25 XP   0   0   10

Deutsche Pfandbriefbank AG
Buy, Hold or Sell?

Let's analyse Pfandbriefbank together

PenkeI guess you are interested in Deutsche Pfandbriefbank AG. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Deutsche Pfandbriefbank AG. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

Get notifications about Deutsche Pfandbriefbank AG

I send you an email if I find something interesting about Deutsche Pfandbriefbank AG.

Quick analysis of Pfandbriefbank (30 sec.)










What can you expect buying and holding a share of Pfandbriefbank? (30 sec.)

How much money do you get?

How much money do you get?
€4.14
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
€211.35
Expected worth in 1 year
€963.76
How sure are you?
80.0%

+ What do you gain per year?

Total Gains per Share
€756.21
Return On Investment
13,290.2%

For what price can you sell your share?

Current Price per Share
€5.69
Expected price per share
€4.452 - €6.48
How sure are you?
50%

1. Valuation of Pfandbriefbank (5 min.)




Live pricePrice per Share (EOD)

€5.69

Intrinsic Value Per Share

€-106.06 - €31.85

Total Value Per Share

€105.30 - €243.20

2. Growth of Pfandbriefbank (5 min.)




Is Pfandbriefbank growing?

Current yearPrevious yearGrowGrow %
How rich?$30.8b$3.3b$27.4b89.0%

How much money is Pfandbriefbank making?

Current yearPrevious yearGrowGrow %
Making money$98.8m$204.2m-$105.3m-106.6%
Net Profit Margin15.1%11.5%--

How much money comes from the company's main activities?

3. Financial Health of Pfandbriefbank (5 min.)




4. Comparing to competitors in the Mortgage Finance industry (5 min.)




  Industry Rankings (Mortgage Finance)  


Richest
#5 / 53

Most Revenue
#10 / 53

Most Profit
#13 / 53

What can you expect buying and holding a share of Pfandbriefbank? (5 min.)

Welcome investor! Pfandbriefbank's management wants to use your money to grow the business. In return you get a share of Pfandbriefbank.

What can you expect buying and holding a share of Pfandbriefbank?

First you should know what it really means to hold a share of Pfandbriefbank. And how you can make/lose money.

Speculation

The Price per Share of Pfandbriefbank is €5.69. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Pfandbriefbank.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Pfandbriefbank, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is €211.35. Based on the TTM, the Book Value Change Per Share is €188.10 per quarter. Based on the YOY, the Book Value Change Per Share is €0.00 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is €0.95 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Pfandbriefbank.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 % of Price per Share% of Price per Share% of Price per Share% of Price per Share% of Price per Share
Usd Eps0.7412.9%0.7412.9%1.3824.3%1.1920.9%1.2221.5%
Usd Book Value Change Per Share204.323,590.8%204.323,590.8%0.000.0%-17.13-301.0%20.15354.1%
Usd Dividend Per Share1.0318.2%1.0318.2%1.2822.6%0.9316.4%0.8414.7%
Usd Total Gains Per Share205.353,609.0%205.353,609.0%1.2822.6%-16.20-284.6%20.98368.8%
Usd Price Per Share6.73-6.73-7.90-10.30-9.76-
Price to Earnings Ratio9.15-9.15-5.72-9.10-7.52-
Price-to-Total Gains Ratio0.03-0.03-6.15-4.32-4.39-
Price to Book Ratio0.03-0.03-0.31-0.37-0.35-
Price-to-Total Gains Ratio0.03-0.03-6.15-4.32-4.39-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share6.180478
Number of shares161
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share1.030.93
Usd Book Value Change Per Share204.32-17.13
Usd Total Gains Per Share205.35-16.20
Gains per Quarter (161 shares)33,061.30-2,607.40
Gains per Year (161 shares)132,245.20-10,429.60
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1666131579132235600-11030-10440
213322631592644801201-22060-20870
319973947383967251801-33090-31300
426635263175289702401-44120-41730
533296578976612153001-55149-52160
639957894767934603602-66179-62590
746619210569257054202-77209-73020
85327105263510579504802-88239-83450
95992118421411901955403-99269-93880
106658131579413224406003-110299-104310

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%13.03.00.081.3%
Book Value Change Per Share1.00.00.0100.0%2.00.01.066.7%3.01.01.060.0%7.02.01.070.0%12.03.01.075.0%
Dividend per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%11.00.05.068.8%
Total Gains per Share1.00.00.0100.0%3.00.00.0100.0%4.01.00.080.0%8.02.00.080.0%13.03.00.081.3%

