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Sturgis Bancorp Inc
Buy, Hold or Sell?

I guess you are interested in Sturgis Bancorp Inc. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

Let's analyse Sturgis

Let's start. I'm going to help you getting a better view of Sturgis Bancorp Inc. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

  1. Company's Financial Health
    A deep dive into the books. How are the numbers doing? Is Sturgis Bancorp Inc even making a profit? Is the company skyrocketing? Or is it sinking like the Titanic. The trend is your friend.
  2. Market Valuation
    Finally, you now have an insight of how Sturgis Bancorp Inc is doing in the market. If the company is worth buying. The latest step is to find out how other investors value Sturgis Bancorp Inc. The closing price on 2022-10-03 was $20.25 per share. Is the company over- or underpriced?
  3. Key Performance Indicators
    A total overlook on how the company is doing. Based on the (trends in) the key performance indicators.
Sturgis Bancorp Inc Daily Candlestick Chart


Summary

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

1.1. Profitability of Sturgis Bancorp Inc.

1.1. Profitability

An important factor of a company's health is the profitability.

1.1.1. Net Profit Margin

Measures how much net profit Sturgis earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Sturgis to the Banks-Regional industry mean.
  • A Net Profit Margin of 19.9% means that $0.21 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Sturgis Bancorp Inc:

  • The MRQ is 19.9%. The company is making a huge profit. +2
  • The TTM is 21.2%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ19.9%TTM21.2%-1.3%
TTM21.2%YOY21.0%+0.2%
TTM21.2%5Y21.7%-0.6%
5Y21.7%10Y12.0%+9.7%
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ19.9%28.8%-8.9%
TTM21.2%27.9%-6.7%
YOY21.0%26.4%-5.4%
5Y21.7%23.0%-1.3%
10Y12.0%20.9%-8.9%
1.1.2. Return on Assets

Shows how efficient Sturgis is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Sturgis to the Banks-Regional industry mean.
  • 0.2% Return on Assets means that Sturgis generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Sturgis Bancorp Inc:

  • The MRQ is 0.2%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.2%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.2%TTM0.2%0.0%
TTM0.2%YOY0.2%0.0%
TTM0.2%5Y0.2%0.0%
5Y0.2%10Y0.2%+0.0%
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.2%0.3%-0.1%
TTM0.2%0.3%-0.1%
YOY0.2%0.3%-0.1%
5Y0.2%0.3%-0.1%
10Y0.2%0.2%0.0%
1.1.3. Return on Equity

Shows how efficient Sturgis is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Sturgis to the Banks-Regional industry mean.
  • 2.9% Return on Equity means Sturgis generated $0.03 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Sturgis Bancorp Inc:

  • The MRQ is 2.9%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 3.1%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ2.9%TTM3.1%-0.2%
TTM3.1%YOY3.1%0.0%
TTM3.1%5Y2.9%+0.1%
5Y2.9%10Y2.3%+0.6%
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ2.9%2.8%+0.1%
TTM3.1%2.6%+0.5%
YOY3.1%2.5%+0.6%
5Y2.9%2.4%+0.5%
10Y2.3%2.3%+0.0%

1.2. Operating Efficiency of Sturgis Bancorp Inc.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Sturgis is operating .

  • Measures how much profit Sturgis makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Sturgis to the Banks-Regional industry mean.
  • An Operating Margin of 0.0% means the company generated $0.00  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Sturgis Bancorp Inc:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.0%
TTM-YOY-0.0%
TTM-5Y-0.0%
5Y-10Y1.9%-1.9%
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ-44.9%-44.9%
TTM-44.7%-44.7%
YOY-46.0%-46.0%
5Y-36.1%-36.1%
10Y1.9%30.8%-28.9%
1.2.2. Operating Ratio

