25 XP 0   0   10  
0coffee
Main menu
3rd party ad coffee SUPPORTERis ad-free.

ZMH (Z.M.H Hammerman Ltd) Stock Analysis
Buy, Hold or Sell?

Let's analyze Z.M.H Hammerman Ltd together

I guess you are interested in Z.M.H Hammerman Ltd. Buy, hold or sell? I don't know! However, I do recommend doing research before doing anything. I will help you with that.

  • 📊 Fundamental Analysis (FA) – Z.M.H Hammerman Ltd’s Financial Insights
  • 📈 Technical Analysis (TA) – Z.M.H Hammerman Ltd’s Price Targets

I'm going to help you getting a better view of Z.M.H Hammerman Ltd. At the end you don't have to ask anyone for trading advice. You can make your own decision, with more confidence, the odds in your favor, backed by data.

Get notifications about Z.M.H Hammerman Ltd

I send you an email if I find something interesting about Z.M.H Hammerman Ltd.

1. Quick Overview

1.1. Quick analysis of Z.M.H Hammerman Ltd (30 sec.)










1.2. What can you expect buying and holding a share of Z.M.H Hammerman Ltd? (30 sec.)

How much money do you get?

How much money do you get?
ILA0.39
When do you have the money?
1 year
How often do you get paid?
73.0%

What is your share worth?

Current worth
ILA2,541.06
Expected worth in 1 year
ILA2,675.71
How sure are you?
94.6%

+ What do you gain per year?

Total Gains per Share
ILA266.51
Return On Investment
6.3%

For what price can you sell your share?

Current Price per Share
ILA4,220.00
Expected price per share
ILA4,045 - ILA4,241
How sure are you?
50%
3rd party ad coffee SUPPORTERis ad-free.

2. Detailed Analysis

2.1. Valuation of Z.M.H Hammerman Ltd (5 min.)




Live pricePrice per Share (EOD)
ILA4,220.00
Intrinsic Value Per Share
ILA-14,109.24 - ILA-16,903.49
Total Value Per Share
ILA-11,568.18 - ILA-14,362.43

2.2. Growth of Z.M.H Hammerman Ltd (5 min.)




Is Z.M.H Hammerman Ltd growing?

Current yearPrevious yearGrowGrow %
How rich?$150.6m$141.1m$6m4.1%

How much money is Z.M.H Hammerman Ltd making?

Current yearPrevious yearGrowGrow %
Making money$2.9m$3.2m-$304.4k-10.4%
Net Profit Margin8.9%16.1%--

How much money comes from the company's main activities?

2.3. Financial Health of Z.M.H Hammerman Ltd (5 min.)




2.4. Comparing to competitors in the Real Estate - Development industry (5 min.)




  Industry Rankings (Real Estate - Development)  

3rd party ad coffee SUPPORTERis ad-free.

3. Summary and Key Metrics

3.1. What can you expect buying and holding a share of Z.M.H Hammerman Ltd?

Welcome investor! Z.M.H Hammerman Ltd's management wants to use your money to grow the business. In return you get a share of Z.M.H Hammerman Ltd.

First you should know what it really means to hold a share of Z.M.H Hammerman Ltd. And how you can make/lose money.

Speculation

The Price per Share of Z.M.H Hammerman Ltd is ILA4,220. The market price reflects what other people think it is worth; not what it's really worth. Your job is to find out if the market price is fair, overpriced, or underpriced. I will help you with that.

If you buy blind, there is a 50% chance of making or losing money by selling the stock in the future. However, we can look at a few things to determine the odds in our favor:

  • The fundamentals: the financial health trends of Z.M.H Hammerman Ltd.
  • The technials: based on market psychology, we can make a calculated estimate of what the price will do in the future. We can do this through technical analysis. We can calculate the probabilities and the expected value (millionaire math). That's called speculation.
  • The book value: what is the market price compared to it's book value.

Investing

If you really want to invest in Z.M.H Hammerman Ltd, you will have to let go of the thought of selling in the future. If you have to sell the share for less than you bought it, it can still be a good investment. Focus on what it means to hold the stock forever:

  • You own a part of the company. The equity of this part can grow or shrink. The current Book Value per Share is ILA2,541.06. Based on the TTM, the Book Value Change Per Share is ILA33.66 per quarter. Based on the YOY, the Book Value Change Per Share is ILA31.57 per quarter.
  • You may receive quarterly/yearly dividend in the form of additional shares.
  • You may receive quarterly/yearly dividend in the form of cash. Based on the TTM the Dividend per Share is ILA32.96 per quarter.
Based on historical numbers we can estimate the returns while holding a share of Z.M.H Hammerman Ltd.

