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OZK (Ozk) Stock Analysis
Buy, Hold or Sell?

Let's analyze Ozk together

I guess you are interested in Bank Ozk. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

  • 📊 Fundamental Analysis (FA) – Ozk’s Financial Insights
  • 📈 Technical Analysis (TA) – Ozk’s Price Targets

I'm going to help you getting a better view of Bank Ozk. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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1. Quick Overview

1.1. Quick analysis of Ozk (30 sec.)










1.2. What can you expect buying and holding a share of Ozk? (30 sec.)

How much money do you get?

How much money do you get?
$1.76
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
$51.06
Expected worth in 1 year
$55.86
How sure are you?
90.0%

+ What do you gain per year?

Total Gains per Share
$6.56
Return On Investment
12.7%

For what price can you sell your share?

Current Price per Share
$51.58
Expected price per share
$43.28 - $53.03
How sure are you?
50%
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2. Detailed Analysis

2.1. Valuation of Ozk (5 min.)




Live pricePrice per Share (EOD)
$51.58
Intrinsic Value Per Share
$54.86 - $97.07
Total Value Per Share
$105.92 - $148.13

2.2. Growth of Ozk (5 min.)




Is Ozk growing?

Current yearPrevious yearGrowGrow %
How rich?$5.8b$5b$604m10.7%

How much money is Ozk making?

Current yearPrevious yearGrowGrow %
Making money$178.2m$174.1m$4.1m2.3%
Net Profit Margin25.7%28.6%--

How much money comes from the company's main activities?

2.3. Financial Health of Ozk (5 min.)




2.4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

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3. Summary and Key Metrics

3.1. What can you expect buying and holding a share of Ozk?

Welcome investor! Ozk's management wants to use your money to grow the business. In return you get a share of Ozk.

First you should know what it really means to hold a share of Ozk. And how you can make/lose money.

Speculation

The Price per Share of Ozk is $51.58. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Ozk.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Ozk, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $51.06. Based on the TTM, the Book Value Change Per Share is $1.20 per quarter. Based on the YOY, the Book Value Change Per Share is $1.42 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.44 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Ozk.

How much money are you going to get?

 MRQTTMYOY3Y5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps1.512.9%1.563.0%1.512.9%1.442.8%1.242.4%0.961.9%
Usd Book Value Change Per Share1.012.0%1.202.3%1.422.8%1.132.2%0.971.9%1.012.0%
Usd Dividend Per Share0.450.9%0.440.9%0.400.8%0.400.8%0.350.7%0.270.5%
Usd Total Gains Per Share1.472.8%1.643.2%1.823.5%1.533.0%1.332.6%1.282.5%
Usd Price Per Share43.45-42.99-43.13-41.32-39.36-39.49-
Price to Earnings Ratio7.21-6.88-7.11-7.27-8.31-12.87-
Price-to-Total Gains Ratio29.60-26.77-24.50-32.30-35.90-21.96-
Price to Book Ratio0.85-0.87-0.97-0.94-0.98-1.37-
Price-to-Total Gains Ratio29.60-26.77-24.50-32.30-35.90-21.96-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share51.58
Number of shares19
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.440.35
Usd Book Value Change Per Share1.200.97
Usd Total Gains Per Share1.641.33
Gains per Quarter (19 shares)31.1525.21
Gains per Year (19 shares)124.60100.82
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
13391115277491
26718224054148192
310027436581222293
4133365490108296394
5167456615134370495
6200547740161444596
7234639865188518697
8267730990215592798
93008211115242665899
1033491212402697391000

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%40.00.00.0100.0%113.00.00.0100.0%
Book Value Change Per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%36.04.00.090.0%100.013.00.088.5%
Dividend per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%40.00.00.0100.0%112.00.01.099.1%
Total Gains per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%36.04.00.090.0%101.012.00.089.4%
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3.2. Key Performance Indicators

The key performance indicators of Bank Ozk compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-3Y+/-5 Year+/-10 Year+/-
Book Value Change Per Share--1.0141.201-15%1.421-29%1.126-10%0.973+4%1.014+0%
Book Value Per Share--51.05949.401+3%44.163+16%44.240+15%40.316+27%31.883+60%
Current Ratio--0.0940.147-36%0.198-53%0.189-50%0.223-58%4.425-98%
Debt To Asset Ratio--0.8510.8510%0.849+0%0.843+1%0.839+1%0.845+1%
Debt To Equity Ratio--5.7165.7320%5.645+1%5.408+6%5.255+9%5.369+6%
Dividend Per Share--0.4530.439+3%0.400+13%0.400+13%0.354+28%0.266+71%
Enterprise Value---25542405800.000-23047293480.000-10%-18373627250.000-28%-18300553682.500-28%-15720844142.500-38%-12054614849.625-53%
Eps--1.5061.562-4%1.515-1%1.437+5%1.244+21%0.961+57%
Ev To Ebitda Ratio---26.211-22.703-13%-19.454-26%-19.589-25%-19.702-25%-20.115-23%
Ev To Sales Ratio---9.524-8.313-13%-7.521-21%-8.197-14%-8.959-6%-8.492-11%
Free Cash Flow Per Share--2.1221.658+28%1.821+17%1.722+23%1.463+45%1.083+96%
Free Cash Flow To Equity Per Share--8.2806.941+19%15.150-45%9.146-9%6.417+29%5.226+58%
Gross Profit Margin--0.9760.971+1%0.9770%0.976+0%0.981-1%0.9770%
Intrinsic Value_10Y_max--97.070----------
Intrinsic Value_10Y_min--54.864----------
Intrinsic Value_1Y_max--7.310----------
Intrinsic Value_1Y_min--4.560----------
Intrinsic Value_3Y_max--23.807----------
Intrinsic Value_3Y_min--14.595----------
Intrinsic Value_5Y_max--42.524----------
Intrinsic Value_5Y_min--25.531----------
Market Cap5808888020.000+15%4962685200.0004904029270.000+1%4913170500.000+1%4771313567.500+4%4742992857.500+5%4799024925.375+3%
Net Profit Margin--0.2560.2570%0.286-10%0.311-18%0.355-28%0.351-27%
Operating Margin--0.3340.333+0%0.364-8%0.398-16%0.456-27%0.475-30%
Operating Ratio--0.6660.6670%0.636+5%0.602+11%0.543+23%0.525+27%
Pb Ratio1.010+16%0.8510.870-2%0.975-13%0.938-9%0.982-13%1.369-38%
Pe Ratio8.565+16%7.2156.882+5%7.109+1%7.266-1%8.315-13%12.868-44%
Price Per Share51.580+16%43.45042.993+1%43.130+1%41.320+5%39.356+10%39.490+10%
Price To Free Cash Flow Ratio6.077+16%5.1197.247-29%6.220-18%6.448-21%7.429-31%14.978-66%
Price To Total Gains Ratio35.141+16%29.60226.772+11%24.501+21%32.303-8%35.902-18%21.956+35%
Quick Ratio--0.1080.204-47%0.318-66%0.303-64%0.365-70%0.956-89%
Return On Assets--0.0040.005-7%0.005-16%0.005-15%0.005-11%0.005-8%
Return On Equity--0.0290.032-7%0.035-15%0.033-10%0.031-4%0.030-2%
Total Gains Per Share--1.4681.639-10%1.822-19%1.526-4%1.327+11%1.280+15%
Usd Book Value--5831719000.0005635063250.000+3%5030998000.000+16%5105910583.333+14%4841470250.000+20%3892672200.000+50%
Usd Book Value Change Per Share--1.0141.201-15%1.421-29%1.126-10%0.973+4%1.014+0%
Usd Book Value Per Share--51.05949.401+3%44.163+16%44.240+15%40.316+27%31.883+60%
Usd Dividend Per Share--0.4530.439+3%0.400+13%0.400+13%0.354+28%0.266+71%
Usd Enterprise Value---25542405800.000-23047293480.000-10%-18373627250.000-28%-18300553682.500-28%-15720844142.500-38%-12054614849.625-53%
Usd Eps--1.5061.562-4%1.515-1%1.437+5%1.244+21%0.961+57%
Usd Free Cash Flow--242348000.000189186750.000+28%207361500.000+17%198943500.000+22%174715700.000+39%131305000.000+85%
Usd Free Cash Flow Per Share--2.1221.658+28%1.821+17%1.722+23%1.463+45%1.083+96%
Usd Free Cash Flow To Equity Per Share--8.2806.941+19%15.150-45%9.146-9%6.417+29%5.226+58%
Usd Market Cap5808888020.000+15%4962685200.0004904029270.000+1%4913170500.000+1%4771313567.500+4%4742992857.500+5%4799024925.375+3%
Usd Price Per Share51.580+16%43.45042.993+1%43.130+1%41.320+5%39.356+10%39.490+10%
Usd Profit--171959000.000178219250.000-4%174104750.000-1%167569083.333+3%150118550.000+15%117286925.000+47%
Usd Revenue--670462000.000694578500.000-3%612042500.000+10%565321083.333+19%456684250.000+47%352168475.000+90%
Usd Total Gains Per Share--1.4681.639-10%1.822-19%1.526-4%1.327+11%1.280+15%
 EOD+4 -4MRQTTM+21 -19YOY+15 -253Y+19 -215Y+24 -1610Y+25 -15

3.3 Fundamental Score

Let's check the fundamental score of Bank Ozk based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-158.565
Price to Book Ratio (EOD)Between0-11.010
Net Profit Margin (MRQ)Greater than00.256
Operating Margin (MRQ)Greater than00.334
Quick Ratio (MRQ)Greater than10.108
Current Ratio (MRQ)Greater than10.094
Debt to Asset Ratio (MRQ)Less than10.851
Debt to Equity Ratio (MRQ)Less than15.716
Return on Equity (MRQ)Greater than0.150.029
Return on Assets (MRQ)Greater than0.050.004
Total4/10 (40.0%)

3.4 Technical Score

Let's check the technical score of Bank Ozk based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5073.468
Ma 20Greater thanMa 5047.938
Ma 50Greater thanMa 10046.219
Ma 100Greater thanMa 20044.756
OpenGreater thanClose50.900
Total3/5 (60.0%)

4. In-depth Analysis

4.1 About Bank Ozk

Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services in the United States. The company offers deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It also provides trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that include trustee, paying agent and registered transfer agent services, and other related services; and treasury management services, which include automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. In addition, the company offers real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.

Fundamental data was last updated by Penke on 2025-07-11 12:00:08.

