax, as well as Maryland community of Frederick. Eagle Financial Services, Inc. was founded in 1881 and is headquartered in Berryville, Virginia.

Fundamental data was last updated by Penke on 2024-03-09 02:40:03.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating less efficient.
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is underpriced.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is fair priced.

1.1. Profitability of Eagle Financial Services Inc.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Eagle Financial Services Inc earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Eagle Financial Services Inc to the Banks - Regional industry mean.
  • A Net Profit Margin of 13.9% means that $0.14 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Eagle Financial Services Inc:

  • The MRQ is 13.9%. The company is making a huge profit. +2
  • The TTM is 15.9%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ13.9%TTM15.9%-2.0%
TTM15.9%YOY22.7%-6.8%
TTM15.9%5Y22.9%-7.0%
5Y22.9%10Y18.8%+4.1%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ13.9%18.4%-4.5%
TTM15.9%28.0%-12.1%
YOY22.7%25.2%-2.5%
5Y22.9%22.8%+0.1%
10Y18.8%19.8%-1.0%
1.1.2. Return on Assets

Shows how efficient Eagle Financial Services Inc is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Eagle Financial Services Inc to the Banks - Regional industry mean.
  • 0.1% Return on Assets means that Eagle Financial Services Inc generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Eagle Financial Services Inc:

  • The MRQ is 0.1%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.1%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.1%TTM0.1%0.0%
TTM0.1%YOY0.2%-0.1%
TTM0.1%5Y0.2%-0.1%
5Y0.2%10Y0.3%0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.1%0.1%+0.0%
TTM0.1%0.2%-0.1%
YOY0.2%0.2%+0.0%
5Y0.2%0.2%+0.0%
10Y0.3%0.2%+0.1%
1.1.3. Return on Equity

Shows how efficient Eagle Financial Services Inc is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Eagle Financial Services Inc to the Banks - Regional industry mean.
  • 2.3% Return on Equity means Eagle Financial Services Inc generated $0.02 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Eagle Financial Services Inc:

  • The MRQ is 2.3%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 2.5%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ2.3%TTM2.5%-0.2%
TTM2.5%YOY3.4%-0.9%
TTM2.5%5Y2.8%-0.3%
5Y2.8%10Y2.6%+0.2%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ2.3%1.4%+0.9%
TTM2.5%2.5%0.0%
YOY3.4%2.7%+0.7%
5Y2.8%2.5%+0.3%
10Y2.6%2.8%-0.2%

1.2. Operating Efficiency of Eagle Financial Services Inc.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Eagle Financial Services Inc is operating .

  • Measures how much profit Eagle Financial Services Inc makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Eagle Financial Services Inc to the Banks - Regional industry mean.
  • An Operating Margin of 0.0% means the company generated $0.00  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Eagle Financial Services Inc:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM5.0%-5.0%
TTM5.0%YOY22.8%-17.8%
TTM5.0%5Y16.2%-11.2%
5Y16.2%10Y17.1%-0.9%
1.2.2. Operating Ratio

Measures how efficient Eagle Financial Services Inc is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 0.00 means that the operating costs are $0.00 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Eagle Financial Services Inc:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM0.200-0.200
TTM0.200YOY0.522-0.322
TTM0.2005Y0.499-0.300
5Y0.49910Y0.474+0.025

1.3. Liquidity of Eagle Financial Services Inc.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Eagle Financial Services Inc is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 0.00 means the company has $0.00 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Eagle Financial Services Inc:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM0.038-0.038
TTM0.038YOY0.050-0.012
TTM0.0385Y0.123-0.085
5Y0.12310Y0.172-0.049
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
TTM0.0380.124-0.086
YOY0.0500.225-0.175
5Y0.1230.219-0.096
10Y0.1720.131+0.041
1.3.2. Quick Ratio

Measures if Eagle Financial Services Inc is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Eagle Financial Services Inc to the Banks - Regional industry mean.
  • A Quick Ratio of 0.00 means the company can pay off $0.00 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Eagle Financial Services Inc:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM0.086-0.086
TTM0.086YOY0.196-0.109
TTM0.0865Y0.307-0.221
5Y0.30710Y0.356-0.048

1.4. Solvency of Eagle Financial Services Inc.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Eagle Financial Services Inc assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Eagle Financial Services Inc to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.94 means that Eagle Financial Services Inc assets are financed with 94.4% credit (debt) and the remaining percentage (100% - 94.4%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Eagle Financial Services Inc:

  • The MRQ is 0.944. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.941. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.944TTM0.941+0.003
TTM0.941YOY0.926+0.015
TTM0.9415Y0.912+0.028
5Y0.91210Y0.899+0.014
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9440.915+0.029
TTM0.9410.917+0.024
YOY0.9260.919+0.007
5Y0.9120.919-0.007
10Y0.8990.927-0.028
1.4.2. Debt to Equity Ratio

Measures if Eagle Financial Services Inc is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Eagle Financial Services Inc to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 1,680.4% means that company has $16.80 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Eagle Financial Services Inc:

  • The MRQ is 16.804. The company is unable to pay all its debts with equity. -1
  • The TTM is 15.901. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ16.804TTM15.901+0.903
TTM15.901YOY12.582+3.319
TTM15.9015Y11.060+4.840
5Y11.06010Y9.375+1.685
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ16.80410.829+5.975
TTM15.90111.013+4.888
YOY12.58211.363+1.219
5Y11.06011.437-0.377
10Y9.37513.038-3.663

2. Market Valuation of Eagle Financial Services Inc

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Eagle Financial Services Inc generates.