Fundamentals of Pfandbriefbank

About Deutsche Pfandbriefbank AG

Deutsche Pfandbriefbank AG provides commercial real estate and public investment finance in Europe and the United States of America. It operates through Real Estate Finance and Non-Core segments. The Real Estate Finance segment provides financing for professional real estate investors, which includes professional national and international real estate companies, institutional investors, and property funds to financed properties comprising office buildings, properties for residential use, retail, and logistic properties, as well as hotel business. Its Non-Core segment offers financing eligible for Pfandbrief cover for the provision and improvement of public infrastructure and financing to the public sector that is not specifically earmarked for a particular purpose. Deutsche Pfandbriefbank AG is headquartered in Garching bei München, Germany.

Fundamental data was last updated by Penke on 2024-05-19 08:07:03.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating less efficient.
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is very able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is cheap.

1.1. Profitability of Deutsche Pfandbriefbank AG.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Pfandbriefbank earns for each €1 of revenue.

  • Above 10% is considered healthy but always compare Pfandbriefbank to the Mortgage Finance industry mean.
  • A Net Profit Margin of 15.1% means that €0.15 for each €1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Deutsche Pfandbriefbank AG:

  • The MRQ is 15.1%. The company is making a huge profit. +2
  • The TTM is 15.1%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ15.1%TTM15.1%0.0%
TTM15.1%YOY11.5%+3.6%
TTM15.1%5Y11.5%+3.6%
5Y11.5%10Y21.1%-9.6%
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ15.1%46.6%-31.5%
TTM15.1%46.6%-31.5%
YOY11.5%49.9%-38.4%
5Y11.5%52.1%-40.6%
10Y21.1%47.8%-26.7%
1.1.2. Return on Assets

Shows how efficient Pfandbriefbank is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Pfandbriefbank to the Mortgage Finance industry mean.
  • 0.2% Return on Assets means that Pfandbriefbank generated €0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Deutsche Pfandbriefbank AG:

  • The MRQ is 0.2%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.2%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.2%TTM0.2%0.0%
TTM0.2%YOY0.4%-0.2%
TTM0.2%5Y0.3%-0.1%
5Y0.3%10Y0.3%+0.0%
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ0.2%0.1%+0.1%
TTM0.2%0.2%0.0%
YOY0.4%0.1%+0.3%
5Y0.3%0.3%0.0%
10Y0.3%0.2%+0.1%
1.1.3. Return on Equity

Shows how efficient Pfandbriefbank is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Pfandbriefbank to the Mortgage Finance industry mean.
  • 2.7% Return on Equity means Pfandbriefbank generated €0.03 for each €1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Deutsche Pfandbriefbank AG:

  • The MRQ is 2.7%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 2.7%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ2.7%TTM2.7%0.0%
TTM2.7%YOY6.0%-3.3%
TTM2.7%5Y5.1%-2.4%
5Y5.1%10Y5.3%-0.1%
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ2.7%5.5%-2.8%
TTM2.7%6.0%-3.3%
YOY6.0%5.2%+0.8%
5Y5.1%12.4%-7.3%
10Y5.3%12.4%-7.1%

1.2. Operating Efficiency of Deutsche Pfandbriefbank AG.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Pfandbriefbank is operating .

  • Measures how much profit Pfandbriefbank makes for each €1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Pfandbriefbank to the Mortgage Finance industry mean.
  • An Operating Margin of 14.9% means the company generated €0.15  for each €1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Deutsche Pfandbriefbank AG:

  • The MRQ is 14.9%. The company is operating less efficient.
  • The TTM is 14.9%. The company is operating less efficient.
Trends
Current periodCompared to+/- 
MRQ14.9%TTM14.9%0.0%
TTM14.9%YOY-2.1%+17.0%
TTM14.9%5Y1.3%+13.6%
5Y1.3%10Y149.7%-148.4%
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ14.9%29.4%-14.5%
TTM14.9%17.1%-2.2%
YOY-2.1%23.5%-25.6%
5Y1.3%25.2%-23.9%
10Y149.7%26.7%+123.0%
1.2.2. Operating Ratio

Measures how efficient Pfandbriefbank is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Mortgage Finance industry mean).
  • An Operation Ratio of 0.49 means that the operating costs are €0.49 for each €1 in net sales.

