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Tower Ltd
Buy, Hold or Sell?

Let's analyse Tower together

PenkeI guess you are interested in Tower Ltd. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Tower Ltd. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Tower (30 sec.)










What can you expect buying and holding a share of Tower? (30 sec.)

How much money do you get?

How much money do you get?
A$0.09
When do you have the money?
1 year
How often do you get paid?
100.0%

What is your share worth?

Current worth
A$2.17
Expected worth in 1 year
A$3.83
How sure are you?
60.0%

+ What do you gain per year?

Total Gains per Share
A$1.81
Return On Investment
240.2%

For what price can you sell your share?

Current Price per Share
A$0.76
Expected price per share
A$0.67 - A$
How sure are you?
50%

1. Valuation of Tower (5 min.)




Live pricePrice per Share (EOD)

A$0.76

Intrinsic Value Per Share

A$-0.74 - A$0.65

Total Value Per Share

A$1.42 - A$2.81

2. Growth of Tower (5 min.)




Is Tower growing?

Current yearPrevious yearGrowGrow %
How rich?$530.3m$449m$81.2m15.3%

How much money is Tower making?

Current yearPrevious yearGrowGrow %
Making money$1.3m$11.1m-$9.7m-699.4%
Net Profit Margin0.6%5.3%--

How much money comes from the company's main activities?

3. Financial Health of Tower (5 min.)




What can you expect buying and holding a share of Tower? (5 min.)

Welcome investor! Tower's management wants to use your money to grow the business. In return you get a share of Tower.

What can you expect buying and holding a share of Tower?

First you should know what it really means to hold a share of Tower. And how you can make/lose money.

Speculation

The Price per Share of Tower is A$0.755. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Tower.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Tower, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is A$2.17. Based on the TTM, the Book Value Change Per Share is A$0.42 per quarter. Based on the YOY, the Book Value Change Per Share is A$0.09 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is A$0.04 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Tower.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 A$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per ShareA$% of Price per Share
Usd Eps0.000.5%0.000.5%0.033.7%0.022.7%0.010.9%
Usd Book Value Change Per Share0.2735.6%0.2735.6%0.067.6%0.1925.7%0.0810.6%
Usd Dividend Per Share0.023.1%0.023.1%0.033.9%0.033.8%0.033.8%
Usd Total Gains Per Share0.2938.7%0.2938.7%0.0911.5%0.2229.5%0.1114.5%
Usd Price Per Share0.37-0.37-0.34-0.36-0.53-
Price to Earnings Ratio101.98-101.98-12.11-32.38-0.31-
Price-to-Total Gains Ratio1.28-1.28-3.89-3.69--9.42-
Price to Book Ratio0.27-0.27-0.30-0.41-1.04-
Price-to-Total Gains Ratio1.28-1.28-3.89-3.69--9.42-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share0.487126
Number of shares2052
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.020.03
Usd Book Value Change Per Share0.270.19
Usd Total Gains Per Share0.290.22
Gains per Quarter (2052 shares)600.27456.73
Gains per Year (2052 shares)2,401.081,826.91
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
11952206239123715901817
23904412479247331813644
35856619719371047715471
47798825959494663617298
59741103111995118379529125
6116913237143961420954210952
71364154441679716561113212779
81559176501919818931272214606
91754198562159921291431316433
101948220622400023661590318260

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%6.04.00.060.0%19.07.00.073.1%
Book Value Change Per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%6.04.00.060.0%15.011.00.057.7%
Dividend per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%10.00.00.0100.0%19.00.07.073.1%
Total Gains per Share1.00.00.0100.0%3.00.00.0100.0%5.00.00.0100.0%6.04.00.060.0%15.011.00.057.7%

Fundamentals of Tower

About Tower Ltd

Tower Limited provides general insurance products in New Zealand and the Pacific Islands. Its insurance products include car, house, contents, contract works and renovation cover, landlord, boat, business, travel, pet, renters, house and contents bundle, electric vehicle, motorbike and motorcycle, lifestyle block, caravan or trailer, motorhome, campervan and RV, and multi-policy discount insurance. Tower Limited was founded in 1869 and is headquartered in Auckland, New Zealand.

