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Banca Mediolanum SPA ADR
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PenkeI guess you are interested in Banca Mediolanum SPA ADR. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

I'm going to help you getting a better view of Banca Mediolanum SPA ADR. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

You can find me behind Let's Analyse Together in the top-right of each section.

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Quick analysis of Banca Mediolanum SPA ADR (30 sec.)










What can you expect buying and holding a share of Banca Mediolanum SPA ADR? (30 sec.)

How much money do you get?

How much money do you get?
$0.00
When do you have the money?
1 year
How often do you get paid?
15.2%

What is your share worth?

Current worth
$4.66
Expected worth in 1 year
$5.04
How sure are you?
66.7%

+ What do you gain per year?

Total Gains per Share
$0.38
Return On Investment
1.8%

For what price can you sell your share?

Current Price per Share
$21.15
Expected price per share
$21.15 - $21.15
How sure are you?
50%

1. Valuation of Banca Mediolanum SPA ADR (5 min.)




Live pricePrice per Share (EOD)

$21.15

Intrinsic Value Per Share

$-2.14 - $-2.66

Total Value Per Share

$2.52 - $2.01

2. Growth of Banca Mediolanum SPA ADR (5 min.)




Is Banca Mediolanum SPA ADR growing?

Current yearPrevious yearGrowGrow %
How rich?$3.4b$22.4b$40b64.1%

How much money is Banca Mediolanum SPA ADR making?

Current yearPrevious yearGrowGrow %
Making money$222.9m$141.5m$81.3m36.5%
Net Profit Margin72.8%35.9%--

How much money comes from the company's main activities?

3. Financial Health of Banca Mediolanum SPA ADR (5 min.)




4. Comparing to competitors in the Banks - Regional industry (5 min.)




  Industry Rankings (Banks - Regional)  

What can you expect buying and holding a share of Banca Mediolanum SPA ADR? (5 min.)

Welcome investor! Banca Mediolanum SPA ADR's management wants to use your money to grow the business. In return you get a share of Banca Mediolanum SPA ADR.

What can you expect buying and holding a share of Banca Mediolanum SPA ADR?

First you should know what it really means to hold a share of Banca Mediolanum SPA ADR. And how you can make/lose money.

Speculation

The Price per Share of Banca Mediolanum SPA ADR is $21.15. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Banca Mediolanum SPA ADR.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Banca Mediolanum SPA ADR, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is $4.66. Based on the TTM, the Book Value Change Per Share is $0.09 per quarter. Based on the YOY, the Book Value Change Per Share is $-1.02 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is $0.00 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Banca Mediolanum SPA ADR.

How much money are you going to get?

 MRQTTMYOY5Y10Y
 $% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share$% of Price per Share
Usd Eps0.371.7%0.301.4%0.331.5%0.381.8%0.321.5%
Usd Book Value Change Per Share-107.84-509.9%0.090.4%-1.02-4.8%-0.07-0.3%0.140.7%
Usd Dividend Per Share0.000.0%0.000.0%0.000.0%0.000.0%0.040.2%
Usd Total Gains Per Share-107.84-509.9%0.090.4%-1.02-4.8%-0.07-0.3%0.180.9%
Usd Price Per Share18.85-18.34-14.97-15.07-13.28-
Price to Earnings Ratio12.89-15.38-12.36-11.48-8.77-
Price-to-Total Gains Ratio-0.17-4.24-8.03-9.20--9.51-
Price to Book Ratio4.04-1.13-1.78-1.74-1.72-
Price-to-Total Gains Ratio-0.17-4.24-8.03-9.20--9.51-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share21.15
Number of shares47
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.000.00
Usd Book Value Change Per Share0.09-0.07
Usd Total Gains Per Share0.09-0.07
Gains per Quarter (47 shares)4.44-3.18
Gains per Year (47 shares)17.76-12.72
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
101880-13-23
2036260-25-36
3053440-38-49
4071620-51-62
5089800-64-75
60107980-76-88
701241160-89-101
801421340-102-114
901601520-114-127
1001781700-127-140

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%32.01.00.097.0%32.01.00.097.0%
Book Value Change Per Share3.01.00.075.0%8.04.00.066.7%13.07.00.065.0%22.011.00.066.7%22.011.00.066.7%
Dividend per Share0.00.04.00.0%0.00.012.00.0%0.00.020.00.0%5.00.028.015.2%5.00.028.015.2%
Total Gains per Share3.01.00.075.0%8.04.00.066.7%13.07.00.065.0%22.011.00.066.7%22.011.00.066.7%

Fundamentals of Banca Mediolanum SPA ADR

About Banca Mediolanum SPA ADR

Banca Mediolanum S.p.A. provides various banking products and services in Italy. The company offers current accounts; deposits; and mortgages and loans. It also provides debit, credit, and prepaid cards; investment products, such as mutual funds, unit linked policies, investment strategies, other investments, trading, and retirement products; and life insurance products and services. In addition, the company engages in audio and television production business; real estate business; mutual fund and trust management business; and the provision of damage insurance, financial intermediation, and payment services. Banca Mediolanum S.p.A. founded in 1982 and is headquartered in Basiglio, Italy.

Fundamental data was last updated by Penke on 2024-05-14 16:33:02.

Financial Health

Profitability Details
 Compared to previous yearCompared to industry
The company is making a huge profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is less efficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is operating very efficient.
The company is inefficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is unable to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is very able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

Valuation

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is underpriced.
Based on the earnings, the company is fair priced.
Based on how much money comes from the company's main activities, the company is expensive.

1.1. Profitability of Banca Mediolanum SPA ADR.

1.1. Profitability
1.1.1. Net Profit Margin

Measures how much net profit Banca Mediolanum SPA ADR earns for each $1 of revenue.

