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Resimac Group Ltd
Buy, Hold or Sell?

Let's analyze Resimac together

I guess you are interested in Resimac Group Ltd. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Resimac Group Ltd. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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Quick analysis of Resimac (30 sec.)










What can you expect buying and holding a share of Resimac? (30 sec.)

How much money do you get?

How much money do you get?
A$0.21
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
A$1.02
Expected worth in 1 year
A$1.38
How sure are you?
100.0%

+ What do you gain per year?

Total Gains per Share
A$0.68
Return On Investment
82.1%

For what price can you sell your share?

Current Price per Share
A$0.83
Expected price per share
A$0.78153409090909 - A$0.89
How sure are you?
50%
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1. Valuation of Resimac (5 min.)




Live pricePrice per Share (EOD)

A$0.83

Intrinsic Value Per Share

A$-4.19 - A$194.51

Total Value Per Share

A$-3.17 - A$195.53

2. Growth of Resimac (5 min.)




Is Resimac growing?

Current yearPrevious yearGrowGrow %
How rich?$278.7m$253.6m$25m9.0%

How much money is Resimac making?

Current yearPrevious yearGrowGrow %
Making money$44.5m$68.5m-$23.9m-53.7%
Net Profit Margin7.3%20.4%--

How much money comes from the company's main activities?

3. Financial Health of Resimac (5 min.)




4. Comparing to competitors in the Mortgage Finance industry (5 min.)




  Industry Rankings (Mortgage Finance)  


Richest
#38 / 54

Most Revenue
#12 / 54

Most Profit
#19 / 54
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What can you expect buying and holding a share of Resimac? (5 min.)

Welcome investor! Resimac's management wants to use your money to grow the business. In return you get a share of Resimac.

What can you expect buying and holding a share of Resimac?

First you should know what it really means to hold a share of Resimac. And how you can make/lose money.

Speculation

The Price per Share of Resimac is A$0.83. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Resimac.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Resimac, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is A$1.02. Based on the TTM, the Book Value Change Per Share is A$0.09 per quarter. Based on the YOY, the Book Value Change Per Share is A$0.14 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is A$0.08 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Resimac.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 A$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per Share
Usd Eps0.1113.2%0.1113.2%0.1720.2%0.1315.1%0.078.9%
Usd Book Value Change Per Share0.067.4%0.067.4%0.0911.3%0.089.9%0.067.4%
Usd Dividend Per Share0.056.4%0.056.4%0.056.1%0.033.7%0.022.3%
Usd Total Gains Per Share0.1113.8%0.1113.8%0.1417.4%0.1113.6%0.089.7%
Usd Price Per Share0.61-0.61-0.77-0.83-0.60-
Price to Earnings Ratio5.62-5.62-4.59-6.47-15.55-
Price-to-Total Gains Ratio5.37-5.37-5.34-7.20-17.90-
Price to Book Ratio0.90-0.90-1.24-1.66-2.74-
Price-to-Total Gains Ratio5.37-5.37-5.34-7.20-17.90-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share0.55693
Number of shares1795
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.050.03
Usd Book Value Change Per Share0.060.08
Usd Total Gains Per Share0.110.11
Gains per Quarter (1795 shares)205.20202.63
Gains per Year (1795 shares)820.81810.53
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1380441811221589801
2760882163244211791612
311401322245366417682423
415201763327488523573234
5190022044095110629474045
6228026454916132735364856
7266030855737154841255667
8304035266558177047156478
9342039677379199153047289
10380044088200221258938100

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%21.02.00.091.3%
Book Value Change Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%9.01.00.090.0%18.05.00.078.3%
Dividend per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%23.00.00.0100.0%
Total Gains per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%19.04.00.082.6%
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Fundamentals of Resimac

About Resimac Group Ltd

Resimac Group Limited, a non-bank financial institution, provides residential mortgage and asset finance lending solutions in Australia and New Zealand. The company operates in two segments, Australian Lending Business and New Zealand Lending Business. It offers prime and specialist lending products; SME/commercial finance products; and home and car loans. The company also provides mortgage originator, trustee, lender, and mortgage manager and broker services; consumer and commercial lending; and LMI captive insurer and record lending services. In addition, it acts as a trust manager and servicer; warehouse mortgages; and an issuer of residential mortgage-backed securities. Further, the company provides warehouse mortgages and managed investment trust services. Resimac Group Ltd offers its products and services through brokers and wholesale channel primarily under the Resimac, Resimac Asset Finance, and homeloans.com.au brands. The company was formerly known as Homeloans Limited and changed its name to Resimac Group Resimac Group Limited in December 2018. Resimac Group Limited was founded in 1985 and is based in Sydney, Australia.