Measures how efficient Sturgis is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks-Regional industry mean).
  • An Operation Ratio of 0.00 means that the operating costs are $0.00 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Sturgis Bancorp Inc:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.000
TTM-YOY-0.000
TTM-5Y0.415-0.415
5Y0.41510Y0.214+0.201
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ-0.074-0.074
TTM-0.196-0.196
YOY-0.337-0.337
5Y0.4150.393+0.022
10Y0.2140.401-0.187

1.3. Liquidity of Sturgis Bancorp Inc.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Sturgis is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks-Regional industry mean).
  • A Current Ratio of 0.00 means the company has $0.00 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Sturgis Bancorp Inc:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM0.022-0.022
TTM0.022YOY0.150-0.127
TTM0.0225Y0.108-0.085
5Y0.10810Y0.057+0.050
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ-0.237-0.237
TTM0.0220.327-0.305
YOY0.1500.351-0.201
5Y0.1080.311-0.203
10Y0.0570.266-0.209
1.3.2. Quick Ratio

Measures if Sturgis is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy (always compare to Banks-Regional industry mean)
  • A Quick Ratio of 0.00 means the company can pay off $0.00 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Sturgis Bancorp Inc:

  • The MRQ is 0.000. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM0.051-0.051
TTM0.051YOY0.249-0.198
TTM0.0515Y0.136-0.085
5Y0.13610Y0.069+0.067
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ-0.243-0.243
TTM0.0510.170-0.119
YOY0.2490.161+0.088
5Y0.1360.126+0.010
10Y0.0690.095-0.026

1.4. Solvency of Sturgis Bancorp Inc.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Sturgis assets are financed with debt.

  • Below 1 (100%) is considered healthy (always compare to Banks-Regional industry mean).
  • A Debt to Asset Ratio of 0.94 means that Sturgis assets are financed with 93.5% credit (debt) and the remaining percentage (100% - 93.5%) is financed by its owners/shareholders. 19.9%

Let's take a look of the Debt to Asset Ratio trends of Sturgis Bancorp Inc:

  • The MRQ is 0.935. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.933. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.935TTM0.933+0.003
TTM0.933YOY0.928+0.005
TTM0.9335Y0.919+0.013
5Y0.91910Y0.915+0.004
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9350.908+0.027
TTM0.9330.905+0.028
YOY0.9280.908+0.020
5Y0.9190.906+0.013
10Y0.9150.907+0.008
1.4.2. Debt to Equity Ratio

Measures if Sturgis is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy (always compare to Banks-Regional industry mean).
  • A Debt to Equity ratio of 1,447.2% means that company has $14.47 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Sturgis Bancorp Inc:

  • The MRQ is 14.472. The company is unable to pay all its debts with equity. -1
  • The TTM is 13.916. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ14.472TTM13.916+0.557
TTM13.916YOY12.962+0.954
TTM13.9165Y11.625+2.291
5Y11.62510Y10.949+0.676
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ14.4729.913+4.559
TTM13.9169.546+4.370
YOY12.9629.044+3.918
5Y11.6259.044+2.581
10Y10.9498.966+1.983

2. Market Valuation of Sturgis Bancorp Inc

2. Earnings
2.1. Price to Earnings Ratio

Measures how many years it takes to double your invested money in Sturgis.

  • Above 15 is considered overpriced but is hard to determine (always use industry average).
  • A PE ratio of 25.08 means the investor is paying $25.08 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Sturgis Bancorp Inc:

  • The EOD is 23.622. Neutral. Compare to industry.
  • The MRQ is 25.080. Seems overpriced? -1
  • The TTM is 13.520. Good. +1
Trends
Current periodCompared to+/- 
EOD23.622MRQ25.080-1.458
MRQ25.080TTM13.520+11.560
TTM13.520YOY6.758+6.762
TTM13.5205Y9.150+4.371
5Y9.15010Y9.345-0.196
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
EOD23.6229.385+14.237
MRQ25.0809.599+15.481
TTM13.5209.932+3.588
YOY6.75810.077-3.319
5Y9.15011.560-2.410
10Y9.34511.648-2.303
2.2. Price Earnings to Growth Ratio

Measures the predicted future growth of Sturgis.

