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Hank Payments Corp
Buy, Hold or Sell?

Let's analyse Hank Payments Corp together

PenkeI guess you are interested in Hank Payments Corp. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Hank Payments Corp. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Hank Payments Corp (30 sec.)










What can you expect buying and holding a share of Hank Payments Corp? (30 sec.)

How much money do you get?

How much money do you get?
C$0.00
When do you have the money?
1 year
How often do you get paid?
0.0%

What is your share worth?

Current worth
C$-0.09
Expected worth in 1 year
C$-0.12
How sure are you?
10.0%

+ What do you gain per year?

Total Gains per Share
C$-0.03
Return On Investment
-53.6%

For what price can you sell your share?

Current Price per Share
C$0.06
Expected price per share
C$0.055 - C$0.065
How sure are you?
50%

1. Valuation of Hank Payments Corp (5 min.)




Live pricePrice per Share (EOD)

C$0.06

2. Growth of Hank Payments Corp (5 min.)




Is Hank Payments Corp growing?

Current yearPrevious yearGrowGrow %
How rich?-$4.9m-$2.6m-$1.5m-37.3%

How much money is Hank Payments Corp making?

Current yearPrevious yearGrowGrow %
Making money-$632.4k-$2.1m$1.4m234.6%
Net Profit Margin-58.4%-216.0%--

How much money comes from the company's main activities?

3. Financial Health of Hank Payments Corp (5 min.)




What can you expect buying and holding a share of Hank Payments Corp? (5 min.)

Welcome investor! Hank Payments Corp's management wants to use your money to grow the business. In return you get a share of Hank Payments Corp.

What can you expect buying and holding a share of Hank Payments Corp?

First you should know what it really means to hold a share of Hank Payments Corp. And how you can make/lose money.

Speculation

The Price per Share of Hank Payments Corp is C$0.055. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Hank Payments Corp.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Hank Payments Corp, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is C$-0.09. Based on the TTM, the Book Value Change Per Share is C$-0.01 per quarter. Based on the YOY, the Book Value Change Per Share is C$0.00 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is C$0.00 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Hank Payments Corp.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 C$% of Price per ShareC$% of Price per ShareC$% of Price per ShareC$% of Price per ShareC$% of Price per Share
Usd Eps-0.01-14.3%-0.01-15.7%-0.03-52.6%-0.02-28.9%-0.02-28.9%
Usd Book Value Change Per Share-0.01-13.5%-0.01-9.9%0.00-6.0%-0.01-12.4%-0.01-12.4%
Usd Dividend Per Share0.000.0%0.000.0%0.000.0%0.000.0%0.000.0%
Usd Total Gains Per Share-0.01-13.5%-0.01-9.9%0.00-6.0%-0.01-12.4%-0.01-12.4%
Usd Price Per Share0.04-0.04-0.10-0.06-0.06-
Price to Earnings Ratio-1.23--1.22-8.04-2.73-2.73-
Price-to-Total Gains Ratio-5.22--8.44--0.94--4.69--4.69-
Price to Book Ratio-0.57--0.71--3.51--1.69--1.69-
Price-to-Total Gains Ratio-5.22--8.44--0.94--4.69--4.69-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share0.0404965
Number of shares24693
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.000.00
Usd Book Value Change Per Share-0.01-0.01
Usd Total Gains Per Share-0.01-0.01
Gains per Quarter (24693 shares)-133.93-167.94
Gains per Year (24693 shares)-535.74-671.75
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
10-536-5460-672-682
20-1071-10820-1343-1354
30-1607-16180-2015-2026
40-2143-21540-2687-2698
50-2679-26900-3359-3370
60-3214-32260-4030-4042
70-3750-37620-4702-4714
80-4286-42980-5374-5386
90-4822-48340-6046-6058
100-5357-53700-6717-6730

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share0.04.00.00.0%1.08.00.011.1%1.09.00.010.0%1.09.00.010.0%1.09.00.010.0%
Book Value Change Per Share0.04.00.00.0%1.08.00.011.1%1.08.01.010.0%1.08.01.010.0%1.08.01.010.0%
Dividend per Share0.00.04.00.0%0.00.09.00.0%0.00.010.00.0%0.00.010.00.0%0.00.010.00.0%
Total Gains per Share0.04.00.00.0%1.08.00.011.1%1.08.01.010.0%1.08.01.010.0%1.08.01.010.0%

Fundamentals of Hank Payments Corp

About Hank Payments Corp

Hank Payments Corp. operates a banking-as-a-service (BaaS) platform that automates consumer cash management in the United States. It offers payment solutions to enterprises and its consumers in education, lenders, automotive, RV and powersports, banks and credit unions, and fintechs. The company was formerly known as Nobelium Tech Corp. and changed its name to Hank Payments Corp. in October 2021. Hank Payments Corp. is headquartered in Toronto, Canada.