Let's take a look of the Operating Ratio trends of Deutsche Pfandbriefbank AG:

  • The MRQ is 0.486. The company is very efficient in keeping operating costs low. +2
  • The TTM is 0.486. The company is very efficient in keeping operating costs low. +2
Trends
Current periodCompared to+/- 
MRQ0.486TTM0.4860.000
TTM0.486YOY0.783-0.298
TTM0.4865Y0.290+0.196
5Y0.29010Y0.444-0.154
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ0.4860.669-0.183
TTM0.4860.511-0.025
YOY0.7830.804-0.021
5Y0.2900.711-0.421
10Y0.4440.726-0.282

1.3. Liquidity of Deutsche Pfandbriefbank AG.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Pfandbriefbank is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Mortgage Finance industry mean).
  • A Current Ratio of 0.29 means the company has €0.29 in assets for each €1 in short-term debts.

Let's take a look of the Current Ratio trends of Deutsche Pfandbriefbank AG:

  • The MRQ is 0.286. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.286. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.286TTM0.2860.000
TTM0.286YOY0.112+0.175
TTM0.2865Y0.630-0.344
5Y0.63010Y5.010-4.380
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ0.2862.775-2.489
TTM0.28632.849-32.563
YOY0.1124.464-4.352
5Y0.63037.368-36.738
10Y5.01030.198-25.188
1.3.2. Quick Ratio

Measures if Pfandbriefbank is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Pfandbriefbank to the Mortgage Finance industry mean.
  • A Quick Ratio of 0.29 means the company can pay off €0.29 for each €1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Deutsche Pfandbriefbank AG:

  • The MRQ is 0.286. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.286. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.286TTM0.2860.000
TTM0.286YOY-0.322+0.608
TTM0.2865Y-1.577+1.863
5Y-1.57710Y4.080-5.657
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ0.2863.607-3.321
TTM0.28636.498-36.212
YOY-0.3225.728-6.050
5Y-1.57735.124-36.701
10Y4.08038.629-34.549

1.4. Solvency of Deutsche Pfandbriefbank AG.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Pfandbriefbank assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Pfandbriefbank to Mortgage Finance industry mean.
  • A Debt to Asset Ratio of 0.44 means that Pfandbriefbank assets are financed with 44.1% credit (debt) and the remaining percentage (100% - 44.1%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Deutsche Pfandbriefbank AG:

  • The MRQ is 0.441. The company is very able to pay all its debts by selling its assets. +2
  • The TTM is 0.441. The company is very able to pay all its debts by selling its assets. +2
Trends
Current periodCompared to+/- 
MRQ0.441TTM0.4410.000
TTM0.441YOY0.941-0.500
TTM0.4415Y0.845-0.404
5Y0.84510Y0.837+0.008
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ0.4410.967-0.526
TTM0.4410.967-0.526
YOY0.9410.946-0.005
5Y0.8450.961-0.116
10Y0.8370.937-0.100
1.4.2. Debt to Equity Ratio

Measures if Pfandbriefbank is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Pfandbriefbank to the Mortgage Finance industry mean.
  • A Debt to Equity ratio of 667.5% means that company has €6.67 debt for each €1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Deutsche Pfandbriefbank AG:

  • The MRQ is 6.675. The company is unable to pay all its debts with equity. -1
  • The TTM is 6.675. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ6.675TTM6.6750.000
TTM6.675YOY15.962-9.287
TTM6.6755Y15.463-8.788
5Y15.46310Y16.759-1.296
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ6.67531.744-25.069
TTM6.67531.739-25.064
YOY15.96229.856-13.894
5Y15.46326.780-11.317
10Y16.75921.756-4.997

2. Market Valuation of Deutsche Pfandbriefbank AG

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every €1 in earnings Pfandbriefbank generates.

