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Raiffeisen Bank International AG
Buy, Hold or Sell?

Let's analyse Raiffeisen Bank International AG together

PenkeI guess you are interested in Raiffeisen Bank International AG. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Raiffeisen Bank International AG. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Raiffeisen Bank International AG (30 sec.)










What can you expect buying and holding a share of Raiffeisen Bank International AG? (30 sec.)

How much money do you get?

How much money do you get?
€1.42
When do you have the money?
1 year
How often do you get paid?
65.0%

What is your share worth?

Current worth
€55.55
Expected worth in 1 year
€54.06
How sure are you?
72.5%

+ What do you gain per year?

Total Gains per Share
€-0.18
Return On Investment
-1.0%

For what price can you sell your share?

Current Price per Share
€17.72
Expected price per share
€15.35 - €18.29
How sure are you?
50%

1. Valuation of Raiffeisen Bank International AG (5 min.)




Live pricePrice per Share (EOD)

€17.72

Intrinsic Value Per Share

€320.06 - €1,071.48

Total Value Per Share

€375.60 - €1,127.03

2. Growth of Raiffeisen Bank International AG (5 min.)




Is Raiffeisen Bank International AG growing?

Current yearPrevious yearGrowGrow %
How rich?$19.8b$19.5b$139b87.7%

How much money is Raiffeisen Bank International AG making?

Current yearPrevious yearGrowGrow %
Making money$648.5m$867.8m-$219.3m-33.8%
Net Profit Margin24.9%393.6%--

How much money comes from the company's main activities?

3. Financial Health of Raiffeisen Bank International AG (5 min.)




4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

What can you expect buying and holding a share of Raiffeisen Bank International AG? (5 min.)

Welcome investor! Raiffeisen Bank International AG's management wants to use your money to grow the business. In return you get a share of Raiffeisen Bank International AG.

What can you expect buying and holding a share of Raiffeisen Bank International AG?

First you should know what it really means to hold a share of Raiffeisen Bank International AG. And how you can make/lose money.

Speculation

The Price per Share of Raiffeisen Bank International AG is €17.72. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Raiffeisen Bank International AG.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Raiffeisen Bank International AG, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is €55.55. Based on the TTM, the Book Value Change Per Share is €-0.37 per quarter. Based on the YOY, the Book Value Change Per Share is €2.50 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is €0.33 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Raiffeisen Bank International AG.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 % of Price per Share% of Price per Share% of Price per Share% of Price per Share% of Price per Share
Usd Eps0.905.1%1.8610.5%2.9616.7%1.498.4%0.965.4%
Usd Book Value Change Per Share-550.86-3,108.7%-0.40-2.3%2.7215.3%0.975.5%0.653.7%
Usd Dividend Per Share1.166.5%0.362.0%0.150.9%0.372.1%0.231.3%
Usd Total Gains Per Share-549.70-3,102.2%-0.05-0.3%2.8716.2%1.347.5%0.885.0%
Usd Price Per Share20.32-16.61-13.84-18.59-19.92-
Price to Earnings Ratio5.64-2.80-1.43-4.66-39.31-
Price-to-Total Gains Ratio-0.04--0.65-1.69-7.78--97.07-
Price to Book Ratio0.34-0.10-0.23-0.34-0.48-
Price-to-Total Gains Ratio-0.04--0.65-1.69-7.78--97.07-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share19.265184
Number of shares51
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.360.37
Usd Book Value Change Per Share-0.400.97
Usd Total Gains Per Share-0.051.34
Gains per Quarter (51 shares)-2.5368.18
Gains per Year (51 shares)-10.12272.71
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
172-83-2075198263
2145-165-30150395536
3217-248-40225593809
4290-330-503017901082
5362-413-603769881355
6435-495-7045111851628
7507-578-8052613831901
8579-660-9060115812174
9652-743-10067617782447
10724-825-11075119762720

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%38.02.00.095.0%56.04.00.093.3%
Book Value Change Per Share1.03.00.025.0%8.04.00.066.7%15.05.00.075.0%29.011.00.072.5%38.019.03.063.3%
Dividend per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%26.00.014.065.0%26.00.034.043.3%
Total Gains per Share1.03.00.025.0%8.04.00.066.7%15.05.00.075.0%29.011.00.072.5%38.019.03.063.3%

Fundamentals of Raiffeisen Bank International AG

About Raiffeisen Bank International AG

Raiffeisen Bank International AG, together with its subsidiaries, offers banking services to corporate, private customers, and institutional customers. The company offers cash management, cross border accounts, electronic banking, payments solutions, sustainable and subsidized financing, leveraged and acquisition financing, project and structured financing, real estate financing, leasing, factoring, trade and export financing, investment banking, investing, hedging, and investor services to its institutional clients and corporate customers in agri food and beverage, automotive, construction and building materials, food and beverage, healthcare and pharmaceuticals, oil and gas, packaging, real estate, retail, technology, telecom, and utilities industries. It also provides retail and private banking services, including deposits, loans, wealth management, and advisory services to retail customers and small and medium-sized enterprises. In addition, the company offers clearing, reporting, settlement, guarantees, letters of credit, fund administration, acceptances, brokerage, asset management, and custody services; and investment banking services, including asset based finance, fund finance and alternatives investments, loan syndication, mergers and acquisitions advisory, and debt and equity capital markets services. It operates through a network of business outlets in Central, Southeastern, and Eastern Europe, as well as Austria, Czech Republic, Hungary, Poland, and Slovakia. Raiffeisen Bank International AG was founded in 1886 and is based in Vienna, Austria.

Fundamental data was last updated by Penke on 2024-05-06 05:47:05.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very efficient.
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is very able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is cheap.
Based on how much money comes from the company's main activities, the company is expensive.

1.1. Profitability of Raiffeisen Bank International AG.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Raiffeisen Bank International AG earns for each €1 of revenue.