Fundamental data was last updated by Penke on 2024-07-07 06:46:04.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very efficient.
The company is very efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is very able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is cheap.
Based on how much money comes from the company's main activities, the company is cheap.
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1.1. Profitability of Resimac Group Ltd.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Resimac earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare¬†Resimac to the¬†Mortgage Finance industry mean.
  • A Net Profit Margin of 7.3%¬†means that¬†$0.07 for each $1¬†in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Resimac Group Ltd:

  • The MRQ is 7.3%. The company is making a profit. +1
  • The TTM is 7.3%. The company is making a profit. +1
Trends
Current periodCompared to+/- 
MRQ7.3%TTM7.3%0.0%
TTM7.3%YOY20.4%-13.1%
TTM7.3%5Y18.9%-11.6%
5Y18.9%10Y-3.0%+21.9%
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ7.3%43.2%-35.9%
TTM7.3%46.9%-39.6%
YOY20.4%49.9%-29.5%
5Y18.9%54.0%-35.1%
10Y-3.0%47.4%-50.4%
1.1.2. Return on Assets

Shows how efficient Resimac is using its assets to generate profit.

  • Above 5% is considered healthy¬†but always compare¬†Resimac to the¬†Mortgage Finance industry mean.
  • 0.4% Return on Assets means that¬†Resimac generated¬†$0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Resimac Group Ltd:

  • The MRQ is 0.4%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.4%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.4%TTM0.4%0.0%
TTM0.4%YOY0.6%-0.2%
TTM0.4%5Y0.5%-0.1%
5Y0.5%10Y0.9%-0.4%
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ0.4%0.2%+0.2%
TTM0.4%0.2%+0.2%
YOY0.6%0.2%+0.4%
5Y0.5%0.3%+0.2%
10Y0.9%0.3%+0.6%
1.1.3. Return on Equity

Shows how efficient Resimac is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare¬†Resimac to the¬†Mortgage Finance industry mean.
  • 16.0% Return on Equity means Resimac generated $0.16¬†for each¬†$1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Resimac Group Ltd:

  • The MRQ is 16.0%. Using its investors money, the company is efficient in making profit. +1
  • The TTM is 16.0%. Using its investors money, the company is efficient in making profit. +1
Trends
Current periodCompared to+/- 
MRQ16.0%TTM16.0%0.0%
TTM16.0%YOY27.0%-11.0%
TTM16.0%5Y24.7%-8.7%
5Y24.7%10Y19.0%+5.7%
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ16.0%5.4%+10.6%
TTM16.0%6.0%+10.0%
YOY27.0%5.2%+21.8%
5Y24.7%12.4%+12.3%
10Y19.0%12.3%+6.7%
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1.2. Operating Efficiency of Resimac Group Ltd.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Resimac is operating .

  • Measures how much profit Resimac makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare¬†Resimac to the¬†Mortgage Finance industry mean.
  • An Operating Margin of 85.3%¬†means the company generated $0.85 ¬†for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Resimac Group Ltd:

  • The MRQ is 85.3%. The company is operating very efficient. +2
  • The TTM is 85.3%. The company is operating very efficient. +2
Trends
Current periodCompared to+/- 
MRQ85.3%TTM85.3%0.0%
TTM85.3%YOY81.1%+4.1%
TTM85.3%5Y73.7%+11.6%
5Y73.7%10Y-8.5%+82.2%
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ85.3%30.1%+55.2%
TTM85.3%20.1%+65.2%
YOY81.1%23.5%+57.6%
5Y73.7%23.9%+49.8%
10Y-8.5%26.5%-35.0%
1.2.2. Operating Ratio

Measures how efficient Resimac is keeping operating costs low.

