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WAL (Western Alliance Bancorporation) Stock Analysis
Buy, Hold or Sell?

Let's analyze Western Alliance Bancorporation together

I guess you are interested in Western Alliance Bancorporation. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

  • ๐Ÿ“Š Fundamental Analysis (FA) โ€“ Western Alliance Bancorporationโ€™s Financial Insights
  • ๐Ÿ“ˆ Technical Analysis (TA) โ€“ Western Alliance Bancorporationโ€™s Price Targets

I'm going to help you getting a better view of Western Alliance Bancorporation. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

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1. Quick Overview

1.1. Quick analysis of Western Alliance Bancorporation (30 sec.)










1.2. What can you expect buying and holding a share of Western Alliance Bancorporation? (30 sec.)

How much money do you get?

How much money do you get?
$1.61
When do you have the money?
1 year
How often do you get paid?
72.5%

What is your share worth?

Current worth
$65.35
Expected worth in 1 year
$74.80
How sure are you?
97.5%

+ What do you gain per year?

Total Gains per Share
$11.06
Return On Investment
13.0%

For what price can you sell your share?

Current Price per Share
$85.24
Expected price per share
$76.77 - $92.56
How sure are you?
50%
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2. Detailed Analysis

2.1. Valuation of Western Alliance Bancorporation (5 min.)




Live pricePrice per Share (EOD)
$85.24
Intrinsic Value Per Share
$-1,034.36 - $-290.93
Total Value Per Share
$-969.01 - $-225.58

2.2. Growth of Western Alliance Bancorporation (5 min.)




Is Western Alliance Bancorporation growing?

Current yearPrevious yearGrowGrow %
How rich?$7.2b$5.9b$813m12.1%

How much money is Western Alliance Bancorporation making?

Current yearPrevious yearGrowGrow %
Making money$202.3m$189.4m$12.9m6.4%
Net Profit Margin15.8%16.5%--

How much money comes from the company's main activities?

2.3. Financial Health of Western Alliance Bancorporation (5 min.)




2.4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

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3. Summary and Key Metrics

3.1. What can you expect buying and holding a share of Western Alliance Bancorporation?

Welcome investor! Western Alliance Bancorporation's management wants to use your money to grow the business. In return you get a share of Western Alliance Bancorporation.

First you should know what it really means to hold a share of Western Alliance Bancorporation. And how you can make/lose money.

Speculation

The Price per Share of Western Alliance Bancorporation is $85.24. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Western Alliance Bancorporation.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Western Alliance Bancorporation, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $65.35. Based on the TTM, the Book Value Change Per Share is $2.36 per quarter. Based on the YOY, the Book Value Change Per Share is $1.47 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.40 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Western Alliance Bancorporation.

How much money are you going to get?

 MRQTTMYOY3Y5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps1.802.1%1.832.2%1.702.0%1.892.2%1.842.2%1.321.5%
Usd Book Value Change Per Share4.605.4%2.362.8%1.471.7%1.662.0%1.912.2%1.401.6%
Usd Dividend Per Share0.410.5%0.400.5%0.390.5%0.390.5%0.350.4%0.200.2%
Usd Total Gains Per Share5.015.9%2.763.2%1.872.2%2.052.4%2.252.6%1.601.9%
Usd Price Per Share76.83-77.42-53.11-62.80-68.48-56.52-
Price to Earnings Ratio10.65-10.55-8.24-8.53-9.41-12.17-
Price-to-Total Gains Ratio15.34-49.17-34.80--19.66-3.16-50.70-
Price to Book Ratio1.18-1.27-0.98-1.16-1.53-1.90-
Price-to-Total Gains Ratio15.34-49.17-34.80--19.66-3.16-50.70-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share85.24
Number of shares11
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.400.35
Usd Book Value Change Per Share2.361.91
Usd Total Gains Per Share2.762.25
Gains per Quarter (11 shares)30.4124.80
Gains per Year (11 shares)121.6499.20
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
118104112158489
23520823430168188
35331235646252287
47141647861336386
58952060076420485
610662472291504584
7124727844106588683
8142831966122672782
91609351088137756881
1017710391210152840980

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%40.00.00.0100.0%76.07.00.091.6%
Book Value Change Per Share4.00.00.0100.0%11.01.00.091.7%19.01.00.095.0%38.02.00.095.0%71.012.00.085.5%
Dividend per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%29.00.011.072.5%54.00.029.065.1%
Total Gains per Share4.00.00.0100.0%11.01.00.091.7%19.01.00.095.0%39.01.00.097.5%73.010.00.088.0%
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3.2. Key Performance Indicators

The key performance indicators of Western Alliance Bancorporation compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-3Y+/-5 Year+/-10 Year+/-
Book Value Change Per Share--4.6012.362+95%1.474+212%1.663+177%1.909+141%1.396+230%
Book Value Per Share--65.35160.987+7%53.624+22%53.947+21%46.849+39%33.523+95%
Current Ratio--0.0980.119-18%1.599-94%14.880-99%9.004-99%7.884-99%
Debt To Asset Ratio--0.9130.9170%0.9170%0.919-1%0.9160%0.903+1%
Debt To Equity Ratio--10.95511.184-2%11.115-1%11.484-5%11.0010%9.530+15%
Dividend Per Share--0.4080.403+1%0.391+4%0.392+4%0.345+18%0.202+102%
Enterprise Value---60334660680.000-57510272320.000-5%-52815995580.000-12%-54392097486.667-10%-42973124738.000-29%-26288388429.000-56%
Eps--1.8031.833-2%1.701+6%1.892-5%1.840-2%1.318+37%
Ev To Ebitda Ratio---54.375-51.017-6%-49.275-9%-48.185-11%-39.507-27%-30.251-44%
Ev To Sales Ratio---12.333-11.249-9%-11.494-7%-12.986+5%-13.422+9%-11.794-4%
Free Cash Flow Per Share---15.132-9.445-38%-2.484-84%-2.590-83%-2.274-85%-0.738-95%
Free Cash Flow To Equity Per Share--6.8818.061-15%9.659-29%15.548-56%20.439-66%12.801-46%
Gross Profit Margin--0.9700.959+1%0.969+0%0.968+0%0.9750%0.982-1%
Intrinsic Value_10Y_max---290.934----------
Intrinsic Value_10Y_min---1034.356----------
Intrinsic Value_1Y_max---6.755----------
Intrinsic Value_1Y_min---26.375----------
Intrinsic Value_3Y_max---37.367----------
Intrinsic Value_3Y_min---146.646----------
Intrinsic Value_5Y_max---88.559----------
Intrinsic Value_5Y_min---339.861----------
Market Cap9410836960.000+10%8482339320.0008547477680.000-1%5863004420.000+45%6932819180.000+22%7560245112.000+12%6239785671.000+36%
Net Profit Margin--0.1630.158+3%0.165-1%0.207-21%0.296-45%0.333-51%
Operating Margin--0.2010.196+3%0.214-6%0.261-23%0.369-45%0.423-52%
Operating Ratio--0.7990.804-1%0.786+2%0.739+8%0.631+27%0.577+38%
Pb Ratio1.304+10%1.1761.269-7%0.984+20%1.164+1%1.528-23%1.896-38%
Pe Ratio11.817+10%10.65110.546+1%8.237+29%8.534+25%9.408+13%12.172-13%
Price Per Share85.240+10%76.83077.420-1%53.105+45%62.795+22%68.478+12%56.518+36%
Price To Free Cash Flow Ratio-1.408-11%-1.269-2.323+83%-0.962-24%0.187-780%2.822-145%25.442-105%
Price To Total Gains Ratio17.018+10%15.33949.166-69%34.801-56%-19.662+228%3.157+386%50.701-70%
Quick Ratio--0.1500.187-20%6.688-98%385.048-100%231.200-100%117.076-100%
Return On Assets--0.0020.002-4%0.003-10%0.003-17%0.003-30%0.004-38%
Return On Equity--0.0290.030-5%0.032-11%0.036-21%0.041-30%0.040-28%
Total Gains Per Share--5.0092.765+81%1.865+169%2.055+144%2.255+122%1.598+214%
Usd Book Value--7215000000.0006733250000.000+7%5920250000.000+22%5955916666.667+21%5172338000.000+39%3701080650.000+95%
Usd Book Value Change Per Share--4.6012.362+95%1.474+212%1.663+177%1.909+141%1.396+230%
Usd Book Value Per Share--65.35160.987+7%53.624+22%53.947+21%46.849+39%33.523+95%
Usd Dividend Per Share--0.4080.403+1%0.391+4%0.392+4%0.345+18%0.202+102%
Usd Enterprise Value---60334660680.000-57510272320.000-5%-52815995580.000-12%-54392097486.667-10%-42973124738.000-29%-26288388429.000-56%
Usd Eps--1.8031.833-2%1.701+6%1.892-5%1.840-2%1.318+37%
Usd Free Cash Flow---1670600000.000-1042775000.000-38%-274250000.000-84%-285975000.000-83%-251054200.000-85%-81516425.000-95%
Usd Free Cash Flow Per Share---15.132-9.445-38%-2.484-84%-2.590-83%-2.274-85%-0.738-95%
Usd Free Cash Flow To Equity Per Share--6.8818.061-15%9.659-29%15.548-56%20.439-66%12.801-46%
Usd Market Cap9410836960.000+10%8482339320.0008547477680.000-1%5863004420.000+45%6932819180.000+22%7560245112.000+12%6239785671.000+36%
Usd Price Per Share85.240+10%76.83077.420-1%53.105+45%62.795+22%68.478+12%56.518+36%
Usd Profit--199100000.000202350000.000-2%189400000.000+5%210533333.333-5%204419750.000-3%146201000.000+36%
Usd Revenue--1223000000.0001280475000.000-4%1148875000.000+6%1086541666.667+13%835419700.000+46%535533975.000+128%
Usd Total Gains Per Share--5.0092.765+81%1.865+169%2.055+144%2.255+122%1.598+214%
 EOD+5 -3MRQTTM+17 -23YOY+20 -203Y+19 -215Y+19 -2110Y+19 -21

3.3 Fundamental Score

Let's check the fundamental score of Western Alliance Bancorporation based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1511.817
Price to Book Ratio (EOD)Between0-11.304
Net Profit Margin (MRQ)Greater than00.163
Operating Margin (MRQ)Greater than00.201
Quick Ratio (MRQ)Greater than10.150
Current Ratio (MRQ)Greater than10.098
Debt to Asset Ratio (MRQ)Less than10.913
Debt to Equity Ratio (MRQ)Less than110.955
Return on Equity (MRQ)Greater than0.150.029
Return on Assets (MRQ)Greater than0.050.002
Total4/10 (40.0%)

3.4 Technical Score

Let's check the technical score of Western Alliance Bancorporation based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5070.429
Ma 20Greater thanMa 5078.882
Ma 50Greater thanMa 10076.053
Ma 100Greater thanMa 20075.452
OpenGreater thanClose84.490
Total3/5 (60.0%)

4. In-depth Analysis

4.1 About Western Alliance Bancorporation

Western Alliance Bancorporation operates as the bank holding company for Western Alliance Bank that provides various banking products and related services primarily in Arizona, California, and Nevada. It operates through Commercial and Consumer Related segments. The company offers deposit products, including checking, savings, and money market accounts, as well as fixed-rate and fixed maturity certificates of deposit accounts; demand deposits; and treasury management and residential mortgage products and services. It also provides commercial and industrial loan products, such as working capital lines of credit, loans to technology companies, inventory and accounts receivable lines, mortgage warehouse lines, equipment loans and leases, and other commercial loans; commercial real estate loans, which are secured by multi-family residential properties, professional offices, industrial facilities, retail centers, hotels, and other commercial properties; construction and land development loans for single family and multi-family residential projects, industrial/warehouse properties, office buildings, retail centers, medical office facilities, and residential lot developments; and consumer loans. In addition, the company offers other financial services, such as internet banking, wire transfers, electronic bill payment and presentment, funds transfer and other digital payment offerings, lock box services, courier, and cash management services. Further, the company holds certain investment securities, municipal and non-profit loans, and leases; invests primarily in low-income housing tax credits and small business investment corporations; and certain real estate loans and related securities. Western Alliance Bancorporation was founded in 1994 and is headquartered in Phoenix, Arizona.

