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FSA Group Ltd
Buy, Hold or Sell?

Let's analyse FSA Group Ltd together

PenkeI guess you are interested in FSA Group Ltd. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of FSA Group Ltd. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of FSA Group Ltd (30 sec.)










What can you expect buying and holding a share of FSA Group Ltd? (30 sec.)

How much money do you get?

How much money do you get?
A$0.19
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
A$0.83
Expected worth in 1 year
A$1.08
How sure are you?
90.0%

+ What do you gain per year?

Total Gains per Share
A$0.54
Return On Investment
55.2%

For what price can you sell your share?

Current Price per Share
A$0.98
Expected price per share
A$0.95 - A$0.975
How sure are you?
50%
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1. Valuation of FSA Group Ltd (5 min.)




Live pricePrice per Share (EOD)

A$0.98

Intrinsic Value Per Share

A$1.09 - A$2.29

Total Value Per Share

A$1.92 - A$3.11

2. Growth of FSA Group Ltd (5 min.)




Is FSA Group Ltd growing?

Current yearPrevious yearGrowGrow %
How rich?$66.2m$62.8m$3.4m5.2%

How much money is FSA Group Ltd making?

Current yearPrevious yearGrowGrow %
Making money$8.4m$11.2m-$2.7m-32.5%
Net Profit Margin15.6%24.5%--

How much money comes from the company's main activities?

3. Financial Health of FSA Group Ltd (5 min.)




4. Comparing to competitors in the Credit Services industry (5 min.)




  Industry Rankings (Credit Services)  


Richest
#164 / 258

Most Revenue
#128 / 258

Most Profit
#119 / 258

Most Efficient
#121 / 258
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What can you expect buying and holding a share of FSA Group Ltd? (5 min.)

Welcome investor! FSA Group Ltd's management wants to use your money to grow the business. In return you get a share of FSA Group Ltd.

What can you expect buying and holding a share of FSA Group Ltd?

First you should know what it really means to hold a share of FSA Group Ltd. And how you can make/lose money.

Speculation

The Price per Share of FSA Group Ltd is A$0.975. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of FSA Group Ltd.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in FSA Group Ltd, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is A$0.83. Based on the TTM, the Book Value Change Per Share is A$0.06 per quarter. Based on the YOY, the Book Value Change Per Share is A$0.16 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is A$0.07 per quarter.
Based on historical numbers we can estimate the returns while holding a share of FSA Group Ltd.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 A$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per Share
Usd Eps0.077.1%0.077.1%0.099.2%0.098.7%0.088.1%
Usd Book Value Change Per Share0.044.2%0.044.2%0.1010.7%0.011.4%0.022.4%
Usd Dividend Per Share0.054.8%0.054.8%0.044.6%0.044.5%0.054.7%
Usd Total Gains Per Share0.099.0%0.099.0%0.1515.3%0.065.9%0.077.1%
Usd Price Per Share0.64-0.64-0.74-0.66-0.74-
Price to Earnings Ratio9.22-9.22-8.27-7.95-9.65-
Price-to-Total Gains Ratio7.28-7.28-4.98-4.05-7.05-
Price to Book Ratio1.18-1.18-1.48-1.71-1.87-
Price-to-Total Gains Ratio7.28-7.28-4.98-4.05-7.05-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share0.63765
Number of shares1568
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.050.04
Usd Book Value Change Per Share0.040.01
Usd Total Gains Per Share0.090.06
Gains per Quarter (1568 shares)138.0589.51
Gains per Year (1568 shares)552.20358.04
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
129525754227583348
25905141094550166706
388677116468252491064
411811028219811013321422
514761285275013764151780
617711542330216514972138
720661799385419265802496
823622056440622016632854
926572313495824767463212
1029522570551027518293570

