0 XP   0   0   0

Hagar hf
Buy, Hold or Sell?

I guess you are interested in Hagar hf. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

Let's analyse Hagar

Let's start. I'm going to help you getting a better view of Hagar hf. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

  1. Company's Financial Health
    A deep dive into the books. How are the numbers doing? Is Hagar hf even making a profit? Is the company skyrocketing? Or is it sinking like the Titanic. The trend is your friend.
  2. Market Valuation
    Finally, you now have an insight of how Hagar hf is doing in the market. If the company is worth buying. The latest step is to find out how other investors value Hagar hf. The closing price on 2022-10-03 was kr70.50 per share. Is the company over- or underpriced?
  3. Key Performance Indicators
    A total overlook on how the company is doing. Based on the (trends in) the key performance indicators.
Hagar hf Daily Candlestick Chart


Summary

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a profit.
Using its assets, the company is less efficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating less efficient.
The company is inefficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is just able to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is able to pay all its debts by selling its assets.
The company is able to pay all its debts with equity.

1.1. Profitability of Hagar hf.

1.1. Profitability

An important factor of a company's health is the profitability.

1.1.1. Net Profit Margin

Measures how much net profit Hagar earns for each kr1 of revenue.

  • Above 10% is considered healthy but always compare Hagar to the Grocery Stores industry mean.
  • A Net Profit Margin of 2.4% means that kr[indicator name=netProfitMargin&period=MRQ&percentage=1 for each kr1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Hagar hf:

  • The MRQ is 2.4%. The company is making a profit. +1
  • The TTM is 3.0%. The company is making a profit. +1
Trends
Current periodCompared to+/- 
MRQ2.4%TTM3.0%-0.5%
TTM3.0%YOY2.7%+0.3%
TTM3.0%5Y2.6%+0.3%
5Y2.6%10Y3.7%-1.1%
Compared to industry (Grocery Stores)
PeriodCompanyIndustry (mean)+/- 
MRQ2.4%2.8%-0.4%
TTM3.0%2.5%+0.5%
YOY2.7%1.9%+0.8%
5Y2.6%1.7%+0.9%
10Y3.7%1.9%+1.8%
1.1.2. Return on Assets

Shows how efficient Hagar is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Hagar to the Grocery Stores industry mean.
  • 1.4% Return on Assets means that Hagar generated kr0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Hagar hf:

  • The MRQ is 1.4%. Using its assets, the company is less efficient in making profit.
  • The TTM is 1.6%. Using its assets, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ1.4%TTM1.6%-0.2%
TTM1.6%YOY1.3%+0.3%
TTM1.6%5Y1.4%+0.2%
5Y1.4%10Y2.4%-1.0%
Compared to industry (Grocery Stores)
PeriodCompanyIndustry (mean)+/- 
MRQ1.4%1.1%+0.3%
TTM1.6%1.1%+0.5%
YOY1.3%0.9%+0.4%
5Y1.4%1.0%+0.4%
10Y2.4%1.0%+1.4%
1.1.3. Return on Equity

Shows how efficient Hagar is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Hagar to the Grocery Stores industry mean.
  • 3.4% Return on Equity means Hagar generated kr0.03 for each kr1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Hagar hf:

  • The MRQ is 3.4%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 4.0%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ3.4%TTM4.0%-0.5%
TTM4.0%YOY3.3%+0.7%
TTM4.0%5Y3.0%+0.9%
5Y3.0%10Y5.2%-2.1%
Compared to industry (Grocery Stores)
PeriodCompanyIndustry (mean)+/- 
MRQ3.4%3.6%-0.2%
TTM4.0%3.6%+0.4%
YOY3.3%3.2%+0.1%
5Y3.0%3.1%-0.1%
10Y5.2%2.9%+2.3%

1.2. Operating Efficiency of Hagar hf.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Hagar is operating .

  • Measures how much profit Hagar makes for each kr1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Hagar to the Grocery Stores industry mean.
  • An Operating Margin of 4.3% means the company generated kr0.04  for each kr1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Hagar hf:

  • The MRQ is 4.3%. The company is operating less efficient.
  • The TTM is 4.5%. The company is operating less efficient.
Trends
Current periodCompared to+/- 
MRQ4.3%TTM4.5%-0.2%
TTM4.5%YOY4.4%+0.1%
TTM4.5%5Y4.9%-0.4%
5Y4.9%10Y2.6%+2.3%
Compared to industry (Grocery Stores)
PeriodCompanyIndustry (mean)+/- 
MRQ4.3%4.2%+0.1%
TTM4.5%3.7%+0.8%
YOY4.4%3.9%+0.5%
5Y4.9%2.6%+2.3%
10Y2.6%2.6%0.0%
1.2.2. Operating Ratio

Measures how efficient Hagar is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Grocery Stores industry mean).
  • An Operation Ratio of 1.76 means that the operating costs are kr1.76 for each kr1 in net sales.

