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HARL (Harleysville Financial Corp) Stock Analysis
Buy, Hold or Sell?

Let's analyze Harleysville Financial Corp together

I guess you are interested in Harleysville Financial Corp. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

  • πŸ“Š Fundamental Analysis (FA) – Harleysville Financial Corp’s Financial Insights
  • πŸ“ˆ Technical Analysis (TA) – Harleysville Financial Corp’s Price Targets

I'm going to help you getting a better view of Harleysville Financial Corp. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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1. Quick Overview

1.1. Quick analysis of Harleysville Financial Corp (30 sec.)










1.2. What can you expect buying and holding a share of Harleysville Financial Corp? (30 sec.)

How much money do you get?

How much money do you get?
$0.00
When do you have the money?
1 year
How often do you get paid?
90.0%

What is your share worth?

Current worth
$23.83
Expected worth in 1 year
$24.11
How sure are you?
100.0%

+ What do you gain per year?

Total Gains per Share
$0.28
Return On Investment
1.2%

For what price can you sell your share?

Current Price per Share
$22.65
Expected price per share
$22.50 - $24.00
How sure are you?
50%
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2. Detailed Analysis

2.1. Valuation of Harleysville Financial Corp (5 min.)




Live pricePrice per Share (EOD)
$22.65

2.2. Growth of Harleysville Financial Corp (5 min.)




Is Harleysville Financial Corp growing?

Current yearPrevious yearGrowGrow %
How rich?$86.6m$87.2m-$527k-0.6%

How much money is Harleysville Financial Corp making?

Current yearPrevious yearGrowGrow %
Making money$8.8m$12.2m-$3.3m-38.0%
Net Profit Margin31.7%37.0%--

How much money comes from the company's main activities?

2.3. Financial Health of Harleysville Financial Corp (5 min.)




2.4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

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3. Summary and Key Metrics

3.1. What can you expect buying and holding a share of Harleysville Financial Corp?

Welcome investor! Harleysville Financial Corp's management wants to use your money to grow the business. In return you get a share of Harleysville Financial Corp.

First you should know what it really means to hold a share of Harleysville Financial Corp. And how you can make/lose money.

Speculation

The Price per Share of Harleysville Financial Corp is $22.65. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Harleysville Financial Corp.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Harleysville Financial Corp, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $23.83. Based on the TTM, the Book Value Change Per Share is $0.07 per quarter. Based on the YOY, the Book Value Change Per Share is $0.96 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.00 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Harleysville Financial Corp.

How much money are you going to get?

 MRQTTMYOY3Y5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps2.4410.8%2.4410.8%3.3314.7%2.7112.0%2.4010.6%2.049.0%
Usd Book Value Change Per Share0.070.3%0.070.3%0.964.2%0.713.2%0.713.2%0.632.8%
Usd Dividend Per Share0.000.0%0.000.0%2.3710.5%1.185.2%1.145.0%1.024.5%
Usd Total Gains Per Share0.070.3%0.070.3%3.3414.7%1.898.3%1.868.2%1.657.3%
Usd Price Per Share22.00-22.00-22.60-23.37-23.54-22.40-
Price to Earnings Ratio9.03-9.03-6.79-8.87-10.26-11.52-
Price-to-Total Gains Ratio318.95-318.95-6.78-112.33-72.66-44.21-
Price to Book Ratio0.92-0.92-0.95-1.00-1.04-1.09-
Price-to-Total Gains Ratio318.95-318.95-6.78-112.33-72.66-44.21-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share22.65
Number of shares44
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.001.14
Usd Book Value Change Per Share0.070.71
Usd Total Gains Per Share0.071.86
Gains per Quarter (44 shares)3.0481.69
Gains per Year (44 shares)12.14326.77
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
10122201126317
202414402252644
303626603377971
4049388045031298
50615010056291625
60736212067551952
70857414078802279
809786160810062606
9010998180911322933
100121110201012583260

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%25.00.00.0100.0%
Book Value Change Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%24.01.00.096.0%
Dividend per Share0.00.01.00.0%2.00.01.066.7%4.00.01.080.0%9.00.01.090.0%20.00.05.080.0%
Total Gains per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%25.00.00.0100.0%
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3.2. Key Performance Indicators