  • Lower is better
  • A PEG ratio of 1 means the investor is paying a fair price for the stock

Let's take a look of the Price Earnings to Growth Ratio trends of Sturgis Bancorp Inc:

  • The MRQ is -0.363. Very Bad. -2
  • The TTM is -0.047. Very Bad. -2
Trends
Current periodCompared to+/- 
MRQ-0.363TTM-0.047-0.316
TTM-0.047YOY0.564-0.611
TTM-0.0475Y0.414-0.462
5Y0.41410Y-3.941+4.355
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ-0.3630.075-0.438
TTM-0.0470.088-0.135
YOY0.5640.004+0.560
5Y0.4140.059+0.355
10Y-3.9410.089-4.030

2. Books
2.3. Price to Book Ratio

Measures if the stock price of Sturgis is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks-Regional industry mean).
  • A PB ratio of 0.91 means the investor is paying $0.91 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Sturgis Bancorp Inc:

  • The EOD is 0.855. Very good. +2
  • The MRQ is 0.908. Very good. +2
  • The TTM is 0.830. Very good. +2
Trends
Current periodCompared to+/- 
EOD0.855MRQ0.908-0.053
MRQ0.908TTM0.830+0.078
TTM0.830YOY0.832-0.002
TTM0.8305Y0.457+0.373
5Y0.45710Y0.228+0.228
Compared to industry (Banks-Regional)
PeriodCompanyIndustry (mean)+/- 
EOD0.8550.968-0.113
MRQ0.9080.982-0.074
TTM0.8301.016-0.186
YOY0.8320.795+0.037
5Y0.4570.931-0.474
10Y0.2280.827-0.599

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Sturgis Bancorp Inc compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Per Share--23.68624.033-1%22.431+6%12.363+92%6.181+283%
Book Value Per Share Growth---0.3100.072-530%0.694-145%2.153-114%2.153-114%
Current Ratio---0.022-100%0.150-100%0.108-100%0.057-100%
Debt To Asset Ratio--0.9350.933+0%0.928+1%0.919+2%0.915+2%
Debt To Equity Ratio--14.47213.916+4%12.962+12%11.625+24%10.949+32%
Dividend Per Share----0%-0%-0%-0%
Eps---0.214-100%0.693-100%0.519-100%0.396-100%
Eps Growth---69.061-32.759-53%12.642-646%8.793-885%20.155-443%
Gains Per Share---0.3100.072-530%0.694-145%2.153-114%2.153-114%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%
Net Profit Margin--0.1990.212-6%0.210-5%0.217-9%0.120+65%
Operating Margin----0%-0%-0%0.019-100%
Operating Ratio----0%-0%0.415-100%0.214-100%
Pb Ratio0.855-6%0.9080.830+9%0.832+9%0.457+99%0.228+297%
Pe Ratio23.622-6%25.08013.520+85%6.758+271%9.150+174%9.345+168%
Peg Ratio---0.363-0.047-87%0.564-164%0.414-188%-3.941+985%
Price Per Share20.250-6%21.50019.938+8%18.650+15%18.485+16%14.289+50%
Quick Ratio---0.051-100%0.249-100%0.136-100%0.069-100%
Return On Assets--0.0020.002-10%0.002-17%0.002-21%0.002-5%
Return On Equity--0.0290.031-6%0.031-7%0.029-1%0.023+22%
 EOD+3 -0MRQTTM+1 -15YOY+2 -145Y+3 -1410Y+4 -14

