25 XP   0   0   10

Suncorp Group Ltd
Buy, Hold or Sell?

Let's analyse Suncorp Group Ltd together

PenkeI guess you are interested in Suncorp Group Ltd. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Suncorp Group Ltd. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

Get notifications about Suncorp Group Ltd

I send you an email if I find something interesting about Suncorp Group Ltd.

Quick analysis of Suncorp Group Ltd (30 sec.)










What can you expect buying and holding a share of Suncorp Group Ltd? (30 sec.)

How much money do you get?

How much money do you get?
A$1.18
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
A$10.29
Expected worth in 1 year
A$12.94
How sure are you?
80.0%

+ What do you gain per year?

Total Gains per Share
A$4.44
Return On Investment
29.7%

For what price can you sell your share?

Current Price per Share
A$14.94
Expected price per share
A$14.02 - A$
How sure are you?
50%
3rd Party Ad. No recommendation by Penke. PLUS is ad-free.

1. Valuation of Suncorp Group Ltd (5 min.)




Live pricePrice per Share (EOD)

A$14.94

Intrinsic Value Per Share

A$-17.72 - A$34.51

Total Value Per Share

A$-7.42 - A$44.80

2. Growth of Suncorp Group Ltd (5 min.)




Is Suncorp Group Ltd growing?

Current yearPrevious yearGrowGrow %
How rich?$8.7b$8.3b$368.8m4.2%

How much money is Suncorp Group Ltd making?

Current yearPrevious yearGrowGrow %
Making money$750.7m$445.3m$305.4m40.7%
Net Profit Margin7.8%6.1%--

How much money comes from the company's main activities?

3. Financial Health of Suncorp Group Ltd (5 min.)




3rd Party Ad. No recommendation by Penke. PLUS is ad-free.

What can you expect buying and holding a share of Suncorp Group Ltd? (5 min.)

Welcome investor! Suncorp Group Ltd's management wants to use your money to grow the business. In return you get a share of Suncorp Group Ltd.

What can you expect buying and holding a share of Suncorp Group Ltd?

First you should know what it really means to hold a share of Suncorp Group Ltd. And how you can make/lose money.

Speculation

The Price per Share of Suncorp Group Ltd is A$14.94. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Suncorp Group Ltd.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Suncorp Group Ltd, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is A$10.29. Based on the TTM, the Book Value Change Per Share is A$0.66 per quarter. Based on the YOY, the Book Value Change Per Share is A$-0.38 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is A$0.45 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Suncorp Group Ltd.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 A$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per Share
Usd Eps0.583.9%0.583.9%0.342.2%0.392.6%0.453.0%
Usd Book Value Change Per Share0.432.9%0.432.9%-0.25-1.7%-0.09-0.6%-0.05-0.3%
Usd Dividend Per Share0.292.0%0.292.0%0.453.0%0.382.5%0.463.1%
Usd Total Gains Per Share0.734.9%0.734.9%0.191.3%0.292.0%0.412.7%
Usd Price Per Share8.82-8.82-7.18-7.62-8.30-
Price to Earnings Ratio15.24-15.24-21.40-33.68-25.70-
Price-to-Total Gains Ratio12.14-12.14-36.90--57.55--20.20-
Price to Book Ratio1.31-1.31-1.14-1.19-1.23-
Price-to-Total Gains Ratio12.14-12.14-36.90--57.55--20.20-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share9.77076
Number of shares102
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.290.38
Usd Book Value Change Per Share0.43-0.09
Usd Total Gains Per Share0.730.29
Gains per Quarter (102 shares)74.1229.80
Gains per Year (102 shares)296.48119.22
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1120176286154-35109
2240353582308-69228
3361529878462-104347
44817051174616-139466
56018811470770-174585
672110581766924-208704
7841123420621077-243823
8961141023581231-278942
91082158726541385-3121061
101202176329501539-3471180

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%22.00.013.062.9%
Book Value Change Per Share1.00.00.0100.0%2.01.00.066.7%2.03.00.040.0%5.05.00.050.0%27.08.00.077.1%
Dividend per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%33.00.02.094.3%
Total Gains per Share1.00.00.0100.0%3.00.00.0100.0%3.02.00.060.0%8.02.00.080.0%33.02.00.094.3%
3rd Party Ad. No recommendation by Penke. PLUS is ad-free.

