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Harvey Norman Holdings Ltd
Buy, Hold or Sell?

Let's analyse Harvey Norman Holdings Ltd together

PenkeI guess you are interested in Harvey Norman Holdings Ltd. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Harvey Norman Holdings Ltd. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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Quick analysis of Harvey Norman Holdings Ltd (30 sec.)










What can you expect buying and holding a share of Harvey Norman Holdings Ltd? (30 sec.)

How much money do you get?

How much money do you get?
A$0.79
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
A$3.58
Expected worth in 1 year
A$4.13
How sure are you?
100.0%

+ What do you gain per year?

Total Gains per Share
A$1.77
Return On Investment
35.3%

For what price can you sell your share?

Current Price per Share
A$5.00
Expected price per share
A$4.6915338521401 - A$
How sure are you?
50%
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1. Valuation of Harvey Norman Holdings Ltd (5 min.)




Live pricePrice per Share (EOD)

A$5.00

Intrinsic Value Per Share

A$-2.34 - A$4.45

Total Value Per Share

A$1.24 - A$8.03

2. Growth of Harvey Norman Holdings Ltd (5 min.)




Is Harvey Norman Holdings Ltd growing?

Current yearPrevious yearGrowGrow %
How rich?$2.9b$2.8b$112.4m3.9%

How much money is Harvey Norman Holdings Ltd making?

Current yearPrevious yearGrowGrow %
Making money$352m$529.6m-$177.5m-50.4%
Net Profit Margin13.5%19.6%--

How much money comes from the company's main activities?

3. Financial Health of Harvey Norman Holdings Ltd (5 min.)




4. Comparing to competitors in the Specialty Retail industry (5 min.)




  Industry Rankings (Specialty Retail)  

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What can you expect buying and holding a share of Harvey Norman Holdings Ltd? (5 min.)

Welcome investor! Harvey Norman Holdings Ltd's management wants to use your money to grow the business. In return you get a share of Harvey Norman Holdings Ltd.

What can you expect buying and holding a share of Harvey Norman Holdings Ltd?

First you should know what it really means to hold a share of Harvey Norman Holdings Ltd. And how you can make/lose money.

Speculation

The Price per Share of Harvey Norman Holdings Ltd is A$5. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Harvey Norman Holdings Ltd.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Harvey Norman Holdings Ltd, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is A$3.58. Based on the TTM, the Book Value Change Per Share is A$0.14 per quarter. Based on the YOY, the Book Value Change Per Share is A$0.32 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is A$0.30 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Harvey Norman Holdings Ltd.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 A$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per Share
Usd Eps0.285.6%0.285.6%0.428.5%0.326.4%0.254.9%
Usd Book Value Change Per Share0.091.8%0.091.8%0.214.2%0.163.2%0.112.2%
Usd Dividend Per Share0.204.0%0.204.0%0.234.6%0.204.1%0.173.4%
Usd Total Gains Per Share0.295.8%0.295.8%0.448.7%0.367.3%0.285.6%
Usd Price Per Share2.27-2.27-2.42-2.65-2.59-
Price to Earnings Ratio8.05-8.05-5.70-8.73-12.10-
Price-to-Total Gains Ratio7.88-7.88-5.53-7.38-10.22-
Price to Book Ratio0.97-0.97-1.08-1.33-1.56-
Price-to-Total Gains Ratio7.88-7.88-5.53-7.38-10.22-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share3.263
Number of shares306
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.200.20
Usd Book Value Change Per Share0.090.16
Usd Total Gains Per Share0.290.36
Gains per Quarter (306 shares)88.18111.34
Gains per Year (306 shares)352.71445.35
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1243109343250195435
2486219696501390880
373032810497515851325
4973438140210017801770
51216547175512529752215
614596572108150211702660
717037662461175213653105
819468762814200315603550
921899853167225317553995
10243210953520250319504440

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%26.01.08.074.3%
Book Value Change Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%34.01.00.097.1%
Dividend per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%33.00.02.094.3%
Total Gains per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%34.01.00.097.1%
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Fundamentals of Harvey Norman Holdings Ltd

About Harvey Norman Holdings Ltd

Harvey Norman Holdings Limited engages in the integrated retail, franchise, property, and digital system businesses. It franchises and sells products in various categories, including electrical goods, furniture, computerized communications, bedding and Manchester, kitchen and small appliances, bathroom and tiles, and carpets and floorings. It operates complexes under the Harvey Norman, Domayne, and Joyce Mayne brands in Australia; and company-operated stores under the Harvey Norman brand in New Zealand, Singapore, Malaysia, Slovenia, Croatia, Ireland, and Northern Ireland. It is also involved in the property investment and media placement activities; acts as a lessor of premises to Harvey Norman, Domayne, and Joyce Mayne franchisees and other third parties, as well as retail properties; development and sale of properties; and provision of consumer finance and other commercial loans and advances. The company was founded in 1982 and is headquartered in Homebush West, Australia.