The key performance indicators of Harleysville Financial Corp compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-3Y+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.0690.0690%0.961-93%0.714-90%0.715-90%0.631-89%
Book Value Per Share--23.83023.8300%23.761+0%23.463+2%22.607+5%20.673+15%
Current Ratio----0%0.034-100%0.077-100%0.137-100%0.085-100%
Debt To Asset Ratio--0.9000.9000%0.896+0%0.9010%0.904-1%0.907-1%
Debt To Equity Ratio--8.9558.9550%8.658+3%9.121-2%9.459-5%9.773-8%
Dividend Per Share----0%2.375-100%1.175-100%1.142-100%1.020-100%
Enterprise Value---696271544.000-696271544.0000%-672107971.200-3%-700260348.733+1%-702231745.940+1%-659979534.685-5%
Eps--2.4362.4360%3.330-27%2.709-10%2.396+2%2.043+19%
Ev To Sales Ratio---24.948-24.9480%-20.329-19%-24.084-3%-25.483+2%-25.493+2%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%1.0000%
Market Cap81671823.000+2%80030456.00080030456.0000%82953028.800-4%85956651.267-7%87134854.060-8%82918265.315-3%
Net Profit Margin--0.3170.3170%0.370-14%0.337-6%0.315+1%0.284+12%
Operating Margin----0%-0%-0%-0%-0%
Operating Ratio----0%-0%-0%-0%0.443-100%
Pb Ratio0.950+3%0.9230.9230%0.951-3%0.998-7%1.045-12%1.089-15%
Pe Ratio9.300+3%9.0339.0330%6.787+33%8.871+2%10.260-12%11.516-22%
Price Per Share22.650+3%22.00022.0000%22.600-3%23.367-6%23.540-7%22.395-2%
Price To Free Cash Flow Ratio----0%7.237-100%5.309-100%7.269-100%9.843-100%
Price To Total Gains Ratio328.369+3%318.945318.9450%6.775+4608%112.329+184%72.657+339%44.210+621%
Quick Ratio----0%0.004-100%0.004-100%0.006-100%0.011-100%
Return On Assets--0.0100.0100%0.015-29%0.011-11%0.010+1%0.009+12%
Return On Equity--0.1020.1020%0.140-27%0.115-11%0.105-3%0.098+5%
Total Gains Per Share--0.0690.0690%3.336-98%1.889-96%1.857-96%1.651-96%
Usd Book Value--86686000.00086686000.0000%87213000.000-1%86246000.000+1%83614200.000+4%76459900.000+13%
Usd Book Value Change Per Share--0.0690.0690%0.961-93%0.714-90%0.715-90%0.631-89%
Usd Book Value Per Share--23.83023.8300%23.761+0%23.463+2%22.607+5%20.673+15%
Usd Dividend Per Share----0%2.375-100%1.175-100%1.142-100%1.020-100%
Usd Enterprise Value---696271544.000-696271544.0000%-672107971.200-3%-700260348.733+1%-702231745.940+1%-659979534.685-5%
Usd Eps--2.4362.4360%3.330-27%2.709-10%2.396+2%2.043+19%
Usd Free Cash Flow----0%11463000.000-100%7460666.667-100%7954800.000-100%7191900.000-100%
Usd Market Cap81671823.000+2%80030456.00080030456.0000%82953028.800-4%85956651.267-7%87134854.060-8%82918265.315-3%
Usd Price Per Share22.650+3%22.00022.0000%22.600-3%23.367-6%23.540-7%22.395-2%
Usd Profit--8860000.0008860000.0000%12223000.000-28%9957666.667-11%8853600.000+0%7558400.000+17%
Usd Revenue--27909000.00027909000.0000%33061000.000-16%29373666.667-5%27851000.000+0%26152400.000+7%
Usd Total Gains Per Share--0.0690.0690%3.336-98%1.889-96%1.857-96%1.651-96%
 EOD+4 -3MRQTTM+0 -0YOY+6 -263Y+11 -215Y+19 -1310Y+19 -14

3.3 Fundamental Score

Let's check the fundamental score of Harleysville Financial Corp based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-159.300
Price to Book Ratio (EOD)Between0-10.950
Net Profit Margin (MRQ)Greater than00.317
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.000
Current Ratio (MRQ)Greater than10.000
Debt to Asset Ratio (MRQ)Less than10.900
Debt to Equity Ratio (MRQ)Less than18.955
Return on Equity (MRQ)Greater than0.150.102
Return on Assets (MRQ)Greater than0.050.010
Total4/10 (40.0%)

3.4 Technical Score

Let's check the technical score of Harleysville Financial Corp based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5062.955
Ma 20Greater thanMa 5022.255
Ma 50Greater thanMa 10022.274
Ma 100Greater thanMa 20022.285
OpenGreater thanClose22.560
Total2/5 (40.0%)