  • Above 15 is considered overpriced but always compare Pfandbriefbank to the Mortgage Finance industry mean.
  • A PE ratio of 9.15 means the investor is paying €9.15 for every €1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Deutsche Pfandbriefbank AG:

  • The EOD is 8.408. Based on the earnings, the company is underpriced. +1
  • The MRQ is 9.155. Based on the earnings, the company is underpriced. +1
  • The TTM is 9.155. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD8.408MRQ9.155-0.746
MRQ9.155TTM9.1550.000
TTM9.155YOY5.717+3.437
TTM9.1555Y9.098+0.057
5Y9.09810Y7.517+1.581
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
EOD8.4083.059+5.349
MRQ9.1552.990+6.165
TTM9.1552.990+6.165
YOY5.7177.751-2.034
5Y9.09819.382-10.284
10Y7.51711.624-4.107
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Deutsche Pfandbriefbank AG:

  • The EOD is 1.923. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 2.093. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 2.093. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD1.923MRQ2.093-0.171
MRQ2.093TTM2.0930.000
TTM2.093YOY-0.172+2.265
TTM2.0935Y-0.500+2.593
5Y-0.50010Y0.194-0.694
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
EOD1.9231.442+0.481
MRQ2.0931.252+0.841
TTM2.0932.027+0.066
YOY-0.172-0.040-0.132
5Y-0.5000.427-0.927
10Y0.1940.027+0.167
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Pfandbriefbank is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Mortgage Finance industry mean).
  • A PB ratio of 0.03 means the investor is paying €0.03 for each €1 in book value.

Let's take a look of the Price to Book Ratio trends of Deutsche Pfandbriefbank AG:

  • The EOD is 0.027. Based on the equity, the company is cheap. +2
  • The MRQ is 0.029. Based on the equity, the company is cheap. +2
  • The TTM is 0.029. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.027MRQ0.029-0.002
MRQ0.029TTM0.0290.000
TTM0.029YOY0.313-0.283
TTM0.0295Y0.372-0.342
5Y0.37210Y0.350+0.021
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
EOD0.0270.500-0.473
MRQ0.0290.472-0.443
TTM0.0290.435-0.406
YOY0.3130.420-0.107
5Y0.3721.429-1.057
10Y0.3500.845-0.495
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Deutsche Pfandbriefbank AG compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--188.101188.1010%-+100%-15.768+108%18.548+914%
Book Value Per Share--211.355211.3550%23.253+809%60.398+250%68.074+210%
Current Ratio--0.2860.2860%0.112+157%0.630-55%5.010-94%
Debt To Asset Ratio--0.4410.4410%0.941-53%0.845-48%0.837-47%
Debt To Equity Ratio--6.6756.6750%15.962-58%15.463-57%16.759-60%
Dividend Per Share--0.9520.9520%1.182-19%0.858+11%0.770+24%
Eps--0.6770.6770%1.272-47%1.095-38%1.127-40%
Free Cash Flow Per Share--2.9602.9600%-42.342+1531%-8.700+394%-15.903+637%
Free Cash Flow To Equity Per Share--1.6141.6140%-43.837+2817%-9.752+704%-17.686+1196%
Gross Profit Margin--1.0001.0000%0.894+12%0.900+11%0.941+6%
Intrinsic Value_10Y_max--31.849--------
Intrinsic Value_10Y_min---106.055--------
Intrinsic Value_1Y_max---6.150--------
Intrinsic Value_1Y_min---14.722--------
Intrinsic Value_3Y_max---11.360--------
Intrinsic Value_3Y_min---40.950--------
Intrinsic Value_5Y_max---7.986--------
Intrinsic Value_5Y_min---63.377--------
Market Cap765162795.520-9%833074533.060833074533.0600%977635489.160-15%1274556969.224-35%1207722741.148-31%
Net Profit Margin--0.1510.1510%0.115+32%0.115+31%0.211-28%
Operating Margin--0.1490.1490%-0.021+114%0.013+1036%1.497-90%
Operating Ratio--0.4860.4860%0.783-38%0.290+67%0.444+9%
Pb Ratio0.027-9%0.0290.0290%0.313-91%0.372-92%0.350-92%
Pe Ratio8.408-9%9.1559.1550%5.717+60%9.098+1%7.517+22%
Price Per Share5.690-9%6.1956.1950%7.270-15%9.478-35%8.981-31%
Price To Free Cash Flow Ratio1.923-9%2.0932.0930%-0.172+108%-0.500+124%0.194+977%
Price To Total Gains Ratio0.030-9%0.0330.0330%6.149-99%4.325-99%4.394-99%
Quick Ratio--0.2860.2860%-0.322+212%-1.577+651%4.080-93%
Return On Assets--0.0020.0020%0.004-50%0.003-37%0.003-33%
Return On Equity--0.0270.0270%0.060-55%0.051-47%0.053-49%
Total Gains Per Share--189.053189.0530%1.182+15889%-14.910+108%19.318+879%
Usd Book Value--30871976400.00030871976400.0000%3396547400.000+809%8822116400.000+250%9943400660.000+210%
Usd Book Value Change Per Share--204.316204.3160%-+100%-17.127+108%20.146+914%
Usd Book Value Per Share--229.574229.5740%25.258+809%65.604+250%73.942+210%
Usd Dividend Per Share--1.0341.0340%1.284-19%0.932+11%0.837+24%
Usd Eps--0.7350.7350%1.381-47%1.189-38%1.225-40%
Usd Free Cash Flow--432307600.000432307600.0000%-6184822800.000+1531%-1270854000.000+394%-2322947320.000+637%
Usd Free Cash Flow Per Share--3.2153.2150%-45.992+1531%-9.450+394%-17.274+637%
Usd Free Cash Flow To Equity Per Share--1.7531.7530%-47.616+2817%-10.593+704%-19.210+1196%
Usd Market Cap831119828.494-9%904885557.810904885557.8100%1061907668.326-15%1384423779.971-35%1311828441.435-31%
Usd Price Per Share6.180-9%6.7296.7290%7.897-15%10.295-35%9.755-31%
Usd Profit--98844200.00098844200.0000%204205600.000-52%171836840.000-42%170642020.000-42%
Usd Revenue--654978600.000654978600.0000%1780281800.000-63%1573903800.000-58%1051984700.000-38%
Usd Total Gains Per Share--205.350205.3500%1.284+15889%-16.195+108%20.983+879%
 EOD+4 -4MRQTTM+0 -0YOY+22 -145Y+22 -1410Y+19 -17