Fundamentals of Suncorp Group Ltd

About Suncorp Group Ltd

Suncorp Group Limited provides insurance and banking products and services to retail, corporate, and commercial customers in Australia and New Zealand. The company operates through Insurance (Australia), Suncorp Bank, and Suncorp New Zealand segments. The Insurance (Australia) segment provides general insurance products and services, including home and contents, motor, marine, travel, commercial property, industrial special risk, public liability and professional indemnity, workers' compensation, and compulsory third-party products, as well as distributes life insurance products. The Suncorp Bank segment offers banking services, such as commercial, agribusiness, small business, and home loans; savings and transaction accounts; foreign exchange services; and treasury products and services. The Suncorp New Zealand segment provides general and life insurance products comprising home and contents, motor, commercial property, public liability and professional indemnity, life, trauma, total and permanent disablement, and income protection. The company was formerly known as Suncorp-Metway Limited and changed its name to Suncorp Group Limited in December 2010. The company was founded in 1902 and is headquartered in Brisbane, Australia.

Fundamental data was last updated by Penke on 2024-02-21 17:07:04.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is less efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very inefficient.
The company is inefficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is underpriced.
Based on the earnings, the company is fair priced.
Based on how much money comes from the company's main activities, the company is underpriced.
3rd Party Ad. No recommendation by Penke. PLUS is ad-free.

1.1. Profitability of Suncorp Group Ltd.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Suncorp Group Ltd earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Suncorp Group Ltd to the Insurance - Property & Casualty industry mean.
  • A Net Profit Margin of 7.8% means that $0.08 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Suncorp Group Ltd:

  • The MRQ is 7.8%. The company is making a profit. +1
  • The TTM is 7.8%. The company is making a profit. +1
Trends
Current periodCompared to+/- 
MRQ7.8%TTM7.8%0.0%
TTM7.8%YOY6.1%+1.7%
TTM7.8%5Y7.5%+0.4%
5Y7.5%10Y7.6%-0.2%
1.1.2. Return on Assets

Shows how efficient Suncorp Group Ltd is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Suncorp Group Ltd to the Insurance - Property & Casualty industry mean.
  • 1.0% Return on Assets means that Suncorp Group Ltd generated $0.01 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Suncorp Group Ltd:

  • The MRQ is 1.0%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 1.0%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ1.0%TTM1.0%0.0%
TTM1.0%YOY0.6%+0.4%
TTM1.0%5Y0.9%+0.1%
5Y0.9%10Y1.0%-0.1%
1.1.3. Return on Equity

Shows how efficient Suncorp Group Ltd is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Suncorp Group Ltd to the Insurance - Property & Casualty industry mean.
  • 8.6% Return on Equity means Suncorp Group Ltd generated $0.09 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Suncorp Group Ltd:

  • The MRQ is 8.6%. Using its investors money, the company is less efficient in making profit.
  • The TTM is 8.6%. Using its investors money, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ8.6%TTM8.6%0.0%
TTM8.6%YOY5.3%+3.3%
TTM8.6%5Y7.2%+1.5%
5Y7.2%10Y7.3%-0.1%
3rd Party Ad. No recommendation by Penke. PLUS is ad-free.

1.2. Operating Efficiency of Suncorp Group Ltd.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Suncorp Group Ltd is operating .

  • Measures how much profit Suncorp Group Ltd makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Suncorp Group Ltd to the Insurance - Property & Casualty industry mean.
  • An Operating Margin of -2.3% means the company generated $-0.02  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Suncorp Group Ltd:

  • The MRQ is -2.3%. The company is operating very inefficient. -2
  • The TTM is -2.3%. The company is operating very inefficient. -2
Trends
Current periodCompared to+/- 
MRQ-2.3%TTM-2.3%0.0%
TTM-2.3%YOY2.0%-4.4%
TTM-2.3%5Y3.9%-6.3%
5Y3.9%10Y14.1%-10.2%
1.2.2. Operating Ratio

Measures how efficient Suncorp Group Ltd is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Insurance - Property & Casualty industry mean).
  • An Operation Ratio of 1.02 means that the operating costs are $1.02 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Suncorp Group Ltd:

  • The MRQ is 1.020. The company is inefficient in keeping operating costs low. -1
  • The TTM is 1.020. The company is inefficient in keeping operating costs low. -1
Trends
Current periodCompared to+/- 
MRQ1.020TTM1.0200.000
TTM1.020YOY1.231-0.211
TTM1.0205Y0.861+0.159
5Y0.86110Y0.840+0.021
3rd Party Ad. No recommendation by Penke. PLUS is ad-free.

1.3. Liquidity of Suncorp Group Ltd.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Suncorp Group Ltd is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Insurance - Property & Casualty industry mean).
  • A Current Ratio of 0.41 means the company has $0.41 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Suncorp Group Ltd:

  • The MRQ is 0.407. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.407. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.407TTM0.4070.000
TTM0.407YOY0.396+0.012
TTM0.4075Y0.483-0.076
5Y0.48310Y3.956-3.473
1.3.2. Quick Ratio

Measures if Suncorp Group Ltd is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Suncorp Group Ltd to the Insurance - Property & Casualty industry mean.
  • A Quick Ratio of 0.74 means the company can pay off $0.74 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Suncorp Group Ltd:

  • The MRQ is 0.742. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.742. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.742TTM0.7420.000
TTM0.742YOY0.977-0.235
TTM0.7425Y0.995-0.253
5Y0.99510Y0.707+0.288
3rd Party Ad. No recommendation by Penke. PLUS is ad-free.

