10 XP 0   0   5  
0coffee
Main menu
3rd party ad coffee SUPPORTERis ad-free.

PHNX (Phoenix Group Holdings PLC) Stock Analysis
Buy, Hold or Sell?

Let's analyze Phoenix Group Holdings PLC together

I guess you are interested in Phoenix Group Holdings PLC. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

  • 📊 Fundamental Analysis (FA) – Phoenix Group Holdings PLC’s Financial Insights
  • 📈 Technical Analysis (TA) – Phoenix Group Holdings PLC’s Price Targets

I'm going to help you getting a better view of Phoenix Group Holdings PLC. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

Get notifications about Phoenix Group Holdings PLC

I send you an email if I find something interesting about Phoenix Group Holdings PLC.

1. Quick Overview

1.1. Quick analysis of Phoenix Group Holdings PLC (30 sec.)










1.2. What can you expect buying and holding a share of Phoenix Group Holdings PLC? (30 sec.)

How much money do you get?

How much money do you get?
p3.07
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
p224.38
Expected worth in 1 year
p-289.49
How sure are you?
40.0%

+ What do you gain per year?

Total Gains per Share
p-289.29
Return On Investment
-44.6%

For what price can you sell your share?

Current Price per Share
p648.00
Expected price per share
p592.50 - p668.00
How sure are you?
50%
3rd party ad coffee SUPPORTERis ad-free.

2. Detailed Analysis

2.1. Valuation of Phoenix Group Holdings PLC (5 min.)




Live pricePrice per Share (EOD)
p648.00
Intrinsic Value Per Share
p2,958.23 - p5,605.07
Total Value Per Share
p3,182.60 - p5,829.45

2.2. Growth of Phoenix Group Holdings PLC (5 min.)




Is Phoenix Group Holdings PLC growing?

Current yearPrevious yearGrowGrow %
How rich?$3b$4.8b-$1.7b-57.6%

How much money is Phoenix Group Holdings PLC making?

Current yearPrevious yearGrowGrow %
Making money-$1.4b$76.4m-$1.5b-105.1%
Net Profit Margin-7.6%0.3%--

How much money comes from the company's main activities?

2.3. Financial Health of Phoenix Group Holdings PLC (5 min.)




3rd party ad coffee SUPPORTERis ad-free.

3. Summary and Key Metrics

3.1. What can you expect buying and holding a share of Phoenix Group Holdings PLC?

Welcome investor! Phoenix Group Holdings PLC's management wants to use your money to grow the business. In return you get a share of Phoenix Group Holdings PLC.

First you should know what it really means to hold a share of Phoenix Group Holdings PLC. And how you can make/lose money.

Speculation

The Price per Share of Phoenix Group Holdings PLC is p648.00. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Phoenix Group Holdings PLC.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Phoenix Group Holdings PLC, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is p224.38. Based on the TTM, the Book Value Change Per Share is p-128.47 per quarter. Based on the YOY, the Book Value Change Per Share is p-116.46 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is p56.14 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Phoenix Group Holdings PLC.

How much money are you going to get?

 MRQTTMYOY3Y5Y10Y
 p% of Price per Sharep% of Price per Sharep% of Price per Sharep% of Price per Sharep% of Price per Sharep% of Price per Share
Usd Eps-1.49-0.2%-1.49-0.2%0.080.0%-1.31-0.2%-0.81-0.1%-0.34-0.1%
Usd Book Value Change Per Share-1.75-0.3%-1.75-0.3%-1.59-0.2%-1.83-0.3%-0.78-0.1%-0.140.0%
Usd Dividend Per Share0.770.1%0.770.1%0.710.1%0.720.1%0.670.1%0.480.1%
Usd Total Gains Per Share-0.99-0.2%-0.99-0.2%-0.88-0.1%-1.12-0.2%-0.110.0%0.340.1%
Usd Price Per Share6.96-6.96-7.31-7.53-8.21-9.22-
Price to Earnings Ratio-4.68--4.68-95.86-29.30-17.87--9.13-
Price-to-Total Gains Ratio-7.05--7.05--8.28--6.98--5.77-43.63-
Price to Book Ratio2.27-2.27-1.52-1.70-1.42-1.72-
Price-to-Total Gains Ratio-7.05--7.05--8.28--6.98--5.77-43.63-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share8.846496
Number of shares113
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.770.67
Usd Book Value Change Per Share-1.75-0.78
Usd Total Gains Per Share-0.99-0.11
Gains per Quarter (113 shares)-111.57-12.17
Gains per Year (113 shares)-446.28-48.67
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1346-793-456304-352-59
2693-1585-902607-705-108
31039-2378-1348911-1057-157
41386-3171-17941215-1410-206
51732-3964-22401519-1762-255
62079-4756-26861822-2114-304
72425-5549-31322126-2467-353
82772-6342-35782430-2819-402
93118-7135-40242733-3171-451
103464-7927-44703037-3524-500

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share0.01.00.00.0%1.02.00.033.3%2.03.00.040.0%5.05.00.050.0%11.06.00.064.7%
Book Value Change Per Share0.01.00.00.0%0.03.00.00.0%1.04.00.020.0%3.07.00.030.0%10.07.00.058.8%
Dividend per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%15.00.02.088.2%
Total Gains per Share0.01.00.00.0%0.03.00.00.0%1.04.00.020.0%4.06.00.040.0%11.06.00.064.7%
3rd party ad coffee SUPPORTERis ad-free.

