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Great American Bancorp Inc
Buy, Hold or Sell?

Let's analyse Great American Bancorp Inc together

PenkeI guess you are interested in Great American Bancorp Inc. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Great American Bancorp Inc. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Great American Bancorp Inc (30 sec.)










What can you expect buying and holding a share of Great American Bancorp Inc? (30 sec.)

How much money do you get?

How much money do you get?
$2.98
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
$54.08
Expected worth in 1 year
$77.22
How sure are you?
100.0%

+ What do you gain per year?

Total Gains per Share
$26.12
Return On Investment
67.7%

For what price can you sell your share?

Current Price per Share
$38.57
Expected price per share
$37.00 - $39.00
How sure are you?
50%

1. Valuation of Great American Bancorp Inc (5 min.)




Live pricePrice per Share (EOD)

$38.57

Intrinsic Value Per Share

$-0.89 - $20.32

Total Value Per Share

$53.18 - $74.40

2. Growth of Great American Bancorp Inc (5 min.)




Is Great American Bancorp Inc growing?

Current yearPrevious yearGrowGrow %
How rich?$21.3m$19.5m$1.7m8.4%

How much money is Great American Bancorp Inc making?

Current yearPrevious yearGrowGrow %
Making money$2.4m$1m$1.3m55.6%
Net Profit Margin22.0%12.3%--

How much money comes from the company's main activities?

3. Financial Health of Great American Bancorp Inc (5 min.)




4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

What can you expect buying and holding a share of Great American Bancorp Inc? (5 min.)

Welcome investor! Great American Bancorp Inc's management wants to use your money to grow the business. In return you get a share of Great American Bancorp Inc.

What can you expect buying and holding a share of Great American Bancorp Inc?

First you should know what it really means to hold a share of Great American Bancorp Inc. And how you can make/lose money.

Speculation

The Price per Share of Great American Bancorp Inc is $38.57. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Great American Bancorp Inc.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Great American Bancorp Inc, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $54.08. Based on the TTM, the Book Value Change Per Share is $5.79 per quarter. Based on the YOY, the Book Value Change Per Share is $3.02 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.74 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Great American Bancorp Inc.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps6.2616.2%6.2616.2%2.717.0%3.268.5%2.275.9%
Usd Book Value Change Per Share5.7915.0%5.7915.0%3.027.8%4.0910.6%2.275.9%
Usd Dividend Per Share0.741.9%0.741.9%0.681.8%0.691.8%0.581.5%
Usd Total Gains Per Share6.5316.9%6.5316.9%3.709.6%4.7812.4%2.867.4%
Usd Price Per Share34.70-34.70-31.00-26.53-23.66-
Price to Earnings Ratio5.54-5.54-11.44-12.33-14.88-
Price-to-Total Gains Ratio5.31-5.31-8.38-9.59-26.20-
Price to Book Ratio0.64-0.64-0.64-0.56-0.60-
Price-to-Total Gains Ratio5.31-5.31-8.38-9.59-26.20-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share38.57
Number of shares25
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.740.69
Usd Book Value Change Per Share5.794.09
Usd Total Gains Per Share6.534.78
Gains per Quarter (25 shares)163.25119.39
Gains per Year (25 shares)653.02477.58
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
17457964369409468
214911571296138818946
32231736194920612261424
42982314260227516351902
53722893325534420442380
64473471390841324532858
75214050456148228613336
85954629521455032703814
96705207586761936794292
107445786652068840884770

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%28.00.00.0100.0%
Book Value Change Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%8.02.00.080.0%22.06.00.078.6%
Dividend per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%28.00.00.0100.0%
Total Gains per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%25.03.00.089.3%

Fundamentals of Great American Bancorp Inc

About Great American Bancorp Inc

Great American Bancorp, Inc. operates as a thrift holding company for First Federal Savings Bank of Champaign-Urbana that provides various banking and financial services to individual and corporate customers primarily in Champaign County, Illinois. Its deposit products include demand deposits, non-interest-bearing and interest-bearing deposits, savings accounts, time deposits, money market accounts, and certificates of deposit. The company offers loan products comprising 1-4 family residential real estate loans; loans secured by multi-family residential real estate and commercial properties or land; construction loans, including 1-4 family, multi-family, and commercial construction loans; commercial loans; and consumer loans, such as home equity loans, auto and mobile home loans, other secured and unsecured loans, and lines of credit. It also provides full-service brokerage activities through a third-party broker-dealer; and sells tax deferred annuities. In addition, the company offers insurance products, including life, health, auto, property, and casualty insurance to individuals and businesses. Great American Bancorp, Inc. was founded in 1908 and is based in Champaign, Illinois.

