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IDFCFIRSTB (IDFC First Bank Ltd) Stock Analysis
Buy, Hold or Sell?

Let's analyze IDFC First Bank Ltd together

I guess you are interested in IDFC First Bank Ltd. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

  • 📊 Fundamental Analysis (FA) – IDFC First Bank Ltd’s Financial Insights
  • 📈 Technical Analysis (TA) – IDFC First Bank Ltd’s Price Targets

I'm going to help you getting a better view of IDFC First Bank Ltd. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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1. Quick Overview

1.1. Quick analysis of IDFC First Bank Ltd (30 sec.)










1.2. What can you expect buying and holding a share of IDFC First Bank Ltd? (30 sec.)

How much money do you get?

How much money do you get?
INR0.00
When do you have the money?
1 year
How often do you get paid?
50.0%

What is your share worth?

Current worth
INR44.01
Expected worth in 1 year
INR79.06
How sure are you?
60.0%

+ What do you gain per year?

Total Gains per Share
INR35.05
Return On Investment
45.0%

For what price can you sell your share?

Current Price per Share
INR77.86
Expected price per share
INR75.89 - INR86.08
How sure are you?
50%
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2. Detailed Analysis

2.1. Valuation of IDFC First Bank Ltd (5 min.)




Live pricePrice per Share (EOD)
INR77.86
Intrinsic Value Per Share
INR92.70 - INR193.56
Total Value Per Share
INR136.71 - INR237.57

2.2. Growth of IDFC First Bank Ltd (5 min.)




Is IDFC First Bank Ltd growing?

Current yearPrevious yearGrowGrow %
How rich?$3.7b$3b$751.8m19.9%

How much money is IDFC First Bank Ltd making?

Current yearPrevious yearGrowGrow %
Making money$344.2m$290.7m$53.5m15.5%
Net Profit Margin13.1%14.5%--

How much money comes from the company's main activities?

2.3. Financial Health of IDFC First Bank Ltd (5 min.)




2.4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

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3. Summary and Key Metrics

3.1. What can you expect buying and holding a share of IDFC First Bank Ltd?

Welcome investor! IDFC First Bank Ltd's management wants to use your money to grow the business. In return you get a share of IDFC First Bank Ltd.

First you should know what it really means to hold a share of IDFC First Bank Ltd. And how you can make/lose money.

Speculation

The Price per Share of IDFC First Bank Ltd is INR77.86. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of IDFC First Bank Ltd.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in IDFC First Bank Ltd, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is INR44.01. Based on the TTM, the Book Value Change Per Share is INR8.76 per quarter. Based on the YOY, the Book Value Change Per Share is INR6.50 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is INR0.00 per quarter.
Based on historical numbers we can estimate the returns while holding a share of IDFC First Bank Ltd.

How much money are you going to get?

 MRQTTMYOY3Y5Y10Y
 INR% of Price per ShareINR% of Price per ShareINR% of Price per ShareINR% of Price per ShareINR% of Price per ShareINR% of Price per Share
Usd Eps0.050.1%0.050.1%0.040.1%0.030.0%0.020.0%0.010.0%
Usd Book Value Change Per Share0.100.1%0.100.1%0.080.1%0.150.2%0.090.1%0.050.1%
Usd Dividend Per Share0.000.0%0.000.0%0.000.0%0.000.0%0.000.0%0.000.0%
Usd Total Gains Per Share0.100.1%0.100.1%0.080.1%0.150.2%0.090.1%0.050.1%
Usd Price Per Share0.88-0.88-0.64-0.66-0.58-0.53-
Price to Earnings Ratio18.79-18.79-16.24-84.93-112.82-76.12-
Price-to-Total Gains Ratio8.60-8.60-8.47-6.28--113.87--58.46-
Price to Book Ratio1.71-1.71-1.56-1.55-3.36-3.88-
Price-to-Total Gains Ratio8.60-8.60-8.47-6.28--113.87--58.46-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share0.910962
Number of shares1097
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.000.00
Usd Book Value Change Per Share0.100.09
Usd Total Gains Per Share0.100.09
Gains per Quarter (1097 shares)112.4793.43
Gains per Year (1097 shares)449.89373.74
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
104504400374364
209008900747738
3013501340011211112
4018001790014951486
5022492240018691860
6026992690022422234
7031493140026162608
8035993590029902982
9040494040033643356
10044994490037373730

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%4.01.00.080.0%7.03.00.070.0%7.03.00.070.0%
Book Value Change Per Share1.00.00.0100.0%3.00.00.0100.0%3.02.00.060.0%5.05.00.050.0%5.05.00.050.0%
Dividend per Share0.00.01.00.0%0.00.03.00.0%0.00.05.00.0%5.00.05.050.0%5.00.05.050.0%
Total Gains per Share1.00.00.0100.0%3.00.00.0100.0%3.02.00.060.0%6.04.00.060.0%6.04.00.060.0%
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3.2. Key Performance Indicators