  • Below 1 is considered healthy (always compare to¬†Mortgage Finance industry mean).
  • An Operation Ratio of 0.15 means that the operating costs are $0.15 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Resimac Group Ltd:

  • The MRQ is 0.147. The company is very efficient in keeping operating costs low. +2
  • The TTM is 0.147. The company is very efficient in keeping operating costs low. +2
Trends
Current periodCompared to+/- 
MRQ0.147TTM0.1470.000
TTM0.147YOY0.189-0.041
TTM0.1475Y0.311-0.163
5Y0.31110Y0.843-0.533
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ0.1470.679-0.532
TTM0.1470.511-0.364
YOY0.1890.798-0.609
5Y0.3110.751-0.440
10Y0.8430.727+0.116
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1.3. Liquidity of Resimac Group Ltd.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Resimac is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to¬†Mortgage Finance industry mean).
  • A Current Ratio of 62.01¬†means the company has $62.01 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Resimac Group Ltd:

  • The MRQ is 62.006. The company is very able to pay all its short-term debts. +2
  • The TTM is 62.006. The company is very able to pay all its short-term debts. +2
Trends
Current periodCompared to+/- 
MRQ62.006TTM62.0060.000
TTM62.006YOY41.371+20.636
TTM62.0065Y44.287+17.719
5Y44.28710Y24.436+19.851
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ62.0063.034+58.972
TTM62.00632.849+29.157
YOY41.37113.124+28.247
5Y44.28737.368+6.919
10Y24.43630.263-5.827
1.3.2. Quick Ratio

Measures if Resimac is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but¬†always compare¬†Resimac to the¬†Mortgage Finance industry mean.
  • A Quick Ratio of 64.04¬†means the company can pay off $64.04 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Resimac Group Ltd:

  • The MRQ is 64.037. The company is very able to pay all its short-term debts with the most liquid assets. +2
  • The TTM is 64.037. The company is very able to pay all its short-term debts with the most liquid assets. +2
Trends
Current periodCompared to+/- 
MRQ64.037TTM64.0370.000
TTM64.037YOY42.754+21.282
TTM64.0375Y47.160+16.877
5Y47.16010Y26.148+21.012
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ64.0373.917+60.120
TTM64.03736.498+27.539
YOY42.7549.537+33.217
5Y47.16035.124+12.036
10Y26.14839.441-13.293
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1.4. Solvency of Resimac Group Ltd.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Resimac assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare¬†Resimac to Mortgage Finance industry mean.
  • A Debt to Asset Ratio of 0.97¬†means that Resimac assets are¬†financed with 97.2% credit (debt) and the remaining percentage (100% - 97.2%)¬†is financed by its owners/shareholders.¬†

Let's take a look of the Debt to Asset Ratio trends of Resimac Group Ltd:

  • The MRQ is 0.972. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.972. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.972TTM0.9720.000
TTM0.972YOY0.977-0.005
TTM0.9725Y0.978-0.006
5Y0.97810Y0.940+0.038
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9720.959+0.013
TTM0.9720.959+0.013
YOY0.9770.946+0.031
5Y0.9780.955+0.023
10Y0.9400.933+0.007
1.4.2. Debt to Equity Ratio

Measures if Resimac is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but¬†always compare¬†Resimac to the¬†Mortgage Finance industry mean.
  • A Debt to Equity ratio of 3,498.1% means that company has $34.98 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Resimac Group Ltd:

  • The MRQ is 34.981. The company is unable to pay all its debts with equity. -1
  • The TTM is 34.981. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ34.981TTM34.9810.000
TTM34.981YOY43.270-8.289
TTM34.9815Y45.881-10.900
5Y45.88110Y34.868+11.013
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
MRQ34.98129.294+5.687
TTM34.98129.284+5.697
YOY43.27024.594+18.676
5Y45.88125.886+19.995
10Y34.86818.166+16.702
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2. Market Valuation of Resimac Group Ltd

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Resimac generates.