Fundamental data was last updated by Penke on 2024-05-17 00:22:04.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is less efficient in making profit.
Using its investors money, the company is less efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very inefficient.
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is just not able to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is cheap.
Based on how much money comes from the company's main activities, the company is underpriced.

1.1. Profitability of Great American Bancorp Inc.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Great American Bancorp Inc earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Great American Bancorp Inc to the Banks - Regional industry mean.
  • A Net Profit Margin of 22.0% means that $0.22 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Great American Bancorp Inc:

  • The MRQ is 22.0%. The company is making a huge profit. +2
  • The TTM is 22.0%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ22.0%TTM22.0%0.0%
TTM22.0%YOY12.3%+9.6%
TTM22.0%5Y13.7%+8.3%
5Y13.7%10Y10.8%+2.9%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ22.0%38.5%-16.5%
TTM22.0%29.6%-7.6%
YOY12.3%26.3%-14.0%
5Y13.7%23.6%-9.9%
10Y10.8%20.4%-9.6%
1.1.2. Return on Assets

Shows how efficient Great American Bancorp Inc is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Great American Bancorp Inc to the Banks - Regional industry mean.
  • 1.3% Return on Assets means that Great American Bancorp Inc generated $0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Great American Bancorp Inc:

  • The MRQ is 1.3%. Using its assets, the company is less efficient in making profit.
  • The TTM is 1.3%. Using its assets, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ1.3%TTM1.3%0.0%
TTM1.3%YOY0.5%+0.8%
TTM1.3%5Y0.7%+0.6%
5Y0.7%10Y0.5%+0.1%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ1.3%0.3%+1.0%
TTM1.3%0.2%+1.1%
YOY0.5%0.2%+0.3%
5Y0.7%0.2%+0.5%
10Y0.5%0.2%+0.3%
1.1.3. Return on Equity

Shows how efficient Great American Bancorp Inc is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Great American Bancorp Inc to the Banks - Regional industry mean.
  • 11.6% Return on Equity means Great American Bancorp Inc generated $0.12 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Great American Bancorp Inc:

  • The MRQ is 11.6%. Using its investors money, the company is less efficient in making profit.
  • The TTM is 11.6%. Using its investors money, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ11.6%TTM11.6%0.0%
TTM11.6%YOY5.6%+6.0%
TTM11.6%5Y6.8%+4.8%
5Y6.8%10Y5.4%+1.4%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ11.6%3.1%+8.5%
TTM11.6%2.5%+9.1%
YOY5.6%2.7%+2.9%
5Y6.8%2.5%+4.3%
10Y5.4%2.8%+2.6%

1.2. Operating Efficiency of Great American Bancorp Inc.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Great American Bancorp Inc is operating .

  • Measures how much profit Great American Bancorp Inc makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Great American Bancorp Inc to the Banks - Regional industry mean.
  • An Operating Margin of -5.1% means the company generated $-0.05  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Great American Bancorp Inc:

  • The MRQ is -5.1%. The company is operating very inefficient. -2
  • The TTM is -5.1%. The company is operating very inefficient. -2
Trends
Current periodCompared to+/- 
MRQ-5.1%TTM-5.1%0.0%
TTM-5.1%YOY-5.0%-0.1%
TTM-5.1%5Y-6.0%+0.9%
5Y-6.0%10Y-3.0%-3.0%
1.2.2. Operating Ratio

Measures how efficient Great American Bancorp Inc is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 0.16 means that the operating costs are $0.16 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Great American Bancorp Inc:

  • The MRQ is 0.157. The company is very efficient in keeping operating costs low. +2
  • The TTM is 0.157. The company is very efficient in keeping operating costs low. +2
Trends
Current periodCompared to+/- 
MRQ0.157TTM0.1570.000
TTM0.157YOY0.174-0.016
TTM0.1575Y0.166-0.009
5Y0.16610Y0.504-0.338