Fundamental data was last updated by Penke on 2024-03-07 16:58:03.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge loss.
Using its assets, the company is very inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very inefficient.
The company is inefficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is unable to pay all its debts by selling its assets.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is expensive.
Based on the earnings, the company is expensive.
Based on how much money comes from the company's main activities, the company is expensive.

1.1. Profitability of Hank Payments Corp.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Hank Payments Corp earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Hank Payments Corp to the Software - Infrastructure industry mean.
  • A Net Profit Margin of -49.5% means that $-0.49 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Hank Payments Corp:

  • The MRQ is -49.5%. The company is making a huge loss. -2
  • The TTM is -58.4%. The company is making a huge loss. -2
Trends
Current periodCompared to+/- 
MRQ-49.5%TTM-58.4%+8.9%
TTM-58.4%YOY-216.0%+157.7%
TTM-58.4%5Y-119.4%+61.1%
5Y-119.4%10Y-119.4%0.0%
1.1.2. Return on Assets

Shows how efficient Hank Payments Corp is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Hank Payments Corp to the Software - Infrastructure industry mean.
  • -22.0% Return on Assets means that Hank Payments Corp generated $-0.22 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Hank Payments Corp:

  • The MRQ is -22.0%. Using its assets, the company is very inefficient in making profit. -2
  • The TTM is -22.4%. Using its assets, the company is very inefficient in making profit. -2
Trends
Current periodCompared to+/- 
MRQ-22.0%TTM-22.4%+0.4%
TTM-22.4%YOY-77.0%+54.6%
TTM-22.4%5Y-42.6%+20.2%
5Y-42.6%10Y-42.6%0.0%
1.1.3. Return on Equity

Shows how efficient Hank Payments Corp is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Hank Payments Corp to the Software - Infrastructure industry mean.
  • 0.0% Return on Equity means Hank Payments Corp generated $0.00 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Hank Payments Corp:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.0%
TTM-YOY-0.0%
TTM-5Y-0.0%
5Y-10Y-0.0%

1.2. Operating Efficiency of Hank Payments Corp.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Hank Payments Corp is operating .

  • Measures how much profit Hank Payments Corp makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Hank Payments Corp to the Software - Infrastructure industry mean.
  • An Operating Margin of 0.0% means the company generated $0.00  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Hank Payments Corp:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-18.6%+18.6%
TTM-18.6%YOY-165.1%+146.4%
TTM-18.6%5Y-83.3%+64.6%
5Y-83.3%10Y-83.3%0.0%
1.2.2. Operating Ratio

Measures how efficient Hank Payments Corp is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Software - Infrastructure industry mean).
  • An Operation Ratio of 1.53 means that the operating costs are $1.53 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Hank Payments Corp:

  • The MRQ is 1.533. The company is inefficient in keeping operating costs low. -1
  • The TTM is 1.607. The company is inefficient in keeping operating costs low. -1
Trends
Current periodCompared to+/- 
MRQ1.533TTM1.607-0.074
TTM1.607YOY2.976-1.368
TTM1.6075Y2.149-0.542
5Y2.14910Y2.1490.000

1.3. Liquidity of Hank Payments Corp.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Hank Payments Corp is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Software - Infrastructure industry mean).
  • A Current Ratio of 0.18 means the company has $0.18 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Hank Payments Corp:

  • The MRQ is 0.184. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.253. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.184TTM0.253-0.069
TTM0.253YOY0.691-0.438
TTM0.2535Y0.434-0.181
5Y0.43410Y0.4340.000
1.3.2. Quick Ratio

Measures if Hank Payments Corp is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Hank Payments Corp to the Software - Infrastructure industry mean.
  • A Quick Ratio of 0.09 means the company can pay off $0.09 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Hank Payments Corp:

  • The MRQ is 0.092. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.118. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.092TTM0.118-0.026
TTM0.118YOY0.404-0.285
TTM0.1185Y0.248-0.130
5Y0.24810Y0.2480.000

1.4. Solvency of Hank Payments Corp.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Hank Payments Corp assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Hank Payments Corp to Software - Infrastructure industry mean.
  • A Debt to Asset Ratio of 2.90 means that Hank Payments Corp assets are financed with 289.5% credit (debt) and the remaining percentage (100% - 289.5%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Hank Payments Corp:

  • The MRQ is 2.895. The company is unable to pay all its debts by selling its assets. -2
  • The TTM is 2.522. The company is unable to pay all its debts by selling its assets. -2
Trends
Current periodCompared to+/- 
MRQ2.895TTM2.522+0.374
TTM2.522YOY1.973+0.548
TTM2.5225Y2.051+0.470
5Y2.05110Y2.0510.000
1.4.2. Debt to Equity Ratio

Measures if Hank Payments Corp is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Hank Payments Corp to the Software - Infrastructure industry mean.
  • A Debt to Equity ratio of 0.0% means that company has $0.00 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Hank Payments Corp:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y-0.000
5Y-10Y-0.000

2. Market Valuation of Hank Payments Corp

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Hank Payments Corp generates.

  • Above 15 is considered overpriced but always compare Hank Payments Corp to the Software - Infrastructure industry mean.
  • A PE ratio of -1.23 means the investor is paying $-1.23 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Hank Payments Corp:

  • The EOD is -1.285. Based on the earnings, the company is expensive. -2
  • The MRQ is -1.227. Based on the earnings, the company is expensive. -2
  • The TTM is -1.224. Based on the earnings, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD-1.285MRQ-1.227-0.058
MRQ-1.227TTM-1.224-0.003
TTM-1.224YOY8.039-9.263
TTM-1.2245Y2.726-3.950
5Y2.72610Y2.7260.000
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Hank Payments Corp:

  • The EOD is -1.971. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The MRQ is -1.881. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The TTM is -2.568. Based on how much money comes from the company's main activities, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD-1.971MRQ-1.881-0.090
MRQ-1.881TTM-2.568+0.687
TTM-2.568YOY-10.288+7.720
TTM-2.5685Y-5.142+2.574
5Y-5.14210Y-5.1420.000
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Hank Payments Corp is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Software - Infrastructure industry mean).
  • A PB ratio of -0.57 means the investor is paying $-0.57 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Hank Payments Corp:

  • The EOD is -0.595. Based on the equity, the company is expensive. -2
  • The MRQ is -0.568. Based on the equity, the company is expensive. -2
  • The TTM is -0.709. Based on the equity, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD-0.595MRQ-0.568-0.027
MRQ-0.568TTM-0.709+0.140
TTM-0.709YOY-3.512+2.803
TTM-0.7095Y-1.688+0.980
5Y-1.68810Y-1.6880.000
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Hank Payments Corp compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share---0.010-0.007-27%-0.004-55%-0.009-8%-0.009-8%
Book Value Per Share---0.092-0.078-15%-0.049-47%-0.055-40%-0.055-40%
Current Ratio--0.1840.253-27%0.691-73%0.434-58%0.434-58%
Debt To Asset Ratio--2.8952.522+15%1.973+47%2.051+41%2.051+41%
Debt To Equity Ratio----0%-0%-0%-0%
Dividend Per Share----0%-0%-0%-0%
Eps---0.011-0.012+10%-0.039+267%-0.022+102%-0.022+102%
Free Cash Flow Per Share---0.007-0.006-20%-0.004-44%-0.004-41%-0.004-41%
Free Cash Flow To Equity Per Share---0.007-0.001-89%0.007-213%0.002-431%0.002-431%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%
Market Cap4023173.000+5%3840304.1784068892.628-6%10057932.500-62%5650730.051-32%5650730.051-32%
Net Profit Margin---0.495-0.584+18%-2.160+337%-1.194+141%-1.194+141%
Operating Margin----0.1860%-1.6510%-0.8330%-0.8330%
Operating Ratio--1.5331.607-5%2.976-48%2.149-29%2.149-29%
Pb Ratio-0.595-5%-0.568-0.709+25%-3.512+518%-1.688+197%-1.688+197%
Pe Ratio-1.285-5%-1.227-1.2240%8.039-115%2.726-145%2.726-145%
Price Per Share0.055+5%0.0530.056-6%0.138-62%0.077-32%0.077-32%
Price To Free Cash Flow Ratio-1.971-5%-1.881-2.568+37%-10.288+447%-5.142+173%-5.142+173%
Price To Total Gains Ratio-5.473-5%-5.224-8.438+62%-0.939-82%-4.688-10%-4.688-10%
Quick Ratio--0.0920.118-22%0.404-77%0.248-63%0.248-63%
Return On Assets---0.220-0.224+2%-0.770+251%-0.426+94%-0.426+94%
Return On Equity----0%-0%-0%-0%
Total Gains Per Share---0.010-0.007-27%-0.004-55%-0.009-8%-0.009-8%
Usd Book Value---4974849.238-4206930.307-15%-2638397.596-47%-2980209.519-40%-2980209.519-40%
Usd Book Value Change Per Share---0.007-0.005-27%-0.003-55%-0.007-8%-0.007-8%
Usd Book Value Per Share---0.068-0.058-15%-0.036-47%-0.041-40%-0.041-40%
Usd Dividend Per Share----0%-0%-0%-0%
Usd Eps---0.008-0.009+10%-0.029+267%-0.016+102%-0.016+102%
Usd Free Cash Flow---375816.356-299756.934-20%-210201.207-44%-221129.032-41%-221129.032-41%
Usd Free Cash Flow Per Share---0.005-0.004-20%-0.003-44%-0.003-41%-0.003-41%
Usd Free Cash Flow To Equity Per Share---0.005-0.001-89%0.005-213%0.002-431%0.002-431%
Usd Market Cap2962262.280+5%2827615.9662995925.642-6%7405655.700-62%4160632.537-32%4160632.537-32%
Usd Price Per Share0.040+5%0.0390.041-6%0.101-62%0.057-32%0.057-32%
Usd Profit---576209.236-632400.155+10%-2116254.684+267%-1161680.979+102%-1161680.979+102%
Usd Revenue--1164398.8101095099.542+6%1049945.945+11%982048.298+19%982048.298+19%
Usd Total Gains Per Share---0.007-0.005-27%-0.003-55%-0.007-8%-0.007-8%
 EOD+6 -2MRQTTM+10 -20YOY+9 -215Y+9 -2110Y+9 -21

3.2. Fundamental Score

Let's check the fundamental score of Hank Payments Corp based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-15-1.285
Price to Book Ratio (EOD)Between0-1-0.595
Net Profit Margin (MRQ)Greater than0-0.495
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.092
Current Ratio (MRQ)Greater than10.184
Debt to Asset Ratio (MRQ)Less than12.895
Debt to Equity Ratio (MRQ)Less than10.000
Return on Equity (MRQ)Greater than0.150.000
Return on Assets (MRQ)Greater than0.05-0.220
Total1/10 (10.0%)

3.3. Technical Score

Let's check the technical score of Hank Payments Corp based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
OpenGreater thanClose0.055
Total0/1 (0.0%)



Latest Balance Sheet

Balance Sheet of 2023-09-30. Currency in CAD. All numbers in thousands.

Summary
Total Assets3,565
Total Liabilities10,321
Total Stockholder Equity-6,757
 As reported
Total Liabilities 10,321
Total Stockholder Equity+ -6,757
Total Assets = 3,565

Assets

Total Assets3,565
Total Current Assets1,183
Long-term Assets2,381
Total Current Assets
Cash And Cash Equivalents 121
Net Receivables 592
Total Current Assets  (as reported)1,183
Total Current Assets  (calculated)713
+/- 471
Long-term Assets
Property Plant Equipment 26
Intangible Assets 554
Long-term Assets Other 189
Long-term Assets  (as reported)2,381
Long-term Assets  (calculated)770
+/- 1,612

Liabilities & Shareholders' Equity

Total Current Liabilities6,430
Long-term Liabilities3,891
Total Stockholder Equity-6,757
Total Current Liabilities
Short Long Term Debt 77
Accounts payable 586
Total Current Liabilities  (as reported)6,430
Total Current Liabilities  (calculated)663
+/- 5,768
Long-term Liabilities
Long term Debt 1,423
Long-term Liabilities  (as reported)3,891
Long-term Liabilities  (calculated)1,423
+/- 2,468
Total Stockholder Equity
Total Stockholder Equity (as reported)-6,757
Total Stockholder Equity (calculated)0
+/- 6,757
Other
Capital Stock8,439
Common Stock Shares Outstanding 73,149
Net Debt 1,379
Net Invested Capital -5,257
Net Working Capital -5,247
Property Plant and Equipment Gross 58



Balance Sheet

Currency in CAD. All numbers in thousands.

