Hanmi Financial Corporation
Buy, Hold or Sell?

Let's analyse Hanmi together

Penke I guess you are interested in Hanmi Financial Corporation. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Hanmi Financial Corporation. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

Get notifications about Hanmi Financial Corporation

I send you an email if I find something interesting about Hanmi Financial Corporation.

Quick analysis of Hanmi (30 sec.)

What can you expect buying and holding a share of Hanmi? (30 sec.)

How much money do you get?

$1.01

When do you have the money?

1 year

How often do you get paid?

100.0%

What is your share worth?

Current worth

$23.19

Expected worth in 1 year

$25.44

How sure are you?

92.5%

+ What do you gain per year?

Total Gains per Share

$3.25

Return On Investment

21.4%

For what price can you sell your share?

Current Price per Share

$15.21

Expected price per share

$12.54 - $16.00

How sure are you?

50%

1. Valuation of Hanmi (5 min.)

Live pricePrice per Share (EOD)

$15.21

Book Value per Share

$23.19

Intrinsic Value Per Share

$-11.09 - $28.80

Total Value Per Share

$12.10 - $51.99

My calculation of the intrinsic value of Hanmi is based how much money is coming from the company's main activities (Free Cash Flow).

The following numbers are based on moving averages and per share and per quarter.
I use a 6% discount rate for the low estimation and 3% for the high estimation.
The current Free Cash Flow Per Share is 10Y: ($0.61) 3Y: ($0.93) TTM: ($0.86)
The change per quarter (trend) of the Free Cash Flow Per Share is 10Y: ($-0.01) 3Y: ($-0.05) TTM: ($-0.34)

Years	Total Low est.	Total High est.	Added Free Cash Flow
1	$1.85	$3.62	$1.60 - $3.66
2	$2.83	$7.06	$0.76 - $3.58
3	$3.03	$10.32	$-0.09 - $3.49
4	$2.54	$13.41	$-0.93 - $3.41
5	$1.43	$16.34	$-1.78 - $3.33
6	$-0.23	$19.12	$-2.62 - $3.25
7	$-2.37	$21.75	$-3.46 - $3.16
8	$-4.92	$24.23	$-4.31 - $3.08
9	$-7.85	$26.58	$-5.15 - $3.00
10	$-11.09	$28.80	$-6.00 - $2.92

2. Growth of Hanmi (5 min.)

Is Hanmi growing?

	Current year	Previous year	Grow	Grow %
How rich?	$701.8m	$621.5m	$52.4m	7.8%

How much money is Hanmi making?

	Current year	Previous year	Grow	Grow %
Making money	$20m	$25.2m	-$5.2m	-26.1%
Net Profit Margin	28.3%	37.0%	-	-

How much money comes from the company's main activities?

Quarterly Yearly

3. Financial Health of Hanmi (5 min.)

4. Comparing to competitors in the Banks - Regional industry (5 min.)

Industry Rankings (Banks - Regional)

What can you expect buying and holding a share of Hanmi? (5 min.)

Welcome investor! Hanmi's management wants to use your money to grow the business. In return you get a share of Hanmi.

What can you expect buying and holding a share of Hanmi?

First you should know what it really means to hold a share of Hanmi. And how you can make/lose money.

Speculation

The Price per Share of Hanmi is $15.21. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

The fundamentals: the financial health trends of Hanmi.
The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Hanmi, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $23.19. Based on the TTM, the Book Value Change Per Share is $0.56 per quarter. Based on the YOY, the Book Value Change Per Share is $-0.07 per quarter.
You may receive quarterly/yearly dividend in the form of additional shares.
You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.25 per quarter.

Based on historical numbers we can estimate the returns while holding a share of Hanmi.

How much money are you going to get?

	MRQ		TTM		YOY		5Y		10Y
	$	% of Price per Share	$	% of Price per Share	$	% of Price per Share	$	% of Price per Share	$	% of Price per Share
Usd Eps	0.62	4.0%	0.66	4.3%	0.83	5.5%	0.58	3.8%	0.50	3.3%
Usd Book Value Change Per Share	1.29	8.5%	0.56	3.7%	-0.07	-0.4%	0.26	1.7%	0.26	1.7%
Usd Dividend Per Share	0.25	1.6%	0.25	1.7%	0.24	1.5%	0.20	1.3%	0.18	1.2%
Usd Total Gains Per Share	1.54	10.1%	0.81	5.3%	0.17	1.1%	0.46	3.0%	0.45	2.9%
Usd Price Per Share	19.40	-	17.28	-	23.87	-	18.48	-	22.04	-
Price to Earnings Ratio	7.88	-	6.59	-	7.28	-	13.61	-	14.38	-
Price-to-Total Gains Ratio	12.58	-	42.01	-	-68.77	-	14.50	-	44.52	-
Price to Book Ratio	0.84	-	0.78	-	1.17	-	0.93	-	1.27	-
Price-to-Total Gains Ratio	12.58	-	42.01	-	-68.77	-	14.50	-	44.52	-

When do you get the money?

Usd Investment	$.00
Usd Price Per Share	15.21
Number of shares	65

Gains per Quarter	Trailing 12 Months	5 Year
Usd Dividend Per Share	0.25	0.20
Usd Book Value Change Per Share	0.56	0.26
Usd Total Gains Per Share	0.81	0.46
Gains per Quarter (65 shares)	52.88	29.92
Gains per Year (65 shares)	211.53	119.68

Years	Return on Investment (TTM)			Return on Investment (5Y)
	Dividend	Book Value gain	Total gains	Dividend	Book Value gain	Total gains
Broker costs	-	-	-10	-	-	-10
1	65	146	202	52	68	110
2	131	292	414	104	136	230
3	196	438	626	155	204	350
4	262	584	838	207	272	470
5	327	731	1050	259	340	590
6	392	877	1262	311	408	710
7	458	1023	1474	362	475	830
8	523	1169	1686	414	543	950
9	589	1315	1898	466	611	1070
10	654	1461	2110	518	679	1190

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %

	Trailing 12 Months				3Y				5 Year				10 Year				ALLTIME
				%				%				%				%				%
Earnings Per Share	4.0	0.0	0.0	100.0%	12.0	0.0	0.0	100.0%	20.0	0.0	0.0	100.0%	40.0	0.0	0.0	100.0%	86.0	10.0	0.0	89.6%
Book Value Change Per Share	3.0	1.0	0.0	75.0%	8.0	4.0	0.0	66.7%	12.0	7.0	1.0	60.0%	30.0	9.0	1.0	75.0%	71.0	24.0	1.0	74.0%
Dividend per Share	4.0	0.0	0.0	100.0%	12.0	0.0	0.0	100.0%	20.0	0.0	0.0	100.0%	40.0	0.0	0.0	100.0%	73.0	0.0	23.0	76.0%
Total Gains per Share	4.0	0.0	0.0	100.0%	10.0	2.0	0.0	83.3%	17.0	3.0	0.0	85.0%	37.0	3.0	0.0	92.5%	79.0	17.0	0.0	82.3%

Fundamentals of Hanmi

About Hanmi Financial Corporation

https://www.hanmi.com
Banks - Regional
615
900 Wilshire Boulevard, Los Angeles, CA, United States, 90017
Google Maps Bing Maps

Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. It offers various deposit products, including noninterest-bearing checking accounts, savings accounts, negotiable order of withdrawal accounts, money market accounts, and certificates of deposit. The company also provides real estate loans, such as commercial property, construction, and residential property loans; and commercial and industrial loans, such as commercial term loans and commercial lines of credit; and international finance and trade services and products, such as letters of credit, and import and export financing. In addition, it offers small business administration loans for business purposes, which comprise owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing, as well as equipment lease financing. The company was founded in 1982 and is headquartered in Los Angeles, California.

Fundamental data was last updated by Penke on 2024-04-11 10:29:03.

Financial Health

Profitability Details

	Compared to previous year	Compared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.

Operating Efficiency Details

	Compared to previous year	Compared to industry
The company is operating very efficient.

Liquidity Details

	Compared to previous year	Compared to industry
The company is very able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.

Solvency Details

	Compared to previous year	Compared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details

	Compared to previous year	Compared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is cheap.
Based on how much money comes from the company's main activities, the company is cheap.

1.1. Profitability of Hanmi Financial Corporation.

1.1. Profitability

1.1.1. Net Profit Margin

Measures how much net profit Hanmi earns for each $1 of revenue.

Above 10% is considered healthy but always compare Hanmi to the Banks - Regional industry mean.
A Net Profit Margin of 17.9% means that $0.18 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Hanmi Financial Corporation:

The MRQ is 17.9%. The company is making a huge profit. +2
The TTM is 28.3%. The company is making a huge profit. +2

Trends

Current period		Compared to		+/-
MRQ	17.9%	TTM	28.3%	-10.4%
TTM	28.3%	YOY	37.0%	-8.7%
TTM	28.3%	5Y	27.4%	+0.9%
5Y	27.4%	10Y	28.7%	-1.2%

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	17.9%	18.4%	-0.5%
TTM	28.3%	28.0%	+0.3%
YOY	37.0%	25.2%	+11.8%
5Y	27.4%	22.8%	+4.6%
10Y	28.7%	19.8%	+8.9%

Measures how much net profit Hanmi earns for each $1 of revenue.

Revenue is the amount of profit Hanmi generates before taxes and all other costs. For example, when you buy a cup of coffee it will cost you $3. The company does not earn $3 in profit but also has to pay various costs and taxes to create that cup of coffee. Let's assume the cost of creating a cup of coffee is $1.5.

The $3 you pay for a cup of coffee is called revenue.
The $1.5 that’s left over when all costs to create that cup of coffee (including taxes) are deduced from the revenue is called net profit.

The net profit margin looks at how much net profit Hanmi earns for each $1 in revenue.

How to use net profit margin

Higher profit margin is better (more profit).
Above 10% is considered healthy but always compare Hanmi to the Banks - Regional industry mean.
Can be used to compare companies within the Banks - Regional industry.

You typically want a high profit margin. This means that for each $1 in sales, Hanmi makes more profit. This shows the investor how efficiently Hanmi is operating in general and compared to other companies in the same industry. Hanmi operates in the Banks - Regional industry.

Why do investors use net profit margin in their analysis

It helps investors to determine the efficiency of Hanmi. If profit margins remain low (compared to the Banks - Regional industry mean) and there are no improvements to make in production costs or other areas that might be a warning sign. If profit margins are high that means the company has low overhead costs and is efficiently using its resources to generate profit.

The three steps every investor should look at:

What is the current net profit margin?
The current most recent quarter (MRQ) Net Profit Margin of Hanmi is 0.18. This means that Hanmi earned $0.18 for each $1 in revenue in the most recent quarter.
How does it compare to the industry?
The mean MRQ Net Profit Margin of the Banks - Regional industry is 18.4%.
What is the trend?
The trend is important because it shows you how Hanmi is performing over time. The most recent quarter might be important if Hanmi released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Hanmi up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare Hanmi with other companies in the same industry (Banks - Regional).
Net profit margin should rise over the years.
Can be influenced when Hanmi sells assets (profit will increase while costs remain the same).
It won’t show what part of Hanmi is doing great or needs improvement (it only looks at total revenue and total net income).

How to calculate net profit margin

Net profit margin = net income / total revenue * 100%

Real example of Hanmi

You need the following data to determine net profit margin:

Income statement from the period you want to calculate (for example, MRQ or TTM).

Net income MRQ Hanmi = 18,633
Total revenue MRQ Hanmi = 104,089
$18,633 / $104,089 = 0.18 or 17.9%

Higher is better

The higher the net profit margin, the more efficient the company is generating income. This helps investors to determine how the company is managing money. The net profit margin is an important indicator when diving into the financial health of a company. Overall, you want to see the net profit margin rising over the years. That means the company improved their production and made it more efficient (if possible).

You can use the net profit margin to compare companies within the same industry. If there are two companies where one is much bigger but the smaller one has a higher net profit margin, that means the smaller company is more efficiently using operational costs.

Important: Profit margins can be very different between industries. Companies with assembly lines or transports are much more prone to see shifting in prices for fuel, ingredients and maintenance compared to companies that only provide services. You should never compare net profit margin between different industries.

1.1.2. Return on Assets

Shows how efficient Hanmi is using its assets to generate profit.

Above 5% is considered healthy but always compare Hanmi to the Banks - Regional industry mean.
0.2% Return on Assets means that Hanmi generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Hanmi Financial Corporation:

The MRQ is 0.2%. Using its assets, the company is inefficient in making profit. -1
The TTM is 0.3%. Using its assets, the company is inefficient in making profit. -1

Trends

Current period		Compared to		+/-
MRQ	0.2%	TTM	0.3%	0.0%
TTM	0.3%	YOY	0.4%	-0.1%
TTM	0.3%	5Y	0.3%	+0.0%
5Y	0.3%	10Y	0.3%	0.0%

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	0.2%	0.1%	+0.1%
TTM	0.3%	0.2%	+0.1%
YOY	0.4%	0.2%	+0.2%
5Y	0.3%	0.2%	+0.1%
10Y	0.3%	0.2%	+0.1%

Shows how efficient Hanmi is using its assets to generate profit.

For a farm, a tractor is considered an asset. The tractor helps ploughing the land making it possible to plant and harvest crops. But the tractor might be old and needing maintenance all the time reducing its efficiency. Return on assets indicates how effectively the farm is using the tractor (and other assets that help the core business) to plough the land.

How to use return on assets

Higher is better.
Above 5% is considered healthy but always compare Hanmi to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use return on assets in their analysis

Shows the investor how effectively Hanmi is using its resources to generate profit. If the return on assets (0.2%) from Hanmi are higher than the Banks - Regional mean (0.1%) that means Hanmi is using its resources better than their competitors. If not, that means their competitors are more efficient in using their resources to generate profit.

An investor should always look at:

What is the current return on assets?
The current most recent quarter (MRQ) Return on Assets of Hanmi is 0.2%. This means the company generated $0.00 for each $1 in assets.
How does it compare to the industry?
The mean MRQ Return on Assets of the Banks - Regional industry is 0.1%.
What is the trend?
The trend is important because it shows you how Hanmi is performing over time. The most recent quarter might be important if Hanmi released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Hanmi up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
If a company has many assets changing over time, it’s better to calculate the average assets instead of the total assets.

How to calculate return on assets

Return on assets = net income / total assets * 100%

Real example Hanmi

You need the following data to determine return on assets (ROA):

Income statement
Balance sheet

Net income MRQ (income statement) from Hanmi = 18,633
Total assets MRQ (balance sheet) from Hanmi = 7,570,341
18,633 / 7,570,341 = 0.00 or 0.2%

ROA is an important ratio as it will tell you how effectively Hanmi is using its resources to generate profits. Example:

Bob and Kristin both sell ice cream in the summer. They both have an ice cream truck. The truck Bob owes cost him $20.000 and the truck Kristin owes cost her $1500. Over the summer, Bob earned $2000 and Kristin earned $200. To calculate the return on assets:

Bob: $2000 / $20.000 * 100% = 10%
Kristin: $200 / $1500 * 100% = 13.3%

This tells you Bob’s company is more valuable but Kristin's company is more efficient. Be aware that total assets can change over time. A transportation business will buy and sell trucks or planes all the time. Before using return on assets as a guideline, you have to know what the exact assets are. For a company that has many assets changing over time, it’s better to calculate the average assets instead of the total assets.

1.1.3. Return on Equity

Shows how efficient Hanmi is using its investors money to generate profit.

Above 15%-20% is considered healthy but always compare Hanmi to the Banks - Regional industry mean.
2.7% Return on Equity means Hanmi generated $0.03 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Hanmi Financial Corporation:

The MRQ is 2.7%. Using its investors money, the company is inefficient in making profit. -1
The TTM is 3.0%. Using its investors money, the company is inefficient in making profit. -1

Trends

Current period		Compared to		+/-
MRQ	2.7%	TTM	3.0%	-0.3%
TTM	3.0%	YOY	4.1%	-1.1%
TTM	3.0%	5Y	2.8%	+0.2%
5Y	2.8%	10Y	2.8%	+0.0%

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	2.7%	1.4%	+1.3%
TTM	3.0%	2.5%	+0.5%
YOY	4.1%	2.7%	+1.4%
5Y	2.8%	2.5%	+0.3%
10Y	2.8%	2.8%	0.0%

Shows how efficient Hanmi is using its investors money to generate profit.

A publicly traded company (any company that issues shares to the public) is owned by its shareholders. Return on equity calculates the amount of profit for every $1 the shareholders invested.

How to use return on equity

Higher is better.
Above 15%-20% is considered healthy but always compare Hanmi to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use return on equity in their analysis

To find out the owners/management's attitude toward their company. You typically want the owners/management to invest in the company and focus on generating profit. If not enough profit is generated (compared to the Banks - Regional industry mean), the company might not be investing their money efficiently.

The three steps every investor should look at:

What is the current return on equity?
The current most recent quarter (MRQ) Return on Equity of Hanmi is 2.7%. This means Hanmi generated $0.03 for each $1 the owners (shareholders) invested.
How does it compare to the industry?
The mean MRQ Return on Equity of the Banks - Regional industry is 1.4%.
What is the trend?
The trend is important because it shows you how Hanmi is performing over time. The most recent quarter might be important if Hanmi released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Hanmi up to 10 years back (depending if Hanmi existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Does not include intangible assets (non physical assets like licences, computer software, etc.).
Stockholders equity and shareholders equity refer to the same thing.
Liabilities should not be more than three times return on equity.

How to calculate return on equity

Return on equity = net profit / shareholders equity * 100%

Real example of Hanmi

You need the following data to determine ROE:

Income statement
Balance sheet
Net profit MRQ (income statement) Hanmi = 18,633
Shareholders equity (balance sheet) MRQ Hanmi = 701,891
18,633 / 701,891 = 0.03 or 2.7%

A negative shareholder equity is a warning sign. It means the company has more liabilities than assets. It might also mean that the owners did not invest enough money or they are taking money out of the business.

1.2. Operating Efficiency of Hanmi Financial Corporation.

1.2. Operating Efficiency

1.2.1. Operating Margin

Measures how efficient Hanmi is operating .

Measures how much profit Hanmi makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
Above 15% is considered healthy but always compare Hanmi to the Banks - Regional industry mean.
An Operating Margin of 0.0% means the company generated $0.00 for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Hanmi Financial Corporation:

The MRQ is 0.0%. The data is not here.

Trends

Current period		Compared to		+/-
MRQ	-	TTM	42.9%	-42.9%
TTM	42.9%	YOY	60.7%	-17.8%
TTM	42.9%	5Y	40.9%	+2.0%
5Y	40.9%	10Y	43.8%	-3.0%

Measures how efficient Hanmi is operating .

The more effecient a company creates products or provides services, the more profit it generates.

How to use operating margin

Higher is better
Above 15% is considered healthy but always compare Hanmi to the Banks - Regional industry mean.
Can be very different between industries
Can be used to compare companies

Why do investors use operating margin in their analysis

To determine how much profit Hanmi is making from it’s core business.

The three steps every investor should look at:

What is the current net profit margin?
The current most recent quarter (MRQ) Operating Margin of Hanmi is 0.0%. This means that Hanmi earned $0.00 for each $1 in revenue in the most recent quarter.
How does it compare to the industry?
The mean MRQ Operating Margin of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Hanmi is performing over time. The most recent quarter might be important if Hanmi released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Hanmi up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry
Can be calculated in different ways

How to calculate operating margin

Operating margin = operating earnings / total revenue

Real example of Hanmi

You need the following data to determine operating margin:

Income statement
Operating earnings MRQ Hanmi = 101,500
Total revenue MRQ Hanmi = 104,089
$101,500 / $104,089 = 0.00 or 0.0%

Operating margin is used to calculate how much profit a company makes after variable costs of production but before paying interest and taxes. Some variable costs examples are wages, raw materials, packaging, and transaction fees. The amount of variable costs is different for each company and industry. In general, a higher operating margin is better as this implicates that a company is running efficiently.

For investors, a higher operating margin is a good sign. Although you should always look at operating margin in the long term. If operating margin is fluctuating over the years this might be a sign that things are not running efficiently enough. It’s a way to check how much profit a company is making from its core business.

Operation earnings can be calculated in multiple ways:

Operation earnings = EBIT - non operating income + non operating expense
Operation earnings = Gross profit - operating expense - depreciation and amortisation
Operation earnings = Total revenue - COGS (costs of goods sold) - indirect costs

1.2.2. Operating Ratio

Measures how efficient Hanmi is keeping operating costs low.

Below 1 is considered healthy (always compare to Banks - Regional industry mean).
An Operation Ratio of 0.02 means that the operating costs are $0.02 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Hanmi Financial Corporation:

The MRQ is 0.025. The company is very efficient in keeping operating costs low. +2
The TTM is -0.236.

Trends

Current period		Compared to		+/-
MRQ	0.025	TTM	-0.236	+0.261
TTM	-0.236	YOY	-0.274	+0.038
TTM	-0.236	5Y	0.036	-0.272
5Y	0.036	10Y	0.095	-0.059

Measures how efficient Hanmi is keeping operating costs low.

If the operating ratio is below 1 that means the company is making money. The lower the operating ratio, the more efficient the company.

How to use operating ratio

Lower is better.
Below 1 is considered healthy but always compare Hanmi to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use operating ratio in their analysis

Shows if costs of creating products and or services is increasing or decreasing. The lower the operating ratio, the more efficient the company is creating products and services.

The three steps every investor should look at:

What is the current Operatin ratio?
The current most recent quarter (MRQ) Operating Ratio of Hanmi is 2.5%. This means that Hanmi earned $0.02 for each $1 in net sales in the most recent quarter.
How does it compare to the industry?
The mean MRQ Operating Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Hanmi is performing over time. The most recent quarter might be important if Hanmi released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Hanmi up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
You need COGS to calculate operating ratio which is not always shown in the income statement.
Does not consider debt.

How to calculate operating ratio

Operating ratio = Operating expenses + COGS \ Net sales

Real life example Hanmi

You need the following data to determine operating ratio:

Income statement

COGS is not always specified on the income statement. If so you can use the following calculation:

(cost of revenue + total operating expenses) \ total revenue
(0 +2,589) \ 104,089 = 0.02

The operating ratio measures the efficiency of a company at keeping low costs while generating profits from sales. It compares the total operating expenses to the net amount of sales. The total operating expenses exists of:

COGS (materials, labour, rent of facility, repairs)
Operating expenses (legal fees, marketing, wages, rent, maintenance/repairs)

Operating expenses are all the costs the company makes that are not directly tied to the production of the service or product. Where COGS are costs that are directly tied to the production of a product or service.

Do note that COGS is not always available in the income statement. Some companies include COGS in the operating expenses while others list COGS separately. To make it even more confusing, COGS is also known as “costs of sales” and costs of sales is the same as costs of revenue.

The operating ratio tells you how efficient the company is creating its products or services while keeping prices low. In this case, a lower ratio is better. Higher or rising operating ratios might tell you that costs are rising while sales are not improving or staying the same.

1.3. Liquidity of Hanmi Financial Corporation.

1.3. Liquidity

1.3.1. Current Ratio

Measures if Hanmi is able to pay off Short-term Debt.

Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
A Current Ratio of 0.12 means the company has $0.12 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Hanmi Financial Corporation:

The MRQ is 0.121. The company is unable to pay all its short-term debts. -2
The TTM is 44.441. The company is very able to pay all its short-term debts. +2

Trends

Current period		Compared to		+/-
MRQ	0.121	TTM	44.441	-44.320
TTM	44.441	YOY	98.800	-54.359
TTM	44.441	5Y	384.718	-340.277
5Y	384.718	10Y	336.384	+48.334

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
TTM	44.441	0.124	+44.317
YOY	98.800	0.225	+98.575
5Y	384.718	0.219	+384.499
10Y	336.384	0.131	+336.253

Measures if Hanmi is able to pay off Short-term Debt.

How to use current ratio

Higher is better
Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
Can be very different between industries
Can be used to compare companies

Why do investors use current ratio in their analysis

Shows if the company can pay of short term debts if needed. A company that can't pay off it's short term debts might get in trouble if they have to pay off their short term debts for whatever reason. For example, markets can change due to global events like covid-19 or the war in Ukraine versus Russia. Because debts are always taken based on future income, it might become troublesome for Hanmi if something happens in the market that will cause sales to plummet.

The three steps every investor should look at:

What is the current current Ratio?
The current most recent quarter (MRQ) Current Ratio of Hanmi is 0.12. This means Hanmi has $0.12 in assets for each $1 in short-term debts.
How does it compare to the industry?
The mean MRQ Current Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Hanmi is performing over time. The most recent quarter might be important if Hanmi released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Hanmi up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Might be deluded.
Not all assets can always be quickly sold.
Can be manipulated by increasing or decreasing the assets and/or liabilities.

How to calculate current ratio

Current ratio = current assets \ current liabilities

Real life example Hanmi

You need the following data to determine operating ratio:

Balance sheet
Current ratio = current assets \ current liabilities
361,663 \ 2,997,213) = 0.12

The current ratio measures if Hanmi is able to pay short-term debts (obligations). Short term in this context means all debt obligations that are about to expire within one year. The current ratio incorporates current liabilities and current assets. Current assets are all the assets a company has that are expected to be consumed or sold within standard business operations. You can find the current assets in the balance sheet. They consist of:

Inventory
Accounts receivable
Marketable securities
Prepaid expenses
Cash
Cash equivalents
liquid assets

The current liabilities are short term obligations that are due within one year. These consist of:

Short term debts
Dividends
Income taxes
Short-term debts
Accounts payable
Interest payments

The result shows an investor if Hanmi is able to pay all its short-term debts if they were due all at once. When the result of the above formula is below 1, then Hanmi does not have enough capital after selling all its assets to pay all short-term debts. If the ratio drops far below 1 that might indicate Hanmi is or will be in financial trouble anytime soon.

Although this gives an investor some clues, the current ratio may also be deluded. Because owning assets does not mean the company can easily sell them. Also, Accounts receivable may be quite old (they will probably never pay) which deludes the current ratio. As with all ratios, you should only compare them between the same industries and companies.

1.3.2. Quick Ratio

Measures if Hanmi is able to pay off Short-term Debt but only using the most liquid assets.

Above 1 is considered healthy but always compare Hanmi to the Banks - Regional industry mean.
A Quick Ratio of 0.40 means the company can pay off $0.40 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Hanmi Financial Corporation:

The MRQ is 0.397. The company is just not able to pay all its short-term debts with the most liquid assets. -1
The TTM is 65.324. The company is very able to pay all its short-term debts with the most liquid assets. +2

Trends

Current period		Compared to		+/-
MRQ	0.397	TTM	65.324	-64.927
TTM	65.324	YOY	116.691	-51.367
TTM	65.324	5Y	202.566	-137.242
5Y	202.566	10Y	165.836	+36.731

1.4. Solvency of Hanmi Financial Corporation.

1.3. Liquidity

1.4.1. Debt to Asset Ratio

Measures how much % of Hanmi assets are financed with debt.

Below 1 (100%) is considered healthy but always compare Hanmi to Banks - Regional industry mean.
A Debt to Asset Ratio of 0.91 means that Hanmi assets are financed with 90.7% credit (debt) and the remaining percentage (100% - 90.7%) is financed by its owners/shareholders.

Let's take a look of the Debt to Asset Ratio trends of Hanmi Financial Corporation:

The MRQ is 0.907. The company is just able to pay all its debts by selling its assets.
The TTM is 0.909. The company is just able to pay all its debts by selling its assets.

Trends

Current period		Compared to		+/-
MRQ	0.907	TTM	0.909	-0.002
TTM	0.909	YOY	0.912	-0.003
TTM	0.909	5Y	0.907	+0.002
5Y	0.907	10Y	0.897	+0.010

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	0.907	0.915	-0.008
TTM	0.909	0.917	-0.008
YOY	0.912	0.919	-0.007
5Y	0.907	0.919	-0.012
10Y	0.897	0.927	-0.030

Measures how much % of Hanmi assets are financed with debt.

When there are more debts than assets, that means creditors have a larger stake Hanmi than its shareholders.

How to use debt to asset ratio

Lower is better.
below 1 (100%) is considered healthy but always compare Hanmi to Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use the debt to asset ratio in their analysis

It shows how much debt the company used to finance its assets. If a company is almost entirely financed with debt that means the company might get into serious trouble when emergencies arise like a raise in interest.