  • Above 15 is considered overpriced but always compare Eagle Financial Services Inc to the Banks - Regional industry mean.
  • A PE ratio of 12.11 means the investor is paying $12.11 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Eagle Financial Services Inc:

  • The EOD is 11.311. Based on the earnings, the company is underpriced. +1
  • The MRQ is 12.108. Based on the earnings, the company is underpriced. +1
  • The TTM is 11.662. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD11.311MRQ12.108-0.797
MRQ12.108TTM11.662+0.446
TTM11.662YOY9.684+1.978
TTM11.6625Y10.346+1.316
5Y10.34610Y11.573-1.227
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD11.3117.398+3.913
MRQ12.1086.680+5.428
TTM11.6625.295+6.367
YOY9.6846.943+2.741
5Y10.3469.770+0.576
10Y11.5739.943+1.630
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Eagle Financial Services Inc:

  • The EOD is 1.813. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 1.941. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 35.188. Based on how much money comes from the company's main activities, the company is fair priced.
Trends
Current periodCompared to+/- 
EOD1.813MRQ1.941-0.128
MRQ1.941TTM35.188-33.247
TTM35.188YOY-41.513+76.701
TTM35.1885Y5.168+30.020
5Y5.16810Y2.412+2.756
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD1.813-2.069+3.882
MRQ1.941-1.868+3.809
TTM35.188-0.342+35.530
YOY-41.5136.448-47.961
5Y5.1680.429+4.739
10Y2.4120.091+2.321
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Eagle Financial Services Inc is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 1.11 means the investor is paying $1.11 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Eagle Financial Services Inc:

  • The EOD is 1.037. Based on the equity, the company is underpriced. +1
  • The MRQ is 1.110. Based on the equity, the company is underpriced. +1
  • The TTM is 1.134. Based on the equity, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD1.037MRQ1.110-0.073
MRQ1.110TTM1.134-0.024
TTM1.134YOY1.226-0.092
TTM1.1345Y1.107+0.027
5Y1.10710Y1.126-0.020
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD1.0370.427+0.610
MRQ1.1100.386+0.724
TTM1.1340.470+0.664
YOY1.2260.642+0.584
5Y1.1070.795+0.312
10Y1.1261.025+0.101
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Eagle Financial Services Inc compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share---0.7300.190-483%-0.802+10%0.232-414%0.254-387%
Book Value Per Share--28.73829.189-2%29.138-1%28.639+0%25.386+13%
Current Ratio---0.038-100%0.050-100%0.123-100%0.172-100%
Debt To Asset Ratio--0.9440.941+0%0.926+2%0.912+3%0.899+5%
Debt To Equity Ratio--16.80415.901+6%12.582+34%11.060+52%9.375+79%
Dividend Per Share--0.3000.299+0%0.256+17%0.243+24%0.289+4%
Eps--0.6590.721-9%0.966-32%0.788-16%0.657+0%
Free Cash Flow Per Share--4.1081.463+181%0.613+570%0.886+364%0.746+451%
Free Cash Flow To Equity Per Share--8.12423.461-65%16.533-51%14.470-44%9.508-15%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%
Intrinsic Value_10Y_max--207.252--------
Intrinsic Value_10Y_min--57.182--------
Intrinsic Value_1Y_max--6.405--------
Intrinsic Value_1Y_min--3.472--------
Intrinsic Value_3Y_max--30.190--------
Intrinsic Value_3Y_min--12.449--------
Intrinsic Value_5Y_max--67.173--------
Intrinsic Value_5Y_min--23.568--------
Market Cap104922522.000-7%112316518.600116531397.715-4%125396497.350-10%111360235.157+1%100492245.054+12%
Net Profit Margin--0.1390.159-13%0.227-39%0.229-39%0.188-26%
Operating Margin---0.050-100%0.228-100%0.162-100%0.171-100%
Operating Ratio---0.200-100%0.522-100%0.499-100%0.474-100%
Pb Ratio1.037-7%1.1101.134-2%1.226-9%1.107+0%1.126-1%
Pe Ratio11.311-7%12.10811.662+4%9.684+25%10.346+17%11.573+5%
Price Per Share29.800-7%31.90033.078-4%35.615-10%31.625+1%28.540+12%
Price To Free Cash Flow Ratio1.813-7%1.94135.188-94%-41.513+2239%5.168-62%2.412-20%
Price To Total Gains Ratio-69.323+7%-74.20864.650-215%-411.584+455%-41.776-44%-16.139-78%
Quick Ratio---0.086-100%0.196-100%0.307-100%0.356-100%
Return On Assets--0.0010.001-13%0.002-47%0.002-46%0.003-50%
Return On Equity--0.0230.025-7%0.034-32%0.028-17%0.026-11%
Total Gains Per Share---0.4300.490-188%-0.547+27%0.475-190%0.543-179%
Usd Book Value--101183000.000102835500.000-2%102593250.000-1%100849500.000+0%89386975.000+13%
Usd Book Value Change Per Share---0.7300.190-483%-0.802+10%0.232-414%0.254-387%
Usd Book Value Per Share--28.73829.189-2%29.138-1%28.639+0%25.386+13%
Usd Dividend Per Share--0.3000.299+0%0.256+17%0.243+24%0.289+4%
Usd Eps--0.6590.721-9%0.966-32%0.788-16%0.657+0%
Usd Free Cash Flow--14465000.0005150750.000+181%2158500.000+570%3118950.000+364%2625325.000+451%
Usd Free Cash Flow Per Share--4.1081.463+181%0.613+570%0.886+364%0.746+451%
Usd Free Cash Flow To Equity Per Share--8.12423.461-65%16.533-51%14.470-44%9.508-15%
Usd Market Cap104922522.000-7%112316518.600116531397.715-4%125396497.350-10%111360235.157+1%100492245.054+12%
Usd Price Per Share29.800-7%31.90033.078-4%35.615-10%31.625+1%28.540+12%
Usd Profit--2319000.0002539750.000-9%3401750.000-32%2775800.000-16%2311950.000+0%
Usd Revenue--16692000.00015936250.000+5%14851500.000+12%12463150.000+34%8974600.000+86%
Usd Total Gains Per Share---0.4300.490-188%-0.547+27%0.475-190%0.543-179%
 EOD+5 -3MRQTTM+10 -25YOY+14 -215Y+14 -2110Y+18 -17

