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EPY (Earlypay) Stock Analysis
Buy, Hold or Sell?

Let's analyze Earlypay together

I guess you are interested in Earlypay Ltd. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

  • πŸ“Š Fundamental Analysis (FA) – Earlypay’s Financial Insights
  • πŸ“ˆ Technical Analysis (TA) – Earlypay’s Price Targets

I'm going to help you getting a better view of Earlypay Ltd. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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1. Quick Overview

1.1. Quick analysis of Earlypay (30 sec.)










1.2. What can you expect buying and holding a share of Earlypay? (30 sec.)

How much money do you get?

How much money do you get?
A$0.00
When do you have the money?
1 year
How often do you get paid?
90.0%

What is your share worth?

Current worth
A$0.25
Expected worth in 1 year
A$0.24
How sure are you?
80.0%

+ What do you gain per year?

Total Gains per Share
A$-0.01
Return On Investment
-4.6%

For what price can you sell your share?

Current Price per Share
A$0.20
Expected price per share
A$0.1938 - A$0.215
How sure are you?
50%
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2. Detailed Analysis

2.1. Valuation of Earlypay (5 min.)




Live pricePrice per Share (EOD)
A$0.20
Intrinsic Value Per Share
A$-0.11 - A$0.47
Total Value Per Share
A$0.15 - A$0.72

2.2. Growth of Earlypay (5 min.)




Is Earlypay growing?

Current yearPrevious yearGrowGrow %
How rich?$47m$47.6m-$565.5k-1.2%

How much money is Earlypay making?

Current yearPrevious yearGrowGrow %
Making money$1.5m-$5m$6.6m416.2%
Net Profit Margin4.5%-12.8%--

How much money comes from the company's main activities?

2.3. Financial Health of Earlypay (5 min.)




2.4. Comparing to competitors in the Credit Services industry (5 min.)




  Industry Rankings (Credit Services)  


Richest
#166 / 225

Most Revenue
#135 / 225

Most Profit
#144 / 225

Most Efficient
#155 / 225
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3. Summary and Key Metrics

3.1. What can you expect buying and holding a share of Earlypay?

Welcome investor! Earlypay's management wants to use your money to grow the business. In return you get a share of Earlypay.

First you should know what it really means to hold a share of Earlypay. And how you can make/lose money.

Speculation

The Price per Share of Earlypay is A$0.2. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Earlypay.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Earlypay, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is A$0.25. Based on the TTM, the Book Value Change Per Share is A$0.00 per quarter. Based on the YOY, the Book Value Change Per Share is A$-0.05 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is A$0.00 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Earlypay.

How much money are you going to get?

 MRQTTMYOY3Y5Y10Y
 A$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per Share
Usd Eps0.012.8%0.012.8%-0.02-8.7%0.013.1%0.014.2%0.013.8%
Usd Book Value Change Per Share0.00-0.7%0.00-0.7%-0.03-14.8%0.014.0%0.015.7%0.016.9%
Usd Dividend Per Share0.000.0%0.000.0%0.015.8%0.014.4%0.014.6%0.013.3%
Usd Total Gains Per Share0.00-0.7%0.00-0.7%-0.02-9.0%0.028.4%0.0210.2%0.0210.3%
Usd Price Per Share0.11-0.11-0.12-0.18-0.20-0.21-
Price to Earnings Ratio20.60-20.60--7.09-8.01-12.98-436.86-
Price-to-Total Gains Ratio-76.74--76.74--6.84--26.35--12.31-7.13-
Price to Book Ratio0.69-0.69-0.75-1.03-1.27-2.65-
Price-to-Total Gains Ratio-76.74--76.74--6.84--26.35--12.31-7.13-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share0.12972
Number of shares7708
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.000.01
Usd Book Value Change Per Share0.000.01
Usd Total Gains Per Share0.000.02
Gains per Quarter (7708 shares)-11.40157.66
Gains per Year (7708 shares)-45.60630.66
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
10-46-56282349621
20-91-1025636981252
30-137-14884510471883
40-182-194112713962514
50-228-240140817453145
60-274-286169020943776
70-319-332197124434407
80-365-378225327925038
90-410-424253531415669
100-456-470281634906300

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%2.01.00.066.7%4.01.00.080.0%9.01.00.090.0%13.02.00.086.7%
Book Value Change Per Share0.01.00.00.0%1.02.00.033.3%3.02.00.060.0%7.03.00.070.0%12.03.00.080.0%
Dividend per Share0.00.01.00.0%2.00.01.066.7%4.00.01.080.0%9.00.01.090.0%14.00.01.093.3%
Total Gains per Share0.01.00.00.0%1.02.00.033.3%3.02.00.060.0%8.02.00.080.0%13.02.00.086.7%
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3.2. Key Performance Indicators