3.2. Key Performance Indicators

The key performance indicators of Phoenix Group Holdings PLC compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-3Y+/-5 Year+/-10 Year+/-
Book Value Change Per Share---128.466-128.4660%-116.459-9%-134.375+5%-57.105-56%-10.342-92%
Book Value Per Share--224.376224.3760%352.841-36%348.839-36%482.363-53%446.582-50%
Current Ratio--0.0010.0010%0.138-99%1.459-100%2.246-100%1.999-100%
Debt To Asset Ratio--0.9930.9930%0.988+0%0.988+0%0.984+1%0.975+2%
Debt To Equity Ratio--179.034179.0340%98.919+81%114.628+56%88.767+102%60.709+195%
Dividend Per Share--56.14456.1440%51.844+8%52.529+7%49.218+14%34.999+60%
Enterprise Value---30030790000000.000-30030790000000.0000%-29022694400000.000-3%-28618028133333.332-5%-29610516880000.000-1%-21205718530000.000-29%
Eps---108.891-108.8910%5.583-2050%-96.136-12%-59.382-45%-24.671-77%
Ev To Ebitda Ratio--345.181345.1810%-951.564+376%-173.830+150%-757.212+319%-1594.463+562%
Ev To Sales Ratio---20.808-20.8080%-17.374-17%-23.629+14%-27.773+33%-24.820+19%
Free Cash Flow Per Share--333.966333.9660%-86.042+126%111.508+199%181.585+84%73.322+355%
Free Cash Flow To Equity Per Share--226.374226.3740%-162.712+172%10.687+2018%114.352+98%47.386+378%
Gross Profit Margin--1.0531.0530%-0.179+117%0.633+66%0.779+35%0.960+10%
Intrinsic Value_10Y_max--5605.074----------
Intrinsic Value_10Y_min--2958.228----------
Intrinsic Value_1Y_max--264.121----------
Intrinsic Value_1Y_min--130.902----------
Intrinsic Value_3Y_max--1020.342----------
Intrinsic Value_3Y_min--539.009----------
Intrinsic Value_5Y_max--2049.959----------
Intrinsic Value_5Y_min--1103.672----------
Market Cap646932096000.000+21%510510000000.000510510000000.0000%536805600000.000-5%551971866666.667-8%601943120000.000-15%675611470000.000-24%
Net Profit Margin---0.076-0.0760%0.003-2353%-0.135+79%-0.093+23%-0.015-80%
Operating Margin---0.081-0.0810%0.017-585%-0.151+87%-0.120+48%-0.033-60%
Operating Ratio--0.4810.4810%1.015-53%1.547-69%1.469-67%1.850-74%
Pb Ratio2.888+21%2.2732.2730%1.517+50%1.696+34%1.415+61%1.723+32%
Pe Ratio-5.951-27%-4.684-4.6840%95.858-105%29.296-116%17.866-126%-9.129+95%
Price Per Share648.000+21%510.000510.0000%535.200-5%551.267-7%601.520-15%675.400-24%
Price To Free Cash Flow Ratio1.940+21%1.5271.5270%-6.220+507%0.778+96%-0.606+140%8.089-81%
Price To Total Gains Ratio-8.960-27%-7.052-7.0520%-8.283+17%-6.980-1%-5.769-18%43.631-116%
Quick Ratio---0.051-0.0510%0.018-388%0.234-122%0.658-108%6.143-101%
Return On Assets---0.004-0.0040%0.000-1992%-0.004+23%-0.003-25%-0.001-73%
Return On Equity---0.639-0.6390%0.019-3509%-0.425-33%-0.261-59%-0.118-82%
Total Gains Per Share---72.322-72.3220%-64.614-11%-81.845+13%-7.887-89%24.656-393%
Usd Book Value--3066239200.0003066239200.0000%4831442800.000-37%4768188533.333-36%6588728240.000-53%6098484920.000-50%
Usd Book Value Change Per Share---1.754-1.7540%-1.590-9%-1.834+5%-0.780-56%-0.141-92%
Usd Book Value Per Share--3.0633.0630%4.817-36%4.762-36%6.585-53%6.097-50%
Usd Dividend Per Share--0.7660.7660%0.708+8%0.717+7%0.672+14%0.478+60%
Usd Enterprise Value---409980345080.000-409980345080.0000%-396217823948.800-3%-390693320076.267-5%-404242776445.760-1%-289500469371.560-29%
Usd Eps---1.487-1.4870%0.076-2050%-1.312-12%-0.811-45%-0.337-77%
Usd Free Cash Flow--4563863600.0004563863600.0000%-1178167600.000+126%1522653066.667+200%2479203200.000+84%1001101160.000+356%
Usd Free Cash Flow Per Share--4.5594.5590%-1.175+126%1.522+199%2.479+84%1.001+355%
Usd Free Cash Flow To Equity Per Share--3.0903.0900%-2.221+172%0.146+2018%1.561+98%0.647+378%
Usd Market Cap8831916974.592+21%6969482520.0006969482520.0000%7328470051.200-5%7535519923.733-8%8217727474.240-15%9223447788.440-24%
Usd Price Per Share8.846+21%6.9636.9630%7.307-5%7.526-7%8.212-15%9.221-24%
Usd Profit---1488068000.000-1488068000.0000%76451200.000-2046%-1710140533.333+15%-1036732880.000-30%-445055200.000-70%
Usd Revenue--19702566400.00019702566400.0000%22805666000.000-14%17898682133.333+10%16270180560.000+21%10620846440.000+86%
Usd Total Gains Per Share---0.987-0.9870%-0.882-11%-1.117+13%-0.108-89%0.337-393%
 EOD+4 -4MRQTTM+0 -0YOY+13 -273Y+22 -185Y+16 -2410Y+14 -26