3.2. Fundamental Score

Let's check the fundamental score of Eagle Financial Services Inc based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1511.311
Price to Book Ratio (EOD)Between0-11.037
Net Profit Margin (MRQ)Greater than00.139
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.000
Current Ratio (MRQ)Greater than10.000
Debt to Asset Ratio (MRQ)Less than10.944
Debt to Equity Ratio (MRQ)Less than116.804
Return on Equity (MRQ)Greater than0.150.023
Return on Assets (MRQ)Greater than0.050.001
Total3/10 (30.0%)

3.3. Technical Score

Let's check the technical score of Eagle Financial Services Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5038.236
Ma 20Greater thanMa 5029.973
Ma 50Greater thanMa 10029.885
Ma 100Greater thanMa 20030.061
OpenGreater thanClose29.800
Total1/5 (20.0%)



Latest Balance Sheet

Balance Sheet of 2023-09-30. Currency in USD. All numbers in thousands.

Summary
Total Assets1,801,470
Total Liabilities1,700,287
Total Stockholder Equity101,183
 As reported
Total Liabilities 1,700,287
Total Stockholder Equity+ 101,183
Total Assets = 1,801,470

Assets

Total Assets1,801,470
Total Current Assets0
Long-term Assets0
Total Current Assets
Cash And Cash Equivalents 63,239
Short-term Investments 133,976
Total Current Assets  (as reported)0
Total Current Assets  (calculated)197,215
+/- 197,215
Long-term Assets
Property Plant Equipment 18,421
Long Term Investments 133,976
Long-term Assets  (as reported)0
Long-term Assets  (calculated)152,397
+/- 152,397

Liabilities & Shareholders' Equity

Total Current Liabilities0
Long-term Liabilities0
Total Stockholder Equity101,183
Total Current Liabilities
Short Long Term Debt 145,000
Total Current Liabilities  (as reported)0
Total Current Liabilities  (calculated)145,000
+/- 145,000
Long-term Liabilities
Long-term Liabilities  (as reported)0
Long-term Liabilities  (calculated)0
+/-0
Total Stockholder Equity
Retained Earnings 102,106
Total Stockholder Equity (as reported)101,183
Total Stockholder Equity (calculated)102,106
+/- 923
Other
Capital Stock8,660
Common Stock Shares Outstanding 3,521
Net Debt 111,189
Net Invested Capital 275,611



Balance Sheet

Currency in USD. All numbers in thousands.