4.2 In-depth Summary

4.2.1. Financial Health Summary

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very efficient.
The company is efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

4.2.2. Valuation Summary

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is cheap.
Based on how much money comes from the company's main activities, the company is cheap.
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4.3 Financial Health

4.3.1. Profitability

4.3.1 Profitability
4.3.1.1. Net Profit Margin

Measures how much net profit Ozk earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Ozk to the Banks - Regional industry mean.
  • A Net Profit Margin of 25.6% means that $0.26 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Bank Ozk:

  • The MRQ is 25.6%. The company is making a huge profit. +2
  • The TTM is 25.7%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ25.6%TTM25.7%0.0%
TTM25.7%YOY28.6%-3.0%
TTM25.7%5Y35.5%-9.9%
5Y35.5%10Y35.1%+0.5%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ25.6%41.9%-16.3%
TTM25.7%31.1%-5.4%
YOY28.6%29.6%-1.0%
3Y31.1%29.0%+2.1%
5Y35.5%25.7%+9.8%
10Y35.1%22.1%+13.0%
4.3.1.2. Return on Assets

Shows how efficient Ozk is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Ozk to the Banks - Regional industry mean.
  • 0.4% Return on Assets means that Ozk generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Bank Ozk:

  • The MRQ is 0.4%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.5%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.4%TTM0.5%0.0%
TTM0.5%YOY0.5%-0.1%
TTM0.5%5Y0.5%0.0%
5Y0.5%10Y0.5%+0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.4%0.2%+0.2%
TTM0.5%0.2%+0.3%
YOY0.5%0.2%+0.3%
3Y0.5%0.2%+0.3%
5Y0.5%0.2%+0.3%
10Y0.5%0.2%+0.3%
4.3.1.3. Return on Equity

Shows how efficient Ozk is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Ozk to the Banks - Regional industry mean.
  • 2.9% Return on Equity means Ozk generated $0.03 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Bank Ozk:

  • The MRQ is 2.9%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 3.2%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ2.9%TTM3.2%-0.2%
TTM3.2%YOY3.5%-0.3%
TTM3.2%5Y3.1%+0.1%
5Y3.1%10Y3.0%+0.1%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ2.9%2.8%+0.1%
TTM3.2%2.2%+1.0%
YOY3.5%2.6%+0.9%
3Y3.3%2.5%+0.8%
5Y3.1%2.4%+0.7%
10Y3.0%2.6%+0.4%
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4.3.2. Operating Efficiency of Bank Ozk.

4.3.2. Operating Efficiency
4.3.2.1. Operating Margin

Measures how efficient Ozk is operating .

  • Measures how much profit Ozk makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Ozk to the Banks - Regional industry mean.
  • An Operating Margin of 33.4% means the company generated $0.33  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Bank Ozk:

  • The MRQ is 33.4%. The company is operating very efficient. +2
  • The TTM is 33.3%. The company is operating very efficient. +2
Trends
Current periodCompared to+/- 
MRQ33.4%TTM33.3%+0.1%
TTM33.3%YOY36.4%-3.1%
TTM33.3%5Y45.6%-12.3%
5Y45.6%10Y47.5%-1.8%
4.3.2.2. Operating Ratio

Measures how efficient Ozk is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 0.67 means that the operating costs are $0.67 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Bank Ozk:

  • The MRQ is 0.666. The company is efficient in keeping operating costs low. +1
  • The TTM is 0.667. The company is efficient in keeping operating costs low. +1
Trends
Current periodCompared to+/- 
MRQ0.666TTM0.667-0.001
TTM0.667YOY0.636+0.031
TTM0.6675Y0.543+0.123
5Y0.54310Y0.525+0.018
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4.4.3. Liquidity of Bank Ozk.

4.4.3. Liquidity
4.4.3.1. Current Ratio

Measures if Ozk is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 0.09 means the company has $0.09 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Bank Ozk:

  • The MRQ is 0.094. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.147. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.094TTM0.147-0.053
TTM0.147YOY0.198-0.051
TTM0.1475Y0.223-0.076
5Y0.22310Y4.425-4.202
4.4.3.2. Quick Ratio

Measures if Ozk is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Ozk to the Banks - Regional industry mean.
  • A Quick Ratio of 0.11 means the company can pay off $0.11 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Bank Ozk:

  • The MRQ is 0.108. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.204. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.108TTM0.204-0.096
TTM0.204YOY0.318-0.114
TTM0.2045Y0.365-0.160
5Y0.36510Y0.956-0.591
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4.5.4. Solvency of Bank Ozk.

4.5.4. Solvency
4.5.4.1. Debt to Asset Ratio

Measures how much % of Ozk assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Ozk to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.85 means that Ozk assets are financed with 85.1% credit (debt) and the remaining percentage (100% - 85.1%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Bank Ozk:

  • The MRQ is 0.851. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.851. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.851TTM0.8510.000
TTM0.851YOY0.849+0.002
TTM0.8515Y0.839+0.012
5Y0.83910Y0.845-0.006
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.8510.912-0.061
TTM0.8510.914-0.063
YOY0.8490.331+0.518
3Y0.8430.655+0.188
5Y0.8390.761+0.078
10Y0.8450.8450.000
4.5.4.2. Debt to Equity Ratio

Measures if Ozk is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Ozk to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 571.6% means that company has $5.72 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Bank Ozk:

  • The MRQ is 5.716. The company is unable to pay all its debts with equity. -1
  • The TTM is 5.732. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ5.716TTM5.732-0.016
TTM5.732YOY5.645+0.087
TTM5.7325Y5.255+0.476
5Y5.25510Y5.369-0.113
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ5.71610.416-4.700
TTM5.73210.683-4.951
YOY5.6454.228+1.417
3Y5.4087.922-2.514
5Y5.2559.283-4.028
10Y5.36911.348-5.979
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4.6. Market Valuation

4.6.1. Earnings Per Share
4.6.2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Ozk generates.

  • Above 15 is considered overpriced but always compare Ozk to the Banks - Regional industry mean.
  • A PE ratio of 7.21 means the investor is paying $7.21 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Bank Ozk:

  • The EOD is 8.565. Based on the earnings, the company is underpriced. +1
  • The MRQ is 7.215. Based on the earnings, the company is cheap. +2
  • The TTM is 6.882. Based on the earnings, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD8.565MRQ7.215+1.350
MRQ7.215TTM6.882+0.333
TTM6.882YOY7.109-0.227
TTM6.8825Y8.315-1.433
5Y8.31510Y12.868-4.553
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD8.5654.419+4.146
MRQ7.2153.875+3.340
TTM6.8826.132+0.750
YOY7.1094.741+2.368
3Y7.2665.925+1.341
5Y8.3158.400-0.085
10Y12.8689.118+3.750
4.6.2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Bank Ozk:

  • The EOD is 6.077. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 5.119. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 7.247. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD6.077MRQ5.119+0.958
MRQ5.119TTM7.247-2.128
TTM7.247YOY6.220+1.027
TTM7.2475Y7.429-0.182
5Y7.42910Y14.978-7.549
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD6.0770.383+5.694
MRQ5.1190.336+4.783
TTM7.2470.632+6.615
YOY6.220-1.072+7.292
3Y6.4482.007+4.441
5Y7.4290.284+7.145
10Y14.9780.095+14.883
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4.6.2. Book Value per Share
4.6.2.1. Price to Book Ratio

Measures if the stock price of Ozk is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 0.85 means the investor is paying $0.85 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Bank Ozk:

  • The EOD is 1.010. Based on the equity, the company is underpriced. +1
  • The MRQ is 0.851. Based on the equity, the company is cheap. +2
  • The TTM is 0.870. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD1.010MRQ0.851+0.159
MRQ0.851TTM0.870-0.019
TTM0.870YOY0.975-0.105
TTM0.8705Y0.982-0.111
5Y0.98210Y1.369-0.387
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD1.0100.492+0.518
MRQ0.8510.432+0.419
TTM0.8700.446+0.424
YOY0.9750.149+0.826
3Y0.9380.355+0.583
5Y0.9820.578+0.404
10Y1.3690.801+0.568
4.6.2. Total Gains per Share

2.4. Latest News of Bank Ozk

Does Bank Ozk still have the same value as the quarterly reports suggest? Recent changes may be an indication that the value of the company is changing. Read the news from Bank Ozk to keep up to date. Note: the news is often already included in the price.

DateTitleRead
2025-07-05
14:25
Bank OZK (NASDAQ:OZK) Will Pay A Larger Dividend Than Last Year At $0.44Read
2025-07-03
18:25
Thursday's ETF with Unusual Volume: QABARead
2025-07-02
21:45
Daily Dividend Report: UMH,ARR,TBLD,OZK,XFLTRead
2025-07-01
22:03
Bank OZK raises quarterly dividend by 2.3% to $0.44/shareRead
2025-07-01
22:01
Bank OZK Announces Increase to Quarterly Common Stock Dividend and Announces Preferred Stock DividendRead
2025-07-01
22:01
Bank OZK Announces Increase to Quarterly Common Stock Dividend and Announces Preferred Stock DividendRead
2025-06-30
22:01
Bank OZK Announces Date for Second Quarter 2025 Earnings Release and Conference CallRead
2025-06-30
22:01
Bank OZK Announces Date for Second Quarter 2025 Earnings Release and Conference CallRead

4.7 Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Bank Ozk.

4.8.1. Institutions holding Bank Ozk

Institutions are holding 97.716% of the shares of Bank Ozk.

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2025-03-31Vanguard Group Inc10.06410.008911334145-167711-1.4581
2025-03-31BlackRock Inc8.92850.009210055143-300264-2.8996
2025-03-31Wasatch Advisors LP6.41841.752372283321256751.7694
2025-03-31State Street Corp5.85150.01186589945-900794-12.0254
2025-03-31Dimensional Fund Advisors, Inc.5.77570.07036504568-107052-1.6191
2025-03-31Charles Schwab Investment Management Inc3.86280.035443502202202145.3321
2025-03-31AQR Capital Management LLC2.49080.12462805163-6191-0.2202
2025-03-31First Trust Advisors L.P.2.46960.1072781199-164281-5.5774
2025-03-31American Century Companies Inc2.13580.0641240529222829510.4867
2025-03-31Wellington Management Company LLP1.95830.01842205406-787882-26.3216
2025-03-31Geode Capital Management, LLC1.82260.0072052562140990.6916
2025-03-31Van Berkom and Associates Inc1.62382.55161828701-13785-0.7482
2025-03-31CapTrust Financial Advisors1.60590.19711808541223861.2533
2025-03-31Jarislowsky Fraser Ltd1.59780.48991799390-55495-2.9918
2025-03-31D. E. Shaw & Co LP1.48720.0648167492457011651.6032
2025-03-31Victory Capital Management Inc.1.1890.05951339049-124974-8.5363
2025-03-31RIMA MANAGEMENT, LLC1.12852.3087127087563181698.8666
2025-03-31Giverny Capital Inc.1.0741.93721209513-2925-0.2412
2024-12-31NORGES BANK1.05910.007119276021476921.9602
2025-03-31Bank of New York Mellon Corp1.00120.00971127576234922.1277
Total 63.54469.834571563304-580492-0.8%

