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Sjóvá-Almennar tryggingar hf
Buy, Hold or Sell?

I guess you are interested in Sjóvá-Almennar tryggingar hf. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

Let's analyse Sjóvá-Almennar tryggingar hf

Let's start. I'm going to help you getting a better view of Sjóvá-Almennar tryggingar hf. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

  1. Company's Financial Health
    A deep dive into the books. How are the numbers doing? Is Sjóvá-Almennar tryggingar hf even making a profit? Is the company skyrocketing? Or is it sinking like the Titanic. The trend is your friend.
  2. Market Valuation
    Finally, you now have an insight of how Sjóvá-Almennar tryggingar hf is doing in the market. If the company is worth buying. The latest step is to find out how other investors value Sjóvá-Almennar tryggingar hf. The closing price on 2022-09-30 was kr31.80 per share. Is the company over- or underpriced?
  3. Key Performance Indicators
    A total overlook on how the company is doing. Based on the (trends in) the key performance indicators.
Sjóvá-Almennar tryggingar hf Daily Candlestick Chart


Summary

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is less efficient in making profit.
Using its investors money, the company is less efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating efficient.
The company is less efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is able to pay all its debts by selling its assets.
The company is just not able to pay all its debts with equity.

1.1. Profitability of Sjóvá-Almennar tryggingar hf.

1.1. Profitability

An important factor of a company's health is the profitability.

1.1.1. Net Profit Margin

Measures how much net profit Sjóvá-Almennar tryggingar hf earns for each kr1 of revenue.

  • Above 10% is considered healthy but always compare Sjóvá-Almennar tryggingar hf to the Insurance-Property & Casualty industry mean.
  • A Net Profit Margin of 16.8% means that kr0.17 for each kr1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Sjóvá-Almennar tryggingar hf:

  • The MRQ is -2.7%. The company is making a loss. -1
  • The TTM is 16.8%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ-2.7%TTM16.8%-19.5%
TTM16.8%YOY31.2%-14.4%
TTM16.8%5Y13.9%+2.9%
5Y13.9%10Y13.9%+0.0%
Compared to industry (Insurance-Property & Casualty)
PeriodCompanyIndustry (mean)+/- 
MRQ-2.7%-0.7%-2.0%
TTM16.8%2.1%+14.7%
YOY31.2%6.8%+24.4%
5Y13.9%4.0%+9.9%
10Y13.9%4.4%+9.5%
1.1.2. Return on Assets

Shows how efficient Sjóvá-Almennar tryggingar hf is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Sjóvá-Almennar tryggingar hf to the Insurance-Property & Casualty industry mean.
  • 1.9% Return on Assets means that Sjóvá-Almennar tryggingar hf generated kr0.02 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Sjóvá-Almennar tryggingar hf:

  • The MRQ is -0.2%. Using its assets, the company is very inefficient in making profit. -2
  • The TTM is 1.9%. Using its assets, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ-0.2%TTM1.9%-2.1%
TTM1.9%YOY3.8%-1.8%
TTM1.9%5Y1.7%+0.2%
5Y1.7%10Y1.5%+0.1%
Compared to industry (Insurance-Property & Casualty)
PeriodCompanyIndustry (mean)+/- 
MRQ-0.2%0.2%-0.4%
TTM1.9%0.3%+1.6%
YOY3.8%0.8%+3.0%
5Y1.7%0.5%+1.2%
10Y1.5%0.4%+1.1%
1.1.3. Return on Equity

Shows how efficient Sjóvá-Almennar tryggingar hf is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Sjóvá-Almennar tryggingar hf to the Insurance-Property & Casualty industry mean.
  • -0.8% Return on Equity means the company generated kr-0.01 for each kr1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Sjóvá-Almennar tryggingar hf:

  • The MRQ is -0.8%. Using its investors money, the company is very inefficient in making profit. -2
  • The TTM is 5.5%. Using its investors money, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ-0.8%TTM5.5%-6.3%
TTM5.5%YOY11.1%-5.6%
TTM5.5%5Y5.1%+0.4%
5Y5.1%10Y4.6%+0.4%
Compared to industry (Insurance-Property & Casualty)
PeriodCompanyIndustry (mean)+/- 
MRQ-0.8%1.1%-1.9%
TTM5.5%1.5%+4.0%
YOY11.1%2.4%+8.7%
5Y5.1%2.1%+3.0%
10Y4.6%2.1%+2.5%

1.2. Operating Efficiency of Sjóvá-Almennar tryggingar hf.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Sjóvá-Almennar tryggingar hf is operating .

