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PAG (Paragon Banking Group PLC) Stock Analysis
Buy, Hold or Sell?

Let's analyze Paragon Banking Group PLC together

I guess you are interested in Paragon Banking Group PLC. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

  • 📊 Fundamental Analysis (FA) – Paragon Banking Group PLC’s Financial Insights
  • 📈 Technical Analysis (TA) – Paragon Banking Group PLC’s Price Targets

I'm going to help you getting a better view of Paragon Banking Group PLC. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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1. Quick Overview

1.1. Quick analysis of Paragon Banking Group PLC (30 sec.)










1.2. What can you expect buying and holding a share of Paragon Banking Group PLC? (30 sec.)

How much money do you get?

How much money do you get?
p2.08
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
p649.95
Expected worth in 1 year
p818.75
How sure are you?
100.0%

+ What do you gain per year?

Total Gains per Share
p321.73
Return On Investment
34.1%

For what price can you sell your share?

Current Price per Share
p943.50
Expected price per share
p848.27 - p955.66
How sure are you?
50%
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2. Detailed Analysis

2.1. Valuation of Paragon Banking Group PLC (5 min.)




Live pricePrice per Share (EOD)
p943.50
Intrinsic Value Per Share
p7,411.03 - p16,996.81
Total Value Per Share
p8,060.99 - p17,646.76

2.2. Growth of Paragon Banking Group PLC (5 min.)




Is Paragon Banking Group PLC growing?

Current yearPrevious yearGrowGrow %
How rich?$1.9b$1.9b$12.1m0.6%

How much money is Paragon Banking Group PLC making?

Current yearPrevious yearGrowGrow %
Making money$253.4m$209.7m$43.7m17.3%
Net Profit Margin14.2%39.1%--

How much money comes from the company's main activities?

2.3. Financial Health of Paragon Banking Group PLC (5 min.)




2.4. Comparing to competitors in the Mortgage Finance industry (5 min.)




  Industry Rankings (Mortgage Finance)  

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3. Summary and Key Metrics

3.1. What can you expect buying and holding a share of Paragon Banking Group PLC?

Welcome investor! Paragon Banking Group PLC's management wants to use your money to grow the business. In return you get a share of Paragon Banking Group PLC.

First you should know what it really means to hold a share of Paragon Banking Group PLC. And how you can make/lose money.

Speculation

The Price per Share of Paragon Banking Group PLC is p943.50. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Paragon Banking Group PLC.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Paragon Banking Group PLC, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is p649.95. Based on the TTM, the Book Value Change Per Share is p42.20 per quarter. Based on the YOY, the Book Value Change Per Share is p38.79 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is p38.23 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Paragon Banking Group PLC.

How much money are you going to get?

 MRQTTMYOY3Y5Y10Y
 p% of Price per Sharep% of Price per Sharep% of Price per Sharep% of Price per Sharep% of Price per Sharep% of Price per Share
Usd Eps1.160.1%1.160.1%0.900.1%1.260.1%1.020.1%0.810.1%
Usd Book Value Change Per Share0.580.1%0.580.1%0.530.1%0.790.1%0.630.1%0.470.1%
Usd Dividend Per Share0.520.1%0.520.1%0.400.0%0.430.0%0.350.0%0.270.0%
Usd Total Gains Per Share1.100.1%1.100.1%0.930.1%1.220.1%0.980.1%0.750.1%
Usd Price Per Share10.59-10.59-6.70-7.56-6.93-6.34-
Price to Earnings Ratio9.13-9.13-7.42-6.56-7.54-8.63-
Price-to-Total Gains Ratio9.67-9.67-7.23-6.72-7.90-10.20-
Price to Book Ratio1.20-1.20-0.81-0.90-0.92-1.03-
Price-to-Total Gains Ratio9.67-9.67-7.23-6.72-7.90-10.20-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share12.856131
Number of shares77
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.520.35
Usd Book Value Change Per Share0.580.63
Usd Total Gains Per Share1.100.98
Gains per Quarter (77 shares)84.3975.68
Gains per Year (77 shares)337.56302.72
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1160177328109194293
2321354666218387596
34815311004328581899
464270813424377741202
580288616805469681505
69631063201865511611808
711231240235676413552111
812841417269487315482414
914441594303298317422717
10160517713370109219353020

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%31.03.00.091.2%
Book Value Change Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%31.03.00.091.2%
Dividend per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%23.00.011.067.6%
Total Gains per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%31.03.00.091.2%
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3.2. Key Performance Indicators