How much money are you going to get?

 MRQTTMYOY3Y5Y10Y
 ILA% of Price per ShareILA% of Price per ShareILA% of Price per ShareILA% of Price per ShareILA% of Price per ShareILA% of Price per Share
Usd Eps0.130.0%0.150.0%0.160.0%0.180.0%0.210.0%0.170.0%
Usd Book Value Change Per Share0.080.0%0.100.0%0.090.0%0.130.0%0.190.0%0.150.0%
Usd Dividend Per Share0.000.0%0.100.0%0.240.0%0.120.0%0.110.0%0.080.0%
Usd Total Gains Per Share0.080.0%0.200.0%0.330.0%0.250.0%0.300.0%0.230.0%
Usd Price Per Share10.75-9.40-7.78-8.55-8.12-6.07-
Price to Earnings Ratio21.45-17.10-14.80-14.21-11.77-11.31-
Price-to-Total Gains Ratio140.62-75.95-38.67-52.95-44.42-42.95-
Price to Book Ratio1.43-1.28-1.10-1.23-1.32-1.32-
Price-to-Total Gains Ratio140.62-75.95-38.67-52.95-44.42-42.95-

When do you get the money?

Usd Investment
$.00
Usd Price Per Share12.49964
Number of shares80
Gains per QuarterTrailing 12 Months5 Year
Usd Dividend Per Share0.100.11
Usd Book Value Change Per Share0.100.19
Usd Total Gains Per Share0.200.30
Gains per Quarter (80 shares)15.7924.20
Gains per Year (80 shares)63.1596.81
YearsReturn on Investment (TTM)Return on Investment (5Y)
 DividendBook Value gainTotal gainsDividendBook Value gainTotal gains
Broker costs---10---10
1313253356287
2626411671123184
39496179106185281
4125128242141246378
5156160305176308475
6187191368212369572
7219223431247431669
8250255494282492766
9281287557317554863
10312319620353615960

How sure are you?

Based on the past periods, how sure are you to get value out of your investment.

Linear %
 Trailing 12 Months3Y5 Year10 YearALLTIME
  % % % % %
Earnings Per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%37.00.00.0100.0%61.00.00.0100.0%
Book Value Change Per Share4.00.00.0100.0%12.00.00.0100.0%19.00.01.095.0%32.02.03.086.5%51.07.03.083.6%
Dividend per Share3.00.01.075.0%10.00.02.083.3%18.00.02.090.0%27.00.010.073.0%27.00.034.044.3%
Total Gains per Share4.00.00.0100.0%12.00.00.0100.0%20.00.00.0100.0%35.01.01.094.6%54.06.01.088.5%
3rd party ad coffee SUPPORTERis ad-free.

3.2. Key Performance Indicators

The key performance indicators of Z.M.H Hammerman Ltd compared to the Most Recent Quarter (MRQ).