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%20.04.00.083.3%
Book Value Change Per Share1.00.00.0100.0%3.00.00.0100.0%4.01.00.080.0%9.01.00.090.0%21.03.00.087.5%
Dividend per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%15.00.09.062.5%
Total Gains per Share1.00.00.0100.0%3.00.00.0100.0%4.01.00.080.0%9.01.00.090.0%21.03.00.087.5%
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Fundamentals of FSA Group Ltd

About FSA Group Ltd

FSA Group Limited, together with its subsidiaries, provides debt solutions and direct lending services to individuals and businesses in Australia. The company operates in Services and Lending segments. The Services segment offers informal arrangements, debt agreement, personal insolvency agreement, and bankruptcy services. The Lending segment provides home loans and personal loans to clients to purchase a property and motor vehicle, as well as consolidate their debt. This segment offers asset finance to small and medium enterprises to purchase a vehicle and business critical equipment. The company provides accounting and taxation services. FSA Group Limited was incorporated in 2000 and is headquartered in Darlinghurst, Australia.

Fundamental data was last updated by Penke on 2024-02-16 17:29:05.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is less efficient in making profit.
Using its investors money, the company is less efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very efficient.
The company is efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is underpriced.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is cheap.
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1.1. Profitability of FSA Group Ltd.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit FSA Group Ltd earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare FSA Group Ltd to the Credit Services industry mean.
  • A Net Profit Margin of 15.6% means that $0.16 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of FSA Group Ltd:

  • The MRQ is 15.6%. The company is making a huge profit. +2
  • The TTM is 15.6%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ15.6%TTM15.6%0.0%
TTM15.6%YOY24.5%-9.0%
TTM15.6%5Y21.3%-5.8%
5Y21.3%10Y22.6%-1.3%
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ15.6%15.6%0.0%
TTM15.6%14.8%+0.8%
YOY24.5%18.9%+5.6%
5Y21.3%16.9%+4.4%
10Y22.6%16.4%+6.2%
1.1.2. Return on Assets

Shows how efficient FSA Group Ltd is using its assets to generate profit.

  • Above 5% is considered healthy but always compare FSA Group Ltd to the Credit Services industry mean.
  • 1.8% Return on Assets means that FSA Group Ltd generated $0.02 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of FSA Group Ltd:

  • The MRQ is 1.8%. Using its assets, the company is less efficient in making profit.
  • The TTM is 1.8%. Using its assets, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ1.8%TTM1.8%0.0%
TTM1.8%YOY2.8%-1.0%
TTM1.8%5Y3.0%-1.1%
5Y3.0%10Y3.3%-0.3%
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ1.8%0.9%+0.9%
TTM1.8%0.9%+0.9%
YOY2.8%1.0%+1.8%
5Y3.0%0.9%+2.1%
10Y3.3%0.9%+2.4%
1.1.3. Return on Equity

Shows how efficient FSA Group Ltd is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare FSA Group Ltd to the Credit Services industry mean.
  • 14.8% Return on Equity means FSA Group Ltd generated $0.15 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of FSA Group Ltd:

  • The MRQ is 14.8%. Using its investors money, the company is less efficient in making profit.
  • The TTM is 14.8%. Using its investors money, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ14.8%TTM14.8%0.0%
TTM14.8%YOY20.4%-5.6%
TTM14.8%5Y24.5%-9.7%
5Y24.5%10Y22.0%+2.5%
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ14.8%3.2%+11.6%
TTM14.8%3.3%+11.5%
YOY20.4%3.8%+16.6%
5Y24.5%3.2%+21.3%
10Y22.0%3.5%+18.5%
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1.2. Operating Efficiency of FSA Group Ltd.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient FSA Group Ltd is operating .