4.9.2. Funds holding Bank Ozk

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2025-05-31Vanguard Total Stock Mkt Idx Inv3.07940.0084346795517080.0493
2025-05-31iShares Core S&P Mid-Cap ETF3.03750.1652342078100
2025-05-31Schwab US Dividend Equity ETF™2.67560.1958301324920520.0681
2025-05-31Vanguard Small Cap Index2.41410.08092718741133730.4943
2025-03-31Wasatch Core Growth2.09212.383123560521827728.41
2025-05-31Avantis US Small Cap Value ETF1.9130.6251215442150150.2333
2025-05-31Vanguard Small Cap Value Index Inv1.55160.14251747350-1524-0.0871
2025-05-31Vanguard Institutional Extnd Mkt Idx Tr1.46080.06671645141106380.6508
2025-04-30DFA US Small Cap Value I1.38940.474156470200
2025-05-29First Trust SMID Cp Rising Div Achv ETF1.29410.8172145736022050.1515
2025-05-31SPDR® S&P Regional Banking ETF1.24781.9368140525700
2025-05-31SPDR® S&P Dividend ETF1.0770.27111212888-413-0.034
2025-04-30DFA US Targeted Value I0.78060.315687913700
2025-03-31Wasatch Small Cap Value0.73222.4106824597-79643-8.8077
2025-05-31SPDR® S&P MIDCAP 400 ETF Trust0.72330.1657814610-18522-2.2232
2025-05-30Dimensional US Targeted Value ETF0.70650.3452795699-723-0.0908
2025-05-30ProShares S&P MidCap 400 Dividend Arst0.68071.924176655800
2025-05-29First Trust Financials AlphaDEX® ETF0.55931.355162990200
2025-05-31State St Russell Sm/Mid Cp® Indx SL Cl I0.55410.067262405631000.4992
2025-04-30DFA US Small Cap I0.53730.1738605147-10289-1.6718
Total 28.506413.924132103603+109749+0.3%
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5. Financial Statements




5.1. Latest Balance Sheet

Balance Sheet of 2025-03-31. Currency in USD. All numbers in thousands.

Summary
Total Assets39,165,415
Total Liabilities33,333,696
Total Stockholder Equity5,831,336
 As reported
Total Liabilities 33,333,696
Total Stockholder Equity+ 5,831,336
Total Assets = 39,165,415

Assets

Total Assets39,165,415
Total Current Assets3,002,930
Long-term Assets36,162,485
Total Current Assets
Cash And Cash Equivalents 2,377,689
Short-term Investments 450,916
Net Receivables 174,325
Total Current Assets  (as reported)3,002,930
Total Current Assets  (calculated)3,002,930
+/-0
Long-term Assets
Property Plant Equipment 767,784
Goodwill 660,789
Long Term Investments 2,968,373
Other Assets 39,165,415
Long-term Assets  (as reported)36,162,485
Long-term Assets  (calculated)43,562,361
+/- 7,399,876

Liabilities & Shareholders' Equity

Total Current Liabilities31,925,666
Long-term Liabilities1,408,030
Total Stockholder Equity5,831,336
Total Current Liabilities
Other Current Liabilities 31,925,666
Total Current Liabilities  (as reported)31,925,666
Total Current Liabilities  (calculated)31,925,666
+/-0
Long-term Liabilities
Long term Debt 763,028
Long-term Liabilities  (as reported)1,408,030
Long-term Liabilities  (calculated)763,028
+/- 645,002
Total Stockholder Equity
Common Stock1,137
Retained Earnings 3,936,031
Other Stockholders Equity 1,624,463
Total Stockholder Equity (as reported)5,831,336
Total Stockholder Equity (calculated)5,561,631
+/- 269,705
Other
Capital Stock340,117
Cash and Short Term Investments 2,828,605
Common Stock Shares Outstanding 114,216
Liabilities and Stockholders Equity 39,165,415
Net Debt -1,614,661
Net Invested Capital 6,255,384
Net Working Capital -28,922,736
Short Long Term Debt Total 763,028



5.2. Balance Sheets Structured

Currency in USD. All numbers in thousands.