 End of day+/-Most Recent QuarterTrailing 12 Months+/-Year-Over-Year+/-3Y+/-5 Year+/-10 Year+/-
Book Value Change Per Share--25.80733.663-23%31.569-18%44.142-42%64.931-60%50.684-49%
Book Value Per Share--2541.0602482.171+2%2380.513+7%2356.232+8%2080.849+22%1573.393+62%
Current Ratio--1.0431.127-7%1.165-10%1.120-7%1.149-9%0.992+5%
Debt To Asset Ratio--0.7210.725-1%0.731-1%0.735-2%0.729-1%0.761-5%
Debt To Equity Ratio--2.5782.631-2%2.713-5%2.791-8%2.715-5%3.438-25%
Dividend Per Share---32.964-100%79.413-100%41.371-100%37.209-100%27.200-100%
Enterprise Value---58500462000.000-67176477500.000+15%-76689850500.000+31%-73574287500.000+26%-58839430488.850+1%-56519222815.595-3%
Eps--42.28849.349-14%54.483-22%61.703-31%69.342-39%57.496-26%
Ev To Sales Ratio---1.005-1.597+59%-2.829+182%-2.450+144%-1.957+95%-1.548+54%
Free Cash Flow Per Share---153.811-7.060-95%95.042-262%-55.129-64%-105.184-32%-105.184-32%
Free Cash Flow To Equity Per Share---153.811-7.060-95%95.042-262%73.604-309%85.203-281%85.203-281%
Gross Profit Margin--1.0001.0000%1.0000%1.0000%1.0000%0.973+3%
Intrinsic Value_10Y_max---16903.491----------
Intrinsic Value_10Y_min---14109.236----------
Intrinsic Value_1Y_max---434.390----------
Intrinsic Value_1Y_min---425.936----------
Intrinsic Value_3Y_max---2265.019----------
Intrinsic Value_3Y_min---2142.997----------
Intrinsic Value_5Y_max---5252.869----------
Intrinsic Value_5Y_min---4792.965----------
Market Cap84492840000.000+14%72659838000.00063544822500.000+14%52602799500.000+38%57771812500.000+26%54891384511.150+32%40999574481.703+77%
Net Profit Margin--0.0580.089-34%0.161-64%0.169-65%0.169-66%0.116-50%
Operating Margin----0%-0%0.027-100%0.076-100%0.069-100%
Operating Ratio--1.8451.861-1%1.822+1%1.800+2%1.630+13%1.247+48%
Pb Ratio1.661+14%1.4281.275+12%1.103+29%1.226+16%1.323+8%1.318+8%
Pe Ratio24.948+14%21.45417.096+25%14.798+45%14.206+51%11.766+82%11.313+90%
Price Per Share4220.000+14%3629.0003173.750+14%2627.250+38%2885.417+26%2741.550+32%2047.724+77%
Price To Free Cash Flow Ratio-6.859-16%-5.898-5.834-1%-8.928+51%-5.714-3%-3.697-37%-1.998-66%
Price To Total Gains Ratio163.524+14%140.62375.953+85%38.675+264%52.946+166%44.424+217%42.949+227%
Quick Ratio--0.0920.064+44%0.053+76%0.083+11%0.178-48%0.217-57%
Return On Assets--0.0050.005-15%0.006-24%0.007-33%0.010-52%0.009-49%
Return On Equity--0.0170.020-16%0.023-27%0.027-38%0.036-53%0.038-56%
Total Gains Per Share--25.80766.627-61%110.982-77%85.513-70%102.140-75%77.884-67%
Usd Book Value--150697970.200147205550.050+2%141176695.250+7%139736743.633+8%123405243.220+22%93310388.989+62%
Usd Book Value Change Per Share--0.0760.100-23%0.094-18%0.131-42%0.192-60%0.150-49%
Usd Book Value Per Share--7.5277.352+2%7.051+7%6.979+8%6.163+22%4.660+62%
Usd Dividend Per Share---0.098-100%0.235-100%0.123-100%0.110-100%0.081-100%
Usd Enterprise Value---173278368.444-198976726.355+15%-227155337.181+31%-217927039.575+26%-174282393.108+1%-167409937.980-3%
Usd Eps--0.1250.146-14%0.161-22%0.183-31%0.205-39%0.170-26%
Usd Free Cash Flow---9121775.200-418678.700-95%5636463.850-262%-3269455.600-64%-5926147.450-35%-3203322.946-65%
Usd Free Cash Flow Per Share---0.456-0.021-95%0.282-262%-0.163-64%-0.312-32%-0.312-32%
Usd Free Cash Flow To Equity Per Share---0.456-0.021-95%0.282-262%0.218-309%0.252-281%0.252-281%
Usd Market Cap250267792.080+14%215218440.156188219764.245+14%155809492.119+38%171120108.625+26%162588280.922+32%121440739.615+77%
Usd Price Per Share12.500+14%10.7499.401+14%7.782+38%8.547+26%8.120+32%6.065+77%
Usd Profit--2507925.4002926678.150-14%3231097.700-22%3659304.167-31%4112351.940-39%3302141.670-24%
Usd Revenue--43119611.20033405880.300+29%20373450.550+112%24370175.883+77%23311858.220+85%28931895.378+49%
Usd Total Gains Per Share--0.0760.197-61%0.329-77%0.253-70%0.303-75%0.231-67%
 EOD+5 -3MRQTTM+16 -21YOY+14 -233Y+15 -235Y+14 -2410Y+14 -25

3.3 Fundamental Score

Let's check the fundamental score of Z.M.H Hammerman Ltd based on Penke's default stock scanner.

