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Earlypay Ltd
Buy, Hold or Sell?

Let's analyse Earlypay together

PenkeI guess you are interested in Earlypay Ltd. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Earlypay Ltd. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Earlypay (30 sec.)










What can you expect buying and holding a share of Earlypay? (30 sec.)

How much money do you get?

How much money do you get?
A$0.05
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
A$0.25
Expected worth in 1 year
A$0.09
How sure are you?
87.5%

+ What do you gain per year?

Total Gains per Share
A$-0.09
Return On Investment
-49.4%

For what price can you sell your share?

Current Price per Share
A$0.18
Expected price per share
A$0.175 - A$0.195
How sure are you?
50%

1. Valuation of Earlypay (5 min.)




Live pricePrice per Share (EOD)

A$0.18

Intrinsic Value Per Share

A$0.18 - A$0.58

Total Value Per Share

A$0.44 - A$0.83

2. Growth of Earlypay (5 min.)




Is Earlypay growing?

Current yearPrevious yearGrowGrow %
How rich?$47m$54.4m-$7.4m-15.8%

How much money is Earlypay making?

Current yearPrevious yearGrowGrow %
Making money-$4.9m$8.4m-$13.4m-270.8%
Net Profit Margin-12.8%50.9%--

How much money comes from the company's main activities?

3. Financial Health of Earlypay (5 min.)




4. Comparing to competitors in the Credit Services industry (5 min.)




  Industry Rankings (Credit Services)  


Richest
#177 / 250

Most Revenue
#138 / 250

Most Profit
#217 / 250

Most Efficient
#197 / 250

What can you expect buying and holding a share of Earlypay? (5 min.)

Welcome investor! Earlypay's management wants to use your money to grow the business. In return you get a share of Earlypay.

What can you expect buying and holding a share of Earlypay?

First you should know what it really means to hold a share of Earlypay. And how you can make/lose money.

Speculation

The Price per Share of Earlypay is A$0.18. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Earlypay.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Earlypay, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is A$0.25. Based on the TTM, the Book Value Change Per Share is A$-0.04 per quarter. Based on the YOY, the Book Value Change Per Share is A$0.09 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is A$0.02 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Earlypay.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 A$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per Share
Usd Eps-0.02-9.5%-0.02-9.5%0.0316.2%0.015.8%0.014.5%
Usd Book Value Change Per Share-0.03-14.3%-0.03-14.3%0.0632.6%0.018.2%0.0211.3%
Usd Dividend Per Share0.016.3%0.016.3%0.018.1%0.016.0%0.014.4%
Usd Total Gains Per Share-0.01-7.9%-0.01-7.9%0.0740.7%0.0314.1%0.0315.7%
Usd Price Per Share0.12-0.12-0.31-0.23-0.23-
Price to Earnings Ratio-7.11--7.11-10.74-12.56-195.04-
Price-to-Total Gains Ratio-8.54--8.54-4.28-5.89-8.37-
Price to Book Ratio0.75-0.75-1.67-1.77-2.76-
Price-to-Total Gains Ratio-8.54--8.54-4.28-5.89-8.37-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share0.115272
Number of shares8675
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.010.01
Usd Book Value Change Per Share-0.030.01
Usd Total Gains Per Share-0.010.03
Gains per Quarter (8675 shares)-123.53220.64
Gains per Year (8675 shares)-494.11882.56
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1396-890-504372511873
2793-1781-99874310221756
31189-2671-1492111515332639
41585-3562-1986148720443522
51982-4452-2480185825554405
62378-5343-2974223030655288
72774-6233-3468260235766171
83171-7124-3962297340877054
93567-8014-4456334545987937
103963-8904-4950371751098820

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share0.01.00.00.0%2.01.00.066.7%4.01.00.080.0%7.01.00.087.5%7.01.00.087.5%
Book Value Change Per Share0.01.00.00.0%2.01.00.066.7%4.01.00.080.0%7.01.00.087.5%7.01.00.087.5%
Dividend per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%8.00.00.0100.0%8.00.00.0100.0%
Total Gains per Share0.01.00.00.0%2.01.00.066.7%4.01.00.080.0%7.01.00.087.5%7.01.00.087.5%

Fundamentals of Earlypay

About Earlypay Ltd

Earlypay Limited offers financial solutions to businesses in Australia. It operates through Invoice Finance, Equipment Finance, and Other Services segments. The company offers invoice factoring and discounting, and clean energy finance services, as well as business line of credit. It also provides equipment finance services for old and new equipment, such as sale back of owned or partially owned equipment, private sales, and mid-term financing. In addition, the company offers employment solutions comprising labor sourcing and project management; and trade finance services. Further, it operates Skippr, an online platform that provides finance solutions to SME's. The company was formerly known as CML Group Limited and changed its name to Earlypay Limited in November 2020. Earlypay Limited was incorporated in 2001 and is based in North Sydney, Australia.

