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KTKBANK (The Karnataka Bank Limited) Stock Analysis
Buy, Hold or Sell?

Let's analyze The Karnataka Bank Limited together

I guess you are interested in The Karnataka Bank Limited. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

  • πŸ“Š Fundamental Analysis (FA) – The Karnataka Bank Limited’s Financial Insights
  • πŸ“ˆ Technical Analysis (TA) – The Karnataka Bank Limited’s Price Targets

I'm going to help you getting a better view of The Karnataka Bank Limited. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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1. Quick Overview

1.1. Quick analysis of The Karnataka Bank Limited (30 sec.)










1.2. What can you expect buying and holding a share of The Karnataka Bank Limited? (30 sec.)

How much money do you get?

How much money do you get?
INR0.26
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
INR319.30
Expected worth in 1 year
INR461.18
How sure are you?
100.0%

+ What do you gain per year?

Total Gains per Share
INR163.83
Return On Investment
84.6%

For what price can you sell your share?

Current Price per Share
INR193.70
Expected price per share
INR162.20 - INR210.60
How sure are you?
50%
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2. Detailed Analysis

2.1. Valuation of The Karnataka Bank Limited (5 min.)




Live pricePrice per Share (EOD)
INR193.70
Intrinsic Value Per Share
INR-1,543.44 - INR-341.46
Total Value Per Share
INR-1,224.14 - INR-22.16

2.2. Growth of The Karnataka Bank Limited (5 min.)




Is The Karnataka Bank Limited growing?

Current yearPrevious yearGrowGrow %
How rich?$1.4b$1.2b$158.8m11.2%

How much money is The Karnataka Bank Limited making?

Current yearPrevious yearGrowGrow %
Making money$148.9m$152.8m-$3.9m-2.7%
Net Profit Margin29.0%28.2%--

How much money comes from the company's main activities?

2.3. Financial Health of The Karnataka Bank Limited (5 min.)




2.4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

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3. Summary and Key Metrics

3.1. What can you expect buying and holding a share of The Karnataka Bank Limited?

Welcome investor! The Karnataka Bank Limited's management wants to use your money to grow the business. In return you get a share of The Karnataka Bank Limited.

First you should know what it really means to hold a share of The Karnataka Bank Limited. And how you can make/lose money.

Speculation

The Price per Share of The Karnataka Bank Limited is INR193.70. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of The Karnataka Bank Limited.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in The Karnataka Bank Limited, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is INR319.30. Based on the TTM, the Book Value Change Per Share is INR35.47 per quarter. Based on the YOY, the Book Value Change Per Share is INR66.51 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is INR5.49 per quarter.
Based on historical numbers we can estimate the returns while holding a share of The Karnataka Bank Limited.

How much money are you going to get?

 MRQTTMYOY3Y5Y10Y
 INR% of Price per ShareINR% of Price per ShareINR% of Price per ShareINR% of Price per ShareINR% of Price per ShareINR% of Price per Share
Usd Eps0.390.2%0.390.2%0.400.2%0.390.2%0.290.2%0.210.1%
Usd Book Value Change Per Share0.410.2%0.410.2%0.780.4%0.510.3%0.380.2%0.270.1%
Usd Dividend Per Share0.060.0%0.060.0%0.050.0%0.050.0%0.040.0%0.040.0%
Usd Total Gains Per Share0.480.2%0.480.2%0.830.4%0.560.3%0.410.2%0.310.2%
Usd Price Per Share2.06-2.06-2.63-2.09-1.53-1.38-
Price to Earnings Ratio5.23-5.23-6.51-5.36-5.00-7.30-
Price-to-Total Gains Ratio4.29-4.29-3.19-3.87-3.78-5.76-
Price to Book Ratio0.55-0.55-0.79-0.66-0.52-0.65-
Price-to-Total Gains Ratio4.29-4.29-3.19-3.87-3.78-5.76-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share2.26629
Number of shares441
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.060.04
Usd Book Value Change Per Share0.410.38
Usd Total Gains Per Share0.480.41
Gains per Quarter (441 shares)211.33182.86
Gains per Year (441 shares)845.31731.45
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
111373283566666721
22271464168013113321452
33402196252519719982183
44532928337026226642914
55663660421532833293645
66804392506039339954376
77935124590545946615107
89065856675052453275838
910196588759559059936569
1011337321844065666597300

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%21.00.00.0100.0%
Book Value Change Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%21.00.00.0100.0%
Dividend per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%21.00.00.0100.0%
Total Gains per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%21.00.00.0100.0%
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3.2. Key Performance Indicators

