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First Robinson Financial Corporation
Buy, Hold or Sell?

Let's analyse First Robinson Financial Corporation together

PenkeI guess you are interested in First Robinson Financial Corporation. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of First Robinson Financial Corporation. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of First Robinson Financial Corporation (30 sec.)










What can you expect buying and holding a share of First Robinson Financial Corporation? (30 sec.)

How much money do you get?

How much money do you get?
$4.97
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
$42.23
Expected worth in 1 year
$12.69
How sure are you?
70.0%

+ What do you gain per year?

Total Gains per Share
$-24.58
Return On Investment
-67.4%

For what price can you sell your share?

Current Price per Share
$36.44
Expected price per share
$34.26 - $35.77
How sure are you?
50%

1. Valuation of First Robinson Financial Corporation (5 min.)




Live pricePrice per Share (EOD)

$36.44

Intrinsic Value Per Share

$37.86 - $86.83

Total Value Per Share

$80.10 - $129.06

2. Growth of First Robinson Financial Corporation (5 min.)




Is First Robinson Financial Corporation growing?

Current yearPrevious yearGrowGrow %
How rich?$22.8m$26.8m-$3.9m-17.5%

How much money is First Robinson Financial Corporation making?

Current yearPrevious yearGrowGrow %
Making money$2.5m$2.7m-$137k-5.3%
Net Profit Margin15.4%16.9%--

How much money comes from the company's main activities?

3. Financial Health of First Robinson Financial Corporation (5 min.)




4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

What can you expect buying and holding a share of First Robinson Financial Corporation? (5 min.)

Welcome investor! First Robinson Financial Corporation's management wants to use your money to grow the business. In return you get a share of First Robinson Financial Corporation.

What can you expect buying and holding a share of First Robinson Financial Corporation?

First you should know what it really means to hold a share of First Robinson Financial Corporation. And how you can make/lose money.

Speculation

The Price per Share of First Robinson Financial Corporation is $36.44. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of First Robinson Financial Corporation.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in First Robinson Financial Corporation, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $42.23. Based on the TTM, the Book Value Change Per Share is $-7.39 per quarter. Based on the YOY, the Book Value Change Per Share is $-9.36 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $1.24 per quarter.
Based on historical numbers we can estimate the returns while holding a share of First Robinson Financial Corporation.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps4.7913.2%4.7913.2%5.0513.8%4.8813.4%4.1311.3%
Usd Book Value Change Per Share-7.39-20.3%-7.39-20.3%-9.36-25.7%-0.37-1.0%0.441.2%
Usd Dividend Per Share1.243.4%1.243.4%1.233.4%1.203.3%1.163.2%
Usd Total Gains Per Share-6.14-16.9%-6.14-16.9%-8.13-22.3%0.832.3%1.604.4%
Usd Price Per Share42.50-42.50-59.88-54.93-37.64-
Price to Earnings Ratio8.87-8.87-11.86-11.48-8.79-
Price-to-Total Gains Ratio-6.92--6.92--7.37-2.88-7.04-
Price to Book Ratio1.01-1.01-1.21-1.10-0.80-
Price-to-Total Gains Ratio-6.92--6.92--7.37-2.88-7.04-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share36.44
Number of shares27
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share1.241.20
Usd Book Value Change Per Share-7.39-0.37
Usd Total Gains Per Share-6.140.83
Gains per Quarter (27 shares)-165.8922.44
Gains per Year (27 shares)-663.5589.76
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1134-798-674130-4080
2268-1595-1338260-80170
3402-2393-2002390-120260
4536-3190-2666520-160350
5670-3988-3330649-201440
6804-4786-3994779-241530
7938-5583-4658909-281620
81073-6381-53221039-321710
91207-7179-59861169-361800
101341-7976-66501299-401890

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%25.01.00.096.2%
Book Value Change Per Share0.01.00.00.0%1.02.00.033.3%3.02.00.060.0%7.03.00.070.0%17.09.00.065.4%
Dividend per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%26.00.00.0100.0%
Total Gains per Share0.01.00.00.0%1.02.00.033.3%3.02.00.060.0%7.03.00.070.0%21.05.00.080.8%