4. In-depth Analysis

4.1 About Harleysville Financial Corp

Harleysville Financial Corporation operates as the bank holding company for Harleysville Bank that provides banking products and services in Pennsylvania. The company offers various deposit products, including savings, money market, and checking accounts, as well as certificates of deposits. It also provides loan products, such as mortgage, home equity, savings account, business term, and commercial real estate loans, as well as line of credit. In addition, the company offers business banking services comprising priority online banking, positive pay fraud prevention, business bill payment, mobile banking, access 24 telephone banking, business debit mastercard, priority remote deposit, automated clearing house processing, sweep account, zero balance account, other cash management, and employee services. Further, it provides investment services, such as financial consultation, cash and wealth management, education planning, investment strategy, insurance, retirement and estate planning, financial and goal planning, and asset allocation services, as well as a range of products, such as fixed and variable annuities, mutual funds, life insurances, stocks and bonds, tax-advantaged investments, long-term care insurances, disability insurances, retirement plans/individual retirement accounts, wrap accounts, and unit investment trusts. Additionally, the company offers online banking and bill pay; mobile banking; debit card; tuition rewards; and telephone banking and direct deposit. The company was formerly known as Harleysville Savings Financial Corporation and changed its name to Harleysville Financial Corporation in May 2017. Harleysville Financial Corporation was founded in 1915 and is headquartered in Harleysville, Pennsylvania.

Fundamental data was last updated by Penke on 2025-06-29 21:45:03.

4.2 In-depth Summary

4.2.1. Financial Health Summary

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is less efficient in making profit.
Using its investors money, the company is less efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
Liquidity Details
 Compared to previous yearCompared to industry
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

4.2.2. Valuation Summary

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is underpriced.
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4.3 Financial Health

4.3.1. Profitability

4.3.1 Profitability
4.3.1.1. Net Profit Margin

Measures how much net profitΒ Harleysville Financial Corp earns for each $1 of revenue.

  • Above 10% is considered healthy but always compareΒ Harleysville Financial Corp to theΒ Banks - Regional industry mean.
  • A Net Profit Margin of 31.7%Β means thatΒ $0.32 for each $1Β in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Harleysville Financial Corp:

  • The MRQ is 31.7%. The company is making a huge profit. +2
  • The TTM is 31.7%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ31.7%TTM31.7%0.0%
TTM31.7%YOY37.0%-5.2%
TTM31.7%5Y31.5%+0.3%
5Y31.5%10Y28.4%+3.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ31.7%41.9%-10.2%
TTM31.7%31.1%+0.6%
YOY37.0%29.6%+7.4%
3Y33.7%29.0%+4.7%
5Y31.5%25.7%+5.8%
10Y28.4%22.1%+6.3%
4.3.1.2. Return on Assets

Shows howΒ efficientΒ Harleysville Financial Corp is using its assets to generate profit.

  • Above 5% is considered healthyΒ but always compareΒ Harleysville Financial Corp to theΒ Banks - Regional industry mean.
  • 1.0% Return on Assets means thatΒ Harleysville Financial Corp generatedΒ $0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Harleysville Financial Corp:

  • The MRQ is 1.0%. Using its assets, the company is less efficient in making profit.
  • The TTM is 1.0%. Using its assets, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ1.0%TTM1.0%0.0%
TTM1.0%YOY1.5%-0.4%
TTM1.0%5Y1.0%+0.0%
5Y1.0%10Y0.9%+0.1%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ1.0%0.2%+0.8%
TTM1.0%0.2%+0.8%
YOY1.5%0.2%+1.3%
3Y1.1%0.2%+0.9%
5Y1.0%0.2%+0.8%
10Y0.9%0.2%+0.7%
4.3.1.3. Return on Equity

Shows how efficient Harleysville Financial Corp is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compareΒ Harleysville Financial Corp to theΒ Banks - Regional industry mean.
  • 10.2% Return on Equity means Harleysville Financial Corp generated $0.10Β for eachΒ $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Harleysville Financial Corp:

  • The MRQ is 10.2%. Using its investors money, the company is less efficient in making profit.
  • The TTM is 10.2%. Using its investors money, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ10.2%TTM10.2%0.0%
TTM10.2%YOY14.0%-3.8%
TTM10.2%5Y10.5%-0.3%
5Y10.5%10Y9.8%+0.8%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ10.2%2.8%+7.4%
TTM10.2%2.2%+8.0%
YOY14.0%2.6%+11.4%
3Y11.5%2.5%+9.0%
5Y10.5%2.4%+8.1%
10Y9.8%2.6%+7.2%
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4.3.2. Operating Efficiency of Harleysville Financial Corp.

4.3.2. Operating Efficiency
4.3.2.1. Operating Margin

MeasuresΒ how efficient Harleysville Financial Corp is operatingΒ .