1.4. Solvency of Suncorp Group Ltd.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Suncorp Group Ltd assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Suncorp Group Ltd to Insurance - Property & Casualty industry mean.
  • A Debt to Asset Ratio of 0.88 means that Suncorp Group Ltd assets are financed with 88.4% credit (debt) and the remaining percentage (100% - 88.4%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Suncorp Group Ltd:

  • The MRQ is 0.884. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.884. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.884TTM0.8840.000
TTM0.884YOY0.880+0.004
TTM0.8845Y0.871+0.013
5Y0.87110Y0.864+0.007
1.4.2. Debt to Equity Ratio

Measures if Suncorp Group Ltd is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Suncorp Group Ltd to the Insurance - Property & Casualty industry mean.
  • A Debt to Equity ratio of 763.4% means that company has $7.63 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Suncorp Group Ltd:

  • The MRQ is 7.634. The company is unable to pay all its debts with equity. -1
  • The TTM is 7.634. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ7.634TTM7.6340.000
TTM7.634YOY7.339+0.295
TTM7.6345Y6.805+0.829
5Y6.80510Y6.419+0.386
3rd Party Ad. No recommendation by Penke. PLUS is ad-free.

2. Market Valuation of Suncorp Group Ltd

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Suncorp Group Ltd generates.

  • Above 15 is considered overpriced but always compare Suncorp Group Ltd to the Insurance - Property & Casualty industry mean.
  • A PE ratio of 15.24 means the investor is paying $15.24 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Suncorp Group Ltd:

  • The EOD is 16.874. Based on the earnings, the company is fair priced.
  • The MRQ is 15.236. Based on the earnings, the company is fair priced.
  • The TTM is 15.236. Based on the earnings, the company is fair priced.
Trends
Current periodCompared to+/- 
EOD16.874MRQ15.236+1.638
MRQ15.236TTM15.2360.000
TTM15.236YOY21.395-6.159
TTM15.2365Y33.675-18.439
5Y33.67510Y25.700+7.975
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Suncorp Group Ltd:

  • The EOD is 26.107. Based on how much money comes from the company's main activities, the company is underpriced. +1
  • The MRQ is 23.573. Based on how much money comes from the company's main activities, the company is underpriced. +1
  • The TTM is 23.573. Based on how much money comes from the company's main activities, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD26.107MRQ23.573+2.534
MRQ23.573TTM23.5730.000
TTM23.573YOY5.863+17.710
TTM23.5735Y9.294+14.279
5Y9.29410Y9.894-0.600
3rd Party Ad. No recommendation by Penke. PLUS is ad-free.
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Suncorp Group Ltd is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Insurance - Property & Casualty industry mean).
  • A PB ratio of 1.31 means the investor is paying $1.31 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Suncorp Group Ltd:

  • The EOD is 1.451. Based on the equity, the company is underpriced. +1
  • The MRQ is 1.310. Based on the equity, the company is underpriced. +1
  • The TTM is 1.310. Based on the equity, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD1.451MRQ1.310+0.141
MRQ1.310TTM1.3100.000
TTM1.310YOY1.140+0.171
TTM1.3105Y1.189+0.122
5Y1.18910Y1.229-0.040
2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Suncorp Group Ltd.

3.1. Funds holding Suncorp Group Ltd

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2020-10-31Vanguard International Stock Index-Total Intl Stock Indx1.49-19396183--
2020-12-31Bernstein Fund, Inc.-International Strategic Equities Portfolio0.82-10585963--
2020-12-31Vanguard Tax Managed Fund-Vanguard Developed Markets Index Fund0.63-8178255--
2021-02-28iShares Core MSCI EAFE ETF0.43-5556311--
2021-02-28SEI Institutional Investment Tr-World Equity Ex-U.S. Fd0.41-5272470--
2021-02-28iShares MSCI Eafe ETF0.33000002-4234869--
2021-01-31DFA International Value Series0.28-3668708--
2021-02-28iShares International Select Dividend ETF0.21-2686356--
2021-02-28Fidelity International Index Fund0.19-2507083--
2021-02-28JP Morgan ETF Tr-BetaBuilders Developed Asia ex-Japan ETF0.18000001-2375492--
Total 4.9700000306446169000.0%
3rd Party Ad. No recommendation by Penke. PLUS is ad-free.