  • Measures how much profit FSA Group Ltd makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare FSA Group Ltd to the Credit Services industry mean.
  • An Operating Margin of 60.1% means the company generated $0.60  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of FSA Group Ltd:

  • The MRQ is 60.1%. The company is operating very efficient. +2
  • The TTM is 60.1%. The company is operating very efficient. +2
Trends
Current periodCompared to+/- 
MRQ60.1%TTM60.1%0.0%
TTM60.1%YOY55.4%+4.6%
TTM60.1%5Y52.8%+7.3%
5Y52.8%10Y53.8%-1.0%
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ60.1%18.1%+42.0%
TTM60.1%17.0%+43.1%
YOY55.4%27.9%+27.5%
5Y52.8%21.4%+31.4%
10Y53.8%22.9%+30.9%
1.2.2. Operating Ratio

Measures how efficient FSA Group Ltd is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Credit Services industry mean).
  • An Operation Ratio of 0.75 means that the operating costs are $0.75 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of FSA Group Ltd:

  • The MRQ is 0.747. The company is efficient in keeping operating costs low. +1
  • The TTM is 0.747. The company is efficient in keeping operating costs low. +1
Trends
Current periodCompared to+/- 
MRQ0.747TTM0.7470.000
TTM0.747YOY0.612+0.136
TTM0.7475Y0.681+0.066
5Y0.68110Y0.875-0.194
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ0.7470.863-0.116
TTM0.7470.880-0.133
YOY0.6120.862-0.250
5Y0.6810.802-0.121
10Y0.8750.762+0.113
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1.3. Liquidity of FSA Group Ltd.

1.3. Liquidity
1.3.1. Current Ratio

Measures if FSA Group Ltd is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Credit Services industry mean).
  • A Current Ratio of 2.27 means the company has $2.27 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of FSA Group Ltd:

  • The MRQ is 2.274. The company is able to pay all its short-term debts. +1
  • The TTM is 2.274. The company is able to pay all its short-term debts. +1
Trends
Current periodCompared to+/- 
MRQ2.274TTM2.2740.000
TTM2.274YOY2.763-0.489
TTM2.2745Y3.369-1.095
5Y3.36910Y4.277-0.908
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ2.2742.750-0.476
TTM2.2743.020-0.746
YOY2.7632.549+0.214
5Y3.3693.946-0.577
10Y4.2774.160+0.117
1.3.2. Quick Ratio

Measures if FSA Group Ltd is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare FSA Group Ltd to the Credit Services industry mean.
  • A Quick Ratio of 2.25 means the company can pay off $2.25 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of FSA Group Ltd:

  • The MRQ is 2.250. The company is very able to pay all its short-term debts with the most liquid assets. +2
  • The TTM is 2.250. The company is very able to pay all its short-term debts with the most liquid assets. +2
Trends
Current periodCompared to+/- 
MRQ2.250TTM2.2500.000
TTM2.250YOY2.711-0.461
TTM2.2505Y3.305-1.054
5Y3.30510Y4.857-1.552
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ2.2501.482+0.768
TTM2.2501.871+0.379
YOY2.7112.369+0.342
5Y3.3053.372-0.067
10Y4.8573.332+1.525
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1.4. Solvency of FSA Group Ltd.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of FSA Group Ltd assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare FSA Group Ltd to Credit Services industry mean.
  • A Debt to Asset Ratio of 0.86 means that FSA Group Ltd assets are financed with 85.9% credit (debt) and the remaining percentage (100% - 85.9%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of FSA Group Ltd:

  • The MRQ is 0.859. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.859. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.859TTM0.8590.000
TTM0.859YOY0.846+0.013
TTM0.8595Y0.867-0.008
5Y0.86710Y0.838+0.029
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ0.8590.725+0.134
TTM0.8590.715+0.144
YOY0.8460.717+0.129
5Y0.8670.709+0.158
10Y0.8380.694+0.144
1.4.2. Debt to Equity Ratio

Measures if FSA Group Ltd is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare FSA Group Ltd to the Credit Services industry mean.
  • A Debt to Equity ratio of 699.8% means that company has $7.00 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of FSA Group Ltd:

  • The MRQ is 6.998. The company is unable to pay all its debts with equity. -1
  • The TTM is 6.998. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ6.998TTM6.9980.000
TTM6.998YOY6.239+0.758
TTM6.9985Y7.204-0.206
5Y7.20410Y5.791+1.413
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
MRQ6.9982.391+4.607
TTM6.9982.396+4.602
YOY6.2392.338+3.901
5Y7.2042.366+4.838
10Y5.7912.393+3.398
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2. Market Valuation of FSA Group Ltd

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings FSA Group Ltd generates.

