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EML Payments Ltd
Buy, Hold or Sell?

Let's analyse EML Payments Ltd together

PenkeI guess you are interested in EML Payments Ltd. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of EML Payments Ltd. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of EML Payments Ltd (30 sec.)










What can you expect buying and holding a share of EML Payments Ltd? (30 sec.)

How much money do you get?

How much money do you get?
A$0.00
When do you have the money?
1 year
How often do you get paid?
10.0%

What is your share worth?

Current worth
A$0.47
Expected worth in 1 year
A$-2.34
How sure are you?
80.0%

+ What do you gain per year?

Total Gains per Share
A$-2.80
Return On Investment
-294.9%

For what price can you sell your share?

Current Price per Share
A$0.95
Expected price per share
A$0.735 - A$1.04
How sure are you?
50%
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1. Valuation of EML Payments Ltd (5 min.)




Live pricePrice per Share (EOD)

A$0.95

Intrinsic Value Per Share

A$-1.06 - A$-0.10

Total Value Per Share

A$-0.59 - A$0.37

2. Growth of EML Payments Ltd (5 min.)




Is EML Payments Ltd growing?

Current yearPrevious yearGrowGrow %
How rich?$114.1m$285.8m-$171.7m-150.4%

How much money is EML Payments Ltd making?

Current yearPrevious yearGrowGrow %
Making money-$186.2m-$3.1m-$183.1m-98.3%
Net Profit Margin-128.5%-2.1%--

How much money comes from the company's main activities?

3. Financial Health of EML Payments Ltd (5 min.)




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What can you expect buying and holding a share of EML Payments Ltd? (5 min.)

Welcome investor! EML Payments Ltd's management wants to use your money to grow the business. In return you get a share of EML Payments Ltd.

What can you expect buying and holding a share of EML Payments Ltd?

First you should know what it really means to hold a share of EML Payments Ltd. And how you can make/lose money.

Speculation

The Price per Share of EML Payments Ltd is A$0.95. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of EML Payments Ltd.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in EML Payments Ltd, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is A$0.47. Based on the TTM, the Book Value Change Per Share is A$-0.70 per quarter. Based on the YOY, the Book Value Change Per Share is A$0.06 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is A$0.00 per quarter.
Based on historical numbers we can estimate the returns while holding a share of EML Payments Ltd.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 A$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per Share
Usd Eps-0.50-52.3%-0.50-52.3%-0.01-0.9%-0.11-11.6%-0.06-5.8%
Usd Book Value Change Per Share-0.46-48.2%-0.46-48.2%0.044.1%0.021.6%0.033.0%
Usd Dividend Per Share0.000.0%0.000.0%0.000.0%0.010.8%0.000.4%
Usd Total Gains Per Share-0.46-48.2%-0.46-48.2%0.044.1%0.022.5%0.033.4%
Usd Price Per Share0.41-0.41-0.80-1.52-1.11-
Price to Earnings Ratio-0.82--0.82--96.05--45.30-7,187.06-
Price-to-Total Gains Ratio-0.89--0.89-20.75-0.77-58.63-
Price to Book Ratio1.34-1.34-1.05-3.20-4.71-
Price-to-Total Gains Ratio-0.89--0.89-20.75-0.77-58.63-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share0.6213
Number of shares1609
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.000.01
Usd Book Value Change Per Share-0.460.02
Usd Total Gains Per Share-0.460.02
Gains per Quarter (1609 shares)-736.9437.71
Gains per Year (1609 shares)-2,947.76150.85
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
10-2948-295850101141
20-5896-5906101201292
30-8843-8854151302443
40-11791-11802201402594
50-14739-14750251503745
60-17687-17698302603896
70-20634-206463527041047
80-23582-235944028041198
90-26530-265424539051349
100-29478-2949050310051500

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share0.01.00.00.0%0.03.00.00.0%1.04.00.020.0%5.05.00.050.0%10.013.01.041.7%
Book Value Change Per Share0.01.00.00.0%1.02.00.033.3%3.02.00.060.0%8.02.00.080.0%13.011.00.054.2%
Dividend per Share0.00.01.00.0%0.00.03.00.0%1.00.04.020.0%1.00.09.010.0%5.00.019.020.8%
Total Gains per Share0.01.00.00.0%1.02.00.033.3%3.02.00.060.0%8.02.00.080.0%14.010.00.058.3%
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Fundamentals of EML Payments Ltd