The three steps every investor should look at:

What is the current debt to asset ratio?
The current most recent quarter (MRQ) Debt to Asset Ratio of Hanmi is 0.91. This means means that Hanmi is financed with 90.7% credit and the remaining percentage is financed by it's owners (shareholders).
How does it compare to the industry?
The mean MRQ Current Ratio of the Banks - Regional industry is .
What is the trend?
The trend is important because it shows you how Hanmi is performing over time. The most recent quarter might be important if Hanmi released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Hanmi up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry
Some companies can have higher debt to assets ratio's (for example, banks).
Debt to asset ratio should improve over the years.
If the debt to asset ratio is above 1, look at the industry mean and find out why Hanmi has so much debt.

How to calculate debt to asset ratio

Debt to asset ratio = total debt \ total assets

Real life example Hanmi

You need the following data to determine debt to asset ratio:

Balance sheet
Debt to asset ratio = total debt \ total assets
6,868,450 \ 7,570,341 = 90.7% or 0.91.

The debt to total assets ratio shows if the company is owned by creditors or shareholders. Or in other words, the total debt in relation to the total amount of assets. It shows how much debt the company used to finance its assets.

1.4.2. Debt to Equity Ratio

Measures if Hanmi is able to pay off its debts by using shareholders equity.

Below 2 is considered healthy but always compare Hanmi to the Banks - Regional industry mean.
A Debt to Equity ratio of 978.6% means that company has $9.79 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Hanmi Financial Corporation:

The MRQ is 9.786. The company is unable to pay all its debts with equity. -1
The TTM is 10.020. The company is unable to pay all its debts with equity. -1

Trends

Current period		Compared to		+/-
MRQ	9.786	TTM	10.020	-0.234
TTM	10.020	YOY	10.343	-0.323
TTM	10.020	5Y	9.769	+0.251
5Y	9.769	10Y	8.811	+0.958

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
MRQ	9.786	10.829	-1.043
TTM	10.020	11.013	-0.993
YOY	10.343	11.363	-1.020
5Y	9.769	11.437	-1.668
10Y	8.811	13.038	-4.227

Measures if Hanmi is able to pay off its debts by using shareholders equity.

How to use debt to equity ratio

Lower is better.
Below 2 is considered healthy (always use industry average).
Can be very different between industries.
Can be used to compare companies.

Why do investors use the debt to shareholders equity ratio in their analysis

It shows how much debt the company uses to finance their operations. Shareholders equity is whats left over when you subtract total liabilities from total assets. It's another way to meassure how much of Hanmi is financed with debt or own resources.

The three steps every investor should look at:

What is the current debt to equity ratio?
The current most recent quarter (MRQ) quickRatio of Hanmi is 9.79. This means that Hanmi can pay off $9.79 for each $1 in debt.
How does it compare to the industry?
The mean MRQ Quick Ratio of the Banks - Regional industry is 10.83.
What is the trend?
The trend is important because it shows you how Hanmi is performing over time. The most recent quarter might be important if Hanmi released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Hanmi up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Not all debt is equally risky (for example, short term risk is less risky).

How to calculate debt to equity ratio

Debt to equity ratio = total debt \ shareholders equity.

Real life example Hanmi

You need the following data to determine equity ratio:

Balance sheet
Debt to equity ratio = total debt \ shareholders equity
6,868,450 \ 701,891 = 9.79 or 978.6%

Debt to equity measures the total debt versus the total shareholders equity. While the total debts to total assets ratio uses total assets, the debt to equity ratio looks at the total equity of shareholders. Where equity of shareholders are:

Common shares.
Preferred shares.
Retained earnings.

You can find the shareholders' equity in the balance sheet. A ratio between 0,5 and 1,5 is preferred. If the ratio is above 1.5, that would indicate creditors have significantly more stake (debt) in the company than the shareholders. In other words, the company is using a lot of debt to finance their operations.

Not all debt is equally risky. Meaning you can adjust the ratio by including or excluding certain amounts of debt. Short term debts are less risky because they have to be paid back within one year anyway. It’s much easier to plan one year ahead versus five or ten years.

2. Market Valuation of Hanmi Financial Corporation

2.1. Earnings Per Share

2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Hanmi generates.

Above 15 is considered overpriced but always compare Hanmi to the Banks - Regional industry mean.
A PE ratio of 7.88 means the investor is paying $7.88 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Hanmi Financial Corporation:

The EOD is 6.177. Based on the earnings, the company is cheap. +2
The MRQ is 7.878. Based on the earnings, the company is underpriced. +1
The TTM is 6.594. Based on the earnings, the company is cheap. +2

Trends

Current period		Compared to		+/-
EOD	6.177	MRQ	7.878	-1.702
MRQ	7.878	TTM	6.594	+1.284
TTM	6.594	YOY	7.279	-0.684
TTM	6.594	5Y	13.614	-7.020
5Y	13.614	10Y	14.381	-0.767

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
EOD	6.177	7.498	-1.321
MRQ	7.878	6.680	+1.198
TTM	6.594	5.295	+1.299
YOY	7.279	6.943	+0.336
5Y	13.614	9.770	+3.844
10Y	14.381	9.943	+4.438

Measures how much money you pay for each share for every $1 in earnings Hanmi generates.

Indicates if the company’s shares are under or overvalued.

How to use PE ratio

Above 15 is considered overpriced but is hard to determine. Always compare Hanmi to the Banks - Regional industry mean.
Can be very different between industries.
Can be used to compare companies.

Why do investors use PE ratio in their analysis

The PE ratio tells investors the current sentiment in the market for that company. As with every stock, the stock price never shows the real valuation of a company but rather how the market thinks how much the stock is worth.

In other words, the current stock price also incorporates any future earnings or business opportunities in the future. The best example is the stock market crash in 2000. The PE ratio for any internet based company was going through the roof. Only based on the general assumption the internet and all associated businesses would thrive in the future. But this was based on nothing. A business still needs a good product or service to be able to survive. Instead, every investor bought any stock which did something related to the internet. Result: huge market crash.

Many investors were willing to pay premium prices and that was causing the PE ratio to rise. A high PE ratio is a warning sign that investors might be overvaluing a stock based on future earnings.

The three steps every investor should look at:

What is the current PE Ratio?
The current most recent quarter (MRQ) PE Ratio of Hanmi is 7.88. This means the investor is paying $7.88 for every $1 in earnings.
How does it compare to the industry?
The mean MRQ Quick Ratio of the Banks - Regional industry is 6.68.
What is the trend?
The trend is important because it shows you how Hanmi is performing over time. The most recent quarter might be important if Hanmi released a new product or service. And you can use MRQ to see if they performed better vs last year. You can find all the trends for Hanmi up to 10 years back (depending if the company existed 10 years ago) when you exit this learning section.

Things to be aware of

Only compare with other companies in the same industry.
Some industries might have very high or very low PE ratios in general.
PE ratios can be high for several years, it does not mean a sudden collapse is imminent.
Earnings growth is not included in the PE ratio.

How to calculate PE ratio

PE ratio = market value per share \ earnings per share

Real life example Hanmi

You need the following data to determine the PE ratio:

Balance sheet
Income statement

The PE ratio is a very commonly used ratio to determine the value of a company by comparing the current stock price relative to its earnings per share (EPS). Before we can calculate the PE ratio we need to know the EPS. EPS is calculated as follows:

EPS = (net profit - preferred dividends) \ end of period outstanding shares*
Net profit = revenue - expenses
0 \ 30,251 = EPS
PE ratio MRQ = 7.88

* The net profit minus preferred dividends can be found in the incomestatement as netIncomeApplicableToCommonShares.

The PE value helps investors to determine if the current stock price is under or overvalued. It also projects future growth.

In general, a higher PE ratio means that investors predict higher future growth. If the PE ratio is too high, then investors expect way too much future growth the company can never fulfil. This is most likely to happen in faster moving companies like tech companies or automobile companies like Tesla. These are hot and booming markets where investors expect much future growth driven by new technology (electric cars). When looking at the current MRQ (most recent quarter) PE ratio of Tesla ( jan. 2021) it's about 247 while the average in the industry is only 6. That might be a clue that Tesla is trading for way too high prices compared to their current assets and is more based on future growth.

2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Hanmi Financial Corporation:

The EOD is 21.083. Based on how much money comes from the company's main activities, the company is underpriced. +1
The MRQ is 26.891. Based on how much money comes from the company's main activities, the company is underpriced. +1
The TTM is 9.575. Based on how much money comes from the company's main activities, the company is cheap. +2

Trends

Current period		Compared to		+/-
EOD	21.083	MRQ	26.891	-5.808
MRQ	26.891	TTM	9.575	+17.316
TTM	9.575	YOY	5.746	+3.829
TTM	9.575	5Y	5.198	+4.377
5Y	5.198	10Y	19.482	-14.283

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
EOD	21.083	-2.096	+23.179
MRQ	26.891	-1.868	+28.759
TTM	9.575	-0.342	+9.917
YOY	5.746	6.448	-0.702
5Y	5.198	0.429	+4.769
10Y	19.482	0.091	+19.391

2. Book Value per Share

2.3. Price to Book Ratio

Measures if the stock price of Hanmi is to cheap or to expensive compared to its book value.

At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
A PB ratio of 0.84 means the investor is paying $0.84 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Hanmi Financial Corporation:

The EOD is 0.656. Based on the equity, the company is cheap. +2
The MRQ is 0.837. Based on the equity, the company is cheap. +2
The TTM is 0.777. Based on the equity, the company is cheap. +2

Trends

Current period		Compared to		+/-
EOD	0.656	MRQ	0.837	-0.181
MRQ	0.837	TTM	0.777	+0.059
TTM	0.777	YOY	1.168	-0.390
TTM	0.777	5Y	0.927	-0.150
5Y	0.927	10Y	1.267	-0.340

Compared to industry (Banks - Regional)

Period	Company	Industry (mean)	+/-
EOD	0.656	0.433	+0.223
MRQ	0.837	0.386	+0.451
TTM	0.777	0.470	+0.307
YOY	1.168	0.642	+0.526
5Y	0.927	0.795	+0.132
10Y	1.267	1.025	+0.242

2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Hanmi Financial Corporation.

3.1. Institutions holding Hanmi Financial Corporation

Institutions are holding 90.598% of the shares of Hanmi Financial Corporation.

Date	Name	Total Shares	Total Assets	Current Shares	Change	%
2023-12-31	BlackRock Inc	14.461	0.0022	4376934	-169607	-3.7305
2023-12-31	Vanguard Group Inc	7.259	0.0009	2197094	99701	4.7536
2023-12-31	Dimensional Fund Advisors, Inc.	6.837	0.0117	2069367	-35084	-1.6671
2023-12-31	FMR Inc	6.2556	0.0028	1893376	-161508	-7.8597
2023-12-31	State Street Corporation	5.2524	0.0015	1589758	122055	8.3161
2023-12-31	Goldman Sachs Group Inc	3.8508	0.002	1165532	561668	93.0123
2023-12-31	LSV Asset Management	3.8403	0.0492	1162347	-46900	-3.8784
2023-12-31	Charles Schwab Investment Management Inc	2.9947	0.0045	906395	4756	0.5275
2023-12-31	Geode Capital Management, LLC	2.3207	0.0014	702423	27588	4.0881
2023-12-31	Hotchkis & Wiley Capital Management LLC	2.0661	0.0432	625359	-17500	-2.7222
2023-12-31	Millennium Management LLC	1.901	0.0048	575373	209648	57.3239
2023-12-31	AQR Capital Management LLC	1.7826	0.0197	539527	150652	38.7405
2023-12-31	Morgan Stanley - Brokerage Accounts	1.7597	0.0009	532615	141026	36.0138
2023-12-31	Royce & Associates, LP	1.6801	0.0911	508514	76714	17.7661
2023-12-31	Bank of New York Mellon Corp	1.5053	0.0018	455618	-67049	-12.8282
2023-12-31	Bridgeway Capital Management, LLC	1.3786	0.1736	417271	5352	1.2993
2023-12-31	American Century Companies Inc	1.375	0.0056	416172	57254	15.9518
2023-12-31	Stieven Capital Advisors, L.p.	1.3439	1.6942	406755	0	0
2023-12-31	Northern Trust Corp	1.1613	0.0012	351477	14962	4.4462
2023-12-31	Ameriprise Financial Inc	0.8164	0.0014	247112	10074	4.25
Total		69.8415	2.1137	21139019	+983802	+4.7%

3.2. Funds holding Hanmi Financial Corporation

Date	Name	Total Shares	Total Assets	Current Shares	Change	%
2024-03-28	iShares Core S&P Small-Cap ETF	6.732	0.0404	2037589	0	0
2024-02-29	Vanguard Total Stock Mkt Idx Inv	3.1529	0.0009	954296	-14300	-1.4764
2023-12-31	FIAM Small Cap Core Composite	3.0931	0.4652	936187	-187761	-16.7055
2024-01-31	FIAM Small Cap Core CIT Cl B	2.3003	0.3077	696248	-239939	-25.6294
2024-03-28	iShares Russell 2000 ETF	2.1363	0.0157	646586	0	0
2024-02-29	Vanguard Institutional Extnd Mkt Idx Tr	1.5484	0.0069	468664	-5642	-1.1895
2024-02-29	DFA US Small Cap Value I	1.4853	0.0442	449556	10694	2.4368
2024-03-29	Avantis US Small Cap Value ETF	1.3929	0.0619	421603	0	0
2024-02-29	Strategic Advisers Fidelity US TtlStk	1.3929	0.006	421590	-47370	-10.1011
2024-03-28	iShares S&P Small-Cap 600 Value ETF	1.2307	0.0821	372503	-4685	-1.2421
2024-03-28	SPDR® S&P Regional Banking ETF	1.2136	0.1959	367330	1860	0.5089
2024-01-31	Fidelity Small Cap Index	1.0256	0.021	310410	0	0
2024-02-29	DFA US Targeted Value I	1.0173	0.0361	307893	0	0
2024-03-28	iShares Russell 2000 Value ETF	0.9407	0.0362	284727	0	0
2024-03-28	SPDR® Portfolio S&P 600 Sm Cap ETF	0.8745	0.0401	264672	275	0.104
2023-12-31	Bridgeway Small Cap Value	0.8696	0.8887	263200	0	0
2023-12-31	Bridgeway Small-Cap Value	0.8696	0.8801	263200	0	0
2024-02-29	Vanguard Tax-Managed Small Cap Adm	0.7845	0.0404	237444	0	0
2024-02-29	DFA US Small Cap I	0.7146	0.0211	216280	0	0
2024-02-29	Hotchkis & Wiley Sm Cp Divers Val I	0.7122	0.3962	215567	24500	12.8227
Total		33.487	3.5868	10135545	-462368	-4.6%

3.3. Insider Transactions

Insiders are holding 1.522% of the shares of Hanmi Financial Corporation.

Date	Owner	Type	Amount	Price	Post Transaction Amount	Link
2023-10-27	Romolo Santarosa	BUY	1000	14.23
2023-05-04	Harry Chung	BUY	3000	14.06

4. Summary

4.1. Key Performance Indicators

The key performance indicators of Hanmi Financial Corporation compared to the Most Recent Quarter (MRQ).

	End of day	+/-	Most Recent Quarter	Trailing 12 Months	+/-	Year-Over-Year	+/-	5 Year	+/-	10 Year	+/-
Book Value Change Per Share	-	-	1.292	0.562	+130%	-0.068	+105%	0.261	+394%	0.265	+388%
Book Value Per Share	-	-	23.190	22.212	+4%	20.440	+13%	19.897	+17%	17.919	+29%
Current Ratio	-	-	0.121	44.441	-100%	98.800	-100%	384.718	-100%	336.384	-100%
Debt To Asset Ratio	-	-	0.907	0.909	0%	0.912	0%	0.907	+0%	0.897	+1%
Debt To Equity Ratio	-	-	9.786	10.020	-2%	10.343	-5%	9.769	+0%	8.811	+11%
Dividend Per Share	-	-	0.251	0.252	0%	0.235	+7%	0.199	+26%	0.183	+37%
Eps	-	-	0.616	0.658	-6%	0.832	-26%	0.583	+6%	0.504	+22%
Free Cash Flow Per Share	-	-	0.180	0.862	-79%	1.195	-85%	0.757	-76%	0.611	-71%
Free Cash Flow To Equity Per Share	-	-	5.951	1.296	+359%	5.120	+16%	3.396	+75%	2.708	+120%
Gross Profit Margin	-	-	0.947	0.961	-1%	0.964	-2%	0.899	+5%	0.914	+4%
Intrinsic Value_10Y_max	-	-	28.801	-	-	-	-	-	-	-	-
Intrinsic Value_10Y_min	-	-	-11.088	-	-	-	-	-	-	-	-
Intrinsic Value_1Y_max	-	-	3.621	-	-	-	-	-	-	-	-
Intrinsic Value_1Y_min	-	-	1.854	-	-	-	-	-	-	-	-
Intrinsic Value_3Y_max	-	-	10.320	-	-	-	-	-	-	-	-
Intrinsic Value_3Y_min	-	-	3.035	-	-	-	-	-	-	-	-
Intrinsic Value_5Y_max	-	-	16.344	-	-	-	-	-	-	-	-
Intrinsic Value_5Y_min	-	-	1.428	-	-	-	-	-	-	-	-
Market Cap	460362591.000	-28%	587181740.000	524403127.335	+12%	725821122.083	-19%	563286248.810	+4%	692288089.570	-15%
Net Profit Margin	-	-	0.179	0.283	-37%	0.370	-52%	0.274	-35%	0.287	-38%
Operating Margin	-	-	-	0.429	-100%	0.607	-100%	0.409	-100%	0.438	-100%
Operating Ratio	-	-	0.025	-0.236	+1047%	-0.274	+1200%	0.036	-31%	0.095	-74%
Pb Ratio	0.656	-28%	0.837	0.777	+8%	1.168	-28%	0.927	-10%	1.267	-34%
Pe Ratio	6.177	-28%	7.878	6.594	+19%	7.279	+8%	13.614	-42%	14.381	-45%
Price Per Share	15.210	-28%	19.400	17.283	+12%	23.870	-19%	18.478	+5%	22.044	-12%
Price To Free Cash Flow Ratio	21.083	-28%	26.891	9.575	+181%	5.746	+368%	5.198	+417%	19.482	+38%
Price To Total Gains Ratio	9.860	-28%	12.577	42.012	-70%	-68.775	+647%	14.497	-13%	44.523	-72%
Quick Ratio	-	-	0.397	65.324	-99%	116.691	-100%	202.566	-100%	165.836	-100%
Return On Assets	-	-	0.002	0.003	-9%	0.004	-31%	0.003	-3%	0.003	-13%
Return On Equity	-	-	0.027	0.030	-11%	0.041	-35%	0.028	-5%	0.028	-4%
Total Gains Per Share	-	-	1.543	0.814	+90%	0.167	+823%	0.460	+235%	0.447	+245%
Usd Book Value	-	-	701891000.000	673993750.000	+4%	621539000.000	+13%	606325900.000	+16%	558542850.000	+26%
Usd Book Value Change Per Share	-	-	1.292	0.562	+130%	-0.068	+105%	0.261	+394%	0.265	+388%
Usd Book Value Per Share	-	-	23.190	22.212	+4%	20.440	+13%	19.897	+17%	17.919	+29%
Usd Dividend Per Share	-	-	0.251	0.252	0%	0.235	+7%	0.199	+26%	0.183	+37%
Usd Eps	-	-	0.616	0.658	-6%	0.832	-26%	0.583	+6%	0.504	+22%
Usd Free Cash Flow	-	-	5459000.000	26184000.000	-79%	36345500.000	-85%	23056050.000	-76%	18990750.000	-71%
Usd Free Cash Flow Per Share	-	-	0.180	0.862	-79%	1.195	-85%	0.757	-76%	0.611	-71%
Usd Free Cash Flow To Equity Per Share	-	-	5.951	1.296	+359%	5.120	+16%	3.396	+75%	2.708	+120%
Usd Market Cap	460362591.000	-28%	587181740.000	524403127.335	+12%	725821122.083	-19%	563286248.810	+4%	692288089.570	-15%
Usd Price Per Share	15.210	-28%	19.400	17.283	+12%	23.870	-19%	18.478	+5%	22.044	-12%
Usd Profit	-	-	18633000.000	20010000.000	-7%	25239000.000	-26%	17215550.000	+8%	15603100.000	+19%
Usd Revenue	-	-	104089000.000	74443750.000	+40%	67962000.000	+53%	61467000.000	+69%	54572875.000	+91%
Usd Total Gains Per Share	-	-	1.543	0.814	+90%	0.167	+823%	0.460	+235%	0.447	+245%
	EOD	+4 -4	MRQ	TTM	+15 -21	YOY	+17 -19	5Y	+22 -14	10Y	+20 -16

4.2. Fundamental Score

Let's check the fundamental score of Hanmi Financial Corporation based on Penke's default stock scanner.

Penke's Stock Scanner

Indicator	Condition		Value
Price to Earnings Ratio (EOD)	Between	0-15	6.177
Price to Book Ratio (EOD)	Between	0-1	0.656
Net Profit Margin (MRQ)	Greater than	0	0.179
Operating Margin (MRQ)	Greater than	0	0.000
Quick Ratio (MRQ)	Greater than	1	0.397
Current Ratio (MRQ)	Greater than	1	0.121
Debt to Asset Ratio (MRQ)	Less than	1	0.907
Debt to Equity Ratio (MRQ)	Less than	1	9.786
Return on Equity (MRQ)	Greater than	0.15	0.027
Return on Assets (MRQ)	Greater than	0.05	0.002
Total			4/10 (40.0%)

Create your own Stock Scanner

Investing is personal. The best investors buy stocks based on their own analysis. Create your personal Stock Scanner with the key performance indicators that are important to you.
Create your own Stock Scanner

4.3. Technical Score

Let's check the technical score of Hanmi Financial Corporation based on Penke's default Symbol scanner.

Penke's Symbol Scanner

Indicator	Condition		Value
Rsi	Greater than	50	51.475
Ma 20	Greater than	Ma 50	15.157
Ma 50	Greater than	Ma 100	15.205
Ma 100	Greater than	Ma 200	16.511
Open	Greater than	Close	15.220
Total			3/5 (60.0%)

Create your own Symbol Scanner

Trading is personal. The best traders buy and sell based on their own technical analysis. Create your personal Symbol Scanner with the technical indicators that are important to you.
Create your own Symbol Scanner

Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

	2022-12-31		2023-03-31		2023-06-30		2023-09-30		2023-12-31
Other Current Liabilities	-300,000	0	-300,000	265,379	-34,621	-15,665	-50,286	2,791,354	2,741,068
Long-term Assets Other	-887,913	-24,606	-912,519	41,858	-870,661	21,581	-849,080	952,346	103,266
Cash and Short Term Investments	1,206,259	58,643	1,264,902	-83,345	1,181,557	-75,309	1,106,248	-1,408,572	-302,324
Net Working Capital	1,811,792	51,818	1,863,610	-112,105	1,751,505	-82,176	1,669,329	-4,304,879	-2,635,550

Latest Balance Sheet

Balance Sheet of 2023-12-31. Currency in USD. All numbers in thousands.

Summary

Total Assets	7,570,341
Total Liabilities	6,868,450
Total Stockholder Equity	701,891

	As reported
Total Liabilities	6,868,450
Total Stockholder Equity	+ 701,891
Total Assets	= 7,570,341

Assets

Total Assets	7,570,341
Total Current Assets	361,663
Long-term Assets	7,208,678

Total Current Assets

Total Current Assets (as reported)	361,663
Cash And Cash Equivalents	302,324
Short-term Investments	865,739
Net Receivables	627,106
Inventory	-324,782
Total Current Assets (calculated)	1,470,387
+/-	1,108,724

Long-term Assets

Long-term Assets (as reported)	7,208,678
Property Plant Equipment	64,359
Goodwill	11,099
Long Term Investments	865,739
Intangible Assets	68
Long-term Assets Other	103,266
Long-term Assets (calculated)	1,044,531
+/-	6,164,147

Liabilities & Shareholders' Equity

Total Current Liabilities	2,997,213
Long-term Liabilities	3,871,237
Total Stockholder Equity	701,891

Total Current Liabilities

Total Current Liabilities (as reported)	2,997,213
Short-term Debt	256,145
Short Long Term Debt	250,000
Accounts payable	39,306
Other Current Liabilities	2,741,068
Total Current Liabilities (calculated)	3,286,519
+/-	289,306

Long-term Liabilities

Long-term Liabilities (as reported)	3,871,237
Long term Debt	205,012
Long-term Liabilities (calculated)	205,012
+/-	3,666,225

Total Stockholder Equity

Total Stockholder Equity (as reported)	701,891
Common Stock	34
Retained Earnings	319,048
Accumulated Other Comprehensive Income	-71,928
Other Stockholders Equity	454,737
Total Stockholder Equity (calculated)	701,891
+/-	0

Other

Capital Stock	34
Cash and Short Term Investments	-302,324
Common Stock Shares Outstanding	30,251
Current Deferred Revenue	-39,306
Liabilities and Stockholders Equity	7,570,341
Net Debt	199,090
Net Invested Capital	1,156,903
Net Working Capital	-2,635,550
Property Plant and Equipment Gross	66,942
Short Long Term Debt Total	501,414

Balance Sheet

Currency in USD. All numbers in thousands.