The key performance indicators of Paragon Banking Group PLC compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-3Y+/-5 Year+/-10 Year+/-
Book Value Change Per Share--42.19942.1990%38.787+9%58.165-27%46.116-8%34.659+22%
Book Value Per Share--649.954649.9540%607.755+7%608.893+7%550.705+18%458.800+42%
Current Ratio--0.6320.6320%0.652-3%11.973-95%24.001-97%29.686-98%
Debt To Asset Ratio--0.9260.9260%0.923+0%0.922+1%0.922+1%0.923+0%
Debt To Equity Ratio--12.57512.5750%12.058+4%11.795+7%11.797+7%11.997+5%
Dividend Per Share--38.23338.2330%29.255+31%31.716+21%26.014+47%20.116+90%
Enterprise Value---1362704000000.000-1362704000000.0000%-1287336800000.000-6%-1294078706666.667-5%-1230084044000.000-10%-1120835970000.000-18%
Eps--85.16585.1650%66.308+28%92.455-8%75.199+13%59.480+43%
Ev To Ebitda Ratio---52.331-52.3310%-62.040+19%-47.599-9%-55.773+7%-59.763+14%
Ev To Sales Ratio---10.377-10.3770%-32.732+215%-23.991+131%-28.017+170%-32.918+217%
Free Cash Flow Per Share--1012.3631012.3630%934.296+8%804.874+26%629.940+61%451.011+124%
Free Cash Flow To Equity Per Share---22.802-22.8020%458.208-105%221.423-110%144.281-116%103.502-122%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%1.0000%
Intrinsic Value_10Y_max--16996.808----------
Intrinsic Value_10Y_min--7411.033----------
Intrinsic Value_1Y_max--1000.794----------
Intrinsic Value_1Y_min--529.911----------
Intrinsic Value_3Y_max--3542.295----------
Intrinsic Value_3Y_min--1785.848----------
Intrinsic Value_5Y_max--6729.201----------
Intrinsic Value_5Y_min--3244.425----------
Market Cap183549425952.000+7%169806000000.000169806000000.0000%114193200000.000+49%127447960000.000+33%122021956000.000+39%120248030000.000+41%
Net Profit Margin--0.1420.1420%0.391-64%0.423-66%0.404-65%0.430-67%
Operating Margin--0.1930.1930%0.508-62%0.568-66%0.541-64%0.556-65%
Operating Ratio--0.7880.7880%1.963-60%1.069-26%0.661+19%0.827-5%
Pb Ratio1.452+18%1.1961.1960%0.810+48%0.900+33%0.917+30%1.033+16%
Pe Ratio11.079+18%9.1299.1290%7.420+23%6.562+39%7.538+21%8.626+6%
Price Per Share943.500+18%777.500777.5000%492.000+58%554.767+40%508.560+53%465.190+67%
Price To Free Cash Flow Ratio0.932+18%0.7680.7680%0.527+46%0.713+8%0.920-17%-3.281+527%
Price To Total Gains Ratio11.730+18%9.6679.6670%7.231+34%6.719+44%7.904+22%10.199-5%
Quick Ratio--0.3150.3150%0.645-51%11.865-97%23.936-99%29.569-99%
Return On Assets--0.0100.0100%0.008+16%0.012-21%0.011-10%0.010-2%
Return On Equity--0.1310.1310%0.109+20%0.154-15%0.135-3%0.127+3%
Total Gains Per Share--80.43280.4320%68.042+18%89.881-11%72.130+12%54.776+47%
Usd Book Value--1934210700.0001934210700.0000%1922083560.000+1%1929169080.000+0%1810977156.000+7%1607595480.000+20%
Usd Book Value Change Per Share--0.5750.5750%0.529+9%0.793-27%0.628-8%0.472+22%
Usd Book Value Per Share--8.8568.8560%8.281+7%8.297+7%7.504+18%6.252+42%
Usd Dividend Per Share--0.5210.5210%0.399+31%0.432+21%0.354+47%0.274+90%
Usd Enterprise Value---18568204704.000-18568204704.0000%-17541251236.800-6%-17633116457.040-5%-16761125183.544-10%-15272510927.220-18%
Usd Eps--1.1601.1600%0.904+28%1.260-8%1.025+13%0.810+43%
Usd Free Cash Flow--3012708600.0003012708600.0000%2954798100.000+2%2518629840.000+20%2028856896.000+48%1528605558.000+97%
Usd Free Cash Flow Per Share--13.79413.7940%12.731+8%10.967+26%8.584+61%6.145+124%
Usd Free Cash Flow To Equity Per Share---0.311-0.3110%6.244-105%3.017-110%1.966-116%1.410-122%
Usd Market Cap2501044478.022+7%2313776556.0002313776556.0000%1555996543.200+49%1736605902.960+33%1662671172.456+39%1638499656.780+41%
Usd Price Per Share12.856+18%10.59410.5940%6.704+58%7.559+40%6.930+53%6.339+67%
Usd Profit--253443600.000253443600.0000%209704140.000+21%296819700.000-15%247802436.000+2%207496728.000+22%
Usd Revenue--1789366320.0001789366320.0000%535910580.000+234%968990280.000+85%764255088.000+134%566146674.000+216%
Usd Total Gains Per Share--1.0961.0960%0.927+18%1.225-11%0.983+12%0.746+47%
 EOD+4 -4MRQTTM+0 -0YOY+25 -143Y+15 -245Y+21 -1810Y+23 -16

3.3 Fundamental Score

Let's check the fundamental score of Paragon Banking Group PLC based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1511.079
Price to Book Ratio (EOD)Between0-11.452
Net Profit Margin (MRQ)Greater than00.142
Operating Margin (MRQ)Greater than00.193
Quick Ratio (MRQ)Greater than10.315
Current Ratio (MRQ)Greater than10.632
Debt to Asset Ratio (MRQ)Less than10.926
Debt to Equity Ratio (MRQ)Less than112.575
Return on Equity (MRQ)Greater than0.150.131
Return on Assets (MRQ)Greater than0.050.010
Total4/10 (40.0%)

3.4 Technical Score

Let's check the technical score of Paragon Banking Group PLC based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5064.660
Ma 20Greater thanMa 50906.421
Ma 50Greater thanMa 100887.019
Ma 100Greater thanMa 200815.375
OpenGreater thanClose931.500
Total4/5 (80.0%)

4. In-depth Analysis

4.1 About Paragon Banking Group PLC

Paragon Banking Group PLC provides financial products and services in the United Kingdom. It operates in two segments, Mortgage Lending and Commercial Lending. The Mortgage Lending segment offers buy-to-let mortgages, as well as includes owner-occupied first and second charge mortgages. The Commercial Lending segment comprises SME lending, such as hire purchase, and finance and operating leases; and provides development finance, motor finance, structured lending, and other products. It offers a range of savings products; and deposits taking, residential mortgages, loan and vehicle finance, contract hire, surveyors and property consulting, asset and portfolio administration, asset and development finance, consumer loan finance, and asset investment services, as well as acts as an asset finance broker. The company was formerly known as The Paragon Group of Companies PLC and changed its name to Paragon Banking Group PLC in September 2017. Paragon Banking Group PLC was founded in 1985 and is headquartered in Solihull, the United Kingdom.

Fundamental data was last updated by Penke on 2025-07-04 21:01:04.

4.2 In-depth Summary

4.2.1. Financial Health Summary

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is less efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating efficient.
The company is efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

4.2.2. Valuation Summary

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is underpriced.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is cheap.
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4.3 Financial Health

4.3.1. Profitability

4.3.1 Profitability
4.3.1.1. Net Profit Margin

Measures how much net profit Paragon Banking Group PLC earns for each 1 of revenue.