About EML Payments Ltd

EML Payments Limited provides payment solutions platform in Australia, Europe, and North America. It operates in three segments: General Purpose Reloadable, Gift and Incentives, and Digital Payments. The General Purpose Reloadable segment offers reloadable cards to various industries, such as government, salary packaging, gaming, and digital banking. This segment also provides issuance, processing, and program management services. The Gift and Incentives segment provides single load gift cards for shopping malls and incentive programs. The Digital Payments segment offers payment options for open banking, buy-now pay-later providers, and bill payment providers. The company also offers banking, credit, and disbursements services, as well as earned wage access, gifts, incentives and rewards, open banking, and forex payment solutions. The company was formerly known as Emerchants Limited. EML Payments Limited was incorporated in 2003 and is based in Brisbane, Australia.

Fundamental data was last updated by Penke on 2024-02-06 03:48:03.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge loss.
Using its assets, the company is very inefficient in making profit.
Using its investors money, the company is very inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very inefficient.
The company is inefficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is just not able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is underpriced.
Based on the earnings, the company is expensive.
Based on how much money comes from the company's main activities, the company is expensive.
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1.1. Profitability of EML Payments Ltd.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit EML Payments Ltd earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare EML Payments Ltd to the Software - Infrastructure industry mean.
  • A Net Profit Margin of -128.5% means that $-1.28 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of EML Payments Ltd:

  • The MRQ is -128.5%. The company is making a huge loss. -2
  • The TTM is -128.5%. The company is making a huge loss. -2
Trends
Current periodCompared to+/- 
MRQ-128.5%TTM-128.5%0.0%
TTM-128.5%YOY-2.1%-126.3%
TTM-128.5%5Y-28.4%-100.1%
5Y-28.4%10Y-24.5%-3.9%
1.1.2. Return on Assets

Shows how efficient EML Payments Ltd is using its assets to generate profit.

  • Above 5% is considered healthy but always compare EML Payments Ltd to the Software - Infrastructure industry mean.
  • -9.5% Return on Assets means that EML Payments Ltd generated $-0.10 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of EML Payments Ltd:

  • The MRQ is -9.5%. Using its assets, the company is very inefficient in making profit. -2
  • The TTM is -9.5%. Using its assets, the company is very inefficient in making profit. -2
Trends
Current periodCompared to+/- 
MRQ-9.5%TTM-9.5%0.0%
TTM-9.5%YOY-0.2%-9.3%
TTM-9.5%5Y-1.9%-7.6%
5Y-1.9%10Y-3.3%+1.4%
1.1.3. Return on Equity

Shows how efficient EML Payments Ltd is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare EML Payments Ltd to the Software - Infrastructure industry mean.
  • -163.2% Return on Equity means EML Payments Ltd generated $-1.63 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of EML Payments Ltd:

  • The MRQ is -163.2%. Using its investors money, the company is very inefficient in making profit. -2
  • The TTM is -163.2%. Using its investors money, the company is very inefficient in making profit. -2
Trends
Current periodCompared to+/- 
MRQ-163.2%TTM-163.2%0.0%
TTM-163.2%YOY-1.1%-162.1%
TTM-163.2%5Y-33.3%-129.8%
5Y-33.3%10Y-19.2%-14.1%
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1.2. Operating Efficiency of EML Payments Ltd.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient EML Payments Ltd is operating .

  • Measures how much profit EML Payments Ltd makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare EML Payments Ltd to the Software - Infrastructure industry mean.
  • An Operating Margin of -123.1% means the company generated $-1.23  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of EML Payments Ltd:

  • The MRQ is -123.1%. The company is operating very inefficient. -2
  • The TTM is -123.1%. The company is operating very inefficient. -2
Trends
Current periodCompared to+/- 
MRQ-123.1%TTM-123.1%0.0%
TTM-123.1%YOY0.9%-124.0%
TTM-123.1%5Y-24.8%-98.4%
5Y-24.8%10Y-30.8%+6.1%
1.2.2. Operating Ratio

Measures how efficient EML Payments Ltd is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Software - Infrastructure industry mean).
  • An Operation Ratio of 1.33 means that the operating costs are $1.33 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of EML Payments Ltd:

  • The MRQ is 1.331. The company is inefficient in keeping operating costs low. -1
  • The TTM is 1.331. The company is inefficient in keeping operating costs low. -1
Trends
Current periodCompared to+/- 
MRQ1.331TTM1.3310.000
TTM1.331YOY1.015+0.316
TTM1.3315Y1.044+0.287
5Y1.04410Y1.243-0.200
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1.3. Liquidity of EML Payments Ltd.

