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Oma Saastopankki Oyj
Buy, Hold or Sell?

Let's analyze Oma Saastopankki Oyj together

I guess you are interested in Oma Saastopankki Oyj. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Oma Saastopankki Oyj. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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Quick analysis of Oma Saastopankki Oyj (30 sec.)










What can you expect buying and holding a share of Oma Saastopankki Oyj? (30 sec.)

How much money do you get?

How much money do you get?
‚ā¨0.87
When do you have the money?
1 year
How often do you get paid?
76.9%

What is your share worth?

Current worth
‚ā¨15.92
Expected worth in 1 year
‚ā¨-112.24
How sure are you?
73.1%

+ What do you gain per year?

Total Gains per Share
‚ā¨-127.35
Return On Investment
-924.2%

For what price can you sell your share?

Current Price per Share
‚ā¨13.78
Expected price per share
‚ā¨13.62 - ‚ā¨16.34
How sure are you?
50%
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1. Valuation of Oma Saastopankki Oyj (5 min.)




Live pricePrice per Share (EOD)

‚ā¨13.78

Intrinsic Value Per Share

‚ā¨90.36 - ‚ā¨113.60

Total Value Per Share

‚ā¨106.28 - ‚ā¨129.51

2. Growth of Oma Saastopankki Oyj (5 min.)




Is Oma Saastopankki Oyj growing?

Current yearPrevious yearGrowGrow %
How rich?$574.1m$1.5b$81.2m4.9%

How much money is Oma Saastopankki Oyj making?

Current yearPrevious yearGrowGrow %
Making money$30.2m$16.1m$14.1m46.8%
Net Profit Margin41.7%36.9%--

How much money comes from the company's main activities?

3. Financial Health of Oma Saastopankki Oyj (5 min.)




4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

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What can you expect buying and holding a share of Oma Saastopankki Oyj? (5 min.)

Welcome investor! Oma Saastopankki Oyj's management wants to use your money to grow the business. In return you get a share of Oma Saastopankki Oyj.

What can you expect buying and holding a share of Oma Saastopankki Oyj?

First you should know what it really means to hold a share of Oma Saastopankki Oyj. And how you can make/lose money.

Speculation

The Price per Share of Oma Saastopankki Oyj is ‚ā¨13.78. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Oma Saastopankki Oyj.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Oma Saastopankki Oyj, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is ‚ā¨15.92. Based on the TTM, the Book Value Change Per Share is ‚ā¨-32.04 per quarter. Based on the YOY, the Book Value Change Per Share is ‚ā¨33.22 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is ‚ā¨0.20 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Oma Saastopankki Oyj.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 ‚ā¨% of Price per Share‚ā¨% of Price per Share‚ā¨% of Price per Share‚ā¨% of Price per Share‚ā¨% of Price per Share
Usd Eps0.654.7%0.916.6%0.493.5%0.493.5%0.423.1%
Usd Book Value Change Per Share-0.45-3.2%-34.88-253.1%36.16262.4%0.372.7%0.674.8%
Usd Dividend Per Share0.000.0%0.221.6%0.372.7%0.221.6%0.181.3%
Usd Total Gains Per Share-0.45-3.2%-34.66-251.5%36.53265.1%0.584.2%0.856.2%
Usd Price Per Share21.77-22.11-20.76-15.88-12.81-
Price to Earnings Ratio8.33-6.27-11.09-9.59-8.20-
Price-to-Total Gains Ratio-48.64--8.16--709.36--126.59--114.21-
Price to Book Ratio1.26-1.01-1.35-1.10-0.90-
Price-to-Total Gains Ratio-48.64--8.16--709.36--126.59--114.21-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share15.000908
Number of shares66
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.220.22
Usd Book Value Change Per Share-34.880.37
Usd Total Gains Per Share-34.660.58
Gains per Quarter (66 shares)-2,287.5438.56
Gains per Year (66 shares)-9,150.15154.25
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
157-9208-91605897144
2115-18415-18310115193298
3172-27623-27460173290452
4230-36830-36610230387606
5287-46038-45760288483760
6345-55246-54910345580914
7402-64453-640604036771068
8460-73661-732104617731222
9517-82869-823605188701376
10575-92076-915105769671530

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%26.00.00.0100.0%26.00.00.0100.0%
Book Value Change Per Share1.03.00.025.0%6.06.00.050.0%13.07.00.065.0%18.07.01.069.2%18.07.01.069.2%
Dividend per Share2.00.02.050.0%9.00.03.075.0%16.00.04.080.0%20.00.06.076.9%20.00.06.076.9%
Total Gains per Share1.03.00.025.0%7.05.00.058.3%14.06.00.070.0%19.06.01.073.1%19.06.01.073.1%
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Fundamentals of Oma Saastopankki Oyj

About Oma Saastopankki Oyj

Oma Säästöpankki Oyj provides banking products and services to private customers, small and medium-sized enterprises, and agriculture and forestry entrepreneurs in Finland. The company offers current, savings, rent security deposit, ASP, and corporate accounts; time deposits; credit and debit cards; cashier and payment services; invoice and payment transaction services; and money services, corporate netbank, and other digital trading services. It also provides mortgage, student, renovation, business, and car loans; loans to consumer credits and payment cards with credit facilities; bank guarantees; commercial guarantee products; and financial services for financing business and investments. In addition, the company offers savings and investment products; insurance and asset management services; legal advisory services; and digital banking services. Oma Säästöpankki Oyj was incorporated in 2008 and is headquartered in Lappeenranta, Finland.

