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PRI (Primerica) Stock Analysis
Buy, Hold or Sell?

Let's analyze Primerica together

I guess you are interested in Primerica Inc. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

  • 📊 Fundamental Analysis (FA) – Primerica’s Financial Insights
  • 📈 Technical Analysis (TA) – Primerica’s Price Targets

I'm going to help you getting a better view of Primerica Inc. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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1. Quick Overview

1.1. Quick analysis of Primerica (30 sec.)










1.2. What can you expect buying and holding a share of Primerica? (30 sec.)

How much money do you get?

How much money do you get?
$3.58
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
$67.67
Expected worth in 1 year
$72.78
How sure are you?
77.5%

+ What do you gain per year?

Total Gains per Share
$8.68
Return On Investment
3.3%

For what price can you sell your share?

Current Price per Share
$263.21
Expected price per share
$247.64 - $288.00
How sure are you?
50%
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2. Detailed Analysis

2.1. Valuation of Primerica (5 min.)




Live pricePrice per Share (EOD)
$263.21
Intrinsic Value Per Share
$123.19 - $253.40
Total Value Per Share
$190.87 - $321.07

2.2. Growth of Primerica (5 min.)




Is Primerica growing?

Current yearPrevious yearGrowGrow %
How rich?$2.2b$2.1b$1m0.0%

How much money is Primerica making?

Current yearPrevious yearGrowGrow %
Making money$125.4m$146.6m-$21.1m-16.9%
Net Profit Margin16.3%20.4%--

How much money comes from the company's main activities?

2.3. Financial Health of Primerica (5 min.)




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3. Summary and Key Metrics

3.1. What can you expect buying and holding a share of Primerica?

Welcome investor! Primerica's management wants to use your money to grow the business. In return you get a share of Primerica.

First you should know what it really means to hold a share of Primerica. And how you can make/lose money.

Speculation

The Price per Share of Primerica is $263.21. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Primerica.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Primerica, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $67.67. Based on the TTM, the Book Value Change Per Share is $1.28 per quarter. Based on the YOY, the Book Value Change Per Share is $2.59 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.89 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Primerica.

How much money are you going to get?

 MRQTTMYOY3Y5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps5.071.9%3.711.4%4.111.6%3.531.3%3.091.2%2.370.9%
Usd Book Value Change Per Share1.620.6%1.280.5%2.591.0%1.550.6%1.530.6%1.100.4%
Usd Dividend Per Share1.040.4%0.890.3%0.680.3%0.710.3%0.610.2%0.420.2%
Usd Total Gains Per Share2.661.0%2.170.8%3.271.2%2.260.9%2.140.8%1.530.6%
Usd Price Per Share284.53-264.42-212.62-205.45-178.69-131.99-
Price to Earnings Ratio14.03-444.55-12.97-157.16-101.06-57.14-
Price-to-Total Gains Ratio106.94--542.84-21.20--176.93-148.48-105.08-
Price to Book Ratio4.20-4.19-3.53-3.56-3.29-3.02-
Price-to-Total Gains Ratio106.94--542.84-21.20--176.93-148.48-105.08-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share263.21
Number of shares3
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.890.61
Usd Book Value Change Per Share1.281.53
Usd Total Gains Per Share2.172.14
Gains per Quarter (3 shares)6.516.42
Gains per Year (3 shares)26.0525.67
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
111151671816
2213142153742
3324668225568
4436194297394
554771203792120
6649214644110146
77510717251128172
88612319859147198
99713822466165224
1010715325073183250

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%40.00.00.0100.0%67.01.00.098.5%
Book Value Change Per Share2.02.00.050.0%7.05.00.058.3%13.07.00.065.0%29.011.00.072.5%47.021.00.069.1%
Dividend per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%40.00.00.0100.0%68.00.00.0100.0%
Total Gains per Share2.02.00.050.0%7.05.00.058.3%14.06.00.070.0%31.09.00.077.5%52.016.00.076.5%
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3.2. Key Performance Indicators

The key performance indicators of Primerica Inc compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-3Y+/-5 Year+/-10 Year+/-
Book Value Change Per Share--1.6191.277+27%2.592-38%1.549+5%1.529+6%1.104+47%
Book Value Per Share--67.67563.221+7%60.335+12%56.848+19%53.295+27%41.728+62%
Current Ratio--9.8228.677+13%10.945-10%11.096-11%18.318-46%24.467-60%
Debt To Asset Ratio--0.8450.845+0%0.837+1%0.855-1%0.863-2%0.876-3%
Debt To Equity Ratio--5.4665.515-1%5.215+5%6.121-11%6.483-16%7.225-24%
Dividend Per Share--1.0420.894+17%0.676+54%0.715+46%0.611+71%0.424+146%
Enterprise Value---1117686740.000-674248092.500-40%-1236032945.000+11%-2352002385.833+110%-3329554999.500+198%-4051367297.095+262%
Eps--5.0703.710+37%4.114+23%3.534+43%3.088+64%2.370+114%
Ev To Ebitda Ratio---1.236-0.192-84%-1.250+1%-2.695+118%-3.947+219%-5.631+356%
Ev To Sales Ratio---0.347-0.220-37%-0.443+28%-0.854+146%-1.275+267%-2.046+489%
Free Cash Flow Per Share--5.6616.029-6%4.887+16%5.182+9%4.789+18%3.463+63%
Free Cash Flow To Equity Per Share--0.8191.830-55%1.349-39%1.623-50%2.382-66%1.577-48%
Gross Profit Margin--1.000-29.758+3076%0.183+448%-9.911+1091%-6.136+714%-3.142+414%
Intrinsic Value_10Y_max--253.396----------
Intrinsic Value_10Y_min--123.191----------
Intrinsic Value_1Y_max--21.433----------
Intrinsic Value_1Y_min--13.683----------
Intrinsic Value_3Y_max--67.415----------
Intrinsic Value_3Y_min--40.195----------
Intrinsic Value_5Y_max--117.035----------
Intrinsic Value_5Y_min--65.502----------
Market Cap8648843711.000-10%9486799260.0008972405157.500+6%7552149555.000+26%7244899030.833+31%6545289050.500+45%5175959552.905+83%
Net Profit Margin--0.2100.163+29%0.204+3%0.176+19%0.167+26%0.167+26%
Operating Margin--0.2750.357-23%0.255+8%0.320-14%0.397-31%0.484-43%
Operating Ratio--0.7320.744-2%0.019+3662%0.323+127%-0.185+125%-0.239+133%
Pb Ratio3.889-8%4.2044.191+0%3.529+19%3.557+18%3.288+28%3.020+39%
Pe Ratio12.978-8%14.029444.552-97%12.971+8%157.155-91%101.060-86%57.136-75%
Price Per Share263.210-8%284.530264.420+8%212.623+34%205.448+38%178.686+59%131.989+116%
Price To Free Cash Flow Ratio11.624-8%12.56611.219+12%11.326+11%10.038+25%9.647+30%11.337+11%
Price To Total Gains Ratio98.924-8%106.937-542.839+608%21.196+405%-176.929+265%148.478-28%105.079+2%
Quick Ratio--12.05212.529-4%27.597-56%29.708-59%59.827-80%105.608-89%
Return On Assets--0.0120.009+35%0.011+4%0.009+29%0.008+46%0.007+66%
Return On Equity--0.0750.058+28%0.069+9%0.063+19%0.058+29%0.056+34%
Total Gains Per Share--2.6612.171+23%3.268-19%2.264+18%2.139+24%1.527+74%
Usd Book Value--2256409000.0002146009500.000+5%2144958500.000+5%2017016750.000+12%1971316250.000+14%1664601400.000+36%
Usd Book Value Change Per Share--1.6191.277+27%2.592-38%1.549+5%1.529+6%1.104+47%
Usd Book Value Per Share--67.67563.221+7%60.335+12%56.848+19%53.295+27%41.728+62%
Usd Dividend Per Share--1.0420.894+17%0.676+54%0.715+46%0.611+71%0.424+146%
Usd Enterprise Value---1117686740.000-674248092.500-40%-1236032945.000+11%-2352002385.833+110%-3329554999.500+198%-4051367297.095+262%
Usd Eps--5.0703.710+37%4.114+23%3.534+43%3.088+64%2.370+114%
Usd Free Cash Flow--188744000.000204773000.000-8%173261750.000+9%183788416.667+3%176927300.000+7%135967950.000+39%
Usd Free Cash Flow Per Share--5.6616.029-6%4.887+16%5.182+9%4.789+18%3.463+63%
Usd Free Cash Flow To Equity Per Share--0.8191.830-55%1.349-39%1.623-50%2.382-66%1.577-48%
Usd Market Cap8648843711.000-10%9486799260.0008972405157.500+6%7552149555.000+26%7244899030.833+31%6545289050.500+45%5175959552.905+83%
Usd Price Per Share263.210-8%284.530264.420+8%212.623+34%205.448+38%178.686+59%131.989+116%
Usd Profit--169051000.000125416250.000+35%146601500.000+15%127267250.000+33%114713950.000+47%94128775.000+80%
Usd Revenue--804843000.000783842750.000+3%721067500.000+12%728215583.333+11%691607450.000+16%564476125.000+43%
Usd Total Gains Per Share--2.6612.171+23%3.268-19%2.264+18%2.139+24%1.527+74%
 EOD+4 -4MRQTTM+25 -15YOY+25 -153Y+31 -95Y+30 -1010Y+31 -9