  • Above 10% is considered healthy but always compare Raiffeisen Bank International AG to the Banks - Regional industry mean.
  • A Net Profit Margin of 7.2% means that €0.07 for each €1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Raiffeisen Bank International AG:

  • The MRQ is 7.2%. The company is making a profit. +1
  • The TTM is 24.9%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ7.2%TTM24.9%-17.7%
TTM24.9%YOY393.6%-368.7%
TTM24.9%5Y96.2%-71.3%
5Y96.2%10Y54.0%+42.2%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ7.2%38.5%-31.3%
TTM24.9%29.6%-4.7%
YOY393.6%26.3%+367.3%
5Y96.2%23.6%+72.6%
10Y54.0%20.4%+33.6%
1.1.2. Return on Assets

Shows how efficient Raiffeisen Bank International AG is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Raiffeisen Bank International AG to the Banks - Regional industry mean.
  • 0.1% Return on Assets means that Raiffeisen Bank International AG generated €0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Raiffeisen Bank International AG:

  • The MRQ is 0.1%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.3%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.1%TTM0.3%-0.2%
TTM0.3%YOY0.4%-0.1%
TTM0.3%5Y0.2%+0.1%
5Y0.2%10Y0.2%+0.1%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.1%0.3%-0.2%
TTM0.3%0.2%+0.1%
YOY0.4%0.2%+0.2%
5Y0.2%0.2%+0.0%
10Y0.2%0.2%0.0%
1.1.3. Return on Equity

Shows how efficient Raiffeisen Bank International AG is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Raiffeisen Bank International AG to the Banks - Regional industry mean.
  • 1.6% Return on Equity means Raiffeisen Bank International AG generated €0.02 for each €1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Raiffeisen Bank International AG:

  • The MRQ is 1.6%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 3.3%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ1.6%TTM3.3%-1.7%
TTM3.3%YOY4.6%-1.3%
TTM3.3%5Y2.9%+0.4%
5Y2.9%10Y2.1%+0.8%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ1.6%3.1%-1.5%
TTM3.3%2.5%+0.8%
YOY4.6%2.7%+1.9%
5Y2.9%2.5%+0.4%
10Y2.1%2.8%-0.7%

1.2. Operating Efficiency of Raiffeisen Bank International AG.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Raiffeisen Bank International AG is operating .

  • Measures how much profit Raiffeisen Bank International AG makes for each €1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Raiffeisen Bank International AG to the Banks - Regional industry mean.
  • An Operating Margin of -1.2% means the company generated €-0.01  for each €1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Raiffeisen Bank International AG:

  • The MRQ is -1.2%. The company is operating very inefficient. -2
  • The TTM is 41.1%. The company is operating very efficient. +2
Trends
Current periodCompared to+/- 
MRQ-1.2%TTM41.1%-42.2%
TTM41.1%YOY924.6%-883.6%
TTM41.1%5Y225.0%-184.0%
5Y225.0%10Y129.2%+95.8%
1.2.2. Operating Ratio

Measures how efficient Raiffeisen Bank International AG is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 0.61 means that the operating costs are €0.61 for each €1 in net sales.

Let's take a look of the Operating Ratio trends of Raiffeisen Bank International AG:

  • The MRQ is 0.610. The company is efficient in keeping operating costs low. +1
  • The TTM is 0.513. The company is very efficient in keeping operating costs low. +2
Trends
Current periodCompared to+/- 
MRQ0.610TTM0.513+0.097
TTM0.513YOY4.815-4.302
TTM0.5135Y1.449-0.936
5Y1.44910Y1.041+0.408

1.3. Liquidity of Raiffeisen Bank International AG.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Raiffeisen Bank International AG is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 0.44 means the company has €0.44 in assets for each €1 in short-term debts.

Let's take a look of the Current Ratio trends of Raiffeisen Bank International AG:

  • The MRQ is 0.438. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.477. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.438TTM0.477-0.039
TTM0.477YOY0.347+0.130
TTM0.4775Y0.738-0.261
5Y0.73810Y0.662+0.076
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
TTM0.4770.124+0.353
YOY0.3470.167+0.180
5Y0.7380.207+0.531
10Y0.6620.131+0.531
1.3.2. Quick Ratio

Measures if Raiffeisen Bank International AG is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Raiffeisen Bank International AG to the Banks - Regional industry mean.
  • A Quick Ratio of -0.96 means the company can pay off €-0.96 for each €1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Raiffeisen Bank International AG:

  • The MRQ is -0.961. The company is unable to pay all its short-term debts with the most liquid assets. -2
  • The TTM is 0.127. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ-0.961TTM0.127-1.088
TTM0.127YOY0.348-0.220
TTM0.1275Y0.243-0.116
5Y0.24310Y0.165+0.078

1.4. Solvency of Raiffeisen Bank International AG.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Raiffeisen Bank International AG assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Raiffeisen Bank International AG to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.91 means that Raiffeisen Bank International AG assets are financed with 90.8% credit (debt) and the remaining percentage (100% - 90.8%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Raiffeisen Bank International AG:

  • The MRQ is 0.908. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.294. The company is very able to pay all its debts by selling its assets. +2
Trends
Current periodCompared to+/- 
MRQ0.908TTM0.294+0.614
TTM0.294YOY0.914-0.619
TTM0.2945Y0.791-0.496
5Y0.79110Y0.856-0.065
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9080.915-0.007
TTM0.2940.916-0.622
YOY0.9140.918-0.004
5Y0.7910.919-0.128
10Y0.8560.926-0.070
1.4.2. Debt to Equity Ratio

Measures if Raiffeisen Bank International AG is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Raiffeisen Bank International AG to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 1,058.3% means that company has €10.58 debt for each €1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Raiffeisen Bank International AG:

  • The MRQ is 10.583. The company is unable to pay all its debts with equity. -1
  • The TTM is 3.409. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ10.583TTM3.409+7.173
TTM3.409YOY11.272-7.863
TTM3.4095Y9.820-6.410
5Y9.82010Y11.130-1.310
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ10.58310.799-0.216
TTM3.40910.909-7.500
YOY11.27211.266+0.006
5Y9.82011.324-1.504
10Y11.13012.886-1.756

2. Market Valuation of Raiffeisen Bank International AG

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every €1 in earnings Raiffeisen Bank International AG generates.