Fundamental data was last updated by Penke on 2024-02-17 07:45:05.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is efficient in making profit.
Using its investors money, the company is less efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating efficient.
The company is less efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is able to pay all its short-term debts.
The company is unable to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is very able to pay all its debts by selling its assets.
The company is very able to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is cheap.
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1.1. Profitability of Harvey Norman Holdings Ltd.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Harvey Norman Holdings Ltd earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Harvey Norman Holdings Ltd to the Specialty Retail industry mean.
  • A Net Profit Margin of 13.5% means that $0.14 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Harvey Norman Holdings Ltd:

  • The MRQ is 13.5%. The company is making a huge profit. +2
  • The TTM is 13.5%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ13.5%TTM13.5%0.0%
TTM13.5%YOY19.6%-6.0%
TTM13.5%5Y16.5%-3.0%
5Y16.5%10Y14.3%+2.2%
Compared to industry (Specialty Retail)
PeriodCompanyIndustry (mean)+/- 
MRQ13.5%1.8%+11.7%
TTM13.5%2.0%+11.5%
YOY19.6%3.0%+16.6%
5Y16.5%1.9%+14.6%
10Y14.3%2.5%+11.8%
1.1.2. Return on Assets

Shows how efficient Harvey Norman Holdings Ltd is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Harvey Norman Holdings Ltd to the Specialty Retail industry mean.
  • 7.0% Return on Assets means that Harvey Norman Holdings Ltd generated $0.07 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Harvey Norman Holdings Ltd:

  • The MRQ is 7.0%. Using its assets, the company is efficient in making profit. +1
  • The TTM is 7.0%. Using its assets, the company is efficient in making profit. +1
Trends
Current periodCompared to+/- 
MRQ7.0%TTM7.0%0.0%
TTM7.0%YOY11.2%-4.2%
TTM7.0%5Y9.8%-2.8%
5Y9.8%10Y8.7%+1.1%
Compared to industry (Specialty Retail)
PeriodCompanyIndustry (mean)+/- 
MRQ7.0%1.2%+5.8%
TTM7.0%1.0%+6.0%
YOY11.2%1.4%+9.8%
5Y9.8%1.0%+8.8%
10Y8.7%1.2%+7.5%
1.1.3. Return on Equity

Shows how efficient Harvey Norman Holdings Ltd is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Harvey Norman Holdings Ltd to the Specialty Retail industry mean.
  • 12.2% Return on Equity means Harvey Norman Holdings Ltd generated $0.12 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Harvey Norman Holdings Ltd:

  • The MRQ is 12.2%. Using its investors money, the company is less efficient in making profit.
  • The TTM is 12.2%. Using its investors money, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ12.2%TTM12.2%0.0%
TTM12.2%YOY19.0%-6.9%
TTM12.2%5Y16.4%-4.2%
5Y16.4%10Y14.3%+2.1%
Compared to industry (Specialty Retail)
PeriodCompanyIndustry (mean)+/- 
MRQ12.2%2.6%+9.6%
TTM12.2%2.4%+9.8%
YOY19.0%3.5%+15.5%
5Y16.4%2.5%+13.9%
10Y14.3%3.5%+10.8%
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1.2. Operating Efficiency of Harvey Norman Holdings Ltd.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Harvey Norman Holdings Ltd is operating .

  • Measures how much profit Harvey Norman Holdings Ltd makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Harvey Norman Holdings Ltd to the Specialty Retail industry mean.
  • An Operating Margin of 20.5% means the company generated $0.21  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Harvey Norman Holdings Ltd:

  • The MRQ is 20.5%. The company is operating efficient. +1
  • The TTM is 20.5%. The company is operating efficient. +1
Trends
Current periodCompared to+/- 
MRQ20.5%TTM20.5%0.0%
TTM20.5%YOY27.8%-7.3%
TTM20.5%5Y23.2%-2.7%
5Y23.2%10Y20.7%+2.6%
Compared to industry (Specialty Retail)
PeriodCompanyIndustry (mean)+/- 
MRQ20.5%3.6%+16.9%
TTM20.5%2.8%+17.7%
YOY27.8%4.8%+23.0%
5Y23.2%3.6%+19.6%
10Y20.7%3.5%+17.2%
1.2.2. Operating Ratio

Measures how efficient Harvey Norman Holdings Ltd is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Specialty Retail industry mean).
  • An Operation Ratio of 0.88 means that the operating costs are $0.88 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Harvey Norman Holdings Ltd:

  • The MRQ is 0.881. The company is less efficient in keeping operating costs low.
  • The TTM is 0.881. The company is less efficient in keeping operating costs low.
Trends
Current periodCompared to+/- 
MRQ0.881TTM0.8810.000
TTM0.881YOY0.823+0.058
TTM0.8815Y0.863+0.018
5Y0.86310Y0.894-0.032
Compared to industry (Specialty Retail)
PeriodCompanyIndustry (mean)+/- 
MRQ0.8811.168-0.287
TTM0.8811.185-0.304
YOY0.8231.033-0.210
5Y0.8631.084-0.221
10Y0.8941.042-0.148
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1.3. Liquidity of Harvey Norman Holdings Ltd.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Harvey Norman Holdings Ltd is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Specialty Retail industry mean).
  • A Current Ratio of 2.48 means the company has $2.48 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Harvey Norman Holdings Ltd:

  • The MRQ is 2.478. The company is able to pay all its short-term debts. +1
  • The TTM is 2.478. The company is able to pay all its short-term debts. +1
Trends
Current periodCompared to+/- 
MRQ2.478TTM2.4780.000
TTM2.478YOY1.926+0.552
TTM2.4785Y1.837+0.641
5Y1.83710Y1.610+0.227
Compared to industry (Specialty Retail)
PeriodCompanyIndustry (mean)+/- 
MRQ2.4781.339+1.139
TTM2.4781.325+1.153
YOY1.9261.376+0.550
5Y1.8371.338+0.499
10Y1.6101.353+0.257
1.3.2. Quick Ratio

Measures if Harvey Norman Holdings Ltd is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Harvey Norman Holdings Ltd to the Specialty Retail industry mean.
  • A Quick Ratio of -4.03 means the company can pay off $-4.03 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Harvey Norman Holdings Ltd:

  • The MRQ is -4.030. The company is unable to pay all its short-term debts with the most liquid assets. -2
  • The TTM is -4.030. The company is unable to pay all its short-term debts with the most liquid assets. -2
Trends
Current periodCompared to+/- 
MRQ-4.030TTM-4.0300.000
TTM-4.030YOY-2.618-1.412
TTM-4.0305Y-0.663-3.367
5Y-0.66310Y0.200-0.862
Compared to industry (Specialty Retail)
PeriodCompanyIndustry (mean)+/- 
MRQ-4.0300.395-4.425
TTM-4.0300.446-4.476
YOY-2.6180.511-3.129
5Y-0.6630.540-1.203
10Y0.2000.542-0.342
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1.4. Solvency of Harvey Norman Holdings Ltd.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Harvey Norman Holdings Ltd assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Harvey Norman Holdings Ltd to Specialty Retail industry mean.
  • A Debt to Asset Ratio of 0.42 means that Harvey Norman Holdings Ltd assets are financed with 41.8% credit (debt) and the remaining percentage (100% - 41.8%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Harvey Norman Holdings Ltd:

  • The MRQ is 0.418. The company is very able to pay all its debts by selling its assets. +2
  • The TTM is 0.418. The company is very able to pay all its debts by selling its assets. +2
Trends
Current periodCompared to+/- 
MRQ0.418TTM0.4180.000
TTM0.418YOY0.407+0.010
TTM0.4185Y0.396+0.022
5Y0.39610Y0.388+0.007
Compared to industry (Specialty Retail)
PeriodCompanyIndustry (mean)+/- 
MRQ0.4180.603-0.185
TTM0.4180.592-0.174
YOY0.4070.590-0.183
5Y0.3960.599-0.203
10Y0.3880.579-0.191
1.4.2. Debt to Equity Ratio

Measures if Harvey Norman Holdings Ltd is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Harvey Norman Holdings Ltd to the Specialty Retail industry mean.
  • A Debt to Equity ratio of 72.3% means that company has $0.72 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Harvey Norman Holdings Ltd:

  • The MRQ is 0.723. The company is very able to pay all its debts with equity. +2
  • The TTM is 0.723. The company is very able to pay all its debts with equity. +2
Trends
Current periodCompared to+/- 
MRQ0.723TTM0.7230.000
TTM0.723YOY0.693+0.030
TTM0.7235Y0.665+0.059
5Y0.66510Y0.645+0.020
Compared to industry (Specialty Retail)
PeriodCompanyIndustry (mean)+/- 
MRQ0.7231.475-0.752
TTM0.7231.437-0.714
YOY0.6931.409-0.716
5Y0.6651.488-0.823
10Y0.6451.500-0.855
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2. Market Valuation of Harvey Norman Holdings Ltd

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Harvey Norman Holdings Ltd generates.

  • Above 15 is considered overpriced but always compare Harvey Norman Holdings Ltd to the Specialty Retail industry mean.
  • A PE ratio of 8.05 means the investor is paying $8.05 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Harvey Norman Holdings Ltd:

  • The EOD is 11.567. Based on the earnings, the company is underpriced. +1
  • The MRQ is 8.051. Based on the earnings, the company is underpriced. +1
  • The TTM is 8.051. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD11.567MRQ8.051+3.516
MRQ8.051TTM8.0510.000
TTM8.051YOY5.704+2.346
TTM8.0515Y8.733-0.682
5Y8.73310Y12.097-3.364
Compared to industry (Specialty Retail)
PeriodCompanyIndustry (mean)+/- 
EOD11.5679.051+2.516
MRQ8.0518.258-0.207
TTM8.0518.347-0.296
YOY5.7049.063-3.359
5Y8.73311.304-2.571
10Y12.09714.662-2.565
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Harvey Norman Holdings Ltd:

  • The EOD is 12.669. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 8.817. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 8.817. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD12.669MRQ8.817+3.851
MRQ8.817TTM8.8170.000
TTM8.817YOY9.214-0.397
TTM8.8175Y-3.160+11.977
5Y-3.16010Y5.933-9.093
Compared to industry (Specialty Retail)
PeriodCompanyIndustry (mean)+/- 
EOD12.6693.451+9.218
MRQ8.8173.365+5.452
TTM8.8172.544+6.273
YOY9.2142.216+6.998
5Y-3.1602.607-5.767
10Y5.9332.523+3.410
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2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Harvey Norman Holdings Ltd is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Specialty Retail industry mean).
  • A PB ratio of 0.97 means the investor is paying $0.97 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Harvey Norman Holdings Ltd:

  • The EOD is 1.397. Based on the equity, the company is underpriced. +1
  • The MRQ is 0.972. Based on the equity, the company is cheap. +2
  • The TTM is 0.972. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD1.397MRQ0.972+0.425
MRQ0.972TTM0.9720.000
TTM0.972YOY1.078-0.106
TTM0.9725Y1.332-0.360
5Y1.33210Y1.565-0.232
Compared to industry (Specialty Retail)
PeriodCompanyIndustry (mean)+/- 
EOD1.3971.495-0.098
MRQ0.9721.395-0.423
TTM0.9721.490-0.518
YOY1.0781.905-0.827
5Y1.3321.907-0.575
10Y1.5652.084-0.519
2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Harvey Norman Holdings Ltd.

3.1. Funds holding Harvey Norman Holdings Ltd

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2020-10-31Vanguard International Stock Index-Total Intl Stock Indx0.76-9431356--
2020-12-31Vanguard Tax Managed Fund-Vanguard Developed Markets Index Fund0.31-3808772--
2021-02-28iShares Core MSCI EAFE ETF0.25-3121932--
2021-01-31DFA International Value Series0.22-2695782--
2021-02-28iShares MSCI EAFE Small Cap ETF0.19-2415200--
2021-01-31DFA International Core Equity Portfolio0.16-2027043--
2021-01-31Domini Impact International Equity Fund0.14-1714494--
2020-12-31Advanced Series Tr-AST International Value Port0.11999999-1459514--
2021-01-31Old Westbury Small & Mid Cap Strategies Fund0.11-1327515--
2021-02-28JP Morgan ETF Tr-BetaBuilders Developed Asia ex-Japan ETF0.1-1271312--
Total 2.3599999902927292000.0%
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4. Summary

4.1. Key Performance Indicators

The key performance indicators of Harvey Norman Holdings Ltd compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.1370.1370%0.321-57%0.244-44%0.168-18%
Book Value Per Share--3.5793.5790%3.442+4%3.100+15%2.632+36%
Current Ratio--2.4782.4780%1.926+29%1.837+35%1.610+54%
Debt To Asset Ratio--0.4180.4180%0.407+3%0.396+6%0.388+8%
Debt To Equity Ratio--0.7230.7230%0.693+4%0.665+9%0.645+12%
Dividend Per Share--0.3040.3040%0.350-13%0.313-3%0.263+16%
Eps--0.4320.4320%0.650-34%0.493-12%0.379+14%
Free Cash Flow Per Share--0.3950.3950%0.403-2%0.370+7%0.315+25%
Free Cash Flow To Equity Per Share--0.0910.0910%0.056+63%0.016+456%0.049+87%
Gross Profit Margin--0.1590.1590%0.442-64%0.262-39%-0.012+107%
Intrinsic Value_10Y_max--4.452--------
Intrinsic Value_10Y_min---2.340--------
Intrinsic Value_1Y_max--0.399--------
Intrinsic Value_1Y_min--0.178--------
Intrinsic Value_3Y_max--1.234--------
Intrinsic Value_3Y_min--0.182--------
Intrinsic Value_5Y_max--2.112--------
Intrinsic Value_5Y_min---0.204--------
Market Cap6230049920.000+30%4343422782.6004343422782.6000%4629097740.400-6%5058151083.624-14%4941363330.936-12%
Net Profit Margin--0.1350.1350%0.196-31%0.165-18%0.143-5%
Operating Margin--0.2050.2050%0.278-26%0.232-12%0.207-1%
Operating Ratio--0.8810.8810%0.823+7%0.863+2%0.894-1%
Pb Ratio1.397+30%0.9720.9720%1.078-10%1.332-27%1.565-38%
Pe Ratio11.567+30%8.0518.0510%5.704+41%8.733-8%12.097-33%
Price Per Share5.000+30%3.4803.4800%3.710-6%4.056-14%3.964-12%
Price To Free Cash Flow Ratio12.669+30%8.8178.8170%9.214-4%-3.160+136%5.933+49%
Price To Total Gains Ratio11.324+30%7.8817.8810%5.535+42%7.378+7%10.223-23%
Quick Ratio---4.030-4.0300%-2.618-35%-0.663-84%0.200-2117%
Return On Assets--0.0700.0700%0.112-37%0.098-28%0.087-19%
Return On Equity--0.1220.1220%0.190-36%0.164-26%0.143-15%
Total Gains Per Share--0.4420.4420%0.670-34%0.558-21%0.431+2%
Usd Book Value--2914830721.4002914830721.4000%2802345322.400+4%2522788450.000+16%2141587104.540+36%
Usd Book Value Change Per Share--0.0890.0890%0.209-57%0.159-44%0.110-18%
Usd Book Value Per Share--2.3352.3350%2.246+4%2.023+15%1.718+36%
Usd Dividend Per Share--0.1990.1990%0.228-13%0.205-3%0.172+16%
Usd Eps--0.2820.2820%0.424-34%0.322-12%0.247+14%
Usd Free Cash Flow--321468802.200321468802.2000%327854493.200-2%301159890.200+7%256451765.180+25%
Usd Free Cash Flow Per Share--0.2580.2580%0.263-2%0.241+7%0.206+25%
Usd Free Cash Flow To Equity Per Share--0.0590.0590%0.036+63%0.011+456%0.032+87%
Usd Market Cap4065730577.792+30%2834517707.9252834517707.9250%3020949185.385-6%3300949397.173-14%3224733709.769-12%
Usd Price Per Share3.263+30%2.2712.2710%2.421-6%2.647-14%2.587-12%
Usd Profit--352090752.000352090752.0000%529602520.200-34%411600432.360-14%313658615.920+12%
Usd Revenue--2599752178.4002599752178.4000%2704091171.600-4%2461426168.760+6%2114303464.780+23%
Usd Total Gains Per Share--0.2880.2880%0.437-34%0.364-21%0.281+2%
 EOD+4 -4MRQTTM+0 -0YOY+10 -265Y+14 -2210Y+22 -14