  • Above 15 is considered overpriced but always compare FSA Group Ltd to the Credit Services industry mean.
  • A PE ratio of 9.22 means the investor is paying $9.22 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of FSA Group Ltd:

  • The EOD is 9.175. Based on the earnings, the company is underpriced. +1
  • The MRQ is 9.222. Based on the earnings, the company is underpriced. +1
  • The TTM is 9.222. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD9.175MRQ9.222-0.047
MRQ9.222TTM9.2220.000
TTM9.222YOY8.271+0.951
TTM9.2225Y7.946+1.276
5Y7.94610Y9.648-1.702
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
EOD9.1757.225+1.950
MRQ9.2226.514+2.708
TTM9.2226.700+2.522
YOY8.2717.384+0.887
5Y7.9468.940-0.994
10Y9.64811.385-1.737
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of FSA Group Ltd:

  • The EOD is 5.712. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 5.742. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 5.742. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD5.712MRQ5.742-0.029
MRQ5.742TTM5.7420.000
TTM5.742YOY5.527+0.214
TTM5.7425Y-35.641+41.383
5Y-35.64110Y-10.251-25.391
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
EOD5.712-0.632+6.344
MRQ5.742-0.615+6.357
TTM5.742-0.669+6.411
YOY5.527-0.895+6.422
5Y-35.641-0.498-35.143
10Y-10.251-0.442-9.809
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2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of FSA Group Ltd is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Credit Services industry mean).
  • A PB ratio of 1.18 means the investor is paying $1.18 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of FSA Group Ltd:

  • The EOD is 1.177. Based on the equity, the company is underpriced. +1
  • The MRQ is 1.183. Based on the equity, the company is underpriced. +1
  • The TTM is 1.183. Based on the equity, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD1.177MRQ1.183-0.006
MRQ1.183TTM1.1830.000
TTM1.183YOY1.482-0.299
TTM1.1835Y1.708-0.525
5Y1.70810Y1.875-0.167
Compared to industry (Credit Services)
PeriodCompanyIndustry (mean)+/- 
EOD1.1770.898+0.279
MRQ1.1830.851+0.332
TTM1.1830.861+0.322
YOY1.4821.074+0.408
5Y1.7081.221+0.487
10Y1.8751.384+0.491
2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of FSA Group Ltd.