  • Measures how much profit Harleysville Financial Corp makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compareΒ Harleysville Financial Corp to theΒ Banks - Regional industry mean.
  • An Operating Margin of 0.0%Β means the company generated $0.00 Β for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Harleysville Financial Corp:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.0%
TTM-YOY-0.0%
TTM-5Y-0.0%
5Y-10Y-0.0%
4.3.2.2. Operating Ratio

Measures how efficient Harleysville Financial Corp is keepingΒ operating costsΒ low.

  • Below 1 is considered healthy (always compare toΒ Banks - Regional industry mean).
  • An Operation Ratio of 0.00 means that the operating costs are $0.00 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Harleysville Financial Corp:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y-0.000
5Y-10Y0.443-0.443
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4.4.3. Liquidity of Harleysville Financial Corp.

4.4.3. Liquidity
4.4.3.1. Current Ratio

Measures if Harleysville Financial Corp is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare toΒ Banks - Regional industry mean).
  • A Current Ratio of 0.00Β means the company has $0.00 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Harleysville Financial Corp:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY0.034-0.034
TTM-5Y0.137-0.137
5Y0.13710Y0.085+0.051
4.4.3.2. Quick Ratio

Measures if Harleysville Financial Corp is able to pay off Short-term Debt but only usingΒ theΒ most liquid assets.

  • Above 1 is considered healthy butΒ always compareΒ Harleysville Financial Corp to theΒ Banks - Regional industry mean.
  • A Quick Ratio of 0.00Β means the company can pay off $0.00 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Harleysville Financial Corp:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY0.004-0.004
TTM-5Y0.006-0.006
5Y0.00610Y0.011-0.005
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4.5.4. Solvency of Harleysville Financial Corp.

4.5.4. Solvency
4.5.4.1. Debt to Asset Ratio

Measures how much %Β of Harleysville Financial CorpΒ assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compareΒ Harleysville Financial Corp to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.90Β means that Harleysville Financial Corp assets areΒ financed with 90.0% credit (debt) and the remaining percentage (100% - 90.0%)Β is financed by its owners/shareholders.Β 

Let's take a look of the Debt to Asset Ratio trends of Harleysville Financial Corp:

  • The MRQ is 0.900. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.900. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.900TTM0.9000.000
TTM0.900YOY0.896+0.003
TTM0.9005Y0.904-0.005
5Y0.90410Y0.907-0.003
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9000.912-0.012
TTM0.9000.914-0.014
YOY0.8960.331+0.565
3Y0.9010.655+0.246
5Y0.9040.761+0.143
10Y0.9070.845+0.062
4.5.4.2. Debt to Equity Ratio

Measures ifΒ Harleysville Financial Corp is able toΒ pay off its debts by usingΒ shareholders equity.

  • Below 2 is considered healthy butΒ always compareΒ Harleysville Financial Corp to theΒ Banks - Regional industry mean.
  • A Debt to Equity ratio of 895.5% means that company has $8.96 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Harleysville Financial Corp:

  • The MRQ is 8.955. The company is unable to pay all its debts with equity. -1
  • The TTM is 8.955. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ8.955TTM8.9550.000
TTM8.955YOY8.658+0.298
TTM8.9555Y9.459-0.504
5Y9.45910Y9.773-0.314
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ8.95510.416-1.461
TTM8.95510.683-1.728
YOY8.6584.228+4.430
3Y9.1217.922+1.199
5Y9.4599.283+0.176
10Y9.77311.348-1.575
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4.6. Market Valuation

4.6.1. Earnings Per Share
4.6.2.1. Price to Earnings Ratio

MeasuresΒ how much money you payΒ for each share forΒ every $1 in earnings Harleysville Financial Corp generates.

  • Above 15 is considered overpriced butΒ always compareΒ Harleysville Financial Corp to theΒ Banks - Regional industry mean.
  • A PE ratio of 9.03 means the investor is paying $9.03Β for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Harleysville Financial Corp:

  • The EOD is 9.300. Based on the earnings, the company is underpriced. +1
  • The MRQ is 9.033. Based on the earnings, the company is underpriced. +1
  • The TTM is 9.033. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD9.300MRQ9.033+0.267
MRQ9.033TTM9.0330.000
TTM9.033YOY6.787+2.246
TTM9.0335Y10.260-1.227
5Y10.26010Y11.516-1.256
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD9.3004.443+4.857
MRQ9.0333.875+5.158
TTM9.0336.132+2.901
YOY6.7874.741+2.046
3Y8.8715.925+2.946
5Y10.2608.400+1.860
10Y11.5169.118+2.398
4.6.2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Harleysville Financial Corp:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY7.237-7.237
TTM-5Y7.269-7.269
5Y7.26910Y9.843-2.575
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ-0.336-0.336
TTM-0.632-0.632
YOY7.237-1.072+8.309
3Y5.3092.007+3.302
5Y7.2690.284+6.985
10Y9.8430.095+9.748
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4.6.2. Book Value per Share
4.6.2.1. Price to Book Ratio

Measures if the stock price ofΒ Harleysville Financial Corp is to cheap or to expensiveΒ compared to its book value.