3.2. Fundamental Score

Let's check the fundamental score of Sturgis Bancorp Inc based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1523.622
Price to Book Ratio (EOD)Between0-10.855
Net Profit Margin (MRQ)Greater than00.199
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.000
Current Ratio (MRQ)Greater than10.000
Debt to Asset Ratio (MRQ)Less than10.935
Debt to Equity Ratio (MRQ)Less than114.472
Return on Equity (MRQ)Greater than0.150.029
Return on Assets (MRQ)Greater than0.050.002
Total3/10 (30.0%)

3.3. Technical Score

Let's check the technical score of Sturgis Bancorp Inc based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5026.881
Ma 20Greater thanMa 5020.735
Ma 50Greater thanMa 10020.775
Ma 100Greater thanMa 20021.253
OpenGreater thanClose20.250
Total1/5 (20.0%)



Latest Balance Sheet

Balance Sheet of 2022-06-30. Currency in USD. All numbers in thousands.

Summary
Total Assets783,047
Total Liabilities732,438
Total Stockholder Equity50,609
 As reported
Total Liabilities 732,438
Total Stockholder Equity+ 50,609
Total Assets = 783,047

Assets

Total Assets783,047
Total Current Assets-
Long-term Assets-
Total Current Assets
Cash And Cash Equivalents 14,604
Short-term Investments 69,305
Net Receivables 1,837
Total Current Assets  (as reported)0
Total Current Assets  (calculated)85,746
+/- 85,746
Long-term Assets
Goodwill 5,834
Long Term Investments 92,240
Intangible Assets 3,160
Long-term Assets  (as reported)0
Long-term Assets  (calculated)101,234
+/- 101,234

Liabilities & Shareholders' Equity

Total Current Liabilities-
Long-term Liabilities-
Total Stockholder Equity50,609
Total Current Liabilities
Accounts payable 336
Total Current Liabilities  (as reported)0
Total Current Liabilities  (calculated)336
+/- 336
Long-term Liabilities
Long-term Liabilities  (as reported)0
Long-term Liabilities  (calculated)0
+/-0
Total Stockholder Equity
Retained Earnings 45,756
Total Stockholder Equity (as reported)50,609
Total Stockholder Equity (calculated)45,756
+/- 4,853
Other
Capital Stock2,137
Common Stock Shares Outstanding 2,137
Net Debt 25,109
Net Invested Capital 90,322



Balance Sheet

Currency in USD. All numbers in thousands.