  • Above 10% is considered healthy but always compare Banca Mediolanum SPA ADR to the Banks - Regional industry mean.
  • A Net Profit Margin of 163.2% means that $1.63 for each $1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Banca Mediolanum SPA ADR:

  • The MRQ is 163.2%. The company is making a huge profit. +2
  • The TTM is 72.8%. The company is making a huge profit. +2
Trends
Current periodCompared to+/- 
MRQ163.2%TTM72.8%+90.4%
TTM72.8%YOY35.9%+36.8%
TTM72.8%5Y30.1%+42.7%
5Y30.1%10Y20.9%+9.2%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ163.2%38.5%+124.7%
TTM72.8%29.6%+43.2%
YOY35.9%26.3%+9.6%
5Y30.1%23.6%+6.5%
10Y20.9%20.4%+0.5%
1.1.2. Return on Assets

Shows how efficient Banca Mediolanum SPA ADR is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Banca Mediolanum SPA ADR to the Banks - Regional industry mean.
  • 0.3% Return on Assets means that Banca Mediolanum SPA ADR generated $0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Banca Mediolanum SPA ADR:

  • The MRQ is 0.3%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.3%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.3%TTM0.3%+0.1%
TTM0.3%YOY0.2%+0.1%
TTM0.3%5Y0.2%+0.0%
5Y0.2%10Y0.2%+0.0%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.3%0.3%+0.0%
TTM0.3%0.2%+0.1%
YOY0.2%0.2%0.0%
5Y0.2%0.2%+0.0%
10Y0.2%0.2%+0.0%
1.1.3. Return on Equity

Shows how efficient Banca Mediolanum SPA ADR is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Banca Mediolanum SPA ADR to the Banks - Regional industry mean.
  • 7.8% Return on Equity means Banca Mediolanum SPA ADR generated $0.08 for each $1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Banca Mediolanum SPA ADR:

  • The MRQ is 7.8%. Using its investors money, the company is less efficient in making profit.
  • The TTM is 6.4%. Using its investors money, the company is less efficient in making profit.
Trends
Current periodCompared to+/- 
MRQ7.8%TTM6.4%+1.5%
TTM6.4%YOY4.5%+1.9%
TTM6.4%5Y5.6%+0.8%
5Y5.6%10Y5.0%+0.6%
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ7.8%3.1%+4.7%
TTM6.4%2.5%+3.9%
YOY4.5%2.7%+1.8%
5Y5.6%2.5%+3.1%
10Y5.0%2.8%+2.2%

1.2. Operating Efficiency of Banca Mediolanum SPA ADR.

1.2. Operating Efficiency
1.2.1. Operating Margin

Measures how efficient Banca Mediolanum SPA ADR is operating .

  • Measures how much profit Banca Mediolanum SPA ADR makes for each $1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Banca Mediolanum SPA ADR to the Banks - Regional industry mean.
  • An Operating Margin of -5.5% means the company generated $-0.05  for each $1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Banca Mediolanum SPA ADR:

  • The MRQ is -5.5%. The company is operating very inefficient. -2
  • The TTM is 43.2%. The company is operating very efficient. +2
Trends
Current periodCompared to+/- 
MRQ-5.5%TTM43.2%-48.7%
TTM43.2%YOY35.2%+8.0%
TTM43.2%5Y15.7%+27.5%
5Y15.7%10Y10.7%+5.0%
1.2.2. Operating Ratio

Measures how efficient Banca Mediolanum SPA ADR is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • An Operation Ratio of 8.29 means that the operating costs are $8.29 for each $1 in net sales.

Let's take a look of the Operating Ratio trends of Banca Mediolanum SPA ADR:

  • The MRQ is 8.293. The company is inefficient in keeping operating costs low. -1
  • The TTM is 2.367. The company is inefficient in keeping operating costs low. -1
Trends
Current periodCompared to+/- 
MRQ8.293TTM2.367+5.927
TTM2.367YOY0.480+1.886
TTM2.3675Y1.039+1.328
5Y1.03910Y1.001+0.038

1.3. Liquidity of Banca Mediolanum SPA ADR.

1.3. Liquidity
1.3.1. Current Ratio

Measures if Banca Mediolanum SPA ADR is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Banks - Regional industry mean).
  • A Current Ratio of 0.04 means the company has $0.04 in assets for each $1 in short-term debts.

Let's take a look of the Current Ratio trends of Banca Mediolanum SPA ADR:

  • The MRQ is 0.042. The company is unable to pay all its short-term debts. -2
  • The TTM is 0.053. The company is unable to pay all its short-term debts. -2
Trends
Current periodCompared to+/- 
MRQ0.042TTM0.053-0.011
TTM0.053YOY4.741-4.688
TTM0.0535Y3.411-3.358
5Y3.41110Y3.227+0.183
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
TTM0.0530.124-0.071
YOY4.7410.167+4.574
5Y3.4110.207+3.204
10Y3.2270.131+3.096
1.3.2. Quick Ratio

Measures if Banca Mediolanum SPA ADR is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Banca Mediolanum SPA ADR to the Banks - Regional industry mean.
  • A Quick Ratio of 0.06 means the company can pay off $0.06 for each $1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Banca Mediolanum SPA ADR:

  • The MRQ is 0.064. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.164. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.064TTM0.164-0.100
TTM0.164YOY6.636-6.472
TTM0.1645Y3.864-3.700
5Y3.86410Y3.987-0.123

1.4. Solvency of Banca Mediolanum SPA ADR.

1.3. Liquidity
1.4.1. Debt to Asset Ratio

Measures how much % of Banca Mediolanum SPA ADR assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Banca Mediolanum SPA ADR to Banks - Regional industry mean.
  • A Debt to Asset Ratio of 0.96 means that Banca Mediolanum SPA ADR assets are financed with 95.6% credit (debt) and the remaining percentage (100% - 95.6%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Banca Mediolanum SPA ADR:

  • The MRQ is 0.956. The company is just able to pay all its debts by selling its assets.
  • The TTM is 0.243. The company is very able to pay all its debts by selling its assets. +2
Trends
Current periodCompared to+/- 
MRQ0.956TTM0.243+0.713
TTM0.243YOY0.720-0.478
TTM0.2435Y0.768-0.525
5Y0.76810Y0.841-0.073
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ0.9560.915+0.041
TTM0.2430.916-0.673
YOY0.7200.918-0.198
5Y0.7680.919-0.151
10Y0.8410.926-0.085
1.4.2. Debt to Equity Ratio

Measures if Banca Mediolanum SPA ADR is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Banca Mediolanum SPA ADR to the Banks - Regional industry mean.
  • A Debt to Equity ratio of 2,152.9% means that company has $21.53 debt for each $1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Banca Mediolanum SPA ADR:

  • The MRQ is 21.529. The company is unable to pay all its debts with equity. -1
  • The TTM is 5.469. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ21.529TTM5.469+16.060
TTM5.469YOY18.102-12.633
TTM5.4695Y18.769-13.300
5Y18.76910Y19.582-0.813
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
MRQ21.52910.799+10.730
TTM5.46910.909-5.440
YOY18.10211.266+6.836
5Y18.76911.324+7.445
10Y19.58212.886+6.696

2. Market Valuation of Banca Mediolanum SPA ADR

2.1. Earnings Per Share
2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every $1 in earnings Banca Mediolanum SPA ADR generates.