Let's take a look of the Operating Ratio trends of Hagar hf:

  • The MRQ is 1.759. The company is inefficient in keeping operating costs low. -1
  • The TTM is 1.752. The company is inefficient in keeping operating costs low. -1
Trends
Current periodCompared to+/- 
MRQ1.759TTM1.752+0.007
TTM1.752YOY1.735+0.017
TTM1.7525Y1.734+0.018
5Y1.73410Y1.263+0.472
Compared to industry (Grocery Stores)
PeriodCompanyIndustry (mean)+/- 
MRQ1.7591.657+0.102
TTM1.7521.621+0.131
YOY1.7351.463+0.272
5Y1.7341.211+0.523
10Y1.2631.147+0.116

1.3. Liquidity of Hagar hf.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Hagar is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Grocery Stores industry mean).
  • A Current Ratio of 1.18 means the company has kr1.18 in assets for each kr1 in short-term debts.

Let's take a look of the Current Ratio trends of Hagar hf:

  • The MRQ is 1.177. The company is just able to pay all its short-term debts.
  • The TTM is 1.089. The company is just able to pay all its short-term debts.
Trends
Current periodCompared to+/- 
MRQ1.177TTM1.089+0.088
TTM1.089YOY0.888+0.201
TTM1.0895Y0.990+0.099
5Y0.99010Y0.528+0.462
Compared to industry (Grocery Stores)
PeriodCompanyIndustry (mean)+/- 
MRQ1.1770.837+0.340
TTM1.0890.821+0.268
YOY0.8880.820+0.068
5Y0.9900.815+0.175
10Y0.5280.759-0.231
1.3.2. Quick Ratio

Measures if Hagar is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Hagar to the Grocery Stores industry mean.
  • A Quick Ratio of 0.33 means the company can pay off kr0.33 for each kr1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Hagar hf:

  • The MRQ is 0.331. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.319. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.331TTM0.319+0.012
TTM0.319YOY0.293+0.026
TTM0.3195Y0.354-0.035
5Y0.35410Y0.453-0.099
Compared to industry (Grocery Stores)
PeriodCompanyIndustry (mean)+/- 
MRQ0.3310.194+0.137
TTM0.3190.244+0.075
YOY0.2930.256+0.037
5Y0.3540.266+0.088
10Y0.4530.231+0.222

1.4. Solvency of Hagar hf.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Hagar assets are financed with debt.

  • Below 1 (100%) is considered healthy (always compare to Grocery Stores industry mean).
  • A Debt to Asset Ratio of 0.60 means that Hagar assets are financed with 59.8% credit (debt) and the remaining percentage (100% - 59.8%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Hagar hf:

  • The MRQ is 0.598. The company is able to pay all its debts by selling its assets. +1
  • The TTM is 0.595. The company is able to pay all its debts by selling its assets. +1
Trends
Current periodCompared to+/- 
MRQ0.598TTM0.595+0.004
TTM0.595YOY0.593+0.001
TTM0.5955Y0.541+0.054
5Y0.54110Y0.533+0.008
Compared to industry (Grocery Stores)
PeriodCompanyIndustry (mean)+/- 
MRQ0.5980.692-0.094
TTM0.5950.702-0.107
YOY0.5930.718-0.125
5Y0.5410.688-0.147
10Y0.5330.661-0.128
1.4.2. Debt to Equity Ratio

Measures if Hagar is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Hagar to the Grocery Stores industry mean.
  • A Debt to Equity ratio of 148.9% means that company has kr1.49 debt for each kr1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Hagar hf:

  • The MRQ is 1.489. The company is able to pay all its debts with equity. +1
  • The TTM is 1.468. The company is able to pay all its debts with equity. +1
Trends
Current periodCompared to+/- 
MRQ1.489TTM1.468+0.022
TTM1.468YOY1.460+0.007
TTM1.4685Y1.250+0.217
5Y1.25010Y1.226+0.025
Compared to industry (Grocery Stores)
PeriodCompanyIndustry (mean)+/- 
MRQ1.4892.247-0.758
TTM1.4682.356-0.888
YOY1.4602.370-0.910
5Y1.2502.272-1.022
10Y1.2262.079-0.853

2. Market Valuation of Hagar hf

2. Earnings
2.1. Price to Earnings Ratio

Measures how much money you pays for each share for every $1 in earnings Hagar generates.

  • Above 15 is considered overpriced but always compare Hagar to the Grocery Stores industry mean.
  • A PE ratio of 19.00 means the investor is paying kr19.00 for every kr1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Hagar hf:

  • The EOD is 19.270. Neutral. Compare to industry.
  • The MRQ is 18.997. Neutral. Compare to industry.
  • The TTM is 19.671. Neutral. Compare to industry.
Trends
Current periodCompared to+/- 
EOD19.270MRQ18.997+0.273
MRQ18.997TTM19.671-0.674
TTM19.671YOY24.481-4.810
TTM19.6715Y20.750-1.080
5Y20.75010Y16.987+3.763
Compared to industry (Grocery Stores)
PeriodCompanyIndustry (mean)+/- 
EOD19.27011.791+7.479
MRQ18.99712.529+6.468
TTM19.67113.694+5.977
YOY24.48117.076+7.405
5Y20.75015.730+5.020
10Y16.98716.729+0.258
2.2. Price Earnings to Growth Ratio

Measures the predicted future growth of Hagar.