Fundamental data was last updated by Penke on 2025-07-05 03:48:09.

4.2 In-depth Summary

4.2.1. Financial Health Summary

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating efficient.
The company is less efficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is just able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

4.2.2. Valuation Summary

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is underpriced.
Based on the earnings, the company is underpriced.
Based on how much money comes from the company's main activities, the company is expensive.
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4.3 Financial Health

4.3.1. Profitability

4.3.1 Profitability
4.3.1.1. Net Profit Margin

Measures how much net profitย Western Alliance Bancorporation earns for each $1 of revenue.

  • Above 10% is considered healthy but always compareย Western Alliance Bancorporation to theย Banks - Regional industry mean.
  • A Net Profit Margin of 16.3%ย means thatย $0.16 for each $1ย in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Western Alliance Bancorporation:

  • The MRQ is 16.3%. The company is making a huge profit. +2
  • The TTM is 15.8%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ16.3%TTM15.8%+0.5%
TTM15.8%YOY16.5%-0.7%
TTM15.8%5Y29.6%-13.8%
5Y29.6%10Y33.3%-3.7%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ16.3%41.9%-25.6%
TTM15.8%31.1%-15.3%
YOY16.5%29.6%-13.1%
3Y20.7%29.0%-8.3%
5Y29.6%25.7%+3.9%
10Y33.3%22.1%+11.2%
4.3.1.2. Return on Assets

Shows howย efficientย Western Alliance Bancorporation is using its assets to generate profit.

  • Above 5% is considered healthyย but always compareย Western Alliance Bancorporation to theย Banks - Regional industry mean.
  • 0.2% Return on Assets means thatย Western Alliance Bancorporation generatedย $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Western Alliance Bancorporation:

  • The MRQ is 0.2%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.2%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.2%TTM0.2%0.0%
TTM0.2%YOY0.3%0.0%
TTM0.2%5Y0.3%-0.1%
5Y0.3%10Y0.4%0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.2%0.2%+0.0%
TTM0.2%0.2%+0.0%
YOY0.3%0.2%+0.1%
3Y0.3%0.2%+0.1%
5Y0.3%0.2%+0.1%
10Y0.4%0.2%+0.2%
4.3.1.3. Return on Equity

Shows how efficient Western Alliance Bancorporation is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compareย Western Alliance Bancorporation to theย Banks - Regional industry mean.
  • 2.9% Return on Equity means Western Alliance Bancorporation generated $0.03ย for eachย $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Western Alliance Bancorporation:

  • The MRQ is 2.9%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 3.0%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ2.9%TTM3.0%-0.2%
TTM3.0%YOY3.2%-0.2%
TTM3.0%5Y4.1%-1.1%
5Y4.1%10Y4.0%+0.1%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ2.9%2.8%+0.1%
TTM3.0%2.2%+0.8%
YOY3.2%2.6%+0.6%
3Y3.6%2.5%+1.1%
5Y4.1%2.4%+1.7%
10Y4.0%2.6%+1.4%
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4.3.2. Operating Efficiency of Western Alliance Bancorporation.

4.3.2. Operating Efficiency
4.3.2.1. Operating Margin

Measuresย how efficient Western Alliance Bancorporation is operatingย .

  • Measures how much profit Western Alliance Bancorporation makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compareย Western Alliance Bancorporation to theย Banks - Regional industry mean.
  • An Operating Margin of 20.1%ย means the company generated $0.20 ย for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Western Alliance Bancorporation:

  • The MRQ is 20.1%. The company is operating efficient. +1
  • The TTM is 19.6%. The company is operating efficient. +1
Trends
Current periodCompared to+/- 
MRQ20.1%TTM19.6%+0.5%
TTM19.6%YOY21.4%-1.7%
TTM19.6%5Y36.9%-17.3%
5Y36.9%10Y42.3%-5.4%
4.3.2.2. Operating Ratio

Measures how efficient Western Alliance Bancorporation is keepingย operating costsย low.

  • Below 1 is considered healthy (always compare toย Banks - Regional industry mean).
  • An Operation Ratio of 0.80 means that the operating costs are $0.80 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Western Alliance Bancorporation:

  • The MRQ is 0.799. The company is efficient in keeping operating costs low. +1
  • The TTM is 0.804. The company is less efficient in keeping operating costs low.
Trends
Current periodCompared to+/- 
MRQ0.799TTM0.804-0.005
TTM0.804YOY0.786+0.017
TTM0.8045Y0.631+0.173
5Y0.63110Y0.577+0.054
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4.4.3. Liquidity of Western Alliance Bancorporation.

4.4.3. Liquidity
4.4.3.1. Current Ratio

Measures if Western Alliance Bancorporation is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare toย Banks - Regional industry mean).
  • A Current Ratio of 0.10ย means the company has $0.10 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Western Alliance Bancorporation:

  • The MRQ is 0.098. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.119. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.098TTM0.119-0.021
TTM0.119YOY1.599-1.481
TTM0.1195Y9.004-8.885
5Y9.00410Y7.884+1.119
4.4.3.2. Quick Ratio

Measures if Western Alliance Bancorporation is able to pay off Short-term Debt but only usingย theย most liquid assets.

  • Above 1 is considered healthy butย always compareย Western Alliance Bancorporation to theย Banks - Regional industry mean.
  • A Quick Ratio of 0.15ย means the company can pay off $0.15 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Western Alliance Bancorporation:

  • The MRQ is 0.150. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.187. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.150TTM0.187-0.038
TTM0.187YOY6.688-6.501
TTM0.1875Y231.200-231.012
5Y231.20010Y117.076+114.123
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4.5.4. Solvency of Western Alliance Bancorporation.

4.5.4. Solvency
4.5.4.1. Debt to Asset Ratio

Measures how much %ย of Western Alliance Bancorporationย assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compareย Western Alliance Bancorporation to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.91ย means that Western Alliance Bancorporation assets areย financed with 91.3% credit (debt) and the remaining percentage (100% - 91.3%)ย is financed by its owners/shareholders.ย 

Let's take a look of the Debt to Asset Ratio trends of Western Alliance Bancorporation:

  • The MRQ is 0.913. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.917. The company is just able to pay all its debts by selling its assets.
Trends
Current periodCompared to+/- 
MRQ0.913TTM0.917-0.004
TTM0.917YOY0.9170.000
TTM0.9175Y0.916+0.001
5Y0.91610Y0.903+0.013
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9130.912+0.001
TTM0.9170.914+0.003
YOY0.9170.331+0.586
3Y0.9190.655+0.264
5Y0.9160.761+0.155
10Y0.9030.845+0.058
4.5.4.2. Debt to Equity Ratio

Measures ifย Western Alliance Bancorporation is able toย pay off its debts by usingย shareholders equity.

  • Below 2 is considered healthy butย always compareย Western Alliance Bancorporation to theย Banks - Regional industry mean.
  • A Debt to Equity ratio of 1,095.5% means that company has $10.95 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Western Alliance Bancorporation:

  • The MRQ is 10.955. The company is unable to pay all its debts with equity. -1
  • The TTM is 11.184. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ10.955TTM11.184-0.230
TTM11.184YOY11.115+0.069
TTM11.1845Y11.001+0.183
5Y11.00110Y9.530+1.471
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ10.95510.416+0.539
TTM11.18410.683+0.501
YOY11.1154.228+6.887
3Y11.4847.922+3.562
5Y11.0019.283+1.718
10Y9.53011.348-1.818
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4.6. Market Valuation

4.6.1. Earnings Per Share
4.6.2.1. Price to Earnings Ratio

Measuresย how much money you payย for each share forย every $1 in earnings Western Alliance Bancorporation generates.

  • Above 15 is considered overpriced butย always compareย Western Alliance Bancorporation to theย Banks - Regional industry mean.
  • A PE ratio of 10.65 means the investor is paying $10.65ย for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Western Alliance Bancorporation:

  • The EOD is 11.817. Based on the earnings, the company is underpriced. +1
  • The MRQ is 10.651. Based on the earnings, the company is underpriced. +1
  • The TTM is 10.546. Based on the earnings, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD11.817MRQ10.651+1.166
MRQ10.651TTM10.546+0.104
TTM10.546YOY8.237+2.310
TTM10.5465Y9.408+1.139
5Y9.40810Y12.172-2.765
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD11.8174.443+7.374
MRQ10.6513.875+6.776
TTM10.5466.132+4.414
YOY8.2374.741+3.496
3Y8.5345.925+2.609
5Y9.4088.400+1.008
10Y12.1729.118+3.054
4.6.2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Western Alliance Bancorporation:

  • The EOD is -1.408. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The MRQ is -1.269. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The TTM is -2.323. Based on how much money comes from the company's main activities, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD-1.408MRQ-1.269-0.139
MRQ-1.269TTM-2.323+1.053
TTM-2.323YOY-0.962-1.361
TTM-2.3235Y2.822-5.144
5Y2.82210Y25.442-22.620
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD-1.4080.385-1.793
MRQ-1.2690.336-1.605
TTM-2.3230.632-2.955
YOY-0.962-1.072+0.110
3Y0.1872.007-1.820
5Y2.8220.284+2.538
10Y25.4420.095+25.347
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4.6.2. Book Value per Share
4.6.2.1. Price to Book Ratio

Measures if the stock price ofย Western Alliance Bancorporation is to cheap or to expensiveย compared to its book value.