Fundamental data was last updated by Penke on 2024-04-09 06:10:04.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is not making a profit/loss.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating less efficient.
The company is less efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is just able to pay all its short-term debts.
The company is very able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is very able to pay all its debts by selling its assets.
The company is very able to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is cheap.
Based on the earnings, the company is expensive.
Based on how much money comes from the company's main activities, the company is expensive.

1.1. Profitability of Tower Ltd.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Tower earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Tower to the Insurance - Property & Casualty industry mean.
  • A Net Profit Margin of 0.6% means that $0.01 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Tower Ltd:

  • The MRQ is 0.6%. The company is not making a profit/loss.
  • The TTM is 0.6%. The company is not making a profit/loss.
Trends
Current periodCompared to+/- 
MRQ0.6%TTM0.6%0.0%
TTM0.6%YOY5.3%-4.7%
TTM0.6%5Y4.1%-3.5%
5Y4.1%10Y1.3%+2.8%
1.1.2. Return on Assets

Shows how efficient Tower is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Tower to the Insurance - Property & Casualty industry mean.
  • 0.2% Return on Assets means that Tower generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Tower Ltd:

  • The MRQ is 0.2%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.2%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.2%TTM0.2%0.0%
TTM0.2%YOY2.3%-2.1%
TTM0.2%5Y1.8%-1.5%
5Y1.8%10Y0.5%+1.3%
1.1.3. Return on Equity

Shows how efficient Tower is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Tower to the Insurance - Property & Casualty industry mean.
  • 0.8% Return on Equity means Tower generated $0.01 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Tower Ltd:

  • The MRQ is 0.8%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 0.8%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.8%TTM0.8%0.0%
TTM0.8%YOY5.9%-5.1%
TTM0.8%5Y4.3%-3.5%
5Y4.3%10Y0.9%+3.3%

1.2. Operating Efficiency of Tower Ltd.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Tower is operating .

  • Measures how much profit Tower makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Tower to the Insurance - Property & Casualty industry mean.
  • An Operating Margin of 1.8% means the company generated $0.02  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Tower Ltd:

  • The MRQ is 1.8%. The company is operating less efficient.
  • The TTM is 1.8%. The company is operating less efficient.
Trends
Current periodCompared to+/- 
MRQ1.8%TTM1.8%0.0%
TTM1.8%YOY7.0%-5.2%
TTM1.8%5Y6.2%-4.4%
5Y6.2%10Y2.7%+3.5%
1.2.2. Operating Ratio

Measures how efficient Tower is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Insurance - Property & Casualty industry mean).
  • An Operation Ratio of 0.98 means that the operating costs are $0.98 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Tower Ltd:

  • The MRQ is 0.979. The company is less efficient in keeping operating costs low.
  • The TTM is 0.979. The company is less efficient in keeping operating costs low.
Trends
Current periodCompared to+/- 
MRQ0.979TTM0.9790.000
TTM0.979YOY0.926+0.053
TTM0.9795Y0.685+0.294
5Y0.68510Y0.771-0.086

1.3. Liquidity of Tower Ltd.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Tower is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Insurance - Property & Casualty industry mean).
  • A Current Ratio of 1.09 means the company has $1.09 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Tower Ltd:

  • The MRQ is 1.093. The company is just able to pay all its short-term debts.
  • The TTM is 1.093. The company is just able to pay all its short-term debts.
Trends
Current periodCompared to+/- 
MRQ1.093TTM1.0930.000
TTM1.093YOY1.847-0.754
TTM1.0935Y2.292-1.200
5Y2.29210Y1.914+0.378
1.3.2. Quick Ratio

Measures if Tower is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Tower to the Insurance - Property & Casualty industry mean.
  • A Quick Ratio of 9.30 means the company can pay off $9.30 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Tower Ltd:

  • The MRQ is 9.297. The company is very able to pay all its short-term debts with the most liquid assets. +2
  • The TTM is 9.297. The company is very able to pay all its short-term debts with the most liquid assets. +2
Trends
Current periodCompared to+/- 
MRQ9.297TTM9.2970.000
TTM9.297YOY7.138+2.158
TTM9.2975Y7.368+1.928
5Y7.36810Y4.151+3.218

1.4. Solvency of Tower Ltd.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Tower assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Tower to Insurance - Property & Casualty industry mean.
  • A Debt to Asset Ratio of 0.05 means that Tower assets are financed with 5.3% credit (debt) and the remaining percentage (100% - 5.3%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Tower Ltd:

  • The MRQ is 0.053. The company is very able to pay all its debts by selling its assets. +2
  • The TTM is 0.053. The company is very able to pay all its debts by selling its assets. +2
Trends
Current periodCompared to+/- 
MRQ0.053TTM0.0530.000
TTM0.053YOY0.057-0.004
TTM0.0535Y0.159-0.106
5Y0.15910Y0.393-0.233
1.4.2. Debt to Equity Ratio

Measures if Tower is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Tower to the Insurance - Property & Casualty industry mean.
  • A Debt to Equity ratio of 16.8% means that company has $0.17 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Tower Ltd:

  • The MRQ is 0.168. The company is very able to pay all its debts with equity. +2
  • The TTM is 0.168. The company is very able to pay all its debts with equity. +2
Trends
Current periodCompared to+/- 
MRQ0.168TTM0.1680.000
TTM0.168YOY0.144+0.024
TTM0.1685Y0.391-0.223
5Y0.39110Y1.045-0.654

2. Market Valuation of Tower Ltd

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Tower generates.

  • Above 15 is considered overpriced but always compare Tower to the Insurance - Property & Casualty industry mean.
  • A PE ratio of 101.98 means the investor is paying $101.98 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Tower Ltd:

  • The EOD is 132.755. Based on the earnings, the company is expensive. -2
  • The MRQ is 101.984. Based on the earnings, the company is expensive. -2
  • The TTM is 101.984. Based on the earnings, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD132.755MRQ101.984+30.771
MRQ101.984TTM101.9840.000
TTM101.984YOY12.106+89.878
TTM101.9845Y32.384+69.599
5Y32.38410Y0.309+32.075
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Tower Ltd:

  • The EOD is -20.877. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The MRQ is -16.038. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The TTM is -16.038. Based on how much money comes from the company's main activities, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD-20.877MRQ-16.038-4.839
MRQ-16.038TTM-16.0380.000
TTM-16.038YOY10.734-26.772
TTM-16.0385Y-0.796-15.242
5Y-0.79610Y-21.578+20.782
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Tower is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Insurance - Property & Casualty industry mean).
  • A PB ratio of 0.27 means the investor is paying $0.27 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Tower Ltd:

  • The EOD is 0.349. Based on the equity, the company is cheap. +2
  • The MRQ is 0.268. Based on the equity, the company is cheap. +2
  • The TTM is 0.268. Based on the equity, the company is cheap. +2
Trends
Current periodCompared to+/- 
EOD0.349MRQ0.268+0.081
MRQ0.268TTM0.2680.000
TTM0.268YOY0.300-0.032
TTM0.2685Y0.415-0.147
5Y0.41510Y1.039-0.624
2. Total Gains per Share

3. Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Tower Ltd.

3.1. Funds holding Tower Ltd

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2020-11-30Arbitrage Fund2.25-9485696--
2021-01-31DFA Asia Pacific Small Company Series0.61000003-2581956--
2021-01-31DFA International Core Equity Portfolio0.32-1358907--
2021-01-31DFA International Small Cap Value Portfolio0.08-345873--
2020-10-31Morningstar Fds Tr-Morningstar Alternataives Fd0.05-192415--
2021-01-31John Hancock Fds II-International Small Company Fund0.04-151324--
2021-01-31DFA T.A. World Ex U.S. Core Equity Portfolio0.04-151190--
2021-01-31DFA Investment Dimensions-DFA International Social Core Equity Port0.029999999-132447--
2021-01-31DFA International Vector Equity Port0.029999999-124179--
2021-01-31DFA International Sustainability Core 1 Portfolio0.029999999-110380--
Total 3.48000002701463436700.0%