  • Lower is better
  • A PEG ratio of 1 means the investor is paying a fair price for the stock

Let's take a look of the Price Earnings to Growth Ratio trends of Hagar hf:

  • The MRQ is 0.657. Good. +1
  • The TTM is 0.415. Very good. +2
Trends
Current periodCompared to+/- 
MRQ0.657TTM0.415+0.242
TTM0.415YOY-14.589+15.004
TTM0.4155Y-7.629+8.044
5Y-7.62910Y-4.254-3.375
Compared to industry (Grocery Stores)
PeriodCompanyIndustry (mean)+/- 
MRQ0.6570.107+0.550
TTM0.4150.038+0.377
YOY-14.5890.009-14.598
5Y-7.6290.020-7.649
10Y-4.2540.029-4.283

2. Books
2.3. Price to Book Ratio

Measures if the stock price of Hagar is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Grocery Stores industry mean).
  • A PB ratio of 2.90 means the investor is paying kr2.90 for each kr1 in book value.

Let's take a look of the Price to Book Ratio trends of Hagar hf:

  • The EOD is 2.940. Good. +1
  • The MRQ is 2.899. Good. +1
  • The TTM is 2.920. Good. +1
Trends
Current periodCompared to+/- 
EOD2.940MRQ2.899+0.042
MRQ2.899TTM2.920-0.022
TTM2.920YOY2.542+0.379
TTM2.9205Y1.436+1.485
5Y1.43610Y0.718+0.718
Compared to industry (Grocery Stores)
PeriodCompanyIndustry (mean)+/- 
EOD2.9402.229+0.711
MRQ2.8992.524+0.375
TTM2.9202.762+0.158
YOY2.5422.643-0.101
5Y1.4362.241-0.805
10Y0.7182.034-1.316

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Hagar hf compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Per Share--23.97723.290+3%21.741+10%12.070+99%6.035+297%
Book Value Per Share Growth--0.5180.435+19%0.498+4%2.180-76%2.180-76%
Current Ratio--1.1771.089+8%0.888+33%0.990+19%0.528+123%
Debt To Asset Ratio--0.5980.595+1%0.593+1%0.541+11%0.533+12%
Debt To Equity Ratio--1.4891.468+1%1.460+2%1.250+19%1.226+21%
Dividend Per Share---0.315-100%0.944-100%0.458-100%0.458-100%
Eps--0.8180.915-11%0.710+15%0.619+32%0.707+16%
Eps Growth--28.91253.711-46%3.634+696%5.547+421%21.400+35%
Gains Per Share--0.5180.750-31%1.442-64%2.637-80%2.637-80%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%
Net Profit Margin--0.0240.030-18%0.027-10%0.026-8%0.037-34%
Operating Margin--0.0430.045-4%0.044-3%0.049-11%0.026+68%
Operating Ratio--1.7591.752+0%1.735+1%1.734+1%1.263+39%
Pb Ratio2.940+1%2.8992.920-1%2.542+14%1.436+102%0.718+304%
Pe Ratio19.270+1%18.99719.671-3%24.481-22%20.750-8%16.987+12%
Peg Ratio--0.6570.415+58%-14.589+2320%-7.629+1261%-4.254+747%
Price Per Share70.500+1%69.50068.025+2%55.300+26%50.583+37%45.407+53%
Quick Ratio--0.3310.319+4%0.293+13%0.354-6%0.453-27%
Return On Assets--0.0140.016-15%0.013+3%0.014-3%0.024-42%
Return On Equity--0.0340.040-14%0.033+4%0.030+12%0.052-34%
 EOD+0 -3MRQTTM+6 -13YOY+9 -105Y+6 -1310Y+5 -14

3.2. Fundamental Score

Let's check the fundamental score of Hagar hf based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1519.270
Price to Book Ratio (EOD)Between0-12.940
Net Profit Margin (MRQ)Greater than00.024
Operating Margin (MRQ)Greater than00.043
Quick Ratio (MRQ)Greater than10.331
Current Ratio (MRQ)Greater than11.177
Debt to Asset Ratio (MRQ)Less than10.598
Debt to Equity Ratio (MRQ)Less than11.489
Return on Equity (MRQ)Greater than0.150.034
Return on Assets (MRQ)Greater than0.050.014
Total4/10 (40.0%)

3.3. Technical Score

Let's check the technical score of Hagar hf based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5050.469
Ma 20Greater thanMa 5070.850
Ma 50Greater thanMa 10071.385
Ma 100Greater thanMa 20069.978
OpenGreater thanClose69.000
Total2/5 (40.0%)



Latest Balance Sheet

Balance Sheet of 2022-05-31. Currency in ISK. All numbers in thousands.