3.3 Fundamental Score

Let's check the fundamental score of Primerica Inc based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1512.978
Price to Book Ratio (EOD)Between0-13.889
Net Profit Margin (MRQ)Greater than00.210
Operating Margin (MRQ)Greater than00.275
Quick Ratio (MRQ)Greater than112.052
Current Ratio (MRQ)Greater than19.822
Debt to Asset Ratio (MRQ)Less than10.845
Debt to Equity Ratio (MRQ)Less than15.466
Return on Equity (MRQ)Greater than0.150.075
Return on Assets (MRQ)Greater than0.050.012
Total6/10 (60.0%)

3.4 Technical Score

Let's check the technical score of Primerica Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5043.663
Ma 20Greater thanMa 50267.075
Ma 50Greater thanMa 100268.286
Ma 100Greater thanMa 200271.147
OpenGreater thanClose265.530
Total1/5 (20.0%)

4. In-depth Analysis

4.1 About Primerica Inc

Primerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. The company operates in three segments: Term Life Insurance; Investment and Savings Products; Senior Health; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, and fixed indexed annuities; and offers segregated funds. The Corporate and Other Distributed Products segment provides mortgage loans; prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters; ID theft defense services; auto and homeowners' insurance; home automation solutions; and insurance products, including supplemental and accidental death, and disability insurance. It distributes and sells its products through licensed sales representatives. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia.

Fundamental data was last updated by Penke on 2025-07-04 21:59:04.

4.2 In-depth Summary

4.2.1. Financial Health Summary

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is less efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very efficient.
The company is efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is very able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

4.2.2. Valuation Summary

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is fair priced.
Based on the earnings, the company is expensive.
Based on how much money comes from the company's main activities, the company is cheap.
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4.3 Financial Health

4.3.1. Profitability

4.3.1 Profitability
4.3.1.1. Net Profit Margin

Measures how much net profit Primerica earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Primerica to the Insurance - Life industry mean.
  • A Net Profit Margin of 21.0% means that $0.21 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Primerica Inc:

  • The MRQ is 21.0%. The company is making a huge profit. +2
  • The TTM is 16.3%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ21.0%TTM16.3%+4.7%
TTM16.3%YOY20.4%-4.1%
TTM16.3%5Y16.7%-0.5%
5Y16.7%10Y16.7%+0.1%
4.3.1.2. Return on Assets

Shows how efficient Primerica is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Primerica to the Insurance - Life industry mean.
  • 1.2% Return on Assets means that Primerica generated $0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Primerica Inc:

  • The MRQ is 1.2%. Using its assets, the company is less efficient in making profit.
  • The TTM is 0.9%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ1.2%TTM0.9%+0.3%
TTM0.9%YOY1.1%-0.3%
TTM0.9%5Y0.8%+0.1%
5Y0.8%10Y0.7%+0.1%
4.3.1.3. Return on Equity

Shows how efficient Primerica is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Primerica to the Insurance - Life industry mean.
  • 7.5% Return on Equity means Primerica generated $0.07 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Primerica Inc:

  • The MRQ is 7.5%. Using its investors money, the company is less efficient in making profit.
  • The TTM is 5.8%. Using its investors money, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ7.5%TTM5.8%+1.6%
TTM5.8%YOY6.9%-1.0%
TTM5.8%5Y5.8%+0.0%
5Y5.8%10Y5.6%+0.2%
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4.3.2. Operating Efficiency of Primerica Inc.

4.3.2. Operating Efficiency
4.3.2.1. Operating Margin

Measures how efficient Primerica is operating .

  • Measures how much profit Primerica makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Primerica to the Insurance - Life industry mean.
  • An Operating Margin of 27.5% means the company generated $0.27  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Primerica Inc:

  • The MRQ is 27.5%. The company is operating very efficient. +2
  • The TTM is 35.7%. The company is operating very efficient. +2
Trends
Current periodCompared to+/- 
MRQ27.5%TTM35.7%-8.2%
TTM35.7%YOY25.5%+10.2%
TTM35.7%5Y39.7%-4.0%
5Y39.7%10Y48.4%-8.8%
4.3.2.2. Operating Ratio

Measures how efficient Primerica is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Insurance - Life industry mean).
  • An Operation Ratio of 0.73 means that the operating costs are $0.73 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Primerica Inc:

  • The MRQ is 0.732. The company is efficient in keeping operating costs low. +1
  • The TTM is 0.744. The company is efficient in keeping operating costs low. +1
Trends
Current periodCompared to+/- 
MRQ0.732TTM0.744-0.012
TTM0.744YOY0.019+0.725
TTM0.7445Y-0.185+0.930
5Y-0.18510Y-0.239+0.054
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4.4.3. Liquidity of Primerica Inc.

4.4.3. Liquidity
4.4.3.1. Current Ratio

Measures if Primerica is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Insurance - Life industry mean).
  • A Current Ratio of 9.82 means the company has $9.82 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Primerica Inc:

  • The MRQ is 9.822. The company is very able to pay all its short-term debts. +2
  • The TTM is 8.677. The company is very able to pay all its short-term debts. +2
Trends
Current periodCompared to+/- 
MRQ9.822TTM8.677+1.145
TTM8.677YOY10.945-2.268
TTM8.6775Y18.318-9.641
5Y18.31810Y24.467-6.150
4.4.3.2. Quick Ratio

Measures if Primerica is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Primerica to the Insurance - Life industry mean.
  • A Quick Ratio of 12.05 means the company can pay off $12.05 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Primerica Inc:

  • The MRQ is 12.052. The company is very able to pay all its short-term debts with the most liquid assets. +2
  • The TTM is 12.529. The company is very able to pay all its short-term debts with the most liquid assets. +2
Trends
Current periodCompared to+/- 
MRQ12.052TTM12.529-0.477
TTM12.529YOY27.597-15.068
TTM12.5295Y59.827-47.298
5Y59.82710Y105.608-45.781
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4.5.4. Solvency of Primerica Inc.

4.5.4. Solvency
4.5.4.1. Debt to Asset Ratio

Measures how much % of Primerica assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Primerica to Insurance - Life industry mean.
  • A Debt to Asset Ratio of 0.85 means that Primerica assets are financed with 84.5% credit (debt) and the remaining percentage (100% - 84.5%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Primerica Inc:

  • The MRQ is 0.845. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.845. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.845TTM0.845+0.001
TTM0.845YOY0.837+0.007
TTM0.8455Y0.863-0.019
5Y0.86310Y0.876-0.013
4.5.4.2. Debt to Equity Ratio

Measures if Primerica is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Primerica to the Insurance - Life industry mean.
  • A Debt to Equity ratio of 546.6% means that company has $5.47 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Primerica Inc:

  • The MRQ is 5.466. The company is unable to pay all its debts with equity. -1
  • The TTM is 5.515. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ5.466TTM5.515-0.049
TTM5.515YOY5.215+0.300
TTM5.5155Y6.483-0.968
5Y6.48310Y7.225-0.742
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4.6. Market Valuation

4.6.1. Earnings Per Share
4.6.2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Primerica generates.

  • Above 15 is considered overpriced but always compare Primerica to the Insurance - Life industry mean.
  • A PE ratio of 14.03 means the investor is paying $14.03 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Primerica Inc:

  • The EOD is 12.978. Based on the earnings, the company is underpriced. +1
  • The MRQ is 14.029. Based on the earnings, the company is underpriced. +1
  • The TTM is 444.552. Based on the earnings, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD12.978MRQ14.029-1.051
MRQ14.029TTM444.552-430.522
TTM444.552YOY12.971+431.581
TTM444.5525Y101.060+343.492
5Y101.06010Y57.136+43.924
4.6.2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Primerica Inc:

  • The EOD is 11.624. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 12.566. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 11.219. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD11.624MRQ12.566-0.942
MRQ12.566TTM11.219+1.346
TTM11.219YOY11.326-0.107
TTM11.2195Y9.647+1.573
5Y9.64710Y11.337-1.690
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4.6.2. Book Value per Share
4.6.2.1. Price to Book Ratio

Measures if the stock price of Primerica is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Insurance - Life industry mean).
  • A PB ratio of 4.20 means the investor is paying $4.20 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Primerica Inc:

  • The EOD is 3.889. Based on the equity, the company is fair priced.
  • The MRQ is 4.204. Based on the equity, the company is fair priced.
  • The TTM is 4.191. Based on the equity, the company is fair priced.
Trends
Current periodCompared to+/- 
EOD3.889MRQ4.204-0.315
MRQ4.204TTM4.191+0.014
TTM4.191YOY3.529+0.662
TTM4.1915Y3.288+0.903
5Y3.28810Y3.020+0.267
4.6.2. Total Gains per Share

2.4. Latest News of Primerica Inc

Does Primerica Inc still have the same value as the quarterly reports suggest? Recent changes may be an indication that the value of the company is changing. Read the news from Primerica Inc to keep up to date. Note: the news is often already included in the price.