The key performance indicators of IDFC First Bank Ltd compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-3Y+/-5 Year+/-10 Year+/-
Book Value Change Per Share--8.7638.7630%6.499+35%12.568-30%7.280+20%4.401+99%
Book Value Per Share--44.01144.0110%35.248+25%36.003+22%24.144+82%16.453+167%
Current Ratio----0%0.094-100%0.076-100%0.086-100%0.098-100%
Debt To Asset Ratio--0.8910.8910%0.8920%0.891+0%0.8920%5.883-85%
Debt To Equity Ratio--8.1788.1780%8.281-1%8.159+0%8.254-1%6.847+19%
Dividend Per Share----0%-0%-0%-0%0.065-100%
Enterprise Value---2086518853193.600-2086518853193.6000%-1736877303004.800-17%-1741091495738.134-17%-1184874783203.280-43%-745207354674.406-64%
Eps--4.0124.0120%3.389+18%2.527+59%1.314+205%0.752+434%
Ev To Sales Ratio---9.282-9.2820%-10.155+9%-9.988+8%-8.209-12%-9.146-1%
Free Cash Flow Per Share--13.86813.8680%3.239+328%6.701+107%5.845+137%2.065+572%
Free Cash Flow To Equity Per Share--13.86813.8680%65.203-79%39.726-65%25.156-45%10.953+27%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%1.0000%
Intrinsic Value_10Y_max--193.563----------
Intrinsic Value_10Y_min--92.703----------
Intrinsic Value_1Y_max--9.459----------
Intrinsic Value_1Y_min--6.782----------
Intrinsic Value_3Y_max--35.994----------
Intrinsic Value_3Y_min--22.670----------
Intrinsic Value_5Y_max--71.660----------
Intrinsic Value_5Y_min--40.949----------
Market Cap570955925913.600+3%552843144806.400552843144806.4000%403467698995.200+37%415689548595.200+33%667047519996.720-17%682252290293.035-19%
Net Profit Margin--0.1310.1310%0.145-10%0.095+37%-0.018+114%0.033+296%
Operating Margin----0%-0%-0%-0%-0%
Operating Ratio----0%-0%-0%-0%0.088-100%
Pb Ratio1.769+3%1.7131.7130%1.561+10%1.551+10%3.356-49%3.877-56%
Pe Ratio19.405+3%18.78918.7890%16.237+16%84.929-78%112.818-83%76.123-75%
Price Per Share77.860+3%75.39075.3900%55.020+37%56.687+33%49.372+53%45.696+65%
Price To Free Cash Flow Ratio5.615+3%5.4365.4360%16.989-68%11.886-54%10.444-48%4.090+33%
Price To Total Gains Ratio8.885+3%8.6038.6030%8.467+2%6.279+37%-113.873+1424%-58.463+780%
Quick Ratio----0%-0%-0%-0%-0%
Return On Assets--0.0100.0100%0.010-4%0.007+42%0.001+916%-12.211+123026%
Return On Equity--0.0910.0910%0.096-5%0.065+41%0.007+1167%0.009+887%
Total Gains Per Share--8.7638.7630%6.499+35%12.568-30%7.280+20%4.466+96%
Usd Book Value--3776008684.5003776008684.5000%3024163455.300+25%3088926711.000+22%2632651791.120+43%2039161435.740+85%
Usd Book Value Change Per Share--0.1030.1030%0.076+35%0.147-30%0.085+20%0.051+99%
Usd Book Value Per Share--0.5150.5150%0.412+25%0.421+22%0.282+82%0.192+167%
Usd Dividend Per Share----0%-0%-0%-0%0.001-100%
Usd Enterprise Value---24412270582.365-24412270582.3650%-20321464445.156-17%-20370770500.136-17%-13863034963.478-43%-8718926049.691-64%
Usd Eps--0.0470.0470%0.040+18%0.030+59%0.015+205%0.009+434%
Usd Free Cash Flow--1189806450.3001189806450.3000%277864470.000+328%574917821.400+107%906402800.160+31%569384584.470+109%
Usd Free Cash Flow Per Share--0.1620.1620%0.038+328%0.078+107%0.068+137%0.024+572%
Usd Free Cash Flow To Equity Per Share--0.1620.1620%0.763-79%0.465-65%0.294-45%0.128+27%
Usd Market Cap6680184333.189+3%6468264794.2356468264794.2350%4720572078.244+37%4863567718.564+33%7804455983.962-17%7982351796.429-19%
Usd Price Per Share0.911+3%0.8820.8820%0.644+37%0.663+33%0.578+53%0.535+65%
Usd Profit--344255207.400344255207.4000%290736739.800+18%216823955.400+59%74865433.500+360%42713699.418+706%
Usd Revenue--2630124045.9002630124045.9000%2001220650.000+31%2062373999.400+28%1619307232.920+62%933412833.990+182%
Usd Total Gains Per Share--0.1030.1030%0.076+35%0.147-30%0.085+20%0.052+96%
 EOD+4 -4MRQTTM+0 -0YOY+22 -113Y+20 -135Y+24 -910Y+25 -11