4. Summary

4.1. Key Performance Indicators

The key performance indicators of Suncorp Group Ltd compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.6610.6610%-0.384+158%-0.130+120%-0.071+111%
Book Value Per Share--10.29410.2940%9.633+7%9.775+5%10.286+0%
Current Ratio--0.4070.4070%0.396+3%0.483-16%3.956-90%
Debt To Asset Ratio--0.8840.8840%0.880+0%0.871+1%0.864+2%
Debt To Equity Ratio--7.6347.6340%7.339+4%6.805+12%6.419+19%
Dividend Per Share--0.4500.4500%0.682-34%0.577-22%0.697-35%
Eps--0.8850.8850%0.513+73%0.590+50%0.691+28%
Free Cash Flow Per Share--0.5720.5720%1.873-69%1.897-70%0.700-18%
Free Cash Flow To Equity Per Share--2.2772.2770%2.553-11%1.497+52%0.286+696%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%0.715+40%
Intrinsic Value_10Y_max--34.509--------
Intrinsic Value_10Y_min---17.716--------
Intrinsic Value_1Y_max--2.238--------
Intrinsic Value_1Y_min--0.076--------
Intrinsic Value_3Y_max--7.655--------
Intrinsic Value_3Y_min---1.373--------
Intrinsic Value_5Y_max--14.192--------
Intrinsic Value_5Y_min---4.567--------
Market Cap18977683921.920+8%17490987120.88017490987120.8800%14570109123.120+20%15590301496.342+12%16513512172.414+6%
Net Profit Margin--0.0780.0780%0.061+29%0.075+5%0.076+3%
Operating Margin---0.023-0.0230%0.020-216%0.039-160%0.141-117%
Operating Ratio--1.0201.0200%1.231-17%0.861+19%0.840+21%
Pb Ratio1.451+10%1.3101.3100%1.140+15%1.189+10%1.229+7%
Pe Ratio16.874+10%15.23615.2360%21.395-29%33.675-55%25.700-41%
Price Per Share14.940+10%13.49013.4900%10.980+23%11.656+16%12.684+6%
Price To Free Cash Flow Ratio26.107+10%23.57323.5730%5.863+302%9.294+154%9.894+138%
Price To Total Gains Ratio13.446+10%12.14112.1410%36.896-67%-57.555+574%-20.198+266%
Quick Ratio--0.7420.7420%0.977-24%0.995-25%0.707+5%
Return On Assets--0.0100.0100%0.006+56%0.009+8%0.010+2%
Return On Equity--0.0860.0860%0.053+61%0.072+21%0.073+19%
Total Gains Per Share--1.1111.1110%0.298+273%0.447+149%0.626+78%
Usd Book Value--8728938000.0008728938000.0000%8360082000.000+4%8566746000.000+2%8773083000.000-1%
Usd Book Value Change Per Share--0.4320.4320%-0.251+158%-0.085+120%-0.047+111%
Usd Book Value Per Share--6.7326.7320%6.300+7%6.393+5%6.727+0%
Usd Dividend Per Share--0.2950.2950%0.446-34%0.377-22%0.456-35%
Usd Eps--0.5790.5790%0.336+73%0.386+50%0.452+28%
Usd Free Cash Flow--485268000.000485268000.0000%1625190000.000-70%1675940400.000-71%630652200.000-23%
Usd Free Cash Flow Per Share--0.3740.3740%1.225-69%1.240-70%0.457-18%
Usd Free Cash Flow To Equity Per Share--1.4891.4890%1.670-11%0.979+52%0.187+696%
Usd Market Cap12411405284.936+8%11439105577.05611439105577.0560%9528851366.520+20%10196057178.608+12%10799836960.759+6%
Usd Price Per Share9.771+10%8.8228.8220%7.181+23%7.623+16%8.295+6%
Usd Profit--750792000.000750792000.0000%445374000.000+69%613190400.000+22%635884200.000+18%
Usd Revenue--9581100000.0009581100000.0000%7312374000.000+31%8171337600.000+17%8335491600.000+15%
Usd Total Gains Per Share--0.7270.7270%0.195+273%0.292+149%0.409+78%
 EOD+4 -4MRQTTM+0 -0YOY+20 -155Y+21 -1410Y+22 -14

4.2. Fundamental Score

Let's check the fundamental score of Suncorp Group Ltd based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1516.874
Price to Book Ratio (EOD)Between0-11.451
Net Profit Margin (MRQ)Greater than00.078
Operating Margin (MRQ)Greater than0-0.023
Quick Ratio (MRQ)Greater than10.742
Current Ratio (MRQ)Greater than10.407
Debt to Asset Ratio (MRQ)Less than10.884
Debt to Equity Ratio (MRQ)Less than17.634
Return on Equity (MRQ)Greater than0.150.086
Return on Assets (MRQ)Greater than0.050.010
Total2/10 (20.0%)

4.3. Technical Score

Let's check the technical score of Suncorp Group Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5066.035
Ma 20Greater thanMa 5014.340
Ma 50Greater thanMa 10014.034
Ma 100Greater thanMa 20013.847
OpenGreater thanClose15.290
Total5/5 (100.0%)



Latest Balance Sheet

Balance Sheet of 2023-06-30. Currency in AUD. All numbers in thousands.