  • Above 15 is considered overpriced but always compare Banca Mediolanum SPA ADR to the Banks - Regional industry mean.
  • A PE ratio of 12.89 means the investor is paying $12.89 for every $1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Banca Mediolanum SPA ADR:

  • The EOD is 14.459. Based on the earnings, the company is underpriced. +1
  • The MRQ is 12.890. Based on the earnings, the company is underpriced. +1
  • The TTM is 15.375. Based on the earnings, the company is fair priced.
Trends
Current periodCompared to+/- 
EOD14.459MRQ12.890+1.570
MRQ12.890TTM15.375-2.485
TTM15.375YOY12.361+3.014
TTM15.3755Y11.483+3.892
5Y11.48310Y8.767+2.716
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD14.4593.675+10.784
MRQ12.8903.418+9.472
TTM15.3754.741+10.634
YOY12.3616.901+5.460
5Y11.4839.496+1.987
10Y8.7679.770-1.003
2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Banca Mediolanum SPA ADR:

  • The EOD is 258.463. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The MRQ is 230.405. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The TTM is 157.876. Based on how much money comes from the company's main activities, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD258.463MRQ230.405+28.058
MRQ230.405TTM157.876+72.529
TTM157.876YOY24.960+132.916
TTM157.8765Y36.567+121.309
5Y36.56710Y24.370+12.197
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD258.463-2.538+261.001
MRQ230.405-2.360+232.765
TTM157.876-1.072+158.948
YOY24.9606.461+18.499
5Y36.5670.248+36.319
10Y24.3700.032+24.338
2. Book Value per Share
2.3. Price to Book Ratio

Measures if the stock price of Banca Mediolanum SPA ADR is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Banks - Regional industry mean).
  • A PB ratio of 4.04 means the investor is paying $4.04 for each $1 in book value.

Let's take a look of the Price to Book Ratio trends of Banca Mediolanum SPA ADR:

  • The EOD is 4.536. Based on the equity, the company is fair priced.
  • The MRQ is 4.044. Based on the equity, the company is fair priced.
  • The TTM is 1.134. Based on the equity, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD4.536MRQ4.044+0.492
MRQ4.044TTM1.134+2.909
TTM1.134YOY1.776-0.642
TTM1.1345Y1.742-0.607
5Y1.74210Y1.722+0.020
Compared to industry (Banks - Regional)
PeriodCompanyIndustry (mean)+/- 
EOD4.5360.452+4.084
MRQ4.0440.420+3.624
TTM1.1340.439+0.695
YOY1.7760.594+1.182
5Y1.7420.763+0.979
10Y1.7220.991+0.731
2. Total Gains per Share

3. Summary

3.1. Key Performance Indicators

The key performance indicators of Banca Mediolanum SPA ADR compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-5 Year+/-10 Year+/-
Book Value Change Per Share---107.8430.094-114289%-1.022-99%-0.068-100%0.141-76428%
Book Value Per Share--4.66383.952-94%58.994-92%32.925-86%22.341-79%
Current Ratio--0.0420.053-21%4.741-99%3.411-99%3.227-99%
Debt To Asset Ratio--0.9560.243+294%0.720+33%0.768+24%0.841+14%
Debt To Equity Ratio--21.5295.469+294%18.102+19%18.769+15%19.582+10%
Dividend Per Share----0%-0%-0%0.043-100%
Eps--0.3660.302+21%0.326+12%0.375-3%0.323+13%
Free Cash Flow Per Share--0.0200.031-33%0.074-72%0.045-55%0.122-83%
Free Cash Flow To Equity Per Share--0.0200.031-33%0.074-72%0.045-55%0.020+0%
Gross Profit Margin--0.9390.928+1%0.878+7%0.892+5%0.899+4%
Intrinsic Value_10Y_max---2.656--------
Intrinsic Value_10Y_min---2.139--------
Intrinsic Value_1Y_max--0.116--------
Intrinsic Value_1Y_min--0.114--------
Intrinsic Value_3Y_max--0.056--------
Intrinsic Value_3Y_min--0.060--------
Intrinsic Value_5Y_max---0.354--------
Intrinsic Value_5Y_min---0.303--------
Market Cap7862005238.400-78%13969921017.99813631245967.647+2%7147537214.330+95%7284030588.903+92%5954658670.837+135%
Net Profit Margin--1.6320.728+124%0.359+354%0.301+442%0.209+680%
Operating Margin---0.0550.432-113%0.352-116%0.157-135%0.107-151%
Operating Ratio--8.2932.367+250%0.480+1627%1.039+698%1.001+729%
Pb Ratio4.536+11%4.0441.134+256%1.776+128%1.742+132%1.722+135%
Pe Ratio14.459+11%12.89015.375-16%12.361+4%11.483+12%8.767+47%
Price Per Share21.150+11%18.85418.341+3%14.972+26%15.073+25%13.278+42%
Price To Free Cash Flow Ratio258.463+11%230.405157.876+46%24.960+823%36.567+530%24.370+845%
Price To Total Gains Ratio-0.196-12%-0.1754.241-104%8.034-102%9.199-102%-9.510+5340%
Quick Ratio--0.0640.164-61%6.636-99%3.864-98%3.987-98%
Return On Assets--0.0030.003+27%0.002+95%0.002+50%0.002+63%
Return On Equity--0.0780.064+23%0.045+75%0.056+41%0.050+58%
Total Gains Per Share---107.8430.094-114289%-1.022-99%-0.068-100%0.184-58757%
Usd Book Value--3454740000.00062459640881.250-94%22423663263.750-85%18588913920.750-81%12153368321.970-72%
Usd Book Value Change Per Share---107.8430.094-114289%-1.022-99%-0.068-100%0.141-76428%
Usd Book Value Per Share--4.66383.952-94%58.994-92%32.925-86%22.341-79%
Usd Dividend Per Share----0%-0%-0%0.043-100%
Usd Eps--0.3660.302+21%0.326+12%0.375-3%0.323+13%
Usd Free Cash Flow--15158000.00022750000.000-33%21075000.000-28%8765000.000+73%21524666.667-30%
Usd Free Cash Flow Per Share--0.0200.031-33%0.074-72%0.045-55%0.122-83%
Usd Free Cash Flow To Equity Per Share--0.0200.031-33%0.074-72%0.045-55%0.020+0%
Usd Market Cap7862005238.400-78%13969921017.99813631245967.647+2%7147537214.330+95%7284030588.903+92%5954658670.837+135%
Usd Price Per Share21.150+11%18.85418.341+3%14.972+26%15.073+25%13.278+42%
Usd Profit--270949455.000222937120.000+22%141539063.750+91%165822720.000+63%136372236.212+99%
Usd Revenue--166060335.000405322636.250-59%396024728.750-58%952252474.250-83%950857833.333-83%
Usd Total Gains Per Share---107.8430.094-114289%-1.022-99%-0.068-100%0.184-58757%
 EOD+1 -7MRQTTM+11 -23YOY+10 -245Y+9 -2510Y+13 -23