The key performance indicators of The Karnataka Bank Limited compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-3Y+/-5 Year+/-10 Year+/-
Book Value Change Per Share--35.47035.4700%66.506-47%43.864-19%32.264+10%22.962+54%
Book Value Per Share--319.297319.2970%283.827+12%273.481+17%236.779+35%187.181+71%
Current Ratio----0%0.586-100%6.256-100%10.187-100%27.638-100%
Debt To Asset Ratio--0.9000.9000%0.908-1%0.908-1%0.914-2%0.920-2%
Debt To Equity Ratio--9.0099.0090%9.712-7%9.927-9%10.728-16%11.705-23%
Dividend Per Share--5.4875.4870%4.137+33%4.307+27%3.176+73%3.130+75%
Enterprise Value---1022199964450.000-1022199964450.0000%-888562939100.800-13%-917204512578.800-10%-865131392263.760-15%-725718579737.406-29%
Eps--33.63033.6300%34.572-3%33.139+1%25.125+34%18.125+86%
Ev To Sales Ratio---23.266-23.2660%-19.210-17%-20.868-10%-21.488-8%-21.996-5%
Free Cash Flow Per Share---177.090-177.0900%6.625-2773%-41.468-77%-10.293-94%-9.025-95%
Free Cash Flow To Equity Per Share--12.12512.1250%331.338-96%129.670-91%85.829-86%43.709-72%
Gross Profit Margin--1.0001.0000%0.994+1%0.995+1%0.992+1%0.988+1%
Intrinsic Value_10Y_max---341.459----------
Intrinsic Value_10Y_min---1543.440----------
Intrinsic Value_1Y_max---14.489----------
Intrinsic Value_1Y_min---70.724----------
Intrinsic Value_3Y_max---58.568----------
Intrinsic Value_3Y_min---286.458----------
Intrinsic Value_5Y_max---120.774----------
Intrinsic Value_5Y_min---581.596----------
Market Cap73206395350.400+9%66556235550.00066556235550.0000%85073616899.200-22%67638634087.867-2%49392891736.240+35%44662214662.594+49%
Net Profit Margin--0.2900.2900%0.282+3%0.285+2%0.227+27%0.197+47%
Operating Margin----0%-0%0.094-100%0.131-100%0.298-100%
Operating Ratio--0.3530.3530%-0.549+255%0.092+284%0.258+37%0.394-11%
Pb Ratio0.607+9%0.5510.5510%0.793-31%0.656-16%0.522+5%0.653-16%
Pe Ratio5.760+9%5.2295.2290%6.511-20%5.362-2%5.000+5%7.303-28%
Price Per Share193.700+9%175.850175.8500%225.100-22%178.883-2%130.640+35%118.148+49%
Price To Free Cash Flow Ratio-1.094-10%-0.993-0.9930%33.977-103%11.977-108%6.527-115%0.819-221%
Price To Total Gains Ratio4.729+9%4.2944.2940%3.186+35%3.868+11%3.781+14%5.755-25%
Quick Ratio----0%0.285-100%-8.1260%-17.8700%11.612-100%
Return On Assets--0.0110.0110%0.011-7%0.011-6%0.009+17%0.008+40%
Return On Equity--0.1050.1050%0.120-13%0.123-14%0.103+3%0.093+13%
Total Gains Per Share--40.95740.9570%70.643-42%48.171-15%35.441+16%26.092+57%
Usd Book Value--1413925110.0001413925110.0000%1255043076.300+13%1209977102.100+17%1047414225.780+35%827894758.860+71%
Usd Book Value Change Per Share--0.4150.4150%0.778-47%0.513-19%0.377+10%0.269+54%
Usd Book Value Per Share--3.7363.7360%3.321+12%3.200+17%2.770+35%2.190+71%
Usd Dividend Per Share--0.0640.0640%0.048+33%0.050+27%0.037+73%0.037+75%
Usd Enterprise Value---11959739584.065-11959739584.0650%-10396186387.479-13%-10731292797.172-10%-10122037289.486-15%-8490907382.928-29%
Usd Eps--0.3930.3930%0.404-3%0.388+1%0.294+34%0.212+86%
Usd Free Cash Flow---784200690.000-784200690.0000%29295091.800-2777%-183740879.400-77%-45740153.160-94%-40021580.430-95%
Usd Free Cash Flow Per Share---2.072-2.0720%0.078-2773%-0.485-77%-0.120-94%-0.106-95%
Usd Free Cash Flow To Equity Per Share--0.1420.1420%3.877-96%1.517-91%1.004-86%0.511-72%
Usd Market Cap856514825.600+9%778707955.935778707955.9350%995361317.721-22%791372018.828-2%577896833.314+35%522547911.552+49%
Usd Price Per Share2.266+9%2.0572.0570%2.634-22%2.093-2%1.528+35%1.382+49%
Usd Profit--148922280.000148922280.0000%152873966.700-3%146606268.900+2%111140340.480+34%80165677.410+86%
Usd Revenue--514043010.000514043010.0000%541191257.100-5%514674665.7000%473292988.740+9%390523013.010+32%
Usd Total Gains Per Share--0.4790.4790%0.827-42%0.564-15%0.415+16%0.305+57%
 EOD+5 -3MRQTTM+0 -0YOY+14 -243Y+17 -215Y+24 -1410Y+26 -13

3.3 Fundamental Score

Let's check the fundamental score of The Karnataka Bank Limited based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-155.760
Price to Book Ratio (EOD)Between0-10.607
Net Profit Margin (MRQ)Greater than00.290
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.000
Current Ratio (MRQ)Greater than10.000
Debt to Asset Ratio (MRQ)Less than10.900
Debt to Equity Ratio (MRQ)Less than19.009
Return on Equity (MRQ)Greater than0.150.105
Return on Assets (MRQ)Greater than0.050.011
Total4/10 (40.0%)

3.4 Technical Score

Let's check the technical score of The Karnataka Bank Limited based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5039.686
Ma 20Greater thanMa 50202.614
Ma 50Greater thanMa 100199.400
Ma 100Greater thanMa 200189.127
OpenGreater thanClose193.060
Total2/5 (40.0%)

4. In-depth Analysis

4.1 About The Karnataka Bank Limited

The Karnataka Bank Limited provides various banking and financial services in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The Corporate/Wholesale Banking segment provides various fund and non-fund-based products, including term loans, working capital facilities, foreign exchange services, structured finance, and trade financing products. The Retail Banking segment offers home, automobile, personal, and education loans; loans against term deposits; loans against securities; and gold, small business, and agriculture loans to agriculture, MSME, housing, and education sectors. Its products include KBL Contractor Mitra, KBL Micro Mitra, KBL Export Mitra, KBL MSME, as well as KBL Mahila Udyog for financial support of women entrepreneurs. The Treasury segment engages in statutory reserves management, such as SLR and CRR; liquidity management; investment and trading activities; and foreign exchange activities. It also invests in sovereign debt instruments and other fixed income securities; mutual funds; certificates of deposits; floating rate instrument; forward contracts; and trades debt and equity securities, and foreign exchange. The Other Banking Operations segment offers a range of ancillary products and services, including depository; online trading; ASBA, locker, and safe custody facilities; bill payment; online and off-line fee collection; mobile and internet banking; and payment and remittance services, as well as FASTag services. It provides its services through physical banking channels, digital channels, including inter alia, internet and mobile banking, and e-lobbies. In addition, the company distributes insurance products. The Karnataka Bank Limited was incorporated in 1924 and is based in Mangalore, India.