  • At or below 1 is considered healthyΒ (always compare to Banks - Regional industry mean).
  • A PB ratio of 0.92 means the investor is paying $0.92Β for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Harleysville Financial Corp:

  • The EOD is 0.950. Based on the equity, the company is cheap. +2
  • The MRQ is 0.923. Based on the equity, the company is cheap. +2
  • The TTM is 0.923. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.950MRQ0.923+0.027
MRQ0.923TTM0.9230.000
TTM0.923YOY0.951-0.028
TTM0.9235Y1.045-0.121
5Y1.04510Y1.089-0.044
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.9500.495+0.455
MRQ0.9230.432+0.491
TTM0.9230.446+0.477
YOY0.9510.149+0.802
3Y0.9980.355+0.643
5Y1.0450.578+0.467
10Y1.0890.801+0.288
4.6.2. Total Gains per Share

2.4. Latest News of Harleysville Financial Corp

Does Harleysville Financial Corp still have the same value as the quarterly reports suggest? Recent changes may be an indication that the value of the company is changing. Read the news from Harleysville Financial Corp to keep up to date. Note: the news is often already included in the price.

DateTitleRead
2025-06-19
11:21
Barclays initiates Harel Insurance coverage with 30% upside potentialRead
2025-06-19
09:52
Barclays initiates Harel Insurance stock with overweight ratingRead
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6. Financial Statements




6.1. Latest Balance Sheet

Balance Sheet of 2024-09-30. Currency in USD. All numbers in thousands.

Summary
Total Assets862,988
Total Liabilities776,302
Total Stockholder Equity86,686
 As reported
Total Liabilities 776,302
Total Stockholder Equity+ 86,686
Total Assets = 862,988

Assets

Total Assets862,988
Total Current Assets0
Long-term Assets0
Total Current Assets
Total Current Assets  (as reported)0
Total Current Assets  (calculated)0
+/-0
Long-term Assets
Long-term Assets  (as reported)0
Long-term Assets  (calculated)0
+/-0

Liabilities & Shareholders' Equity

Total Current Liabilities0
Long-term Liabilities0
Total Stockholder Equity86,686
Total Current Liabilities
Total Current Liabilities  (as reported)0
Total Current Liabilities  (calculated)0
+/-0
Long-term Liabilities
Long-term Liabilities  (as reported)0
Long-term Liabilities  (calculated)0
+/-0
Total Stockholder Equity
Total Stockholder Equity (as reported)86,686
Total Stockholder Equity (calculated)0
+/- 86,686
Other
Common Stock Shares Outstanding 3,638



6.2. Balance Sheets Structured

Currency in USD. All numbers in thousands.