  • Above 10% is considered healthy but always compare Paragon Banking Group PLC to the Mortgage Finance industry mean.
  • A Net Profit Margin of 14.2% means that 0.14 for each 1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Paragon Banking Group PLC:

  • The MRQ is 14.2%. The company is making a huge profit. +2
  • The TTM is 14.2%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ14.2%TTM14.2%0.0%
TTM14.2%YOY39.1%-25.0%
TTM14.2%5Y40.4%-26.2%
5Y40.4%10Y43.0%-2.7%
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ14.2%47.7%-33.5%
TTM14.2%49.5%-35.3%
YOY39.1%55.7%-16.6%
3Y42.3%53.1%-10.8%
5Y40.4%55.3%-14.9%
10Y43.0%48.2%-5.2%
4.3.1.2. Return on Assets

Shows how efficient Paragon Banking Group PLC is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Paragon Banking Group PLC to the Mortgage Finance industry mean.
  • 1.0% Return on Assets means that Paragon Banking Group PLC generated 0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Paragon Banking Group PLC:

  • The MRQ is 1.0%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 1.0%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ1.0%TTM1.0%0.0%
TTM1.0%YOY0.8%+0.1%
TTM1.0%5Y1.1%-0.1%
5Y1.1%10Y1.0%+0.1%
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ1.0%0.1%+0.9%
TTM1.0%0.1%+0.9%
YOY0.8%0.1%+0.7%
3Y1.2%0.1%+1.1%
5Y1.1%0.1%+1.0%
10Y1.0%0.1%+0.9%
4.3.1.3. Return on Equity

Shows how efficient Paragon Banking Group PLC is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Paragon Banking Group PLC to the Mortgage Finance industry mean.
  • 13.1% Return on Equity means Paragon Banking Group PLC generated 0.13 for each 1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Paragon Banking Group PLC:

  • The MRQ is 13.1%. Using its investors money, the company is less efficient in making profit.
  • The TTM is 13.1%. Using its investors money, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ13.1%TTM13.1%0.0%
TTM13.1%YOY10.9%+2.2%
TTM13.1%5Y13.5%-0.4%
5Y13.5%10Y12.7%+0.8%
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ13.1%4.1%+9.0%
TTM13.1%4.4%+8.7%
YOY10.9%6.0%+4.9%
3Y15.4%5.2%+10.2%
5Y13.5%9.1%+4.4%
10Y12.7%11.4%+1.3%
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4.3.2. Operating Efficiency of Paragon Banking Group PLC.

4.3.2. Operating Efficiency
4.3.2.1. Operating Margin

Measures how efficient Paragon Banking Group PLC is operating .

  • Measures how much profit Paragon Banking Group PLC makes for each 1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Paragon Banking Group PLC to the Mortgage Finance industry mean.
  • An Operating Margin of 19.3% means the company generated 0.19  for each 1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Paragon Banking Group PLC:

  • The MRQ is 19.3%. The company is operating efficient. +1
  • The TTM is 19.3%. The company is operating efficient. +1
Trends
Current periodCompared to+/- 
MRQ19.3%TTM19.3%0.0%
TTM19.3%YOY50.8%-31.5%
TTM19.3%5Y54.1%-34.7%
5Y54.1%10Y55.6%-1.6%
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ19.3%25.9%-6.6%
TTM19.3%25.1%-5.8%
YOY50.8%32.2%+18.6%
3Y56.8%21.0%+35.8%
5Y54.1%19.7%+34.4%
10Y55.6%23.7%+31.9%
4.3.2.2. Operating Ratio

Measures how efficient Paragon Banking Group PLC is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Mortgage Finance industry mean).
  • An Operation Ratio of 0.79 means that the operating costs are 0.79 for each 1 in net sales.

Let's take a look of the Operating Ratio trends of Paragon Banking Group PLC:

  • The MRQ is 0.788. The company is efficient in keeping operating costs low. +1
  • The TTM is 0.788. The company is efficient in keeping operating costs low. +1
Trends
Current periodCompared to+/- 
MRQ0.788TTM0.7880.000
TTM0.788YOY1.963-1.175
TTM0.7885Y0.661+0.127
5Y0.66110Y0.827-0.166
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ0.7880.858-0.070
TTM0.7880.720+0.068
YOY1.9630.511+1.452
3Y1.0690.821+0.248
5Y0.6610.800-0.139
10Y0.8270.765+0.062
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4.4.3. Liquidity of Paragon Banking Group PLC.

4.4.3. Liquidity
4.4.3.1. Current Ratio

Measures if Paragon Banking Group PLC is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Mortgage Finance industry mean).
  • A Current Ratio of 0.63 means the company has 0.63 in assets for each 1 in short-term debts.

Let's take a look of the Current Ratio trends of Paragon Banking Group PLC:

  • The MRQ is 0.632. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.632. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.632TTM0.6320.000
TTM0.632YOY0.652-0.020
TTM0.6325Y24.001-23.369
5Y24.00110Y29.686-5.685
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ0.6322.323-1.691
TTM0.6322.323-1.691
YOY0.65232.849-32.197
3Y11.97314.783-2.810
5Y24.00121.273+2.728
10Y29.68627.626+2.060
4.4.3.2. Quick Ratio

Measures if Paragon Banking Group PLC is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Paragon Banking Group PLC to the Mortgage Finance industry mean.
  • A Quick Ratio of 0.31 means the company can pay off 0.31 for each 1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Paragon Banking Group PLC:

  • The MRQ is 0.315. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.315. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.315TTM0.3150.000
TTM0.315YOY0.645-0.331
TTM0.3155Y23.936-23.621
5Y23.93610Y29.569-5.633
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ0.3150.788-0.473
TTM0.3150.994-0.679
YOY0.64536.498-35.853
3Y11.86513.798-1.933
5Y23.93616.703+7.233
10Y29.56935.115-5.546
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4.5.4. Solvency of Paragon Banking Group PLC.

