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Paragon Banking Group PLC










Financial Health of Paragon Banking Group PLC




Comparing to competitors in the Mortgage Finance industry




  Industry Rankings  


Paragon Banking Group PLC
Buy, Hold or Sell?

Should you buy, hold or sell Paragon Banking Group PLC?

I guess you are interested in Paragon Banking Group PLC. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

Let's analyse Paragon Banking Group PLC

Let's start. I'm going to help you getting a better view of Paragon Banking Group PLC. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

  1. Company's Financial Health
    A deep dive into the books. How are the numbers doing? Is Paragon Banking Group PLC even making a profit? Is the company skyrocketing? Or is it sinking like the Titanic. The trend is your friend.
  2. Market Valuation
    Finally, you now have an insight of how Paragon Banking Group PLC is doing in the market. If the company is worth buying. The latest step is to find out how other investors value Paragon Banking Group PLC. The closing price on 2022-12-02 was p462.60 per share. Is the company over- or underpriced?
  3. Key Performance Indicators
    A total overlook on how the company is doing. Based on the (trends in) the key performance indicators.
Paragon Banking Group PLC Daily Candlestick Chart

Summary

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
Liquidity Details
 Compared to previous yearCompared to industry
The company is able to pay all its short-term debts.
The company is just able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

1.1. Profitability of Paragon Banking Group PLC.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Paragon Banking Group PLC earns for each 1 of revenue.

  • Above 10% is considered healthy but always compare Paragon Banking Group PLC to the Mortgage Finance industry mean.
  • A Net Profit Margin of 0.0% means that 0.00 for each 1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Paragon Banking Group PLC:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.0%
TTM-YOY-0.0%
TTM-5Y18.3%-18.3%
5Y18.3%10Y25.5%-7.2%
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ-57.1%-57.1%
TTM-46.6%-46.6%
YOY-47.5%-47.5%
5Y18.3%48.5%-30.2%
10Y25.5%46.0%-20.5%
1.1.2. Return on Assets

Shows how efficient Paragon Banking Group PLC is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Paragon Banking Group PLC to the Mortgage Finance industry mean.
  • 0.3% Return on Assets means that Paragon Banking Group PLC generated 0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Paragon Banking Group PLC:

  • The MRQ is 0.3%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.3%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.3%TTM0.3%+0.0%
TTM0.3%YOY0.2%+0.1%
TTM0.3%5Y0.2%+0.1%
5Y0.2%10Y0.2%0.0%
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ0.3%0.1%+0.2%
TTM0.3%0.1%+0.2%
YOY0.2%0.1%+0.1%
5Y0.2%0.1%+0.1%
10Y0.2%0.1%+0.1%
1.1.3. Return on Equity

Shows how efficient Paragon Banking Group PLC is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Paragon Banking Group PLC to the Mortgage Finance industry mean.
  • 4.3% Return on Equity means Paragon Banking Group PLC generated 0.04 for each 1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Paragon Banking Group PLC:

  • The MRQ is 4.3%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 4.0%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ4.3%TTM4.0%+0.3%
TTM4.0%YOY2.6%+1.4%
TTM4.0%5Y3.1%+0.9%
5Y3.1%10Y3.1%0.0%
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ4.3%4.8%-0.5%
TTM4.0%7.3%-3.3%
YOY2.6%10.1%-7.5%
5Y3.1%6.5%-3.4%
10Y3.1%5.7%-2.6%

1.2. Operating Efficiency of Paragon Banking Group PLC.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Paragon Banking Group PLC is operating .

  • Measures how much profit Paragon Banking Group PLC makes for each 1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Paragon Banking Group PLC to the Mortgage Finance industry mean.
  • An Operating Margin of 0.0% means the company generated 0.00  for each 1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Paragon Banking Group PLC:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.0%
TTM-YOY-0.0%
TTM-5Y-0.0%
5Y-10Y-0.0%
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ-16.8%-16.8%
TTM-21.0%-21.0%
YOY-29.1%-29.1%
5Y-28.0%-28.0%
10Y-29.4%-29.4%
1.2.2. Operating Ratio

Measures how efficient Paragon Banking Group PLC is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Mortgage Finance industry mean).
  • An Operation Ratio of 0.00 means that the operating costs are 0.00 for each 1 in net sales.

Let's take a look of the Operating Ratio trends of Paragon Banking Group PLC:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y0.354-0.354
5Y0.35410Y0.203+0.151
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ-1.075-1.075
TTM-0.698-0.698
YOY-0.641-0.641
5Y0.3540.590-0.236
10Y0.2030.561-0.358

1.3. Liquidity of Paragon Banking Group PLC.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Paragon Banking Group PLC is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Mortgage Finance industry mean).
  • A Current Ratio of 1.55 means the company has 1.55 in assets for each 1 in short-term debts.