3.2. Fundamental Score

Let's check the fundamental score of Deutsche Pfandbriefbank AG based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-158.408
Price to Book Ratio (EOD)Between0-10.027
Net Profit Margin (MRQ)Greater than00.151
Operating Margin (MRQ)Greater than00.149
Quick Ratio (MRQ)Greater than10.286
Current Ratio (MRQ)Greater than10.286
Debt to Asset Ratio (MRQ)Less than10.441
Debt to Equity Ratio (MRQ)Less than16.675
Return on Equity (MRQ)Greater than0.150.027
Return on Assets (MRQ)Greater than0.050.002
Total5/10 (50.0%)

3.3. Technical Score

Let's check the technical score of Deutsche Pfandbriefbank AG based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5069.069
Ma 20Greater thanMa 505.274
Ma 50Greater thanMa 1004.894
Ma 100Greater thanMa 2004.884
OpenGreater thanClose5.700
Total4/5 (80.0%)



Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2019-12-312020-12-312021-12-312022-12-312023-12-31
Long-term Assets Other  52,550,000-1,674,00050,876,000-841,00050,035,000962,00050,997,000-51,126,000-129,000
Cash and Short Term Investments  -1,141,000-4,235,000-5,376,000-1,231,000-6,607,0005,563,000-1,044,0003,772,0002,728,000
EBIT  -32,000-4,000-36,0000-36,0002,000-34,000124,00090,000
EBITDA  -14,000-3,000-17,0001,000-16,0000-16,000125,000109,000
Tax Provision  37,000037,000-23,00014,00012,00026,000-27,000-1,000
Income Tax Expense  37,000-7,00030,000-16,00014,00012,00026,000-27,000-1,000



Latest Balance Sheet

Balance Sheet of 2023-12-31. Currency in EUR. All numbers in thousands.

Summary
Total Assets50,883,000
Total Liabilities22,461,000
Total Stockholder Equity3,365,000
 As reported
Total Liabilities 22,461,000
Total Stockholder Equity+ 3,365,000
Total Assets = 50,883,000

Assets

Total Assets50,883,000
Total Current Assets2,728,000
Long-term Assets6,255,000
Total Current Assets
Cash And Cash Equivalents 2,728,000
Total Current Assets  (as reported)2,728,000
Total Current Assets  (calculated)2,728,000
+/-0
Long-term Assets
Property Plant Equipment 20,000
Long Term Investments 6,182,000
Intangible Assets 53,000
Long-term Assets Other -129,000
Long-term Assets  (as reported)6,255,000
Long-term Assets  (calculated)6,126,000
+/- 129,000