3.3 Fundamental Score

Let's check the fundamental score of IDFC First Bank Ltd based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1519.405
Price to Book Ratio (EOD)Between0-11.769
Net Profit Margin (MRQ)Greater than00.131
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.000
Current Ratio (MRQ)Greater than10.000
Debt to Asset Ratio (MRQ)Less than10.891
Debt to Equity Ratio (MRQ)Less than18.178
Return on Equity (MRQ)Greater than0.150.091
Return on Assets (MRQ)Greater than0.050.010
Total2/10 (20.0%)

3.4 Technical Score

Let's check the technical score of IDFC First Bank Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5077.651
Ma 20Greater thanMa 5072.501
Ma 50Greater thanMa 10069.508
Ma 100Greater thanMa 20064.421
OpenGreater thanClose78.400
Total4/5 (80.0%)

4. In-depth Analysis

4.1 About IDFC First Bank Ltd

IDFC First Bank Limited engages in the provision of various banking and financial services to corporates, individuals, multi-national companies, SMEs/entrepreneurs, financial institutions, and the government in India. The company operates through four segments: Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Business. It accepts savings, corporate salary, current, business, and nostro/vostro accounts; fixed and recurring deposits; and provides debit, credit, and prepaid cards, as well as payment services. The company also offers personal, consumer durable, home, car, two-wheeler, commercial vehicle, education, gold, business, working capital, construction equipment, professional, term, foreign currency, and micro enterprise loans; farmer producer organization finance; and loan against property and loans for women. In addition, it provides supply chain financing products, including trade finance, vendor and dealer finance, and factoring/receivables purchase; treasury and capital market services; wealth management services; and trade finance and services comprising import-export solutions, bank guarantees, domestic trade, and remittance products, as well as BXP, an online trade portal. Further, the company offers investment services consisting of mutual funds, gold bonds, demat and trading account, and investment linked insurance solutions; distributes term, life, general, health, motor, home, travel, business, and pradhan mantri insurance products, as well as pension, savings, and annuity plans; and provides safe deposit lockers, overdrafts, and mobile and Internet banking services. Additionally, it provides cash management services; escrow services; and NRI banking services. The company was formerly known as IDFC Bank Limited and changed its name to IDFC First Bank Limited in January 2019. IDFC First Bank Limited was founded in 1997 and is headquartered in Mumbai, India.

Fundamental data was last updated by Penke on 2025-06-21 21:46:02.

4.2 In-depth Summary

4.2.1. Financial Health Summary

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is less efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
Liquidity Details
 Compared to previous yearCompared to industry
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

4.2.2. Valuation Summary

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is underpriced.
Based on the earnings, the company is fair priced.
Based on how much money comes from the company's main activities, the company is cheap.
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4.3 Financial Health

4.3.1. Profitability

4.3.1 Profitability
4.3.1.1. Net Profit Margin

Measures how much net profit IDFC First Bank Ltd earns for each ₹1 of revenue.

  • Above 10% is considered healthy but always compare IDFC First Bank Ltd to the Banks - Regional industry mean.
  • A Net Profit Margin of 13.1% means that ₹0.13 for each ₹1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of IDFC First Bank Ltd:

  • The MRQ is 13.1%. The company is making a huge profit. +2
  • The TTM is 13.1%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ13.1%TTM13.1%0.0%
TTM13.1%YOY14.5%-1.4%
TTM13.1%5Y-1.8%+14.9%
5Y-1.8%10Y3.3%-5.1%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ13.1%41.9%-28.8%
TTM13.1%31.1%-18.0%
YOY14.5%29.6%-15.1%
3Y9.5%29.0%-19.5%
5Y-1.8%25.7%-27.5%
10Y3.3%22.1%-18.8%
4.3.1.2. Return on Assets

Shows how efficient IDFC First Bank Ltd is using its assets to generate profit.