Fundamental data was last updated by Penke on 2025-06-30 11:22:03.

4.2 In-depth Summary

4.2.1. Financial Health Summary

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is less efficient in making profit.
Using its investors money, the company is less efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

4.2.2. Valuation Summary

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is cheap.
Based on how much money comes from the company's main activities, the company is expensive.
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4.3 Financial Health

4.3.1. Profitability

4.3.1 Profitability
4.3.1.1. Net Profit Margin

Measures how much net profitΒ The Karnataka Bank Limited earns for each ₹1 of revenue.

  • Above 10% is considered healthy but always compareΒ The Karnataka Bank Limited to theΒ Banks - Regional industry mean.
  • A Net Profit Margin of 29.0%Β means thatΒ ₹0.29 for each ₹1Β in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of The Karnataka Bank Limited:

  • The MRQ is 29.0%. The company is making a huge profit. +2
  • The TTM is 29.0%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ29.0%TTM29.0%0.0%
TTM29.0%YOY28.2%+0.7%
TTM29.0%5Y22.7%+6.2%
5Y22.7%10Y19.7%+3.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ29.0%41.9%-12.9%
TTM29.0%31.1%-2.1%
YOY28.2%29.6%-1.4%
3Y28.5%29.0%-0.5%
5Y22.7%25.7%-3.0%
10Y19.7%22.1%-2.4%
4.3.1.2. Return on Assets

Shows howΒ efficientΒ The Karnataka Bank Limited is using its assets to generate profit.

  • Above 5% is considered healthyΒ but always compareΒ The Karnataka Bank Limited to theΒ Banks - Regional industry mean.
  • 1.1% Return on Assets means thatΒ The Karnataka Bank Limited generatedΒ ₹0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of The Karnataka Bank Limited:

  • The MRQ is 1.1%. Using its assets, the company is less efficient in making profit.
  • The TTM is 1.1%. Using its assets, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ1.1%TTM1.1%0.0%
TTM1.1%YOY1.1%-0.1%
TTM1.1%5Y0.9%+0.2%
5Y0.9%10Y0.8%+0.1%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ1.1%0.2%+0.9%
TTM1.1%0.2%+0.9%
YOY1.1%0.2%+0.9%
3Y1.1%0.2%+0.9%
5Y0.9%0.2%+0.7%
10Y0.8%0.2%+0.6%
4.3.1.3. Return on Equity

Shows how efficient The Karnataka Bank Limited is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compareΒ The Karnataka Bank Limited to theΒ Banks - Regional industry mean.
  • 10.5% Return on Equity means The Karnataka Bank Limited generated ₹0.11Β for eachΒ ₹1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of The Karnataka Bank Limited:

  • The MRQ is 10.5%. Using its investors money, the company is less efficient in making profit.
  • The TTM is 10.5%. Using its investors money, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ10.5%TTM10.5%0.0%
TTM10.5%YOY12.0%-1.5%
TTM10.5%5Y10.3%+0.3%
5Y10.3%10Y9.3%+1.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ10.5%2.8%+7.7%
TTM10.5%2.2%+8.3%
YOY12.0%2.6%+9.4%
3Y12.3%2.5%+9.8%
5Y10.3%2.4%+7.9%
10Y9.3%2.6%+6.7%
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4.3.2. Operating Efficiency of The Karnataka Bank Limited.

4.3.2. Operating Efficiency
4.3.2.1. Operating Margin

MeasuresΒ how efficient The Karnataka Bank Limited is operatingΒ .

  • Measures how much profit The Karnataka Bank Limited makes for each ₹1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compareΒ The Karnataka Bank Limited to theΒ Banks - Regional industry mean.
  • An Operating Margin of 0.0%Β means the company generated ₹0.00 Β for each ₹1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of The Karnataka Bank Limited:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.0%
TTM-YOY-0.0%
TTM-5Y13.1%-13.1%
5Y13.1%10Y29.8%-16.8%
4.3.2.2. Operating Ratio

Measures how efficient The Karnataka Bank Limited is keepingΒ operating costsΒ low.

  • Below 1 is considered healthy (always compare toΒ Banks - Regional industry mean).
  • An Operation Ratio of 0.35 means that the operating costs are ₹0.35 for each ₹1 in net sales.

Let's take a look of the Operating Ratio trends of The Karnataka Bank Limited:

  • The MRQ is 0.353. The company is very efficient in keeping operating costs low. +2
  • The TTM is 0.353. The company is very efficient in keeping operating costs low. +2
Trends
Current periodCompared to+/- 
MRQ0.353TTM0.3530.000
TTM0.353YOY-0.549+0.901
TTM0.3535Y0.258+0.095
5Y0.25810Y0.394-0.137
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4.4.3. Liquidity of The Karnataka Bank Limited.

4.4.3. Liquidity
4.4.3.1. Current Ratio

Measures if The Karnataka Bank Limited is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare toΒ Banks - Regional industry mean).
  • A Current Ratio of 0.00Β means the company has ₹0.00 in assets for each ₹1 in short-term debts.

Let's take a look of the Current Ratio trends of The Karnataka Bank Limited:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY0.586-0.586
TTM-5Y10.187-10.187
5Y10.18710Y27.638-17.451
4.4.3.2. Quick Ratio

Measures if The Karnataka Bank Limited is able to pay off Short-term Debt but only usingΒ theΒ most liquid assets.

  • Above 1 is considered healthy butΒ always compareΒ The Karnataka Bank Limited to theΒ Banks - Regional industry mean.
  • A Quick Ratio of 0.00Β means the company can pay off ₹0.00 for each ₹1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of The Karnataka Bank Limited:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY0.285-0.285
TTM-5Y-17.870+17.870
5Y-17.87010Y11.612-29.482
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4.5.4. Solvency of The Karnataka Bank Limited.