Trend

2023-12-31

2023-09-30

2023-06-30

2023-03-31

2022-12-31

2022-09-30

2022-06-30

2022-03-31

2021-12-31

2021-09-30

2021-06-30

2021-03-31

2020-12-31

2020-09-30

2020-06-30

2020-03-31

2019-12-31

2019-09-30

2019-06-30

2019-03-31

2018-12-31

2018-09-30

2018-06-30

2018-03-31

2017-12-31

2017-09-30

2017-06-30

2017-03-31

2016-12-31

2016-09-30

2016-06-30

2016-03-31

2015-12-31

2015-09-30

2015-06-30

2015-03-31

2014-12-31

2014-09-30

2014-06-30

2014-03-31

2013-12-31

2013-09-30

2013-06-30

2013-03-31

2012-12-31

2012-09-30

2012-06-30

2012-03-31

2011-12-31

2011-09-30

2011-06-30

2011-03-31

2010-12-31

2010-09-30

2010-06-30

2010-03-31

2009-12-31

2009-09-30

2009-06-30

2009-03-31

2008-12-31

2008-09-30

2008-06-30

2008-03-31

2007-12-31

2007-09-30

2007-06-30

2007-03-31

2006-12-31

2006-09-30

2006-06-30

2006-03-31

2005-12-31

2005-09-30

2005-06-30

2005-03-31

2004-12-31

2004-09-30

2004-06-30

2004-03-31

2003-12-31

2003-09-30

2003-06-30

2003-03-31

2002-12-31

2002-09-30

2002-06-30

2002-03-31

2001-12-31

2001-09-30

2001-06-30

2001-03-31

2000-12-31

2000-09-30

2000-06-30

2000-03-31

> Total Assets

813,733
877,840
946,339
1,034,610
1,069,684
1,114,491
1,139,065
1,158,760
1,221,602
1,292,758
1,425,178
1,456,298
1,551,835
1,648,863
1,734,668
1,785,754
1,760,805
3,096,706
3,089,898
3,104,188
3,139,359
3,251,792
3,368,388
3,414,252
3,514,984
3,624,305
3,739,811
3,725,243
3,777,584
3,870,897
4,011,615
3,983,746
3,940,395
3,845,107
3,765,991
3,875,816
3,892,895
3,870,851
3,457,490
3,162,706
3,018,301
2,914,950
2,968,505
2,907,148
2,879,666
2,710,835
2,686,570
2,744,824
2,771,471
2,846,652
2,841,857
2,882,520
2,792,423
2,773,414
2,845,137
3,055,539
3,096,613
3,094,775
4,228,332
4,232,443
4,083,887
3,970,770
4,214,241
4,234,521
4,310,748
4,441,333
4,402,180
4,701,346
4,811,821
4,973,346
5,111,396
5,210,485
5,305,641
5,415,202
5,487,042
5,502,219
5,571,068
5,511,752
5,511,752
5,538,184
5,617,690
6,218,163
6,106,782
6,201,888
6,438,401
6,578,856
6,776,533
6,858,587
6,737,052
6,955,968
7,128,511
7,378,262
7,434,130
7,344,924
7,350,140
7,570,341

7,570,341

7,350,140

7,344,924

7,434,130

7,378,262

7,128,511

6,955,968

6,737,052

6,858,587

6,776,533

6,578,856

6,438,401

6,201,888

6,106,782

6,218,163

5,617,690

5,538,184

5,511,752

5,571,068

5,502,219

5,487,042

5,415,202

5,305,641

5,210,485

5,111,396

4,973,346

4,811,821

4,701,346

4,402,180

4,441,333

4,310,748

4,234,521

4,214,241

3,970,770

4,083,887

4,232,443

4,228,332

3,094,775

3,096,613

3,055,539

2,845,137

2,773,414

2,792,423

2,882,520

2,841,857

2,846,652

2,771,471

2,744,824

2,686,570

2,710,835

2,879,666

2,907,148

2,968,505

2,914,950

3,018,301

3,162,706

3,457,490

3,870,851

3,892,895

3,875,816

3,765,991

3,845,107

3,940,395

3,983,746

4,011,615

3,870,897

3,777,584

3,725,243

3,739,811

3,624,305

3,514,984

3,414,252

3,368,388

3,251,792

3,139,359

3,104,188

3,089,898

3,096,706

1,760,805

1,785,754

1,734,668

1,648,863

1,551,835

1,456,298

1,425,178

1,292,758

1,221,602

1,158,760

1,139,065

1,114,491

1,069,684

1,034,610

946,339

877,840

813,733

> Total Current Assets

59,931
865,635
934,363
1,025,488
64,807
61,060
56,821
81,206
63,950
57,814
1,415,640
1,166,346
440,354
1,514,901
1,278,017
1,360,660
1,388,221
2,395,610
2,408,793
2,444,405
2,474,296
2,600,306
2,727,578
2,731,807
2,846,411
2,978,836
3,101,745
3,099,631
3,157,463
3,267,836
3,415,954
3,494,145
3,482,303
3,555,823
3,513,397
3,651,888
3,703,693
3,628,080
3,228,551
3,007,378
2,882,779
2,696,402
2,616,175
2,473,353
2,321,292
2,301,096
2,252,581
2,285,084
2,338,428
2,457,039
2,414,859
2,414,975
2,356,434
2,356,883
2,446,663
2,509,221
2,560,895
2,936,924
3,066,342
3,138,734
3,193,032
3,209,541
3,513,249
3,504,690
3,603,985
3,773,769
3,824,081
4,142,795
4,222,664
4,361,919
4,473,680
4,592,482
4,696,371
4,810,986
4,873,981
4,887,377
4,909,067
130,851
4,833,031
4,865,764
4,957,302
5,524,038
5,343,548
5,410,064
5,620,331
5,679,008
5,832,505
5,911,614
1,753,834
1,690,731
6,850,073
1,819,584
1,884,122
1,786,126
1,719,615
361,663

361,663

1,719,615

1,786,126

1,884,122

1,819,584

6,850,073

1,690,731

1,753,834

5,911,614

5,832,505

5,679,008

5,620,331

5,410,064

5,343,548

5,524,038

4,957,302

4,865,764

4,833,031

130,851

4,909,067

4,887,377

4,873,981

4,810,986

4,696,371

4,592,482

4,473,680

4,361,919

4,222,664

4,142,795

3,824,081

3,773,769

3,603,985

3,504,690

3,513,249

3,209,541

3,193,032

3,138,734

3,066,342

2,936,924

2,560,895

2,509,221

2,446,663

2,356,883

2,356,434

2,414,975

2,414,859

2,457,039

2,338,428

2,285,084

2,252,581

2,301,096

2,321,292

2,473,353

2,616,175

2,696,402

2,882,779

3,007,378

3,228,551

3,628,080

3,703,693

3,651,888

3,513,397

3,555,823

3,482,303

3,494,145

3,415,954

3,267,836

3,157,463

3,099,631

3,101,745

2,978,836

2,846,411

2,731,807

2,727,578

2,600,306

2,474,296

2,444,405

2,408,793

2,395,610

1,388,221

1,360,660

1,278,017

1,514,901

440,354

1,166,346

1,415,640

57,814

63,950

81,206

56,821

61,060

64,807

1,025,488

934,363

865,635

59,931

Cash And Cash Equivalents

55,122
65,039
63,528
176,107
64,807
66,060
56,821
81,206
63,950
57,814
72,833
67,772
56,865
60,053
53,314
62,595
50,707
83,528
77,964
55,164
81,841
96,850
112,233
103,477
97,780
110,271
97,609
97,501
93,174
98,020
103,789
105,898
101,306
110,222
81,640
85,188
230,950
382,826
213,334
154,110
199,217
250,745
282,298
219,720
150,861
198,923
228,862
181,683
160,242
271,405
289,428
268,047
145,299
77,860
193,854
179,357
204,384
123,782
197,016
158,320
182,054
153,231
235,342
164,364
137,464
156,632
130,197
147,235
138,592
138,507
138,139
153,826
151,611
136,474
159,617
155,376
169,830
130,851
130,851
121,678
290,546
546,048
359,755
391,849
646,445
697,789
824,347
608,965
312,491
217,237
275,159
352,421
386,201
344,907
289,006
302,324

302,324

289,006

344,907

386,201

352,421

275,159

217,237

312,491

608,965

824,347

697,789

646,445

391,849

359,755

546,048

290,546

121,678

130,851

169,830

155,376

159,617

136,474

151,611

153,826

138,139

138,507

138,592

147,235

130,197

156,632

137,464

164,364

235,342

153,231

182,054

158,320

197,016

123,782

204,384

179,357

193,854

77,860

145,299

268,047

289,428

271,405

160,242

181,683

228,862

198,923

150,861

219,720

282,298

250,745

199,217

154,110

213,334

382,826

230,950

85,188

81,640

110,222

101,306

105,898

103,789

98,020

93,174

97,501

97,609

110,271

97,780

103,477

112,233

96,850

81,841

55,164

77,964

83,528

50,707

62,595

53,314

60,053

56,865

67,772

72,833

57,814

63,950

81,206

56,821

66,060

64,807

176,107

63,528

65,039

55,122

Short-term Investments

0
0
0
52,700
21,372
19,098
228,018
19,200
194,793
179,204
289,683
272,006
377,618
365,350
1,446
0
361,175
458,459
439,033
72,000
422,808
410,778
397,219
60,000
429,845
409,018
397,981
41,000
380,279
363,778
356,671
16,500
322,702
261,675
221,551
130,000
163,518
886
876
98,847
113,369
190,238
324,578
188,737
538,356
390,212
363,060
381,862
355,837
319,154
410,210
451,060
419,903
400,815
383,057
530,926
520,990
505,977
1,128,624
1,060,717
858,064
728,683
669,340
698,296
675,032
636,275
548,961
516,964
548,010
571,846
598,440
578,804
570,351
565,529
572,236
574,908
621,470
639,995
639,995
634,477
622,206
655,971
723,601
753,781
780,114
862,119
906,996
910,790
876,980
860,221
830,151
853,838
878,701
836,650
817,242
865,739

865,739

817,242

836,650

878,701

853,838

830,151

860,221

876,980

910,790

906,996

862,119

780,114

753,781

723,601

655,971

622,206

634,477

639,995

621,470

574,908

572,236

565,529

570,351

578,804

598,440

571,846

548,010

516,964

548,961

636,275

675,032

698,296

669,340

728,683

858,064

1,060,717

1,128,624

505,977

520,990

530,926

383,057

400,815

419,903

451,060

410,210

319,154

355,837

381,862

363,060

390,212

538,356

188,737

324,578

190,238

113,369

98,847

876

886

163,518

130,000

221,551

261,675

322,702

16,500

356,671

363,778

380,279

41,000

397,981

409,018

429,845

60,000

397,219

410,778

422,808

72,000

439,033

458,459

361,175

1,446

365,350

377,618

272,006

289,683

179,204

194,793

19,200

228,018

19,098

21,372

52,700

Net Receivables

4,809
5,591
6,651
6,852
6,786
6,772
5,982
5,408
5,296
5,328
5,441
5,533
5,871
5,710
6,794
6,686
6,590
9,930
10,002
10,029
11,432
12,105
12,157
14,120
14,398
14,899
16,190
16,919
16,739
17,313
17,619
17,500
15,417
13,155
13,801
12,347
11,702
44,533
48,156
66,046
70,620
18,571
19,005
17,236
18,789
18,329
17,012
16,902
19,470
7,168
19,156
16,611
64,610
71,224
68,704
70,591
59,985
60,910
82,210
23,970
95,716
90,952
79,569
66,675
67,082
62,713
60,305
302,328
310,414
318,978
330,579
348,335
334,231
363,518
393,101
412,189
438,927
12,946
12,946
495,621
504,063
484,183
454,740
439,627
424,368
446,016
471,085
499,275
512,424
551,402
580,779
613,325
619,220
604,569
613,367
627,106

627,106

613,367

604,569

619,220

613,325

580,779

551,402

512,424

499,275

471,085

446,016

424,368

439,627

454,740

484,183

504,063

495,621

12,946

438,927

412,189

393,101

363,518

334,231

348,335

330,579

318,978

310,414

302,328

60,305

62,713

67,082

66,675

79,569

90,952

95,716

23,970

82,210

60,910

59,985

70,591

68,704

71,224

64,610

16,611

19,156

7,168

19,470

16,902

17,012

18,329

18,789

17,236

19,005

18,571

70,620

66,046

48,156

44,533

11,702

12,347

13,801

13,155

15,417

17,500

17,619

17,313

16,739

16,919

16,190

14,899

14,398

14,120

12,157

12,105

11,432

10,029

10,002

9,930

6,590

6,686

6,794

5,710

5,871

5,533

5,441

5,328

5,296

5,408

5,982

6,772

6,786

6,852

6,651

5,591

4,809

Other Current Assets

0
795,005
864,184
842,530
-6,786
-11,772
0
-5,408
-5,296
-5,328
1,337,366
1,093,041
0
0
1,217,909
1,291,379
1,330,924
2,302,152
2,320,827
2,379,212
2,381,023
2,491,351
2,603,188
2,614,210
2,734,233
2,853,666
2,987,946
2,985,211
3,047,550
3,152,503
3,294,546
3,370,747
3,365,580
3,432,446
3,417,956
3,554,353
3,461,041
3,200,721
2,967,061
2,787,222
2,614,856
2,447,086
2,314,872
2,236,397
2,152,447
2,085,473
2,007,306
2,086,499
2,170,217
2,164,514
2,106,275
1,679,257
1,726,622
1,806,984
1,801,048
1,780,114
1,775,187
0
1,658,492
1,895,727
2,057,198
2,236,675
2,528,998
2,627,450
2,724,407
2,918,149
3,084,618
3,465,894
3,485,239
3,590,113
3,678,793
3,841,258
3,961,658
4,096,043
4,128,482
4,135,448
4,104,370
19,824
4,049,239
4,097,867
3,993,569
3,794,550
4,195,123
3,799,243
3,740,982
3,631,876
3,604,377
3,892,584
28,088
294,443
5,163,984
423,327
445,021
408,306
359,263
361,663

361,663

359,263

408,306

445,021

423,327

5,163,984

294,443

28,088

3,892,584

3,604,377

3,631,876

3,740,982

3,799,243

4,195,123

3,794,550

3,993,569

4,097,867

4,049,239

19,824

4,104,370

4,135,448

4,128,482

4,096,043

3,961,658

3,841,258

3,678,793

3,590,113

3,485,239

3,465,894

3,084,618

2,918,149

2,724,407

2,627,450

2,528,998

2,236,675

2,057,198

1,895,727

1,658,492

1,775,187

1,780,114

1,801,048

1,806,984

1,726,622

1,679,257

2,106,275

2,164,514

2,170,217

2,086,499

2,007,306

2,085,473

2,152,447

2,236,397

2,314,872

2,447,086

2,614,856

2,787,222

2,967,061

3,200,721

3,461,041

3,554,353

3,417,956

3,432,446

3,365,580

3,370,747

3,294,546

3,152,503

3,047,550

2,985,211

2,987,946

2,853,666

2,734,233

2,614,210

2,603,188

2,491,351

2,381,023

2,379,212

2,320,827

2,302,152

1,330,924

1,291,379

1,217,909

1,093,041

1,337,366

-5,328

-5,296

-5,408

-11,772

-6,786

842,530

864,184

795,005

> Long-term Assets

161,096
12,205
11,976
9,122
2,370
2,308
2,246
1,077,554
2,184
2,164
9,538
289,952
13,076
12,530
456,651
425,094
372,584
701,096
681,105
659,783
665,063
651,486
640,810
682,445
668,573
645,469
638,066
625,612
620,121
603,061
595,661
489,601
458,092
289,284
252,594
223,928
189,202
242,771
228,939
155,328
135,522
218,548
352,330
433,795
558,374
409,739
433,989
459,740
433,043
389,613
426,998
467,545
435,989
416,531
398,474
546,318
536,067
13,929
1,161,990
1,093,709
890,983
761,229
700,992
729,831
706,763
667,564
578,099
558,551
589,157
611,427
637,716
618,003
609,270
604,216
613,061
614,842
662,001
5,344,003
678,721
672,420
660,388
694,125
763,234
791,824
818,070
899,848
944,028
946,973
912,743
895,738
34,858
887,913
912,519
870,661
849,080
7,208,678

7,208,678

849,080

870,661

912,519

887,913

34,858

895,738

912,743

946,973

944,028

899,848

818,070

791,824

763,234

694,125

660,388

672,420

678,721

5,344,003

662,001

614,842

613,061

604,216

609,270

618,003

637,716

611,427

589,157

558,551

578,099

667,564

706,763

729,831

700,992

761,229

890,983

1,093,709

1,161,990

13,929

536,067

546,318

398,474

416,531

435,989

467,545

426,998

389,613

433,043

459,740

433,989

409,739

558,374

433,795

352,330

218,548

135,522

155,328

228,939

242,771

189,202

223,928

252,594

289,284

458,092

489,601

595,661

603,061

620,121

625,612

638,066

645,469

668,573

682,445

640,810

651,486

665,063

659,783

681,105

701,096

372,584

425,094

456,651

12,530

13,076

289,952

9,538

2,164

2,184

1,077,554

2,246

2,308

2,370

9,122

11,976

12,205

161,096

Property Plant Equipment

9,035
9,649
9,482
6,689
6,863
6,972
7,612
7,814
7,692
7,555
7,381
8,240
8,876
8,520
8,234
8,435
8,126
19,514
19,184
19,691
20,728
20,557
20,426
20,784
20,565
20,312
20,322
20,075
20,324
20,361
20,597
20,800
20,679
20,801
20,703
21,102
20,269
19,833
19,302
18,657
18,236
17,917
17,639
17,599
17,165
16,869
16,627
16,603
16,272
15,912
15,412
15,150
14,792
14,463
14,205
14,221
13,947
13,929
31,187
30,912
30,934
30,656
29,857
29,834
30,112
29,752
27,682
28,698
28,350
26,869
26,648
26,655
26,465
26,324
28,552
27,752
28,426
26,698
26,698
26,070
26,374
26,412
27,956
26,431
26,398
26,225
25,582
24,788
24,410
24,207
23,591
22,850
22,625
22,849
20,707
64,359

64,359

20,707

22,849

22,625

22,850

23,591

24,207

24,410

24,788

25,582

26,225

26,398

26,431

27,956

26,412

26,374

26,070

26,698

28,426

27,752

28,552

26,324

26,465

26,655

26,648

26,869

28,350

28,698

27,682

29,752

30,112

29,834

29,857

30,656

30,934

30,912

31,187

13,929

13,947

14,221

14,205

14,463

14,792

15,150

15,412

15,912

16,272

16,603

16,627

16,869

17,165

17,599

17,639

17,917

18,236

18,657

19,302

19,833

20,269

21,102

20,703

20,801

20,679

20,800

20,597

20,361

20,324

20,075

20,322

20,312

20,565

20,784

20,426

20,557

20,728

19,691

19,184

19,514

8,126

8,435

8,234

8,520

8,876

8,240

7,381

7,555

7,692

7,814

7,612

6,972

6,863

6,689

9,482

9,649

9,035

Goodwill

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
209,046
209,592
209,643
209,702
209,058
209,058
209,058
209,058
207,646
207,646
207,646
209,941
209,941
209,991
107,100
107,393
0
4,018
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
11,031
11,031
11,031
11,031
11,031
11,031
11,031
11,031
11,031
11,031
11,031
0
11,031
11,031
11,031
11,031
11,031
11,031
11,031
11,031
11,031
11,031
11,031
11,031
11,031
11,031
11,031
11,031
11,099

11,099

11,031

4,018

107,393

107,100

209,991

209,941

207,646

209,058

209,702

209,643

209,592

209,046

Long Term Investments

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,004,502
1,981,373
1,931,349
2,012,292
1,936,635
1,903,549
1,994,357
2,067,199
2,130,761
2,107,849
2,177,498
2,221,910
2,304,652
2,635,848
2,741,283
2,775,757
2,830,244
3,003,583
3,143,255
3,268,036
3,422,436
3,520,112
3,821,656
3,919,648
4,050,253
4,169,332
4,279,809
4,387,788
5,081,186
5,127,898
5,152,864
5,171,334
5,152,440
5,147,538
5,189,236
622,206
673,913
736,435
762,349
812,788
862,119
906,996
910,790
876,980
860,221
840,195
853,838
878,701
836,650
817,242
865,739

865,739

817,242

836,650

878,701

853,838

840,195

860,221

876,980

910,790

906,996

862,119

812,788

762,349

736,435

673,913

622,206

5,189,236

5,147,538

5,152,440

5,171,334

5,152,864

5,127,898

5,081,186

4,387,788

4,279,809

4,169,332

4,050,253

3,919,648

3,821,656

3,520,112

3,422,436

3,268,036

3,143,255

3,003,583

2,830,244

2,775,757

2,741,283

2,635,848

2,304,652

2,221,910

2,177,498

2,107,849

2,130,761

2,067,199

1,994,357

1,903,549

1,936,635

2,012,292

1,931,349

1,981,373

2,004,502

Intangible Assets

4,339
4,329
4,313
3,988
3,911
2,308
3,761
2,184
3,980
4,025
4,191
4,229
2,122
2,207
4,322
4,407
4,348
12,850
12,163
221,119
10,744
10,030
9,336
221,659
8,066
7,461
6,876
6,312
8,619
8,027
7,457
6,908
6,384
5,882
5,404
4,950
4,521
4,115
3,736
3,382
3,055
2,754
2,480
2,233
2,015
1,825
1,664
1,533
1,462
1,417
1,376
1,335
1,294
1,253
1,212
1,171
1,130
6,355
2,179
2,080
1,985
1,890
1,795
1,701
1,619
1,537
1,456
1,858
1,766
1,681
1,597
1,513
1,423
1,332
1,242
1,151
1,151
12,028
11,950
842
777
711
646
581
527
473
419
364
322
279
236
194
162
131
100
68

100

131

162

194

236

279

322

364

419

473

527

581

646

711

777

842

11,950

12,028

1,151

1,242

1,332

1,423

1,513

1,597

1,681

1,766

1,858

1,456

1,537

1,619

1,701

1,795

1,890

1,985

2,080

2,179

6,355

1,130

1,171

1,212

1,253

1,294

1,335

1,376

1,417

1,462

1,533

1,664

1,825

2,015

2,233

2,480

2,754

3,055

3,382

3,736

4,115

4,521

4,950

5,404

5,882

6,384

6,908

7,457

8,027

8,619

6,312

6,876

7,461

8,066

221,659

9,336

10,030

10,744

221,119

12,163

12,850

4,348

4,407

4,322

2,207

2,122

4,229

4,191

4,025

3,980

2,184

3,761

2,308

3,911

3,988

4,313

4,329

4,339

Earning Assets

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
697,686
715,480
697,331
709,730
691,751
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

691,751

709,730

697,331

715,480

697,686

Long-term Assets Other

-161,096
2,556
2,494
2,432
-260,179
-242,435
-258,354
1,069,740
-222,980
-206,258
-303,239
-4,223
-379,483
-367,015
-4,239
2,043
-5,130
-20,989
221,755
221,119
-7,273
-4,536
-8,159
217,749
-9,344
-12,337
-11,615
213,958
-10,683
-13,742
-13,480
118,344
113,777
5,882
9,422
4,950
-184,681
-238,656
-12,517
-151,946
-7,878
-215,794
-349,850
-431,562
-539,194
-407,914
-432,325
-458,207
-431,581
-47,483
-48,826
1,931,612
1,783,706
1,870,767
1,862,795
1,957,583
1,828,414
-505,977
1,730,822
2,049,580
2,143,676
2,319,494
2,599,845
2,781,233
2,780,863
2,970,310
3,134,763
3,610,959
3,525,288
3,640,399
3,725,003
3,987,821
3,961,658
4,096,043
4,128,482
4,291,688
12,105
152,837
12,028
5,142,970
-648,580
-682,383
-751,557
-780,212
-806,512
-888,344
179,697
11,395
11,353
160,851
-830,151
-887,913
-912,519
-870,661
-849,080
103,266

103,266

-849,080

-870,661

-912,519

-887,913

-830,151

160,851

11,353

11,395

179,697

-888,344

-806,512

-780,212

-751,557

-682,383

-648,580

5,142,970

12,028

152,837

12,105

4,291,688

4,128,482

4,096,043

3,961,658

3,987,821

3,725,003

3,640,399

3,525,288

3,610,959

3,134,763

2,970,310

2,780,863

2,781,233

2,599,845

2,319,494

2,143,676

2,049,580

1,730,822

-505,977

1,828,414

1,957,583

1,862,795

1,870,767

1,783,706

1,931,612

-48,826

-47,483

-431,581

-458,207

-432,325

-407,914

-539,194

-431,562

-349,850

-215,794

-7,878

-151,946

-12,517

-238,656

-184,681

4,950

9,422

5,882

113,777

118,344

-13,480

-13,742

-10,683

213,958

-11,615

-12,337

-9,344

217,749

-8,159

-4,536

-7,273

221,119

221,755

-20,989

-5,130

2,043

-4,239

-367,015

-379,483

-4,223

-303,239

-206,258

-222,980

1,069,740

-258,354

-242,435

-260,179

2,432

2,494

2,556

-161,096

> Total Liabilities

742,451
802,564
866,032
948,214
977,668
1,018,692
1,037,281
14,242,179
1,113,667
1,180,363
1,305,759
1,331,830
1,423,798
1,516,574
1,598,459
1,646,287
1,612,292
2,722,909
2,699,779
2,704,278
2,730,909
2,826,962
2,952,382
2,987,475
3,075,780
3,172,919
3,268,450
3,238,126
3,284,530
3,384,863
3,528,706
3,612,201
3,570,031
3,583,602
3,498,795
3,611,901
3,632,652
3,631,725
3,270,370
3,012,962
2,917,279
2,841,770
2,795,873
2,733,892
2,695,615
2,512,470
2,483,367
2,459,216
2,477,753
2,498,196
2,477,870
2,504,156
2,403,318
2,378,018
2,447,181
2,654,302
2,681,898
2,668,427
3,793,138
3,779,056
3,616,417
3,498,030
3,728,792
3,740,603
3,799,888
3,916,148
3,870,982
4,170,321
4,272,279
4,423,206
4,552,149
4,648,008
4,741,363
4,843,495
4,919,294
4,949,651
5,006,776
4,947,294
4,947,294
4,974,917
5,064,732
5,670,727
5,543,579
5,624,844
5,856,579
5,975,879
6,157,478
6,215,170
6,115,600
6,337,672
6,519,618
6,740,747
6,771,965
6,676,364
6,686,781
6,868,450

6,868,450

6,686,781

6,676,364

6,771,965

6,740,747

6,519,618

6,337,672

6,115,600

6,215,170

6,157,478

5,975,879

5,856,579

5,624,844

5,543,579

5,670,727

5,064,732

4,974,917

4,947,294

5,006,776

4,949,651

4,919,294

4,843,495

4,741,363

4,648,008

4,552,149

4,423,206

4,272,279

4,170,321

3,870,982

3,916,148

3,799,888

3,740,603

3,728,792

3,498,030

3,616,417

3,779,056

3,793,138

2,668,427

2,681,898

2,654,302

2,447,181

2,378,018

2,403,318

2,504,156

2,477,870

2,498,196

2,477,753

2,459,216

2,483,367

2,512,470

2,695,615

2,733,892

2,795,873

2,841,770

2,917,279

3,012,962

3,270,370

3,631,725

3,632,652

3,611,901

3,498,795

3,583,602

3,570,031

3,612,201

3,528,706

3,384,863

3,284,530

3,238,126

3,268,450

3,172,919

3,075,780

2,987,475

2,952,382

2,826,962

2,730,909

2,704,278

2,699,779

2,722,909

1,612,292

1,646,287

1,598,459

1,516,574

1,423,798

1,331,830

1,305,759

1,180,363

1,113,667

14,242,179

1,037,281

1,018,692

977,668

948,214

866,032

802,564

742,451

> Total Current Liabilities

3,514
4,253
5,220
6,379
3,802
9,281
3,369
14,242,179
5,081
4,233
2,921
3,385
3,449
3,943
3,964
4,403
2,841
-4,890
9,958
7,100
6,638
8,367
9,010
11,911
12,734
15,319
19,191
13,064
22,379
23,343
20,449
18,470
100,263
16,583
93,750
100,945
109,640
114,265
102,136
95,012
95,552
96,430
96,133
15,966
96,590
15,855
95,896
16,032
17,141
16,325
17,423
11,775
57,084
63,783
61,747
3,366
53,227
53,160
72,330
3,450
86,478
82,819
70,847
3,177
56,456
52,161
50,145
2,567
40,049
50,286
46,210
5,309
225,931
275,775
168,153
11,379
14,437
4,829,207
11,438
11,215
39,445
43,286
43,652
42,704
52,352
51,855
51,235
1,161
50,966
70,986
66,217
7,792
20,512
34,621
50,286
2,997,213

2,997,213

50,286

34,621

20,512

7,792

66,217

70,986

50,966

1,161

51,235

51,855

52,352

42,704

43,652

43,286

39,445

11,215

11,438

4,829,207

14,437

11,379

168,153

275,775

225,931

5,309

46,210

50,286

40,049

2,567

50,145

52,161

56,456

3,177

70,847

82,819

86,478

3,450

72,330

53,160

53,227

3,366

61,747

63,783

57,084

11,775

17,423

16,325

17,141

16,032

95,896

15,855

96,590

15,966

96,133

96,430

95,552

95,012

102,136

114,265

109,640

100,945

93,750

16,583

100,263

18,470

20,449

23,343

22,379

13,064

19,191

15,319

12,734

11,911

9,010

8,367

6,638

7,100

9,958

-4,890

2,841

4,403

3,964

3,943

3,449

3,385

2,921

4,233

5,081

14,242,179

3,369

9,281

3,802

6,379

5,220

4,253

3,514

Short-term Debt

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
82,406
0
82,406
82,406
82,406
82,406
82,406
82,406
82,406
82,406
82,406
0
82,406
82,406
82,406
1,715
82,406
82,406
2,157
1,336
2,170
1,372
1,535
2,018
1,985
3,186
2,428
1,847
2,598
1,638
2,704
3,586
2,809
2,456
1,041
978
932
1,481
657
803
220,000
270,000
160,000
173
750
849
33
66
102
0
118,821
160,000
50,000
50,000
50,000
0
50,000
70,000
50,000
300,000
300,000
50,000
87,500
256,145

256,145

87,500

50,000

300,000

50,000

70,000

50,000

160,000

118,821

102

849

750

173

160,000

270,000

220,000

803

657

1,481

932

978

1,041

2,456

2,809

3,586

2,704

1,638

2,598

1,847

2,428

3,186

1,985

2,018

1,535

1,372

2,170

1,336

2,157

82,406

1,715

82,406

Short Long Term Debt

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
169,477
0
0
0
188,703
250,000
280,000
55,000
333,978
50,000
20,000
227,140
267,270
337,400
387,532
0
0
0
0
25,000
25,000
0
0
0
0
50,000
50,000
50,000
0
50,000
70,000
50,000
300,000
300,000
50,000
87,500
250,000