Summary
Total Assets67,584,000
Total Liabilities40,432,000
Total Stockholder Equity27,152,000
 As reported
Total Liabilities 40,432,000
Total Stockholder Equity+ 27,152,000
Total Assets = 67,584,000

Assets

Total Assets67,584,000
Total Current Assets22,045,000
Long-term Assets22,045,000
Total Current Assets
Cash And Cash Equivalents 1,213,000
Net Receivables 6,209,000
Inventory 12,235,000
Other Current Assets 2,388,000
Total Current Assets  (as reported)22,045,000
Total Current Assets  (calculated)22,045,000
+/-0
Long-term Assets
Property Plant Equipment 29,752,000
Other Assets 3,468,000
Long-term Assets  (as reported)45,539,000
Long-term Assets  (calculated)33,220,000
+/- 12,319,000

Liabilities & Shareholders' Equity

Total Current Liabilities18,736,000
Long-term Liabilities21,696,000
Total Stockholder Equity27,152,000
Total Current Liabilities
Short Long Term Debt 449,000
Accounts payable 12,871,000
Other Current Liabilities 3,349,000
Total Current Liabilities  (as reported)18,736,000
Total Current Liabilities  (calculated)16,669,000
+/- 2,067,000
Long-term Liabilities
Long term Debt 11,789,000
Capital Lease Obligations Min Short Term Debt9,317,000
Other Liabilities 2,657,000
Long-term Liabilities  (as reported)21,696,000
Long-term Liabilities  (calculated)23,763,000
+/- 2,067,000
Total Stockholder Equity
Common Stock1,133,000
Retained Earnings 25,366,000
Total Stockholder Equity (as reported)27,152,000
Total Stockholder Equity (calculated)26,499,000
+/- 653,000
Other
Capital Stock1,133,000
Common Stock Shares Outstanding 1,132,400
Net Debt 11,025,000
Net Invested Capital 39,390,000
Net Tangible Assets 16,376,000
Net Working Capital 3,309,000



Balance Sheet

Currency in ISK. All numbers in thousands.