 Trend2025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-312008-12-312008-09-302008-06-302008-03-312007-12-312007-09-302007-06-302007-03-312006-12-312006-09-302006-06-302006-03-312005-12-312005-09-302005-06-302005-03-312004-12-312004-09-302004-06-302004-03-312003-12-312003-09-302003-06-302003-03-312002-12-312002-09-302002-06-302002-03-312001-12-312001-09-302001-06-302001-03-312000-12-312000-09-302000-06-302000-03-311999-12-311999-09-301999-06-301999-03-311998-12-311998-09-301998-06-301998-03-311997-12-311997-09-301997-06-301997-03-31
> Total Assets 
286,900
309,300
338,400
352,100
422,700
473,700
566,500
612,400
666,900
708,500
757,300
796,000
819,106
817,412
829,154
826,952
802,992
819,643
815,658
871,379
867,223
896,153
965,008
1,035,853
1,089,203
1,194,463
1,253,571
1,386,529
1,426,636
1,516,175
1,630,096
1,726,840
1,797,320
1,902,603
2,019,711
2,134,882
2,238,084
2,420,597
2,515,761
2,529,400
2,544,205
2,580,545
2,651,305
2,710,875
3,051,971
3,062,117
3,070,546
3,233,303
3,159,819
2,961,696
2,889,686
2,770,811
3,019,025
2,878,572
3,176,152
3,273,659
3,326,878
4,026,841
3,930,647
3,839,987
3,837,382
3,764,860
3,823,017
4,040,207
3,951,818
4,043,632
4,706,465
4,787,068
5,028,893
6,297,975
6,580,360
6,766,499
8,303,407
8,710,435
9,329,216
9,879,459
11,427,419
12,279,579
18,451,783
18,890,142
19,152,212
20,064,589
20,768,493
21,275,647
22,039,439
22,220,380
22,086,539
22,388,030
23,005,652
22,960,731
23,402,679
23,555,728
24,565,810
26,380,409
26,888,308
27,162,596
27,276,892
26,605,938
26,143,367
26,530,430
26,562,353
25,919,965
26,232,119
27,656,568
28,971,170
30,761,870
32,767,328
34,237,457
36,029,904
36,836,173
37,441,804
38,258,852
39,165,415
39,165,41538,258,85237,441,80436,836,17336,029,90434,237,45732,767,32830,761,87028,971,17027,656,56826,232,11925,919,96526,562,35326,530,43026,143,36726,605,93827,276,89227,162,59626,888,30826,380,40924,565,81023,555,72823,402,67922,960,73123,005,65222,388,03022,086,53922,220,38022,039,43921,275,64720,768,49320,064,58919,152,21218,890,14218,451,78312,279,57911,427,4199,879,4599,329,2168,710,4358,303,4076,766,4996,580,3606,297,9755,028,8934,787,0684,706,4654,043,6323,951,8184,040,2073,823,0173,764,8603,837,3823,839,9873,930,6474,026,8413,326,8783,273,6593,176,1522,878,5723,019,0252,770,8112,889,6862,961,6963,159,8193,233,3033,070,5463,062,1173,051,9712,710,8752,651,3052,580,5452,544,2052,529,4002,515,7612,420,5972,238,0842,134,8822,019,7111,902,6031,797,3201,726,8401,630,0961,516,1751,426,6361,386,5291,253,5711,194,4631,089,2031,035,853965,008896,153867,223871,379815,658819,643802,992826,952829,154817,412819,106796,000757,300708,500666,900612,400566,500473,700422,700352,100338,400309,300286,900
   > Total Current Assets 
11,300
13,300
11,800
18,600
28,300
20,700
17,600
20,500
19,700
22,400
27,200
31,800
33,547
30,410
29,399
29,434
26,973
34,724
34,920
37,153
23,591
27,224
30,207
31,211
36,613
35,747
35,159
35,862
35,743
37,865
39,434
50,109
42,932
55,702
49,675
54,388
53,261
57,548
86,445
60,118
54,367
60,324
53,776
64,941
64,492
69,615
62,510
59,859
67,092
57,683
52,527
93,054
179,945
116,426
191,515
216,039
259,108
446,279
399,868
510,705
395,200
286,869
313,061
715,434
663,008
565,477
811,078
879,718
891,498
1,023,960
992,926
5,548,011
1,238,236
1,323,512
1,106,092
8,828,533
1,284,034
1,666,181
2,344,438
2,389,891
2,436,864
2,964,984
3,081,361
3,098,869
3,305,599
3,265,619
3,133,734
3,234,980
3,462,845
3,368,058
3,520,886
3,848,354
4,247,112
5,028,743
5,488,196
5,887,090
6,473,080
6,211,338
5,713,357
6,053,587
5,417,210
4,933,091
4,523,946
4,650,197
4,596,745
4,861,997
5,172,361
5,564,010
5,571,405
5,728,145
5,803,994
3,520,630
3,002,930
3,002,9303,520,6305,803,9945,728,1455,571,4055,564,0105,172,3614,861,9974,596,7454,650,1974,523,9464,933,0915,417,2106,053,5875,713,3576,211,3386,473,0805,887,0905,488,1965,028,7434,247,1123,848,3543,520,8863,368,0583,462,8453,234,9803,133,7343,265,6193,305,5993,098,8693,081,3612,964,9842,436,8642,389,8912,344,4381,666,1811,284,0348,828,5331,106,0921,323,5121,238,2365,548,011992,9261,023,960891,498879,718811,078565,477663,008715,434313,061286,869395,200510,705399,868446,279259,108216,039191,515116,426179,94593,05452,52757,68367,09259,85962,51069,61564,49264,94153,77660,32454,36760,11886,44557,54853,26154,38849,67555,70242,93250,10939,43437,86535,74335,86235,15935,74736,61331,21130,20727,22423,59137,15334,92034,72426,97329,43429,39930,41033,54731,80027,20022,40019,70020,50017,60020,70028,30018,60011,80013,30011,300
       Cash And Cash Equivalents 
8,500
10,500
8,700
15,600
24,900
16,200
12,300
15,000
13,400
15,700
19,800
24,600
25,304
22,735
20,575
20,540
18,716
26,741
28,004
31,332
17,888
21,545
24,149
25,182
30,578
29,197
28,549
28,833
28,361
30,488
31,046
41,548
33,275
45,204
38,420
40,586
40,005
41,495
69,304
42,734
37,470
42,957
35,534
47,521
47,849
53,028
46,583
40,982
49,463
40,949
37,027
78,294
129,800
60,163
54,362
49,029
49,543
81,314
69,497
58,927
143,762
66,357
126,642
207,967
162,575
60,892
124,458
195,975
188,351
110,688
112,084
150,203
428,782
514,890
281,624
90,988
622,761
806,526
969,522
866,360
928,765
824,053
1,057,312
440,388
632,873
585,352
387,766
290,672
607,698
738,566
1,029,946
1,495,757
1,347,729
1,646,070
1,934,095
2,393,662
2,216,336
1,424,249
1,782,503
2,053,829
1,605,812
1,140,448
895,824
1,033,454
1,039,400
1,454,789
1,864,300
2,149,529
2,323,813
2,568,813
2,678,726
2,781,101
2,377,689
2,377,6892,781,1012,678,7262,568,8132,323,8132,149,5291,864,3001,454,7891,039,4001,033,454895,8241,140,4481,605,8122,053,8291,782,5031,424,2492,216,3362,393,6621,934,0951,646,0701,347,7291,495,7571,029,946738,566607,698290,672387,766585,352632,873440,3881,057,312824,053928,765866,360969,522806,526622,76190,988281,624514,890428,782150,203112,084110,688188,351195,975124,45860,892162,575207,967126,64266,357143,76258,92769,49781,31449,54349,02954,36260,163129,80078,29437,02740,94949,46340,98246,58353,02847,84947,52135,53442,95737,47042,73469,30441,49540,00540,58638,42045,20433,27541,54831,04630,48828,36128,83328,54929,19730,57825,18224,14921,54517,88831,33228,00426,74118,71620,54020,57522,73525,30424,60019,80015,70013,40015,00012,30016,20024,90015,6008,70010,5008,500
       Short-term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,017
0
0
0
218
0
0
211,699
427
237,379
268,408
289,936
428
362,050
371,675
433,716
441
0
0
0
207
0
0
0
203
590,605
575,433
591,480
329
812,869
768,180
721,285
317
889,515
671,513
645,682
616
540,031
453,463
412,443
1,005
390,141
499,244
439,596
438,910
434,197
414,898
429,935
494,266
487,648
490,748
671,393
669,384
687,661
892,129
859,876
839,321
784,275
782,277
796,373
602,348
627,946
824,399
1,341,894
1,471,612
1,470,568
2,101,751
1,975,102
2,593,873
2,603,600
2,608,439
2,669,877
2,862,340
2,769,602
2,548,489
2,414,722
2,277,389
2,816,556
3,299,944
3,468,243
3,405,351
4,162,479
4,693,396
3,846,496
3,916,733
3,728,284
3,709,887
3,530,558
3,491,613
3,422,031
3,262,366
3,153,817
3,244,371
3,072,391
2,981,929
2,952,022
565,504
450,916
450,916565,5042,952,0222,981,9293,072,3913,244,3713,153,8173,262,3663,422,0313,491,6133,530,5583,709,8873,728,2843,916,7333,846,4964,693,3964,162,4793,405,3513,468,2433,299,9442,816,5562,277,3892,414,7222,548,4892,769,6022,862,3402,669,8772,608,4392,603,6002,593,8731,975,1022,101,7511,470,5681,471,6121,341,894824,399627,946602,348796,373782,277784,275839,321859,876892,129687,661669,384671,393490,748487,648494,266429,935414,898434,197438,910439,596499,244390,1411,005412,443453,463540,031616645,682671,513889,515317721,285768,180812,869329591,480575,433590,605203000207000441433,716371,675362,050428289,936268,408237,379427211,699002180002,017000000000000000
       Net Receivables 
2,800
2,800
3,100
3,000
3,400
4,500
5,300
5,500
6,300
6,700
7,400
7,200
8,243
7,675
8,824
8,894
8,257
7,983
6,916
5,821
5,703
5,679
6,058
6,029
6,035
6,550
6,610
7,029
7,382
7,377
8,388
8,561
9,657
10,498
11,255
13,802
13,256
16,053
17,141
17,384
16,897
17,367
18,242
17,420
16,643
16,587
15,927
18,877
17,629
16,734
15,500
14,760
50,145
56,263
137,153
167,010
209,565
364,965
330,371
12,868
251,438
220,512
186,419
13,201
12,785
13,837
15,227
14,359
15,486
21,143
20,966
20,192
25,179
26,345
28,095
25,499
33,327
35,256
33,022
51,919
37,531
39,180
48,947
64,608
69,126
71,828
76,091
81,968
85,545
81,003
76,218
75,208
82,827
82,729
85,858
88,077
94,265
93,693
84,358
83,025
83,114
82,756
97,564
125,130
135,314
144,842
154,244
170,110
175,201
177,403
173,246
174,025
174,325
174,325174,025173,246177,403175,201170,110154,244144,842135,314125,13097,56482,75683,11483,02584,35893,69394,26588,07785,85882,72982,82775,20876,21881,00385,54581,96876,09171,82869,12664,60848,94739,18037,53151,91933,02235,25633,32725,49928,09526,34525,17920,19220,96621,14315,48614,35915,22713,83712,78513,201186,419220,512251,43812,868330,371364,965209,565167,010137,15356,26350,14514,76015,50016,73417,62918,87715,92716,58716,64317,42018,24217,36716,89717,38417,14116,05313,25613,80211,25510,4989,6578,5618,3887,3777,3827,0296,6106,5506,0356,0296,0585,6795,7035,8216,9167,9838,2578,8948,8247,6758,2437,2007,4006,7006,3005,5005,3004,5003,4003,0003,1002,8002,800
       Other Current Assets 
0
0
313,400
318,800
375,200
427,400
519,300
561,000
615,800
653,900
697,000
730,400
751,629
752,932
765,983
763,919
741,546
748,956
744,990
798,280
806,689
830,352
932,092
730,753
760,630
837,902
874,028
929,721
968,574
1,044,502
1,092,264
1,170,374
1,216,470
1,258,604
1,369,598
1,411,186
1,470,366
1,603,185
1,641,163
1,726,331
1,770,940
1,813,172
1,872,527
1,931,661
2,032,169
2,078,286
2,134,029
2,070,411
2,041,882
2,071,482
2,029,150
2,009,321
2,135,046
2,138,619
2,399,824
2,480,500
2,491,498
2,887,088
2,894,823
2,852,279
2,794,021
2,832,037
2,847,723
2,592,926
2,562,446
2,750,879
2,958,900
2,973,336
3,173,768
4,008,185
4,352,562
4,538,295
5,843,313
6,168,409
6,973,562
8,109,698
9,064,724
9,333,620
13,540,110
13,803,603
14,019,785
13,765,988
14,482,284
14,296,208
14,892,081
15,102,573
15,044,799
15,027,060
15,432,857
15,691,798
16,092,163
16,033,902
16,097,024
16,639,882
16,515,552
16,455,855
15,238,172
14,299,892
15,213,507
15,180,233
1,692,343
1,229,877
1,002,428
1,174,017
1,245,418
1,670,670
2,087,282
2,381,359
2,559,796
2,817,239
2,929,921
0
0