Penke's Stock Scanner

  
  
IndicatorConditionValue
Price to Earnings Ratio (EOD)Between0-1524.948
Price to Book Ratio (EOD)Between0-11.661
Net Profit Margin (MRQ)Greater than00.058
Operating Margin (MRQ)Greater than00.000
Quick Ratio (MRQ)Greater than10.092
Current Ratio (MRQ)Greater than11.043
Debt to Asset Ratio (MRQ)Less than10.721
Debt to Equity Ratio (MRQ)Less than12.578
Return on Equity (MRQ)Greater than0.150.017
Return on Assets (MRQ)Greater than0.050.005
Total3/10 (30.0%)

3.4 Technical Score

Let's check the technical score of Z.M.H Hammerman Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
OpenGreater thanClose4,220.000
Total0/1 (0.0%)

4. In-depth Analysis

4.1 About Z.M.H Hammerman Ltd

Z.M.H Hammerman Ltd operates as a construction company in Israel. It engages in the construction and development of residential and commercial, industrial, office, and high-tech building projects, as well as the execution of other projects for companies. The company was incorporated in 1997 and is based in Hadera, Israel.

Fundamental data was last updated by Penke on 2025-06-11 15:49:05.

4.2 In-depth Summary

4.2.1. Financial Health Summary

Profitability Details
 Compared to previous yearCompared to industry
The company is making a profit.
Using its assets, the company is inefficient in making profit.
Using its investors money, the company is inefficient in making profit.
Operating Efficiency Details
 Compared to previous yearCompared to industry
The company is inefficient in keeping operating costs low.
Liquidity Details
 Compared to previous yearCompared to industry
The company is just able to pay all its short-term debts.
The company is just not able to pay all its short-term debts with the most liquid assets.
Solvency Details
 Compared to previous yearCompared to industry
The company is able to pay all its debts by selling its assets.
The company is unable to pay all its debts with equity.

4.2.2. Valuation Summary

Valuation Details
 Compared to previous yearCompared to industry
Based on the equity, the company is underpriced.
Based on the earnings, the company is fair priced.
Based on how much money comes from the company's main activities, the company is expensive.
3rd party ad coffee SUPPORTERis ad-free.

4.3 Financial Health

4.3.1. Profitability

4.3.1 Profitability
4.3.1.1. Net Profit Margin

Measures how much net profit Z.M.H Hammerman Ltd earns for each 1 of revenue.

  • Above 10% is considered healthy but always compare Z.M.H Hammerman Ltd to the Real Estate - Development industry mean.
  • A Net Profit Margin of 5.8% means that 0.06 for each 1 in revenue is generated as profit.

Let's take a look of the Net Profit Margin trends of Z.M.H Hammerman Ltd:

  • The MRQ is 5.8%. The company is making a profit. +1
  • The TTM is 8.9%. The company is making a profit. +1
Trends
Current periodCompared to+/- 
MRQ5.8%TTM8.9%-3.1%
TTM8.9%YOY16.1%-7.3%
TTM8.9%5Y16.9%-8.0%
5Y16.9%10Y11.6%+5.3%
Compared to industry (Real Estate - Development)
PeriodCompanyIndustry (mean)+/- 
MRQ5.8%1.0%+4.8%
TTM8.9%-19.3%+28.2%
YOY16.1%15.2%+0.9%
3Y16.9%1.9%+15.0%
5Y16.9%7.8%+9.1%
10Y11.6%10.0%+1.6%
4.3.1.2. Return on Assets

Shows how efficient Z.M.H Hammerman Ltd is using its assets to generate profit.

  • Above 5% is considered healthy but always compare Z.M.H Hammerman Ltd to the Real Estate - Development industry mean.
  • 0.5% Return on Assets means that Z.M.H Hammerman Ltd generated 0.00 profit for each $1 in assets.