3.2. Fundamental Score

Let's check the fundamental score of Banca Mediolanum SPA ADR based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1514.459
Price to Book Ratio (EOD)Between0-14.536
Net Profit Margin (MRQ)Greater than01.632
Operating Margin (MRQ)Greater than0-0.055
Quick Ratio (MRQ)Greater than10.064
Current Ratio (MRQ)Greater than10.042
Debt to Asset Ratio (MRQ)Less than10.956
Debt to Equity Ratio (MRQ)Less than121.529
Return on Equity (MRQ)Greater than0.150.078
Return on Assets (MRQ)Greater than0.050.003
Total3/10 (30.0%)

3.3. Technical Score

Let's check the technical score of Banca Mediolanum SPA ADR based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
RsiGreater than5058.144
Ma 20Greater thanMa 5020.767
Ma 50Greater thanMa 10021.199
Ma 100Greater thanMa 20020.686
OpenGreater thanClose21.150
Total3/5 (60.0%)



Reversals in quarterly reports

I have detected a reversal (positive to negative, negative to positive) in the following values of the quarterly reports.

 2022-12-312023-03-312023-06-302023-09-302023-12-31
Net Debt  -2,584,2681,932,715-651,553347,135-304,418-148,760-453,1781,763,0321,309,854
Other Stockholders Equity  -222,40575-222,331-186,568-408,899-226,118-635,0173,449,8782,814,861
Long-term Assets Other  -99,975-55,589-155,5641,170-154,3946,304-148,0911,641,3141,493,223
EBIT  223,411102,593326,005-77,524248,48036,364284,844-293,935-9,091
EBITDA  255,35584,512339,866-77,679262,18736,232298,419-299,287-868



Latest Balance Sheet

Balance Sheet of 2023-12-31. All numbers in thousands.

Summary
Total Assets77,830,851
Total Liabilities74,376,111
Total Stockholder Equity3,454,740
 As reported
Total Liabilities 74,376,111
Total Stockholder Equity+ 3,454,740
Total Assets = 77,830,851

Assets

Total Assets77,830,851
Total Current Assets1,427,568
Long-term Assets76,403,283
Total Current Assets
Cash And Cash Equivalents 188,134
Short-term Investments 999,295
Total Current Assets  (as reported)1,427,568
Total Current Assets  (calculated)1,187,429
+/- 240,139
Long-term Assets
Property Plant Equipment 212,514
Goodwill 125,625
Long-term Assets Other 1,493,223
Long-term Assets  (as reported)76,403,283
Long-term Assets  (calculated)1,831,362
+/- 74,571,921

Liabilities & Shareholders' Equity

Total Current Liabilities33,965,787
Long-term Liabilities40,410,324
Total Stockholder Equity3,454,740
Total Current Liabilities
Other Current Liabilities 33,965,787
Total Current Liabilities  (as reported)33,965,787
Total Current Liabilities  (calculated)33,965,787
+/-0
Long-term Liabilities
Long-term Liabilities  (as reported)40,410,324
Long-term Liabilities  (calculated)0
+/- 40,410,324
Total Stockholder Equity
Common Stock600,564
Accumulated Other Comprehensive Income 39,315
Other Stockholders Equity 2,814,861
Total Stockholder Equity (as reported)3,454,740
Total Stockholder Equity (calculated)3,454,740
+/-0
Other
Cash and Short Term Investments 1,187,429
Common Stock Shares Outstanding 740,953
Liabilities and Stockholders Equity 77,830,851
Net Debt 1,309,854
Short Long Term Debt Total 1,497,988



Balance Sheet

All numbers in thousands.