  • Above 15 is considered overpriced but always compare Raiffeisen Bank International AG to the Banks - Regional industry mean.
  • A PE ratio of 5.64 means the investor is paying €5.64 for every €1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Raiffeisen Bank International AG:

  • The EOD is 5.348. Based on the earnings, the company is cheap. +2
  • The MRQ is 5.641. Based on the earnings, the company is cheap. +2
  • The TTM is 2.801. Based on the earnings, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD5.348MRQ5.641-0.293
MRQ5.641TTM2.801+2.840
TTM2.801YOY1.427+1.373
TTM2.8015Y4.656-1.855
5Y4.65610Y39.313-34.657
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD5.3483.710+1.638
MRQ5.6413.418+2.223
TTM2.8014.741-1.940
YOY1.4276.901-5.474
5Y4.6569.496-4.840
10Y39.3139.770+29.543
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Raiffeisen Bank International AG:

  • The EOD is 0.292. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 0.308. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is -2.832. Based on how much money comes from the company's main activities, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD0.292MRQ0.308-0.016
MRQ0.308TTM-2.832+3.139
TTM-2.832YOY0.611-3.443
TTM-2.8325Y0.489-3.321
5Y0.48910Y0.410+0.080
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.292-2.562+2.854
MRQ0.308-2.360+2.668
TTM-2.832-1.072-1.760
YOY0.6116.461-5.850
5Y0.4890.248+0.241
10Y0.4100.032+0.378
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Raiffeisen Bank International AG is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 0.34 means the investor is paying €0.34 for each €1 in book value.

Let's take a look of the Price to Book Ratio trends of Raiffeisen Bank International AG:

  • The EOD is 0.319. Based on the equity, the company is cheap. +2
  • The MRQ is 0.336. Based on the equity, the company is cheap. +2
  • The TTM is 0.103. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.319MRQ0.336-0.017
MRQ0.336TTM0.103+0.234
TTM0.103YOY0.234-0.131
TTM0.1035Y0.337-0.234
5Y0.33710Y0.477-0.140
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.3190.456-0.137
MRQ0.3360.420-0.084
TTM0.1030.439-0.336
YOY0.2340.594-0.360
5Y0.3370.763-0.426
10Y0.4770.991-0.514
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Raiffeisen Bank International AG compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share---506.680-0.372-100%2.498-20385%0.891-56975%0.601-84382%
Book Value Per Share--55.548443.906-87%54.724+2%125.320-56%78.125-29%
Current Ratio--0.4380.477-8%0.347+26%0.738-41%0.662-34%
Debt To Asset Ratio--0.9080.294+208%0.914-1%0.791+15%0.856+6%
Debt To Equity Ratio--10.5833.409+210%11.272-6%9.820+8%11.130-5%
Dividend Per Share--1.0660.327+226%0.141+654%0.339+215%0.211+405%
Eps--0.8281.713-52%2.722-70%1.369-40%0.887-7%
Free Cash Flow Per Share--15.1842.790+444%15.566-2%7.539+101%4.587+231%
Free Cash Flow To Equity Per Share---2.311-1.723-25%15.240-115%6.371-136%3.944-159%
Gross Profit Margin--0.8490.933-9%0.959-11%0.905-6%-0.185+122%
Intrinsic Value_10Y_max--1071.484--------
Intrinsic Value_10Y_min--320.056--------
Intrinsic Value_1Y_max--42.902--------
Intrinsic Value_1Y_min--20.812--------
Intrinsic Value_3Y_max--178.036--------
Intrinsic Value_3Y_min--72.654--------
Intrinsic Value_5Y_max--372.405--------
Intrinsic Value_5Y_min--135.193--------
Market Cap5818645803.520-5%6137160839.0405021475205.718+22%4188992500.000+47%5625168851.144+9%6023394186.236+2%
Net Profit Margin--0.0720.249-71%3.936-98%0.962-93%0.540-87%
Operating Margin---0.0120.411-103%9.246-100%2.250-101%1.292-101%
Operating Ratio--0.6100.513+19%4.815-87%1.449-58%1.041-41%
Pb Ratio0.319-5%0.3360.103+228%0.234+44%0.3370%0.477-29%
Pe Ratio5.348-5%5.6412.801+101%1.427+295%4.656+21%39.313-86%
Price Per Share17.720-5%18.69015.280+22%12.733+47%17.102+9%18.320+2%
Price To Free Cash Flow Ratio0.292-5%0.308-2.832+1020%0.611-50%0.489-37%0.410-25%
Price To Total Gains Ratio-0.035+5%-0.037-0.647+1650%1.690-102%7.781-100%-97.069+262498%
Quick Ratio---0.9610.127-854%0.348-376%0.243-495%0.165-681%
Return On Assets--0.0010.003-53%0.004-64%0.002-42%0.002-18%
Return On Equity--0.0160.033-51%0.046-65%0.029-44%0.021-22%
Total Gains Per Share---505.614-0.046-100%2.639-19258%1.230-41221%0.812-62339%
Usd Book Value--19830528000.000158650747200.000-88%19574220600.000+1%44799219082.080-56%27925266521.880-29%
Usd Book Value Change Per Share---550.863-0.405-100%2.716-20385%0.969-56975%0.654-84382%
Usd Book Value Per Share--60.392482.615-87%59.496+2%136.248-56%84.937-29%
Usd Dividend Per Share--1.1590.355+226%0.154+654%0.368+215%0.230+405%
Usd Eps--0.9011.863-52%2.959-70%1.489-40%0.964-7%
Usd Free Cash Flow--5420779200.000995603400.000+444%5567823000.000-3%2695891135.680+101%1640489670.000+230%
Usd Free Cash Flow Per Share--16.5083.033+444%16.923-2%8.196+101%4.987+231%
Usd Free Cash Flow To Equity Per Share---2.513-1.873-25%16.569-115%6.927-136%4.287-159%
Usd Market Cap6326031717.587-5%6672321264.2045459347843.656+22%4554272646.000+47%6115683574.963+9%6548634159.276+2%
Usd Price Per Share19.265-5%20.32016.612+22%13.843+47%18.593+9%19.917+2%
Usd Profit--295718400.000648514800.000-54%867857400.000-66%488250104.400-39%318410982.000-7%
Usd Revenue--4104180000.0002890864800.000+42%2007514800.000+104%1864223090.280+120%1660702674.960+147%
Usd Total Gains Per Share---549.704-0.050-100%2.869-19258%1.337-41221%0.883-62339%
 EOD+5 -3MRQTTM+10 -26YOY+14 -225Y+12 -2410Y+16 -20