 Trend2022-05-312022-02-282021-11-302021-08-312021-05-312021-02-282020-11-302020-08-312020-05-312020-02-292019-11-302019-08-312019-05-312019-02-282018-11-302018-08-312018-05-312018-02-282017-11-302017-08-312017-05-312017-02-282016-11-302016-08-312016-05-312016-02-292015-11-302015-08-312015-05-312015-02-282014-11-302014-08-312014-05-312014-02-282013-11-302013-08-312013-05-312013-02-282012-11-302012-08-312012-05-312012-02-292011-11-302011-08-312011-05-312011-02-282010-08-312010-05-312010-02-282009-11-302009-05-312009-02-282008-11-302008-08-312008-05-312008-02-292007-11-302007-05-312007-02-28
> Total Assets 
23,616,000
0
27,995,000
27,995,000
28,579,000
28,579,000
25,788,000
25,788,000
0
24,564,000
24,564,000
24,324,000
24,324,000
21,830,000
0
23,517,000
24,650,000
23,405,000
24,636,000
24,429,000
25,899,000
25,714,000
26,274,000
26,867,000
26,632,000
26,605,000
26,752,000
26,453,000
27,477,000
27,609,000
29,272,000
27,974,000
29,728,000
29,705,000
31,637,000
30,220,000
30,764,000
30,109,000
30,871,000
30,558,000
30,057,000
29,384,000
30,312,000
30,424,000
52,737,000
50,851,000
61,469,000
60,031,000
61,301,000
62,708,000
64,039,000
62,246,000
63,743,000
61,648,000
62,867,000
64,350,000
65,776,000
65,192,000
67,584,000
67,584,00065,192,00065,776,00064,350,00062,867,00061,648,00063,743,00062,246,00064,039,00062,708,00061,301,00060,031,00061,469,00050,851,00052,737,00030,424,00030,312,00029,384,00030,057,00030,558,00030,871,00030,109,00030,764,00030,220,00031,637,00029,705,00029,728,00027,974,00029,272,00027,609,00027,477,00026,453,00026,752,00026,605,00026,632,00026,867,00026,274,00025,714,00025,899,00024,429,00024,636,00023,405,00024,650,00023,517,000021,830,00024,324,00024,324,00024,564,00024,564,000025,788,00025,788,00028,579,00028,579,00027,995,00027,995,000023,616,000
   > Total Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
11,844,000
11,120,000
9,786,000
9,020,000
9,989,000
10,187,000
18,458,000
15,955,000
16,856,000
15,391,000
16,087,000
15,154,000
16,493,000
14,181,000
15,613,000
13,832,000
15,413,000
16,195,000
20,493,000
20,128,000
22,045,000
22,045,00020,128,00020,493,00016,195,00015,413,00013,832,00015,613,00014,181,00016,493,00015,154,00016,087,00015,391,00016,856,00015,955,00018,458,00010,187,0009,989,0009,020,0009,786,00011,120,00011,844,00000000000000000000000000000000000000000
       Cash And Cash Equivalents 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3,027,000
2,188,000
232,000
222,000
373,000
354,000
773,000
736,000
3,714,000
2,759,000
3,365,000
2,232,000
3,475,000
889,000
1,373,000
388,000
1,331,000
951,000
2,056,000
783,000
1,213,000
1,213,000783,0002,056,000951,0001,331,000388,0001,373,000889,0003,475,0002,232,0003,365,0002,759,0003,714,000736,000773,000354,000373,000222,000232,0002,188,0003,027,00000000000000000000000000000000000000000
       Net Receivables 
3,623,000
0
3,961,000
3,961,000
5,114,000
5,114,000
4,306,000
4,278,000
0
4,087,000
4,087,000
6,259,000
6,259,000
3,971,000
0
4,662,000
4,794,000
4,154,000
4,290,000
4,610,000
4,438,000
4,687,000
4,754,000
5,224,000
4,953,000
4,434,000
5,037,000
5,314,000
5,184,000
4,988,000
4,606,000
5,058,000
4,709,000
4,455,000
4,830,000
5,274,000
4,852,000
4,339,000
4,424,000
4,613,000
4,243,000
4,224,000
4,771,000
5,264,000
8,297,000
6,537,000
4,939,000
4,764,000
4,165,000
4,427,000
4,948,000
4,933,000
4,819,000
4,619,000
5,092,000
5,420,000
5,273,000
6,250,000
6,209,000
6,209,0006,250,0005,273,0005,420,0005,092,0004,619,0004,819,0004,933,0004,948,0004,427,0004,165,0004,764,0004,939,0006,537,0008,297,0005,264,0004,771,0004,224,0004,243,0004,613,0004,424,0004,339,0004,852,0005,274,0004,830,0004,455,0004,709,0005,058,0004,606,0004,988,0005,184,0005,314,0005,037,0004,434,0004,953,0005,224,0004,754,0004,687,0004,438,0004,610,0004,290,0004,154,0004,794,0004,662,00003,971,0006,259,0006,259,0004,087,0004,087,00004,278,0004,306,0005,114,0005,114,0003,961,0003,961,00003,623,000
       Other Current Assets 
0
0
0
0
0
0
0
28,000
0
107,000
107,000
0
0
25,000
0
0
0
155,000
127,000
0
0
106,000
0
0
0
148,000
0
0
0
147,000
0
0
0
0
0
0
0
0
0
0
0
8,798,000
0
0
660,000
430,000
119,000
0
0
115,000
0
0
0
34,000
0
7,000
2,388,000
2,388,000
2,388,000
2,388,0002,388,0002,388,0007,000034,000000115,00000119,000430,000660,000008,798,00000000000000147,000000148,000000106,00000127,000155,00000025,00000107,000107,000028,0000000000
   > Long-term Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
44,613,000
44,640,000
45,214,000
47,554,000
47,546,000
48,065,000
48,130,000
47,816,000
47,454,000
48,155,000