 Trend2024-09-302023-09-302022-09-302021-09-302020-09-302019-09-302018-09-302017-09-302016-09-302015-09-302014-09-302013-09-302012-09-302011-09-302010-09-302009-09-302008-09-302007-09-302006-09-302005-09-302004-09-302003-09-302002-09-302001-09-302000-09-30
> Total Assets 
488,554
558,388
620,264
653,288
718,232
766,990
775,638
773,544
825,675
830,007
857,140
835,713
802,626
810,363
791,353
770,484
747,174
762,894
768,865
779,256
854,876
892,639
912,127
842,274
862,988
862,988842,274912,127892,639854,876779,256768,865762,894747,174770,484791,353810,363802,626835,713857,140830,007825,675773,544775,638766,990718,232653,288620,264558,388488,554
   > Total Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
16,635
19,276
26,407
13,273
12,667
24,617
118,864
209,017
149,231
22,168
0
022,168149,231209,017118,86424,61712,66713,27326,40719,27616,63500000000000000
       Cash And Cash Equivalents 
1,225
1,360
1,431
1,566
1,679
1,193
1,597
1,647
2,217
3,222
4,052
3,857
5,154
6,239
5,947
14,870
22,647
8,835
8,076
21,287
115,263
205,793
135,751
10,646
0
010,646135,751205,793115,26321,2878,0768,83522,64714,8705,9476,2395,1543,8574,0523,2222,2171,6471,5971,1931,6791,5661,4311,3601,225
       Short-term Investments 
2,856
7,588
34,872
4,836
3,040
6,742
8,453
6,670
7,157
6,220
16,138
18,725
18,432
8,889
6,280
8,030
9,752
919
1,502
19,094
5,608
1,140
4,461
437
0
04374,4611,1405,60819,0941,5029199,7528,0306,2808,88918,43218,72516,1386,2207,1576,6708,4536,7423,0404,83634,8727,5882,856
       Net Receivables 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,188
1,958
0
0
2,079
2,354
1,606
1,851
2,170
0
02,1701,8511,6062,3542,079001,9582,188000000000000000
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,276
2,188
1,958
2,078
2,239
2,079
2,354
2,072
0
0
0
0002,0722,3542,0792,2392,0781,9582,1882,27600000000000000
   > Long-term Assets 0000000000000000000000000
       Property Plant Equipment 
4,450
5,224
5,013
4,928
5,749
5,830
8,014
9,917
10,154
10,486
12,158
12,005
11,550
11,178
10,858
10,692
10,589
10,942
10,631
10,285
9,883
9,343
8,841
8,784
0
08,7848,8419,3439,88310,28510,63110,94210,58910,69210,85811,17811,55012,00512,15810,48610,1549,9178,0145,8305,7494,9285,0135,2244,450
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
244,288
205,720
146,064
132,781
107,918
117,650
94,539
105,476
178,488
159,343
0
0159,343178,488105,47694,539117,650107,918132,781146,064205,720244,28800000000000000
> Total Liabilities 
457,156
524,124
582,396
612,472
673,919
719,414
727,167
726,503
778,466
779,868
803,789
778,631
742,890
748,746
728,191
706,616
681,499
693,994
697,027
703,009
776,245
811,937
827,288
755,061
776,302
776,302755,061827,288811,937776,245703,009697,027693,994681,499706,616728,191748,746742,890778,631803,789779,868778,466726,503727,167719,414673,919612,472582,396524,124457,156
   > Total Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
553,234
547,774
532,621
588,548
599,464
595,395
679,362
756,785
755,886
647,768
0
0647,768755,886756,785679,362595,395599,464588,548532,621547,774553,23400000000000000
       Short-term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
218,467
185,205
8,645
14,337
17,207
8,830
0
0
0
0
0
000008,83017,20714,3378,645185,205218,46700000000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
218,467
185,205
8,645
14,337
17,207
8,830
21,423
18,558
14,858
52,192
0
052,19214,85818,55821,4238,83017,20714,3378,645185,205218,46700000000000000
       Accounts payable 
309,836
350,147
371,947
380,687
405,231
418,980
429,254
424,035
425,513
466,601
528,100
524,401
542,923
534,718
502,251
514,240
556
548,755
582,078
586,342
657,730
725,936
755,886
647,768
0
0647,768755,886725,936657,730586,342582,078548,755556514,240502,251534,718542,923524,401528,100466,601425,513424,035429,254418,980405,231380,687371,947350,147309,836
       Other Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
514,240
523,420
548,755
0
0
0
0
0
0
0
0000000548,755523,420514,240000000000000000
   > Long-term Liabilities 0000000000000000000000000
> Total Stockholder Equity
31,398
34,264
37,868
40,816
44,313
47,576
48,471
47,041
47,209
50,139
53,351
57,082
59,736
61,617
63,162
63,868
65,675
68,900
71,838
76,247
78,631
80,702
84,839
87,213
86,686
86,68687,21384,83980,70278,63176,24771,83868,90065,67563,86863,16261,61759,73657,08253,35150,13947,20947,04148,47147,57644,31340,81637,86834,26431,398
   Common Stock
23
23
23
23
23
39
39
39
39
39
39
39
39
39
39
39
39
39
39
39
39
39
84,839
87,213
0
087,21384,83939393939393939393939393939393939392323232323
   Retained Earnings 
24,970
27,907
31,174
34,236
37,277
39,986
41,702
42,274
44,194
46,300
48,569
51,102
53,331
54,973
56,672
58,482
60,852
63,257
66,939
71,400
74,517
77,636
82,141
85,647
0
085,64782,14177,63674,51771,40066,93963,25760,85258,48256,67254,97353,33151,10248,56946,30044,19442,27441,70239,98637,27734,23631,17427,90724,970
   Capital Surplus 0000000000000000000000000
   Treasury Stock000000-3,359-2,670-3,999-3,6270-2,158-2,351-2,405-3,383-4,202-5,017-3,316-1,262-60-414-1,029-881-1,025-714
   Other Stockholders Equity 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
17
16
18
13
11
7
8
6
0
0
0
000687111318161700000000000000



6.3. Balance Sheets

Currency in USD. All numbers in thousands.




6.4. Cash Flows

Currency in USD. All numbers in thousands.




6.5. Income Statements

Currency in USD. All numbers in thousands.