Liabilities & Shareholders' Equity

Total Current Liabilities9,532,000
Long-term Liabilities22,461,000
Total Stockholder Equity3,365,000
Total Current Liabilities
Short-term Debt 9,514,000
Other Current Liabilities 18,000
Total Current Liabilities  (as reported)9,532,000
Total Current Liabilities  (calculated)9,532,000
+/-0
Long-term Liabilities
Long-term Liabilities  (as reported)22,461,000
Long-term Liabilities  (calculated)0
+/- 22,461,000
Total Stockholder Equity
Common Stock380,000
Retained Earnings 1,162,000
Other Stockholders Equity 1,823,000
Total Stockholder Equity (as reported)3,365,000
Total Stockholder Equity (calculated)3,365,000
+/-0
Other
Capital Stock380,000
Cash and Short Term Investments 2,728,000
Common Stock Shares Outstanding 134,475
Liabilities and Stockholders Equity 50,883,000
Net Debt 19,733,000
Net Invested Capital 25,810,000
Net Working Capital -6,804,000
Property Plant and Equipment Gross 59,000
Short Long Term Debt Total 22,461,000



Balance Sheet

Currency in EUR. All numbers in thousands.

 Trend2023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-312007-12-31
> Total Assets 
77,886,000
184,496,000
215,217,000
186,823,000
108,779,000
97,056,000
73,924,000
75,518,000
66,761,000
62,629,000
57,994,000
57,769,000
56,822,000
58,859,000
58,402,000
53,007,000
50,883,000
50,883,00053,007,00058,402,00058,859,00056,822,00057,769,00057,994,00062,629,00066,761,00075,518,00073,924,00097,056,000108,779,000186,823,000215,217,000184,496,00077,886,000
   > Total Current Assets 
971,000
546,000
618,000
224,000
323,000
1,937,000
3,532,000
57,000
1,265,000
1,136,000
999,000
1,414,000
1,163,000
5,395,000
6,610,000
1,075,000
2,728,000
2,728,0001,075,0006,610,0005,395,0001,163,0001,414,000999,0001,136,0001,265,00057,0003,532,0001,937,000323,000224,000618,000546,000971,000
       Cash And Cash Equivalents 
971,000
546,000
618,000
224,000
323,000
1,937,000
3,532,000
57,000
1,265,000
1,136,000
999,000
-1,388,000
-1,141,000
5,376,000
6,607,000
1,044,000
2,728,000
2,728,0001,044,0006,607,0005,376,000-1,141,000-1,388,000999,0001,136,0001,265,00057,0003,532,0001,937,000323,000224,000618,000546,000971,000
       Net Receivables 
0
0
0
0
0
0
56,000
38,000
28,000
49,000
44,000
26,000
22,000
19,000
3,000
31,000
0
031,0003,00019,00022,00026,00044,00049,00028,00038,00056,000000000
   > Long-term Assets 
21,260,000
29,100,000
43,776,000
37,157,000
44,247,000
35,759,000
27,167,000
28,971,000
21,519,000
17,460,000
14,214,000
41,000
55,659,000
53,464,000
51,792,000
51,932,000
6,255,000
6,255,00051,932,00051,792,00053,464,00055,659,00041,00014,214,00017,460,00021,519,00028,971,00027,167,00035,759,00044,247,00037,157,00043,776,00029,100,00021,260,000
       Property Plant Equipment 
30,000
12,000
10,000
5,000
3,000
2,000
1,000
8,000
10,000
8,000
6,000
4,000
45,000
38,000
32,000
27,000
20,000
20,00027,00032,00038,00045,0004,0006,0008,00010,0008,0001,0002,0003,0005,00010,00012,00030,000
       Long Term Investments 
0
0
0
0
0
0
22,779,000
24,122,000
14,936,000
7,894,000
14,172,000
12,822,000
12,072,000
11,417,000
9,522,000
7,644,000
6,182,000
6,182,0007,644,0009,522,00011,417,00012,072,00012,822,00014,172,0007,894,00014,936,00024,122,00022,779,000000000
       Intangible Assets 
0
0
28,000
32,000
35,000
39,000
31,000
23,000
21,000
24,000
36,000
37,000
39,000
40,000
42,000
49,000
53,000
53,00049,00042,00040,00039,00037,00036,00024,00021,00023,00031,00039,00035,00032,00028,00000
       Earning Assets 
0
0
0
0
0
0
0
0
19,887,000
16,339,000
13,303,000
13,889,000
12,899,000
12,056,000
10,345,000
0
0
0010,345,00012,056,00012,899,00013,889,00013,303,00016,339,00019,887,00000000000
       Other Assets 
55,655,000
154,850,000
170,823,000
149,442,000
64,209,000
59,360,000
43,225,000
46,490,000
43,977,000
44,033,000
42,781,000
56,314,000
43,528,000
42,012,000
42,199,000
51,856,000
41,900,000
41,900,00051,856,00042,199,00042,012,00043,528,00056,314,00042,781,00044,033,00043,977,00046,490,00043,225,00059,360,00064,209,000149,442,000170,823,000154,850,00055,655,000
> Total Liabilities 
76,988,000
184,042,000
212,484,000
183,462,000
105,687,000
93,727,000
70,444,000
72,012,000
64,015,000
59,830,000
55,136,000