45,283,000
45,064,000
45,539,000
45,539,00045,064,00045,283,00048,155,00047,454,00047,816,00048,130,00048,065,00047,546,00047,554,00045,214,00044,640,00044,613,0000000000000000000000000000000000000000000000000
       Property Plant Equipment 
4,113,000
0
4,532,000
4,532,000
4,773,000
4,773,000
5,029,000
5,029,000
0
5,340,000
5,340,000
4,837,000
4,837,000
4,638,000
0
4,418,000
4,920,000
4,795,000
4,690,000
4,600,000
5,113,000
5,086,000
5,023,000
4,992,000
4,956,000
5,275,000
5,339,000
5,362,000
5,425,000
6,770,000
7,148,000
7,771,000
8,225,000
8,956,000
9,008,000
9,025,000
9,434,000
10,927,000
10,996,000
11,374,000
12,189,000
10,733,000
10,755,000
10,682,000
20,113,000
19,430,000
19,680,000
29,171,000
29,838,000
31,420,000
31,302,000
31,752,000
31,989,000
31,699,000
31,072,000
31,714,000
29,621,000
29,366,000
29,752,000
29,752,00029,366,00029,621,00031,714,00031,072,00031,699,00031,989,00031,752,00031,302,00031,420,00029,838,00029,171,00019,680,00019,430,00020,113,00010,682,00010,755,00010,733,00012,189,00011,374,00010,996,00010,927,0009,434,0009,025,0009,008,0008,956,0008,225,0007,771,0007,148,0006,770,0005,425,0005,362,0005,339,0005,275,0004,956,0004,992,0005,023,0005,086,0005,113,0004,600,0004,690,0004,795,0004,920,0004,418,00004,638,0004,837,0004,837,0005,340,0005,340,00005,029,0005,029,0004,773,0004,773,0004,532,0004,532,00004,113,000
       Goodwill 
9,364,000
0
9,355,000
9,355,000
0
0
9,355,000
9,355,000
0
9,355,000
9,355,000
0
0
7,932,000
0
0
0
7,609,000
0
0
0
7,609,000
0
0
0
7,609,000
0
0
0
7,609,000
0
0
0
7,609,000
0
0
0
7,609,000
0
0
0
7,609,000
0
0
0
9,862,000
0
0
0
10,117,000
0
0
0
10,095,000
0
0
0
9,894,000
0
09,894,00000010,095,00000010,117,0000009,862,0000007,609,0000007,609,0000007,609,0000007,609,0000007,609,0000007,609,0000007,609,0000007,932,000009,355,0009,355,00009,355,0009,355,000009,355,0009,355,00009,364,000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,297,000
1,280,000
1,320,000
1,280,000
0
0
0
0
0
0
0
0
0
0
0
000000000001,280,0001,320,0001,280,0001,297,00000000000000000000000000000000000000000000000
       Intangible Assets 
9,645,000
0
9,697,000
9,697,000
9,718,000
9,718,000
9,717,000
9,717,000
0
9,664,000
9,664,000
8,351,000
8,351,000
8,172,000
0
7,998,000
7,994,000
7,809,000
7,803,000
7,793,000
7,795,000
7,789,000
7,786,000
7,782,000
7,777,000
7,774,000
7,768,000
7,762,000
7,758,000
7,750,000
7,753,000
7,743,000
7,735,000
7,728,000
7,724,000
7,720,000
7,718,000
7,950,000
8,031,000
8,064,000
8,082,000
8,101,000
8,046,000
8,041,000
10,313,000
461,000
10,298,000
10,301,000
0
414,000
0
0
0
452,000
0
0
0
829,000
0
0829,000000452,000000414,000010,301,00010,298,000461,00010,313,0008,041,0008,046,0008,101,0008,082,0008,064,0008,031,0007,950,0007,718,0007,720,0007,724,0007,728,0007,735,0007,743,0007,753,0007,750,0007,758,0007,762,0007,768,0007,774,0007,777,0007,782,0007,786,0007,789,0007,795,0007,793,0007,803,0007,809,0007,994,0007,998,00008,172,0008,351,0008,351,0009,664,0009,664,00009,717,0009,717,0009,718,0009,718,0009,697,0009,697,00009,645,000
       Long-term Assets Other 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
34,896,000
44,613,000
44,640,000
45,214,000
47,554,000
0
0
0
0
0
0
0
-1,000
0
0-1,000000000047,554,00045,214,00044,640,00044,613,00034,896,000000000000000000000000000000000000000000000000
> Total Liabilities 
17,078,000
0
19,187,000
19,187,000
21,892,000
21,892,000
22,998,000
22,998,000
0
22,045,000
22,045,000
21,335,000
21,335,000
18,218,000
0
18,710,000
18,954,000
17,184,000
17,739,000
17,102,000
18,062,000
16,983,000
16,706,000
16,749,000
15,714,000
14,507,000
13,715,000
13,433,000
13,703,000
12,845,000
13,697,000
13,216,000
14,124,000
13,337,000
14,321,000
13,683,000
14,352,000
12,697,000
12,609,000
11,912,000
11,647,000
11,427,000
11,627,000
12,160,000
29,011,000
26,572,000
37,078,000
36,207,000
37,108,000
38,121,000
39,968,000
36,854,000
38,402,000
36,461,000
36,961,000
38,189,000
39,274,000
38,466,000
40,432,000
40,432,00038,466,00039,274,00038,189,00036,961,00036,461,00038,402,00036,854,00039,968,00038,121,00037,108,00036,207,00037,078,00026,572,00029,011,00012,160,00011,627,00011,427,00011,647,00011,912,00012,609,00012,697,00014,352,00013,683,00014,321,00013,337,00014,124,00013,216,00013,697,00012,845,00013,703,00013,433,00013,715,00014,507,00015,714,00016,749,00016,706,00016,983,00018,062,00017,102,00017,739,00017,184,00018,954,00018,710,000018,218,00021,335,00021,335,00022,045,00022,045,000022,998,00022,998,00021,892,00021,892,00019,187,00019,187,000017,078,000
   > Total Current Liabilities 