Summary
Total Assets114,983,000
Total Liabilities101,636,000
Total Stockholder Equity13,314,000
 As reported
Total Liabilities 101,636,000
Total Stockholder Equity+ 13,314,000
Total Assets = 114,983,000

Assets

Total Assets114,983,000
Total Current Assets5,564,000
Long-term Assets6,784,000
Total Current Assets
Cash And Cash Equivalents 3,908,000
Short-term Investments 2,218,000
Net Receivables 1,788,000
Total Current Assets  (as reported)5,564,000
Total Current Assets  (calculated)7,914,000
+/- 2,350,000
Long-term Assets
Property Plant Equipment 604,000
Goodwill 4,721,000
Long Term Investments 7,452,000
Intangible Assets 585,000
Long-term Assets Other -6,784,000
Long-term Assets  (as reported)6,784,000
Long-term Assets  (calculated)6,578,000
+/- 206,000

Liabilities & Shareholders' Equity

Total Current Liabilities13,655,000
Long-term Liabilities13,019,000
Total Stockholder Equity13,314,000
Total Current Liabilities
Short-term Debt 13,655,000
Short Long Term Debt 13,655,000
Accounts payable 12,804,000
Other Current Liabilities -13,655,000
Total Current Liabilities  (as reported)13,655,000
Total Current Liabilities  (calculated)26,459,000
+/- 12,804,000
Long-term Liabilities
Long term Debt Total 13,019,000
Long-term Liabilities  (as reported)13,019,000
Long-term Liabilities  (calculated)13,019,000
+/-0
Total Stockholder Equity
Common Stock12,384,000
Retained Earnings 972,000
Accumulated Other Comprehensive Income -42,000
Total Stockholder Equity (as reported)13,314,000
Total Stockholder Equity (calculated)13,314,000
+/-0
Other
Capital Stock12,384,000
Cash And Equivalents3,908,000
Cash and Short Term Investments 6,126,000
Common Stock Shares Outstanding 1,296,589
Liabilities and Stockholders Equity 114,983,000
Net Debt 22,766,000
Net Invested Capital 39,988,000
Net Tangible Assets 8,008,000
Net Working Capital -8,091,000
Short Long Term Debt Total 26,674,000



Balance Sheet

Currency in AUD. All numbers in thousands.