1.3. Liquidity of Great American Bancorp Inc.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Great American Bancorp Inc is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 0.76 means the company has $0.76 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Great American Bancorp Inc:

  • The MRQ is 0.763. The company is just not able to pay all its short-term debts. -1
  • The TTM is 0.763. The company is just not able to pay all its short-term debts. -1
Trends
Current periodCompared to+/- 
MRQ0.763TTM0.7630.000
TTM0.763YOY0.503+0.260
TTM0.7635Y1.508-0.745
5Y1.50810Y0.969+0.539
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
TTM0.7630.124+0.639
YOY0.5030.167+0.336
5Y1.5080.207+1.301
10Y0.9690.131+0.838
1.3.2. Quick Ratio

Measures if Great American Bancorp Inc is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Great American Bancorp Inc to the Banks - Regional industry mean.
  • A Quick Ratio of 0.76 means the company can pay off $0.76 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Great American Bancorp Inc:

  • The MRQ is 0.762. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.762. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.762TTM0.7620.000
TTM0.762YOY0.498+0.264
TTM0.7625Y1.490-0.728
5Y1.49010Y0.785+0.705

1.4. Solvency of Great American Bancorp Inc.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Great American Bancorp Inc assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Great American Bancorp Inc to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.89 means that Great American Bancorp Inc assets are financed with 88.9% credit (debt) and the remaining percentage (100% - 88.9%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Great American Bancorp Inc:

  • The MRQ is 0.889. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.889. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.889TTM0.8890.000
TTM0.889YOY0.911-0.022
TTM0.8895Y0.904-0.016
5Y0.90410Y0.903+0.001
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.8890.915-0.026
TTM0.8890.916-0.027
YOY0.9110.918-0.007
5Y0.9040.919-0.015
10Y0.9030.926-0.023
1.4.2. Debt to Equity Ratio

Measures if Great American Bancorp Inc is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Great American Bancorp Inc to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 798.4% means that company has $7.98 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Great American Bancorp Inc:

  • The MRQ is 7.984. The company is unable to pay all its debts with equity. -1
  • The TTM is 7.984. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ7.984TTM7.9840.000
TTM7.984YOY10.215-2.231
TTM7.9845Y9.597-1.612
5Y9.59710Y9.426+0.170
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ7.98410.799-2.815
TTM7.98410.909-2.925
YOY10.21511.266-1.051
5Y9.59711.324-1.727
10Y9.42612.886-3.460

2. Market Valuation of Great American Bancorp Inc

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Great American Bancorp Inc generates.

  • Above 15 is considered overpriced but always compare Great American Bancorp Inc to the Banks - Regional industry mean.
  • A PE ratio of 5.54 means the investor is paying $5.54 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Great American Bancorp Inc:

  • The EOD is 6.158. Based on the earnings, the company is cheap. +2
  • The MRQ is 5.540. Based on the earnings, the company is cheap. +2
  • The TTM is 5.540. Based on the earnings, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD6.158MRQ5.540+0.618
MRQ5.540TTM5.5400.000
TTM5.540YOY11.441-5.901
TTM5.5405Y12.333-6.793
5Y12.33310Y14.876-2.542
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD6.1583.704+2.454
MRQ5.5403.418+2.122
TTM5.5404.741+0.799
YOY11.4416.901+4.540
5Y12.3339.496+2.837
10Y14.8769.770+5.106
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Great American Bancorp Inc:

  • The EOD is 21.188. Based on how much money comes from the company's main activities, the company is underpriced. +1
  • The MRQ is 19.062. Based on how much money comes from the company's main activities, the company is underpriced. +1
  • The TTM is 19.062. Based on how much money comes from the company's main activities, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD21.188MRQ19.062+2.126
MRQ19.062TTM19.0620.000
TTM19.062YOY144.390-125.328
TTM19.0625Y26.435-7.373
5Y26.43510Y19.321+7.114
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD21.188-2.558+23.746
MRQ19.062-2.360+21.422
TTM19.062-1.072+20.134
YOY144.3906.461+137.929
5Y26.4350.248+26.187
10Y19.3210.032+19.289
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Great American Bancorp Inc is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 0.64 means the investor is paying $0.64 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Great American Bancorp Inc:

  • The EOD is 0.713. Based on the equity, the company is cheap. +2
  • The MRQ is 0.642. Based on the equity, the company is cheap. +2
  • The TTM is 0.642. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.713MRQ0.642+0.072
MRQ0.642TTM0.6420.000
TTM0.642YOY0.6420.000
TTM0.6425Y0.560+0.081
5Y0.56010Y0.599-0.038
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.7130.456+0.257
MRQ0.6420.420+0.222
TTM0.6420.439+0.203
YOY0.6420.594+0.048
5Y0.5600.763-0.203
10Y0.5990.991-0.392
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Great American Bancorp Inc compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--5.7865.7860%3.016+92%4.088+42%2.275+154%
Book Value Per Share--54.07554.0750%48.289+12%46.990+15%39.818+36%
Current Ratio--0.7630.7630%0.503+52%1.508-49%0.969-21%
Debt To Asset Ratio--0.8890.8890%0.911-2%0.904-2%0.903-2%
Debt To Equity Ratio--7.9847.9840%10.215-22%9.597-17%9.426-15%
Dividend Per Share--0.7440.7440%0.681+9%0.688+8%0.585+27%
Eps--6.2646.2640%2.710+131%3.260+92%2.272+176%
Free Cash Flow Per Share--1.8201.8200%0.215+748%0.486+275%1.055+73%
Free Cash Flow To Equity Per Share---74.294-74.2940%-29.236-61%7.997-1029%3.359-2312%
Gross Profit Margin--0.9040.9040%0.825+10%0.810+12%0.9050%
Intrinsic Value_10Y_max--20.324--------
Intrinsic Value_10Y_min---0.891--------
Intrinsic Value_1Y_max--1.269--------
Intrinsic Value_1Y_min--0.290--------
Intrinsic Value_3Y_max--4.398--------
Intrinsic Value_3Y_min--0.549--------
Intrinsic Value_5Y_max--8.232--------
Intrinsic Value_5Y_min--0.451--------
Market Cap14914440.450+8%13705424.30013705424.3000%12561944.000+9%10868525.380+26%10904892.074+26%
Net Profit Margin--0.2200.2200%0.123+78%0.137+61%0.108+103%
Operating Margin---0.051-0.0510%-0.050-2%-0.060+17%-0.030-41%
Operating Ratio--0.1570.1570%0.174-9%0.166-5%0.504-69%
Pb Ratio0.713+10%0.6420.6420%0.6420%0.560+15%0.599+7%
Pe Ratio6.158+10%5.5405.5400%11.441-52%12.333-55%14.876-63%
Price Per Share38.570+10%34.70034.7000%31.000+12%26.530+31%23.657+47%
Price To Free Cash Flow Ratio21.188+10%19.06219.0620%144.390-87%26.435-28%19.321-1%
Price To Total Gains Ratio5.906+10%5.3145.3140%8.385-37%9.587-45%26.202-80%
Quick Ratio--0.7620.7620%0.498+53%1.490-49%0.785-3%
Return On Assets--0.0130.0130%0.005+158%0.007+89%0.005+141%
Return On Equity--0.1160.1160%0.056+106%0.068+71%0.054+116%
Total Gains Per Share--6.5306.5300%3.697+77%4.776+37%2.859+128%
Usd Book Value--21358000.00021358000.0000%19568000.000+9%19307800.000+11%18246700.000+17%
Usd Book Value Change Per Share--5.7865.7860%3.016+92%4.088+42%2.275+154%
Usd Book Value Per Share--54.07554.0750%48.289+12%46.990+15%39.818+36%
Usd Dividend Per Share--0.7440.7440%0.681+9%0.688+8%0.585+27%
Usd Eps--6.2646.2640%2.710+131%3.260+92%2.272+176%
Usd Free Cash Flow--719000.000719000.0000%87000.000+726%200600.000+258%527600.000+36%
Usd Free Cash Flow Per Share--1.8201.8200%0.215+748%0.486+275%1.055+73%
Usd Free Cash Flow To Equity Per Share---74.294-74.2940%-29.236-61%7.997-1029%3.359-2312%
Usd Market Cap14914440.450+8%13705424.30013705424.3000%12561944.000+9%10868525.380+26%10904892.074+26%
Usd Price Per Share38.570+10%34.70034.7000%31.000+12%26.530+31%23.657+47%
Usd Profit--2474000.0002474000.0000%1098000.000+125%1333800.000+85%1004800.000+146%
Usd Revenue--11256000.00011256000.0000%8896000.000+27%9328800.000+21%8888000.000+27%
Usd Total Gains Per Share--6.5306.5300%3.697+77%4.776+37%2.859+128%
 EOD+4 -4MRQTTM+0 -0YOY+31 -55Y+29 -710Y+27 -9