  • Above 5% is considered healthy but always compare IDFC First Bank Ltd to the Banks - Regional industry mean.
  • 1.0% Return on Assets means that IDFC First Bank Ltd generated ₹0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of IDFC First Bank Ltd:

  • The MRQ is 1.0%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 1.0%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ1.0%TTM1.0%0.0%
TTM1.0%YOY1.0%0.0%
TTM1.0%5Y0.1%+0.9%
5Y0.1%10Y-1,221.1%+1,221.2%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ1.0%0.2%+0.8%
TTM1.0%0.2%+0.8%
YOY1.0%0.2%+0.8%
3Y0.7%0.2%+0.5%
5Y0.1%0.2%-0.1%
10Y-1,221.1%0.2%-1,221.3%
4.3.1.3. Return on Equity

Shows how efficient IDFC First Bank Ltd is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare IDFC First Bank Ltd to the Banks - Regional industry mean.
  • 9.1% Return on Equity means IDFC First Bank Ltd generated ₹0.09 for each ₹1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of IDFC First Bank Ltd:

  • The MRQ is 9.1%. Using its investors money, the company is less efficient in making profit.
  • The TTM is 9.1%. Using its investors money, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ9.1%TTM9.1%0.0%
TTM9.1%YOY9.6%-0.5%
TTM9.1%5Y0.7%+8.4%
5Y0.7%10Y0.9%-0.2%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ9.1%2.8%+6.3%
TTM9.1%2.2%+6.9%
YOY9.6%2.6%+7.0%
3Y6.5%2.5%+4.0%
5Y0.7%2.4%-1.7%
10Y0.9%2.6%-1.7%
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4.3.2. Operating Efficiency of IDFC First Bank Ltd.

4.3.2. Operating Efficiency
4.3.2.1. Operating Margin

Measures how efficient IDFC First Bank Ltd is operating .

  • Measures how much profit IDFC First Bank Ltd makes for each ₹1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare IDFC First Bank Ltd to the Banks - Regional industry mean.
  • An Operating Margin of 0.0% means the company generated ₹0.00  for each ₹1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of IDFC First Bank Ltd:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.0%
TTM-YOY-0.0%
TTM-5Y-0.0%
5Y-10Y-0.0%
4.3.2.2. Operating Ratio

Measures how efficient IDFC First Bank Ltd is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 0.00 means that the operating costs are ₹0.00 for each ₹1 in net sales.

Let's take a look of the Operating Ratio trends of IDFC First Bank Ltd:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y-0.000
5Y-10Y0.088-0.088
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4.4.3. Liquidity of IDFC First Bank Ltd.

4.4.3. Liquidity
4.4.3.1. Current Ratio

Measures if IDFC First Bank Ltd is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 0.00 means the company has ₹0.00 in assets for each ₹1 in short-term debts.

Let's take a look of the Current Ratio trends of IDFC First Bank Ltd:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY0.094-0.094
TTM-5Y0.086-0.086
5Y0.08610Y0.098-0.011
4.4.3.2. Quick Ratio

Measures if IDFC First Bank Ltd is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare IDFC First Bank Ltd to the Banks - Regional industry mean.
  • A Quick Ratio of 0.00 means the company can pay off ₹0.00 for each ₹1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of IDFC First Bank Ltd:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y-0.000
5Y-10Y-0.000
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4.5.4. Solvency of IDFC First Bank Ltd.

4.5.4. Solvency
4.5.4.1. Debt to Asset Ratio

Measures how much % of IDFC First Bank Ltd assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare IDFC First Bank Ltd to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.89 means that IDFC First Bank Ltd assets are financed with 89.1% credit (debt) and the remaining percentage (100% - 89.1%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of IDFC First Bank Ltd:

  • The MRQ is 0.891. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.891. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.891TTM0.8910.000
TTM0.891YOY0.892-0.001
TTM0.8915Y0.892-0.001
5Y0.89210Y5.883-4.992
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.8910.912-0.021
TTM0.8910.914-0.023
YOY0.8920.331+0.561
3Y0.8910.655+0.236
5Y0.8920.761+0.131
10Y5.8830.845+5.038
4.5.4.2. Debt to Equity Ratio

Measures if IDFC First Bank Ltd is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare IDFC First Bank Ltd to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 817.8% means that company has ₹8.18 debt for each ₹1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of IDFC First Bank Ltd:

  • The MRQ is 8.178. The company is unable to pay all its debts with equity. -1
  • The TTM is 8.178. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ8.178TTM8.1780.000
TTM8.178YOY8.281-0.103
TTM8.1785Y8.254-0.076
5Y8.25410Y6.847+1.408
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ8.17810.416-2.238
TTM8.17810.683-2.505
YOY8.2814.228+4.053
3Y8.1597.922+0.237
5Y8.2549.283-1.029
10Y6.84711.348-4.501
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4.6. Market Valuation

4.6.1. Earnings Per Share
4.6.2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every ₹1 in earnings IDFC First Bank Ltd generates.