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4. Summary

4.1. Key Performance Indicators

The key performance indicators of FSA Group Ltd compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.0630.0630%0.159-61%0.020+210%0.036+72%
Book Value Per Share--0.8280.8280%0.766+8%0.627+32%0.623+33%
Current Ratio--2.2742.2740%2.763-18%3.369-33%4.277-47%
Debt To Asset Ratio--0.8590.8590%0.846+2%0.867-1%0.838+3%
Debt To Equity Ratio--6.9986.9980%6.239+12%7.204-3%5.791+21%
Dividend Per Share--0.0720.0720%0.069+5%0.067+7%0.070+4%
Eps--0.1060.1060%0.137-23%0.130-18%0.120-12%
Free Cash Flow Per Share--0.1710.1710%0.205-17%0.148+15%0.116+47%
Free Cash Flow To Equity Per Share--0.8080.8080%0.404+100%0.328+146%0.305+165%
Gross Profit Margin--0.7310.7310%0.801-9%0.640+14%0.542+35%
Intrinsic Value_10Y_max--2.287--------
Intrinsic Value_10Y_min--1.094--------
Intrinsic Value_1Y_max--0.208--------
Intrinsic Value_1Y_min--0.116--------
Intrinsic Value_3Y_max--0.641--------
Intrinsic Value_3Y_min--0.344--------
Intrinsic Value_5Y_max--1.093--------
Intrinsic Value_5Y_min--0.568--------
Market Cap118312350.000-1%119854923.160119854923.1600%142423899.620-16%126423608.882-5%141644846.534-15%
Net Profit Margin--0.1560.1560%0.245-37%0.213-27%0.226-31%
Operating Margin--0.6010.6010%0.554+8%0.528+14%0.538+12%
Operating Ratio--0.7470.7470%0.612+22%0.681+10%0.875-15%
Pb Ratio1.177-1%1.1831.1830%1.482-20%1.708-31%1.875-37%
Pe Ratio9.175-1%9.2229.2220%8.271+12%7.946+16%9.648-4%
Price Per Share0.975-1%0.9800.9800%1.135-14%1.015-3%1.135-14%
Price To Free Cash Flow Ratio5.712-1%5.7425.7420%5.527+4%-35.641+721%-10.251+279%
Price To Total Gains Ratio7.243-1%7.2807.2800%4.982+46%4.046+80%7.050+3%
Quick Ratio--2.2502.2500%2.711-17%3.305-32%4.857-54%
Return On Assets--0.0180.0180%0.028-35%0.030-39%0.033-45%
Return On Equity--0.1480.1480%0.204-28%0.245-40%0.220-33%
Total Gains Per Share--0.1350.1350%0.228-41%0.087+54%0.106+27%
Usd Book Value--66252741.44466252741.4440%62834991.072+5%51012602.334+30%50836963.636+30%
Usd Book Value Change Per Share--0.0410.0410%0.104-61%0.013+210%0.024+72%
Usd Book Value Per Share--0.5420.5420%0.501+8%0.410+32%0.408+33%
Usd Dividend Per Share--0.0470.0470%0.045+5%0.044+7%0.045+4%
Usd Eps--0.0690.0690%0.090-23%0.085-18%0.079-12%
Usd Free Cash Flow--13651962.89413651962.8940%16851542.136-19%12068396.201+13%9477377.497+44%
Usd Free Cash Flow Per Share--0.1120.1120%0.134-17%0.097+15%0.076+47%
Usd Free Cash Flow To Equity Per Share--0.5290.5290%0.264+100%0.215+146%0.199+165%
Usd Market Cap77376276.900-1%78385119.74778385119.7470%93145230.351-16%82681040.209-5%92635729.633-15%
Usd Price Per Share0.638-1%0.6410.6410%0.742-14%0.664-3%0.742-14%
Usd Profit--8499479.4848499479.4840%11261731.542-25%10850687.310-22%10192009.706-17%
Usd Revenue--54642934.09854642934.0980%45938169.246+19%51635138.132+6%46112810.071+18%
Usd Total Gains Per Share--0.0880.0880%0.149-41%0.057+54%0.069+27%
 EOD+4 -4MRQTTM+0 -0YOY+12 -245Y+22 -1410Y+22 -14

4.2. Fundamental Score

Let's check the fundamental score of FSA Group Ltd based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-159.175
Price to Book Ratio (EOD)Between0-11.177
Net Profit Margin (MRQ)Greater than00.156
Operating Margin (MRQ)Greater than00.601
Quick Ratio (MRQ)Greater than12.250
Current Ratio (MRQ)Greater than12.274
Debt to Asset Ratio (MRQ)Less than10.859
Debt to Equity Ratio (MRQ)Less than16.998
Return on Equity (MRQ)Greater than0.150.148
Return on Assets (MRQ)Greater than0.050.018
Total6/10 (60.0%)

4.3. Technical Score

Let's check the technical score of FSA Group Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5055.248
Ma 20Greater thanMa 500.972
Ma 50Greater thanMa 1000.966
Ma 100Greater thanMa 2000.972
OpenGreater thanClose0.970
Total3/5 (60.0%)



Latest Balance Sheet

Balance Sheet of 2023-06-30. Currency in AUD. All numbers in thousands.

