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QUAL3 (Qualicorp) Stock Analysis
Buy, Hold or Sell?

Let's analyze Qualicorp together

I guess you are interested in Qualicorp Consultoria e Corretora de Seguros S.A. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

  • πŸ“Š Fundamental Analysis (FA) – Qualicorp’s Financial Insights
  • πŸ“ˆ Technical Analysis (TA) – Qualicorp’s Price Targets

I'm going to help you getting a better view of Qualicorp Consultoria e Corretora de Seguros S.A. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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1. Quick Overview

1.1. Quick analysis of Qualicorp (30 sec.)










1.2. What can you expect buying and holding a share of Qualicorp? (30 sec.)

How much money do you get?

How much money do you get?
R$0.00
When do you have the money?
1 year
How often do you get paid?
72.5%

What is your share worth?

Current worth
R$4.69
Expected worth in 1 year
R$4.73
How sure are you?
75.0%

+ What do you gain per year?

Total Gains per Share
R$0.05
Return On Investment
2.5%

For what price can you sell your share?

Current Price per Share
R$1.89
Expected price per share
R$1.72 - R$2.33
How sure are you?
50%
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2. Detailed Analysis

2.1. Valuation of Qualicorp (5 min.)




Live pricePrice per Share (EOD)
R$1.89
Intrinsic Value Per Share
R$9.88 - R$38.82
Total Value Per Share
R$14.57 - R$43.51

2.2. Growth of Qualicorp (5 min.)




Is Qualicorp growing?

Current yearPrevious yearGrowGrow %
How rich?$240.3m$242.6m-$2m-0.8%

How much money is Qualicorp making?

Current yearPrevious yearGrowGrow %
Making money$171.6k-$3.7m$3.9m2,283.1%
Net Profit Margin0.2%-4.8%--

How much money comes from the company's main activities?

2.3. Financial Health of Qualicorp (5 min.)




2.4. Comparing to competitors in the Healthcare Plans industry (5 min.)




  Industry Rankings (Healthcare Plans)  


Richest
#11 / 16

Most Revenue
#12 / 16

Most Profit
#11 / 16
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3. Summary and Key Metrics

3.1. What can you expect buying and holding a share of Qualicorp?

Welcome investor! Qualicorp's management wants to use your money to grow the business. In return you get a share of Qualicorp.

First you should know what it really means to hold a share of Qualicorp. And how you can make/lose money.

Speculation

The Price per Share of Qualicorp is R$1.89. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Qualicorp.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Qualicorp, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is R$4.69. Based on the TTM, the Book Value Change Per Share is R$0.01 per quarter. Based on the YOY, the Book Value Change Per Share is R$-0.06 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is R$0.00 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Qualicorp.

How much money are you going to get?

 MRQTTMYOY3Y5Y10Y
 R$% of Price per ShareR$% of Price per ShareR$% of Price per ShareR$% of Price per ShareR$% of Price per ShareR$% of Price per Share
Usd Eps0.010.5%0.000.0%-0.01-0.7%0.00-0.1%0.021.2%0.042.1%
Usd Book Value Change Per Share0.010.6%0.000.1%-0.01-0.6%0.00-0.1%-0.01-0.3%-0.02-0.9%
Usd Dividend Per Share0.000.0%0.000.0%0.000.2%0.010.5%0.031.3%0.063.2%
Usd Total Gains Per Share0.010.6%0.000.1%-0.01-0.4%0.010.4%0.021.0%0.042.4%
Usd Price Per Share0.34-0.32-0.61-0.75-2.36-3.18-
Price to Earnings Ratio9.20-7.03-6.31-7.60-12.80-15.90-
Price-to-Total Gains Ratio30.84-23.94-16.71-19.84-33.03-26.68-
Price to Book Ratio0.39-0.37-0.70-0.84-2.32-2.68-
Price-to-Total Gains Ratio30.84-23.94-16.71-19.84-33.03-26.68-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share0.344547
Number of shares2902
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.000.03
Usd Book Value Change Per Share0.00-0.01
Usd Total Gains Per Share0.000.02
Gains per Quarter (2902 shares)6.1356.93
Gains per Year (2902 shares)24.53227.71
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
102515295-67218
204940590-135446
307465885-202674
4098901180-269902
501231151475-3361130
601471401770-4041358
701721652065-4711586
801961902360-5381814
902212152655-6052042
1002452402950-6732270

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share3.01.00.075.0%8.04.00.066.7%16.04.00.080.0%36.04.00.090.0%50.09.00.084.7%
Book Value Change Per Share3.01.00.075.0%8.04.00.066.7%12.08.00.060.0%22.018.00.055.0%36.022.01.061.0%
Dividend per Share0.00.04.00.0%3.00.09.025.0%10.00.010.050.0%29.00.011.072.5%29.00.030.049.2%
Total Gains per Share3.01.00.075.0%8.04.00.066.7%14.06.00.070.0%30.010.00.075.0%44.014.01.074.6%
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3.2. Key Performance Indicators

The key performance indicators of Qualicorp Consultoria e Corretora de Seguros S.A compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-3Y+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.0600.012+415%-0.063+205%-0.011+118%-0.032+153%-0.089+249%
Book Value Per Share--4.6864.6900%4.731-1%4.798-2%5.158-9%6.313-26%
Current Ratio---0.832-100%1.200-100%1.262-100%1.270-100%1.461-100%
Debt To Asset Ratio--0.7010.698+0%0.710-1%0.7030%0.670+5%0.539+30%
Debt To Equity Ratio--2.3862.348+2%2.476-4%2.3980%2.119+13%1.418+68%
Dividend Per Share----0%0.020-100%0.049-100%0.139-100%0.335-100%
Enterprise Value---2578635840.000-1867974286.400-28%-1281726340.000-50%-1133723238.800-56%1605562931.632-261%3574182711.946-172%
Eps--0.0500.003+1399%-0.073+246%-0.013+125%0.127-61%0.220-77%
Ev To Sales Ratio---1.737-1.213-30%-0.759-56%-0.706-59%0.687-353%1.741-200%
Free Cash Flow Per Share--0.5480.203+170%0.168+226%0.215+155%0.240+128%0.332+65%
Free Cash Flow To Equity Per Share--0.548-0.124+123%0.130+320%0.079+594%0.143+284%0.098+461%
Gross Profit Margin--1.000-0.129+113%0.134+644%0.023+4320%0.162+517%0.267+275%
Intrinsic Value_10Y_max--38.823----------
Intrinsic Value_10Y_min--9.881----------
Intrinsic Value_1Y_max--1.703----------
Intrinsic Value_1Y_min--0.888----------
Intrinsic Value_3Y_max--6.784----------
Intrinsic Value_3Y_min--2.772----------
Intrinsic Value_5Y_max--13.874----------
Intrinsic Value_5Y_min--4.756----------
Market Cap531702360.000+3%517636160.000492516463.600+5%939622160.000-45%1153963761.200-55%3670760431.632-86%5012566761.946-90%
Net Profit Margin--0.0380.002+1545%-0.048+226%-0.010+127%0.068-44%0.127-70%
Operating Margin---0.117-100%0.138-100%0.152-100%0.221-100%0.261-100%
Operating Ratio--0.8400.922-9%0.849-1%0.853-2%0.765+10%0.699+20%
Pb Ratio0.403+3%0.3930.373+5%0.702-44%0.839-53%2.324-83%2.681-85%
Pe Ratio9.449+3%9.1997.028+31%6.306+46%7.601+21%12.798-28%15.904-42%
Price Per Share1.890+3%1.8401.750+5%3.340-45%4.102-55%12.969-86%17.469-89%
Price To Free Cash Flow Ratio0.863+3%0.840-3.230+485%-9.819+1269%-5.207+720%11.106-92%10.115-92%
Price To Total Gains Ratio31.673+3%30.83623.942+29%16.708+85%19.842+55%33.033-7%26.683+16%
Quick Ratio---1.058-100%1.526-100%1.565-100%1.554-100%1.851-100%
Return On Assets--0.0030.000+1411%-0.004+240%-0.001+128%0.009-63%0.017-81%
Return On Equity--0.0110.001+1705%-0.016+248%-0.003+130%0.021-50%0.032-66%
Total Gains Per Share--0.0600.012+415%-0.043+172%0.038+57%0.108-45%0.246-76%
Usd Book Value--240336481.100240621643.8750%242630954.475-1%246103784.667-2%265310824.555-9%329478478.503-27%
Usd Book Value Change Per Share--0.0110.002+415%-0.011+205%-0.002+118%-0.006+153%-0.016+249%
Usd Book Value Per Share--0.8540.8550%0.862-1%0.875-2%0.940-9%1.151-26%
Usd Dividend Per Share----0%0.004-100%0.009-100%0.025-100%0.061-100%
Usd Enterprise Value---470085313.632-340531712.411-28%-233658711.782-50%-206677746.433-56%292694122.436-261%651573508.388-172%
Usd Eps--0.0090.001+1399%-0.013+246%-0.002+125%0.023-61%0.040-77%
Usd Free Cash Flow--28085867.20010406413.200+170%8605836.100+226%11031550.283+155%12359775.930+127%17274369.728+63%
Usd Free Cash Flow Per Share--0.1000.037+170%0.031+226%0.039+155%0.044+128%0.061+65%
Usd Free Cash Flow To Equity Per Share--0.100-0.023+123%0.024+320%0.014+594%0.026+284%0.018+461%
Usd Market Cap96929340.228+3%94365071.96889785751.314+5%171293119.768-45%210367593.667-55%669179626.686-86%913790920.703-90%
Usd Price Per Share0.345+3%0.3350.319+5%0.609-45%0.748-55%2.364-86%3.185-89%
Usd Profit--2564414.100171681.025+1394%-3747996.850+246%-653621.458+125%6569171.385-61%11585014.603-78%
Usd Revenue--67643326.50070542261.100-4%77306320.300-12%78246486.975-14%84521362.355-20%86947820.930-22%
Usd Total Gains Per Share--0.0110.002+415%-0.008+172%0.007+57%0.020-45%0.045-76%
 EOD+4 -4MRQTTM+21 -16YOY+22 -173Y+22 -175Y+12 -2710Y+13 -26