  • Above 15 is considered overpriced but¬†always compare¬†Resimac to the¬†Mortgage Finance industry mean.
  • A PE ratio of 5.62 means the investor is paying $5.62¬†for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Resimac Group Ltd:

  • The EOD is 5.095. Based on the earnings, the company is cheap. +2
  • The MRQ is 5.617. Based on the earnings, the company is cheap. +2
  • The TTM is 5.617. Based on the earnings, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD5.095MRQ5.617-0.522
MRQ5.617TTM5.6170.000
TTM5.617YOY4.592+1.025
TTM5.6175Y6.471-0.854
5Y6.47110Y15.548-9.077
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
EOD5.0953.830+1.265
MRQ5.6175.351+0.266
TTM5.6172.626+2.991
YOY4.5926.889-2.297
5Y6.47119.065-12.594
10Y15.54810.842+4.706
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Resimac Group Ltd:

  • The EOD is 0.168. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The MRQ is 0.185. Based on how much money comes from the company's main activities, the company is cheap. +2
  • The TTM is 0.185. Based on how much money comes from the company's main activities, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.168MRQ0.185-0.017
MRQ0.185TTM0.1850.000
TTM0.185YOY-0.296+0.481
TTM0.1855Y-0.215+0.400
5Y-0.21510Y14.837-15.052
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
EOD0.1681.659-1.491
MRQ0.1851.362-1.177
TTM0.1852.050-1.865
YOY-0.2960.024-0.320
5Y-0.2150.470-0.685
10Y14.8370.023+14.814
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2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Resimac is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy¬†(always compare to Mortgage Finance industry mean).
  • A PB ratio of 0.90 means the investor is paying $0.90¬†for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Resimac Group Ltd:

  • The EOD is 0.815. Based on the equity, the company is cheap. +2
  • The MRQ is 0.898. Based on the equity, the company is cheap. +2
  • The TTM is 0.898. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.815MRQ0.898-0.083
MRQ0.898TTM0.8980.000
TTM0.898YOY1.241-0.342
TTM0.8985Y1.656-0.757
5Y1.65610Y2.740-1.085
Compared to industry (Mortgage Finance)
PeriodCompanyIndustry (mean)+/- 
EOD0.8150.556+0.259
MRQ0.8980.467+0.431
TTM0.8980.428+0.470
YOY1.2410.397+0.844
5Y1.6561.424+0.232
10Y2.7400.829+1.911
2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Resimac Group Ltd.