  • At or below 1 is considered healthyย (always compare to Banks - Regional industry mean).
  • A PB ratio of 1.18 means the investor is paying $1.18ย for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Western Alliance Bancorporation:

  • The EOD is 1.304. Based on the equity, the company is underpriced. +1
  • The MRQ is 1.176. Based on the equity, the company is underpriced. +1
  • The TTM is 1.269. Based on the equity, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD1.304MRQ1.176+0.129
MRQ1.176TTM1.269-0.093
TTM1.269YOY0.984+0.285
TTM1.2695Y1.528-0.259
5Y1.52810Y1.896-0.368
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD1.3040.495+0.809
MRQ1.1760.432+0.744
TTM1.2690.446+0.823
YOY0.9840.149+0.835
3Y1.1640.355+0.809
5Y1.5280.578+0.950
10Y1.8960.801+1.095
4.6.2. Total Gains per Share

2.4. Latest News of Western Alliance Bancorporation

Does Western Alliance Bancorporation still have the same value as the quarterly reports suggest? Recent changes may be an indication that the value of the company is changing. Read the news from Western Alliance Bancorporation to keep up to date. Note: the news is often already included in the price.

DateTitleRead
2025-07-06
19:34
Western Alliance Bancorporation's SWOT analysis: regional bank stock navigates growth amid challengesRead
2025-07-02
18:29
Western Alliance Bank Strengthens Multifamily Housing Finance Group With Addition of Charles JonesRead
2025-07-01
22:07
Bank Stocks Near Record With Buyback, Dividend Boosts on HorizonRead
2025-06-28
22:05
Regional bank stocks could outperform if these three catalysts land: BofARead

4.7 Holders & Insider Transactions

Let's take a look at which institutions, funds and insiders are holding shares of Western Alliance Bancorporation.

4.8.1. Institutions holding Western Alliance Bancorporation

Institutions are holding 90.006% of the shares of Western Alliance Bancorporation.

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2025-03-31BlackRock Inc9.71310.017310726739235390.2199
2025-03-31Vanguard Group Inc9.66870.014810677670-41378-0.386
2025-03-31Amvescap Plc.5.50180.088460760213397585.923
2025-03-31T. Rowe Price Associates, Inc.4.84350.05065348916-619610-10.3813
2025-03-31State Street Corp4.46570.01564931758-774010-13.5654
2025-03-31Barrow Hanley Mewhinney & Strauss LLC3.97141.223143858372571092141.6779
2025-03-31T. Rowe Price Investment Management,Inc.3.26410.18323604755269950.7545
2025-03-31Dimensional Fund Advisors, Inc.2.91730.06153221734-115954-3.4741
2025-03-31FMR Inc2.47240.0134273043556217025.9272
2025-03-31Davis Asset Management, L.P.2.26387.9919250000000
2025-03-31HHG PLC2.13420.09832356891153380.655
2025-03-31William Blair Investment Management, LLC2.0760.49452292632-272934-10.6384
2025-03-31Wellington Management Company LLP1.78470.02911970970-57711-2.8448
2025-03-31Geode Capital Management, LLC1.74880.011719313331102686.0551
2025-03-31Vaughan Nelson Scarbrgh & Mccullough LP1.72861.46641909003252601.3409
2025-03-31Thrivent Financial For Lutherans1.24650.36941376610-898630-39.4961
2025-03-31Hood River Capital Management LLC1.23781.791913670131172719.3836
2025-03-31Morgan Stanley - Brokerage Accounts1.23150.00751360032451703.4353
2025-03-31ING Investment Management LLC1.22530.05781353150804937146.8292
2024-12-31NORGES BANK1.18470.0143130833419888317.9263
Total 64.679914.000771429833+2060454+2.9%

4.9.2. Funds holding Western Alliance Bancorporation

DateNameTotal SharesTotal AssetsCurrent SharesChange%
2025-05-31iShares Core S&P Mid-Cap ETF3.2070.2794354170000
2025-05-31Vanguard Total Stock Mkt Idx Inv3.05210.0134337062120390.0605
2025-05-31Vanguard Small Cap Index2.39630.12862646343121350.4607
2025-03-31Janus Henderson US Opportunistic Alpha2.09194.0622310206536542.3777
2025-04-30Invesco Small Cap Value A2.04492.66932258293-255286-10.1563
2025-04-30Janus Henderson Contrarian D1.64352.97331815065-495141-21.4328
2025-05-31Vanguard Small Cap Value Index Inv1.54070.22671701494-1454-0.0854
2025-05-31Vanguard Institutional Extnd Mkt Idx Tr1.53950.11271700118114380.6773
2025-03-31T. Rowe Price US Mid-Cap Value Equity1.5090.83711666488-1643-0.0985
2025-03-31T. Rowe Price Mid-Cap Value1.5090.83711666488-410-0.0246
2025-05-31Smead Value Investor1.15992.08361280986-56737-4.2413
2025-05-31Smead US Value Composite1.15622.0771276841-60882-4.5512
2025-05-31SPDRยฎ S&P Regional Banking ETF1.09782.7293121231900
2025-04-30Invesco Value Opportunities A1.091.86771203785-110815-8.4296
2025-03-31T. Rowe Price Small-Cap Value1.03810.92031146444-246-0.0215
2025-05-31Bridge Builder Large Cap Value0.96230.331106267600
2025-03-31T. Rowe Price US All-Cap Opp Eq Comp0.88640.5084978929-420263-30.0361
2025-03-31T. Rowe Price All-Cap Opportunities Fund0.88640.5084978929-202463-17.1377
2025-03-31T. Rowe Price U.S. Mid-Cap Val Eq Tr-D0.81510.851990017516430.1829
2025-05-31SPDRยฎ S&P MIDCAP 400 ETF Trust0.76250.2798842118-19161-2.2247
Total 30.388624.29733560018-1543592-4.6%

5.3. Insider Transactions

Insiders are holding 2.659% of the shares of Western Alliance Bancorporation.

DateOwnerTypeAmountPricePost Transaction AmountLink
2024-09-09Robert P LattaSELL299682.75
2024-08-26Barbara KennedySELL1108381.59
2024-08-01Stephen Russell CurleySELL507076.43
2024-07-22J. Kelly Jr. ArdreySELL211675.95
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5. Financial Statements




5.1. Latest Balance Sheet

Balance Sheet of 2025-03-31. Currency in USD. All numbers in thousands.

Summary
Total Assets83,043,000
Total Liabilities75,828,000
Total Stockholder Equity6,922,000
 As reported
Total Liabilities 75,828,000
Total Stockholder Equity+ 6,922,000
Total Assets = 83,043,000

Assets

Total Assets83,043,000
Total Current Assets7,011,000
Long-term Assets76,032,000
Total Current Assets
Cash And Cash Equivalents 3,279,000
Short-term Investments 3,732,000
Total Current Assets  (as reported)7,011,000
Total Current Assets  (calculated)7,011,000
+/-0
Long-term Assets
Property Plant Equipment 486,000
Goodwill 656,000
Long Term Investments 16,459,400
Intangible Assets 1,241,000
Other Assets 62,754,000
Long-term Assets  (as reported)76,032,000
Long-term Assets  (calculated)81,596,400
+/- 5,564,400

Liabilities & Shareholders' Equity

Total Current Liabilities71,858,000
Long-term Liabilities3,970,000
Total Stockholder Equity6,922,000
Total Current Liabilities
Short-term Debt 2,536,000
Short Long Term Debt 2,529,000
Other Current Liabilities 69,322,000
Total Current Liabilities  (as reported)71,858,000
Total Current Liabilities  (calculated)74,387,000
+/- 2,529,000
Long-term Liabilities
Long term Debt 2,513,000
Capital Lease Obligations 154,000
Long-term Liabilities  (as reported)3,970,000
Long-term Liabilities  (calculated)2,667,000
+/- 1,303,000
Total Stockholder Equity
Common Stock2,261,000
Retained Earnings 4,980,000
Accumulated Other Comprehensive Income -478,000
Total Stockholder Equity (as reported)6,922,000
Total Stockholder Equity (calculated)6,763,000
+/- 159,000
Other
Capital Stock2,556,000
Cash and Short Term Investments 7,011,000
Common Stock Shares Outstanding 109,600
Liabilities and Stockholders Equity 83,043,000
Net Debt 1,924,000
Net Invested Capital 11,669,000
Net Working Capital -64,847,000
Property Plant and Equipment Gross 486,000
Short Long Term Debt Total 5,203,000



5.2. Balance Sheets Structured

Currency in USD. All numbers in thousands.