3.3 Fundamental Score

Let's check the fundamental score of Qualicorp Consultoria e Corretora de Seguros S.A based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-159.449
Price to Book Ratio (EOD)Between0-10.403
Net Profit Margin (MRQ)Greater than00.038
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.000
Current Ratio (MRQ)Greater than10.000
Debt to Asset Ratio (MRQ)Less than10.701
Debt to Equity Ratio (MRQ)Less than12.386
Return on Equity (MRQ)Greater than0.150.011
Return on Assets (MRQ)Greater than0.050.003
Total4/10 (40.0%)

3.4 Technical Score

Let's check the technical score of Qualicorp Consultoria e Corretora de Seguros S.A based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5044.284
Ma 20Greater thanMa 501.964
Ma 50Greater thanMa 1002.070
Ma 100Greater thanMa 2001.964
OpenGreater thanClose1.840
Total1/5 (20.0%)

4. In-depth Analysis

4.1 About Qualicorp Consultoria e Corretora de Seguros S.A

Qualicorp Consultoria e Corretora de Seguros S.A. operates as a healthcare benefits broker, administrator, and health management services provider in Brazil. It offers private healthcare plans; sells and manages other health insurance and supplementary services; services rendered for the capture, routing, authorization and billing of medical and hospital services, as well as medical audit services, processing of medical bills, call center, claims and hospital network management system licensing, and other outsourced healthcare support services; group insurance brokerage through retail channels, such as life insurance, premium bonds, home insurance, extended warranty, financial protection insurance, and others; client access to the credentialed service providers network; and specialized care management services. The company provides partner with professional associations that are eligible to sign affinity contracts; negotiates and contracts with plan vendors; offers group plans to the members of the professional associations; technical support to resolve operating issues; assists the human resources staff in the management of benefits; outsources administrative services; updates and keeps records; oversees the processing of monthly billings; coordinates premium collection activities with third-party collection agency; and researches benefits plans and vendors to design and recommend benefits plans and plan administration model. In addition, it identifies the target market; defines the marketing strategy and distribution model; and offers group plans to potential clients through their own distribution channel or a network of credentialed broker. The company was formerly known as Qualicorp S.A. and changed its name to Qualicorp Consultoria e Corretora de Seguros S.A. in June 2018. The company was founded in 1997 and is headquartered in SΓ£o Paulo, Brazil.

Fundamental data was last updated by Penke on 2025-06-10 10:04:05.

4.2 In-depth Summary

4.2.1. Financial Health Summary

Profitability Details
 Compared to previous yearCompared to industry
The company is not making a profit/loss.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating less efficient.
The company is less efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is just not able to pay all its short-term debts.
The company is just able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is able to pay all its debts by selling its assets.
The company is just not able to pay all its debts with equity.

4.2.2. Valuation Summary

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is cheap.
Based on how much money comes from the company's main activities, the company is expensive.
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4.3 Financial Health

4.3.1. Profitability

4.3.1 Profitability
4.3.1.1. Net Profit Margin

Measures how much net profitΒ Qualicorp earns for each R$1 of revenue.

  • Above 10% is considered healthy but always compareΒ Qualicorp to theΒ Healthcare Plans industry mean.
  • A Net Profit Margin of 3.8%Β means thatΒ R$0.04 for each R$1Β in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Qualicorp Consultoria e Corretora de Seguros S.A:

  • The MRQ is 3.8%. The company is making a profit. +1
  • The TTM is 0.2%. The company is not making a profit/loss.
Trends
Current periodCompared to+/- 
MRQ3.8%TTM0.2%+3.6%
TTM0.2%YOY-4.8%+5.0%
TTM0.2%5Y6.8%-6.6%
5Y6.8%10Y12.7%-5.9%
Compared to industry (Healthcare Plans)
PeriodCompanyIndustry (mean)+/- 
MRQ3.8%2.8%+1.0%
TTM0.2%2.0%-1.8%
YOY-4.8%1.8%-6.6%
3Y-1.0%1.6%-2.6%
5Y6.8%2.9%+3.9%
10Y12.7%2.3%+10.4%
4.3.1.2. Return on Assets

Shows howΒ efficientΒ Qualicorp is using its assets to generate profit.

  • Above 5% is considered healthyΒ but always compareΒ Qualicorp to theΒ Healthcare Plans industry mean.
  • 0.3% Return on Assets means thatΒ Qualicorp generatedΒ R$0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Qualicorp Consultoria e Corretora de Seguros S.A:

  • The MRQ is 0.3%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.0%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.3%TTM0.0%+0.3%
TTM0.0%YOY-0.4%+0.5%
TTM0.0%5Y0.9%-0.8%
5Y0.9%10Y1.7%-0.8%
Compared to industry (Healthcare Plans)
PeriodCompanyIndustry (mean)+/- 
MRQ0.3%1.6%-1.3%
TTM0.0%0.8%-0.8%
YOY-0.4%0.8%-1.2%
3Y-0.1%0.8%-0.9%
5Y0.9%1.0%-0.1%
10Y1.7%0.9%+0.8%
4.3.1.3. Return on Equity

Shows how efficient Qualicorp is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compareΒ Qualicorp to theΒ Healthcare Plans industry mean.
  • 1.1% Return on Equity means Qualicorp generated R$0.01Β for eachΒ R$1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Qualicorp Consultoria e Corretora de Seguros S.A:

  • The MRQ is 1.1%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 0.1%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ1.1%TTM0.1%+1.0%
TTM0.1%YOY-1.6%+1.7%
TTM0.1%5Y2.1%-2.1%
5Y2.1%10Y3.2%-1.0%
Compared to industry (Healthcare Plans)
PeriodCompanyIndustry (mean)+/- 
MRQ1.1%5.1%-4.0%
TTM0.1%3.1%-3.0%
YOY-1.6%2.6%-4.2%
3Y-0.3%2.4%-2.7%
5Y2.1%2.7%-0.6%
10Y3.2%2.9%+0.3%
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4.3.2. Operating Efficiency of Qualicorp Consultoria e Corretora de Seguros S.A.

4.3.2. Operating Efficiency
4.3.2.1. Operating Margin

MeasuresΒ how efficient Qualicorp is operatingΒ .

  • Measures how much profit Qualicorp makes for each R$1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compareΒ Qualicorp to theΒ Healthcare Plans industry mean.
  • An Operating Margin of 0.0%Β means the company generated R$0.00 Β for each R$1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Qualicorp Consultoria e Corretora de Seguros S.A:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM11.7%-11.7%
TTM11.7%YOY13.8%-2.1%
TTM11.7%5Y22.1%-10.3%
5Y22.1%10Y26.1%-4.0%
Compared to industry (Healthcare Plans)
PeriodCompanyIndustry (mean)+/- 
MRQ-4.4%-4.4%
TTM11.7%3.3%+8.4%
YOY13.8%2.8%+11.0%
3Y15.2%2.7%+12.5%
5Y22.1%3.7%+18.4%
10Y26.1%3.9%+22.2%
4.3.2.2. Operating Ratio

Measures how efficient Qualicorp is keepingΒ operating costsΒ low.