3.3 Fundamental Score

Let's check the fundamental score of Phoenix Group Holdings PLC based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-15-5.951
Price to Book Ratio (EOD)Between0-12.888
Net Profit Margin (MRQ)Greater than0-0.076
Operating Margin (MRQ)Greater than0-0.081
Quick Ratio (MRQ)Greater than1-0.051
Current Ratio (MRQ)Greater than10.001
Debt to Asset Ratio (MRQ)Less than10.993
Debt to Equity Ratio (MRQ)Less than1179.034
Return on Equity (MRQ)Greater than0.15-0.639
Return on Assets (MRQ)Greater than0.05-0.004
Total1/10 (10.0%)

3.4 Technical Score

Let's check the technical score of Phoenix Group Holdings PLC based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
OpenGreater thanClose645.500
Total0/1 (0.0%)

4. In-depth Analysis

4.1 About Phoenix Group Holdings PLC

Phoenix Group Holdings plc operates in the long-term savings and retirement business in Europe. It operates through Retirement Solutions, Pensions & Savings, With-Profits, SunLife & Protection, and Europe & Other segments. The company offers saving for retirement solutions that include defined contribution workplace pensions, retail savings for retirement, and legacy pensions and savings products; transitioning to retirement solutions, such as pension consolidation, fixed-term annuities, and smooth managed fund; and retirement income solutions, including income drawdown and lifetime annuities, defined benefit pension income, and home equity release. It also offers new and in-force individual annuity and bulk purchase annuity contracts written within shareholder funds; U.K. individual annuity; workplace pensions and self-invested personal pensions; in-force insurance and investment unit-linked products; and protection products. The company offers its products under the Standard Life, SunLife, Phoenix Life, and ReAssure brands. The company was founded in 1782 and is based in London, the United Kingdom.

Fundamental data was last updated by Penke on 2025-07-02 03:20:05.

4.2 In-depth Summary

4.2.1. Financial Health Summary

Profitability Details
 Compared to previous yearCompared to industry
The company is making a loss.
Using its assets, the company is very inefficient in making profit.
Using its investors money, the company is very inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very inefficient.
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is unable to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

4.2.2. Valuation Summary

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is underpriced.
Based on the earnings, the company is expensive.
Based on how much money comes from the company's main activities, the company is cheap.
3rd party ad coffee SUPPORTERis ad-free.

4.3 Financial Health

4.3.1. Profitability

4.3.1 Profitability
4.3.1.1. Net Profit Margin

Measures how much net profit Phoenix Group Holdings PLC earns for each 1 of revenue.

  • Above 10% is considered healthy but always compare Phoenix Group Holdings PLC to the Insurance - Life industry mean.
  • A Net Profit Margin of -7.6% means that -0.08 for each 1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Phoenix Group Holdings PLC:

  • The MRQ is -7.6%. The company is making a loss. -1
  • The TTM is -7.6%. The company is making a loss. -1
Trends
Current periodCompared to+/- 
MRQ-7.6%TTM-7.6%0.0%
TTM-7.6%YOY0.3%-7.9%
TTM-7.6%5Y-9.3%+1.7%
5Y-9.3%10Y-1.5%-7.8%
4.3.1.2. Return on Assets

Shows how efficient Phoenix Group Holdings PLC is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Phoenix Group Holdings PLC to the Insurance - Life industry mean.
  • -0.4% Return on Assets means that Phoenix Group Holdings PLC generated 0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Phoenix Group Holdings PLC:

  • The MRQ is -0.4%. Using its assets, the company is very inefficient in making profit. -2
  • The TTM is -0.4%. Using its assets, the company is very inefficient in making profit. -2
Trends
Current periodCompared to+/- 
MRQ-0.4%TTM-0.4%0.0%
TTM-0.4%YOY0.0%-0.4%
TTM-0.4%5Y-0.3%-0.1%
5Y-0.3%10Y-0.1%-0.2%
4.3.1.3. Return on Equity

Shows how efficient Phoenix Group Holdings PLC is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Phoenix Group Holdings PLC to the Insurance - Life industry mean.
  • -63.9% Return on Equity means Phoenix Group Holdings PLC generated -0.64 for each 1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Phoenix Group Holdings PLC:

  • The MRQ is -63.9%. Using its investors money, the company is very inefficient in making profit. -2
  • The TTM is -63.9%. Using its investors money, the company is very inefficient in making profit. -2
Trends
Current periodCompared to+/- 
MRQ-63.9%TTM-63.9%0.0%
TTM-63.9%YOY1.9%-65.7%
TTM-63.9%5Y-26.1%-37.8%
5Y-26.1%10Y-11.8%-14.3%
3rd party ad coffee SUPPORTERis ad-free.