Let's take a look of the Current Ratio trends of Paragon Banking Group PLC:

  • The MRQ is 1.553. The company is able to pay all its short-term debts. +1
  • The TTM is 1.562. The company is able to pay all its short-term debts. +1
Trends
Current periodCompared to+/- 
MRQ1.553TTM1.562-0.009
TTM1.562YOY1.724-0.161
TTM1.5625Y2.248-0.686
5Y2.24810Y1.614+0.634
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ1.5532.522-0.969
TTM1.5628.936-7.374
YOY1.72427.858-26.134
5Y2.24834.349-32.101
10Y1.61429.577-27.963
1.3.2. Quick Ratio

Measures if Paragon Banking Group PLC is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Paragon Banking Group PLC to the Mortgage Finance industry mean.
  • A Quick Ratio of 1.53 means the company can pay off 1.53 for each 1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Paragon Banking Group PLC:

  • The MRQ is 1.533. The company is very able to pay all its short-term debts with the most liquid assets. +2
  • The TTM is 1.117. The company is just able to pay all its short-term debts with the most liquid assets.
Trends
Current periodCompared to+/- 
MRQ1.533TTM1.117+0.416
TTM1.117YOY1.219-0.102
TTM1.1175Y1.482-0.365
5Y1.48210Y0.847+0.635
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ1.5333.784-2.251
TTM1.1174.364-3.247
YOY1.21925.895-24.676
5Y1.48234.489-33.007
10Y0.84732.536-31.689

1.4. Solvency of Paragon Banking Group PLC.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Paragon Banking Group PLC assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Paragon Banking Group PLC to Mortgage Finance industry mean.
  • A Debt to Asset Ratio of 0.92 means that Paragon Banking Group PLC assets are financed with 91.9% credit (debt) and the remaining percentage (100% - 91.9%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Paragon Banking Group PLC:

  • The MRQ is 0.919. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.919. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.919TTM0.9190.000
TTM0.919YOY0.924-0.005
TTM0.9195Y0.923-0.004
5Y0.92310Y0.921+0.002
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9190.951-0.032
TTM0.9190.943-0.024
YOY0.9240.989-0.065
5Y0.9230.968-0.045
10Y0.9210.948-0.027
1.4.2. Debt to Equity Ratio

Measures if Paragon Banking Group PLC is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Paragon Banking Group PLC to the Mortgage Finance industry mean.
  • A Debt to Equity ratio of 1,130.8% means that company has 11.31 debt for each 1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Paragon Banking Group PLC:

  • The MRQ is 11.308. The company is unable to pay all its debts with equity. -1
  • The TTM is 11.388. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ11.308TTM11.388-0.080
TTM11.388YOY12.196-0.808
TTM11.3885Y12.055-0.667
5Y12.05510Y11.774+0.281
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ11.30825.944-14.636
TTM11.38820.295-8.907
YOY12.19619.559-7.363
5Y12.05519.237-7.182
10Y11.77417.547-5.773

2. Market Valuation of Paragon Banking Group PLC

2. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every 1 in earnings Paragon Banking Group PLC generates.

  • Above 15 is considered overpriced but always compare Paragon Banking Group PLC to the Mortgage Finance industry mean.
  • A PE ratio of 22.50 means the investor is paying 22.50 for every 1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Paragon Banking Group PLC:

  • The EOD is 20.818. Very good. +2
  • The MRQ is 22.501. Very good. +2
  • The TTM is 26.933. Very good. +2
Trends
Current periodCompared to+/- 
EOD20.818MRQ22.501-1.683
MRQ22.501TTM26.933-4.433
TTM26.933YOY35.083-8.150
TTM26.9335Y33.346-6.413
5Y33.34610Y30.767+2.579
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
EOD20.81838.413-17.595
MRQ22.50143.632-21.131
TTM26.93368.155-41.222
YOY35.08374.002-38.919
5Y33.34651.078-17.732
10Y30.76745.610-14.843
2.2. Price Earnings to Growth Ratio

Measures the predicted future growth of Paragon Banking Group PLC.

  • Lower is better.
  • A PEG ratio of 1 means the market price of the stock and the expected future earnings are on par.

Let's take a look of the Price Earnings to Growth Ratio trends of Paragon Banking Group PLC:

  • The MRQ is 1,146.950. Seems overpriced? -1
  • The TTM is 669.266. Seems overpriced? -1
Trends
Current periodCompared to+/- 
MRQ1,146.950TTM669.266+477.684
TTM669.266YOY-39,284.938+39,954.204
TTM669.2665Y-10,159.751+10,829.017
5Y-10,159.75110Y-6,132.027-4,027.724
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ1,146.950-0.489+1,147.439
TTM669.2660.214+669.052
YOY-39,284.938-1.004-39,283.934
5Y-10,159.751-0.021-10,159.730
10Y-6,132.027-0.044-6,131.983

2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Paragon Banking Group PLC is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Mortgage Finance industry mean).
  • A PB ratio of 0.96 means the investor is paying 0.96 for each 1 in book value.