250,000

87,500

50,000

300,000

50,000

70,000

50,000

25,000

387,532

337,400

267,270

227,140

20,000

50,000

333,978

55,000

280,000

250,000

188,703

169,477

Accounts payable

3,514
4,253
5,220
6,379
6,422
6,926
5,947
4,726
3,257
3,163
2,921
3,385
3,449
3,943
3,964
4,403
2,841
6,136
6,274
7,100
6,638
8,367
9,010
11,911
12,734
15,319
19,191
22,582
22,379
23,343
20,449
21,828
17,857
16,583
11,344
18,539
27,234
31,859
19,730
12,606
13,146
14,024
13,727
15,966
14,184
14,226
13,490
16,032
15,602
14,882
15,266
11,775
3,192
2,570
2,705
3,366
3,319
3,423
3,030
3,450
3,497
3,443
2,985
3,177
3,249
3,107
2,444
2,567
2,619
3,432
4,071
5,309
5,931
5,775
8,153
11,379
14,437
11,438
11,438
11,215
9,693
8,655
5,427
4,564
2,352
1,855
1,235
1,161
966
986
2,180
7,792
20,512
34,621
50,286
39,306

39,306

50,286

34,621

20,512

7,792

2,180

986

966

1,161

1,235

1,855

2,352

4,564

5,427

8,655

9,693

11,215

11,438

14,437

11,379

8,153

5,775

5,931

5,309

4,071

3,432

2,619

2,567

2,444

3,107

3,249

3,177

2,985

3,443

3,497

3,450

3,030

3,423

3,319

3,366

2,705

2,570

3,192

11,775

15,266

14,882

15,602

16,032

13,490

14,226

14,184

15,966

13,727

14,024

13,146

12,606

19,730

31,859

27,234

18,539

11,344

16,583

17,857

21,828

20,449

23,343

22,379

22,582

19,191

15,319

12,734

11,911

9,010

8,367

6,638

7,100

6,274

6,136

2,841

4,403

3,964

3,943

3,449

3,385

2,921

3,163

3,257

4,726

5,947

6,926

6,422

6,379

5,220

4,253

3,514

Other Current Liabilities

-3,514
-4,253
-5,220
-6,379
-2,620
2,355
-2,578
14,237,453
1,824
1,070
-2,921
-3,385
-3,449
-3,943
-3,964
-4,403
-2,841
-11,026
3,684
-7,100
-6,638
-8,367
-9,010
-11,911
-12,734
-15,319
-19,191
-22,582
-22,379
-23,343
-20,449
-21,828
0
-16,583
0
-29,456
0
0
0
-3,608
0
0
0
-15,966
0
-80,777
2,353,169
-16,032
-80,867
-80,963
2,363,385
-11,775
53,892
61,213
59,042
-3,366
49,908
49,737
69,300
-3,450
82,981
79,376
67,862
-3,177
53,207
49,054
47,701
-2,567
37,430
46,854
42,139
-5,309
4,378,101
4,426,535
4,614,422
-11,379
-14,437
4,762,068
-11,438
-11,215
29,752
34,631
38,225
38,140
66,772
67,388
352
-1,161
-50,966
-70,986
14,037
-300,000
-300,000
-34,621
-50,286
2,741,068

2,741,068

-50,286

-34,621

-300,000

14,037

-70,986

-50,966

-1,161

352

67,388

66,772

38,140

38,225

34,631

29,752

-11,215

-11,438

4,762,068

-14,437

-11,379

4,614,422

4,426,535

4,378,101

-5,309

42,139

46,854

37,430

-2,567

47,701

49,054

53,207

-3,177

67,862

79,376

82,981

-3,450

69,300

49,737

49,908

-3,366

59,042

61,213

53,892

-11,775

2,363,385

-80,963

-80,867

-16,032

2,353,169

-80,777

-15,966

-3,608

-29,456

-16,583

-21,828

-20,449

-23,343

-22,379

-22,582

-19,191

-15,319

-12,734

-11,911

-9,010

-8,367

-6,638

-7,100

3,684

-11,026

-2,841

-4,403

-3,964

-3,943

-3,449

-3,385

-2,921

1,070

1,824

14,237,453

-2,578

2,355

-2,620

-6,379

-5,220

-4,253

-3,514

> Long-term Liabilities

0
0
0
0
4,500
0
0
0
10,500
6,000
40,450
34,450
69,503
51,950
84,458
179,895
118,360
348,741
274,539
151,699
149,517
230,053
169,337
128,737
213,939
239,278
251,841
82,406
250,520
361,190
443,750
519,570
415,553
582,513
584,972
422,983
312,836
213,484
162,324
155,725
158,326
158,081
157,099
237,626
237,357
86,919
104,506
85,709
85,619
85,528
85,435
85,341
54,318
2,743
2,645
127,546
132,445
97,000
128,509
168,544
18,582
18,623
168,669
188,703
268,759
298,821
73,888
333,978
166,795
137,011
227,140
267,270
117,400
117,532
117,670
172,808
117,947
172,939
118,087
208,377
418,523
370,478
268,821
268,972
219,124
219,243
302,344
352,506
253,967
274,113
6,453,401
7,792
20,512
254,708
292,360
3,871,237

3,871,237

292,360

254,708

20,512

7,792

6,453,401

274,113

253,967

352,506

302,344

219,243

219,124

268,972

268,821

370,478

418,523

208,377

118,087

172,939

117,947

172,808

117,670

117,532

117,400

267,270

227,140

137,011

166,795

333,978

73,888

298,821

268,759

188,703

168,669

18,623

18,582

168,544

128,509

97,000

132,445

127,546

2,645

2,743

54,318

85,341

85,435

85,528

85,619

85,709

104,506

86,919

237,357

237,626

157,099

158,081

158,326

155,725

162,324

213,484

312,836

422,983

584,972

582,513

415,553

519,570

443,750

361,190

250,520

82,406

251,841

239,278

213,939

128,737

169,337

230,053

149,517

151,699

274,539

348,741

118,360

179,895

84,458

51,950

69,503

34,450

40,450

6,000

10,500

4,500

Long term Debt Total

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
83,440
101,114
82,406
82,406
82,406
82,406
82,406
51,478
0
0
0
0
0
34,229
19,477
18,732
18,773
18,669
18,703
18,759
18,821
18,888
18,978
116,795
117,011
117,140
117,270
117,400
117,532
117,670
117,808
117,947
118,087
118,232
118,377
118,523
118,670
118,821
118,972
119,124
119,243
214,844
215,006
128,967
129,113
129,261
0
129,558
0
0
0

129,558

129,261

129,113

128,967

215,006

214,844

119,243

119,124

118,972

118,821

118,670

118,523

118,377

118,232

118,087

117,947

117,808

117,670

117,532

117,400

117,270

117,140

117,011

116,795

18,978

18,888

18,821

18,759

18,703

18,669

18,773

18,732

19,477

34,229

51,478

82,406

101,114

83,440

Long-term Liabilities Other

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
14,800
14,995
14,153
14,480
14,358
14,656
12,676
13,466
12,163
13,234
136,593
170,363
116,969
155,297
197,536
39,042
34,395
185,740
205,161
275,079
302,475
77,402
338,061
68,768
42,109
131,271
175,972
239,061
292,682
177,784
73,056
53,467
54,852
134,973
90,000
300,000
251,808
150,000
150,000
150,000
150,000
137,500
137,500
125,000
145,000
100,000
0
350,000
0
0
0

350,000

100,000

145,000

125,000

137,500

150,000

251,808

300,000

90,000

134,973

54,852

53,467

73,056

177,784

292,682

239,061

175,972

131,271

42,109

68,768

338,061

77,402

302,475

275,079

205,161

185,740

34,395

39,042

197,536

155,297

116,969

170,363

136,593

13,234

12,163

13,466

12,676

14,656

14,358

14,480

14,153

14,995

14,800

> Total Stockholder Equity

71,282
75,276
80,307
86,396
92,016
95,799
101,784
104,873
107,935
112,395
119,419
124,468
128,037
132,289
136,209
139,467
148,513
373,797
390,119
399,910
408,450
424,830
416,006
426,777
439,204
451,386
471,361
487,117
493,054
486,034
482,909
371,545
370,364
261,505
267,196
263,915
260,243
239,126
187,120
149,744
101,022
73,180
172,632
173,256
184,051
198,365
203,203
285,608
293,718
348,456
363,987
378,364
389,105
395,396
397,956
401,237
414,715
426,348
435,194
453,387
467,470
472,740
485,449
493,918
510,860
525,185
531,198
531,025
539,542
550,140
559,247
562,477
564,278
571,707
567,748
552,568
564,292
564,458
564,458
563,267
552,958
547,436
563,203
577,044
581,822
602,977
619,055
643,417
621,452
618,296
608,893
637,515
662,165
668,560
663,359
701,891

701,891

663,359

668,560

662,165

637,515

608,893

618,296

621,452

643,417

619,055

602,977

581,822

577,044

563,203

547,436

552,958

563,267

564,458

564,292

552,568

567,748

571,707

564,278

562,477

559,247

550,140

539,542

531,025

531,198

525,185

510,860

493,918

485,449

472,740

467,470

453,387

435,194

426,348

414,715

401,237

397,956

395,396

389,105

378,364

363,987

348,456

293,718

285,608

203,203

198,365

184,051

173,256

172,632

73,180

101,022

149,744

187,120

239,126

260,243

263,915

267,196

261,505

370,364

371,545

482,909

486,034

493,054

487,117

471,361

451,386

439,204

426,777

416,006

424,830

408,450

399,910

390,119

373,797

148,513

139,467

136,209

132,289

128,037

124,468

119,419

112,395

107,935

104,873

101,784

95,799

92,016

86,396

80,307

75,276

71,282

Common Stock

65,144
7
7
7
8
8
12
13
14
14
14
14
14
14
14
14
14
24
25
49
50
50
50
50
50
50
50
50
50
50
50
50
51
51
51
51
51
51
56
56
56
56
156
156
156
156
156
257
257
257
257
257
257
257
257
257
257
257
257
257
257
257
257
257
257
33
33
33
33
33
33
33
33
33
33
33
33
33
33
33
33
33
33
33
33
33
33
33
33
33
33
33
33
33
34
34

257

156

65,144

Retained Earnings

9,409
13,160
17,009
21,272
9,903
14,122
18,537
22,767
9,501
12,475
17,615
22,408
25,257
28,793
32,327
35,985
40,945
46,046
54,660
63,894
74,745
87,300
99,839
112,310
124,054
137,123
151,785
165,498
175,603
187,996
196,208
93,404
90,360
-16,425
-11,939
-15,754
-20,950
-42,485
-102,150
-138,031
-187,517
-216,774
-231,352
-226,040
-215,603
-207,602
-203,399
-197,893
-190,552
-134,778
-121,498
-107,519
-97,409
-87,890
-79,855
-72,052
-63,242
-55,642
-44,586
-32,379
-24,838
-14,371
-3,931
6,422
16,742
26,396
33,413
41,726
49,395
57,717
65,858
70,575
77,691
85,465
93,768
97,539
104,771
100,021
100,021
100,551
83,355
88,859
102,751
114,621
128,211
146,651
169,534
196,784
210,788
229,135
248,684
269,542
283,910
296,901
308,007
319,048

319,048

308,007

296,901

283,910

269,542

248,684

229,135

210,788

196,784

169,534

146,651

128,211

114,621

102,751

88,859

83,355

100,551

100,021

104,771

97,539

93,768

85,465

77,691

70,575

65,858

57,717

49,395

41,726

33,413

26,396

16,742

6,422

-3,931

-14,371

-24,838

-32,379

-44,586

-55,642

-63,242

-72,052

-79,855

-87,890

-97,409

-107,519

-121,498

-134,778

-190,552

-197,893

-203,399

-207,602

-215,603

-226,040

-231,352

-216,774

-187,517

-138,031

-102,150

-42,485

-20,950

-15,754

-11,939

-16,425

90,360

93,404

196,208

187,996

175,603

165,498

151,785

137,123

124,054

112,310

99,839

87,300

74,745

63,894

54,660

46,046

40,945

35,985

32,327

28,793

25,257

22,408

17,615

12,475

9,501

22,767

18,537

14,122

9,903

21,272

17,009

13,160

9,409

Capital Surplus

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
472,717
472,748
549,744
549,811
549,796
549,814
550,123
551,064
551,286
551,881
552,270
553,067
553,741
554,446
554,904
555,710
556,289
557,116
557,761
558,945
560,089
560,906
562,446
563,151
563,948
564,787
565,627
567,081
568,011
568,861
569,712
570,432
571,105
574,957
575,816
576,585
577,211
577,727
578,360
578,958
579,595
580,259
580,796
581,337
582,018
582,695
0
584,884
0
0
0

584,884

582,695

582,018

581,337

580,796

580,259

579,595

578,958

578,360

577,727

577,211

576,585

575,816

574,957

571,105

570,432

569,712

568,861

568,011

567,081

565,627

564,787

563,948

563,151

562,446

560,906

560,089

558,945

557,761

557,116

556,289

555,710

554,904

554,446

553,741

553,067

552,270

551,881

551,286

551,064

550,123

549,814

549,796

549,811

549,744

472,748

472,717

Treasury Stock

-127,603

-126,457

-126,322

-125,887

-125,753

-125,414

-120,443

-120,087

-119,046

-119,029

-119,002

-118,882

-116,515

-109,098

-109,076

-109,062

-108,637

-83,619

-72,478

-72,320

-71,889

-71,721

-71,695

-71,434

-70,786

-70,709

-70,454

-70,224

-70,207

-70,151

-69,858

-70,012

-58,967

-43,975

-28,098

-20,041

Other Stockholders Equity

-3,271
62,109
63,291
65,116
82,105
81,669
101,784
82,093
98,420
99,906
101,790
99,941
100,617
100,980
101,791
103,082
104,034
332,617
333,756
334,932
338,390
338,538
319,451
319,950
320,986
322,013
323,156
324,769
319,779
302,185
288,109
278,061
278,595
278,765
279,061
279,292
279,362
279,609
286,655
286,860
287,066
287,368
401,839
402,104
402,418
402,486
402,544
479,720
479,812
479,822
479,864
480,208
481,162
481,395
482,023
482,412
483,209
483,883
484,588
485,046
485,852
486,431
486,965
487,554
488,721
489,635
490,197
491,660
491,717
492,253
493,066
493,738
494,761
495,533
485,242
461,075
461,370
2,375
462,029
459,301
457,703
458,209
458,698
459,314
458,871
459,152
454,845
455,043
455,450
455,696
456,238
456,925
457,281
456,265
454,740
454,737

454,737

454,740

456,265

457,281

456,925

456,238

455,696

455,450

455,043

454,845

459,152

458,871

459,314

458,698

458,209

457,703

459,301

462,029

2,375

461,370

461,075

485,242

495,533

494,761

493,738

493,066

492,253

491,717

491,660

490,197

489,635

488,721

487,554

486,965

486,431

485,852

485,046

484,588

483,883

483,209

482,412

482,023

481,395

481,162

480,208

479,864

479,822

479,812

479,720

402,544

402,486

402,418

402,104

401,839

287,368

287,066

286,860

286,655

279,609

279,362

279,292

279,061

278,765

278,595

278,061

288,109

302,185

319,779

324,769

323,156

322,013

320,986

319,950

319,451

338,538

338,390

334,932

333,756

332,617

104,034

103,082

101,791

100,980

100,617

99,941

101,790

99,906

98,420

82,093

101,784

81,669

82,105

65,116

63,291

62,109

-3,271

Balance Sheet

Currency in USD. All numbers in thousands.