 Trend2023-06-302022-06-302021-06-302020-06-302019-06-302018-06-302017-06-302016-06-302015-06-302014-06-302013-06-302012-06-302011-06-302010-06-302009-06-302008-06-302007-06-302006-06-302005-06-302004-06-302003-06-302002-06-302001-06-302000-06-301999-06-301998-06-301997-06-301996-06-301995-06-301994-06-301993-06-301992-06-301991-06-301990-06-301989-06-30
> Total Assets 
1,541,515
2,072,669
2,442,864
3,049,352
4,284,255
5,436,987
6,470,541
7,095,497
19,890,000
21,424,000
21,486,000
26,219,000
29,661,000
35,481,000
38,434,000
43,278,000
48,682,000
57,368,000
84,901,000
94,169,000
97,463,000
95,339,000
95,488,000
96,062,000
95,928,000
94,429,000
95,651,000
95,748,000
97,109,000
99,333,000
96,235,000
95,744,000
96,857,000
106,378,000
114,983,000
114,983,000106,378,00096,857,00095,744,00096,235,00099,333,00097,109,00095,748,00095,651,00094,429,00095,928,00096,062,00095,488,00095,339,00097,463,00094,169,00084,901,00057,368,00048,682,00043,278,00038,434,00035,481,00029,661,00026,219,00021,486,00021,424,00019,890,0007,095,4976,470,5415,436,9874,284,2553,049,3522,442,8642,072,6691,541,515
   > Total Current Assets 
1,521,493
2,043,309
2,409,704
2,998,901
4,197,441
5,358,931
6,377,952
6,991,349
19,544,000
21,106,000
21,162,000
25,905,000
29,366,000
34,176,000
37,179,000
42,095,000
47,561,000
56,114,000
77,190,000
86,729,000
90,220,000
88,354,000
88,827,000
89,582,000
89,548,000
88,504,000
89,677,000
89,687,000
91,088,000
87,250,000
2,812,000
1,466,000
2,617,000
3,791,000
5,564,000
5,564,0003,791,0002,617,0001,466,0002,812,00087,250,00091,088,00089,687,00089,677,00088,504,00089,548,00089,582,00088,827,00088,354,00090,220,00086,729,00077,190,00056,114,00047,561,00042,095,00037,179,00034,176,00029,366,00025,905,00021,162,00021,106,00019,544,0006,991,3496,377,9525,358,9314,197,4412,998,9012,409,7042,043,3091,521,493
       Cash And Cash Equivalents 
71,536
60,543
96,003
99,757
112,781
102,838
320,981
307,070
836,000
587,000
356,000
498,000
288,000
1,194,000
846,000
709,000
1,011,000
489,000
1,093,000
1,003,000
2,356,000
883,000
1,271,000
866,000
1,394,000
895,000
1,216,000
1,798,000
1,840,000
1,165,000
1,086,000
1,046,000
1,200,000
1,418,000
3,908,000
3,908,0001,418,0001,200,0001,046,0001,086,0001,165,0001,840,0001,798,0001,216,000895,0001,394,000866,0001,271,000883,0002,356,0001,003,0001,093,000489,0001,011,000709,000846,0001,194,000288,000498,000356,000587,000836,000307,070320,981102,838112,78199,75796,00360,54371,536
       Short-term Investments 
105,813
64,334
93,390
128,947
446,064
517,228
374,744
401,663
1,020,000
0
2,487,000
963,000
1,413,000
1,358,000
3,174,000
2,563,000
3,414,000
14,699,000
4,319,000
23,540,000
23,092,000
26,206,000
4,952,000
4,787,000
3,462,000
1,593,000
1,384,000
1,497,000
1,520,000
1,639,000
1,227,000
1,460,000
1,579,000
2,722,000
2,218,000
2,218,0002,722,0001,579,0001,460,0001,227,0001,639,0001,520,0001,497,0001,384,0001,593,0003,462,0004,787,0004,952,00026,206,00023,092,00023,540,0004,319,00014,699,0003,414,0002,563,0003,174,0001,358,0001,413,000963,0002,487,00001,020,000401,663374,744517,228446,064128,94793,39064,334105,813
       Net Receivables 
31,578
18,777
30,311
29,987
77,994
33,891
35,647
78,046
2,100,000
2,333,000
1,151,000
414,000
12,000
57,000
68,000
163,000
67,000
26,000
42,000
263,000
118,000
232,000
226,000
154,000
1,460,000
927,000
595,000
552,000
567,000
474,000
499,000
567,000
1,495,000
2,490,000
1,788,000
1,788,0002,490,0001,495,000567,000499,000474,000567,000552,000595,000927,0001,460,000154,000226,000232,000118,000263,00042,00026,00067,000163,00068,00057,00012,000414,0001,151,0002,333,0002,100,00078,04635,64733,89177,99429,98730,31118,77731,578
       Other Current Assets 
1,312,566
1,899,655
2,190,000
2,740,210
3,560,602
4,704,974
5,646,580
6,204,570
15,588,000
18,186,000
17,168,000
24,030,000
27,653,000
31,567,000
0
0
0
0
0
0
0
0
0
0
0
4,136,000
4,293,000
3,884,000
5,369,000
83,972,000
82,006,000
80,537,000
80,402,000
86,137,000
4,245,000
4,245,00086,137,00080,402,00080,537,00082,006,00083,972,0005,369,0003,884,0004,293,0004,136,0000000000000031,567,00027,653,00024,030,00017,168,00018,186,00015,588,0006,204,5705,646,5804,704,9743,560,6022,740,2102,190,0001,899,6551,312,566
   > Long-term Assets 
20,022
29,360
33,160
50,451
86,814
78,056
92,589
104,148
346,000
318,000
324,000
314,000
295,000
1,305,000
1,255,000
1,183,000