  • Above 15 is considered overpriced but always compare IDFC First Bank Ltd to the Banks - Regional industry mean.
  • A PE ratio of 18.79 means the investor is paying ₹18.79 for every ₹1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of IDFC First Bank Ltd:

  • The EOD is 19.405. Based on the earnings, the company is fair priced.
  • The MRQ is 18.789. Based on the earnings, the company is fair priced.
  • The TTM is 18.789. Based on the earnings, the company is fair priced.
Trends
Current periodCompared to+/- 
EOD19.405MRQ18.789+0.616
MRQ18.789TTM18.7890.000
TTM18.789YOY16.237+2.553
TTM18.7895Y112.818-94.029
5Y112.81810Y76.123+36.695
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD19.4054.337+15.068
MRQ18.7893.875+14.914
TTM18.7896.132+12.657
YOY16.2374.741+11.496
3Y84.9295.925+79.004
5Y112.8188.400+104.418
10Y76.1239.118+67.005
4.6.2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of IDFC First Bank Ltd:

  • The EOD is 5.615. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 5.436. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 5.436. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD5.615MRQ5.436+0.178
MRQ5.436TTM5.4360.000
TTM5.436YOY16.989-11.552
TTM5.4365Y10.444-5.008
5Y10.44410Y4.090+6.355
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD5.6150.376+5.239
MRQ5.4360.336+5.100
TTM5.4360.632+4.804
YOY16.989-1.072+18.061
3Y11.8862.007+9.879
5Y10.4440.284+10.160
10Y4.0900.095+3.995
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4.6.2. Book Value per Share
4.6.2.1. Price to Book Ratio

Measures if the stock price of IDFC First Bank Ltd is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 1.71 means the investor is paying ₹1.71 for each ₹1 in book value.

Let's take a look of the Price to Book Ratio trends of IDFC First Bank Ltd:

  • The EOD is 1.769. Based on the equity, the company is underpriced. +1
  • The MRQ is 1.713. Based on the equity, the company is underpriced. +1
  • The TTM is 1.713. Based on the equity, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD1.769MRQ1.713+0.056
MRQ1.713TTM1.7130.000
TTM1.713YOY1.561+0.152
TTM1.7135Y3.356-1.643
5Y3.35610Y3.877-0.521
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD1.7690.483+1.286
MRQ1.7130.432+1.281
TTM1.7130.446+1.267
YOY1.5610.149+1.412
3Y1.5510.355+1.196
5Y3.3560.578+2.778
10Y3.8770.801+3.076
4.6.2. Total Gains per Share
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6. Financial Statements




6.1. Latest Balance Sheet

Balance Sheet of 2024-03-31. Currency in INR. All numbers in thousands.

Summary
Total Assets2,962,097,783
Total Liabilities2,639,361,998
Total Stockholder Equity322,735,785
 As reported
Total Liabilities 2,639,361,998
Total Stockholder Equity+ 322,735,785
Total Assets = 2,962,097,783

Assets

Total Assets2,962,097,783
Total Current Assets0
Long-term Assets0
Total Current Assets
Cash And Cash Equivalents 124,811,577
Total Current Assets  (as reported)0
Total Current Assets  (calculated)124,811,577
+/- 124,811,577
Long-term Assets
Property Plant Equipment 26,745,629
Goodwill 1,396,697
Long Term Investments 745,001,163
Long-term Assets  (as reported)0
Long-term Assets  (calculated)773,143,489
+/- 773,143,489

Liabilities & Shareholders' Equity

Total Current Liabilities0
Long-term Liabilities0
Total Stockholder Equity322,735,785
Total Current Liabilities
Accounts payable 17,548,247
Total Current Liabilities  (as reported)0
Total Current Liabilities  (calculated)17,548,247
+/- 17,548,247
Long-term Liabilities
Long-term Liabilities  (as reported)0
Long-term Liabilities  (calculated)0
+/-0
Total Stockholder Equity
Total Stockholder Equity (as reported)322,735,785
Total Stockholder Equity (calculated)0
+/- 322,735,785
Other
Capital Stock70,699,239
Common Stock Shares Outstanding 7,069,924
Net Debt 314,545,794
Net Invested Capital 762,093,156
Property Plant and Equipment Gross 52,457,420



6.2. Balance Sheets Structured

Currency in INR. All numbers in thousands.