DateTitleRead
2025-07-10
13:04
Analysts Anticipate IVOG To Hit $128Read
2025-06-14
15:00
The total return for Primerica (NYSE:PRI) investors has risen faster than earnings growth over the last three yearsRead

4.7 Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Primerica Inc.

4.8.1. Institutions holding Primerica Inc

Institutions are holding 94.264% of the shares of Primerica Inc.

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2025-03-31Kayne Anderson Rudnick Investment Management LLC10.84432.48143563332-4249-0.1191
2025-03-31Vanguard Group Inc10.63220.0183493650379941.0995
2025-03-31BlackRock Inc9.42590.01853097267-30291-0.9685
2025-03-31FMR Inc8.98570.05362952630-47072-1.5692
2025-03-31BAMCO Inc4.88121.34051603930-51617-3.1178
2025-03-31Burgundy Asset Management Ltd3.98683.86291310019215461.6722
2025-03-31State Street Corp3.3660.013110603416110.1459
2025-03-31Brave Warrior Advisors LLC2.54015.4389834654-19210-2.2498
2025-03-31Geode Capital Management, LLC2.49640.0184820285405255.1971
2025-03-31AGF Management Ltd1.93320.9543635221-6174-0.9626
2025-03-31Dimensional Fund Advisors, Inc.1.86080.0432611437163502.7475
2025-03-31Lyrical Asset Management LP1.76712.51580658-6909-1.1759
2025-03-31Nuveen, LLC1.66880.01745483405483400
2025-03-31Fiduciary Management, Inc. of Milwaukee1.4941.3494490923134022.8066
2025-03-31Wells Fargo & Co1.03290.0219339413-10301-2.9455
2025-03-31Northern Trust Corp1.02840.0143337924-9116-2.6268
2025-03-31First Trust Advisors L.P.0.98050.08123221712992191303.6729
2025-03-31Charles Schwab Investment Management Inc0.97920.0172321755-5860-1.7887
2025-03-31AQR Capital Management LLC0.96160.0926315986199715171.7668
2025-03-31Bank of New York Mellon Corp0.96060.0178315629-5103-1.591
Total 71.825718.364523601258+982800+4.2%

4.9.2. Funds holding Primerica Inc

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2025-03-31Baron Small Cap Growth Strategy3.77375.71240000-50000-3.876
2025-03-31Baron Growth Retail3.77375.64641240000-50000-3.876
2025-05-31iShares Core S&P Mid-Cap ETF3.29780.3195108361900
2025-05-31Vanguard Total Stock Mkt Idx Inv3.25760.015910704166070.0567
2025-05-31Vanguard Small Cap Index2.56140.152884164239430.4707
2025-05-31Vanguard Small Cap Value Index Inv1.64690.2694541141-453-0.0836
2025-05-31Vanguard Institutional Extnd Mkt Idx Tr1.5860.129152115844180.855
2025-03-31Virtus KAR Small-Cap Core I1.50436.703449428700
2025-03-31Fidelity Low-Priced Stock1.25510.5265412402-700-0.1694
2025-04-30Fidelity VIP Mid Cap Initial1.00231.296832934700
2025-03-31Fidelity Small Cap Value Fund0.98742.0934324465-35000-9.7367
2025-03-31Lyrical U.S. Value Equity – EQ0.84494.726277640-1461-0.5235
2025-04-30AGF American Growth Class0.84112.7682276387-26331-8.6982
2025-03-31FMI Common Stock Investor0.83693.6739275000200007.8431
2025-03-31Lyrical U.S. Value Equity - CS0.83522.2426274427-1690-0.6121
2025-05-31SPDR® S&P MIDCAP 400 ETF Trust0.78410.32257656-5857-2.2227
2025-03-31FullerThaler Behavioral Sm-Cp Eq R60.76530.73432514833249614.8392
2025-05-29First Trust SMID Cp Rising Div Achv ETF0.75470.83912479993780.1527
2025-04-30Strategic Advisers Fidelity US TtlStk0.68440.0399224890-13024-5.4742
2024-12-31FullerThaler Behavioral Small-Cap Equity0.66640.580521898728001.2952
Total 31.659238.777710402946-119874-1.2%

5.3. Insider Transactions

Insiders are holding 0.594% of the shares of Primerica Inc.

DateOwnerTypeAmountPricePost Transaction AmountLink
2025-03-05Nicholas Adam JendusaSELL234280.15
2025-03-05Peter W SchneiderSELL2000282.9
2025-02-18Glenn J WilliamsSELL3000281.74
2024-11-11Glenn J WilliamsSELL3000301.27
2024-09-10John A Jr. AddisonSELL2000253.85
2024-08-26Peter W SchneiderSELL1500261.11
2024-08-12Glenn J WilliamsSELL3000252.55
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5. Financial Statements




5.1. Latest Balance Sheet

Balance Sheet of 2025-03-31. Currency in USD. All numbers in thousands.

Summary
Total Assets14,589,010
Total Liabilities12,332,601
Total Stockholder Equity2,256,409
 As reported
Total Liabilities 12,332,601
Total Stockholder Equity+ 2,256,409
Total Assets = 14,589,010

Assets

Total Assets14,589,010
Total Current Assets4,859,297
Long-term Assets9,729,713
Total Current Assets
Cash And Cash Equivalents 625,072
Short-term Investments 1,103,043
Net Receivables 3,131,182
Total Current Assets  (as reported)4,859,297
Total Current Assets  (calculated)4,859,297
+/-0
Long-term Assets
Property Plant Equipment 45,122
Long Term Investments 4,391,864
Intangible Assets 45,275
Long-term Assets Other 9,616,388
Long-term Assets  (as reported)9,729,713
Long-term Assets  (calculated)14,098,649
+/- 4,368,936

Liabilities & Shareholders' Equity

Total Current Liabilities494,734
Long-term Liabilities11,837,867
Total Stockholder Equity2,256,409
Total Current Liabilities
Accounts payable 494,734
Other Current Liabilities -115,706
Total Current Liabilities  (as reported)494,734
Total Current Liabilities  (calculated)379,028
+/- 115,706
Long-term Liabilities
Long term Debt 1,879,745
Capital Lease Obligations Min Short Term Debt52,907
Long-term Liabilities  (as reported)11,837,867
Long-term Liabilities  (calculated)1,932,652
+/- 9,905,215
Total Stockholder Equity
Common Stock331
Retained Earnings 2,253,434
Accumulated Other Comprehensive Income 2,644
Total Stockholder Equity (as reported)2,256,409
Total Stockholder Equity (calculated)2,256,409
+/-0
Other
Capital Stock331
Cash and Short Term Investments 1,728,115
Common Stock Shares Outstanding 33,342
Liabilities and Stockholders Equity 14,589,010
Net Debt 1,307,580
Net Invested Capital 4,136,154
Net Working Capital 4,364,563
Short Long Term Debt Total 1,932,652



5.2. Balance Sheets Structured

Currency in USD. All numbers in thousands.