	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31
Accounts Payable	39,306	7,792	1,161	4,564	11,215	11,379	5,309	2,567	3,177	3,450	3,366	11,775	16,032	15,966	12,606	18,539	21,828	22,582	11,911	7,100	4,403	3,385	4,726	6,379	3,157
Accumulated Amortization	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Other Comprehensive Income	-71,928	-88,985	-8,443	3,076	3,382	-6,079	-1,869	-2,394	-315	463	-9,380	5,418	3,524	-2,964	859	326	30	-3,200	-5,533	1,035	386	2,105	1,004	-299	-3,065
Additional Paid In Capital	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Lease Obligations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Stock	34	33	33	33	33	33	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Surpluse	0	0	580,796	578,360	575,816	569,712	565,627	562,446	557,761	554,904	552,270	550,123	549,744	0	0	0	0	0	0	0	0	0	0	0	0
Cash	302,324	352,421	608,965	391,849	121,678	155,376	153,826	147,235	164,364	158,320	179,357	268,047	183,501	219,720	154,110	85,188	105,898	97,501	103,477	55,164	62,595	67,772	81,206	176,107	63,576
Cash And Equivalents	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash And Short Term Investments	-302,324	1,206,259	1,519,755	1,145,630	756,155	730,284	732,630	664,199	862,660	1,219,037	710,283	719,107	181,683	219,720	154,110	85,188	105,898	97,501	103,477	55,164	62,595	67,772	81,206	176,107	63,576
Common Stock	34	33	33	33	33	33	33	33	257	257	257	257	257	156	56	51	50	50	50	49	14	14	13	7	56,212
Common Stock Shares Outstanding	30,330	30,392	30,472	30,280	30,760	32,051	32,250	32,049	31,877	31,978	31,697	31,516	20,425	11,790	5,946	5,734	5,973	6,179	6,243	10,879	7,166	3,548	3,786	3,414	3,766
Common Stock Total Equity	0	0	33	33	33	33	33	33	257	257	257	257	257	156	56	51	50	50	50	49	14	14	13	7	56,212
Current Deferred Revenue	-39,306	0	-56,654	-52,955	-35,159	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Asset Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Liab	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Earning Assets	0	0	0	0	709,730	652,517	652,940	593,083	783,579	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Good Will	11,099	11,031	11,031	11,031	11,031	11,031	11,031	11,031	0	0	0	0	0	0	0	0	107,100	207,646	209,058	209,643	0	0	0	0	0
Intangible Assets	68	194	364	581	842	1,151	1,513	1,858	1,701	2,080	1,171	1,335	1,533	2,233	3,382	4,950	6,908	6,312	221,659	221,119	4,407	4,229	2,184	3,988	0
Inventory	-5,834,019	-423,327	-665,676	-454,595	-133,549	-390,544	-329,741	-289,626	-52,095	-70,150	-51,767	9,080	-1,830	-711	-4,602	38,233	6,622	23,870	1,065	3,850	25,454	12,540	14,947	12,846	0
Liabilities And Stockholders Equity	7,570,341	7,378,262	6,858,587	6,201,888	5,538,184	5,502,219	5,210,485	4,701,346	4,234,521	4,234,768	3,055,539	2,882,520	2,744,824	2,907,148	3,162,706	3,875,816	3,983,746	3,725,243	3,414,252	3,104,188	1,785,754	1,456,298	1,158,760	1,034,610	740,259
Long Term Debt	205,012	479,409	352,506	118,972	118,377	117,808	117,270	18,978	18,703	19,477	0	82,406	82,406	87,626	238,131	343,602	100,070	206,443	123,737	126,699	182,999	34,450	0	0	0
Long Term Debt Total	0	0	215,006	118,972	118,377	117,808	117,270	18,978	18,703	19,477	0	82,406	82,406	0	0	0	0	0	0	0	0	0	0	0	0
Long Term Investments	865,739	853,838	910,790	762,349	5,189,236	5,152,864	4,279,809	3,821,656	3,143,255	2,741,283	2,177,498	1,994,357	1,931,349	0	0	0	0	0	0	0	0	0	0	0	0
Negative Goodwill	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Debt	199,090	426,988	-256,459	-122,877	86,699	17,432	113,444	186,743	24,339	10,224	-51,811	-182,706	-97,792	17,906	84,021	420,201	413,672	-15,095	25,260	96,535	117,300	-33,322	-78,306	-173,807	-63,576
Net Invested Capital	1,156,903	1,116,924	995,923	846,016	771,644	725,376	829,747	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Receivables	627,106	613,325	499,275	439,627	495,621	412,189	348,335	302,328	66,675	94,120	70,591	16,611	18,732	17,947	70,648	12,347	17,500	16,919	14,120	10,029	6,686	5,533	5,408	6,852	4,961
Net Tangible Assets	0	626,290	632,022	565,432	551,394	540,386	549,933	518,136	492,217	451,307	400,066	377,029	284,075	0	0	0	0	0	0	0	0	0	0	0	0
Net Working Capital	-2,635,550	1,811,792	2,017,869	1,580,693	1,240,561	4,875,998	4,587,173	4,140,228	3,501,513	3,135,284	2,505,855	2,403,200	2,186,646	2,374,981	2,912,366	3,550,943	3,472,317	3,077,049	2,719,896	2,437,305	1,356,257	1,162,961	-14,160,973	1,019,109	65,380
Non Current Assets Total	7,208,678	887,913	946,973	791,824	672,420	614,842	618,003	558,551	729,831	1,093,709	546,318	467,545	459,740	433,795	155,328	223,928	489,601	625,612	682,445	659,783	425,094	289,952	1,077,554	9,122	182,857
Non Current Liabilities Other	0	0	137,500	150,000	90,000	73,056	175,972	338,061	205,161	197,536	136,593	12,676	14,153	0	0	0	0	0	0	0	0	0	0	0	0
Non Current Liabilities Total	3,871,237	7,792	352,506	268,972	208,377	172,808	267,270	333,978	188,703	168,544	127,546	85,341	85,709	237,626	155,725	422,983	519,570	82,406	128,737	151,699	179,895	34,450	0	0	0
Non Currrent Assets Other	103,266	-887,913	-946,973	-791,824	-36,787	-27,441	-32,455	-46,332	-52,095	-70,150	-51,767	-50,998	-458,207	-431,562	-11,486	-29,456	-18,470	-13,064	217,749	221,119	2,043	-4,223	1,069,740	2,432	-182,857
Noncontrolling Interest In Consolidated Entity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Assets	0	4,670,765	3,892,584	3,824,807	3,613,988	6,117,061	5,828,488	5,259,897	4,964,352	2,325	3,601,857	3,350,065	3,204,564	3,340,943	3,318,034	4,099,744	4,473,347	4,350,855	4,096,697	3,763,971	2,210,848	1,746,250	52,354	83,789	488,865
Other Current Assets	361,663	423,327	665,676	454,595	133,549	4,135,448	3,841,258	3,465,894	2,627,450	1,895,727	1,780,114	1,679,257	2,086,499	2,236,397	2,787,222	3,554,353	3,370,747	2,985,211	2,614,210	2,379,212	1,291,379	1,093,041	-5,408	842,530	0
Other Current Liab	2,741,068	-300,000	-1,161	-4,564	-11,215	-11,379	-5,309	-2,567	-3,177	-3,450	-3,366	-11,775	2,344,910	0	0	0	-21,828	-22,582	-11,911	-7,100	-4,403	-3,385	14,237,453	-6,379	-3,157
Other Liab	0	0	0	0	0	29,608	31,281	26,606	4,784	51,919	12,413	22,852	26,882	28,834	24,510	32,137	35,545	33,565	24,192	19,193	13,523	8,929	8,794	11,399	0
Other Stockholder Equity	454,737	456,925	455,043	459,314	459,301	461,075	493,738	491,660	487,554	485,046	482,412	480,208	479,720	402,104	286,860	279,292	278,061	324,769	319,950	334,932	103,082	99,941	82,093	65,116	-3,065
Preferred Stock Redeemable	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Total Equity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Property Plant And Equipment Gross	66,942	68,112	67,816	26,431	26,070	27,752	26,655	28,698	29,834	30,912	14,221	15,150	16,603	17,599	18,657	21,102	20,800	20,075	20,784	19,691	8,435	8,240	7,814	6,689	8,939
Property Plant And Equipment Net	64,359	22,850	24,788	26,431	26,070	27,752	26,655	28,698	29,834	30,912	14,221	15,150	16,603	17,599	18,657	21,102	20,800	20,075	20,784	19,691	8,435	8,240	7,814	6,689	8,939
Property Plant Equipment	0	63,250	71,088	26,431	26,070	27,752	26,655	28,698	29,834	30,912	14,221	15,150	16,603	17,599	18,657	20,279	20,800	20,075	20,784	19,691	8,435	8,240	7,814	6,689	0
Retained Earnings	319,048	269,542	196,784	114,621	100,551	97,539	70,575	41,726	6,422	-32,379	-72,052	-107,519	-197,893	-226,040	-138,031	-15,754	93,404	165,498	112,310	63,894	35,985	22,408	22,767	21,272	14,684
Retained Earnings Total Equity	0	0	196,784	114,621	100,551	97,539	70,575	41,726	6,422	-32,379	-72,052	-107,519	-197,893	0	0	0	0	0	0	0	0	0	0	0	0
Short Long Term Debt	250,000	300,000	50,000	0	25,000	0	267,270	333,978	188,703	169,477	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Long Term Debt Total	501,414	779,409	352,506	268,972	208,377	172,808	267,270	333,978	188,703	168,544	127,546	85,341	85,709	237,626	238,131	505,389	519,570	82,406	128,737	151,699	179,895	34,450	2,900	2,300	0
Short Term Debt	256,145	300,000	57,815	57,519	46,374	173	803	978	3,586	1,847	2,018	1,336	82,406	82,406	82,406	82,406	0	0	0	0	0	0	0	0	0
Short Term Investments	865,739	853,838	910,790	753,781	634,477	574,908	578,804	516,964	698,296	1,060,717	530,926	451,060	381,862	413,118	132,420	196,966	349,517	390,612	60,000	72,000	0	272,006	19,200	52,700	0
Temporary Equity Redeemable Noncontrolling Interests	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Assets	7,570,341	7,378,262	6,858,587	6,201,888	5,538,184	5,502,219	5,210,485	4,701,346	4,234,521	4,234,768	3,055,539	2,882,520	2,744,824	2,907,148	3,162,706	3,875,816	3,983,746	3,725,243	3,414,252	3,104,188	1,785,754	1,456,298	1,158,760	1,034,610	740,259
Total Current Assets	361,663	1,819,584	2,019,030	1,585,257	1,251,776	4,887,377	4,592,482	4,142,795	3,504,690	3,138,734	2,509,221	2,414,975	2,285,084	2,473,353	3,007,378	3,651,888	3,494,145	3,099,631	2,731,807	2,444,405	1,360,660	1,166,346	81,206	1,025,488	68,537
Total Current Liabilities	2,997,213	7,792	1,161	4,564	11,215	11,379	5,309	2,567	3,177	3,450	3,366	11,775	98,438	98,372	95,012	100,945	21,828	22,582	11,911	7,100	4,403	3,385	14,242,179	6,379	3,157
Total Liab	6,868,450	6,740,747	6,215,170	5,624,844	4,974,917	4,949,651	4,648,008	4,170,321	3,740,603	3,781,381	2,654,302	2,504,156	2,459,216	2,733,892	3,012,962	3,611,901	3,612,201	3,238,126	2,987,475	2,704,278	1,646,287	1,331,830	14,242,179	948,214	672,429
Total Permanent Equity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Stockholder Equity	701,891	637,515	643,417	577,044	563,267	552,568	562,477	531,025	493,918	453,387	401,237	378,364	285,608	173,256	149,744	263,915	371,545	487,117	426,777	399,910	139,467	124,468	104,873	86,396	67,831
Treasury Stock	0	0	-125,753	-119,046	-116,515	-108,637	-71,889	-70,786	-70,207	-69,858	-69,858	-69,858	-69,858	-70,012	-70,012	-70,012	-70,012	-20,041	-20,041	0	0	0	0	0	0
Warrants	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30	2007-06-30	2007-03-31	2006-12-31	2006-09-30	2006-06-30	2006-03-31	2005-12-31	2005-09-30	2005-06-30	2005-03-31	2004-12-31	2004-09-30	2004-06-30	2004-03-31	2003-12-31	2003-09-30	2003-06-30	2003-03-31	2002-12-31	2002-09-30	2002-06-30	2002-03-31	2001-12-31	2001-09-30	2001-06-30	2001-03-31	2000-12-31	2000-09-30	2000-06-30	2000-03-31
Accounts Payable	39,306	50,286	34,621	20,512	7,792	2,180	986	966	1,161	1,235	1,855	2,352	4,564	5,427	8,655	9,693	11,215	11,438	11,438	14,437	11,379	8,153	5,775	5,931	5,309	4,071	3,432	2,619	2,567	2,444	3,107	3,249	3,177	2,985	3,443	3,497	3,450	3,030	3,423	3,319	3,366	2,705	2,570	3,192	11,775	15,266	14,882	15,602	16,032	13,490	14,226	14,184	15,966	13,727	14,024	13,146	12,606	19,730	31,859	27,234	18,539	11,344	16,583	17,857	21,828	20,449	23,343	22,379	22,582	19,191	15,319	12,734	11,911	9,010	8,367	6,638	7,100	6,274	6,136	2,841	4,403	3,964	3,943	3,449	3,385	2,921	3,163	3,257	4,726	5,947	6,926	6,422	6,379	5,220	4,253	3,514
Accumulated Amortization	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Accumulated Other Comprehensive Income	-71,928	-99,422	-84,639	-79,059	-88,985	-96,062	-66,568	-44,819	-8,443	-5,357	-2,859	-5,293	3,076	1,721	335	11,867	3,382	2,375	2,000	-1,882	-6,079	-11,295	-9,324	-8,207	-1,869	290	137	-1,603	-2,394	7,555	9,121	5,364	-315	2,158	423	6,199	463	-5,065	-2,150	-5,509	-9,380	-4,469	1,634	5,095	5,418	5,364	3,154	4,201	3,524	3,902	3,325	-2,920	-2,964	1,989	2,530	1,417	859	2,559	1,951	1,780	326	23	-886	1,358	30	-1,458	-4,197	-2,378	-3,200	-3,630	-7,800	-5,886	-5,533	-3,334	-1,058	-4,735	1,035	1,678	-4,890	3,520	386	2,077	2,502	2,149	2,105	2,858	1,217	-147	1,004	101,784	835	1,539	-299	-2,124	-3,028	-3,271
Additional Paid In Capital	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Lease Obligations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Stock	34	34	33	33	33	33	33	33	33	33	33	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Capital Surpluse	0	0	0	584,884	0	582,695	582,018	581,337	580,796	580,259	579,595	578,958	578,360	577,727	577,211	576,585	575,816	574,957	571,105	570,432	569,712	568,861	568,011	567,081	565,627	564,787	563,948	563,151	562,446	560,906	560,089	558,945	557,761	557,116	556,289	555,710	554,904	554,446	553,741	553,067	552,270	551,881	551,286	551,064	550,123	549,814	549,796	549,811	549,744	472,748	472,717	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash	302,324	289,006	344,907	386,201	352,421	275,159	217,237	312,491	608,965	824,347	697,789	646,445	391,849	359,755	546,048	290,546	121,678	130,851	130,851	169,830	155,376	159,617	136,474	151,611	153,826	138,139	138,507	138,592	147,235	130,197	156,632	137,464	164,364	235,342	153,231	182,054	158,320	197,016	123,782	204,384	179,357	193,854	77,860	145,299	268,047	289,428	271,405	160,242	181,683	228,862	198,923	150,861	219,720	282,298	250,745	199,217	154,110	213,334	382,826	230,950	85,188	81,640	110,222	101,306	105,898	103,789	98,020	93,174	97,501	97,609	110,271	97,780	103,477	112,233	96,850	81,841	55,164	77,964	83,528	50,707	62,595	53,314	60,053	56,865	67,772	72,833	57,814	63,950	81,206	56,821	66,060	64,807	176,107	63,528	65,039	55,122
Cash And Equivalents	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash And Short Term Investments	-302,324	1,106,248	1,181,557	1,264,902	1,206,259	1,105,310	1,077,458	1,189,471	1,519,755	1,731,343	1,559,908	1,426,559	1,145,630	1,083,356	1,202,019	912,752	756,155	770,846	147,236	791,300	730,284	731,853	702,003	721,962	732,630	736,579	710,353	686,602	664,199	679,158	792,907	812,496	862,660	904,682	881,914	1,040,118	1,219,037	1,325,640	629,759	725,374	710,283	576,911	478,675	565,202	719,107	289,428	271,405	160,242	181,683	228,862	198,923	150,861	219,720	282,298	230,745	199,217	154,110	213,334	382,826	230,950	85,188	81,640	110,222	101,306	105,898	103,789	98,020	93,174	97,501	97,609	110,271	97,780	103,477	112,233	96,850	81,841	55,164	77,964	83,528	50,707	62,595	53,314	60,053	56,865	67,772	72,833	57,814	63,950	81,206	56,821	66,060	64,807	176,107	63,528	65,039	55,122
Common Stock	34	34	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	257	257	257	257	257	257	257	257	257	257	257	257	257	257	257	257	257	257	156	156	156	156	156	56	56	56	56	51	51	51	51	51	51	50	50	50	50	50	50	50	50	50	50	50	50	49	25	24	14	14	14	14	14	14	14	14	14	13	12	8	8	7	7	7	65,144
Common Stock Shares Outstanding	30,251	30,293	30,387	30,431	30,442	30,397	30,412	30,378	30,328	30,552	30,520	30,474	30,467	30,464	30,427	30,473	30,724	30,728	30,728	30,721	30,757	32,275	32,337	32,301	32,300	32,260	32,243	32,191	32,150	32,088	32,030	31,928	31,950	31,910	32,082	32,027	32,009	32,001	31,974	31,934	31,865	31,733	31,656	31,627	31,550	31,545	31,500	31,490	24,974	18,907	18,907	18,911	18,900	18,900	6,380	6,375	6,379	5,927	5,741	5,736	5,735	5,742	5,735	5,740	5,806	5,942	6,092	6,188	6,194	6,181	6,176	6,165	6,162	6,239	6,277	6,281	13,097	12,451	5,389	3,628	3,541	3,636	3,538	3,533	3,643	3,474	3,539	7,019	3,139	7,437	11,155	3,432	3,408	12,136	12,103	3,419
Common Stock Total Equity	0	0	0	33	0	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	33	257	257	257	257	257	257	257	257	257	257	257	257	257	257	257	257	257	156	156	156	156	156	56	56	56	56	51	51	51	51	51	51	50	50	50	50	50	50	50	50	50	50	50	50	49	25	24	14	14	14	14	14	14	14	14	14	13	0	8	8	7	7	7	65,144
Current Deferred Revenue	-39,306	-37,214	-15,379	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	3,608	0	0	0	29,456	0	0	0	18,470	0	0	0	13,064	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Asset Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred Long Term Liab	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Earning Assets	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	691,751	709,730	697,331	715,480	697,686	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Good Will	11,099	11,031	11,031	11,031	11,031	11,031	11,031	11,031	11,031	11,031	11,031	11,031	11,031	11,031	11,031	11,031	11,031	0	11,031	11,031	11,031	11,031	11,031	11,031	11,031	11,031	11,031	11,031	11,031	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	4,018	0	107,393	107,100	209,991	209,941	209,941	207,646	207,646	207,646	209,058	209,058	209,058	209,058	209,702	209,643	209,592	209,046	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Intangible Assets	68	100	131	162	194	236	279	322	364	419	473	527	581	646	711	777	842	11,950	12,028	1,151	1,151	1,242	1,332	1,423	1,513	1,597	1,681	1,766	1,858	1,456	1,537	1,619	1,701	1,795	1,890	1,985	2,080	2,179	6,355	1,130	1,171	1,212	1,253	1,294	1,335	1,376	1,417	1,462	1,533	1,664	1,825	2,015	2,233	2,480	2,754	3,055	3,382	3,736	4,115	4,521	4,950	5,404	5,882	6,384	6,908	7,457	8,027	8,619	6,312	6,876	7,461	8,066	221,659	9,336	10,030	10,744	221,119	12,163	12,850	4,348	4,407	4,322	2,207	2,122	4,229	4,191	4,025	3,980	2,184	3,761	2,308	3,911	3,988	4,313	4,329	4,339
Inventory	-324,782	-359,263	-408,306	-445,021	-423,327	792	-232,572	675	-32,811	25,700	41,208	28,422	25,564	-389,671	43,286	-453,082	-483,879	-467,777	507	-425,530	-390,544	-379,455	-350,578	-321,480	-329,741	-272,271	-257,525	-259,591	-289,626	17,396	24,679	11,994	-52,095	18,120	16,015	20,791	21,241	32,538	5,556	349	-51,767	5,518	3,453	6,943	9,080	11,100	13,952	-11,501	22,767	-599	-1,629	-805	40,709	31,237	54,608	-1,914	31,316	32,258	68,275	35,458	38,233	31,541	9,158	8,553	6,622	7,807	11,284	14,197	23,870	7,335	0	1,902	1,065	375	875	0	3,850	58,331	31,605	27,106	25,454	22,658	19,682	14,829	12,540	9,603	11,540	12,473	14,947	15,958	13,495	14,944	12,846	18,446	16,386	15,920
Liabilities And Stockholders Equity	7,570,341	7,350,140	7,344,924	7,434,130	7,378,262	7,128,511	6,955,968	6,737,052	6,858,587	6,776,533	6,578,856	6,438,401	6,201,888	6,106,782	6,218,163	5,617,690	5,538,184	5,511,752	5,511,752	5,571,068	5,502,219	5,487,042	5,415,202	5,305,641	5,210,485	5,111,396	4,973,346	4,811,821	4,701,346	4,402,180	4,441,333	4,310,748	4,234,521	4,214,241	3,970,770	4,083,887	4,232,443	4,228,332	3,094,775	3,096,613	3,055,539	2,845,137	2,773,414	2,792,423	2,882,520	2,841,857	2,846,652	2,771,471	2,744,824	2,686,570	2,710,835	2,879,666	2,907,148	2,968,505	2,914,950	3,018,301	3,162,706	3,457,490	3,870,851	3,892,895	3,875,816	3,765,991	3,845,107	3,940,395	3,983,746	4,011,615	3,870,897	3,777,584	3,725,243	3,739,811	3,624,305	3,514,984	3,414,252	3,368,388	3,251,792	3,139,359	3,104,188	3,089,898	3,096,706	1,760,805	1,785,754	1,734,668	1,648,863	1,551,835	1,456,298	1,425,178	1,292,758	1,221,602	1,158,760	1,139,065	1,114,491	1,069,684	1,034,610	946,339	877,840	813,733
Long Term Debt	205,012	292,360	254,708	479,558	479,409	129,261	274,113	253,967	352,506	352,344	269,243	119,124	118,972	118,821	118,670	118,523	118,377	118,232	118,087	117,947	117,808	117,670	117,532	117,400	117,270	117,140	117,011	116,795	18,978	18,888	18,821	18,759	18,703	18,669	18,773	18,732	19,477	34,229	97,000	132,445	127,546	2,645	2,743	51,478	82,406	82,406	82,406	82,406	82,406	101,114	83,440	237,357	237,626	238,698	239,284	240,732	238,131	244,730	295,890	395,242	505,389	667,378	582,513	497,959	519,570	443,750	361,190	250,520	251,443	251,841	82,406	213,939	128,737	169,337	230,053	149,517	151,699	274,539	348,741	118,360	182,999	84,458	51,950	69,503	34,450	40,450	6,000	10,500	0	4,500	4,500	4,500	0	0	0	0
Long Term Debt Total	0	0	0	129,558	0	129,261	129,113	128,967	215,006	214,844	119,243	119,124	118,972	118,821	118,670	118,523	118,377	118,232	118,087	117,947	117,808	117,670	117,532	117,400	117,270	117,140	117,011	116,795	18,978	18,888	18,821	18,759	18,703	18,669	18,773	18,732	19,477	34,229	0	0	0	0	0	51,478	82,406	82,406	82,406	82,406	82,406	101,114	83,440	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Long Term Investments	865,739	817,242	836,650	878,701	853,838	840,195	860,221	876,980	910,790	906,996	862,119	812,788	762,349	736,435	673,913	622,206	5,189,236	5,147,538	5,152,440	5,171,334	5,152,864	5,127,898	5,081,186	4,387,788	4,279,809	4,169,332	4,050,253	3,919,648	3,821,656	3,520,112	3,422,436	3,268,036	3,143,255	3,003,583	2,830,244	2,775,757	2,741,283	2,635,848	2,304,652	2,221,910	2,177,498	2,107,849	2,130,761	2,067,199	1,994,357	1,903,549	1,936,635	2,012,292	1,931,349	1,981,373	2,004,502	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Negative Goodwill	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Debt	199,090	3,354	-90,199	93,357	426,988	4,102	126,876	-8,524	-256,459	-472,003	-428,546	-377,321	-122,877	-90,934	-175,570	127,977	86,699	-12,764	627,231	-51,883	17,432	118,053	251,058	185,789	113,444	89,001	-1,496	28,203	186,743	-56,309	142,189	131,295	24,339	-66,673	-134,608	-163,472	10,224	-68,507	-26,782	-71,939	-51,811	-191,209	-75,117	-90,981	-182,706	-203,993	-185,877	-74,623	-95,974	-124,356	-112,004	86,496	17,906	-43,600	-11,461	41,515	84,021	31,396	-86,936	164,292	420,201	585,738	472,291	396,653	413,672	339,961	263,170	157,346	-15,095	154,232	129,007	116,159	25,260	57,104	133,203	67,676	96,535	196,575	265,213	67,653	117,300	31,144	-8,103	12,638	-33,322	-32,383	-51,814	-53,450	-81,206	-52,321	-61,560	-60,307	-173,807	-59,628	-60,539	-55,122
Net Invested Capital	1,156,903	955,719	923,268	1,141,723	1,116,924	838,154	892,409	875,419	995,923	971,399	872,220	850,946	846,016	832,024	917,914	971,481	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Receivables	627,106	613,367	604,569	619,220	613,325	580,779	551,402	512,424	499,275	471,085	446,016	424,368	439,627	454,740	484,183	504,063	495,621	12,946	12,946	438,927	412,189	393,101	363,518	334,231	348,335	330,579	318,978	310,414	302,328	60,305	62,713	67,082	66,675	79,569	90,952	95,716	23,970	82,210	60,910	59,985	70,591	68,704	71,224	64,610	16,611	19,156	7,168	19,470	16,902	17,012	18,329	18,789	17,236	19,005	18,571	70,620	66,046	48,156	44,533	11,702	12,347	13,801	13,155	15,417	17,500	17,619	17,313	16,739	16,919	16,190	14,899	14,398	14,120	12,157	12,105	11,432	10,029	10,002	9,930	6,590	6,686	6,794	5,710	5,871	5,533	5,441	5,328	5,296	5,408	5,982	6,772	6,786	6,852	6,651	5,591	4,809
Net Tangible Assets	0	0	0	650,972	626,290	597,626	606,986	610,099	632,022	607,605	591,473	570,264	565,432	551,526	535,694	541,150	551,394	562,577	552,430	552,187	540,386	555,475	559,344	551,824	549,933	546,619	537,428	526,745	518,136	529,742	523,648	509,241	492,217	483,654	470,850	465,485	451,307	433,015	426,348	413,585	400,066	396,744	394,143	387,811	377,029	362,611	347,039	292,256	284,075	201,539	196,540	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Working Capital	-2,635,550	1,669,329	1,751,505	1,863,610	1,811,792	6,783,856	1,619,745	1,702,868	5,910,453	5,781,270	5,627,153	5,567,979	5,367,360	5,299,896	5,480,752	4,917,857	4,854,549	4,821,593	-4,698,356	4,894,630	4,875,998	4,705,828	4,535,211	4,470,440	4,587,173	4,427,470	4,311,633	4,182,615	4,140,228	3,773,936	3,721,608	3,547,529	3,501,513	3,442,402	3,126,722	3,106,554	3,135,284	2,994,012	2,883,764	2,507,668	2,505,855	2,384,916	2,293,100	2,299,350	2,403,200	2,397,436	2,440,714	2,321,287	2,269,052	2,156,685	2,285,241	2,224,702	2,457,387	2,520,042	2,599,972	2,787,227	2,912,366	3,126,415	3,513,815	3,594,053	3,550,943	3,419,647	3,539,240	3,382,040	3,475,675	3,395,505	3,244,493	3,135,084	3,086,567	3,082,554	2,963,517	2,833,677	2,719,896	2,718,568	2,591,939	2,467,658	2,437,305	2,398,835	2,400,500	1,385,380	1,356,257	1,274,053	1,510,958	436,905	1,162,961	1,412,719	53,581	58,869	-14,160,973	53,452	51,779	61,005	1,019,109	929,143	861,382	56,417
Non Current Assets Total	7,208,678	849,080	870,661	912,519	887,913	34,858	895,738	912,743	946,973	944,028	899,848	818,070	791,824	763,234	694,125	660,388	672,420	678,721	5,344,003	662,001	614,842	613,061	604,216	609,270	618,003	637,716	611,427	589,157	558,551	578,099	667,564	706,763	729,831	700,992	761,229	890,983	1,093,709	1,161,990	13,929	536,067	546,318	398,474	416,531	435,989	467,545	426,998	389,613	433,043	459,740	433,989	409,739	558,374	433,795	352,330	218,548	135,522	155,328	228,939	242,771	189,202	223,928	252,594	289,284	458,092	489,601	595,661	603,061	620,121	625,612	638,066	645,469	668,573	682,445	640,810	651,486	665,063	659,783	681,105	701,096	372,584	425,094	456,651	12,530	13,076	289,952	9,538	2,164	2,184	1,077,554	2,246	2,308	2,370	9,122	11,976	12,205	161,096
Non Current Liabilities Other	0	0	0	350,000	0	100,000	145,000	125,000	137,500	137,500	150,000	150,000	150,000	150,000	251,808	300,000	90,000	134,973	54,852	53,467	73,056	177,784	292,682	239,061	175,972	131,271	42,109	68,768	338,061	77,402	302,475	275,079	205,161	185,740	34,395	39,042	197,536	155,297	116,969	170,363	136,593	13,234	12,163	13,466	12,676	14,656	14,358	14,480	14,153	14,995	14,800	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Current Liabilities Total	3,871,237	292,360	254,708	20,512	7,792	6,453,401	274,113	253,967	352,506	302,344	219,243	219,124	268,972	268,821	370,478	418,523	208,377	118,087	172,939	117,947	172,808	117,670	117,532	117,400	267,270	227,140	137,011	166,795	333,978	73,888	298,821	268,759	188,703	168,669	18,623	18,582	168,544	128,509	97,000	132,445	127,546	2,645	2,743	54,318	85,341	85,435	85,528	85,619	85,709	104,506	86,919	237,357	237,626	157,099	158,081	158,326	155,725	162,324	213,484	312,836	422,983	584,972	582,513	415,553	519,570	443,750	361,190	250,520	82,406	251,841	239,278	213,939	128,737	169,337	230,053	149,517	151,699	274,539	348,741	118,360	179,895	84,458	51,950	69,503	34,450	40,450	6,000	10,500	0	0	0	4,500	0	0	0	0
Non Currrent Assets Other	103,266	-849,080	-870,661	-912,519	-887,913	-830,151	160,851	11,353	11,395	179,697	-888,344	-806,512	-780,212	-751,557	-682,383	-648,580	5,142,970	12,028	152,837	12,105	4,291,688	4,128,482	4,096,043	3,961,658	3,987,821	3,725,003	3,640,399	3,525,288	3,610,959	3,134,763	2,970,310	2,780,863	2,781,233	2,599,845	2,319,494	2,143,676	2,049,580	1,730,822	-505,977	1,828,414	1,957,583	1,862,795	1,870,767	1,783,706	1,931,612	-48,826	-47,483	-431,581	-458,207	-432,325	-407,914	-539,194	-431,562	-349,850	-215,794	-7,878	-151,946	-12,517	-238,656	-184,681	4,950	9,422	5,882	113,777	118,344	-13,480	-13,742	-10,683	213,958	-11,615	-12,337	-9,344	217,749	-8,159	-4,536	-7,273	221,119	221,755	-20,989	-5,130	2,043	-4,239	-367,015	-379,483	-4,223	-303,239	-206,258	-222,980	1,069,740	-258,354	-242,435	-260,179	2,432	2,494	2,556	-161,096
Noncontrolling Interest In Consolidated Entity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Assets	0	4,781,445	4,688,137	4,637,489	4,670,765	243,580	4,369,499	4,070,475	6,858,587	6,776,533	6,578,856	6,438,401	6,201,888	6,106,782	6,218,163	5,617,690	6,210,604	6,190,473	4,581,838	6,233,069	6,117,061	6,100,103	6,019,418	5,914,911	5,828,488	5,749,112	5,584,773	5,400,978	5,259,897	4,980,279	5,108,897	5,017,511	4,964,352	4,915,233	4,731,999	-128	5,326,152	5,390,322	143,922	-349	3,601,857	3,243,611	3,189,945	3,228,412	3,350,065	3,268,855	3,236,265	3,204,514	3,204,564	3,120,559	3,120,574	3,438,040	3,340,943	3,320,835	3,133,498	3,153,823	3,318,034	3,686,429	4,113,622	4,082,097	4,099,744	4,018,585	4,134,391	4,398,487	4,473,347	4,607,276	4,473,958	4,397,705	4,350,855	4,377,877	4,269,774	4,183,557	4,096,697	4,009,198	3,903,278	3,804,422	3,763,971	3,771,003	3,797,802	2,133,389	2,210,848	2,191,319	121,432	1,098,405	1,746,250	339,653	1,232,780	1,155,468	258,671	1,079,998	1,051,123	1,002,507	286,200	228,728	184,107	592,706
Other Current Assets	361,663	359,263	408,306	445,021	423,327	5,163,984	294,443	28,088	3,892,584	3,604,377	3,631,876	3,740,982	3,799,243	4,195,123	3,794,550	3,993,569	4,097,867	4,049,239	19,824	4,104,370	4,135,448	4,128,482	4,096,043	3,961,658	3,841,258	3,678,793	3,590,113	3,485,239	3,465,894	3,084,618	2,918,149	2,724,407	2,627,450	2,528,998	2,236,675	2,057,198	1,895,727	1,658,492	0	1,775,187	1,780,114	1,801,048	1,806,984	1,726,622	1,679,257	2,106,275	2,164,514	2,170,217	2,086,499	2,007,306	2,085,473	2,152,447	2,236,397	2,314,872	2,447,086	2,614,856	2,787,222	2,967,061	3,200,721	3,461,041	3,554,353	3,417,956	3,432,446	3,365,580	3,370,747	3,294,546	3,152,503	3,047,550	2,985,211	2,987,946	2,853,666	2,734,233	2,614,210	2,603,188	2,491,351	2,381,023	2,379,212	2,320,827	2,302,152	1,330,924	1,291,379	1,217,909	0	0	1,093,041	1,337,366	-5,328	-5,296	-5,408	0	-11,772	-6,786	842,530	864,184	795,005	0
Other Current Liab	2,741,068	-50,286	-34,621	-300,000	-300,000	14,037	-70,986	-50,966	-1,161	352	67,388	66,772	38,140	38,225	34,631	29,752	-11,215	-11,438	4,762,068	-14,437	-11,379	4,614,422	4,426,535	4,378,101	-5,309	42,139	46,854	37,430	-2,567	47,701	49,054	53,207	-3,177	67,862	79,376	82,981	-3,450	69,300	49,737	49,908	-3,366	59,042	61,213	53,892	-11,775	2,363,385	-80,963	-80,867	-16,032	2,353,169	-80,777	0	-15,966	0	0	0	-3,608	0	0	0	-29,456	0	-16,583	0	-21,828	-20,449	-23,343	-22,379	-22,582	-19,191	-15,319	-12,734	-11,911	-9,010	-8,367	-6,638	-7,100	3,684	-11,026	-2,841	-4,403	-3,964	-3,943	-3,449	-3,385	-2,921	1,070	1,824	14,237,453	-2,578	2,355	-2,620	-6,379	-5,220	-4,253	-3,514
Other Liab	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	29,608	27,202	29,428	25,862	32,084	25,999	27,022	22,319	26,606	25,887	28,038	31,137	41,924	41,429	39,626	45,287	53,766	66,475	26,578	43,222	14,431	14,829	13,362	15,988	22,852	29,050	27,561	28,408	28,597	25,692	27,176	27,318	29,545	29,789	27,372	26,267	25,504	33,780	47,912	41,301	36,432	32,040	39,529	44,304	40,932	37,399	50,527	50,003	41,968	42,828	38,629	42,975	32,624	36,275	36,932	36,494	23,772	20,577	28,928	16,966	17,453	12,123	12,911	14,115	13,401	9,425	13,665	10,625	11,533	11,397	12,311	14,070	13,633	16,641	14,784	13,606
Other Stockholder Equity	454,737	454,740	456,265	457,281	456,925	456,238	455,696	455,450	455,043	454,845	459,152	458,871	459,314	458,698	458,209	457,703	459,301	462,029	2,375	461,370	461,075	485,242	495,533	494,761	493,738	493,066	492,253	491,717	491,660	490,197	489,635	488,721	487,554	486,965	486,431	485,852	485,046	484,588	483,883	483,209	482,412	482,023	481,395	481,162	480,208	479,864	479,822	479,812	479,720	402,544	402,486	402,418	402,104	401,839	287,368	287,066	286,860	286,655	279,609	279,362	279,292	279,061	278,765	278,595	278,061	288,109	302,185	319,779	324,769	323,156	322,013	320,986	319,950	319,451	338,538	338,390	334,932	333,756	332,617	104,034	103,082	101,791	100,980	100,617	99,941	101,790	99,906	98,420	82,093	101,784	81,669	82,105	65,116	63,291	62,109	-3,271
Preferred Stock Redeemable	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Total Equity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Property Plant And Equipment Gross	66,942	0	0	0	68,112	0	0	0	0	0	26,225	26,398	26,431	27,956	26,412	26,374	26,070	26,698	26,698	28,426	27,752	28,552	26,324	26,465	26,655	26,648	26,869	28,350	28,698	27,682	29,752	30,112	29,834	29,857	30,656	30,934	30,912	31,187	13,929	13,947	14,221	14,205	14,463	14,792	15,150	15,412	15,912	16,272	16,603	16,627	16,869	17,165	17,599	17,639	17,917	18,236	18,657	19,302	19,833	20,269	21,102	20,703	20,801	20,679	20,800	20,597	20,361	20,324	20,075	20,322	20,312	20,565	20,784	20,426	20,557	20,728	19,691	19,184	19,514	8,126	8,435	8,234	8,520	8,876	8,240	7,381	7,555	7,692	7,814	0	6,972	6,863	6,689	9,482	9,649	9,035
Property Plant And Equipment Net	64,359	20,707	22,849	22,625	22,850	23,591	24,207	24,410	24,788	25,582	26,225	26,398	26,431	27,956	26,412	26,374	26,070	26,698	0	28,426	27,752	28,552	26,324	26,465	26,655	26,648	26,869	28,350	28,698	27,682	29,752	30,112	29,834	29,857	30,656	30,934	30,912	31,187	13,929	13,947	14,221	14,205	14,463	14,792	15,150	15,412	15,912	16,272	16,603	16,627	16,869	17,165	17,599	17,639	17,917	18,236	18,657	19,302	19,833	20,269	21,102	20,703	20,801	20,679	20,800	20,597	20,361	20,324	20,075	20,322	20,312	20,565	20,784	20,426	20,557	20,728	19,691	19,184	19,514	8,126	8,435	8,234	8,520	8,876	8,240	7,381	7,555	7,692	7,814	7,612	6,972	6,863	6,689	9,482	9,649	9,035
Property Plant Equipment	0	0	60,649	22,625	63,250	23,591	24,207	24,410	71,088	25,582	26,225	26,398	26,431	27,956	26,412	26,374	26,070	27,271	26,698	28,426	27,752	28,552	26,324	26,465	26,655	26,648	26,869	28,350	28,698	27,682	29,752	30,112	29,834	29,857	30,656	30,934	30,912	31,187	13,929	13,947	14,221	14,205	14,463	14,792	15,150	15,412	15,912	16,272	16,603	16,627	16,869	17,165	17,599	17,639	17,917	18,236	18,657	19,302	19,833	20,269	20,279	20,703	20,801	20,679	20,800	20,597	20,361	20,324	20,075	20,322	20,312	20,565	20,784	20,426	20,557	20,728	19,691	19,184	19,514	8,126	8,435	8,234	8,520	8,876	8,240	7,381	7,555	7,692	7,814	7,612	6,972	6,863	6,689	9,482	9,649	9,035
Retained Earnings	319,048	308,007	296,901	283,910	269,542	248,684	229,135	210,788	196,784	169,534	146,651	128,211	114,621	102,751	88,859	83,355	100,551	100,021	100,021	104,771	97,539	93,768	85,465	77,691	70,575	65,858	57,717	49,395	41,726	33,413	26,396	16,742	6,422	-3,931	-14,371	-24,838	-32,379	-44,586	-55,642	-63,242	-72,052	-79,855	-87,890	-97,409	-107,519	-121,498	-134,778	-190,552	-197,893	-203,399	-207,602	-215,603	-226,040	-231,352	-216,774	-187,517	-138,031	-102,150	-42,485	-20,950	-15,754	-11,939	-16,425	90,360	93,404	196,208	187,996	175,603	165,498	151,785	137,123	124,054	112,310	99,839	87,300	74,745	63,894	54,660	46,046	40,945	35,985	32,327	28,793	25,257	22,408	17,615	12,475	9,501	22,767	18,537	14,122	9,903	21,272	17,009	13,160	9,409
Retained Earnings Total Equity	0	0	0	283,910	0	248,684	229,135	210,788	196,784	169,534	146,651	128,211	114,621	102,751	88,859	83,355	100,551	104,927	100,021	104,771	97,539	93,768	85,465	77,691	70,575	65,858	57,717	49,395	41,726	33,413	26,396	16,742	6,422	-3,931	-14,371	-24,838	-32,379	-44,586	-55,642	-63,242	-72,052	-79,855	-87,890	-97,409	-107,519	-121,498	-134,777	-190,552	-197,893	-203,399	-207,602	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Long Term Debt	250,000	87,500	50,000	300,000	300,000	50,000	70,000	50,000	0	50,000	50,000	50,000	0	0	0	0	25,000	25,000	0	0	0	0	387,532	337,400	267,270	227,140	20,000	50,000	333,978	55,000	280,000	250,000	188,703	0	0	0	169,477	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Long Term Debt Total	501,414	292,360	254,708	479,558	779,409	279,261	344,113	303,967	352,506	352,344	269,243	269,124	268,972	268,821	370,478	418,523	208,377	118,087	758,082	117,947	172,808	277,670	387,532	337,400	267,270	227,140	137,011	166,795	333,978	73,888	298,821	268,759	188,703	168,669	18,623	18,582	168,544	128,509	97,000	132,445	127,546	2,645	2,743	54,318	85,341	85,435	85,528	85,619	85,709	104,506	86,919	237,357	237,626	238,698	239,284	240,732	238,131	244,730	295,890	395,242	505,389	667,378	582,513	497,959	519,570	443,750	361,190	250,520	82,406	251,841	239,278	213,939	128,737	169,337	230,053	149,517	151,699	274,539	348,741	118,360	179,895	84,458	51,950	69,503	34,450	40,450	6,000	10,500	0	4,500	4,500	4,500	2,300	3,900	4,500	0
Short Term Debt	256,145	87,500	50,000	300,000	300,000	50,000	70,000	50,000	0	50,000	50,000	50,000	160,000	118,821	0	102	66	33	849	750	173	160,000	270,000	220,000	803	657	1,481	932	978	1,041	2,456	2,809	3,586	2,704	1,638	2,598	1,847	2,428	3,186	1,985	2,018	1,535	1,372	2,170	1,336	2,157	82,406	82,406	1,715	82,406	82,406	82,406	0	82,406	82,406	82,406	82,406	82,406	82,406	82,406	82,406	82,406	0	82,406	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Term Investments	865,739	817,242	836,650	878,701	853,838	830,151	860,221	876,980	910,790	906,996	862,119	780,114	753,781	723,601	655,971	622,206	634,477	639,995	639,995	621,470	574,908	572,236	565,529	570,351	578,804	598,440	571,846	548,010	516,964	548,961	636,275	675,032	698,296	669,340	728,683	858,064	1,060,717	1,128,624	505,977	520,990	530,926	383,057	400,815	419,903	451,060	410,210	319,154	355,837	381,862	363,060	390,212	538,356	188,737	324,578	190,238	113,369	98,847	876	886	163,518	130,000	221,551	261,675	322,702	16,500	356,671	363,778	380,279	41,000	397,981	409,018	429,845	60,000	397,219	410,778	422,808	72,000	439,033	458,459	361,175	0	1,446	365,350	377,618	272,006	289,683	179,204	194,793	19,200	228,018	19,098	21,372	52,700	0	0	0
Temporary Equity Redeemable Noncontrolling Interests	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Assets	7,570,341	7,350,140	7,344,924	7,434,130	7,378,262	7,128,511	6,955,968	6,737,052	6,858,587	6,776,533	6,578,856	6,438,401	6,201,888	6,106,782	6,218,163	5,617,690	5,538,184	5,511,752	5,511,752	5,571,068	5,502,219	5,487,042	5,415,202	5,305,641	5,210,485	5,111,396	4,973,346	4,811,821	4,701,346	4,402,180	4,441,333	4,310,748	4,234,521	4,214,241	3,970,770	4,083,887	4,232,443	4,228,332	3,094,775	3,096,613	3,055,539	2,845,137	2,773,414	2,792,423	2,882,520	2,841,857	2,846,652	2,771,471	2,744,824	2,686,570	2,710,835	2,879,666	2,907,148	2,968,505	2,914,950	3,018,301	3,162,706	3,457,490	3,870,851	3,892,895	3,875,816	3,765,991	3,845,107	3,940,395	3,983,746	4,011,615	3,870,897	3,777,584	3,725,243	3,739,811	3,624,305	3,514,984	3,414,252	3,368,388	3,251,792	3,139,359	3,104,188	3,089,898	3,096,706	1,760,805	1,785,754	1,734,668	1,648,863	1,551,835	1,456,298	1,425,178	1,292,758	1,221,602	1,158,760	1,139,065	1,114,491	1,069,684	1,034,610	946,339	877,840	813,733
Total Current Assets	361,663	1,719,615	1,786,126	1,884,122	1,819,584	6,850,073	1,690,731	1,753,834	5,911,614	5,832,505	5,679,008	5,620,331	5,410,064	5,343,548	5,524,038	4,957,302	4,865,764	4,833,031	130,851	4,909,067	4,887,377	4,873,981	4,810,986	4,696,371	4,592,482	4,473,680	4,361,919	4,222,664	4,142,795	3,824,081	3,773,769	3,603,985	3,504,690	3,513,249	3,209,541	3,193,032	3,138,734	3,066,342	2,936,924	2,560,895	2,509,221	2,446,663	2,356,883	2,356,434	2,414,975	2,414,859	2,457,039	2,338,428	2,285,084	2,252,581	2,301,096	2,321,292	2,473,353	2,616,175	2,696,402	2,882,779	3,007,378	3,228,551	3,628,080	3,703,693	3,651,888	3,513,397	3,555,823	3,482,303	3,494,145	3,415,954	3,267,836	3,157,463	3,099,631	3,101,745	2,978,836	2,846,411	2,731,807	2,727,578	2,600,306	2,474,296	2,444,405	2,408,793	2,395,610	1,388,221	1,360,660	1,278,017	1,514,901	440,354	1,166,346	1,415,640	57,814	63,950	81,206	56,821	61,060	64,807	1,025,488	934,363	865,635	59,931
Total Current Liabilities	2,997,213	50,286	34,621	20,512	7,792	66,217	70,986	50,966	1,161	51,235	51,855	52,352	42,704	43,652	43,286	39,445	11,215	11,438	4,829,207	14,437	11,379	168,153	275,775	225,931	5,309	46,210	50,286	40,049	2,567	50,145	52,161	56,456	3,177	70,847	82,819	86,478	3,450	72,330	53,160	53,227	3,366	61,747	63,783	57,084	11,775	17,423	16,325	17,141	16,032	95,896	15,855	96,590	15,966	96,133	96,430	95,552	95,012	102,136	114,265	109,640	100,945	93,750	16,583	100,263	18,470	20,449	23,343	22,379	13,064	19,191	15,319	12,734	11,911	9,010	8,367	6,638	7,100	9,958	-4,890	2,841	4,403	3,964	3,943	3,449	3,385	2,921	4,233	5,081	14,242,179	3,369	9,281	3,802	6,379	5,220	4,253	3,514
Total Liab	6,868,450	6,686,781	6,676,364	6,771,965	6,740,747	6,519,618	6,337,672	6,115,600	6,215,170	6,157,478	5,975,879	5,856,579	5,624,844	5,543,579	5,670,727	5,064,732	4,974,917	4,947,294	4,947,294	5,006,776	4,949,651	4,919,294	4,843,495	4,741,363	4,648,008	4,552,149	4,423,206	4,272,279	4,170,321	3,870,982	3,916,148	3,799,888	3,740,603	3,728,792	3,498,030	3,616,417	3,779,056	3,793,138	2,668,427	2,681,898	2,654,302	2,447,181	2,378,018	2,403,318	2,504,156	2,477,870	2,498,196	2,477,753	2,459,216	2,483,367	2,512,470	2,695,615	2,733,892	2,795,873	2,841,770	2,917,279	3,012,962	3,270,370	3,631,725	3,632,652	3,611,901	3,498,795	3,583,602	3,570,031	3,612,201	3,528,706	3,384,863	3,284,530	3,238,126	3,268,450	3,172,919	3,075,780	2,987,475	2,952,382	2,826,962	2,730,909	2,704,278	2,699,779	2,722,909	1,612,292	1,646,287	1,598,459	1,516,574	1,423,798	1,331,830	1,305,759	1,180,363	1,113,667	14,242,179	1,037,281	1,018,692	977,668	948,214	866,032	802,564	742,451
Total Permanent Equity	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Stockholder Equity	701,891	663,359	668,560	662,165	637,515	608,893	618,296	621,452	643,417	619,055	602,977	581,822	577,044	563,203	547,436	552,958	563,267	564,458	564,458	564,292	552,568	567,748	571,707	564,278	562,477	559,247	550,140	539,542	531,025	531,198	525,185	510,860	493,918	485,449	472,740	467,470	453,387	435,194	426,348	414,715	401,237	397,956	395,396	389,105	378,364	363,987	348,456	293,718	285,608	203,203	198,365	184,051	173,256	172,632	73,180	101,022	149,744	187,120	239,126	260,243	263,915	267,196	261,505	370,364	371,545	482,909	486,034	493,054	487,117	471,361	451,386	439,204	426,777	416,006	424,830	408,450	399,910	390,119	373,797	148,513	139,467	136,209	132,289	128,037	124,468	119,419	112,395	107,935	104,873	101,784	95,799	92,016	86,396	80,307	75,276	71,282
Treasury Stock	0	0	0	-127,603	0	-126,457	-126,322	-125,887	-125,753	-125,414	-120,443	-120,087	-119,046	-119,029	-119,002	-118,882	-116,515	-109,098	-109,076	-109,062	-108,637	-83,619	-72,478	-72,320	-71,889	-71,721	-71,695	-71,434	-70,786	-70,709	-70,454	-70,224	-70,207	-70,151	-69,858	-69,858	-69,858	-69,858	-69,858	-69,858	-69,858	-69,858	-69,858	-69,858	-69,858	-69,858	-69,858	-69,858	-69,858	-70,012	-70,012	-70,012	-70,012	-70,012	-70,012	-70,012	-70,012	-70,012	-70,012	-70,012	-70,012	-70,012	-70,012	-70,012	-70,012	-58,967	-43,975	-28,098	-20,041	-20,041	-20,041	-20,041	-20,041	-20,041	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Warrants	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