4.5.4. Solvency
4.5.4.1. Debt to Asset Ratio

Measures how much % of Paragon Banking Group PLC assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Paragon Banking Group PLC to Mortgage Finance industry mean.
  • A Debt to Asset Ratio of 0.93 means that Paragon Banking Group PLC assets are financed with 92.6% credit (debt) and the remaining percentage (100% - 92.6%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Paragon Banking Group PLC:

  • The MRQ is 0.926. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.926. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.926TTM0.9260.000
TTM0.926YOY0.923+0.003
TTM0.9265Y0.922+0.005
5Y0.92210Y0.923-0.001
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9260.975-0.049
TTM0.9260.976-0.050
YOY0.9230.970-0.047
3Y0.9220.971-0.049
5Y0.9220.970-0.048
10Y0.9230.952-0.029
4.5.4.2. Debt to Equity Ratio

Measures if Paragon Banking Group PLC is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Paragon Banking Group PLC to the Mortgage Finance industry mean.
  • A Debt to Equity ratio of 1,257.5% means that company has 12.58 debt for each 1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Paragon Banking Group PLC:

  • The MRQ is 12.575. The company is unable to pay all its debts with equity. -1
  • The TTM is 12.575. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ12.575TTM12.5750.000
TTM12.575YOY12.058+0.517
TTM12.5755Y11.797+0.778
5Y11.79710Y11.997-0.200
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ12.57535.280-22.705
TTM12.57535.280-22.705
YOY12.05834.981-22.923
3Y11.79537.844-26.049
5Y11.79742.208-30.411
10Y11.99725.557-13.560
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4.6. Market Valuation

4.6.1. Earnings Per Share
4.6.2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every 1 in earnings Paragon Banking Group PLC generates.

  • Above 15 is considered overpriced but always compare Paragon Banking Group PLC to the Mortgage Finance industry mean.
  • A PE ratio of 9.13 means the investor is paying 9.13 for every 1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Paragon Banking Group PLC:

  • The EOD is 11.079. Based on the earnings, the company is underpriced. +1
  • The MRQ is 9.129. Based on the earnings, the company is underpriced. +1
  • The TTM is 9.129. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD11.079MRQ9.129+1.949
MRQ9.129TTM9.1290.000
TTM9.129YOY7.420+1.709
TTM9.1295Y7.538+1.592
5Y7.53810Y8.626-1.089
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
EOD11.0796.873+4.206
MRQ9.1295.699+3.430
TTM9.1294.813+4.316
YOY7.4201.267+6.153
3Y6.5622.566+3.996
5Y7.53826.375-18.837
10Y8.62610.541-1.915
4.6.2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Paragon Banking Group PLC:

  • The EOD is 0.932. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 0.768. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 0.768. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.932MRQ0.768+0.164
MRQ0.768TTM0.7680.000
TTM0.768YOY0.527+0.241
TTM0.7685Y0.920-0.152
5Y0.92010Y-3.281+4.201
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
EOD0.9324.071-3.139
MRQ0.7683.894-3.126
TTM0.7680.143+0.625
YOY0.5271.944-1.417
3Y0.7130.205+0.508
5Y0.9200.063+0.857
10Y-3.2810.202-3.483
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4.6.2. Book Value per Share
4.6.2.1. Price to Book Ratio

Measures if the stock price of Paragon Banking Group PLC is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Mortgage Finance industry mean).
  • A PB ratio of 1.20 means the investor is paying 1.20 for each 1 in book value.

Let's take a look of the Price to Book Ratio trends of Paragon Banking Group PLC:

  • The EOD is 1.452. Based on the equity, the company is underpriced. +1
  • The MRQ is 1.196. Based on the equity, the company is underpriced. +1
  • The TTM is 1.196. Based on the equity, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD1.452MRQ1.196+0.255
MRQ1.196TTM1.1960.000
TTM1.196YOY0.810+0.387
TTM1.1965Y0.917+0.279
5Y0.91710Y1.033-0.116
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
EOD1.4520.982+0.470
MRQ1.1960.923+0.273
TTM1.1960.692+0.504
YOY0.8100.442+0.368
3Y0.9000.504+0.396
5Y0.9170.891+0.026
10Y1.0330.988+0.045
4.6.2. Total Gains per Share
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6. Financial Statements




6.1. Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2020-09-302021-09-302022-09-302023-09-302024-09-30
Other Current Liabilities  -4,840,0001,390,000-3,450,000-2,510,000-5,960,000-13,430,000-19,390,000802,650,000783,260,000



6.2. Latest Balance Sheet

Balance Sheet of 2024-09-30. Currency in GBP. All numbers in thousands.

Summary
Total Assets19,270,000
Total Liabilities17,850,500
Total Stockholder Equity1,419,500
 As reported
Total Liabilities 17,850,500
Total Stockholder Equity+ 1,419,500
Total Assets = 19,270,000

Assets

Total Assets19,270,000
Total Current Assets5,092,300
Long-term Assets14,177,700
Total Current Assets
Cash And Cash Equivalents 2,525,400
Net Receivables 11,100
Other Current Assets 2,555,800
Total Current Assets  (as reported)5,092,300
Total Current Assets  (calculated)5,092,300
+/-0
Long-term Assets
Property Plant Equipment 71,000
Goodwill 162,800
Long Term Investments 744,000
Intangible Assets 8,700
Other Assets 19,270,000
Long-term Assets  (as reported)14,177,700
Long-term Assets  (calculated)20,256,500
+/- 6,078,800

Liabilities & Shareholders' Equity

Total Current Liabilities8,059,300
Long-term Liabilities0
Total Stockholder Equity1,419,500
Total Current Liabilities
Accounts payable 226,700
Other Current Liabilities 7,832,600
Total Current Liabilities  (as reported)8,059,300
Total Current Liabilities  (calculated)8,059,300
+/-0
Long-term Liabilities
Long-term Liabilities  (as reported)0
Long-term Liabilities  (calculated)0
+/-0
Total Stockholder Equity
Common Stock210,600
Retained Earnings 1,242,100
Other Stockholders Equity -33,200
Total Stockholder Equity (as reported)1,419,500
Total Stockholder Equity (calculated)1,419,500
+/-0
Other
Capital Stock210,600
Cash and Short Term Investments 2,525,400
Common Stock Shares Outstanding 218,400
Liabilities and Stockholders Equity 19,270,000
Net Debt -2,525,400
Net Invested Capital 1,569,800
Net Working Capital -2,967,000



6.3. Balance Sheets Structured

Currency in GBP. All numbers in thousands.