 Trend2025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-312008-12-312008-09-302008-06-302008-03-312007-12-312007-09-302007-06-302007-03-312006-12-312006-09-302006-06-302006-03-312005-12-312005-09-302005-06-302005-03-312004-12-312003-12-31
> Total Assets 
1,576,773
2,176,849
2,338,856
2,621,344
2,745,014
2,857,271
3,580,145
3,889,621
4,002,793
4,169,604
4,727,644
4,746,826
5,003,432
5,016,096
5,197,303
5,219,333
5,228,970
5,242,761
5,267,286
5,701,536
5,831,317
5,753,279
6,096,238
5,959,479
6,179,146
6,193,883
6,404,836
6,508,100
6,545,890
6,844,541
6,925,292
7,163,572
7,403,603
7,622,600
8,174,100
8,593,684
8,921,429
9,307,100
9,746,600
10,023,600
10,288,800
10,600,500
11,251,900
13,470,104
13,955,500
14,275,089
15,248,039
16,728,767
17,042,602
17,200,842
18,122,506
18,844,745
19,922,221
20,329,100
20,760,700
21,367,452
22,176,147
23,109,486
23,792,800
25,314,785
26,324,245
26,821,900
29,158,227
31,906,396
33,335,506
36,461,000
43,397,000
49,069,000
52,775,100
55,983,000
60,576,100
66,055,000
69,165,000
67,734,000
71,047,000
68,160,000
70,891,000
70,862,000
76,989,000
80,581,000
80,080,000
80,934,000
83,043,000
83,043,00080,934,00080,080,00080,581,00076,989,00070,862,00070,891,00068,160,00071,047,00067,734,00069,165,00066,055,00060,576,10055,983,00052,775,10049,069,00043,397,00036,461,00033,335,50631,906,39629,158,22726,821,90026,324,24525,314,78523,792,80023,109,48622,176,14721,367,45220,760,70020,329,10019,922,22118,844,74518,122,50617,200,84217,042,60216,728,76715,248,03914,275,08913,955,50013,470,10411,251,90010,600,50010,288,80010,023,6009,746,6009,307,1008,921,4298,593,6848,174,1007,622,6007,403,6037,163,5726,925,2926,844,5416,545,8906,508,1006,404,8366,193,8836,179,1465,959,4796,096,2385,753,2795,831,3175,701,5365,267,2865,242,7615,228,9705,219,3335,197,3035,016,0965,003,4324,746,8264,727,6444,169,6044,002,7933,889,6213,580,1452,857,2712,745,0142,621,3442,338,8562,176,8491,576,773
   > Total Current Assets 
0
0
95,087
178,683
99,807
121,695
154,572
152,268
119,064
282,305
148,762
142,463
150,486
126,994
153,530
188,682
192,712
192,130
287,729
572,816
774,193
429,189
860,137
596,880
645,827
240,569
385,093
5,223,140
324,582
1,369,193
194,461
192,384
181,297
6,248,316
6,735,480
1,232,650
1,460,053
7,500,177
7,967,303
8,306,037
8,578,576
8,938,221
9,710,171
2,178,420
11,592,460
2,207,163
3,043,797
2,861,782
3,015,265
2,893,871
3,347,045
3,691,333
4,203,198
15,888,026
16,386,997
3,705,833
3,737,640
3,775,560
19,296,321
4,230,801
4,384,887
3,780,900
4,092,361
5,035,385
5,393,960
7,380,200
12,286,400
10,011,000
7,301,500
6,705,000
2,645,500
1,886,000
1,614,000
8,135,000
4,557,000
2,153,000
3,497,000
12,741,000
10,114,000
10,257,000
7,673,000
8,533,000
7,011,000
7,011,0008,533,0007,673,00010,257,00010,114,00012,741,0003,497,0002,153,0004,557,0008,135,0001,614,0001,886,0002,645,5006,705,0007,301,50010,011,00012,286,4007,380,2005,393,9605,035,3854,092,3613,780,9004,384,8874,230,80119,296,3213,775,5603,737,6403,705,83316,386,99715,888,0264,203,1983,691,3333,347,0452,893,8713,015,2652,861,7823,043,7972,207,16311,592,4602,178,4209,710,1718,938,2218,578,5768,306,0377,967,3037,500,1771,460,0531,232,6506,735,4806,248,316181,297192,384194,4611,369,193324,5825,223,140385,093240,569645,827596,880860,137429,189774,193572,816287,729192,130192,712188,682153,530126,994150,486142,463148,762282,305119,064152,268154,572121,69599,807178,68395,08700
       Cash And Cash Equivalents 
61,893
92,282
87,034
93,174
90,618
111,150
141,729
137,495
103,281
264,880
129,655
122,886
128,899
104,650
132,894
170,341
137,754
139,290
224,315
548,572
752,867
393,357
827,608
560,592
615,955
215,828
363,338
534,600
305,968
154,995
179,753
178,920
168,131
204,600
422,300
243,362
380,931
305,200
354,800
379,300
258,800
164,400
492,400
700,186
325,400
224,640
1,030,977
696,243
356,083
284,491
647,034
606,675
650,354
416,800
439,400
506,818
630,564
498,572
785,600
977,707
872,059
434,600
415,710
1,518,463
1,418,735
2,671,700
5,346,500
3,395,800
917,900
516,000
2,602,300
1,886,000
1,610,000
1,043,000
3,639,000
2,153,000
3,497,000
1,576,000
3,550,000
4,077,000
2,592,000
4,096,000
3,279,000
3,279,0004,096,0002,592,0004,077,0003,550,0001,576,0003,497,0002,153,0003,639,0001,043,0001,610,0001,886,0002,602,300516,000917,9003,395,8005,346,5002,671,7001,418,7351,518,463415,710434,600872,059977,707785,600498,572630,564506,818439,400416,800650,354606,675647,034284,491356,083696,2431,030,977224,640325,400700,186492,400164,400258,800379,300354,800305,200380,931243,362422,300204,600168,131178,920179,753154,995305,968534,600363,338215,828615,955560,592827,608393,357752,867548,572224,315139,290137,754170,341132,894104,650128,899122,886129,655264,880103,281137,495141,729111,15090,61893,17487,03492,28261,893
       Short-term Investments 
4,015
23,115
122,354
225,261
218,005
77,642
239,202
105,608
121,071
121,159
166,802
73,033
37,628
10,979
58,967
10,942
35,142
437,862
3,301
189,043
60,049
57,502
15,737
5,094
1,635
448,815
29,947
23,745
14,302
1,197,728
4,854
3,630
145,552
939,590
1,006,185
985,837
1,073,886
1,370,696
1,366,433
1,577,272
1,569,689
1,520,237
1,399,428
1,478,234
1,932,980
1,982,523
2,012,820
2,165,539
2,659,182
2,609,380
2,700,011
3,084,658
3,552,844
3,499,519
3,405,462
3,199,015
3,107,076
3,276,988
3,244,247
3,253,094
3,512,828
3,346,300
3,676,651
3,516,922
3,975,225
4,708,500
6,939,900
6,615,200
6,383,600
6,189,000
43,200
44,000
4,000
7,092,000
918,000
8,631,000
9,689,000
11,165,000
6,564,000
6,180,000
5,081,000
4,437,000
3,732,000
3,732,0004,437,0005,081,0006,180,0006,564,00011,165,0009,689,0008,631,000918,0007,092,0004,00044,00043,2006,189,0006,383,6006,615,2006,939,9004,708,5003,975,2253,516,9223,676,6513,346,3003,512,8283,253,0943,244,2473,276,9883,107,0763,199,0153,405,4623,499,5193,552,8443,084,6582,700,0112,609,3802,659,1822,165,5392,012,8201,982,5231,932,9801,478,2341,399,4281,520,2371,569,6891,577,2721,366,4331,370,6961,073,886985,8371,006,185939,590145,5523,6304,8541,197,72814,30223,74529,947448,8151,6355,09415,73757,50260,049189,0433,301437,86235,14210,94258,96710,97937,62873,033166,802121,159121,071105,608239,20277,642218,005225,261122,35423,1154,015
       Net Receivables 
0
0
8,053
85,509
9,189
10,545
12,843
14,773
15,783
17,425
19,107
19,577
21,587
22,344
20,636
18,341
54,958
48,367
63,414
24,244
21,326
509
509
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,300
1,400
1,400
1,300
1,400
1,400
1,500
1,500
1,600
1,700
1,500
25,682,694
1,600
1,700
95,900
92,000
0
0
48,572,000
52,201,000
0
46,435,000
0
0
0
0
0
0
0
0
0000000046,435,000052,201,00048,572,0000092,00095,9001,7001,60025,682,6941,5001,7001,6001,5001,5001,4001,4001,3001,4001,4001,30000000000000000000000000000000050950921,32624,24463,41448,36754,95818,34120,63622,34421,58719,57719,10717,42515,78314,77312,84310,5459,18985,5098,05300
       Other Current Assets 
0
0
1,480,076
1,706,208
1,890,053
1,923,449
2,636,781
2,922,382
3,089,110
3,218,048
3,568,192
3,551,131
3,683,040
3,767,301
3,927,361
4,024,791
4,110,820
3,809
4,203,862
3,809
4,204,140
35,323
32,529
31,194
28,237
24,741
21,755
4,664,835
18,614
16,470
14,708
13,464
13,166
5,104,101
5,307,030
3,451
5,236
5,823,967
6,246,030
6,349,483
6,750,117
7,253,588
7,818,341
9,394,855
9,334,070
9,659,911
9,738,886
11,238,275
10,889,342
11,181,732
11,549,580
11,513,693
11,589,864
11,971,739
12,542,164
13,319,482
14,156,962
14,877,955
15,556,463
16,465,965
17,021,462
18,165,555
19,865,530
21,810,825
22,394,306
22,732,300
22,287,700
29,214,200
1,237,400
826,800
2,896,300
2,226,000
1,972,000
-784,000
4,043,000
2,575,000
3,879,000
1,584,000
3,944,000
4,491,000
2,600,000
0
0
002,600,0004,491,0003,944,0001,584,0003,879,0002,575,0004,043,000-784,0001,972,0002,226,0002,896,300826,8001,237,40029,214,20022,287,70022,732,30022,394,30621,810,82519,865,53018,165,55517,021,46216,465,96515,556,46314,877,95514,156,96213,319,48212,542,16411,971,73911,589,86411,513,69311,549,58011,181,73210,889,34211,238,2759,738,8869,659,9119,334,0709,394,8557,818,3417,253,5886,750,1176,349,4836,246,0305,823,9675,2363,4515,307,0305,104,10113,16613,46414,70816,47018,6144,664,83521,75524,74128,23731,19432,52935,3234,204,1403,8094,203,8623,8094,110,8204,024,7913,927,3613,767,3013,683,0403,551,1313,568,1923,218,0483,089,1102,922,3822,636,7811,923,4491,890,0531,706,2081,480,07600
   > Long-term Assets 
0
0
2,243,769
2,442,661
2,645,207
2,735,576
3,425,573
3,737,353
3,883,729
3,887,299
4,578,882
4,604,363
4,815,318
4,878,123
5,043,773
5,019,709
5,001,116
5,050,631
4,976,256
5,128,720
5,057,124
5,324,090
5,220,364
5,362,599
5,533,319
5,914,663
5,989,796
1,284,949
6,207,006
5,475,348
6,725,977
6,967,558
7,222,306
1,374,321
1,438,624
7,361,034
7,461,376
1,806,918
1,779,321
1,717,550
1,710,248
1,662,277
1,541,772
11,233,534
2,363,110