 Trend2022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-312008-12-312008-09-302008-06-302008-03-312007-12-312007-09-302007-06-302007-03-312006-12-312006-09-302006-03-312005-12-312005-09-302005-03-312004-12-312004-09-302004-06-302004-03-312003-12-312003-09-302003-06-302003-03-312002-12-312002-09-302002-06-302002-03-312001-12-31
> Total Assets 
279,789
282,592
300,961
304,269
296,685
294,129
294,561
288,652
287,338
294,076
314,126
312,431
313,561
314,074
316,369
307,515
305,721
320,354
320,858
333,836
328,361
351,494
347,202
362,762
362,159
385,394
383,394
397,384
390,780
374,994
369,921
382,403
372,732
389,697
369,961
379,602
360,382
339,919
314,258
326,381
312,310
317,405
317,045
328,196
316,104
318,487
304,980
324,005
307,212
318,343
312,455
330,521
353,623
362,320
368,559
377,801
382,943
407,569
398,629
401,793
406,444
404,688
414,432
444,606
429,072
447,621
431,575
441,358
450,032
473,130
473,371
530,524
617,473
604,777
643,606
708,963
706,734
719,026
751,735
804,369
783,047
783,047804,369751,735719,026706,734708,963643,606604,777617,473530,524473,371473,130450,032441,358431,575447,621429,072444,606414,432404,688406,444401,793398,629407,569382,943377,801368,559362,320353,623330,521312,455318,343307,212324,005304,980318,487316,104328,196317,045317,405312,310326,381314,258339,919360,382379,602369,961389,697372,732382,403369,921374,994390,780397,384383,394385,394362,159362,762347,202351,494328,361333,836320,858320,354305,721307,515316,369314,074313,561312,431314,126294,076287,338288,652294,561294,129296,685304,269300,961282,592279,789
   > Total Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
42,658
29,119
39,398
47,820
32,053
36,212
34,560
35,910
35,889
43,954
30,697
75,247
98,190
78,714
78,714
93,675
70,261
52,274
0
0
0
00052,27470,26193,67578,71478,71498,19075,24730,69743,95435,88935,91034,56036,21232,05347,82039,39829,11942,658000000000000000000000000000000000000000000000000000000000000
       Cash And Cash Equivalents 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
93,491
97,891
96,594
13,085
24,512
34,521
19,802
25,773
25,400
15,135
14,659
17,278
16,021
48,977
14,117
11,926
13,301
11,873
13,933
10,722
40,018
68,309
14,604
14,60468,30940,01810,72213,93311,87313,30111,92614,11748,97716,02117,27814,65915,13525,40025,77319,80234,52124,51213,08596,59497,89193,4910000000000000000000000000000000000000000000000000000000000
       Short-term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
4,963
8,178
11,488
13,585
11,058
10,811
10,067
7,350
7,350
63,721
64,076
78,513
65,476
78,547
153,706
96,142
128,854
161,939
141,446
117,366
83,134
74,988
69,305
69,30574,98883,134117,366141,446161,939128,85496,142153,70678,54765,47678,51364,07663,7217,3507,35010,06710,81111,05813,58511,4888,1784,9630000000000000000000000000000000000000000000000000000000000
       Net Receivables 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,407
1,496
1,354
1,642
1,536
0
0
0
0
1,722
1,641
1,664
1,610
1,950
2,507
2,675
2,458
2,464
2,163
2,042
1,894
1,962
1,837
1,8371,9621,8942,0422,1632,4642,4582,6752,5071,9501,6101,6641,6411,72200001,5361,6421,3541,4961,4070000000000000000000000000000000000000000000000000000000000
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,591
2,054
2,653
2,138
2,040
3,015
1,617
3,761
3,452
3,684
4,587
5,016
9,293
9,290
9,290
15,883
7,221
12,285
0
0
0
00012,2857,22115,8839,2909,2909,2935,0164,5873,6843,4523,7611,6173,0152,0402,1382,6532,0542,591000000000000000000000000000000000000000000000000000000000000