1,121,000
1,254,000
7,711,000
7,440,000
7,243,000
6,985,000
6,661,000
6,480,000
6,380,000
5,925,000
5,974,000
6,061,000
6,021,000
12,083,000
11,417,000
6,585,000
6,511,000
6,790,000
6,784,000
6,784,0006,790,0006,511,0006,585,00011,417,00012,083,0006,021,0006,061,0005,974,0005,925,0006,380,0006,480,0006,661,0006,985,0007,243,0007,440,0007,711,0001,254,0001,121,0001,183,0001,255,0001,305,000295,000314,000324,000318,000346,000104,14892,58978,05686,81450,45133,16029,36020,022
       Property Plant Equipment 
19,889
28,858
32,757
49,036
85,068
76,759
89,642
98,895
152,000
134,000
150,000
150,000
141,000
206,000
217,000
184,000
181,000
130,000
320,000
350,000
407,000
358,000
351,000
216,000
212,000
205,000
191,000
183,000
200,000
211,000
208,000
576,000
504,000
712,000
604,000
604,000712,000504,000576,000208,000211,000200,000183,000191,000205,000212,000216,000351,000358,000407,000350,000320,000130,000181,000184,000217,000206,000141,000150,000150,000134,000152,00098,89589,64276,75985,06849,03632,75728,85819,889
       Goodwill 
0
261
234
207
180
153
126
99
194,000
184,000
174,000
164,000
154,000
1,099,000
1,038,000
984,000
922,000
1,053,000
5,088,000
5,125,000
5,135,000
5,147,000
5,006,000
5,036,000
5,043,000
4,906,000
4,921,000
4,936,000
4,881,000
4,875,000
4,731,000
4,724,000
4,724,000
4,719,000
4,721,000
4,721,0004,719,0004,724,0004,724,0004,731,0004,875,0004,881,0004,936,0004,921,0004,906,0005,043,0005,036,0005,006,0005,147,0005,135,0005,125,0005,088,0001,053,000922,000984,0001,038,0001,099,000154,000164,000174,000184,000194,000991261531802072342610
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
26,915,000
26,130,000
6,963,000
5,774,000
6,150,000
5,749,000
6,283,000
6,422,000
7,617,000
7,452,000
7,452,0007,617,0006,422,0006,283,0005,749,0006,150,0005,774,0006,963,00026,130,00026,915,0000000000000000000000000000
       Intangible Assets 
133
241
169
1,208
1,566
1,144
2,821
5,154
0
184,000
174,000
164,000
154,000
1,099,000
1,038,000
15,000
18,000
71,000
2,303,000
1,965,000
1,701,000
1,480,000
1,304,000
1,228,000
1,125,000
814,000
862,000
942,000
940,000
847,000
729,000
551,000
531,000
563,000
585,000
585,000563,000531,000551,000729,000847,000940,000942,000862,000814,0001,125,0001,228,0001,304,0001,480,0001,701,0001,965,0002,303,00071,00018,00015,0001,038,0001,099,000154,000164,000174,000184,00005,1542,8211,1441,5661,208169241133
> Total Liabilities 
1,462,608
1,964,057
2,328,135
2,876,673
4,053,759
5,170,415
6,154,177
6,691,648
18,154,000
19,609,000
19,596,000
24,295,000
26,944,000
32,119,000
34,787,000
38,938,000
43,546,000
52,936,000
72,510,000
81,803,000
84,234,000
81,386,000
81,470,000
81,935,000
81,945,000
80,630,000
82,133,000
82,178,000
83,319,000
85,360,000
83,102,000
82,960,000
83,409,000
93,595,000
101,636,000
101,636,00093,595,00083,409,00082,960,00083,102,00085,360,00083,319,00082,178,00082,133,00080,630,00081,945,00081,935,00081,470,00081,386,00084,234,00081,803,00072,510,00052,936,00043,546,00038,938,00034,787,00032,119,00026,944,00024,295,00019,596,00019,609,00018,154,0006,691,6486,154,1775,170,4154,053,7592,876,6732,328,1351,964,0571,462,608
   > Total Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
42,542,000
44,847,000
47,499,000
47,313,000
2,983,000
3,273,000
3,711,000
7,322,000
9,576,000
13,655,000
13,655,0009,576,0007,322,0003,711,0003,273,0002,983,00047,313,00047,499,00044,847,00042,542,0000000000000000000000000000
       Short-term Debt 
19,339
17,384
44,227
8,520
26,973
1,380
99
223
2,845,000
3,773,000
4,553,000
9,231,000
10,659,000
11,737,000
12,453,000
3,995,000
4,548,000
11,696,000
7,300,000
5,552,000
21,404,000
21,498,000
3,645,000
4,630,000
4,686,000
13,169,000
4,299,000
3,694,000
2,022,000
2,983,000
3,273,000
3,711,000
7,322,000
9,576,000
13,655,000
13,655,0009,576,0007,322,0003,711,0003,273,0002,983,0002,022,0003,694,0004,299,00013,169,0004,686,0004,630,0003,645,00021,498,00021,404,0005,552,0007,300,00011,696,0004,548,0003,995,00012,453,00011,737,00010,659,0009,231,0004,553,0003,773,0002,845,000223991,38026,9738,52044,22717,38419,339
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
24,186,000
2,343,000
3,694,000
2,022,000
2,983,000
3,273,000
3,711,000
7,322,000
9,576,000
13,655,000
13,655,0009,576,0007,322,0003,711,0003,273,0002,983,0002,022,0003,694,0002,343,00024,186,0000000000000000000000000000