 Trend2024-03-312023-03-312022-03-312021-03-312020-03-312019-03-312018-03-312017-03-312016-03-312015-03-31
> Total Assets 
508
832,158,705
1,120,643,116
1,263,819,922
1,670,989,339
1,491,585,518
1,630,715,243
1,901,457,329
2,398,820,511
2,962,097,783
2,962,097,7832,398,820,5111,901,457,3291,630,715,2431,491,585,5181,670,989,3391,263,819,9221,120,643,116832,158,705508
   > Total Current Assets 
500
45,415,942
97,680,791
0
0
96,231,399
104,968,400
177,710,340
166,141,766
0
0166,141,766177,710,340104,968,40096,231,3990097,680,79145,415,942500
       Cash And Cash Equivalents 
500
10,146,837
21,815,510
48,768,162
95,261,534
76,146,939
57,731,245
173,194,427
137,786,800
124,811,577
124,811,577137,786,800173,194,42757,731,24576,146,93995,261,53448,768,16221,815,51010,146,837500
       Other Current Assets 
0
31,794,805
47,924,681
0
0
83,368,181
88,920,326
127,406,531
127,439,044
0
0127,439,044127,406,53188,920,32683,368,1810047,924,68131,794,8050
   > Long-term Assets 0000000000
       Property Plant Equipment 
0
6,728,549
7,988,695
5,082,091
6,688,909
10,732,314
12,959,304
13,873,441
21,330,600
26,745,629
26,745,62921,330,60013,873,44112,959,30410,732,3146,688,9095,082,0917,988,6956,728,5490
       Goodwill 
0
0
1,922,200
1,396,700
1,396,700
1,396,700
0
1,396,697
1,396,697
1,396,697
1,396,6971,396,6971,396,69701,396,7001,396,7001,396,7001,922,20000
       Long Term Investments 
0
200,911,792
501,641,112
609,044,180
582,452,291
451,744,235
451,815,865
459,345,583
609,132,800
745,001,163
745,001,163609,132,800459,345,583451,815,865451,744,235582,452,291609,044,180501,641,112200,911,7920
       Intangible Assets 
0
0
0
2,920,500
3,051,500
2,763,100
0
0
0
0
00002,763,1003,051,5002,920,500000
       Earning Assets 
0
297,286,099
547,295,373
625,049,231
628,113,621
455,594,210
459,605,472
0
0
0
000459,605,472455,594,210628,113,621625,049,231547,295,373297,286,0990
> Total Liabilities 
25,857
695,833,183
973,869,834
1,111,078,861
1,488,995,701
1,337,550,289
1,451,718,094
1,690,636,133
2,140,345,002
2,639,361,998
2,639,361,9982,140,345,0021,690,636,1331,451,718,0941,337,550,2891,488,995,7011,111,078,861973,869,834695,833,18325,857
   > Total Current Liabilities 
0
116,495,849
633,902,281
0
0
932,842,373
1,047,794,406
1,321,489,138
1,764,658,488
0
01,764,658,4881,321,489,1381,047,794,406932,842,37300633,902,281116,495,8490
       Short-term Debt 
0
482,389,808
529,725,557
0
0
0
0
0
0
0
0000000529,725,557482,389,8080
       Short Long Term Debt 
0
482,389,808
529,725,557
0
0
0
0
0
0
0
0000000529,725,557482,389,8080
       Accounts payable 
0
82,190,453
400,978,295
32,459,802
33,574,116
650,789,413
885,362,442
1,055,396,268
1,444,695,041
17,548,247
17,548,2471,444,695,0411,055,396,268885,362,442650,789,41333,574,11632,459,802400,978,29582,190,4530
       Other Current Liabilities 
0
1,167,224
1,099,957
0
0
3,831,576
9,155,950
11,094,104
11,944,379
0
011,944,37911,094,1049,155,9503,831,576001,099,9571,167,2240
   > Long-term Liabilities 0000000000
       Long term Debt Total 
0
571,598,308
502,621,857
572,870,654
699,833,902
573,971,855
457,860,854
529,625,993
572,120,920
0
0572,120,920529,625,993457,860,854573,971,855699,833,902572,870,654502,621,857571,598,3080
> Total Stockholder Equity
-25,349
136,325,522
146,773,282
152,741,061
181,993,638
154,035,229
178,997,149
210,821,196
258,475,509
322,735,785
322,735,785258,475,509210,821,196178,997,149154,035,229181,993,638152,741,061146,773,282136,325,522-25,349
   Common Stock
500
33,926,233
33,990,062
34,040,749
47,816,764
48,099,030
56,758,499
62,177,083
66,181,218
0
066,181,21862,177,08356,758,49948,099,03047,816,76434,040,74933,990,06233,926,233500
   Retained Earnings 
-25,849
102,366,054
32,650,815
38,384,489
16,227,813
-9,888,140
-16,806,448
-15,993,378
7,250,916
-5,755,674
-5,755,6747,250,916-15,993,378-16,806,448-9,888,14016,227,81338,384,48932,650,815102,366,054-25,849
   Capital Surplus 
0
0
80,116,191
80,315,823
117,949,061
118,142,291
129,611,975
154,534,142
173,125,074
0
0173,125,074154,534,142129,611,975118,142,291117,949,06180,315,82380,116,19100
   Treasury Stock0000000000
   Other Stockholders Equity 
0
33,235
16,214
0
0
-2,317,951
9,433,123
10,103,351
11,918,301
0
011,918,30110,103,3519,433,123-2,317,9510016,21433,2350



6.3. Balance Sheets

Currency in INR. All numbers in thousands.