1.3. Liquidity
1.3.1. Current Ratio

Measures if EML Payments Ltd is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Software - Infrastructure industry mean).
  • A Current Ratio of 0.89 means the company has $0.89 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of EML Payments Ltd:

  • The MRQ is 0.891. The company is just not able to pay all its short-term debts. -1
  • The TTM is 0.891. The company is just not able to pay all its short-term debts. -1
Trends
Current periodCompared to+/- 
MRQ0.891TTM0.8910.000
TTM0.891YOY0.883+0.007
TTM0.8915Y0.895-0.004
5Y0.89510Y1.544-0.649
1.3.2. Quick Ratio

Measures if EML Payments Ltd is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare EML Payments Ltd to the Software - Infrastructure industry mean.
  • A Quick Ratio of 1.71 means the company can pay off $1.71 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of EML Payments Ltd:

  • The MRQ is 1.709. The company is very able to pay all its short-term debts with the most liquid assets. +2
  • The TTM is 1.709. The company is very able to pay all its short-term debts with the most liquid assets. +2
Trends
Current periodCompared to+/- 
MRQ1.709TTM1.7090.000
TTM1.709YOY1.680+0.028
TTM1.7095Y1.642+0.066
5Y1.64210Y1.944-0.302
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1.4. Solvency of EML Payments Ltd.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of EML Payments Ltd assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare EML Payments Ltd to Software - Infrastructure industry mean.
  • A Debt to Asset Ratio of 0.94 means that EML Payments Ltd assets are financed with 94.2% credit (debt) and the remaining percentage (100% - 94.2%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of EML Payments Ltd:

  • The MRQ is 0.942. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.942. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.942TTM0.9420.000
TTM0.942YOY0.837+0.105
TTM0.9425Y0.813+0.129
5Y0.81310Y0.537+0.276
1.4.2. Debt to Equity Ratio

Measures if EML Payments Ltd is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare EML Payments Ltd to the Software - Infrastructure industry mean.
  • A Debt to Equity ratio of 1,615.5% means that company has $16.16 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of EML Payments Ltd:

  • The MRQ is 16.155. The company is unable to pay all its debts with equity. -1
  • The TTM is 16.155. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ16.155TTM16.1550.000
TTM16.155YOY5.137+11.019
TTM16.1555Y6.287+9.868
5Y6.28710Y3.343+2.944
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2. Market Valuation of EML Payments Ltd

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings EML Payments Ltd generates.

  • Above 15 is considered overpriced but always compare EML Payments Ltd to the Software - Infrastructure industry mean.
  • A PE ratio of -0.82 means the investor is paying $-0.82 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of EML Payments Ltd:

  • The EOD is -1.251. Based on the earnings, the company is expensive. -2
  • The MRQ is -0.823. Based on the earnings, the company is expensive. -2
  • The TTM is -0.823. Based on the earnings, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD-1.251MRQ-0.823-0.428
MRQ-0.823TTM-0.8230.000
TTM-0.823YOY-96.053+95.230
TTM-0.8235Y-45.305+44.482
5Y-45.30510Y7,187.058-7,232.363
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of EML Payments Ltd:

  • The EOD is -24.758. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The MRQ is -16.288. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The TTM is -16.288. Based on how much money comes from the company's main activities, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD-24.758MRQ-16.288-8.470
MRQ-16.288TTM-16.2880.000
TTM-16.288YOY-8.295-7.994
TTM-16.2885Y34.275-50.563
5Y34.27510Y78.439-44.164
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2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of EML Payments Ltd is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Software - Infrastructure industry mean).
  • A PB ratio of 1.34 means the investor is paying $1.34 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of EML Payments Ltd:

  • The EOD is 2.040. Based on the equity, the company is underpriced. +1
  • The MRQ is 1.342. Based on the equity, the company is underpriced. +1
  • The TTM is 1.342. Based on the equity, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD2.040MRQ1.342+0.698
MRQ1.342TTM1.3420.000
TTM1.342YOY1.055+0.287
TTM1.3425Y3.196-1.854
5Y3.19610Y4.711-1.515
2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of EML Payments Ltd.