 Trend2023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-31
> Total Assets 
535,382
522,610
521,085
535,385
549,592
559,099
559,451
558,840
571,338
582,371
571,336
568,022
560,175
568,917
574,152
593,276
580,846
585,673
583,505
586,444
595,638
601,740
606,216
626,830
613,741
634,315
638,069
653,272
664,271
677,388
668,421
700,149
705,140
744,049
738,564
765,751
775,864
775,191
786,074
799,617
808,717
833,504
851,419
877,320
898,877
1,022,901
1,073,260
1,130,152
1,184,957
1,219,144
1,252,753
1,303,038
1,374,295
1,402,513
1,473,120
1,616,717
1,756,722
1,776,716
1,801,470
1,801,4701,776,7161,756,7221,616,7171,473,1201,402,5131,374,2951,303,0381,252,7531,219,1441,184,9571,130,1521,073,2601,022,901898,877877,320851,419833,504808,717799,617786,074775,191775,864765,751738,564744,049705,140700,149668,421677,388664,271653,272638,069634,315613,741626,830606,216601,740595,638586,444583,505585,673580,846593,276574,152568,917560,175568,022571,336582,371571,338558,840559,451559,099549,592535,385521,085522,610535,382
   > Total Current Assets 
0
0
0
0
0
0
0
0
0
152,622
138,835
0
0
0
0
0
0
0
0
116,841
0
0
114,360
128,729
0
117,881
118,123
129,044
125,806
132,376
0
154,543
156,340
158,991
155,315
168,414
162,004
153,236
153,577
162,651
156,190
18,361
39,598
33,842
23,487
38,805
216,464
244,875
260,916
280,954
269,847
64,944
95,910
32,137
35,935
68,172
128,715
0
0
00128,71568,17235,93532,13795,91064,944269,847280,954260,916244,875216,46438,80523,48733,84239,59818,361156,190162,651153,577153,236162,004168,414155,315158,991156,340154,5430132,376125,806129,044118,123117,8810128,729114,36000116,84100000000138,835152,622000000000
       Cash And Cash Equivalents 
0
0
0
0
0
0
0
0
0
39,769
18,839
0
0
0
0
0
0
0
0
14,243
0
0
15,338
34,564
0
12,145
16,941
23,221
25,450
29,594
0
35,281
24,959
27,336
30,737
35,848
33,184
14,911
13,177
18,353
12,215
18,133
38,916
33,407
22,757
38,099
64,044
79,920
87,150
104,463
68,408
63,840
95,910
32,137
35,935
66,531
128,715
48,907
63,239
63,23948,907128,71566,53135,93532,13795,91063,84068,408104,46387,15079,92064,04438,09922,75733,40738,91618,13312,21518,35313,17714,91133,18435,84830,73727,33624,95935,281029,59425,45023,22116,94112,145034,56415,3380014,2430000000018,83939,769000000000
       Short-term Investments 
0
0
0
0
0
0
0
0
0
112,853
119,996
0
0
0
0
0
0
0
0
102,598
0
0
99,022
94,165
0
105,736
101,182
105,823
100,356
102,782
0
119,262
131,381
131,655
124,578
132,566
128,820
138,325
140,400
144,298
143,975
141,663
137,729
165,003
156,391
145,617
152,420
164,955
173,766
176,491
201,439
193,370
194,554
181,162
156,361
158,389
160,192
142,936
133,976
133,976142,936160,192158,389156,361181,162194,554193,370201,439176,491173,766164,955152,420145,617156,391165,003137,729141,663143,975144,298140,400138,325128,820132,566124,578131,655131,381119,2620102,782100,356105,823101,182105,736094,16599,02200102,59800000000119,996112,853000000000
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,750
0
0
0
1,850
0
0
0
1,950
0
0
0
250
0
1,073
1,148
1,126
0
399
90
153
1,386,750
0
0
001,386,7501539039901,1261,1481,07302500001,9500001,8500001,75000000000000000000000000000000000000
   > Long-term Assets 
0
0
0
0
0
0
0
0
0
429,749
432,501
0
0
0
0
0
0
0
0
469,603
0
0
491,856
498,101
0
516,434
519,946
524,228
538,465
545,012
0
545,606
548,800
585,058
583,249
597,337
613,860
621,955
632,497
636,966
652,527
0
674,534
678,658
719,441
0
855,528
885,277
924,041
938,190
982,906
0
1,278,385
1,370,376
1,437,185
0
1,628,007
0
0
001,628,00701,437,1851,370,3761,278,3850982,906938,190924,041885,277855,5280719,441678,658674,5340652,527636,966632,497621,955613,860597,337583,249585,058548,800545,6060545,012538,465524,228519,946516,4340498,101491,85600469,60300000000432,501429,749000000000
       Property Plant Equipment 
15,165
15,006
14,980
14,778
14,984
15,591
15,881
15,712
15,826
19,425
19,165
15,200
16,316
16,370
16,420
16,545
16,834
17,287
17,231
18,860
17,132
17,115
20,173
21,117
20,071
23,066
22,772
21,535
21,327
21,019
20,278
20,539
20,065
20,017
19,846
19,685
22,776
22,472
21,537
19,189
19,314
22,834
23,013
22,915
23,306
23,126
19,348
19,332
19,337
19,050
18,765
23,388
18,333
18,155
17,972
18,064
17,827
18,064
18,421
18,42118,06417,82718,06417,97218,15518,33323,38818,76519,05019,33719,33219,34823,12623,30622,91523,01322,83419,31419,18921,53722,47222,77619,68519,84620,01720,06520,53920,27821,01921,32721,53522,77223,06620,07121,11720,17317,11517,13218,86017,23117,28716,83416,54516,42016,37016,31615,20019,16519,42515,82615,71215,88115,59114,98414,77814,98015,00615,165
       Long Term Investments 
0
0
0
0
0
0
0
0
0
394,640
398,649
0
0
0
0
0
0
0
0
438,785
0
0
459,481
464,740
0
480,492
486,052
490,614
506,030
512,434
0
512,437
514,940
549,772
547,716
564,406
577,075
582,290
593,754
601,371
613,523
141,663
137,729
165,003
156,391
145,617
799,040
829,238
867,195
870,344
915,776
193,370