002,929,9212,817,2392,559,7962,381,3592,087,2821,670,6701,245,4181,174,0171,002,4281,229,8771,692,34315,180,23315,213,50714,299,89215,238,17216,455,85516,515,55216,639,88216,097,02416,033,90216,092,16315,691,79815,432,85715,027,06015,044,79915,102,57314,892,08114,296,20814,482,28413,765,98814,019,78513,803,60313,540,1109,333,6209,064,7248,109,6986,973,5626,168,4095,843,3134,538,2954,352,5624,008,1853,173,7682,973,3362,958,9002,750,8792,562,4462,592,9262,847,7232,832,0372,794,0212,852,2792,894,8232,887,0882,491,4982,480,5002,399,8242,138,6192,135,0462,009,3212,029,1502,071,4822,041,8822,070,4112,134,0292,078,2862,032,1691,931,6611,872,5271,813,1721,770,9401,726,3311,641,1631,603,1851,470,3661,411,1861,369,5981,258,6041,216,4701,170,3741,092,2641,044,502968,574929,721874,028837,902760,630730,753932,092830,352806,689798,280744,990748,956741,546763,919765,983752,932751,629730,400697,000653,900615,800561,000519,300427,400375,200318,800313,40000
   > Long-term Assets 
275,600
296,000
326,600
333,500
394,400
453,000
548,900
591,900
647,200
686,100
730,100
764,200
785,559
787,002
799,755
797,518
776,019
784,919
780,738
834,226
843,632
868,929
934,801
1,004,642
1,052,590
1,158,716
1,218,412
1,350,667
1,390,893
1,478,310
1,590,662
1,676,731
1,754,388
1,846,901
1,970,036
2,080,494
2,184,823
2,363,049
2,429,316
2,469,282
2,489,838
2,520,221
2,597,529
2,645,934
2,987,479
2,992,502
3,008,036
3,173,444
3,092,727
2,904,013
2,837,159
2,677,757
2,839,080
2,762,146
2,984,637
3,057,620
3,067,770
3,580,562
3,530,779
3,330,946
3,442,182
3,477,991
3,509,956
3,324,773
3,288,810
3,478,155
3,895,387
3,911,452
4,137,395
5,274,015
5,587,434
1,218,488
7,065,171
7,386,923
8,223,124
1,050,926
10,143,385
10,613,398
16,107,345
16,500,251
16,715,348
17,099,605
17,687,132
18,176,778
18,733,840
18,954,761
18,952,805
19,153,050
19,542,807
19,592,673
19,881,793
19,707,374
20,318,698
21,351,666
21,400,112
21,275,506
20,803,812
20,394,600
20,430,010
20,476,843
21,145,143
20,990,954
21,710,654
23,006,371
24,374,425
25,899,873
27,594,967
28,673,447
30,458,499
31,108,028
31,637,810
34,738,222
36,162,485
36,162,48534,738,22231,637,81031,108,02830,458,49928,673,44727,594,96725,899,87324,374,42523,006,37121,710,65420,990,95421,145,14320,476,84320,430,01020,394,60020,803,81221,275,50621,400,11221,351,66620,318,69819,707,37419,881,79319,592,67319,542,80719,153,05018,952,80518,954,76118,733,84018,176,77817,687,13217,099,60516,715,34816,500,25116,107,34510,613,39810,143,3851,050,9268,223,1247,386,9237,065,1711,218,4885,587,4345,274,0154,137,3953,911,4523,895,3873,478,1553,288,8103,324,7733,509,9563,477,9913,442,1823,330,9463,530,7793,580,5623,067,7703,057,6202,984,6372,762,1462,839,0802,677,7572,837,1592,904,0133,092,7273,173,4443,008,0362,992,5022,987,4792,645,9342,597,5292,520,2212,489,8382,469,2822,429,3162,363,0492,184,8232,080,4941,970,0361,846,9011,754,3881,676,7311,590,6621,478,3101,390,8931,350,6671,218,4121,158,7161,052,5901,004,642934,801868,929843,632834,226780,738784,919776,019797,518799,755787,002785,559764,200730,100686,100647,200591,900548,900453,000394,400333,500326,600296,000275,600
       Property Plant Equipment 
8,900
10,900
11,800
13,400
17,000
23,500
25,900
27,200
27,900
28,700
29,700
30,500
30,672
30,876
30,643
30,535
31,469
33,019
32,865
33,123
34,158
35,830
36,641
39,050
41,688
45,970
48,009
50,251
53,956
55,313
57,927
65,181
71,507
75,706
79,672
88,786
93,188
97,962
106,133
116,679
122,219
125,608
127,579
130,048
136,629
140,290
147,030
152,586
155,694
155,409
156,746
156,204
156,820
162,992
164,834
170,497
178,033
181,010
183,644
186,533
202,266
219,867
221,618
225,754
227,458
225,838
245,055
245,472
254,973
265,061
267,888
273,591
282,073
285,087
296,433
296,238
299,850
305,475
503,188
504,086
506,520
516,536
517,561
519,811
532,263
540,998
538,523
567,189
647,032
662,082
687,511
711,541
723,371
732,674
739,066
738,842
729,433
729,187
699,427
695,857
693,748
687,093
684,930
678,405
677,061
670,262
665,806
676,821
681,865
702,505
712,787
739,111
767,784
767,784739,111712,787702,505681,865676,821665,806670,262677,061678,405684,930687,093693,748695,857699,427729,187729,433738,842739,066732,674723,371711,541687,511662,082647,032567,189538,523540,998532,263519,811517,561516,536506,520504,086503,188305,475299,850296,238296,433285,087282,073273,591267,888265,061254,973245,472245,055225,838227,458225,754221,618219,867202,266186,533183,644181,010178,033170,497164,834162,992156,820156,204156,746155,409155,694152,586147,030140,290136,629130,048127,579125,608122,219116,679106,13397,96293,18888,78679,67275,70671,50765,18157,92755,31353,95650,25148,00945,97041,68839,05036,64135,83034,15833,12332,86533,01931,46930,53530,64330,87630,67230,50029,70028,70027,90027,20025,90023,50017,00013,40011,80010,9008,900
       Goodwill 
0
0
0
0
0
0
0
0
0
0
0
0
1,965
1,943
1,920
1,898
1,875
1,853
1,830
1,808
1,808
1,808
1,808
1,808
1,808
4,870
4,936
4,935
4,935
5,243
5,243
5,243
5,243
5,243
5,243
5,243
5,243
5,243
5,243
5,243
5,243
5,243
5,243
5,243
5,243
5,243
5,243
5,243
5,243
5,243
5,243
5,243
5,243
5,243
5,243
5,243
5,243
5,243
5,243
5,200
5,243
5,243
5,243
5,243
5,243
5,243
5,243
5,243
5,243
78,669
78,669
78,669
125,603
122,884
128,132
125,442
125,693
126,289
657,806
660,119
660,789
660,789
660,789
660,789
660,789
660,789
660,789
660,789
660,789
660,789
660,789
660,789
660,789
660,789
660,789
660,789
660,789
660,789
660,789
660,789
660,789
660,789
660,789
660,789
660,789
660,789
660,789
660,789
660,789
660,789
660,789
660,789
660,789
660,789660,789660,789660,789660,789660,789660,789660,789660,789660,789660,789660,789660,789660,789660,789660,789660,789660,789660,789660,789660,789660,789660,789660,789660,789660,789660,789660,789660,789660,789660,789660,789660,789660,119657,806126,289125,693125,442128,132122,884125,60378,66978,66978,6695,2435,2435,2435,2435,2435,2435,2435,2435,2435,2005,2435,2435,2435,2435,2435,2435,2435,2435,2435,2435,2435,2435,2435,2435,2435,2435,2435,2435,2435,2435,2435,2435,2435,2435,2435,2435,2435,2435,2435,2434,9354,9354,9364,8701,8081,8081,8081,8081,8081,8081,8301,8531,8751,8981,9201,9431,965000000000000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,841,050
2,689,074
2,653,037
2,610,285
0
0
0
0
0
0
0
0
0
0
839,321
6,299,122
6,537,222
7,347,763
8,273,817
9,207,930
9,664,871
14,089,837
14,486,574
14,718,698
0
1,975,102
2,622,796
2,612,961
2,617,859
2,706,156
2,888,281
2,769,602
2,548,489
2,414,722
2,277,389
2,816,556
3,299,944
3,468,243
3,405,351
4,162,479
4,693,396
3,846,496
3,931,690
3,728,284
3,709,887
3,530,558
3,500,430
3,426,508
3,271,357
3,153,817
3,244,371
3,072,391
2,981,929
2,952,022
2,836,150
2,968,373
2,968,3732,836,1502,952,0222,981,9293,072,3913,244,3713,153,8173,271,3573,426,5083,500,4303,530,5583,709,8873,728,2843,931,6903,846,4964,693,3964,162,4793,405,3513,468,2433,299,9442,816,5562,277,3892,414,7222,548,4892,769,6022,888,2812,706,1562,617,8592,612,9612,622,7961,975,102014,718,69814,486,57414,089,8379,664,8719,207,9308,273,8177,347,7636,537,2226,299,122839,32100000000002,610,2852,653,0372,689,0741,841,050000000000000000000000000000000000000000000000000000000000
       Intangible Assets 
0
0
0
0
0
0
3,700
3,700
3,500
0
0
0
3,258
3,194
3,129
3,064
3,004
2,944
2,883
2,823
2,785
2,747
901
2,671
825
1,566
6,439
6,375
6,313
6,820
6,755
6,664
6,598
6,533
6,467
6,402
6,402
6,271
6,205
6,140
6,074
6,008
5,943
5,877
5,812
5,746
5,692
5,664
5,636
5,609
5,581
5,554
7,183
7,072
7,536
7,925
8,098
13,220
12,716
6,800
11,698
5,946
10,680
6,500
11,258
5,447
14,796
13,915
20,993
108,640
107,108
26,907
155,510
28,266
156,756
152,340
150,865
23,615
722,153
720,950
718,475
54,541
51,396
48,251
45,107
41,962
38,817
35,672
32,527
29,515
26,608
23,753
20,958
18,377
16,462
14,669
12,939
11,336
9,791
8,274
6,757
5,240
664,732
2,754
662,354
661,166
660,789
676,821
0
0
0
0
0
00000676,821660,789661,166662,3542,754664,7325,2406,7578,2749,79111,33612,93914,66916,46218,37720,95823,75326,60829,51532,52735,67238,81741,96245,10748,25151,39654,541718,475720,950722,15323,615150,865152,340156,75628,266155,51026,907107,108108,64020,99313,91514,7965,44711,2586,50010,6805,94611,6986,80012,71613,2208,0987,9257,5367,0727,1835,5545,5815,6095,6365,6645,6925,7465,8125,8775,9436,0086,0746,1406,2056,2716,4026,4026,4676,5336,5986,6646,7556,8206,3136,3756,4391,5668252,6719012,7472,7852,8232,8832,9443,0043,0643,1293,1943,2580003,5003,7003,700000000
       Earning Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,888,281
2,781,691
2,560,096
2,428,378
2,299,244
2,867,170
3,350,686
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000000000003,350,6862,867,1702,299,2442,428,3782,560,0962,781,6912,888,281000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Other Assets 
223,100
248,500
0
0
0
0
0
0
0
0
0
0
278,286
278,695
282,969
268,339
237,362
218,132
188,664
198,899
206,898
200,886
227,088
1,309,742
1,381,163
1,515,277
1,597,955
1,807,475
1,848,955
1,949,983
2,128,494
2,233,197
2,335,238
2,490,900
2,620,149
2,804,190
2,952,541
3,180,461
3,303,914
3,272,351
3,263,103
3,287,594
3,376,307
3,425,148
4,007,281
3,976,333
3,944,553
4,336,336
4,210,664
3,794,227
176,435
3,439,247
3,723,059
3,502,099
3,760,965
3,850,779
3,903,150
4,720,315
4,566,603
4,477,637
4,485,543
4,410,814
4,485,250
4,772,054
4,678,182
4,770,908
5,642,952
5,721,082
5,992,520
7,563,805
7,815,232
7,984,987
9,525,265
9,928,949
10,578,778
10,930,385
12,506,080
13,559,357
21,019,018
21,586,790
2,883,138
23,398,206
23,973,341
25,127,294
25,881,198
26,072,568
25,994,545
26,514,020
27,115,602
26,861,606
27,192,309
27,229,200
28,787,484
31,092,193
31,772,868
31,982,247
32,842,532
32,700,646
31,359,870
31,827,040
16,055,565
15,923,865
16,827,953
18,163,993
19,608,502
21,297,088
23,114,555
0
0
0
0
-5,846,325
39,165,415
39,165,415-5,846,325000023,114,55521,297,08819,608,50218,163,99316,827,95315,923,86516,055,56531,827,04031,359,87032,700,64632,842,53231,982,24731,772,86831,092,19328,787,48427,229,20027,192,30926,861,60627,115,60226,514,02025,994,54526,072,56825,881,19825,127,29423,973,34123,398,2062,883,13821,586,79021,019,01813,559,35712,506,08010,930,38510,578,7789,928,9499,525,2657,984,9877,815,2327,563,8055,992,5205,721,0825,642,9524,770,9084,678,1824,772,0544,485,2504,410,8144,485,5434,477,6374,566,6034,720,3153,903,1503,850,7793,760,9653,502,0993,723,0593,439,247176,4353,794,2274,210,6644,336,3363,944,5533,976,3334,007,2813,425,1483,376,3073,287,5943,263,1033,272,3513,303,9143,180,4612,952,5412,804,1902,620,1492,490,9002,335,2382,233,1972,128,4941,949,9831,848,9551,807,4751,597,9551,515,2771,381,1631,309,742227,088200,886206,898198,899188,664218,132237,362268,339282,969278,695278,2860000000000248,500223,100