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4. Summary

4.1. Key Performance Indicators

The key performance indicators of EML Payments Ltd compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share---0.700-0.7000%0.059-1282%0.024-3032%0.043-1732%
Book Value Per Share--0.4660.4660%1.166-60%0.860-46%0.547-15%
Current Ratio--0.8910.8910%0.883+1%0.8950%1.544-42%
Debt To Asset Ratio--0.9420.9420%0.837+13%0.813+16%0.537+75%
Debt To Equity Ratio--16.15516.1550%5.137+215%6.287+157%3.343+383%
Dividend Per Share----0%-0%0.012-100%0.006-100%
Eps---0.760-0.7600%-0.013-98%-0.168-78%-0.084-89%
Free Cash Flow Per Share---0.038-0.0380%-0.148+286%0.000-10540%0.004-1097%
Free Cash Flow To Equity Per Share---0.044-0.0440%-0.025-44%0.149-130%0.098-145%
Gross Profit Margin--1.0001.0000%1.0000%0.979+2%-4.635+564%
Intrinsic Value_10Y_max---0.100--------
Intrinsic Value_10Y_min---1.058--------
Intrinsic Value_1Y_max--0.001--------
Intrinsic Value_1Y_min---0.050--------
Intrinsic Value_3Y_max---0.006--------
Intrinsic Value_3Y_min---0.199--------
Intrinsic Value_5Y_max---0.022--------
Intrinsic Value_5Y_min---0.401--------
Market Cap356173057.600+34%234324380.000234324380.0000%461150379.840-49%869729616.378-73%638742015.549-63%
Net Profit Margin---1.285-1.2850%-0.021-98%-0.284-78%-0.245-81%
Operating Margin---1.231-1.2310%0.009-14556%-0.248-80%-0.308-75%
Operating Ratio--1.3311.3310%1.015+31%1.044+28%1.243+7%
Pb Ratio2.040+34%1.3421.3420%1.055+27%3.196-58%4.711-72%
Pe Ratio-1.251-52%-0.823-0.8230%-96.053+11575%-45.305+5407%7187.058-100%
Price Per Share0.950+34%0.6250.6250%1.230-49%2.320-73%1.704-63%
Price To Free Cash Flow Ratio-24.758-52%-16.288-16.2880%-8.295-49%34.275-148%78.439-121%
Price To Total Gains Ratio-1.357-52%-0.892-0.8920%20.752-104%0.765-217%58.634-102%
Quick Ratio--1.7091.7090%1.680+2%1.642+4%1.944-12%
Return On Assets---0.095-0.0950%-0.002-98%-0.019-80%-0.033-65%
Return On Equity---1.632-1.6320%-0.011-99%-0.333-80%-0.192-88%
Total Gains Per Share---0.700-0.7000%0.059-1282%0.036-2054%0.049-1532%
Usd Book Value--114157662.000114157662.0000%285874518.000-60%210821870.400-46%134111757.508-15%
Usd Book Value Change Per Share---0.458-0.4580%0.039-1282%0.016-3032%0.028-1732%
Usd Book Value Per Share--0.3040.3040%0.762-60%0.562-46%0.358-15%
Usd Dividend Per Share----0%-0%0.008-100%0.004-100%
Usd Eps---0.497-0.4970%-0.008-98%-0.110-78%-0.055-89%
Usd Free Cash Flow---9408444.000-9408444.0000%-36359784.000+286%90121.200-10540%943821.081-1097%
Usd Free Cash Flow Per Share---0.025-0.0250%-0.097+286%0.000-10540%0.003-1097%
Usd Free Cash Flow To Equity Per Share---0.029-0.0290%-0.016-44%0.097-130%0.064-145%
Usd Market Cap232937179.670+34%153248144.520153248144.5200%301592348.415-49%568803169.111-73%417737278.169-63%
Usd Price Per Share0.621+34%0.4090.4090%0.804-49%1.517-73%1.114-63%
Usd Profit---186274896.000-186274896.0000%-3139854.000-98%-41296699.200-78%-20664729.553-89%
Usd Revenue--144982644.000144982644.0000%146882514.000-1%110538295.200+31%66041703.100+120%
Usd Total Gains Per Share---0.458-0.4580%0.039-1282%0.023-2054%0.032-1532%
 EOD+5 -3MRQTTM+0 -0YOY+7 -265Y+6 -3010Y+6 -30