4.5.4. Solvency
4.5.4.1. Debt to Asset Ratio

Measures how much %Β of The Karnataka Bank LimitedΒ assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compareΒ The Karnataka Bank Limited to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.90Β means that The Karnataka Bank Limited assets areΒ financed with 90.0% credit (debt) and the remaining percentage (100% - 90.0%)Β is financed by its owners/shareholders.Β 

Let's take a look of the Debt to Asset Ratio trends of The Karnataka Bank Limited:

  • The MRQ is 0.900. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.900. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.900TTM0.9000.000
TTM0.900YOY0.908-0.008
TTM0.9005Y0.914-0.014
5Y0.91410Y0.920-0.006
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9000.912-0.012
TTM0.9000.914-0.014
YOY0.9080.331+0.577
3Y0.9080.655+0.253
5Y0.9140.761+0.153
10Y0.9200.845+0.075
4.5.4.2. Debt to Equity Ratio

Measures ifΒ The Karnataka Bank Limited is able toΒ pay off its debts by usingΒ shareholders equity.

  • Below 2 is considered healthy butΒ always compareΒ The Karnataka Bank Limited to theΒ Banks - Regional industry mean.
  • A Debt to Equity ratio of 900.9% means that company has ₹9.01 debt for each ₹1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of The Karnataka Bank Limited:

  • The MRQ is 9.009. The company is unable to pay all its debts with equity. -1
  • The TTM is 9.009. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ9.009TTM9.0090.000
TTM9.009YOY9.712-0.703
TTM9.0095Y10.728-1.719
5Y10.72810Y11.705-0.976
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ9.00910.416-1.407
TTM9.00910.683-1.674
YOY9.7124.228+5.484
3Y9.9277.922+2.005
5Y10.7289.283+1.445
10Y11.70511.348+0.357
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4.6. Market Valuation

4.6.1. Earnings Per Share
4.6.2.1. Price to Earnings Ratio

MeasuresΒ how much money you payΒ for each share forΒ every ₹1 in earnings The Karnataka Bank Limited generates.

  • Above 15 is considered overpriced butΒ always compareΒ The Karnataka Bank Limited to theΒ Banks - Regional industry mean.
  • A PE ratio of 5.23 means the investor is paying ₹5.23Β for every ₹1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of The Karnataka Bank Limited:

  • The EOD is 5.760. Based on the earnings, the company is cheap. +2
  • The MRQ is 5.229. Based on the earnings, the company is cheap. +2
  • The TTM is 5.229. Based on the earnings, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD5.760MRQ5.229+0.531
MRQ5.229TTM5.2290.000
TTM5.229YOY6.511-1.282
TTM5.2295Y5.000+0.229
5Y5.00010Y7.303-2.303
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD5.7604.240+1.520
MRQ5.2293.875+1.354
TTM5.2296.132-0.903
YOY6.5114.741+1.770
3Y5.3625.925-0.563
5Y5.0008.400-3.400
10Y7.3039.118-1.815
4.6.2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of The Karnataka Bank Limited:

  • The EOD is -1.094. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The MRQ is -0.993. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The TTM is -0.993. Based on how much money comes from the company's main activities, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD-1.094MRQ-0.993-0.101
MRQ-0.993TTM-0.9930.000
TTM-0.993YOY33.977-34.970
TTM-0.9935Y6.527-7.520
5Y6.52710Y0.819+5.708
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD-1.0940.368-1.462
MRQ-0.9930.336-1.329
TTM-0.9930.632-1.625
YOY33.977-1.072+35.049
3Y11.9772.007+9.970
5Y6.5270.284+6.243
10Y0.8190.095+0.724
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4.6.2. Book Value per Share
4.6.2.1. Price to Book Ratio

Measures if the stock price ofΒ The Karnataka Bank Limited is to cheap or to expensiveΒ compared to its book value.

  • At or below 1 is considered healthyΒ (always compare to Banks - Regional industry mean).
  • A PB ratio of 0.55 means the investor is paying ₹0.55Β for each ₹1 in book value.

Let's take a look of the Price to Book Ratio trends of The Karnataka Bank Limited:

  • The EOD is 0.607. Based on the equity, the company is cheap. +2
  • The MRQ is 0.551. Based on the equity, the company is cheap. +2
  • The TTM is 0.551. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.607MRQ0.551+0.056
MRQ0.551TTM0.5510.000
TTM0.551YOY0.793-0.242
TTM0.5515Y0.522+0.028
5Y0.52210Y0.653-0.131
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.6070.472+0.135
MRQ0.5510.432+0.119
TTM0.5510.446+0.105
YOY0.7930.149+0.644
3Y0.6560.355+0.301
5Y0.5220.578-0.056
10Y0.6530.801-0.148
4.6.2. Total Gains per Share
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6. Financial Statements




6.1. Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2021-03-312022-03-312023-03-312024-03-312025-03-31
Total Other Income Expense Net 6,118,189821,1436,939,332-4,334,3462,604,986-2,604,822164-12,022,064-12,021,900



6.2. Latest Balance Sheet

Balance Sheet of 2025-03-31. Currency in INR. All numbers in thousands.

Summary
Total Assets1,209,604,500
Total Liabilities1,088,756,200
Total Stockholder Equity120,848,300
 As reported
Total Liabilities 1,088,756,200
Total Stockholder Equity+ 120,848,300
Total Assets = 1,209,604,500

Assets

Total Assets1,209,604,500
Total Current Assets0
Long-term Assets1,209,604,500
Total Current Assets
Cash And Cash Equivalents 79,843,100
Total Current Assets  (as reported)0
Total Current Assets  (calculated)79,843,100
+/- 79,843,100
Long-term Assets
Property Plant Equipment 9,906,700
Long Term Investments 245,347,600
Long-term Assets Other 1,199,697,800
Long-term Assets  (as reported)1,209,604,500
Long-term Assets  (calculated)1,454,952,100
+/- 245,347,600

Liabilities & Shareholders' Equity

Total Current Liabilities0
Long-term Liabilities1,088,756,200
Total Stockholder Equity120,848,300
Total Current Liabilities
Total Current Liabilities  (as reported)0
Total Current Liabilities  (calculated)0
+/-0
Long-term Liabilities
Long-term Liabilities  (as reported)1,088,756,200
Long-term Liabilities  (calculated)0
+/- 1,088,756,200
Total Stockholder Equity
Common Stock3,779,500
Accumulated Other Comprehensive Income 117,068,800
Total Stockholder Equity (as reported)120,848,300
Total Stockholder Equity (calculated)120,848,300
+/-0
Other
Capital Stock3,779,500
Common Stock Shares Outstanding 378,483
Liabilities and Stockholders Equity 1,209,604,500
Net Debt -60,437,600
Net Invested Capital 140,253,800
Short Long Term Debt Total 19,405,500



6.3. Balance Sheets Structured

Currency in INR. All numbers in thousands.

