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Fiserv Inc
Buy, Hold or Sell?

Let's analyse Fiserv Inc together

PenkeI guess you are interested in Fiserv Inc. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Fiserv Inc. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Fiserv Inc (30 sec.)










What can you expect buying and holding a share of Fiserv Inc? (30 sec.)

How much money do you get?

How much money do you get?
€0.00
When do you have the money?
1 year
How often do you get paid?
0.0%

What is your share worth?

Current worth
€46.49
Expected worth in 1 year
€46.93
How sure are you?
44.4%

+ What do you gain per year?

Total Gains per Share
€0.44
Return On Investment
0.3%

For what price can you sell your share?

Current Price per Share
€140.38
Expected price per share
€136.65 - €147.18
How sure are you?
50%

1. Valuation of Fiserv Inc (5 min.)




Live pricePrice per Share (EOD)

€140.38

Intrinsic Value Per Share

€18.92 - €20.75

Total Value Per Share

€65.41 - €67.24

2. Growth of Fiserv Inc (5 min.)




Is Fiserv Inc growing?

Current yearPrevious yearGrowGrow %
How rich?$29.5b$31.4b-$1b-3.5%

How much money is Fiserv Inc making?

Current yearPrevious yearGrowGrow %
Making money$810m$606m$204m25.2%
Net Profit Margin16.7%13.3%--

How much money comes from the company's main activities?

3. Financial Health of Fiserv Inc (5 min.)




4. Comparing to competitors in the Other industry (5 min.)




  Industry Rankings (Other)  

What can you expect buying and holding a share of Fiserv Inc? (5 min.)

Welcome investor! Fiserv Inc's management wants to use your money to grow the business. In return you get a share of Fiserv Inc.

What can you expect buying and holding a share of Fiserv Inc?

First you should know what it really means to hold a share of Fiserv Inc. And how you can make/lose money.

Speculation

The Price per Share of Fiserv Inc is €140.38. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Fiserv Inc.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Fiserv Inc, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is €46.49. Based on the TTM, the Book Value Change Per Share is €0.11 per quarter. Based on the YOY, the Book Value Change Per Share is €0.08 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is €0.00 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Fiserv Inc.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 % of Price per Share% of Price per Share% of Price per Share% of Price per Share% of Price per Share
Usd Eps1.250.9%1.351.0%0.960.7%0.710.5%0.670.5%
Usd Book Value Change Per Share-1.15-0.8%0.120.1%0.080.1%2.802.0%2.802.0%
Usd Dividend Per Share0.000.0%0.000.0%0.000.0%0.000.0%0.000.0%
Usd Total Gains Per Share-1.15-0.8%0.120.1%0.080.1%2.802.0%2.802.0%
Usd Price Per Share159.45-132.44-103.09-106.76-105.69-
Price to Earnings Ratio31.78-25.02-27.77-422.84-402.70-
Price-to-Total Gains Ratio-138.84--432.01-451.02--144.14--144.14-
Price to Book Ratio3.16-2.61-2.07-1.95-1.86-
Price-to-Total Gains Ratio-138.84--432.01-451.02--144.14--144.14-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share152.424604
Number of shares6
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.000.00
Usd Book Value Change Per Share0.122.80
Usd Total Gains Per Share0.122.80
Gains per Quarter (6 shares)0.7116.83
Gains per Year (6 shares)2.8667.31
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
103-706757
206-40135124
309-10202191
401120269258
501450337325
601780404392
7020110471459
8023140538526
9026170606593
10029200673660

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%18.00.00.0100.0%18.00.00.0100.0%18.00.00.0100.0%
Book Value Change Per Share2.02.00.050.0%6.06.00.050.0%8.010.00.044.4%8.010.00.044.4%8.010.00.044.4%
Dividend per Share0.00.04.00.0%0.00.012.00.0%0.00.018.00.0%0.00.018.00.0%0.00.018.00.0%
Total Gains per Share2.02.00.050.0%6.06.00.050.0%8.010.00.044.4%8.010.00.044.4%8.010.00.044.4%

Fundamentals of Fiserv Inc

About Fiserv Inc

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Fundamental data was last updated by Penke on 2024-05-11 10:13:04.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is inefficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is just able to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is able to pay all its debts by selling its assets.
The company is just able to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is underpriced.
Based on the earnings, the company is overpriced.
Based on how much money comes from the company's main activities, the company is fair priced.

1.1. Profitability of Fiserv Inc.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Fiserv Inc earns for each €1 of revenue.