  • Below 1 is considered healthy (always compare toΒ Healthcare Plans industry mean).
  • An Operation Ratio of 0.84 means that the operating costs are R$0.84 for each R$1 in net sales.

Let's take a look of the Operating Ratio trends of Qualicorp Consultoria e Corretora de Seguros S.A:

  • The MRQ is 0.840. The company is less efficient in keeping operating costs low.
  • The TTM is 0.922. The company is less efficient in keeping operating costs low.
Trends
Current periodCompared to+/- 
MRQ0.840TTM0.922-0.082
TTM0.922YOY0.849+0.073
TTM0.9225Y0.765+0.157
5Y0.76510Y0.699+0.066
Compared to industry (Healthcare Plans)
PeriodCompanyIndustry (mean)+/- 
MRQ0.8400.966-0.126
TTM0.9221.013-0.091
YOY0.8491.079-0.230
3Y0.8531.073-0.220
5Y0.7651.085-0.320
10Y0.6991.154-0.455
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4.4.3. Liquidity of Qualicorp Consultoria e Corretora de Seguros S.A.

4.4.3. Liquidity
4.4.3.1. Current Ratio

Measures if Qualicorp is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare toΒ Healthcare Plans industry mean).
  • A Current Ratio of 0.00Β means the company has R$0.00 in assets for each R$1 in short-term debts.

Let's take a look of the Current Ratio trends of Qualicorp Consultoria e Corretora de Seguros S.A:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM0.832-0.832
TTM0.832YOY1.200-0.368
TTM0.8325Y1.270-0.438
5Y1.27010Y1.461-0.191
Compared to industry (Healthcare Plans)
PeriodCompanyIndustry (mean)+/- 
MRQ-1.122-1.122
TTM0.8321.123-0.291
YOY1.2001.130+0.070
3Y1.2621.109+0.153
5Y1.2701.193+0.077
10Y1.4611.419+0.042
4.4.3.2. Quick Ratio

Measures if Qualicorp is able to pay off Short-term Debt but only usingΒ theΒ most liquid assets.

  • Above 1 is considered healthy butΒ always compareΒ Qualicorp to theΒ Healthcare Plans industry mean.
  • A Quick Ratio of 0.00Β means the company can pay off R$0.00 for each R$1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Qualicorp Consultoria e Corretora de Seguros S.A:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM1.058-1.058
TTM1.058YOY1.526-0.468
TTM1.0585Y1.554-0.496
5Y1.55410Y1.851-0.296
Compared to industry (Healthcare Plans)
PeriodCompanyIndustry (mean)+/- 
MRQ-1.010-1.010
TTM1.0580.914+0.144
YOY1.5260.973+0.553
3Y1.5650.978+0.587
5Y1.5541.093+0.461
10Y1.8511.100+0.751
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4.5.4. Solvency of Qualicorp Consultoria e Corretora de Seguros S.A.

4.5.4. Solvency
4.5.4.1. Debt to Asset Ratio

Measures how much %Β of QualicorpΒ assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compareΒ Qualicorp to Healthcare Plans industry mean.
  • A Debt to Asset Ratio of 0.70Β means that Qualicorp assets areΒ financed with 70.1% credit (debt) and the remaining percentage (100% - 70.1%)Β is financed by its owners/shareholders.Β 

Let's take a look of the Debt to Asset Ratio trends of Qualicorp Consultoria e Corretora de Seguros S.A:

  • The MRQ is 0.701. The company is able to pay all its debts by selling its assets. +1
  • The TTM is 0.698. The company is able to pay all its debts by selling its assets. +1
Trends
Current periodCompared to+/- 
MRQ0.701TTM0.698+0.003
TTM0.698YOY0.710-0.012
TTM0.6985Y0.670+0.029
5Y0.67010Y0.539+0.131
Compared to industry (Healthcare Plans)
PeriodCompanyIndustry (mean)+/- 
MRQ0.7010.688+0.013
TTM0.6980.686+0.012
YOY0.7100.694+0.016
3Y0.7030.697+0.006
5Y0.6700.686-0.016
10Y0.5390.670-0.131
4.5.4.2. Debt to Equity Ratio

Measures ifΒ Qualicorp is able toΒ pay off its debts by usingΒ shareholders equity.

  • Below 2 is considered healthy butΒ always compareΒ Qualicorp to theΒ Healthcare Plans industry mean.
  • A Debt to Equity ratio of 238.6% means that company has R$2.39 debt for each R$1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Qualicorp Consultoria e Corretora de Seguros S.A:

  • The MRQ is 2.386. The company is just not able to pay all its debts with equity.
  • The TTM is 2.348. The company is just not able to pay all its debts with equity.
Trends
Current periodCompared to+/- 
MRQ2.386TTM2.348+0.038
TTM2.348YOY2.476-0.128
TTM2.3485Y2.119+0.229
5Y2.11910Y1.418+0.701
Compared to industry (Healthcare Plans)
PeriodCompanyIndustry (mean)+/- 
MRQ2.3862.153+0.233
TTM2.3482.132+0.216
YOY2.4762.222+0.254
3Y2.3982.161+0.237
5Y2.1192.043+0.076
10Y1.4182.060-0.642
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4.6. Market Valuation

4.6.1. Earnings Per Share
4.6.2.1. Price to Earnings Ratio

MeasuresΒ how much money you payΒ for each share forΒ every R$1 in earnings Qualicorp generates.

  • Above 15 is considered overpriced butΒ always compareΒ Qualicorp to theΒ Healthcare Plans industry mean.
  • A PE ratio of 9.20 means the investor is paying R$9.20Β for every R$1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Qualicorp Consultoria e Corretora de Seguros S.A:

  • The EOD is 9.449. Based on the earnings, the company is underpriced. +1
  • The MRQ is 9.199. Based on the earnings, the company is underpriced. +1
  • The TTM is 7.028. Based on the earnings, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD9.449MRQ9.199+0.250
MRQ9.199TTM7.028+2.171
TTM7.028YOY6.306+0.723
TTM7.0285Y12.798-5.770
5Y12.79810Y15.904-3.105
Compared to industry (Healthcare Plans)
PeriodCompanyIndustry (mean)+/- 
EOD9.4499.800-0.351
MRQ9.1999.563-0.364
TTM7.02814.975-7.947
YOY6.3062.693+3.613
3Y7.60110.831-3.230
5Y12.79810.929+1.869
10Y15.90417.140-1.236
4.6.2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Qualicorp Consultoria e Corretora de Seguros S.A:

  • The EOD is 0.863. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 0.840. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is -3.230. Based on how much money comes from the company's main activities, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD0.863MRQ0.840+0.023
MRQ0.840TTM-3.230+4.070
TTM-3.230YOY-9.819+6.589
TTM-3.2305Y11.106-14.336
5Y11.10610Y10.115+0.991
Compared to industry (Healthcare Plans)
PeriodCompanyIndustry (mean)+/- 
EOD0.86315.034-14.171
MRQ0.84015.688-14.848
TTM-3.2303.295-6.525
YOY-9.8193.523-13.342
3Y-5.2073.500-8.707
5Y11.1065.085+6.021
10Y10.1155.060+5.055
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4.6.2. Book Value per Share
4.6.2.1. Price to Book Ratio

Measures if the stock price ofΒ Qualicorp is to cheap or to expensiveΒ compared to its book value.

  • At or below 1 is considered healthyΒ (always compare to Healthcare Plans industry mean).
  • A PB ratio of 0.39 means the investor is paying R$0.39Β for each R$1 in book value.

Let's take a look of the Price to Book Ratio trends of Qualicorp Consultoria e Corretora de Seguros S.A:

  • The EOD is 0.403. Based on the equity, the company is cheap. +2
  • The MRQ is 0.393. Based on the equity, the company is cheap. +2
  • The TTM is 0.373. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.403MRQ0.393+0.011
MRQ0.393TTM0.373+0.020
TTM0.373YOY0.702-0.329
TTM0.3735Y2.324-1.951
5Y2.32410Y2.681-0.358
Compared to industry (Healthcare Plans)
PeriodCompanyIndustry (mean)+/- 
EOD0.4032.161-1.758
MRQ0.3932.386-1.993
TTM0.3732.499-2.126
YOY0.7022.138-1.436
3Y0.8392.384-1.545
5Y2.3242.172+0.152
10Y2.6812.691-0.010
4.6.2. Total Gains per Share
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6. Financial Statements




6.1. Latest Balance Sheet

Balance Sheet of 2025-03-31. Currency in BRL. All numbers in thousands.