Fundamental data was last updated by Penke on 2024-06-30 18:47:04.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is less efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating efficient.
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is underpriced.
Based on the earnings, the company is cheap.
Based on how much money comes from the company's main activities, the company is expensive.
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1.1. Profitability of Oma Saastopankki Oyj.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit¬†Oma Saastopankki Oyj earns for each €1 of revenue.

  • Above 10% is considered healthy but always compare¬†Oma Saastopankki Oyj to the¬†Banks - Regional industry mean.
  • A Net Profit Margin of 26.8%¬†means that¬†€0.27 for each €1¬†in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Oma Saastopankki Oyj:

  • The MRQ is 26.8%. The company is making a huge profit. +2
  • The TTM is 41.7%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ26.8%TTM41.7%-14.9%
TTM41.7%YOY36.9%+4.8%
TTM41.7%5Y35.8%+5.9%
5Y35.8%10Y34.4%+1.4%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ26.8%38.5%-11.7%
TTM41.7%29.6%+12.1%
YOY36.9%26.3%+10.6%
5Y35.8%23.6%+12.2%
10Y34.4%20.4%+14.0%
1.1.2. Return on Assets

Shows how efficient Oma Saastopankki Oyj is using its assets to generate profit.

  • Above 5% is considered healthy¬†but always compare¬†Oma Saastopankki Oyj to the¬†Banks - Regional industry mean.
  • 0.3% Return on Assets means that¬†Oma Saastopankki Oyj generated¬†€0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Oma Saastopankki Oyj:

  • The MRQ is 0.3%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.4%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.3%TTM0.4%-0.1%
TTM0.4%YOY0.2%+0.1%
TTM0.4%5Y0.3%+0.1%
5Y0.3%10Y0.3%+0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.3%0.3%0.0%
TTM0.4%0.2%+0.2%
YOY0.2%0.2%+0.0%
5Y0.3%0.2%+0.1%
10Y0.3%0.2%+0.1%
1.1.3. Return on Equity

Shows how efficient Oma Saastopankki Oyj is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare¬†Oma Saastopankki Oyj to the¬†Banks - Regional industry mean.
  • 3.8% Return on Equity means Oma Saastopankki Oyj generated €0.04¬†for each¬†€1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Oma Saastopankki Oyj:

  • The MRQ is 3.8%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 5.5%. Using its investors money, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ3.8%TTM5.5%-1.7%
TTM5.5%YOY3.9%+1.6%
TTM5.5%5Y3.7%+1.8%
5Y3.7%10Y3.4%+0.3%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ3.8%3.1%+0.7%
TTM5.5%2.5%+3.0%
YOY3.9%2.7%+1.2%
5Y3.7%2.5%+1.2%
10Y3.4%2.8%+0.6%
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1.2. Operating Efficiency of Oma Saastopankki Oyj.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Oma Saastopankki Oyj is operating .

  • Measures how much profit Oma Saastopankki Oyj makes for each €1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare¬†Oma Saastopankki Oyj to the¬†Banks - Regional industry mean.
  • An Operating Margin of 0.0%¬†means the company generated €0.00 ¬†for each €1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Oma Saastopankki Oyj:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM15.3%-15.3%
TTM15.3%YOY66.5%-51.2%
TTM15.3%5Y44.2%-28.9%
5Y44.2%10Y44.1%+0.0%
1.2.2. Operating Ratio

Measures how efficient Oma Saastopankki Oyj is keeping operating costs low.

  • Below 1 is considered healthy (always compare to¬†Banks - Regional industry mean).
  • An Operation Ratio of 0.00 means that the operating costs are €0.00 for each €1 in net sales.

Let's take a look of the Operating Ratio trends of Oma Saastopankki Oyj:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM0.086-0.086
TTM0.086YOY0.492-0.407
TTM0.0865Y0.398-0.312
5Y0.39810Y0.440-0.042
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1.3. Liquidity of Oma Saastopankki Oyj.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Oma Saastopankki Oyj is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to¬†Banks - Regional industry mean).
  • A Current Ratio of 0.00¬†means the company has €0.00 in assets for each €1 in short-term debts.

Let's take a look of the Current Ratio trends of Oma Saastopankki Oyj:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY12.938-12.938
TTM-5Y7.320-7.320
5Y7.32010Y10.577-3.257
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
TTM-0.124-0.124
YOY12.9380.167+12.771
5Y7.3200.207+7.113
10Y10.5770.131+10.446
1.3.2. Quick Ratio

Measures if Oma Saastopankki Oyj is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but¬†always compare¬†Oma Saastopankki Oyj to the¬†Banks - Regional industry mean.
  • A Quick Ratio of 0.00¬†means the company can pay off €0.00 for each €1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Oma Saastopankki Oyj:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY12.938-12.938
TTM-5Y7.320-7.320
5Y7.32010Y10.571-3.250
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1.4. Solvency of Oma Saastopankki Oyj.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Oma Saastopankki Oyj assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare¬†Oma Saastopankki Oyj to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.93¬†means that Oma Saastopankki Oyj assets are¬†financed with 93.0% credit (debt) and the remaining percentage (100% - 93.0%)¬†is financed by its owners/shareholders.¬†

