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Itaú Unibanco Holding S.A










Financial Health of Itaú Unibanco Holding S.A




Comparing to competitors in the Banks-Regional industry




  Industry Rankings  


Itaú Unibanco Holding S.A
Buy, Hold or Sell?

Should you buy, hold or sell Itaú Unibanco Holding S.A?

I guess you are interested in Itaú Unibanco Holding S.A. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

Let's analyse Itaú Unibanco Holding S.A

Let's start. I'm going to help you getting a better view of Itaú Unibanco Holding S.A. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

  1. Company's Financial Health
    A deep dive into the books. How are the numbers doing? Is Itaú Unibanco Holding S.A even making a profit? Is the company skyrocketing? Or is it sinking like the Titanic. The trend is your friend.
  2. Market Valuation
    Finally, you now have an insight of how Itaú Unibanco Holding S.A is doing in the market. If the company is worth buying. The latest step is to find out how other investors value Itaú Unibanco Holding S.A. The closing price on 2022-12-02 was R$22.57 per share. Is the company over- or underpriced?
  3. Key Performance Indicators
    A total overlook on how the company is doing. Based on the (trends in) the key performance indicators.
Itaú Unibanco Holding S.A Daily Candlestick Chart

Summary

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very efficient.
Liquidity Details
 Compared to previous yearCompared to industry
The company is very able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

1.1. Profitability of Itaú Unibanco Holding S.A.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Itaú Unibanco Holding S.A earns for each R$1 of revenue.

  • Above 10% is considered healthy but always compare Itaú Unibanco Holding S.A to the Banks-Regional industry mean.
  • A Net Profit Margin of 23.1% means that R$0.23 for each R$1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Itaú Unibanco Holding S.A:

  • The MRQ is 23.1%. The company is making a huge profit. +2
  • The TTM is 21.0%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ23.1%TTM21.0%+2.1%
TTM21.0%YOY23.5%-2.5%
TTM21.0%5Y23.1%-2.2%
5Y23.1%10Y23.6%-0.5%
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ23.1%29.1%-6.0%
TTM21.0%28.4%-7.4%
YOY23.5%26.4%-2.9%
5Y23.1%23.2%-0.1%
10Y23.6%21.0%+2.6%
1.1.2. Return on Assets

Shows how efficient Itaú Unibanco Holding S.A is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Itaú Unibanco Holding S.A to the Banks-Regional industry mean.
  • 0.4% Return on Assets means that Itaú Unibanco Holding S.A generated R$0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Itaú Unibanco Holding S.A:

  • The MRQ is 0.4%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.3%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.4%TTM0.3%+0.0%
TTM0.3%YOY0.4%0.0%
TTM0.3%5Y0.4%0.0%
5Y0.4%10Y0.4%0.0%
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.4%0.3%+0.1%
TTM0.3%0.3%+0.0%
YOY0.4%0.3%+0.1%
5Y0.4%0.2%+0.2%
10Y0.4%0.2%+0.2%
1.1.3. Return on Equity

Shows how efficient Itaú Unibanco Holding S.A is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Itaú Unibanco Holding S.A to the Banks-Regional industry mean.
  • 4.9% Return on Equity means Itaú Unibanco Holding S.A generated R$0.05 for each R$1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Itaú Unibanco Holding S.A:

  • The MRQ is 4.9%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 4.6%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ4.9%TTM4.6%+0.3%
TTM4.6%YOY5.0%-0.5%
TTM4.6%5Y4.5%+0.1%
5Y4.5%10Y4.5%-0.1%
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ4.9%2.8%+2.1%
TTM4.6%2.7%+1.9%
YOY5.0%2.5%+2.5%
5Y4.5%2.4%+2.1%
10Y4.5%2.3%+2.2%

1.2. Operating Efficiency of Itaú Unibanco Holding S.A.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Itaú Unibanco Holding S.A is operating .

  • Measures how much profit Itaú Unibanco Holding S.A makes for each R$1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Itaú Unibanco Holding S.A to the Banks-Regional industry mean.
  • An Operating Margin of 0.0% means the company generated R$0.00  for each R$1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Itaú Unibanco Holding S.A:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM80.1%-80.1%
TTM80.1%YOY43.1%+37.0%
TTM80.1%5Y24.6%+55.5%
5Y24.6%10Y20.5%+4.1%
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ-45.5%-45.5%
TTM80.1%45.5%+34.6%
YOY43.1%45.9%-2.8%
5Y24.6%43.4%-18.8%
10Y20.5%38.5%-18.0%
1.2.2. Operating Ratio

Measures how efficient Itaú Unibanco Holding S.A is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks-Regional industry mean).
  • An Operation Ratio of 0.00 means that the operating costs are R$0.00 for each R$1 in net sales.