Summary
Total Assets4,414,629
Total Liabilities3,096,272
Total Stockholder Equity1,297,726
 As reported
Total Liabilities 3,096,272
Total Stockholder Equity+ 1,297,726
Total Assets = 4,414,629

Assets

Total Assets4,414,629
Total Current Assets1,768,592
Long-term Assets0
Total Current Assets
Short-term Investments 785,885
Net Receivables 368,559
Other Current Assets 10,191
Total Current Assets  (as reported)1,768,592
Total Current Assets  (calculated)1,164,635
+/- 603,957
Long-term Assets
Goodwill 1,854,712
Long-term Assets  (as reported)0
Long-term Assets  (calculated)1,854,712
+/- 1,854,712

Liabilities & Shareholders' Equity

Total Current Liabilities0
Long-term Liabilities0
Total Stockholder Equity1,297,726
Total Current Liabilities
Short Long Term Debt 620,445
Total Current Liabilities  (as reported)0
Total Current Liabilities  (calculated)620,445
+/- 620,445
Long-term Liabilities
Long-term Liabilities  (as reported)0
Long-term Liabilities  (calculated)0
+/-0
Total Stockholder Equity
Total Stockholder Equity (as reported)1,297,726
Total Stockholder Equity (calculated)0
+/- 1,297,726
Other
Common Stock Shares Outstanding 281,324



6.2. Balance Sheets Structured

Currency in BRL. All numbers in thousands.