4.3.2. Operating Efficiency of Phoenix Group Holdings PLC.

4.3.2. Operating Efficiency
4.3.2.1. Operating Margin

Measures how efficient Phoenix Group Holdings PLC is operating .

  • Measures how much profit Phoenix Group Holdings PLC makes for each 1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Phoenix Group Holdings PLC to the Insurance - Life industry mean.
  • An Operating Margin of -8.1% means the company generated -0.08  for each 1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Phoenix Group Holdings PLC:

  • The MRQ is -8.1%. The company is operating very inefficient. -2
  • The TTM is -8.1%. The company is operating very inefficient. -2
Trends
Current periodCompared to+/- 
MRQ-8.1%TTM-8.1%0.0%
TTM-8.1%YOY1.7%-9.7%
TTM-8.1%5Y-12.0%+3.9%
5Y-12.0%10Y-3.3%-8.7%
4.3.2.2. Operating Ratio

Measures how efficient Phoenix Group Holdings PLC is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Insurance - Life industry mean).
  • An Operation Ratio of 0.48 means that the operating costs are 0.48 for each 1 in net sales.

Let's take a look of the Operating Ratio trends of Phoenix Group Holdings PLC:

  • The MRQ is 0.481. The company is very efficient in keeping operating costs low. +2
  • The TTM is 0.481. The company is very efficient in keeping operating costs low. +2
Trends
Current periodCompared to+/- 
MRQ0.481TTM0.4810.000
TTM0.481YOY1.015-0.535
TTM0.4815Y1.469-0.988
5Y1.46910Y1.850-0.381
3rd party ad coffee SUPPORTERis ad-free.

4.4.3. Liquidity of Phoenix Group Holdings PLC.

4.4.3. Liquidity
4.4.3.1. Current Ratio

Measures if Phoenix Group Holdings PLC is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Insurance - Life industry mean).
  • A Current Ratio of 0.00 means the company has 0.00 in assets for each 1 in short-term debts.

Let's take a look of the Current Ratio trends of Phoenix Group Holdings PLC:

  • The MRQ is 0.001. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.001. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.001TTM0.0010.000
TTM0.001YOY0.138-0.137
TTM0.0015Y2.246-2.245
5Y2.24610Y1.999+0.247
4.4.3.2. Quick Ratio

Measures if Phoenix Group Holdings PLC is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Phoenix Group Holdings PLC to the Insurance - Life industry mean.
  • A Quick Ratio of -0.05 means the company can pay off -0.05 for each 1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Phoenix Group Holdings PLC:

  • The MRQ is -0.051. The company is unable to pay all its short-term debts with the most liquid assets. -2
  • The TTM is -0.051. The company is unable to pay all its short-term debts with the most liquid assets. -2
Trends
Current periodCompared to+/- 
MRQ-0.051TTM-0.0510.000
TTM-0.051YOY0.018-0.069
TTM-0.0515Y0.658-0.709
5Y0.65810Y6.143-5.485
3rd party ad coffee SUPPORTERis ad-free.

4.5.4. Solvency of Phoenix Group Holdings PLC.

4.5.4. Solvency
4.5.4.1. Debt to Asset Ratio

Measures how much % of Phoenix Group Holdings PLC assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Phoenix Group Holdings PLC to Insurance - Life industry mean.
  • A Debt to Asset Ratio of 0.99 means that Phoenix Group Holdings PLC assets are financed with 99.3% credit (debt) and the remaining percentage (100% - 99.3%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Phoenix Group Holdings PLC:

  • The MRQ is 0.993. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.993. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.993TTM0.9930.000
TTM0.993YOY0.988+0.005
TTM0.9935Y0.984+0.008
5Y0.98410Y0.975+0.009
4.5.4.2. Debt to Equity Ratio

Measures if Phoenix Group Holdings PLC is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Phoenix Group Holdings PLC to the Insurance - Life industry mean.
  • A Debt to Equity ratio of 17,903.4% means that company has 179.03 debt for each 1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Phoenix Group Holdings PLC:

  • The MRQ is 179.034. The company is unable to pay all its debts with equity. -1
  • The TTM is 179.034. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ179.034TTM179.0340.000
TTM179.034YOY98.919+80.115
TTM179.0345Y88.767+90.267
5Y88.76710Y60.709+28.058
3rd party ad coffee SUPPORTERis ad-free.

4.6. Market Valuation

4.6.1. Earnings Per Share
4.6.2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every 1 in earnings Phoenix Group Holdings PLC generates.