Let's take a look of the Operating Ratio trends of Itaú Unibanco Holding S.A:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y0.279-0.279
5Y0.27910Y0.329-0.050
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ-0.080-0.080
TTM-0.201-0.201
YOY-0.330-0.330
5Y0.2790.403-0.124
10Y0.3290.408-0.079

1.3. Liquidity of Itaú Unibanco Holding S.A.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Itaú Unibanco Holding S.A is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks-Regional industry mean).
  • A Current Ratio of 0.39 means the company has R$0.39 in assets for each R$1 in short-term debts.

Let's take a look of the Current Ratio trends of Itaú Unibanco Holding S.A:

  • The MRQ is 0.392. The company is unable to pay all its short-term debts. -2
  • The TTM is 3.033. The company is very able to pay all its short-term debts. +2
Trends
Current periodCompared to+/- 
MRQ0.392TTM3.033-2.641
TTM3.033YOY2.320+0.713
TTM3.0335Y1.448+1.585
5Y1.44810Y1.344+0.104
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.3920.244+0.148
TTM3.0330.329+2.704
YOY2.3200.352+1.968
5Y1.4480.337+1.111
10Y1.3440.283+1.061
1.3.2. Quick Ratio

Measures if Itaú Unibanco Holding S.A is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Itaú Unibanco Holding S.A to the Banks-Regional industry mean.
  • A Quick Ratio of 0.07 means the company can pay off R$0.07 for each R$1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Itaú Unibanco Holding S.A:

  • The MRQ is 0.068. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 2.775. The company is very able to pay all its short-term debts with the most liquid assets. +2
Trends
Current periodCompared to+/- 
MRQ0.068TTM2.775-2.707
TTM2.775YOY2.051+0.723
TTM2.7755Y1.069+1.706
5Y1.06910Y0.949+0.120
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.0680.233-0.165
TTM2.7750.170+2.605
YOY2.0510.168+1.883
5Y1.0690.138+0.931
10Y0.9490.105+0.844

1.4. Solvency of Itaú Unibanco Holding S.A.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Itaú Unibanco Holding S.A assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Itaú Unibanco Holding S.A to Banks-Regional industry mean.
  • A Debt to Asset Ratio of 0.93 means that Itaú Unibanco Holding S.A assets are financed with 92.8% credit (debt) and the remaining percentage (100% - 92.8%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Itaú Unibanco Holding S.A:

  • The MRQ is 0.928. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.923. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.928TTM0.923+0.005
TTM0.923YOY0.925-0.002
TTM0.9235Y0.917+0.006
5Y0.91710Y0.914+0.003
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9280.907+0.021
TTM0.9230.904+0.019
YOY0.9250.899+0.026
5Y0.9170.898+0.019
10Y0.9140.897+0.017
1.4.2. Debt to Equity Ratio

Measures if Itaú Unibanco Holding S.A is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Itaú Unibanco Holding S.A to the Banks-Regional industry mean.
  • A Debt to Equity ratio of 1,284.9% means that company has R$12.85 debt for each R$1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Itaú Unibanco Holding S.A:

  • The MRQ is 12.849. The company is unable to pay all its debts with equity. -1
  • The TTM is 12.622. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ12.849TTM12.622+0.227
TTM12.622YOY12.800-0.179
TTM12.6225Y11.938+0.683
5Y11.93810Y11.563+0.375
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ12.8499.842+3.007
TTM12.6229.445+3.177
YOY12.8008.971+3.829
5Y11.9388.961+2.977
10Y11.5638.910+2.653

2. Market Valuation of Itaú Unibanco Holding S.A

2. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every R$1 in earnings Itaú Unibanco Holding S.A generates.

  • Above 15 is considered overpriced but always compare Itaú Unibanco Holding S.A to the Banks-Regional industry mean.
  • A PE ratio of 28.66 means the investor is paying R$28.66 for every R$1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Itaú Unibanco Holding S.A:

  • The EOD is 27.502. Very good. +2
  • The MRQ is 28.659. Very good. +2
  • The TTM is 29.455. Very good. +2
Trends
Current periodCompared to+/- 
EOD27.502MRQ28.659-1.158
MRQ28.659TTM29.455-0.795
TTM29.455YOY30.391-0.936
TTM29.4555Y36.964-7.509
5Y36.96410Y39.244-2.281
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
EOD27.50238.897-11.395
MRQ28.65938.055-9.396
TTM29.45541.414-11.959
YOY30.39137.960-7.569
5Y36.96445.533-8.569
10Y39.24444.091-4.847
2.2. Price Earnings to Growth Ratio

Measures the predicted future growth of Itaú Unibanco Holding S.A.