  • Above 10% is considered healthy but always compare Fiserv Inc to the Other industry mean.
  • A Net Profit Margin of 15.1% means that €0.15 for each €1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Fiserv Inc:

  • The MRQ is 15.1%. The company is making a huge profit. +2
  • The TTM is 16.7%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ15.1%TTM16.7%-1.6%
TTM16.7%YOY13.3%+3.3%
TTM16.7%5Y11.1%+5.6%
5Y11.1%10Y11.3%-0.2%
Compared to industry (Other)
PeriodCompanyIndustry (mean)+/- 
MRQ15.1%5.5%+9.6%
TTM16.7%5.3%+11.4%
YOY13.3%6.8%+6.5%
5Y11.1%6.0%+5.1%
10Y11.3%6.1%+5.2%
1.1.2. Return on Assets

Shows how efficient Fiserv Inc is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Fiserv Inc to the Other industry mean.
  • 0.8% Return on Assets means that Fiserv Inc generated €0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Fiserv Inc:

  • The MRQ is 0.8%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.9%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.8%TTM0.9%-0.1%
TTM0.9%YOY0.8%+0.2%
TTM0.9%5Y0.6%+0.3%
5Y0.6%10Y0.7%-0.1%
Compared to industry (Other)
PeriodCompanyIndustry (mean)+/- 
MRQ0.8%1.1%-0.3%
TTM0.9%1.0%-0.1%
YOY0.8%1.5%-0.7%
5Y0.6%1.2%-0.6%
10Y0.7%1.3%-0.6%
1.1.3. Return on Equity

Shows how efficient Fiserv Inc is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Fiserv Inc to the Other industry mean.
  • 2.6% Return on Equity means Fiserv Inc generated €0.03 for each €1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Fiserv Inc:

  • The MRQ is 2.6%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 2.7%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ2.6%TTM2.7%-0.2%
TTM2.7%YOY2.0%+0.8%
TTM2.7%5Y1.9%+0.8%
5Y1.9%10Y2.3%-0.4%
Compared to industry (Other)
PeriodCompanyIndustry (mean)+/- 
MRQ2.6%3.1%-0.5%
TTM2.7%3.2%-0.5%
YOY2.0%4.8%-2.8%
5Y1.9%3.8%-1.9%
10Y2.3%3.8%-1.5%

1.2. Operating Efficiency of Fiserv Inc.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Fiserv Inc is operating .

  • Measures how much profit Fiserv Inc makes for each €1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Fiserv Inc to the Other industry mean.
  • An Operating Margin of 0.0% means the company generated €0.00  for each €1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Fiserv Inc:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.0%
TTM-YOY-0.0%
TTM-5Y11.6%-11.6%
5Y11.6%10Y12.5%-0.9%
Compared to industry (Other)
PeriodCompanyIndustry (mean)+/- 
MRQ-8.5%-8.5%
TTM-9.1%-9.1%
YOY-8.6%-8.6%
5Y11.6%6.0%+5.6%
10Y12.5%7.3%+5.2%
1.2.2. Operating Ratio

Measures how efficient Fiserv Inc is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Other industry mean).
  • An Operation Ratio of 1.17 means that the operating costs are €1.17 for each €1 in net sales.

Let's take a look of the Operating Ratio trends of Fiserv Inc:

  • The MRQ is 1.169. The company is inefficient in keeping operating costs low. -1
  • The TTM is 1.133. The company is inefficient in keeping operating costs low. -1
Trends
Current periodCompared to+/- 
MRQ1.169TTM1.133+0.036
TTM1.133YOY1.226-0.093
TTM1.1335Y1.300-0.166
5Y1.30010Y1.299+0.000
Compared to industry (Other)
PeriodCompanyIndustry (mean)+/- 
MRQ1.1691.303-0.134
TTM1.1331.239-0.106
YOY1.2261.225+0.001
5Y1.3001.257+0.043
10Y1.2991.353-0.054

1.3. Liquidity of Fiserv Inc.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Fiserv Inc is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Other industry mean).
  • A Current Ratio of 1.06 means the company has €1.06 in assets for each €1 in short-term debts.

Let's take a look of the Current Ratio trends of Fiserv Inc:

  • The MRQ is 1.056. The company is just able to pay all its short-term debts.
  • The TTM is 1.067. The company is just able to pay all its short-term debts.
Trends
Current periodCompared to+/- 
MRQ1.056TTM1.067-0.011
TTM1.067YOY1.057+0.011
TTM1.0675Y1.251-0.184
5Y1.25110Y1.242+0.008
Compared to industry (Other)
PeriodCompanyIndustry (mean)+/- 
MRQ1.0561.425-0.369
TTM1.0671.515-0.448
YOY1.0571.541-0.484
5Y1.2511.491-0.240
10Y1.2421.490-0.248
1.3.2. Quick Ratio

Measures if Fiserv Inc is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Fiserv Inc to the Other industry mean.
  • A Quick Ratio of 0.10 means the company can pay off €0.10 for each €1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Fiserv Inc:

  • The MRQ is 0.102. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.129. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.102TTM0.129-0.027
TTM0.129YOY0.164-0.034
TTM0.1295Y0.174-0.045
5Y0.17410Y0.189-0.015
Compared to industry (Other)
PeriodCompanyIndustry (mean)+/- 
MRQ0.1020.544-0.442
TTM0.1290.593-0.464
YOY0.1640.581-0.417
5Y0.1740.604-0.430
10Y0.1890.603-0.414

1.4. Solvency of Fiserv Inc.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Fiserv Inc assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Fiserv Inc to Other industry mean.
  • A Debt to Asset Ratio of 0.68 means that Fiserv Inc assets are financed with 68.1% credit (debt) and the remaining percentage (100% - 68.1%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Fiserv Inc:

  • The MRQ is 0.681. The company is able to pay all its debts by selling its assets. +1
  • The TTM is 0.646. The company is able to pay all its debts by selling its assets. +1
Trends
Current periodCompared to+/- 
MRQ0.681TTM0.646+0.035
TTM0.646YOY0.598+0.048
TTM0.6465Y0.602+0.044
5Y0.60210Y0.611-0.009
Compared to industry (Other)
PeriodCompanyIndustry (mean)+/- 
MRQ0.6810.529+0.152
TTM0.6460.532+0.114
YOY0.5980.544+0.054
5Y0.6020.562+0.040
10Y0.6110.569+0.042
1.4.2. Debt to Equity Ratio

Measures if Fiserv Inc is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Fiserv Inc to the Other industry mean.
  • A Debt to Equity ratio of 219.1% means that company has €2.19 debt for each €1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Fiserv Inc:

  • The MRQ is 2.191. The company is just not able to pay all its debts with equity.
  • The TTM is 1.896. The company is just able to pay all its debts with equity.
Trends
Current periodCompared to+/- 
MRQ2.191TTM1.896+0.295
TTM1.896YOY1.533+0.364
TTM1.8965Y1.755+0.141
5Y1.75510Y1.856-0.101
Compared to industry (Other)
PeriodCompanyIndustry (mean)+/- 
MRQ2.1911.109+1.082
TTM1.8961.095+0.801
YOY1.5331.186+0.347
5Y1.7551.327+0.428
10Y1.8561.473+0.383

2. Market Valuation of Fiserv Inc

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every €1 in earnings Fiserv Inc generates.

  • Above 15 is considered overpriced but always compare Fiserv Inc to the Other industry mean.
  • A PE ratio of 31.78 means the investor is paying €31.78 for every €1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Fiserv Inc:

  • The EOD is 30.381. Based on the earnings, the company is overpriced. -1
  • The MRQ is 31.781. Based on the earnings, the company is overpriced. -1
  • The TTM is 25.016. Based on the earnings, the company is overpriced. -1
Trends
Current periodCompared to+/- 
EOD30.381MRQ31.781-1.400
MRQ31.781TTM25.016+6.765
TTM25.016YOY27.769-2.754
TTM25.0165Y422.836-397.821
5Y422.83610Y402.701+20.135
Compared to industry (Other)
PeriodCompanyIndustry (mean)+/- 
EOD30.38113.043+17.338
MRQ31.78110.795+20.986
TTM25.01610.485+14.531
YOY27.76910.534+17.235
5Y422.83611.706+411.130
10Y402.70112.515+390.186
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Fiserv Inc:

  • The EOD is 54.330. Based on how much money comes from the company's main activities, the company is overpriced. -1
  • The MRQ is 56.834. Based on how much money comes from the company's main activities, the company is overpriced. -1
  • The TTM is 30.513. Based on how much money comes from the company's main activities, the company is fair priced.
Trends
Current periodCompared to+/- 
EOD54.330MRQ56.834-2.504
MRQ56.834TTM30.513+26.321
TTM30.513YOY20.344+10.170
TTM30.5135Y22.422+8.091
5Y22.42210Y21.354+1.068
Compared to industry (Other)
PeriodCompanyIndustry (mean)+/- 
EOD54.3304.773+49.557
MRQ56.8344.177+52.657
TTM30.5134.208+26.305
YOY20.3441.782+18.562
5Y22.4221.673+20.749
10Y21.3543.531+17.823
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Fiserv Inc is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Other industry mean).
  • A PB ratio of 3.16 means the investor is paying €3.16 for each €1 in book value.

Let's take a look of the Price to Book Ratio trends of Fiserv Inc:

  • The EOD is 3.019. Based on the equity, the company is fair priced.
  • The MRQ is 3.158. Based on the equity, the company is fair priced.
  • The TTM is 2.609. Based on the equity, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD3.019MRQ3.158-0.139
MRQ3.158TTM2.609+0.550
TTM2.609YOY2.072+0.536
TTM2.6095Y1.951+0.657
5Y1.95110Y1.858+0.093
Compared to industry (Other)
PeriodCompanyIndustry (mean)+/- 
EOD3.0191.687+1.332
MRQ3.1581.271+1.887
TTM2.6091.284+1.325
YOY2.0721.437+0.635
5Y1.9511.487+0.464
10Y1.8581.622+0.236
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Fiserv Inc compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share---1.0580.110-1064%0.076-1501%2.583-141%2.583-141%
Book Value Per Share--46.49546.769-1%45.818+1%41.307+13%39.340+18%
Current Ratio--1.0561.067-1%1.0570%1.251-16%1.242-15%
Debt To Asset Ratio--0.6810.646+5%0.598+14%0.602+13%0.611+11%
Debt To Equity Ratio--2.1911.896+16%1.533+43%1.755+25%1.856+18%
Dividend Per Share----0%-0%-0%-0%
Eps--1.1551.248-7%0.883+31%0.649+78%0.619+87%
Free Cash Flow Per Share--0.6461.306-51%1.258-49%1.146-44%1.146-44%
Free Cash Flow To Equity Per Share--0.3490.002+23139%0.317+10%0.047+636%0.047+636%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%
Intrinsic Value_10Y_max--20.749--------
Intrinsic Value_10Y_min--18.920--------
Intrinsic Value_1Y_max--4.290--------
Intrinsic Value_1Y_min--4.215--------
Intrinsic Value_3Y_max--11.204--------
Intrinsic Value_3Y_min--10.730--------
Intrinsic Value_5Y_max--16.088--------
Intrinsic Value_5Y_min--15.077--------
Market Cap--86054100000.00072857187500.000+18%59952235000.000+44%57326220800.000+50%54596400761.905+58%
Net Profit Margin--0.1510.167-10%0.133+13%0.111+36%0.113+34%
Operating Margin----0%-0%0.116-100%0.125-100%
Operating Ratio--1.1691.133+3%1.226-5%1.300-10%1.299-10%
Pb Ratio3.019-5%3.1582.609+21%2.072+52%1.951+62%1.858+70%
Pe Ratio30.381-5%31.78125.016+27%27.769+14%422.836-92%402.701-92%
Price Per Share140.380-5%146.850121.975+20%94.940+55%98.320+49%97.340+51%
Price To Free Cash Flow Ratio54.330-5%56.83430.513+86%20.344+179%22.422+153%21.354+166%
Price To Total Gains Ratio-132.727+4%-138.845-432.011+211%451.025-131%-144.136+4%-144.136+4%
Quick Ratio--0.1020.129-21%0.164-38%0.174-42%0.189-46%
Return On Assets--0.0080.009-16%0.008+3%0.006+27%0.007+15%
Return On Equity--0.0260.027-7%0.020+29%0.019+33%0.023+12%
Total Gains Per Share---1.0580.110-1064%0.076-1501%2.583-141%2.583-141%
Usd Book Value--29583644909.40030379412256.750-3%31439435364.750-6%30628567688.220-3%29284066950.171+1%
Usd Book Value Change Per Share---1.1480.119-1064%0.082-1501%2.805-141%2.805-141%
Usd Book Value Per Share--50.48450.782-1%49.749+1%44.851+13%42.715+18%
Usd Dividend Per Share----0%-0%-0%-0%
Usd Eps--1.2541.355-7%0.959+31%0.705+78%0.672+87%
Usd Free Cash Flow--411008959.800848518497.300-52%861518780.700-52%762216615.960-46%739016110.200-44%
Usd Free Cash Flow Per Share--0.7011.418-51%1.365-49%1.244-44%1.244-44%
Usd Free Cash Flow To Equity Per Share--0.3790.002+23139%0.344+10%0.051+636%0.051+636%
Usd Market Cap--93437541780.00079108334187.500+18%65096136763.000+44%62244810544.640+50%59280771947.276+58%
Usd Price Per Share152.425-5%159.450132.440+20%103.086+55%106.756+49%105.692+51%
Usd Profit--735016023.000810017658.000-9%606013210.800+21%464660129.370+58%453247975.829+62%
Usd Revenue--4883106449.4004857355888.050+1%4536598895.700+8%4073888808.840+20%3951419472.400+24%
Usd Total Gains Per Share---1.1480.119-1064%0.082-1501%2.805-141%2.805-141%
 EOD+5 -1MRQTTM+7 -25YOY+15 -175Y+17 -1610Y+18 -15

3.2. Fundamental Score

Let's check the fundamental score of Fiserv Inc based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1530.381
Price to Book Ratio (EOD)Between0-13.019
Net Profit Margin (MRQ)Greater than00.151
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.102
Current Ratio (MRQ)Greater than11.056
Debt to Asset Ratio (MRQ)Less than10.681
Debt to Equity Ratio (MRQ)Less than12.191
Return on Equity (MRQ)Greater than0.150.026
Return on Assets (MRQ)Greater than0.050.008
Total3/10 (30.0%)

3.3. Technical Score

Let's check the technical score of Fiserv Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5048.133
Ma 20Greater thanMa 50141.562
Ma 50Greater thanMa 100141.510
Ma 100Greater thanMa 200136.191
OpenGreater thanClose140.380
Total3/5 (60.0%)



Latest Balance Sheet

Balance Sheet of 2024-03-31. Currency in USD. All numbers in thousands.

Summary
Total Assets92,698,000
Total Liabilities63,115,000
Total Stockholder Equity28,801,000
 As reported
Total Liabilities 63,115,000
Total Stockholder Equity+ 28,801,000
Total Assets = 92,698,000

Assets

Total Assets92,698,000
Total Current Assets37,094,000
Long-term Assets55,604,000
Total Current Assets
Cash And Cash Equivalents 596,000
Net Receivables 3,574,000
Other Current Assets 32,306,000
Total Current Assets  (as reported)37,094,000
Total Current Assets  (calculated)36,476,000
+/- 618,000
Long-term Assets
Property Plant Equipment 2,226,000
Goodwill 37,038,000
Long Term Investments 2,220,000
Intangible Assets 10,926,000
Long-term Assets Other 2,253,000
Long-term Assets  (as reported)55,604,000
Long-term Assets  (calculated)54,663,000
+/- 941,000

Liabilities & Shareholders' Equity

Total Current Liabilities35,118,000
Long-term Liabilities27,997,000
Total Stockholder Equity28,801,000
Total Current Liabilities
Short Long Term Debt 380,000
Accounts payable 540,000
Other Current Liabilities 29,711,000
Total Current Liabilities  (as reported)35,118,000
Total Current Liabilities  (calculated)30,631,000
+/- 4,487,000
Long-term Liabilities
Long term Debt 23,105,000
Capital Lease Obligations Min Short Term Debt1,054,000
Long-term Liabilities Other 948,000
Long-term Liabilities  (as reported)27,997,000
Long-term Liabilities  (calculated)25,107,000
+/- 2,890,000
Total Stockholder Equity
Retained Earnings 21,179,000
Total Stockholder Equity (as reported)28,801,000
Total Stockholder Equity (calculated)21,179,000
+/- 7,622,000
Other
Capital Stock8,000
Common Stock Shares Outstanding 586,000
Net Debt 22,889,000
Net Invested Capital 52,286,000
Net Working Capital 1,976,000



Balance Sheet

Currency in USD. All numbers in thousands.