 Trend2025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-30
> Total Assets 
0
474,930
2,462,347
2,591,724
2,761,075
2,855,306
2,821,391
2,850,301
3,085,238
3,095,251
3,057,185
3,121,719
3,112,690
3,242,027
3,221,779
3,004,560
3,780,001
3,785,214
3,770,945
3,739,514
3,779,110
3,434,432
3,601,024
3,516,390
3,680,114
3,589,787
3,720,636
3,680,058
3,812,385
3,531,358
3,588,246
3,419,127
3,724,770
3,549,313
3,756,843
3,693,902
4,294,687
3,380,063
3,484,515
3,559,913
3,881,155
4,406,978
4,394,301
4,430,221
4,761,203
4,403,581
4,400,785
4,934,734
4,690,013
4,512,028
4,607,925
4,588,065
4,683,345
4,509,325
4,565,758
4,330,566
4,382,903
4,366,325
4,414,629
4,414,6294,366,3254,382,9034,330,5664,565,7584,509,3254,683,3454,588,0654,607,9254,512,0284,690,0134,934,7344,400,7854,403,5814,761,2034,430,2214,394,3014,406,9783,881,1553,559,9133,484,5153,380,0634,294,6873,693,9023,756,8433,549,3133,724,7703,419,1273,588,2463,531,3583,812,3853,680,0583,720,6363,589,7873,680,1143,516,3903,601,0243,434,4323,779,1103,739,5143,770,9453,785,2143,780,0013,004,5603,221,7793,242,0273,112,6903,121,7193,057,1853,095,2513,085,2382,850,3012,821,3912,855,3062,761,0752,591,7242,462,347474,9300
   > Total Current Assets 
0
177,370
209,533
207,611
390,388
464,699
457,821
517,236
242,985
279,758
319,929
438,639
434,967
521,590
494,833
319,778
911,381
942,397
974,351
943,914
1,015,827
710,948
803,613
764,105
976,574
892,784
1,085,831
1,147,638
1,320,804
1,034,181
1,071,357
954,462
1,098,037
981,666
1,191,261
1,191,565
1,832,206
925,946
1,094,750
1,176,359
1,548,812
1,633,821
1,649,242
1,497,792
1,774,794
1,249,373
1,203,556
1,712,178
1,409,661
1,197,620
1,326,647
1,372,081
1,624,016
1,618,706
1,760,907
1,570,238
1,668,724
1,657,879
1,768,592
1,768,5921,657,8791,668,7241,570,2381,760,9071,618,7061,624,0161,372,0811,326,6471,197,6201,409,6611,712,1781,203,5561,249,3731,774,7941,497,7921,649,2421,633,8211,548,8121,176,3591,094,750925,9461,832,2061,191,5651,191,261981,6661,098,037954,4621,071,3571,034,1811,320,8041,147,6381,085,831892,784976,574764,105803,613710,9481,015,827943,914974,351942,397911,381319,778494,833521,590434,967438,639319,929279,758242,985517,236457,821464,699390,388207,611209,533177,3700
       Cash And Cash Equivalents 
0
139,089
149,162
142,543
308,197
369,668
359,955
321,834
78,189
123,957
146,939
230,731
208,050
327,368
307,154
91,556
441,642
538,547
621,353
518,804
578,819
285,790
342,822
136,598
161,613
125,361
225,464
280,146
282,310
146,733
178,669
108,492
243,730
137,446
262,560
184,683
184,044
201,050
239,108
451,596
614,553
418,767
546,545
504,559
852,192
449,462
376,078
824,680
463,650
377,129
558,180
505,654
245,055
394,589
497,506
395,671
287,667
322,307
0
0322,307287,667395,671497,506394,589245,055505,654558,180377,129463,650824,680376,078449,462852,192504,559546,545418,767614,553451,596239,108201,050184,044184,683262,560137,446243,730108,492178,669146,733282,310280,146225,464125,361161,613136,598342,822285,790578,819518,804621,353538,547441,64291,556307,154327,368208,050230,731146,939123,95778,189321,834359,955369,668308,197142,543149,162139,0890
       Short-term Investments 
0
18,893
10,103
10,617
10,926
12,233
12,555
13,717
17,291
19,144
19,444
23,607
26,498
28,685
29,352
30,360
34,161
35,342
64,625
154,304
150,083
133,878
139,555
257,687
371,410
382,421
535,541
531,083
689,640
503,186
464,262
423,898
482,779
416,740
536,075
571,143
1,189,307
359,702
441,296
434,838
446,378
398,307
402,814
404,803
405,001
368,725
404,676
437,173
479,593
445,260
437,686
538,602
734,098
592,179
629,643
399,621
595,890
771,619
785,885
785,885771,619595,890399,621629,643592,179734,098538,602437,686445,260479,593437,173404,676368,725405,001404,803402,814398,307446,378434,838441,296359,7021,189,307571,143536,075416,740482,779423,898464,262503,186689,640531,083535,541382,421371,410257,687139,555133,878150,083154,30464,62535,34234,16130,36029,35228,68526,49823,60719,44419,14417,29113,71712,55512,23310,92610,61710,10318,8930
       Net Receivables 
0
21,810
40,611
46,865
59,779
72,640
73,414
94,416
112,494
120,486
93,994
87,229
91,355
101,964
95,846
99,740
145,866
147,943
128,938
127,664
167,602
148,439
163,859
199,056
233,264
230,874
195,037
205,746
234,744
441,998
209,348
440,450
406,138
459,269
422,854
194,299
202,644
207,403
178,868
158,860
353,317
711,488
591,557
462,175
358,910
221,879
234,618
228,423
246,957
232,040
216,188
229,687
506,533
242,993
503,688
588,580
636,826
471,321
368,559
368,559471,321636,826588,580503,688242,993506,533229,687216,188232,040246,957228,423234,618221,879358,910462,175591,557711,488353,317158,860178,868207,403202,644194,299422,854459,269406,138440,450209,348441,998234,744205,746195,037230,874233,264199,056163,859148,439167,602127,664128,938147,943145,86699,74095,846101,96491,35587,22993,994120,486112,49494,41673,41472,64059,77946,86540,61121,8100
       Other Current Assets 
0
31,776
50,268
54,451
71,265
82,798
85,311
181,685
147,505
136,657
153,546
184,301
135,562
119,835
91,833
128,482
323,873
255,492
224,060
216,713
80,444
189,966
71,081
72,329
86,305
216,405
189,290
199,884
119,789
-89,102
315,956
-73,700
-59,647
354,059
-121,546
147,514
378,662
260,780
359,227
252,100
264,078
224,081
252,837
280,021
313,087
321,858
330,062
392,589
423,518
307,410
264,709
280,627
361,565
413,943
130,070
128,435
148,341
92,632
10,191
10,19192,632148,341128,435130,070413,943361,565280,627264,709307,410423,518392,589330,062321,858313,087280,021252,837224,081264,078252,100359,227260,780378,662147,514-121,546354,059-59,647-73,700315,956-89,102119,789199,884189,290216,40586,30572,32971,081189,96680,444216,713224,060255,492323,873128,48291,833119,835135,562184,301153,546136,657147,505181,68585,31182,79871,26554,45150,26831,7760
   > Long-term Assets 
0
297,560
2,252,814
2,384,113
2,370,687
2,390,607
2,363,570
2,333,065
2,842,253
2,815,493
2,737,256
2,683,080
2,677,723
2,720,437
2,726,946
2,684,782
2,868,620
2,842,817
2,796,594
2,795,600
2,763,283
2,723,484
2,797,411
2,752,285
2,703,540
2,697,003
2,634,805
2,532,420
2,491,581
2,497,177
2,516,889
2,464,665
2,626,733
2,567,647
2,565,582
2,502,337
2,462,481
2,454,117
2,389,765
2,383,554
2,332,343
2,773,157
2,745,059
2,932,429
2,986,409
3,154,208
3,197,229
3,222,556
3,280,352
3,314,408
3,281,278
3,215,984
3,059,329
2,890,619
2,804,851
2,760,328
2,714,179
2,708,446
0
02,708,4462,714,1792,760,3282,804,8512,890,6193,059,3293,215,9843,281,2783,314,4083,280,3523,222,5563,197,2293,154,2082,986,4092,932,4292,745,0592,773,1572,332,3432,383,5542,389,7652,454,1172,462,4812,502,3372,565,5822,567,6472,626,7332,464,6652,516,8892,497,1772,491,5812,532,4202,634,8052,697,0032,703,5402,752,2852,797,4112,723,4842,763,2832,795,6002,796,5942,842,8172,868,6202,684,7822,726,9462,720,4372,677,7232,683,0802,737,2562,815,4932,842,2532,333,0652,363,5702,390,6072,370,6872,384,1132,252,814297,5600
       Property Plant Equipment 
0
9,400
14,638
9,031
17,725
18,833
19,448
19,256
20,794
20,159
19,512
19,189
18,479
28,676
41,432
51,545
52,795
68,935
71,560
70,165
70,545
70,271
76,059
76,574
75,052
73,172
70,163
67,405
64,147
67,755
64,247
60,888
57,386
54,508
112,637
107,160
99,337
133,963
82,709
49,621
46,799
43,905
37,096
45,015
53,037
55,113
55,886
53,328
89,657
85,944
75,087
71,174
65,540
38,152
31,494
40,495
36,253
29,277
0
029,27736,25340,49531,49438,15265,54071,17475,08785,94489,65753,32855,88655,11353,03745,01537,09643,90546,79949,62182,709133,96399,337107,160112,63754,50857,38660,88864,24767,75564,14767,40570,16373,17275,05276,57476,05970,27170,54570,16571,56068,93552,79551,54541,43228,67618,47919,18919,51220,15920,79419,25619,44818,83317,7259,03114,6389,4000
       Goodwill 
0
1,298,601
1,004,467
1,017,553
1,030,267
1,032,301
1,032,301
1,032,301
1,513,970
1,514,218
1,514,218
1,509,932
1,509,932
1,509,932
1,509,932
1,515,803
1,593,657
1,597,670
1,597,670
1,606,636
1,624,222
1,624,223
1,624,223
1,624,223
1,624,223
1,624,223
1,624,223
1,624,223
1,624,223
1,624,223
1,624,223
1,624,223
1,624,223
1,624,223
1,624,223
1,624,223
1,624,223
1,516,342
1,530,944
1,530,944
1,530,944
1,741,295
1,741,295
1,741,295
1,741,295
1,854,712
1,854,712
1,854,712
1,854,712
1,854,712
1,854,712
1,854,712
1,854,712
1,854,712
1,854,712
1,854,712
1,854,712
1,854,712
1,854,712
1,854,7121,854,7121,854,7121,854,7121,854,7121,854,7121,854,7121,854,7121,854,7121,854,7121,854,7121,854,7121,854,7121,854,7121,741,2951,741,2951,741,2951,741,2951,530,9441,530,9441,530,9441,516,3421,624,2231,624,2231,624,2231,624,2231,624,2231,624,2231,624,2231,624,2231,624,2231,624,2231,624,2231,624,2231,624,2231,624,2231,624,2231,624,2231,624,2221,606,6361,597,6701,597,6701,593,6571,515,8031,509,9321,509,9321,509,9321,509,9321,514,2181,514,2181,513,9701,032,3011,032,3011,032,3011,030,2671,017,5531,004,4671,298,6010
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,602
1,605
6,395
6,053
5,510
264
265
265
262
5,443
5,536
5,580
300
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000000000003005,5805,5365,4432622652652645,5106,0536,3951,6051,6020000000000000000000000000
       Intangible Assets 
0
2,244,338
921,592
1,051,847
1,032,780
2,093,204
1,047,955
2,050,370
2,556,097
1,015,788
985,813
951,320
945,738
949,812
956,218
917,076
974,266
944,900
927,078
890,912
851,739
828,323
798,307
763,402
729,414
738,119
700,928
656,631
622,157
635,662
673,964
643,333
822,169
781,172
729,644
683,394
660,582
624,154
591,224
563,434
531,484
732,297
733,519
782,468
837,926
881,103
910,800
929,920
934,446
919,937
890,234
844,146
782,338
700,090
635,243
570,441
520,449
477,751
0
0477,751520,449570,441635,243700,090782,338844,146890,234919,937934,446929,920910,800881,103837,926782,468733,519732,297531,484563,434591,224624,154660,582683,394729,644781,172822,169643,333673,964635,662622,157656,631700,928738,119729,414763,402798,307828,323851,739890,912927,078944,900974,266917,076956,218949,812945,738951,320985,8131,015,7882,556,0972,050,3701,047,9552,093,2041,032,7801,051,847921,5922,244,3380
       Other Assets 
0
2,266,340
2,244,812
2,375,082
2,352,962
2,371,774
2,344,122
2,313,809
2,821,459
2,795,334
2,717,744
2,663,891
2,659,244
2,691,761
2,685,514
2,633,237
2,815,825
2,773,882
2,725,034
2,725,435
2,692,738
2,653,213
2,721,352
2,675,711
2,628,488
2,623,831
2,564,642
2,465,015
2,427,434
2,429,422
2,452,642
135,956
122,689
107,509
93,635
82,024
68,725
179,656
120,361
105,373
91,124
117,076
97,749
230,763
220,953
232,217
245,275
256,315
274,107
232,334
241,477
319,837
273,787
0
0
0
0
0
0
000000273,787319,837241,477232,334274,107256,315245,275232,217220,953230,76397,749117,07691,124105,373120,361179,65668,72582,02493,635107,509122,689135,9562,452,6422,429,4222,427,4342,465,0152,564,6422,623,8312,628,4882,675,7112,721,3522,653,2132,692,7382,725,4352,725,0342,773,8822,815,8252,633,2372,685,5142,691,7612,659,2442,663,8912,717,7442,795,3342,821,4592,313,8092,344,1222,371,7742,352,9622,375,0822,244,8122,266,3400
> Total Liabilities 
0
285,622
849,183
1,035,983
834,585
917,186
868,133
867,700
1,085,926
1,103,048
1,044,821
1,092,138
1,064,025
1,228,099
1,185,239
929,369
1,425,122
1,432,559
1,358,640
1,362,484
1,784,888
1,440,549
1,417,359
1,428,240
1,446,169
1,522,011
1,534,315
1,455,545
1,532,760
1,164,463
1,306,338
1,240,418
1,436,026