 Trend2023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-31
> Total Assets 
0
0
0
28,891,555
31,900,347
31,068,249
32,698,030
32,645,687
32,463,567
31,992,003
34,464,281
33,971,760
38,676,118
38,046,341
37,236,910
36,048,829
39,911,592
39,097,772
39,843,543
37,321,452
37,377,661
38,925,758
42,645,584
42,547,855
46,756,486
45,686,754
45,153,478
44,710,171
44,469,325
43,662,110
43,360,323
41,971,360
43,623,891
43,653,533
44,299,801
43,266,786
47,104,565
49,251,773
50,926,285
47,374,365
53,514,856
53,908,640
55,307,484
53,437,634
55,590,260
58,423,865
59,373,771
59,029,046
64,302,660
67,554,060
68,831,327
73,522,370
74,065,139
70,935,292
73,358,946
73,598,890
74,491,578
76,152,024
77,565,858
77,830,851
77,830,85177,565,85876,152,02474,491,57873,598,89073,358,94670,935,29274,065,13973,522,37068,831,32767,554,06064,302,66059,029,04659,373,77158,423,86555,590,26053,437,63455,307,48453,908,64053,514,85647,374,36550,926,28549,251,77347,104,56543,266,78644,299,80143,653,53343,623,89141,971,36043,360,32343,662,11044,469,32544,710,17145,153,47845,686,75446,756,48642,547,85542,645,58438,925,75837,377,66137,321,45239,843,54339,097,77239,911,59236,048,82937,236,91038,046,34138,676,11833,971,76034,464,28131,992,00332,463,56732,645,68732,698,03031,068,24931,900,34728,891,555000
   > Total Current Assets 
0
0
0
232,817
335,844
414,030
417,546
802,648
1,203,714
1,275,425
773,569
344,127
509,569
675,156
6,964,315
492,018
451,342
142,872
292,886
797,336
55,265
349,550
87,474
743,781
72,333
395,572
498,504
890,095
83,589
430,905
120,576
854,807
87,088
461,733
121,476
786,996
473,920
498,573
369,911
667,101
414,786
491,543
469,421
798,780
1,708,433
1,806,082
2,532,399
845,210
1,992,076
2,989,720
2,637,328
5,675,307
3,032,221
641,283
3,064,940
2,949,817
975,206
654,215
796,930
1,427,568
1,427,568796,930654,215975,2062,949,8173,064,940641,2833,032,2215,675,3072,637,3282,989,7201,992,076845,2102,532,3991,806,0821,708,433798,780469,421491,543414,786667,101369,911498,573473,920786,996121,476461,73387,088854,807120,576430,90583,589890,095498,504395,57272,333743,78187,474349,55055,265797,336292,886142,872451,342492,0186,964,315675,156509,569344,127773,5691,275,4251,203,714802,648417,546414,030335,844232,817000
       Cash And Cash Equivalents 
0
0
0
213,764
323,800
404,647
407,927
795,203
880,092
544,049
489,501
338,386
137,590
251,193
230,609
381,852
450,716
140,739
291,168
622,743
55,265
349,550
87,474
601,951
72,333
395,572
498,504
695,508
83,589
430,905
120,576
637,473
87,088
461,733
121,476
585,640
473,920
498,573
369,911
508,511
414,786
491,543
469,421
563,427
1,708,433
1,806,082
2,532,399
664,614
1,992,076
2,989,720
2,637,328
5,316,667
3,032,221
641,283
3,064,940
2,754,107
975,206
654,215
796,930
188,134
188,134796,930654,215975,2062,754,1073,064,940641,2833,032,2215,316,6672,637,3282,989,7201,992,076664,6142,532,3991,806,0821,708,433563,427469,421491,543414,786508,511369,911498,573473,920585,640121,476461,73387,088637,473120,576430,90583,589695,508498,504395,57272,333601,95187,474349,55055,265622,743291,168140,739450,716381,852230,609251,193137,590338,386489,501544,049880,092795,203407,927404,647323,800213,764000
       Short-term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,088,466
40,009
608,233
23,131
236,250
88,061
718,815
720,137
300,140
502,876
295,892
285,220
94,853
0
0
0
0
0
0
0
0
0
1,104,938
1,156,128
1,148,437
1,620,217
1,612,767
1,610,995
999,295
999,2951,610,9951,612,7671,620,2171,148,4371,156,1281,104,93800000000094,853285,220295,892502,876300,140720,137718,81588,061236,25023,131608,23340,0091,088,4660000000000000000000000000000000
       Net Receivables 
0
0
0
19,053
12,044
9,383
9,619
7,445
11,422
8,497
8,042
5,741
6,608
11,968
6,733,706
110,166
626
2,133
1,718
174,593
0
0
0
141,830
0
0
0
194,587
0
0
0
217,334
1,256,168
283,508
1,188,847
201,356
1,643,237
304,689
309,068
158,590
365,250
392,675
389,908
235,353
490,460
469,357
442,701
180,596
576,924
534,909
503,012
358,640
435,154
428,633
412,262
195,710
493,745
407,085
0
0
00407,085493,745195,710412,262428,633435,154358,640503,012534,909576,924180,596442,701469,357490,460235,353389,908392,675365,250158,590309,068304,6891,643,237201,3561,188,847283,5081,256,168217,334000194,587000141,830000174,5931,7182,133626110,1666,733,70611,9686,6085,7418,0428,49711,4227,4459,6199,38312,04419,053000
       Other Current Assets 
0
0
0
0
0
0
0
0
312,200
363,480
276,026
0
365,371
411,995
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
246,522
98,163
70,206
131
98,266
130
132,648
68,310
124,251
140,601
81,637
35,203
179,241
1,510,442
1,509,399
2,191,901
337,179
1,713,331
2,614,997
2,255,001
4,688,525
2,431,639
2,051,944
4,114,428
4,870,673
2,731,842
2,336,313
2,570,519
1,427,568
1,427,5682,570,5192,336,3132,731,8424,870,6734,114,4282,051,9442,431,6394,688,5252,255,0012,614,9971,713,331337,1792,191,9011,509,3991,510,442179,24135,20381,637140,601124,25168,310132,64813098,26613170,20698,163246,52200000000000000000411,995365,3710276,026363,480312,20000000000
   > Long-term Assets 
0
0
0
28,264,892
31,154,285
30,260,229
31,891,884
31,414,142
30,710,926
30,716,578