1,206,342
1,290,755
1,342,942
158,389
1,535,640
142,936
133,976
133,976142,9361,535,640158,3891,342,9421,290,7551,206,342193,370915,776870,344867,195829,238799,040145,617156,391165,003137,729141,663613,523601,371593,754582,290577,075564,406547,716549,772514,940512,4370512,434506,030490,614486,052480,4920464,740459,48100438,78500000000398,649394,640000000000
       Long-term Assets Other 
0
0
0
0
0
0
0
0
0
15,684
14,687
0
0
0
0
0
0
0
0
11,958
0
0
12,202
12,244
0
12,876
11,122
12,079
11,108
11,559
0
12,630
13,795
15,269
15,687
13,246
14,009
17,193
17,206
16,406
19,690
0
21,340
19,391
31,175
0
37,140
36,707
37,509
48,796
48,365
0
53,710
61,466
76,271
0
74,540
0
0
0074,540076,27161,46653,710048,36548,79637,50936,70737,140031,17519,39121,340019,69016,40617,20617,19314,00913,24615,68715,26913,79512,630011,55911,10812,07911,12212,876012,24412,2020011,9580000000014,68715,684000000000
> Total Liabilities 
488,708
473,999
470,420
483,742
496,538
504,737
504,576
505,011
516,641
525,882
513,413
509,932
500,584
507,278
511,354
529,570
515,976
521,255
518,087
520,038
527,616
531,517
534,955
553,698
539,193
560,372
560,460
575,051
584,428
595,993
587,714
620,733
624,613
660,881
655,013
681,934
692,793
690,392
701,244
712,018
717,532
740,762
756,789
780,994
799,078
921,332
969,377
1,025,078
1,079,893
1,111,542
1,142,951
1,192,758
1,272,192
1,303,023
1,374,620
1,514,988
1,652,262
1,672,746
1,700,287
1,700,2871,672,7461,652,2621,514,9881,374,6201,303,0231,272,1921,192,7581,142,9511,111,5421,079,8931,025,078969,377921,332799,078780,994756,789740,762717,532712,018701,244690,392692,793681,934655,013660,881624,613620,733587,714595,993584,428575,051560,460560,372539,193553,698534,955531,517527,616520,038518,087521,255515,976529,570511,354507,278500,584509,932513,413525,882516,641505,011504,576504,737496,538483,742470,420473,999488,708
   > Total Current Liabilities 
0
0
0
0
0
0
0
0
0
502,224
492,257
0
0
0
0
0
0
0
0
410,697
0
0
430,697
448,657
0
457,272
462,140
478,347
492,309
502,096
0
515,795
530,867
551,107
538,952
557,938
580,799
574,704
585,508
587,962
592,031
730,924
735,399
771,759
790,237
908,020
825,885
884,440
940,071
973,320
1,006,021
1,177,690
1,108,650
1,145,066
1,123,265
1,473,545
1,211,925
0
0
001,211,9251,473,5451,123,2651,145,0661,108,6501,177,6901,006,021973,320940,071884,440825,885908,020790,237771,759735,399730,924592,031587,962585,508574,704580,799557,938538,952551,107530,867515,7950502,096492,309478,347462,140457,2720448,657430,69700410,69700000000492,257502,224000000000
       Short-term Debt 
0
0
0
0
0
0
0
0
0
52,250
42,250
0
0
0
0
0
0
0
0
22,250
0
0
30,000
40,000
0
20,000
30,000
20,000
20,000
20,000
0
0
0
20,000
0
115
0
0
1,158
0
0
0
10,000
0
0
0
0
0
0
0
0
0
0
0
0
0
95,000
0
0
0095,000000000000000010,0000001,15800115020,00000020,00020,00020,00030,00020,000040,00030,0000022,2500000000042,25052,250000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
20,000
0
115
0
0
1,158
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
125,000
25,000
145,000
145,00025,000125,000000000000000000001,15800115020,000000000000000000000000000000000000
       Accounts payable 
401,280
381,186
375,598
398,107
414,559
421,449
426,663
429,296
440,618
449,974
450,007
448,465
448,159
454,117
457,178
477,101
473,080
473,312
474,527
487,587
483,104
492,045
495,136
503,816
509,703
522,787
527,871
550,718
559,439
571,229
581,022
603,877
615,873
632,010
645,245
663,414
685,646
682,107
693,337
702,921
707,439
730,924
735,399
771,409
789,999
907,910
955,238
1,013,028
1,067,989
1,099,398
1,130,665
1,177,004
0
1,231,513
1,254,114
1,263,857
1,389,951
0
0
001,389,9511,263,8571,254,1141,231,51301,177,0041,130,6651,099,3981,067,9891,013,028955,238907,910789,999771,409735,399730,924707,439702,921693,337682,107685,646663,414645,245632,010615,873603,877581,022571,229559,439550,718527,871522,787509,703503,816495,136492,045483,104487,587474,527473,312473,080477,101457,178454,117448,159448,465450,007449,974440,618429,296426,663421,449414,559398,107375,598381,186401,280
       Other Current Liabilities 
0
0
0
0
0
0
0
0
0
449,974
450,007
0
0
0
0
0
0
0
0
388,447
0
0
400,697
408,657
0
437,272
432,140
458,347
472,309
482,096
0
515,795
530,867
531,107
538,952
557,938
580,799
574,704
585,508
587,962
592,031
0
613,918
633,346
649,185
0
825,885
884,440
940,071
973,320
1,006,021
0
1,108,650
1,145,066
1,123,265
0
1,116,925
0
0
001,116,92501,123,2651,145,0661,108,65001,006,021973,320940,071884,440825,8850649,185633,346613,9180592,031587,962585,508574,704580,799557,938538,952531,107530,867515,7950482,096472,309458,347432,140437,2720408,657400,69700388,44700000000450,007449,974000000000
   > Long-term Liabilities 
0
0
0
0
0
0
0
0
0
23,658
21,156
0
0
0
0
0
0
0
0
109,341
0
0
104,258
105,041
0
103,100
98,320
96,704
92,119
93,897
0
104,938
93,746
109,774
116,061
123,996
111,994
115,688
115,736
124,056
125,501
0
132,871