Let's take a look of the Return on Assets trends of Z.M.H Hammerman Ltd:

  • The MRQ is 0.5%. Using its assets, the company is inefficient in making profit. -1
  • The TTM is 0.5%. Using its assets, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ0.5%TTM0.5%-0.1%
TTM0.5%YOY0.6%-0.1%
TTM0.5%5Y1.0%-0.4%
5Y1.0%10Y0.9%+0.1%
Compared to industry (Real Estate - Development)
PeriodCompanyIndustry (mean)+/- 
TTM0.5%-1.8%+2.3%
YOY0.6%0.7%-0.1%
3Y0.7%-0.2%+0.9%
5Y1.0%0.6%+0.4%
10Y0.9%1.1%-0.2%
4.3.1.3. Return on Equity

Shows how efficient Z.M.H Hammerman Ltd is using its investors money to generate profit.

  • Above 15%-20% is considered healthy but always compare Z.M.H Hammerman Ltd to the Real Estate - Development industry mean.
  • 1.7% Return on Equity means Z.M.H Hammerman Ltd generated 0.02 for each 1 the owners (shareholders) invested.

Let's take a look of the Return on Equity trends of Z.M.H Hammerman Ltd:

  • The MRQ is 1.7%. Using its investors money, the company is inefficient in making profit. -1
  • The TTM is 2.0%. Using its investors money, the company is inefficient in making profit. -1
Trends
Current periodCompared to+/- 
MRQ1.7%TTM2.0%-0.3%
TTM2.0%YOY2.3%-0.3%
TTM2.0%5Y3.6%-1.6%
5Y3.6%10Y3.8%-0.2%
Compared to industry (Real Estate - Development)
PeriodCompanyIndustry (mean)+/- 
MRQ1.7%0.1%+1.6%
TTM2.0%-8.3%+10.3%
YOY2.3%2.5%-0.2%
3Y2.7%-1.3%+4.0%
5Y3.6%1.5%+2.1%
10Y3.8%2.8%+1.0%
3rd party ad coffee SUPPORTERis ad-free.

4.3.2. Operating Efficiency of Z.M.H Hammerman Ltd.

4.3.2. Operating Efficiency
4.3.2.1. Operating Margin

Measures how efficient Z.M.H Hammerman Ltd is operating .

  • Measures how much profit Z.M.H Hammerman Ltd makes for each 1 of sales after paying variable costs (production costs, wages, etc) but before taxes.
  • Above 15% is considered healthy but always compare Z.M.H Hammerman Ltd to the Real Estate - Development industry mean.
  • An Operating Margin of 0.0% means the company generated 0.00  for each 1 in revenue (before taxes).

Let's take a look of the Operating Margin trends of Z.M.H Hammerman Ltd:

  • The MRQ is 0.0%. The data is not here.
Trends
Current periodCompared to+/- 
MRQ-TTM-0.0%
TTM-YOY-0.0%
TTM-5Y7.6%-7.6%
5Y7.6%10Y6.9%+0.7%
4.3.2.2. Operating Ratio

Measures how efficient Z.M.H Hammerman Ltd is keeping operating costs low.

  • Below 1 is considered healthy (always compare to Real Estate - Development industry mean).
  • An Operation Ratio of 1.85 means that the operating costs are 1.85 for each 1 in net sales.

Let's take a look of the Operating Ratio trends of Z.M.H Hammerman Ltd:

  • The MRQ is 1.845. The company is inefficient in keeping operating costs low. -1
  • The TTM is 1.861. The company is inefficient in keeping operating costs low. -1
Trends
Current periodCompared to+/- 
MRQ1.845TTM1.861-0.016
TTM1.861YOY1.822+0.039
TTM1.8615Y1.630+0.231
5Y1.63010Y1.247+0.383
Compared to industry (Real Estate - Development)
PeriodCompanyIndustry (mean)+/- 
MRQ1.8451.678+0.167
TTM1.8611.747+0.114
YOY1.8221.082+0.740
3Y1.8001.245+0.555
5Y1.6301.053+0.577
10Y1.2470.975+0.272
3rd party ad coffee SUPPORTERis ad-free.

4.4.3. Liquidity of Z.M.H Hammerman Ltd.

4.4.3. Liquidity
4.4.3.1. Current Ratio

Measures if Z.M.H Hammerman Ltd is able to pay off Short-term Debt.

  • Above 1.5 is considered healthy (always compare to Real Estate - Development industry mean).
  • A Current Ratio of 1.04 means the company has 1.04 in assets for each 1 in short-term debts.