Fundamental data was last updated by Penke on 2024-03-30 20:33:04.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge loss.
Using its assets, the company is very inefficient in making profit.
Using its investors money, the company is very inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating efficient.
The company is less efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is expensive.
Based on how much money comes from the company's main activities, the company is cheap.

1.1. Profitability of Earlypay Ltd.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Earlypay earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Earlypay to the Credit Services industry mean.
  • A Net Profit Margin of -12.8% means that $-0.13 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Earlypay Ltd:

  • The MRQ is -12.8%. The company is making a huge loss. -2
  • The TTM is -12.8%. The company is making a huge loss. -2
Trends
Current periodCompared to+/- 
MRQ-12.8%TTM-12.8%0.0%
TTM-12.8%YOY50.9%-63.7%
TTM-12.8%5Y16.1%-28.9%
5Y16.1%10Y11.7%+4.4%
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ-12.8%14.4%-27.2%
TTM-12.8%14.8%-27.6%
YOY50.9%18.3%+32.6%
5Y16.1%16.4%-0.3%
10Y11.7%15.5%-3.8%
1.1.2. Return on Assets

Shows how efficient Earlypay is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Earlypay to the Credit Services industry mean.
  • -2.1% Return on Assets means that Earlypay generated $-0.02 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Earlypay Ltd:

  • The MRQ is -2.1%. Using its assets, the company is very inefficient in making profit. -2
  • The TTM is -2.1%. Using its assets, the company is very inefficient in making profit. -2
Trends
Current periodCompared to+/- 
MRQ-2.1%TTM-2.1%0.0%
TTM-2.1%YOY2.7%-4.8%
TTM-2.1%5Y1.4%-3.5%
5Y1.4%10Y1.2%+0.2%
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ-2.1%0.9%-3.0%
TTM-2.1%1.0%-3.1%
YOY2.7%0.9%+1.8%
5Y1.4%0.9%+0.5%
10Y1.2%0.9%+0.3%
1.1.3. Return on Equity

Shows how efficient Earlypay is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Earlypay to the Credit Services industry mean.
  • -10.5% Return on Equity means Earlypay generated $-0.11 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Earlypay Ltd:

  • The MRQ is -10.5%. Using its investors money, the company is very inefficient in making profit. -2
  • The TTM is -10.5%. Using its investors money, the company is very inefficient in making profit. -2
Trends
Current periodCompared to+/- 
MRQ-10.5%TTM-10.5%0.0%
TTM-10.5%YOY15.5%-26.1%
TTM-10.5%5Y8.6%-19.1%
5Y8.6%10Y8.3%+0.3%
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ-10.5%3.6%-14.1%
TTM-10.5%3.8%-14.3%
YOY15.5%3.6%+11.9%
5Y8.6%3.4%+5.2%
10Y8.3%3.7%+4.6%

1.2. Operating Efficiency of Earlypay Ltd.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Earlypay is operating .

  • Measures how much profit Earlypay makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Earlypay to the Credit Services industry mean.
  • An Operating Margin of 17.2% means the company generated $0.17  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Earlypay Ltd:

  • The MRQ is 17.2%. The company is operating efficient. +1
  • The TTM is 17.2%. The company is operating efficient. +1
Trends
Current periodCompared to+/- 
MRQ17.2%TTM17.2%0.0%
TTM17.2%YOY96.4%-79.3%
TTM17.2%5Y46.7%-29.5%
5Y46.7%10Y36.7%+10.0%
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ17.2%20.8%-3.6%
TTM17.2%19.3%-2.1%
YOY96.4%27.9%+68.5%
5Y46.7%21.9%+24.8%
10Y36.7%26.1%+10.6%
1.2.2. Operating Ratio

Measures how efficient Earlypay is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Credit Services industry mean).
  • An Operation Ratio of 0.83 means that the operating costs are $0.83 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Earlypay Ltd:

  • The MRQ is 0.828. The company is less efficient in keeping operating costs low.
  • The TTM is 0.828. The company is less efficient in keeping operating costs low.
Trends
Current periodCompared to+/- 
MRQ0.828TTM0.8280.000
TTM0.828YOY1.867-1.038
TTM0.8285Y1.088-0.260
5Y1.08810Y0.714+0.374
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ0.8280.817+0.011
TTM0.8280.814+0.014
YOY1.8670.788+1.079
5Y1.0880.766+0.322
10Y0.7140.734-0.020

1.3. Liquidity of Earlypay Ltd.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Earlypay is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Credit Services industry mean).
  • A Current Ratio of 1.76 means the company has $1.76 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Earlypay Ltd:

  • The MRQ is 1.758. The company is able to pay all its short-term debts. +1
  • The TTM is 1.758. The company is able to pay all its short-term debts. +1
Trends
Current periodCompared to+/- 
MRQ1.758TTM1.7580.000
TTM1.758YOY1.424+0.334
TTM1.7585Y1.415+0.343
5Y1.41510Y1.575-0.160
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ1.7582.816-1.058
TTM1.7583.208-1.450
YOY1.4242.373-0.949
5Y1.4153.940-2.525
10Y1.5753.974-2.399
1.3.2. Quick Ratio

Measures if Earlypay is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Earlypay to the Credit Services industry mean.
  • A Quick Ratio of 1.74 means the company can pay off $1.74 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Earlypay Ltd:

  • The MRQ is 1.736. The company is very able to pay all its short-term debts with the most liquid assets. +2
  • The TTM is 1.736. The company is very able to pay all its short-term debts with the most liquid assets. +2
Trends
Current periodCompared to+/- 
MRQ1.736TTM1.7360.000
TTM1.736YOY1.258+0.478
TTM1.7365Y1.341+0.395
5Y1.34110Y1.505-0.163
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ1.7361.748-0.012
TTM1.7361.975-0.239
YOY1.2581.786-0.528
5Y1.3413.594-2.253
10Y1.5053.498-1.993

1.4. Solvency of Earlypay Ltd.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Earlypay assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Earlypay to Credit Services industry mean.
  • A Debt to Asset Ratio of 0.80 means that Earlypay assets are financed with 79.6% credit (debt) and the remaining percentage (100% - 79.6%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Earlypay Ltd:

  • The MRQ is 0.796. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.796. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.796TTM0.7960.000
TTM0.796YOY0.827-0.031
TTM0.7965Y0.826-0.030
5Y0.82610Y0.848-0.022
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ0.7960.728+0.068
TTM0.7960.714+0.082
YOY0.8270.717+0.110
5Y0.8260.703+0.123
10Y0.8480.692+0.156
1.4.2. Debt to Equity Ratio

Measures if Earlypay is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Earlypay to the Credit Services industry mean.
  • A Debt to Equity ratio of 390.3% means that company has $3.90 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Earlypay Ltd:

  • The MRQ is 3.903. The company is unable to pay all its debts with equity. -1
  • The TTM is 3.903. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ3.903TTM3.9030.000
TTM3.903YOY4.792-0.888
TTM3.9035Y4.805-0.902
5Y4.80510Y6.015-1.209
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ3.9032.519+1.384
TTM3.9032.308+1.595
YOY4.7922.357+2.435
5Y4.8052.420+2.385
10Y6.0152.373+3.642

2. Market Valuation of Earlypay Ltd

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Earlypay generates.

  • Above 15 is considered overpriced but always compare Earlypay to the Credit Services industry mean.
  • A PE ratio of -7.11 means the investor is paying $-7.11 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Earlypay Ltd:

  • The EOD is -6.735. Based on the earnings, the company is expensive. -2
  • The MRQ is -7.109. Based on the earnings, the company is expensive. -2
  • The TTM is -7.109. Based on the earnings, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD-6.735MRQ-7.109+0.374
MRQ-7.109TTM-7.1090.000
TTM-7.109YOY10.738-17.847
TTM-7.1095Y12.565-19.674
5Y12.56510Y195.037-182.473
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
EOD-6.7357.010-13.745
MRQ-7.1096.647-13.756
TTM-7.1096.690-13.799
YOY10.7387.878+2.860
5Y12.5658.842+3.723
10Y195.03712.021+183.016
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Earlypay Ltd:

  • The EOD is 6.286. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 6.636. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 6.636. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD6.286MRQ6.636-0.349
MRQ6.636TTM6.6360.000
TTM6.636YOY11.886-5.251
TTM6.6365Y-141.324+147.959
5Y-141.32410Y-86.235-55.089
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
EOD6.286-0.623+6.909
MRQ6.636-0.567+7.203
TTM6.636-0.423+7.059
YOY11.886-0.330+12.216
5Y-141.3240.202-141.526
10Y-86.235-0.149-86.086
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Earlypay is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Credit Services industry mean).
  • A PB ratio of 0.75 means the investor is paying $0.75 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Earlypay Ltd:

  • The EOD is 0.710. Based on the equity, the company is cheap. +2
  • The MRQ is 0.749. Based on the equity, the company is cheap. +2
  • The TTM is 0.749. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.710MRQ0.749-0.039
MRQ0.749TTM0.7490.000
TTM0.749YOY1.669-0.919
TTM0.7495Y1.773-1.024
5Y1.77310Y2.756-0.983
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
EOD0.7100.903-0.193
MRQ0.7490.851-0.102
TTM0.7490.861-0.112
YOY1.6691.105+0.564
5Y1.7731.197+0.576
10Y2.7561.302+1.454
2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Earlypay Ltd.

4. Summary

4.1. Key Performance Indicators

The key performance indicators of Earlypay Ltd compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share---0.040-0.0400%0.092-144%0.023-274%0.032-226%
Book Value Per Share--0.2540.2540%0.294-14%0.218+17%0.167+52%
Current Ratio--1.7581.7580%1.424+23%1.415+24%1.575+12%
Debt To Asset Ratio--0.7960.7960%0.827-4%0.826-4%0.848-6%
Debt To Equity Ratio--3.9033.9030%4.792-19%4.805-19%6.015-35%
Dividend Per Share--0.0180.0180%0.023-21%0.017+7%0.012+45%
Eps---0.027-0.0270%0.046-159%0.016-263%0.013-310%
Free Cash Flow Per Share--0.0290.0290%0.041-31%0.018+58%-0.007+125%
Free Cash Flow To Equity Per Share---0.043-0.0430%0.316-114%0.036-218%0.051-183%
Gross Profit Margin--1.0601.0600%0.962+10%0.964+10%0.978+8%
Intrinsic Value_10Y_max--0.581--------
Intrinsic Value_10Y_min--0.183--------
Intrinsic Value_1Y_max--0.035--------
Intrinsic Value_1Y_min--0.018--------
Intrinsic Value_3Y_max--0.122--------
Intrinsic Value_3Y_min--0.055--------
Intrinsic Value_5Y_max--0.232--------
Intrinsic Value_5Y_min--0.093--------
Market Cap52157341.440-6%55054971.52055054971.5200%141983873.920-61%105473734.912-48%104314682.880-47%
Net Profit Margin---0.128-0.1280%0.509-125%0.161-179%0.117-209%
Operating Margin--0.1720.1720%0.964-82%0.467-63%0.367-53%
Operating Ratio--0.8280.8280%1.867-56%1.088-24%0.714+16%
Pb Ratio0.710-6%0.7490.7490%1.669-55%1.773-58%2.756-73%
Pe Ratio-6.735+5%-7.109-7.1090%10.738-166%12.565-157%195.037-104%
Price Per Share0.180-6%0.1900.1900%0.490-61%0.364-48%0.360-47%
Price To Free Cash Flow Ratio6.286-6%6.6366.6360%11.886-44%-141.324+2230%-86.235+1400%
Price To Total Gains Ratio-8.095+5%-8.545-8.5450%4.284-299%5.889-245%8.371-202%
Quick Ratio--1.7361.7360%1.258+38%1.341+29%1.505+15%
Return On Assets---0.021-0.0210%0.027-180%0.014-256%0.012-277%
Return On Equity---0.105-0.1050%0.155-168%0.086-223%0.083-227%
Total Gains Per Share---0.022-0.0220%0.114-119%0.040-156%0.044-151%
Usd Book Value--47059153.60047059153.6000%54494838.000-14%40381190.480+17%30931720.250+52%
Usd Book Value Change Per Share---0.026-0.0260%0.059-144%0.015-274%0.020-226%
Usd Book Value Per Share--0.1620.1620%0.188-14%0.139+17%0.107+52%
Usd Dividend Per Share--0.0110.0110%0.015-21%0.011+7%0.008+45%
Usd Eps---0.017-0.0170%0.029-159%0.011-263%0.008-310%
Usd Free Cash Flow--5313398.8005313398.8000%7649578.000-31%3355311.760+58%-1323866.900+125%
Usd Free Cash Flow Per Share--0.0180.0180%0.026-31%0.012+58%-0.005+125%
Usd Free Cash Flow To Equity Per Share---0.027-0.0270%0.202-114%0.023-218%0.033-183%
Usd Market Cap33401561.458-6%35257203.76135257203.7610%90926472.858-61%67545379.838-48%66803122.916-47%
Usd Price Per Share0.115-6%0.1220.1220%0.314-61%0.233-48%0.231-47%
Usd Profit---4959257.600-4959257.6000%8468009.200-159%3174975.120-256%2444887.100-303%
Usd Revenue--38769816.00038769816.0000%16621582.000+133%28604490.640+36%27094763.650+43%
Usd Total Gains Per Share---0.014-0.0140%0.073-119%0.025-156%0.028-151%
 EOD+4 -4MRQTTM+0 -0YOY+11 -255Y+18 -1810Y+17 -19