147,648
149,893
0
143,492
140,638
139,822
138,222
136,930
0
163,542
157,957
251,355
0
440,337
0
0
00440,3370251,355157,957163,5420136,930138,222139,822140,638143,4920149,893147,648132,8710125,501124,056115,736115,688111,994123,996116,061109,77493,746104,938093,89792,11996,70498,320103,1000105,041104,25800109,3410000000021,15623,658000000000
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
29,327
29,343
29,360
0
29,394
0
0
0029,394029,36029,34329,3270000000000000000000000000000000000000000000000000000
       Capital Lease Obligations Min Short Term Debt
0
0
0
0
0
0
0
0
0
-52,250
-42,250
0
0
0
0
0
0
0
0
-22,250
0
0
-30,000
-40,000
0
-20,000
-30,000
-20,000
-20,000
-20,000
0
0
0
-20,000
0
-115
0
0
-1,158
0
0
0
-10,000
0
0
0
0
4,113
0
0
0
0
0
0
0
0
-95,000
0
0
00-95,000000000004,1130000-10,000000-1,15800-1150-20,000000-20,000-20,000-20,000-30,000-20,0000-40,000-30,00000-22,25000000000-42,250-52,250000000000
       Long-term Liabilities Other 
0
0
0
0
0
0
0
0
0
23,658
21,156
0
0
0
0
0
0
0
0
109,341
0
0
104,258
105,041
0
103,100
98,320
96,704
92,119
93,897
0
104,938
93,746
109,774
116,061
123,996
111,994
115,688
115,736
124,056
125,501
0
132,871
147,648
149,893
0
143,492
140,638
139,822
138,222
136,930
0
134,215
128,614
221,995
0
410,943
0
0
00410,9430221,995128,614134,2150136,930138,222139,822140,638143,4920149,893147,648132,8710125,501124,056115,736115,688111,994123,996116,061109,77493,746104,938093,89792,11996,70498,320103,1000105,041104,25800109,3410000000021,15623,658000000000
> Total Stockholder Equity
46,674
48,611
50,665
51,643
53,054
54,362
54,875
53,829
54,697
56,489
57,923
58,090
59,591
61,639
62,798
63,706
64,870
64,418
65,418
66,406
68,022
70,223
71,261
73,132
74,548
73,943
77,609
78,221
79,843
81,395
80,707
79,416
80,527
83,168
83,551
83,817
83,071
84,799
84,830
87,599
91,185
92,742
94,630
96,326
99,799
101,569
103,883
105,074
105,064
107,602
109,802
110,280
102,103
99,490
98,500
101,729
104,460
103,970
101,183
101,183103,970104,460101,72998,50099,490102,103110,280109,802107,602105,064105,074103,883101,56999,79996,32694,63092,74291,18587,59984,83084,79983,07183,81783,55183,16880,52779,41680,70781,39579,84378,22177,60973,94374,54873,13271,26170,22368,02266,40665,41864,41864,87063,70662,79861,63959,59158,09057,92356,48954,69753,82954,87554,36253,05451,64350,66548,61146,674
   Common Stock
7,918
7,952
7,976
7,999
8,045
8,067
8,090
8,124
8,159
8,199
8,224
8,217
8,253
8,293
8,312
8,340
8,376
8,417
8,449
8,482
8,517
8,561
8,588
8,621
8,658
8,681
8,723
8,758
8,792
8,817
8,666
8,633
8,632
8,656
8,593
8,587
8,611
8,628
8,629
8,573
8,604
8,519
8,532
8,529
8,466
8,473
8,472
8,460
8,495
8,515
8,521
8,556
8,586
8,594
8,600
8,629
8,651
0
0
008,6518,6298,6008,5948,5868,5568,5218,5158,4958,4608,4728,4738,4668,5298,5328,5198,6048,5738,6298,6288,6118,5878,5938,6568,6328,6338,6668,8178,7928,7588,7238,6818,6588,6218,5888,5618,5178,4828,4498,4178,3768,3408,3128,2938,2538,2178,2248,1998,1598,1248,0908,0678,0457,9997,9767,9527,918
   Retained Earnings 
30,884
32,574
34,382
35,140
36,450
37,562
37,855
36,629
37,330
36,730
37,276
40,305
41,605
43,348
44,268
44,942
45,858
45,066
45,693
46,082
47,812
49,667
48,834
50,578
53,061
51,439
54,029
54,682
55,501
56,405
59,090
58,165
59,442
60,705
61,946
62,845
64,588
66,313
67,340
68,587
70,328
71,599
72,971
74,909
76,457
78,388
80,907
82,524
84,462
86,539
88,446
89,764
92,040
95,058
98,128
100,278
99,845
100,844
102,106
102,106100,84499,845100,27898,12895,05892,04089,76488,44686,53984,46282,52480,90778,38876,45774,90972,97171,59970,32868,58767,34066,31364,58862,84561,94660,70559,44258,16559,09056,40555,50154,68254,02951,43953,06150,57848,83449,66747,81246,08245,69345,06645,85844,94244,26843,34841,60540,30537,27636,73037,33036,62937,85537,56236,45035,14034,38232,57430,884
   Capital Surplus 
0
0
0
0
0
0
0
0
0
9,434
9,628
0
0
0
0
0
0
0
0
11,537
0
0
12,312
12,618
0
13,089
13,464
13,730
13,936
14,129
0
12,642
12,548
12,748
12,193
12,075
12,155
12,491
12,680
11,992
12,116
0
11,472
11,406
10,578
0
10,862
10,811
11,021
11,426
11,750
0
12,260
12,594
13,003
0
13,435
0
0
0013,435013,00312,59412,260011,75011,42611,02110,81110,862010,57811,40611,472012,11611,99212,68012,49112,15512,07512,19312,74812,54812,642014,12913,93613,73013,46413,089012,61812,3120011,537000000009,6289,434000000000
   Treasury Stock00000000000000000000000000000000000000000000000000000000000
   Other Stockholders Equity 
0
0
0
0
0
0
0
0
0
2,126
2,795
0
0
0
0
0
0
0
0
305
0
0
1,527
1,315
0
734
1,393
1,051
1,614
2,044
0
-24
-95
1,059
819
310
-2,283
-2,633
-3,819
-1,553
137
1,441
1,655
1,482
4,298
3,937
3,642
3,279
1,086
1,122
1,085
-155
-10,783
-16,756
-21,231
-20,446
-17,471
0
0
00-17,471-20,446-21,231-16,756-10,783-1551,0851,1221,0863,2793,6423,9374,2981,4821,6551,441137-1,553-3,819-2,633-2,2833108191,059-95-2402,0441,6141,0511,39373401,3151,52700305000000002,7952,126000000000