18,745,000
53,884,000
55,863,000
55,275,000
49,880,000
22,461,000
22,461,00049,880,00055,275,00055,863,00053,884,00018,745,00055,136,00059,830,00064,015,00072,012,00070,444,00093,727,000105,687,000183,462,000212,484,000184,042,00076,988,000
   > Total Current Liabilities 
0
0
451,000
14,518,000
10,238,000
8,208,000
281,000
99,000
100,000
59,000
70,000
7,116,000
6,021,000
4,068,000
5,354,000
9,637,000
9,532,000
9,532,0009,637,0005,354,0004,068,0006,021,0007,116,00070,00059,000100,00099,000281,0008,208,00010,238,00014,518,000451,00000
       Short-term Debt 
0
0
0
0
0
0
58,631,000
8,264,000
8,541,000
9,366,000
4,191,000
7,068,000
5,974,000
4,034,000
5,320,000
9,618,000
9,514,000
9,514,0009,618,0005,320,0004,034,0005,974,0007,068,0004,191,0009,366,0008,541,0008,264,00058,631,000000000
       Short Long Term Debt 
0
0
0
0
0
0
58,631,000
8,264,000
7,174,000
8,412,000
4,530,000
6,155,000
4,908,000
0
0
0
0
00004,908,0006,155,0004,530,0008,412,0007,174,0008,264,00058,631,000000000
       Accounts payable 
0
0
451,000
14,518,000
10,238,000
8,208,000
281,000
99,000
100,000
59,000
70,000
24,901,000
95,000
32,000
30,000
17,900,000
0
017,900,00030,00032,00095,00024,901,00070,00059,000100,00099,000281,0008,208,00010,238,00014,518,000451,00000
       Other Current Liabilities 
0
0
-451,000
-14,518,000
-10,238,000
-8,208,000
-281,000
-99,000
-8,541,000
-9,366,000
-4,191,000
48,000
47,000
34,000
34,000
19,000
18,000
18,00019,00034,00034,00047,00048,000-4,191,000-9,366,000-8,541,000-99,000-281,000-8,208,000-10,238,000-14,518,000-451,00000
   > Long-term Liabilities 
76,988,000
184,042,000
451,000
14,518,000
10,238,000
8,208,000
281,000
99,000
100,000
59,000
70,000
18,745,000
47,863,000
51,795,000
49,921,000
40,243,000
22,461,000
22,461,00040,243,00049,921,00051,795,00047,863,00018,745,00070,00059,000100,00099,000281,0008,208,00010,238,00014,518,000451,000184,042,00076,988,000
       Long term Debt Total 
0
0
0
0
0
0
0
0
43,773,000
41,267,000
39,364,000
15,899,000
16,768,000
17,090,000
17,645,000
17,850,000
0
017,850,00017,645,00017,090,00016,768,00015,899,00039,364,00041,267,00043,773,00000000000
       Other Liabilities 
0
0
0
0
0
0
1,613,000
371,000
329,000
308,000
315,000
308,000
357,000
277,000
261,000
200,000
0
0200,000261,000277,000357,000308,000315,000308,000329,000371,0001,613,000000000
> Total Stockholder Equity
898,000
454,000
2,733,000
3,361,000
3,092,000
3,329,000
3,480,000
3,506,000
2,746,000
2,799,000
2,858,000
3,257,000
2,938,000
2,996,000
3,124,000
3,125,000
3,365,000
3,365,0003,125,0003,124,0002,996,0002,938,0003,257,0002,858,0002,799,0002,746,0003,506,0003,480,0003,329,0003,092,0003,361,0002,733,000454,000898,000
   Common Stock
133,000
380,000
380,000
380,000
380,000
380,000
380,000
380,000
380,000
380,000
380,000
380,000
380,000
380,000
380,000
380,000
380,000
380,000380,000380,000380,000380,000380,000380,000380,000380,000380,000380,000380,000380,000380,000380,000380,000133,000
   Retained Earnings 
444,000
-1,675,000
-2,825,000
-3,309,000
-3,160,000
-3,097,000
-2,937,000
-1,150,000
713,000
853,000
913,000
939,000
966,000
1,067,000
1,202,000
1,214,000
1,162,000
1,162,0001,214,0001,202,0001,067,000966,000939,000913,000853,000713,000-1,150,000-2,937,000-3,097,000-3,160,000-3,309,000-2,825,000-1,675,000444,000
   Accumulated Other Comprehensive Income 
-11,000
-24,000
-22,000
-16,000
-16,000
-16,000
-14,000
-13,000
-13,000
-13,000
-15,000
3,000
-45,000
-88,000
-95,000
-106,000
-112,000
-112,000-106,000-95,000-88,000-45,0003,000-15,000-13,000-13,000-13,000-14,000-16,000-16,000-16,000-22,000-24,000-11,000
   Capital Surplus 
0
0
0
0
0
0
0
0
1,637,000
1,637,000
1,637,000
1,637,000
1,637,000
1,637,000
1,637,000
1,637,000
0
01,637,0001,637,0001,637,0001,637,0001,637,0001,637,0001,637,0001,637,00000000000
   Treasury Stock00000000000000000
   Other Stockholders Equity 
332,000
1,773,000
5,200,000
6,306,000
5,888,000
6,062,000
6,051,000
4,289,000
1,666,000
1,579,000
1,580,000
1,935,000
1,637,000
1,637,000
1,637,000
1,531,000
1,823,000
1,823,0001,531,0001,637,0001,637,0001,637,0001,935,0001,580,0001,579,0001,666,0004,289,0006,051,0006,062,0005,888,0006,306,0005,200,0001,773,000332,000