4.2. Fundamental Score

Let's check the fundamental score of Earlypay Ltd based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-15-6.735
Price to Book Ratio (EOD)Between0-10.710
Net Profit Margin (MRQ)Greater than0-0.128
Operating Margin (MRQ)Greater than00.172
Quick Ratio (MRQ)Greater than11.736
Current Ratio (MRQ)Greater than11.758
Debt to Asset Ratio (MRQ)Less than10.796
Debt to Equity Ratio (MRQ)Less than13.903
Return on Equity (MRQ)Greater than0.15-0.105
Return on Assets (MRQ)Greater than0.05-0.021
Total5/10 (50.0%)

4.3. Technical Score

Let's check the technical score of Earlypay Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5039.564
Ma 20Greater thanMa 500.183
Ma 50Greater thanMa 1000.205
Ma 100Greater thanMa 2000.224
OpenGreater thanClose0.180
Total1/5 (20.0%)



Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2019-06-302020-06-302021-06-302022-06-302023-06-30
Retained Earnings  4,404-3,9634414,8585,2995,64210,941-12,912-1,971
Long-term Assets Other  14,00070,61184,611-61,30123,310-22,720590-28,365-27,775
Income before Tax  11,962-7,4274,5355,78510,3204,97015,290-25,733-10,443
Net Income  8,400-4,7283,6723,5667,2385,98513,223-20,967-7,744
Tax Provision  3,562-2,6998632,2193,082-1,0152,067-4,766-2,699
Income Tax Expense  3,562-2,6998632,2193,082-1,0152,067-4,766-2,699
Net Income from Continuing Operations  8,400-4,7283,6723,5667,2385,98513,223-20,967-7,744
Net Income Applicable to Common Shares  8,400-5,7282,6724,5667,2385,98513,223-20,967-7,744



Latest Balance Sheet

Balance Sheet of 2023-06-30. Currency in AUD. All numbers in thousands.

Summary
Total Assets360,299
Total Liabilities286,815
Total Stockholder Equity73,484
 As reported
Total Liabilities 286,815
Total Stockholder Equity+ 73,484
Total Assets = 360,299

Assets

Total Assets360,299
Total Current Assets252,932
Long-term Assets107,367
Total Current Assets
Cash And Cash Equivalents 52,986
Net Receivables 196,835
Other Current Assets 3,111
Total Current Assets  (as reported)252,932
Total Current Assets  (calculated)252,932
+/-0
Long-term Assets
Property Plant Equipment 1,524
Goodwill 27,775
Intangible Assets 28,784
Other Assets 0
Long-term Assets  (as reported)107,367
Long-term Assets  (calculated)58,083
+/- 49,284