Let's take a look of the Price to Book Ratio trends of Paragon Banking Group PLC:

  • The EOD is 0.887. Very good. +2
  • The MRQ is 0.959. Very good. +2
  • The TTM is 1.072. Good. +1
Trends
Current periodCompared to+/- 
EOD0.887MRQ0.959-0.072
MRQ0.959TTM1.072-0.113
TTM1.072YOY0.900+0.172
TTM1.0725Y0.992+0.080
5Y0.99210Y0.926+0.066
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
EOD0.8870.454+0.433
MRQ0.9590.415+0.544
TTM1.0720.505+0.567
YOY0.9000.469+0.431
5Y0.9920.405+0.587
10Y0.9260.398+0.528
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Paragon Banking Group PLC compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--25.32313.123+93%7.837+223%4.971+409%4.906+416%
Book Value Growth--0.9880.988+0%0.988+0%0.988+0%0.988+0%
Book Value Per Share--521.301495.516+5%451.855+15%460.672+13%425.617+22%
Book Value Per Share Growth--0.0490.026+88%0.017+186%0.010+381%0.011+325%
Current Ratio--1.5531.562-1%1.724-10%2.248-31%1.614-4%
Debt To Asset Ratio--0.9190.9190%0.924-1%0.9230%0.9210%
Debt To Equity Ratio--11.30811.388-1%12.196-7%12.055-6%11.774-4%
Dividend Per Share--9.4926.484+46%7.112+33%5.845+62%3.988+138%
Dividend Per Share Growth--0.020-0.090+559%0.004+414%-0.048+344%0.106-81%
Eps--22.22219.905+12%11.788+89%14.331+55%13.234+68%
Eps Growth--0.0200.099-80%0.104-81%0.012+65%0.004+449%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%
Net Profit Margin----0%-0%0.183-100%0.255-100%
Operating Margin----0%-0%-0%-0%
Operating Ratio----0%-0%0.354-100%0.203-100%
Pb Ratio0.887-8%0.9591.072-11%0.900+7%0.992-3%0.926+4%
Pe Ratio20.818-8%22.50126.933-16%35.083-36%33.346-33%30.767-27%
Peg Ratio--1146.950669.266+71%-39284.938+3525%-10159.751+986%-6132.027+635%
Price Per Share462.600-8%500.000530.375-6%407.300+23%457.560+9%397.863+26%
Price To Total Gains Ratio13.288-8%14.36259.381-76%38.099-62%65.240-78%70.234-80%
Profit Growth--98.77098.8780%98.8990%98.7880%98.7760%
Quick Ratio--1.5331.117+37%1.219+26%1.482+3%0.847+81%
Return On Assets--0.0030.003+7%0.002+76%0.002+46%0.002+42%
Return On Equity--0.0430.040+6%0.026+64%0.031+38%0.031+38%
Total Gains Per Share--34.81419.607+78%14.950+133%10.816+222%8.894+291%
Total Gains Per Share Growth--0.733-1.720+335%1.040-30%-0.920+226%-1.385+289%
Usd Book Value--1573519120.0001526948020.000+3%1425659720.000+10%1381953588.000+14%1256826418.000+25%
Usd Book Value Change Per Share--0.3110.161+93%0.096+223%0.061+409%0.060+416%
Usd Book Value Per Share--6.4106.093+5%5.556+15%5.664+13%5.233+22%
Usd Dividend Per Share--0.1170.080+46%0.087+33%0.072+62%0.049+138%
Usd Eps--0.2730.245+12%0.145+89%0.176+55%0.163+68%
Usd Price Per Share5.688-8%6.1486.521-6%5.008+23%5.626+9%4.892+26%
Usd Profit--67074680.00061295560.000+9%37195400.000+80%42968372.000+56%39069003.000+72%
Usd Revenue----0%-0%58037120.000-100%83462174.000-100%
Usd Total Gains Per Share--0.4280.241+78%0.184+133%0.133+222%0.109+291%
 EOD+3 -2MRQTTM+24 -6YOY+22 -85Y+26 -710Y+24 -9

3.2. Fundamental Score

Let's check the fundamental score of Paragon Banking Group PLC based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1520.818
Price to Book Ratio (EOD)Between0-10.887
Net Profit Margin (MRQ)Greater than00.000
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than11.533
Current Ratio (MRQ)Greater than11.553
Debt to Asset Ratio (MRQ)Less than10.919
Debt to Equity Ratio (MRQ)Less than111.308
Return on Equity (MRQ)Greater than0.150.043
Return on Assets (MRQ)Greater than0.050.003
Total4/10 (40.0%)

3.3. Technical Score

Let's check the technical score of Paragon Banking Group PLC based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5057.053
Ma 20Greater thanMa 50453.830
Ma 50Greater thanMa 100429.704
Ma 100Greater thanMa 200478.234
OpenGreater thanClose475.000
Total3/5 (60.0%)



Latest Balance Sheet

Balance Sheet of 2022-03-31. Currency in GBP. All numbers in thousands.