   > Long-term Assets 000000000000000000000000000000000000000000000000000000000000000000000000000000000
       Property Plant Equipment 
6,370
6,352
6,293
6,317
6,642
6,807
6,847
6,781
6,488
6,389
6,301
6,176
6,066
6,068
6,009
6,140
6,179
6,637
6,660
6,582
6,568
6,722
7,404
7,928
8,796
8,777
8,710
8,587
8,536
8,443
8,010
7,910
7,802
7,847
7,739
7,656
7,721
7,891
7,855
7,758
7,657
7,660
7,044
7,175
7,257
7,147
7,113
7,071
7,073
7,268
7,504
7,572
8,169
8,190
8,114
7,990
7,983
8,329
8,360
8,788
9,018
8,962
8,985
9,128
9,076
9,161
9,274
9,190
9,185
9,181
9,367
10,322
10,422
11,844
11,844
11,977
12,265
12,310
0
0
0
00012,31012,26511,97711,84411,84410,42210,3229,3679,1819,1859,1909,2749,1619,0769,1288,9858,9629,0188,7888,3608,3297,9837,9908,1148,1908,1697,5727,5047,2687,0737,0717,1137,1477,2577,1757,0447,6607,6577,7587,8557,8917,7217,6567,7397,8477,8027,9108,0108,4438,5368,5878,7108,7778,7967,9287,4046,7226,5686,5826,6606,6376,1796,1406,0096,0686,0666,1766,3016,3896,4886,7816,8476,8076,6426,3176,2936,3526,370
       Goodwill 
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
5,109
6,059
6,072
5,834
5,834
5,834
5,834
5,834
5,834
5,834
5,834
5,834
5,834
5,834
5,834
5,834
5,834
5,834
5,834
5,834
5,834
5,834
5,834
5,834
5,834
5,834
5,834
5,834
5,834
5,834
5,8345,8345,8345,8345,8345,8345,8345,8345,8345,8345,8345,8345,8345,8345,8345,8345,8345,8345,8345,8345,8345,8345,8345,8345,8345,8345,8346,0726,0595,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,1095,109
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
335,332
331,200
332,924
67,706
65,791
65,466
64,540
63,587
55,070
68,705
68,790
78,513
65,476
78,547
153,706
96,142
128,854
161,939
141,446
142,320
107,481
98,555
92,240
92,24098,555107,481142,320141,446161,939128,85496,142153,70678,54765,47678,51368,79068,70555,07063,58764,54065,46665,79167,706332,924331,200335,3320000000000000000000000000000000000000000000000000000000000
       Intangible Assets 
6,390
6,709
6,743
6,774
6,611
6,762
6,983
7,028
7,084
7,040
6,973
6,973
6,883
6,820
6,758
6,720
6,678
6,632
6,585
6,557
6,532
6,508
6,476
6,417
6,445
6,493
6,518
6,435
6,411
6,430
6,386
6,363
6,364
6,433
6,490
6,506
6,448
6,473
6,388
6,400
6,415
6,398
6,382
6,424
6,396
6,445
6,610
6,627
6,595
6,537
6,522
6,520
7,792
7,779
7,503
7,421
7,413
7,356
7,309
7,251
7,332
7,289
7,197
7,223
1,388
1,377
1,326
1,342
1,327
1,321
1,225
1,402
1,728
2,045
2,322
2,616
2,797
2,428
3,012
3,119
3,160
3,1603,1193,0122,4282,7972,6162,3222,0451,7281,4021,2251,3211,3271,3421,3261,3771,3887,2237,1977,2897,3327,2517,3097,3567,4137,4217,5037,7797,7926,5206,5226,5376,5956,6276,6106,4456,3966,4246,3826,3986,4156,4006,3886,4736,4486,5066,4906,4336,3646,3636,3866,4306,4116,4356,5186,4936,4456,4176,4766,5086,5326,5576,5856,6326,6786,7206,7586,8206,8836,9736,9737,0407,0847,0286,9836,7626,6116,7746,7436,7096,390
> Total Liabilities 
251,292
254,690
272,927
276,642
269,232
266,054
266,181
259,807
258,179
264,756
285,886
283,844
284,898
288,475
289,843
280,907
279,124
292,860
293,309
306,001
300,485
323,868
319,522
338,426
337,582
360,459
357,644
371,784
365,129
349,190
344,494
356,765
346,997
364,572
346,646
356,470
337,313
315,584
289,348
300,938
286,339
290,867
290,121
300,872
288,413
290,302
276,445
294,846
277,467
288,248
282,105
299,802
322,345
330,542
335,947
344,950
349,547
373,788
363,902
366,512
370,611
368,343
377,178
406,456
389,935
407,376
391,414
400,087
408,612
431,082
429,799
487,851
573,782