Balance Sheet

Currency in USD. All numbers in thousands.




Cash Flow

Currency in USD. All numbers in thousands.




Income Statement

Currency in USD. All numbers in thousands.


Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue63,962
Cost of Revenue--
Gross Profit-63,962
 
Operating Income (+$)
Gross Profit-
Operating Expense--
Operating Income-0
 
Operating Expense (+$)
Research Development-
Selling General Administrative32,962
Selling And Marketing Expenses-
Operating Expense-32,962
 
Net Interest Income (+$)
Interest Income76,851
Interest Expense-26,019
Other Finance Cost-0
Net Interest Income50,832
 
Pretax Income (+$)
Operating Income-
Net Interest Income50,832
Other Non-Operating Income Expenses-
Income Before Tax (EBT)12,2040
EBIT - interestExpense = -26,019
10,159
36,178
Interest Expense26,019
Earnings Before Interest and Taxes (EBIT)-38,223
Earnings Before Interest and Taxes (EBITDA)-
 
After tax Income (+$)
Income Before Tax12,204
Tax Provision-2,045
Net Income From Continuing Ops10,15910,159
Net Income10,159
Net Income Applicable To Common Shares-
 
Non-recurring Events
Discontinued Operations-
Extraordinary Items-
Effect of Accounting Charges-
Other Items-
Non Recurring-
Other Operating Expenses-
Total Other Income/Expenses Net--50,832
 

Technical Analysis of Eagle Financial Services Inc
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Eagle Financial Services Inc. The general trend of Eagle Financial Services Inc is BEARISH with 85.7% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Eagle Financial Services Inc's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (-85.7%) Bearish trend (85.7%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Eagle Financial Services Inc.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is -1/(-1 +1).

  • Around resistance: The price is trading arround resistance levels. This can be considered as a potential exit level. -1

The bullish price targets are: 29.66 < 29.68 < 29.70.

The bearish price targets are: 32.71 > 29.03 > 29.03.

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Eagle Financial Services Inc Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Eagle Financial Services Inc. The current mas is .

The long score for the Moving Averages is 1/14.
The longshort score for the Moving Averages is -12/(-14 +14).

  • MA 20 trending down: The MA 20 is trending down. -1
  • Close < MA 20: The price is below the MA 20. -1
  • MA 20 > MA 50: The MA 20 is higher than the MA 50. +1
  • MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
  • MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
  • MA 50 trending down: The MA 50 is trending down. -1
  • Close < MA 50: The price is below the MA 50. -1
  • MA 50 < MA 100: The MA 50 is lower than the MA 100. -1
  • MA 50 < MA 200: The MA 50 is lower than the MA 200. -1
  • MA 100 trending down: The MA 100 is trending down. -1
  • Close < MA 100: The price is below the MA 100. -1
  • MA 100 < MA 200: The MA 100 is lower than the MA 200. -1
  • MA 200 trending down: The MA 200 is trending down. -1
  • Close < MA 200: The price is below the MA 200. -1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Eagle Financial Services Inc Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Eagle Financial Services Inc. The current macd is -0.00536394.

The long score for the Moving Average Convergence/Divergence (MACD) is 0/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is -4/(-4 +4).

  • MACD line < signal line: The MACD line is below the signal line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Eagle Financial Services Inc price going down in the near term. -2
  • MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for Eagle Financial Services Inc. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the Eagle Financial Services Inc price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
  • Trending down: The MACD line is trending down. This indicates that the short-term moving average is falling faster than the long-term moving average, suggesting negative momentum in the market. This signals that sellers are becoming more active and insecure, leading to potential price decreases as traders anticipate further losses and are willing to sell at lower prices. -1
Eagle Financial Services Inc Daily Moving Average Convergence/Divergence (MACD) ChartEagle Financial Services Inc Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Eagle Financial Services Inc. The current adx is 73.00.