 Trend2024-09-302023-09-302022-09-302021-09-302020-09-302019-09-302018-09-302017-09-302016-09-302015-09-302014-09-302013-09-302012-09-302011-09-302010-09-302009-09-302008-09-302007-09-302006-09-302005-09-302004-09-302003-09-302002-09-302001-09-302000-09-301999-09-301998-09-301997-09-301996-09-301995-09-301994-09-301993-09-301992-09-301991-09-301990-09-301989-09-301988-09-301987-09-301986-09-30
> Total Assets 
349,593
1,001,129
1,518,749
2,018,879
2,472,400
2,070,100
3,343,600
2,693,400
1,831,200
1,555,200
1,301,100
1,233,800
1,605,500
1,673,400
1,871,300
2,405,500
2,794,100
3,421,500
4,934,000
5,988,300
9,116,600
12,097,200
11,509,700
11,154,300
10,645,600
10,488,200
10,037,100
10,328,300
10,895,100
11,878,900
13,518,400
13,682,200
14,515,100
14,395,500
15,505,500
15,137,000
16,653,600
18,420,200
19,270,000
19,270,00018,420,20016,653,60015,137,00015,505,50014,395,50014,515,10013,682,20013,518,40011,878,90010,895,10010,328,30010,037,10010,488,20010,645,60011,154,30011,509,70012,097,2009,116,6005,988,3004,934,0003,421,5002,794,1002,405,5001,871,3001,673,4001,605,5001,233,8001,301,1001,555,2001,831,2002,693,4003,343,6002,070,1002,472,4002,018,8791,518,7491,001,129349,593
   > Total Current Assets 
25,291
6,324
119,388
92,656
254,200
377,800
357,100
397,100
220,700
167,500
127,400
115,300
201,700
184,500
165,700
248,300
260,100
308,500
414,700
455,900
629,000
934,400
832,900
487,600
542,600
576,300
512,100
592,800
855,300
1,062,200
1,250,300
1,504,600
1,322,100
1,232,100
1,931,700
1,365,500
1,936,100
2,994,300
5,092,300
5,092,3002,994,3001,936,1001,365,5001,931,7001,232,1001,322,1001,504,6001,250,3001,062,200855,300592,800512,100576,300542,600487,600832,900934,400629,000455,900414,700308,500260,100248,300165,700184,500201,700115,300127,400167,500220,700397,100357,100377,800254,20092,656119,3886,32425,291
       Cash And Cash Equivalents 
24,278
2,011
4,069
36,314
108,100
182,100
220,000
260,600
204,100
157,700
112,200
91,900
165,900
147,200
95,100
106,000
129,800
150,500
172,000
159,500
622,700
927,700
826,300
480,400
536,700
571,600
504,800
587,300
848,800
1,056,000
1,237,600
1,496,900
1,310,600
1,225,400
1,925,000
1,360,100
1,930,900
2,994,300
2,525,400
2,525,4002,994,3001,930,9001,360,1001,925,0001,225,4001,310,6001,496,9001,237,6001,056,000848,800587,300504,800571,600536,700480,400826,300927,700622,700159,500172,000150,500129,800106,00095,100147,200165,90091,900112,200157,700204,100260,600220,000182,100108,10036,3144,0692,01124,278
       Short-term Investments 
0
992,824
1,353,312
1,844,335
34,900
9,100
100
1,100
1,100
1,000
1,000
0
0
0
50,200
125,500
117,300
144,800
230,500
288,700
602,100
0
0
0
0
0
10,200
0
0
0
0
1,600
-24,100
0
0
0
0
-38,000
0
0-38,0000000-24,1001,600000010,20000000602,100288,700230,500144,800117,300125,50050,2000001,0001,0001,1001,1001009,10034,9001,844,3351,353,312992,8240
       Net Receivables 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5,600
5,500
4,800
3,400
5,000
6,100
5,300
6,700
6,700
5,400
5,200
8,000
11,100
11,1008,0005,2005,4006,7006,7005,3006,1005,0003,4004,8005,5005,60000000000000000000000000000
       Other Current Assets 
1,013
4,313
115,319
56,342
111,200
186,600
137,000
135,400
15,500
8,800
9,400
8,400
18,200
22,800
8,900
7,900
7,700
9,400
8,800
7,700
6,300
6,700
6,600
7,200
5,900
4,700
1,700
0
1,700
2,800
2,600
1,507,600
1,325,800
1,246,000
1,955,200
1,369,000
1,945,300
3,016,200
2,555,800
2,555,8003,016,2001,945,3001,369,0001,955,2001,246,0001,325,8001,507,6002,6002,8001,70001,7004,7005,9007,2006,6006,7006,3007,7008,8009,4007,7007,9008,90022,80018,2008,4009,4008,80015,500135,400137,000186,600111,20056,342115,3194,3131,013
   > Long-term Assets 
324,302
994,805
1,399,361
1,926,223
2,218,200
1,692,300
2,986,500
2,296,300
1,610,500
1,387,700
1,173,700
1,118,500
1,403,800
1,488,900
1,705,600
2,157,200
2,534,000
3,113,000
4,519,300
5,532,400
8,487,600
11,162,800
10,676,800
10,666,700
10,103,000
9,911,900
9,525,000
931,900
783,900
754,300
1,530,600
1,048,500
1,057,700
885,000
809,200
290,600
460,700
15,404,000
14,177,700
14,177,70015,404,000460,700290,600809,200885,0001,057,7001,048,5001,530,600754,300783,900931,9009,525,0009,911,90010,103,00010,666,70010,676,80011,162,8008,487,6005,532,4004,519,3003,113,0002,534,0002,157,2001,705,6001,488,9001,403,8001,118,5001,173,7001,387,7001,610,5002,296,3002,986,5001,692,3002,218,2001,926,2231,399,361994,805324,302
       Property Plant Equipment 
1,086
1,979
6,071
11,560
28,800
34,800
34,600
26,400
24,400
23,100
22,300
21,600
21,800
3,600
3,600
3,200
2,534,000
3,055,500
3,400
3,600
20,200
21,900
18,500
13,500
12,200
11,400
10,700
9,600
22,900
22,100
39,200
46,200
56,800
57,300
66,100
70,400
71,400
74,700
71,000
71,00074,70071,40070,40066,10057,30056,80046,20039,20022,10022,9009,60010,70011,40012,20013,50018,50021,90020,2003,6003,4003,055,5002,534,0003,2003,6003,60021,80021,60022,30023,10024,40026,40034,60034,80028,80011,5606,0711,9791,086
       Goodwill 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,600
1,600
1,600
1,600
1,600
1,600
1,600
98,400
98,100
162,200
164,400
164,400
164,400
164,400
162,800
162,800
162,800162,800164,400164,400164,400164,400162,20098,10098,4001,6001,6001,6001,6001,6001,6001,60000000000000000000000000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
753,100
724,500
1,386,000
897,900
831,600
656,600
573,000
49,700
219,100
236,100
744,000
744,000236,100219,10049,700573,000656,600831,600897,9001,386,000724,500753,1000000000000000000000000000000
       Intangible Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-18,800
-14,000
0
600
600
400
8,000
7,600
7,700
7,500
6,900
6,300
6,100
7,000
6,300
7,100
6,700
5,700
6,100
5,800
5,400
8,700
8,7005,4005,8006,1005,7006,7007,1006,3007,0006,1006,3006,9007,5007,7007,6008,0004006006000-14,000-18,80000000000000000000
       Long-term Assets Other 
298,938
-2,011
-4,069
-36,314
-108,100
-182,100
-220,000
-260,600
-204,100
-157,700
-112,200
1,005,000
1,216,100
1,338,100
-95,100
-106,000
-129,800
-150,500
-172,000
-19,800
20,600
96,200
590,900
1,287,500
1,168,900
583,600
8,704,800
-931,900
-783,900
-754,300
-1,530,600
-1,048,500
-1,057,700
-6,200
-6,200
-14,400
-460,700
14,925,000
-986,500
-986,50014,925,000-460,700-14,400-6,200-6,200-1,057,700-1,048,500-1,530,600-754,300-783,900-931,9008,704,800583,6001,168,9001,287,500590,90096,20020,600-19,800-172,000-150,500-129,800-106,000-95,1001,338,1001,216,1001,005,000-112,200-157,700-204,100-260,600-220,000-182,100-108,100-36,314-4,069-2,011298,938
> Total Liabilities 
303,575
937,985
1,326,148
1,810,394
2,253,200
1,912,200
3,345,700
2,729,500
1,856,000