 Trend2024-03-312023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-31
> Total Assets 
11,676,000
19,640,000
77,864,000
77,539,000
72,598,000
77,093,000
72,372,000
74,619,000
74,840,000
75,776,000
75,767,000
76,249,000
75,470,000
77,212,000
75,640,000
83,869,000
76,548,000
77,599,000
84,154,000
90,890,000
92,698,000
92,698,00090,890,00084,154,00077,599,00076,548,00083,869,00075,640,00077,212,00075,470,00076,249,00075,767,00075,776,00074,840,00074,619,00072,372,00077,093,00072,598,00077,539,00077,864,00019,640,00011,676,000
   > Total Current Assets 
2,275,000
10,209,000
17,991,000
17,046,000
12,933,000
17,482,000
14,025,000
16,219,000
16,440,000
17,727,000
18,425,000
18,870,000
18,443,000
20,281,000
19,875,000
27,544,000
20,289,000
21,444,000
28,581,000
34,811,000
37,094,000
37,094,00034,811,00028,581,00021,444,00020,289,00027,544,00019,875,00020,281,00018,443,00018,870,00018,425,00017,727,00016,440,00016,219,00014,025,00017,482,00012,933,00017,046,00017,991,00010,209,0002,275,000
       Cash And Cash Equivalents 
452,000
8,441,000
1,028,000
893,000
896,000
869,000
937,000
906,000
831,000
841,000
933,000
835,000
863,000
883,000
893,000
902,000
1,046,000
441,000
720,000
1,204,000
596,000
596,0001,204,000720,000441,0001,046,000902,000893,000883,000863,000835,000933,000841,000831,000906,000937,000869,000896,000893,0001,028,0008,441,000452,000
       Net Receivables 
1,044,000
989,000
2,653,000
2,782,000
2,582,000
2,512,000
2,323,000
2,482,000
2,617,000
2,663,000
2,793,000
2,860,000
2,911,000
3,194,000
3,303,000
3,585,000
3,340,000
3,465,000
3,461,000
3,582,000
3,574,000
3,574,0003,582,0003,461,0003,465,0003,340,0003,585,0003,303,0003,194,0002,911,0002,860,0002,793,0002,663,0002,617,0002,482,0002,323,0002,512,0002,582,0002,782,0002,653,000989,0001,044,000
       Other Current Assets 
0
0
12,980,000
11,868,000
8,400,000
12,987,000
9,403,000
11,521,000
11,741,000
12,945,000
13,244,000
13,652,000
14,669,000
16,204,000
15,679,000
23,057,000
15,903,000
16,897,000
23,771,000
30,025,000
32,306,000
32,306,00030,025,00023,771,00016,897,00015,903,00023,057,00015,679,00016,204,00014,669,00013,652,00013,244,00012,945,00011,741,00011,521,0009,403,00012,987,0008,400,00011,868,00012,980,00000
   > Long-term Assets 
9,401,000
9,431,000
59,873,000
60,493,000
59,665,000
59,611,000
58,347,000
58,400,000
58,400,000
58,049,000
57,342,000
57,379,000
57,027,000
56,931,000
55,765,000
56,325,000
56,259,000
56,155,000
55,573,000
56,079,000
55,604,000
55,604,00056,079,00055,573,00056,155,00056,259,00056,325,00055,765,00056,931,00057,027,00057,379,00057,342,00058,049,00058,400,00058,400,00058,347,00059,611,00059,665,00060,493,00059,873,0009,431,0009,401,000
       Property Plant Equipment 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,924,000
1,958,000
2,002,000
2,023,000
2,122,000
2,161,000
2,226,000
2,226,0002,161,0002,122,0002,023,0002,002,0001,958,0001,924,00000000000000000
       Goodwill 
5,703,000
5,702,000
35,517,000
36,038,000
35,695,000
36,088,000
35,908,000
36,322,000
36,380,000
36,668,000
36,303,000
36,433,000
36,538,000
36,829,000
36,241,000
36,811,000
37,017,000
37,109,000
36,836,000
37,205,000
37,038,000
37,038,00037,205,00036,836,00037,109,00037,017,00036,811,00036,241,00036,829,00036,538,00036,433,00036,303,00036,668,00036,380,00036,322,00035,908,00036,088,00035,695,00036,038,00035,517,0005,702,0005,703,000
       Long Term Investments 
0
0
2,618,000
2,720,000
2,814,000
2,763,000
2,772,000
2,756,000
3,037,000
2,590,000
2,602,000
2,561,000
2,579,000
2,517,000
2,390,000
2,403,000
2,362,000
2,316,000
2,259,000
2,262,000
2,220,000
2,220,0002,262,0002,259,0002,316,0002,362,0002,403,0002,390,0002,517,0002,579,0002,561,0002,602,0002,590,0003,037,0002,756,0002,772,0002,763,0002,814,0002,720,0002,618,00000
       Intangible Assets 
2,117,000
2,102,000
17,737,000
17,642,000
17,004,000
16,636,000
15,649,000
15,358,000
14,995,000
14,711,000
14,268,000
14,009,000
13,442,000
13,016,000
12,456,000
12,415,000
11,994,000
11,779,000
11,439,000
11,210,000
10,926,000
10,926,00011,210,00011,439,00011,779,00011,994,00012,415,00012,456,00013,016,00013,442,00014,009,00014,268,00014,711,00014,995,00015,358,00015,649,00016,636,00017,004,00017,642,00017,737,0002,102,0002,117,000
       Long-term Assets Other 
737,000
764,000
1,881,000
1,954,000
1,878,000
1,830,000
1,741,000
1,644,000
1,616,000
1,675,000
1,670,000
1,823,000
1,899,000
1,916,000
1,868,000
1,833,000
1,972,000
2,008,000
1,996,000
2,273,000
2,253,000
2,253,0002,273,0001,996,0002,008,0001,972,0001,833,0001,868,0001,916,0001,899,0001,823,0001,670,0001,675,0001,616,0001,644,0001,741,0001,830,0001,878,0001,954,0001,881,000764,000737,000