33,053,549
32,633,216
37,548,259
36,717,632
29,255,415
29,146,236
32,717,456
31,200,546
32,066,633
30,391,700
30,314,414
31,812,629
34,970,950
34,424,181
38,113,597
37,331,107
36,366,208
35,682,700
35,341,885
34,609,874
33,990,349
31,644,910
34,000,931
34,107,427
34,367,247
33,302,059
35,448,740
35,599,607
39,539,098
18,411,350
26,340,145
26,857,030
43,007,770
18,653,140
24,396,239
43,318,788
43,480,537
20,342,305
31,503,605
49,337,273
50,291,558
4,382,741
53,739,732
32,898,592
51,921,785
4,460,557
54,287,384
37,298,398
56,814,282
76,403,283
76,403,28356,814,28237,298,39854,287,3844,460,55751,921,78532,898,59253,739,7324,382,74150,291,55849,337,27331,503,60520,342,30543,480,53743,318,78824,396,23918,653,14043,007,77026,857,03026,340,14518,411,35039,539,09835,599,60735,448,74033,302,05934,367,24734,107,42734,000,93131,644,91033,990,34934,609,87435,341,88535,682,70036,366,20837,331,10738,113,59734,424,18134,970,95031,812,62930,314,41430,391,70032,066,63331,200,54632,717,45629,146,23629,255,41536,717,63237,548,25932,633,21633,053,54930,716,57830,710,92631,414,14231,891,88430,260,22931,154,28528,264,892000
       Property Plant Equipment 
0
0
0
83,963
82,286
80,635
79,392
74,596
73,744
71,885
71,194
0
69,326
68,788
68,043
89,582
88,949
88,219
88,049
87,398
192,598
192,728
191,971
87,455
217,040
216,328
217,101
118,058
219,879
215,471
215,215
112,272
219,155
219,543
220,375
111,442
214,787
216,521
214,270
108,732
274,687
269,479
259,803
185,345
268,301
264,908
262,286
177,943
256,494
253,196
252,071
249,095
247,614
250,442
252,536
229,248
225,843
223,043
220,202
212,514
212,514220,202223,043225,843229,248252,536250,442247,614249,095252,071253,196256,494177,943262,286264,908268,301185,345259,803269,479274,687108,732214,270216,521214,787111,442220,375219,543219,155112,272215,215215,471219,879118,058217,101216,328217,04087,455191,971192,728192,59887,39888,04988,21988,94989,58268,04368,78869,326071,19471,88573,74474,59679,39280,63582,28683,963000
       Goodwill 
0
0
0
157,264
157,264
157,264
157,264
149,864
149,864
149,864
149,864
149,864
149,864
150,028
0
129,886
129,886
129,886
129,886
125,625
125,625
125,625
125,625
125,625
125,625
125,625
125,625
125,625
125,625
125,625
125,625
125,625
125,625
125,625
125,625
136,711
136,711
136,711
136,711
132,925
132,925
132,925
132,925
132,925
132,925
132,925
132,925
132,925
132,925
132,925
132,925
0
0
132,925
132,925
125,625
125,625
125,625
125,625
125,625
125,625125,625125,625125,625125,625132,925132,92500132,925132,925132,925132,925132,925132,925132,925132,925132,925132,925132,925132,925136,711136,711136,711136,711125,625125,625125,625125,625125,625125,625125,625125,625125,625125,625125,625125,625125,625125,625125,625125,625129,886129,886129,886129,8860150,028149,864149,864149,864149,864149,864149,864157,264157,264157,264157,264000
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
30,704,256
32,661,129
32,739,416
33,166,342
25,893,779
42,354,756
34,496,413
34,059,188
23,317,416
25,862,325
26,386,755
42,549,919
18,264,344
23,920,584
42,847,212
43,014,746
19,959,162
31,041,621
48,877,467
49,831,466
3,922,734
53,282,532
32,439,838
51,461,711
4,023,527
53,854,557
36,866,988
56,385,972
0
056,385,97236,866,98853,854,5574,023,52751,461,71132,439,83853,282,5323,922,73449,831,46648,877,46731,041,62119,959,16243,014,74642,847,21223,920,58418,264,34442,549,91926,386,75525,862,32523,317,41634,059,18834,496,41342,354,75625,893,77933,166,34232,739,41632,661,12930,704,2560000000000000000000000000000000
       Intangible Assets 
0
0
0
14,649
13,542
13,004
14,354
13,253
14,265
16,222
16,015
17,057
16,457
16,722
0
23,096
38,729
36,774
36,195
36,914
38,101
38,185
43,689
57,195
55,367
60,085
63,321
68,210
65,715
66,452
66,238
73,757
73,544
74,491
73,090
78,120
78,750
77,673
75,784
74,013
70,208
67,871
65,123
70,526
74,429
73,743
70,580
72,275
72,565
73,685
75,096
0
209,586
75,387
74,613
82,157
81,359
82,742
82,483
0
082,48382,74281,35982,15774,61375,387209,586075,09673,68572,56572,27570,58073,74374,42970,52665,12367,87170,20874,01375,78477,67378,75078,12073,09074,49173,54473,75766,23866,45265,71568,21063,32160,08555,36757,19543,68938,18538,10136,91436,19536,77438,72923,096016,72216,45717,05716,01516,22214,26513,25314,35413,00413,54214,649000
       Other Assets 
0
0
0
393,846
410,218
393,990
388,600
428,897
548,927
0
637,163
994,417
618,290
653,553
1,017,180
6,410,575
6,742,794
7,754,354
7,484,024
6,132,416
7,007,982
6,763,579
7,587,160
7,379,893
8,570,556
7,960,075
8,288,766
8,137,376
9,043,851
8,621,331
9,249,398
9,471,643
9,535,872
9,084,373
9,811,078
9,177,731
11,181,905
13,153,593
11,017,276
28,295,914
26,759,925
26,560,067
11,830,293
33,985,714
29,485,588
13,298,995
13,360,835
37,841,531
30,806,979
15,227,067
15,902,441
63,464,322
17,293,186
37,395,417
18,372,221
66,188,516
19,228,988
38,199,411
19,954,646
0
019,954,64638,199,41119,228,98866,188,51618,372,22137,395,41717,293,18663,464,32215,902,44115,227,06730,806,97937,841,53113,360,83513,298,99529,485,58833,985,71411,830,29326,560,06726,759,92528,295,91411,017,27613,153,59311,181,9059,177,7319,811,0789,084,3739,535,8729,471,6439,249,3988,621,3319,043,8518,137,3768,288,7667,960,0758,570,5567,379,8937,587,1606,763,5797,007,9826,132,4167,484,0247,754,3546,742,7946,410,5751,017,180653,553618,290994,417637,1630548,927428,897388,600393,990410,218393,846000