Fundamentals of First Robinson Financial Corporation

About First Robinson Financial Corporation

First Robinson Financial Corporation operates as the holding company for First Robinson Savings Bank, National Association that provides various banking products and financial services to individual and corporate customers. The company offers various deposit products, including checking, savings, money market, and individual retirement accounts; direct deposits; and certificates of deposit. Its loan portfolio comprises personal, home mortgage, home equity, auto, business term, agricultural, and commercial real estate loans, as well as business lines of credit. The company also offers ATM and debit card, mobile deposit, online and mobile banking, bill pay, credit card, e-statement, money transfer, wire transfer, notary, night depository, coin counting, fax, money orders, bounce protection, merchant card, and cash management services; and safe deposit boxes, cashier's checks, and trust and investment services. It operates full-service offices; and serves customers in Crawford and surrounding counties in Illinois; and Knox and surrounding counties in Indiana. The company was incorporated in 1997 and is headquartered in Robinson, Illinois.

Fundamental data was last updated by Penke on 2024-05-16 15:00:03.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is less efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very inefficient.
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is underpriced.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is cheap.

1.1. Profitability of First Robinson Financial Corporation.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit First Robinson Financial Corporation earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare First Robinson Financial Corporation to the Banks - Regional industry mean.
  • A Net Profit Margin of 15.4% means that $0.15 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of First Robinson Financial Corporation:

  • The MRQ is 15.4%. The company is making a huge profit. +2
  • The TTM is 15.4%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ15.4%TTM15.4%0.0%
TTM15.4%YOY16.9%-1.4%
TTM15.4%5Y17.1%-1.6%
5Y17.1%10Y16.9%+0.2%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ15.4%38.5%-23.1%
TTM15.4%29.6%-14.2%
YOY16.9%26.3%-9.4%
5Y17.1%23.6%-6.5%
10Y16.9%20.4%-3.5%
1.1.2. Return on Assets

Shows how efficient First Robinson Financial Corporation is using its assets to generate profit.

  • Above 5% is considered healthy but always compare First Robinson Financial Corporation to the Banks - Regional industry mean.
  • 0.5% Return on Assets means that First Robinson Financial Corporation generated $0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of First Robinson Financial Corporation:

  • The MRQ is 0.5%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.5%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.5%TTM0.5%0.0%
TTM0.5%YOY0.6%0.0%
TTM0.5%5Y0.7%-0.1%
5Y0.7%10Y0.7%+0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.5%0.3%+0.2%
TTM0.5%0.2%+0.3%
YOY0.6%0.2%+0.4%
5Y0.7%0.2%+0.5%
10Y0.7%0.2%+0.5%
1.1.3. Return on Equity

Shows how efficient First Robinson Financial Corporation is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare First Robinson Financial Corporation to the Banks - Regional industry mean.
  • 11.4% Return on Equity means First Robinson Financial Corporation generated $0.11 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of First Robinson Financial Corporation:

  • The MRQ is 11.4%. Using its investors money, the company is less efficient in making profit.
  • The TTM is 11.4%. Using its investors money, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ11.4%TTM11.4%0.0%
TTM11.4%YOY10.2%+1.2%
TTM11.4%5Y9.7%+1.6%
5Y9.7%10Y9.0%+0.8%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ11.4%3.1%+8.3%
TTM11.4%2.5%+8.9%
YOY10.2%2.7%+7.5%
5Y9.7%2.5%+7.2%
10Y9.0%2.8%+6.2%

1.2. Operating Efficiency of First Robinson Financial Corporation.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient First Robinson Financial Corporation is operating .

  • Measures how much profit First Robinson Financial Corporation makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare First Robinson Financial Corporation to the Banks - Regional industry mean.
  • An Operating Margin of -4.4% means the company generated $-0.04  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of First Robinson Financial Corporation:

  • The MRQ is -4.4%. The company is operating very inefficient. -2
  • The TTM is -4.4%. The company is operating very inefficient. -2
Trends
Current periodCompared to+/- 
MRQ-4.4%TTM-4.4%0.0%
TTM-4.4%YOY-5.2%+0.8%
TTM-4.4%5Y-3.7%-0.6%
5Y-3.7%10Y8.4%-12.2%
1.2.2. Operating Ratio

Measures how efficient First Robinson Financial Corporation is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 0.16 means that the operating costs are $0.16 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of First Robinson Financial Corporation:

  • The MRQ is 0.161. The company is very efficient in keeping operating costs low. +2
  • The TTM is 0.161. The company is very efficient in keeping operating costs low. +2
Trends
Current periodCompared to+/- 
MRQ0.161TTM0.1610.000
TTM0.161YOY0.168-0.006
TTM0.1615Y0.283-0.122
5Y0.28310Y-0.072+0.355

1.3. Liquidity of First Robinson Financial Corporation.

1.3. Liquidity
1.3.1. Current Ratio

Measures if First Robinson Financial Corporation is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 0.09 means the company has $0.09 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of First Robinson Financial Corporation:

  • The MRQ is 0.093. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.093. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.093TTM0.0930.000
TTM0.093YOY0.131-0.038
TTM0.0935Y0.137-0.044
5Y0.13710Y55.226-55.090
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
TTM0.0930.124-0.031
YOY0.1310.167-0.036
5Y0.1370.207-0.070
10Y55.2260.131+55.095
1.3.2. Quick Ratio

Measures if First Robinson Financial Corporation is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare First Robinson Financial Corporation to the Banks - Regional industry mean.
  • A Quick Ratio of 0.09 means the company can pay off $0.09 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of First Robinson Financial Corporation:

  • The MRQ is 0.087. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.087. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.087TTM0.0870.000
TTM0.087YOY0.123-0.037
TTM0.0875Y0.103-0.016
5Y0.10310Y95.037-94.934

1.4. Solvency of First Robinson Financial Corporation.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of First Robinson Financial Corporation assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare First Robinson Financial Corporation to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.95 means that First Robinson Financial Corporation assets are financed with 95.2% credit (debt) and the remaining percentage (100% - 95.2%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of First Robinson Financial Corporation:

  • The MRQ is 0.952. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.952. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.952TTM0.9520.000
TTM0.952YOY0.943+0.009
TTM0.9525Y0.929+0.022
5Y0.92910Y0.833+0.097
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9520.915+0.037
TTM0.9520.916+0.036
YOY0.9430.918+0.025
5Y0.9290.919+0.010
10Y0.8330.926-0.093
1.4.2. Debt to Equity Ratio

Measures if First Robinson Financial Corporation is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare First Robinson Financial Corporation to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 1,967.6% means that company has $19.68 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of First Robinson Financial Corporation:

  • The MRQ is 19.676. The company is unable to pay all its debts with equity. -1
  • The TTM is 19.676. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ19.676TTM19.6760.000
TTM19.676YOY16.550+3.126
TTM19.6765Y13.915+5.761
5Y13.91510Y11.530+2.385
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ19.67610.799+8.877
TTM19.67610.909+8.767
YOY16.55011.266+5.284
5Y13.91511.324+2.591
10Y11.53012.886-1.356

2. Market Valuation of First Robinson Financial Corporation

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings First Robinson Financial Corporation generates.

  • Above 15 is considered overpriced but always compare First Robinson Financial Corporation to the Banks - Regional industry mean.
  • A PE ratio of 8.87 means the investor is paying $8.87 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of First Robinson Financial Corporation:

  • The EOD is 7.602. Based on the earnings, the company is underpriced. +1
  • The MRQ is 8.866. Based on the earnings, the company is underpriced. +1
  • The TTM is 8.866. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD7.602MRQ8.866-1.264
MRQ8.866TTM8.8660.000
TTM8.866YOY11.865-2.998
TTM8.8665Y11.480-2.614
5Y11.48010Y8.793+2.687
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD7.6023.710+3.892
MRQ8.8663.418+5.448
TTM8.8664.741+4.125
YOY11.8656.901+4.964
5Y11.4809.496+1.984
10Y8.7939.770-0.977
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of First Robinson Financial Corporation:

  • The EOD is 5.899. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 6.880. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 6.880. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD5.899MRQ6.880-0.981
MRQ6.880TTM6.8800.000
TTM6.880YOY8.877-1.997
TTM6.8805Y8.791-1.911
5Y8.79110Y6.880+1.911
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD5.899-2.562+8.461
MRQ6.880-2.360+9.240
TTM6.880-1.072+7.952
YOY8.8776.461+2.416
5Y8.7910.248+8.543
10Y6.8800.032+6.848
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of First Robinson Financial Corporation is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 1.01 means the investor is paying $1.01 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of First Robinson Financial Corporation:

  • The EOD is 0.863. Based on the equity, the company is cheap. +2
  • The MRQ is 1.006. Based on the equity, the company is underpriced. +1
  • The TTM is 1.006. Based on the equity, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD0.863MRQ1.006-0.143
MRQ1.006TTM1.0060.000
TTM1.006YOY1.207-0.200
TTM1.0065Y1.096-0.090
5Y1.09610Y0.800+0.296
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.8630.456+0.407
MRQ1.0060.420+0.586
TTM1.0060.439+0.567
YOY1.2070.594+0.613
5Y1.0960.763+0.333
10Y0.8000.991-0.191
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of First Robinson Financial Corporation compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share---7.385-7.3850%-9.356+27%-0.372-95%0.437-1789%
Book Value Per Share--42.23242.2320%49.618-15%50.533-16%95.118-56%
Current Ratio--0.0930.0930%0.131-29%0.137-32%55.226-100%
Debt To Asset Ratio--0.9520.9520%0.943+1%0.929+2%0.833+14%
Debt To Equity Ratio--19.67619.6760%16.550+19%13.915+41%11.530+71%
Dividend Per Share--1.2411.2410%1.227+1%1.203+3%1.159+7%
Eps--4.7934.7930%5.047-5%4.878-2%4.134+16%
Free Cash Flow Per Share--6.1776.1770%6.745-8%6.254-1%5.133+20%
Free Cash Flow To Equity Per Share--14.42314.4230%99.265-85%59.983-76%46.319-69%
Gross Profit Margin--0.8970.8970%0.886+1%0.921-3%0.8990%
Intrinsic Value_10Y_max--86.828--------
Intrinsic Value_10Y_min--37.864--------
Intrinsic Value_1Y_max--6.920--------
Intrinsic Value_1Y_min--4.845--------
Intrinsic Value_3Y_max--22.150--------
Intrinsic Value_3Y_min--13.733--------
Intrinsic Value_5Y_max--39.015--------
Intrinsic Value_5Y_min--21.650--------
Market Cap19697022.520-17%22972652.50022972652.5000%32367116.040-29%30644526.408-25%21088042.729+9%
Net Profit Margin--0.1540.1540%0.169-9%0.171-10%0.169-9%
Operating Margin---0.044-0.0440%-0.052+19%-0.037-14%0.084-152%
Operating Ratio--0.1610.1610%0.168-4%0.283-43%-0.072+144%
Pb Ratio0.863-17%1.0061.0060%1.207-17%1.096-8%0.800+26%
Pe Ratio7.602-17%8.8668.8660%11.865-25%11.480-23%8.793+1%
Price Per Share36.440-17%42.50042.5000%59.880-29%54.926-23%37.638+13%
Price To Free Cash Flow Ratio5.899-17%6.8806.8800%8.877-22%8.791-22%6.8800%
Price To Total Gains Ratio-5.931+14%-6.917-6.9170%-7.366+6%2.880-340%7.038-198%
Quick Ratio--0.0870.0870%0.123-30%0.103-16%95.037-100%
Return On Assets--0.0050.0050%0.006-5%0.007-19%0.007-18%
Return On Equity--0.1140.1140%0.102+12%0.097+16%0.090+27%
Total Gains Per Share---6.144-6.1440%-8.130+32%0.831-839%1.596-485%
Usd Book Value--22828000.00022828000.0000%26820000.000-15%28169400.000-19%54185700.000-58%
Usd Book Value Change Per Share---7.385-7.3850%-9.356+27%-0.372-95%0.437-1789%
Usd Book Value Per Share--42.23242.2320%49.618-15%50.533-16%95.118-56%
Usd Dividend Per Share--1.2411.2410%1.227+1%1.203+3%1.159+7%
Usd Eps--4.7934.7930%5.047-5%4.878-2%4.134+16%
Usd Free Cash Flow--3339000.0003339000.0000%3646000.000-8%3479600.000-4%2884600.000+16%
Usd Free Cash Flow Per Share--6.1776.1770%6.745-8%6.254-1%5.133+20%
Usd Free Cash Flow To Equity Per Share--14.42314.4230%99.265-85%59.983-76%46.319-69%
Usd Market Cap19697022.520-17%22972652.50022972652.5000%32367116.040-29%30644526.408-25%21088042.729+9%
Usd Price Per Share36.440-17%42.50042.5000%59.880-29%54.926-23%37.638+13%
Usd Profit--2591000.0002591000.0000%2728000.000-5%2715400.000-5%2330000.000+11%
Usd Revenue--16790000.00016790000.0000%16161000.000+4%15915999.600+5%13780499.800+22%
Usd Total Gains Per Share---6.144-6.1440%-8.130+32%0.831-839%1.596-485%
 EOD+5 -3MRQTTM+0 -0YOY+16 -205Y+9 -2710Y+14 -22