  • Lower is better.
  • A PEG ratio of 1 means the market price of the stock and the expected future earnings are on par.

Let's take a look of the Price Earnings to Growth Ratio trends of Itaú Unibanco Holding S.A:

  • The MRQ is 365.860. Seems overpriced? -1
  • The TTM is 1,297.844. Seems overpriced? -1
Trends
Current periodCompared to+/- 
MRQ365.860TTM1,297.844-931.984
TTM1,297.844YOY-5.377+1,303.221
TTM1,297.8445Y442.105+855.739
5Y442.10510Y-111.926+554.031
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ365.8600.600+365.260
TTM1,297.8440.174+1,297.670
YOY-5.3770.241-5.618
5Y442.1050.129+441.976
10Y-111.9260.135-112.061

2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Itaú Unibanco Holding S.A is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks-Regional industry mean).
  • A PB ratio of 1.41 means the investor is paying R$1.41 for each R$1 in book value.

Let's take a look of the Price to Book Ratio trends of Itaú Unibanco Holding S.A:

  • The EOD is 1.350. Good. +1
  • The MRQ is 1.407. Good. +1
  • The TTM is 1.280. Good. +1
Trends
Current periodCompared to+/- 
EOD1.350MRQ1.407-0.057
MRQ1.407TTM1.280+0.127
TTM1.280YOY1.421-0.142
TTM1.2805Y1.415-0.136
5Y1.41510Y1.550-0.135
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
EOD1.3501.013+0.337
MRQ1.4070.999+0.408
TTM1.2801.041+0.239
YOY1.4210.894+0.527
5Y1.4150.974+0.441
10Y1.5500.884+0.666
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Itaú Unibanco Holding S.A compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share---0.3060.137-324%0.565-154%0.346-189%0.697-144%
Book Value Growth--0.8050.810-1%0.816-1%0.778+3%0.779+3%
Book Value Per Share--16.72116.7630%15.400+9%21.664-23%20.193-17%
Book Value Per Share Growth---0.0180.008-328%0.037-150%-0.163+788%-0.160+771%
Current Ratio--0.3923.033-87%2.320-83%1.448-73%1.344-71%
Debt To Asset Ratio--0.9280.923+1%0.925+0%0.917+1%0.914+2%
Debt To Equity Ratio--12.84912.622+2%12.800+0%11.938+8%11.563+11%
Dividend Per Share--0.3070.170+81%0.444-31%0.854-64%0.752-59%
Dividend Per Share Growth--0.853-2.129+350%-1.907+324%-17.123+2107%-15.850+1958%
Eps--0.8210.731+12%0.744+10%0.899-9%0.844-3%
Eps Growth--0.0780.068+16%-0.043+155%-0.264+437%-0.252+421%
Gross Profit Margin--0.9300.936-1%0.977-5%0.982-5%0.985-6%
Net Profit Margin--0.2310.210+10%0.235-2%0.2310%0.236-2%
Operating Margin---0.801-100%0.431-100%0.246-100%0.205-100%
Operating Ratio----0%-0%0.279-100%0.329-100%
Pb Ratio1.350-4%1.4071.280+10%1.421-1%1.415-1%1.550-9%
Pe Ratio27.502-4%28.65929.455-3%30.391-6%36.964-22%39.244-27%
Peg Ratio--365.8601297.844-72%-5.377+101%442.105-17%-111.926+131%
Price Per Share22.570-4%23.52021.435+10%21.854+8%24.092-2%24.672-5%
Price To Total Gains Ratio21615.430-4%22525.2515695.489+295%25.838+87080%1156.365+1848%967.823+2227%
Profit Growth--82.32782.132+0%80.021+3%75.807+9%76.035+8%
Quick Ratio--0.0682.775-98%2.051-97%1.069-94%0.949-93%
Return On Assets--0.0040.003+6%0.004-2%0.004+1%0.004-3%
Return On Equity--0.0490.046+7%0.050-2%0.045+10%0.045+8%
Revenue Growth--0.8110.817-1%0.809+0%0.755+7%0.759+7%
Total Gains Per Share--0.0010.307-100%1.010-100%1.199-100%1.449-100%
Total Gains Per Share Growth---477.131-120.080-75%-0.388-100%-21.566-95%-19.773-96%
Usd Book Value--31623025000.00031653713000.0000%28943770800.000+9%39673809640.430-20%37088247474.793-15%
Usd Book Value Change Per Share---0.0590.026-324%0.108-154%0.066-189%0.134-144%
Usd Book Value Per Share--3.2073.2150%2.954+9%4.155-23%3.873-17%
Usd Dividend Per Share--0.0590.033+81%0.085-31%0.164-64%0.144-59%
Usd Eps--0.1570.140+12%0.143+10%0.172-9%0.162-3%
Usd Price Per Share4.329-4%4.5114.111+10%4.192+8%4.621-2%4.732-5%
Usd Profit--1552045600.0001380720250.000+12%1397550700.000+11%1648170456.730-6%1552645376.1820%
Usd Revenue--6722398200.0006570780300.000+2%5903172450.000+14%6959545587.162-3%6487949668.678+4%
Usd Total Gains Per Share--0.0000.059-100%0.194-100%0.230-100%0.278-100%
 EOD+3 -2MRQTTM+16 -19YOY+15 -205Y+14 -2210Y+13 -23