 Trend2025-03-312024-03-312023-03-312022-03-312021-03-312020-03-312019-03-312018-03-312017-03-312016-03-312015-03-312014-03-312013-03-312012-03-312011-03-312010-03-312009-03-312008-03-312007-03-312006-03-312005-03-31
> Total Assets 
125,424,387
149,532,729
162,225,162
193,398,178
228,578,060
270,351,543
316,930,075
363,215,712
415,263,800
470,288,006
518,365,993
565,003,349
641,265,467
703,736,754
790,457,552
833,134,876
855,808,576
920,399,008
990,583,400
1,160,832,595
1,209,604,500
1,209,604,5001,160,832,595990,583,400920,399,008855,808,576833,134,876790,457,552703,736,754641,265,467565,003,349518,365,993470,288,006415,263,800363,215,712316,930,075270,351,543228,578,060193,398,178162,225,162149,532,729125,424,387
   > Total Current Assets 
15,405,237
12,146,131
11,615,148
19,842,488
14,607,369
18,055,482
19,860,574
18,655,673
31,511,366
35,574,340
37,775,658
41,232,946
43,654,626
47,180,573
44,953,669
7,124,848
9,513,855
11,239,371
16,313,116
185,501,920
0
0185,501,92016,313,11611,239,3719,513,8557,124,84844,953,66947,180,57343,654,62641,232,94637,775,65835,574,34031,511,36618,655,67319,860,57418,055,48214,607,36919,842,48811,615,14812,146,13115,405,237
       Cash And Cash Equivalents 
0
12,146,131
11,615,148
19,842,488
14,607,369
18,055,482
19,860,574
18,655,673
19,537,976
23,374,024
26,141,548
30,449,238
32,740,328
36,010,134
36,097,485
29,194,906
53,155,662
44,367,585
61,594,700
79,927,400
79,843,100
79,843,10079,927,40061,594,70044,367,58553,155,66229,194,90636,097,48536,010,13432,740,32830,449,23826,141,54823,374,02419,537,97618,655,67319,860,57418,055,48214,607,36919,842,48811,615,14812,146,1310
       Net Receivables 
0
0
0
0
0
0
0
0
11,973,390
12,200,316
11,544,895
10,783,708
10,914,298
11,170,439
8,856,184
10,378,418
7,743,539
7,275,562
6,840,850
10,283,510
0
010,283,5106,840,8507,275,5627,743,53910,378,4188,856,18411,170,43910,914,29810,783,70811,544,89512,200,31611,973,39000000000
       Other Current Assets 
15,405,237
0
0
0
0
0
0
2,705,557
27,406,343
4,454,463
6,660,137
32,833,754
36,026,975
43,856,693
47,834,512
39,755,838
56,430,251
47,913,524
65,234,437
95,291,010
0
095,291,01065,234,43747,913,52456,430,25139,755,83847,834,51243,856,69336,026,97532,833,7546,660,1374,454,46327,406,3432,705,55700000015,405,237
   > Long-term Assets 
0
56,528,950
51,549,860
60,834,818
90,999,759
101,401,221
116,518,661
129,934,602
135,994,412
154,242,624
162,799,127
165,632,916
209,403,016
162,060,514
169,599,847
8,264,189
8,383,709
8,182,233
8,753,603
1,323,908,233
1,209,604,500
1,209,604,5001,323,908,2338,753,6038,182,2338,383,7098,264,189169,599,847162,060,514209,403,016165,632,916162,799,127154,242,624135,994,412129,934,602116,518,661101,401,22190,999,75960,834,81851,549,86056,528,9500
       Property Plant Equipment 
965,523
1,043,143
1,068,216
1,197,731
1,384,876
1,480,758
1,455,268
1,522,265
1,669,565
1,974,810
2,918,532
3,066,385
7,205,699
7,616,021
7,749,960
8,264,189
8,378,573
8,182,233
8,752,200
9,147,900
9,906,700
9,906,7009,147,9008,752,2008,182,2338,378,5738,264,1897,749,9607,616,0217,205,6993,066,3852,918,5321,974,8101,669,5651,522,2651,455,2681,480,7581,384,8761,197,7311,068,2161,043,143965,523
       Long Term Investments 
0
0
0
0
0
0
0
0
0
152,267,814
140,316,732
162,566,531
202,197,317
154,444,493
161,849,887
175,453,422
216,346,800
220,400,000
233,263,700
243,003,000
245,347,600
245,347,600243,003,000233,263,700220,400,000216,346,800175,453,422161,849,887154,444,493202,197,317162,566,531140,316,732152,267,814000000000
       Earning Assets 
0
0
0
0
0
0
0
0
0
0
0
173,818,221
213,465,654
162,981,599
169,449,132
184,354,292
216,346,800
0
0
0
0
0000216,346,800184,354,292169,449,132162,981,599213,465,654173,818,22100000000000
       Long-term Assets Other 
-1,122,729
-56,528,950
-51,549,860
-60,834,818
-90,999,759
-101,401,221
-116,518,661
-129,934,602
-135,994,412
-154,242,624
-162,799,127
-165,632,916
-209,403,016
-162,060,514
-169,599,847
-175,453,422
-216,341,718
-211,903,240
-233,262,297
1,071,757,300
1,199,697,800
1,199,697,8001,071,757,300-233,262,297-211,903,240-216,341,718-175,453,422-169,599,847-162,060,514-209,403,016-165,632,916-162,799,127-154,242,624-135,994,412-129,934,602-116,518,661-101,401,221-90,999,759-60,834,818-51,549,860-56,528,950-1,122,729
> Total Liabilities 
115,643,981
138,421,423
149,838,885
179,602,145
212,907,790
252,024,050
292,639,205
337,233,607
386,692,986
439,766,030
484,475,388
528,097,507
589,839,652
649,635,235
732,605,723
773,430,440
789,386,131
849,459,075
908,449,800
1,053,563,956
1,088,756,200