12,067,926
12,204,242
13,866,985
14,027,337
14,306,971
14,775,461
15,153,412
15,719,023
4,441,059
4,373,734
17,661,619
18,368,507
19,333,926
4,496,525
20,993,984
21,939,358
23,041,000
25,065,866
26,871,011
27,941,546
29,080,800
31,110,600
39,058,000
45,473,600
49,278,000
57,930,600
64,169,000
67,551,000
59,599,000
66,490,000
12,521,000
13,805,000
58,121,000
66,875,000
70,324,000
72,407,000
72,401,000
76,032,000
76,032,00072,401,00072,407,00070,324,00066,875,00058,121,00013,805,00012,521,00066,490,00059,599,00067,551,00064,169,00057,930,60049,278,00045,473,60039,058,00031,110,60029,080,80027,941,54626,871,01125,065,86623,041,00021,939,35820,993,9844,496,52519,333,92618,368,50717,661,6194,373,7344,441,05915,719,02315,153,41214,775,46114,306,97114,027,33713,866,98512,204,24212,067,9262,363,11011,233,5341,541,7721,662,2771,710,2481,717,5501,779,3211,806,9187,461,3767,361,0341,438,6241,374,3217,222,3066,967,5586,725,9775,475,3486,207,0061,284,9495,989,7965,914,6635,533,3195,362,5995,220,3645,324,0905,057,1245,128,7204,976,2565,050,6315,001,1165,019,7095,043,7734,878,1234,815,3184,604,3634,578,8823,887,2993,883,7293,737,3533,425,5732,735,5762,645,2072,442,6612,243,76900
       Property Plant Equipment 
18,038
29,364
29,218
35,822
36,859
58,430
71,862
82,718
93,763
99,859
125,570
130,255
138,415
143,421
143,923
143,472
142,883
140,910
138,079
136,653
128,647
125,883
121,198
118,743
116,547
114,372
112,028
109,200
106,227
105,546
105,055
106,895
106,902
107,900
107,100
106,097
105,925
120,200
106,600
109,600
112,100
113,800
114,300
116,044
121,700
118,535
119,759
120,518
121,274
119,833
120,038
120,467
120,063
118,700
116,700
115,378
119,211
119,474
192,600
194,171
199,611
198,400
198,227
198,150
199,649
206,600
215,400
245,100
267,200
315,000
338,100
346,000
368,000
439,000
450,000
466,000
477,000
484,000
483,000
484,000
481,000
489,000
486,000
486,000489,000481,000484,000483,000484,000477,000466,000450,000439,000368,000346,000338,100315,000267,200245,100215,400206,600199,649198,150198,227198,400199,611194,171192,600119,474119,211115,378116,700118,700120,063120,467120,038119,833121,274120,518119,759118,535121,700116,044114,300113,800112,100109,600106,600120,200105,925106,097107,100107,900106,902106,895105,055105,546106,227109,200112,028114,372116,547118,743121,198125,883128,647136,653138,079140,910142,883143,472143,923143,421138,415130,255125,57099,85993,76382,71871,86258,43036,85935,82229,21829,36418,038
       Goodwill 
0
3,946
3,946
3,946
3,946
3,946
76,187
130,633
132,381
132,188
203,340
204,187
219,212
217,810
217,810
217,810
138,568
78,966
33,966
33,966
33,390
25,925
0
0
0
25,925
0
25,925
25,925
25,925
25,925
25,925
23,224
23,224
23,224
23,224
23,224
23,224
23,224
26,500
26,200
25,900
25,600
282,851
305,800
289,638
288,943
289,967
289,967
289,967
289,895
289,895
289,895
300,700
300,400
289,895
289,895
289,895
298,800
289,895
289,895
289,900
297,234
296,860
298,987
289,900
298,000
610,700
608,400
491,000
529,800
530,000
526,000
527,000
527,000
674,000
672,000
527,000
666,000
664,000
661,000
527,000
656,000
656,000527,000661,000664,000666,000527,000672,000674,000527,000527,000526,000530,000529,800491,000608,400610,700298,000289,900298,987296,860297,234289,900289,895289,895298,800289,895289,895289,895300,400300,700289,895289,895289,895289,967289,967289,967288,943289,638305,800282,85125,60025,90026,20026,50023,22423,22423,22423,22423,22423,22423,22425,92525,92525,92525,92525,925025,92500025,92533,39033,96633,96678,966138,568217,810217,810217,810219,212204,187203,340132,188132,381130,63376,1873,9463,9463,9463,9463,9460
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
4,396,975
4,606,430
0
0
0
0
5,910,285
6,055,234
6,609,033
6,711,161
6,987,407
7,283,381
7,441,423
7,822,294
8,289,907
8,708,244
10,247,267
10,672,760
11,019,076
11,145,131
12,793,998
12,964,415
13,176,864
13,638,708
13,990,986
14,540,535
15,208,935
15,678,098
16,271,363
16,871,044
17,860,805
18,272,626
4,125,467
4,420,291
21,440,606
23,414,587
25,198,258
26,187,171
26,774,100
29,161,900
7,845,000
7,695,900
7,540,900
8,276,600
8,802,000
8,603,000
8,760,000
9,493,000
10,374,000
11,423,000
13,285,000
16,645,000
17,805,000
16,942,000
15,700,600
16,459,400
16,459,40015,700,60016,942,00017,805,00016,645,00013,285,00011,423,00010,374,0009,493,0008,760,0008,603,0008,802,0008,276,6007,540,9007,695,9007,845,00029,161,90026,774,10026,187,17125,198,25823,414,58721,440,6064,420,2914,125,46718,272,62617,860,80516,871,04416,271,36315,678,09815,208,93514,540,53513,990,98613,638,70813,176,86412,964,41512,793,99811,145,13111,019,07610,672,76010,247,2678,708,2448,289,9077,822,2947,441,4237,283,3816,987,4076,711,1616,609,0336,055,2345,910,28500004,606,4304,396,975000000000000000000000000000
       Intangible Assets 
673
5,386
5,331
1,329
1,274
5,164
15,824
14,685
14,342
16,042
34,069
33,213
23,908
24,370
23,556
22,925
21,980
21,034
20,089
19,144
18,199
43,121
42,214
41,307
40,180
13,366
38,401
11,586
10,697
9,807
8,918
8,028
5,764
6,539
5,942
5,344
4,747
4,150
3,553
3,251
2,970
2,689
2,408
17,124
16,420
15,716
15,019
14,322
13,625
12,927
12,238
11,750
11,262
10,853
10,455
10,056
9,658
9,260
8,873
8,486
8,099
7,700
297,234
296,860
298,987
8,600
298,000
726,200
604,800
841,000
1,118,700
991,000
1,200,000
1,301,000
1,060,000
1,007,000
1,233,000
1,266,000
1,178,000
1,145,000
1,011,000
1,259,000
1,241,000
1,241,0001,259,0001,011,0001,145,0001,178,0001,266,0001,233,0001,007,0001,060,0001,301,0001,200,000991,0001,118,700841,000604,800726,200298,0008,600298,987296,860297,2347,7008,0998,4868,8739,2609,65810,05610,45510,85311,26211,75012,23812,92713,62514,32215,01915,71616,42017,1242,4082,6892,9703,2513,5534,1504,7475,3445,9426,5395,7648,0288,9189,80710,69711,58638,40113,36640,18041,30742,21443,12118,19919,14420,08921,03421,98022,92523,55624,37023,90833,21334,06916,04214,34214,68515,8245,1641,2741,3295,3315,386673
       Earning Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
4,578,653
4,963,657
5,009,707
4,577,713
4,924,641
5,842,216
6,230,492
5,504,800
7,888,800
12,310,200
14,230,200
13,176,000
0
0
0
0
0
0
0
0
0
0
0
0
0
000000000000013,176,00014,230,20012,310,2007,888,8005,504,8006,230,4925,842,2164,924,6414,577,7135,009,7074,963,6574,578,6530000000000000000000000000000000000000000000000000000000000
       Long-term Assets Other 
0
0
165,389
271,031
291,800
151,304
310,303
181,879
202,577
119,218
269,674
199,137
176,424
183,597
255,568
208,914
220,706
148,677
173,679
395,868
284,118
262,985
248,033
235,531
275,636
317,615
292,532
-71,263
264,608
298,615
256,510
282,647
448,293
21
-54,136
532,408
532,573
-30,282
-103,601
-93,537
-92,853
-25,223
-110,907
545,448
-136,540
538,487
555,491
582,796
565,089
237,430
626,409
652,509
673,321
201,259
194,960
184,111
342,685
168,126
243,416
298,356
204,213
128,935
167,579
574,797
619,428
635,400
713,900
1,534,200
1,163,800
1,260,000
1,391,900
52,927,000
1,940,000
2,217,000
2,214,000
-315,000
-365,000
2,075,000
1,966,000
2,045,000
2,823,000
2,993,400
3,039,600
3,039,6002,993,4002,823,0002,045,0001,966,0002,075,000-365,000-315,0002,214,0002,217,0001,940,00052,927,0001,391,9001,260,0001,163,8001,534,200713,900635,400619,428574,797167,579128,935204,213298,356243,416168,126342,685184,111194,960201,259673,321652,509626,409237,430565,089582,796555,491538,487-136,540545,448-110,907-25,223-92,853-93,537-103,601-30,282532,573532,408-54,13621448,293282,647256,510298,615264,608-71,263292,532317,615275,636235,531248,033262,985284,118395,868173,679148,677220,706208,914255,568183,597176,424199,137269,674119,218202,577181,879310,303151,304291,800271,031165,38900
> Total Liabilities 
1,479,322
2,043,278
2,201,774
2,398,855
2,506,761
2,613,048
3,223,807
3,522,511
3,609,723
3,761,025
4,216,399
4,227,375
4,487,519
4,514,468
4,703,343
4,693,892
4,751,095
4,747,264
4,840,348
5,079,899
5,228,350
5,177,554
5,520,459
5,383,621
5,559,382
5,591,709
5,803,261
5,892,400
5,913,635
6,207,858
6,271,247
6,491,452
6,705,592
6,863,000
7,392,800
7,794,159
8,095,141
8,451,800
8,851,800
9,065,900
9,285,700
9,599,600
10,200,600
11,955,360
12,371,800
12,683,587
13,587,876
14,932,557
15,185,248
15,309,313
16,153,514
16,786,071
17,776,594
18,099,900
18,467,000
18,975,768
19,687,754
20,495,752
21,072,200
22,463,521
23,401,182
23,805,200
26,158,594
28,803,982
30,111,460
33,047,500
39,684,300
45,034,500
48,261,100
51,020,000
55,564,500
61,096,000
64,144,000
62,378,000
65,526,000
62,475,000
65,145,000
64,784,000
70,817,000
74,247,000
73,403,000
74,227,000
75,828,000