3.2. Fundamental Score

Let's check the fundamental score of Itaú Unibanco Holding S.A based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1527.502
Price to Book Ratio (EOD)Between0-11.350
Net Profit Margin (MRQ)Greater than00.231
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.068
Current Ratio (MRQ)Greater than10.392
Debt to Asset Ratio (MRQ)Less than10.928
Debt to Equity Ratio (MRQ)Less than112.849
Return on Equity (MRQ)Greater than0.150.049
Return on Assets (MRQ)Greater than0.050.004
Total2/10 (20.0%)

3.3. Technical Score

Let's check the technical score of Itaú Unibanco Holding S.A based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5041.074
Ma 20Greater thanMa 5023.039
Ma 50Greater thanMa 10023.875
Ma 100Greater thanMa 20022.808
OpenGreater thanClose22.520
Total2/5 (40.0%)



Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2021-09-302021-12-312022-03-312022-06-302022-09-30
Other Current Liabilities  -15,878,0009,455,000-6,423,000-6,777,000-13,200,000-2,940,000-16,140,000190,172,000174,032,000



Latest Balance Sheet

Balance Sheet of 2022-09-30. Currency in BRL. All numbers in thousands.

Summary
Total Assets2,283,335,000
Total Liabilities2,118,460,000
Total Stockholder Equity164,875,000
 As reported
Total Liabilities 2,118,460,000
Total Stockholder Equity+ 164,875,000
Total Assets = 2,283,335,000

Assets

Total Assets2,283,335,000
Total Current Assets615,605,000
Long-term Assets615,605,000
Total Current Assets
Cash And Cash Equivalents 204,396,000
Short-term Investments 100,132,000
Net Receivables 6,627,000
Other Current Assets 151,713,000
Total Current Assets  (as reported)615,605,000
Total Current Assets  (calculated)462,868,000
+/- 152,737,000
Long-term Assets
Property Plant Equipment 11,000,000
Goodwill 7,295,000
Long Term Investments 662,175,000
Intangible Assets 14,902,000
Long-term Assets  (as reported)0
Long-term Assets  (calculated)695,372,000
+/- 695,372,000

Liabilities & Shareholders' Equity

Total Current Liabilities1,570,553,000
Long-term Liabilities-
Total Stockholder Equity164,875,000
Total Current Liabilities
Short-term Debt 153,852,000
Short Long Term Debt 153,852,000
Accounts payable 843,974,000
Other Current Liabilities 174,032,000
Total Current Liabilities  (as reported)1,570,553,000
Total Current Liabilities  (calculated)1,325,710,000
+/- 244,843,000
Long-term Liabilities
Long term Debt Total 250,408,000
Capital Lease Obligations Min Short Term Debt-149,899,000
Long-term Liabilities  (as reported)0
Long-term Liabilities  (calculated)100,509,000
+/- 100,509,000
Total Stockholder Equity
Common Stock90,729,000
Retained Earnings 82,543,000
Capital Surplus 2,272,000
Other Stockholders Equity -8,610,000
Total Stockholder Equity (as reported)164,875,000
Total Stockholder Equity (calculated)166,934,000
+/- 2,059,000
Other
Capital Stock90,729,000
Common Stock Shares Outstanding 9,860,184
Liabilities and Stockholders Equity 2,283,335,000
Net Debt 213,181,000
Net Invested Capital 582,452,000
Net Tangible Assets 142,678,000



Balance Sheet

Currency in BRL. All numbers in thousands.