4. Summary

4.1. Key Performance Indicators

The key performance indicators of Tower Ltd compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share--0.4170.4170%0.089+369%0.300+39%0.124+235%
Book Value Per Share--2.1662.1660%1.749+24%1.565+38%1.102+97%
Current Ratio--1.0931.0930%1.847-41%2.292-52%1.914-43%
Debt To Asset Ratio--0.0530.0530%0.057-6%0.159-67%0.393-86%
Debt To Equity Ratio--0.1680.1680%0.144+17%0.391-57%1.045-84%
Dividend Per Share--0.0370.0370%0.046-20%0.045-18%0.045-18%
Eps--0.0060.0060%0.043-87%0.031-82%0.010-45%
Free Cash Flow Per Share---0.036-0.0360%0.049-174%0.040-191%0.008-566%
Free Cash Flow To Equity Per Share---0.092-0.0920%-0.098+6%0.016-667%-0.046-51%
Gross Profit Margin---4.582-4.5820%0.375-1323%-0.576-87%0.212-2261%
Intrinsic Value_10Y_max--0.645--------
Intrinsic Value_10Y_min---0.742--------
Intrinsic Value_1Y_max--0.067--------
Intrinsic Value_1Y_min---0.013--------
Intrinsic Value_3Y_max--0.199--------
Intrinsic Value_3Y_min---0.093--------
Intrinsic Value_5Y_max--0.329--------
Intrinsic Value_5Y_min---0.230--------
Market Cap286510420.000+23%220100720.000220100720.0000%208871775.525+5%220439879.7600%316590928.760-30%
Net Profit Margin--0.0060.0060%0.053-89%0.041-86%0.013-56%
Operating Margin--0.0180.0180%0.070-74%0.062-71%0.027-32%
Operating Ratio--0.9790.9790%0.926+6%0.685+43%0.771+27%
Pb Ratio0.349+23%0.2680.2680%0.300-11%0.415-35%1.039-74%
Pe Ratio132.755+23%101.984101.9840%12.106+742%32.384+215%0.309+32860%
Price Per Share0.755+23%0.5800.5800%0.525+10%0.553+5%0.820-29%
Price To Free Cash Flow Ratio-20.877-30%-16.038-16.0380%10.734-249%-0.796-95%-21.578+35%
Price To Total Gains Ratio1.665+23%1.2791.2790%3.890-67%3.689-65%-9.423+837%
Quick Ratio--9.2979.2970%7.138+30%7.368+26%4.151+124%
Return On Assets--0.0020.0020%0.023-89%0.018-86%0.005-51%
Return On Equity--0.0080.0080%0.059-87%0.043-82%0.009-17%
Total Gains Per Share--0.4530.4530%0.135+236%0.345+31%0.169+168%
Usd Book Value--530306936.507530306936.5070%449035260.499+18%403961465.034+31%280211891.705+89%
Usd Book Value Change Per Share--0.2690.2690%0.057+369%0.194+39%0.080+235%
Usd Book Value Per Share--1.3971.3970%1.129+24%1.010+38%0.711+97%
Usd Dividend Per Share--0.0240.0240%0.030-20%0.029-18%0.029-18%
Usd Eps--0.0040.0040%0.028-87%0.020-82%0.007-45%
Usd Free Cash Flow---8854483.237-8854483.2370%12554705.237-171%11003572.175-180%2539595.567-449%
Usd Free Cash Flow Per Share---0.023-0.0230%0.032-174%0.026-191%0.005-566%
Usd Free Cash Flow To Equity Per Share---0.059-0.0590%-0.063+6%0.010-667%-0.029-51%
Usd Market Cap184856522.984+23%142008984.544142008984.5440%134764069.569+5%142227810.4210%204264467.236-30%
Usd Price Per Share0.487+23%0.3740.3740%0.339+10%0.357+5%0.529-29%
Usd Profit--1392467.5431392467.5430%11132043.883-87%8086613.168-83%2779310.749-50%
Usd Revenue--244014543.994244014543.9940%210063083.029+16%205195130.169+19%181700141.354+34%
Usd Total Gains Per Share--0.2930.2930%0.087+236%0.223+31%0.109+168%
 EOD+5 -3MRQTTM+0 -0YOY+17 -195Y+14 -2210Y+14 -22

4.2. Fundamental Score

Let's check the fundamental score of Tower Ltd based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-15132.755
Price to Book Ratio (EOD)Between0-10.349
Net Profit Margin (MRQ)Greater than00.006
Operating Margin (MRQ)Greater than00.018
Quick Ratio (MRQ)Greater than19.297
Current Ratio (MRQ)Greater than11.093
Debt to Asset Ratio (MRQ)Less than10.053
Debt to Equity Ratio (MRQ)Less than10.168
Return on Equity (MRQ)Greater than0.150.008
Return on Assets (MRQ)Greater than0.050.002
Total7/10 (70.0%)

4.3. Technical Score

Let's check the technical score of Tower Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5068.594
Ma 20Greater thanMa 500.671
Ma 50Greater thanMa 1000.654
Ma 100Greater thanMa 2000.612
OpenGreater thanClose0.765
Total5/5 (100.0%)



Latest Balance Sheet

Balance Sheet of 2023-09-30. Currency in NZD. All numbers in thousands.