3.2. Fundamental Score

Let's check the fundamental score of Raiffeisen Bank International AG based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-155.348
Price to Book Ratio (EOD)Between0-10.319
Net Profit Margin (MRQ)Greater than00.072
Operating Margin (MRQ)Greater than0-0.012
Quick Ratio (MRQ)Greater than1-0.961
Current Ratio (MRQ)Greater than10.438
Debt to Asset Ratio (MRQ)Less than10.908
Debt to Equity Ratio (MRQ)Less than110.583
Return on Equity (MRQ)Greater than0.150.016
Return on Assets (MRQ)Greater than0.050.001
Total4/10 (40.0%)

3.3. Technical Score

Let's check the technical score of Raiffeisen Bank International AG based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5052.649
Ma 20Greater thanMa 5017.586
Ma 50Greater thanMa 10017.547
Ma 100Greater thanMa 20017.816
OpenGreater thanClose17.500
Total3/5 (60.0%)



Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2022-12-312023-03-312023-06-302023-09-302023-12-31
Long-term Assets Other  -32,507,00032,179,000-328,00021,000-307,00064,000-243,000144,995,000144,752,000
Cash and Short Term Investments  62,501,000-1,787,00060,714,000-2,983,00057,731,000-3,456,00054,275,000-82,982,000-28,707,000
EBIT  1,793,000101,0001,894,000-1,105,000789,000359,0001,148,000-1,192,000-44,000



Latest Balance Sheet

Balance Sheet of 2023-12-31. Currency in EUR. All numbers in thousands.

Summary
Total Assets198,241,000
Total Liabilities180,001,000
Total Stockholder Equity17,009,000
 As reported
Total Liabilities 180,001,000
Total Stockholder Equity+ 17,009,000
Total Assets = 198,241,000

Assets

Total Assets198,241,000
Total Current Assets49,426,000
Long-term Assets148,815,000
Total Current Assets
Cash And Cash Equivalents 51,099,000
Short-term Investments -79,806,000
Other Current Assets 49,426,000
Total Current Assets  (as reported)49,426,000
Total Current Assets  (calculated)20,719,000
+/- 28,707,000
Long-term Assets
Property Plant Equipment 1,260,000
Goodwill 38,000
Long Term Investments 36,675,000
Intangible Assets 932,000
Long-term Assets Other 144,752,000
Long-term Assets  (as reported)148,815,000
Long-term Assets  (calculated)183,657,000
+/- 34,842,000

Liabilities & Shareholders' Equity

Total Current Liabilities112,951,000
Long-term Liabilities67,050,000
Total Stockholder Equity17,009,000
Total Current Liabilities
Short-term Debt 17,007,000
Other Current Liabilities 95,944,000
Total Current Liabilities  (as reported)112,951,000
Total Current Liabilities  (calculated)112,951,000
+/-0
Long-term Liabilities
Long-term Liabilities  (as reported)67,050,000
Long-term Liabilities  (calculated)0
+/- 67,050,000
Total Stockholder Equity
Common Stock1,002,000
Retained Earnings 15,600,000
Accumulated Other Comprehensive Income 407,000
Total Stockholder Equity (as reported)17,009,000
Total Stockholder Equity (calculated)17,009,000
+/-0
Other
Capital Stock1,002,000
Cash and Short Term Investments -28,707,000
Common Stock Shares Outstanding 328,366
Liabilities and Stockholders Equity 198,241,000
Net Debt -3,758,000
Net Invested Capital 37,438,000
Property Plant and Equipment Gross 2,832,000
Short Long Term Debt Total 47,341,000



Balance Sheet

Currency in EUR. All numbers in thousands.