Let's take a look of the Debt to Asset Ratio trends of Oma Saastopankki Oyj:

  • The MRQ is 0.930. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.784. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.930TTM0.784+0.146
TTM0.784YOY0.791-0.007
TTM0.7845Y0.865-0.081
5Y0.86510Y0.875-0.010
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9300.915+0.015
TTM0.7840.916-0.132
YOY0.7910.918-0.127
5Y0.8650.919-0.054
10Y0.8750.926-0.051
1.4.2. Debt to Equity Ratio

Measures if Oma Saastopankki Oyj is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but¬†always compare¬†Oma Saastopankki Oyj to the¬†Banks - Regional industry mean.
  • A Debt to Equity ratio of 1,327.9% means that company has €13.28 debt for each €1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Oma Saastopankki Oyj:

  • The MRQ is 13.279. The company is unable to pay all its debts with equity. -1
  • The TTM is 11.150. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ13.279TTM11.150+2.130
TTM11.150YOY13.070-1.921
TTM11.1505Y11.477-0.328
5Y11.47710Y11.168+0.309
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ13.27910.799+2.480
TTM11.15010.909+0.241
YOY13.07011.266+1.804
5Y11.47711.324+0.153
10Y11.16812.886-1.718
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2. Market Valuation of Oma Saastopankki Oyj

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures¬†how much money you pay¬†for each share for¬†every €1 in earnings Oma Saastopankki Oyj generates.

  • Above 15 is considered overpriced but¬†always compare¬†Oma Saastopankki Oyj to the¬†Banks - Regional industry mean.
  • A PE ratio of 8.33 means the investor is paying €8.33¬†for every €1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Oma Saastopankki Oyj:

  • The EOD is 5.737. Based on the earnings, the company is cheap. +2
  • The MRQ is 8.327. Based on the earnings, the company is underpriced. +1
  • The TTM is 6.268. Based on the earnings, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD5.737MRQ8.327-2.590
MRQ8.327TTM6.268+2.059
TTM6.268YOY11.093-4.825
TTM6.2685Y9.590-3.322
5Y9.59010Y8.201+1.389
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD5.7373.369+2.368
MRQ8.3273.418+4.909
TTM6.2684.741+1.527
YOY11.0936.901+4.192
5Y9.5909.496+0.094
10Y8.2019.770-1.569
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Oma Saastopankki Oyj:

  • The EOD is -33.033. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The MRQ is -47.944. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The TTM is -16.718. Based on how much money comes from the company's main activities, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD-33.033MRQ-47.944+14.910
MRQ-47.944TTM-16.718-31.225
TTM-16.718YOY-0.738-15.981
TTM-16.7185Y-3.304-13.414
5Y-3.30410Y-2.862-0.442
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD-33.033-2.327-30.706
MRQ-47.944-2.360-45.584
TTM-16.718-1.072-15.646
YOY-0.7386.461-7.199
5Y-3.3040.248-3.552
10Y-2.8620.032-2.894
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2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Oma Saastopankki Oyj is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy¬†(always compare to Banks - Regional industry mean).
  • A PB ratio of 1.26 means the investor is paying €1.26¬†for each €1 in book value.

Let's take a look of the Price to Book Ratio trends of Oma Saastopankki Oyj:

  • The EOD is 0.866. Based on the equity, the company is cheap. +2
  • The MRQ is 1.257. Based on the equity, the company is underpriced. +1
  • The TTM is 1.013. Based on the equity, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD0.866MRQ1.257-0.391
MRQ1.257TTM1.013+0.244
TTM1.013YOY1.349-0.336
TTM1.0135Y1.096-0.083
5Y1.09610Y0.905+0.191
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.8660.414+0.452
MRQ1.2570.420+0.837
TTM1.0130.439+0.574
YOY1.3490.594+0.755
5Y1.0960.763+0.333
10Y0.9050.991-0.086
2. Total Gains per Share
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3. Summary