 Trend2025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-312008-12-312008-09-302007-12-31
> Total Assets 
12,176,049
0
11,161,133
11,364,015
12,128,134
12,971,585
13,227,781
9,973,491
9,117,247
9,454,696
9,884,306
10,174,625
10,170,366
10,007,507
9,998,544
10,073,917
9,951,078
10,434,439
10,315,153
10,433,316
10,005,426
10,199,680
10,329,950
10,388,124
10,593,549
10,742,654
10,738,114
10,724,214
10,781,181
10,562,863
10,612,119
11,012,788
11,204,606
11,368,683
11,438,943
11,669,997
11,945,297
12,206,839
12,460,704
12,492,739
12,496,640
12,707,531
12,595,047
13,076,629
13,317,706
13,451,734
13,688,531
13,270,911
13,964,549
14,300,530
14,905,285
15,113,860
15,519,871
15,816,135
16,123,223
15,934,813
15,329,005
15,042,143
15,348,877
14,795,692
14,751,736
14,433,059
12,011,955
11,988,937
11,732,649
14,815,168
14,582,022
14,589,010
14,589,01014,582,02214,815,16811,732,64911,988,93712,011,95514,433,05914,751,73614,795,69215,348,87715,042,14315,329,00515,934,81316,123,22315,816,13515,519,87115,113,86014,905,28514,300,53013,964,54913,270,91113,688,53113,451,73413,317,70613,076,62912,595,04712,707,53112,496,64012,492,73912,460,70412,206,83911,945,29711,669,99711,438,94311,368,68311,204,60611,012,78810,612,11910,562,86310,781,18110,724,21410,738,11410,742,65410,593,54910,388,12410,329,95010,199,68010,005,42610,433,31610,315,15310,434,4399,951,07810,073,9179,998,54410,007,50710,170,36610,174,6259,884,3069,454,6969,117,2479,973,49113,227,78112,971,58512,128,13411,364,01511,161,133012,176,049
   > Total Current Assets 
0
0
1,301,112
0
1,475,097
1,612,724
1,663,642
2,941,102
2,217,301
2,212,521
126,038
2,234,935
2,213,287
2,252,092
136,078
2,104,033
1,931,791
2,098,279
112,216
2,040,441
1,800,208
1,835,564
149,189
1,930,010
1,954,784
1,952,925
192,516
1,970,144
1,878,676
1,843,727
152,294
1,881,422
1,939,865
1,956,497
211,976
2,017,990
2,043,482
2,065,924
279,962
2,152,567
2,145,170
2,236,278
270,309
2,368,328
2,461,235
2,530,006
256,876
2,515,122
2,717,505
2,783,953
547,569
2,978,141
3,289,176
2,921,082
7,938,156
7,903,116
400,119
2,896,014
2,984,696
3,073,716
6,777,281
3,057,762
1,224,220
1,421,506
1,413,307
6,847,801
4,709,974
4,859,297
4,859,2974,709,9746,847,8011,413,3071,421,5061,224,2203,057,7626,777,2813,073,7162,984,6962,896,014400,1197,903,1167,938,1562,921,0823,289,1762,978,141547,5692,783,9532,717,5052,515,122256,8762,530,0062,461,2352,368,328270,3092,236,2782,145,1702,152,567279,9622,065,9242,043,4822,017,990211,9761,956,4971,939,8651,881,422152,2941,843,7271,878,6761,970,144192,5161,952,9251,954,7841,930,010149,1891,835,5641,800,2082,040,441112,2162,098,2791,931,7912,104,033136,0782,252,0922,213,2872,234,935126,0382,212,5212,217,3012,941,1021,663,6421,612,7241,475,09701,301,11200
       Cash And Cash Equivalents 
625,350
0
302,354
0
448,415
580,116
625,260
929,153
210,506
74,759
126,038
115,277
114,051
154,027
136,078
155,536
108,062
185,823
112,216
202,512
118,087
147,468
149,189
158,438
150,621
164,999
192,516
180,207
153,933
160,561
152,294
175,717
213,091
195,323
211,976
185,762
154,499
177,418
279,962
190,585
159,280
225,378
262,138
279,626
244,975
237,746
256,876
273,085
360,351
330,877
547,569
439,944
774,591
325,578
392,501
359,779
400,119
438,025
489,240
515,090
561,585
468,762
613,148
593,399
627,292
550,142
687,821
625,072
625,072687,821550,142627,292593,399613,148468,762561,585515,090489,240438,025400,119359,779392,501325,578774,591439,944547,569330,877360,351273,085256,876237,746244,975279,626262,138225,378159,280190,585279,962177,418154,499185,762211,976195,323213,091175,717152,294160,561153,933180,207192,516164,999150,621158,438149,189147,468118,087202,512112,216185,823108,062155,536136,078154,027114,051115,277126,03874,759210,506929,153625,260580,116448,4150302,3540625,350
       Short-term Investments 
0
0
28,304
0
27,128
28,364
26,947
2,011,949
2,006,795
2,137,762
26,243
2,119,658
2,099,236
2,098,065
25,996
1,948,497
1,823,729
1,912,456
1,924,161
1,878,206
1,719,846
1,725,112
1,795,606
1,818,658
1,854,599
1,838,059
1,812,510
1,841,744
1,774,704
1,728,946
1,779,298
1,755,259
1,775,814
1,808,713
1,837,332
1,878,665
1,934,919
1,933,677
1,968,949
1,961,982
1,985,890
2,010,900
2,077,806
2,096,932
2,216,260
2,292,260
2,356,996
2,242,037
2,357,154
2,453,076
2,464,611
2,588,955
2,554,910
2,635,541
2,787,810
2,748,831
2,557,776
2,457,989
2,564,862
2,628,813
2,562,886
2,609,051
276
219,233
182,161
2,994,955
995,381
1,103,043
1,103,043995,3812,994,955182,161219,2332762,609,0512,562,8862,628,8132,564,8622,457,9892,557,7762,748,8312,787,8102,635,5412,554,9102,588,9552,464,6112,453,0762,357,1542,242,0372,356,9962,292,2602,216,2602,096,9322,077,8062,010,9001,985,8901,961,9821,968,9491,933,6771,934,9191,878,6651,837,3321,808,7131,775,8141,755,2591,779,2981,728,9461,774,7041,841,7441,812,5101,838,0591,854,5991,818,6581,795,6061,725,1121,719,8461,878,2061,924,1611,912,4561,823,7291,948,49725,9962,098,0652,099,2362,119,65826,2432,137,7622,006,7952,011,94926,94728,36427,128028,30400
       Net Receivables 
0
0
998,758
0
1,026,682
1,032,608
1,038,382
3,787,665
3,791,659
194,937
168,026
171,925
178,917
181,190
163,845
159,085
167,746
177,791
4,170,382
4,005,539
3,993,258
4,033,138
4,055,054
4,074,527
4,077,734
4,130,637
4,115,533
4,275,098
4,137,425
4,103,949
4,110,628
4,364,672
4,147,284
4,417,389
4,441,379
4,435,114
4,191,754
4,238,978
4,205,173
4,590,038
4,199,275
4,196,021
4,141,569
4,491,216
4,489,994
4,481,140
4,467,415
4,426,471
4,556,958
4,582,710
4,606,642
4,688,826
4,588,072
4,893,456
4,839,644
4,794,506
4,605,992
4,589,474
4,571,561
3,739,552
3,652,810
3,539,234
3,486,021
3,504,300
3,411,222
3,302,704
3,026,772
3,131,182
3,131,1823,026,7723,302,7043,411,2223,504,3003,486,0213,539,2343,652,8103,739,5524,571,5614,589,4744,605,9924,794,5064,839,6444,893,4564,588,0724,688,8264,606,6424,582,7104,556,9584,426,4714,467,4154,481,1404,489,9944,491,2164,141,5694,196,0214,199,2754,590,0384,205,1734,238,9784,191,7544,435,1144,441,3794,417,3894,147,2844,364,6724,110,6284,103,9494,137,4254,275,0984,115,5334,130,6374,077,7344,074,5274,055,0544,033,1383,993,2584,005,5394,170,382177,791167,746159,085163,845181,190178,917171,925168,026194,9373,791,6593,787,6651,038,3821,032,6081,026,6820998,75800
       Other Current Assets 
0
0
0
0
0
0
0
-3,787,665
-3,791,659
-194,937
-168,026
-171,925
-178,917
-181,190
-163,845
-159,085
-167,746
-177,791
-6,100,011
-6,085,451
-5,920,468
-5,972,951
-6,026,449
-6,099,310
-6,146,689
-6,192,702
-6,109,703
-6,116,842
-6,102,053
-6,031,741
-6,083,767
-6,119,931
-6,167,271
-6,226,102
-6,241,342
-6,313,779
-6,390,360
-6,456,987
-6,403,644
-6,552,020
-6,527,403
-6,556,246
-6,484,633
-6,588,148
-6,706,254
-6,773,400
-6,754,939
-6,668,508
-6,914,112
-7,035,786
-7,001,998
-7,277,781
1,378,569
1,206,438
1,235,581
1,228,257
-4,609,303
-4,589,474
1,197,681
1,320,584
1,332,885
1,275,620
1,224,220
1,421,506
1,413,307
0
-4,709,974
0