4.2. Fundamental Score

Let's check the fundamental score of Harvey Norman Holdings Ltd based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1511.567
Price to Book Ratio (EOD)Between0-11.397
Net Profit Margin (MRQ)Greater than00.135
Operating Margin (MRQ)Greater than00.205
Quick Ratio (MRQ)Greater than1-4.030
Current Ratio (MRQ)Greater than12.478
Debt to Asset Ratio (MRQ)Less than10.418
Debt to Equity Ratio (MRQ)Less than10.723
Return on Equity (MRQ)Greater than0.150.122
Return on Assets (MRQ)Greater than0.050.070
Total7/10 (70.0%)

4.3. Technical Score

Let's check the technical score of Harvey Norman Holdings Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5078.979
Ma 20Greater thanMa 504.706
Ma 50Greater thanMa 1004.429
Ma 100Greater thanMa 2004.088
OpenGreater thanClose5.020
Total5/5 (100.0%)



Latest Balance Sheet

Balance Sheet of 2023-06-30. Currency in AUD. All numbers in thousands.

Summary
Total Assets7,671,831
Total Liabilities3,205,342
Total Stockholder Equity4,431,249
 As reported
Total Liabilities 3,205,342
Total Stockholder Equity+ 4,431,249
Total Assets = 7,671,831

Assets

Total Assets7,671,831
Total Current Assets1,830,637
Long-term Assets5,841,194
Total Current Assets
Cash And Cash Equivalents 218,750
Short-term Investments -4,188,627
Net Receivables 993,130
Inventory 545,658
Other Current Assets 7,442
Total Current Assets  (as reported)1,830,637
Total Current Assets  (calculated)-2,423,647
+/- 4,254,284
Long-term Assets
Property Plant Equipment 1,438,024
Long Term Investments 4,253,173
Intangible Assets 57,387
Long-term Assets Other 87,527
Long-term Assets  (as reported)5,841,194
Long-term Assets  (calculated)5,836,111
+/- 5,083

Liabilities & Shareholders' Equity

Total Current Liabilities738,663
Long-term Liabilities2,466,679
Total Stockholder Equity4,431,249
Total Current Liabilities
Short-term Debt 218,084
Short Long Term Debt 67,041
Accounts payable 262,503
Other Current Liabilities 137,076
Total Current Liabilities  (as reported)738,663
Total Current Liabilities  (calculated)684,704
+/- 53,959
Long-term Liabilities
Long term Debt Total 1,961,023
Other Liabilities 505,656
Long-term Liabilities  (as reported)2,466,679
Long-term Liabilities  (calculated)2,466,679
+/-0
Total Stockholder Equity
Common Stock717,925
Retained Earnings 3,414,424
Accumulated Other Comprehensive Income 298,900
Total Stockholder Equity (as reported)4,431,249
Total Stockholder Equity (calculated)4,431,249
+/-0
Other
Capital Stock717,925
Cash And Equivalents93,555
Cash and Short Term Investments 218,750
Common Stock Shares Outstanding 1,248,110
Current Deferred Revenue121,000
Liabilities and Stockholders Equity 7,671,831
Net Debt 1,960,357
Net Invested Capital 5,281,548
Net Tangible Assets 4,373,862
Net Working Capital 1,091,974
Property Plant and Equipment Gross 2,033,960
Short Long Term Debt Total 2,179,107



Balance Sheet

Currency in AUD. All numbers in thousands.