  • Measures how much profit Sjóvá-Almennar tryggingar hf makes for each kr1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Sjóvá-Almennar tryggingar hf to the Insurance-Property & Casualty industry mean.
  • An Operating Margin of -3.3% means the company generated kr-0.03  for each kr1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Sjóvá-Almennar tryggingar hf:

  • The MRQ is -3.3%. The company is operating very inefficient. -2
  • The TTM is 18.8%. The company is operating efficient. +1
Trends
Current periodCompared to+/- 
MRQ-3.3%TTM18.8%-22.2%
TTM18.8%YOY33.7%-14.9%
TTM18.8%5Y16.4%+2.5%
5Y16.4%10Y10.8%+5.6%
Compared to industry (Insurance-Property & Casualty)
PeriodCompanyIndustry (mean)+/- 
MRQ-3.3%0.5%-3.8%
TTM18.8%5.1%+13.7%
YOY33.7%12.9%+20.8%
5Y16.4%6.9%+9.5%
10Y10.8%6.0%+4.8%
1.2.2. Operating Ratio

Measures how efficient Sjóvá-Almennar tryggingar hf is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Insurance-Property & Casualty industry mean).
  • An Operation Ratio of 103.3% means that the operating costs are kr1.03for each kr1 in net sales.

Let's take a look of the Operating Ratio trends of Sjóvá-Almennar tryggingar hf:

  • The MRQ is 1.033. The company is inefficient in keeping operating costs low. -1
  • The TTM is 0.812. The company is less efficient in keeping operating costs low.
Trends
Current periodCompared to+/- 
MRQ1.033TTM0.812+0.221
TTM0.812YOY0.662+0.150
TTM0.8125Y1.190-0.378
5Y1.19010Y0.782+0.408
Compared to industry (Insurance-Property & Casualty)
PeriodCompanyIndustry (mean)+/- 
MRQ1.0330.955+0.078
TTM0.8120.879-0.067
YOY0.6620.847-0.185
5Y1.1901.080+0.110
10Y0.7820.962-0.180

1.3. Liquidity of Sjóvá-Almennar tryggingar hf.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Sjóvá-Almennar tryggingar hf is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Insurance-Property & Casualty industry mean).
  • A Current Ratio of 27.8% means the company has kr0.28 in assets for each kr1 in short-term debts.

Let's take a look of the Current Ratio trends of Sjóvá-Almennar tryggingar hf:

  • The MRQ is 0.278. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.280. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.278TTM0.280-0.002
TTM0.280YOY0.311-0.031
TTM0.2805Y0.312-0.032
5Y0.31210Y0.201+0.111
Compared to industry (Insurance-Property & Casualty)
PeriodCompanyIndustry (mean)+/- 
MRQ0.2781.596-1.318
TTM0.2801.749-1.469
YOY0.3111.562-1.251
5Y0.3121.466-1.154
10Y0.2011.159-0.958
1.3.2. Quick Ratio

Measures if Sjóvá-Almennar tryggingar hf is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy (always compare to Insurance-Property & Casualty industry mean)
  • A Quick Ratio of 21.4% means the company can pay off kr0.21 for each kr1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Sjóvá-Almennar tryggingar hf:

  • The MRQ is 0.214. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.211. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.214TTM0.211+0.002
TTM0.211YOY0.214-0.003
TTM0.2115Y0.226-0.014
5Y0.22610Y0.146+0.080
Compared to industry (Insurance-Property & Casualty)
PeriodCompanyIndustry (mean)+/- 
MRQ0.2140.748-0.534
TTM0.2110.853-0.642
YOY0.2140.961-0.747
5Y0.2260.741-0.515
10Y0.1460.632-0.486

1.4. Solvency of Sjóvá-Almennar tryggingar hf.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Sjóvá-Almennar tryggingar hf assets are financed with debt.

  • Below 1 (100%) is considered healthy (always compare to Insurance-Property & Casualty industry mean).
  • A Debt to Asset Ratio of 0.70 means that Sjóvá-Almennar tryggingar hf assets are financed with 70.5% credit (debt) and the remaining percentage (100% - 70.5%) is financed by its owners/shareholders.