6.6. Latest Income Statement

Income Statement (annual), 2024-09-30. Currency in USD. All numbers in thousands.

Gross Profit (+$)
totalRevenue27,909
Cost of Revenue-0
Gross Profit027,909
 
Operating Income (+$)
Gross Profit0
Operating Expense-0
Operating Income00
 
Operating Expense (+$)
Research Development0
Selling General Administrative0
Selling And Marketing Expenses0
Operating Expense00
 
Net Interest Income (+$)
Interest Income37,796
Interest Expense-12,478
Other Finance Cost-0
Net Interest Income25,318
 
Pretax Income (+$)
Operating Income0
Net Interest Income25,318
Other Non-Operating Income Expenses0
Income Before Tax (EBT)11,3690
EBIT - interestExpense = -12,478
8,860
21,338
Interest Expense12,478
Earnings Before Interest and Taxes (EBIT)023,847
Earnings Before Interest and Taxes (EBITDA)0
 
After tax Income (+$)
Income Before Tax11,369
Tax Provision-2,509
Net Income From Continuing Ops8,8608,860
Net Income8,860
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses0
Total Other Income/Expenses Net0-25,318
 

Technical Analysis of Harleysville Financial Corp
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Harleysville Financial Corp. The general trend of Harleysville Financial Corp is BULLISH with 57.1% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Harleysville Financial Corp's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (57.1%) Bearish trend (-57.1%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Harleysville Financial Corp Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

SupportΒ is a price level at which demand for an asset is strong enough to prevent the price from falling further.
ResistanceΒ is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Harleysville Financial Corp.

The long score for the Support & Resistance is 1/1.
The longshort score for the Support & Resistance is 1/(-1 +1).

  • Around support: The price is currently trading around a support level. This can be considered as a potential entry level. +1

The bullish price targets are: 23.50 < 23.63 < 24.00.

The bearish price targets are: 22.50 > 22.50 > 22.50.

Know someone who trades $HARL? Share this with them.πŸ‘‡

Harleysville Financial Corp Daily Support & Resistance Chart
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2. Trend Indicators

2.1 Moving Averages

Shows theΒ moving averageΒ of the selected period.

  • Moving averages are laggingΒ trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Harleysville Financial Corp. The current mas is .

The long score for the Moving Averages is 11/14.
The longshort score for the Moving Averages is 8/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
  • MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
  • MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close > MA 50: The price is above the MA 50. +1
  • MA 50 < MA 100: The MA 50 is lower than the MA 100. -1
  • MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
  • MA 200 trending up: The MA 200 is trending up. +1
  • Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Harleysville Financial Corp Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows theΒ momentumΒ of theΒ selected period based on two moving averages.

  • MACD is aΒ lagging momentumΒ indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Harleysville Financial Corp. The current macd is 0.06333522.

The long score for the Moving Average Convergence/Divergence (MACD) is 4/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 4/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Harleysville Financial Corp price going up in the near term. +2
  • MACD > 0: The MACD is above the zero line (centerline), it indicates a bullish signal for Harleysville Financial Corp. This means that the short-term moving average is higher than the long-term moving average, signaling positive momentum and suggesting a higher likelihood of the Harleysville Financial Corp price continuing to rise in the near future. It indicates that buyers are gaining control, and there is optimism in the market, leading to potential price increases. +1
  • Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1
Harleysville Financial Corp Daily Moving Average Convergence/Divergence (MACD) ChartHarleysville Financial Corp Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Harleysville Financial Corp. The current adx is 20.44.

The long score for the Directional Movement Index (DMI) is 2/7.
The longshort score for the Directional Movement Index (DMI) is 2/(-7 +7).

  • PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy Harleysville Financial Corp shares, leading to potential upward momentum in its price. +1
  • PLUS_ID > MINUS_DI && ADX < 25 && ADX trending up: The ADX is below 25 and indicates a weak or no trend. However, the ADX is rising and a new bullish trend could be forming. +1
Harleysville Financial Corp Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • ShowsΒ the current trend.
  • ShowsΒ potential entry signals.
  • ShowsΒ Β potential exit signals.
  • Can be used to placeΒ trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Harleysville Financial Corp. The current sar is 22.95.

The long score for the Parabolic SAR is 0/1.
The longshort score for the Parabolic SAR is -1/(-1 +1).

  • Close < SAR: The price is below the SAR. It's generally considered a bearish signal. -1
Harleysville Financial Corp Daily Parabolic SAR Chart
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3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentumΒ indicator, meaning the signals are instant.
  • RangesΒ between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Harleysville Financial Corp. The current rsi is 62.95. The current phase is Continuation in bull market.

The long score for the Relative Strength Index (RSI) is 4/13.
The longshort score for the Relative Strength Index (RSI) is 4/(-13 +13).