Summary
Total Assets946,177
Total Liabilities50,442
Total Stockholder Equity300,265
 As reported
Total Liabilities 50,442
Total Stockholder Equity+ 300,265
Total Assets = 946,177

Assets

Total Assets946,177
Total Current Assets55,109
Long-term Assets167,959
Total Current Assets
Cash And Cash Equivalents 55,109
Net Receivables 413,826
Total Current Assets  (as reported)55,109
Total Current Assets  (calculated)468,935
+/- 413,826
Long-term Assets
Property Plant Equipment 29,484
Goodwill 17,744
Intangible Assets 120,731
Long-term Assets Other -167,959
Long-term Assets  (as reported)167,959
Long-term Assets  (calculated)0
+/- 167,959

Liabilities & Shareholders' Equity

Total Current Liabilities50,442
Long-term Liabilities27,186
Total Stockholder Equity300,265
Total Current Liabilities
Short-term Debt 5,477
Accounts payable 11,102
Other Current Liabilities 33,863
Total Current Liabilities  (as reported)50,442
Total Current Liabilities  (calculated)50,442
+/-0
Long-term Liabilities
Capital Lease Obligations Min Short Term Debt27,138
Long-term Liabilities  (as reported)27,186
Long-term Liabilities  (calculated)27,138
+/- 48
Total Stockholder Equity
Common Stock460,315
Retained Earnings -55,949
Other Stockholders Equity -104,101
Total Stockholder Equity (as reported)300,265
Total Stockholder Equity (calculated)300,265
+/-0
Other
Capital Stock460,315
Cash and Short Term Investments 55,109
Common Stock Shares Outstanding 379,484
Liabilities and Stockholders Equity 946,177
Net Debt -22,494
Net Invested Capital 300,265
Net Working Capital 4,667
Short Long Term Debt Total 32,615



Balance Sheet

Currency in NZD. All numbers in thousands.