Summary
Total Assets15,751,000
Total Liabilities14,471,300
Total Stockholder Equity1,279,700
 As reported
Total Liabilities 14,471,300
Total Stockholder Equity+ 1,279,700
Total Assets = 15,751,000

Assets

Total Assets15,751,000
Total Current Assets15,466,200
Long-term Assets15,466,200
Total Current Assets
Cash And Cash Equivalents 1,500,400
Net Receivables 13,764,100
Total Current Assets  (as reported)15,466,200
Total Current Assets  (calculated)15,264,500
+/- 201,700
Long-term Assets
Property Plant Equipment 73,900
Goodwill 164,400
Long Term Investments 50,200
Intangible Assets 5,700
Long-term Assets  (as reported)294,200
Long-term Assets  (calculated)294,200
+/-0

Liabilities & Shareholders' Equity

Total Current Liabilities9,958,400
Long-term Liabilities1,619,900
Total Stockholder Equity1,279,700
Total Current Liabilities
Accounts payable 9,822,800
Other Current Liabilities 133,000
Total Current Liabilities  (as reported)9,958,400
Total Current Liabilities  (calculated)9,955,800
+/- 2,600
Long-term Liabilities
Other Liabilities 13,100
Long-term Liabilities  (as reported)1,619,900
Long-term Liabilities  (calculated)13,100
+/- 1,606,800
Total Stockholder Equity
Common Stock250,500
Retained Earnings 1,013,200
Other Stockholders Equity 16,000
Total Stockholder Equity (as reported)1,279,700
Total Stockholder Equity (calculated)1,279,700
+/-0
Other
Capital Stock250,500
Cash and Short Term Investments 1,500,400
Common Stock Shares Outstanding 245,482
Liabilities and Stockholders Equity 15,751,000
Net Debt 119,500
Net Invested Capital 2,889,800
Net Tangible Assets 1,109,600
Short Long Term Debt Total 1,619,900



Balance Sheet

Currency in GBP. All numbers in thousands.