0-4,709,97401,413,3071,421,5061,224,2201,275,6201,332,8851,320,5841,197,681-4,589,474-4,609,3031,228,2571,235,5811,206,4381,378,569-7,277,781-7,001,998-7,035,786-6,914,112-6,668,508-6,754,939-6,773,400-6,706,254-6,588,148-6,484,633-6,556,246-6,527,403-6,552,020-6,403,644-6,456,987-6,390,360-6,313,779-6,241,342-6,226,102-6,167,271-6,119,931-6,083,767-6,031,741-6,102,053-6,116,842-6,109,703-6,192,702-6,146,689-6,099,310-6,026,449-5,972,951-5,920,468-6,085,451-6,100,011-177,791-167,746-159,085-163,845-181,190-178,917-171,925-168,026-194,937-3,791,659-3,787,6650000000
   > Long-term Assets 
0
0
5,409,588
0
5,965,141
6,359,996
6,523,396
78,010
77,126
76,241
75,357
74,479
73,629
72,778
71,928
71,077
70,226
69,376
69,816
69,502
69,654
69,432
68,863
67,692
66,521
65,350
61,720
93,205
97,159
95,027
58,318
89,263
56,617
55,766
54,915
54,065
53,214
52,364
51,513
50,662
49,812
48,961
48,111
97,766
95,790
94,001
92,540
94,467
93,762
92,960
91,842
90,593
89,312
532,675
4,723,759
4,610,072
14,928,886
358,200
353,732
393,137
4,413,408
422,343
10,787,735
10,567,431
10,319,342
1,508,383
9,872,048
9,729,713
9,729,7139,872,0481,508,38310,319,34210,567,43110,787,735422,3434,413,408393,137353,732358,20014,928,8864,610,0724,723,759532,67589,31290,59391,84292,96093,76294,46792,54094,00195,79097,76648,11148,96149,81250,66251,51352,36453,21454,06554,91555,76656,61789,26358,31895,02797,15993,20561,72065,35066,52167,69268,86369,43269,65469,50269,81669,37670,22671,07771,92872,77873,62974,47975,35776,24177,12678,0106,523,3966,359,9965,965,14105,409,58800
       Property Plant Equipment 
20,967
0
15,160
0
0
0
13,275
0
0
0
16,323
0
0
0
12,937
0
0
0
13,358
0
0
0
25,050
0
0
0
26,463
0
0
0
29,409
29,615
29,186
28,862
27,466
25,593
31,174
29,070
28,101
27,616
26,668
30,592
35,996
50,506
49,381
48,442
47,265
49,192
48,487
47,685
46,567
45,318
44,037
48,943
47,942
46,129
44,438
42,343
40,500
38,575
57,040
55,203
53,693
93,388
90,964
48,190
87,721
45,122
45,12287,72148,19090,96493,38853,69355,20357,04038,57540,50042,34344,43846,12947,94248,94344,03745,31846,56747,68548,48749,19247,26548,44249,38150,50635,99630,59226,66827,61628,10129,07031,17425,59327,46628,86229,18629,61529,40900026,46300025,05000013,35800012,93700016,32300013,27500015,160020,967
       Goodwill 
194,992
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
224,180
179,154
179,154
187,707
127,707
127,707
127,707
127,707
127,707
127,707
127,707
0
0
0
0
0000127,707127,707127,707127,707127,707127,707127,707187,707179,154179,154224,1800000000000000000000000000000000000000000000000000000194,992
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
2,206,408
2,190,217
2,043,083
2,034,599
1,928,999
2,012,545
1,976,076
1,934,023
1,776,245
1,781,687
1,853,530
1,875,861
1,910,087
2,083,520
2,085,717
2,133,210
2,156,769
2,137,879
2,195,583
2,215,494
2,261,743
2,323,222
2,395,381
2,477,185
2,637,051
2,686,782
2,761,808
2,878,506
2,940,383
3,007,136
3,148,043
3,246,679
3,417,283
3,538,449
3,675,571
3,608,810
3,740,233
3,873,195
3,913,101
4,076,091
3,996,525
4,126,406
4,233,816
4,241,225
4,018,569
3,997,282
4,048,884
4,213,450
4,048,386
4,073,794
4,154,786
4,188,711
4,178,584
4,357,031
4,280,161
4,391,864
4,391,8644,280,1614,357,0314,178,5844,188,7114,154,7864,073,7944,048,3864,213,4504,048,8843,997,2824,018,5694,241,2254,233,8164,126,4063,996,5254,076,0913,913,1013,873,1953,740,2333,608,8103,675,5713,538,4493,417,2833,246,6793,148,0433,007,1362,940,3832,878,5062,761,8082,686,7822,637,0512,477,1852,395,3812,323,2222,261,7432,215,4942,195,5832,137,8792,156,7692,133,2102,085,7172,083,5201,910,0871,875,8611,853,5301,781,6871,776,2451,934,0231,976,0762,012,5451,928,9992,034,5992,043,0832,190,2172,206,408000000000000
       Intangible Assets 
280,965
0
82,434
0
80,665
79,780
78,895
78,010
77,126
76,241
75,357
74,479
73,629
72,778
71,928
71,077
70,226
69,376
69,816
69,502
69,654
69,432
68,863
67,692
66,521
65,350
61,720
60,870
60,019
59,168
58,318
57,467
56,617
55,766
54,915
54,065
53,214
52,364
51,513
50,662
49,812
48,961
48,111
47,260
46,409
45,559
45,275
45,275
45,275
45,275
45,275
45,275
45,275
204,550
195,825
193,400
190,775
188,150
185,525
182,900
180,275
177,650
175,025
172,400
45,275
45,275
45,275
45,275
45,27545,27545,27545,275172,400175,025177,650180,275182,900185,525188,150190,775193,400195,825204,55045,27545,27545,27545,27545,27545,27545,27545,55946,40947,26048,11148,96149,81250,66251,51352,36453,21454,06554,91555,76656,61757,46758,31859,16860,01960,87061,72065,35066,52167,69268,86369,43269,65469,50269,81669,37670,22671,07771,92872,77873,62974,47975,35776,24177,12678,01078,89579,78080,665082,4340280,965
       Long-term Assets Other 
0
0
-5,409,588
0
-5,965,141
-6,359,996
-6,523,396
-2,047,973
-2,040,193
-2,183,247
-2,127,341
-2,189,086
-2,157,899
-2,139,852
-2,008,445
-1,986,011
-1,884,578
-1,966,230
-1,945,281
-1,887,623
-1,732,205
-1,736,297
-1,833,647
-1,829,592
-1,863,835
-189,830
-246,463
-2,087,089
-328,000
-356,000
-394,629
-2,197,354
-431,000
-2,274,972
-2,375,411
-2,426,562
-666,864
-717,910
-765,251
-2,855,461
-870,478
-891,860
-1,006,386
-3,197,446
-3,366,322
-3,486,207
-3,625,283
-3,558,429
-3,691,822
-3,824,142
-3,865,284
-4,025,849
-3,996,525
-4,023,826
-14,777
-4,610,072
10,487,397
-3,928,546
-4,150,217
-4,097,339
-4,413,408
-1,534,634
3,977,255
7,442,631
4,026,989
-1,508,383
10,611,769
9,616,388
9,616,38810,611,769-1,508,3834,026,9897,442,6313,977,255-1,534,634-4,413,408-4,097,339-4,150,217-3,928,54610,487,397-4,610,072-14,777-4,023,826-3,996,525-4,025,849-3,865,284-3,824,142-3,691,822-3,558,429-3,625,283-3,486,207-3,366,322-3,197,446-1,006,386-891,860-870,478-2,855,461-765,251-717,910-666,864-2,426,562-2,375,411-2,274,972-431,000-2,197,354-394,629-356,000-328,000-2,087,089-246,463-189,830-1,863,835-1,829,592-1,833,647-1,736,297-1,732,205-1,887,623-1,945,281-1,966,230-1,884,578-1,986,011-2,008,445-2,139,852-2,157,899-2,189,086-2,127,341-2,183,247-2,040,193-2,047,973-6,523,396-6,359,996-5,965,1410-5,409,58800
> Total Liabilities 
7,396,084
0
7,049,147
0
7,542,459
8,040,279
8,284,008
8,226,792
7,799,651
8,058,382
8,452,814
8,683,983
8,623,404
8,435,874
8,575,903
8,686,603
8,674,212
9,097,028
9,039,737
9,125,463
8,859,161
9,004,175
9,107,923
9,134,592
9,290,818
9,448,172
9,492,988
9,484,793
9,583,555
9,416,183
9,466,347
9,840,030
9,997,141
10,147,790
10,217,569
10,423,499
10,676,044
10,926,309
11,041,603
11,066,238
11,096,056
11,264,075
11,133,534
11,555,243
11,731,781
11,843,923
12,036,040
11,740,797
12,321,869
12,580,084
13,069,400
13,236,667
13,501,108
13,709,562
14,033,440
14,004,012
13,551,248
13,422,171
13,627,378
12,874,591
12,736,272
12,120,564
9,945,988
9,803,029
9,610,889
12,868,340
12,322,981
12,332,601