 Trend2023-09-302022-09-302021-09-302020-09-302019-09-302018-09-302017-09-302016-09-302015-09-302014-09-302013-09-302012-09-302011-09-302010-09-302009-09-302008-09-302007-09-302006-09-302005-09-302004-09-302003-09-302002-09-302001-09-302000-09-301999-09-301998-09-301997-09-30
> Total Assets 
0
4,342,561
11,097,507
6,606,813
5,846,771
5,253,511
5,004,382
4,948,228
5,164,619
6,062,138
1,546,193
1,519,018
1,596,460
1,617,644
1,976,549
1,965,594
1,696,570
790,596
758,922
640,281
639,466
686,233
703,433
740,238
803,385
804,213
946,177
946,177804,213803,385740,238703,433686,233639,466640,281758,922790,5961,696,5701,965,5941,976,5491,617,6441,596,4601,519,0181,546,1936,062,1385,164,6194,948,2285,004,3825,253,5115,846,7716,606,81311,097,5074,342,5610
   > Total Current Assets 
0
0
0
6,463,351
5,693,023
5,127,113
4,811,114
4,787,090
5,133,776
6,023,563
1,507,104
1,475,923
1,551,252
1,555,993
1,897,510
1,891,243
1,661,517
748,828
700,328
598,788
599,352
632,082
323,924
79,963
116,129
84,502
55,109
55,10984,502116,12979,963323,924632,082599,352598,788700,328748,8281,661,5171,891,2431,897,5101,555,9931,551,2521,475,9231,507,1046,023,5635,133,7764,787,0904,811,1145,127,1135,693,0236,463,351000
       Cash And Cash Equivalents 
0
176,946
789,451
23,128
28,705
29,314
34,186
588,366
15,724
53,484
64,237
58,292
146,381
207,842
223,981
186,477
341,624
168,062
125,113
92,228
102,876
102,001
67,018
79,963
116,129
84,502
55,109
55,10984,502116,12979,96367,018102,001102,87692,228125,113168,062341,624186,477223,981207,842146,38158,29264,23753,48415,724588,36634,18629,31428,70523,128789,451176,9460
       Short-term Investments 
0
4,049,028
2,613,500
3,844,663
3,355,751
2,620,284
2,327,403
0
1,584,356
353,405
433,041
229,392
1,076,595
953,818
883,645
853,427
1,685
1,835
1,972
1,406
1,412
599
611
572
0
0
0
0005726115991,4121,4061,9721,8351,685853,427883,645953,8181,076,595229,392433,041353,4051,584,35602,327,4032,620,2843,355,7513,844,6632,613,5004,049,0280
       Net Receivables 
0
0
135,077
292,640
235,950
191,830
777,694
279,815
203,059
113,960
136,413
119,811
141,253
218,271
612,959
532,162
380,957
316,295
301,666
254,685
261,375
259,607
256,295
250,746
215,853
242,089
413,826
413,826242,089215,853250,746256,295259,607261,375254,685301,666316,295380,957532,162612,959218,271141,253119,811136,413113,960203,059279,815777,694191,830235,950292,640135,07700
       Other Current Assets 
0
0
0
2,302,920
2,072,617
2,285,685
0
0
0
0
0
0
0
0
0
0
996,233
187,590
76,690
73,910
85,853
269,875
295,583
258,078
29,414
40,445
0
040,44529,414258,078295,583269,87585,85373,91076,690187,590996,23300000000002,285,6852,072,6172,302,920000
   > Long-term Assets 
0
0
0
143,462
153,748
126,398
193,268
161,138
30,843
38,575
39,089
43,095
45,208
61,651
79,039
74,351
35,053
41,768
58,594
41,493
40,114
54,151
83,926
129,766
155,510
161,215
167,959
167,959161,215155,510129,76683,92654,15140,11441,49358,59441,76835,05374,35179,03961,65145,20843,09539,08938,57530,843161,138193,268126,398153,748143,462000
       Property Plant Equipment 
0
0
78,656
139,467
150,142
122,857
110,057
88,599
14,873
4,311
5,375
7,225
6,030
6,629
6,298
5,529
4,879
6,285
10,221
9,511
8,780
8,510
9,104
17,252
34,951
28,743
29,484
29,48428,74334,95117,2529,1048,5108,7809,51110,2216,2854,8795,5296,2986,6296,0307,2255,3754,31114,87388,599110,057122,857150,142139,46778,65600
       Goodwill 
0
0
0
3,995
3,606
3,541
83,211
72,539
15,970
30,811
30,811
30,811
30,811
30,811
30,811
17,744
17,744
17,744
17,744
17,744
17,744
17,744
17,744
17,744
17,744
17,744
17,744
17,74417,74417,74417,74417,74417,74417,74417,74417,74417,74417,74417,74430,81130,81130,81130,81130,81130,81115,97072,53983,2113,5413,6063,995000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
213,559
1,406
1,412
599
611
572
0
0
0
0005726115991,4121,406213,559000000000000000000
       Intangible Assets 
0
0
0
3,995
3,606
3,541
0
0
0
3,453
2,903
5,059
8,367
24,211
41,930
51,078
12,430
17,739
30,629
14,238
31,334
27,298
56,467
94,770
102,815
114,728
120,731
120,731114,728102,81594,77056,46727,29831,33414,23830,62917,73912,43051,07841,93024,2118,3675,0592,9033,4530003,5413,6063,995000
       Other Assets 
0
4,342,561
11,097,507
6,463,351
5,693,023
5,127,113
5,004,382
4,948,228
5,164,619