The key performance indicators of Earlypay Ltd compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-3Y+/-5 Year+/-10 Year+/-
Book Value Change Per Share---0.002-0.0020%-0.046+1902%0.012-119%0.017-113%0.021-111%
Book Value Per Share--0.2520.2520%0.254-1%0.269-6%0.243+3%0.168+50%
Current Ratio--1.3341.3340%1.758-24%1.505-11%1.411-5%1.645-19%
Debt To Asset Ratio--0.7690.7690%0.796-3%0.797-4%0.816-6%0.840-8%
Debt To Equity Ratio--3.3253.3250%3.903-15%4.007-17%4.549-27%5.715-42%
Dividend Per Share----0%0.018-100%0.014-100%0.014-100%0.010-100%
Enterprise Value---150837996.025-150837996.0250%-178886718.810+19%-181886475.458+21%-175347853.371+16%-110507802.542-27%
Eps--0.0080.0080%-0.027+415%0.009-10%0.013-34%0.012-27%
Ev To Ebitda Ratio---5.879-5.8790%-18.128+208%-10.637+81%-9.911+69%-6.627+13%
Ev To Sales Ratio---2.765-2.7650%-2.955+7%-4.680+69%-4.287+55%-2.776+0%
Free Cash Flow Per Share--0.0290.0290%0.0290%0.033-14%0.024+17%-0.003+112%
Free Cash Flow To Equity Per Share---0.133-0.1330%-0.043-68%0.049-372%0.024-656%0.029-562%
Gross Profit Margin--0.7930.7930%1.060-25%0.938-16%0.930-15%0.954-17%
Intrinsic Value_10Y_max--0.468----------
Intrinsic Value_10Y_min---0.105----------
Intrinsic Value_1Y_max--0.036----------
Intrinsic Value_1Y_min---0.005----------
Intrinsic Value_3Y_max--0.117----------
Intrinsic Value_3Y_min---0.020----------
Intrinsic Value_5Y_max--0.207----------
Intrinsic Value_5Y_min---0.041----------
Market Cap54441798.400+7%50457003.97550457003.9750%54942281.190-8%81497524.542-38%86191146.629-41%89234997.459-43%
Net Profit Margin--0.0450.0450%-0.128+385%0.142-68%0.135-67%0.098-54%
Operating Margin--0.4220.4220%0.135+213%0.507-17%0.458-8%0.307+37%
Operating Ratio--0.5070.5070%0.828-39%1.067-52%1.063-52%1.032-51%
Pb Ratio0.794+13%0.6950.6950%0.748-7%1.026-32%1.274-45%2.647-74%
Pe Ratio23.546+13%20.60320.6030%-7.095+134%8.009+157%12.978+59%436.861-95%
Price Per Share0.200+13%0.1750.1750%0.190-8%0.285-39%0.308-43%0.324-46%
Price To Free Cash Flow Ratio7.002+13%6.1266.1260%6.622-7%8.131-25%17.859-66%11.175-45%
Price To Total Gains Ratio-87.706-14%-76.743-76.7430%-6.839-91%-26.347-66%-12.312-84%7.126-1177%
Quick Ratio--1.3091.3090%1.736-25%1.344-3%1.298+1%1.553-16%
Return On Assets--0.0080.0080%-0.021+376%0.004+78%0.009-10%0.011-26%
Return On Equity--0.0340.0340%-0.105+412%0.028+21%0.055-39%0.070-52%
Total Gains Per Share---0.002-0.0020%-0.028+1118%0.026-109%0.032-107%0.032-107%
Usd Book Value--47096143.20047096143.2000%47661722.400-1%49983494.200-6%44506153.680+6%30414151.200+55%
Usd Book Value Change Per Share---0.001-0.0010%-0.030+1902%0.008-119%0.011-113%0.014-111%
Usd Book Value Per Share--0.1630.1630%0.165-1%0.174-6%0.158+3%0.109+50%
Usd Dividend Per Share----0%0.012-100%0.009-100%0.009-100%0.007-100%
Usd Enterprise Value---97833524.222-97833524.2220%-116025925.820+19%-117971567.982+21%-113730617.696+16%-71675360.728-27%
Usd Eps--0.0060.0060%-0.017+415%0.006-10%0.008-34%0.008-27%
Usd Free Cash Flow--5341869.6005341869.6000%5381434.200-1%6156943.600-13%4488182.280+19%-493325.160+109%
Usd Free Cash Flow Per Share--0.0190.0190%0.0190%0.021-14%0.016+17%-0.002+112%
Usd Free Cash Flow To Equity Per Share---0.086-0.0860%-0.028-68%0.032-372%0.016-656%0.019-562%
Usd Market Cap35310950.442+7%32726412.77832726412.7780%35635563.580-8%52859294.418-38%55903577.704-41%57877819.352-43%
Usd Price Per Share0.130+13%0.1140.1140%0.123-8%0.185-39%0.200-43%0.210-46%
Usd Profit--1588421.4001588421.4000%-5022758.400+416%1714033.600-7%2443665.360-35%2140898.880-26%
Usd Revenue--35385021.60035385021.6000%39266244.000-10%30495226.200+16%29891120.160+18%35931207.660-2%
Usd Total Gains Per Share---0.001-0.0010%-0.018+1118%0.017-109%0.020-107%0.021-107%
 EOD+3 -5MRQTTM+0 -0YOY+21 -193Y+13 -275Y+18 -2210Y+16 -24