> Total Liabilities 
267,800
289,100
303,900
316,400
385,900
435,800
527,400
572,000
625,300
648,300
697,300
734,800
756,763
753,717
764,673
761,353
734,742
749,684
743,407
797,512
791,627
814,034
878,773
945,685
995,272
1,087,195
1,116,900
1,288,043
1,320,370
1,415,853
1,514,871
1,605,434
1,670,665
1,762,857
1,876,629
1,985,479
2,085,084
2,270,987
2,349,132
2,354,767
2,361,890
2,402,464
2,459,118
2,516,614
2,835,545
2,847,813
2,851,336
2,905,700
2,814,794
2,625,367
2,540,273
2,498,341
2,732,056
2,580,373
2,860,080
2,949,889
2,988,612
3,641,158
3,520,296
3,412,014
3,394,736
3,305,270
3,341,733
3,529,101
3,424,686
3,509,062
4,094,751
4,158,640
4,372,223
5,444,317
5,701,341
6,766,499
7,120,675
7,497,677
8,011,542
9,879,459
9,916,169
10,719,467
15,692,232
16,095,271
16,275,608
16,801,436
17,430,683
17,811,859
18,509,785
18,603,438
18,429,905
18,614,665
19,119,888
18,964,353
19,321,231
19,402,260
20,479,551
22,266,643
22,698,935
22,887,240
22,890,583
22,101,145
21,587,015
21,691,070
21,869,184
21,310,063
21,689,575
22,965,630
24,207,872
25,950,607
27,862,415
29,097,481
30,762,064
31,427,388
31,848,249
32,552,658
33,333,696
33,333,69632,552,65831,848,24931,427,38830,762,06429,097,48127,862,41525,950,60724,207,87222,965,63021,689,57521,310,06321,869,18421,691,07021,587,01522,101,14522,890,58322,887,24022,698,93522,266,64320,479,55119,402,26019,321,23118,964,35319,119,88818,614,66518,429,90518,603,43818,509,78517,811,85917,430,68316,801,43616,275,60816,095,27115,692,23210,719,4679,916,1699,879,4598,011,5427,497,6777,120,6756,766,4995,701,3415,444,3174,372,2234,158,6404,094,7513,509,0623,424,6863,529,1013,341,7333,305,2703,394,7363,412,0143,520,2963,641,1582,988,6122,949,8892,860,0802,580,3732,732,0562,498,3412,540,2732,625,3672,814,7942,905,7002,851,3362,847,8132,835,5452,516,6142,459,1182,402,4642,361,8902,354,7672,349,1322,270,9872,085,0841,985,4791,876,6291,762,8571,670,6651,605,4341,514,8711,415,8531,320,3701,288,0431,116,9001,087,195995,272945,685878,773814,034791,627797,512743,407749,684734,742761,353764,673753,717756,763734,800697,300648,300625,300572,000527,400435,800385,900316,400303,900289,100267,800
   > Total Current Liabilities 
262,500
279,000
299,000
311,000
381,000
423,000
515,000
560,000
625,300
649,000
689,500
607,900
627,580
654,475
699,230
694,650
663,065
663,539
645,332
697,822
698,761
728,716
781,633
816,319
906,661
988,601
1,043,380
1,095,851
1,183,696
1,231,284
1,313,437
1,417,038
1,429,572
1,718,526
1,524,731
1,636,283
1,797,561
2,226,656
2,065,187
2,095,156
2,296,940
2,216,707
2,083,789
2,115,131
2,278,007
2,369,209
2,359,862
2,415,803
2,344,789
2,188,937
2,097,426
2,073,263
2,304,534
2,210,248
2,471,464
2,584,077
2,619,086
3,209,886
3,141,518
3,066,118
3,020,781
2,872,411
2,971,078
3,158,219
3,053,596
3,044,319
3,741,442
3,803,666
4,000,186
5,071,959
5,257,099
36,892
6,842,093
7,279,376
7,732,137
52,172
9,756,413
10,337,128
15,309,732
15,712,610
15,892,326
16,525,508
17,200,110
17,634,004
18,165,912
18,259,507
18,085,774
18,175,334
18,775,528
18,419,792
18,676,468
18,707,294
19,006,712
20,950,601
21,535,275
21,710,309
21,721,238
20,947,118
20,308,903
20,402,089
20,556,006
20,227,853
20,629,381
21,734,007
22,573,252
24,213,495
25,804,887
27,405,143
29,406,070
29,943,663
30,571,613
31,043,072
31,925,666
31,925,66631,043,07230,571,61329,943,66329,406,07027,405,14325,804,88724,213,49522,573,25221,734,00720,629,38120,227,85320,556,00620,402,08920,308,90320,947,11821,721,23821,710,30921,535,27520,950,60119,006,71218,707,29418,676,46818,419,79218,775,52818,175,33418,085,77418,259,50718,165,91217,634,00417,200,11016,525,50815,892,32615,712,61015,309,73210,337,1289,756,41352,1727,732,1377,279,3766,842,09336,8925,257,0995,071,9594,000,1863,803,6663,741,4423,044,3193,053,5963,158,2192,971,0782,872,4113,020,7813,066,1183,141,5183,209,8862,619,0862,584,0772,471,4642,210,2482,304,5342,073,2632,097,4262,188,9372,344,7892,415,8032,359,8622,369,2092,278,0072,115,1312,083,7892,216,7072,296,9402,095,1562,065,1872,226,6561,797,5611,636,2831,524,7311,718,5261,429,5721,417,0381,313,4371,231,2841,183,6961,095,8511,043,380988,601906,661816,319781,633728,716698,761697,822645,332663,539663,065694,650699,230654,475627,580607,900689,500649,000625,300560,000515,000423,000381,000311,000299,000279,000262,500
       Short-term Debt 
12,200
12,000
13,900
14,000
26,000
40,000
48,500
26,800
40,700
56,500
92,500
9,000
11,837
17,606
33,679
13,839
16,858
17,789
16,322
16,213
17,570
18,076
20,325
20,739
35,892
37,697
43,390
29,898
31,967
39,227
45,863
33,223
30,619
243,337
25,422
35,671
43,207
397,257
50,992
41,001
114,286
45,063
42,656
46,086
45,858
43,903
46,329
46,864
54,564
56,067
52,270
44,269
52,079
51,677
55,750
43,324
39,043
39,403
46,334
32,810
43,686
31,600
32,511
29,550
30,714
24,704
50,254
53,103
51,140
55,999
73,942
321,383
76,960
70,011
80,040
388,025
65,883
53,997
70,640
65,110
80,609
68,502
70,165
69,331
149,075
179,851
51,891
20,564
25,517
10,909
12,156
11,249
3,821
9,277
4,994
8,013
5,936
8,449
7,735
6,115
0
0
0
626,131
0
0
0
823,914
0
0
0
0
0
00000823,914000626,1310006,1157,7358,4495,9368,0134,9949,2773,82111,24912,15610,90925,51720,56451,891179,851149,07569,33170,16568,50280,60965,11070,64053,99765,883388,02580,04070,01176,960321,38373,94255,99951,14053,10350,25424,70430,71429,55032,51131,60043,68632,81046,33439,40339,04343,32455,75051,67752,07944,26952,27056,06754,56446,86446,32943,90345,85846,08642,65645,063114,28641,00150,992397,25743,20735,67125,422243,33730,61933,22345,86339,22731,96729,89843,39037,69735,89220,73920,32518,07617,57016,21316,32217,78916,85813,83933,67917,60611,8379,00092,50056,50040,70026,80048,50040,00026,00014,00013,90012,00012,200
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
321,383
0
0
0
388,025
0
0
0
20,304
0
0
454,031
20,773
492,948
523,782
396,022
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000000000000000000396,022523,782492,94820,773454,0310020,304000388,025000321,38300000000000000000000000000000000000000000000000000000000000000000000000
       Accounts payable 
3,000
2,700
3,000
1,800
2,500
2,500
2,900
2,400
2,900
2,600
2,700
3,000
3,634
2,820
3,273
3,128
4,435
3,536
3,776
3,866
5,547
3,764
4,128
5,407
5,899
3,830
5,419
3,889
4,728
3,382
5,161
3,885
4,728
8,648
7,999
8,969
17,468
10,771
6,050
9,063
12,738
16,001
16,689
11,984
31,140
17,831
12,007
27,525
2,290,225
2,132,870
2,045,156
2,028,994
2,252,455
2,158,571
2,415,714
2,540,753
2,580,043
3,170,483
3,046,469
45,507
2,927,062
31,825
2,891,735
27,614
31,810
17,493
18,251
16,768
32,842
32,063
43,452
36,892
48,472
61,033
45,307
52,172
63,705
88,059
115,288
72,622
98,290
107,783
153,293
186,164
183,165
182,571
210,968
216,355
273,143
222,668
224,234
221,786
193,701
217,726
242,876
251,940
418,860
231,892
198,728
186,840
226,344
243,666
227,505
233,864
290,269
230,098
252,031
0
0
0
0
0
0
000000252,031230,098290,269233,864227,505243,666226,344186,840198,728231,892418,860251,940242,876217,726193,701221,786224,234222,668273,143216,355210,968182,571183,165186,164153,293107,78398,29072,622115,28888,05963,70552,17245,30761,03348,47236,89243,45232,06332,84216,76818,25117,49331,81027,6142,891,73531,8252,927,06245,5073,046,4693,170,4832,580,0432,540,7532,415,7142,158,5712,252,4552,028,9942,045,1562,132,8702,290,22527,52512,00717,83131,14011,98416,68916,00112,7389,0636,05010,77117,4688,9697,9998,6484,7283,8855,1613,3824,7283,8895,4193,8305,8995,4074,1283,7645,5473,8663,7763,5364,4353,1283,2732,8203,6343,0002,7002,6002,9002,4002,9002,5002,5001,8003,0002,7003,000
       Other Current Liabilities 
247,300
264,300
282,100
295,600
352,400
380,300
463,900
529,000
581,700
587,300
594,300
595,900
612,109
634,049
662,278
677,683
641,772
642,214
625,234
677,743
675,644
706,876
757,180
790,173
864,870
947,074
994,571
1,062,064
1,147,001
1,188,675
1,262,413
1,379,930
1,394,225
1,466,541
1,491,310
1,591,643
1,736,886
1,818,628
2,008,145
2,045,092
2,169,916
2,155,643
2,024,444
2,057,061
2,201,009
2,307,475
2,301,526
2,341,414
2,290,225
2,132,870
2,045,156
2,028,994
2,252,455
2,158,571
2,415,714
2,540,753
2,580,043
3,170,483
3,119,659
2,987,801
3,001,891
2,808,986
2,963,501
3,101,055
2,991,072
3,002,122
3,672,937
3,733,795
3,916,204
4,983,897
5,139,705
-36,892
6,716,661
7,148,332
7,606,790
-52,172
9,626,825
10,195,072
15,123,804
15,574,878
15,713,427
16,349,223
16,976,652
17,378,509
17,833,672
17,897,085
17,822,915
17,938,415
18,476,868
18,186,215
18,440,078
18,474,259
18,809,190
20,723,598
21,287,405
21,450,356
21,296,442
20,706,777
20,102,440
20,209,134
20,329,662
19,984,187
20,401,876
21,500,143
22,282,983
23,983,397
25,552,856
27,548,546
29,406,070
29,943,663
30,571,613
31,043,072
31,925,666
31,925,66631,043,07230,571,61329,943,66329,406,07027,548,54625,552,85623,983,39722,282,98321,500,14320,401,87619,984,18720,329,66220,209,13420,102,44020,706,77721,296,44221,450,35621,287,40520,723,59818,809,19018,474,25918,440,07818,186,21518,476,86817,938,41517,822,91517,897,08517,833,67217,378,50916,976,65216,349,22315,713,42715,574,87815,123,80410,195,0729,626,825-52,1727,606,7907,148,3326,716,661-36,8925,139,7054,983,8973,916,2043,733,7953,672,9373,002,1222,991,0723,101,0552,963,5012,808,9863,001,8912,987,8013,119,6593,170,4832,580,0432,540,7532,415,7142,158,5712,252,4552,028,9942,045,1562,132,8702,290,2252,341,4142,301,5262,307,4752,201,0092,057,0612,024,4442,155,6432,169,9162,045,0922,008,1451,818,6281,736,8861,591,6431,491,3101,466,5411,394,2251,379,9301,262,4131,188,6751,147,0011,062,064994,571947,074864,870790,173757,180706,876675,644677,743625,234642,214641,772677,683662,278634,049612,109595,900594,300587,300581,700529,000463,900380,300352,400295,600282,100264,300247,300
   > Long-term Liabilities 
5,300
10,100
4,900
5,000
5,000
13,000
12,100
13,800
13,000
1,900
7,800
126,900
129,183
99,242
65,443
66,703
71,677
86,145
98,075
99,690
92,866
85,318
97,140
129,366
88,611
98,594
73,520
192,192
136,674
184,569
201,434
188,396
241,093
44,331
351,898
349,196
287,523
44,331
283,945
259,611
64,950
185,757
375,329
401,483
557,538
478,604
491,474
489,897
470,005
436,430
442,847
425,078
427,522
372,413
385,184
365,812
369,526
427,849
378,778
347,560
370,532
429,441
370,655
370,882