3.2. Fundamental Score

Let's check the fundamental score of First Robinson Financial Corporation based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-157.602
Price to Book Ratio (EOD)Between0-10.863
Net Profit Margin (MRQ)Greater than00.154
Operating Margin (MRQ)Greater than0-0.044
Quick Ratio (MRQ)Greater than10.087
Current Ratio (MRQ)Greater than10.093
Debt to Asset Ratio (MRQ)Less than10.952
Debt to Equity Ratio (MRQ)Less than119.676
Return on Equity (MRQ)Greater than0.150.114
Return on Assets (MRQ)Greater than0.050.005
Total4/10 (40.0%)

3.3. Technical Score

Let's check the technical score of First Robinson Financial Corporation based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
OpenGreater thanClose36.740
Total1/1 (100.0%)



Latest Balance Sheet

Balance Sheet of 2023-03-31. Currency in USD. All numbers in thousands.

Summary
Total Assets471,987
Total Liabilities449,159
Total Stockholder Equity22,828
 As reported
Total Liabilities 449,159
Total Stockholder Equity+ 22,828
Total Assets = 471,987

Assets

Total Assets471,987
Total Current Assets32,906
Long-term Assets439,081
Total Current Assets
Cash And Cash Equivalents 30,741
Inventory 73
Total Current Assets  (as reported)32,906
Total Current Assets  (calculated)30,814
+/- 2,092
Long-term Assets
Property Plant Equipment 6,115
Intangible Assets 1,657
Long-term Assets Other 412,507
Long-term Assets  (as reported)439,081
Long-term Assets  (calculated)420,279
+/- 18,802

Liabilities & Shareholders' Equity

Total Current Liabilities353,983
Long-term Liabilities95,176
Total Stockholder Equity22,828
Total Current Liabilities
Short-term Debt 37,734
Accounts payable 369,925
Other Current Liabilities 316,249
Total Current Liabilities  (as reported)353,983
Total Current Liabilities  (calculated)723,908
+/- 369,925
Long-term Liabilities
Long-term Liabilities  (as reported)95,176
Long-term Liabilities  (calculated)0
+/- 95,176
Total Stockholder Equity
Common Stock10
Retained Earnings 31,533
Accumulated Other Comprehensive Income -12,133
Other Stockholders Equity 3,418
Total Stockholder Equity (as reported)22,828
Total Stockholder Equity (calculated)22,828
+/-0
Other
Cash and Short Term Investments 30,741
Common Stock Shares Outstanding 539
Liabilities and Stockholders Equity 471,987
Net Debt 43,955
Net Tangible Assets 22,828
Net Working Capital -321,077
Short Long Term Debt Total 74,696



Balance Sheet

Currency in USD. All numbers in thousands.