6,211,000
0
9,661,000
9,661,000
11,958,000
11,958,000
21,342,000
21,342,000
0
8,420,000
8,420,000
7,636,000
7,636,000
17,388,000
0
7,477,000
7,651,000
6,716,000
7,776,000
7,069,000
8,078,000
8,035,000
8,216,000
8,625,000
8,558,000
7,769,000
8,394,000
8,897,000
9,168,000
8,054,000
8,903,000
8,961,000
9,208,000
9,080,000
10,337,000
9,840,000
9,902,000
9,110,000
9,000,000
8,709,000
8,635,000
8,492,000
8,884,000
9,610,000
21,874,000
19,695,000
21,534,000
20,503,000
13,744,000
15,760,000
18,079,000
14,646,000
16,112,000
17,869,000
18,337,000
18,823,000
17,542,000
17,516,000
18,736,000
18,736,00017,516,00017,542,00018,823,00018,337,00017,869,00016,112,00014,646,00018,079,00015,760,00013,744,00020,503,00021,534,00019,695,00021,874,0009,610,0008,884,0008,492,0008,635,0008,709,0009,000,0009,110,0009,902,0009,840,00010,337,0009,080,0009,208,0008,961,0008,903,0008,054,0009,168,0008,897,0008,394,0007,769,0008,558,0008,625,0008,216,0008,035,0008,078,0007,069,0007,776,0006,716,0007,651,0007,477,000017,388,0007,636,0007,636,0008,420,0008,420,000021,342,00021,342,00011,958,00011,958,0009,661,0009,661,00006,211,000
       Short-term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3,563,000
769,000
770,000
771,000
772,000
773,000
8,890,000
8,431,000
7,692,000
7,037,000
420,000
0
0
0
0
0
0
0
0
0
0
0000000000420,0007,037,0007,692,0008,431,0008,890,000773,000772,000771,000770,000769,0003,563,00000000000000000000000000000000000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3,563,000
769,000
770,000
771,000
772,000
773,000
8,890,000
8,431,000
7,692,000
7,037,000
420,000
1,715,000
2,151,000
464,000
468,000
3,558,000
2,958,000
2,950,000
455,000
451,000
449,000
449,000451,000455,0002,950,0002,958,0003,558,000468,000464,0002,151,0001,715,000420,0007,037,0007,692,0008,431,0008,890,000773,000772,000771,000770,000769,0003,563,00000000000000000000000000000000000000000
       Accounts payable 
3,417,000
0
3,842,000
3,842,000
4,382,000
4,382,000
4,565,000
4,565,000
0
6,963,000
6,963,000
4,549,000
4,549,000
4,161,000
0
4,836,000
5,624,000
1,385,000
5,048,000
4,951,000
6,260,000
4,751,000
5,361,000
5,265,000
6,074,000
4,697,000
5,475,000
5,509,000
6,192,000
4,811,000
5,641,000
5,423,000
6,299,000
4,979,000
5,787,000
5,479,000
6,452,000
5,267,000
5,518,000
4,549,000
5,879,000
5,232,000
5,563,000
5,718,000
10,043,000
7,499,000
11,366,000
10,898,000
9,639,000
8,926,000
10,673,000
9,190,000
10,662,000
8,825,000
12,868,000
10,731,000
10,924,000
11,227,000
12,871,000
12,871,00011,227,00010,924,00010,731,00012,868,0008,825,00010,662,0009,190,00010,673,0008,926,0009,639,00010,898,00011,366,0007,499,00010,043,0005,718,0005,563,0005,232,0005,879,0004,549,0005,518,0005,267,0006,452,0005,479,0005,787,0004,979,0006,299,0005,423,0005,641,0004,811,0006,192,0005,509,0005,475,0004,697,0006,074,0005,265,0005,361,0004,751,0006,260,0004,951,0005,048,0001,385,0005,624,0004,836,00004,161,0004,549,0004,549,0006,963,0006,963,00004,565,0004,565,0004,382,0004,382,0003,842,0003,842,00003,417,000
       Other Current Liabilities 
1,607,000
0
2,213,000
2,213,000
3,157,000
3,157,000
2,918,000
2,918,000
0
316,000
316,000
2,406,000
2,406,000
1,730,000
0
1,964,000
1,363,000
4,680,000
2,063,000
1,452,000
1,152,000
2,617,000
2,185,000
2,692,000
1,815,000
2,403,000
2,249,000
2,925,000
2,305,000
2,494,000
2,512,000
2,787,000
2,157,000
3,338,000
3,785,000
3,582,000
2,684,000
3,076,000
2,714,000
3,391,000
1,986,000
2,489,000
2,549,000
2,019,000
2,941,000
3,112,000
3,155,000
2,079,000
1,628,000
2,936,000
3,162,000
2,934,000
2,949,000
3,467,000
491,000
3,179,000
4,212,000
3,872,000
3,349,000
3,349,0003,872,0004,212,0003,179,000491,0003,467,0002,949,0002,934,0003,162,0002,936,0001,628,0002,079,0003,155,0003,112,0002,941,0002,019,0002,549,0002,489,0001,986,0003,391,0002,714,0003,076,0002,684,0003,582,0003,785,0003,338,0002,157,0002,787,0002,512,0002,494,0002,305,0002,925,0002,249,0002,403,0001,815,0002,692,0002,185,0002,617,0001,152,0001,452,0002,063,0004,680,0001,363,0001,964,00001,730,0002,406,0002,406,000316,000316,00002,918,0002,918,0003,157,0003,157,0002,213,0002,213,00001,607,000
   > Long-term Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6,877,000
15,544,000
15,704,000
23,364,000
22,361,000
21,889,000
22,208,000
22,290,000
18,592,000
18,624,000
19,366,000
21,732,000
20,950,000
21,696,000
21,696,00020,950,00021,732,00019,366,00018,624,00018,592,00022,290,00022,208,00021,889,00022,361,00023,364,00015,704,00015,544,0006,877,000000000000000000000000000000000000000000000000