 Trend2023-06-302022-06-302021-06-302020-06-302019-06-302018-06-302017-06-302016-06-302015-06-302014-06-302013-06-302012-06-302011-06-302010-06-302009-06-302008-06-302007-06-302006-06-302005-06-302004-06-302003-06-302002-06-302001-06-302000-06-301999-06-301998-06-301997-06-301996-06-301995-06-301994-06-301993-06-301992-06-301991-06-301990-06-301989-06-30
> Total Assets 
78,963
102,398
124,351
146,303
185,274
260,077
373,366
423,784
514,378
652,231
834,541
1,157,764
1,381,216
1,668,502
1,925,720
2,369,154
2,709,861
3,030,364
3,192,696
3,365,030
3,656,186
3,704,513
4,004,009
3,951,816
4,065,031
4,225,336
4,358,544
4,431,800
4,189,744
4,577,642
4,798,744
5,828,602
6,672,934
7,246,403
7,671,831
7,671,8317,246,4036,672,9345,828,6024,798,7444,577,6424,189,7444,431,8004,358,5444,225,3364,065,0313,951,8164,004,0093,704,5133,656,1863,365,0303,192,6963,030,3642,709,8612,369,1541,925,7201,668,5021,381,2161,157,764834,541652,231514,378423,784373,366260,077185,274146,303124,351102,39878,963
   > Total Current Assets 
39,088
47,367
56,772
76,168
108,991
153,183
242,816
228,885
241,632
287,053
395,839
588,015
664,538
776,778
882,855
1,107,535
1,291,841
1,411,745
1,447,116
1,341,396
1,535,728
1,556,629
1,627,344
1,498,941
1,531,913
1,607,167
1,676,468
1,605,547
1,112,433
1,317,618
1,456,340
1,298,331
1,726,576
1,906,471
1,830,637
1,830,6371,906,4711,726,5761,298,3311,456,3401,317,6181,112,4331,605,5471,676,4681,607,1671,531,9131,498,9411,627,3441,556,6291,535,7281,341,3961,447,1161,411,7451,291,8411,107,535882,855776,778664,538588,015395,839287,053241,632228,885242,816153,183108,99176,16856,77247,36739,088
       Cash And Cash Equivalents 
1,426
3,836
8,168
11,325
12,034
8,464
38,202
7,662
7,182
1,203
3,147
37,385
23,024
30,264
26,969
88,642
149,396
122,776
165,875
64,660
157,907
157,236
162,779
172,459
161,660
144,957
185,840
139,874
80,224
170,544
215,048
313,195
264,431
248,804
218,750
218,750248,804264,431313,195215,048170,54480,224139,874185,840144,957161,660172,459162,779157,236157,90764,660165,875122,776149,39688,64226,96930,26423,02437,3853,1471,2037,1827,66238,2028,46412,03411,3258,1683,8361,426
       Short-term Investments 
0
0
0
0
0
0
0
0
0
0
6,789
10,031
8,458
10,474
8,624
2,459
35,360
2,742
3,144
23,524
25,874
34,400
41,229
24,396
18,887
21,596
26,084
24,512
27,474
29,754
28,883
30,237
41,281
-3,905,813
-4,188,627
-4,188,627-3,905,81341,28130,23728,88329,75427,47424,51226,08421,59618,88724,39641,22934,40025,87423,5243,1442,74235,3602,4598,62410,4748,45810,0316,7890000000000
       Net Receivables 
33,887
38,587
42,773
57,995
87,815
135,762
192,549
207,459
217,116
255,333
358,477
476,077
528,317
568,193
652,735
764,340
842,526
1,004,515
1,028,180
1,001,426
1,076,465
1,081,645
1,065,232
1,017,973
1,054,402
1,119,393
1,142,551
1,096,572
640,686
724,690
741,862
511,579
889,201
1,065,304
993,130
993,1301,065,304889,201511,579741,862724,690640,6861,096,5721,142,5511,119,3931,054,4021,017,9731,065,2321,081,6451,076,4651,001,4261,028,1801,004,515842,526764,340652,735568,193528,317476,077358,477255,333217,116207,459192,549135,76287,81557,99542,77338,58733,887
       Inventory 
3,775
4,944
5,831
6,689
8,083
8,203
9,857
12,069
13,043
29,062
24,599
61,001
88,050
154,926
188,536
244,381
252,240
259,384
222,471
226,005
259,877
261,674
336,742
263,421
268,781
297,670
298,381
315,746
315,968
345,287
395,965
391,984
479,093
524,274
545,658
545,658524,274479,093391,984395,965345,287315,968315,746298,381297,670268,781263,421336,742261,674259,877226,005222,471259,384252,240244,381188,536154,92688,05061,00124,59929,06213,04312,0699,8578,2038,0836,6895,8314,9443,775
   > Long-term Assets 
39,875
55,031
67,579
70,135
76,283
106,894
130,550
194,899
272,746
365,178
438,702
569,749
716,678
891,724
1,042,865
1,261,619
1,418,020
1,618,619
1,745,580
2,023,634
2,120,458
2,147,884
2,376,665
2,452,875
2,533,118
2,618,169
2,682,076
2,826,253
3,077,311
3,260,024
3,342,404
4,530,271
4,946,358
5,339,932
5,841,194
5,841,1945,339,9324,946,3584,530,2713,342,4043,260,0243,077,3112,826,2532,682,0762,618,1692,533,1182,452,8752,376,6652,147,8842,120,4582,023,6341,745,5801,618,6191,418,0201,261,6191,042,865891,724716,678569,749438,702365,178272,746194,899130,550106,89476,28370,13567,57955,03139,875