3.3 Fundamental Score

Let's check the fundamental score of Earlypay Ltd based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1523.546
Price to Book Ratio (EOD)Between0-10.794
Net Profit Margin (MRQ)Greater than00.045
Operating Margin (MRQ)Greater than00.422
Quick Ratio (MRQ)Greater than11.309
Current Ratio (MRQ)Greater than11.334
Debt to Asset Ratio (MRQ)Less than10.769
Debt to Equity Ratio (MRQ)Less than13.325
Return on Equity (MRQ)Greater than0.150.034
Return on Assets (MRQ)Greater than0.050.008
Total6/10 (60.0%)

3.4 Technical Score

Let's check the technical score of Earlypay Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
OpenGreater thanClose0.200
Total0/1 (0.0%)

4. In-depth Analysis

4.1 About Earlypay Ltd

Earlypay Limited offers financial solutions to businesses in Australia. The company offers invoice finance, such as debtor and trade finance; invoice factoring and discounting, and clean energy finance services, as well as business line of credit. It also provides equipment finance services for old and new equipment, such as sale back of owned or partially owned equipment, private sales, and mid-term refinancing. In addition, the company offers payroll and trade finance services, and asset finance. Additionally, it offers supplier early payment platform solutions and ATO tax debt services. The company was formerly known as CML Group Limited and changed its name to Earlypay Limited in November 2020. Earlypay Limited was incorporated in 2001 and is based in North Sydney, Australia.

Fundamental data was last updated by Penke on 2025-06-07 07:17:07.

4.2 In-depth Summary

4.2.1. Financial Health Summary

Profitability Details
 Compared to previous yearCompared to industry
The company is making a profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very efficient.
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is just able to pay all its short-term debts.
The company is able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

4.2.2. Valuation Summary

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is fair priced.
Based on how much money comes from the company's main activities, the company is cheap.
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4.3 Financial Health

4.3.1. Profitability

4.3.1 Profitability
4.3.1.1. Net Profit Margin

Measures how much net profitΒ Earlypay earns for each $1 of revenue.

  • Above 10% is considered healthy but always compareΒ Earlypay to theΒ Credit Services industry mean.
  • A Net Profit Margin of 4.5%Β means thatΒ $0.04 for each $1Β in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Earlypay Ltd:

  • The MRQ is 4.5%. The company is making a profit. +1
  • The TTM is 4.5%. The company is making a profit. +1
Trends
Current periodCompared to+/- 
MRQ4.5%TTM4.5%0.0%
TTM4.5%YOY-12.8%+17.3%
TTM4.5%5Y13.5%-9.0%
5Y13.5%10Y9.8%+3.7%
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ4.5%12.8%-8.3%
TTM4.5%12.8%-8.3%
YOY-12.8%14.2%-27.0%
3Y14.2%14.1%+0.1%
5Y13.5%15.1%-1.6%
10Y9.8%14.8%-5.0%
4.3.1.2. Return on Assets

Shows howΒ efficientΒ Earlypay is using its assets to generate profit.

  • Above 5% is considered healthyΒ but always compareΒ Earlypay to theΒ Credit Services industry mean.
  • 0.8% Return on Assets means thatΒ Earlypay generatedΒ $0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Earlypay Ltd:

  • The MRQ is 0.8%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.8%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.8%TTM0.8%0.0%
TTM0.8%YOY-2.1%+2.9%
TTM0.8%5Y0.9%-0.1%
5Y0.9%10Y1.1%-0.2%
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ0.8%0.9%-0.1%
TTM0.8%0.9%-0.1%
YOY-2.1%1.0%-3.1%
3Y0.4%0.9%-0.5%
5Y0.9%0.9%0.0%
10Y1.1%0.9%+0.2%
4.3.1.3. Return on Equity

Shows how efficient Earlypay is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compareΒ Earlypay to theΒ Credit Services industry mean.
  • 3.4% Return on Equity means Earlypay generated $0.03Β for eachΒ $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Earlypay Ltd:

  • The MRQ is 3.4%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 3.4%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ3.4%TTM3.4%0.0%
TTM3.4%YOY-10.5%+13.9%
TTM3.4%5Y5.5%-2.2%
5Y5.5%10Y7.0%-1.5%
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ3.4%3.2%+0.2%
TTM3.4%3.1%+0.3%
YOY-10.5%3.5%-14.0%
3Y2.8%3.4%-0.6%
5Y5.5%3.2%+2.3%
10Y7.0%3.7%+3.3%
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4.3.2. Operating Efficiency of Earlypay Ltd.