> Total Liabilities 
9,282,000
17,094,000
44,104,000
42,944,000
39,311,000
44,065,000
39,943,000
41,290,000
41,995,000
42,983,000
43,183,000
44,299,000
43,328,000
45,242,000
44,497,000
52,181,000
45,594,000
46,722,000
53,768,000
60,221,000
63,115,000
63,115,00060,221,00053,768,00046,722,00045,594,00052,181,00044,497,00045,242,00043,328,00044,299,00043,183,00042,983,00041,995,00041,290,00039,943,00044,065,00039,311,00042,944,00044,104,00017,094,0009,282,000
   > Total Current Liabilities 
2,120,000
2,054,000
16,661,000
15,727,000
12,119,000
16,760,000
13,263,000
15,637,000
15,905,000
17,251,000
17,562,000
18,295,000
17,730,000
19,351,000
18,724,000
26,458,000
18,863,000
19,462,000
26,629,000
33,552,000
35,118,000
35,118,00033,552,00026,629,00019,462,00018,863,00026,458,00018,724,00019,351,00017,730,00018,295,00017,562,00017,251,00015,905,00015,637,00013,263,00016,760,00012,119,00015,727,00016,661,0002,054,0002,120,000
       Short-term Debt 
7,000
9,000
248,000
150,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000000000150,000248,0009,0007,000
       Short Long Term Debt 
7,000
9,000
248,000
150,000
157,000
149,000
121,000
144,000
88,000
131,000
155,000
240,000
552,000
600,000
528,000
198,000
221,000
362,000
369,000
442,000
380,000
380,000442,000369,000362,000221,000198,000528,000600,000552,000240,000155,000131,00088,000144,000121,000149,000157,000150,000248,0009,0007,000
       Accounts payable 
98,000
107,000
402,000
392,000
370,000
400,000
373,000
437,000
483,000
479,000
496,000
593,000
439,000
545,000
469,000
652,000
425,000
412,000
441,000
449,000
540,000
540,000449,000441,000412,000425,000652,000469,000545,000439,000593,000496,000479,000483,000437,000373,000400,000370,000392,000402,000107,00098,000
       Other Current Liabilities 
0
0
12,980,000
11,868,000
8,400,000
12,987,000
9,403,000
11,521,000
11,741,000
12,945,000
13,244,000
13,652,000
13,240,000
14,679,000
14,195,000
21,482,000
14,141,000
14,821,000
21,785,000
27,681,000
29,711,000
29,711,00027,681,00021,785,00014,821,00014,141,00021,482,00014,195,00014,679,00013,240,00013,652,00013,244,00012,945,00011,741,00011,521,0009,403,00012,987,0008,400,00011,868,00012,980,00000
   > Long-term Liabilities 
7,162,000
15,040,000
27,443,000
27,217,000
27,192,000
27,305,000
26,680,000
25,653,000
26,090,000
25,732,000
25,621,000
26,004,000
25,598,000
25,891,000
25,773,000
25,723,000
26,731,000
27,260,000
27,139,000
26,669,000
27,997,000
27,997,00026,669,00027,139,00027,260,00026,731,00025,723,00025,773,00025,891,00025,598,00026,004,00025,621,00025,732,00026,090,00025,653,00026,680,00027,305,00027,192,00027,217,00027,443,00015,040,0007,162,000
       Long term Debt 
5,868,000
13,747,000
21,920,000
21,365,000
21,176,000
21,023,000
20,412,000
19,796,000
20,324,000
19,945,000
19,959,000
20,201,000
20,518,000
20,915,000
20,847,000
20,411,000
21,425,000
22,019,000
21,962,000
21,711,000
23,105,000
23,105,00021,711,00021,962,00022,019,00021,425,00020,411,00020,847,00020,915,00020,518,00020,201,00019,959,00019,945,00020,324,00019,796,00020,412,00021,023,00021,176,00021,365,00021,920,00013,747,0005,868,000
       Capital Lease Obligations 
78,000
74,000
323,000
384,000
635,000
702,000
726,000
744,000
792,000
767,000
875,000
796,000
756,000
758,000
836,000
933,000
883,000
940,000
1,090,000
1,083,000
1,054,000
1,054,0001,083,0001,090,000940,000883,000933,000836,000758,000756,000796,000875,000767,000792,000744,000726,000702,000635,000384,000323,00074,00078,000
       Long-term Liabilities Other 
446,000
474,000
989,000
941,000
922,000
892,000
824,000
777,000
773,000
802,000
764,000
878,000
867,000
963,000
944,000
936,000
995,000
1,021,000
971,000
978,000
948,000
948,000978,000971,0001,021,000995,000936,000944,000963,000867,000878,000764,000802,000773,000777,000824,000892,000922,000941,000989,000474,000446,000
> Total Stockholder Equity
2,394,000
2,546,000
32,669,000
32,979,000
31,843,000
31,583,000
31,692,000
32,330,000
31,851,000
31,793,000
31,596,000
30,952,000
31,272,000
31,109,000
30,326,000
30,828,000
30,077,000
29,991,000
29,573,000
29,857,000
28,801,000
28,801,00029,857,00029,573,00029,991,00030,077,00030,828,00030,326,00031,109,00031,272,00030,952,00031,596,00031,793,00031,851,00032,330,00031,692,00031,583,00031,843,00032,979,00032,669,0002,546,0002,394,000
   Common Stock000000000000000000000
   Retained Earnings Total Equity000000000000000000000
   Accumulated Other Comprehensive Income 000000000000000000000
   Capital Surplus 000000000000000000000
   Treasury Stock000000000000000000000
   Other Stockholders Equity 000000000000000000000