 Trend2023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-31
> Total Assets 
0
0
0
76,275,329
77,190,000
78,115,000
75,759,000
131,173,114
139,463,000
137,556,000
148,368,000
146,985,003
148,798,000
152,717,000
147,128,000
136,116,023
131,932,000
130,306,000
131,034,000
130,639,813
125,410,000
127,279,000
132,016,000
121,623,883
124,176,000
119,734,000
117,238,000
114,426,583
114,511,000
113,969,000
113,838,000
111,863,845
138,489,000
138,603,000
139,963,000
135,146,339
140,033,000
143,556,000
146,177,000
140,115,155
146,413,000
148,630,000
150,805,000
152,199,504
155,596,000
163,761,000
164,779,000
165,958,871
176,152,000
181,700,000
190,610,000
192,101,000
192,624,000
214,200,000
219,834,000
207,057,000
210,977,000
206,123,000
204,175,000
198,241,000
198,241,000204,175,000206,123,000210,977,000207,057,000219,834,000214,200,000192,624,000192,101,000190,610,000181,700,000176,152,000165,958,871164,779,000163,761,000155,596,000152,199,504150,805,000148,630,000146,413,000140,115,155146,177,000143,556,000140,033,000135,146,339139,963,000138,603,000138,489,000111,863,845113,838,000113,969,000114,511,000114,426,583117,238,000119,734,000124,176,000121,623,883132,016,000127,279,000125,410,000130,639,813131,034,000130,306,000131,932,000136,116,023147,128,000152,717,000148,798,000146,985,003148,368,000137,556,000139,463,000131,173,11475,759,00078,115,00077,190,00076,275,329000
   > Total Current Assets 
0
0
0
62,767,760
65,579,000
66,367,000
63,591,000
99,420,106
108,535,000
106,137,000
114,515,000
115,967,408
119,528,000
122,394,000
118,764,000
108,758,017
104,283,000
104,322,000
105,519,000
105,937,457
100,657,000
101,932,000
105,601,000
95,675,293
98,153,000
94,739,000
92,550,000
90,147,516
91,056,000
90,497,000
90,418,000
89,231,584
108,825,000
110,327,000
112,287,000
107,948,142
112,578,000
118,553,000
121,109,000
115,005,432
120,843,000
122,223,000
124,062,000
126,749,295
129,477,000
135,162,000
136,485,000
137,815,401
147,530,000
43,608,000
162,136,000
163,335,000
48,151,000
64,132,000
65,784,000
62,501,000
60,714,000
57,731,000
54,275,000
49,426,000
49,426,00054,275,00057,731,00060,714,00062,501,00065,784,00064,132,00048,151,000163,335,000162,136,00043,608,000147,530,000137,815,401136,485,000135,162,000129,477,000126,749,295124,062,000122,223,000120,843,000115,005,432121,109,000118,553,000112,578,000107,948,142112,287,000110,327,000108,825,00089,231,58490,418,00090,497,00091,056,00090,147,51692,550,00094,739,00098,153,00095,675,293105,601,000101,932,000100,657,000105,937,457105,519,000104,322,000104,283,000108,758,017118,764,000122,394,000119,528,000115,967,408114,515,000106,137,000108,535,00099,420,10663,591,00066,367,00065,579,00062,767,760000
       Cash And Cash Equivalents 
0
0
0
4,179,572
3,336,000
3,607,000
3,338,000
4,806,891
4,936,000
29,216,000
35,910,000
11,408,619
14,631,000
15,393,000
13,526,000
6,556,725
5,013,000
4,463,000
5,273,000
6,674,226
4,814,000
5,315,000
5,094,000
6,768,685
7,073,000
9,459,000
10,710,000
13,211,971
8,130,000
9,424,000
10,280,000
12,242,415
17,246,000
18,492,000
16,292,000
13,329,782
20,425,000
21,665,000
21,889,000
22,557,484
24,447,000
23,265,000
20,567,000
24,289,265
27,209,000
30,481,000
33,389,000
33,660,024
40,398,000
41,586,000
54,366,000
50,566,000
48,151,000
64,132,000
65,784,000
62,501,000
60,714,000
57,731,000
54,275,000
51,099,000
51,099,00054,275,00057,731,00060,714,00062,501,00065,784,00064,132,00048,151,00050,566,00054,366,00041,586,00040,398,00033,660,02433,389,00030,481,00027,209,00024,289,26520,567,00023,265,00024,447,00022,557,48421,889,00021,665,00020,425,00013,329,78216,292,00018,492,00017,246,00012,242,41510,280,0009,424,0008,130,00013,211,97110,710,0009,459,0007,073,0006,768,6855,094,0005,315,0004,814,0006,674,2265,273,0004,463,0005,013,0006,556,72513,526,00015,393,00014,631,00011,408,61935,910,00029,216,0004,936,0004,806,8913,338,0003,607,0003,336,0004,179,572000
       Net Receivables 
0
0
0
27,199
3,854,000
3,764,000
3,596,000
140,216
0
0
0
107,529
0
0
0
103,275
109,000
105,000
122,000
92,742
72,000
84,000
73,000
63,202
71,000
70,000
76,000
63,784
56,000
53,000
56,000
57,679
76,000
96,000
98,000
95,858
181,000
166,000
167,000
56,820
58,000
66,000
85,000
61,272
77,000
130,000
109,000
86,951
72,000
90,000
82,000
73,000
84,000
80,000
90,000
100,000
0
87,000
0
0
0087,0000100,00090,00080,00084,00073,00082,00090,00072,00086,951109,000130,00077,00061,27285,00066,00058,00056,820167,000166,000181,00095,85898,00096,00076,00057,67956,00053,00056,00063,78476,00070,00071,00063,20273,00084,00072,00092,742122,000105,000109,000103,275000107,529000140,2163,596,0003,764,0003,854,00027,199000
       Other Current Assets 
0
0
0
58,560,989
58,389,000
58,996,000
56,657,000
94,472,999
103,599,000
76,921,000
78,605,000
104,451,260
104,897,000
107,001,000
105,238,000
102,098,017
99,161,000
99,754,000
100,124,000
99,170,489
95,771,000
96,533,000
100,434,000
88,843,406
91,009,000
85,210,000
81,764,000
76,871,761
82,870,000
81,020,000
80,082,000
76,931,490
91,503,000
91,739,000
95,897,000
94,522,502
92,153,000
96,888,000
99,220,000
92,447,948
96,396,000
98,958,000
103,495,000
102,460,030
102,268,000
104,681,000
103,096,000
104,155,377
107,132,000
2,022,000
119,003,000
112,769,000
5,831,000
306,000
218,000
64,000
58,627,000
55,478,000
52,752,000
49,426,000
49,426,00052,752,00055,478,00058,627,00064,000218,000306,0005,831,000112,769,000119,003,0002,022,000107,132,000104,155,377103,096,000104,681,000102,268,000102,460,030103,495,00098,958,00096,396,00092,447,94899,220,00096,888,00092,153,00094,522,50295,897,00091,739,00091,503,00076,931,49080,082,00081,020,00082,870,00076,871,76181,764,00085,210,00091,009,00088,843,406100,434,00096,533,00095,771,00099,170,489100,124,00099,754,00099,161,000102,098,017105,238,000107,001,000104,897,000104,451,26078,605,00076,921,000103,599,00094,472,99956,657,00058,996,00058,389,00058,560,989000