4.2. Fundamental Score

Let's check the fundamental score of EML Payments Ltd based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-15-1.251
Price to Book Ratio (EOD)Between0-12.040
Net Profit Margin (MRQ)Greater than0-1.285
Operating Margin (MRQ)Greater than0-1.231
Quick Ratio (MRQ)Greater than11.709
Current Ratio (MRQ)Greater than10.891
Debt to Asset Ratio (MRQ)Less than10.942
Debt to Equity Ratio (MRQ)Less than116.155
Return on Equity (MRQ)Greater than0.15-1.632
Return on Assets (MRQ)Greater than0.05-0.095
Total2/10 (20.0%)

4.3. Technical Score

Let's check the technical score of EML Payments Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5058.021
Ma 20Greater thanMa 500.899
Ma 50Greater thanMa 1000.853
Ma 100Greater thanMa 2000.969
OpenGreater thanClose0.930
Total3/5 (60.0%)



Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2019-06-302020-06-302021-06-302022-06-302023-06-30
EBITDA  21,158-4,38316,775-8,4438,33223,52531,857-269,747-237,890
Operating Income  10,891-5,6345,25710,36315,620-25215,368-16,430-1,062



Latest Balance Sheet

Balance Sheet of 2023-06-30. Currency in AUD. All numbers in thousands.

Summary
Total Assets2,994,529
Total Liabilities2,819,976
Total Stockholder Equity174,553
 As reported
Total Liabilities 2,819,976
Total Stockholder Equity+ 174,553
Total Assets = 2,994,529

Assets

Total Assets2,994,529
Total Current Assets2,413,220
Long-term Assets581,309
Total Current Assets
Cash And Cash Equivalents 71,362
Short-term Investments 2,260,032
Net Receivables 38,857
Inventory 11,817
Other Current Assets 31,152
Total Current Assets  (as reported)2,413,220
Total Current Assets  (calculated)2,413,220
+/-0
Long-term Assets
Property Plant Equipment 10,570
Goodwill 100,410
Long Term Investments 317,821
Intangible Assets 92,058
Long-term Assets Other 43,816
Long-term Assets  (as reported)581,309
Long-term Assets  (calculated)564,675
+/- 16,634

Liabilities & Shareholders' Equity

Total Current Liabilities2,709,866
Long-term Liabilities110,110
Total Stockholder Equity174,553
Total Current Liabilities
Short-term Debt 24,951
Short Long Term Debt 22,973
Accounts payable 55,623
Other Current Liabilities 2,623,862
Total Current Liabilities  (as reported)2,709,866
Total Current Liabilities  (calculated)2,727,409
+/- 17,543
Long-term Liabilities
Long term Debt Total 73,541
Other Liabilities 36,569
Long-term Liabilities  (as reported)110,110
Long-term Liabilities  (calculated)110,110
+/-0
Total Stockholder Equity
Common Stock494,208
Retained Earnings -339,606
Accumulated Other Comprehensive Income 19,951
Total Stockholder Equity (as reported)174,553
Total Stockholder Equity (calculated)174,553
+/-0
Other
Capital Stock494,208
Cash and Short Term Investments 2,331,394
Common Stock Shares Outstanding 373,886
Current Deferred Revenue5,430
Liabilities and Stockholders Equity 2,994,529
Net Debt 27,130
Net Invested Capital 266,318
Net Tangible Assets -17,915
Net Working Capital -296,646
Property Plant and Equipment Gross 27,263
Short Long Term Debt Total 98,492



Balance Sheet

Currency in AUD. All numbers in thousands.