Summary
Total Assets717,219
Total Liabilities615,915
Total Stockholder Equity88,018
 As reported
Total Liabilities 615,915
Total Stockholder Equity+ 88,018
Total Assets = 717,219

Assets

Total Assets717,219
Total Current Assets30,821
Long-term Assets686,397
Total Current Assets
Cash And Cash Equivalents 16,404
Net Receivables 14,097
Other Current Assets 320
Total Current Assets  (as reported)30,821
Total Current Assets  (calculated)30,821
+/-0
Long-term Assets
Property Plant Equipment 9,971
Goodwill 10,766
Intangible Assets 3,835
Long-term Assets  (as reported)686,397
Long-term Assets  (calculated)24,572
+/- 661,825

Liabilities & Shareholders' Equity

Total Current Liabilities13,556
Long-term Liabilities602,359
Total Stockholder Equity88,018
Total Current Liabilities
Short-term Debt 1,389
Short Long Term Debt 348
Accounts payable 644
Other Current Liabilities 243
Total Current Liabilities  (as reported)13,556
Total Current Liabilities  (calculated)2,625
+/- 10,930
Long-term Liabilities
Long term Debt 590,670
Capital Lease Obligations 9,065
Long-term Liabilities Other 43
Long-term Liabilities  (as reported)602,359
Long-term Liabilities  (calculated)599,779
+/- 2,580
Total Stockholder Equity
Common Stock2,493
Retained Earnings 76,817
Accumulated Other Comprehensive Income 8,708
Total Stockholder Equity (as reported)88,018
Total Stockholder Equity (calculated)88,018
+/-0
Other
Capital Stock2,493
Cash and Short Term Investments 16,404
Common Stock Shares Outstanding 122,301
Current Deferred Revenue11,279
Liabilities and Stockholders Equity 717,219
Net Debt 583,680
Net Invested Capital 679,037
Net Working Capital 17,266
Property Plant and Equipment Gross 13,533
Short Long Term Debt Total 600,084



Balance Sheet

Currency in AUD. All numbers in thousands.