Liabilities & Shareholders' Equity

Total Current Liabilities143,885
Long-term Liabilities142,930
Total Stockholder Equity73,484
Total Current Liabilities
Short-term Debt 137,709
Short Long Term Debt 138,228
Accounts payable 4,251
Other Current Liabilities 1,925
Total Current Liabilities  (as reported)143,885
Total Current Liabilities  (calculated)282,113
+/- 138,228
Long-term Liabilities
Long term Debt Total 142,649
Other Liabilities 281
Long-term Liabilities  (as reported)142,930
Long-term Liabilities  (calculated)142,930
+/-0
Total Stockholder Equity
Common Stock74,702
Retained Earnings -1,971
Accumulated Other Comprehensive Income 753
Total Stockholder Equity (as reported)73,484
Total Stockholder Equity (calculated)73,484
+/-0
Other
Capital Stock74,702
Cash and Short Term Investments 52,986
Common Stock Shares Outstanding 289,170
Current Deferred Revenue0
Liabilities and Stockholders Equity 360,299
Net Debt 227,372
Net Invested Capital 353,355
Net Tangible Assets 44,564
Net Working Capital 109,047
Property Plant and Equipment Gross 5,045
Short Long Term Debt Total 280,358



Balance Sheet

Currency in AUD. All numbers in thousands.

 Trend2023-06-302022-06-302021-06-302020-06-302019-06-302018-06-302017-06-302016-06-302015-06-30
> Total Assets 
0
156,521
161,464
260,606
251,148
335,983
376,430
492,830
360,299
360,299492,830376,430335,983251,148260,606161,464156,5210
   > Total Current Assets 
0
139,435
147,265
234,414
219,172
220,289
259,671
365,592
252,932
252,932365,592259,671220,289219,172234,414147,265139,4350
       Cash And Cash Equivalents 
14,142
14,738
14,927
15,678
21,082
38,197
44,770
52,707
52,986
52,98652,70744,77038,19721,08215,67814,92714,73814,142
       Net Receivables 
0
114,596
130,338
216,619
192,258
168,801
200,406
270,455
196,835
196,835270,455200,406168,801192,258216,619130,338114,5960
       Other Current Assets 
0
10,101
34
420
5,832
13,291
14,495
42,430
3,111
3,11142,43014,49513,2915,8324203410,1010
   > Long-term Assets 
0
0
14,199
26,206
31,976
115,694
116,759
127,238
107,367
107,367127,238116,759115,69431,97626,20614,19900
       Property Plant Equipment 
0
161
226
216
399
1,518
1,257
802
1,524
1,5248021,2571,5183992162261610
       Goodwill 
0
0
9,252
14,540
12,890
24,385
26,595
26,595
27,775
27,77526,59526,59524,38512,89014,5409,25200
       Intangible Assets 
0
15,370
3,259
2,177
2,677
2,146
4,452
3,329
28,784
28,7843,3294,4522,1462,6772,1773,25915,3700
       Other Assets 
0
1,555
1,321
9,032
16,010
87,645
61,145
96,512
0
096,51261,14587,64516,0109,0321,3211,5550
> Total Liabilities 
0
141,986
145,049
220,432
206,349
282,593
317,917
407,735
286,815
286,815407,735317,917282,593206,349220,432145,049141,9860
   > Total Current Liabilities 
0
64,922
71,914
176,085
161,664
159,716
223,831
256,809
143,885
143,885256,809223,831159,716161,664176,08571,91464,9220
       Short-term Debt 
0
0
2,849
82,798
68,513
62,945
113,486
143,278
137,709
137,709143,278113,48662,94568,51382,7982,84900
       Short Long Term Debt 
0
0
14,308
84,273
68,464
62,066
112,857
142,826
138,228
138,228142,826112,85762,06668,46484,27314,30800
       Accounts payable 
0
0
55,613
89,592
89,152
91,513
84,074
110,949
4,251
4,251110,94984,07491,51389,15289,59255,61300
       Other Current Liabilities 
0
0
1,629
1,682
3,999
331
23,384
2,582
1,925
1,9252,58223,3843313,9991,6821,62900
   > Long-term Liabilities 
0
0
73,135
44,347
44,685
122,877
94,086
150,926
142,930
142,930150,92694,086122,87744,68544,34773,13500
       Long term Debt Total 
0
76,993
73,081
44,280
44,602
122,643
93,921
150,694
142,649
142,649150,69493,921122,64344,60244,28073,08176,9930
       Other Liabilities 
0
0
176
181
180
234
165
232
281
28123216523418018117600
> Total Stockholder Equity
0
14,535
16,415
40,174
44,799
53,390
58,513
85,095
73,484
73,48485,09558,51353,39044,79940,17416,41514,5350
   Common Stock
0
16,045
16,711
39,787
39,954
47,727
52,773
73,470
74,702
74,70273,47052,77347,72739,95439,78716,71116,0450
   Retained Earnings Total Equity000000000
   Accumulated Other Comprehensive Income 
0
0
0
0
441
5,222
441
684
753
7536844415,2224410000
   Capital Surplus 000000000
   Treasury Stock000000000
   Other Stockholders Equity 
0
0
0
0
0
0
441
243
312
312243441000000



Balance Sheet

Currency in AUD. All numbers in thousands.