Let's take a look of the Debt to Asset Ratio trends of Sjóvá-Almennar tryggingar hf:

  • The MRQ is 0.705. The company is able to pay all its debts by selling its assets. +1
  • The TTM is 0.671. The company is able to pay all its debts by selling its assets. +1
Trends
Current periodCompared to+/- 
MRQ0.705TTM0.671+0.034
TTM0.671YOY0.663+0.008
TTM0.6715Y0.681-0.010
5Y0.68110Y0.641+0.040
Compared to industry (Insurance-Property & Casualty)
PeriodCompanyIndustry (mean)+/- 
MRQ0.7050.777-0.072
TTM0.6710.764-0.093
YOY0.6630.763-0.100
5Y0.6810.762-0.081
10Y0.6410.762-0.121
1.4.2. Debt to Equity Ratio

Measures if Sjóvá-Almennar tryggingar hf is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy (always compare to Insurance-Property & Casualty industry mean).
  • A Debt to Equity ratio of 238.9% means that company has kr2.39 debt for each kr1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Sjóvá-Almennar tryggingar hf:

  • The MRQ is 2.389. The company is just not able to pay all its debts with equity.
  • The TTM is 2.067. The company is just not able to pay all its debts with equity.
Trends
Current periodCompared to+/- 
MRQ2.389TTM2.067+0.322
TTM2.067YOY1.979+0.088
TTM2.0675Y2.149-0.082
5Y2.14910Y1.918+0.231
Compared to industry (Insurance-Property & Casualty)
PeriodCompanyIndustry (mean)+/- 
MRQ2.3894.288-1.899
TTM2.0673.678-1.611
YOY1.9793.361-1.382
5Y2.1493.304-1.155
10Y1.9183.338-1.420

2. Market Valuation of Sjóvá-Almennar tryggingar hf

2. Earnings
2.1. Price to Earnings Ratio

Measures how many years it takes to double your invested money in Sjóvá-Almennar tryggingar hf.

  • Above 15 is considered overpriced but is hard to determine (always use industry average).
  • A PE ratio of 9.55 means the investor is paying kr9.55 for every kr1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Sjóvá-Almennar tryggingar hf:

  • The EOD is 9.262. Good. +1
  • The MRQ is 9.554. Good. +1
  • The TTM is 6.819. Very good. +2
Trends
Current periodCompared to+/- 
EOD9.262MRQ9.554-0.291
MRQ9.554TTM6.819+2.734
TTM6.819YOY6.337+0.482
TTM6.8195Y42.696-35.876
5Y42.69610Y29.443+13.253
Compared to industry (Insurance-Property & Casualty)
PeriodCompanyIndustry (mean)+/- 
EOD9.2624.435+4.827
MRQ9.5544.677+4.877
TTM6.8197.626-0.807
YOY6.3376.275+0.062
5Y42.6968.326+34.370
10Y29.4438.841+20.602
2.2. Price Earnings to Growth Ratio

Measures the predicted future growth of Sjóvá-Almennar tryggingar hf.

  • Lower is better
  • A PEG ratio of 1 means the investor is paying a fair price for the stock

Let's take a look of the Price Earnings to Growth Ratio trends of Sjóvá-Almennar tryggingar hf:

  • The MRQ is -0.194. Very Bad. -2
  • The TTM is -0.288. Very Bad. -2
Trends
Current periodCompared to+/- 
MRQ-0.194TTM-0.288+0.094
TTM-0.288YOY-0.558+0.270
TTM-0.2885Y-0.702+0.414
5Y-0.70210Y-0.310-0.391
Compared to industry (Insurance-Property & Casualty)
PeriodCompanyIndustry (mean)+/- 
MRQ-0.194-0.008-0.186
TTM-0.2880.001-0.289
YOY-0.5580.023-0.581
5Y-0.702-0.001-0.701
10Y-0.3100.004-0.314

2. Books
2.3. Price to Book Ratio

Measures if the stock price of Sjóvá-Almennar tryggingar hf is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Insurance-Property & Casualty industry mean).
  • A PB ratio of 2.51 means the investor is paying kr2.51 for each kr1 in book value.

Let's take a look of the Price to Book Ratio trends of Sjóvá-Almennar tryggingar hf:

  • The EOD is 2.434. Good. +1
  • The MRQ is 2.510. Good. +1
  • The TTM is 2.484. Good. +1
Trends
Current periodCompared to+/- 
EOD2.434MRQ2.510-0.077
MRQ2.510TTM2.484+0.026
TTM2.484YOY0.548+1.936
TTM2.4845Y0.606+1.877
5Y0.60610Y0.357+0.250
Compared to industry (Insurance-Property & Casualty)
PeriodCompanyIndustry (mean)+/- 
EOD2.4340.881+1.553
MRQ2.5100.973+1.537
TTM2.4840.913+1.571
YOY0.5480.772-0.224
5Y0.6060.867-0.261
10Y0.3570.706-0.349