1,194,820
1,305,287
1,315,494
1,970,338
1,953,226
1,978,914
1,919,204
2,106,652
2,721,603
2,589,654
2,735,470
3,083,094
3,128,532
3,046,791
3,527,622
3,233,127
3,155,434
3,232,055
3,195,889
3,342,596
3,223,792
3,260,443
3,007,148
3,046,563
3,064,755
3,096,272
3,096,2723,064,7553,046,5633,007,1483,260,4433,223,7923,342,5963,195,8893,232,0553,155,4343,233,1273,527,6223,046,7913,128,5323,083,0942,735,4702,589,6542,721,6032,106,6521,919,2041,978,9141,953,2261,970,3381,315,4941,305,2871,194,8201,436,0261,240,4181,306,3381,164,4631,532,7601,455,5451,534,3151,522,0111,446,1691,428,2401,417,3591,440,5491,784,8881,362,4841,358,6401,432,5591,425,122929,3691,185,2391,228,0991,064,0251,092,1381,044,8211,103,0481,085,926867,700868,133917,186834,5851,035,983849,183285,6220
   > Total Current Liabilities 
0
130,689
166,731
347,998
207,545
284,923
251,854
255,876
286,721
304,274
281,389
315,495
356,378
402,771
621,787
365,269
466,350
481,029
405,266
392,926
824,213
476,831
768,581
774,200
1,127,103
728,650
746,375
685,760
770,159
407,464
529,122
453,836
667,842
1,047,885
1,127,450
1,147,417
520,140
471,135
515,286
460,433
656,314
1,142,786
1,027,809
2,239,752
2,577,393
2,618,127
2,510,154
1,080,938
749,264
674,376
747,671
1,255,004
1,401,822
1,303,623
1,345,964
1,435,754
1,474,999
1,503,375
0
01,503,3751,474,9991,435,7541,345,9641,303,6231,401,8221,255,004747,671674,376749,2641,080,9382,510,1542,618,1272,577,3932,239,7521,027,8091,142,786656,314460,433515,286471,135520,1401,147,4171,127,4501,047,885667,842453,836529,122407,464770,159685,760746,375728,6501,127,103774,200768,581476,831824,213392,926405,266481,029466,350365,269621,787402,771356,378315,495281,389304,274286,721255,876251,854284,923207,545347,998166,731130,6890
       Short-term Debt 
0
0
0
0
35,956
157,242
68,873
52,293
125,815
88,222
81,463
87,871
-101,546
-142,747
-369,177
-99,161
-362,763
-333,594
-320,673
-284,272
-731,273
28,688
-78,990
332,051
414,461
4,253
25,627
152
23,055
5,009
16,810
1,428
15,216
612,987
647,770
637,517
34,442
58,531
31,505
39,170
20,675
32,293
16,563
1,370,599
1,864,130
1,919,787
1,731,217
422,603
114,097
38,436
118,632
580,918
664,635
579,706
647,991
613,359
627,008
573,412
0
0573,412627,008613,359647,991579,706664,635580,918118,63238,436114,097422,6031,731,2171,919,7871,864,1301,370,59916,56332,29320,67539,17031,50558,53134,442637,517647,770612,98715,2161,42816,8105,00923,05515225,6274,253414,461332,051-78,99028,688-731,273-284,272-320,673-333,594-362,763-99,161-369,177-142,747-101,54687,87181,46388,222125,81552,29368,873157,24235,9560000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
617,505
639,124
616,304
24,887
5,009
16,810
4,699
16,563
615,726
627,652
616,936
14,097
34,340
13,419
26,838
7,342
17,286
6,933
1,360,604
1,853,042
1,862,909
1,691,210
414,440
96,251
20,439
103,294
569,148
651,436
566,646
634,996
600,659
613,319
570,002
620,445
620,445570,002613,319600,659634,996566,646651,436569,148103,29420,43996,251414,4401,691,2101,862,9091,853,0421,360,6046,93317,2867,34226,83813,41934,34014,097616,936627,652615,72616,5634,69916,8105,00924,887616,304639,124617,5050000000000000000000000000
       Accounts payable 
0
1,221
66,910
57,807
70,547
3,500
84,405
88,597
104,622
6,143
6,051
7,277
6,346
6,072
7,126
9,851
10,124
7,999
9,903
9,635
12,660
20,040
8,249
70,539
85,683
81,337
58,832
51,077
36,531
31,648
35,825
24,524
22,241
15,534
245,602
287,179
2,527
1,896
12,490
11,104
93,081
108,758
319,572
198,744
126,571
54,963
55,655
692
692
692
692
692
350,024
163,873
367,992
222,239
0
303,700
0
0303,7000222,239367,992163,873350,02469269269269269255,65554,963126,571198,744319,572108,75893,08111,10412,4901,8962,527287,179245,60215,53422,24124,52435,82531,64836,53151,07758,83281,33785,68370,5398,24920,04012,6609,6359,9037,99910,1249,8517,1266,0726,3467,2776,0516,143104,62288,59784,4053,50070,54757,80766,9101,2210
       Other Current Liabilities 
0
119,907
87,378
279,755
91,235
104,938
82,085
97,531
30,425
186,282
166,383
193,557
14,384
29,117
14,808
19,509
-12,772
33,206
22,251
25,902
23,155
394,043
20,177
334,940
584,872
588,560
607,596
580,241
663,720
337,096
432,942
390,829
530,369
383,191
438,461
462,773
433,034
364,089
430,261
350,251
481,892
914,006
635,186
615,856
533,753
597,589
674,493
607,421
552,870
600,868
601,892
643,997
708,330
534,128
738,971
796,954
831,512
593,684
0
0593,684831,512796,954738,971534,128708,330643,997601,892600,868552,870607,421674,493597,589533,753615,856635,186914,006481,892350,251430,261364,089433,034462,773438,461383,191530,369390,829432,942337,096663,720580,241607,596588,560584,872334,94020,177394,04323,15525,90222,25133,206-12,77219,50914,80829,11714,384193,557166,383186,28230,42597,53182,085104,93891,235279,75587,378119,9070
   > Long-term Liabilities 
0
154,933
682,452
687,985
627,040
632,263
616,279
611,824
799,205
798,774
763,432
776,643
707,647
825,328
563,452
564,100
958,772
951,530
953,374
969,558
960,675
963,718
648,778
654,040
319,066
793,361
787,940
769,785
762,601
756,999
777,216
786,582
768,184
146,935
177,837
168,077
1,450,198
1,482,091
1,463,628
1,458,771
1,450,338
1,578,817
1,561,845
495,718
505,701
510,405
536,637
2,446,684
2,483,863
2,481,058
2,484,384
1,940,885
1,940,774
1,920,169
1,914,479
1,571,394
1,571,564
1,561,380
0
01,561,3801,571,5641,571,3941,914,4791,920,1691,940,7741,940,8852,484,3842,481,0582,483,8632,446,684536,637510,405505,701495,7181,561,8451,578,8171,450,3381,458,7711,463,6281,482,0911,450,198168,077177,837146,935768,184786,582777,216756,999762,601769,785787,940793,361319,066654,040648,778963,718960,675969,558953,374951,530958,772564,100563,452825,328707,647776,643763,432798,774799,205611,824616,279632,263627,040687,985682,452154,9330
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,330,361
1,368,480
1,328,714
1,316,661
1,318,950
1,318,710
1,311,774
306,469
305,705
306,424
302,651
2,193,904
2,219,640
2,219,276
2,218,796
1,669,920
1,666,456
0
0
0
0
0
0
0000001,666,4561,669,9202,218,7962,219,2762,219,6402,193,904302,651306,424305,705306,4691,311,7741,318,7101,318,9501,316,6611,328,7141,368,4801,330,361000000000000000000000000000000000000
       Other Liabilities 
0
45,063
46,799
57,060
56,166
67,212
58,308
59,626
318,736
328,718
343,131
362,178
399,015
522,531
266,490
272,973
247,044
248,962
258,283
266,524
271,698
282,155
275,463
289,115
61,613
57,411
59,697
60,945
60,576
61,991
75,473
176,591
157,587
146,935
137,008
129,327
119,837
113,611
134,914
142,110
131,388
260,107
250,071
189,249
199,996
203,981
233,986
252,780
264,223
0
0
270,965
0
0
0
0
0
0
0
0000000270,96500264,223252,780233,986203,981199,996189,249250,071260,107131,388142,110134,914113,611119,837129,327137,008146,935157,587176,59175,47361,99160,57660,94559,69757,41161,613289,115275,463282,155271,698266,524258,283248,962247,044272,973266,490522,531399,015362,178343,131328,718318,73659,62658,30867,21256,16657,06046,79945,0630
       Deferred Long Term Liability 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3,523
0
0
5,402
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000000000000000000005,402003,5230000000000000000000000000
> Total Stockholder Equity
0
189,308
1,613,164
1,555,741
1,926,421
1,943,972
1,958,955
1,988,305
2,005,055
1,997,030
2,016,468
2,032,649
2,050,249
2,009,475
2,037,013
2,071,200
2,351,311
2,350,858
2,407,287
2,370,374
1,990,674
1,989,850
2,175,490
2,082,976
2,229,246
2,063,510
2,176,386
2,216,590
2,268,747
2,366,895
2,281,908
2,178,709
2,288,744
2,354,493
2,451,556
2,378,408
2,324,349
1,426,837
1,505,812
1,640,423
1,773,946
1,683,323
1,800,052
1,689,505
1,671,413
1,266,419
1,343,078
1,396,868
1,447,136
1,346,450
1,363,311
1,379,473
1,326,161
1,270,214
1,288,519
1,305,552
1,316,777
1,282,265
1,297,726
1,297,7261,282,2651,316,7771,305,5521,288,5191,270,2141,326,1611,379,4731,363,3111,346,4501,447,1361,396,8681,343,0781,266,4191,671,4131,689,5051,800,0521,683,3231,773,9461,640,4231,505,8121,426,8372,324,3492,378,4082,451,5562,354,4932,288,7442,178,7092,281,9082,366,8952,268,7472,216,5902,176,3862,063,5102,229,2462,082,9762,175,4901,989,8501,990,6742,370,3742,407,2872,350,8582,351,3112,071,2002,037,0132,009,4752,050,2492,032,6492,016,4681,997,0302,005,0551,988,3051,958,9551,943,9721,926,4211,555,7411,613,164189,3080
   Common Stock
0
19,601
1,466,630
1,451,753
1,805,174
1,809,341
1,809,341
1,821,339
1,821,924
1,822,437
1,827,587
1,844,823
1,848,376
1,854,889
1,854,889
1,861,712
1,967,657
1,968,076
1,972,274
1,944,471
1,541,306
1,537,249
1,525,067
1,525,067
1,592,790
1,592,790
1,592,790
1,702,591
1,745,567
1,750,721
1,826,884
1,839,667
1,839,667
1,809,071
1,809,071
1,809,882
1,811,903
841,911
852,447
868,528
868,528
875,575
875,575
875,575
875,575
875,575
875,575
875,575
875,575
875,575
875,575
875,575
875,575
875,575
896,558
896,558
896,558
896,558
0
0896,558896,558896,558896,558875,575875,575875,575875,575875,575875,575875,575875,575875,575875,575875,575875,575875,575868,528868,528852,447841,9111,811,9031,809,8821,809,0711,809,0711,839,6671,839,6671,826,8841,750,7211,745,5671,702,5911,592,7901,592,7901,592,7901,525,0671,525,0671,537,2491,541,3061,944,4711,972,2741,968,0761,967,6571,861,7121,854,8891,854,8891,848,3761,844,8231,827,5871,822,4371,821,9241,821,3391,809,3411,809,3411,805,1741,451,7531,466,63019,6010
   Retained Earnings Total Equity00000000000000000000000000000000000000000000000000000000000
   Accumulated Other Comprehensive Income 
0
0
0
0
0
0
0
0
0
0
210,105
210,364
189,642
200,047
201,078
228,727
289,824
274,502
287,591
293,084
249,209
248,673
252,371
255,626
263,640
271,066
278,154
280,604
281,725
283,127
124,251
124,568
124,880
146,166
125,254
126,213
132,686
158,803
158,687
179,260
154,594
106,620
245,197
628,274
629,661
519,449
522,054
514,913
261,717
264,733
281,594
260,714
261,579
254,619
96,785
100,525
62,792
59,761
0
059,76162,792100,52596,785254,619261,579260,714281,594264,733261,717514,913522,054519,449629,661628,274245,197106,620154,594179,260158,687158,803132,686126,213125,254146,166124,880124,568124,251283,127281,725280,604278,154271,066263,640255,626252,371248,673249,209293,084287,591274,502289,824228,727201,078200,047189,642210,364210,1050000000000
   Capital Surplus 00000000000000000000000000000000000000000000000000000000000
   Treasury Stock0000000000000-128,605-131,378-1,458-5,357000000000-5,007-5,0070-65,047-59,403-59,403-59,403-59,403-59,403-59,403-59,403-47,221-43,164-39,9990000000000000000000
   Other Stockholders Equity 
0
169,707
169,300
175,740
180,806
185,549
190,393
194,057
197,515
203,234
210,105
210,364
20,983
0
0
0
278,092
-3,640
0
-39,999
-43,164
-47,221
-59,403
-59,403
42,101
-178,671
154,093
156,543
157,664
159,066
190
507
819
125,183
1,193
2,474
145,802
-441,172
424,295
398,324
426,354
-5,357
-5,357
-1,458
-131,378
-128,605
-128,605
-117,051
398,898
-114,223
-114,223
-107,591
-107,591
-97,910
-97,910
-97,910
-59,745
-55,277
0
0-55,277-59,745-97,910-97,910-97,910-107,591-107,591-114,223-114,223398,898-117,051-128,605-128,605-131,378-1,458-5,357-5,357426,354398,324424,295-441,172145,8022,4741,193125,183819507190159,066157,664156,543154,093-178,67142,101-59,403-59,403-47,221-43,164-39,9990-3,640278,09200020,983210,364210,105203,234197,515194,057190,393185,549180,806175,740169,300169,7070