Cash Flow

Currency in AUD. All numbers in thousands.




Income Statement

Currency in AUD. All numbers in thousands.


Latest Income Statement (annual, 2023-06-30)

Gross Profit (+$)
totalRevenue60,540
Cost of Revenue-19,064
Gross Profit41,47641,476
 
Operating Income (+$)
Gross Profit41,476
Operating Expense-31,080
Operating Income10,39610,396
 
Operating Expense (+$)
Research Development563
Selling General Administrative14,415
Selling And Marketing Expenses467
Operating Expense31,08015,445
 
Net Interest Income (+$)
Interest Income19,267
Interest Expense-19,267
Other Finance Cost-16,117
Net Interest Income16,117
 
Pretax Income (+$)
Operating Income10,396
Net Interest Income16,117
Other Non-Operating Income Expenses0
Income Before Tax (EBT)-10,44331,235
EBIT - interestExpense = -8,871
-10,443
11,523
Interest Expense19,267
Earnings Before Interest and Taxes (EBIT)10,3968,824
Earnings Before Interest and Taxes (EBITDA)12,107
 
After tax Income (+$)
Income Before Tax-10,443
Tax Provision--2,699
Net Income From Continuing Ops-7,744-7,744
Net Income-7,744
Net Income Applicable To Common Shares-7,744
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses50,144
Total Other Income/Expenses Net-20,839-16,117
 

Technical Analysis of Earlypay
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Earlypay. The general trend of Earlypay is BEARISH with 85.7% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Earlypay's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (-85.7%) Bearish trend (85.7%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Earlypay Ltd.

The long score for the Support & Resistance is 1/1.
The longshort score for the Support & Resistance is 1/(-1 +1).

  • Around support: The price is currently trading around a support level. This can be considered as a potential entry level. +1

The bullish price targets are: 0.185 < 0.19 < 0.195.

The bearish price targets are: 0.18 > 0.18 > 0.175.

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Earlypay Ltd Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Earlypay Ltd. The current mas is .

The long score for the Moving Averages is 1/14.
The longshort score for the Moving Averages is -12/(-14 +14).

  • MA 20 trending down: The MA 20 is trending down. -1
  • Close < MA 20: The price is below the MA 20. -1
  • MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
  • MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
  • MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
  • MA 50 trending down: The MA 50 is trending down. -1
  • Close < MA 50: The price is below the MA 50. -1
  • MA 50 < MA 100: The MA 50 is lower than the MA 100. -1
  • MA 50 < MA 200: The MA 50 is lower than the MA 200. -1
  • MA 100 trending down: The MA 100 is trending down. -1
  • Close < MA 100: The price is below the MA 100. -1
  • MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
  • MA 200 trending down: The MA 200 is trending down. -1
  • Close < MA 200: The price is below the MA 200. -1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Earlypay Ltd Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Earlypay Ltd. The current macd is -0.00621973.

The long score for the Moving Average Convergence/Divergence (MACD) is 3/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 2/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Earlypay price going up in the near term. +2
  • MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for Earlypay. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the Earlypay price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
  • Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1
Earlypay Ltd Daily Moving Average Convergence/Divergence (MACD) ChartEarlypay Ltd Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Earlypay Ltd. The current adx is 25.91.

The long score for the Directional Movement Index (DMI) is 0/7.
The longshort score for the Directional Movement Index (DMI) is -4/(-7 +7).

  • PLUS_ID < MINUS_DI: The +DI line is below the -DI line. This indicates a bearish signal in the market, as the negative directional movement is currently stronger than the positive directional movement, showing that sellers have the upper hand. Market psychology suggests that traders are pessimistic, expecting further price decreases, and are more willing to sell Earlypay shares, leading to potential downward momentum in its price. -1
  • PLUS_ID < MINUS_DI && ADX > 25 && ADX trending up: The ADX is above 25 and indicates a strong bearish trend. The ADX is trending up, so the bearish trend is strengthening.
Earlypay Ltd Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Earlypay Ltd. The current sar is 0.185.

The long score for the Parabolic SAR is 0/1.
The longshort score for the Parabolic SAR is -1/(-1 +1).