6.4. Cash Flows

Currency in INR. All numbers in thousands.




6.5. Income Statements

Currency in INR. All numbers in thousands.


6.6. Latest Income Statement

Income Statement (annual), 2024-03-31. Currency in INR. All numbers in thousands.

Gross Profit (+$)
totalRevenue224,796,927
Cost of Revenue-0
Gross Profit0224,796,927
 
Operating Income (+$)
Gross Profit0
Operating Expense-0
Operating Income00
 
Operating Expense (+$)
Research Development0
Selling General Administrative4,558,494
Selling And Marketing Expenses0
Operating Expense04,558,494
 
Net Interest Income (+$)
Interest Income303,251,147
Interest Expense-138,703,029
Other Finance Cost-0
Net Interest Income164,548,118
 
Pretax Income (+$)
Operating Income0
Net Interest Income164,548,118
Other Non-Operating Income Expenses0
Income Before Tax (EBT)38,571,5700
EBIT - interestExpense = -138,703,029
29,423,522
168,126,551
Interest Expense138,703,029
Earnings Before Interest and Taxes (EBIT)0177,274,599
Earnings Before Interest and Taxes (EBITDA)0
 
After tax Income (+$)
Income Before Tax38,571,570
Tax Provision-9,148,000
Net Income From Continuing Ops29,423,57029,423,570
Net Income29,423,522
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses0
Total Other Income/Expenses Net0-164,548,118
 

Technical Analysis of IDFC First Bank Ltd
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of IDFC First Bank Ltd. The general trend of IDFC First Bank Ltd is BULLISH with 85.7% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine IDFC First Bank Ltd's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (85.7%) Bearish trend (-85.7%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. IDFC First Bank Ltd Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of IDFC First Bank Ltd.

The long score for the Support & Resistance is 1/1.
The longshort score for the Support & Resistance is 1/(-1 +1).

  • Around support: The price is currently trading around a support level. This can be considered as a potential entry level. +1

The bullish price targets are: 84.50 < 85.37 < 86.08.

The bearish price targets are: 76.43 > 76.00 > 75.89.

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IDFC First Bank Ltd Daily Support & Resistance Chart
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2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of IDFC First Bank Ltd. The current mas is .

The long score for the Moving Averages is 13/14.
The longshort score for the Moving Averages is 12/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 > MA 50: The MA 20 is higher than the MA 50. +1
  • MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
  • MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close > MA 50: The price is above the MA 50. +1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 < MA 200: The MA 100 is lower than the MA 200. -1
  • MA 200 trending up: The MA 200 is trending up. +1
  • Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

IDFC First Bank Ltd Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of IDFC First Bank Ltd. The current macd is 2.26826305.

The long score for the Moving Average Convergence/Divergence (MACD) is 4/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 4/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the IDFC First Bank Ltd price going up in the near term. +2
  • MACD > 0: The MACD is above the zero line (centerline), it indicates a bullish signal for IDFC First Bank Ltd. This means that the short-term moving average is higher than the long-term moving average, signaling positive momentum and suggesting a higher likelihood of the IDFC First Bank Ltd price continuing to rise in the near future. It indicates that buyers are gaining control, and there is optimism in the market, leading to potential price increases. +1
  • Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1
IDFC First Bank Ltd Daily Moving Average Convergence/Divergence (MACD) ChartIDFC First Bank Ltd Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of IDFC First Bank Ltd. The current adx is 27.38.

The long score for the Directional Movement Index (DMI) is 4/7.
The longshort score for the Directional Movement Index (DMI) is 4/(-7 +7).

  • PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy IDFC First Bank Ltd shares, leading to potential upward momentum in its price. +1
  • PLUS_ID > MINUS_DI && ADX > 25 && ADX trending up: The ADX is above 25 and indicates a strong bullish trend. The ADX is trending up, so the bullish trend is strengthening.
IDFC First Bank Ltd Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of IDFC First Bank Ltd. The current sar is 72.13.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

  • Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1
IDFC First Bank Ltd Daily Parabolic SAR Chart
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3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of IDFC First Bank Ltd. The current rsi is 77.65. The current phase is Overbought in bull market.

The long score for the Relative Strength Index (RSI) is 1/13.
The longshort score for the Relative Strength Index (RSI) is 0/(-13 +13).