1,088,756,2001,053,563,956908,449,800849,459,075789,386,131773,430,440732,605,723649,635,235589,839,652528,097,507484,475,388439,766,030386,692,986337,233,607292,639,205252,024,050212,907,790179,602,145149,838,885138,421,423115,643,981
   > Total Current Liabilities 
25,813,485
0
0
0
0
0
0
0
959,165
1,251,904
1,044,533
870,415
1,090,572
999,352
571,492
585,293
605,306
683,374
897,167
316,700,214
0
0316,700,214897,167683,374605,306585,293571,492999,3521,090,572870,4151,044,5331,251,904959,165000000025,813,485
       Short-term Debt 
2,306,145
0
0
0
0
0
0
0
0
19,151,911
10,377,578
10,514,795
8,326,221
4,174,600
14,882,100
15,343,400
6,022,312
55,643
54,243
30,289
0
030,28954,24355,6436,022,31215,343,40014,882,1004,174,6008,326,22110,514,79510,377,57819,151,911000000002,306,145
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
19,151,911
10,377,578
10,514,795
8,326,221
4,174,600
14,882,100
0
0
0
0
0
0
00000014,882,1004,174,6008,326,22110,514,79510,377,57819,151,911000000000
       Accounts payable 
0
0
0
0
0
0
0
989,345
959,165
1,251,904
1,044,533
870,415
1,090,572
999,352
571,492
585,293
605,306
683,374
897,167
907,399
0
0907,399897,167683,374605,306585,293571,492999,3521,090,572870,4151,044,5331,251,904959,165989,3450000000
       Other Current Liabilities 
23,507,340
0
0
0
0
0
0
-989,345
-959,165
-1,251,904
-1,044,533
-870,415
-1,090,572
-999,352
-571,492
-585,293
-605,306
-683,374
-897,167
315,792,815
0
0315,792,815-897,167-683,374-605,306-585,293-571,492-999,352-1,090,572-870,415-1,044,533-1,251,904-959,165-989,34500000023,507,340
   > Long-term Liabilities 
0
1,826,942
3,057,383
1,421,955
39,728
3,416,403
10,863,339
9,970,739
12,297,608
12,501,911
10,377,578
10,214,795
8,326,221
6,659,704
31,755,110
40,651,180
17,648,800
10,200,033
13,598,000
736,863,742
1,088,756,200
1,088,756,200736,863,74213,598,00010,200,03317,648,80040,651,18031,755,1106,659,7048,326,22110,214,79510,377,57812,501,91112,297,6089,970,73910,863,3393,416,40339,7281,421,9553,057,3831,826,9420
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
10,514,795
8,326,221
8,159,704
33,255,110
40,651,180
17,648,800
23,138,400
15,627,200
0
0
0015,627,20023,138,40017,648,80040,651,18033,255,1108,159,7048,326,22110,514,79500000000000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
11,145,723
10,074,408
8,617,268
8,811,908
9,191,336
11,620,274
12,460,812
12,358,375
18,685,100
15,923,583
0
0
0015,923,58318,685,10012,358,37512,460,81211,620,2749,191,3368,811,9088,617,26810,074,40811,145,723000000000
> Total Stockholder Equity
9,780,406
11,111,306
12,386,277
13,796,033
15,670,270
18,327,493
24,290,870
25,982,105
28,570,814
30,521,976
33,890,605
36,905,842
51,425,815
54,101,519
57,851,829
59,704,436
66,422,445
70,939,933
82,133,600
108,475,326
120,848,300
120,848,300108,475,32682,133,60070,939,93366,422,44559,704,43657,851,82954,101,51951,425,81536,905,84233,890,60530,521,97628,570,81425,982,10524,290,87018,327,49315,670,27013,796,03312,386,27711,111,3069,780,406
   Common Stock
1,212,403
1,212,701
1,213,533
1,213,533
1,215,847
1,339,861
1,882,004
1,882,939
1,883,529
1,884,222
1,884,566
1,884,658
2,826,157
2,826,175
2,826,176
3,108,795
3,108,795
3,111,737
3,123,500
3,772,598
3,779,500
3,779,5003,772,5983,123,5003,111,7373,108,7953,108,7952,826,1762,826,1752,826,1571,884,6581,884,5661,884,2221,883,5291,882,9391,882,0041,339,8611,215,8471,213,5331,213,5331,212,7011,212,403
   Retained Earnings Total Equity000000000000000000000
   Accumulated Other Comprehensive Income 
6,972,595
0
0
0
0
0
0
0
-2,004,752
-2,214,418
-2,033,278
-2,421,357
-2,861,489
-3,351,842
-3,852,403
-4,338,883
49,909,890
53,917,706
64,742,894
75,812,471
117,068,800
117,068,80075,812,47164,742,89453,917,70649,909,890-4,338,883-3,852,403-3,351,842-2,861,489-2,421,357-2,033,278-2,214,418-2,004,75200000006,972,595
   Capital Surplus 
0
0
0
0
0
0
0
0
0
0
0
7,229,941
12,839,631
12,839,733
12,839,740
12,550,513
12,550,230
12,559,781
12,608,134
0
0
0012,608,13412,559,78112,550,23012,550,51312,839,74012,839,73312,839,6317,229,94100000000000
   Treasury Stock000000000000000000000
   Other Stockholders Equity 
1,595,408
9,898,018
11,172,515
12,581,525
14,454,139
16,987,401
22,408,592
24,098,849
26,686,391
7,224,202
7,228,524
37,442,223
50,089,720
53,604,865
57,681,561
-38,194,492
12,550,132
12,559,684
12,621,023
26,802,121
0
026,802,12112,621,02312,559,68412,550,132-38,194,49257,681,56153,604,86550,089,72037,442,2237,228,5247,224,20226,686,39124,098,84922,408,59216,987,40114,454,13912,581,52511,172,5159,898,0181,595,408