       Property Plant Equipment 
35,363
49,995
62,405
64,354
65,593
90,962
109,916
165,785
240,871
318,289
388,560
547,129
654,488
800,564
928,588
1,129,956
1,231,763
474,734
533,225
587,149
548,615
439,033
512,479
536,277
548,903
569,057
552,603
580,805
625,112
660,337
696,207
1,176,671
1,241,014
1,251,727
1,438,024
1,438,0241,251,7271,241,0141,176,671696,207660,337625,112580,805552,603569,057548,903536,277512,479439,033548,615587,149533,225474,7341,231,7631,129,956928,588800,564654,488547,129388,560318,289240,871165,785109,91690,96265,59364,35462,40549,99535,363
       Goodwill 
4,159
3,927
3,696
3,466
3,234
3,003
2,772
2,541
0
0
0
590
692
13,226
12,014
11,212
10,495
11,147
10
10
11
11
9
10
10
10
0
0
0
0
0
0
0
0
0
00000000010101091111101011,14710,49511,21212,01413,2266925900002,5412,7723,0033,2343,4663,6963,9274,159
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
41,088
37,995
2,088,939
2,297,090
2,450,988
2,532,175
3,238,101
3,560,374
3,968,388
4,253,173
4,253,1733,968,3883,560,3743,238,1012,532,1752,450,9882,297,0902,088,93937,99541,0880000000000000000000000000
       Intangible Assets 
0
0
0
0
0
0
0
0
0
7,330
0
590
692
13,226
12,014
11,212
11,039
23,692
20,987
22,088
18,664
24,218
58,285
57,432
58,903
77,888
83,727
81,192
75,237
69,067
64,631
63,003
63,668
58,420
57,387
57,38758,42063,66863,00364,63169,06775,23781,19283,72777,88858,90357,43258,28524,21818,66422,08820,98723,69211,03911,21212,01413,22669259007,330000000000
       Long-term Assets Other 
196
851
1,141
1,985
6,791
11,509
16,199
24,444
28,677
35,669
46,395
19,463
22,746
28,562
30,578
42,866
51,331
87,135
30,696
20,931
18,615
25,182
14,538
10,556
12,646
7,417
72,554
75,317
79,872
79,632
46,164
49,269
72,560
53,494
87,527
87,52753,49472,56049,26946,16479,63279,87275,31772,5547,41712,64610,55614,53825,18218,61520,93130,69687,13551,33142,86630,57828,56222,74619,46346,39535,66928,67724,44416,19911,5096,7911,9851,141851196
> Total Liabilities 
39,924
56,202
71,778
85,240
114,709
158,284
213,555
207,283
256,893
317,375
429,710
607,438
727,405
792,608
891,683
1,140,879
1,357,947
1,587,439
1,450,544
1,417,878
1,597,004
1,547,302
1,775,548
1,684,934
1,701,176
1,734,230
1,801,684
1,743,126
1,376,837
1,639,710
1,600,951
2,351,277
2,779,915
2,952,279
3,205,342
3,205,3422,952,2792,779,9152,351,2771,600,9511,639,7101,376,8371,743,1261,801,6841,734,2301,701,1761,684,9341,775,5481,547,3021,597,0041,417,8781,450,5441,587,4391,357,9471,140,879891,683792,608727,405607,438429,710317,375256,893207,283213,555158,284114,70985,24071,77856,20239,924
   > Total Current Liabilities 
39,858
51,074
34,118
41,010
63,435
106,923
124,568
155,003
160,660
233,297
277,321
403,830
486,151
494,899
495,559
656,700
692,767
713,378
848,335
1,079,267
1,379,561
961,353
994,376
917,770
834,057
1,262,232
1,283,079
1,279,012
743,425
829,964
899,108
785,444
1,145,061
989,807
738,663
738,663989,8071,145,061785,444899,108829,964743,4251,279,0121,283,0791,262,232834,057917,770994,376961,3531,379,5611,079,267848,335713,378692,767656,700495,559494,899486,151403,830277,321233,297160,660155,003124,568106,92363,43541,01034,11851,07439,858
       Short-term Debt 
0
0
0
0
0
0
0
0
0
0
6,789
10,031
8,458
10,474
25,732
62,877
72,632
118,841
110,526
416,580
574,966
154,133
105,275
234,876
172,455
469,872
408,438
452,710
386,583
422,139
494,530
233,121
495,358
400,321
218,084
218,084400,321495,358233,121494,530422,139386,583452,710408,438469,872172,455234,876105,275154,133574,966416,580110,526118,84172,63262,87725,73210,4748,45810,0316,7890000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
707,966
174,104
452,346
385,256
421,077
492,908
102,841
359,969
261,033
67,041
67,041261,033359,969102,841492,908421,077385,256452,346174,104707,9660000000000000000000000000
       Accounts payable 
0
0
0
0
0
0
0
0
0
0
0
312,124
328,945
395,191
421,696
552,492
558,450
552,001
532,598
513,258
657,391
656,042
701,823
553,570
517,416
642,301
650,783
625,821
182,917
229,267
221,323
283,838
269,959
258,965
262,503