6.3. Balance Sheets

Currency in BRL. All numbers in thousands.




6.4. Cash Flows

Currency in BRL. All numbers in thousands.




6.5. Income Statements

Currency in BRL. All numbers in thousands.


6.6. Latest Income Statement

Income Statement (annual), 2024-12-31. Currency in BRL. All numbers in thousands.

Gross Profit (+$)
totalRevenue1,580,459
Cost of Revenue-266,321
Gross Profit1,314,1381,314,138
 
Operating Income (+$)
Gross Profit1,314,138
Operating Expense-1,128,790
Operating Income185,348185,348
 
Operating Expense (+$)
Research Development0
Selling General Administrative100,461
Selling And Marketing Expenses122,928
Operating Expense1,128,790223,389
 
Net Interest Income (+$)
Interest Income121,585
Interest Expense-280,044
Other Finance Cost-31,387
Net Interest Income-189,846
 
Pretax Income (+$)
Operating Income185,348
Net Interest Income-189,846
Other Non-Operating Income Expenses0
Income Before Tax (EBT)1,221369,475
EBIT - interestExpense = 1,221
-7,263
286,623
Interest Expense280,044
Earnings Before Interest and Taxes (EBIT)281,265281,265
Earnings Before Interest and Taxes (EBITDA)681,048
 
After tax Income (+$)
Income Before Tax1,221
Tax Provision--13,842
Net Income From Continuing Ops15,06315,063
Net Income6,579
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses1,193,861
Total Other Income/Expenses Net-184,127189,846
 

Technical Analysis of Qualicorp
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Qualicorp. The general trend of Qualicorp is BEARISH with 71.4% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Qualicorp's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (-71.4%) Bearish trend (71.4%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Qualicorp Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

SupportΒ is a price level at which demand for an asset is strong enough to prevent the price from falling further.
ResistanceΒ is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Qualicorp Consultoria e Corretora de Seguros S.A.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 2.06 < 2.06 < 2.33.

The bearish price targets are: 1.75 > 1.74 > 1.72.

Know someone who trades $QUAL3? Share this with them.πŸ‘‡

Qualicorp Consultoria e Corretora de Seguros S.A Daily Support & Resistance Chart
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2. Trend Indicators

2.1 Moving Averages

Shows theΒ moving averageΒ of the selected period.

  • Moving averages are laggingΒ trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Qualicorp Consultoria e Corretora de Seguros S.A. The current mas is .

The long score for the Moving Averages is 2/14.
The longshort score for the Moving Averages is -10/(-14 +14).

  • MA 20 trending down: The MA 20 is trending down. -1
  • Close < MA 20: The price is below the MA 20. -1
  • MA 20 < MA 50: The MA 20 is lower than the MA 50. -1
  • MA 20 < MA 100: The MA 20 is lower than the MA 100. -1
  • MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
  • MA 50 trending down: The MA 50 is trending down. -1
  • Close < MA 50: The price is below the MA 50. -1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 > MA 200: The MA 50 is higher than the MA 200. +1
  • MA 100 trending down: The MA 100 is trending down. -1
  • Close < MA 100: The price is below the MA 100. -1
  • MA 100 < MA 200: The MA 100 is lower than the MA 200. -1
  • MA 200 trending down: The MA 200 is trending down. -1
  • Close < MA 200: The price is below the MA 200. -1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Qualicorp Consultoria e Corretora de Seguros S.A Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows theΒ momentumΒ of theΒ selected period based on two moving averages.

  • MACD is aΒ lagging momentumΒ indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Qualicorp Consultoria e Corretora de Seguros S.A. The current macd is -0.07358626.