12,332,60112,322,98112,868,3409,610,8899,803,0299,945,98812,120,56412,736,27212,874,59113,627,37813,422,17113,551,24814,004,01214,033,44013,709,56213,501,10813,236,66713,069,40012,580,08412,321,86911,740,79712,036,04011,843,92311,731,78111,555,24311,133,53411,264,07511,096,05611,066,23811,041,60310,926,30910,676,04410,423,49910,217,56910,147,7909,997,1419,840,0309,466,3479,416,1839,583,5559,484,7939,492,9889,448,1729,290,8189,134,5929,107,9239,004,1758,859,1619,125,4639,039,7379,097,0288,674,2128,686,6038,575,9038,435,8748,623,4048,683,9838,452,8148,058,3827,799,6518,226,7928,284,0088,040,2797,542,45907,049,14707,396,084
   > Total Current Liabilities 
0
0
40,313
0
44,189
44,678
202,507
56,114
129,776
127,732
136,226
142,780
130,283
136,028
131,477
88,503
82,755
96,408
45,663
21,359
26,047
31,999
47,469
35,548
38,676
40,827
51,096
157,685
156,212
152,315
36,588
177,457
30,844
29,313
63,734
37,731
39,764
43,601
73,510
49,130
50,909
53,440
82,035
62,252
65,777
67,801
89,696
66,744
69,408
72,707
90,303
74,683
75,069
74,556
600,382
580,850
481,229
138,654
740,233
106,310
495,141
106,033
-2,266,942
791,830
704,817
517,359
488,350
494,734
494,734488,350517,359704,817791,830-2,266,942106,033495,141106,310740,233138,654481,229580,850600,38274,55675,06974,68390,30372,70769,40866,74489,69667,80165,77762,25282,03553,44050,90949,13073,51043,60139,76437,73163,73429,31330,844177,45736,588152,315156,212157,68551,09640,82738,67635,54847,46931,99926,04721,35945,66396,40882,75588,503131,477136,028130,283142,780136,226127,732129,77656,114202,50744,67844,189040,31300
       Short-term Debt 
0
0
0
0
0
0
0
0
300,000
300,000
0
0
0
0
241,754
300,000
300,000
0
0
0
0
0
0
0
0
0
644,743
0
0
0
808,458
0
0
0
949,056
0
1,123,958
1,168,229
1,199,455
1,258,511
1,298,643
0
0
0
0
0
0
0
0
374,320
300,000
374,511
374,606
389,702
15,000
6,000
642,753
47,935
638,900
0
2,591
1,323,000
5,675
0
0
0
0
0
000005,6751,323,0002,5910638,90047,935642,7536,00015,000389,702374,606374,511300,000374,320000000001,298,6431,258,5111,199,4551,168,2291,123,9580949,056000808,458000644,743000000000300,000300,000241,7540000300,000300,00000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
644,743
0
0
0
808,458
0
0
0
949,056
0
1,123,958
1,168,229
1,199,455
1,258,511
1,298,643
0
0
0
0
0
0
0
0
0
0
0
0
389,702
15,000
6,000
0
0
0
0
0
0
0
0
0
0
0
0
0000000000006,00015,000389,7020000000000001,298,6431,258,5111,199,4551,168,2291,123,9580949,056000808,458000644,74300000000000000000000000000
       Accounts payable 
229,263
0
40,313
0
44,189
44,678
202,507
842,075
216,457
235,897
411,621
427,282
300,000
300,000
241,754
300,000
300,000
419,931
254,533
254,333
238,967
248,592
253,304
243,576
238,598
285,939
264,832
259,148
254,047
222,720
238,157
243,813
235,265
246,514
268,136
268,397
267,630
284,451
307,401
308,319
286,890
287,640
313,862
308,422
322,417
316,535
339,954
330,489
412,446
467,609
519,711
526,654
471,290
557,125
585,382
574,850
481,229
496,563
538,250
498,483
495,141
475,403
513,803
517,468
478,773
496,835
488,350
494,734
494,734488,350496,835478,773517,468513,803475,403495,141498,483538,250496,563481,229574,850585,382557,125471,290526,654519,711467,609412,446330,489339,954316,535322,417308,422313,862287,640286,890308,319307,401284,451267,630268,397268,136246,514235,265243,813238,157222,720254,047259,148264,832285,939238,598243,576253,304248,592238,967254,333254,533419,931300,000300,000241,754300,000300,000427,282411,621235,897216,457842,075202,50744,67844,189040,3130229,263
       Other Current Liabilities 
0
0
-52,612
0
-72,933
-110,030
-293,397
-898,189
-346,233
-427,732
-136,226
-142,780
-130,283
-136,028
-208,577
-88,503
-82,755
8,723,000
-346,420
-355,899
-302,633
-350,300
-359,189
-371,482
-376,395
-422,004
-249,818
-416,833
-410,259
-375,034
-231,681
-421,270
-435,250
-461,968
-241,771
-506,116
-227,866
-240,850
-282,505
-259,189
-235,981
-469,881
-246,440
-514,602
-528,718
-523,989
-278,693
-538,846
-677,815
-394,902
-498,663
-451,971
-396,221
-872,271
-826,382
-223,327
-481,229
-625,910
-436,917
-697,877
-1,157,178
-369,370
-643,375
-715,182
-613,822
-625,314
-57,987
-115,706
-115,706-57,987-625,314-613,822-715,182-643,375-369,370-1,157,178-697,877-436,917-625,910-481,229-223,327-826,382-872,271-396,221-451,971-498,663-394,902-677,815-538,846-278,693-523,989-528,718-514,602-246,440-469,881-235,981-259,189-282,505-240,850-227,866-506,116-241,771-461,968-435,250-421,270-231,681-375,034-410,259-416,833-249,818-422,004-376,395-371,482-359,189-350,300-302,633-355,899-346,4208,723,000-82,755-88,503-208,577-136,028-130,283-142,780-136,226-427,732-346,233-898,189-293,397-110,030-72,9330-52,61200
   > Long-term Liabilities 
0
0
0
0
0
0
0
8,170,678
7,669,875
7,930,650
8,316,588
8,541,203
8,493,121
8,299,846
8,444,426
8,598,098
8,591,456
9,000,620
9,016,798
9,104,104
8,833,114
8,972,176
9,060,454
9,099,043
9,252,142
9,407,345
9,441,892
9,327,108
9,427,343
9,263,869
9,429,759
9,662,573
9,966,298
10,118,477
10,153,835
10,385,768
10,636,281
10,882,708
10,968,092
11,017,108
11,045,148
11,210,633
11,051,500
11,492,991
11,666,004
11,776,122
11,946,344
11,674,053
12,252,461
12,507,377
12,979,097
13,161,984
13,426,039
13,635,006
600,382
580,850
2,007,961
13,283,517
12,887,145
12,768,281
2,088,717
12,014,531
12,212,930
9,011,199
8,906,072
14,721,192
11,834,631
11,837,867
11,837,86711,834,63114,721,1928,906,0729,011,19912,212,93012,014,5312,088,71712,768,28112,887,14513,283,5172,007,961580,850600,38213,635,00613,426,03913,161,98412,979,09712,507,37712,252,46111,674,05311,946,34411,776,12211,666,00411,492,99111,051,50011,210,63311,045,14811,017,10810,968,09210,882,70810,636,28110,385,76810,153,83510,118,4779,966,2989,662,5739,429,7599,263,8699,427,3439,327,1089,441,8929,407,3459,252,1429,099,0439,060,4548,972,1768,833,1149,104,1049,016,7989,000,6208,591,4568,598,0988,444,4268,299,8468,493,1218,541,2038,316,5887,930,6507,669,8758,170,6780000000
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
374,421
374,433
374,445
374,457
374,469
374,481
374,494
374,506
564,349
594,532
612,545
702,558
730,572
739,805
776,722
802,968
826,074
875,410
907,446
1,008,083
1,061,251
1,109,669
1,169,078
1,216,547
1,264,706
1,343,346
1,409,176
1,460,965
1,513,534
1,557,765
1,610,775
1,652,196
1,697,466
1,720,187
1,736,159
1,867,800
1,890,261
1,985,687
1,988,114
2,007,961
2,025,998
2,037,374
2,052,671
2,026,408
2,010,564
0
0
0
0
0
0
0000002,010,5642,026,4082,052,6712,037,3742,025,9982,007,9611,988,1141,985,6871,890,2611,867,8001,736,1591,720,1871,697,4661,652,1961,610,7751,557,7651,513,5341,460,9651,409,1761,343,3461,264,7061,216,5471,169,0781,109,6691,061,2511,008,083907,446875,410826,074802,968776,722739,805730,572702,558612,545594,532564,349374,506374,494374,481374,469374,457374,445374,433374,42100000000000000000
       Capital Lease Obligations Min Short Term Debt
0
0
0
0
0
0
0
0
-300,000
-300,000
0
0
0
0
-241,754
-300,000
-300,000
0
0
0
0
0
0
0
0
0
-644,743
0
0
0
-808,458
0
0
0
-949,056
0
-1,123,958
-1,168,229
-1,199,455
-1,258,511
-1,298,643
0
0
56,712
55,662
54,703
53,487
55,315
54,680
-320,431
-247,194
-322,990
-324,412
-334,700
38,920
46,078
-592,504
0
-592,905
43,955
59,718
-1,261,217
55,683
60,494
58,756
56,930
55,478
52,907