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4. Summary

4.1. Key Performance Indicators

The key performance indicators of Resimac Group Ltd compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.0910.0910%0.140-34%0.122-25%0.091+0%
Book Value Per Share--1.0181.0180%0.927+10%0.763+34%0.490+108%
Current Ratio--62.00662.0060%41.371+50%44.287+40%24.436+154%
Debt To Asset Ratio--0.9720.9720%0.977-1%0.978-1%0.940+3%
Debt To Equity Ratio--34.98134.9810%43.270-19%45.881-24%34.868+0%
Dividend Per Share--0.0790.0790%0.076+4%0.046+72%0.029+174%
Eps--0.1630.1630%0.250-35%0.186-13%0.110+49%
Free Cash Flow Per Share--4.9464.9460%-3.888+179%-3.049+162%-2.309+147%
Free Cash Flow To Equity Per Share--0.3740.3740%0.994-62%0.489-23%0.249+50%
Gross Profit Margin--0.9240.9240%0.937-1%0.936-1%0.721+28%
Intrinsic Value_10Y_max--194.512--------
Intrinsic Value_10Y_min---4.189--------
Intrinsic Value_1Y_max--3.559--------
Intrinsic Value_1Y_min---2.410--------
Intrinsic Value_3Y_max--22.835--------
Intrinsic Value_3Y_min---5.561--------
Intrinsic Value_5Y_max--56.751--------
Intrinsic Value_5Y_min---6.845--------
Market Cap332000000.000-12%373195981.815373195981.8150%469044130.150-20%502920230.327-26%362260115.164+3%
Net Profit Margin--0.0730.0730%0.204-64%0.189-61%-0.030+141%
Operating Margin--0.8530.8530%0.811+5%0.737+16%-0.085+110%
Operating Ratio--0.1470.1470%0.189-22%0.311-53%0.843-83%
Pb Ratio0.815-10%0.8980.8980%1.241-28%1.656-46%2.740-67%
Pe Ratio5.095-10%5.6175.6170%4.592+22%6.471-13%15.548-64%
Price Per Share0.830-10%0.9150.9150%1.150-20%1.235-26%0.895+2%
Price To Free Cash Flow Ratio0.168-10%0.1850.1850%-0.296+260%-0.215+216%14.837-99%
Price To Total Gains Ratio4.872-10%5.3715.3710%5.341+1%7.196-25%17.897-70%
Quick Ratio--64.03764.0370%42.754+50%47.160+36%26.148+145%
Return On Assets--0.0040.0040%0.006-27%0.005-16%0.009-51%
Return On Equity--0.1600.1600%0.270-41%0.247-35%0.190-16%
Total Gains Per Share--0.1700.1700%0.215-21%0.168+1%0.120+42%
Usd Book Value--278721993.000278721993.0000%253683627.329+10%208332079.866+34%133259257.933+109%
Usd Book Value Change Per Share--0.0610.0610%0.094-34%0.082-25%0.061+0%
Usd Book Value Per Share--0.6830.6830%0.622+10%0.512+34%0.329+108%
Usd Dividend Per Share--0.0530.0530%0.051+4%0.031+72%0.019+174%
Usd Eps--0.1090.1090%0.168-35%0.125-13%0.074+49%
Usd Free Cash Flow--1353535832.0001353535832.0000%-1064183857.000+179%-830893663.600+161%-626071651.700+146%
Usd Free Cash Flow Per Share--3.3193.3190%-2.609+179%-2.046+162%-1.549+147%
Usd Free Cash Flow To Equity Per Share--0.2510.2510%0.667-62%0.328-23%0.167+50%
Usd Market Cap222772000.000-12%250414503.798250414503.7980%314728611.331-20%337459474.549-26%243076537.275+3%
Usd Price Per Share0.557-10%0.6140.6140%0.772-20%0.829-26%0.600+2%
Usd Profit--44585266.00044585266.0000%68540637.000-35%50894410.600-12%29349338.700+52%
Usd Revenue--611291736.000611291736.0000%336407863.000+82%336540721.000+82%181722434.300+236%
Usd Total Gains Per Share--0.1140.1140%0.144-21%0.113+1%0.081+42%
 EOD+4 -4MRQTTM+0 -0YOY+18 -185Y+20 -1610Y+30 -6

4.2. Fundamental Score

Let's check the fundamental score of Resimac Group Ltd based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-155.095
Price to Book Ratio (EOD)Between0-10.815
Net Profit Margin (MRQ)Greater than00.073
Operating Margin (MRQ)Greater than00.853
Quick Ratio (MRQ)Greater than164.037
Current Ratio (MRQ)Greater than162.006
Debt to Asset Ratio (MRQ)Less than10.972
Debt to Equity Ratio (MRQ)Less than134.981
Return on Equity (MRQ)Greater than0.150.160
Return on Assets (MRQ)Greater than0.050.004
Total8/10 (80.0%)

4.3. Technical Score

Let's check the technical score of Resimac Group Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5044.333
Ma 20Greater thanMa 500.834
Ma 50Greater thanMa 1000.902
Ma 100Greater thanMa 2000.959
OpenGreater thanClose0.810
Total1/5 (20.0%)



Latest Balance Sheet

Balance Sheet of 2023-06-30. Currency in AUD. All numbers in thousands.

Summary
Total Assets14,942,038
Total Liabilities14,526,655
Total Stockholder Equity415,273
 As reported
Total Liabilities 14,526,655
Total Stockholder Equity+ 415,273
Total Assets = 14,942,038

Assets

Total Assets14,942,038
Total Current Assets1,085,417
Long-term Assets37,022
Total Current Assets
Cash And Cash Equivalents 1,085,417
Short-term Investments 8,000
Net Receivables 27,542
Inventory 1,101,372
Other Current Assets -1,112,959
Total Current Assets  (as reported)1,085,417
Total Current Assets  (calculated)1,109,372
+/- 23,955
Long-term Assets
Property Plant Equipment 8,643
Goodwill 28,379
Long Term Investments 20,587
Intangible Assets 28,379
Long-term Assets Other -82,196
Long-term Assets  (as reported)37,022
Long-term Assets  (calculated)3,792
+/- 33,230