 Trend2023-06-302022-06-302021-06-302020-06-302019-06-302018-06-302017-06-302016-06-302015-06-302014-06-302013-06-302012-06-302011-06-302010-06-302009-06-302008-06-302007-06-302006-06-302005-06-302004-06-302000-06-301999-06-301998-06-301997-06-30
> Total Assets 
1,539,640
1,527,189
1,394,000
1,376,200
2,652
5,352
5,290
6,282
5,437
3,305
4,238
14,866
16,855
14,963
18,473
64,765
149,900
187,504
239,540
476,707
1,906,266
2,288,778
2,682,443
2,994,529
2,994,5292,682,4432,288,7781,906,266476,707239,540187,504149,90064,76518,47314,96316,85514,8664,2383,3055,4376,2825,2905,3522,6521,376,2001,394,0001,527,1891,539,640
   > Total Current Assets 
852,245
904,786
838,700
854,500
0
2,762
2,469
3,263
1,219
844
1,924
13,915
3,505
2,342
5,812
16,958
59,059
99,934
131,570
313,838
1,001,093
1,603,511
1,855,122
2,413,220
2,413,2201,855,1221,603,5111,001,093313,838131,57099,93459,05916,9585,8122,3423,50513,9151,9248441,2193,2632,4692,7620854,500838,700904,786852,245
       Cash And Cash Equivalents 
128,277
113,246
61,200
79,000
123
2,731
2,399
3,196
1,189
835
1,754
10,318
2,289
1,359
4,496
4,264
26,942
39,872
39,006
33,085
118,381
141,228
73,699
71,362
71,36273,699141,228118,38133,08539,00639,87226,9424,2644,4961,3592,28910,3181,7548351,1893,1962,3992,73112379,00061,200113,246128,277
       Short-term Investments 
0
0
0
0
0
0
5
0
0
0
0
0
0
0
0
0
17,058
37,574
67,714
244,824
833,407
1,409,552
1,709,715
2,260,032
2,260,0321,709,7151,409,552833,407244,82467,71437,57417,0580000000005000000
       Net Receivables 
301,810
313,893
410,600
396,200
6
7
65
62
24
4
164
544
680
233
343
8,445
4,621
19,636
8,889
14,369
21,664
21,955
35,836
38,857
38,85735,83621,95521,66414,3698,88919,6364,6218,445343233680544164424626576396,200410,600313,893301,810
       Inventory 
422,158
442,636
366,900
379,300
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3,057
3,482
12,899
11,497
11,817
11,81711,49712,8993,4823,057000000000000000379,300366,900442,636422,158
   > Long-term Assets 
0
0
0
0
0
2,590
2,821
3,019
4,217
2,461
2,314
951
13,350
12,621
12,661
47,807
90,841
87,570
107,970
162,869
905,173
685,267
827,321
581,309
581,309827,321685,267905,173162,869107,97087,57090,84147,80712,66112,62113,3509512,3142,4614,2173,0192,8212,59000000
       Property Plant Equipment 
407,292
340,612
306,000
303,600
2,503
2,570
2,801
2,999
4,093
2,413
2,298
922
774
609
964
793
2,209
2,843
3,481
5,355
14,629
11,245
12,719
10,570
10,57012,71911,24514,6295,3553,4812,8432,2097939646097749222,2982,4134,0932,9992,8012,5702,503303,600306,000340,612407,292
       Goodwill 
103,175
92,882
67,700
65,500
0
0
0
0
0
0
0
0
10,777
10,777
10,777
30,521
35,138
33,820
42,336
76,181
287,766
235,988
312,884
100,410
100,410312,884235,988287,76676,18142,33633,82035,13830,52110,77710,77710,7770000000065,50067,70092,882103,175
       Long Term Investments 
5,114
6,920
48,800
44,700
0
0
0
0
0
0
0
0
0
0
0
0
1,418
5,022
5,211
4,310
443,916
285,561
307,274
317,821
317,821307,274285,561443,9164,3105,2115,0221,41800000000000044,70048,8006,9205,114
       Intangible Assets 
120,750
120,750
57,000
56,100
0
0
0
0
0
0
0
0
1,377
727
446
8,461
36,270
26,313
23,431
28,373
116,982
114,145
135,576
92,058
92,058135,576114,145116,98228,37323,43126,31336,2708,4614467271,3770000000056,10057,000120,750120,750
       Long-term Assets Other 
0
0
0
0
0
20
20
20
124
47
15
29
422
507
474
480
606
738
14,728
25,997
16,836
16,875
35,964
43,816
43,81635,96416,87516,83625,99714,72873860648047450742229154712420202000000
> Total Liabilities 
814,644
848,754
733,400
781,100
50
33
45
367
208
104
195
10,838
1,893
1,310
1,766
12,181
30,694
66,923
109,767
332,476
1,465,274
1,873,883
2,245,326
2,819,976