Balance Sheet

Currency in EUR. All numbers in thousands.




Cash Flow

Currency in EUR. All numbers in thousands.




Income Statement

Currency in EUR. All numbers in thousands.


Latest Income Statement (annual, 2023-12-31)

Gross Profit (+$)
totalRevenue603,000
Cost of Revenue-0
Gross Profit603,000603,000
 
Operating Income (+$)
Gross Profit603,000
Operating Expense-293,000
Operating Income90,000310,000
 
Operating Expense (+$)
Research Development0
Selling General Administrative115,000
Selling And Marketing Expenses0
Operating Expense293,000115,000
 
Net Interest Income (+$)
Interest Income2,760,000
Interest Expense-2,278,000
Other Finance Cost-0
Net Interest Income482,000
 
Pretax Income (+$)
Operating Income90,000
Net Interest Income482,000
Other Non-Operating Income Expenses0
Income Before Tax (EBT)90,0000
EBIT - interestExpense = -2,188,000
90,000
2,369,000
Interest Expense2,278,000
Earnings Before Interest and Taxes (EBIT)90,0002,368,000
Earnings Before Interest and Taxes (EBITDA)109,000
 
After tax Income (+$)
Income Before Tax90,000
Tax Provision--1,000
Net Income From Continuing Ops91,00091,000
Net Income91,000
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses293,000
Total Other Income/Expenses Net90,000-482,000
 

Technical Analysis of Pfandbriefbank
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Pfandbriefbank. The general trend of Pfandbriefbank is BULLISH with 14.3% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Pfandbriefbank's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (14.3%) Bearish trend (-14.3%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Deutsche Pfandbriefbank AG.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 5.935 < 5.95 < 6.48.

The bearish price targets are: 5.14 > 4.748 > 4.452.

Tweet this
Deutsche Pfandbriefbank AG Daily Support & Resistance Chart

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Deutsche Pfandbriefbank AG. The current mas is .

The long score for the Moving Averages is 8/14.
The longshort score for the Moving Averages is 2/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 > MA 50: The MA 20 is higher than the MA 50. +1
  • MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
  • MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close > MA 50: The price is above the MA 50. +1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 < MA 200: The MA 50 is lower than the MA 200. -1
  • MA 100 trending down: The MA 100 is trending down. -1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 < MA 200: The MA 100 is lower than the MA 200. -1
  • MA 200 trending down: The MA 200 is trending down. -1
  • Close < MA 200: The price is below the MA 200. -1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I