3.2. Fundamental Score

Let's check the fundamental score of Great American Bancorp Inc based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-156.158
Price to Book Ratio (EOD)Between0-10.713
Net Profit Margin (MRQ)Greater than00.220
Operating Margin (MRQ)Greater than0-0.051
Quick Ratio (MRQ)Greater than10.762
Current Ratio (MRQ)Greater than10.763
Debt to Asset Ratio (MRQ)Less than10.889
Debt to Equity Ratio (MRQ)Less than17.984
Return on Equity (MRQ)Greater than0.150.116
Return on Assets (MRQ)Greater than0.050.013
Total4/10 (40.0%)

3.3. Technical Score

Let's check the technical score of Great American Bancorp Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5045.166
Ma 20Greater thanMa 5039.039
Ma 50Greater thanMa 10038.135
Ma 100Greater thanMa 20037.376
OpenGreater thanClose38.570
Total3/5 (60.0%)



Latest Balance Sheet

Balance Sheet of 2023-12-31. All numbers in thousands.

Summary
Total Assets191,886
Total Liabilities170,528
Total Stockholder Equity21,358
 As reported
Total Liabilities 170,528
Total Stockholder Equity+ 21,358
Total Assets = 191,886

Assets

Total Assets191,886
Total Current Assets40,099
Long-term Assets151,787
Total Current Assets
Cash And Cash Equivalents 40,059
Total Current Assets  (as reported)40,099
Total Current Assets  (calculated)40,059
+/- 40
Long-term Assets
Property Plant Equipment 4,129
Goodwill 485
Intangible Assets 773
Long-term Assets Other 109,309
Long-term Assets  (as reported)151,787
Long-term Assets  (calculated)114,696
+/- 37,091

Liabilities & Shareholders' Equity

Total Current Liabilities52,582
Long-term Liabilities117,946
Total Stockholder Equity21,358
Total Current Liabilities
Other Current Liabilities 52,582
Total Current Liabilities  (as reported)52,582
Total Current Liabilities  (calculated)52,582
+/-0
Long-term Liabilities
Long-term Liabilities  (as reported)117,946
Long-term Liabilities  (calculated)0
+/- 117,946
Total Stockholder Equity
Common Stock10
Retained Earnings 37,616
Accumulated Other Comprehensive Income -78
Other Stockholders Equity -16,190
Total Stockholder Equity (as reported)21,358
Total Stockholder Equity (calculated)21,358
+/-0
Other
Cash and Short Term Investments 40,059
Common Stock Shares Outstanding 395
Liabilities and Stockholders Equity 191,886
Net Debt -40,059
Net Working Capital -12,483



Balance Sheet

All numbers in thousands.