6,062,138
1,546,193
1,519,018
1,596,460
1,617,644
1,976,549
1,965,594
1,696,570
790,596
758,922
640,281
639,466
740,384
295,583
530,509
531,746
558,496
723,109
723,109558,496531,746530,509295,583740,384639,466640,281758,922790,5961,696,5701,965,5941,976,5491,617,6441,596,4601,519,0181,546,1936,062,1385,164,6194,948,2285,004,3825,127,1135,693,0236,463,35111,097,5074,342,5610
> Total Liabilities 
0
3,681,827
5,121,282
5,713,002
4,943,294
4,486,918
4,244,714
4,151,829
4,383,879
5,432,765
1,284,296
1,224,798
1,192,012
1,176,312
1,521,032
1,466,805
1,315,493
464,587
478,013
416,329
423,722
411,454
410,775
38,488
40,356
45,753
50,442
50,44245,75340,35638,488410,775411,454423,722416,329478,013464,5871,315,4931,466,8051,521,0321,176,3121,192,0121,224,7981,284,2965,432,7654,383,8794,151,8294,244,7144,486,9184,943,2945,713,0025,121,2823,681,8270
   > Total Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,297,816
476,109
428,190
415,404
420,695
394,078
90,838
38,488
40,356
45,753
50,442
50,44245,75340,35638,48890,838394,078420,695415,404428,190476,1091,297,8160000000000000000
       Short-term Debt 
0
0
6,263
17,871
168,983
334,155
102,782
28,014
21,306
198,434
27
2,559
860
799
732
659
82,791
46
0
735
29,921
0
14,931
2,721
6,082
6,237
5,477
5,4776,2376,0822,72114,931029,92173504682,7916597327998602,55927198,43421,30628,014102,782334,155168,98317,8716,26300
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
82,791
46
0
735
29,921
0
14,931
0
0
0
0
000014,931029,92173504682,7910000000000000000
       Accounts payable 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
332,756
288,936
242,140
16,125
194,288
80,375
75,907
13,527
10,380
14,672
11,102
11,10214,67210,38013,52775,90780,375194,28816,125242,140288,936332,7560000000000000000
       Other Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
882,269
182,893
182,986
177,062
177,903
200,144
-90,838
22,240
23,894
24,844
33,863
33,86324,84423,89422,240-90,838200,144177,903177,062182,986182,893882,2690000000000000000
   > Long-term Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
991
7,320
36,114
37,623
27,186
27,18637,62336,1147,3209910000000000000000000000
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
8,695
39,421
0
0
0039,4218,69500000000000000000000000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6,133
1,099
925
28,221
17,376
1,387
3,976
3,249
12,460
0
012,4603,2493,9761,38717,37628,2219251,0996,13300000000000000000
> Total Stockholder Equity
0
758,235
777,802
893,811
903,477
766,567
759,631
788,744
777,575
625,456
258,180
291,200
401,757
438,409
452,991
497,346
379,815
324,410
279,265
222,578
214,419
273,311
290,857
339,886
347,044
317,528
300,265
300,265317,528347,044339,886290,857273,311214,419222,578279,265324,410379,815497,346452,991438,409401,757291,200258,180625,456777,575788,744759,631766,567903,477893,811777,802758,2350
   Common Stock
0
758,235
715,644
812,309
823,327
835,972
983,908
1,040,340
911,772
913,368
460,595
465,323
547,680
558,762
567,031
572,805
453,935
396,819
384,585
382,172
382,172
447,543
447,543
492,424
492,424
460,191
460,315
460,315460,191492,424492,424447,543447,543382,172382,172384,585396,819453,935572,805567,031558,762547,680465,323460,595913,368911,7721,040,340983,908835,972823,327812,309715,644758,2350
   Retained Earnings Total Equity000000000000000000000000000
   Accumulated Other Comprehensive Income 
0
0
-114,244
-212,790
-232,938
-244,744
-48,386
-94,274
-50,063
61,804
-110,735
-107,670
-110,795
-108,332
-109,688
-109,005
-117,103
-114,583
-111,696
-116,772
-116,454
-116,155
-115,182
-104,431
-105,385
-101,451
-104,101
-104,101-101,451-105,385-104,431-115,182-116,155-116,454-116,772-111,696-114,583-117,103-109,005-109,688-108,332-110,795-107,670-110,73561,804-50,063-94,274-48,386-244,744-232,938-212,790-114,24400
   Capital Surplus 000000000000000000000000000
   Treasury Stock000000000000000000000000000
   Other Stockholders Equity 
0
0
121,010
232,458
220,242
202,373
0
0
0
0
0
0
0
0
0
0
0
-114,583
-111,696
-116,772
-116,454
-116,155
9,808
-104,431
-105,385
-101,451
-104,101
-104,101-101,451-105,385-104,4319,808-116,155-116,454-116,772-111,696-114,58300000000000202,373220,242232,458121,01000



Balance Sheet

Currency in NZD. All numbers in thousands.