6.4. Balance Sheets

Currency in INR. All numbers in thousands.




6.5. Cash Flows

Currency in INR. All numbers in thousands.




6.6. Income Statements

Currency in INR. All numbers in thousands.


6.7. Latest Income Statement

Income Statement (annual), 2025-03-31. Currency in INR. All numbers in thousands.

Gross Profit (+$)
totalRevenue43,935,300
Cost of Revenue-0
Gross Profit43,935,30043,935,300
 
Operating Income (+$)
Gross Profit43,935,300
Operating Expense-15,502,100
Operating Income28,433,20028,433,200
 
Operating Expense (+$)
Research Development0
Selling General Administrative0
Selling And Marketing Expenses0
Operating Expense15,502,1000
 
Net Interest Income (+$)
Interest Income90,136,000
Interest Expense-57,032,000
Other Finance Cost-0
Net Interest Income33,104,000
 
Pretax Income (+$)
Operating Income28,433,200
Net Interest Income33,104,000
Other Non-Operating Income Expenses0
Income Before Tax (EBT)16,411,30040,455,100
EBIT - interestExpense = -57,032,000
16,411,300
69,760,400
Interest Expense57,032,000
Earnings Before Interest and Taxes (EBIT)073,443,300
Earnings Before Interest and Taxes (EBITDA)0
 
After tax Income (+$)
Income Before Tax16,411,300
Tax Provision-3,682,900
Net Income From Continuing Ops12,728,40012,728,400
Net Income12,728,400
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses15,502,100
Total Other Income/Expenses Net-12,021,900-33,104,000
 

Technical Analysis of The Karnataka Bank Limited
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of The Karnataka Bank Limited. The general trend of The Karnataka Bank Limited is BEARISH with 14.3% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine The Karnataka Bank Limited's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (-14.3%) Bearish trend (14.3%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. The Karnataka Bank Limited Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

SupportΒ is a price level at which demand for an asset is strong enough to prevent the price from falling further.
ResistanceΒ is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of The Karnataka Bank Limited.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is -1/(-1 +1).

  • Around resistance: The price is trading arround resistance levels. This can be considered as a potential exit level. -1

The bullish price targets are: 193.70 < 197.53 < 210.60.

The bearish price targets are: 184.01 > 167.55 > 162.20.

Know someone who trades $KTKBANK? Share this with them.πŸ‘‡

The Karnataka Bank Limited Daily Support & Resistance Chart
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2. Trend Indicators

2.1 Moving Averages

Shows theΒ moving averageΒ of the selected period.

  • Moving averages are laggingΒ trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of The Karnataka Bank Limited. The current mas is .

The long score for the Moving Averages is 6/14.
The longshort score for the Moving Averages is -2/(-14 +14).

  • MA 20 trending down: The MA 20 is trending down. -1
  • Close < MA 20: The price is below the MA 20. -1
  • MA 20 > MA 50: The MA 20 is higher than the MA 50. +1
  • MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
  • MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
  • MA 50 trending down: The MA 50 is trending down. -1
  • Close < MA 50: The price is below the MA 50. -1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 < MA 200: The MA 50 is lower than the MA 200. -1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 < MA 200: The MA 100 is lower than the MA 200. -1
  • MA 200 trending down: The MA 200 is trending down. -1
  • Close < MA 200: The price is below the MA 200. -1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

The Karnataka Bank Limited Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows theΒ momentumΒ of theΒ selected period based on two moving averages.

  • MACD is aΒ lagging momentumΒ indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of The Karnataka Bank Limited. The current macd is -0.86482061.

The long score for the Moving Average Convergence/Divergence (MACD) is 0/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is -4/(-4 +4).

  • MACD line < signal line: The MACD line is below the signal line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the The Karnataka Bank Limited price going down in the near term. -2
  • MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for The Karnataka Bank Limited. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the The Karnataka Bank Limited price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
  • Trending down: The MACD line is trending down. This indicates that the short-term moving average is falling faster than the long-term moving average, suggesting negative momentum in the market. This signals that sellers are becoming more active and insecure, leading to potential price decreases as traders anticipate further losses and are willing to sell at lower prices. -1
The Karnataka Bank Limited Daily Moving Average Convergence/Divergence (MACD) ChartThe Karnataka Bank Limited Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of The Karnataka Bank Limited. The current adx is 20.79.

The long score for the Directional Movement Index (DMI) is 0/7.
The longshort score for the Directional Movement Index (DMI) is -2/(-7 +7).

  • PLUS_ID < MINUS_DI: The +DI line is below the -DI line. This indicates a bearish signal in the market, as the negative directional movement is currently stronger than the positive directional movement, showing that sellers have the upper hand. Market psychology suggests that traders are pessimistic, expecting further price decreases, and are more willing to sell The Karnataka Bank Limited shares, leading to potential downward momentum in its price. -1
  • PLUS_ID < MINUS_DI && ADX < 25 && ADX trending up: The ADX is below 25 and indicates a weak or no trend. However, the ADX is rising and a new bearish trend could be forming. -1
The Karnataka Bank Limited Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • ShowsΒ the current trend.
  • ShowsΒ potential entry signals.
  • ShowsΒ Β potential exit signals.
  • Can be used to placeΒ trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of The Karnataka Bank Limited. The current sar is 211.02.

The long score for the Parabolic SAR is 0/1.
The longshort score for the Parabolic SAR is -1/(-1 +1).