 Trend2023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-312007-12-312006-12-312005-12-312004-12-312003-12-312002-12-312001-12-312000-12-311999-12-311998-12-311997-12-311996-12-31
> Total Assets 
132,400
142,000
157,200
154,309
159,677
168,345
167,250
159,450
159,771
143,927
142,085
144,250
142,551
149,539
158,060
160,295
170,371
171,696
176,704
182,084
180,598
173,677
167,442
173,168
204,210
230,636
219,463
191,886
191,886219,463230,636204,210173,168167,442173,677180,598182,084176,704171,696170,371160,295158,060149,539142,551144,250142,085143,927159,771159,450167,250168,345159,677154,309157,200142,000132,400
   > Total Current Assets 
28,400
17,500
21,800
10,013
10,643
11,166
32,334
14,062
12,817
10,173
14,402
14,063
0
0
0
0
0
0
65,618
75,190
67,162
64,046
60,887
70,191
103,889
125,310
30,760
40,099
40,09930,760125,310103,88970,19160,88764,04667,16275,19065,61800000014,06314,40210,17312,81714,06232,33411,16610,64310,01321,80017,50028,400
       Cash And Cash Equivalents 
28,400
17,500
21,800
10,013
10,643
11,166
32,334
14,062
12,817
10,173
14,402
14,063
4,433
4,183
4,495
4,670
4,491
3,324
4,865
71,943
64,116
61,278
58,783
68,199
103,137
124,621
30,437
40,059
40,05930,437124,621103,13768,19958,78361,27864,11671,9434,8653,3244,4914,6704,4954,1834,43314,06314,40210,17312,81714,06232,33411,16610,64310,01321,80017,50028,400
       Short-term Investments 
0
0
0
0
4,539
6,334
27,344
39,674
18,310
0
9,796
12,804
11,254
27,029
39,133
41,489
64,726
65,295
59,906
0
0
249
0
0
0
0
0
0
0000002490059,90665,29564,72641,48939,13327,02911,25412,8049,796018,31039,67427,3446,3344,5390000
       Net Receivables 
0
0
0
0
0
993
908
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000000000000090899300000
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,297
1,721
1,906
1,703
1,522
70,191
103,889
125,310
30,760
40,099
40,09930,760125,310103,88970,1911,5221,7031,9061,7211,297000000000000000000
   > Long-term Assets 
10,700
10,400
10,600
13,628
12,964
8,954
7,408
11,031
9,851
9,720
9,070
7,349
0
0
0
0
0
0
0
0
0
0
0
102,977
100,321
105,326
188,703
151,787
151,787188,703105,326100,321102,977000000000007,3499,0709,7209,85111,0317,4088,95412,96413,62810,60010,40010,700
       Property Plant Equipment 
7,300
7,100
7,600
7,188
6,802
6,362
6,146
6,299
5,949
5,699
5,550
5,321
5,298
5,167
5,114
4,882
4,843
4,864
4,723
4,608
4,527
4,248
4,090
3,852
4,131
4,041
3,842
4,129
4,1293,8424,0414,1313,8524,0904,2484,5274,6084,7234,8644,8434,8825,1145,1675,2985,3215,5505,6995,9496,2996,1466,3626,8027,1887,6007,1007,300
       Goodwill 
0
0
0
0
529
485
0
0
485
0
485
485
485
485
485
485
485
485
485
485
485
485
485
485
485
485
485
485
4854854854854854854854854854854854854854854854854854850485004855290000
       Long Term Investments 
0
0
0
0
0
148,679
126,675
106,828
0
0
0
0
0
0
0
0
0
0
1,071
954
892
431
392
355
0
0
0
0
00003553924318929541,0710000000000106,828126,675148,67900000
       Intangible Assets 
0
0
0
0
534
536
192
0
485
0
485
485
485
485
485
485
485
485
485
553
660
698
761
797
885
907
938
773
773938907885797761698660553485485485485485485485485485048501925365340000
       Long-term Assets Other 
-10,700
-10,400
-10,600
-13,628
-12,964
-8,954
-7,408
-11,031
-9,851
-9,720
-9,070
-7,349
0
0
0
0
0
0
0
0
0
0
0
30,136
-6,767
-22,271
156,243
109,309
109,309156,243-22,271-6,76730,13600000000000-7,349-9,070-9,720-9,851-11,031-7,408-8,954-12,964-13,628-10,600-10,400-10,700
> Total Liabilities 
0
0
134,000
132,538
139,445
20,500
15,000
13,000
142,089
126,653
124,592
14,000
127,239
134,447
142,750
144,545
154,158
155,203
160,247
164,927
163,263
156,405
149,735
154,763
185,587