559,543
596,494
660,472
656,949
668,206
699,299
753,154
732,438
732,438753,154699,299668,206656,949660,472596,494559,543573,782487,851429,799431,082408,612400,087391,414407,376389,935406,456377,178368,343370,611366,512363,902373,788349,547344,950335,947330,542322,345299,802282,105288,248277,467294,846276,445290,302288,413300,872290,121290,867286,339300,938289,348315,584337,313356,470346,646364,572346,997356,765344,494349,190365,129371,784357,644360,459337,582338,426319,522323,868300,485306,001293,309292,860279,124280,907289,843288,475284,898283,844285,886264,756258,179259,807266,181266,054269,232276,642272,927254,690251,292
   > Total Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
305,759
300,927
339,300
367,893
351,292
358,664
342,875
352,521
349,707
370,308
390,874
378,431
431,857
508,375
508,375
562,352
571,427
583,023
0
0
0
000583,023571,427562,352508,375508,375431,857378,431390,874370,308349,707352,521342,875358,664351,292367,893339,300300,927305,759000000000000000000000000000000000000000000000000000000000000
       Short-term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
61,180
50,271
60,163
62,987
1,947
34,339
34,339
44,339
10,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000010,00044,33934,33934,3391,94762,98760,16350,27161,1800000000000000000000000000000000000000000000000000000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
61,180
50,271
60,163
62,987
1,947
34,339
34,339
44,339
10,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000010,00044,33934,33934,3391,94762,98760,16350,27161,1800000000000000000000000000000000000000000000000000000000000
       Accounts payable 
177,602
188,925
201,113
207,654
202,564
209,805
205,497
198,889
199,920
211,477
205,008
214,529
211,164
224,142
218,543
213,593
222,670
226,045
216,134
228,980
225,454
238,768
220,122
237,129
230,414
245,751
237,517
254,740
251,550
260,983
259,151
271,290
266,836
283,090
265,951
275,787
256,757
259,892
234,599
245,517
231,916
236,129
234,923
245,813
232,915
235,270
229,020
247,951
230,405
240,418
234,290
251,565
273,545
277,948
284,039
299,630
299,230
316,601
297,767
311,410
305,509
300,681
337,114
367,623
351,043
358,390
342,500
338
365
369,902
352,936
377,981
431,336
507,898
507,898
561,922
570,998
582,623
425
346
336
336346425582,623570,998561,922507,898507,898431,336377,981352,936369,902365338342,500358,390351,043367,623337,114300,681305,509311,410297,767316,601299,230299,630284,039277,948273,545251,565234,290240,418230,405247,951229,020235,270232,915245,813234,923236,129231,916245,517234,599259,892256,757275,787265,951283,090266,836271,290259,151260,983251,550254,740237,517245,751230,414237,129220,122238,768225,454228,980216,134226,045222,670213,593218,543224,142211,164214,529205,008211,477199,920198,889205,497209,805202,564207,654201,113188,925177,602
       Other Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
297,767
311,410
305,509
300,681
337,114
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
000000000000000000337,114300,681305,509311,410297,7670000000000000000000000000000000000000000000000000000000000
   > Long-term Liabilities 000000000000000000000000000000000000000000000000000000000000000000000000000000000
> Total Stockholder Equity
28,497
27,902
28,034
27,627
27,453
28,075
28,380
28,845
29,159
29,320
28,240
28,587
28,663
25,599
26,526
26,608
26,597
27,494
27,549
27,835
27,876
27,626
27,680
24,336
24,577
24,935
25,750
25,600
25,651
25,804
25,427
25,638
25,735
25,125
23,315
23,132