 Trend2022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-31
> Total Assets 
1,353,241,000
1,323,995,000
1,361,222,000
1,373,518,000
1,436,239,000
1,441,407,000
1,469,095,000
1,524,489,000
1,552,797,000
1,545,971,000
1,566,311,000
1,613,947,000
1,637,481,000
1,848,102,000
1,954,009,000
1,998,284,000
2,019,251,000
2,023,217,000
1,957,245,000
2,043,009,000
2,069,206,000
2,069,267,000
2,165,608,000
2,283,335,000
2,283,335,0002,165,608,0002,069,267,0002,069,206,0002,043,009,0001,957,245,0002,023,217,0002,019,251,0001,998,284,0001,954,009,0001,848,102,0001,637,481,0001,613,947,0001,566,311,0001,545,971,0001,552,797,0001,524,489,0001,469,095,0001,441,407,0001,436,239,0001,373,518,0001,361,222,0001,323,995,0001,353,241,000
   > Total Current Assets 
644,932,000
637,356,000
668,143,000
684,919,000
690,240,000
703,750,000
693,286,000
726,041,000
752,928,000
514,162,000
497,678,000
645,260,621
496,803,000
583,629,000
892,833,000
651,158,000
565,777,000
523,278,000
485,183,000
518,693,000
517,991,000
513,676,000
450,078,000
615,605,000
615,605,000450,078,000513,676,000517,991,000518,693,000485,183,000523,278,000565,777,000651,158,000892,833,000583,629,000496,803,000645,260,621497,678,000514,162,000752,928,000726,041,000693,286,000703,750,000690,240,000684,919,000668,143,000637,356,000644,932,000
       Cash And Cash Equivalents 
31,900,000
38,278,000
42,908,000
39,216,000
34,076,000
30,050,000
28,610,000
33,913,000
40,454,000
147,979,000
155,183,000
146,570,000
156,198,000
157,007,000
189,004,000
196,941,000
191,968,000
203,977,000
194,488,000
194,788,000
219,046,000
208,432,000
191,121,000
204,396,000
204,396,000191,121,000208,432,000219,046,000194,788,000194,488,000203,977,000191,968,000196,941,000189,004,000157,007,000156,198,000146,570,000155,183,000147,979,00040,454,00033,913,00028,610,00030,050,00034,076,00039,216,00042,908,00038,278,00031,900,000
       Short-term Investments 
274,385,000
258,069,000
269,950,000
269,956,000
259,235,000
261,632,000
275,549,000
318,622,000
304,427,000
51,611,000
53,781,000
58,688,000
76,660,000
83,936,000
106,279,000
93,691,000
109,942,000
101,796,000
108,817,000
112,335,000
105,622,000
77,415,000
108,657,000
100,132,000
100,132,000108,657,00077,415,000105,622,000112,335,000108,817,000101,796,000109,942,00093,691,000106,279,00083,936,00076,660,00058,688,00053,781,00051,611,000304,427,000318,622,000275,549,000261,632,000259,235,000269,956,000269,950,000258,069,000274,385,000
       Net Receivables 
9,920,000
10,327,000
10,130,000
10,216,000
8,380,000
11,779,000
11,581,000
11,555,000
10,049,000
3,438,000
3,032,000
3,014,000
10,046,000
5,128,000
5,166,000
5,324,000
9,512,000
8,570,000
59,120,000
58,797,000
66,297,000
63,852,000
68,133,000
6,627,000
6,627,00068,133,00063,852,00066,297,00058,797,00059,120,0008,570,0009,512,0005,324,0005,166,0005,128,00010,046,0003,014,0003,032,0003,438,00010,049,00011,555,00011,581,00011,779,0008,380,00010,216,00010,130,00010,327,0009,920,000
       Other Current Assets 
110,697,000
102,741,000
107,526,000
122,588,000
144,726,000
143,667,000
121,814,000
107,258,000
140,224,000
91,278,000
114,221,000
256,123,669
148,484,000
99,190,000
94,401,000
113,228,000
105,648,000
114,776,000
119,670,000
121,794,000
128,528,000
125,504,000
105,151,000
151,713,000
151,713,000105,151,000125,504,000128,528,000121,794,000119,670,000114,776,000105,648,000113,228,00094,401,00099,190,000148,484,000256,123,669114,221,00091,278,000140,224,000107,258,000121,814,000143,667,000144,726,000122,588,000107,526,000102,741,000110,697,000
   > Long-term Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
659,876,000
667,506,000
645,742,000
656,880,000
709,562,000
0
0709,562,000656,880,000645,742,000667,506,000659,876,000000000000000000000
       Property Plant Equipment 
8,042,000
7,799,000
7,624,000
7,421,000
7,359,000
7,172,000
7,102,000
7,219,000
7,302,000
7,279,000
7,246,000
6,386,713
7,166,000
6,766,000
6,813,000
6,842,000
6,937,000
6,897,000
11,450,000
11,828,000
12,009,000
10,628,000
10,957,000
11,000,000
11,000,00010,957,00010,628,00012,009,00011,828,00011,450,0006,897,0006,937,0006,842,0006,813,0006,766,0007,166,0006,386,7137,246,0007,279,0007,302,0007,219,0007,102,0007,172,0007,359,0007,421,0007,624,0007,799,0008,042,000
       Goodwill 