The long score for the Directional Movement Index (DMI) is 0/7.
The longshort score for the Directional Movement Index (DMI) is -4/(-7 +7).

  • PLUS_ID < MINUS_DI: The +DI line is below the -DI line. This indicates a bearish signal in the market, as the negative directional movement is currently stronger than the positive directional movement, showing that sellers have the upper hand. Market psychology suggests that traders are pessimistic, expecting further price decreases, and are more willing to sell Eagle Financial Services Inc shares, leading to potential downward momentum in its price. -1
  • PLUS_ID < MINUS_DI && ADX > 25 && ADX trending up: The ADX is above 25 and indicates a strong bearish trend. The ADX is trending up, so the bearish trend is strengthening.
Eagle Financial Services Inc Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Eagle Financial Services Inc. The current sar is 29.03.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

  • Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1
Eagle Financial Services Inc Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Eagle Financial Services Inc. The current rsi is 38.24. The current phase is Continuation in bear market.

The long score for the Relative Strength Index (RSI) is 0/13.
The longshort score for the Relative Strength Index (RSI) is -4/(-13 +13).

  • Continuation in bear market: Downtrend continues after a consolidation or pullback. Hold or add to short positions.
  • Trending down: The RSI is trending down. -1
Eagle Financial Services Inc Daily Relative Strength Index (RSI) ChartEagle Financial Services Inc Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Eagle Financial Services Inc. The current phase is Correction in bear market.

The long score for the Stochastic Oscillator is 1/6.
The longshort score for the Stochastic Oscillator is -2/(-6 +6).

  • STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
  • STOCH %K line < STOCH %D line: The STOCH %K line is below the STOCH %D line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Eagle Financial Services Inc price going down in the near term. -2
  • Trending down: The STOCH %K is trending down. -1
Eagle Financial Services Inc Daily Stochastic Oscillator ChartEagle Financial Services Inc Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Eagle Financial Services Inc. The current cci is -59.7982042.

Eagle Financial Services Inc Daily Commodity Channel Index (CCI) ChartEagle Financial Services Inc Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Eagle Financial Services Inc. The current cmo is -43.30800347.

The long score for the Chande Momentum Oscillator (CMO) is 0/1.
The longshort score for the Chande Momentum Oscillator (CMO) is -1/(-1 +1).

  • CMO < 0: The CMO is below 0, the momentum of the price is negative, indicating a potential downtrend in the price. -1
Eagle Financial Services Inc Daily Chande Momentum Oscillator (CMO) ChartEagle Financial Services Inc Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Eagle Financial Services Inc. The current willr is -20.6185567.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is 0/(-1 +1).

  • WILLR between -80 and -20: The Williams %R is between -80 and -20. This indicates that Eagle Financial Services Inc is trading in a neutral price range, neither oversold nor overbought, suggesting a balanced market condition without any extreme price signals.
Eagle Financial Services Inc Daily Williams %R ChartEagle Financial Services Inc Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Eagle Financial Services Inc.

Eagle Financial Services Inc Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Eagle Financial Services Inc. The current atr is 0.2646725.

Eagle Financial Services Inc Daily Average True Range (ATR) ChartEagle Financial Services Inc Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Eagle Financial Services Inc. The current obv is -104,369.

Eagle Financial Services Inc Daily On-Balance Volume (OBV) ChartEagle Financial Services Inc Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Eagle Financial Services Inc. The current mfi is 17.01.

The long score for the Money Flow Index (MFI) is 0/2.
The longshort score for the Money Flow Index (MFI) is -2/(-2 +2).

  • MFI < 50: -1
  • MFI < 20: -1
Eagle Financial Services Inc Daily Money Flow Index (MFI) ChartEagle Financial Services Inc Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Eagle Financial Services Inc.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2023-10-31SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2023-11-01STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-11-02RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2023-11-03CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2023-11-07STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-08STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-09STOCH SHORT EXITThe %K line crosses above the %D line.
2023-11-14BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-11-16STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-17MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-21STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-11-27CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-29STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2023-12-01STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-04STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-11MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2023-12-13STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-14STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2023-12-18STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-19SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-28CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2023-12-29MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
RSI LONG ENTRY SHORT CLOSE30 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-02WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-01-05CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-01-09STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-10STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-11MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-01-16STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-17SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-01-22STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-23CCI LONG ENTRY SHORT CLOSE100 crossover to upside
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-01-26MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-29RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-01-31MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-02-01CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2024-02-02SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-12MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-02-13MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-15STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-16SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
RSI LONG ENTRY SHORT CLOSE30 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-20MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2024-02-23STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-08STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-12STOCH LONG EXITThe %K line crosses below the %D line.
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-03-18CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-03-19MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2024-03-25CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-03-26WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside

6.3. Candlestick Patterns

Eagle Financial Services Inc Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Eagle Financial Services Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5038.236
Ma 20Greater thanMa 5029.973
Ma 50Greater thanMa 10029.885
Ma 100Greater thanMa 20030.061
OpenGreater thanClose29.800
Total1/5 (20.0%)
Penke

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