23,069
24,335
24,910
25,443
25,971
26,538
26,924
27,324
27,691
28,185
28,535
29,159
29,745
30,095
30,350
30,719
31,278
31,778
32,612
32,851
33,396
33,781
34,727
35,281
35,833
36,345
37,254
38,150
39,137
40,245
40,161
41,271
41,420
42,048
43,572
42,673
43,691
45,234
47,112
48,491
49,785
50,820
52,436
51,215
50,609
50,60951,21552,43650,82049,78548,49147,11245,23443,69142,67343,57242,04841,42041,27140,16140,24539,13738,15037,25436,34535,83335,28134,72733,78133,39632,85132,61231,77831,27830,71930,35030,09529,74529,15928,53528,18527,69127,32426,92426,53825,97125,44324,91024,33523,06923,13223,31525,12525,73525,63825,42725,80425,65125,60025,75024,93524,57724,33627,68027,62627,87627,83527,54927,49426,59726,60826,52625,59928,66328,58728,24029,32029,15928,84528,38028,07527,45327,62728,03427,90228,497
   Common Stock
3,102
2,986
2,959
2,872
2,800
2,809
2,809
2,809
2,809
2,809
2,730
2,723
2,723
2,520
2,521
2,498
2,466
2,427
2,417
2,386
2,342
2,290
2,269
2,015
2,017
2,017
2,017
2,017
2,017
2,017
2,017
2,017
2,017
2,017
2,017
2,017
2,017
2,017
2,019
2,025
2,030
2,034
2,038
2,043
2,047
2,051
2,055
2,060
2,064
2,068
2,070
2,072
2,074
2,076
2,078
2,080
2,082
2,084
2,086
2,088
2,090
2,093
2,095
2,097
2,099
2,102
2,104
2,106
2,109
2,111
2,114
2,116
2,119
2,123
2,123
2,126
2,128
2,130
0
0
0
0002,1302,1282,1262,1232,1232,1192,1162,1142,1112,1092,1062,1042,1022,0992,0972,0952,0932,0902,0882,0862,0842,0822,0802,0782,0762,0742,0722,0702,0682,0642,0602,0552,0512,0472,0432,0382,0342,0302,0252,0192,0172,0172,0172,0172,0172,0172,0172,0172,0172,0172,0172,0172,0172,0172,0152,2692,2902,3422,3862,4172,4272,4662,4982,5212,5202,7232,7232,7302,8092,8092,8092,8092,8092,8002,8722,9592,9863,102
   Retained Earnings 
4,959
5,412
5,813
6,325
6,920
7,461
7,766
8,230
8,544
8,697
8,769
9,223
9,295
9,476
10,411
10,814
11,213
12,598
12,791
13,481
14,134
14,654
15,034
15,457
15,688
16,046
16,861
16,711
16,762
16,915
16,538
16,749
16,846
16,236
14,426
14,243
14,180
15,446
16,010
16,512
17,010
17,549
17,907
18,272
18,607
19,068
19,386
19,971
20,523
20,839
21,076
21,423
21,962
22,443
23,257
23,475
23,999
24,358
25,274
25,793
26,308
26,779
27,645
28,499
28,674
29,638
30,526
31,569
32,233
33,285
34,190
35,359
36,376
38,840
38,840
39,862
40,903
-1,869
43,823
44,665
45,756
45,75644,66543,823-1,86940,90339,86238,84038,84036,37635,35934,19033,28532,23331,56930,52629,63828,67428,49927,64526,77926,30825,79325,27424,35823,99923,47523,25722,44321,96221,42321,07620,83920,52319,97119,38619,06818,60718,27217,90717,54917,01016,51216,01015,44614,18014,24314,42616,23616,84616,74916,53816,91516,76216,71116,86116,04615,68815,45715,03414,65414,13413,48112,79112,59811,21310,81410,4119,4769,2959,2238,7698,6978,5448,2307,7667,4616,9206,3255,8135,4124,959
   Capital Surplus 000000000000000000000000000000000000000000000000000000000000000000000000000000000
   Treasury Stock000000000000000000000000000000000000000000000000000000000000000000000000000000000
   Other Stockholders Equity 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
40
148
-26
-42
294
685
768
866
-152
-144
-713
-1,189
-625
-2,736
-2,773
-1,901
-1,901
-1,587
-1,376
42,389
0
0
0
00042,389-1,376-1,587-1,901-1,901-2,773-2,736-625-1,189-713-144-152866768685294-42-26148400000000000000000000000000000000000000000000000000000000000



Balance Sheet

Currency in USD. All numbers in thousands.




Cash Flow

Currency in USD. All numbers in thousands.




Income Statement

Currency in USD. All numbers in thousands.