52,90755,47856,93058,75660,49455,683-1,261,21759,71843,955-592,9050-592,50446,07838,920-334,700-324,412-322,990-247,194-320,43154,68055,31553,48754,70355,66256,71200-1,298,643-1,258,511-1,199,455-1,168,229-1,123,9580-949,056000-808,458000-644,743000000000-300,000-300,000-241,7540000-300,000-300,00000000000
       Warrants
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
7,631
7,271
4,616
2,233
0
0
0
0
0
0
0
0
0
0
0
000000000002,2334,6167,2717,63100000000000000000000000000000000000000000000000000000
       Long-term Liabilities Other 
0
0
0
0
0
0
0
0
0
0
0
0
8,193,121
7,999,846
8,144,426
8,298,098
8,291,456
8,626,199
4,850,488
8,628,093
8,394,991
8,527,998
5,063,103
8,632,191
8,778,515
8,747,759
8,757,989
8,714,563
8,724,785
8,533,297
8,578,417
8,885,851
8,994,189
9,106,262
9,117,153
9,278,334
9,426,648
9,609,181
9,754,465
9,712,999
9,697,370
9,817,127
9,587,498
9,939,887
10,064,515
10,122,935
10,253,584
9,904,760
10,385,685
10,647,670
11,108,581
11,247,090
11,408,882
11,539,829
11,790,005
11,781,203
11,361,383
11,250,673
0
10,605,823
0
0
0
0
0
0
0
0
0000000010,605,823011,250,67311,361,38311,781,20311,790,00511,539,82911,408,88211,247,09011,108,58110,647,67010,385,6859,904,76010,253,58410,122,93510,064,5159,939,8879,587,4989,817,1279,697,3709,712,9999,754,4659,609,1819,426,6489,278,3349,117,1539,106,2628,994,1898,885,8518,578,4178,533,2978,724,7858,714,5638,757,9898,747,7598,778,5158,632,1915,063,1038,527,9988,394,9918,628,0934,850,4888,626,1998,291,4568,298,0988,144,4267,999,8468,193,121000000000000
       Deferred Long Term Liability 
0
0
0
0
0
0
0
0
0
0
0
0
130,283
136,028
98,300
88,503
82,755
96,408
86,204
122,925
89,713
101,708
90,866
127,906
137,797
136,064
125,453
157,685
156,212
152,315
141,649
177,457
199,985
215,454
198,641
237,719
241,314
255,877
152,572
184,161
182,140
182,240
164,405
206,180
206,301
207,454
188,997
208,357
265,369
216,640
202,448
235,234
204,197
260,264
226,000
217,327
164,972
129,347
0
199,394
0
0
0
0
0
0
0
0
00000000199,3940129,347164,972217,327226,000260,264204,197235,234202,448216,640265,369208,357188,997207,454206,301206,180164,405182,240182,140184,161152,572255,877241,314237,719198,641215,454199,985177,457141,649152,315156,212157,685125,453136,064137,797127,90690,866101,70889,713122,92586,20496,40882,75588,50398,300136,028130,283000000000000
> Total Stockholder Equity
4,779,965
0
4,111,986
4,235,864
4,585,675
4,931,306
4,943,773
1,746,699
1,317,596
1,396,314
1,431,492
1,490,642
1,546,962
1,571,633
1,422,641
1,387,314
1,276,866
1,337,411
1,275,416
1,307,853
1,146,265
1,195,505
1,222,027
1,253,532
1,302,731
1,294,482
1,245,126
1,239,421
1,197,626
1,146,680
1,145,772
1,172,758
1,207,465
1,220,893
1,221,374
1,246,498
1,269,253
1,280,530
1,419,101
1,426,501
1,400,584
1,443,456
1,461,513
1,521,386
1,585,925
1,607,811
1,652,491
1,530,114
1,642,680
1,720,446
1,835,885
1,877,193
2,018,763
2,098,942
2,082,512
1,926,185
1,775,524
1,619,972
1,721,499
1,921,101
2,015,464
2,312,495
2,065,967
2,185,908
2,121,760
1,946,828
2,259,041
2,256,409
2,256,4092,259,0411,946,8282,121,7602,185,9082,065,9672,312,4952,015,4641,921,1011,721,4991,619,9721,775,5241,926,1852,082,5122,098,9422,018,7631,877,1931,835,8851,720,4461,642,6801,530,1141,652,4911,607,8111,585,9251,521,3861,461,5131,443,4561,400,5841,426,5011,419,1011,280,5301,269,2531,246,4981,221,3741,220,8931,207,4651,172,7581,145,7721,146,6801,197,6261,239,4211,245,1261,294,4821,302,7311,253,5321,222,0271,195,5051,146,2651,307,8531,275,4161,337,4111,276,8661,387,3141,422,6411,571,6331,546,9621,490,6421,431,4921,396,3141,317,5961,746,6994,943,7734,931,3064,585,6754,235,8644,111,98604,779,965
   Common Stock
0
0
0
0
0
0
0
0
727
727
728
732
736
737
649
653
599
597
564
567
545
547
548
546
542
537
522
516
501
486
483
473
466
460
457
455
450
444
443
440
432
430
427
424
420
415
412
405
397
394
393
394
394
395
394
388
378
370
368
364
358
353
350
346
340
335
334
331
33133433534034635035335836436837037838839439539439439339439740541241542042442743043244044344445045545746046647348348650151652253754254654854754556756459759965364973773673272872772700000000
   Retained Earnings 
3,643,309
0
3,340,841
3,149,003
3,565,166
3,683,697
3,648,801
300,531
304,075
342,920
395,057
446,767
488,520
526,847
566,021
383,847
426,936
468,223
503,173
535,609
572,714
609,778
640,840
679,183
721,788
756,738
795,741
830,624
871,440
912,749
952,804
989,685
1,040,860
1,090,388
1,138,851
1,182,039
1,224,375
1,228,546
1,375,090
1,416,564
1,409,104
1,452,841
1,489,520
1,506,943
1,537,535
1,553,285
1,593,281
1,565,803
1,569,689
1,629,114
1,705,786
1,785,038
1,894,539
1,988,324
2,004,506
1,980,467
1,948,244
1,887,952
1,973,403
2,151,771
2,190,223
2,215,378
2,276,946
2,285,937
2,122,832
2,132,015
2,231,483
2,253,434
2,253,4342,231,4832,132,0152,122,8322,285,9372,276,9462,215,3782,190,2232,151,7711,973,4031,887,9521,948,2441,980,4672,004,5061,988,3241,894,5391,785,0381,705,7861,629,1141,569,6891,565,8031,593,2811,553,2851,537,5351,506,9431,489,5201,452,8411,409,1041,416,5641,375,0901,228,5461,224,3751,182,0391,138,8511,090,3881,040,860989,685952,804912,749871,440830,624795,741756,738721,788679,183640,840609,778572,714535,609503,173468,223426,936383,847566,021526,847488,520446,767395,057342,920304,075300,5313,648,8013,683,6973,565,1663,149,0033,340,84103,643,309
   Capital Surplus 
0
0
0
0
0
0
0
0
0
0
0
0
894,018
898,945
707,912
842,613
693,717
691,885
602,269
609,100
456,050
464,783
472,633
462,838
447,949
429,257
353,337
323,996
259,937
195,314
180,250
137,855
102,825
66,510
52,468
28,606
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
8,138
12,880
17,454
5,224
0
0
0
0
0
0
0
0
0
0
0
0
0
00000000000005,22417,45412,8808,13800000000000000028,60652,46866,510102,825137,855180,250195,314259,937323,996353,337429,257447,949462,838472,633464,783456,050609,100602,269691,885693,717842,613707,912898,945894,018000000000000
   Treasury Stock0000000000000000000000000000000000000-1,145,772-1,146,681-1,197,626-1,239,421-1,245,126-1,294,4820000000000000000000000000
   Other Stockholders Equity 
0
0
1,095,062
0
1,095,755
1,097,843
1,124,096
1,312,072
870,706
882,676
883,168
889,654
894,018
898,945
707,912
842,612
693,717
691,885
717,227
721,364
530,894
464,783
472,633
462,838
447,949
429,257
353,335
323,996
259,937
195,314
180,250
137,855
171,297
66,510
52,468
28,606
44,428
51,540
43,568
9,497
48
185
-1
14,019
47,970
54,111
58,798
-94
72,594
90,938
129,706
8,138
12,880
17,454
5,224
-54,670
-173,098
-268,350
-11,404
-231,034
51,133
96,764
0
-100,375
0
-185,522
0
0
00-185,5220-100,375096,76451,133-231,034-11,404-268,350-173,098-54,6705,22417,45412,8808,138129,70690,93872,594-9458,79854,11147,97014,019-1185489,49743,56851,54044,42828,60652,46866,510171,297137,855180,250195,314259,937323,996353,335429,257447,949462,838472,633464,783530,894721,364717,227691,885693,717842,612707,912898,945894,018889,654883,168882,676870,7061,312,0721,124,0961,097,8431,095,75501,095,06200