 Trend2022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-312008-12-312008-09-302008-06-302008-03-312007-12-312007-09-302007-06-302007-03-312006-12-312006-09-302006-03-312005-09-302005-03-312004-09-302004-03-312003-09-302003-03-312002-09-302002-03-312001-09-302001-03-312000-09-302000-03-31
> Total Assets 
1,769,300
1,871,300
2,197,200
2,405,500
2,629,200
2,794,100
2,975,800
3,421,500
4,318,600
4,934,000
5,341,000
5,988,000
8,072,300
9,116,600
10,957,400
10,957,400
12,097,200
12,097,200
12,385,600
12,385,600
11,509,700
11,509,700
12,053,400
12,053,400
11,154,300
11,154,300
11,088,800
11,088,800
10,645,600
10,645,600
10,501,900
10,501,900
10,488,200
10,488,200
10,211,500
10,211,500
10,037,100
10,037,100
10,437,900
10,437,900
10,328,300
10,328,300
10,639,100
10,639,100
10,895,100
10,895,100
11,197,800
11,197,800
11,878,900
11,878,900
12,846,100
12,846,100
13,518,400
13,518,400
13,331,300
13,331,300
13,682,200
13,682,200
13,346,700
13,346,700
14,515,100
14,515,100
14,654,000
14,654,000
14,395,500
14,395,500
0
14,689,200
0
15,505,500
0
15,488,800
0
15,137,000
0
15,751,000
15,751,000015,137,000015,488,800015,505,500014,689,200014,395,50014,395,50014,654,00014,654,00014,515,10014,515,10013,346,70013,346,70013,682,20013,682,20013,331,30013,331,30013,518,40013,518,40012,846,10012,846,10011,878,90011,878,90011,197,80011,197,80010,895,10010,895,10010,639,10010,639,10010,328,30010,328,30010,437,90010,437,90010,037,10010,037,10010,211,50010,211,50010,488,20010,488,20010,501,90010,501,90010,645,60010,645,60011,088,80011,088,80011,154,30011,154,30012,053,40012,053,40011,509,70011,509,70012,385,60012,385,60012,097,20012,097,20010,957,40010,957,4009,116,6008,072,3005,988,0005,341,0004,934,0004,318,6003,421,5002,975,8002,794,1002,629,2002,405,5002,197,2001,871,3001,769,300
   > Total Current Assets 
0
165,700
0
248,300
0
260,100
0
308,500
0
414,700
463,200
0
8,052,100
629,000
0
10,935,800
0
934,400
0
12,364,100
0
832,900
0
12,021,100
0
487,600
0
11,067,200
0
542,600
0
10,481,300
0
576,300
0
10,190,700
0
512,100
0
10,418,700
0
10,310,200
0
10,607,500
0
10,864,300
0
11,167,400
0
11,849,100
0
12,722,400
0
13,373,800
12,132,200
13,183,700
13,531,600
13,531,600
13,151,100
13,174,200
14,289,000
14,289,000
14,367,700
14,419,000
14,160,900
14,167,100
14,340,300
13,835,600
15,263,100
14,696,300
15,161,100
15,014,800
14,881,700
14,846,400
15,466,200
15,466,200
15,466,20015,466,20014,846,40014,881,70015,014,80015,161,10014,696,30015,263,10013,835,60014,340,30014,167,10014,160,90014,419,00014,367,70014,289,00014,289,00013,174,20013,151,10013,531,60013,531,60013,183,70012,132,20013,373,800012,722,400011,849,100011,167,400010,864,300010,607,500010,310,200010,418,7000512,100010,190,7000576,300010,481,3000542,600011,067,2000487,600012,021,1000832,900012,364,1000934,400010,935,8000629,0008,052,1000463,200414,7000308,5000260,1000248,3000165,7000
       Cash And Cash Equivalents 
175,900
95,100
177,100
106,000
316,700
129,800
202,800
150,500
345,900
172,000
452,500
159,000
734,500
622,700
1,097,500
1,097,500
927,700
927,700
1,025,700
1,025,700
826,300
826,300
589,200
589,200
480,400
480,400
514,700
514,700
536,700
536,700
556,000
556,000
571,600
571,600
475,800
475,800
504,800
504,800
561,400
561,400
587,300
587,300
716,300
716,300
848,800
848,800
812,600
812,600
1,056,000
1,056,000
895,300
895,300
1,237,600
1,237,600
1,173,600
1,173,600
1,496,900
1,498,500
1,062,600
1,062,600
1,310,600
1,316,800
1,072,000
1,072,000
1,225,400
1,236,800
0
1,206,800
0
1,940,100
0
2,103,000
0
1,383,800
0
1,500,400
1,500,40001,383,80002,103,00001,940,10001,206,80001,236,8001,225,4001,072,0001,072,0001,316,8001,310,6001,062,6001,062,6001,498,5001,496,9001,173,6001,173,6001,237,6001,237,600895,300895,3001,056,0001,056,000812,600812,600848,800848,800716,300716,300587,300587,300561,400561,400504,800504,800475,800475,800571,600571,600556,000556,000536,700536,700514,700514,700480,400480,400589,200589,200826,300826,3001,025,7001,025,700927,700927,7001,097,5001,097,500622,700734,500159,000452,500172,000345,900150,500202,800129,800316,700106,000177,10095,100175,900
       Short-term Investments 
0
50,200
0
125,500
0
117,300
0
144,800
0
230,500
3,200
286,000
0
602,100
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000000000000000000000000000000000000000000000000000000602,1000286,0003,200230,5000144,8000117,3000125,500050,2000
       Net Receivables 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
7,700
0
5,500
0
6,600
0
4,800
0
6,100
0
3,400
0
9,500
0
5,600
10,958,600
18,400
11,121,700
6,100
11,325,100