Cash Flow

Currency in USD. All numbers in thousands.

	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31
Begin Period Cash Flow	352,421	608,965	391,849	121,678	155,376	153,826	147,235	164,364	158,320	179,357	268,047	201,683	249,720	154,110	215,947	122,398	138,501	163,477	127,164	62,595	122,772	81,206	176,107	63,476	70,729
Capital Expenditures	2,419	1,926	2,724	4,392	1,579	3,696	843	730	1,146	1,150	1,018	675	1,167	1,228	988	251	3,682	2,237	3,831	2,049	2,031	1,832	1,932	1,927	720
Cash And Cash Equivalents Changes	0	0	217,116	270,171	-33,698	1,550	6,591	-17,129	6,044	-21,037	-88,690	66,364	-48,037	0	0	0	0	0	0	0	0	0	0	0	0
Cash Flows Other Operating	0	0	252,840	63,561	76,115	84,939	116,082	89,806	99,331	40,384	102,606	-2,848	2,683	0	0	0	0	0	0	0	0	0	0	0	0
Change In Cash	-50,097	-256,544	217,116	270,171	-33,698	1,550	6,591	-17,129	6,044	-21,037	-88,690	66,364	-48,037	95,610	-61,837	92,790	-16,103	-24,976	36,313	64,569	-60,177	41,566	-94,901	112,631	-7,253
Change In Working Capital	21,197	22,143	9,308	-12,096	-8,374	1,777	11,930	-4,161	16,263	-6,796	15	-10,585	-510	48,898	-47,154	-34,658	19,956	-3,543	-1,404	-12,622	3,039	-2,500	-3,811	1,768	-296
Change Receivables	0	0	0	0	0	-561	-1,783	-1,486	248	740	526	248	219	0	0	0	0	0	0	0	0	0	0	0	0
Change To Account Receivables	0	0	0	-10,400	0	-561	-1,783	-1,486	248	740	526	248	219	1,444	2,855	5,064	0	0	0	155	0	0	0	0	0
Change To Inventory	0	0	0	0	0	-2,625	12,085	-965	17,085	-6,256	9,069	-5,652	3,712	124,080	33,620	0	22,987	0	5,806	456	0	0	0	0	0
Change To Liabilities	0	24,688	3,312	19,002	3,376	-1,728	3,855	-8,956	-13,320	4,513	-6,034	-3,228	-1,235	3,360	0	0	0	10,671	4,811	0	0	0	0	0	0
Change To Netincome	0	8,715	-30,345	-75,507	-63,015	-74,994	-105,804	-96,048	-92,849	-87,583	-82,316	-35,688	12,616	0	0	0	0	0	0	0	0	0	0	0	0
Change To Operating Activities	0	-2,545	5,996	-10,092	-3,515	-2,431	2,839	-12,480	-8,946	8,526	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	13,393	15,056	16,089	10,952	9,532	11,111	12,854	14,578	17,846	8,701	2,124	2,321	2,863	3,435	3,662	6,317	5,495	5,567	6,054	7,565	1,891	1,427	1,283	611	1,591
Dividends Paid	-30,535	28,636	16,514	15,960	29,776	30,921	25,811	25,661	10,547	6,694	4,439	0	0	0	0	3,853	11,574	11,805	9,813	7,740	4,220	7	7	3	2
End Period Cash Flow	302,324	352,421	608,965	391,849	121,678	155,376	153,826	147,235	164,364	158,320	179,357	268,047	201,683	249,720	154,110	215,188	122,398	138,501	163,477	127,164	62,595	122,772	81,206	176,107	63,476
Exchange Rate Changes	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Free Cash Flow	106,128	145,382	91,005	55,811	57,217	72,939	79,021	53,653	63,148	24,317	59,700	49,263	48,078	225,217	91,268	43,504	89,968	46,672	65,113	35,684	11,557	19,117	9,267	21,767	-2,364
Investments	-219,166	-881,506	-181,735	-404,196	-49,337	-243,078	-256,985	-85,333	186,298	-9,738	-310,401	-66,803	210,025	0	0	0	0	0	0	0	0	0	0	0	0
Issuance Of Capital Stock	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Borrowings	0	125,200	82,386	60,000	35,000	-95,000	-165,000	145,000	19,067	-2,098	124,611	-368	-151,917	0	0	0	0	0	0	0	0	0	0	0	0
Net Income	79,536	101,394	98,677	42,196	32,788	57,868	54,660	56,489	53,823	49,761	39,906	90,374	28,147	-88,009	-122,277	-102,093	-60,520	65,649	58,229	36,700	19,213	17,030	16,811	15,523	12,006
Other Cashflows From Financing Activities	-785	1,305,910	-572	635,711	-517	-680	-1,103	864,161	-1,282	-53,796	242,192	45,641	-273,381	-282,584	-320,753	4,598	326,562	598	279,782	303,814	310,199	278,020	108,715	270,762	79,887
Other Cashflows From Investing Activities	0	0	1,524	1,001	6,371	-64,793	-260,564	-405,423	-205,419	27,285	7,053	33,209	-109,521	25,113	4,917	2,128	1,306	0	0	0	0	0	0	0	0
Other Non Cash Items	-1,345	-26,432	8,389	-7,888	-1,899	-4,334	-15,974	-20,982	-43,934	-14,688	8,318	19,692	-939	257,547	231,103	184,407	141,446	-17,343	11,876	2,648	-5,153	4,310	1,053	8,256	-12,960
Sale Purchase Of Stock	-4,084	-298	-6,135	-2,196	-7,362	-36,068	-1,103	-579	-349	467	-5,743	10	77,109	0	0	-4,074	0	249,663	-20,041	0	0	0	0	0	0
Stock Based Compensation	2,681	2,595	2,436	2,544	3,125	3,515	2,893	3,008	2,241	2,165	705	478	608	1,013	906	1,036	1,891	1,521	-3,104	-3,131	-3,333	1,151	-4,096	-1,233	-1,072
Total Cash From Financing Activities	52,098	477,654	570,426	617,555	-47,949	236,482	445,119	419,974	-37,983	-62,901	154,958	50,695	-196,619	-166,818	-581,172	277	314,545	233,653	247,007	76,579	305,979	278,013	108,707	270,758	79,885
Total Cash From Operating Activities	108,547	147,308	93,729	60,203	58,796	76,635	79,864	54,383	64,294	25,467	60,718	49,938	49,245	226,445	92,256	43,755	93,650	48,909	68,944	37,733	13,588	20,949	11,199	23,694	-1,645
Total Cashflows From Investing Activities	0	-881,506	-447,039	-407,587	-44,545	-311,567	-518,392	-491,486	-20,267	16,397	-304,366	-34,269	99,337	35,983	427,079	48,758	0	0	0	0	0	0	0	0	0

	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30	2007-06-30	2007-03-31	2006-12-31	2006-09-30	2006-06-30	2006-03-31	2005-12-31	2005-09-30	2005-06-30	2005-03-31	2004-12-31	2004-09-30	2004-06-30	2004-03-31	2003-12-31	2003-09-30	2003-06-30	2003-03-31	2002-12-31	2002-09-30	2002-06-30	2002-03-31	2001-12-31	2001-09-30	2001-06-30	2001-03-31	2000-12-31	2000-09-30	2000-06-30	2000-03-31
Begin Period Cash Flow	289,006	344,907	386,201	352,421	275,159	217,237	312,491	608,965	824,347	697,789	646,445	391,849	359,755	546,048	290,546	121,678	150,678	169,830	169,830	155,376	159,617	136,474	151,611	153,826	138,139	138,507	138,592	147,235	130,197	156,632	137,464	164,364	235,342	153,231	182,054	158,320	197,016	123,782	204,384	179,357	193,854	77,860	145,299	268,047	302,428	304,405	160,242	201,683	228,862	198,923	170,361	249,720	282,298	250,745	199,217	154,110	213,334	382,826	320,950	215,188	86,640	120,222	103,306	122,398	103,789	121,820	148,174	138,501	164,609	111,371	97,780	163,477	174,233	103,850	158,841	127,164	77,964	107,528	50,707	62,595	53,314	119,053	59,865	122,772	122,833	124,814	103,849	81,206	86,821	124,960	132,007	176,107	112,128	131,438	105,122	63,476
Capital Expenditures	2,089	1,333	1,046	617	176	349	784	617	274	484	955	1,011	4,860	2,581	1,035	1,244	2,842	929	929	1,444	3,800	2,831	488	481	696	2,324	37	411	1,393	1,009	403	990	1,292	123	389	903	411	128	491	120	451	257	164	146	255	24	173	223	534	280	240	113	517	247	241	223	1,000	117	224	659	2,114	634	851	629	981	986	771	944	474	748	509	506	1,098	581	415	1,737	1,234	252	403	160	673	187	142	1,029	1,232	179	204	217	130	930	432	440	821	-167	1,132	265
Cash And Cash Equivalents Changes	0	0	0	33,780	0	57,922	-79,467	-312,261	-215,383	126,559	51,344	254,596	32,094	-186,292	255,500	168,869	-29,000	19,827	-38,979	14,454	-4,241	23,143	-15,137	-2,215	15,687	-368	-85	-8,643	17,038	-26,435	19,168	-26,900	-70,978	82,111	-28,823	23,734	-38,696	73,234	-80,602	25,027	-14,497	115,994	-67,439	-122,748	-34,381	-1,977	144,163	-41,441	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cash Flows Other Operating	0	0	0	30,337	0	42,438	39,512	20,134	22,149	61,104	35,942	133,645	20,583	33,400	-20,622	30,200	6,310	22,889	28,179	18,737	17,369	22,903	17,845	26,822	20,927	42,757	25,765	26,633	23,085	32,409	24,417	9,895	18,828	31,229	35,296	13,978	18,832	6,842	-6,119	20,829	90,663	6,550	-2,252	7,645	4,689	7,412	-9,120	-5,829	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change In Cash	13,318	-55,901	-41,294	33,780	77,262	57,922	-95,254	-296,474	-215,382	126,558	51,344	254,596	32,094	-186,293	255,502	168,868	-29,000	-38,979	-38,979	14,454	-4,241	23,143	-15,137	-2,215	15,687	-368	-85	-8,643	17,038	-26,435	19,168	-26,900	-70,978	82,111	-28,823	23,734	-38,696	73,234	-80,602	25,027	-14,497	115,994	-67,439	-122,748	-34,381	-1,977	144,163	-41,441	-27,179	29,939	28,562	-79,359	-32,578	31,553	51,528	45,107	-59,224	-169,492	61,876	105,762	128,548	-33,582	16,916	-19,092	18,609	-18,031	-26,354	9,673	-26,108	53,238	13,591	-65,697	-10,756	70,383	-54,991	31,677	49,200	-29,564	56,821	-11,888	9,281	-65,739	59,188	-62,907	-61	-1,981	20,965	22,643	-5,615	-38,139	-7,047	-44,100	63,979	-19,310	26,316	41,646
Change In Working Capital	-5,866	7,841	12,811	5,591	13,084	9,952	3,126	-4,019	1,317	773	-373	7,591	3,254	-8,643	-3,778	-2,929	-5,535	-5,714	20,643	1,576	4,473	-1,546	-349	-801	12,852	2,842	-5,397	1,633	2,934	4,981	393	-12,469	15,449	10,235	4,548	-13,969	-10,712	-8,235	-2,750	14,901	-4,665	7,961	-3,952	671	-1,281	6,693	-6,447	-9,550	3,236	-873	1,764	-4,637	3,788	-2,022	52,189	-5,057	-14,294	-29,767	-5,179	2,086	6,071	-30,426	-14,424	4,121	12,715	-16,682	12,023	11,900	7,110	-20,594	3,277	6,664	-4,211	-2,691	-6,429	11,927	-1,213	-3,044	-1,093	-7,272	1,775	-249	-2,628	4,141	962	-3,476	200	-186	-1,318	-1,482	-2,202	1,191	-1,614	1,657	-686	2,411
Change Receivables	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1,223	451	-66	315	-706	-189	19	-672	-931	-393	213	-827	392	74	-1,125	-779	-589	1,105	511	131	-91	752	-52	-98	484	85	55	-114	-299	801	-140	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Account Receivables	0	0	0	0	0	0	0	0	0	0	-1,532	-298	-963	-9,437	0	0	-1,608	451	451	-66	315	-706	-189	19	-672	-931	-393	213	-827	392	74	-1,125	-779	-589	1,105	511	131	-91	752	-52	-98	484	85	55	-114	-299	661	-604	-604	287	1,284	-748	1,444	1,050	1,690	466	-958	729	-416	645	5,064	3,610	4,256	1,994	0	0	0	180	0	0	0	0	0	0	0	0	155	470	542	96	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Inventory	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-4,948	-2,885	0	-1,136	1,221	-2,933	252	-1,165	12,572	3,420	-5,557	1,650	3,929	5,550	700	-11,144	16,309	11,308	3,742	-14,274	-11,056	-7,041	-3,382	15,223	-4,750	7,572	-3,091	9,338	1,851	9,545	11,634	0	597	-82	566	-1,876	124,080	98,510	77,472	0	-4,547	-18,207	-9,087	-7,020	0	0	0	0	22,987	20,035	16,828	11,073	0	0	3,215	547	5,806	5,551	3,339	4,116	456	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Liabilities	0	0	-1,494	8,861	9,096	14,259	16,979	7,908	-95	438	415	2,902	880	-10,132	26,002	2,252	-242	5,119	-1,686	185	2,497	-2,073	3,583	-5,735	4,667	-2,310	5,015	-3,517	2,310	-2,830	-1,154	-7,282	-186	1,278	-8,203	-6,209	-6,336	-624	10,338	1,135	601	1,331	-1,965	-6,001	-4,385	1,425	-85	-183	66	0	0	0	3,360	1,121	1,418	540	0	1,191	13,320	8,695	0	0	0	0	0	0	761	0	10,671	7,280	3,408	823	4,811	1,910	1,267	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Netincome	0	0	-1,743	-26,803	2,762	-37,043	-65,480	-15,787	-10,287	-157,769	98,440	-150,453	-18,804	-26,253	-17,592	-12,858	-7,120	-26,005	-16,173	-13,717	-16,496	-19,398	-19,749	-19,351	-15,909	-31,860	-37,155	-20,880	-24,794	-22,045	-34,792	-14,417	-7,741	-31,936	-27,790	-25,382	-36,403	-39,972	30	-11,238	-89,721	-2,080	3,835	5,650	1,755	-8,223	-5,011	-24,209	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Change To Operating Activities	0	0	14,305	14,305	3,988	1,657	3,737	-11,927	1,412	1,335	-788	4,037	3,996	-2,451	-4,610	-7,027	932	76	-6,165	1,642	-50	-840	-160	-820	4,622	-194	1,451	-2,501	-12,480	2,611	1,084	-713	-8,946	0	0	0	8,526	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	1,641	2,277	1,725	1,742	2,593	2,882	3,013	6,568	3,903	4,458	3,878	3,850	2,944	2,990	2,701	2,317	2,684	2,072	2,072	2,622	2,601	3,282	3,471	1,757	3,501	2,272	3,196	3,885	3,730	3,253	3,613	3,982	2,659	5,614	4,132	5,441	7,250	556	460	435	476	569	534	545	558	560	578	625	689	683	726	765	328	986	1,150	971	471	1,027	1,066	1,098	1,422	3,017	1,371	507	1,383	1,370	1,377	1,365	1,328	1,387	1,435	1,417	1,109	1,764	1,539	1,642	1,629	1,934	2,595	1,407	498	494	0	367	367	227	474	359	276	349	343	315	48	-248	508	303
Dividends Paid	-7,592	7,690	7,630	7,623	7,621	7,621	6,703	6,691	6,081	3,682	3,682	3,069	2,456	2,452	3,672	7,380	7,460	7,406	7,406	7,440	7,613	7,778	7,774	7,756	6,781	6,781	6,135	6,114	6,103	6,104	4,494	8,960	3,516	4,797	2,234	2,234	2,231	2,230	4,463	2,225	2,224	2,215	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	2,594	138	1,238	2,753	2,818	2,876	2,930	2,950	2,941	2,935	2,871	3,058	2,427	2,426	2,479	2,481	2,454	1,416	2,444	1,426	1	1,411	1,410	1,398	0	0	0	7	1	0	0	5	0	3	3	3
End Period Cash Flow	302,324	289,006	344,907	386,201	352,421	275,159	217,237	312,491	608,965	824,347	697,789	646,445	391,849	359,755	546,048	290,546	121,678	130,851	130,851	169,830	155,376	159,617	136,474	151,611	153,826	138,139	138,507	138,592	147,235	130,197	156,632	137,464	164,364	235,342	153,231	182,054	158,320	197,016	123,782	204,384	179,357	193,854	77,860	145,299	268,047	302,428	304,405	160,242	201,683	228,862	198,923	170,361	249,720	282,298	250,745	199,217	154,110	213,334	382,826	320,950	215,188	86,640	120,222	103,306	122,398	103,789	121,820	148,174	138,501	164,609	111,371	97,780	163,477	174,233	103,850	158,841	127,164	77,964	107,528	50,707	62,595	53,314	119,053	59,865	122,772	122,833	124,814	103,849	81,206	86,821	124,960	132,007	176,107	112,128	131,438	105,122
Exchange Rate Changes	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Free Cash Flow	5,459	30,809	32,957	35,511	46,742	49,357	29,766	19,517	27,990	-65,688	123,112	5,591	24,788	13,768	-1,371	23,018	5,950	16,428	16,428	20,989	21,506	17,208	20,035	17,886	23,345	24,858	10,848	19,706	18,901	25,983	4,655	4,844	29,015	20,735	20,577	-5,910	351	-1,806	2,627	23,145	12,290	17,778	12,258	17,374	11,523	15,053	44,022	-21,335	23,254	20,148	-30,404	35,080	41,210	30,373	140,450	13,184	17,157	30,492	20,734	23,873	20,662	-7,059	6,300	23,852	27,538	2,387	28,215	31,828	3,525	1,997	17,833	23,317	15,815	11,191	15,499	22,608	47,049	-3,779	-8,085	499	5,383	3,329	-3,535	6,380	948	3,991	7,161	7,017	3,896	-442	2,632	3,181	5,495	4,091	2,800	9,090
Investments	-169,538	-57,188	44,127	-26,778	-178,710	-160,677	-540,369	-19,745	-10,640	18,682	-80,497	17,711	-66,941	-80,838	-318,865	62,448	-44,256	4,508	7,029	-16,618	-17,504	-50,873	-101,675	-73,026	14,557	-62,050	-111,953	-97,539	-27,429	39,598	-34,948	-62,554	8,187	-127,691	80,731	225,071	79,116	-6,212	-84,446	1,804	-237,276	30,927	-57,297	-46,755	-132,297	-51,850	83,748	33,596	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Issuance Of Capital Stock	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Borrowings	0	0	-225,000	-225,000	250,001	-220,000	-204,820	-12,500	-27	-12,500	82,413	82,413	82,413	-101,808	-48,192	210,000	15,000	75,000	75,000	-55,000	-105,000	-110,000	50,000	70,000	-57,735	90,000	-30,000	-167,265	260,000	-225,000	30,000	80,000	169,067	0	783	-150,783	25,448	3,000	-35,445	4,899	124,901	-98	-97	-95	-94	-93	-91	-90	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income	18,509	18,796	20,621	21,991	28,479	27,170	25,050	20,695	33,331	26,565	22,122	16,659	14,326	16,344	9,176	2,350	3,084	2,656	2,656	14,672	11,384	16,081	15,548	14,855	11,498	14,922	14,457	13,783	14,416	13,121	14,148	14,804	14,826	13,959	13,984	11,054	14,441	13,287	10,998	11,035	10,027	10,250	9,519	10,110	13,979	13,279	55,775	7,341	5,506	4,203	8,001	10,437	5,312	-14,578	-29,257	-49,486	-35,881	-59,665	-21,535	-5,196	-3,815	4,348	-105,547	2,921	-99,986	11,088	15,323	13,055	17,310	17,597	15,940	14,802	14,890	14,969	15,038	13,332	11,700	11,069	7,545	6,386	5,075	4,946	4,952	4,240	4,793	5,140	2,974	4,123	4,231	4,414	4,220	3,946	4,263	3,847	3,753	3,660
Other Cashflows From Financing Activities	324,993	54,501	113,206	31,848	478,975	396,281	421,174	9,467	-41	182,039	119,651	234,720	80,698	-117,323	579,401	92,935	41,628	-58,093	-14	17,948	54,413	77,887	98,434	100,017	129,467	179,974	-261	-648	570,013	-43,052	119,518	70,357	160,172	228,638	-112,810	-4,575	9,215	-39,683	31,365	1,569	207,683	66,011	28,908	-64,411	27,714	-21,722	21,381	17,723	45,713	-27,531	-182,761	-36,719	-61,476	68,044	-76,510	-96,366	-91,363	-340,306	99,402	16,003	260,438	74,919	18,462	-45,497	20	157,368	96,914	33,008	269	92,157	187,448	165,007	39,068	106,773	95,759	17,402	125,290	60,562	165,301	32,083	43,789	80,137	97,684	88,589	26,451	129,879	63,779	57,911	19,072	20,034	43,050	26,902	83,605	61,005	58,935	73,115
Other Cashflows From Investing Activities	0	0	0	0	0	0	0	-206,884	0	99	836	589	397	553	7	44	2,871	423	3,077	-16,618	271	-2,160	-23,999	-38,905	-105,021	-86,190	-39,129	-30,224	-264,540	-44,980	-65,333	-30,570	-114,706	-34,774	-17,321	-38,618	-100,012	126,165	398	734	5,129	1,376	267	281	53,899	56,635	-4,897	-72,428	6,453	5,598	3,736	1,752	25,113	7,732	5,042	2,482	4,917	4,068	215	0	2,128	155	155	155	1,306	1,306	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Non Cash Items	-3,454	7,625	-2,832	9,833	7,250	-28,711	-1,320	-19,438	-15,492	-84,587	104,637	-25,611	-1,352	7,428	-17,943	25,194	15,189	1,948	1,948	4,548	-8,301	2,328	2,309	-871	-18,133	7,728	1,049	2,222	-9,702	8,686	-8,950	1,510	-23,826	1,383	6,613	-1,112	3,041	-2,060	-2,556	-904	-3,065	-359	6,983	5,846	432	-2,583	-5,721	-19,620	-1,409	16,357	29	441	32,081	45,971	115,929	63,565	77,790	1,500	875	126	25,088	16,636	125,751	17,762	124,734	9,905	3,597	5,240	-22,292	4,789	348	2,413	2,477	5,577	-276	3,330	33,258	-26,585	-3,461	-564	-1,292	-1,675	-5,717	-1,362	-3,942	2,279	3,717	2,938	837	-2,793	703	-1,831	3,619	-1,165	357	2,981
Sale Purchase Of Stock	-739	-2,303	-1,444	822	-28	569	-569	-134	-298	-4,891	-946	-946	2,196	-2,196	0	-2,196	-7,362	-14	14	-425	-24,945	-11,141	-158	-431	-168	-26	-261	-648	-77	-255	-230	-17	-56	168	85	278	-467	9	228	190	-5,743	432	7	326	10	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-1,480	0	0	0	67,866	0	0	0	-24,216	0	0	0	-20,041	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-345	0	0	0	0
Stock Based Compensation	743	778	508	652	709	664	681	541	537	664	637	598	633	516	626	769	859	659	0	712	851	850	930	884	822	708	671	692	679	787	923	619	560	659	494	528	418	696	446	605	318	198	92	97	334	42	10	92	168	58	68	314	265	262	280	206	205	212	247	242	1,036	0	0	287	1,891	-749	-1,761	480	1,521	-1,390	-1,312	101	-924	-1,524	-281	393	-1,353	-476	-837	-465	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Cash From Financing Activities	174,664	-28,189	-119,424	25,047	209,054	169,242	209,082	-109,724	50,286	173,466	115,969	230,705	78,242	-119,775	575,729	83,359	8,943	-65,513	-65,513	10,083	-4,818	58,968	90,502	91,830	82,806	123,161	139,738	99,414	293,211	-49,411	114,794	61,380	7,795	223,841	-112,810	-156,809	-18,151	-44,913	819	-656	205,360	65,913	-22,667	-93,648	32,494	-21,815	21,290	18,726	50,053	-27,619	-183,003	-36,050	-61,742	67,962	-76,592	-96,446	-249,132	-340,384	-7,538	15,882	108,714	-77,180	17,108	-48,365	66,119	139,603	78,874	29,949	-31,378	89,116	99,168	76,747	36,641	104,347	93,280	12,739	-4	-12,581	123,146	-33,982	43,788	78,726	96,274	87,191	26,451	129,879	63,779	57,904	19,071	20,034	43,050	26,552	83,604	61,002	58,932	67,220
Total Cash From Operating Activities	7,548	29,476	34,003	36,128	46,918	49,706	30,550	20,134	28,264	-65,204	124,067	6,602	19,928	16,349	-336	24,262	3,108	15,499	15,499	22,433	17,706	20,039	20,523	18,367	24,041	24,858	10,848	20,117	17,508	25,983	5,058	5,834	27,723	20,612	20,966	-5,007	762	-1,678	3,118	23,265	12,741	18,035	12,422	17,520	11,778	15,077	44,195	-21,112	23,788	20,428	-30,164	35,193	41,727	30,620	140,691	13,407	16,157	30,609	20,958	24,532	18,548	-6,425	7,151	24,481	28,519	3,373	28,986	32,772	3,999	2,745	18,342	23,823	16,913	11,772	15,914	24,345	48,283	-3,527	-7,682	659	6,056	3,516	-3,393	7,409	2,180	4,170	7,365	7,234	4,026	488	3,064	3,621	6,316	4,091	3,932	9,355
Total Cashflows From Investing Activities	0	0	44,127	-27,395	-178,710	-161,026	-334,886	-206,884	-293,933	18,297	-188,692	17,289	-66,076	-82,866	-319,893	61,248	-41,051	3,533	11,035	-18,062	-17,129	-55,864	-126,162	-112,412	-91,160	-148,387	-150,671	-128,174	-293,681	-3,007	-100,684	-94,114	-106,496	-162,342	63,021	185,550	-21,307	119,825	-84,539	2,418	-232,598	32,046	-57,194	-46,620	-78,653	4,761	78,678	-39,055	99,337	200,357	163,227	0	35,983	48,546	115,575	128,146	427,079	253,328	113,804	65,348	48,758	47,472	0	4,792	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	21,435	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