  • Close < SAR: The price is below the SAR. It's generally considered a bearish signal. -1
Earlypay Ltd Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Earlypay Ltd. The current rsi is 39.56. The current phase is Continuation in bear market.

The long score for the Relative Strength Index (RSI) is 0/13.
The longshort score for the Relative Strength Index (RSI) is -4/(-13 +13).

  • Continuation in bear market: Downtrend continues after a consolidation or pullback. Hold or add to short positions.
  • Trending down: The RSI is trending down. -1
Earlypay Ltd Daily Relative Strength Index (RSI) ChartEarlypay Ltd Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Earlypay Ltd. The current phase is Continuation in bear market.

The long score for the Stochastic Oscillator is 0/6.
The longshort score for the Stochastic Oscillator is -4/(-6 +6).

  • STOCH < 50: The STOCH %K is below 50. There are more sellers than buyers. -1
  • STOCH %K line < STOCH %D line: The STOCH %K line is below the STOCH %D line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Earlypay price going down in the near term. -2
  • Trending down: The STOCH %K is trending down. -1
Earlypay Ltd Daily Stochastic Oscillator ChartEarlypay Ltd Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Earlypay Ltd. The current cci is -86.68968163.

Earlypay Ltd Daily Commodity Channel Index (CCI) ChartEarlypay Ltd Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Earlypay Ltd. The current cmo is -17.65708328.

The long score for the Chande Momentum Oscillator (CMO) is 0/1.
The longshort score for the Chande Momentum Oscillator (CMO) is -1/(-1 +1).

  • CMO < 0: The CMO is below 0, the momentum of the price is negative, indicating a potential downtrend in the price. -1
Earlypay Ltd Daily Chande Momentum Oscillator (CMO) ChartEarlypay Ltd Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Earlypay Ltd. The current willr is -66.66666667.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is 0/(-1 +1).

  • WILLR between -80 and -20: The Williams %R is between -80 and -20. This indicates that Earlypay is trading in a neutral price range, neither oversold nor overbought, suggesting a balanced market condition without any extreme price signals.
Earlypay Ltd Daily Williams %R ChartEarlypay Ltd Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Earlypay Ltd.

Earlypay Ltd Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Earlypay Ltd. The current atr is 0.0049619.

Earlypay Ltd Daily Average True Range (ATR) ChartEarlypay Ltd Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Earlypay Ltd. The current obv is -15,408,966.

Earlypay Ltd Daily On-Balance Volume (OBV) ChartEarlypay Ltd Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Earlypay Ltd. The current mfi is 4.24621222.

The long score for the Money Flow Index (MFI) is 0/2.
The longshort score for the Money Flow Index (MFI) is -2/(-2 +2).

  • MFI < 50: -1
  • MFI < 20: -1
Earlypay Ltd Daily Money Flow Index (MFI) ChartEarlypay Ltd Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Earlypay Ltd.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2023-11-23MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2023-11-24DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-27DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-29STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2023-11-30DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-01STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-04DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-12-06DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-08DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-12-11SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2023-12-12STOCH SHORT EXITThe %K line crosses above the %D line.
2023-12-13DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-15STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-18STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-19BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-20STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-27STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-01-03RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-04STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-05STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-08MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-09STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-11STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-12SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2024-01-16STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-17DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-18CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-01-19DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-01-23CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-24DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-25STOCH SHORT EXITThe %K line crosses above the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-01-29CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-01-30SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2024-01-31STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-01CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-07CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-02-12STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-14STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-15STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-02-19MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-02-21SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-22STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-23STOCH LONG EXITThe %K line crosses below the %D line.
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-26WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-04STOCH LONG EXITThe %K line crosses below the %D line.
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-03-05RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2024-03-07STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-08WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-03-11STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-12MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2024-03-14STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-18STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-19STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-20CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-03-21MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2024-03-22MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-03-26RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2024-03-27STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-03-28MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-04-02STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-04-03MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2024-04-04MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-04-08STOCH LONG EXITThe %K line crosses below the %D line.
2024-04-10SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2024-04-15CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-04-17SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).

6.3. Candlestick Patterns

Earlypay Ltd Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Earlypay Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5039.564
Ma 20Greater thanMa 500.183
Ma 50Greater thanMa 1000.205
Ma 100Greater thanMa 2000.224
OpenGreater thanClose0.180
Total1/5 (20.0%)
Penke

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