The long score for the Moving Average Convergence/Divergence (MACD) is 1/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is -2/(-4 +4).

  • MACD line < signal line: The MACD line is below the signal line, which indicates a bearish signal in the market. This means that the negative momentum is currently stronger than the average momentum, suggesting that sellers are more active than buyers, and there's a higher probability of the Qualicorp price going down in the near term. -2
  • MACD < 0: The MACD is below the zero line (centerline), it indicates a bearish signal for Qualicorp. This means that the short-term moving average is lower than the long-term moving average, signaling negative momentum and suggesting a higher likelihood of the Qualicorp price continuing to fall in the near future. It indicates that sellers are gaining control, and there is negativism in the market, leading to potential price decreases. -1
  • Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1
Qualicorp Consultoria e Corretora de Seguros S.A Daily Moving Average Convergence/Divergence (MACD) ChartQualicorp Consultoria e Corretora de Seguros S.A Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Qualicorp Consultoria e Corretora de Seguros S.A. The current adx is 23.52.

The long score for the Directional Movement Index (DMI) is 0/7.
The longshort score for the Directional Movement Index (DMI) is -1/(-7 +7).

  • PLUS_ID < MINUS_DI: The +DI line is below the -DI line. This indicates a bearish signal in the market, as the negative directional movement is currently stronger than the positive directional movement, showing that sellers have the upper hand. Market psychology suggests that traders are pessimistic, expecting further price decreases, and are more willing to sell Qualicorp shares, leading to potential downward momentum in its price. -1
  • PLUS_ID < MINUS_DI && ADX < 25 && ADX trending down: The ADX is below 25 and indicates a weak or no trend. Also, the ADX is declining so there is no trend indication.
Qualicorp Consultoria e Corretora de Seguros S.A Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • ShowsΒ the current trend.
  • ShowsΒ potential entry signals.
  • ShowsΒ Β potential exit signals.
  • Can be used to placeΒ trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Qualicorp Consultoria e Corretora de Seguros S.A. The current sar is 1.92.

The long score for the Parabolic SAR is 0/1.
The longshort score for the Parabolic SAR is -1/(-1 +1).

  • Close < SAR: The price is below the SAR. It's generally considered a bearish signal. -1
Qualicorp Consultoria e Corretora de Seguros S.A Daily Parabolic SAR Chart
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3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentumΒ indicator, meaning the signals are instant.
  • RangesΒ between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Qualicorp Consultoria e Corretora de Seguros S.A. The current rsi is 44.28. The current phase is Continuation in bear market.

The long score for the Relative Strength Index (RSI) is 1/13.
The longshort score for the Relative Strength Index (RSI) is -2/(-13 +13).

  • Continuation in bear market: Downtrend continues after a consolidation or pullback. Hold or add to short positions.
  • Trending up: The RSI is trending up. +1
Qualicorp Consultoria e Corretora de Seguros S.A Daily Relative Strength Index (RSI) ChartQualicorp Consultoria e Corretora de Seguros S.A Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

ComparesΒ a certain price to multiple prices ranging over time.

  • LeadingΒ momentumΒ indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • RangesΒ between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Qualicorp Consultoria e Corretora de Seguros S.A. The current phase is Continuation in bear market.

The long score for the Stochastic Oscillator is 3/6.
The longshort score for the Stochastic Oscillator is 2/(-6 +6).

  • STOCH < 50: The STOCH %K is below 50. There are more sellers than buyers. -1
  • STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Qualicorp price going up in the near term. +2
  • Trending up: The STOCH %K is trending up. +1
Qualicorp Consultoria e Corretora de Seguros S.A Daily Stochastic Oscillator ChartQualicorp Consultoria e Corretora de Seguros S.A Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero,Β the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Qualicorp Consultoria e Corretora de Seguros S.A. The current cci is -52.51679316.

Qualicorp Consultoria e Corretora de Seguros S.A Daily Commodity Channel Index (CCI) ChartQualicorp Consultoria e Corretora de Seguros S.A Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Qualicorp Consultoria e Corretora de Seguros S.A. The current cmo is -7.24585897.

The long score for the Chande Momentum Oscillator (CMO) is 0/1.
The longshort score for the Chande Momentum Oscillator (CMO) is -1/(-1 +1).

  • CMO < 0: The CMO is below 0, the momentum of the price is negative, indicating a potential downtrend in the price. -1
Qualicorp Consultoria e Corretora de Seguros S.A Daily Chande Momentum Oscillator (CMO) ChartQualicorp Consultoria e Corretora de Seguros S.A Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

Β Shows the current price relative to the highest high over the last 14 days.
Β 

  • Lagging momentum indicator
  • Ranging between 0 andΒ -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Qualicorp Consultoria e Corretora de Seguros S.A. The current willr is -63.41463415.

The long score for the Williams %R is 0/1.
The longshort score for the Williams %R is 0/(-1 +1).

  • WILLR between -80 and -20: The Williams %R is between -80 and -20. This indicates that Qualicorp is trading in a neutral price range, neither oversold nor overbought, suggesting a balanced market condition without any extreme price signals.
Qualicorp Consultoria e Corretora de Seguros S.A Daily Williams %R ChartQualicorp Consultoria e Corretora de Seguros S.A Daily Williams %R Chart
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4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversoldΒ 

Score

Let's take a look at the Bollinger Bands of Qualicorp Consultoria e Corretora de Seguros S.A.

Qualicorp Consultoria e Corretora de Seguros S.A Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Qualicorp Consultoria e Corretora de Seguros S.A. The current atr is 0.08887791.

Qualicorp Consultoria e Corretora de Seguros S.A Daily Average True Range (ATR) ChartQualicorp Consultoria e Corretora de Seguros S.A Daily Average True Range (ATR) Chart
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5. Volume Indicators

5.1 On-Balance Volume (OBV)

Β Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Qualicorp Consultoria e Corretora de Seguros S.A. The current obv is -127,605,700.

Qualicorp Consultoria e Corretora de Seguros S.A Daily On-Balance Volume (OBV) ChartQualicorp Consultoria e Corretora de Seguros S.A Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Qualicorp Consultoria e Corretora de Seguros S.A. The current mfi is 36.93.

The long score for the Money Flow Index (MFI) is 0/2.
The longshort score for the Money Flow Index (MFI) is -1/(-2 +2).

  • MFI < 50: -1
Qualicorp Consultoria e Corretora de Seguros S.A Daily Money Flow Index (MFI) ChartQualicorp Consultoria e Corretora de Seguros S.A Daily Money Flow Index (MFI) Chart
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6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Qualicorp Consultoria e Corretora de Seguros S.A.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2025-02-05SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-02-07CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-02-10STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-02-11STOCH LONG EXITThe %K line crosses below the %D line.
2025-02-12DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-02-13MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-02-14MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-02-17BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-02-18STOCH LONG EXITThe %K line crosses below the %D line.
2025-02-21STOCH SHORT EXITThe %K line crosses above the %D line.
2025-02-24STOCH LONG EXITThe %K line crosses below the %D line.
2025-02-26MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-02-28DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2025-03-05CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-03-06STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-07DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-03-10STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-03-11DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2025-03-12STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-13STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-14DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-03-17STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-03-19CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-03-20CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-03-21STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-03-24DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2025-03-25DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-03-26MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-03-27STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-31CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-04-02STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-04-03CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-04-04STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-07MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2025-04-09MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-10CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-04-11SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-04-14STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-15STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-04-17WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-23STOCH LONG EXITThe %K line crosses below the %D line.
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-04-24STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-28STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-30MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-05-02SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2025-05-05MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-05-07STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-08DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-05-12STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-13SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-05-14STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-15MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-05-16CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-05-19STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-23SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-26MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2025-05-27MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-05-28MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-29CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-05-30DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2025-06-02WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-06-03STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-06-04DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
2025-06-05DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-06-06WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-06-09CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2025-06-10STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-11STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-06-12BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2025-06-16STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-17STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-20STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-24RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2025-06-25MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2025-06-26ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2025-06-27STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-30STOCH SHORT EXITThe %K line crosses above the %D line.

6.3. Candlestick Patterns

Qualicorp Consultoria e Corretora de Seguros S.A Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Qualicorp Consultoria e Corretora de Seguros S.A based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5044.284
Ma 20Greater thanMa 501.964
Ma 50Greater thanMa 1002.070
Ma 100Greater thanMa 2001.964
OpenGreater thanClose1.840
Total1/5 (20.0%)
Penke
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