75,828,00074,227,00073,403,00074,247,00070,817,00064,784,00065,145,00062,475,00065,526,00062,378,00064,144,00061,096,00055,564,50051,020,00048,261,10045,034,50039,684,30033,047,50030,111,46028,803,98226,158,59423,805,20023,401,18222,463,52121,072,20020,495,75219,687,75418,975,76818,467,00018,099,90017,776,59416,786,07116,153,51415,309,31315,185,24814,932,55713,587,87612,683,58712,371,80011,955,36010,200,6009,599,6009,285,7009,065,9008,851,8008,451,8008,095,1417,794,1597,392,8006,863,0006,705,5926,491,4526,271,2476,207,8585,913,6355,892,4005,803,2615,591,7095,559,3825,383,6215,520,4595,177,5545,228,3505,079,8994,840,3484,747,2644,751,0954,693,8924,703,3434,514,4684,487,5194,227,3754,216,3993,761,0253,609,7233,522,5113,223,8072,613,0482,506,7612,398,8552,201,7742,043,2781,479,322
   > Total Current Liabilities 
0
0
2,107,146
2,308,627
2,412,133
2,508,608
3,090,057
3,352,581
3,469,828
3,760,813
4,077,332
4,058,847
4,314,998
4,336,859
4,536,292
4,529,211
4,594,207
4,593,228
4,686,760
4,968,133
5,117,105
4,974,723
5,359,204
5,317,215
5,415,363
5,520,814
5,660,868
112,738
5,775,474
6,060,459
6,013,406
6,088,312
6,235,039
217,617
130,100
7,053,152
7,376,620
188,306
222,024
224,441
283,165
363,169
250,429
11,518,329
501,427
12,218,779
13,117,961
14,239,849
14,487,532
14,671,591
15,391,681
16,063,774
16,930,849
724,500
426,900
18,180,549
18,929,549
19,690,858
396,600
21,453,820
22,455,796
22,813,200
25,161,661
27,580,022
28,873,084
31,951,500
38,414,000
41,978,600
45,728,500
48,339,000
52,229,800
11,000
60,685,000
58,636,000
62,407,000
800,000
1,043,000
62,117,000
68,008,000
71,395,000
69,607,000
69,492,000
71,858,000
71,858,00069,492,00069,607,00071,395,00068,008,00062,117,0001,043,000800,00062,407,00058,636,00060,685,00011,00052,229,80048,339,00045,728,50041,978,60038,414,00031,951,50028,873,08427,580,02225,161,66122,813,20022,455,79621,453,820396,60019,690,85818,929,54918,180,549426,900724,50016,930,84916,063,77415,391,68114,671,59114,487,53214,239,84913,117,96112,218,779501,42711,518,329250,429363,169283,165224,441222,024188,3067,376,6207,053,152130,100217,6176,235,0396,088,3126,013,4066,060,4595,775,474112,7385,660,8685,520,8145,415,3635,317,2155,359,2044,974,7235,117,1054,968,1334,686,7604,593,2284,594,2074,529,2114,536,2924,336,8594,314,9984,058,8474,077,3323,760,8133,469,8283,352,5813,090,0572,508,6082,412,1332,308,6272,107,14600
       Short-term Debt 
0
0
79,117
109,724
55,810
85,170
106,462
138,547
201,184
341,312
203,951
228,246
501,587
764,346
870,010
852,190
1,050,278
907,124
592,258
545,436
334,143
252,621
169,074
87,131
86,835
182,373
163,404
73,138
142,586
401,947
114,352
86,864
73,063
118,717
118,717
51,866
101,309
28,906
61,324
61,941
120,665
180,169
75,229
111,601
300,027
188,155
36,306
38,492
44,372
121,728
35,711
32,661
26,066
390,000
724,907
93,021
20,969
513,411
235,000
13,921
14,982
16,700
330,980
35,436
29,688
21,000
20,900
57,600
445,900
727,000
70,300
2,119,000
5,096,000
4,992,000
14,820,000
6,317,000
7,370,000
6,784,000
5,780,000
5,151,000
1,567,000
3,151,000
2,536,000
2,536,0003,151,0001,567,0005,151,0005,780,0006,784,0007,370,0006,317,00014,820,0004,992,0005,096,0002,119,00070,300727,000445,90057,60020,90021,00029,68835,436330,98016,70014,98213,921235,000513,41120,96993,021724,907390,00026,06632,66135,711121,72844,37238,49236,306188,155300,027111,60175,229180,169120,66561,94161,32428,906101,30951,866118,717118,71773,06386,864114,352401,947142,58673,138163,404182,37386,83587,131169,074252,621334,143545,436592,258907,1241,050,278852,190870,010764,346501,587228,246203,951341,312201,184138,547106,46285,17055,810109,72479,11700
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
96,987
0
0
0
150,000
0
38,492
44,372
553,545
35,711
470,811
456,675
845,607
724,907
491,258
380,000
0
0
0
0
0
0
10,000
10,000
5,000
5,000
57,600
45,900
51,900
70,300
119,000
86,000
52,000
12,912,000
6,317,000
7,370,000
6,603,000
5,772,000
5,143,000
1,562,000
3,137,000
2,529,000
2,529,0003,137,0001,562,0005,143,0005,772,0006,603,0007,370,0006,317,00012,912,00052,00086,000119,00070,30051,90045,90057,6005,0005,00010,00010,000000000380,000491,258724,907845,607456,675470,81135,711553,54544,37238,4920150,00000096,98700000000000000000000000000000000000000000
       Accounts payable 
1,094,646
1,756,036
9,340
9,349
8,825
29,626
26,181
15,675
18,365
19,078
24,236
14,754
20,749
25,591
36,018
23,343
34,924
33,838
33,003
30,440
30,727
4,722,102
39,000
30,000
34,800
5,338,441
26,300
39,600
28,600
5,658,512
27,000
63,000
72,400
98,900
130,100
153,000
204,200
159,400
160,700
162,500
162,500
183,000
175,200
171,000
201,400
254,500
259,400
310,600
314,700
269,900
394,900
346,800
472,800
334,500
426,900
434,200
399,100
444,500
396,600
546,300
476,700
520,300
528,300
529,400
541,000
467,400
642,000
1,255,700
795,100
867,500
1,523,500
1,132,000
1,198,000
1,357,000
1,007,000
800,000
1,043,000
0
0
0
0
0
0
0000001,043,000800,0001,007,0001,357,0001,198,0001,132,0001,523,500867,500795,1001,255,700642,000467,400541,000529,400528,300520,300476,700546,300396,600444,500399,100434,200426,900334,500472,800346,800394,900269,900314,700310,600259,400254,500201,400171,000175,200183,000162,500162,500160,700159,400204,200153,000130,10098,90072,40063,00027,0005,658,51228,60039,60026,3005,338,44134,80030,00039,0004,722,10230,72730,44033,00333,83834,92423,34336,01825,59120,74914,75424,23619,07818,36515,67526,18129,6268,8259,3499,3401,756,0361,094,646
       Other Current Liabilities 
0
0
2,018,689
2,189,554
2,347,498
2,393,812
2,957,414
3,198,359
3,250,279
3,400,423
3,849,145
3,815,847
3,792,662
3,546,922
3,630,264
3,653,678
3,509,005
3,652,266
4,061,499
4,392,257
4,752,235
4,722,102
5,190,130
5,230,084
5,328,528
5,338,441
5,497,464
5,588,320
5,632,888
5,658,512
5,899,054
6,001,448
6,161,976
6,455,177
-130,100
7,001,286
7,275,311
7,838,205
8,148,973
8,469,505
8,697,627
8,931,043
9,662,346
11,406,728
11,610,403
12,030,624
13,081,655
14,201,357
14,443,160
14,549,863
15,355,970
16,031,113
16,904,783
16,972,500
-426,900
18,087,528
18,908,580
19,177,447
-396,600
21,439,899
22,440,814
22,796,500
24,830,681
27,544,586
28,843,396
31,930,500
38,393,100
41,921,000
45,282,600
47,612,000
52,159,500
-3,240,000
55,589,000
53,644,000
47,587,000
-800,000
-1,043,000
55,333,000
62,228,000
66,244,000
68,040,000
66,341,000
69,322,000
69,322,00066,341,00068,040,00066,244,00062,228,00055,333,000-1,043,000-800,00047,587,00053,644,00055,589,000-3,240,00052,159,50047,612,00045,282,60041,921,00038,393,10031,930,50028,843,39627,544,58624,830,68122,796,50022,440,81421,439,899-396,60019,177,44718,908,58018,087,528-426,90016,972,50016,904,78316,031,11315,355,97014,549,86314,443,16014,201,35713,081,65512,030,62411,610,40311,406,7289,662,3468,931,0438,697,6278,469,5058,148,9737,838,2057,275,3117,001,286-130,1006,455,1776,161,9766,001,4485,899,0545,658,5125,632,8885,588,3205,497,4645,338,4415,328,5285,230,0845,190,1304,722,1024,752,2354,392,2574,061,4993,652,2663,509,0053,653,6783,630,2643,546,9223,792,6623,815,8473,849,1453,400,4233,250,2793,198,3592,957,4142,393,8122,347,4982,189,5542,018,68900
   > Long-term Liabilities 
0
0
94,628
90,228
94,628
104,440
133,750
169,930
139,895
212
139,067
168,528
172,521
177,609
167,051
164,681
156,888
154,036
153,588
111,766
111,245
202,831
161,255
66,406
144,019
70,895
142,393
42,734
138,161
147,399
257,841
403,140
470,553
111,218
330,509
741,007
718,521
354,048
324,328
318,302
251,910
250,531
240,746
437,031
206,787
464,808
469,915
692,708
697,716
637,722
761,833
722,297
845,745
376,905
663,935
795,219
758,205
804,894
451,746
1,009,701
945,386
992,000
996,933
1,223,960
1,238,376
1,096,000
1,270,300
3,055,900
2,532,600
2,681,000
3,334,700
61,085,000
3,459,000
3,742,000
3,119,000
10,634,000
9,815,000
2,667,000
2,809,000
2,852,000
3,796,000
4,735,000
3,970,000
3,970,0004,735,0003,796,0002,852,0002,809,0002,667,0009,815,00010,634,0003,119,0003,742,0003,459,00061,085,0003,334,7002,681,0002,532,6003,055,9001,270,3001,096,0001,238,3761,223,960996,933992,000945,3861,009,701451,746804,894758,205795,219663,935376,905845,745722,297761,833637,722697,716692,708469,915464,808206,787437,031240,746250,531251,910318,302324,328354,048718,521741,007330,509111,218470,553403,140257,841147,399138,16142,734142,39370,895144,01966,406161,255202,831111,245111,766153,588154,036156,888164,681167,051177,609172,521168,528139,067212139,895169,930133,750104,44094,62890,22894,62800
       Long term Debt Total 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
73,138
73,228
0
0
0
0
193,717
293,822
418,607
394,105
382,954
385,652
380,243
372,575
430,700
315,975
69,429
300,027
150,000
200
0
0
80,000
0
0
0
390,000
300,000
75,000
0
491,000
373,996
387,232
388,856
393,563
308,000
10,000
10,000
5,000
5,000
615,400
1,003,500
2,381,100
833,300
5,210,000
7,208,000
7,192,000
16,748,000
10,455,000
9,635,000
0
0
0
0
0
0
0000009,635,00010,455,00016,748,0007,192,0007,208,0005,210,000833,3002,381,1001,003,500615,4005,0005,00010,00010,000308,000393,563388,856387,232373,996491,000075,000300,000390,00000080,00000200150,000300,02769,429315,975430,700372,575380,243385,652382,954394,105418,607293,822193,717000073,22873,138000000000000000000000000000