Income Statement

Currency in USD. All numbers in thousands.

	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31
Cost Of Revenue	11,255	0	9,575	10,022	16,394	11,256	10,868	10,993	10,806	6,412	8,097	6,939	8,189	8,558	11,041	16,230	11,871	10,114	67,506	35,524	26,476	26,145	34,391	33,141	0
Depreciation And Amortization	13,393	15,056	16,089	10,952	9,532	11,111	12,854	14,578	17,846	133	164	198	2,863	3,435	1,568	6,317	5,495	5,567	6,054	7,565	1,891	1,427	1,283	611	1,591
Discontinued Operations	0	0	0	0	0	0	0	0	0	-444	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Ebit	1,977	161,837	135,494	59,495	47,348	137,354	127,803	107,662	108,114	94,741	77,458	63,874	56,510	-49,383	-68,390	334	92,650	212,666	156,795	92,292	52,435	47,387	60,504	57,202	39,535
Ebitda	15,370	176,893	151,583	70,447	56,880	148,465	140,657	122,240	125,960	94,874	77,622	64,072	59,373	-45,948	-66,822	6,651	98,145	218,233	162,849	99,857	54,326	48,814	61,787	57,813	41,126
Effect Of Accounting Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Extraordinary Items	0	0	0	0	0	0	-3,900	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Gross Profit	386,423	271,847	225,971	213,980	187,030	194,277	199,349	182,279	184,913	143,487	131,745	118,401	116,839	122,722	122,298	153,435	181,412	179,250	169,212	129,148	76,642	69,175	60,941	56,335	46,294
Income Before Tax	114,581	140,727	135,494	59,495	47,348	83,970	95,284	89,388	92,005	72,584	61,991	43,006	28,880	-88,021	-153,402	-103,448	-36,043	106,237	94,684	59,675	31,638	26,042	27,513	26,311	20,688
Income Tax Expense	34,540	39,333	36,817	17,299	14,560	26,102	40,624	32,899	38,182	22,379	22,085	-47,368	733	-12	-31,125	-1,355	24,477	40,588	36,455	22,975	12,425	9,012	10,703	10,787	8,682
Interest Expense	13,349	36,166	21,625	42,968	70,900	53,384	32,519	18,274	16,109	14,033	13,507	18,745	27,630	38,638	82,918	103,782	128,693	106,429	62,111	32,617	20,797	21,345	32,991	30,891	18,847
Interest Income	353,206	272,789	215,734	222,964	245,625	232,984	208,089	176,004	164,226	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Minority Interest	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income	80,041	101,394	98,677	42,196	32,788	57,868	54,660	56,489	53,823	49,761	39,906	90,374	28,147	-88,009	-122,277	-102,093	-60,520	65,649	58,229	36,700	19,213	17,030	16,811	15,523	12,006
Net Income Applicable To Common Shares	0	100,836	98,006	42,196	32,788	57,868	54,660	56,489	53,823	49,761	39,906	90,374	28,147	0	0	0	0	65,649	58,229	36,700	19,213	17,030	16,811	15,523	0
Net Income From Continuing Ops	89,887	101,394	98,677	42,196	32,788	57,868	54,660	56,489	53,823	50,205	39,906	90,374	28,147	0	0	0	0	0	0	0	0	0	0	0	0
Net Interest Income	231,514	236,623	194,109	179,996	174,725	179,600	175,570	157,730	148,117	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Operating Income Net Other	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Recurring	0	0	0	0	0	0	-40	312	1,971	6,646	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Operating Income	390,114	161,837	135,494	59,495	47,348	137,354	6,250	6,413	4,552	3,583	735	538	751	867	704	214,896	262,927	245,168	156,795	92,292	52,435	47,387	60,504	57,202	39,535
Other Items	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Operating Expenses	289,040	-110,010	-100,052	70,111	156,076	68,179	20,284	20,277	22,912	17,411	19,581	15,509	15,369	14,473	17,542	23,287	17,969	15,021	12,417	36,856	24,207	21,788	437	867	6,759
Preferred Stock And Other Adjustments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Reconciled Depreciation	9,778	15,056	16,089	10,952	9,532	11,111	12,854	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Research Development	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Selling And Marketing Expenses	3,105	3,637	2,649	2,671	3,797	4,041	3,952	3,910	4,201	3,435	4,081	3,876	2,993	2,394	2,402	3,518	3,630	2,997	2,913	3,001	1,635	1,523	1,747	1,721	1,420
Selling General Administrative	81,398	76,140	72,561	66,988	67,900	69,435	67,944	63,956	62,864	52,904	40,942	42,548	54,500	56,282	52,168	42,209	47,036	40,512	36,839	33,540	21,214	17,931	16,786	14,248	12,369
Tax Provision	35,338	39,333	36,817	17,299	14,560	26,102	40,624	32,899	38,182	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Operating Expenses	36,789	-110,010	-100,052	70,111	-156,076	-68,179	9,416	9,284	12,106	10,999	11,484	8,570	7,180	5,915	6,501	7,057	6,098	4,907	-12,417	-36,856	-24,207	-21,788	-437	867	-6,759
Total Other Income Expense Net	114,581	-21,110	127,436	49,868	41,079	-53,384	89,034	82,975	87,453	69,001	61,256	42,468	28,129	-88,888	-154,106	-318,344	-298,970	-138,931	-62,111	-32,617	-20,797	-21,345	-32,991	-30,891	-18,847
Total Revenue	397,678	271,847	235,546	224,002	203,424	205,533	210,217	193,272	195,719	149,899	139,842	125,340	125,028	131,280	133,339	169,665	193,283	189,364	169,212	129,148	76,642	69,175	60,941	56,335	46,294

	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	2014-03-31	2013-12-31	2013-09-30	2013-06-30	2013-03-31	2012-12-31	2012-09-30	2012-06-30	2012-03-31	2011-12-31	2011-09-30	2011-06-30	2011-03-31	2010-12-31	2010-09-30	2010-06-30	2010-03-31	2009-12-31	2009-09-30	2009-06-30	2009-03-31	2008-12-31	2008-09-30	2008-06-30	2008-03-31	2007-12-31	2007-09-30	2007-06-30	2007-03-31	2006-12-31	2006-09-30	2006-06-30	2006-03-31	2005-12-31	2005-09-30	2005-06-30	2005-03-31	2004-12-31	2004-09-30	2004-06-30	2004-03-31	2003-12-31	2003-09-30	2003-06-30	2003-03-31	2002-12-31	2002-09-30	2002-06-30	2002-03-31	2001-12-31	2001-09-30	2001-06-30	2001-03-31	2000-12-31	2000-09-30	2000-06-30	2000-03-31
Cost Of Revenue	0	2,915	3,188	1,672	0	2,677	2,513	3,181	-258	2,779	2,444	2,631	44	2,233	2,266	2,745	0	4,078	0	3,470	19,352	2,431	3,100	2,352	1	2,955	2,881	2,070	1	4,003	2,915	2,251	296	1,976	2,219	1,330	5,309	2,231	1,973	2,048	3,338	2,039	2,004	2,094	744	1,882	1,726	1,955	10,206	1,642	1,935	1,964	13,642	2,232	3,090	2,537	91,512	2,366	2,686	2,655	49,020	4,449	3,251	2,967	54,992	2,815	3,444	2,796	31,937	2,964	2,353	2,068	22,123	1,859	13,912	11,483	11,844	9,276	1,863	6,070	6,421	6,811	6,752	6,492	7,174	6,818	6,175	5,978	6,681	909	9,257	10,002	10,349	9,019	7,441	6,332
Depreciation And Amortization	1,641	1,685	1,725	1,742	2,593	2,882	3,557	6,024	3,903	4,458	3,878	3,850	2,944	2,990	2,701	2,317	2,684	2,072	2,072	2,622	2,601	3,282	3,471	1,757	3,501	2,272	3,196	3,885	3,730	3,253	3,613	3,982	2,659	5,614	4,132	5,441	7,250	2,868	1,727	1,556	476	569	534	545	558	560	578	625	689	683	726	765	328	798	862	971	471	1,248	109	1,098	1,422	1,203	1,230	1,273	1,383	2,371	905	836	1,328	1,387	1,435	1,417	1,109	2,248	1,112	1,585	1,629	1,934	2,595	1,407	498	494	0	367	367	227	474	359	276	349	343	315	48	-248	508	303
Discontinued Operations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	23	0	-467	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Ebit	0	24,999	27,429	58,973	53,207	49,539	35,133	29,035	43,383	37,083	30,827	24,065	19,494	22,685	13,586	3,373	5,767	3,860	3,876	20,881	19,531	22,235	21,353	20,490	24,477	24,720	23,421	22,327	23,828	21,288	22,907	20,908	25,219	24,450	23,603	18,588	17,153	27,168	17,908	18,835	15,023	16,967	15,445	14,794	14,353	12,635	8,598	7,420	5,533	4,185	8,606	10,556	5,289	-14,135	-29,293	-49,881	-63,426	-38,458	-18,823	-32,695	-8,563	5,514	-104,952	4,553	-99,431	17,563	24,708	20,843	28,310	27,359	26,368	24,200	24,003	24,173	24,830	21,678	18,679	18,158	12,369	10,469	9,887	7,518	7,709	6,523	7,216	7,908	4,155	6,763	6,369	7,440	7,091	6,632	6,999	6,548	6,453	6,312
Ebitda	1,641	26,684	29,154	60,715	55,800	52,421	38,690	35,059	47,286	41,541	34,705	27,915	22,438	25,675	16,287	5,690	8,451	5,932	0	23,503	22,132	25,517	24,824	22,247	27,978	26,992	26,617	26,212	27,558	24,541	26,520	24,890	27,878	30,064	27,735	24,029	24,403	30,036	19,635	20,391	15,499	17,536	15,979	15,339	14,911	13,195	9,176	8,045	6,222	4,868	9,332	11,321	5,617	-13,337	-28,431	-48,910	-62,955	-37,210	-18,714	-31,597	-7,141	6,717	-103,722	5,826	-98,048	19,934	25,613	21,679	29,638	28,746	27,803	25,617	25,112	26,421	25,942	23,263	20,308	20,092	14,964	11,876	10,385	8,012	7,709	6,523	7,583	8,135	4,629	7,122	6,645	7,789	7,434	6,947	7,046	6,300	6,961	6,615
Effect Of Accounting Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Extraordinary Items	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Gross Profit	104,089	63,168	58,226	64,517	72,018	69,323	68,354	59,476	58,791	62,444	58,383	55,559	54,277	52,702	65,373	50,198	50,645	49,484	34,020	51,142	51,946	51,544	51,059	50,985	54,025	53,742	52,880	49,571	50,132	48,256	49,353	45,530	49,640	49,546	48,226	48,307	44,835	38,121	32,648	33,229	35,105	34,442	33,801	33,815	33,082	31,275	32,273	27,966	30,782	31,137	31,492	31,617	32,024	31,944	32,972	34,339	37,291	34,731	30,716	31,608	41,058	43,335	43,720	43,962	48,568	47,276	49,282	47,944	49,567	48,902	47,065	44,900	44,180	44,321	41,492	39,219	39,184	37,147	31,015	21,767	21,580	18,893	19,512	16,648	18,098	17,926	17,624	15,528	15,410	16,314	15,060	13,888	15,512	14,082	13,872	12,869
Income Before Tax	27,479	26,684	29,154	31,265	38,122	38,162	35,283	29,159	43,105	37,221	31,002	24,165	19,680	22,783	13,641	3,391	5,804	3,876	3,876	20,960	19,606	22,336	21,449	20,579	24,546	24,813	23,514	22,411	24,027	21,369	23,005	20,987	25,286	24,528	23,603	18,588	17,153	27,168	18,375	18,813	15,023	16,897	15,285	14,794	14,353	12,635	8,598	7,420	5,533	4,185	8,606	10,556	5,289	-14,135	-29,293	-49,881	-63,426	-38,458	-18,823	-32,695	-8,563	5,514	-104,952	4,553	-99,431	17,563	24,708	20,843	28,310	27,359	26,368	24,200	24,003	24,173	24,830	21,678	18,679	18,158	12,369	10,469	9,887	7,518	7,709	6,523	7,216	7,908	4,155	6,763	6,369	7,440	7,091	6,632	6,999	6,548	6,453	6,312
Income Tax Expense	8,846	7,888	8,534	9,274	9,643	10,993	10,233	8,464	9,775	10,656	8,880	7,506	5,354	6,439	4,466	1,041	2,720	1,220	1,220	6,288	8,222	6,255	5,901	5,724	13,048	9,890	9,057	8,628	9,611	8,248	8,857	6,183	10,460	10,569	9,619	7,534	2,712	5,368	6,866	7,844	4,996	6,582	5,958	4,684	374	-644	-47,177	79	27	-18	605	119	-23	442	-36	-395	-27,545	21,207	-9,288	-15,499	-4,748	1,166	595	1,632	555	6,536	9,446	7,851	11,000	9,762	10,428	9,398	9,113	9,204	9,792	8,346	6,979	7,089	4,824	4,083	4,812	2,573	2,756	2,283	2,423	2,767	1,182	2,640	2,139	3,026	2,871	2,686	2,735	2,701	2,700	2,652
Interest Expense	3,766	39,217	35,348	29,450	17,678	8,364	4,176	5,948	5,115	5,420	5,035	6,055	7,483	9,241	11,294	14,950	16,762	18,492	18,492	17,526	16,311	14,707	12,208	10,158	9,441	8,936	8,148	5,995	5,248	4,743	4,179	4,105	4,131	4,040	3,957	3,981	4,104	3,475	3,183	3,269	3,338	3,153	3,225	3,791	3,708	4,483	4,793	5,761	6,206	6,515	7,143	7,766	8,642	9,402	9,875	10,719	14,512	18,977	24,544	24,885	23,570	23,844	25,595	30,773	34,190	33,447	31,270	29,999	30,306	28,934	25,509	21,680	20,471	16,831	13,462	11,347	10,687	9,276	7,484	5,170	5,122	5,111	5,252	5,312	5,524	5,768	5,125	4,928	6,281	7,751	9,007	9,952	9,699	8,419	6,841	5,932
Interest Income	96,843	93,755	90,487	87,014	81,950	71,205	62,978	56,656	54,363	55,155	54,365	51,850	54,153	54,642	55,533	58,636	60,409	61,891	61,199	62,125	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Minority Interest	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income	18,633	18,796	20,620	21,991	28,479	27,006	24,900	20,571	33,608	26,427	21,947	16,559	14,140	16,246	9,120	2,332	3,047	2,640	2,656	14,593	11,309	15,980	15,452	14,766	11,429	14,830	14,364	13,699	14,217	13,040	14,050	14,725	14,759	13,881	13,984	11,054	14,441	21,800	11,042	10,991	10,027	10,385	9,487	10,110	13,979	13,279	55,775	7,341	5,506	4,203	8,001	10,437	5,312	-14,577	-29,257	-49,486	-35,881	-59,665	-9,535	-17,196	-3,815	4,348	-105,547	2,921	-99,986	11,027	15,262	12,992	17,310	17,597	15,940	14,802	14,890	14,969	15,038	13,332	11,700	11,069	7,545	6,386	5,075	4,945	4,953	4,240	4,793	5,141	2,973	4,123	4,231	4,414	4,220	3,946	4,263	3,847	3,753	3,660
Net Income Applicable To Common Shares	0	0	20,492	21,991	28,329	27,169	25,050	20,695	33,608	26,565	22,122	16,659	14,327	16,344	9,175	2,350	3,084	12,376	2,656	14,672	11,384	16,081	15,548	14,855	11,497	14,923	14,457	13,783	14,416	13,121	14,148	14,804	14,826	13,959	13,984	11,054	14,420	13,264	11,042	11,035	10,027	10,250	9,519	10,110	13,979	13,279	55,775	7,341	5,506	4,203	8,001	10,437	5,312	0	0	0	0	0	0	0	-4,348	4,348	-2,921	2,921	-11,027	11,027	15,262	12,992	17,310	17,597	15,940	14,802	14,890	14,969	15,038	13,332	11,700	11,069	7,545	6,386	5,075	4,946	4,952	4,240	4,793	5,140	2,974	4,123	4,231	4,414	4,220	3,946	4,263	3,847	3,753	3,660
Net Income From Continuing Ops	18,633	18,796	20,620	21,991	28,479	27,169	25,050	20,695	33,331	26,565	22,122	16,659	14,327	16,344	9,175	2,350	3,084	12,376	2,656	14,672	11,384	16,081	15,548	14,855	11,479	14,913	14,457	13,811	14,416	13,121	14,148	14,804	14,826	13,959	13,984	11,054	14,397	13,264	11,509	11,035	10,027	10,250	9,519	10,110	13,979	13,279	55,775	7,341	0	4,203	8,001	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Interest Income	52,800	54,538	55,139	57,564	64,272	62,841	58,802	50,708	49,248	49,735	49,330	45,795	46,671	45,401	44,239	43,686	43,647	43,772	42,707	44,888	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Operating Income Net Other	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Non Recurring	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	26	-150	115	-31	0	936	-936	312	1,971	0	0	0	6,646	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Operating Income	101,500	26,684	29,154	58,973	53,207	49,539	35,133	29,035	43,383	37,083	30,827	24,065	19,494	22,685	13,586	3,373	5,767	3,860	3,876	20,881	19,531	22,235	21,353	20,490	24,477	24,720	23,421	22,327	23,828	21,288	22,907	20,908	25,219	24,450	23,603	18,588	17,153	27,168	17,908	18,835	15,023	16,967	15,445	14,794	14,353	12,635	8,598	7,420	5,533	4,185	8,606	10,556	5,289	-14,135	-29,293	-49,881	-63,426	-38,458	-18,823	-32,695	-8,563	5,514	-104,952	4,553	-99,431	17,563	24,708	20,843	28,310	27,359	26,368	24,200	24,003	24,173	24,830	21,678	18,679	18,158	12,369	10,469	9,887	7,518	7,709	6,523	7,216	7,908	4,155	6,763	6,369	7,440	7,091	6,632	6,999	6,548	6,453	6,312
Other Items	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Operating Expenses	68,428	-39,399	-32,260	3,840	18,811	2,677	33,221	30,441	7,957	4,995	4,231	4,437	18,302	4,621	4,267	5,394	12,857	7,006	4,078	5,879	10,219	4,871	5,348	4,597	9,417	5,312	5,450	4,020	9,285	6,246	5,518	4,237	12,106	5,206	4,966	4,194	10,999	4,426	3,450	3,622	11,484	4,086	5,374	4,922	9,314	10,926	12,367	3,305	7,180	3,420	3,981	3,319	5,915	16,007	4,615	4,138	6,501	4,052	4,200	11,766	7,057	17,065	5,134	4,764	6,098	4,323	4,980	3,931	4,907	4,019	3,656	3,382	294	2,978	1,123	1,173	9,818	1,230	3,354	6,128	6,571	533	788	4,813	5,358	568	711	3,837	2,760	1,911	1,038	549	1,186	885	578	625
Preferred Stock And Other Adjustments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Reconciled Depreciation	4,097	1,685	1,725	1,742	-420	2,882	3,013	6,568	3,903	4,458	3,878	3,850	2,944	2,990	2,701	2,317	2,684	2,072	2,072	2,622	2,601	3,282	3,471	1,757	3,501	2,272	3,196	3,885	3,730	3,253	3,613	3,982	2,659	5,614	4,132	5,441	7,250	556	460	435	476	569	534	545	558	560	578	625	689	683	726	765	328	986	1,150	971	471	1,027	1,066	1,098	1,422	3,017	1,371	507	1,383	1,370	1,377	1,365	1,328	1,387	1,435	1,417	1,109	1,764	1,539	1,642	1,629	1,934	2,595	1,407	498	494	0	367	367	227	474	359	276	349	343	315	48	-248	508	303
Research Development	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Selling And Marketing Expenses	991	534	748	833	974	1,186	660	817	964	953	374	359	888	594	456	734	1,165	945	945	760	1,317	814	1,034	876	988	1,147	1,015	802	1,141	1,153	1,094	522	1,342	1,290	1,046	523	1,293	809	753	581	1,264	1,039	834	672	1,243	1,023	1,009	601	888	631	908	566	789	567	503	535	762	447	624	569	904	914	888	812	1,137	943	889	661	875	665	811	646	930	726	563	694	948	630	878	545	544	318	362	412	486	327	378	332	1,747	436	431	436	1,443	100	419	75
Selling General Administrative	20,062	20,361	20,365	20,610	20,279	19,365	18,779	17,717	18,644	18,795	18,302	16,820	17,343	17,194	14,701	17,749	17,751	16,881	19,670	15,738	15,845	17,436	17,453	18,702	17,270	16,947	16,623	17,104	16,246	15,950	16,061	15,698	14,841	16,097	15,542	16,384	17,595	12,847	10,280	10,887	10,533	9,628	9,374	9,805	5,206	9,727	11,242	10,808	13,669	12,530	12,855	13,905	14,328	14,650	15,863	13,742	13,626	13,153	14,583	11,099	8,846	13,741	14,380	14,078	13,075	11,418	10,782	11,761	10,303	10,357	10,691	9,161	9,972	9,155	8,545	9,167	10,358	9,505	7,958	5,684	5,703	5,259	5,569	4,683	4,823	4,571	4,316	4,222	4,898	4,112	3,976	3,800	4,134	3,607	3,314	3,193
Tax Provision	8,845	7,888	8,534	9,274	9,643	10,993	10,233	8,464	9,775	10,656	8,880	7,506	5,354	6,439	4,466	1,041	2,720	4,333	1,220	6,287	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Operating Expenses	2,589	-39,399	-32,260	2,168	-18,811	2,677	-33,221	-30,441	8,215	2,216	1,787	1,806	18,302	2,388	2,001	2,649	12,857	2,928	65,000	2,409	10,219	2,440	2,248	2,245	9,416	2,357	2,569	1,950	9,284	2,243	2,603	1,986	12,106	3,230	2,747	2,864	10,999	2,195	1,477	1,574	11,484	2,047	3,370	2,828	8,570	10,926	12,367	1,350	7,180	1,778	2,046	1,355	5,915	16,007	1,525	1,601	6,501	1,686	1,514	11,766	7,057	17,065	1,883	1,797	6,098	1,508	1,536	1,135	4,907	1,055	1,303	1,314	294	1,119	1,123	1,173	-9,818	1,230	1,491	-6,128	-6,571	533	788	-4,813	-5,358	568	711	-3,837	-2,760	1,002	1,038	549	1,186	885	-578	-625
Total Other Income Expense Net	27,479	20,388	26,175	-27,708	-15,085	-11,377	150	124	-278	138	175	100	186	98	55	18	37	16	0	79	75	101	96	89	69	93	93	84	199	81	98	79	67	78	22,703	17,434	13,706	16,053	467	-22	14,288	-70	-160	14,704	13,815	12,495	8,448	7,308	4,782	4,067	8,351	10,433	4,421	-14,321	-29,399	-50,321	-85,130	-38,723	-18,128	-76,870	-23,570	-47,917	-159,481	-55,653	-34,190	-49,206	-40,111	-43,074	-30,306	-36,748	-33,254	-30,443	-20,471	-24,522	-13,462	-11,347	-10,687	-9,276	-15,969	-5,170	-5,122	-5,111	-5,252	-5,312	-5,524	-5,768	-5,125	-4,928	-6,281	-10,033	-9,007	-9,952	-9,699	-8,419	-6,841	-5,932
Total Revenue	104,089	66,083	61,414	66,189	72,018	72,000	68,354	59,476	58,791	62,444	58,383	55,559	54,277	52,702	65,373	50,198	50,645	49,484	50,719	51,142	51,946	51,544	51,059	50,985	54,025	53,742	52,880	49,571	50,132	48,256	49,353	45,530	49,640	49,546	48,226	48,307	44,835	38,121	32,648	33,229	35,105	34,442	33,801	33,815	33,082	31,275	32,273	27,966	30,782	31,137	31,492	31,617	32,024	31,944	32,972	34,339	37,291	34,731	30,716	31,608	41,058	43,335	43,720	43,962	48,568	47,276	49,282	47,944	49,567	48,902	47,065	44,900	44,180	44,321	41,492	39,219	39,184	37,147	31,015	21,767	21,580	18,893	19,512	16,648	18,098	17,926	17,624	15,528	15,410	16,314	15,060	13,888	15,512	14,082	13,872	12,869

Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue	397,678
Cost of Revenue	-11,255
Gross Profit	386,423	386,423

Operating Income (+$)
Gross Profit	386,423
Operating Expense	-36,789
Operating Income	390,114	349,634

Operating Expense (+$)
Research Development	0
Selling General Administrative	81,398
Selling And Marketing Expenses	3,105
Operating Expense	36,789	84,503

Net Interest Income (+$)
Interest Income	353,206
Interest Expense	-13,349
Other Finance Cost	-108,343
Net Interest Income	231,514

Pretax Income (+$)
Operating Income	390,114
Net Interest Income	231,514
Other Non-Operating Income Expenses	0
Income Before Tax (EBT)	114,581	275,533 EBIT - interestExpense = -11,372 114,581 93,390
Interest Expense	13,349
Earnings Before Interest and Taxes (EBIT)	1,977	127,930
Earnings Before Interest and Taxes (EBITDA)	15,370

After tax Income (+$)
Income Before Tax	114,581
Tax Provision	-35,338
Net Income From Continuing Ops	89,887	79,243
Net Income	80,041
Net Income Applicable To Common Shares	0

Non-recurring Events
Discontinued Operations	0
Extraordinary Items	0
Effect of Accounting Charges	0
Other Items	0
Non Recurring	0
Other Operating Expenses	289,040
Total Other Income/Expenses Net	114,581	-231,514

Technical Analysis of Hanmi
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Hanmi. The general trend of Hanmi is BEARISH with 28.6% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Hanmi's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitions	Bullish trend (-28.6%)		Bearish trend (28.6%)
Overbought to neutral	Bullish pullback	=	Bearish reversal
Upper to lower neutral	Bullish correction	=	Bearish continuation
Nuetral to oversold	Oversold	=	Oversold
Oversold to neutral	Bullish reversal	=	Bearish correction
Lower to upper neutral	Bullish continuation	=	Bearish pullback
Nuetral to overbought	Overbought	=	Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.

Score

Let's take a look at the Support & Resistance of Hanmi Financial Corporation.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 15.66 < 15.99 < 16.00.

The bearish price targets are: 13.44 > 13.05 > 12.54.

Tweet this

Hanmi Financial Corporation Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

Moving averages are lagging trend indicators.
There are many types of moving averages.
Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Hanmi Financial Corporation. The current mas is .

The long score for the Moving Averages is 5/14.
The longshort score for the Moving Averages is -4/(-14 +14).

MA 20 trending down: The MA 20 is trending down. -1
Close > MA 20: The price is above the MA 20. +1
MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
MA 50 trending up: The MA 50 is trending up. +1
Close > MA 50: The price is above the MA 50. +1
MA 50 < MA 100: The MA 50 is lower than the MA 100. -1
MA 50 < MA 200: The MA 50 is lower than the MA 200. -1
MA 100 trending down: The MA 100 is trending down. -1
Close < MA 100: The price is below the MA 100. -1
MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
MA 200 trending up: The MA 200 is trending up. +1
Close < MA 200: The price is below the MA 200. -1

Directionalities and relatives.

Moving Average	Amount of candles	vs. MA 50	vs. MA 100	vs. MA 200
MA 20	20
MA 50	50	-
MA 100	100	-	-
MA 200	200	-	-	-

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Shows the moving average of the selected period.

There are four types of indicators:

Trend indicators
Momentum indicators
Volatility indicators
Volume indicators

There are various kinds of moving averages:

Simple moving average (SMA);
Exponential moving average (EMA);
Smoothed moving average (SMMA);
Linear weighted moving average (LWMA).

The moving average looks at a certain period of time and it calculates the price average. The various types of averages are using various formulas. Don’t worry, you don’t have to memorize any formula. All moving averages are calculated automatically by basically every charting software you use. But it’s good to know how moving averages are actually calculated.

Simple moving average

SMA is calculated by summing up the price closures of the selected period. The price is then divided by the selected period. For example, when using the 21 day moving average you sum up all the closing prices for each day and divide that by 21. The result is a line on the chart representing the average. Because it’s an average in the selected timeframe, the trend is always lagging. An moving average looks like this on the chart:

Source: Tradingview.com

In this case, the blue line represents a 21 day moving average. Because the average is based on results from the past, the indicator will always lag behind. For example, when price would suddenly go up, the moving average won't immediately follow.

All other moving averages discussed below look the same on the chart. The only difference is that the line will move in different directions based on the maths behind the used indicators and the amount of days used to determine the average.

Exponential moving average

The EMA gives more weight to the latest closing prices by giving them more value in the equation. EMA is calculated by adding a certain percentage to the latest closing prices:

EMA = (CLOSE (i) * P) + (EMA (i - 1) * (1 - P))

Where:

CLOSE (i) = current period close price.
EMA (i - 1) = value of the Moving Average of a preceding period.
P = the percentage of using the price value.

Smoothed moving average

A smoothed moving average is an exponential moving average with a long lookback period. Older prices are reduced in weight but are never left out in the calculation. Unlike SMA and EMA where prices are removed when they are beyond the selected period. SMMA is a combination of the SMA and EMA. The main advantage is that it smooths out fluctuations in price.

Linear weighted moving average

The LWMA gives the latest price the highest weight and then lineary scales down with each price before that. The result is that the LWMA reacts quicker to changes in price than the SMA or EMA. The formula:

LWMA = ((Pn∗W1)+(Pn−1∗W2)+(Pn−2∗W3)...) / ∑W

Where:

P = Price for the period.
n = The most recent period, n-1 is the prior period, and n-2 is two periods prior.
W = The assigned weight to each period, with the highest weight going first and then descending linearly based on the number of periods being used.

Moving averages are widely used by many traders. Which moving average you need depends on your trading strategy. Common practise is using a combination of multiple periods. For example, the EMA21, EMA50, EMA100 and EMA200. How does that look on a chart:

Source: Tradingview.com

The lowest (purple) line on the chart represents the EMA200 then following up the EMA100, EMA50 and EMA21.

You can use moving averages to determine a trend. The 200 moving average is mostly used as a baseline for determining the current trend:

When the 200 moving average is moving up it is considered a bullish trend.
When the 200 moving average is down it is considered a bearish trend.
When moving averages are flatlined, there is no clear trend so you should look for market structure, consolidation or trend reversals. Depending on how you want to trade.

This is not set in stone. Most trading strategies use multiple moving averages each with different settings. While one strategy might use the EMA20, the other uses the SMA21. There can be hundreds of different variations. Moving averages can also be used as support and resistance. More often than not, prices will bounce on moving averages.

Hanmi Financial Corporation Daily Moving Averages Chart

2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

MACD is a lagging momentum indicator.
Uses two moving averages.
Can show buy or sell signals based on momentum.
Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Hanmi Financial Corporation. The current macd is -0.14456261.

The long score for the Moving Average Convergence/Divergence (MACD) is 3/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 2/(-4 +4).

MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Hanmi price going up in the near term. +2
MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for Hanmi. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the Hanmi price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1

Hanmi Financial Corporation Daily Moving Average Convergence/Divergence (MACD) Chart

2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.

Score

Let's take a look at the Directional Movement Index (DMI) of Hanmi Financial Corporation. The current adx is 13.34.

The long score for the Directional Movement Index (DMI) is 1/7.
The longshort score for the Directional Movement Index (DMI) is 1/(-7 +7).

PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy Hanmi shares, leading to potential upward momentum in its price. +1
PLUS_ID > MINUS_DI && ADX < 25 && ADX trending down: The ADX is below 25 and indicates a weak or no trend. Also, the ADX is declining so there is no trend indication.

Hanmi Financial Corporation Daily Directional Movement Index (DMI) Chart

2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

Parabolic SAR (stop and reverse) is a lagging trend indicator.
Shows the current trend.
Shows potential entry signals.
Shows potential exit signals.
Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Hanmi Financial Corporation. The current sar is 15.55.

The long score for the Parabolic SAR is 0/1.
The longshort score for the Parabolic SAR is -1/(-1 +1).

Close < SAR: The price is below the SAR. It's generally considered a bearish signal. -1

Hanmi Financial Corporation Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

Leading momentum indicator, meaning the signals are instant.
Ranges between 0 and 100.
Above 70 is considered overbought.
Below 30 is considered oversold.
Above or below 50 can also be used to determine price trend or support and resistance.
RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Hanmi Financial Corporation. The current rsi is 51.47. The current phase is Correction in bear market.

The long score for the Relative Strength Index (RSI) is 3/13.
The longshort score for the Relative Strength Index (RSI) is 3/(-13 +13).

Correction in bear market: Extended price decline in a downtrend, significant pullback. Consider reducing exposure, wait for signs of trend reversal.

Measures the speed and change of price movements.

There are four types of indicators:

Trend indicators
Momentum indicators
Volatility indicators
Volume indicators

The RSI measures the magnitude of recent price changes to determine if the asset is overbought or oversold.

Overbought (RSI above 70) means that the trading price is above its intrinsic value. This might indicate a sell or short signal.
Oversold (RSI below 30) means that the trading price is below its intrinsic value. This might indicate a buy or long signal.
RSI levels above or below 50 can also be used to determine a trend.
RSI divergence looks at a deviation between RSI and price movement.
Can be used in many different ways.

Original usage

Keep in mind that almost every indicator can be used in different ways. Even beyond the orginal settings. The relative strength index was developed by J. Welles Wilder. Wilder recommended a smoothing period of 14 days. That means a 14 day moving average (read more about this setting below). Another quote from the wikipedia page:

Wilders also considers the RSI 50 line as both support and resistance. I recommend to always read the original settings first before using an indicator. Many traders and websites are using their own version of the indicator which might be confusing.

How you can use RSI (Divergence)

First and foremost, there is no real right or wrong usage of the RSI indicator. You can use it in any way you want. Wilder recommends using a 14 day average but you can make it 50 or 100 if you like. Just keep in mind that using an indicator is just part of a larger trading plan. In other words, it’s not recommended to do any trading or investing based on a single indicator like the RSI.

The RSI is measured on a scale between 0 and 100. From 30 till 0 is considered oversold. and from 70 -100 is overbought. The RSI is a leading indicator, meaning the signals are instant.

I like to use the RSI as a trend\momentum indicator and not as an overbought or oversold indicator. I use the middle (50) as the baseline. When prices go above RSI 50 the trend is bullish and can indicate long positions. When below 50 it is considered bearish and can indicate short positions. Other traders use the 70 and 30 levels as overbought/oversold depending on the used strategy. The RSI indicator looks like this:

Source: Tradingview.com

The general concensus is that an RSI above 70 indicates that the security is overbought. In other words, the price this security is trading for is to high and should come down. So if RSI hits 70 or above this might indicate a sell signal or taking a short position (expecting the price will go down). Although RSI above 70 indicates the security is trading above it's fair value, that does not mean the price will go down.

Use tradingview to add indicators

I highly recommend using tradingview to add indicators to a chart. It has all the indicators you can think off and can add them for free (up to three indicators) to any chart you want. You can see that the levels 30 and 70 are marked with a dotted line. If you want you can remove these lines or give it another colour using Tradingview. You can also adjust the moving average used. You can also find RSI indicators made by the community that include other settings like RSI divergences.

Tradingview

Use Tradingview to (back)test your strategies and add hundreds of indicators created by the community.

View tool on Tradingview.com

RSI divergence

RSI is not only used to determine momentum but can also spot reversals or continuations of the trend. A reversal means that the trend is going in the opposite direction. From bullish to bearish or from bearish to bullish. These reversals can be spotted by looking at the price and the direction of the RSI. When the price is going up but the RSI is going down that means there is a divergence. This is also the case when RSI goes up but price is going down.

There are four types of divergences:

Regular bullish divergence
Regular bearish divergence
Hidden bullish divergence
Hidden bearish divergence

Regular bullish divergence

With a regular bullish divergence, the price is making lower highs but the oscillator (in this case the RSI) is making higher lows. A regular bullish divergence might indicate the end of the current trend. You’ll see regular bullish divergences mostly at the end of a downtrend. But that does not mean that every regular bullish divergence is a trend reversal.

Price is making lower highs
RSI is making higher lows
Indicating bullish reversal (price might go up)

Source: Tradingview.com

Regular bearish divergence

With a regular bearish divergence the price is making higher highs but the oscillator (in this case the RSI) is making lower highs. This might indicate the end of an uptrend.

Price is making higher highs
RSI is making lower highs
Indicating bearish reversal

Source: Tradingview.com

Hidden bullish divergence

With a hidden bullish divergence, the price is making a higher low while the RSI is making a lower low. This might indicate bullish trend continuation.

Price is making higher lows
RSI is making lower lows
Indicating bullish continuation

Source: Tradingview.com

As you have noticed, you can have multiple divergences in a row.

Hidden bearish divergence

With a hidden bearish divergence, price is making lower highs but RSI is making higher highs. This might indicate bearish trend continuation.

Price is making lower highs
RSI making higher highs
Indicating bearish continuation

Source: Tradingview.com

You can find many cheatsheets of RSI divergences online. Search for "RSI divergence overview" and you'll find a lot of examples. You can print these to learn the various types of divergences.

Hanmi Financial Corporation Daily Relative Strength Index (RSI) Chart

3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

Leading momentum indicator, meaning the signals are instant.
Used to determine overbought and oversold areas much like the RSI.
Ranges between 0 and 100.
Above 80 is considered overbought.
Below 20 is considered oversold.
Consists of two lines named K and D.
K compares the highest high and lowest low on the selected price range.
The D line is a moving average of the K line.
Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Hanmi Financial Corporation. The current phase is Correction in bear market.

The long score for the Stochastic Oscillator is 3/6.
The longshort score for the Stochastic Oscillator is 2/(-6 +6).

STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Hanmi price going up in the near term. +2
Trending down: The STOCH %K is trending down. -1

Hanmi Financial Corporation Daily Stochastic Oscillator Chart

3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

Lagging or leading Momentum indicator
When the CCI is above zero, the price is above the historical average
When the CCI is below zero, the price is below the historical average
Used for spotting trends
- If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
- If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Hanmi Financial Corporation. The current cci is 17.19.

Hanmi Financial Corporation Daily Commodity Channel Index (CCI) Chart

3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

Lagging momentum indicator
Ranges between +100 and -100
Considered overbought above +50
Considered oversold below -50
It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Hanmi Financial Corporation. The current cmo is 11.52.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1

Hanmi Financial Corporation Daily Chande Momentum Oscillator (CMO) Chart

3.5 Williams %R

Shows the current price relative to the highest high over the last 14 days.

Lagging momentum indicator
Ranging between 0 and -100
Above -20 is considered overbought
Below -80 is considered oversold
Is prone to give false signals

Score

Let's take a look at the Williams %R of Hanmi Financial Corporation. The current willr is -36.92946058.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is 0/(-1 +1).

WILLR between -80 and -20: The Williams %R is between -80 and -20. This indicates that Hanmi is trading in a neutral price range, neither oversold nor overbought, suggesting a balanced market condition without any extreme price signals.

Hanmi Financial Corporation Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

Lagging volatility indicator
Uses 3 bands: one upper, one lower and one in the middle
Works best when the middle band reflects an intermediate trend (MA20).
When the price is moving closer to the upper band, the market might be overbought
When the price is moving closer to the lower band, the market might be oversold

Score

Let's take a look at the Bollinger Bands of Hanmi Financial Corporation.

Hanmi Financial Corporation Daily Bollinger Bands Chart

4.2 Average True Range (ATR)

Measures market volatility

Leading volatility indicator
Can be used to determine stop-loss positions
Calculated by:
- Current high minus the current low
- Current high minus the previous close
- Current low minus the previous close
The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Hanmi Financial Corporation. The current atr is 0.39537578.

Hanmi Financial Corporation Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

Measures market volatility

Leading momentum indicator
Calculation:
- If the closing price is above the previous closing price: OBV = previous OBV + current volume
- If the closing price is below the previous closing price: OBV = previous OBV - current volume
- If the closing price is the same as the previous closing price than the OBV is the same.
Can be used to confirm price trends
Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Hanmi Financial Corporation. The current obv is -7,325,750.

Hanmi Financial Corporation Daily On-Balance Volume (OBV) Chart

5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

Lagging momentum indicator
Looks like RSI but uses volume as an extra metric (RSI only considers price)
Above 80 is considered overbought
Below 20 is considered oversold
Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Hanmi Financial Corporation. The current mfi is 58.74.

The long score for the Money Flow Index (MFI) is 1/2.
The longshort score for the Money Flow Index (MFI) is 1/(-2 +2).

MFI > 50: +1

Hanmi Financial Corporation Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

Type	Notification	Date
Currently no notifications for Hanmi Financial Corporation.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

Date	Indicator	Signal
2023-11-29	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2023-11-30	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
2023-12-01	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2023-12-05	STOCH	LONG EXIT		The %K line crosses below the %D line.
2023-12-07	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2023-12-11	STOCH	LONG EXIT		The %K line crosses below the %D line.
2023-12-12	RSI	SHORT ENTRY	LONG CLOSE	70 crossover to downside
2023-12-13	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2023-12-14	STOCH	LONG EXIT		The %K line crosses below the %D line.
2023-12-19	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2023-12-20	STOCH	LONG EXIT		The %K line crosses below the %D line.
2023-12-22	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2023-12-26	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2023-12-28	STOCH	LONG EXIT		The %K line crosses below the %D line.
2023-12-29	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	RSI	SHORT ENTRY	LONG CLOSE	70 crossover to downside
2024-01-03	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-01-05	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-01-08	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-01-09	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-01-10	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-01-11	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
2024-01-12	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-01-16	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2024-01-17	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-01-22	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-01-23	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-01-24	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	BB	LONG ENTRY	SHORT CLOSE	Price closed below the lower band.
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-01-26	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-01-30	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-01-31	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
2024-02-01	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-02-02	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-02-06	BB	LONG ENTRY	SHORT CLOSE	Price closed below the lower band.
2024-02-08	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	MFI	SHORT ENTRY	LONG CLOSE	20 crossover to downside
2024-02-09	RSI	LONG ENTRY	SHORT CLOSE	30 crossover to upside
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
	MFI	LONG ENTRY	SHORT CLOSE	20 crossover to upside
2024-02-13	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-02-15	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-02-16	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.
2024-02-20	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-02-22	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-02-26	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
2024-02-28	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-03-05	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-03-06	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
2024-03-07	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
	BB	SHORT ENTRY	LONG CLOSE	Price closed above the lower band.
2024-03-08	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-03-12	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-03-14	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	BB	LONG ENTRY	SHORT CLOSE	Price closed below the lower band.
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-03-18	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-03-19	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-03-20	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-03-21	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	SAR	LONG ENTRY	SHORT CLOSE	The price broke the SAR to the upside.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
2024-03-22	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-03-25	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-03-26	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-03-27	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CCI	LONG ENTRY	SHORT CLOSE	100 crossover to upside
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
	WILLR	LONG ENTRY	SHORT CLOSE	-20 crossover to upside
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-04-01	STOCH	LONG EXIT		The %K line crosses below the %D line.
2024-04-02	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
2024-04-08	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	STOCH	SHORT EXIT		The %K line crosses above the %D line.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
2024-04-10	MACD	SHORT ENTRY	LONG CLOSE	The MACD line crosses below the signal line.
	DMI	SHORT ENTRY	LONG CLOSE	The +DI crossed the -DI to the downside. The trend is reversing to a down trend.
	SAR	SHORT ENTRY	LONG CLOSE	The price broke the SAR to the downside
	STOCH	LONG EXIT		The %K line crosses below the %D line.
	CCI	SHORT ENTRY	LONG CLOSE	-100 crossover to downside
	CMO	SHORT ENTRY	LONG CLOSE	Zero line crossover to downside
	WILLR	SHORT ENTRY	LONG CLOSE	-80 crossover to downside
	ATR	SHORT ENTRY	LONG CLOSE	Price closed below (close - ATR).
2024-04-16	BB	LONG ENTRY	SHORT CLOSE	Price closed below the lower band.
2024-04-18	STOCH	SHORT EXIT		The %K line crosses above the %D line.
2024-04-19	DMI	LONG ENTRY	SHORT CLOSE	The +DI crossed the -DI to the upside. The trend is reversing to an up trend.
	CMO	LONG ENTRY	SHORT CLOSE	Zero line crossover to upside
	ATR	LONG ENTRY	SHORT CLOSE	Price closed above (close + ATR).
2024-04-22	MACD	LONG ENTRY	SHORT CLOSE	The MACD line crosses above the signal line.

6.3. Candlestick Patterns

Hanmi Financial Corporation Daily Candlestick Chart

Date	Candlestick Pattern

6.4. Technical Score

Let's check the technical score of Hanmi Financial Corporation based on Penke's default Symbol scanner.

Penke's Symbol Scanner

Indicator	Condition		Value
Rsi	Greater than	50	51.475
Ma 20	Greater than	Ma 50	15.157
Ma 50	Greater than	Ma 100	15.205
Ma 100	Greater than	Ma 200	16.511
Open	Greater than	Close	15.220
Total			3/5 (60.0%)

Create your own Symbol Scanner

Get notifications about Hanmi Financial Corporation

I send you an email if I find something interesting about Hanmi Financial Corporation.

Hanmi Financial Corporation Buy, Hold or Sell?

Let's analyse Hanmi together

Get notifications about Hanmi Financial Corporation

Quick analysis of Hanmi (30 sec.)

What can you expect buying and holding a share of Hanmi? (30 sec.)

How much money do you get?

What is your share worth?

+ What do you gain per year?

For what price can you sell your share?

1. Valuation of Hanmi (5 min.)

$15.21

$23.19

$-11.09 - $28.80

$12.10 - $51.99

2. Growth of Hanmi (5 min.)

Is Hanmi growing?

How much money is Hanmi making?

How much money comes from the company's main activities?

3. Financial Health of Hanmi (5 min.)

4. Comparing to competitors in the Banks - Regional industry (5 min.)

Industry Rankings (Banks - Regional)

What can you expect buying and holding a share of Hanmi? (5 min.)

What can you expect buying and holding a share of Hanmi?

Speculation

Investing

How much money are you going to get?

When do you get the money?

How sure are you?

Linear %

Fundamentals of Hanmi

About Hanmi Financial Corporation

Financial Health

Valuation

1.1. Profitability of Hanmi Financial Corporation.

1.1. Profitability

1.1.1. Net Profit Margin

Trends

Compared to industry (Banks - Regional)

1.1.2. Return on Assets

Trends

Compared to industry (Banks - Regional)

1.1.3. Return on Equity

Trends

Compared to industry (Banks - Regional)

1.2. Operating Efficiency of Hanmi Financial Corporation.

1.2. Operating Efficiency

1.2.1. Operating Margin

Trends

1.2.2. Operating Ratio

Trends

1.3. Liquidity of Hanmi Financial Corporation.

1.3. Liquidity

1.3.1. Current Ratio

Trends

Compared to industry (Banks - Regional)

1.3.2. Quick Ratio

Trends

1.4. Solvency of Hanmi Financial Corporation.

1.3. Liquidity

1.4.1. Debt to Asset Ratio

Trends

Compared to industry (Banks - Regional)

1.4.2. Debt to Equity Ratio

Trends

Compared to industry (Banks - Regional)

2. Market Valuation of Hanmi Financial Corporation

2.1. Earnings Per Share

2.1. Price to Earnings Ratio

Trends

Compared to industry (Banks - Regional)

Hanmi Financial Corporation
Buy, Hold or Sell?