3.1. Key Performance Indicators

The key performance indicators of Oma Saastopankki Oyj compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share---0.411-32.039+7692%33.218-101%0.336-222%0.612-167%
Book Value Per Share--15.91646.293-66%44.102-64%24.395-35%20.611-23%
Current Ratio----0%12.938-100%7.320-100%10.577-100%
Debt To Asset Ratio--0.9300.784+19%0.791+18%0.865+8%0.875+6%
Debt To Equity Ratio--13.27911.150+19%13.070+2%11.477+16%11.168+19%
Dividend Per Share---0.200-100%0.340-100%0.200-100%0.170-100%
Eps--0.6000.839-28%0.447+34%0.446+35%0.388+55%
Free Cash Flow Per Share---0.104-1.131+985%-4.370+4090%-2.326+2130%-1.817+1642%
Free Cash Flow To Equity Per Share---0.1041.833-106%2.045-105%1.151-109%0.897-112%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%
Intrinsic Value_10Y_max--113.597--------
Intrinsic Value_10Y_min--90.360--------
Intrinsic Value_1Y_max---7.541--------
Intrinsic Value_1Y_min---7.418--------
Intrinsic Value_3Y_max---8.235--------
Intrinsic Value_3Y_min---8.153--------
Intrinsic Value_5Y_max--8.458--------
Intrinsic Value_5Y_min--6.609--------
Market Cap456649908.000-45%662772000.000673553702.800-2%631953102.000+5%483361951.160+37%390171846.223+70%
Net Profit Margin--0.2680.417-36%0.369-27%0.358-25%0.344-22%
Operating Margin---0.153-100%0.665-100%0.442-100%0.441-100%
Operating Ratio---0.086-100%0.492-100%0.398-100%0.440-100%
Pb Ratio0.866-45%1.2571.013+24%1.349-7%1.096+15%0.905+39%
Pe Ratio5.737-45%8.3276.268+33%11.093-25%9.590-13%8.201+2%
Price Per Share13.780-45%20.00020.313-2%19.070+5%14.584+37%11.772+70%
Price To Free Cash Flow Ratio-33.033+31%-47.944-16.718-65%-0.738-98%-3.304-93%-2.862-94%
Price To Total Gains Ratio-33.513+31%-48.640-8.155-83%-709.359+1358%-126.585+160%-114.205+135%
Quick Ratio----0%12.938-100%7.320-100%10.571-100%
Return On Assets--0.0030.004-31%0.002+12%0.003-2%0.003+2%
Return On Equity--0.0380.055-31%0.039-3%0.037+3%0.034+11%
Total Gains Per Share---0.411-31.839+7643%33.558-101%0.537-177%0.782-153%
Usd Book Value--574155943.6001672203086.550-66%1590951343.300-64%880478621.640-35%743863575.554-23%
Usd Book Value Change Per Share---0.448-34.877+7692%36.161-101%0.366-222%0.666-167%
Usd Book Value Per Share--17.32650.395-66%48.009-64%26.556-35%22.437-23%
Usd Dividend Per Share---0.218-100%0.370-100%0.218-100%0.185-100%
Usd Eps--0.6540.913-28%0.486+34%0.485+35%0.423+55%
Usd Free Cash Flow---3762201.600-40882917.300+987%-157633090.100+4090%-83925399.280+2131%-65559637.054+1643%
Usd Free Cash Flow Per Share---0.114-1.232+985%-4.757+4090%-2.532+2130%-1.978+1642%
Usd Free Cash Flow To Equity Per Share---0.1141.996-106%2.226-105%1.253-109%0.976-112%
Usd Market Cap497109089.849-45%721493599.200733230560.868-2%687944146.837+5%526187820.033+37%424741071.798+70%
Usd Price Per Share15.001-45%21.77222.112-2%20.760+5%15.876+37%12.815+70%
Usd Profit--21662051.40030284579.850-28%16117267.300+34%16280067.430+33%14161304.315+53%
Usd Revenue--80838347.40073482677.200+10%43556518.900+86%42970960.960+88%38395508.169+111%
Usd Total Gains Per Share---0.448-34.660+7643%36.531-101%0.584-177%0.851-153%
 EOD+4 -4MRQTTM+11 -22YOY+16 -195Y+15 -2010Y+15 -20

3.2. Fundamental Score

Let's check the fundamental score of Oma Saastopankki Oyj based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-155.737
Price to Book Ratio (EOD)Between0-10.866
Net Profit Margin (MRQ)Greater than00.268
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.000
Current Ratio (MRQ)Greater than10.000
Debt to Asset Ratio (MRQ)Less than10.930
Debt to Equity Ratio (MRQ)Less than113.279
Return on Equity (MRQ)Greater than0.150.038
Return on Assets (MRQ)Greater than0.050.003
Total4/10 (40.0%)

3.3. Technical Score

Let's check the technical score of Oma Saastopankki Oyj based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5038.123
Ma 20Greater thanMa 5013.997
Ma 50Greater thanMa 10015.041
Ma 100Greater thanMa 20017.321
OpenGreater thanClose13.920
Total1/5 (20.0%)



Latest Balance Sheet

Balance Sheet of 2024-03-31. Currency in EUR. All numbers in thousands.

Summary
Total Assets7,531,291
Total Liabilities7,003,865
Total Stockholder Equity527,426
 As reported
Total Liabilities 7,003,865
Total Stockholder Equity+ 527,426
Total Assets = 7,531,291

Assets

Total Assets7,531,291
Total Current Assets0
Long-term Assets0
Total Current Assets
Cash And Cash Equivalents 778,161
Total Current Assets  (as reported)0
Total Current Assets  (calculated)778,161
+/- 778,161
Long-term Assets
Property Plant Equipment 35,499
Goodwill 4,837
Long Term Investments 560,764
Intangible Assets 7,753
Long-term Assets  (as reported)0
Long-term Assets  (calculated)608,853
+/- 608,853

Liabilities & Shareholders' Equity

Total Current Liabilities0
Long-term Liabilities0
Total Stockholder Equity527,426
Total Current Liabilities
Total Current Liabilities  (as reported)0
Total Current Liabilities  (calculated)0
+/-0
Long-term Liabilities
Long-term Liabilities  (as reported)0
Long-term Liabilities  (calculated)0
+/-0
Total Stockholder Equity
Retained Earnings 354,004
Total Stockholder Equity (as reported)527,426
Total Stockholder Equity (calculated)354,004
+/- 173,422
Other
Capital Stock24,000
Common Stock Shares Outstanding 33,139
Net Debt 2,174,034
Net Invested Capital 3,479,621



Balance Sheet

Currency in EUR. All numbers in thousands.