  • Overbought in bull market: Short-term excessive buying, potential for pullback. Consider taking profits, be cautious of potential correction. -1
  • Trending up: The RSI is trending up. +1
IDFC First Bank Ltd Daily Relative Strength Index (RSI) ChartIDFC First Bank Ltd Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of IDFC First Bank Ltd. The current phase is Overbought in bull market.

The long score for the Stochastic Oscillator is 3/6.
The longshort score for the Stochastic Oscillator is 0/(-6 +6).

  • STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
  • STOCH > 80: The STOCH %K is above 80 and overbought. +2
  • STOCH %K line < STOCH %D line: The STOCH %K line is below the STOCH %D line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the IDFC First Bank Ltd price going down in the near term. -2
  • Trending down: The STOCH %K is trending down. -1
IDFC First Bank Ltd Daily Stochastic Oscillator ChartIDFC First Bank Ltd Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of IDFC First Bank Ltd. The current cci is 189.98.

The long score for the Commodity Channel Index (CCI) is 1/1.
The longshort score for the Commodity Channel Index (CCI) is 1/(-1 +1).

  • CCI > 100: The CCI is above 100, it indicates that the price is significantly above its average, suggesting a potential overbought condition. +1
IDFC First Bank Ltd Daily Commodity Channel Index (CCI) ChartIDFC First Bank Ltd Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of IDFC First Bank Ltd. The current cmo is 69.15.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

  • CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1
IDFC First Bank Ltd Daily Chande Momentum Oscillator (CMO) ChartIDFC First Bank Ltd Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of IDFC First Bank Ltd. The current willr is -6.75818374.

The long score for the Williams %R is 1/1.
The longshort score for the Williams %R is 1/(-1 +1).

  • WILLR > -20: The Williams %R is above -20. This indicates that the price is in overbought territory, suggesting a potential price correction or trend reversal to the downside. +1
IDFC First Bank Ltd Daily Williams %R ChartIDFC First Bank Ltd Daily Williams %R Chart
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4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of IDFC First Bank Ltd.

IDFC First Bank Ltd Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of IDFC First Bank Ltd. The current atr is 1.60886174.

IDFC First Bank Ltd Daily Average True Range (ATR) ChartIDFC First Bank Ltd Daily Average True Range (ATR) Chart
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5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of IDFC First Bank Ltd. The current obv is 29,919,614.

IDFC First Bank Ltd Daily On-Balance Volume (OBV) ChartIDFC First Bank Ltd Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of IDFC First Bank Ltd. The current mfi is 96.48.

The long score for the Money Flow Index (MFI) is 2/2.
The longshort score for the Money Flow Index (MFI) is 2/(-2 +2).

  • MFI > 50: +1
  • MFI > 80: +1
IDFC First Bank Ltd Daily Money Flow Index (MFI) ChartIDFC First Bank Ltd Daily Money Flow Index (MFI) Chart
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6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for IDFC First Bank Ltd.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2025-02-07CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-02-10DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
2025-02-11CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-02-14MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2025-02-17SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2025-02-18WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-02-20STOCH SHORT EXITThe %K line crosses above the %D line.
2025-02-21STOCH LONG EXITThe %K line crosses below the %D line.
2025-02-24WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-02-25CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2025-02-28STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-03STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-04BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2025-03-05STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-07STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-03-11BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2025-03-12STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-13STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-18RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2025-03-19SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2025-03-21MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-03-24CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-03-26STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-27STOCH SHORT EXITThe %K line crosses above the %D line.
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2025-03-28SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-01STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-02WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2025-04-03DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-04STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-07DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-04-08STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-04-09CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-04-11DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-04-15BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-04-17STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-21STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-22STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-25RSI SHORT ENTRY LONG CLOSE70 crossover to downside
2025-04-29STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-30STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-05STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-06STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-07MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-08DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2025-05-09DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-12DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-05-13MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-05-15STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-19MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2025-05-20DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2025-05-21SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-05-23STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-05-26STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-05-27STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-05-28DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2025-05-29DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-05-30MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-06-02DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-03DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-06-04CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-06-05CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-06-06DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-06-09MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-06-10STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-16STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-17MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-18STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-19STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-06-20STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-06-24CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-06-25MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-06-26STOCH LONG EXITThe %K line crosses below the %D line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-06-27STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-07-01BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-07-04STOCH LONG EXITThe %K line crosses below the %D line.

6.3. Candlestick Patterns

IDFC First Bank Ltd Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of IDFC First Bank Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5077.651
Ma 20Greater thanMa 5072.501
Ma 50Greater thanMa 10069.508
Ma 100Greater thanMa 20064.421
OpenGreater thanClose78.400
Total4/5 (80.0%)
Penke
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