   > Long-term Assets 
0
0
0
13,507,569
11,611,000
11,748,000
12,168,000
31,753,008
30,928,000
31,419,000
33,853,000
31,017,595
29,270,000
30,323,000
28,364,000
27,358,006
27,649,000
25,984,000
25,515,000
24,702,356
24,753,000
25,347,000
26,415,000
25,948,590
26,023,000
24,995,000
24,688,000
24,279,067
23,455,000
23,472,000
23,420,000
22,632,261
29,664,000
28,276,000
27,676,000
27,198,197
27,455,000
25,003,000
25,068,000
25,109,723
25,570,000
26,407,000
26,743,000
25,450,209
26,119,000
28,599,000
28,294,000
28,143,470
28,622,000
138,092,000
28,474,000
28,766,000
29,836,000
32,530,000
35,080,000
32,507,000
34,501,000
36,468,000
39,373,000
148,815,000
148,815,00039,373,00036,468,00034,501,00032,507,00035,080,00032,530,00029,836,00028,766,00028,474,000138,092,00028,622,00028,143,47028,294,00028,599,00026,119,00025,450,20926,743,00026,407,00025,570,00025,109,72325,068,00025,003,00027,455,00027,198,19727,676,00028,276,00029,664,00022,632,26123,420,00023,472,00023,455,00024,279,06724,688,00024,995,00026,023,00025,948,59026,415,00025,347,00024,753,00024,702,35625,515,00025,984,00027,649,00027,358,00628,364,00030,323,00029,270,00031,017,59533,853,00031,419,00030,928,00031,753,00812,168,00011,748,00011,611,00013,507,569000
       Property Plant Equipment 
0
0
0
1,217,370
1,267,000
1,291,000
1,304,000
1,340,900
1,430,000
1,448,000
1,427,000
1,390,471
1,502,000
1,608,000
1,602,000
1,446,946
1,600,000
1,625,000
1,631,000
1,387,025
1,458,000
1,607,000
1,572,000
1,132,469
1,090,000
1,127,000
1,047,000
1,002,717
948,000
992,000
943,000
942,047
1,219,000
1,194,000
1,167,000
1,167,362
1,146,000
1,103,000
1,081,000
968,894
1,547,000
1,558,000
1,561,000
1,527,792
1,409,000
1,470,000
1,403,000
1,394,055
1,376,000
1,343,000
1,357,000
1,332,000
1,296,000
1,405,000
1,359,000
1,296,000
1,279,000
1,265,000
1,238,000
1,260,000
1,260,0001,238,0001,265,0001,279,0001,296,0001,359,0001,405,0001,296,0001,332,0001,357,0001,343,0001,376,0001,394,0551,403,0001,470,0001,409,0001,527,7921,561,0001,558,0001,547,000968,8941,081,0001,103,0001,146,0001,167,3621,167,0001,194,0001,219,000942,047943,000992,000948,0001,002,7171,047,0001,127,0001,090,0001,132,4691,572,0001,607,0001,458,0001,387,0251,631,0001,625,0001,600,0001,446,9461,602,0001,608,0001,502,0001,390,4711,427,0001,448,0001,430,0001,340,9001,304,0001,291,0001,267,0001,217,370000
       Goodwill 
0
0
0
581,374
0
0
0
613,681
0
0
0
408,456
0
0
0
557,607
0
0
0
544,163
0
0
0
140,396
143,000
139,000
43,000
39,585
42,000
42,000
42,000
39,587
93,000
95,000
95,000
95,877
96,000
95,000
96,000
95,582
95,000
101,000
101,000
101,324
72,000
72,000
72,000
73,179
73,000
81,000
113,000
1,972,000
102,000
113,000
114,000
44,000
44,000
44,000
43,000
38,000
38,00043,00044,00044,00044,000114,000113,000102,0001,972,000113,00081,00073,00073,17972,00072,00072,000101,324101,000101,00095,00095,58296,00095,00096,00095,87795,00095,00093,00039,58742,00042,00042,00039,58543,000139,000143,000140,396000544,163000557,607000408,456000613,681000581,374000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
14,434,000
14,727,000
15,244,000
13,917,000
0
0
0
20,702,000
18,459,000
16,022,000
20,356,829
20,291,000
18,086,000
18,677,000
19,097,121
23,279,000
24,150,000
24,477,000
23,039,193
24,018,000
26,422,000
26,093,000
25,935,482
26,489,000
135,973,000
26,232,000
26,501,000
27,617,000
30,196,000
32,800,000
30,308,000
32,332,000
34,288,000
37,221,000
36,675,000
36,675,00037,221,00034,288,00032,332,00030,308,00032,800,00030,196,00027,617,00026,501,00026,232,000135,973,00026,489,00025,935,48226,093,00026,422,00024,018,00023,039,19324,477,00024,150,00023,279,00019,097,12118,677,00018,086,00020,291,00020,356,82916,022,00018,459,00020,702,00000013,917,00015,244,00014,727,00014,434,0000000000000000000000000000
       Intangible Assets 
0
0
0
390,507
1,030,000
1,077,000
1,023,000
606,135
1,197,000
0
0
657,092
1,083,000
0
0
763,404
0
0
0
704,546
0
0
0
618,856
607,000
600,000
599,000
581,327
578,000
564,000
532,000
558,815
572,000
570,000
568,000
625,058
633,000
564,000
574,000
597,315
592,000
598,000
604,000
656,111
621,000
647,000
647,000
689,918
684,000
695,000
772,000
-1,039,000
821,000
816,000
807,000
859,000
846,000
871,000
871,000
932,000
932,000871,000871,000846,000859,000807,000816,000821,000-1,039,000772,000695,000684,000689,918647,000647,000621,000656,111604,000598,000592,000597,315574,000564,000633,000625,058568,000570,000572,000558,815532,000564,000578,000581,327599,000600,000607,000618,856000704,546000763,404001,083,000657,092001,197,000606,1351,023,0001,077,0001,030,000390,507000
       Earning Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
21,661,289
22,752,000
25,224,000
24,844,000
24,710,695
25,452,000
25,416,000
25,245,000
25,504,000
0
0
0
0
0
0
0
0
0000000025,504,00025,245,00025,416,00025,452,00024,710,69524,844,00025,224,00022,752,00021,661,2890000000000000000000000000000000000000000000
       Other Assets 
0
0
0
89,782,898
88,801,000
89,863,000
87,927,000
162,926,122
170,391,000
168,975,000
182,221,000
178,002,598
178,068,000
183,040,000
175,492,000
163,474,029
159,581,000
156,290,000
156,549,000
155,342,169
150,163,000
152,626,000
158,431,000
147,572,473
150,199,000
144,729,000
141,926,000
138,705,650
137,966,000
137,441,000
137,258,000
134,496,106
168,153,000
166,879,000
167,639,000
162,344,536
167,488,000
168,559,000
171,245,000
165,224,878
171,983,000
175,037,000
177,548,000
177,649,713
181,715,000
192,360,000
193,073,000
194,102,341