 Trend2024-03-312023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-30
> Total Assets 
0
2,726,567
2,803,087
0
2,841,945
2,914,661
3,351,058
3,243,770
3,370,459
3,416,530
3,526,023
3,838,097
3,952,766
4,381,999
4,459,307
4,776,891
4,902,204
5,372,633
5,518,011
5,890,317
5,849,001
5,941,766
7,298,953
7,014,730
7,071,703
7,642,906
7,531,291
7,531,2917,642,9067,071,7037,014,7307,298,9535,941,7665,849,0015,890,3175,518,0115,372,6334,902,2044,776,8914,459,3074,381,9993,952,7663,838,0973,526,0233,416,5303,370,4593,243,7703,351,0582,914,6612,841,94502,803,0872,726,5670
   > Total Current Assets 
0
277,220
332,502
0
40,025
71,272
47,174
48,176
86,829
62,529
156,827
166,772
120,085
324,737
192,518
296,355
204,754
269,101
303,695
481,258
361,225
510,135
573,829
341,582
0
0
0
000341,582573,829510,135361,225481,258303,695269,101204,754296,355192,518324,737120,085166,772156,82762,52986,82948,17647,17471,27240,0250332,502277,2200
       Cash And Cash Equivalents 
0
265,265
51,978
0
40,025
59,405
47,174
48,176
86,829
51,888
156,827
166,772
120,085
312,994
192,518
296,355
204,754
253,781
303,695
481,258
361,225
484,660
573,829
341,582
363,423
873,923
778,161
778,161873,923363,423341,582573,829484,660361,225481,258303,695253,781204,754296,355192,518312,994120,085166,772156,82751,88886,82948,17647,17459,40540,025051,978265,2650
       Net Receivables 
0
11,955
1,268
0
0
11,867
1,560
1,423
0
10,641
41
0
0
11,743
0
0
0
15,320
0
728
329
25,475
0
0
0
0
0
0000025,475329728015,32000011,743004110,64101,4231,56011,867001,26811,9550
       Other Current Assets 
0
0
16,961
0
0
29,783
0
0
0
25,671
0
0
0
35,223
0
0
0
46,119
0
0
0
57,556
0
0
0
0
0
0000057,55600046,11900035,22300025,67100029,7830016,96100
   > Long-term Assets 
0
211,885
0
0
291,426
288,429
334,550
396,608
376,269
369,033
208,795
476,930
511,564
587,497
602,475
647,881
691,297
706,597
671,615
655,730
617,089
616,016
636,045
634,546
0
0
0
000634,546636,045616,016617,089655,730671,615706,597691,297647,881602,475587,497511,564476,930208,795369,033376,269396,608334,550288,429291,42600211,8850
       Property Plant Equipment 
0
17,346
17,225
0
16,915
16,546
22,093
24,439
24,369
25,325
26,409
29,926
29,205
29,699
28,882
27,853
27,179
27,887
29,011
29,485
29,531
28,799
35,670
33,527
32,847
34,595
35,499
35,49934,59532,84733,52735,67028,79929,53129,48529,01127,88727,17927,85328,88229,69929,20529,92626,40925,32524,36924,43922,09316,54616,915017,22517,3460
       Goodwill 
0
954
0
0
0
954
0
0
0
1,054
0
0
0
1,054
0
0
0
1,054
0
0
0
454
4,837
4,837
4,837
4,837
4,837
4,8374,8374,8374,8374,8374540001,0540001,0540001,0540009540009540
       Long Term Investments 
0
0
0
0
175
175
306,950
364,890
344,421
334,449
173,125
437,411
472,436
546,618
561,548
611,150
654,690
668,684
632,528
616,659
578,936
578,588
587,282
587,477
567,119
629,303
560,764
560,764629,303567,119587,477587,282578,588578,936616,659632,528668,684654,690611,150561,548546,618472,436437,411173,125334,449344,421364,890306,9501751750000
       Intangible Assets 
0
5,561
5,470
0
5,288
4,085
5,507
7,279
7,479
8,205
9,261
9,593
9,923
10,126
12,045
8,878
9,428
8,972
10,076
9,586
8,622
8,175
8,256
8,705
9,089
8,801
7,753
7,7538,8019,0898,7058,2568,1758,6229,58610,0768,9729,4288,87812,04510,1269,9239,5939,2618,2057,4797,2795,5074,0855,28805,4705,5610
       Other Assets 
0
2,237,462
2,447,890
0
2,510,494
2,554,960
2,969,334
2,798,986
2,907,361
2,984,968
3,160,401
3,194,395
3,321,117
3,469,765
3,664,314
3,832,655
4,006,153
4,396,935
4,542,701
4,753,329
4,870,687
4,815,615
6,089,079
6,038,602
20,597
0
0
0020,5976,038,6026,089,0794,815,6154,870,6874,753,3294,542,7014,396,9354,006,1533,832,6553,664,3143,469,7653,321,1173,194,3953,160,4012,984,9682,907,3612,798,9862,969,3342,554,9602,510,49402,447,8902,237,4620
> Total Liabilities 
0
2,485,083
2,553,551
0
2,587,311
2,624,331
3,046,572
2,934,387
3,052,314
3,096,666
3,208,504
3,508,308
3,609,558
4,028,506
4,105,448
4,393,457
4,517,241
4,971,339