  • Above 15 is considered overpriced but always compare Phoenix Group Holdings PLC to the Insurance - Life industry mean.
  • A PE ratio of -4.68 means the investor is paying -4.68 for every 1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Phoenix Group Holdings PLC:

  • The EOD is -5.951. Based on the earnings, the company is expensive. -2
  • The MRQ is -4.684. Based on the earnings, the company is expensive. -2
  • The TTM is -4.684. Based on the earnings, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD-5.951MRQ-4.684-1.267
MRQ-4.684TTM-4.6840.000
TTM-4.684YOY95.858-100.542
TTM-4.6845Y17.866-22.550
5Y17.86610Y-9.129+26.995
4.6.2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Phoenix Group Holdings PLC:

  • The EOD is 1.940. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 1.527. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 1.527. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD1.940MRQ1.527+0.413
MRQ1.527TTM1.5270.000
TTM1.527YOY-6.220+7.747
TTM1.5275Y-0.606+2.134
5Y-0.60610Y8.089-8.695
3rd party ad coffee SUPPORTERis ad-free.
4.6.2. Book Value per Share
4.6.2.1. Price to Book Ratio

Measures if the stock price of Phoenix Group Holdings PLC is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Insurance - Life industry mean).
  • A PB ratio of 2.27 means the investor is paying 2.27 for each 1 in book value.

Let's take a look of the Price to Book Ratio trends of Phoenix Group Holdings PLC:

  • The EOD is 2.888. Based on the equity, the company is underpriced. +1
  • The MRQ is 2.273. Based on the equity, the company is underpriced. +1
  • The TTM is 2.273. Based on the equity, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD2.888MRQ2.273+0.615
MRQ2.273TTM2.2730.000
TTM2.273YOY1.517+0.756
TTM2.2735Y1.415+0.858
5Y1.41510Y1.723-0.308
4.6.2. Total Gains per Share
3rd party ad coffee SUPPORTERis ad-free.

6. Financial Statements




6.1. Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2020-12-312021-12-312022-12-312023-12-312024-12-31
Short-term Investments  688,000,000-231,300,000456,700,000-49,900,000406,800,000-130,200,000276,600,000-1,202,100,000-925,500,000



6.2. Latest Balance Sheet

Balance Sheet of 2024-12-31. Currency in GBP. All numbers in thousands.

Summary
Total Assets307,857,000
Total Liabilities305,611,000
Total Stockholder Equity1,707,000
 As reported
Total Liabilities 305,611,000
Total Stockholder Equity+ 1,707,000
Total Assets = 307,857,000

Assets

Total Assets307,857,000
Total Current Assets198,000
Long-term Assets307,659,000
Total Current Assets
Cash And Cash Equivalents 9,453,000
Short-term Investments -9,255,000
Total Current Assets  (as reported)198,000
Total Current Assets  (calculated)198,000
+/-0
Long-term Assets
Property Plant Equipment 91,000
Goodwill 10,000
Long Term Investments 270,017,000
Intangible Assets 1,872,000
Long-term Assets  (as reported)307,659,000
Long-term Assets  (calculated)271,990,000
+/- 35,669,000

Liabilities & Shareholders' Equity

Total Current Liabilities177,106,000
Long-term Liabilities305,045,000
Total Stockholder Equity1,707,000
Total Current Liabilities
Short-term Debt 13,000
Accounts payable 34,000
Other Current Liabilities 177,038,000
Total Current Liabilities  (as reported)177,106,000
Total Current Liabilities  (calculated)177,085,000
+/- 21,000
Long-term Liabilities
Long term Debt 3,532,000
Capital Lease Obligations 64,000
Long-term Liabilities  (as reported)305,045,000
Long-term Liabilities  (calculated)3,596,000
+/- 301,449,000
Total Stockholder Equity
Common Stock100,000
Retained Earnings 375,000
Other Stockholders Equity 1,232,000
Total Stockholder Equity (as reported)1,707,000
Total Stockholder Equity (calculated)1,707,000
+/-0
Other
Capital Stock100,000
Cash and Short Term Investments 198,000
Common Stock Shares Outstanding 1,001,000
Liabilities and Stockholders Equity 307,857,000
Net Debt -5,857,000
Net Invested Capital 5,239,000
Property Plant and Equipment Gross 204,000
Short Long Term Debt Total 3,596,000



6.3. Balance Sheets Structured

Currency in GBP. All numbers in thousands.