       Capital Lease Obligations Min Short Term Debt
0
0
-79,117
-109,724
-55,810
-85,170
-106,462
-138,547
-201,184
-341,312
-203,951
-228,246
-501,587
-764,346
-870,010
-852,190
-1,050,278
-907,124
-592,258
-545,436
-334,143
-252,621
-169,074
-87,131
-86,835
-182,373
-163,404
-73,138
-142,586
-401,947
-114,352
-86,864
-73,063
-118,717
-118,717
-51,866
-101,309
-28,906
-61,324
-61,941
-120,665
-180,169
-75,229
-111,601
-300,027
-188,155
-36,306
-38,492
-44,372
-121,728
-35,711
-32,661
-26,066
-390,000
-724,907
-93,021
-20,969
-513,411
-157,250
62,270
64,821
61,412
-252,247
41,468
48,925
58,900
63,700
44,800
-330,900
-584,200
84,600
-1,968,000
-4,947,000
-4,807,000
-14,636,000
-6,138,000
-7,190,000
-6,605,000
-5,608,000
-4,986,000
-1,408,000
-2,992,000
-2,382,000
-2,382,000-2,992,000-1,408,000-4,986,000-5,608,000-6,605,000-7,190,000-6,138,000-14,636,000-4,807,000-4,947,000-1,968,00084,600-584,200-330,90044,80063,70058,90048,92541,468-252,24761,41264,82162,270-157,250-513,411-20,969-93,021-724,907-390,000-26,066-32,661-35,711-121,728-44,372-38,492-36,306-188,155-300,027-111,601-75,229-180,169-120,665-61,941-61,324-28,906-101,309-51,866-118,717-118,717-73,063-86,864-114,352-401,947-142,586-73,138-163,404-182,373-86,835-87,131-169,074-252,621-334,143-545,436-592,258-907,124-1,050,278-852,190-870,010-764,346-501,587-228,246-203,951-341,312-201,184-138,547-106,462-85,170-55,810-109,724-79,11700
       Long-term Liabilities Other 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
230,978
207,519
0
0
0
0
214,127
364,073
374,266
425,725
230,685
317,194
216,175
215,500
237,827
222,292
479,203
461,442
502,963
506,021
731,200
742,088
679,450
797,544
754,958
871,811
736,855
812,430
813,240
779,174
827,305
863,486
1,023,622
960,368
1,008,707
1,019,913
1,249,396
19,688
1,112,000
15,900
20,200
16,100
1,922,700
18,000
79,000
26,000
2,462,000
1,007,000
800,000
0
0
0
0
0
0
0
0000000800,0001,007,0002,462,00026,00079,00018,0001,922,70016,10020,20015,9001,112,00019,6881,249,3961,019,9131,008,707960,3681,023,622863,486827,305779,174813,240812,430736,855871,811754,958797,544679,450742,088731,200506,021502,963461,442479,203222,292237,827215,500216,175317,194230,685425,725374,266364,073214,1270000207,519230,978000000000000000000000000000
> Total Stockholder Equity
97,451
133,571
137,082
222,489
238,253
244,223
356,338
367,110
393,070
408,579
511,245
519,451
515,895
501,518
493,960
525,441
477,875
495,497
426,938
621,637
602,967
575,725
575,779
575,858
619,764
602,174
601,575
615,700
632,255
636,683
654,045
672,120
698,011
759,600
781,300
799,525
826,288
855,300
894,800
957,700
1,003,100
1,000,900
1,051,300
1,514,744
1,583,700
1,591,502
1,660,163
1,796,210
1,857,354
1,891,529
1,968,992
2,058,674
2,145,627
2,229,200
2,293,700
2,391,684
2,488,393
2,613,734
2,720,600
2,851,264
2,923,063
3,016,700
2,999,633
3,102,414
3,224,046
3,413,500
3,712,700
4,034,500
4,514,000
4,963,000
5,011,600
4,959,000
5,021,000
5,356,000
5,521,000
5,685,000
5,746,000
6,078,000
6,172,000
6,334,000
6,677,000
6,707,000
6,922,000
6,922,0006,707,0006,677,0006,334,0006,172,0006,078,0005,746,0005,685,0005,521,0005,356,0005,021,0004,959,0005,011,6004,963,0004,514,0004,034,5003,712,7003,413,5003,224,0463,102,4142,999,6333,016,7002,923,0632,851,2642,720,6002,613,7342,488,3932,391,6842,293,7002,229,2002,145,6272,058,6741,968,9921,891,5291,857,3541,796,2101,660,1631,591,5021,583,7001,514,7441,051,3001,000,9001,003,100957,700894,800855,300826,288799,525781,300759,600698,011672,120654,045636,683632,255615,700601,575602,174619,764575,858575,779575,725602,967621,637426,938495,497477,875525,441493,960501,518515,895519,451511,245408,579393,070367,110356,338244,223238,253222,489137,082133,57197,451
   Common Stock
2
2
2
2
2
2
3
3
3
3
3
3
3
3
3
3
4
4
4
7
7
7
7
7
8
8
8
8
8
8
8
8
8
784,900
786,900
9
9
797,200
795,300
803,400
807,200
828,300
831,900
10
1,344,200
10
10
10
10
10
10
10
10
1,384,400
1,385,000
10
10
10
1,329,600
10
10
1,374,100
10
10
10
1,390,900
1,608,200
1,687,600
1,990,300
1,966,000
2,378,200
2,390,000
2,154,000
2,163,000
2,170,000
2,064,000
2,073,000
2,197,000
2,211,000
2,224,000
2,235,000
2,245,000
2,261,000
2,261,0002,245,0002,235,0002,224,0002,211,0002,197,0002,073,0002,064,0002,170,0002,163,0002,154,0002,390,0002,378,2001,966,0001,990,3001,687,6001,608,2001,390,9001010101,374,10010101,329,6001010101,385,0001,384,40010101010101010101,344,20010831,900828,300807,200803,400795,300797,20099786,900784,900888888888777774443333333333222222
   Retained Earnings 
34,916
53,110
63,537
70,090
77,839
86,281
94,719
105,596
117,162
126,170
130,814
138,761
149,844
152,286
156,259
158,674
63,966
-85,424
-169,450
-186,011
-212,365
-241,724
-243,806
-245,045
-245,502
-258,800
-256,150
-252,400
-248,833
-243,512
-233,974
-221,338
-206,232
-174,500
-153,800
-120,196
-92,357
-61,400
-30,400
4,800
45,400
85,500
125,500
159,939
218,900
262,638
323,970
385,584
452,636
522,436
595,793
675,764
758,622
847,900
950,400
1,055,103
1,166,226
1,282,705
1,399,200
1,513,970
1,581,928
1,680,300
1,661,768
1,722,451
1,833,012
2,001,400
2,168,600
2,366,600
2,567,000
2,773,000
2,972,600
3,191,000
3,413,000
3,664,000
3,764,000
3,937,000
4,111,000
4,215,000
4,348,000
4,498,000
4,654,000
4,826,000
4,980,000
4,980,0004,826,0004,654,0004,498,0004,348,0004,215,0004,111,0003,937,0003,764,0003,664,0003,413,0003,191,0002,972,6002,773,0002,567,0002,366,6002,168,6002,001,4001,833,0121,722,4511,661,7681,680,3001,581,9281,513,9701,399,2001,282,7051,166,2261,055,103950,400847,900758,622675,764595,793522,436452,636385,584323,970262,638218,900159,939125,50085,50045,4004,800-30,400-61,400-92,357-120,196-153,800-174,500-206,232-221,338-233,974-243,512-248,833-252,400-256,150-258,800-245,502-245,045-243,806-241,724-212,365-186,011-169,450-85,42463,966158,674156,259152,286149,844138,761130,814126,170117,162105,59694,71986,28177,83970,09063,53753,11034,916
   Capital Surplus 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
741,531
743,025
0
0
0
0
784,852
786,941
789,462
792,140
797,146
795,306
803,376
807,257
828,327
831,931
1,268,947
1,273,648
1,306,594
1,328,678
1,389,914
1,394,526
1,400,140
1,406,943
1,413,061
1,418,835
1,424,540
1,431,460
1,438,857
1,444,555
1,417,724
1,390,569
1,372,037
1,368,191
1,374,141
1,370,544
1,376,859
1,383,537
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000000001,383,5371,376,8591,370,5441,374,1411,368,1911,372,0371,390,5691,417,7241,444,5551,438,8571,431,4601,424,5401,418,8351,413,0611,406,9431,400,1401,394,5261,389,9141,328,6781,306,5941,273,6481,268,947831,931828,327807,257803,376795,306797,146792,140789,462786,941784,8520000743,025741,531000000000000000000000000000
   Treasury Stock
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
25,828
-25,924
-26,210
-26,362
-36,605
-36,651
-40,004
-40,173
-46,469
-50,971
-52,035
-53,083
-60,983
-61,134
-62,665
-62,728
-70,186
-70,583
-71,098
-71,100
-84,000
-84,200
-85,900
-86,800
-104,100
-104,000
-105,000
-105,000
-116,000
-116,000
0
0
0
0
0
0
0
0000000-116,000-116,000-105,000-105,000-104,000-104,100-86,800-85,900-84,200-84,000-71,100-71,098-70,583-70,186-62,728-62,665-61,134-60,983-53,083-52,035-50,971-46,469-40,173-40,004-36,651-36,605-26,362-26,210-25,92425,8280000000000000000000000000000000000000000000000
   Other Stockholders Equity 
0
0
81,457
158,212
167,950
167,632
271,867
274,574
285,446
287,553
381,271
383,841
379,173
377,973
380,413
412,899
465,955
484,205
486,189
683,021
682,043
684,092
686,234
688,260
737,762
739,561
740,878
741,592
743,025
743,780
746,143
748,159
751,125
784,852
786,941
789,462
792,140
797,146
795,306
803,376
807,257
828,327
831,931
1,268,947
-70,500
1,306,594
1,302,850
1,363,990
1,368,316
1,373,778
1,370,338
1,376,410
1,378,831
1,384,367
1,384,991
1,387,886
1,392,520
1,364,641
1,329,586
1,310,903
1,305,526
1,311,400
1,300,358
1,306,276
1,312,439
1,319,800
-84,000
-84,200
-85,900
1,879,000
-398,600
-399,000
2,049,000
2,058,000
2,054,000
-611,000
-733,000
2,081,000
-124,000
-125,000
-125,000
2,120,000
-136,000
-136,0002,120,000-125,000-125,000-124,0002,081,000-733,000-611,0002,054,0002,058,0002,049,000-399,000-398,6001,879,000-85,900-84,200-84,0001,319,8001,312,4391,306,2761,300,3581,311,4001,305,5261,310,9031,329,5861,364,6411,392,5201,387,8861,384,9911,384,3671,378,8311,376,4101,370,3381,373,7781,368,3161,363,9901,302,8501,306,594-70,5001,268,947831,931828,327807,257803,376795,306797,146792,140789,462786,941784,852751,125748,159746,143743,780743,025741,592740,878739,561737,762688,260686,234684,092682,043683,021486,189484,205465,955412,899380,413377,973379,173383,841381,271287,553285,446274,574271,867167,632167,950158,21281,45700