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Sjóvá-Almennar tryggingar hf compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Per Share--13.06714.668-11%3.772+246%3.688+254%2.169+502%
Book Value Per Share Growth---0.459-0.505+10%15.088-103%2.613-118%2.613-118%
Current Ratio--0.2780.280-1%0.311-11%0.312-11%0.201+38%
Debt To Asset Ratio--0.7050.671+5%0.663+6%0.681+4%0.641+10%
Debt To Equity Ratio--2.3892.067+16%1.979+21%2.149+11%1.918+25%
Dividend Per Share---1.850-100%2.467-100%1.973-100%1.973-100%
Eps---0.1000.858-112%1.694-106%0.710-114%0.562-118%
Eps Growth---49.33651.999-195%146.360-134%559.991-109%453.168-111%
Gains Per Share---0.4591.345-134%17.555-103%4.587-110%4.587-110%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%
Net Profit Margin---0.0270.168-116%0.312-109%0.139-119%0.139-119%
Operating Margin---0.0330.188-118%0.337-110%0.164-120%0.108-131%
Operating Ratio--1.0330.812+27%0.662+56%1.190-13%0.782+32%
Pb Ratio2.434-3%2.5102.484+1%0.548+358%0.606+314%0.357+604%
Pe Ratio9.262-3%9.5546.819+40%6.337+51%42.696-78%29.443-68%
Peg Ratio---0.194-0.288+49%-0.558+188%-0.702+262%-0.310+60%
Price Per Share31.800-3%32.80036.300-10%27.625+19%22.098+48%17.620+86%
Quick Ratio--0.2140.211+1%0.2140%0.226-5%0.146+46%
Return On Assets---0.0020.019-112%0.038-106%0.017-113%0.015-115%
Return On Equity---0.0080.055-114%0.111-107%0.051-115%0.046-117%
 EOD+3 -0MRQTTM+3 -16YOY+1 -185Y+3 -1610Y+4 -15

3.2. Fundamental Score

Let's check the fundamental score of Sjóvá-Almennar tryggingar hf based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-159.262
Price to Book Ratio (EOD)Between0-12.434
Net Profit Margin (MRQ)Greater than0-0.027
Operating Margin (MRQ)Greater than0-0.033
Quick Ratio (MRQ)Greater than10.214
Current Ratio (MRQ)Greater than10.278
Debt to Asset Ratio (MRQ)Less than10.705
Debt to Equity Ratio (MRQ)Less than12.389
Return on Equity (MRQ)Greater than0.15-0.008
Return on Assets (MRQ)Greater than0.05-0.002
Total2/10 (20.0%)

3.3. Technical Score

Let's check the technical score of Sjóvá-Almennar tryggingar hf based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5035.881
Ma 20Greater thanMa 5033.700
Ma 50Greater thanMa 10034.993
Ma 100Greater thanMa 20034.042
OpenGreater thanClose31.000
Total1/5 (20.0%)



Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2021-06-302021-09-302021-12-312022-03-312022-06-30
Income before Tax  3,305,204-811,7542,493,450-152,1592,341,291-1,075,9051,265,386-1,456,453-191,067
Net Income  3,113,502-919,5512,193,9513,8502,197,801-1,143,6711,054,130-1,207,028-152,898
EBIT  3,305,205-811,7552,493,450-138,9402,354,510-1,089,1241,265,386-1,456,453-191,067
Tax Provision  191,703107,796299,499-156,009143,49067,765211,255-249,424-38,169
Income Tax Expense  191,703107,796299,499-156,009143,49067,765211,255-249,424-38,169
Net Income from Continuing Operations  3,113,501-919,5502,193,9513,8502,197,801-1,143,6701,054,131-1,207,029-152,898
Net Income Applicable to Common Shares  3,113,502-919,5512,193,9513,8502,197,801-1,143,6711,054,130-1,207,028-152,898



Latest Balance Sheet

Balance Sheet of 2022-06-30. Currency in ISK. All numbers in thousands.