4.3.2. Operating Efficiency
4.3.2.1. Operating Margin

MeasuresΒ how efficient Earlypay is operatingΒ .

  • Measures how much profit Earlypay makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compareΒ Earlypay to theΒ Credit Services industry mean.
  • An Operating Margin of 42.2%Β means the company generated $0.42 Β for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Earlypay Ltd:

  • The MRQ is 42.2%. The company is operating very efficient. +2
  • The TTM is 42.2%. The company is operating very efficient. +2
Trends
Current periodCompared to+/- 
MRQ42.2%TTM42.2%0.0%
TTM42.2%YOY13.5%+28.7%
TTM42.2%5Y45.8%-3.6%
5Y45.8%10Y30.7%+15.1%
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ42.2%16.6%+25.6%
TTM42.2%16.0%+26.2%
YOY13.5%21.9%-8.4%
3Y50.7%17.9%+32.8%
5Y45.8%16.1%+29.7%
10Y30.7%21.8%+8.9%
4.3.2.2. Operating Ratio

Measures how efficient Earlypay is keepingΒ operating costsΒ low.

  • Below 1 is considered healthy (always compare toΒ Credit Services industry mean).
  • An Operation Ratio of 0.51 means that the operating costs are $0.51 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Earlypay Ltd:

  • The MRQ is 0.507. The company is very efficient in keeping operating costs low. +2
  • The TTM is 0.507. The company is very efficient in keeping operating costs low. +2
Trends
Current periodCompared to+/- 
MRQ0.507TTM0.5070.000
TTM0.507YOY0.828-0.321
TTM0.5075Y1.063-0.556
5Y1.06310Y1.032+0.031
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ0.5070.949-0.442
TTM0.5070.891-0.384
YOY0.8280.828+0.000
3Y1.0670.846+0.221
5Y1.0630.822+0.241
10Y1.0320.793+0.239
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4.4.3. Liquidity of Earlypay Ltd.

4.4.3. Liquidity
4.4.3.1. Current Ratio

Measures if Earlypay is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare toΒ Credit Services industry mean).
  • A Current Ratio of 1.33Β means the company has $1.33 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Earlypay Ltd:

  • The MRQ is 1.334. The company is just able to pay all its short-term debts.
  • The TTM is 1.334. The company is just able to pay all its short-term debts.
Trends
Current periodCompared to+/- 
MRQ1.334TTM1.3340.000
TTM1.334YOY1.758-0.424
TTM1.3345Y1.411-0.077
5Y1.41110Y1.645-0.234
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ1.3341.900-0.566
TTM1.3341.840-0.506
YOY1.7581.783-0.025
3Y1.5053.168-1.663
5Y1.4113.597-2.186
10Y1.6454.058-2.413
4.4.3.2. Quick Ratio

Measures if Earlypay is able to pay off Short-term Debt but only usingΒ theΒ most liquid assets.

  • Above 1 is considered healthy butΒ always compareΒ Earlypay to theΒ Credit Services industry mean.
  • A Quick Ratio of 1.31Β means the company can pay off $1.31 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Earlypay Ltd:

  • The MRQ is 1.309. The company is able to pay all its short-term debts with the most liquid assets. +1
  • The TTM is 1.309. The company is able to pay all its short-term debts with the most liquid assets. +1
Trends
Current periodCompared to+/- 
MRQ1.309TTM1.3090.000
TTM1.309YOY1.736-0.427
TTM1.3095Y1.298+0.011
5Y1.29810Y1.553-0.254
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ1.3090.953+0.356
TTM1.3091.018+0.291
YOY1.7361.722+0.014
3Y1.3442.600-1.256
5Y1.2984.168-2.870
10Y1.5534.054-2.501
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4.5.4. Solvency of Earlypay Ltd.