371,090
464,743
353,309
354,974
372,037
372,358
444,242
255,805
278,582
218,301
279,405
322,225
159,756
382,339
382,500
382,661
383,282
275,928
230,573
177,855
343,873
343,931
344,131
439,331
344,360
544,561
644,763
694,966
1,472,839
1,316,042
1,163,660
1,176,931
1,169,345
1,154,027
1,278,112
1,288,981
1,313,178
1,082,210
1,060,194
1,231,623
1,634,620
1,737,112
2,057,528
1,692,338
1,355,994
1,483,725
1,276,636
1,509,586
1,408,030
1,408,0301,509,5861,276,6361,483,7251,355,9941,692,3382,057,5281,737,1121,634,6201,231,6231,060,1941,082,2101,313,1781,288,9811,278,1121,154,0271,169,3451,176,9311,163,6601,316,0421,472,839694,966644,763544,561344,360439,331344,131343,931343,873177,855230,573275,928383,282382,661382,500382,339159,756322,225279,405218,301278,582255,805444,242372,358372,037354,974353,309464,743371,090370,882370,655429,441370,532347,560378,778427,849369,526365,812385,184372,413427,522425,078442,847436,430470,005489,897491,474478,604557,538401,483375,329185,75764,950259,611283,94544,331287,523349,196351,89844,331241,093188,396201,434184,569136,674192,19273,52098,59488,611129,36697,14085,31892,86699,69098,07586,14571,67766,70365,44399,242129,183126,9007,8001,90013,00013,80012,10013,0005,0005,0004,90010,1005,300
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
357,632
354,303
301,847
280,786
404,653
345,721
345,713
345,706
456,640
345,855
345,845
345,835
345,825
417,566
255,805
278,582
279,334
279,405
322,225
159,756
160,015
160,080
160,145
160,671
0
0
0
0
0
0
439,331
344,360
544,561
644,763
694,966
1,395,167
1,247,744
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000000000001,247,7441,395,167694,966644,763544,561344,360439,331000000160,671160,145160,080160,015159,756322,225279,405279,334278,582255,805417,566345,825345,835345,845345,855456,640345,706345,713345,721404,653280,786301,847354,303357,632000000000000000000000000000000000000000000000000000000000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
3,634
2,820
3,273
3,128
4,435
3,536
3,776
3,866
5,547
3,764
4,128
5,407
5,899
3,830
5,419
3,889
4,728
3,382
5,161
3,885
4,728
8,648
7,999
8,969
17,468
10,771
6,050
9,063
12,738
16,001
16,689
15,416
31,140
17,831
12,007
27,525
23,077
28,218
16,218
17,575
20,103
25,675
25,732
18,723
21,887
70,217
73,190
68,488
74,829
56,613
71,766
52,783
57,194
43,089
43,956
42,665
59,044
58,596
70,128
36,892
48,472
61,033
52,116
52,172
63,705
88,059
115,288
72,622
98,290
107,783
153,293
186,164
183,165
182,571
210,968
216,355
0
0
0
0
77,672
68,298
68,426
81,481
74,230
58,811
61,076
71,609
89,327
109,143
135,537
156,419
171,742
0
158,128
0
0
0
0
0
0
000000158,1280171,742156,419135,537109,14389,32771,60961,07658,81174,23081,48168,42668,29877,6720000216,355210,968182,571183,165186,164153,293107,78398,29072,622115,28888,05963,70552,17252,11661,03348,47236,89270,12858,59659,04442,66543,95643,08957,19452,78371,76656,61374,82968,48873,19070,21721,88718,72325,73225,67520,10317,57516,21828,21823,07727,52512,00717,83131,14015,41616,68916,00112,7389,0636,05010,77117,4688,9697,9998,6484,7283,8855,1613,3824,7283,8895,4193,8305,8995,4074,1283,7645,5473,8663,7763,5364,4353,1283,2732,8203,634000000000000
> Total Stockholder Equity
19,100
20,200
34,500
35,700
36,800
37,900
39,100
40,400
41,600
42,900
42,700
43,900
45,093
46,445
47,231
48,349
51,000
52,709
55,001
56,617
58,346
64,869
68,985
72,918
76,681
90,018
91,421
98,486
106,266
100,322
115,225
121,406
126,655
139,746
143,082
149,403
153,000
149,610
166,629
174,633
182,315
178,081
188,754
190,829
212,994
210,897
215,810
324,182
341,581
332,885
345,954
269,028
283,513
292,487
316,072
320,355
334,830
385,683
406,945
424,551
442,646
459,590
477,851
507,664
523,679
531,125
608,236
624,958
653,208
850,204
875,578
908,390
1,179,256
1,209,254
1,314,517
1,464,631
1,508,080
1,556,921
2,756,346
2,791,607
2,873,317
3,260,123
3,334,740
3,460,728
3,526,605
3,613,903
3,653,596
3,770,330
3,882,643
3,993,247
4,078,324
4,150,351
4,083,150
4,110,666
4,186,285
4,272,271
4,383,205
4,501,676
4,553,240
4,836,243
4,690,057
4,606,782
4,539,424
4,689,579
4,761,927
4,809,891
4,903,504
5,139,001
5,266,847
5,407,800
5,592,859
5,705,623
5,831,336
5,831,3365,705,6235,592,8595,407,8005,266,8475,139,0014,903,5044,809,8914,761,9274,689,5794,539,4244,606,7824,690,0574,836,2434,553,2404,501,6764,383,2054,272,2714,186,2854,110,6664,083,1504,150,3514,078,3243,993,2473,882,6433,770,3303,653,5963,613,9033,526,6053,460,7283,334,7403,260,1232,873,3172,791,6072,756,3461,556,9211,508,0801,464,6311,314,5171,209,2541,179,256908,390875,578850,204653,208624,958608,236531,125523,679507,664477,851459,590442,646424,551406,945385,683334,830320,355316,072292,487283,513269,028345,954332,885341,581324,182215,810210,897212,994190,829188,754178,081182,315174,633166,629149,610153,000149,403143,082139,746126,655121,406115,225100,322106,26698,48691,42190,01876,68172,91868,98564,86958,34656,61755,00152,70951,00048,34947,23146,44545,09343,90042,70042,90041,60040,40039,10037,90036,80035,70034,50020,20019,100
   Common Stock
0
0
0
0
0
0
0
0
0
0
0
0
38
38
38
38
38
38
38
38
38
76
77
78
79
81
81
162
164
164
164
165
166
166
167
167
167
167
167
167
168
168
168
168
168
168
168
169
169
169
169
169
169
170
170
170
171
171
343
345
346
346
347
353
354
354
367
737
369
797
797
799
867
868
883
906
907
907
1,211
1,213
1,216
1,282
1,282
1,283
1,286
1,286
1,286
1,286
1,289
1,289
1,289
1,289
1,293
1,293
1,293
1,294
1,297
1,297
1,288
1,254
1,227
1,190
1,178
1,172
1,151
1,131
1,131
1,131
1,134
1,135
1,135
1,135
1,137
1,1371,1351,1351,1351,1341,1311,1311,1311,1511,1721,1781,1901,2271,2541,2881,2971,2971,2941,2931,2931,2931,2891,2891,2891,2891,2861,2861,2861,2861,2831,2821,2821,2161,2131,211907907906883868867799797797369737367354354353347346346345343171171170170170169169169169169169168168168168168168168167167167167167167166166165164164164162818179787776383838383838383838000000000000
   Retained Earnings 
17,900
18,900
20,000
21,200
22,300
23,500
24,700
25,900
27,100
28,400
29,700
31,000
32,453
33,890
34,367
35,498
36,944
38,741
40,588
42,718
45,358
48,263
51,347
54,755
76,681
62,425
66,733
71,293
76,118
81,231
86,566
92,262
98,259
104,476
110,882
117,600
124,330
130,589
136,928
142,609
148,454
154,863
161,420
167,139
172,885
179,473
186,295
193,195
200,288
207,596
213,793
221,243
234,830
243,181
260,862
275,074
286,804
333,943
349,592
363,734
377,951
392,895
407,671
423,485
438,194
452,568
468,186
484,876
502,044
524,134
546,667
571,454
600,935
633,998
667,972
706,628
744,713
785,126
846,636
914,434
982,275
1,051,531
1,124,454
1,250,313
1,339,049
1,428,721
1,477,178
1,565,201
1,647,626
1,728,486
1,801,414
1,869,983
1,772,978
1,788,329
1,862,012
1,946,875
2,059,398
2,173,114
2,266,234
2,378,466
2,468,652
2,563,130
2,653,377
2,773,135
2,898,904
3,026,247
3,154,869
3,283,818
3,424,672
3,553,523
3,684,869
3,816,138
3,936,031
3,936,0313,816,1383,684,8693,553,5233,424,6723,283,8183,154,8693,026,2472,898,9042,773,1352,653,3772,563,1302,468,6522,378,4662,266,2342,173,1142,059,3981,946,8751,862,0121,788,3291,772,9781,869,9831,801,4141,728,4861,647,6261,565,2011,477,1781,428,7211,339,0491,250,3131,124,4541,051,531982,275914,434846,636785,126744,713706,628667,972633,998600,935571,454546,667524,134502,044484,876468,186452,568438,194423,485407,671392,895377,951363,734349,592333,943286,804275,074260,862243,181234,830221,243213,793207,596200,288193,195186,295179,473172,885167,139161,420154,863148,454142,609136,928130,589124,330117,600110,882104,47698,25992,26286,56681,23176,11871,29366,73362,42576,68154,75551,34748,26345,35842,71840,58838,74136,94435,49834,36733,89032,45331,00029,70028,40027,10025,90024,70023,50022,30021,20020,00018,90017,900
   Capital Surplus 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
48,239
49,080
51,145
53,784
54,897
56,873
73,043
76,102
79,101
140,136
143,385
147,584
315,267
317,390
324,354
563,087
566,320
633,941
755,995
752,029
755,782
1,894,864
1,901,880
1,907,893
0
0
0
0
0
0
2,237,948
2,239,404
2,243,779
2,247,973
2,251,824
2,253,991
2,257,867
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000000000002,257,8672,253,9912,251,8242,247,9732,243,7792,239,4042,237,9480000001,907,8931,901,8801,894,864755,782752,029755,995633,941566,320563,087324,354317,390315,267147,584143,385140,13679,10176,10273,04356,87354,89753,78451,14549,08048,239000000000000000000000000000000000000000000000000000000000
   Treasury Stock00000000000000000000000000000000-6,857-6,857-6,857-6,857-1,511,250-6,857-1,317,674-1,212,758-1,182,732-2,349-879,019-853,658-656,670-628,428-611,714-534,570-527,132-511,106-481,284-463,0080000000000000000000000000000000000000000000000000000000000000
   Other Stockholders Equity 
1,200
1,300
14,300
14,300
14,400
14,400
14,300
14,400
14,500
14,300
14,300
14,400
14,314
14,314
14,314
14,314
14,314
14,314
14,358
14,360
14,410
15,462
16,176
17,010
171
25,773
26,176
27,131
28,590
29,153
29,690
30,760
33,024
33,479
33,819
34,210
35,327
35,686
36,176
36,779
37,261
37,697
38,474
38,613
38,871
39,289
39,731
43,314
43,556
43,725
44,099
41,584
42,264
43,424
44,416
45,278
47,114
48,239
49,080
51,145
53,784
54,897
56,873
73,043
76,102
79,101
140,136
143,017
147,584
315,267
317,390
322,005
563,087
566,320
633,941
749,138
752,029
755,782
1,894,864
1,901,880
1,907,893
2,212,302
2,214,630
2,221,844
2,227,178
2,230,809
2,234,383
2,237,948
2,239,404
2,243,779
2,247,973
2,251,824
2,253,991
2,257,867
2,261,864
2,265,850
2,272,046
2,277,138
2,245,012
2,093,702
1,962,126
1,817,650
1,773,562
1,753,941
1,664,569
1,602,964
1,607,510
1,612,446
1,609,268
1,615,101
1,619,832
1,625,506
1,624,463
1,624,4631,625,5061,619,8321,615,1011,609,2681,612,4461,607,5101,602,9641,664,5691,753,9411,773,5621,817,6501,962,1262,093,7022,245,0122,277,1382,272,0462,265,8502,261,8642,257,8672,253,9912,251,8242,247,9732,243,7792,239,4042,237,9482,234,3832,230,8092,227,1782,221,8442,214,6302,212,3021,907,8931,901,8801,894,864755,782752,029749,138633,941566,320563,087322,005317,390315,267147,584143,017140,13679,10176,10273,04356,87354,89753,78451,14549,08048,23947,11445,27844,41643,42442,26441,58444,09943,72543,55643,31439,73139,28938,87138,61338,47437,69737,26136,77936,17635,68635,32734,21033,81933,47933,02430,76029,69029,15328,59027,13126,17625,77317117,01016,17615,46214,41014,36014,35814,31414,31414,31414,31414,31414,31414,40014,30014,30014,50014,40014,30014,40014,40014,30014,3001,3001,200