204,774,000
319,792,000
190,610,000
192,101,000
114,637,000
117,538,000
118,970,000
112,049,000
115,762,000
111,924,000
110,527,000
198,241,000
198,241,000110,527,000111,924,000115,762,000112,049,000118,970,000117,538,000114,637,000192,101,000190,610,000319,792,000204,774,000194,102,341193,073,000192,360,000181,715,000177,649,713177,548,000175,037,000171,983,000165,224,878171,245,000168,559,000167,488,000162,344,536167,639,000166,879,000168,153,000134,496,106137,258,000137,441,000137,966,000138,705,650141,926,000144,729,000150,199,000147,572,473158,431,000152,626,000150,163,000155,342,169156,549,000156,290,000159,581,000163,474,029175,492,000183,040,000178,068,000178,002,598182,221,000168,975,000170,391,000162,926,12287,927,00089,863,00088,801,00089,782,898000
> Total Liabilities 
0
0
0
69,275,147
67,308,000
68,075,000
68,406,000
120,769,190
128,791,000
127,073,000
138,020,000
136,049,218
137,324,000
141,867,000
135,992,000
125,243,131
120,870,000
119,877,000
120,679,000
120,276,015
112,588,000
116,433,000
122,196,000
113,322,047
115,522,000
110,950,000
108,613,000
105,925,617
105,854,000
105,244,000
104,816,000
102,631,715
128,422,000
128,370,000
128,909,000
123,904,990
128,033,000
131,587,000
133,846,000
127,701,798
133,577,000
135,710,000
137,460,000
138,434,521
142,418,000
150,106,000
150,743,000
151,670,826
161,576,000
166,807,000
175,177,000
176,626,000
176,812,000
196,144,000
200,450,000
188,292,000
17,974,000
18,601,000
19,236,000
180,001,000
180,001,00019,236,00018,601,00017,974,000188,292,000200,450,000196,144,000176,812,000176,626,000175,177,000166,807,000161,576,000151,670,826150,743,000150,106,000142,418,000138,434,521137,460,000135,710,000133,577,000127,701,798133,846,000131,587,000128,033,000123,904,990128,909,000128,370,000128,422,000102,631,715104,816,000105,244,000105,854,000105,925,617108,613,000110,950,000115,522,000113,322,047122,196,000116,433,000112,588,000120,276,015120,679,000119,877,000120,870,000125,243,131135,992,000141,867,000137,324,000136,049,218138,020,000127,073,000128,791,000120,769,19068,406,00068,075,00067,308,00069,275,147000
   > Total Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
97,044,000
95,525,000
88,802,000
93,446,000
0
0
0
114,843,000
115,315,000
116,970,000
108,446,606
116,550,000
120,070,000
122,084,000
116,479,297
121,168,000
124,293,000
124,950,000
126,221,828
129,339,000
136,196,000
136,688,000
138,007,325
147,631,000
133,177,000
140,846,000
161,378,000
160,624,000
178,164,000
182,997,000
168,853,000
122,325,000
117,708,000
112,357,000
112,951,000
112,951,000112,357,000117,708,000122,325,000168,853,000182,997,000178,164,000160,624,000161,378,000140,846,000133,177,000147,631,000138,007,325136,688,000136,196,000129,339,000126,221,828124,950,000124,293,000121,168,000116,479,297122,084,000120,070,000116,550,000108,446,606116,970,000115,315,000114,843,00000093,446,00088,802,00095,525,00097,044,0000000000000000000000000000
       Short-term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
18,884,000
17,725,000
21,381,000
16,695,000
0
0
0
15,258,000
14,565,000
13,129,000
16,304,918
14,432,000
14,499,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
16,728,000
16,443,000
15,983,000
17,007,000
17,007,00015,983,00016,443,00016,728,00000000000000000000014,499,00014,432,00016,304,91813,129,00014,565,00015,258,00000016,695,00021,381,00017,725,00018,884,0000000000000000000000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
18,884,000
17,725,000
21,381,000
16,695,000
0
0
0
15,258,000
14,565,000
13,129,000
16,304,918
14,432,000
14,499,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
000000000000000000000014,499,00014,432,00016,304,91813,129,00014,565,00015,258,00000016,695,00021,381,00017,725,00018,884,0000000000000000000000000000
       Accounts payable 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
88,750,000
86,582,000
80,636,000
84,930,000
0
0
0
108,333,000
109,053,000
110,889,000
102,481,969
108,260,000
103,397,000
104,490,000
110,132,899
112,321,000
114,823,000
116,534,000
118,754,712
121,069,000
126,211,000
128,351,000
130,529,421
138,042,000
123,344,000
130,242,000
148,073,000
146,307,000
163,001,000
164,148,000
156,153,000
0
146,382,000
0
0
00146,382,0000156,153,000164,148,000163,001,000146,307,000148,073,000130,242,000123,344,000138,042,000130,529,421128,351,000126,211,000121,069,000118,754,712116,534,000114,823,000112,321,000110,132,899104,490,000103,397,000108,260,000102,481,969110,889,000109,053,000108,333,00000084,930,00080,636,00086,582,00088,750,0000000000000000000000000000
       Other Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,641,000
2,843,000
2,689,000
2,816,000
0
0
0
3,137,000
3,115,000
3,221,000
3,454,867
3,037,000
11,267,000
11,728,000
3,108,652
3,554,000
3,588,000
3,654,000
3,885,766
3,364,000
3,705,000
3,671,000
4,000,222
3,941,000
3,981,000
4,057,000
8,895,000
8,764,000
3,732,000
3,616,000
3,832,000
105,597,000
101,265,000
96,374,000
95,944,000
95,944,00096,374,000101,265,000105,597,0003,832,0003,616,0003,732,0008,764,0008,895,0004,057,0003,981,0003,941,0004,000,2223,671,0003,705,0003,364,0003,885,7663,654,0003,588,0003,554,0003,108,65211,728,00011,267,0003,037,0003,454,8673,221,0003,115,0003,137,0000002,816,0002,689,0002,843,0001,641,0000000000000000000000000000
   > Long-term Liabilities 
0
0
0
4,996,936
2,562,000
2,434,000
4,918,000
21,341,425
22,953,000
4,099,000
4,091,000
19,260,916
17,285,000
16,244,000
16,857,000
17,972,131
17,068,000
16,542,000
15,641,000
16,285,866
15,202,000
15,587,000
14,763,000
15,471,045
14,386,000
13,635,000
12,973,000
12,360,805
12,246,000
12,258,000
11,860,000
12,812,883
14,502,000
14,014,000
12,951,000
12,017,636
11,913,000