  • Close < SAR: The price is below the SAR. It's generally considered a bearish signal. -1
The Karnataka Bank Limited Daily Parabolic SAR Chart
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3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentumΒ indicator, meaning the signals are instant.
  • RangesΒ between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of The Karnataka Bank Limited. The current rsi is 39.69. The current phase is Continuation in bear market.

The long score for the Relative Strength Index (RSI) is 0/13.
The longshort score for the Relative Strength Index (RSI) is -4/(-13 +13).

  • Continuation in bear market: Downtrend continues after a consolidation or pullback. Hold or add to short positions.
  • Trending down: The RSI is trending down. -1
The Karnataka Bank Limited Daily Relative Strength Index (RSI) ChartThe Karnataka Bank Limited Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

ComparesΒ a certain price to multiple prices ranging over time.

  • LeadingΒ momentumΒ indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • RangesΒ between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of The Karnataka Bank Limited. The current phase is Oversold in bear market.

The long score for the Stochastic Oscillator is 0/6.
The longshort score for the Stochastic Oscillator is -6/(-6 +6).

  • STOCH < 50: The STOCH %K is below 50. There are more sellers than buyers. -1
  • STOCH < 20: The STOCH %K is below 20 and oversold. -2
  • STOCH %K line < STOCH %D line: The STOCH %K line is below the STOCH %D line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the The Karnataka Bank Limited price going down in the near term. -2
  • Trending down: The STOCH %K is trending down. -1
The Karnataka Bank Limited Daily Stochastic Oscillator ChartThe Karnataka Bank Limited Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero,Β the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of The Karnataka Bank Limited. The current cci is -141.47657192.

The long score for the Commodity Channel Index (CCI) is 0/1.
The longshort score for the Commodity Channel Index (CCI) is -1/(-1 +1).

  • CCI < -100: The CCI is below -100, it indicates that the price is significantly below its average, suggesting a potential oversold condition. -1
The Karnataka Bank Limited Daily Commodity Channel Index (CCI) ChartThe Karnataka Bank Limited Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of The Karnataka Bank Limited. The current cmo is -35.12467298.

The long score for the Chande Momentum Oscillator (CMO) is 0/1.
The longshort score for the Chande Momentum Oscillator (CMO) is -1/(-1 +1).

  • CMO < 0: The CMO is below 0, the momentum of the price is negative, indicating a potential downtrend in the price. -1
The Karnataka Bank Limited Daily Chande Momentum Oscillator (CMO) ChartThe Karnataka Bank Limited Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

Β Shows the current price relative to the highest high over the last 14 days.
Β 

  • Lagging momentum indicator
  • Ranging between 0 andΒ -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of The Karnataka Bank Limited. The current willr is -82.03883495.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is -1/(-1 +1).

  • WILLR < -80: The Williams %R is below -80. This indicates that the price is in oversold territory, suggesting a potential price correction or trend reversal to the upside. -1
The Karnataka Bank Limited Daily Williams %R ChartThe Karnataka Bank Limited Daily Williams %R Chart
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4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversoldΒ 

Score

Let's take a look at the Bollinger Bands of The Karnataka Bank Limited.

The Karnataka Bank Limited Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of The Karnataka Bank Limited. The current atr is 5.41885896.

The Karnataka Bank Limited Daily Average True Range (ATR) ChartThe Karnataka Bank Limited Daily Average True Range (ATR) Chart
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5. Volume Indicators

5.1 On-Balance Volume (OBV)

Β Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of The Karnataka Bank Limited. The current obv is 87,927,855.

The Karnataka Bank Limited Daily On-Balance Volume (OBV) ChartThe Karnataka Bank Limited Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of The Karnataka Bank Limited. The current mfi is 19.16.

The long score for the Money Flow Index (MFI) is 0/2.
The longshort score for the Money Flow Index (MFI) is -2/(-2 +2).

  • MFI < 50: -1
  • MFI < 20: -1
The Karnataka Bank Limited Daily Money Flow Index (MFI) ChartThe Karnataka Bank Limited Daily Money Flow Index (MFI) Chart
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6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for The Karnataka Bank Limited.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2025-02-10STOCH LONG EXITThe %K line crosses below the %D line.
2025-02-12STOCH SHORT EXITThe %K line crosses above the %D line.
2025-02-13STOCH LONG EXITThe %K line crosses below the %D line.
2025-02-14WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-02-17CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2025-02-18MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2025-02-19STOCH SHORT EXITThe %K line crosses above the %D line.
2025-02-21RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2025-02-25MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-02-27STOCH LONG EXITThe %K line crosses below the %D line.
2025-02-28CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2025-03-03MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2025-03-04STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-05MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
RSI LONG ENTRY SHORT CLOSE30 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-06DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-10DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-11CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-03-19DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-20CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-25STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-27SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2025-03-28CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-04-01STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-04-03SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-04STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-07DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-04-08DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-04-16SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-22STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-23STOCH SHORT EXITThe %K line crosses above the %D line.
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-04-24STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-25RSI SHORT ENTRY LONG CLOSE70 crossover to downside
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-04-28STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-29STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-05MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2025-05-06DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-05-08DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2025-05-09DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2025-05-12DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-05-13SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-05-14MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-05-15STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-05-16MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-05-19MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-05-21MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-22CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-05-26STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-05-27STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-05-29WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-05-30DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-06-02DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-03STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-04CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-06-05SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-06-06STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-06-09CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-06-10MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-06-11SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-06-12STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-17STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-18STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-19MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-06-23STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-06-26MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-06-27STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-30MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-07-03WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-07-04MFI SHORT ENTRY LONG CLOSE20 crossover to downside

6.3. Candlestick Patterns

The Karnataka Bank Limited Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of The Karnataka Bank Limited based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5039.686
Ma 20Greater thanMa 50202.614
Ma 50Greater thanMa 100199.400
Ma 100Greater thanMa 200189.127
OpenGreater thanClose193.060
Total2/5 (40.0%)
Penke
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