Liabilities & Shareholders' Equity

Total Current Liabilities17,505
Long-term Liabilities9,912,683
Total Stockholder Equity415,273
Total Current Liabilities
Short-term Debt 4,560,090
Short Long Term Debt 14,487,289
Accounts payable 27,146
Other Current Liabilities -4,571,965
Total Current Liabilities  (as reported)17,505
Total Current Liabilities  (calculated)14,502,560
+/- 14,485,055
Long-term Liabilities
Long term Debt Total 9,920,349
Long-term Liabilities  (as reported)9,912,683
Long-term Liabilities  (calculated)9,920,349
+/- 7,666
Total Stockholder Equity
Common Stock173,531
Retained Earnings 261,331
Accumulated Other Comprehensive Income -19,589
Total Stockholder Equity (as reported)415,273
Total Stockholder Equity (calculated)415,273
+/-0
Other
Capital Stock173,531
Cash and Short Term Investments 1,085,417
Common Stock Shares Outstanding 407,864
Current Deferred Revenue2,234
Liabilities and Stockholders Equity 14,942,038
Net Debt 13,395,022
Net Invested Capital 14,902,562
Net Tangible Assets 386,894
Net Working Capital 1,067,912
Property Plant and Equipment Gross 13,326
Short Long Term Debt Total 14,480,439



Balance Sheet

Currency in AUD. All numbers in thousands.