9,675,000
9,573,000
9,834,000
9,937,000
11,139,000
10,870,000
11,412,000
11,641,000
11,438,000
11,611,000
11,498,000
11,601,000
11,158,000
12,422,000
7,877,000
8,144,000
8,187,000
8,494,000
7,910,000
7,881,000
7,822,000
7,502,000
7,317,000
7,295,000
7,295,0007,317,0007,502,0007,822,0007,881,0007,910,0008,494,0008,187,0008,144,0007,877,00012,422,00011,158,00011,601,00011,498,00011,611,00011,438,00011,641,00011,412,00010,870,00011,139,0009,937,0009,834,0009,573,0009,675,000
       Long Term Investments 
112,593,000
113,461,000
120,854,000
117,477,000
116,175,000
123,321,000
121,260,000
127,291,000
130,121,000
425,430,000
487,477,000
459,932,000
542,187,000
588,996,000
552,521,000
540,899,000
629,072,000
652,614,000
630,915,000
634,889,000
612,623,000
625,091,000
676,849,000
662,175,000
662,175,000676,849,000625,091,000612,623,000634,889,000630,915,000652,614,000629,072,000540,899,000552,521,000588,996,000542,187,000459,932,000487,477,000425,430,000130,121,000127,291,000121,260,000123,321,000116,175,000117,477,000120,854,000113,461,000112,593,000
       Intangible Assets 
7,381,000
7,236,000
7,301,000
7,641,000
8,244,000
8,475,000
8,656,000
8,635,000
7,891,000
8,038,000
8,152,000
8,225,000
8,561,000
8,942,000
8,785,000
9,131,000
9,143,000
9,565,000
9,601,000
12,908,000
13,288,000
13,659,000
14,439,000
14,902,000
14,902,00014,439,00013,659,00013,288,00012,908,0009,601,0009,565,0009,143,0009,131,0008,785,0008,942,0008,561,0008,225,0008,152,0008,038,0007,891,0008,635,0008,656,0008,475,0008,244,0007,641,0007,301,0007,236,0007,381,000
       Earning Assets 
0
0
0
0
0
0
0
0
0
0
0
0
860,471,000
1,014,620,000
1,079,860,000
1,088,285,000
1,094,210,000
1,072,023,000
1,024,125,000
1,055,914,000
1,023,670,000
0
0
0
0001,023,670,0001,055,914,0001,024,125,0001,072,023,0001,094,210,0001,088,285,0001,079,860,0001,014,620,000860,471,000000000000000
> Total Liabilities 
1,218,427,000
1,189,836,000
1,222,730,000
1,229,827,000
1,291,883,000
1,305,018,000
1,328,320,000
1,379,582,000
1,402,331,000
1,407,312,000
1,422,498,000
1,470,085,000
1,488,016,000
1,718,294,000
1,822,328,000
1,862,459,000
1,876,258,000
1,875,962,000
1,802,831,000
1,884,047,000
1,904,730,000
1,906,326,000
1,997,760,000
2,118,460,000
2,118,460,0001,997,760,0001,906,326,0001,904,730,0001,884,047,0001,802,831,0001,875,962,0001,876,258,0001,862,459,0001,822,328,0001,718,294,0001,488,016,0001,470,085,0001,422,498,0001,407,312,0001,402,331,0001,379,582,0001,328,320,0001,305,018,0001,291,883,0001,229,827,0001,222,730,0001,189,836,0001,218,427,000
   > Total Current Liabilities 
790,723,000
774,437,000
810,893,000
827,432,000
892,610,000
881,028,000
896,292,000
945,133,000
974,678,000
976,012,000
1,007,745,000
1,206,059,621
1,054,086,000
1,225,245,000
1,319,966,000
1,356,244,000
1,387,294,000
1,343,052,000
109,900,000
127,562,000
126,012,000
118,402,000
136,831,000
1,570,553,000
1,570,553,000136,831,000118,402,000126,012,000127,562,000109,900,0001,343,052,0001,387,294,0001,356,244,0001,319,966,0001,225,245,0001,054,086,0001,206,059,6211,007,745,000976,012,000974,678,000945,133,000896,292,000881,028,000892,610,000827,432,000810,893,000774,437,000790,723,000
       Short-term Debt 
605,610,000
580,984,000
577,727,000
187,281,000
193,411,000
187,581,000
171,371,000
151,348,000
180,274,000
93,394,000
179,861,000
122,615,000
207,762,000
0
0
0
0
0
109,900,000
127,562,000
126,012,000
118,402,000
136,831,000
153,852,000
153,852,000136,831,000118,402,000126,012,000127,562,000109,900,00000000207,762,000122,615,000179,861,00093,394,000180,274,000151,348,000171,371,000187,581,000193,411,000187,281,000577,727,000580,984,000605,610,000
       Short Long Term Debt 
605,610,000
580,984,000
577,727,000
187,281,000
193,411,000
187,581,000
171,371,000
151,348,000
180,274,000
93,394,000
179,861,000
122,615,000
123,852,000
126,579,000
125,274,000
111,760,000
102,135,000
119,104,000
109,900,000
127,562,000
104,809,000
118,402,000
136,831,000
153,852,000
153,852,000136,831,000118,402,000104,809,000127,562,000109,900,000119,104,000102,135,000111,760,000125,274,000126,579,000123,852,000122,615,000179,861,00093,394,000180,274,000151,348,000171,371,000187,581,000193,411,000187,281,000577,727,000580,984,000605,610,000
       Accounts payable 
329,414,000