Summary
Total Assets67,758,048
Total Liabilities47,763,655
Total Stockholder Equity19,994,393
 As reported
Total Liabilities 47,763,655
Total Stockholder Equity+ 19,994,393
Total Assets = 67,758,048

Assets

Total Assets67,758,048
Total Current Assets12,900,457
Long-term Assets12,900,457
Total Current Assets
Cash And Cash Equivalents 1,359,749
Net Receivables 9,912,322
Other Current Assets 1,628,386
Total Current Assets  (as reported)12,900,457
Total Current Assets  (calculated)12,900,457
+/-0
Long-term Assets
Property Plant Equipment 1,814,033
Goodwill 243,578
Long Term Investments 47,874,094
Long-term Assets  (as reported)0
Long-term Assets  (calculated)49,931,705
+/- 49,931,705

Liabilities & Shareholders' Equity

Total Current Liabilities46,413,987
Long-term Liabilities-
Total Stockholder Equity19,994,393
Total Current Liabilities
Accounts payable 27,940,556
Other Current Liabilities 17,954,901
Total Current Liabilities  (as reported)46,413,987
Total Current Liabilities  (calculated)45,895,457
+/- 518,530
Long-term Liabilities
Other Liabilities 8,963
Long-term Liabilities  (as reported)0
Long-term Liabilities  (calculated)8,963
+/- 8,963
Total Stockholder Equity
Common Stock1,187,146
Retained Earnings 13,074,252
Other Stockholders Equity 4,860,736
Total Stockholder Equity (as reported)19,994,393
Total Stockholder Equity (calculated)19,122,134
+/- 872,259
Other
Capital Stock1,187,146
Common Stock Shares Outstanding 1,530,162
Net Invested Capital 19,994,393
Net Tangible Assets 19,750,815



Balance Sheet

Currency in ISK. All numbers in thousands.