       Accounts payable 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
996,000
1,140,000
1,028,000
916,000
612,000
613,000
813,000
792,000
10,647,000
10,445,000
11,751,000
10,923,000
11,387,000
11,382,000
11,590,000
12,811,000
12,804,000
12,804,00012,811,00011,590,00011,382,00011,387,00010,923,00011,751,00010,445,00010,647,000792,000813,000613,000612,000916,0001,028,0001,140,000996,000000000000000000000
       Other Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
18,822,000
21,254,000
23,606,000
24,720,000
26,194,000
-3,273,000
-3,711,000
-7,322,000
6,807,000
-13,655,000
-13,655,0006,807,000-7,322,000-3,711,000-3,273,00026,194,00024,720,00023,606,00021,254,00018,822,0000000000000000000000000000
   > Long-term Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
14,525,000
9,953,000
12,483,000
13,903,000
13,431,000
13,019,000
13,019,00013,431,00013,903,00012,483,0009,953,00014,525,00000000000000000000000000000000
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
11,967,000
11,255,000
13,046,000
14,396,000
13,629,000
12,833,000
21,122,000
23,532,000
13,019,000
13,019,00023,532,00021,122,00012,833,00013,629,00014,396,00013,046,00011,255,00011,967,00000000000000000000000000000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
847,000
879,000
1,088,000
1,408,000
1,213,000
1,389,000
917,000
23,639,000
24,669,000
26,759,000
30,238,000
31,601,000
32,437,000
33,327,000
34,427,000
25,319,000
23,424,000
22,960,000
23,201,000
18,543,000
13,308,000
10,363,000
50,280,000
3,879,000
3,879,00050,280,00010,363,00013,308,00018,543,00023,201,00022,960,00023,424,00025,319,00034,427,00033,327,00032,437,00031,601,00030,238,00026,759,00024,669,00023,639,000917,0001,389,0001,213,0001,408,0001,088,000879,000847,00000000000000
> Total Stockholder Equity
78,907
108,612
114,729
172,679
230,496
266,572
316,364
403,849
1,727,000
1,808,000
1,882,000
1,918,000
2,711,000
3,356,000
3,640,000
3,992,000
4,500,000
4,433,000
12,390,000
12,360,000
13,223,000
13,933,000
14,001,000
14,110,000
13,967,000
13,773,000
13,483,000
13,561,000
13,782,000
13,963,000
13,113,000
12,763,000
13,424,000
12,753,000
13,314,000
13,314,00012,753,00013,424,00012,763,00013,113,00013,963,00013,782,00013,561,00013,483,00013,773,00013,967,00014,110,00014,001,00013,933,00013,223,00012,360,00012,390,0004,433,0004,500,0003,992,0003,640,0003,356,0002,711,0001,918,0001,882,0001,808,0001,727,000403,849316,364266,572230,496172,679114,729108,61278,907
   Common Stock
30,295
38,313
39,488
41,010
52,480
56,199
66,745
70,455
149,000
149,000
975,000
958,000
2,143,000
2,533,000
2,587,000
2,654,000
2,796,000
2,973,000
10,362,000
10,771,000
12,425,000
12,618,000
12,662,000
12,672,000
12,682,000
12,682,000
12,684,000
12,679,000
12,766,000
12,863,000
12,889,000
12,509,000
12,558,000
12,325,000
12,384,000
12,384,00012,325,00012,558,00012,509,00012,889,00012,863,00012,766,00012,679,00012,684,00012,682,00012,682,00012,672,00012,662,00012,618,00012,425,00010,771,00010,362,0002,973,0002,796,0002,654,0002,587,0002,533,0002,143,000958,000975,000149,000149,00070,45566,74556,19952,48041,01039,48838,31330,295
   Retained Earnings 
5,056
10,681
12,535
19,573
26,192
42,238
57,157
57,354
90,000
171,000
244,000
380,000
546,000
557,000
787,000
1,070,000
1,433,000
1,432,000
1,812,000
1,352,000
921,000
1,241,000
1,306,000
1,493,000
1,245,000
885,000
632,000
684,000
855,000
965,000
17,000
82,000
662,000
456,000
972,000
972,000456,000662,00082,00017,000965,000855,000684,000632,000885,0001,245,0001,493,0001,306,0001,241,000921,0001,352,0001,812,0001,432,0001,433,0001,070,000787,000557,000546,000380,000244,000171,00090,00057,35457,15742,23826,19219,57312,53510,6815,056
   Capital Surplus 00000000000000000000000000000000000
   Treasury Stock000-51,000-76,000-95,000-105,000-101,000-92,000-85,000-105,000-120,000-119,000-110,000-106,000-84,000-75,000-43,00000000000000000000
   Other Stockholders Equity 
43,556
59,618
62,706
142,200
184,089
210,286
239,258
328,830
1,567,000
1,488,000
663,000
580,000
163,000
468,000
0
0
0
0
0
0
0
0
0
0
0
105,000
15,000
108,000
153,000
131,000
194,000
-12,702,000
-13,318,000
-12,853,000
-13,417,000
-13,417,000-12,853,000-13,318,000-12,702,000194,000131,000153,000108,00015,000105,00000000000000468,000163,000580,000663,0001,488,0001,567,000328,830239,258210,286184,089142,20062,70659,61843,556



Balance Sheet

Currency in AUD. All numbers in thousands.