5,146,893
5,534,443
5,498,271
5,576,805
2,524,656
2,444,081
6,566,413
7,101,854
7,003,865
7,003,8657,101,8546,566,4132,444,0812,524,6565,576,8055,498,2715,534,4435,146,8934,971,3394,517,2414,393,4574,105,4484,028,5063,609,5583,508,3083,208,5043,096,6663,052,3142,934,3873,046,5722,624,3312,587,31102,553,5512,485,0830
   > Total Current Liabilities 
0
2,680
2,015,870
0
2,008,089
2,857
2,121,114
2,014,632
2,253,139
3,352
2,366,584
2,261,424
2,366,386
9,402
2,589,623
2,751,268
2,855,471
6,584
3,624,013
3,879,728
3,682,542
9,900
0
0
0
0
0
000009,9003,682,5423,879,7283,624,0136,5842,855,4712,751,2682,589,6239,4022,366,3862,261,4242,366,5843,3522,253,1392,014,6322,121,1142,8572,008,08902,015,8702,6800
       Short-term Debt 
0
0
287,888
0
261,912
261,573
273,942
146,982
254,836
287,307
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000000000287,307254,836146,982273,942261,573261,9120287,88800
       Short Long Term Debt 
0
0
287,888
0
261,912
261,573
273,942
146,982
254,836
287,307
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000000000287,307254,836146,982273,942261,573261,9120287,88800
       Accounts payable 
0
2,680
1,693,579
0
1,729,352
2,857
1,838,040
1,860,182
1,987,331
3,352
2,028,099
2,129,376
2,232,836
9,402
2,414,528
2,573,517
2,637,813
6,584
3,018,302
3,113,733
2,937,797
9,900
0
0
0
34,573
0
034,5730009,9002,937,7973,113,7333,018,3026,5842,637,8132,573,5172,414,5289,4022,232,8362,129,3762,028,0993,3521,987,3311,860,1821,838,0402,8571,729,35201,693,5792,6800
       Other Current Liabilities 
0
-2,680
536
0
333
-2,857
0
0
4
-3,352
1,449
647
3,437
-9,402
1,257
6,817
7,907
-6,584
0
0
0
-9,900
0
0
0
0
0
00000-9,900000-6,5847,9076,8171,257-9,4023,4376471,449-3,352400-2,8573330536-2,6800
   > Long-term Liabilities 
0
764,363
0
0
2,587,311
741,947
3,046,572
2,934,387
3,052,314
959,979
3,208,504
3,508,308
3,609,558
1,362,315
4,105,448
4,393,457
4,517,241
6,584
5,146,893
5,534,443
5,498,271
9,900
2,524,656
2,444,081
0
0
0
0002,444,0812,524,6569,9005,498,2715,534,4435,146,8936,5844,517,2414,393,4574,105,4481,362,3153,609,5583,508,3083,208,504959,9793,052,3142,934,3873,046,572741,9472,587,31100764,3630
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,226,064
2,126,950
2,522,851
2,449,873
2,490,611
0
0
002,490,6112,449,8732,522,8512,126,9502,226,06400000000000000000000
       Other Liabilities 
0
0
40,546
0
37,078
28,376
41,837
43,495
46,034
35,579
48,629
52,060
61,045
40,436
81,610
59,194
80,470
50,336
97,128
86,290
81,532
58,322
0
0
0
0
0
0000058,32281,53286,29097,12850,33680,47059,19481,61040,43661,04552,06048,62935,57946,03443,49541,83728,37637,078040,54600
> Total Stockholder Equity
0
240,706
240,707
0
253,919
289,580
303,738
308,668
317,431
319,266
316,958
329,256
342,682
353,066
353,558
383,003
384,426
400,772
370,610
355,874
350,730
364,961
437,357
470,229
505,290
541,052
527,426
527,426541,052505,290470,229437,357364,961350,730355,874370,610400,772384,426383,003353,558353,066342,682329,256316,958319,266317,431308,668303,738289,580253,9190240,707240,7060
   Common Stock
0
24,000
24,000
0
24,000
24,000
24,000
24,000
24,000
24,000
24,000
24,000
24,000
24,000
24,000
24,000
24,000
24,000
24,000
24,000
24,000
24,000
24,000
24,000
24,000
0
0
0024,00024,00024,00024,00024,00024,00024,00024,00024,00024,00024,00024,00024,00024,00024,00024,00024,00024,00024,00024,00024,000024,00024,0000
   Retained Earnings Total Equity000000000000000000000000000
   Accumulated Other Comprehensive Income 000000000000000000000000000
   Capital Surplus 000000000000000000000000000
   Treasury Stock000000000000000000000000000
   Other Stockholders Equity 
0
110,267
108,558
0
107,689
139,616
143,000
146,666
148,701
145,934
137,590
144,477
147,235
148,349
143,131
141,994
141,142
144,833
116,208
89,825
70,319
68,822
135,956
137,578
1
0
0
001137,578135,95668,82270,31989,825116,208144,833141,142141,994143,131148,349147,235144,477137,590145,934148,701146,666143,000139,616107,6890108,558110,2670