1,515,600
1,252,100
1,170,800
1,518,700
1,559,900
1,733,600
2,236,500
2,593,300
3,196,200
4,665,600
5,680,300
8,837,600
11,783,900
10,888,200
10,503,500
9,953,600
9,746,200
9,233,600
9,455,000
9,948,000
10,909,400
12,548,900
12,672,800
13,419,200
13,287,100
14,349,500
13,895,100
15,236,300
17,009,600
17,850,500
17,850,50017,009,60015,236,30013,895,10014,349,50013,287,10013,419,20012,672,80012,548,90010,909,4009,948,0009,455,0009,233,6009,746,2009,953,60010,503,50010,888,20011,783,9008,837,6005,680,3004,665,6003,196,2002,593,3002,236,5001,733,6001,559,9001,518,7001,170,8001,252,1001,515,6001,856,0002,729,5003,345,7001,912,2002,253,2001,810,3941,326,148937,985303,575
   > Total Current Liabilities 
53,575
370,415
939,224
1,263,213
1,211,000
948,100
183,300
69,300
19,300
114,000
32,000
27,900
32,800
27,000
30,500
37,600
43,700
128,000
66,400
83,400
208,300
396,500
86,900
32,000
49,800
50,800
52,000
20,000
23,100
23,900
36,400
34,300
42,600
53,200
45,100
33,100
55,900
4,593,600
8,059,300
8,059,3004,593,60055,90033,10045,10053,20042,60034,30036,40023,90023,10020,00052,00050,80049,80032,00086,900396,500208,30083,40066,400128,00043,70037,60030,50027,00032,80027,90032,000114,00019,30069,300183,300948,1001,211,0001,263,213939,224370,41553,575
       Short-term Debt 
49,112
356,624
905,399
1,201,693
1,142,900
898,900
131,200
33,500
1,400
101,000
14,800
1,800
6,300
700
1,000
125,500
117,300
81,300
1,200
288,700
128,000
280,900
900
1,100
1,200
3,000
2,000
0
9,808,300
10,112,300
111,200
600
1,100
1,000
761,900
396,800
172,600
52,800
0
052,800172,600396,800761,9001,0001,100600111,20010,112,3009,808,30002,0003,0001,2001,100900280,900128,000288,7001,20081,300117,300125,5001,0007006,3001,80014,800101,0001,40033,500131,200898,9001,142,9001,201,693905,399356,62449,112
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
9,808,300
10,112,300
110,000
8,934,300
0
50,000
0
0
0
0
0
0000050,00008,934,300110,00010,112,3009,808,3000000000000000000000000000000
       Accounts payable 
3,886
11,698
30,365
56,630
62,700
1,800
600
100
0
0
0
0
0
0
0
0
0
0
0
0
0
98,400
500
800
800
900
23,400
20,000
23,100
23,900
36,400
34,300
42,600
53,200
45,100
33,100
55,900
189,800
226,700
226,700189,80055,90033,10045,10053,20042,60034,30036,40023,90023,10020,00023,40090080080050098,40000000000000001006001,80062,70056,63030,36511,6983,886
       Other Current Liabilities 
577
2,093
3,460
4,890
5,400
46,900
48,500
32,900
17,200
12,700
16,600
25,100
25,000
26,300
23,800
29,100
32,200
40,000
57,500
83,400
78,900
14,100
79,200
30,100
31,600
36,200
12,100
-8,700
-35,000
-36,400
-53,100
-51,700
-64,000
-68,400
-48,400
-34,500
-59,600
-193,900
7,832,600
7,832,600-193,900-59,600-34,500-48,400-68,400-64,000-51,700-53,100-36,400-35,000-8,70012,10036,20031,60030,10079,20014,10078,90083,40057,50040,00032,20029,10023,80026,30025,00025,10016,60012,70017,20032,90048,50046,9005,4004,8903,4602,093577
   > Long-term Liabilities 
250,000
567,570
386,924
547,181
1,042,200
964,100
3,162,400
2,660,200
1,836,700
1,401,600
1,220,100
1,142,900
1,485,900
1,532,900
1,703,100
2,198,900
2,549,600
3,068,200
4,599,200
5,596,900
8,629,300
11,387,400
10,801,300
10,471,500
9,903,800
9,695,400
9,181,600
9,385,100
9,807,200
10,105,600
11,359,400
8,227,200
6,936,800
5,654,000
4,375,300
1,632,400
55,900
295,300
0
0295,30055,9001,632,4004,375,3005,654,0006,936,8008,227,20011,359,40010,105,6009,807,2009,385,1009,181,6009,695,4009,903,80010,471,50010,801,30011,387,4008,629,3005,596,9004,599,2003,068,2002,549,6002,198,9001,703,1001,532,9001,485,9001,142,9001,220,1001,401,6001,836,7002,660,2003,162,400964,1001,042,200547,181386,924567,570250,000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
36,700
41,500
46,400
49,100
67,200
81,000
247,800
549,500
116,500
90,000
67,500
59,600
55,700
44,300
53,300
32,900
82,800
58,100
0
73,300
47,000
32,400
60,700
0
0
0060,70032,40047,00073,300058,10082,80032,90053,30044,30055,70059,60067,50090,000116,500549,500247,80081,00067,20049,10046,40041,50036,70000000000000000
> Total Stockholder Equity
46,018
63,144
92,797
109,886
120,300
58,900
-100,700
-134,700
-123,400
39,600
49,000
63,000
86,800
113,500
137,700
169,000
200,800
225,300
268,400
308,000
279,000
313,300
621,500
650,800
692,000
742,000
803,500
873,300
947,100
969,500
969,500
1,009,400
1,095,900
1,108,400
1,156,000
1,241,900
1,417,300
1,410,600
1,419,500
1,419,5001,410,6001,417,3001,241,9001,156,0001,108,4001,095,9001,009,400969,500969,500947,100873,300803,500742,000692,000650,800621,500313,300279,000308,000268,400225,300200,800169,000137,700113,50086,80063,00049,00039,600-123,400-134,700-100,70058,900120,300109,88692,79763,14446,018
   Common Stock
37,550
47,852
69,348
15,474
15,500
15,500
15,500
15,500
15,500
8,800
8,800
8,800
11,600
11,600
11,600
11,700
11,800
11,900
12,000
12,100
12,100
12,100
299,100
299,100
299,400
299,700
301,800
306,200
307,300
309,300
295,900
281,500
281,600
261,600
261,800
262,500
241,400
228,700
210,600
210,600228,700241,400262,500261,800261,600281,600281,500295,900309,300307,300306,200301,800299,700299,400299,100299,10012,10012,10012,10012,00011,90011,80011,70011,60011,60011,6008,8008,8008,80015,50015,50015,50015,50015,50015,47469,34847,85237,550
   Retained Earnings 
481
4,008
7,755
13,885
19,800
-37,900
-198,000
-235,300
-223,800
79,500
95,600
115,000
135,900
109,700
133,800
164,000
193,700
225,800
270,100
318,700
314,900
359,100
384,900
413,300
450,500
495,000
555,600
619,100
693,500
767,700
725,900
784,500
890,700
835,900
880,700
1,005,900
1,151,200
1,243,400
1,242,100
1,242,1001,243,4001,151,2001,005,900880,700835,900890,700784,500725,900767,700693,500619,100555,600495,000450,500413,300384,900359,100314,900318,700270,100225,800193,700164,000133,800109,700135,900115,00095,60079,500-223,800-235,300-198,000-37,90019,80013,8857,7554,008481
   Capital Surplus 000000000000000000000000000000000000000
   Treasury Stock0000000-83,100-62,500-100,000-48,200-47,600-48,500-48,400-53,200-56,700-56,300-56,800-47,700-23,000-12,300000000000000000000
   Other Stockholders Equity 
7,987
11,284
15,694
80,527
85,000
81,300
180,400
183,700
183,500
-48,700
-48,700
-53,500
-60,700
-7,800
-7,700
-6,700
-4,700
-12,400
-13,700
65,200
-48,000
-57,900
-62,500
-61,600
-57,900
-52,700
-53,900
-52,000
-53,700
-107,500
-52,300
-56,600
-130,800
10,900
13,500
-76,800
23,100
-74,400
-33,200
-33,200-74,40023,100-76,80013,50010,900-130,800-56,600-52,300-107,500-53,700-52,000-53,900-52,700-57,900-61,600-62,500-57,900-48,00065,200-13,700-12,400-4,700-6,700-7,700-7,800-60,700-53,500-48,700-48,700183,500183,700180,40081,30085,00080,52715,69411,2847,987