 Trend2023-03-312022-03-312021-03-312020-03-312019-03-312018-03-312017-03-312016-03-312015-03-312014-03-312013-03-312012-03-312011-03-312010-03-312009-03-312008-03-312007-03-312006-03-312005-03-312004-03-312003-03-312002-03-312001-03-312000-03-311999-03-311998-03-31
> Total Assets 
79,968
83,797
87,255
88,865
97,724
103,278
101,908
111,445
109,428
112,274
133,809
164,419
182,989
208,831
215,494
230,519
271,857
279,261
295,990
307,533
319,204
336,832
344,772
425,073
470,685
471,987
471,987470,685425,073344,772336,832319,204307,533295,990279,261271,857230,519215,494208,831182,989164,419133,809112,274109,428111,445101,908103,27897,72488,86587,25583,79779,968
   > Total Current Assets 
7,289
5,973
3,357
7,525
13,692
13,623
9,108
9,505
4,556
3,674
2,923
6,961
10,943
14,643
29,294
0
25,158
21,644
21,508
109,419
121,447
42,116
36,763
63,979
51,787
32,906
32,90651,78763,97936,76342,116121,447109,41921,50821,64425,158029,29414,64310,9436,9612,9233,6744,5569,5059,10813,62313,6927,5253,3575,9737,289
       Cash And Cash Equivalents 
6,574
5,275
2,659
6,879
13,129
13,021
8,485
8,848
3,911
2,937
2,165
6,137
10,037
13,729
28,328
8,791
24,071
20,541
19,624
27,109
27,152
31,076
34,616
61,581
48,966
30,741
30,74148,96661,58134,61631,07627,15227,10919,62420,54124,0718,79128,32813,72910,0376,1372,1652,9373,9118,8488,48513,02113,1296,8792,6595,2756,574
       Short-term Investments 
0
0
0
0
11,902
11,786
7,005
7,545
4,074
1,282
17,627
8,285
11,327
17,813
20,551
14,875
19,710
0
0
81,082
92,820
0
0
0
0
0
0000092,82081,0820019,71014,87520,55117,81311,3278,28517,6271,2824,0747,5457,00511,78611,9020000
       Net Receivables 
715
698
698
646
563
602
623
657
645
737
758
824
906
914
966
915
1,087
1,103
0
1,228
1,475
0
0
0
0
0
000001,4751,22801,1031,087915966914906824758737645657623602563646698698715
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
4,581
0
0
1,949
1,744
1,818
41,504
2,417
36,763
63,979
51,787
32,906
32,90651,78763,97936,7632,41741,5041,8181,7441,949004,58100000000000000
   > Long-term Assets 
8,192
15,027
19,443
20,055
24,247
23,880
25,415
32,643
33,175
33,611
34,386
59,865
59,505
55,525
55,475
0
84,709
80,536
0
86,755
99,781
0
308,009
361,094
418,898
439,081
439,081418,898361,094308,009099,78186,755080,53684,709055,47555,52559,50559,86534,38633,61133,17532,64325,41523,88024,24720,05519,44315,0278,192
       Property Plant Equipment 
3,118
2,918
2,994
2,891
2,745
2,589
2,668
2,721
2,640
2,482
2,851
3,940
4,018
3,848
4,150
4,239
4,988
5,611
5,372
5,673
6,961
7,329
7,245
6,823
6,485
6,115
6,1156,4856,8237,2457,3296,9615,6735,3725,6114,9884,2394,1503,8484,0183,9402,8512,4822,6402,7212,6682,5892,7452,8912,9942,9183,118
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
52,204
197,108
236,920
74,925
80,383
81,082
92,820
86,871
0
0
0
0
000086,87192,82081,08280,38374,925236,920197,10852,20400000000000000
       Intangible Assets 
0
0
0
0
80
151
0
0
0
0
0
0
422
0
685
853
897
1,054
1,161
1,273
1,395
1,395
1,233
1,322
1,825
1,657
1,6571,8251,3221,2331,3951,3951,2731,1611,0548978536850422000000151800000
       Long-term Assets Other 
-8,192
-15,027
-19,443
-20,055
-24,247
-23,880
-25,415
-32,643
-33,175
-33,611
-34,386
-59,865
-59,505
-55,525
-55,475
0
-84,709
-80,536
0
-86,755
-1,975
0
269,207
299,931
370,476
412,507
412,507370,476299,931269,2070-1,975-86,7550-80,536-84,7090-55,475-55,525-59,505-59,865-34,386-33,611-33,175-32,643-25,415-23,880-24,247-20,055-19,443-15,027-8,192
> Total Liabilities 
67,073
72,235
5,398
79,823
6,140
92,907
90,965
99,989
98,012
100,384
121,933
152,112
170,944
196,066
196,571
210,054
250,808
256,051
271,615
454
293,907
309,165
314,207
392,106
443,865
449,159