 Trend2024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-312015-12-312014-12-312013-12-312012-12-312011-12-312010-12-312009-12-312008-12-31
> Total Assets 
593,000
76,936,000
83,564,000
89,501,000
86,094,000
74,469,000
68,803,000
64,514,000
85,999,000
83,443,000
229,980,000
235,353,000
324,783,000
325,212,000
279,027,000
299,308,000
307,857,000
307,857,000299,308,000279,027,000325,212,000324,783,000235,353,000229,980,00083,443,00085,999,00064,514,00068,803,00074,469,00086,094,00089,501,00083,564,00076,936,000593,000
   > Total Current Assets 
2,000
6,081,000
9,188,000
11,723,000
9,028,000
9,294,000
246,000
104,000
149,000
367,000
354,000
10,557,000
20,260,000
26,253,000
25,696,000
22,915,000
198,000
198,00022,915,00025,696,00026,253,00020,260,00010,557,000354,000367,000149,000104,000246,0009,294,0009,028,00011,723,0009,188,0006,081,0002,000
       Cash And Cash Equivalents 
2,000
6,081,000
9,188,000
11,723,000
9,028,000
9,294,000
246,000
104,000
149,000
367,000
354,000
4,466,000
10,998,000
9,112,000
8,872,000
7,168,000
9,453,000
9,453,0007,168,0008,872,0009,112,00010,998,0004,466,000354,000367,000149,000104,000246,0009,294,0009,028,00011,723,0009,188,0006,081,0002,000
       Short-term Investments 
591,000
0
0
0
0
422,000
597,000
1,498,000
1,812,000
2,760,000
3,798,000
4,454,000
6,880,000
4,567,000
4,068,000
2,766,000
-9,255,000
-9,255,0002,766,0004,068,0004,567,0006,880,0004,454,0003,798,0002,760,0001,812,0001,498,000597,000422,0000000591,000
       Net Receivables 
0
0
0
0
0
339,000
169,000
203,000
273,000
235,000
877,000
775,000
1,290,000
1,228,000
155,000
0
0
00155,0001,228,0001,290,000775,000877,000235,000273,000203,000169,000339,00000000
       Other Current Assets 
0
622,000
603,000
599,000
501,000
422,000
9,970,000
8,002,000
2,632,000
5,981,000
10,238,000
10,557,000
20,260,000
26,253,000
29,601,000
22,915,000
0
022,915,00029,601,00026,253,00020,260,00010,557,00010,238,0005,981,0002,632,0008,002,0009,970,000422,000501,000599,000603,000622,0000
   > Long-term Assets 
0
63,271,000
66,289,000
67,888,000
63,765,000
2,030,000
1,707,000
1,542,000
1,703,000
1,589,000
4,380,000
224,796,000
304,523,000
298,959,000
253,331,000
299,134,000
307,659,000
307,659,000299,134,000253,331,000298,959,000304,523,000224,796,0004,380,0001,589,0001,703,0001,542,0001,707,0002,030,00063,765,00067,888,00066,289,00063,271,0000
       Property Plant Equipment 
0
34,000
34,000
28,000
24,000
23,000
15,000
19,000
25,000
26,000
48,000
109,000
119,000
130,000
125,000
106,000
91,000
91,000106,000125,000130,000119,000109,00048,00026,00025,00019,00015,00023,00024,00028,00034,00034,0000
       Goodwill 
0
77,000
77,000
115,000
96,000
96,000
39,000
39,000
57,000
57,000
57,000
57,000
57,000
10,000
10,000
10,000
10,000
10,00010,00010,00010,00057,00057,00057,00057,00057,00039,00039,00096,00096,000115,00077,00077,0000
       Long Term Investments 
0
0
0
0
0
53,265,000
51,268,000
47,991,000
69,009,000
66,443,000
195,548,000
209,474,000
288,617,000
489,457,000
239,639,000
263,026,000
270,017,000
270,017,000263,026,000239,639,000489,457,000288,617,000209,474,000195,548,00066,443,00069,009,00047,991,00051,268,00053,265,00000000
       Intangible Assets 
0
2,636,000
2,478,000
2,307,000
2,029,000
1,911,000
1,653,000
1,484,000
1,621,000
1,506,000
4,275,000
328,000
228,000
242,000
221,000
2,018,000
1,872,000
1,872,0002,018,000221,000242,000228,000328,0004,275,0001,506,0001,621,0001,484,0001,653,0001,911,0002,029,0002,307,0002,478,0002,636,0000
       Other Assets 
0
7,584,000
8,087,000
9,890,000
13,301,000
63,145,000
66,850,000
62,868,000
84,147,000
81,487,000
225,246,000
24,649,000
29,350,000
37,257,000
32,352,000
-22,741,000
0
0-22,741,00032,352,00037,257,00029,350,00024,649,000225,246,00081,487,00084,147,00062,868,00066,850,00063,145,00013,301,0009,890,0008,087,0007,584,0000
> Total Liabilities 
20,000
74,796,000
81,264,000
87,135,000
83,712,000
71,782,000
65,525,000
61,510,000
82,666,000
80,288,000
224,031,000
230,254,000
317,405,000
318,937,000
274,334,000
295,769,000
305,611,000
305,611,000295,769,000274,334,000318,937,000317,405,000230,254,000224,031,00080,288,00082,666,00061,510,00065,525,00071,782,00083,712,00087,135,00081,264,00074,796,00020,000
   > Total Current Liabilities 
0
5,828,000
12,835,000
740,000
5,111,000
166,000
136,000
134,000
211,000
184,000
371,000
2,441,000
3,923,000
15,537,000
6,065,000
165,777,000
177,106,000
177,106,000165,777,0006,065,00015,537,0003,923,0002,441,000371,000184,000211,000134,000136,000166,0005,111,000740,00012,835,0005,828,0000
       Short-term Debt 
0
0
0
0
0
3,677,000
153,000
32,000
31,000
51,000
12,000
23,000
333,000
477,000
73,000
9,000
13,000
13,0009,00073,000477,000333,00023,00012,00051,00031,00032,000153,0003,677,00000000
       Short Long Term Debt 
0
0
0
0
0
3,677,000
153,000
32,000
31,000
51,000
12,000
12,000
0
0
0
0
0
0000012,00012,00051,00031,00032,000153,0003,677,00000000
       Accounts payable 
0
776,000
738,000
740,000
440,000
407,000
367,000
383,000
505,000
545,000
932,000
991,000
1,803,000
2,007,000
561,000
116,631,000
34,000
34,000116,631,000561,0002,007,0001,803,000991,000932,000545,000505,000383,000367,000407,000440,000740,000738,000776,0000
       Other Current Liabilities 
0
-879,000
-837,000
-845,000
-511,000
-514,000
-532,000
-422,000
-548,000
-550,000
-964,000
-1,014,000
-2,205,000
13,034,000
-700,000
165,727,000
177,038,000
177,038,000165,727,000-700,00013,034,000-2,205,000-1,014,000-964,000-550,000-548,000-422,000-532,000-514,000-511,000-845,000-837,000-879,0000
   > Long-term Liabilities 
0
4,957,000
4,597,000
3,825,000
3,455,000
3,501,000
3,671,000
3,163,000
3,165,000
2,759,000
2,869,000
227,813,000
313,482,000
303,400,000
268,269,000
293,837,000
305,045,000
305,045,000293,837,000268,269,000303,400,000313,482,000227,813,0002,869,0002,759,0003,165,0003,163,0003,671,0003,501,0003,455,0003,825,0004,597,0004,957,0000
       Capital Lease Obligations Min Short Term Debt
0
0
0
0
0
-3,677,000
-153,000
-32,000
-31,000
-51,000
-12,000
61,000
-249,000
-378,000
19,000
65,000
51,000
51,00065,00019,000-378,000-249,00061,000-12,000-51,000-31,000-32,000-153,000-3,677,00000000
> Total Stockholder Equity
573,000
1,412,000
1,580,000
1,652,000
1,658,000
1,909,000
2,365,000
2,434,000
3,333,000
3,155,000
5,655,000
4,785,000
7,037,000
5,815,000
4,161,000
2,990,000
1,707,000
1,707,0002,990,0004,161,0005,815,0007,037,0004,785,0005,655,0003,155,0003,333,0002,434,0002,365,0001,909,0001,658,0001,652,0001,580,0001,412,000573,000
   Common Stock
0
0
0
0
0
0
0
0
0
39,000
72,000
72,000
100,000
100,000
100,000
100,000
100,000
100,000100,000100,000100,000100,00072,00072,00039,000000000000
   Retained Earnings 
33,000
207,000
386,000
511,000
596,000
732,000
1,291,000
1,478,000
1,597,000
1,615,000
1,923,000
4,651,000
6,789,000
5,594,000
3,911,000
469,000
375,000
375,000469,0003,911,0005,594,0006,789,0004,651,0001,923,0001,615,0001,597,0001,478,0001,291,000732,000596,000511,000386,000207,00033,000
   Capital Surplus 
0
0
0
0
0
0
0
0
1,643,000
1,413,000
3,077,000
2,000
4,000
0
0
0
0
00004,0002,0003,077,0001,413,0001,643,00000000000
   Treasury Stock0000-6,000-7,000-6,000-2,000-7,00000000000
   Other Stockholders Equity 
540,000
1,205,000
1,194,000
1,043,000
972,000
1,097,000
979,000
856,000
1,636,000
1,411,000
3,077,000
-5,000
-2,000
-6,000
-3,000
2,314,000
1,232,000
1,232,0002,314,000-3,000-6,000-2,000-5,0003,077,0001,411,0001,636,000856,000979,0001,097,000972,0001,043,0001,194,0001,205,000540,000