Balance Sheet

Currency in USD. All numbers in thousands.




Cash Flow

Currency in USD. All numbers in thousands.




Income Statement

Currency in USD. All numbers in thousands.


Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue19,093,000
Cost of Revenue-7,670,000
Gross Profit11,423,00011,423,000
 
Operating Income (+$)
Gross Profit11,423,000
Operating Expense-14,246,000
Operating Income4,847,000-2,823,000
 
Operating Expense (+$)
Research Development0
Selling General Administrative6,576,000
Selling And Marketing Expenses0
Operating Expense14,246,0006,576,000
 
Net Interest Income (+$)
Interest Income28,000
Interest Expense-1,004,000
Other Finance Cost-0
Net Interest Income-976,000
 
Pretax Income (+$)
Operating Income4,847,000
Net Interest Income-976,000
Other Non-Operating Income Expenses0
Income Before Tax (EBT)3,898,0004,820,000
EBIT - interestExpense = -1,004,000
3,068,000
4,072,000
Interest Expense1,004,000
Earnings Before Interest and Taxes (EBIT)04,902,000
Earnings Before Interest and Taxes (EBITDA)0
 
After tax Income (+$)
Income Before Tax3,898,000
Tax Provision-754,000
Net Income From Continuing Ops3,129,0003,144,000
Net Income3,068,000
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses0
Total Other Income/Expenses Net27,000976,000
 

Technical Analysis of Fiserv Inc
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Fiserv Inc. The general trend of Fiserv Inc is BULLISH with 71.4% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Fiserv Inc's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (71.4%) Bearish trend (-71.4%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Fiserv Inc.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 143.16 < 145.48 < 147.18.

The bearish price targets are: 138.18 > 136.72 > 136.65.

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Fiserv Inc Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Fiserv Inc. The current mas is .

The long score for the Moving Averages is 12/14.
The longshort score for the Moving Averages is 10/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close < MA 20: The price is below the MA 20. -1
  • MA 20 > MA 50: The MA 20 is higher than the MA 50. +1
  • MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
  • MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close < MA 50: The price is below the MA 50. -1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
  • MA 200 trending up: The MA 200 is trending up. +1
  • Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Fiserv Inc Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Fiserv Inc. The current macd is -0.2165402.

The long score for the Moving Average Convergence/Divergence (MACD) is 0/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is -4/(-4 +4).

  • MACD line < signal line: The MACD line is below the signal line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Fiserv Inc price going down in the near term. -2
  • MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for Fiserv Inc. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the Fiserv Inc price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
  • Trending down: The MACD line is trending down. This indicates that the short-term moving average is falling faster than the long-term moving average, suggesting negative momentum in the market. This signals that sellers are becoming more active and insecure, leading to potential price decreases as traders anticipate further losses and are willing to sell at lower prices. -1
Fiserv Inc Daily Moving Average Convergence/Divergence (MACD) ChartFiserv Inc Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Fiserv Inc. The current adx is 11.00.

The long score for the Directional Movement Index (DMI) is 0/7.
The longshort score for the Directional Movement Index (DMI) is -1/(-7 +7).

  • PLUS_ID < MINUS_DI: The +DI line is below the -DI line. This indicates a bearish signal in the market, as the negative directional movement is currently stronger than the positive directional movement, showing that sellers have the upper hand. Market psychology suggests that traders are pessimistic, expecting further price decreases, and are more willing to sell Fiserv Inc shares, leading to potential downward momentum in its price. -1
  • PLUS_ID < MINUS_DI && ADX < 25 && ADX trending down: The ADX is below 25 and indicates a weak or no trend. Also, the ADX is declining so there is no trend indication.
Fiserv Inc Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Fiserv Inc. The current sar is 145.35.