449,159443,865392,106314,207309,165293,907454271,615256,051250,808210,054196,571196,066170,944152,112121,933100,38498,01299,98990,96592,9076,14079,8235,39872,23567,073
   > Total Current Liabilities 
1,644
2,206
5,398
3,345
6,140
9,579
4,517
10,286
10,930
203
262
330
1,951
1,983
120
0
490
893
268,873
454
517
303,135
269,782
347,361
396,609
353,983
353,983396,609347,361269,782303,135517454268,87389349001201,9831,95133026220310,93010,2864,5179,5796,1403,3455,3982,2061,644
       Short-term Debt 
1,644
2,206
5,090
3,000
5,932
9,430
3,902
10,173
10,774
0
0
0
1,700
1,800
12,920
18,074
400
800
0
300
320
0
21,795
14,829
43,514
37,734
37,73443,51414,82921,7950320300080040018,07412,9201,8001,70000010,77410,1733,9029,4305,9323,0005,0902,2061,644
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
12,920
18,074
38,896
0
10,000
300
320
484
0
0
0
0
000048432030010,000038,89618,07412,92000000000000000
       Accounts payable 
0
0
308
345
208
149
615
113
156
203
262
330
251
183
120
189,726
90
93
221,495
154
197
281,115
287,181
372,258
392,932
369,925
369,925392,932372,258287,181281,115197154221,4959390189,72612018325133026220315611361514920834530800
       Other Current Liabilities 
-1,644
-2,206
-5,398
-3,345
-6,140
-10
0
0
0
-203
-262
-330
0
0
-120
189,726
-490
-893
0
-454
-517
0
247,987
332,532
353,095
316,249
316,249353,095332,532247,9870-517-4540-893-490189,726-12000-330-262-203000-10-6,140-3,345-5,398-2,206-1,644
   > Long-term Liabilities 
2,232
2,167
0
4,528
0
0
0
0
0
0
16,253
10,366
18,400
16,132
12,920
0
38,572
40,201
0
454
2,388
0
44,425
44,745
47,256
95,176
95,17647,25644,74544,42502,388454040,20138,572012,92016,13218,40010,36616,2530000004,52802,1672,232
       Other Liabilities 
0
0
0
0
647
735
878
848
1,036
1,523
1,782
2,110
2,311
2,294
2,363
2,254
2,237
2,667
2,742
2,879
3,222
3,980
3,488
3,819
4,167
0
04,1673,8193,4883,9803,2222,8792,7422,6672,2372,2542,3632,2942,3112,1101,7821,5231,0368488787356470000
       Deferred Long Term Liability 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
418
76
0
0
0
0
0
0
0
0
0
00000000076418000000000000000
> Total Stockholder Equity
12,895
11,562
9,306
9,042
9,000
10,371
10,943
11,456
11,416
11,890
11,876
12,307
12,045
12,765
18,923
20,465
21,049
23,210
24,375
24,971
25,297
27,667
30,565
32,967
26,820
22,828
22,82826,82032,96730,56527,66725,29724,97124,37523,21021,04920,46518,92312,76512,04512,30711,87611,89011,41611,45610,94310,3719,0009,0429,30611,56212,895
   Common Stock
9
9
9
9
9
9
9
9
9
9
9
9
9
9
9
9
10
10
10
10
10
10
10
10
10
10
101010101010101010109999999999999999
   Retained Earnings 
5,223
5,175
5,585
5,744
5,956
6,776
7,522
8,157
8,878
9,459
10,114
10,560
10,182
11,212
12,744
15,186
15,820
17,157
18,525
19,896
21,298
22,975
25,602
27,548
29,613
31,533
31,53329,61327,54825,60222,97521,29819,89618,52517,15715,82015,18612,74411,21210,18210,56010,1149,4598,8788,1577,5226,7765,9565,7445,5855,1755,223
   Accumulated Other Comprehensive Income 
33
-14
-1,350
-693
-608
46
-218
-542
-779
-199
247
782
976
861
755
0
-28
325
0
-353
-1,388
0
240
1,264
-6,256
-12,133
-12,133-6,2561,2642400-1,388-3530325-280755861976782247-199-779-542-21846-608-693-1,350-1433
   Capital Surplus 00000000000000000000000000
   Treasury Stock000000000-8,290-8,228-8,112-8,098-7,905-7,835-6,985-5,785-5,842-5,242-5,359-4,857-4,7240000
   Other Stockholders Equity 
7,630
6,392
5,062
3,982
3,643
3,540
3,630
3,832
3,308
2,621
1,506
956
878
683
515
542
5,247
5,718
278
5,418
5,377
-646
4,713
4,145
3,453
3,418
3,4183,4534,1454,713-6465,3775,4182785,7185,2475425156838789561,5062,6213,3083,8323,6303,5403,6433,9825,0626,3927,630



Balance Sheet

Currency in USD. All numbers in thousands.