212,051
199,895
170,528
170,528199,895212,051185,587154,763149,735156,405163,263164,927160,247155,203154,158144,545142,750134,447127,23914,000124,592126,653142,08913,00015,00020,500139,445132,538134,00000
   > Total Current Liabilities 
0
0
2,000
2,000
5,000
0
0
0
3,000
2,000
288
0
0
0
0
0
0
0
151,958
161,666
159,968
152,919
146,250
35,225
46,803
60,786
61,178
52,582
52,58261,17860,78646,80335,225146,250152,919159,968161,666151,95800000002882,0003,0000005,0002,0002,00000
       Short-term Debt 
0
0
2,000
2,000
5,000
20,500
15,000
13,000
3,000
2,000
288
0
0
0
0
0
0
0
4,000
0
0
0
0
0
4,000
0
0
0
0004,000000004,00000000002882,0003,00013,00015,00020,5005,0002,0002,00000
       Short Long Term Debt 
0
0
0
0
0
20,500
15,000
13,000
0
0
0
0
0
0
0
0
0
0
4,000
4,000
0
0
0
0
0
0
0
0
000000004,0004,000000000000013,00015,00020,50000000
       Accounts payable 
0
0
0
0
123,685
127,540
131,291
126,664
125,051
0
108,969
110,803
110,566
122,820
134,071
137,156
146,363
147,522
151,958
157,666
159,968
152,919
146,250
150,276
176,856
207,349
196,039
0
0196,039207,349176,856150,276146,250152,919159,968157,666151,958147,522146,363137,156134,071122,820110,566110,803108,9690125,051126,664131,291127,540123,6850000
       Other Current Liabilities 
0
0
-2,000
-2,000
-5,000
127,540
131,291
126,664
-3,000
-2,000
-288
0
0
0
0
0
0
0
0
0
0
0
0
35,225
42,803
60,786
61,178
52,582
52,58261,17860,78642,80335,225000000000000-288-2,000-3,000126,664131,291127,540-5,000-2,000-2,00000
   > Long-term Liabilities 
0
0
7,000
6,000
9,000
20,500
15,000
13,000
12,000
14,000
13,000
14,000
0
0
0
0
0
0
0
0
0
0
0
119,538
138,784
151,265
138,717
117,946
117,946138,717151,265138,784119,5380000000000014,00013,00014,00012,00013,00015,00020,5009,0006,0007,00000
       Other Liabilities 
0
0
0
0
1,760
1,746
2,021
2,150
2,038
0
2,623
3,187
2,673
2,627
2,679
3,389
3,795
3,681
4,289
3,261
3,295
3,486
3,485
3,997
4,180
4,120
3,267
0
03,2674,1204,1803,9973,4853,4863,2953,2614,2893,6813,7953,3892,6792,6272,6733,1872,62302,0382,1502,0211,7461,7600000
       Deferred Long Term Liability 
0
0
0
0
0
648
645
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000000000000064564800000
> Total Stockholder Equity
30,500
28,300
23,200
21,771
20,232
18,559
18,938
17,636
17,682
17,274
17,493
16,260
15,312
15,092
15,310
15,750
16,213
16,493
16,457
17,157
17,335
17,272
17,707
18,405
18,623
18,585
19,568
21,358
21,35819,56818,58518,62318,40517,70717,27217,33517,15716,45716,49316,21315,75015,31015,09215,31216,26017,49317,27417,68217,63618,93818,55920,23221,77123,20028,30030,500
   Common Stock
0
0
0
21
21
21
21
21
21
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10101010101010101010101010101010101010212121212121000
   Retained Earnings 
15,900
16,200
16,400
16,521
17,043
17,838
19,374
20,508
21,640
23,484
24,722
25,583
26,471
27,490
28,450
29,057
29,543
30,007
30,141
31,059
31,479
31,716
32,428
33,605
34,550
34,671
35,494
37,616
37,61635,49434,67134,55033,60532,42831,71631,47931,05930,14130,00729,54329,05728,45027,49026,47125,58324,72223,48421,64020,50819,37417,83817,04316,52116,40016,20015,900
   Capital Surplus 0000000000000000000000000000
   Treasury Stock000000000-17,004-16,834-16,650-16,627-16,460-15,663-14,424-12,406-10,4470-24,546-23,262-20,557-19,393-16,5700000
   Other Stockholders Equity 
14,600
12,100
6,800
5,949
3,466
772
-391
-2,850
-3,911
-6,155
-7,177
-9,096
0
0
0
0
0
0
-645
288
182
46
-19
-14,871
-15,236
-15,428
-15,737
-16,190
-16,190-15,737-15,428-15,236-14,871-1946182288-645000000-9,096-7,177-6,155-3,911-2,850-3917723,4665,9496,80012,10014,600



Balance Sheet

All numbers in thousands.