6.4. Balance Sheets

Currency in GBP. All numbers in thousands.




6.5. Cash Flows

Currency in GBP. All numbers in thousands.




6.6. Income Statements

Currency in GBP. All numbers in thousands.


6.7. Latest Income Statement

Income Statement (annual), 2024-09-30. Currency in GBP. All numbers in thousands.

Gross Profit (+$)
totalRevenue1,313,200
Cost of Revenue-831,500
Gross Profit481,700481,700
 
Operating Income (+$)
Gross Profit481,700
Operating Expense-203,400
Operating Income278,300278,300
 
Operating Expense (+$)
Research Development0
Selling General Administrative0
Selling And Marketing Expenses0
Operating Expense203,4000
 
Net Interest Income (+$)
Interest Income1,314,700
Interest Expense-831,500
Other Finance Cost-0
Net Interest Income483,200
 
Pretax Income (+$)
Operating Income278,300
Net Interest Income483,200
Other Non-Operating Income Expenses0
Income Before Tax (EBT)253,800302,800
EBIT - interestExpense = -577,700
253,800
1,017,500
Interest Expense831,500
Earnings Before Interest and Taxes (EBIT)253,8001,085,300
Earnings Before Interest and Taxes (EBITDA)260,400
 
After tax Income (+$)
Income Before Tax253,800
Tax Provision-67,800
Net Income From Continuing Ops186,000186,000
Net Income186,000
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses1,059,400
Total Other Income/Expenses Net-24,500-483,200
 

Technical Analysis of Paragon Banking Group PLC
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Paragon Banking Group PLC. The general trend of Paragon Banking Group PLC is BULLISH with 100.0% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Paragon Banking Group PLC's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (100.0%) Bearish trend (-100.0%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Paragon Banking Group PLC Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Paragon Banking Group PLC.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 955.66.

The bearish price targets are: 872.90 > 849.75 > 848.27.

Know someone who trades $PAG? Share this with them.👇

Paragon Banking Group PLC Daily Support & Resistance Chart
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2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Paragon Banking Group PLC. The current mas is .