11,325,100
12,110,100
5,300
12,544,400
12,544,400
12,257,400
6,700
12,595,400
12,595,400
12,753,500
6,700
12,877,400
12,877,400
13,413,600
5,400
13,764,100
13,764,100
13,764,10013,764,1005,40013,413,60012,877,40012,877,4006,70012,753,50012,595,40012,595,4006,70012,257,40012,544,40012,544,4005,30012,110,10011,325,10011,325,1006,10011,121,70018,40010,958,6005,60009,50003,40006,10004,80006,60005,50007,700000000000000000000000000000000000000000
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6,400
6,400
0
0
12,600
12,600
0
0
85,700
14,160,400
0
12,628,800
121,300
12,749,500
0
12,911,800
63,800
13,486,300
0
0
0013,486,30063,80012,911,800012,749,500121,30012,628,800014,160,40085,7000012,60012,600006,4006,40000000000000000000000000000000000000000000000000000000000
   > Long-term Assets 
0
1,705,600
0
2,157,200
0
2,534,000
0
3,113,000
0
4,519,300
4,877,800
0
20,200
8,487,600
0
21,600
0
11,162,800
0
21,500
0
10,676,800
0
32,300
0
10,666,700
0
21,600
0
10,103,000
0
20,600
0
9,911,900
0
20,800
0
9,525,000
0
19,200
0
18,100
0
31,600
0
30,800
0
30,400
0
29,800
0
123,700
0
144,600
0
147,600
0
150,600
0
172,500
0
226,100
0
235,000
0
228,400
0
853,600
0
809,200
0
474,000
0
290,600
0
294,200
294,2000290,6000474,0000809,2000853,6000228,4000235,0000226,1000172,5000150,6000147,6000144,6000123,700029,800030,400030,800031,600018,100019,20009,525,000020,80009,911,900020,600010,103,000021,600010,666,700032,300010,676,800021,500011,162,800021,60008,487,60020,20004,877,8004,519,30003,113,00002,534,00002,157,20001,705,6000
       Property Plant Equipment 
3,200
3,600
3,500
3,200
3,300
3,400
3,900
4,200
3,600
3,400
4,000
3,000
19,800
20,200
21,000
21,000
21,900
21,900
20,900
20,900
18,500
18,500
16,000
16,000
13,500
13,500
12,200
12,200
12,200
10,400
11,200
11,200
11,400
11,400
11,400
11,400
10,700
10,700
10,200
10,200
9,600
9,600
23,400
23,400
22,900
22,900
22,800
22,800
22,100
22,100
36,700
36,700
39,200
39,200
43,000
43,000
46,200
46,200
52,200
52,200
56,800
56,800
63,600
63,600
57,300
57,300
65,800
65,800
66,100
66,100
64,700
64,700
70,400
70,400
73,900
73,900
73,90073,90070,40070,40064,70064,70066,10066,10065,80065,80057,30057,30063,60063,60056,80056,80052,20052,20046,20046,20043,00043,00039,20039,20036,70036,70022,10022,10022,80022,80022,90022,90023,40023,4009,6009,60010,20010,20010,70010,70011,40011,40011,40011,40011,20011,20010,40012,20012,20012,20013,50013,50016,00016,00018,50018,50020,90020,90021,90021,90021,00021,00020,20019,8003,0004,0003,4003,6004,2003,9003,4003,3003,2003,5003,6003,200
       Goodwill 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
80,000
80,000
98,400
98,400
98,000
98,000
98,100
98,100
114,600
114,600
162,200
162,200
164,600
164,600
164,400
164,400
0
164,400
0
164,400
0
164,400
0
164,400
0
164,400
164,4000164,4000164,4000164,4000164,4000164,400164,400164,600164,600162,200162,200114,600114,60098,10098,10098,00098,00098,40098,40080,00080,0001,6001,6001,6001,6001,6001,6001,6001,6001,6001,6001,6001,6001,6001,6001,6001,6001,6001,6001,6001,6001,6001,6001,6001,6001,6001,600000000000000000000000000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,051,500
1,051,500
-8,700
-8,700
10,000
10,000
0
0
0
770,100
0
656,600
0
617,300
0
573,000
0
238,800
0
49,700
0
50,200
50,200049,7000238,8000573,0000617,3000656,6000770,10000010,00010,000-8,700-8,7001,051,5001,051,500000000000000000000000000000000000000000000000000000000
       Intangible Assets 
0
0
0
0
0
0
0
-18,800
-16,100
-14,000
0
0
400
600
600
600
600
600
600
600
400
400
16,300
16,300
9,600
8,000
9,400
9,400
9,200
7,600
9,400
7,800
9,300
7,700
9,400
7,800
9,100
7,500
9,000
7,400
8,500
6,900
8,200
6,600
7,900
6,300
7,600
6,000
7,700
6,100
87,000
7,000
105,400
7,000
104,600
6,600
104,400
6,300
120,300
5,700
7,100
7,100
6,800
6,800
6,700
6,700
0
6,100
0
5,700
0
6,100
0
6,100
0
5,700
5,70006,10006,10005,70006,10006,7006,7006,8006,8007,1007,1005,700120,3006,300104,4006,600104,6007,000105,4007,00087,0006,1007,7006,0007,6006,3007,9006,6008,2006,9008,5007,4009,0007,5009,1007,8009,4007,7009,3007,8009,4007,6009,2009,4009,4008,0009,60016,30016,30040040060060060060060060060040000-14,000-16,100-18,8000000000
       Other Assets 
0
33,500
0
5,800
13,600
10,200
4,400
0
0
0
0
0
80,000
43,300
36,300
36,300
21,600
21,600
13,100
13,100
11,500
11,500
8,700
8,700
4,200
4,200
2,300
2,300
2,500
2,500
0
0
1,000
1,000
0
0
4,400
1,700
0
0
2,100
2,100
0
0
1,700
1,700
0
0
2,800
2,800
0
0
6,900
6,900
0
0
6,400
6,400
13,100
13,100
19,000
19,000
51,300
51,300
6,200
14,395,500
112,600
15,542,800
6,200
15,505,500
92,500
15,488,800