4.5.4. Solvency
4.5.4.1. Debt to Asset Ratio

Measures how much %Β of EarlypayΒ assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compareΒ Earlypay to Credit Services industry mean.
  • A Debt to Asset Ratio of 0.77Β means that Earlypay assets areΒ financed with 76.9% credit (debt) and the remaining percentage (100% - 76.9%)Β is financed by its owners/shareholders.Β 

Let's take a look of the Debt to Asset Ratio trends of Earlypay Ltd:

  • The MRQ is 0.769. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.769. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.769TTM0.7690.000
TTM0.769YOY0.796-0.027
TTM0.7695Y0.816-0.047
5Y0.81610Y0.840-0.025
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ0.7690.728+0.041
TTM0.7690.731+0.038
YOY0.7960.712+0.084
3Y0.7970.712+0.085
5Y0.8160.709+0.107
10Y0.8400.704+0.136
4.5.4.2. Debt to Equity Ratio

Measures ifΒ Earlypay is able toΒ pay off its debts by usingΒ shareholders equity.

  • Below 2 is considered healthy butΒ always compareΒ Earlypay to theΒ Credit Services industry mean.
  • A Debt to Equity ratio of 332.5% means that company has $3.32 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Earlypay Ltd:

  • The MRQ is 3.325. The company is unable to pay all its debts with equity. -1
  • The TTM is 3.325. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ3.325TTM3.3250.000
TTM3.325YOY3.903-0.578
TTM3.3255Y4.549-1.224
5Y4.54910Y5.715-1.166
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ3.3252.569+0.756
TTM3.3252.640+0.685
YOY3.9032.489+1.414
3Y4.0072.450+1.557
5Y4.5492.257+2.292
10Y5.7152.398+3.317
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4.6. Market Valuation

4.6.1. Earnings Per Share
4.6.2.1. Price to Earnings Ratio

MeasuresΒ how much money you payΒ for each share forΒ every $1 in earnings Earlypay generates.

  • Above 15 is considered overpriced butΒ always compareΒ Earlypay to theΒ Credit Services industry mean.
  • A PE ratio of 20.60 means the investor is paying $20.60Β for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Earlypay Ltd:

  • The EOD is 23.546. Based on the earnings, the company is fair priced.
  • The MRQ is 20.603. Based on the earnings, the company is fair priced.
  • The TTM is 20.603. Based on the earnings, the company is fair priced.
Trends
Current periodCompared to+/- 
EOD23.546MRQ20.603+2.943
MRQ20.603TTM20.6030.000
TTM20.603YOY-7.095+27.698
TTM20.6035Y12.978+7.625
5Y12.97810Y436.861-423.882
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
EOD23.5468.650+14.896
MRQ20.6038.331+12.272
TTM20.6039.826+10.777
YOY-7.0958.169-15.264
3Y8.0099.527-1.518
5Y12.97810.234+2.744
10Y436.86112.888+423.973
4.6.2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Earlypay Ltd:

  • The EOD is 7.002. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 6.126. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 6.126. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD7.002MRQ6.126+0.875
MRQ6.126TTM6.1260.000
TTM6.126YOY6.622-0.496
TTM6.1265Y17.859-11.733
5Y17.85910Y11.175+6.685
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
EOD7.0020.786+6.216
MRQ6.1260.628+5.498
TTM6.1260.533+5.593
YOY6.622-0.303+6.925
3Y8.131-0.026+8.157
5Y17.8590.221+17.638
10Y11.175-0.131+11.306
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4.6.2. Book Value per Share
4.6.2.1. Price to Book Ratio

Measures if the stock price ofΒ Earlypay is to cheap or to expensiveΒ compared to its book value.

  • At or below 1 is considered healthyΒ (always compare to Credit Services industry mean).
  • A PB ratio of 0.69 means the investor is paying $0.69Β for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Earlypay Ltd:

  • The EOD is 0.794. Based on the equity, the company is cheap. +2
  • The MRQ is 0.695. Based on the equity, the company is cheap. +2
  • The TTM is 0.695. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.794MRQ0.695+0.099
MRQ0.695TTM0.6950.000
TTM0.695YOY0.748-0.053
TTM0.6955Y1.274-0.579
5Y1.27410Y2.647-1.373
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
EOD0.7940.901-0.107
MRQ0.6950.871-0.176
TTM0.6950.957-0.262
YOY0.7481.033-0.285
3Y1.0261.033-0.007
5Y1.2741.193+0.081
10Y2.6471.456+1.191
4.6.2. Total Gains per Share

4.7 Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Earlypay Ltd.

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5. Financial Statements




5.1. Latest Balance Sheet

Balance Sheet of 2024-06-30. Currency in AUD. All numbers in thousands.