 Trend2023-06-302022-06-302021-06-302020-06-302019-06-302018-06-302017-06-302016-06-302015-06-302014-06-302013-06-302012-06-302011-06-302010-06-302009-06-302008-06-302007-06-302006-06-302005-06-302004-06-302003-06-302002-06-302001-06-302000-06-301999-06-301998-06-30
> Total Assets 
0
0
7,978
3,794
2,369
7,567
10,899
11,796
22,574
36,019
144,908
213,184
276,917
316,225
343,118
334,157
338,820
369,276
382,725
435,547
509,847
488,806
541,495
521,942
622,443
717,219
717,219622,443521,942541,495488,806509,847435,547382,725369,276338,820334,157343,118316,225276,917213,184144,90836,01922,57411,79610,8997,5672,3693,7947,97800
   > Total Current Assets 
0
0
5,542
2,185
1,687
6,795
9,690
10,248
16,177
22,977
39,914
36,943
40,205
46,923
58,331
52,584
54,363
94,285
58,878
56,128
63,438
54,227
52,036
38,280
32,937
30,821
30,82132,93738,28052,03654,22763,43856,12858,87894,28554,36352,58458,33146,92340,20536,94339,91422,97716,17710,2489,6906,7951,6872,1855,54200
       Cash And Cash Equivalents 
0
0
5,025
1,289
936
2,116
4,367
5,284
7,954
8,421
18,864
11,648
7,395
9,413
6,499
11,017
21,187
8,094
12,560
9,069
9,799
12,074
7,980
18,930
16,588
16,404
16,40416,58818,9307,98012,0749,7999,06912,5608,09421,18711,0176,4999,4137,39511,64818,8648,4217,9545,2844,3672,1169361,2895,02500
       Short-term Investments 
0
0
0
328
102
68
0
0
0
0
1,601
0
0
0
0
12,076
1,819
52,049
10,411
9,725
13,578
0
0
0
0
0
0000013,5789,72510,41152,0491,81912,07600001,601000068102328000
       Net Receivables 
0
0
450
435
391
4,535
5,261
4,887
8,088
14,295
19,948
24,549
32,565
36,618
50,878
28,954
30,632
33,618
35,502
36,527
39,550
41,487
42,735
18,361
15,728
14,097
14,09715,72818,36142,73541,48739,55036,52735,50233,61830,63228,95450,87836,61832,56524,54919,94814,2958,0884,8875,2614,53539143545000
       Other Current Assets 
0
0
0
84
213
76
62
78
135
261
-499
745
246
891
954
537
725
523
406
807
511
666
1,320
989
621
320
3206219891,320666511807406523725537954891246745-49926113578627621384000
   > Long-term Assets 
0
0
2,436
1,609
682
771
1,209
1,548
6,397
13,042
104,995
176,241
236,711
269,303
284,787
281,573
284,457
274,991
323,847
379,419
446,409
434,579
489,459
483,662
589,507
686,397
686,397589,507483,662489,459434,579446,409379,419323,847274,991284,457281,573284,787269,303236,711176,241104,99513,0426,3971,5481,2097716821,6092,43600
       Property Plant Equipment 
0
0
305
206
82
340
360
357
650
894
1,029
719
450
405
408
448
414
298
335
528
738
529
12,943
12,420
11,158
9,971
9,97111,15812,42012,9435297385283352984144484084054507191,0298946503573603408220630500
       Goodwill 
0
0
0
0
0
431
345
259
3,831
3,831
3,831
3,841
3,173
3,173
3,173
3,173
3,173
3,173
345
345
345
345
345
345
10,766
10,766
10,76610,7663453453453453453453,1733,1733,1733,1733,1733,1733,8413,8313,8313,83125934543100000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
276,200
331,863
394,300
0
0
0
0
0
00000394,300331,863276,200000000000000000000
       Intangible Assets 
0
0
2,131
800
600
651
345
259
3,831
3,831
3,831
264
241
329
85
245
458
424
838
1,673
1,864
2,345
2,308
1,824
3,514
3,835
3,8353,5141,8242,3082,3451,8641,673838424458245853292412643,8313,8313,8312593456516008002,13100
       Other Assets 
0
0
0
133
257
159
629
1,152
2,051
7,174
100,513
164,103
25,108
29,263
32,220
34,122
36,611
274,028
303,947
351,340
369,839
391,366
402,113
387,972
472,905
0
0472,905387,972402,113391,366369,839351,340303,947274,02836,61134,12232,22029,26325,108164,103100,5137,1742,0511,152629159257133000
> Total Liabilities 
0
0
725
609
1,303
5,643
7,759
7,205
10,647
17,372
122,345
181,116
232,167