5.3. Balance Sheets

Currency in USD. All numbers in thousands.




5.4. Cash Flows

Currency in USD. All numbers in thousands.




5.5. Income Statements

Currency in USD. All numbers in thousands.


5.6. Latest Income Statement

Income Statement (annual), 2024-12-31. Currency in USD. All numbers in thousands.

Gross Profit (+$)
totalRevenue2,773,990
Cost of Revenue-1,291,405
Gross Profit1,482,5851,482,585
 
Operating Income (+$)
Gross Profit1,482,585
Operating Expense-551,293
Operating Income931,292931,292
 
Operating Expense (+$)
Research Development0
Selling General Administrative321,600
Selling And Marketing Expenses20,576
Operating Expense551,293342,176
 
Net Interest Income (+$)
Interest Income2,649,577
Interest Expense-1,115,853
Other Finance Cost-0
Net Interest Income1,533,724
 
Pretax Income (+$)
Operating Income931,292
Net Interest Income1,533,724
Other Non-Operating Income Expenses0
Income Before Tax (EBT)931,2921,092,973
EBIT - interestExpense = -184,561
931,245
1,832,309
Interest Expense1,115,853
Earnings Before Interest and Taxes (EBIT)931,2922,047,145
Earnings Before Interest and Taxes (EBITDA)1,020,534
 
After tax Income (+$)
Income Before Tax931,292
Tax Provision-214,789
Net Income From Continuing Ops716,503716,503
Net Income716,456
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses1,842,698
Total Other Income/Expenses Net-161,681-1,533,724
 

Technical Analysis of Ozk
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Ozk. The general trend of Ozk is BULLISH with 85.7% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Ozk's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (85.7%) Bearish trend (-85.7%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Ozk Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Bank Ozk.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 53.03.

The bearish price targets are: 47.53 > 44.10 > 43.28.

Know someone who trades $OZK? Share this with them.👇

Bank Ozk Daily Support & Resistance Chart
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2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Bank Ozk. The current mas is .

The long score for the Moving Averages is 13/14.
The longshort score for the Moving Averages is 12/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 > MA 50: The MA 20 is higher than the MA 50. +1
  • MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
  • MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close > MA 50: The price is above the MA 50. +1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 < MA 200: The MA 100 is lower than the MA 200. -1
  • MA 200 trending up: The MA 200 is trending up. +1
  • Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Bank Ozk Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Bank Ozk. The current macd is 1.77640313.

The long score for the Moving Average Convergence/Divergence (MACD) is 4/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 4/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Ozk price going up in the near term. +2
  • MACD > 0: The MACD is above the zero line (centerline), it indicates a bullish signal for Ozk. This means that the short-term moving average is higher than the long-term moving average, signaling positive momentum and suggesting a higher likelihood of the Ozk price continuing to rise in the near future. It indicates that buyers are gaining control, and there is optimism in the market, leading to potential price increases. +1
  • Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1
Bank Ozk Daily Moving Average Convergence/Divergence (MACD) ChartBank Ozk Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Bank Ozk. The current adx is 35.32.

The long score for the Directional Movement Index (DMI) is 4/7.
The longshort score for the Directional Movement Index (DMI) is 4/(-7 +7).

  • PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy Ozk shares, leading to potential upward momentum in its price. +1
  • PLUS_ID > MINUS_DI && ADX > 25 && ADX trending up: The ADX is above 25 and indicates a strong bullish trend. The ADX is trending up, so the bullish trend is strengthening.
Bank Ozk Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Bank Ozk. The current sar is 49.10.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

  • Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1
Bank Ozk Daily Parabolic SAR Chart
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3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Bank Ozk. The current rsi is 73.47. The current phase is Overbought in bull market.

The long score for the Relative Strength Index (RSI) is 0/13.
The longshort score for the Relative Strength Index (RSI) is -2/(-13 +13).

  • Overbought in bull market: Short-term excessive buying, potential for pullback. Consider taking profits, be cautious of potential correction. -1
  • Trending down: The RSI is trending down. -1
Bank Ozk Daily Relative Strength Index (RSI) ChartBank Ozk Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Bank Ozk. The current phase is Overbought in bull market.

The long score for the Stochastic Oscillator is 3/6.
The longshort score for the Stochastic Oscillator is 0/(-6 +6).

  • STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
  • STOCH > 80: The STOCH %K is above 80 and overbought. +2
  • STOCH %K line < STOCH %D line: The STOCH %K line is below the STOCH %D line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Ozk price going down in the near term. -2
  • Trending down: The STOCH %K is trending down. -1
Bank Ozk Daily Stochastic Oscillator ChartBank Ozk Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Bank Ozk. The current cci is 96.20.

Bank Ozk Daily Commodity Channel Index (CCI) ChartBank Ozk Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Bank Ozk. The current cmo is 53.49.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

  • CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1
Bank Ozk Daily Chande Momentum Oscillator (CMO) ChartBank Ozk Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Bank Ozk. The current willr is -12.63020833.

The long score for the Williams %R is 1/1.
The longshort score for the Williams %R is 1/(-1 +1).

  • WILLR > -20: The Williams %R is above -20. This indicates that the price is in overbought territory, suggesting a potential price correction or trend reversal to the downside. +1
Bank Ozk Daily Williams %R ChartBank Ozk Daily Williams %R Chart
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4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Bank Ozk.

Bank Ozk Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Bank Ozk. The current atr is 1.22732961.

Bank Ozk Daily Average True Range (ATR) ChartBank Ozk Daily Average True Range (ATR) Chart
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5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Bank Ozk. The current obv is 7,084,622.

Bank Ozk Daily On-Balance Volume (OBV) ChartBank Ozk Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Bank Ozk. The current mfi is 79.37.

The long score for the Money Flow Index (MFI) is 1/2.
The longshort score for the Money Flow Index (MFI) is 1/(-2 +2).

  • MFI > 50: +1
Bank Ozk Daily Money Flow Index (MFI) ChartBank Ozk Daily Money Flow Index (MFI) Chart
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6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Bank Ozk.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2025-02-19CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-02-20DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-02-21BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-02-25STOCH SHORT EXITThe %K line crosses above the %D line.
2025-02-27STOCH LONG EXITThe %K line crosses below the %D line.
2025-02-28STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-03STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2025-03-05STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-06STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-07STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-10STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-03-12RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-13STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-14RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-17SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2025-03-18STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-19STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-20STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-21MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-24CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-03-26DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-27DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-03-28SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-31CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-04-01STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-03MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-04STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-08STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-04-09RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-10STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-14STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-15SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2025-04-16MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-04-17DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-21CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-04-22CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-04-24WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-04-30STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-01STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-02CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-05-05STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-08STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-05-12STOCH LONG EXITThe %K line crosses below the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-05-16STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-19STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-21SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-05-22MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2025-05-27STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-05-28STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-05-30WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-06-02DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2025-06-03DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-06-04CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-06-05STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-06SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-06-10MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-06-11STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-12MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2025-06-13CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-06-17DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2025-06-18DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-20CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-06-23WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-06-24MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-06-26STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-06-30STOCH LONG EXITThe %K line crosses below the %D line.
2025-07-01STOCH SHORT EXITThe %K line crosses above the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-07-02ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-07-03STOCH LONG EXITThe %K line crosses below the %D line.
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-07-07MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-07-08STOCH SHORT EXITThe %K line crosses above the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-07-10STOCH LONG EXITThe %K line crosses below the %D line.
2025-07-11MFI SHORT ENTRY LONG CLOSE80 crossover to downside

6.3. Candlestick Patterns

Bank Ozk Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Bank Ozk based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5073.468
Ma 20Greater thanMa 5047.938
Ma 50Greater thanMa 10046.219
Ma 100Greater thanMa 20044.756
OpenGreater thanClose50.900
Total3/5 (60.0%)
Penke
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