Summary
Total Assets314,040
Total Liabilities241,428
Total Stockholder Equity72,612
 As reported
Total Liabilities 241,428
Total Stockholder Equity+ 72,612
Total Assets = 314,040

Assets

Total Assets314,040
Total Current Assets216,125
Long-term Assets97,915
Total Current Assets
Cash And Cash Equivalents 40,133
Net Receivables 171,979
Other Current Assets 4,013
Total Current Assets  (as reported)216,125
Total Current Assets  (calculated)216,125
+/-0
Long-term Assets
Property Plant Equipment 2,087
Goodwill 27,775
Intangible Assets 4,571
Long-term Assets Other 59,385
Long-term Assets  (as reported)97,915
Long-term Assets  (calculated)93,818
+/- 4,097

Liabilities & Shareholders' Equity

Total Current Liabilities162,047
Long-term Liabilities79,381
Total Stockholder Equity72,612
Total Current Liabilities
Short-term Debt 157,661
Short Long Term Debt 157,147
Accounts payable 2,460
Other Current Liabilities 1,926
Total Current Liabilities  (as reported)162,047
Total Current Liabilities  (calculated)319,194
+/- 157,147
Long-term Liabilities
Long term Debt 77,634
Capital Lease Obligations 1,939
Long-term Liabilities  (as reported)79,381
Long-term Liabilities  (calculated)79,573
+/- 192
Total Stockholder Equity
Common Stock72,047
Retained Earnings 413
Accumulated Other Comprehensive Income 152
Total Stockholder Equity (as reported)72,612
Total Stockholder Equity (calculated)72,612
+/-0
Other
Capital Stock72,047
Cash and Short Term Investments 40,133
Common Stock Shares Outstanding 288,326
Current Deferred Revenue0
Liabilities and Stockholders Equity 314,040
Net Debt 196,587
Net Invested Capital 307,393
Net Working Capital 54,078
Property Plant and Equipment Gross 5,681
Short Long Term Debt Total 236,720



5.2. Balance Sheets Structured

Currency in AUD. All numbers in thousands.