5.3. Balance Sheets

Currency in USD. All numbers in thousands.




5.4. Cash Flows

Currency in USD. All numbers in thousands.




5.5. Income Statements

Currency in USD. All numbers in thousands.


5.6. Latest Income Statement

Income Statement (annual), 2024-12-31. Currency in USD. All numbers in thousands.

Gross Profit (+$)
totalRevenue5,084,300
Cost of Revenue-2,068,100
Gross Profit3,016,2003,016,200
 
Operating Income (+$)
Gross Profit3,016,200
Operating Expense-2,025,000
Operating Income991,200991,200
 
Operating Expense (+$)
Research Development0
Selling General Administrative631,100
Selling And Marketing Expenses32,700
Operating Expense2,025,000663,800
 
Net Interest Income (+$)
Interest Income4,541,100
Interest Expense-1,922,200
Other Finance Cost-0
Net Interest Income2,618,900
 
Pretax Income (+$)
Operating Income991,200
Net Interest Income2,618,900
Other Non-Operating Income Expenses0
Income Before Tax (EBT)991,200953,000
EBIT - interestExpense = -931,000
991,200
2,709,900
Interest Expense1,922,200
Earnings Before Interest and Taxes (EBIT)991,2002,913,400
Earnings Before Interest and Taxes (EBITDA)1,109,700
 
After tax Income (+$)
Income Before Tax991,200
Tax Provision-203,500
Net Income From Continuing Ops787,700787,700
Net Income787,700
Net Income Applicable To Common Shares0
 
Non-recurring Events
Discontinued Operations0
Extraordinary Items0
Effect of Accounting Charges0
Other Items0
Non Recurring0
Other Operating Expenses4,093,100
Total Other Income/Expenses Net38,200-2,618,900
 

Technical Analysis of Western Alliance Bancorporation
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Western Alliance Bancorporation. The general trend of Western Alliance Bancorporation is BULLISH with 42.9% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Western Alliance Bancorporation's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator zone transitionsBullish trend (42.9%) Bearish trend (-42.9%)
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Western Alliance Bancorporation Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Supportย is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistanceย is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Western Alliance Bancorporation.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is 0/(-1 +1).

  • Between support/resistance: The price is trading between support and resistance lines.

The bullish price targets are: 88.36 < 90.83 < 92.56.

The bearish price targets are: 79.56 > 78.82 > 76.77.

Know someone who trades $WAL? Share this with them.๐Ÿ‘‡

Western Alliance Bancorporation Daily Support & Resistance Chart
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2. Trend Indicators

2.1 Moving Averages

Shows theย moving averageย of the selected period.

  • Moving averages are laggingย trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Western Alliance Bancorporation. The current mas is .

The long score for the Moving Averages is 10/14.
The longshort score for the Moving Averages is 6/(-14 +14).

  • MA 20 trending up: The MA 20 is trending up. +1
  • Close > MA 20: The price is above the MA 20. +1
  • MA 20 > MA 50: The MA 20 is higher than the MA 50. +1
  • MA 20 > MA 100: The MA 20 is higher than the MA 100. +1
  • MA 20 < MA 200: The MA 20 is lower than the MA 200. -1
  • MA 50 trending up: The MA 50 is trending up. +1
  • Close > MA 50: The price is above the MA 50. +1
  • MA 50 > MA 100: The MA 50 is higher than the MA 100. +1
  • MA 50 < MA 200: The MA 50 is lower than the MA 200. -1
  • MA 100 trending down: The MA 100 is trending down. -1
  • Close > MA 100: The price is above the MA 100. +1
  • MA 100 < MA 200: The MA 100 is lower than the MA 200. -1
  • MA 200 trending up: The MA 200 is trending up. +1
  • Close > MA 200: The price is above the MA 200. +1

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200
MA 2020
MA 5050-
MA 100100--
MA 200200---

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Western Alliance Bancorporation Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows theย momentumย of theย selected period based on two moving averages.

  • MACD is aย lagging momentumย indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Western Alliance Bancorporation. The current macd is 3.10718002.

The long score for the Moving Average Convergence/Divergence (MACD) is 4/4.
The longshort score for the Moving Average Convergence/Divergence (MACD) is 4/(-4 +4).

  • MACD line > signal line: The MACD line is above the signal line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Western Alliance Bancorporation price going up in the near term. +2
  • MACD > 0: The MACD is above the zero line (centerline), it indicates a bullish signal for Western Alliance Bancorporation. This means that the short-term moving average is higher than the long-term moving average, signaling positive momentum and suggesting a higher likelihood of the Western Alliance Bancorporation price continuing to rise in the near future. It indicates that buyers are gaining control, and there is optimism in the market, leading to potential price increases. +1
  • Trending up: The MACD line is trending up. This indicates that the short-term moving average is rising faster than the long-term moving average, suggesting positive momentum in the market. This signals that buyers are becoming more active and confident, leading to potential price increases as traders anticipate further gains and are willing to buy at higher prices. +1
Western Alliance Bancorporation Daily Moving Average Convergence/Divergence (MACD) ChartWestern Alliance Bancorporation Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Western Alliance Bancorporation. The current adx is 28.08.

The long score for the Directional Movement Index (DMI) is 4/7.
The longshort score for the Directional Movement Index (DMI) is 4/(-7 +7).

  • PLUS_ID > MINUS_DI: The +DI line is above the -DI line. This indicates a bullish signal in the market, as the positive directional movement is currently stronger than the negative directional movement, showing that buyers have the upper hand. Market psychology suggests that traders are optimistic, expecting further price increases, and are more willing to buy Western Alliance Bancorporation shares, leading to potential upward momentum in its price. +1
  • PLUS_ID > MINUS_DI && ADX > 25 && ADX trending up: The ADX is above 25 and indicates a strong bullish trend. The ADX is trending up, so the bullish trend is strengthening.
Western Alliance Bancorporation Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Showsย the current trend.
  • Showsย potential entry signals.
  • Showsย ย potential exit signals.
  • Can be used to placeย trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Western Alliance Bancorporation. The current sar is 81.65.

The long score for the Parabolic SAR is 1/1.
The longshort score for the Parabolic SAR is 1/(-1 +1).

  • Close > SAR: The price is above the SAR. It's generally considered a bullish signal. +1
Western Alliance Bancorporation Daily Parabolic SAR Chart
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3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentumย indicator, meaning the signals are instant.
  • Rangesย between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Western Alliance Bancorporation. The current rsi is 70.43. The current phase is Overbought in bull market.

The long score for the Relative Strength Index (RSI) is 1/13.
The longshort score for the Relative Strength Index (RSI) is 0/(-13 +13).

  • Overbought in bull market: Short-term excessive buying, potential for pullback. Consider taking profits, be cautious of potential correction. -1
  • Trending up: The RSI is trending up. +1
Western Alliance Bancorporation Daily Relative Strength Index (RSI) ChartWestern Alliance Bancorporation Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Comparesย a certain price to multiple prices ranging over time.

  • Leadingย momentumย indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Rangesย between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Western Alliance Bancorporation. The current phase is Overbought in bull market.

The long score for the Stochastic Oscillator is 6/6.
The longshort score for the Stochastic Oscillator is 6/(-6 +6).

  • STOCH > 50: The STOCH %K is above 50. There are more buyers than sellers. +1
  • STOCH > 80: The STOCH %K is above 80 and overbought. +2
  • STOCH %K line > STOCH %D line: The STOCH %K line is above the STOCH %D line, which indicates a bullish signal in the market. This means that the positive momentum is currently stronger than the average momentum, suggesting that buyers are more active than sellers, and there's a higher probability of the Western Alliance Bancorporation price going up in the near term. +2
  • Trending up: The STOCH %K is trending up. +1
Western Alliance Bancorporation Daily Stochastic Oscillator ChartWestern Alliance Bancorporation Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero,ย the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Western Alliance Bancorporation. The current cci is 83.84.

Western Alliance Bancorporation Daily Commodity Channel Index (CCI) ChartWestern Alliance Bancorporation Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Western Alliance Bancorporation. The current cmo is 49.21.

The long score for the Chande Momentum Oscillator (CMO) is 1/1.
The longshort score for the Chande Momentum Oscillator (CMO) is 1/(-1 +1).

  • CMO > 0: The CMO is above 0, the momentum of the price is positive, indicating a potential uptrend in the price. +1
Western Alliance Bancorporation Daily Chande Momentum Oscillator (CMO) ChartWestern Alliance Bancorporation Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

ย Shows the current price relative to the highest high over the last 14 days.
ย 

  • Lagging momentum indicator
  • Ranging between 0 andย -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Western Alliance Bancorporation. The current willr is -9.25186167.

The long score for the Williams %R is 1/1.
The longshort score for the Williams %R is 1/(-1 +1).

  • WILLR > -20: The Williams %R is above -20. This indicates that the price is in overbought territory, suggesting a potential price correction or trend reversal to the downside. +1
Western Alliance Bancorporation Daily Williams %R ChartWestern Alliance Bancorporation Daily Williams %R Chart
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4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversoldย 

Score

Let's take a look at the Bollinger Bands of Western Alliance Bancorporation.

Western Alliance Bancorporation Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Western Alliance Bancorporation. The current atr is 2.19161083.

Western Alliance Bancorporation Daily Average True Range (ATR) ChartWestern Alliance Bancorporation Daily Average True Range (ATR) Chart
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5. Volume Indicators

5.1 On-Balance Volume (OBV)

ย Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Western Alliance Bancorporation. The current obv is -892,881.

Western Alliance Bancorporation Daily On-Balance Volume (OBV) ChartWestern Alliance Bancorporation Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Western Alliance Bancorporation. The current mfi is 83.56.

The long score for the Money Flow Index (MFI) is 2/2.
The longshort score for the Money Flow Index (MFI) is 2/(-2 +2).

  • MFI > 50: +1
  • MFI > 80: +1
Western Alliance Bancorporation Daily Money Flow Index (MFI) ChartWestern Alliance Bancorporation Daily Money Flow Index (MFI) Chart
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6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Western Alliance Bancorporation.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2025-02-20STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-02-21MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-02-24SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-02-26STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-03STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-03-04STOCH SHORT EXITThe %K line crosses above the %D line.
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
2025-03-06STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-03-10ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE20 crossover to downside
2025-03-11STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-12RSI LONG ENTRY SHORT CLOSE30 crossover to upside
2025-03-13WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-03-14MFI LONG ENTRY SHORT CLOSE20 crossover to upside
2025-03-18STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-19STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-20SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2025-03-21MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-03-24CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-26STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-27CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-03-31SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
2025-04-02STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-03MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
BB LONG ENTRY SHORT CLOSEPrice closed below the lower band.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-07STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-08STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-04-09RSI LONG ENTRY SHORT CLOSE30 crossover to upside
STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-10STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-04-14STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-17MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-04-21STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-23DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-04-24WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-04-30DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-01DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-05-05STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-08STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-05-12STOCH LONG EXITThe %K line crosses below the %D line.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-05-13STOCH SHORT EXITThe %K line crosses above the %D line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-05-15STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-21DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-05-22MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2025-05-27STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-05-28DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-05-30DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2025-06-02WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-06-03STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-04STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-06DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-06-10SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-06-11MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-12DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
2025-06-13MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-06-17SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-06-18STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-20DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-06-23MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-06-24SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-06-26WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-06-30STOCH LONG EXITThe %K line crosses below the %D line.
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-07-01BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-07-02STOCH SHORT EXITThe %K line crosses above the %D line.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-07-07RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2025-07-08STOCH SHORT EXITThe %K line crosses above the %D line.
2025-07-11RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2025-07-14STOCH SHORT EXITThe %K line crosses above the %D line.

6.3. Candlestick Patterns

Western Alliance Bancorporation Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Western Alliance Bancorporation based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5070.429
Ma 20Greater thanMa 5078.882
Ma 50Greater thanMa 10076.053
Ma 100Greater thanMa 20075.452
OpenGreater thanClose84.490
Total3/5 (60.0%)
Penke
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