 Trend2023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-09-30
> Total Assets 
0
0
0
2,146
3,802
3,456
3,782
3,705
3,653
3,649
4,207
3,565
3,5654,2073,6493,6533,7053,7823,4563,8022,146000
   > Total Current Assets 
0
1,179
1,544
1,741
3,313
3,009
2,255
1,822
1,545
1,306
1,847
1,183
1,1831,8471,3061,5451,8222,2553,0093,3131,7411,5441,1790
       Cash And Cash Equivalents 
0
0
0
106
982
783
803
611
545
235
692
121
121692235545611803783982106000
       Net Receivables 
0
833
1,067
1,200
1,864
2,090
1,124
971
764
814
547
592
5925478147649711,1242,0901,8641,2001,0678330
   > Long-term Assets 
0
0
0
405
489
447
1,527
1,883
2,109
2,343
2,359
2,381
2,3812,3592,3432,1091,8831,527447489405000
       Property Plant Equipment 
0
0
0
3
16
17
15
13
24
21
27
26
26272124131517163000
       Intangible Assets 
0
0
0
282
321
280
344
379
407
437
496
554
554496437407379344280321282000
       Other Assets 
0
120
120
120
152
150
1,168
1,491
1,678
1,885
0
0
001,8851,6781,4911,1681501521201201200
> Total Liabilities 
0
0
0
5,434
6,141
6,715
7,916
8,306
8,491
8,888
10,228
10,321
10,32110,2288,8888,4918,3067,9166,7156,1415,434000
   > Total Current Liabilities 
0
1,888
2,557
3,049
3,097
3,789
4,305
4,870
5,211
5,511
6,273
6,430
6,4306,2735,5115,2114,8704,3053,7893,0973,0492,5571,8880
       Short Long Term Debt 
0
0
0
207
21
21
19
37
22
39
25
77
7725392237192121207000
       Accounts payable 
0
551
277
333
537
680
578
694
682
3,924
588
586
5865883,9246826945786805373332775510
       Other Current Liabilities 
0
1,146
1,471
1,529
1,462
1,445
1,467
1,504
1,571
1,548
0
0
001,5481,5711,5041,4671,4451,4621,5291,4711,1460
   > Long-term Liabilities 
0
0
0
2,385
3,044
2,926
3,611
3,436
3,280
3,377
3,955
3,891
3,8913,9553,3773,2803,4363,6112,9263,0442,385000
       Other Liabilities 
0
2,124
2,263
2,385
3,044
2,926
2,977
3,034
2,860
2,801
0
0
002,8012,8603,0342,9772,9263,0442,3852,2632,1240
> Total Stockholder Equity
0
0
0
-3,288
-2,339
-3,259
-4,134
-4,601
-4,837
-5,239
-6,021
-6,757
-6,757-6,021-5,239-4,837-4,601-4,134-3,259-2,339-3,288000
   Common Stock
0
2,751
2,751
2,751
7,758
7,801
8,156
8,396
8,396
8,396
0
0
008,3968,3968,3968,1567,8017,7582,7512,7512,7510
   Retained Earnings Total Equity000000000000
   Accumulated Other Comprehensive Income 000000000000
   Capital Surplus 000000000000
   Treasury Stock000000000000
   Other Stockholders Equity 
0
0
0
0
318
385
223
-24
23
26
0
0
002623-242233853180000



Balance Sheet

Currency in CAD. All numbers in thousands.




Cash Flow

Currency in CAD. All numbers in thousands.




Income Statement

Currency in CAD. All numbers in thousands.