 Trend2024-06-302023-06-302022-06-302021-06-302020-06-302019-06-302018-06-302017-06-302016-06-302015-06-302014-06-302013-06-302012-06-302011-06-302010-06-302009-06-30
> Total Assets 
7,027
7,118
7,423
15,046
17,288
32,149
66,387
156,521
161,464
260,606
251,148
335,983
376,430
492,830
360,299
314,040
314,040360,299492,830376,430335,983251,148260,606161,464156,52166,38732,14917,28815,0467,4237,1187,027
   > Total Current Assets 
4,617
4,150
4,489
8,652
11,148
25,741
57,226
139,435
147,265
234,400
219,172
220,289
259,671
365,592
252,932
216,125
216,125252,932365,592259,671220,289219,172234,400147,265139,43557,22625,74111,1488,6524,4894,1504,617
       Cash And Cash Equivalents 
1,572
1,416
1,005
3,728
1,538
540
14,142
14,738
14,927
15,678
21,082
38,197
44,770
52,707
52,986
40,133
40,13352,98652,70744,77038,19721,08215,67814,92714,73814,1425401,5383,7281,0051,4161,572
       Net Receivables 
2,947
2,703
3,323
4,751
9,178
24,321
39,479
114,596
130,155
216,418
197,067
179,595
200,406
200,781
196,835
171,979
171,979196,835200,781200,406179,595197,067216,418130,155114,59639,47924,3219,1784,7513,3232,7032,947
       Other Current Assets 
98
31
161
172
432
916
3,605
522
2,183
2,304
1,023
3,942
14,495
42,430
3,111
4,013
4,0133,11142,43014,4953,9421,0232,3042,1835223,6059164321721613198
   > Long-term Assets 
2,410
2,968
2,934
6,395
6,140
6,408
9,161
17,086
14,199
26,206
31,976
115,694
116,759
127,238
107,367
97,915
97,915107,367127,238116,759115,69431,97626,20614,19917,0869,1616,4086,1406,3952,9342,9682,410
       Property Plant Equipment 
271
151
111
243
216
175
218
161
367
443
399
1,518
1,257
802
1,524
2,087
2,0871,5248021,2571,518399443367161218175216243111151271
       Goodwill 
0
2,564
2,591
5,167
5,167
5,167
5,167
13,146
9,252
14,540
12,890
24,385
26,595
26,595
27,775
27,775
27,77527,77526,59526,59524,38512,89014,5409,25213,1465,1675,1675,1675,1672,5912,5640
       Intangible Assets 
2,011
0
2,591
5,167
5,243
5,358
7,428
15,370
3,259
2,177
2,677
2,146
4,452
3,329
28,784
4,571
4,57128,7843,3294,4522,1462,6772,1773,25915,3707,4285,3585,2435,1672,59102,011
       Other Assets 
0
0
0
0
0
0
0
1,555
1,321
9,032
16,010
87,645
61,145
96,512
0
0
0096,51261,14587,64516,0109,0321,3211,5550000000
> Total Liabilities 
5,284
5,263
4,395
10,982
13,093
21,882
56,484
141,986
145,049
220,432
206,349
282,593
317,917
407,735
286,815
241,428
241,428286,815407,735317,917282,593206,349220,432145,049141,98656,48421,88213,09310,9824,3955,2635,284
   > Total Current Liabilities 
3,103
3,833
3,118
8,893
13,050
21,861
22,748
64,922
71,914
176,085
161,664
159,716
223,831
256,809
143,885
162,047
162,047143,885256,809223,831159,716161,664176,08571,91464,92222,74821,86113,0508,8933,1183,8333,103
       Short-term Debt 
562
189
230
1,584
5,920
9,288
8
26
14,308
84,273
68,464
62,614
113,486
143,278
137,709
157,661
157,661137,709143,278113,48662,61468,46484,27314,3082689,2885,9201,584230189562
       Short Long Term Debt 
0
0
0
0
0
0
0
0
14,308
84,273
68,464
62,066
112,857
142,826
138,228
157,147
157,147138,228142,826112,85762,06668,46484,27314,30800000000
       Accounts payable 
2,080
1,861
992
2,021
1,476
9,501
19,927
50,001
55,613
89,592
89,152
91,513
83,344
2,649
4,251
2,460
2,4604,2512,64983,34491,51389,15289,59255,61350,00119,9279,5011,4762,0219921,8612,080
       Other Current Liabilities 
461
1,592
1,766
5,287
5,630
3,072
2,813
14,895
1,993
68
2,429
4,699
25,251
109,551
1,925
1,926
1,9261,925109,55125,2514,6992,429681,99314,8952,8133,0725,6305,2871,7661,592461
   > Long-term Liabilities 
2,181
1,429
1,277
2,089
43
21
33,736
77,064
73,135
44,347
44,685
122,877
94,086
150,926
142,930
79,381
79,381142,930150,92694,086122,87744,68544,34773,13577,06433,73621432,0891,2771,4292,181
       Long term Debt Total 
0
0
0
0
0
0
0
76,993
73,081
44,280
44,602
122,643
93,921
150,694
142,649
0
0142,649150,69493,921122,64344,60244,28073,08176,9930000000
       Other Liabilities 
0
0
0
0
0
0
0
0
176
181
180
234
165
232
281
0
028123216523418018117600000000
> Total Stockholder Equity
1,742
1,855
3,028
4,065
4,195
10,267
9,903
14,535
16,415
40,174
44,799
53,390
58,513
85,095
73,484
72,612
72,61273,48485,09558,51353,39044,79940,17416,41514,5359,90310,2674,1954,0653,0281,8551,742
   Common Stock
3,822
3,405
3,992
4,731
4,719
10,350
10,979
16,045
16,711
39,787
39,954
47,727
52,773
73,470
74,702
72,047
72,04774,70273,47052,77347,72739,95439,78716,71116,04510,97910,3504,7194,7313,9923,4053,822
   Retained Earnings 
-2,080
-1,549
-964
-666
-524
-524
-1,517
-1,949
-735
-54
4,404
441
5,299
10,941
-1,971
413
413-1,97110,9415,2994414,404-54-735-1,949-1,517-524-524-666-964-1,549-2,080
   Capital Surplus 0000000000000000
   Treasury Stock0000000000000000
   Other Stockholders Equity 
0
0
0
0
0
0
0
0
0
0
0
0
441
243
312
0
0312243441000000000000



5.3. Balance Sheets

Currency in AUD. All numbers in thousands.




5.4. Cash Flows

Currency in AUD. All numbers in thousands.




5.5. Income Statements

Currency in AUD. All numbers in thousands.


5.6. Latest Income Statement

Income Statement (annual), 2024-06-30. Currency in AUD. All numbers in thousands.

Gross Profit (+$)
totalRevenue54,556
Cost of Revenue-13,934
Gross Profit40,62240,622
 
Operating Income (+$)
Gross Profit40,622
Operating Expense-13,746
Operating Income26,87626,876
 
Operating Expense (+$)
Research Development792
Selling General Administrative13,934
Selling And Marketing Expenses508
Operating Expense13,74615,234
 
Net Interest Income (+$)
Interest Income32,684
Interest Expense-19,375
Other Finance Cost-124
Net Interest Income13,185
 
Pretax Income (+$)
Operating Income26,876
Net Interest Income13,185
Other Non-Operating Income Expenses0
Income Before Tax (EBT)3,52750,225
EBIT - interestExpense = 3,651
3,527
21,824
Interest Expense19,375
Earnings Before Interest and Taxes (EBIT)23,02622,902
Earnings Before Interest and Taxes (EBITDA)25,659
 
After tax Income (+$)
Income Before Tax3,527
Tax Provision-1,078
Net Income From Continuing Ops2,4492,449
Net Income2,449
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses27,680
Total Other Income/Expenses Net-23,349-13,185
 

Technical Analysis of Earlypay
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Earlypay. The general trend of Earlypay is UNKNOWN with 0.0% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Earlypay's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator StateBullish trend Bearish trend
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Earlypay Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

SupportΒ is a price level at which demand for an asset is strong enough to prevent the price from falling further.
ResistanceΒ is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Earlypay Ltd.