 Trend2023-06-302022-06-302021-06-302020-06-302019-06-302018-06-302017-06-302016-06-302015-06-302014-06-302013-06-302012-06-302011-06-302010-06-302009-06-302008-06-302007-06-302006-06-302005-06-302004-06-302003-06-302002-06-302001-06-302000-06-301999-06-30
> Total Assets 
0
39,079
46,912
76,695
56,897
63,993
64,304
761,280
939,434
1,060,439
791,347
600,884
448,055
374,223
304,433
288,535
295,687
280,898
6,934,772
8,968,950
10,716,457
13,026,691
14,634,034
16,737,172
14,942,038
14,942,03816,737,17214,634,03413,026,69110,716,4578,968,9506,934,772280,898295,687288,535304,433374,223448,055600,884791,3471,060,439939,434761,28064,30463,99356,89776,69546,91239,0790
   > Total Current Assets 
0
11,308
9,633
15,201
17,701
21,546
20,447
37,587
138,567
82,106
86,387
77,366
41,759
43,511
40,467
36,639
36,997
38,088
187,109
198,905
224,790
365,987
619,809
932,781
1,085,417
1,085,417932,781619,809365,987224,790198,905187,10938,08836,99736,63940,46743,51141,75977,36686,38782,106138,56737,58720,44721,54617,70115,2019,63311,3080
       Cash And Cash Equivalents 
0
7,930
2,785
1,192
672
623
1,468
25,574
31,893
72,600
73,851
57,592
20,960
20,084
17,175
13,798
12,316
12,604
187,109
198,905
224,790
365,987
619,809
932,781
1,085,417
1,085,417932,781619,809365,987224,790198,905187,10912,60412,31613,79817,17520,08420,96057,59273,85172,60031,89325,5741,4686236721,1922,7857,9300
       Short-term Investments 
0
0
0
0
0
0
0
0
79,297
0
6,291
14,478
15,298
18,713
49,757
52,016
63,829
21,075
443
260
260
260
260
260
8,000
8,00026026026026026044321,07563,82952,01649,75718,71315,29814,4786,291079,29700000000
       Net Receivables 
0
1,146
5,918
11,386
10,638
9,808
8,584
11,669
85,102
9,766
6,243
5,296
5,501
4,331
4,301
5,253
5,227
4,409
7,779
23,017
23,610
49,179
39,054
30,683
27,542
27,54230,68339,05449,17923,61023,0177,7794,4095,2275,2534,3014,3315,5015,2966,2439,76685,10211,6698,5849,80810,63811,3865,9181,1460
       Other Current Assets 
0
60
2,001
5,614
7,998
2,944
2,462
1,461
1,180
369
865
721
514
853
583
569
1,227
780
-194,888
-222,182
-248,660
-415,426
-659,123
-963,724
-1,112,959
-1,112,959-963,724-659,123-415,426-248,660-222,182-194,8887801,2275695838535147218653691,1801,4612,4622,9447,9985,6142,001600
   > Long-term Assets 
0
27,770
37,279
61,495
39,196
42,447
43,857
723,693
800,867
978,333
704,960
523,518
406,296
330,712
263,966
251,896
258,690
242,810
23,647
24,723
25,567
43,364
40,123
38,383
37,022
37,02238,38340,12343,36425,56724,72323,647242,810258,690251,896263,966330,712406,296523,518704,960978,333800,867723,69343,85742,44739,19661,49537,27927,7700
       Property Plant Equipment 
0
1,005
1,076
1,858
1,874
2,809
1,957
1,672
1,711
1,506
1,185
1,011
887
726
627
843
635
607
1,351
2,625
2,110
14,471
12,557
10,887
8,643
8,64310,88712,55714,4712,1102,6251,3516076358436277268871,0111,1851,5061,7111,6721,9572,8091,8741,8581,0761,0050
       Goodwill 
0
26,709
31,552
45,358
44,248
15,716
15,071
15,997
26,907
15,913
12,567
12,565
12,565
13,554
13,220
13,220
13,242
13,242
21,766
21,766
21,766
27,430
27,430
27,430
28,379
28,37927,43027,43027,43021,76621,76621,76613,24213,24213,22013,22013,55412,56512,56512,56715,91326,90715,99715,07115,71644,24845,35831,55226,7090
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
1,000
1,000
1,000
3,500
47,819
0
39,667
4,860
6,921
15,083
23,483
20,587
20,58723,48315,0836,9214,86039,667047,8193,5001,0001,0001,0000000000000000
       Intangible Assets 
0
0
31,551
45,358
16,631
15,716
15,071
15,996
26,907
15,913
12,565
12,565
12,565
13,554
1,593
1,514
1,065
13,242
530
332
1,691
28,893
27,566
27,496
28,379
28,37927,49627,56628,8931,69133253013,2421,0651,5141,59313,55412,56512,56512,56515,91326,90715,99615,07115,71616,63145,35831,55100
       Other Assets 
0
0
6,498
0
27,491
36,213
38,263
21,120
1,789
369
28,507
20,591
22,428
28,485
31,349
34,997
4,534
4,851
6,724,016
8,745,322
10,466,100
12,617,340
13,974,102
15,766,008
13,819,599
13,819,59915,766,00813,974,10212,617,34010,466,1008,745,3226,724,0164,8514,53434,99731,34928,48522,42820,59128,5073691,78921,12038,26336,21327,49106,49800
> Total Liabilities 
0
5,419
11,956
22,416
25,758
27,209
26,636
729,080
862,766
1,000,424
726,257
531,661
409,588
332,301
261,675
246,998
252,296
236,179
6,793,564