 Trend2022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-03-312012-12-312011-12-312010-12-312004-12-312003-12-31
> Total Assets 
31,757,000
33,877,000
36,551,892
37,539,991
40,284,697
0
42,705,297
44,490,509
44,108,651
44,053,841
44,250,840
46,902,444
44,358,561
44,547,440
41,434,503
43,184,719
43,413,225
43,956,103
43,303,244
44,314,495
44,465,686
43,608,538
43,364,955
45,936,850
45,241,898
45,181,715
44,195,496
49,806,859
51,830,760
51,515,530
50,983,631
54,630,716
56,658,098
57,519,224
59,261,201
63,998,688
67,501,849
69,842,338
67,856,411
68,992,033
67,758,048
67,758,04868,992,03367,856,41169,842,33867,501,84963,998,68859,261,20157,519,22456,658,09854,630,71650,983,63151,515,53051,830,76049,806,85944,195,49645,181,71545,241,89845,936,85043,364,95543,608,53844,465,68644,314,49543,303,24443,956,10343,413,22543,184,71941,434,50344,547,44044,358,56146,902,44444,250,84044,053,84144,108,65144,490,50942,705,297040,284,69737,539,99136,551,89233,877,00031,757,000
   > Total Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
8,988,499
8,088,944
7,616,155
6,526,861
10,169,681
9,295,969
9,664,997
8,223,000
11,436,486
11,235,747
10,869,467
8,849,530
12,686,986
12,431,950
11,546,230
9,157,045
12,785,565
12,605,736
11,277,692
8,941,870
13,120,242
12,900,457
12,900,45713,120,2428,941,87011,277,69212,605,73612,785,5659,157,04511,546,23012,431,95012,686,9868,849,53010,869,46711,235,74711,436,4868,223,0009,664,9979,295,96910,169,6816,526,8617,616,1558,088,9448,988,4990000000000000000000
       Cash And Cash Equivalents 
714,000
5,682,000
2,609,119
1,551,713
3,780,278
0
3,087,428
3,207,996
3,711,393
2,843,445
985,839
874,395
995,970
996,108
1,385,478
1,553,988
1,211,077
1,882,383
1,062,663
1,300,265
797,175
929,948
950,835
1,574,103
860,712
1,497,420
1,312,710
788,298
907,020
1,326,353
969,453
1,034,666
1,430,769
1,456,213
1,160,223
1,288,882
1,711,445
1,529,862
1,094,896
1,111,213
1,359,749
1,359,7491,111,2131,094,8961,529,8621,711,4451,288,8821,160,2231,456,2131,430,7691,034,666969,4531,326,353907,020788,2981,312,7101,497,420860,7121,574,103950,835929,948797,1751,300,2651,062,6631,882,3831,211,0771,553,9881,385,478996,108995,970874,395985,8392,843,4453,711,3933,207,9963,087,42803,780,2781,551,7132,609,1195,682,000714,000
       Net Receivables 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6,577,128
6,282,874
5,819,343
4,539,660
7,648,058
7,194,040
6,962,299
5,238,475
8,913,892
8,696,157
8,016,261
5,926,330
9,705,476
8,314,808
7,469,726
6,218,828
9,343,615
8,850,406
7,984,359
6,664,076
10,441,390
9,912,322
9,912,32210,441,3906,664,0767,984,3598,850,4069,343,6156,218,8287,469,7268,314,8089,705,4765,926,3308,016,2618,696,1578,913,8925,238,4756,962,2997,194,0407,648,0584,539,6605,819,3436,282,8746,577,1280000000000000000000
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,111,106
1,008,895
866,864
1,036,366
947,520
1,241,217
1,205,278
1,671,815
1,734,296
1,632,570
1,526,853
1,953,747
1,946,844
2,686,373
2,620,291
1,777,994
2,153,068
2,043,885
1,763,471
1,182,898
1,567,639
1,628,386
1,628,3861,567,6391,182,8981,763,4712,043,8852,153,0681,777,9942,620,2912,686,3731,946,8441,953,7471,526,8531,632,5701,734,2961,671,8151,205,2781,241,217947,5201,036,366866,8641,008,8951,111,1060000000000000000000
   > Long-term Assets 00000000000000000000000000000000000000000
       Property Plant Equipment 
646,000
82,000
327,143
456,018
669,451
0
694,995
677,009
646,295
653,743
637,231
621,476
626,480
719,643
616,654
659,465
629,246
614,445
598,516
577,692
560,208
535,611
522,154
513,261
503,722
479,301
478,355
935,574
880,250
834,247
797,787
799,510
835,804
797,486
768,626
1,807,792
1,812,670
1,787,934
1,770,008
1,765,175
1,814,033
1,814,0331,765,1751,770,0081,787,9341,812,6701,807,792768,626797,486835,804799,510797,787834,247880,250935,574478,355479,301503,722513,261522,154535,611560,208577,692598,516614,445629,246659,465616,654719,643626,480621,476637,231653,743646,295677,009694,9950669,451456,018327,14382,000646,000
       Goodwill 
980,000
371,000
1,867,578
243,578
243,578
0
243,578
243,578
243,578
243,578
243,578
243,578
243,578
243,578
243,578
243,578
243,578
243,578
243,578
243,578
243,578
243,578
243,578
0
0
0
243,578
245,385
0
246,347
243,578
245,385
0
0
243,578
244,567
244,567
244,214
243,578
243,719
243,578
243,578243,719243,578244,214244,567244,567243,57800245,385243,578246,3470245,385243,578000243,578243,578243,578243,578243,578243,578243,578243,578243,578243,578243,578243,578243,578243,578243,578243,578243,5780243,578243,5781,867,578371,000980,000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
30,806,037
31,949,781
30,496,464
32,006,416
30,724,558
29,590,642
29,950,367
31,349,127
32,570,944
34,317,786
34,467,063
36,231,238
36,555,412
38,209,201
39,812,748
43,335,163
43,509,604
47,018,429
50,634,418
50,836,062
48,279,751
47,874,094
47,874,09448,279,75150,836,06250,634,41847,018,42943,509,60443,335,16339,812,74838,209,20136,555,41236,231,23834,467,06334,317,78632,570,94431,349,12729,950,36729,590,64230,724,55832,006,41630,496,46431,949,78130,806,0370000000000000000000
       Intangible Assets 
980,000
371,000
7,414,155
5,412,359
4,958,159
0
4,612,351
4,494,368
4,415,072
4,267,198
4,151,766
4,036,659
3,925,864
3,713,578
327,532
318,954
308,414
298,692
288,262
283,205
276,272
269,338
261,750
256,526
252,450
249,305
2,833
245,385
247,046
246,347
2,235
0
245,230
244,991
1,200
0
0
0
352
0
0
003520001,200244,991245,23002,235246,347247,046245,3852,833249,305252,450256,526261,750269,338276,272283,205288,262298,692308,414318,954327,5323,713,5783,925,8644,036,6594,151,7664,267,1984,415,0724,494,3684,612,35104,958,1595,412,3597,414,155371,000980,000
> Total Liabilities 
23,379,000
25,409,000
24,259,801
24,605,875
25,293,367