2,819,9762,245,3261,873,8831,465,274332,476109,76766,92330,69412,1811,7661,3101,89310,838195104208367453350781,100733,400848,754814,644
   > Total Current Liabilities 
350,293
497,110
441,900
511,100
50
33
42
355
144
45
136
10,779
1,573
1,041
1,457
9,809
26,855
62,770
90,475
298,992
1,326,253
1,792,792
2,100,079
2,709,866
2,709,8662,100,0791,792,7921,326,253298,99290,47562,77026,8559,8091,4571,0411,57310,77913645144355423350511,100441,900497,110350,293
       Short-term Debt 
437,591
305,970
285,100
313,000
0
0
5
0
0
0
0
0
398
0
0
0
0
0
0
15,000
2,342
3,111
3,721
24,951
24,9513,7213,1112,34215,00000000039800000500313,000285,100305,970437,591
       Short Long Term Debt 
437,591
305,970
285,100
313,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
15,000
0
1,385
3,721
22,973
22,9733,7211,385015,000000000000000000313,000285,100305,970437,591
       Accounts payable 
130,475
180,082
133,100
183,500
0
33
29
318
94
45
86
832
721
639
712
2,409
8,757
12,314
15,507
15,073
30,019
37,278
45,694
55,623
55,62345,69437,27830,01915,07315,50712,3148,7572,40971263972183286459431829330183,500133,100180,082130,475
       Other Current Liabilities 
172,627
285,398
236,200
212,400
50
33
13
37
50
0
50
9,947
453
402
745
7,400
18,098
39,011
74,968
248,529
1,271,071
1,708,009
2,044,478
2,623,862
2,623,8622,044,4781,708,0091,271,071248,52974,96839,01118,0987,4007454024539,9475005037133350212,400236,200285,398172,627
   > Long-term Liabilities 
0
0
0
0
0
0
3
12
64
59
59
59
320
269
309
2,373
3,839
4,153
19,292
33,484
139,021
81,091
145,247
110,110
110,110145,24781,091139,02133,48419,2924,1533,8392,37330926932059595964123000000
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
42,656
42,015
87,685
73,541
73,54187,68542,01542,65600000000000000000000
       Capital Lease Obligations 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
397
0
0
0
9,150
6,881
7,992
6,727
6,7277,9926,8819,1500003970000000000000000
       Long-term Liabilities Other 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
397
204
13,766
25,824
77,868
24,689
39,283
11,737
11,73739,28324,68977,86825,82413,7662043970000000000000000
       Deferred Long Term Liability 
0
0
0
900
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000000000000900000
> Total Stockholder Equity
724,097
677,976
660,100
589,600
2,602
5,319
5,245
5,915
5,229
3,200
4,043
4,029
14,963
13,653
16,706
52,584
119,206
120,581
129,773
144,231
440,992
414,895
437,117
174,553
174,553437,117414,895440,992144,231129,773120,581119,20652,58416,70613,65314,9634,0294,0433,2005,2295,9155,2455,3192,602589,600660,100677,976724,097
   Common Stock
146,722
144,693
473,400
396,100
2,855
5,430
5,502
7,786
7,949
9,032
10,260
15,129
34,811
38,183
44,483
70,228
138,043
137,981
137,744
138,097
455,583
456,157
494,208
494,208
494,208494,208456,157455,583138,097137,744137,981138,04370,22844,48338,18334,81115,12910,2609,0327,9497,7865,5025,4302,855396,100473,400144,693146,722
   Retained Earnings 
191,912
179,644
146,300
157,700
0
-111
-265
-1,895
-2,785
-5,884
-6,269
-11,426
-21,453
-26,812
-32,224
-29,367
-29,279
-29,270
-27,062
-21,668
-25,778
-55,761
-60,562
-339,606
-339,606-60,562-55,761-25,778-21,668-27,062-29,270-29,279-29,367-32,224-26,812-21,453-11,426-6,269-5,884-2,785-1,895-265-1110157,700146,300179,644191,912
   Capital Surplus 000000000000000000000000
   Treasury Stock000000000000000000000000
   Other Stockholders Equity 
63,246
39,786
40,400
35,800
0
0
0
0
0
0
0
0
0
0
4,448
2,171
-2,314
11,870
19,091
27,802
-428,516
-400,396
-433,646
-154,602
-154,602-433,646-400,396-428,51627,80219,09111,870-2,3142,1714,448000000000035,80040,40039,78663,246



Balance Sheet

Currency in AUD. All numbers in thousands.




Cash Flow

Currency in AUD. All numbers in thousands.