       Capital Lease Obligations Min Short Term Debt
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-3,563,000
-769,000
-770,000
-771,000
-772,000
-773,000
-8,890,000
-8,431,000
2,403,000
2,788,000
9,488,000
10,167,000
9,713,000
9,417,000
9,338,000
9,029,000
8,720,000
9,356,000
9,057,000
8,884,000
9,317,000
9,317,0008,884,0009,057,0009,356,0008,720,0009,029,0009,338,0009,417,0009,713,00010,167,0009,488,0002,788,0002,403,000-8,431,000-8,890,000-773,000-772,000-771,000-770,000-769,000-3,563,00000000000000000000000000000000000000000
       Long-term Liabilities Other 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-1,000
1,000
2,000
0
0
0
0
0
0
0
00000002,0001,000-1,0000000000000000000000000000000000000000000000000000
> Total Stockholder Equity
6,538,000
6,538,000
8,808,000
8,808,000
6,687,000
6,687,000
2,790,000
2,790,000
2,790,000
2,519,000
2,519,000
2,989,000
2,989,000
3,612,000
3,612,000
4,807,000
5,696,000
6,221,000
6,897,000
7,327,000
7,837,000
8,731,000
9,568,000
10,118,000
10,918,000
12,098,000
13,037,000
13,020,000
13,774,000
14,764,000
15,575,000
14,758,000
15,604,000
16,368,000
17,316,000
16,537,000
16,412,000
17,412,000
18,262,000
18,646,000
18,410,000
17,957,000
18,685,000
18,264,000
23,726,000
24,279,000
24,391,000
23,824,000
24,192,000
24,586,000
24,072,000
25,394,000
25,343,000
25,189,000
25,906,000
26,161,000
26,502,000
26,726,000
27,152,000
27,152,00026,726,00026,502,00026,161,00025,906,00025,189,00025,343,00025,394,00024,072,00024,586,00024,192,00023,824,00024,391,00024,279,00023,726,00018,264,00018,685,00017,957,00018,410,00018,646,00018,262,00017,412,00016,412,00016,537,00017,316,00016,368,00015,604,00014,758,00015,575,00014,764,00013,774,00013,020,00013,037,00012,098,00010,918,00010,118,0009,568,0008,731,0007,837,0007,327,0006,897,0006,221,0005,696,0004,807,0003,612,0003,612,0002,989,0002,989,0002,519,0002,519,0002,790,0002,790,0002,790,0006,687,0006,687,0008,808,0008,808,0006,538,0006,538,000
   Common Stock
1,067,000
0
1,218,000
1,218,000
1,189,000
1,189,000
1,189,000
1,189,000
0
1,172,000
1,172,000
1,172,000
1,172,000
1,172,000
0
1,172,000
1,172,000
1,172,000
1,172,000
1,172,000
1,172,000
1,172,000
1,172,000
1,172,000
1,172,000
1,172,000
1,172,000
1,172,000
1,172,000
1,172,000
1,172,000
1,172,000
1,172,000
1,172,000
1,172,000
1,172,000
1,153,000
1,153,000
1,153,000
1,145,000
1,127,000
1,103,000
1,103,000
1,103,000
1,213,000
1,213,000
1,213,000
1,202,000
1,196,000
1,189,000
1,181,000
1,181,000
1,171,000
1,154,000
1,154,000
1,154,000
1,146,000
1,139,000
1,133,000
1,133,0001,139,0001,146,0001,154,0001,154,0001,154,0001,171,0001,181,0001,181,0001,189,0001,196,0001,202,0001,213,0001,213,0001,213,0001,103,0001,103,0001,103,0001,127,0001,145,0001,153,0001,153,0001,153,0001,172,0001,172,0001,172,0001,172,0001,172,0001,172,0001,172,0001,172,0001,172,0001,172,0001,172,0001,172,0001,172,0001,172,0001,172,0001,172,0001,172,0001,172,0001,172,0001,172,0001,172,00001,172,0001,172,0001,172,0001,172,0001,172,00001,189,0001,189,0001,189,0001,189,0001,218,0001,218,00001,067,000
   Retained Earnings 
1,496,000
0
1,023,000
1,023,000
0
0
0
0
0
44,000
44,000
514,000
514,000
1,168,000
0
2,363,000
3,252,000
3,777,000
4,453,000
4,883,000
5,393,000
6,287,000
7,124,000
7,674,000
8,474,000
9,654,000
10,593,000
10,576,000
11,330,000
12,320,000
13,131,000
12,314,000
13,160,000
13,924,000
14,872,000
14,093,000
14,968,000
15,968,000
16,818,000
17,500,000
17,283,000
16,854,000
17,582,000
17,161,000
17,490,000
12,648,000
12,188,000
13,321,000
18,675,000
19,380,000
19,286,000
20,608,000
21,057,000
21,903,000
22,620,000
22,875,000
23,716,000
24,440,000
25,366,000
25,366,00024,440,00023,716,00022,875,00022,620,00021,903,00021,057,00020,608,00019,286,00019,380,00018,675,00013,321,00012,188,00012,648,00017,490,00017,161,00017,582,00016,854,00017,283,00017,500,00016,818,00015,968,00014,968,00014,093,00014,872,00013,924,00013,160,00012,314,00013,131,00012,320,00011,330,00010,576,00010,593,0009,654,0008,474,0007,674,0007,124,0006,287,0005,393,0004,883,0004,453,0003,777,0003,252,0002,363,00001,168,000514,000514,00044,00044,000000001,023,0001,023,00001,496,000
   Capital Surplus 00000000000000000000000000000000000000000000000000000000000
   Treasury Stock00000000000000000000000000000000000000000000000000000000000
   Other Stockholders Equity 00000000000000000000000000000000000000000000000000000000000



Balance Sheet

Currency in ISK. All numbers in thousands.




Cash Flow

Currency in ISK. All numbers in thousands.




Income Statement

Currency in ISK. All numbers in thousands.