0
25,924,048
27,833,081
27,121,953
26,857,627
26,440,692
32,465,394
29,165,262
28,260,342
25,143,284
27,244,903
27,216,456
27,055,664
25,849,304
28,842,719
28,633,204
28,709,238
28,158,592
31,477,575
31,546,569
31,647,333
30,368,405
35,579,283
36,164,942
35,646,443
34,689,683
39,052,376
39,542,086
39,137,516
37,897,643
43,414,079
44,245,400
44,736,244
43,517,622
48,144,334
47,763,655
47,763,65548,144,33443,517,62244,736,24444,245,40043,414,07937,897,64339,137,51639,542,08639,052,37634,689,68335,646,44336,164,94235,579,28330,368,40531,647,33331,546,56931,477,57528,158,59228,709,23828,633,20428,842,71925,849,30427,055,66427,216,45627,244,90325,143,28428,260,34229,165,26232,465,39426,440,69226,857,62727,121,95327,833,08125,924,048025,293,36724,605,87524,259,80125,409,00023,379,000
   > Total Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
28,842,720
28,633,205
28,709,238
19,845,670
31,477,576
31,546,569
31,647,333
20,712,597
35,098,745
35,708,620
35,218,176
24,033,677
38,672,441
39,186,254
38,819,402
26,268,983
42,077,486
42,908,848
43,410,140
29,699,940
46,818,542
46,413,987
46,413,98746,818,54229,699,94043,410,14042,908,84842,077,48626,268,98338,819,40239,186,25438,672,44124,033,67735,218,17635,708,62035,098,74520,712,59731,647,33331,546,56931,477,57619,845,67028,709,23828,633,20528,842,7200000000000000000000
       Short-term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
480,539
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000480,539000000000000000000000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
480,539
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000480,539000000000000000000000000000
       Accounts payable 
0
0
1,038,957
891,432
978,485
0
1,237,989
1,429,740
905,766
920,885
1,253,780
4,889,338
1,590,779
1,092,574
1,206,928
1,409,010
1,647,948
1,501,895
1,244,760
1,677,090
1,445,904
1,376,860
1,223,934
18,324,196
18,524,265
19,171,528
8,578,866
2,596,706
2,462,431
2,309,543
9,870,251
23,289,696
23,630,656
23,816,418
10,422,524
24,474,058
25,083,960
26,198,039
11,674,794
27,552,333
27,940,556
27,940,55627,552,33311,674,79426,198,03925,083,96024,474,05810,422,52423,816,41823,630,65623,289,6969,870,2512,309,5432,462,4312,596,7068,578,86619,171,52818,524,26518,324,1961,223,9341,376,8601,445,9041,677,0901,244,7601,501,8951,647,9481,409,0101,206,9281,092,5741,590,7794,889,3381,253,780920,885905,7661,429,7401,237,9890978,485891,4321,038,95700
       Other Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
11,662,220
11,389,084
10,949,593
10,434,000
12,792,196
12,615,482
12,025,592
11,651,144
14,492,419
14,297,152
13,266,897
13,512,281
15,011,505
15,172,714
14,595,764
15,230,050
17,257,252
17,419,851
16,751,560
17,270,854
18,800,061
17,954,901
17,954,90118,800,06117,270,85416,751,56017,419,85117,257,25215,230,05014,595,76415,172,71415,011,50513,512,28113,266,89714,297,15214,492,41911,651,14412,025,59212,615,48212,792,19610,434,00010,949,59311,389,08411,662,2200000000000000000000
   > Long-term Liabilities 00000000000000000000000000000000000000000
       Capital Lease Obligations Min Short Term Debt
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
456,322
428,267
404,818
379,935
355,832
318,114
288,904
1,336,593
1,336,553
1,326,106
1,321,270
1,325,792
1,340,705
1,340,7051,325,7921,321,2701,326,1061,336,5531,336,593288,904318,114355,832379,935404,818428,267456,3220000000000000000000000000000
> Total Stockholder Equity
8,378,000
8,468,000
12,292,091
12,934,116
14,991,330
14,991,330
16,781,249
16,657,428
16,986,698
17,196,214
17,810,148
14,437,050
15,193,299
16,287,098
16,291,219
15,939,816
16,196,769
16,900,439
17,453,940
15,471,776
15,832,482
14,899,300
15,206,363
14,459,275
13,695,329
13,534,382
13,827,091
14,227,576
15,665,818
15,869,087
16,293,948
15,578,340
17,116,012
18,381,708
21,363,558
20,584,609
23,256,449
25,106,094
24,338,789
20,847,699
19,994,393
19,994,39320,847,69924,338,78925,106,09423,256,44920,584,60921,363,55818,381,70817,116,01215,578,34016,293,94815,869,08715,665,81814,227,57613,827,09113,534,38213,695,32914,459,27515,206,36314,899,30015,832,48215,471,77617,453,94016,900,43916,196,76915,939,81616,291,21916,287,09815,193,29914,437,05017,810,14817,196,21416,986,69816,657,42816,781,24914,991,33014,991,33012,934,11612,292,0918,468,0008,378,000
   Common Stock
525,000
525,000
1,592,522
1,592,522
1,592,522
0
1,592,521
1,592,521
1,592,521
1,592,521
1,592,521
1,592,521
1,592,521
1,575,577
1,562,437
1,552,521
1,550,062
1,537,138
1,505,401
1,476,710
1,435,018
1,407,650
1,424,817
1,424,817
1,416,804
1,396,212
1,389,197
1,389,197
1,383,334
1,369,502
1,346,607
1,334,106
1,334,106
1,334,106
1,334,106
1,327,641
1,314,170
1,304,919
1,227,796
1,207,495
1,187,146
1,187,1461,207,4951,227,7961,304,9191,314,1701,327,6411,334,1061,334,1061,334,1061,334,1061,346,6071,369,5021,383,3341,389,1971,389,1971,396,2121,416,8041,424,8171,424,8171,407,6501,435,0181,476,7101,505,4011,537,1381,550,0621,552,5211,562,4371,575,5771,592,5211,592,5211,592,5211,592,5211,592,5211,592,5211,592,52101,592,5221,592,5221,592,522525,000525,000
   Retained Earnings Total Equity00000000000000000000000000000000000000000
   Accumulated Other Comprehensive Income 00000000000000000000000000000000000000000
   Capital Surplus 00000000000000000000000000000000000000000
   Treasury Stock00000000000000000000000000000000000000000
   Other Stockholders Equity 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
1
0
13,034,000
-1
0
1,204,987
890,388
890,279
900,326
990,758
993,702
664,172
676,420
732,835
807,397
1,479,196
1,673,845
6,722,577
6,311,198
4,860,736
4,860,7366,311,1986,722,5771,673,8451,479,196807,397732,835676,420664,172993,702990,758900,326890,279890,3881,204,9870-113,034,00001100000000000000000000