The long score for the Parabolic SAR is 0/1.
The longshort score for the Parabolic SAR is -1/(-1 +1).

  • Close < SAR: The price is below the SAR. It's generally considered a bearish signal. -1
Fiserv Inc Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Fiserv Inc. The current rsi is 48.13. The current phase is Correction in bull market.

The long score for the Relative Strength Index (RSI) is 1/13.
The longshort score for the Relative Strength Index (RSI) is -2/(-13 +13).

  • Correction in bull market: Moderate price decline, potential pause in the uptrend. Reassess the market, wait for signs of stabilization.
  • Trending up: The RSI is trending up. +1
Fiserv Inc Daily Relative Strength Index (RSI) ChartFiserv Inc Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Fiserv Inc. The current phase is Correction in bull market.

The long score for the Stochastic Oscillator is 3/6.
The longshort score for the Stochastic Oscillator is 2/(-6 +6).

  • STOCH < 50: The STOCH %K is below 50. There are more sellers than buyers. -1
  • STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Fiserv Inc price going up in the near term. +2
  • Trending up: The STOCH %K is trending up. +1
Fiserv Inc Daily Stochastic Oscillator ChartFiserv Inc Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Fiserv Inc. The current cci is -46.80069174.

Fiserv Inc Daily Commodity Channel Index (CCI) ChartFiserv Inc Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Fiserv Inc. The current cmo is -5.96399754.

The long score for the Chande Momentum Oscillator (CMO) is 0/1.
The longshort score for the Chande Momentum Oscillator (CMO) is -1/(-1 +1).

  • CMO < 0: The CMO is below 0, the momentum of the price is negative, indicating a potential downtrend in the price. -1
Fiserv Inc Daily Chande Momentum Oscillator (CMO) ChartFiserv Inc Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Fiserv Inc. The current willr is -55.82329317.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is 0/(-1 +1).

  • WILLR between -80 and -20: The Williams %R is between -80 and -20. This indicates that Fiserv Inc is trading in a neutral price range, neither oversold nor overbought, suggesting a balanced market condition without any extreme price signals.
Fiserv Inc Daily Williams %R ChartFiserv Inc Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Fiserv Inc.

Fiserv Inc Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Fiserv Inc. The current atr is 1.3823411.

Fiserv Inc Daily Average True Range (ATR) ChartFiserv Inc Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Fiserv Inc. The current obv is 281.00.

Fiserv Inc Daily On-Balance Volume (OBV) ChartFiserv Inc Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Fiserv Inc. The current mfi is 43.04.

The long score for the Money Flow Index (MFI) is 0/2.
The longshort score for the Money Flow Index (MFI) is -1/(-2 +2).

  • MFI < 50: -1
Fiserv Inc Daily Money Flow Index (MFI) ChartFiserv Inc Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Fiserv Inc.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2024-01-03CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-04STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-01-05STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-08SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2024-01-09WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-11STOCH LONG EXITThe %K line crosses below the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2024-01-12MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2024-01-17STOCH SHORT EXITThe %K line crosses above the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-18ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-19STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-22STOCH SHORT EXITThe %K line crosses above the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-01-23ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-24STOCH LONG EXITThe %K line crosses below the %D line.
2024-01-26STOCH SHORT EXITThe %K line crosses above the %D line.
2024-01-29ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-30ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-31STOCH LONG EXITThe %K line crosses below the %D line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-02-01ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-02STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-05MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-02-06STOCH LONG EXITThe %K line crosses below the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-07SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
RSI SHORT ENTRY LONG CLOSE70 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-02-08ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-09MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-14MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-02-15CCI LONG ENTRY SHORT CLOSE100 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-16MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-19MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-02-20RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-22MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-23MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-27STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-28STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-29MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-01STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-05STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-11STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-12STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-13STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-15STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-18STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-19CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-20ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-21MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-22ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-26STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-27ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-28STOCH LONG EXITThe %K line crosses below the %D line.
2024-04-03ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-04-04RSI SHORT ENTRY LONG CLOSE70 crossover to downside
2024-04-05MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-04-08STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-04-10STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-04-15ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-04-16DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-04-17BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-04-19STOCH LONG EXITThe %K line crosses below the %D line.
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2024-04-22STOCH SHORT EXITThe %K line crosses above the %D line.
2024-04-23ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-04-24DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-04-25DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-04-26DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-04-29MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-04-30STOCH LONG EXITThe %K line crosses below the %D line.
2024-05-02DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-05-03MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-05-06WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-05-07STOCH SHORT EXITThe %K line crosses above the %D line.
2024-05-08DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-05-10MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2024-05-14STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-05-16STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-05-17MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-05-21SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-05-22STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).

6.3. Candlestick Patterns

Fiserv Inc Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Fiserv Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5048.133
Ma 20Greater thanMa 50141.562
Ma 50Greater thanMa 100141.510
Ma 100Greater thanMa 200136.191
OpenGreater thanClose140.380
Total3/5 (60.0%)
Penke

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