Balance Sheet

Currency in EUR. All numbers in thousands.




Cash Flow

Currency in EUR. All numbers in thousands.




Income Statement

Currency in EUR. All numbers in thousands.


Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue246,367
Cost of Revenue-0
Gross Profit0246,367
 
Operating Income (+$)
Gross Profit0
Operating Expense-0
Operating Income00
 
Operating Expense (+$)
Research Development0
Selling General Administrative15,230
Selling And Marketing Expenses0
Operating Expense015,230
 
Net Interest Income (+$)
Interest Income322,506
Interest Expense-125,462
Other Finance Cost-1
Net Interest Income197,045
 
Pretax Income (+$)
Operating Income0
Net Interest Income197,045
Other Non-Operating Income Expenses0
Income Before Tax (EBT)138,0480
EBIT - interestExpense = -125,462
110,051
235,513
Interest Expense125,462
Earnings Before Interest and Taxes (EBIT)0263,510
Earnings Before Interest and Taxes (EBITDA)0
 
After tax Income (+$)
Income Before Tax138,048
Tax Provision-27,997
Net Income From Continuing Ops110,051110,051
Net Income110,051
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses0
Total Other Income/Expenses Net0-197,045
 

Technical Analysis of Oma Saastopankki Oyj
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Oma Saastopankki Oyj. The general trend of Oma Saastopankki Oyj is BEARISH with 100.0% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Oma Saastopankki Oyj's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (-100.0%) Bearish trend (100.0%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Oma Saastopankki Oyj.

The long score for the Support & Resistance is 1/1.
The longshort score for the Support & Resistance is 1/(-1 +1).

  • Around support: The price is currently trading around a support level. This can be considered as a potential entry level. +1

The bullish price targets are: 14.50 < 14.84 < 16.34.

The bearish price targets are: 13.62.

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Oma Saastopankki Oyj Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging¬†trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Oma Saastopankki Oyj. The current mas is .

The long score for the Moving Averages is 0/14.
The longshort score for the Moving Averages is -14/(-14 +14).

  • MA 20 trending down: The MA 20 is trending down. -1
  • Close < MA 20: The price is below the MA 20. -1
  • MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
  • MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
  • MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
  • MA 50 trending down: The MA 50 is trending down. -1
  • Close < MA 50: The price is below the MA 50. -1
  • MA 50 < MA 100: The MA 50 is lower than the MA 100. -1
  • MA 50 < MA 200: The MA 50 is lower than the MA 200. -1
  • MA 100 trending down: The MA 100 is trending down. -1
  • Close < MA 100: The price is below the MA 100. -1
  • MA 100 < MA 200: The MA 100 is lower than the MA 200. -1
  • MA 200 trending down: The MA 200 is trending down. -1
  • Close < MA 200: The price is below the MA 200. -1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Oma Saastopankki Oyj Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a¬†lagging momentum¬†indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Oma Saastopankki Oyj. The current macd is -0.3824315.

The long score for the Moving Average Convergence/Divergence (MACD) is 3/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 2/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Oma Saastopankki Oyj price going up in the near term. +2
  • MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for Oma Saastopankki Oyj. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the Oma Saastopankki Oyj price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
  • Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1
Oma Saastopankki Oyj Daily Moving Average Convergence/Divergence (MACD) ChartOma Saastopankki Oyj Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Oma Saastopankki Oyj. The current adx is 25.08.

The long score for the Directional Movement Index (DMI) is 0/7.
The longshort score for the Directional Movement Index (DMI) is -3/(-7 +7).

  • PLUS_ID < MINUS_DI: The +DI line is below the -DI line. This indicates a bearish signal in the market, as the negative directional movement is currently stronger than the positive directional movement, showing that sellers have the upper hand. Market psychology suggests that traders are pessimistic, expecting further price decreases, and are more willing to sell Oma Saastopankki Oyj shares, leading to potential downward momentum in its price. -1
  • PLUS_ID < MINUS_DI && ADX > 25 && ADX trending down: The ADX is above 25 and indicates a strong bearish trend. The ADX is declining, the bearish trend is weakening. Could be a potential reversal to the upside. -2
Oma Saastopankki Oyj Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows¬†the current trend.
  • Shows¬†potential entry signals.
  • Shows¬†¬†potential exit signals.
  • Can be used to place¬†trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Oma Saastopankki Oyj. The current sar is 14.17.

The long score for the Parabolic SAR is 0/1.
The longshort score for the Parabolic SAR is -1/(-1 +1).

  • Close < SAR: The price is below the SAR. It's generally considered a bearish signal. -1
Oma Saastopankki Oyj Daily Parabolic SAR Chart
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3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum¬†indicator, meaning the signals are instant.
  • Ranges¬†between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Oma Saastopankki Oyj. The current rsi is 38.12. The current phase is Continuation in bear market.

The long score for the Relative Strength Index (RSI) is 0/13.
The longshort score for the Relative Strength Index (RSI) is -4/(-13 +13).

  • Continuation in bear market: Downtrend continues after a consolidation or pullback. Hold or add to short positions.
  • Trending down: The RSI is trending down. -1
Oma Saastopankki Oyj Daily Relative Strength Index (RSI) ChartOma Saastopankki Oyj Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading¬†momentum¬†indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges¬†between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Oma Saastopankki Oyj. The current phase is Oversold in bear market.

The long score for the Stochastic Oscillator is 0/6.
The longshort score for the Stochastic Oscillator is -6/(-6 +6).