8,806,225
10,520,333
12,785,005
14,312,895
16,359,104
14,526,655
14,526,65516,359,10414,312,89512,785,00510,520,3338,806,2256,793,564236,179252,296246,998261,675332,301409,588531,661726,2571,000,424862,766729,08026,63627,20925,75822,41611,9565,4190
   > Total Current Liabilities 
0
4,819
9,080
8,267
8,038
8,566
8,020
70,594
415,823
36,205
726,257
527,877
404,824
313,855
209,699
199,866
204,022
182,160
16,524
18,037
12,052
10,044
9,843
22,547
17,505
17,50522,5479,84310,04412,05218,03716,524182,160204,022199,866209,699313,855404,824527,877726,25736,205415,82370,5948,0208,5668,0388,2679,0804,8190
       Short-term Debt 
0
2,514
834
5,115
1,698
624
554
691,150
834,195
971,811
696,113
506,162
383,184
301,937
226,393
209,647
209,251
175,497
1,379,908
2,004,936
2,403,643
2,919,258
3,685,889
4,725,352
4,560,090
4,560,0904,725,3523,685,8892,919,2582,403,6432,004,9361,379,908175,497209,251209,647226,393301,937383,184506,162696,113971,811834,195691,1505546241,6985,1158342,5140
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
175,397
1,379,908
2,004,890
2,403,643
2,917,692
14,183,133
16,299,552
14,487,289
14,487,28916,299,55214,183,1332,917,6922,403,6432,004,8901,379,908175,39700000000000000000
       Accounts payable 
0
586
2,582
3,562
3,588
4,348
4,123
25,610
17,509
6,710
10,834
7,152
6,437
3,897
5,768
5,917
4,803
6,081
38,345
43,870
25,294
25,891
34,537
30,062
27,146
27,14630,06234,53725,89125,29443,87038,3456,0814,8035,9175,7683,8976,4377,15210,8346,71017,50925,6104,1234,3483,5883,5622,5825860
       Other Current Liabilities 
0
815
4,900
-2,018
401
727
629
-646,166
-442,394
-947,572
15,623
13,496
14,588
18,966
21,412
22,785
27,782
176,079
-1,401,729
8,555
7,032
-2,935,431
-3,711,019
-4,734,046
-4,571,965
-4,571,965-4,734,046-3,711,019-2,935,4317,0328,555-1,401,729176,07927,78222,78521,41218,96614,58813,49615,623-947,572-442,394-646,166629727401-2,0184,9008150
   > Long-term Liabilities 
0
599
2,876
14,149
17,720
18,643
18,616
658,486
446,943
964,219
0
3,784
4,764
18,446
51,976
47,132
48,274
54,019
6,698,350
6,712,175
8,046,978
9,767,924
10,486,282
11,564,803
9,912,683
9,912,68311,564,80310,486,2829,767,9248,046,9786,712,1756,698,35054,01948,27447,13251,97618,4464,7643,7840964,219446,943658,48618,61618,64317,72014,1492,8765990
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6,708,855
8,717,211
10,450,621
12,697,672
10,497,244
11,574,200
9,920,349
9,920,34911,574,20010,497,24412,697,67210,450,6218,717,2116,708,855000000000000000000
       Other Liabilities 
0
0
4,345
0
12,112
15,260
15,839
9,983
20,753
22,427
26,247
20,736
21,274
23,232
27,448
28,896
10,802
7,849
34,874
30,543
25,826
22,654
16,015
14,451
9,962
9,96214,45116,01522,65425,82630,54334,8747,84910,80228,89627,44823,23221,27420,73626,24722,42720,7539,98315,83915,26012,11204,34500
> Total Stockholder Equity
0
33,660
34,956
54,279
31,139
36,784
37,668
32,200
76,668
60,015
65,090
69,223
38,467
41,922
42,758
41,537
43,391
44,719
141,199
162,725
196,124
241,492
321,139
378,068
415,273
415,273378,068321,139241,492196,124162,725141,19944,71943,39141,53742,75841,92238,46769,22365,09060,01576,66832,20037,66836,78431,13954,27934,95633,6600
   Common Stock
0
33,660
33,009
49,686
48,624
48,624
48,624
48,624
98,246
97,981
97,337
98,283
64,481
66,114
66,131
39,029
39,184
39,391
174,762
177,340
180,548
181,895
181,675
176,476
173,531
173,531176,476181,675181,895180,548177,340174,76239,39139,18439,02966,13166,11464,48198,28397,33797,98198,24648,62448,62448,62448,62449,68633,00933,6600
   Retained Earnings Total Equity0000000000000000000000000
   Accumulated Other Comprehensive Income 
0
0
-1,454
-2,121
-3,113
-3,521
-3,086
367
603
774
816
816
816
816
816
940
1,232
1,333
-64,699
-3,011
-7,197
-7,556
-18,126
-25,466
-19,589
-19,589-25,466-18,126-7,556-7,197-3,011-64,6991,3331,232940816816816816816774603367-3,086-3,521-3,113-2,121-1,45400
   Capital Surplus 0000000000000000000000000
   Treasury Stock00-1,3360000000000000000000000
   Other Stockholders Equity 
0
0
1,454
2,121
3,113
0
0
-138
2
0
0
0
0
0
0
0
-410
-70,147
-64,699
-64,552
-68,738
-310,589
-400,806
-465,075
0
0-465,075-400,806-310,589-68,738-64,552-64,699-70,147-41000000002-138003,1132,1211,45400



Balance Sheet

Currency in AUD. All numbers in thousands.