14,400
15,137,000
40,800
15,751,000
15,751,00040,80015,137,00014,40015,488,80092,50015,505,5006,20015,542,800112,60014,395,5006,20051,30051,30019,00019,00013,10013,1006,4006,400006,9006,900002,8002,800001,7001,700002,1002,100001,7004,400001,0001,000002,5002,5002,3002,3004,2004,2008,7008,70011,50011,50013,10013,10021,60021,60036,30036,30043,30080,000000004,40010,20013,6005,800033,5000
> Total Liabilities 
1,644,700
1,733,600
2,047,000
2,236,500
2,448,100
2,593,300
2,759,900
3,196,200
4,056,400
4,665,600
5,049,700
5,680,000
7,810,200
8,837,600
10,663,800
10,663,800
11,783,900
11,783,900
11,772,800
11,772,800
10,888,200
10,888,200
11,427,900
11,427,900
10,503,500
10,503,500
10,423,900
10,424,200
9,953,600
9,953,600
9,786,700
9,786,700
9,746,200
9,746,200
9,445,500
9,445,500
9,233,600
9,233,600
9,618,000
9,618,000
9,455,000
9,455,000
9,729,200
9,729,200
9,948,000
9,948,000
10,245,300
10,245,300
10,909,400
10,909,400
11,881,700
11,881,700
12,548,900
12,548,900
12,337,100
12,337,100
12,672,800
12,672,800
12,326,100
12,326,100
13,419,200
13,419,200
13,567,000
13,567,000
13,287,100
13,287,100
0
13,567,200
0
14,349,500
0
14,285,000
0
13,895,100
0
14,471,300
14,471,300013,895,100014,285,000014,349,500013,567,200013,287,10013,287,10013,567,00013,567,00013,419,20013,419,20012,326,10012,326,10012,672,80012,672,80012,337,10012,337,10012,548,90012,548,90011,881,70011,881,70010,909,40010,909,40010,245,30010,245,3009,948,0009,948,0009,729,2009,729,2009,455,0009,455,0009,618,0009,618,0009,233,6009,233,6009,445,5009,445,5009,746,2009,746,2009,786,7009,786,7009,953,6009,953,60010,424,20010,423,90010,503,50010,503,50011,427,90011,427,90010,888,20010,888,20011,772,80011,772,80011,783,90011,783,90010,663,80010,663,8008,837,6007,810,2005,680,0005,049,7004,665,6004,056,4003,196,2002,759,9002,593,3002,448,1002,236,5002,047,0001,733,6001,644,700
   > Total Current Liabilities 
0
30,500
0
37,600
0
43,700
0
128,000
0
66,400
82,300
0
0
208,300
0
0
0
396,500
0
0
0
86,900
0
0
0
32,000
0
0
0
49,800
0
0
0
50,800
0
0
0
52,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,598,200
2,598,200
3,681,000
3,681,000
4,350,900
4,350,900
5,468,500
5,468,500
5,970,400
5,970,400
6,535,900
6,535,900
6,990,400
6,990,400
8,696,700
8,696,700
8,748,500
8,748,500
9,561,700
9,359,700
9,958,400
9,958,400
9,958,4009,958,4009,359,7009,561,7008,748,5008,748,5008,696,7008,696,7006,990,4006,990,4006,535,9006,535,9005,970,4005,970,4005,468,5005,468,5004,350,9004,350,9003,681,0003,681,0002,598,2002,598,200000000000000000052,00000050,80000049,80000032,00000086,900000396,500000208,3000082,30066,4000128,000043,700037,600030,5000
       Short-term Debt 
0
50,200
0
125,500
0
117,300
0
144,800
0
230,500
3,200
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
9,853,200
9,853,200
8,934,300
8,934,300
7,897,900
7,897,900
80,000
80,000
0
0
50,000
50,000
0
0
0
0
0
0
0
0
0
0
000000000050,00050,0000080,00080,0007,897,9007,897,9008,934,3008,934,3009,853,2009,853,20000000000000000000000000000000000000000000003,200230,5000144,8000117,3000125,500050,2000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
9,853,200
9,853,200
8,934,300
8,934,300
7,897,900
7,897,900
80,000
80,000
0
0
50,000
50,000
0
0
0
0
0
0
0
0
0
0
000000000050,00050,0000080,00080,0007,897,9007,897,9008,934,3008,934,3009,853,2009,853,200000000000000000000000000000000000000000000000000000000
       Accounts payable 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3,800
3,800
2,347,400
2,347,400
3,500
3,500
4,278,800
4,278,800
5,295,100
5,295,100
5,878,700
5,878,700
6,396,700
53,200
6,919,700
6,919,700
7,868,600
45,100
8,634,300
8,634,300
9,298,800
33,100
9,822,800
9,822,800
9,822,8009,822,80033,1009,298,8008,634,3008,634,30045,1007,868,6006,919,7006,919,70053,2006,396,7005,878,7005,878,7005,295,1005,295,1004,278,8004,278,8003,5003,5002,347,4002,347,4003,8003,8000000000000000000000000000000000000000000000000000000
       Other Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
69,700
69,700
19,000
19,000
71,100
71,100
32,600
32,600
91,100
91,100
18,700
18,700
68,900
68,900
4,200
4,200
62,500
62,500
9,300
60,500
133,000
133,000
133,000133,00060,5009,30062,50062,5004,2004,20068,90068,90018,70018,70091,10091,10032,60032,60071,10071,10019,00019,00069,70069,700000000000000000000000000000000000000000000000000000000
   > Long-term Liabilities 
0
1,703,100
0
2,198,900
0
2,549,600
0
3,068,200
0
4,599,200
4,967,400
0
0
8,629,300
0
0
0
11,387,400
0
0
0
10,801,300
0
0
0
10,471,500
0
0
0
9,903,800
0
0
0
9,695,400
0
0
0
9,181,600
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5,219,400