Balance Sheet

Currency in ISK. All numbers in thousands.




Cash Flow

Currency in ISK. All numbers in thousands.




Income Statement

Currency in ISK. All numbers in thousands.


Latest Income Statement (annual, 2021-12-31)

Gross Profit (+$)
totalRevenue31,429,372
Cost of Revenue--
Gross Profit-31,429,372
 
Operating Income (+$)
Gross Profit-
Operating Expense-21,082,068
Operating Income--21,082,068
 
Operating Expense (+$)
Research Development-
Selling General Administrative2,955,841
Selling And Marketing Expenses-
Operating Expense21,082,0682,955,841
 
Net Interest Income (+$)
Interest Income509,878
Interest Expense-99,080
Net Interest Income99,080410,798
 
Pretax Income (+$)
Operating Income-
Net Interest Income99,080
Other Non-Operating Income Expenses-
Income Before Tax (EBT)10,347,30313,219
EBIT - interestExpense = 10,261,442
10,347,303
9,668,688
Interest Expense99,080
Earnings Before Interest and Taxes (ebit)10,360,52210,446,383
Earnings Before Interest and Taxes (ebitda)-
 
After tax Income (+$)
Income Before Tax10,347,303
Tax Provision-777,695
Net Income From Continuing Ops9,569,6089,569,608
Net Income9,569,608
Net Income Applicable To Common Shares9,569,608
 
Non-recurring Events
Discontinued Operations-
Extraordinary Items-
Effect of Accounting Charges-
Other Items-
Non Recurring-
Other Operating Expenses-99,080
Total Other Income/Expenses Net-13,219-99,080
 

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I found you a Oversold RSI (Relative Strength Index) on the daily chart of ZIG.NYSE ARC.

ZIG.NYSE ARC Daily Candlestick Chart
YINN.NYSE ARC
5 hours ago

I found you a STOCH Bullish Reversal Divergence on the daily chart of YINN.NYSE ARC.

YINN.NYSE ARC Daily Candlestick Chart
XSVM.NYSE ARC
5 hours ago

I found you a Oversold RSI (Relative Strength Index) on the daily chart of XSVM.NYSE ARC.

XSVM.NYSE ARC Daily Candlestick Chart
XOUT.NYSE ARC
5 hours ago

I found you a Oversold RSI (Relative Strength Index) on the daily chart of XOUT.NYSE ARC.

XOUT.NYSE ARC Daily Candlestick Chart
XNTK.NYSE ARC
5 hours ago

I found you a Oversold RSI (Relative Strength Index) on the daily chart of XNTK.NYSE ARC.

XNTK.NYSE ARC Daily Candlestick Chart