6.4. Balance Sheets

Currency in GBP. All numbers in thousands.




6.5. Cash Flows

Currency in GBP. All numbers in thousands.




6.6. Income Statements

Currency in GBP. All numbers in thousands.


6.7. Latest Income Statement

Income Statement (annual), 2024-12-31. Currency in GBP. All numbers in thousands.

Gross Profit (+$)
totalRevenue14,432,000
Cost of Revenue-290,000
Gross Profit14,432,00014,142,000
 
Operating Income (+$)
Gross Profit14,432,000
Operating Expense-6,647,000
Operating Income3,044,0007,785,000
 
Operating Expense (+$)
Research Development-
Selling General Administrative1,067,000
Selling And Marketing Expenses58,000
Operating Expense6,647,0001,125,000
 
Net Interest Income (+$)
Interest Income5,483,000
Interest Expense-290,000
Other Finance Cost-5,483,000
Net Interest Income-290,000
 
Pretax Income (+$)
Operating Income3,044,000
Net Interest Income-290,000
Other Non-Operating Income Expenses-
Income Before Tax (EBT)-1,454,0007,542,000
EBIT - interestExpense = -1,454,000
-1,466,000
-800,000
Interest Expense290,000
Earnings Before Interest and Taxes (EBIT)-1,164,000-1,164,000
Earnings Before Interest and Taxes (EBITDA)-870,000
 
After tax Income (+$)
Income Before Tax-1,454,000
Tax Provision--376,000
Net Income From Continuing Ops-1,078,000-1,078,000
Net Income-1,090,000
Net Income Applicable To Common Shares-
 
Non-recurring Events
Discontinued Operations-
Extraordinary Items-
Effect of Accounting Charges-
Other Items-
Non Recurring-
Other Operating Expenses6,937,000
Total Other Income/Expenses Net-4,498,000290,000
 

Technical Analysis of Phoenix Group Holdings PLC
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Phoenix Group Holdings PLC. The general trend of Phoenix Group Holdings PLC is UNKNOWN with 0.0% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Phoenix Group Holdings PLC's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator StateBullish trend Bearish trend
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Phoenix Group Holdings PLC Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Phoenix Group Holdings PLC.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is -1/(-1 +1).