  • STOCH < 50: The STOCH %K is below 50. There are more sellers than buyers. -1
  • STOCH < 20: The STOCH %K is below 20 and oversold. -2
  • STOCH %K line < STOCH %D line: The STOCH %K line is below the STOCH %D line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Oma Saastopankki Oyj price going down in the near term. -2
  • Trending down: The STOCH %K is trending down. -1
Oma Saastopankki Oyj Daily Stochastic Oscillator ChartOma Saastopankki Oyj Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero,¬†the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Oma Saastopankki Oyj. The current cci is -95.40430483.

Oma Saastopankki Oyj Daily Commodity Channel Index (CCI) ChartOma Saastopankki Oyj Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Oma Saastopankki Oyj. The current cmo is -21.21421965.

The long score for the Chande Momentum Oscillator (CMO) is 0/1.
The longshort score for the Chande Momentum Oscillator (CMO) is -1/(-1 +1).

  • CMO < 0: The CMO is below 0, the momentum of the price is negative, indicating a potential downtrend in the price. -1
Oma Saastopankki Oyj Daily Chande Momentum Oscillator (CMO) ChartOma Saastopankki Oyj Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and¬†-100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Oma Saastopankki Oyj. The current willr is -81.81818182.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is -1/(-1 +1).

  • WILLR < -80: The Williams %R is below -80. This indicates that the price is in oversold territory, suggesting a potential price correction or trend reversal to the upside. -1
Oma Saastopankki Oyj Daily Williams %R ChartOma Saastopankki Oyj Daily Williams %R Chart
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4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold¬†

Score

Let's take a look at the Bollinger Bands of Oma Saastopankki Oyj.

Oma Saastopankki Oyj Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Oma Saastopankki Oyj. The current atr is 0.37026015.

Oma Saastopankki Oyj Daily Average True Range (ATR) ChartOma Saastopankki Oyj Daily Average True Range (ATR) Chart
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5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Oma Saastopankki Oyj. The current obv is -218,228.

Oma Saastopankki Oyj Daily On-Balance Volume (OBV) ChartOma Saastopankki Oyj Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Oma Saastopankki Oyj. The current mfi is 54.95.

The long score for the Money Flow Index (MFI) is 1/2.
The longshort score for the Money Flow Index (MFI) is 1/(-2 +2).

  • MFI > 50: +1
Oma Saastopankki Oyj Daily Money Flow Index (MFI) ChartOma Saastopankki Oyj Daily Money Flow Index (MFI) Chart
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6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Oma Saastopankki Oyj.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2024-02-27DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-02-28DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-01DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2024-03-04WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-03-05SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-07STOCH SHORT EXITThe %K line crosses above the %D line.
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-03-08SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2024-03-12STOCH LONG EXITThe %K line crosses below the %D line.
2024-03-13WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-03-15SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2024-03-18SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-20SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-21SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-03-22MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-03-25MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-03-26CCI LONG ENTRY SHORT CLOSE100 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-03-27STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-03-28CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-04-02STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2024-04-08CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2024-04-12STOCH LONG EXITThe %K line crosses below the %D line.
2024-04-16MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-04-17RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2024-04-18STOCH SHORT EXITThe %K line crosses above the %D line.
2024-04-19STOCH LONG EXITThe %K line crosses below the %D line.
2024-04-22STOCH SHORT EXITThe %K line crosses above the %D line.
2024-04-24STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-04-25CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-04-29STOCH SHORT EXITThe %K line crosses above the %D line.
2024-04-30STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-05-03STOCH SHORT EXITThe %K line crosses above the %D line.
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-05-07MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-05-08STOCH LONG EXITThe %K line crosses below the %D line.
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-05-10STOCH SHORT EXITThe %K line crosses above the %D line.
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-05-13RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2024-05-15STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-05-16RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2024-05-17MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-05-21STOCH LONG EXITThe %K line crosses below the %D line.
2024-05-22STOCH SHORT EXITThe %K line crosses above the %D line.
2024-05-24STOCH LONG EXITThe %K line crosses below the %D line.
2024-05-27RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-05-28STOCH LONG EXITThe %K line crosses below the %D line.
2024-05-29CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-05-31STOCH SHORT EXITThe %K line crosses above the %D line.
2024-06-03STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-06-04BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2024-06-06RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-06-10STOCH LONG EXITThe %K line crosses below the %D line.
2024-06-11WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2024-06-12RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-06-13SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2024-06-14CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2024-06-17DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2024-06-18STOCH LONG EXITThe %K line crosses below the %D line.
2024-06-19DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-06-20CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2024-06-24BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-06-25MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2024-06-27STOCH SHORT EXITThe %K line crosses above the %D line.
2024-06-28RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2024-07-01STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2024-07-03RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
2024-07-05MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2024-07-08STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2024-07-10STOCH SHORT EXITThe %K line crosses above the %D line.
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2024-07-12SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2024-07-15SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2024-07-17STOCH SHORT EXITThe %K line crosses above the %D line.
2024-07-19STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside

6.3. Candlestick Patterns

Oma Saastopankki Oyj Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Oma Saastopankki Oyj based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5038.123
Ma 20Greater thanMa 5013.997
Ma 50Greater thanMa 10015.041
Ma 100Greater thanMa 20017.321
OpenGreater thanClose13.920
Total1/5 (20.0%)
Penke

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