0
4,380,900
0
3,177,800
0
1,632,400
0
1,619,900
1,619,90001,632,40003,177,80004,380,90005,219,400000000000000000000000000000009,181,6000009,695,4000009,903,80000010,471,50000010,801,30000011,387,4000008,629,300004,967,4004,599,20003,068,20002,549,60002,198,90001,703,1000
> Total Stockholder Equity
124,600
137,700
150,200
166,100
181,100
200,800
215,900
234,900
246,100
268,400
291,000
308,000
262,100
279,000
293,600
293,600
313,300
313,300
612,800
612,800
621,500
621,500
625,500
625,500
650,800
650,800
664,900
664,900
692,000
692,300
715,200
715,200
742,000
742,000
766,000
766,000
803,500
803,500
819,900
819,900
873,300
873,300
909,900
909,900
947,100
947,100
952,500
952,500
969,500
969,500
964,400
964,400
969,500
969,500
994,200
994,200
1,009,400
1,009,400
1,020,600
1,020,600
1,095,900
1,095,900
1,087,000
1,087,000
1,108,400
1,108,400
0
1,122,000
0
1,156,000
0
1,203,800
0
1,241,900
0
1,279,700
1,279,70001,241,90001,203,80001,156,00001,122,00001,108,4001,108,4001,087,0001,087,0001,095,9001,095,9001,020,6001,020,6001,009,4001,009,400994,200994,200969,500969,500964,400964,400969,500969,500952,500952,500947,100947,100909,900909,900873,300873,300819,900819,900803,500803,500766,000766,000742,000742,000715,200715,200692,300692,000664,900664,900650,800650,800625,500625,500621,500621,500612,800612,800313,300313,300293,600293,600279,000262,100308,000291,000268,400246,100234,900215,900200,800181,100166,100150,200137,700124,600
   Common Stock
0
11,600
11,600
11,700
0
11,800
0
11,900
0
12,000
0
12,000
12,100
12,100
12,100
12,100
12,100
12,100
299,100
299,100
299,100
299,100
299,100
299,100
299,100
299,100
299,400
299,400
299,400
299,400
299,700
299,700
299,700
299,700
301,400
301,400
301,800
301,800
304,300
304,300
306,200
306,200
307,100
307,100
307,300
307,300
308,900
308,900
309,300
309,300
309,600
309,600
295,900
295,900
296,500
296,500
281,500
281,500
281,500
281,500
281,600
281,600
281,800
281,800
261,600
261,600
261,700
261,700
261,800
261,800
262,000
262,000
262,500
262,500
250,500
250,500
250,500250,500262,500262,500262,000262,000261,800261,800261,700261,700261,600261,600281,800281,800281,600281,600281,500281,500281,500281,500296,500296,500295,900295,900309,600309,600309,300309,300308,900308,900307,300307,300307,100307,100306,200306,200304,300304,300301,800301,800301,400301,400299,700299,700299,700299,700299,400299,400299,400299,400299,100299,100299,100299,100299,100299,100299,100299,10012,10012,10012,10012,10012,10012,10012,000012,000011,900011,800011,70011,60011,6000
   Retained Earnings 
0
133,800
146,300
164,000
174,200
193,700
208,800
225,800
247,200
270,100
293,800
0
279,700
314,900
0
336,300
0
359,100
0
376,000
0
384,900
0
388,800
0
413,300
0
425,300
0
450,500
0
473,600
0
495,000
0
517,800
0
555,600
0
568,200
0
619,100
0
654,400
0
693,500
0
716,100
0
767,700
0
799,700
0
725,900
772,800
772,800
784,500
784,500
810,000
810,000
890,700
890,700
880,900
880,900
835,900
835,900
842,000
842,000
880,700
880,700
927,400
927,400
1,005,900
1,005,900
1,013,200
1,013,200
1,013,2001,013,2001,005,9001,005,900927,400927,400880,700880,700842,000842,000835,900835,900880,900880,900890,700890,700810,000810,000784,500784,500772,800772,800725,9000799,7000767,7000716,1000693,5000654,4000619,1000568,2000555,6000517,8000495,0000473,6000450,5000425,3000413,3000388,8000384,9000376,0000359,1000336,3000314,900279,7000293,800270,100247,200225,800208,800193,700174,200164,000146,300133,8000
   Capital Surplus 0000000000000000000000000000000000000000000000000000000000000000000000000000
   Treasury Stock00000000000000-104,000-104,000-98,000-98,000-83,100-83,100-85,700-85,700-62,500-62,500-138,600-138,600-100,000-100,000-65,400-65,400-48,200-48,200-46,700-46,700-47,600-47,600-49,000-49,000-48,500-48,500-48,700-48,700-48,400-48,400-53,500-53,500-53,200-53,200-55,400-55,400-56,700-56,700-56,700-56,700-56,300-56,300-56,100-56,100-56,800-56,800-53,600-53,600-47,7000-23,000-14,000-12,300000000000
   Other Stockholders Equity 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-54,900
-54,900
-39,000
-39,000
-38,500
-38,500
-38,200
-38,200
-38,900
-38,900
-16,900
39,700
-17,300
18,300
-17,400
13,500
-19,700
14,400
-19,900
-26,500
-7,800
16,000
16,000-7,800-26,500-19,90014,400-19,70013,500-17,40018,300-17,30039,700-16,900-38,900-38,900-38,200-38,200-38,500-38,500-39,000-39,000-54,900-54,900000000000000000000000000000000000000000000000000000000



Balance Sheet

Currency in GBP. All numbers in thousands.




Cash Flow

Currency in GBP. All numbers in thousands.