5.3. Balance Sheets

Currency in USD. All numbers in thousands.




5.4. Cash Flows

Currency in USD. All numbers in thousands.




5.5. Income Statements

Currency in USD. All numbers in thousands.


5.6. Latest Income Statement

Income Statement (annual), 2024-12-31. Currency in USD. All numbers in thousands.

Gross Profit (+$)
totalRevenue3,089,143
Cost of Revenue-25,034
Gross Profit3,089,1433,064,109
 
Operating Income (+$)
Gross Profit3,089,143
Operating Expense-2,149,896
Operating Income1,026,933939,247
 
Operating Expense (+$)
Research Development0
Selling General Administrative0
Selling And Marketing Expenses0
Operating Expense2,149,8960
 
Net Interest Income (+$)
Interest Income62,652
Interest Expense-25,034
Other Finance Cost-62,652
Net Interest Income-25,034
 
Pretax Income (+$)
Operating Income1,026,933
Net Interest Income-25,034
Other Non-Operating Income Expenses0
Income Before Tax (EBT)939,247907,587
EBIT - interestExpense = 978,498
689,636
495,552
Interest Expense25,034
Earnings Before Interest and Taxes (EBIT)1,003,532964,281
Earnings Before Interest and Taxes (EBITDA)962,648
 
After tax Income (+$)
Income Before Tax939,247
Tax Provision-219,118
Net Income From Continuing Ops720,129720,129
Net Income470,518
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses1,001,899
Total Other Income/Expenses Net119,34625,034
 

Technical Analysis of Primerica
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Primerica. The general trend of Primerica is BEARISH with 71.4% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Primerica's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (-71.4%) Bearish trend (71.4%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Primerica Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Primerica Inc.

The long score for the Support & Resistance is 1/1.
The longshort score for the Support & Resistance is 1/(-1 +1).

  • Around support: The price is currently trading around a support level. This can be considered as a potential entry level. +1

The bullish price targets are: 279.31 < 279.85 < 288.00.

The bearish price targets are: 261.07 > 255.36 > 247.64.

Know someone who trades $PRI? Share this with them.👇

Primerica Inc Daily Support & Resistance Chart
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2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Primerica Inc. The current mas is .

The long score for the Moving Averages is 2/14.
The longshort score for the Moving Averages is -10/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close < MA 20: The price is below the MA 20. -1
  • MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
  • MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
  • MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
  • MA 50 trending down: The MA 50 is trending down. -1
  • Close < MA 50: The price is below the MA 50. -1
  • MA 50 < MA 100: The MA 50 is lower than the MA 100. -1
  • MA 50 < MA 200: The MA 50 is lower than the MA 200. -1
  • MA 100 trending down: The MA 100 is trending down. -1
  • Close < MA 100: The price is below the MA 100. -1
  • MA 100 < MA 200: The MA 100 is lower than the MA 200. -1
  • MA 200 trending up: The MA 200 is trending up. +1
  • Close < MA 200: The price is below the MA 200. -1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Primerica Inc Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Primerica Inc. The current macd is 0.73217361.

The long score for the Moving Average Convergence/Divergence (MACD) is 1/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is -2/(-4 +4).

  • MACD line < signal line: The MACD line is below the signal line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Primerica price going down in the near term. -2
  • MACD > 0: The MACD is above the zero line (centerline), it indicates a bullish signal for Primerica. This means that the short-term moving average is higher than the long-term moving average, signaling positive momentum and suggesting a higher likelihood of the Primerica price continuing to rise in the near future. It indicates that buyers are gaining control, and there is optimism in the market, leading to potential price increases. +1
  • Trending down: The MACD line is trending down. This indicates that the short-term moving average is falling faster than the long-term moving average, suggesting negative momentum in the market. This signals that sellers are becoming more active and insecure, leading to potential price decreases as traders anticipate further losses and are willing to sell at lower prices. -1
Primerica Inc Daily Moving Average Convergence/Divergence (MACD) ChartPrimerica Inc Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Primerica Inc. The current adx is 14.33.

The long score for the Directional Movement Index (DMI) is 0/7.
The longshort score for the Directional Movement Index (DMI) is -1/(-7 +7).

  • PLUS_ID < MINUS_DI: The +DI line is below the -DI line. This indicates a bearish signal in the market, as the negative directional movement is currently stronger than the positive directional movement, showing that sellers have the upper hand. Market psychology suggests that traders are pessimistic, expecting further price decreases, and are more willing to sell Primerica shares, leading to potential downward momentum in its price. -1
  • PLUS_ID < MINUS_DI && ADX < 25 && ADX trending down: The ADX is below 25 and indicates a weak or no trend. Also, the ADX is declining so there is no trend indication.
Primerica Inc Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Primerica Inc. The current sar is 279.56.

The long score for the Parabolic SAR is 0/1.
The longshort score for the Parabolic SAR is -1/(-1 +1).

  • Close < SAR: The price is below the SAR. It's generally considered a bearish signal. -1
Primerica Inc Daily Parabolic SAR Chart
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3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Primerica Inc. The current rsi is 43.66. The current phase is Continuation in bear market.

The long score for the Relative Strength Index (RSI) is 0/13.
The longshort score for the Relative Strength Index (RSI) is -4/(-13 +13).

  • Continuation in bear market: Downtrend continues after a consolidation or pullback. Hold or add to short positions.
  • Trending down: The RSI is trending down. -1
Primerica Inc Daily Relative Strength Index (RSI) ChartPrimerica Inc Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Primerica Inc. The current phase is Oversold in bear market.

The long score for the Stochastic Oscillator is 0/6.
The longshort score for the Stochastic Oscillator is -6/(-6 +6).

  • STOCH < 50: The STOCH %K is below 50. There are more sellers than buyers. -1
  • STOCH < 20: The STOCH %K is below 20 and oversold. -2
  • STOCH %K line < STOCH %D line: The STOCH %K line is below the STOCH %D line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Primerica price going down in the near term. -2
  • Trending down: The STOCH %K is trending down. -1
Primerica Inc Daily Stochastic Oscillator ChartPrimerica Inc Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Primerica Inc. The current cci is -32.94226251.

Primerica Inc Daily Commodity Channel Index (CCI) ChartPrimerica Inc Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Primerica Inc. The current cmo is -22.77619589.

The long score for the Chande Momentum Oscillator (CMO) is 0/1.
The longshort score for the Chande Momentum Oscillator (CMO) is -1/(-1 +1).

  • CMO < 0: The CMO is below 0, the momentum of the price is negative, indicating a potential downtrend in the price. -1
Primerica Inc Daily Chande Momentum Oscillator (CMO) ChartPrimerica Inc Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Primerica Inc. The current willr is -86.35184224.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is -1/(-1 +1).

  • WILLR < -80: The Williams %R is below -80. This indicates that the price is in oversold territory, suggesting a potential price correction or trend reversal to the upside. -1
Primerica Inc Daily Williams %R ChartPrimerica Inc Daily Williams %R Chart
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4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Primerica Inc.

Primerica Inc Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Primerica Inc. The current atr is 5.26628112.

Primerica Inc Daily Average True Range (ATR) ChartPrimerica Inc Daily Average True Range (ATR) Chart
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5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Primerica Inc. The current obv is 4,325,822.

Primerica Inc Daily On-Balance Volume (OBV) ChartPrimerica Inc Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Primerica Inc. The current mfi is 52.40.

The long score for the Money Flow Index (MFI) is 1/2.
The longshort score for the Money Flow Index (MFI) is 1/(-2 +2).

  • MFI > 50: +1
Primerica Inc Daily Money Flow Index (MFI) ChartPrimerica Inc Daily Money Flow Index (MFI) Chart
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6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Primerica Inc.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2025-02-21WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-02-25STOCH SHORT EXITThe %K line crosses above the %D line.
2025-02-27CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-02-28MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-03-03DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2025-03-04DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-05CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-03-06CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-03-10MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-03-12STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-13STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-03-14DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-17MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-03-18STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-19STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-21STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-24STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-26STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-28DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-04-01DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-04-03MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-04BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-07STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-08WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-04-09RSI LONG ENTRY SHORT CLOSE30 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-10STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-14STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-16STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-22STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-23SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2025-04-24MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-04-30STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-01CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-05-02STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-05-06STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-07STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-05-08DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH LONG EXITThe %K line crosses below the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-05-12STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-13STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-14STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-15WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-05-20STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-22DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-05-23MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2025-05-27DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-05-28STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-05-30STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-06-02DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2025-06-03DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2025-06-04STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-06-05DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2025-06-06STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-06-09STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-06-11STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-13STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-06-16STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-17STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-06-18STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-23SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-06-24MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2025-06-25DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-06-26STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-06-27DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-06-30CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-07-01BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-07-02STOCH LONG EXITThe %K line crosses below the %D line.
2025-07-03STOCH SHORT EXITThe %K line crosses above the %D line.
2025-07-07STOCH LONG EXITThe %K line crosses below the %D line.
2025-07-09CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-07-10DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2025-07-11MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside

6.3. Candlestick Patterns

Primerica Inc Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Primerica Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5043.663
Ma 20Greater thanMa 50267.075
Ma 50Greater thanMa 100268.286
Ma 100Greater thanMa 200271.147
OpenGreater thanClose265.530
Total1/5 (20.0%)
Penke
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