Latest Income Statement (annual, 2023-06-30)

Gross Profit (+$)
totalRevenue5,909
Cost of Revenue-637
Gross Profit5,2725,272
 
Operating Income (+$)
Gross Profit5,272
Operating Expense-8,902
Operating Income-2,993-3,630
 
Operating Expense (+$)
Research Development0
Selling General Administrative6,748
Selling And Marketing Expenses0
Operating Expense8,9026,748
 
Net Interest Income (+$)
Interest Income0
Interest Expense-225
Other Finance Cost-0
Net Interest Income-225
 
Pretax Income (+$)
Operating Income-2,993
Net Interest Income-225
Other Non-Operating Income Expenses0
Income Before Tax (EBT)-3,487-2,724
EBIT - interestExpense = -225
-3,487
-3,262
Interest Expense225
Earnings Before Interest and Taxes (EBIT)0-3,262
Earnings Before Interest and Taxes (EBITDA)0
 
After tax Income (+$)
Income Before Tax-3,487
Tax Provision-0
Net Income From Continuing Ops-3,487-3,487
Net Income-3,487
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses0
Total Other Income/Expenses Net-269225
 

Technical Analysis of Hank Payments Corp
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Hank Payments Corp. The general trend of Hank Payments Corp is UNKNOWN with 0.0% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Hank Payments Corp's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator StateBullish trend Bearish trend
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Hank Payments Corp.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 0.065 < 0.065 < 0.065.

The bearish price targets are: 0.055 > 0.055 > 0.055.

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Hank Payments Corp Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Hank Payments Corp. The current mas is .

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Hank Payments Corp Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Hank Payments Corp.

Hank Payments Corp Daily Moving Average Convergence/Divergence (MACD) ChartHank Payments Corp Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Hank Payments Corp. The current adx is .

Hank Payments Corp Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Hank Payments Corp.

Hank Payments Corp Daily Parabolic SAR Chart

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Hank Payments Corp.

Hank Payments Corp Daily Relative Strength Index (RSI) ChartHank Payments Corp Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Hank Payments Corp.

Hank Payments Corp Daily Stochastic Oscillator ChartHank Payments Corp Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Hank Payments Corp.

Hank Payments Corp Daily Commodity Channel Index (CCI) ChartHank Payments Corp Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Hank Payments Corp.

Hank Payments Corp Daily Chande Momentum Oscillator (CMO) ChartHank Payments Corp Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Hank Payments Corp.

Hank Payments Corp Daily Williams %R ChartHank Payments Corp Daily Williams %R Chart

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Hank Payments Corp.

Hank Payments Corp Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Hank Payments Corp.

Hank Payments Corp Daily Average True Range (ATR) ChartHank Payments Corp Daily Average True Range (ATR) Chart

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Hank Payments Corp.

Hank Payments Corp Daily On-Balance Volume (OBV) ChartHank Payments Corp Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Hank Payments Corp.

Hank Payments Corp Daily Money Flow Index (MFI) ChartHank Payments Corp Daily Money Flow Index (MFI) Chart

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Hank Payments Corp.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2023-11-07STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-09ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-13MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
2023-11-15DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2023-11-16DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-11-17DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-11-21STOCH LONG EXITThe %K line crosses below the %D line.
2023-12-04CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2023-12-05MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2023-12-06WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2023-12-18CCI LONG ENTRY SHORT CLOSE100 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2023-12-19RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-12-22BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2023-12-27STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2023-12-29STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-02WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-04STOCH LONG EXITThe %K line crosses below the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-05MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-01-08RSI SHORT ENTRY LONG CLOSE70 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-01-10SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-01-11MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-01-15MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-01-17MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-01-24CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-01-25MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-01-26MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-01-29MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2024-01-31STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-02MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2024-02-05STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-02-06STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-08CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-12CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-02-16STOCH LONG EXITThe %K line crosses below the %D line.
2024-02-20CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-02-22STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-02-23DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2024-02-26STOCH SHORT EXITThe %K line crosses above the %D line.
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-02-27STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-02-29DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-04MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2024-03-05STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2024-03-07SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2024-03-08MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2024-03-11WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-03-13STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-03-14STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-03-15BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2024-03-18DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-19DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-03-21DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-03-22DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-03-25DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-03-26STOCH LONG EXITThe %K line crosses below the %D line.

6.3. Candlestick Patterns

Hank Payments Corp Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Hank Payments Corp based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
OpenGreater thanClose0.055
Total0/1 (0.0%)
Penke

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