261,661
285,588
275,398
273,870
297,906
305,966
352,282
418,874
434,693
478,637
446,289
526,365
615,915
615,915526,365446,289478,637434,693418,874352,282305,966297,906273,870275,398285,588261,661232,167181,116122,34517,37210,6477,2057,7595,6431,30360972500
   > Total Current Liabilities 
0
0
472
534
722
3,789
6,600
6,165
8,638
12,478
112,286
16,977
17,330
13,582
17,250
19,265
15,492
17,106
14,999
8,647
9,773
13,075
11,542
12,142
11,920
13,556
13,55611,92012,14211,54213,0759,7738,64714,99917,10615,49219,26517,25013,58217,33016,977112,28612,4788,6386,1656,6003,78972253447200
       Short-term Debt 
0
0
0
328
102
68
339
185
364
3,190
100,673
1,990
3,362
841
4,465
3,661
730
174
390
681
955
1,025
1,172
1,120
1,248
1,389
1,3891,2481,1201,1721,0259556813901747303,6614,4658413,3621,990100,6733,19036418533968102328000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
242,409
264,968
390
681
955
1,025
448
307
300
348
3483003074481,025955681390264,968242,4090000000000000000
       Accounts payable 
0
0
0
0
0
0
454
320
701
1,207
2,853
830
966
1,234
1,008
912
458
1,674
2,392
1,400
823
1,840
1,485
755
809
644
6448097551,4851,8408231,4002,3921,6744589121,0081,2349668302,8531,207701320454000000
       Other Current Liabilities 
0
0
209
-41
315
3,551
5,807
5,660
7,574
8,081
8,759
10,889
13,003
9,589
10,674
13,319
13,584
14,650
12,217
6,565
7,995
490
406
459
467
243
2434674594064907,9956,56512,21714,65013,58413,31910,6749,58913,00310,8898,7598,0817,5745,6605,8073,551315-4120900
   > Long-term Liabilities 
0
0
253
75
581
1,854
1,159
1,040
2,009
4,893
10,060
164,139
214,837
248,079
268,337
256,132
258,378
280,800
290,967
343,635
409,101
421,619
467,095
434,147
514,445
602,359
602,359514,445434,147467,095421,619409,101343,635290,967280,800258,378256,132268,337248,079214,837164,13910,0604,8932,0091,0401,1591,8545817525300
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
323,970
388,406
416,992
462,877
430,138
510,361
0
0510,361430,138462,877416,992388,406323,9700000000000000000000
       Other Liabilities 
0
0
0
467
650
3,789
5,807
5,660
7,479
8,081
8,664
14,157
13,254
11,850
12,100
17,578
17,271
15,966
16,368
18,748
3,334
3,911
4,217
4,009
4,084
0
04,0844,0094,2173,9113,33418,74816,36815,96617,27117,57812,10011,85013,25414,1578,6648,0817,4795,6605,8073,789650467000
> Total Stockholder Equity
0
0
7,253
3,186
1,066
1,924
3,139
4,591
11,661
18,336
21,472
30,518
42,646
51,723
54,923
56,266
62,605
69,162
74,510
80,871
88,233
50,955
59,420
72,043
84,364
88,018
88,01884,36472,04359,42050,95588,23380,87174,51069,16262,60556,26654,92351,72342,64630,51821,47218,33611,6614,5913,1391,9241,0663,1867,25300
   Common Stock
0
0
7,253
6,914
6,914
9,440
9,451
9,580
4,414
5,086
5,899
5,899
11,692
11,692
9,276
6,657
6,707
6,707
6,707
6,707
6,707
6,707
6,360
6,360
3,503
2,493
2,4933,5036,3606,3606,7076,7076,7076,7076,7076,7076,6579,27611,69211,6925,8995,8995,0864,4149,5809,4519,4406,9146,9147,25300
   Retained Earnings Total Equity00000000000000000000000000
   Accumulated Other Comprehensive Income 
0
0
-63
-158
-277
-526
-311
-680
39
142
403
612
664
746
105
-2,509
-2,509
-3,279
-3,279
0
0
0
0
8,477
8,477
8,708
8,7088,4778,4770000-3,279-3,279-2,509-2,50910574666461240314239-680-311-526-277-158-6300
   Capital Surplus 00000000000000000000000000
   Treasury Stock00000000000000000000000000
   Other Stockholders Equity 
0
0
63
158
277
0
0
0
0
0
0
0
0
0
0
0
-2,509
-3,279
-3,279
0
0
0
-59,420
-72,043
-75,887
-79,310
-79,310-75,887-72,043-59,420000-3,279-3,279-2,509000000000002771586300



Balance Sheet

Currency in AUD. All numbers in thousands.