11,914,000
12,490,000
12,211,931
12,574,000
12,532,000
13,770,000
13,788,894
13,715,000
14,564,000
14,551,000
14,996,864
14,630,000
15,711,000
15,873,000
16,138,000
16,175,000
196,144,000
200,450,000
188,292,000
17,974,000
18,601,000
19,236,000
67,050,000
67,050,00019,236,00018,601,00017,974,000188,292,000200,450,000196,144,00016,175,00016,138,00015,873,00015,711,00014,630,00014,996,86414,551,00014,564,00013,715,00013,788,89413,770,00012,532,00012,574,00012,211,93112,490,00011,914,00011,913,00012,017,63612,951,00014,014,00014,502,00012,812,88311,860,00012,258,00012,246,00012,360,80512,973,00013,635,00014,386,00015,471,04514,763,00015,587,00015,202,00016,285,86615,641,00016,542,00017,068,00017,972,13116,857,00016,244,00017,285,00019,260,9164,091,0004,099,00022,953,00021,341,4254,918,0002,434,0002,562,0004,996,936000
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
11,574,577
11,046,000
12,028,000
12,205,000
12,410,000
0
0
0
0
0
0
0
0
0000000012,410,00012,205,00012,028,00011,046,00011,574,57700000000000000000000000000000000000000000000000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,177,000
1,174,000
1,198,000
1,144,368
2,072,000
2,236,000
2,086,000
1,759,843
2,506,000
1,644,000
1,576,000
1,514,950
1,876,000
2,086,000
2,275,000
2,174,006
2,895,000
2,254,000
1,986,000
3,140,000
3,547,000
5,159,000
3,294,000
4,341,000
0
4,189,000
0
0
004,189,00004,341,0003,294,0005,159,0003,547,0003,140,0001,986,0002,254,0002,895,0002,174,0062,275,0002,086,0001,876,0001,514,9501,576,0001,644,0002,506,0001,759,8432,086,0002,236,0002,072,0001,144,3681,198,0001,174,0001,177,00000000000000000000000000000000000
> Total Stockholder Equity
0
0
0
6,002,644
8,847,000
9,042,000
6,321,000
9,338,234
9,567,000
10,483,000
10,348,000
9,792,891
10,411,000
9,981,000
10,248,000
10,153,749
10,343,000
9,741,000
9,854,000
9,878,974
12,330,000
10,369,000
9,322,000
7,807,275
8,155,000
8,302,000
8,136,000
7,966,404
8,112,000
8,184,000
8,479,000
8,650,777
9,373,000
9,556,000
10,417,000
10,581,617
11,323,000
11,331,000
11,665,000
11,712,550
12,097,000
12,189,000
12,570,000
12,953,982
12,392,000
12,839,000
13,255,000
13,467,575
13,709,000
13,967,000
14,465,000
14,465,000
14,795,000
17,037,000
18,307,000
17,638,000
18,065,000
18,132,000
18,598,000
17,009,000
17,009,00018,598,00018,132,00018,065,00017,638,00018,307,00017,037,00014,795,00014,465,00014,465,00013,967,00013,709,00013,467,57513,255,00012,839,00012,392,00012,953,98212,570,00012,189,00012,097,00011,712,55011,665,00011,331,00011,323,00010,581,61710,417,0009,556,0009,373,0008,650,7778,479,0008,184,0008,112,0007,966,4048,136,0008,302,0008,155,0007,807,2759,322,00010,369,00012,330,0009,878,9749,854,0009,741,00010,343,00010,153,74910,248,0009,981,00010,411,0009,792,89110,348,00010,483,0009,567,0009,338,2346,321,0009,042,0008,847,0006,002,644000
   Common Stock
0
0
0
468,733
8,747,000
8,871,000
6,003,000
593,323
9,297,000
8,773,000
8,550,000
593,412
3,096,000
9,280,000
9,406,000
594,591
595,000
595,000
595,000
594,591
892,000
892,000
892,000
891,742
892,000
892,000
892,000
891,886
892,000
892,000
892,000
892,031
1,002,000
1,002,000
1,002,000
1,002,061
1,002,000
1,002,000
1,002,000
1,002,283
1,002,000
1,002,000
1,002,000
1,002,283
1,002,000
1,002,000
1,002,000
1,002,283
1,002,000
1,002,000
1,002,000
1,002,000
1,002,000
1,002,000
1,002,000
1,002,000
1,002,000
1,002,000
1,002,000
1,002,000
1,002,0001,002,0001,002,0001,002,0001,002,0001,002,0001,002,0001,002,0001,002,0001,002,0001,002,0001,002,0001,002,2831,002,0001,002,0001,002,0001,002,2831,002,0001,002,0001,002,0001,002,2831,002,0001,002,0001,002,0001,002,0611,002,0001,002,0001,002,000892,031892,000892,000892,000891,886892,000892,000892,000891,742892,000892,000892,000594,591595,000595,000595,000594,5919,406,0009,280,0003,096,000593,4128,550,0008,773,0009,297,000593,3236,003,0008,871,0008,747,000468,733000
   Retained Earnings Total Equity000000000000000000000000000000000000000000000000000000000000
   Accumulated Other Comprehensive Income 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-1,166,492
0
0
0
-1,224,302
0
0
0
-1,167,814
0
0
0
-1,140,667
0
0
0
-1,116,200
0
0
0
-1,335,363
-400,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,157,000
841,000
319,000
407,000
407,000319,000841,0001,157,0000000000000000000000-400,000-1,335,363000-1,116,200000-1,140,667000-1,167,814000-1,224,302000-1,166,492000000000000000
   Capital Surplus 000000000000000000000000000000000000000000000000000000000000
   Treasury Stock000000000000000000000000000000000000000000000000000000000000
   Other Stockholders Equity 
0
0
0
2,569,132
0
0
0
2,567,874
0
1,095,000
1,053,000
2,570,778
2,577,000
0
0
3,740,517
2,574,000
2,574,000
2,574,000
3,799,464
4,999,000
4,992,000
4,994,000
6,159,083
4,992,000
4,992,000
4,994,000
6,134,539
4,994,000
4,994,000
4,994,000
6,110,369
4,994,000
4,992,000
5,637,000
6,971,775
6,519,000
3,511,000
3,447,000
3,123,096
3,275,000
3,358,000
3,442,000
3,508,527
2,736,000
3,023,000
3,211,000
3,230,878
3,257,000
3,316,000
3,350,000
3,342,000
3,236,000
4,246,000
4,410,000
2,999,000
1,606,000
1,607,000
1,607,000
0
01,607,0001,607,0001,606,0002,999,0004,410,0004,246,0003,236,0003,342,0003,350,0003,316,0003,257,0003,230,8783,211,0003,023,0002,736,0003,508,5273,442,0003,358,0003,275,0003,123,0963,447,0003,511,0006,519,0006,971,7755,637,0004,992,0004,994,0006,110,3694,994,0004,994,0004,994,0006,134,5394,994,0004,992,0004,992,0006,159,0834,994,0004,992,0004,999,0003,799,4642,574,0002,574,0002,574,0003,740,517002,577,0002,570,7781,053,0001,095,00002,567,8740002,569,132000



Balance Sheet

Currency in EUR. All numbers in thousands.




Cash Flow

Currency in EUR. All numbers in thousands.