The long score for the Moving Averages is 14/14.
The longshort score for the Moving Averages is 14/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 > MA 50: The MA 20 is higher than the MA 50. +1
  • MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
  • MA 20 > MA 200: The MA 20 is higher than the MA 200. +1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close > MA 50: The price is above the MA 50. +1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
  • MA 100 trending up: The MA 100 is trending up. +1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 > MA 200: The MA 100 is higher than the MA 200. +1
  • MA 200 trending up: The MA 200 is trending up. +1
  • Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Paragon Banking Group PLC Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Paragon Banking Group PLC. The current macd is 15.39.

The long score for the Moving Average Convergence/Divergence (MACD) is 4/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 4/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Paragon Banking Group PLC price going up in the near term. +2
  • MACD > 0: The MACD is above the zero line (centerline), it indicates a bullish signal for Paragon Banking Group PLC. This means that the short-term moving average is higher than the long-term moving average, signaling positive momentum and suggesting a higher likelihood of the Paragon Banking Group PLC price continuing to rise in the near future. It indicates that buyers are gaining control, and there is optimism in the market, leading to potential price increases. +1
  • Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1
Paragon Banking Group PLC Daily Moving Average Convergence/Divergence (MACD) ChartParagon Banking Group PLC Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Paragon Banking Group PLC. The current adx is 19.01.

The long score for the Directional Movement Index (DMI) is 1/7.
The longshort score for the Directional Movement Index (DMI) is 1/(-7 +7).

  • PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy Paragon Banking Group PLC shares, leading to potential upward momentum in its price. +1
  • PLUS_ID > MINUS_DI && ADX < 25 && ADX trending down: The ADX is below 25 and indicates a weak or no trend. Also, the ADX is declining so there is no trend indication.
Paragon Banking Group PLC Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Paragon Banking Group PLC. The current sar is 865.84.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

  • Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1
Paragon Banking Group PLC Daily Parabolic SAR Chart
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3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Paragon Banking Group PLC. The current rsi is 64.66. The current phase is Continuation in bull market.

The long score for the Relative Strength Index (RSI) is 4/13.
The longshort score for the Relative Strength Index (RSI) is 4/(-13 +13).

  • Continuation in bull market: Uptrend continues after a consolidation or pullback. Hold or add to existing positions.
  • Trending up: The RSI is trending up. +1
Paragon Banking Group PLC Daily Relative Strength Index (RSI) ChartParagon Banking Group PLC Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Paragon Banking Group PLC. The current phase is Overbought in bull market.

The long score for the Stochastic Oscillator is 6/6.
The longshort score for the Stochastic Oscillator is 6/(-6 +6).

  • STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
  • STOCH > 80: The STOCH %K is above 80 and overbought. +2
  • STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Paragon Banking Group PLC price going up in the near term. +2
  • Trending up: The STOCH %K is trending up. +1
Paragon Banking Group PLC Daily Stochastic Oscillator ChartParagon Banking Group PLC Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Paragon Banking Group PLC. The current cci is 146.42.

The long score for the Commodity Channel Index (CCI) is 1/1.
The longshort score for the Commodity Channel Index (CCI) is 1/(-1 +1).

  • CCI > 100: The CCI is above 100, it indicates that the price is significantly above its average, suggesting a potential overbought condition. +1
Paragon Banking Group PLC Daily Commodity Channel Index (CCI) ChartParagon Banking Group PLC Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Paragon Banking Group PLC. The current cmo is 34.05.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

  • CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1
Paragon Banking Group PLC Daily Chande Momentum Oscillator (CMO) ChartParagon Banking Group PLC Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Paragon Banking Group PLC. The current willr is 0.

The long score for the Williams %R is 1/1.
The longshort score for the Williams %R is 1/(-1 +1).

  • WILLR > -20: The Williams %R is above -20. This indicates that the price is in overbought territory, suggesting a potential price correction or trend reversal to the downside. +1
Paragon Banking Group PLC Daily Williams %R ChartParagon Banking Group PLC Daily Williams %R Chart
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4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Paragon Banking Group PLC.

Paragon Banking Group PLC Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Paragon Banking Group PLC. The current atr is 21.23.

Paragon Banking Group PLC Daily Average True Range (ATR) ChartParagon Banking Group PLC Daily Average True Range (ATR) Chart
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5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Paragon Banking Group PLC. The current obv is 32,338,677.

Paragon Banking Group PLC Daily On-Balance Volume (OBV) ChartParagon Banking Group PLC Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Paragon Banking Group PLC. The current mfi is 66.70.

The long score for the Money Flow Index (MFI) is 1/2.
The longshort score for the Money Flow Index (MFI) is 1/(-2 +2).

  • MFI > 50: +1
Paragon Banking Group PLC Daily Money Flow Index (MFI) ChartParagon Banking Group PLC Daily Money Flow Index (MFI) Chart
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6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Paragon Banking Group PLC.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2025-02-17CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-02-18SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2025-02-19MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2025-02-20CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-02-25DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
2025-02-26DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2025-02-27DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2025-02-28STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-04STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-05STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-10SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-11SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2025-03-12STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-13STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-03-14STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-17SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2025-03-18MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-03-19DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2025-03-20STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-21WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-03-24STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-03-25BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-03-28STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-31DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-02STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-03MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-04CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-07STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-08ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-09STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2025-04-10STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-14SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-15MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-04-16DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-04-17BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-04-22STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-23STOCH SHORT EXITThe %K line crosses above the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-04-25STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-28STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-29MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-04-30MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-05-01STOCH LONG EXITThe %K line crosses below the %D line.
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-05-02STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-08STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-13STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-16CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-05-19STOCH LONG EXITThe %K line crosses below the %D line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-05-20STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-21MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-23SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-27WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-05-29STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-02STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-06-03STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-04CCI LONG ENTRY SHORT CLOSE100 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-06-05SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-06-06STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-09CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-06-11BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-06-13STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-06-16STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-06-18BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-06-19STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-06-20STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-06-23STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-24STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-06-25CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-06-26MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-06-27SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2025-07-01STOCH LONG EXITThe %K line crosses below the %D line.
2025-07-03STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-07-07WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside

6.3. Candlestick Patterns

Paragon Banking Group PLC Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Paragon Banking Group PLC based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5064.660
Ma 20Greater thanMa 50906.421
Ma 50Greater thanMa 100887.019
Ma 100Greater thanMa 200815.375
OpenGreater thanClose931.500
Total4/5 (80.0%)
Penke
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