The long score for the Support & Resistance is 1/1.
The longshort score for the Support & Resistance is 1/(-1 +1).

  • Around support: The price is currently trading around a support level. This can be considered as a potential entry level. +1

The bullish price targets are: 0.215 < 0.215 < 0.215.

The bearish price targets are: 0.2 > 0.1987 > 0.1938.

Know someone who trades $EPY? Share this with them.πŸ‘‡

Earlypay Ltd Daily Support & Resistance Chart
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2. Trend Indicators

2.1 Moving Averages

Shows theΒ moving averageΒ of the selected period.

  • Moving averages are laggingΒ trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Earlypay Ltd. The current mas is .

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Earlypay Ltd Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows theΒ momentumΒ of theΒ selected period based on two moving averages.

  • MACD is aΒ lagging momentumΒ indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Earlypay Ltd.

Earlypay Ltd Daily Moving Average Convergence/Divergence (MACD) ChartEarlypay Ltd Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Earlypay Ltd. The current adx is .

Earlypay Ltd Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • ShowsΒ the current trend.
  • ShowsΒ potential entry signals.
  • ShowsΒ Β potential exit signals.
  • Can be used to placeΒ trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Earlypay Ltd.

Earlypay Ltd Daily Parabolic SAR Chart
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3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentumΒ indicator, meaning the signals are instant.
  • RangesΒ between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Earlypay Ltd.

Earlypay Ltd Daily Relative Strength Index (RSI) ChartEarlypay Ltd Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

ComparesΒ a certain price to multiple prices ranging over time.

  • LeadingΒ momentumΒ indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • RangesΒ between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Earlypay Ltd.

Earlypay Ltd Daily Stochastic Oscillator ChartEarlypay Ltd Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero,Β the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Earlypay Ltd.

Earlypay Ltd Daily Commodity Channel Index (CCI) ChartEarlypay Ltd Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Earlypay Ltd.

Earlypay Ltd Daily Chande Momentum Oscillator (CMO) ChartEarlypay Ltd Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

Β Shows the current price relative to the highest high over the last 14 days.
Β 

  • Lagging momentum indicator
  • Ranging between 0 andΒ -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Earlypay Ltd.

Earlypay Ltd Daily Williams %R ChartEarlypay Ltd Daily Williams %R Chart
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4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversoldΒ 

Score

Let's take a look at the Bollinger Bands of Earlypay Ltd.

Earlypay Ltd Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Earlypay Ltd.

Earlypay Ltd Daily Average True Range (ATR) ChartEarlypay Ltd Daily Average True Range (ATR) Chart
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5. Volume Indicators

5.1 On-Balance Volume (OBV)

Β Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Earlypay Ltd.

Earlypay Ltd Daily On-Balance Volume (OBV) ChartEarlypay Ltd Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Earlypay Ltd.

Earlypay Ltd Daily Money Flow Index (MFI) ChartEarlypay Ltd Daily Money Flow Index (MFI) Chart
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6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Earlypay Ltd.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2025-01-24MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-01-28RSI SHORT ENTRY LONG CLOSE70 crossover to downside
2025-01-29WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-01-31STOCH LONG EXITThe %K line crosses below the %D line.
2025-02-03MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-02-11ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-02-12MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-02-14ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-02-17STOCH SHORT EXITThe %K line crosses above the %D line.
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2025-02-20WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-02-24DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
2025-02-25SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-02-26ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2025-02-27STOCH SHORT EXITThe %K line crosses above the %D line.
2025-02-28STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-04ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-06DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-07SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2025-03-10MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-12CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-14MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2025-03-17MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-19STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-20MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-03-24WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-03-25CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-03-26STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-27STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-31STOCH LONG EXITThe %K line crosses below the %D line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-04-01MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-04-02ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-03DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
RSI SHORT ENTRY LONG CLOSE70 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-04MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-04-07SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-04-08STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-10STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-15CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-16STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-23DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2025-04-24SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2025-04-30STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-01CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-05-06CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-05-07MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-05-09WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-05-12STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-14STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-05-15STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-05-19DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2025-05-20MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-05-22RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-05-23STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-26DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-05-27STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-05-29STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-05-30STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-06-03STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-05DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-06-06DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-06-12STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-13WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside

6.3. Candlestick Patterns

Earlypay Ltd Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Earlypay Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
OpenGreater thanClose0.200
Total0/1 (0.0%)
Penke
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