  • Continuation in bull market: Uptrend continues after a consolidation or pullback. Hold or add to existing positions.
  • Trending up: The RSI is trending up. +1
Harleysville Financial Corp Daily Relative Strength Index (RSI) ChartHarleysville Financial Corp Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

ComparesΒ a certain price to multiple prices ranging over time.

  • LeadingΒ momentumΒ indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • RangesΒ between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Harleysville Financial Corp. The current phase is Overbought in bull market.

The long score for the Stochastic Oscillator is 3/6.
The longshort score for the Stochastic Oscillator is 0/(-6 +6).

  • STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
  • STOCH > 80: The STOCH %K is above 80 and overbought. +2
  • STOCH %K line < STOCH %D line: The STOCH %K line is below the STOCH %D line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Harleysville Financial Corp price going down in the near term. -2
  • Trending down: The STOCH %K is trending down. -1
Harleysville Financial Corp Daily Stochastic Oscillator ChartHarleysville Financial Corp Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero,Β the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Harleysville Financial Corp. The current cci is 161.33.

The long score for the Commodity Channel Index (CCI) is 1/1.
The longshort score for the Commodity Channel Index (CCI) is 1/(-1 +1).

  • CCI > 100: The CCI is above 100, it indicates that the price is significantly above its average, suggesting a potential overbought condition. +1
Harleysville Financial Corp Daily Commodity Channel Index (CCI) ChartHarleysville Financial Corp Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Harleysville Financial Corp. The current cmo is 46.03.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

  • CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1
Harleysville Financial Corp Daily Chande Momentum Oscillator (CMO) ChartHarleysville Financial Corp Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

Β Shows the current price relative to the highest high over the last 14 days.
Β 

  • Lagging momentum indicator
  • Ranging between 0 andΒ -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Harleysville Financial Corp. The current willr is 0.

The long score for the Williams %R is 1/1.
The longshort score for the Williams %R is 1/(-1 +1).

  • WILLR > -20: The Williams %R is above -20. This indicates that the price is in overbought territory, suggesting a potential price correction or trend reversal to the downside. +1
Harleysville Financial Corp Daily Williams %R ChartHarleysville Financial Corp Daily Williams %R Chart
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4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversoldΒ 

Score

Let's take a look at the Bollinger Bands of Harleysville Financial Corp.

Harleysville Financial Corp Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Harleysville Financial Corp. The current atr is 0.12896785.

Harleysville Financial Corp Daily Average True Range (ATR) ChartHarleysville Financial Corp Daily Average True Range (ATR) Chart
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5. Volume Indicators

5.1 On-Balance Volume (OBV)

Β Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Harleysville Financial Corp. The current obv is -157,723.

Harleysville Financial Corp Daily On-Balance Volume (OBV) ChartHarleysville Financial Corp Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Harleysville Financial Corp. The current mfi is 28.10.

The long score for the Money Flow Index (MFI) is 0/2.
The longshort score for the Money Flow Index (MFI) is -1/(-2 +2).

  • MFI < 50: -1
Harleysville Financial Corp Daily Money Flow Index (MFI) ChartHarleysville Financial Corp Daily Money Flow Index (MFI) Chart
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6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Harleysville Financial Corp.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2025-02-18SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-02-19MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-02-20WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-02-25ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-02-26RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-02-27SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-02-28MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2025-03-03STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-04STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-11MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-03-17CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-18CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-19STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-03-21STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-25SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-03-26SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-03-27STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-28STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-04-04STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-07MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-04-08MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-09MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-11MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-15MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-17STOCH LONG EXITThe %K line crosses below the %D line.
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-04-21CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-04-23STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-04-25STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-04-28MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-04-29MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-04-30STOCH SHORT EXITThe %K line crosses above the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-05-02STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-05DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2025-05-09MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-05-12STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-05-13SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-05-15BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-05-16RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-05-19STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-05-20ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-05-21STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-22STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-05-23DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-05-27SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2025-05-28MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2025-06-02WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-06-03STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-06-09STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2025-06-10CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2025-06-11STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-16STOCH LONG EXITThe %K line crosses below the %D line.
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2025-06-24DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2025-07-01MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-07-03CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-07-08STOCH LONG EXITThe %K line crosses below the %D line.
2025-07-10BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).

6.3. Candlestick Patterns

Harleysville Financial Corp Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Harleysville Financial Corp based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5062.955
Ma 20Greater thanMa 5022.255
Ma 50Greater thanMa 10022.274
Ma 100Greater thanMa 20022.285
OpenGreater thanClose22.560
Total2/5 (40.0%)
Penke
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