> Total Liabilities 
0
0
0
27,899,137
30,840,161
30,072,239
31,621,827
31,609,527
31,326,643
30,899,353
33,549,171
33,209,410
37,416,223
36,952,636
35,885,250
34,628,382
38,414,248
37,570,761
38,197,994
35,670,658
35,558,801
37,099,800
40,710,036
40,734,507
44,830,449
43,757,529
43,103,396
42,640,036
42,337,977
41,586,276
41,173,874
39,820,700
41,424,606
41,521,702
42,094,159
41,058,009
44,832,553
47,303,288
48,984,253
45,313,376
51,371,768
51,806,488
53,065,700
51,094,521
53,323,260
56,278,605
56,865,872
56,290,515
61,280,825
64,953,737
66,106,176
70,639,555
69,175
68,127,190
70,430,508
70,663,511
374,696
373,645
379,254
74,376,111
74,376,111379,254373,645374,69670,663,51170,430,50868,127,19069,17570,639,55566,106,17664,953,73761,280,82556,290,51556,865,87256,278,60553,323,26051,094,52153,065,70051,806,48851,371,76845,313,37648,984,25347,303,28844,832,55341,058,00942,094,15941,521,70241,424,60639,820,70041,173,87441,586,27642,337,97742,640,03643,103,39643,757,52944,830,44940,734,50740,710,03637,099,80035,558,80135,670,65838,197,99437,570,76138,414,24834,628,38235,885,25036,952,63637,416,22333,209,41033,549,17130,899,35331,326,64331,609,52731,621,82730,072,23930,840,16127,899,137000
   > Total Current Liabilities 
0
0
0
20,247,616
21,717,324
241,767
21,228,495
20,800,639
425,747
514,193
425,805
0
210,265
0
179,569
148,328
8,283
242,956
281,277
100,020
0
0
0
106,216
0
0
0
104,986
0
0
0
105,622
25,337,345
25,752,879
26,194,704
104,807
35,604,119
30,723,809
32,091,258
93,502
34,300,605
34,179,152
34,821,813
104,849
36,804,785
36,953,598
37,384,421
132,626
39,676,973
42,074,568
42,970,445
163,749
47,517,263
7,269,199
10,303,746
159,322
11,672,889
10,628,716
31,584,149
33,965,787
33,965,78731,584,14910,628,71611,672,889159,32210,303,7467,269,19947,517,263163,74942,970,44542,074,56839,676,973132,62637,384,42136,953,59836,804,785104,84934,821,81334,179,15234,300,60593,50232,091,25830,723,80935,604,119104,80726,194,70425,752,87925,337,345105,622000104,986000106,216000100,020281,277242,9568,283148,328179,5690210,2650425,805514,193425,74720,800,63921,228,495241,76721,717,32420,247,616000
       Short-term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,961,032
3,006,535
3,543,331
3,721,393
1,564,057
6,795,541
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6,236,765
9,329,062
9,340,164
8,189,134
8,225,978
9,973,891
0
09,973,8918,225,9788,189,1349,340,1649,329,0626,236,76500000000000000006,795,5411,564,0573,721,3933,543,3313,006,5351,961,0320000000000000000000000000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1,961,032
3,006,535
3,543,331
3,721,393
1,564,057
6,795,541
173,022
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000000000000173,0226,795,5411,564,0573,721,3933,543,3313,006,5351,961,0320000000000000000000000000000000
       Accounts payable 
0
0
0
244,633
236,922
241,767
191,073
249,892
238,698
197,056
166,009
0
0
0
179,569
148,328
8,283
242,956
281,277
100,020
0
0
0
106,216
0
0
0
104,986
0
0
0
105,622
22,100,319
21,922,452
22,141,517
104,807
28,355,948
23,634,598
23,903,091
93,502
24,288,423
25,644,022
25,831,822
104,849
29,426,556
30,119,812
30,555,352
132,626
34,795,725
36,678,489
37,768,693
163,749
39,510,871
39,152,947
26,365,445
159,322
27,335,072
41,771,542
21,156,694
0
021,156,69441,771,54227,335,072159,32226,365,44539,152,94739,510,871163,74937,768,69336,678,48934,795,725132,62630,555,35230,119,81229,426,556104,84925,831,82225,644,02224,288,42393,50223,903,09123,634,59828,355,948104,80722,141,51721,922,45222,100,319105,622000104,986000106,216000100,020281,277242,9568,283148,328179,569000166,009197,056238,698249,892191,073241,767236,922244,633000
       Other Current Liabilities 
0
0
0
20,002,983
21,480,402
-241,767
21,037,422
20,550,747
187,049
317,137
259,796
0
210,265
0
-179,569
-148,328
-8,283
-242,956
-281,277
-100,020
0
0
0
-106,216
0
0
0
-104,986
0
0
0
-105,622
410,748
453,533
490,265
-104,807
630,064
558,008
540,897
-93,502
485,689
168,605
201,281
-104,849
136,787
324,096
77,046
-132,626
111,173
92,725
110,857
-163,749
159,424
1,032,434
974,684
-9,342,575
3,483,755
2,402,738
265,727
33,965,787
33,965,787265,7272,402,7383,483,755-9,342,575974,6841,032,434159,424-163,749110,85792,725111,173-132,62677,046324,096136,787-104,849201,281168,605485,689-93,502540,897558,008630,064-104,807490,265453,533410,748-105,622000-104,986000-106,216000-100,020-281,277-242,956-8,283-148,328-179,5690210,2650259,796317,137187,04920,550,74721,037,422-241,76721,480,40220,002,983000
   > Long-term Liabilities 
0
0
0
380,669
480,476
519,745
528,614
393,227
238,698
30,385,160
166,009
0
190,267
36,952,636
179,569
148,328
8,283
242,956
281,277
100,020
35,558,801
37,099,800
40,710,036
106,216
44,830,449
43,757,529
43,103,396
104,986
42,337,977
41,586,276
41,173,874
105,622
41,424,606
41,521,702
42,094,159
104,807
44,832,553
47,303,288
48,984,253
93,502
51,371,768
51,806,488