262,503258,965269,959283,838221,323229,267182,917625,821650,783642,301517,416553,570701,823656,042657,391513,258532,598552,001558,450552,492421,696395,191328,945312,12400000000000
       Other Current Liabilities 
22,239
29,925
8,668
10,013
24,065
39,469
28,773
29,742
32,927
45,905
54,159
81,675
147,206
86,634
42,991
38,238
58,830
37,141
199,921
146,606
146,282
150,251
187,220
129,196
143,164
150,047
191,130
200,481
135,952
115,770
111,537
172,344
270,897
204,285
137,076
137,076204,285270,897172,344111,537115,770135,952200,481191,130150,047143,164129,196187,220150,251146,282146,606199,92137,14158,83038,23842,99186,634147,20681,67554,15945,90532,92729,74228,77339,46924,06510,0138,66829,92522,239
   > Long-term Liabilities 
66
5,128
37,660
44,230
51,274
51,361
88,987
52,280
96,233
84,078
152,389
203,608
241,254
297,709
396,124
484,179
665,180
874,061
602,209
338,611
217,443
585,949
781,172
767,164
867,119
471,998
518,605
464,114
633,412
809,746
701,843
1,565,833
1,634,854
1,962,472
2,466,679
2,466,6791,962,4721,634,8541,565,833701,843809,746633,412464,114518,605471,998867,119767,164781,172585,949217,443338,611602,209874,061665,180484,179396,124297,709241,254203,608152,38984,07896,23352,28088,98751,36151,27444,23037,6605,12866
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
290,000
201,042
333,858
503,203
346,942
1,237,807
1,243,276
1,503,862
1,961,023
1,961,0231,503,8621,243,2761,237,807346,942503,203333,858201,042290,00000000000000000000000000000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
203,608
241,254
6,674
5,337
12,070
10,396
26,439
19,238
26,876
35,779
55,933
27,922
42,628
37,484
34,430
228,605
263,072
299,554
306,543
354,901
328,026
391,578
458,610
505,656
505,656458,610391,578328,026354,901306,543299,554263,072228,60534,43037,48442,62827,92255,93335,77926,87619,23826,43910,39612,0705,3376,674241,254203,60800000000000
> Total Stockholder Equity
39,039
46,196
52,573
61,063
70,565
101,793
159,811
216,501
257,485
334,856
404,831
550,326
653,811
875,894
966,151
1,157,929
1,274,195
1,353,067
1,692,584
1,899,899
2,006,043
2,103,224
2,193,581
2,235,952
2,330,289
2,471,377
2,537,081
2,666,296
2,790,459
2,911,006
3,167,410
3,446,342
3,864,829
4,261,031
4,431,249
4,431,2494,261,0313,864,8293,446,3423,167,4102,911,0062,790,4592,666,2962,537,0812,471,3772,330,2892,235,9522,193,5812,103,2242,006,0431,899,8991,692,5841,353,0671,274,1951,157,929966,151875,894653,811550,326404,831334,856257,485216,501159,811101,79370,56561,06352,57346,19639,039
   Common Stock
12,530
12,530
12,530
14,000
14,000
15,400
17,956
19,153
19,153
19,932
142,869
187,792
142,869
246,591
246,591
246,591
246,591
246,591
248,991
259,610
259,610
259,610
259,610
259,610
259,610
259,610
380,328
385,296
386,309
388,381
552,250
717,925
717,925
717,925
717,925
717,925717,925717,925717,925552,250388,381386,309385,296380,328259,610259,610259,610259,610259,610259,610259,610248,991246,591246,591246,591246,591246,591142,869187,792142,86919,93219,15319,15317,95615,40014,00014,00012,53012,53012,530
   Retained Earnings 
9,247
13,157
18,493
23,983
33,485
47,843
71,891
92,241
116,256
153,895
203,348
278,983
342,457
423,219
547,871
667,493
759,604
1,074,661
1,386,668
1,607,015
1,693,888
1,787,196
1,901,350
1,956,966
2,008,880
2,109,032
2,043,463
2,125,186
2,229,200
2,337,241
2,397,436
2,511,580
2,879,511
3,254,936
3,414,424
3,414,4243,254,9362,879,5112,511,5802,397,4362,337,2412,229,2002,125,1862,043,4632,109,0322,008,8801,956,9661,901,3501,787,1961,693,8881,607,0151,386,6681,074,661759,604667,493547,871423,219342,457278,983203,348153,895116,25692,24171,89147,84333,48523,98318,49313,1579,247
   Capital Surplus 00000000000000000000000000000000000
   Treasury Stock00000000000000000000000000000000000
   Other Stockholders Equity 
17,262
20,509
21,550
30,368
32,976
50,081
86,309
129,140
155,518
206,555
121,498
172,605
305,656
424,210
0
0
0
0
0
0
0
0
0
0
0
102,735
15,712
47,989
174,950
185,384
217,724
-3,229,505
-3,597,436
-3,972,861
-4,132,349
-4,132,349-3,972,861-3,597,436-3,229,505217,724185,384174,95047,98915,712102,73500000000000424,210305,656172,605121,498206,555155,518129,14086,30950,08132,97630,36821,55020,50917,262



Balance Sheet

Currency in AUD. All numbers in thousands.