324,926,000
352,327,000
359,904,000
402,938,000
407,948,000
426,595,000
454,552,000
463,424,000
461,487,000
463,259,000
490,838,011
507,060,000
606,750,000
727,197,000
765,019,000
809,010,000
821,379,000
793,501,000
818,734,000
850,372,000
807,043,000
828,693,000
843,974,000
843,974,000828,693,000807,043,000850,372,000818,734,000793,501,000821,379,000809,010,000765,019,000727,197,000606,750,000507,060,000490,838,011463,259,000461,487,000463,424,000454,552,000426,595,000407,948,000402,938,000359,904,000352,327,000324,926,000329,414,000
       Other Current Liabilities 
96,213,000
91,156,000
93,045,000
96,262,000
111,842,000
108,013,000
110,005,000
120,068,000
121,909,000
126,984,000
130,750,000
376,886,381
141,379,000
133,140,000
120,300,000
136,234,000
148,600,000
114,767,000
126,809,000
-15,878,000
-6,423,000
-13,200,000
-16,140,000
174,032,000
174,032,000-16,140,000-13,200,000-6,423,000-15,878,000126,809,000114,767,000148,600,000136,234,000120,300,000133,140,000141,379,000376,886,381130,750,000126,984,000121,909,000120,068,000110,005,000108,013,000111,842,00096,262,00093,045,00091,156,00096,213,000
   > Long-term Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
180,755,000
186,301,000
198,765,000
230,941,000
262,214,000
0
0262,214,000230,941,000198,765,000186,301,000180,755,000000000000000000000
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
155,254,000
186,543,000
189,677,000
195,709,000
180,083,000
190,828,000
177,053,000
182,509,000
195,093,000
214,638,000
235,280,000
250,408,000
250,408,000235,280,000214,638,000195,093,000182,509,000177,053,000190,828,000180,083,000195,709,000189,677,000186,543,000155,254,000000000000000
       Capital Lease Obligations 
0
0
0
0
0
0
0
0
0
0
5,107,000
4,223,000
4,131,000
0
4,705,000
5,229,000
5,069,000
5,177,000
4,875,000
5,173,000
5,324,000
4,029,000
4,092,000
3,953,000
3,953,0004,092,0004,029,0005,324,0005,173,0004,875,0005,177,0005,069,0005,229,0004,705,00004,131,0004,223,0005,107,0000000000000
> Total Stockholder Equity
122,582,000
122,163,000
125,944,000
131,410,000
131,378,000
123,031,000
126,336,000
129,879,000
136,782,000
124,754,000
129,914,000
129,380,000
136,925,000
129,808,000
131,681,000
135,825,000
142,993,000
147,255,000
143,354,000
147,606,000
152,864,000
152,866,000
157,222,000
164,875,000
164,875,000157,222,000152,866,000152,864,000147,606,000143,354,000147,255,000142,993,000135,825,000131,681,000129,808,000136,925,000129,380,000129,914,000124,754,000136,782,000129,879,000126,336,000123,031,000131,378,000131,410,000125,944,000122,163,000122,582,000
   Common Stock
97,148,000
97,148,000
97,148,000
97,148,000
97,148,000
97,148,000
97,148,000
97,148,000
97,148,000
97,148,000
97,148,000
97,148,000
97,148,000
97,148,000
97,148,000
97,148,000
97,148,000
97,148,000
90,729,000
90,729,000
90,729,000
90,729,000
90,729,000
90,729,000
90,729,00090,729,00090,729,00090,729,00090,729,00090,729,00097,148,00097,148,00097,148,00097,148,00097,148,00097,148,00097,148,00097,148,00097,148,00097,148,00097,148,00097,148,00097,148,00097,148,00097,148,00097,148,00097,148,00097,148,000
   Retained Earnings 
28,520,000
27,680,000
32,523,000
36,905,000
38,244,000
28,018,000
32,543,000
35,760,000
42,861,000
30,582,000
35,624,000
30,060,922
42,541,000
36,128,000
36,703,000
40,250,000
47,154,000
52,066,000
55,158,000
59,866,000
66,161,000
70,216,000
75,831,000
82,543,000
82,543,00075,831,00070,216,00066,161,00059,866,00055,158,00052,066,00047,154,00040,250,00036,703,00036,128,00042,541,00030,060,92235,624,00030,582,00042,861,00035,760,00032,543,00028,018,00038,244,00036,905,00032,523,00027,680,00028,520,000
   Capital Surplus 
0
0
0
0
0
0
0
0
0
0
0
0
2,175,000
1,867,000
2,025,000
2,192,000
2,519,000
2,024,000
1,990,000
2,121,000
2,250,000
1,915,000
2,088,000
2,272,000
2,272,0002,088,0001,915,0002,250,0002,121,0001,990,0002,024,0002,519,0002,192,0002,025,0001,867,0002,175,000000000000000
   Treasury Stock000-528,000-528,000-528,000-533,000-907,000-907,000-907,000-912,000-1,274,000000000000000
   Other Stockholders Equity -8,610,000-71,000-79,000-528,000-528,000-528,000-3,450,000-2,921,000-2,858,000-3,288,000-4,423,000-3,949,000-182,772-3,727,000-3,681,000-3,811,000-3,278,000-3,443,000-2,579,000-3,485,000-2,229,000-2,990,000-2,793,000-3,273,000