53,065,700
104,849
53,323,260
56,278,605
56,865,872
132,626
61,280,825
64,953,737
66,106,176
163,749
69,175
68,127,190
70,430,508
159,322
374,696
373,645
379,254
40,410,324
40,410,324379,254373,645374,696159,32270,430,50868,127,19069,175163,74966,106,17664,953,73761,280,825132,62656,865,87256,278,60553,323,260104,84953,065,70051,806,48851,371,76893,50248,984,25347,303,28844,832,553104,80742,094,15941,521,70241,424,606105,62241,173,87441,586,27642,337,977104,98643,103,39643,757,52944,830,449106,21640,710,03637,099,80035,558,801100,020281,277242,9568,283148,328179,56936,952,636190,2670166,00930,385,160238,698393,227528,614519,745480,476380,669000
       Other Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
15,413,059
15,907,004
15,602,386
15,740,984
12,593,788
19,369,823
16,453,471
16,774,990
15,254,430
16,903,348
17,476,811
18,102,710
18,256,218
16,400,611
18,288,422
18,457,000
19,108,900
20,487,326
21,767,580
22,027,251
21,884,042
22,471,192
21,172,173
33,239,661
0
0
0
0
0
0000033,239,66121,172,17322,471,19221,884,04222,027,25121,767,58020,487,32619,108,90018,457,00018,288,42216,400,61118,256,21818,102,71017,476,81116,903,34815,254,43016,774,99016,453,47119,369,82312,593,78815,740,98415,602,38615,907,00415,413,0590000000000000000000000000000000
       Deferred Long Term Liability 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
14
0
0
0
29
0
0
0
23
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
000000000000000023000290001400000000000000000000000000000000000
> Total Stockholder Equity
0
0
0
992,418
1,060,186
996,010
1,076,203
1,036,160
1,136,924
1,092,650
915,110
762,350
1,259,895
1,093,705
1,351,660
1,420,447
1,497,344
1,527,011
1,645,549
1,650,794
1,818,860
1,825,958
1,935,548
1,813,348
1,926,037
1,929,225
2,050,082
2,070,135
2,131,348
2,075,834
2,186,449
2,150,660
2,199,285
2,131,831
2,205,642
2,208,777
2,272,012
1,948,485
1,942,032
2,060,989
2,143,088
2,102,152
2,241,784
2,343,113
2,267,000
2,145,260
2,507,899
2,738,531
3,021,835
2,600,323
2,725,151
2,882,815
2,972,646
2,808,102
2,928,438
2,935,379
3,139,498
3,184,194
3,439,603
3,454,740
3,454,7403,439,6033,184,1943,139,4982,935,3792,928,4382,808,1022,972,6462,882,8152,725,1512,600,3233,021,8352,738,5312,507,8992,145,2602,267,0002,343,1132,241,7842,102,1522,143,0882,060,9891,942,0321,948,4852,272,0122,208,7772,205,6422,131,8312,199,2852,150,6602,186,4492,075,8342,131,3482,070,1352,050,0821,929,2251,926,0371,813,3481,935,5481,825,9581,818,8601,650,7941,645,5491,527,0111,497,3441,420,4471,351,6601,093,7051,259,895762,350915,1101,092,6501,136,9241,036,1601,076,203996,0101,060,186992,418000
   Common Stock
0
0
0
73,140
73,142
73,142
73,253
73,288
73,290
73,355
73,376
73,382
73,385
73,412
73,422
73,434
73,443
73,473
73,585
73,600
73,607
73,678
73,701
73,744
73,745
73,808
73,878
600,000
600,001
600,027
600,065
600,079
600,089
600,140
600,148
600,172
600,185
600,185
600,185
600,185
600,185
600,185
600,223
600,234
600,234
600,270
600,289
600,297
600,299
600,347
600,360
600,370
600,372
600,437
600,451
600,452
600,458
600,531
600,547
600,564
600,564600,547600,531600,458600,452600,451600,437600,372600,370600,360600,347600,299600,297600,289600,270600,234600,234600,223600,185600,185600,185600,185600,185600,185600,172600,148600,140600,089600,079600,065600,027600,001600,00073,87873,80873,74573,74473,70173,67873,60773,60073,58573,47373,44373,43473,42273,41273,38573,38273,37673,35573,29073,28873,25373,14273,14273,140000
   Retained Earnings Total Equity000000000000000000000000000000000000000000000000000000000000
   Accumulated Other Comprehensive Income 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2,235,682
2,355,851
2,018,106
2,565,678
2,597,203
2,852,160
39,315
39,3152,852,1602,597,2032,565,6782,018,1062,355,8512,235,68200000000000000000000000000000000000000000000000000000
   Capital Surplus 000000000000000000000000000000000000000000000000000000000000
   Treasury Stock000000000000000000000000000000000000000000000000000000000000
   Other Stockholders Equity 
0
0
0
83,414
84,639
48,878
53,899
5,510
41,877
20,193
-124,363
904,885
1,007,906
943,935
106,568
174,808
114,301
131,597
143,067
1,240,614
1,664,346
1,587,338
1,614,992
1,418,987
1,714,904
1,628,000
1,664,813
1,031,522
1,458,164
1,305,485
1,281,371
1,157,054
1,514,340
1,335,307
1,326,348
1,228,613
1,612,311
1,172,956
1,069,758
1,205,094
1,470,779
1,330,625
1,356,805
1,177,447
1,594,534
1,394,501
1,657,774
1,703,772
2,288,162
1,731,228
1,748,959
1,569,390
2,257,980
-265,870
-399,407
-204,982
-204,913
-376,865
-585,269
2,814,861
2,814,861-585,269-376,865-204,913-204,982-399,407-265,8702,257,9801,569,3901,748,9591,731,2282,288,1621,703,7721,657,7741,394,5011,594,5341,177,4471,356,8051,330,6251,470,7791,205,0941,069,7581,172,9561,612,3111,228,6131,326,3481,335,3071,514,3401,157,0541,281,3711,305,4851,458,1641,031,5221,664,8131,628,0001,714,9041,418,9871,614,9921,587,3381,664,3461,240,614143,067131,597114,301174,808106,568943,9351,007,906904,885-124,36320,19341,8775,51053,89948,87884,63983,414000



Balance Sheet

All numbers in thousands.




Cash Flow

Currency in USD. All numbers in thousands.