  • Around resistance: The price is trading arround resistance levels. This can be considered as a potential exit level. -1

The bullish price targets are: 645.00 < 647.00 < 668.00.

The bearish price targets are: 621.00 > 620.00 > 592.50.

Know someone who trades $PHNX? Share this with them.👇

Phoenix Group Holdings PLC Daily Support & Resistance Chart
3rd party ad coffee SUPPORTERis ad-free.

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Phoenix Group Holdings PLC. The current mas is .

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Phoenix Group Holdings PLC Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Phoenix Group Holdings PLC.

Phoenix Group Holdings PLC Daily Moving Average Convergence/Divergence (MACD) ChartPhoenix Group Holdings PLC Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Phoenix Group Holdings PLC. The current adx is .

Phoenix Group Holdings PLC Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Phoenix Group Holdings PLC.

Phoenix Group Holdings PLC Daily Parabolic SAR Chart
3rd party ad coffee SUPPORTERis ad-free.

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Phoenix Group Holdings PLC.

Phoenix Group Holdings PLC Daily Relative Strength Index (RSI) ChartPhoenix Group Holdings PLC Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Phoenix Group Holdings PLC.

Phoenix Group Holdings PLC Daily Stochastic Oscillator ChartPhoenix Group Holdings PLC Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Phoenix Group Holdings PLC.

Phoenix Group Holdings PLC Daily Commodity Channel Index (CCI) ChartPhoenix Group Holdings PLC Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Phoenix Group Holdings PLC.

Phoenix Group Holdings PLC Daily Chande Momentum Oscillator (CMO) ChartPhoenix Group Holdings PLC Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Phoenix Group Holdings PLC.

Phoenix Group Holdings PLC Daily Williams %R ChartPhoenix Group Holdings PLC Daily Williams %R Chart
3rd party ad coffee SUPPORTERis ad-free.

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Phoenix Group Holdings PLC.

Phoenix Group Holdings PLC Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Phoenix Group Holdings PLC.

Phoenix Group Holdings PLC Daily Average True Range (ATR) ChartPhoenix Group Holdings PLC Daily Average True Range (ATR) Chart
3rd party ad coffee SUPPORTERis ad-free.

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Phoenix Group Holdings PLC.

Phoenix Group Holdings PLC Daily On-Balance Volume (OBV) ChartPhoenix Group Holdings PLC Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Phoenix Group Holdings PLC.

Phoenix Group Holdings PLC Daily Money Flow Index (MFI) ChartPhoenix Group Holdings PLC Daily Money Flow Index (MFI) Chart
3rd party ad coffee SUPPORTERis ad-free.

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Phoenix Group Holdings PLC.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2025-02-11STOCH LONG EXITThe %K line crosses below the %D line.
2025-02-14MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-02-17WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-02-18STOCH SHORT EXITThe %K line crosses above the %D line.
2025-02-19SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-02-20SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2025-02-21STOCH SHORT EXITThe %K line crosses above the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-02-26DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-02-27MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-03-03WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-03-04STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-06DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-03-07STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-03-11MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-03-12STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-03-14MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-03-17ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-19STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-26STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-27STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-28RSI SHORT ENTRY LONG CLOSE70 crossover to downside
2025-04-01STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-04-02MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-03ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-04SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-07DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2025-04-08STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2025-04-09STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-10STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-11DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-04-14CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-04-15MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-04-22STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-25STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-29STOCH LONG EXITThe %K line crosses below the %D line.
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-04-30STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-01STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-02STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-07STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-09STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-05-12SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-13MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-05-14STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-15CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-05-19SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-05-21MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-05-22RSI SHORT ENTRY LONG CLOSE70 crossover to downside
2025-05-23WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-05-27STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-29RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-30MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2025-06-02STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-06-04RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-06CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-06-09STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-12STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-13SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
RSI SHORT ENTRY LONG CLOSE70 crossover to downside
2025-06-16STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-06-17RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-18SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-06-19RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-20CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-06-24STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-25STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-06-26STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-07-01CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-07-02DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).

6.3. Candlestick Patterns

Phoenix Group Holdings PLC Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Phoenix Group Holdings PLC based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
OpenGreater thanClose645.500
Total0/1 (0.0%)
Penke
Good job! You gained 25 XP and 0   0   10 . What's next:
  • Share my analysis of Phoenix Group Holdings PLC with someone you think should read this too:
  • Are you bullish or bearish on Phoenix Group Holdings PLC? Let me know what you think in the comments.
  • Do you want an email if I find something interesting about Phoenix Group Holdings PLC? Add an email alert using the form below.
  • Join the community if you want to keep your earnings and track your progress: Join the community
  • Is this analysis useful to you? Support me via But Me a Coffee. I'll analyze the stock market faster for you!

Get notifications about Phoenix Group Holdings PLC

I send you an email if I find something interesting about Phoenix Group Holdings PLC.


Comments

How you think about this?

Leave a comment

Stay informed about Phoenix Group Holdings PLC.

Receive notifications about Phoenix Group Holdings PLC in your mailbox!

3rd party ad coffee SUPPORTERis ad-free.