Balance Sheet

Currency in BRL. All numbers in thousands.




Cash Flow

Currency in BRL. All numbers in thousands.




Income Statement

Currency in BRL. All numbers in thousands.


Latest Income Statement (annual, 2021-12-31)

Gross Profit (+$)
totalRevenue121,833,000
Cost of Revenue--
Gross Profit-121,833,000
 
Operating Income (+$)
Gross Profit-
Operating Expense--
Operating Income-0
 
Operating Expense (+$)
Research Development-
Selling General Administrative44,536,000
Selling And Marketing Expenses1,389,000
Operating Expense-45,925,000
 
Net Interest Income (+$)
Interest Income129,253,000
Interest Expense-69,305,000
Net Interest Income59,948,00059,948,000
 
Pretax Income (+$)
Operating Income-
Net Interest Income59,948,000
Other Non-Operating Income Expenses-
Income Before Tax (EBT)42,231,0000
EBIT - interestExpense = 40,607,000
40,607,000
96,065,000
Interest Expense69,305,000
Earnings Before Interest and Taxes (ebit)109,912,000111,536,000
Earnings Before Interest and Taxes (ebitda)114,145,000
 
After tax Income (+$)
Income Before Tax42,231,000
Tax Provision-13,847,000
Net Income From Continuing Ops28,384,00028,384,000
Net Income26,760,000
Net Income Applicable To Common Shares26,760,000
 
Non-recurring Events
Discontinued Operations-
Extraordinary Items-
Effect of Accounting Charges-
Other Items-
Non Recurring-
Other Operating Expenses8,379,000
Total Other Income/Expenses Net--59,948,000
 

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8 hours ago

I found you a Death Cross on the daily chart of SWG.CC.

SWG.CC Daily Candlestick Chart
SNC.CC
8 hours ago

I found you a Death Cross on the daily chart of SNC.CC.

SNC.CC Daily Candlestick Chart
SHROOM.CC
8 hours ago

I found you a Morning Star Candle Pattern on the daily chart of SHROOM.CC.

SHROOM.CC Daily Candlestick Chart
SATT.CC
8 hours ago

I found you a STOCH Bullish Reversal Divergence on the daily chart of SATT.CC.

SATT.CC Daily Candlestick Chart
RYO.CC
8 hours ago

I found you a Oversold RSI (Relative Strength Index) on the daily chart of RYO.CC.

RYO.CC Daily Candlestick Chart
REAP.CC
8 hours ago

I found you a Bearish Three Line Strike Candle Pattern on the daily chart of REAP.CC.

REAP.CC Daily Candlestick Chart
RBN.CC
8 hours ago

I found you a Death Cross on the daily chart of RBN.CC.

RBN.CC Daily Candlestick Chart
RAK.CC
8 hours ago

I found you a Overbought RSI (Relative Strength Index) on the daily chart of RAK.CC.

RAK.CC Daily Candlestick Chart
PLAY.CC
8 hours ago

I found you a Death Cross on the daily chart of PLAY.CC.

PLAY.CC Daily Candlestick Chart