Let's take a look of the Current Ratio trends of Z.M.H Hammerman Ltd:

  • The MRQ is 1.043. The company is just able to pay all its short-term debts.
  • The TTM is 1.127. The company is just able to pay all its short-term debts.
Trends
Current periodCompared to+/- 
MRQ1.043TTM1.127-0.084
TTM1.127YOY1.165-0.038
TTM1.1275Y1.149-0.022
5Y1.14910Y0.992+0.157
Compared to industry (Real Estate - Development)
PeriodCompanyIndustry (mean)+/- 
MRQ1.0431.810-0.767
TTM1.1271.685-0.558
YOY1.1651.765-0.600
3Y1.1201.778-0.658
5Y1.1491.922-0.773
10Y0.9921.981-0.989
4.4.3.2. Quick Ratio

Measures if Z.M.H Hammerman Ltd is able to pay off Short-term Debt but only using the most liquid assets.

  • Above 1 is considered healthy but always compare Z.M.H Hammerman Ltd to the Real Estate - Development industry mean.
  • A Quick Ratio of 0.09 means the company can pay off 0.09 for each 1 in debt (using most liquid assets).

Let's take a look of the Quick Ratio trends of Z.M.H Hammerman Ltd:

  • The MRQ is 0.092. The company is just not able to pay all its short-term debts with the most liquid assets. -1
  • The TTM is 0.064. The company is just not able to pay all its short-term debts with the most liquid assets. -1
Trends
Current periodCompared to+/- 
MRQ0.092TTM0.064+0.028
TTM0.064YOY0.053+0.011
TTM0.0645Y0.178-0.114
5Y0.17810Y0.217-0.039
Compared to industry (Real Estate - Development)
PeriodCompanyIndustry (mean)+/- 
MRQ0.0920.071+0.021
TTM0.0640.0640.000
YOY0.0530.338-0.285
3Y0.0830.245-0.162
5Y0.1780.471-0.293
10Y0.2170.678-0.461
3rd party ad coffee SUPPORTERis ad-free.

4.5.4. Solvency of Z.M.H Hammerman Ltd.

4.5.4. Solvency
4.5.4.1. Debt to Asset Ratio

Measures how much % of Z.M.H Hammerman Ltd assets are financed with debt.

  • Below 1 (100%) is considered healthy but always compare Z.M.H Hammerman Ltd to Real Estate - Development industry mean.
  • A Debt to Asset Ratio of 0.72 means that Z.M.H Hammerman Ltd assets are financed with 72.1% credit (debt) and the remaining percentage (100% - 72.1%) is financed by its owners/shareholders. 

Let's take a look of the Debt to Asset Ratio trends of Z.M.H Hammerman Ltd:

  • The MRQ is 0.721. The company is able to pay all its debts by selling its assets. +1
  • The TTM is 0.725. The company is able to pay all its debts by selling its assets. +1
Trends
Current periodCompared to+/- 
MRQ0.721TTM0.725-0.004
TTM0.725YOY0.731-0.006
TTM0.7255Y0.729-0.004
5Y0.72910Y0.761-0.032
Compared to industry (Real Estate - Development)
PeriodCompanyIndustry (mean)+/- 
MRQ0.7210.798-0.077
TTM0.7250.759-0.034
YOY0.7310.717+0.014
3Y0.7350.731+0.004
5Y0.7290.717+0.012
10Y0.7610.673+0.088
4.5.4.2. Debt to Equity Ratio

Measures if Z.M.H Hammerman Ltd is able to pay off its debts by using shareholders equity.

  • Below 2 is considered healthy but always compare Z.M.H Hammerman Ltd to the Real Estate - Development industry mean.
  • A Debt to Equity ratio of 257.8% means that company has 2.58 debt for each 1 in shareholders equity.

Let's take a look of the Debt to Equity Ratio trends of Z.M.H Hammerman Ltd:

  • The MRQ is 2.578. The company is unable to pay all its debts with equity. -1
  • The TTM is 2.631. The company is unable to pay all its debts with equity. -1
Trends
Current periodCompared to+/- 
MRQ2.578TTM2.631-0.053
TTM2.631YOY2.713-0.081
TTM2.6315Y2.715-0.083
5Y2.71510Y3.438-0.723
Compared to industry (Real Estate - Development)
PeriodCompanyIndustry (mean)+/- 
MRQ2.5783.797-1.219
TTM2.6313.171-0.540
YOY2.7132.563+0.150
3Y2.7912.764+0.027
5Y2.7152.591+0.124
10Y3.4382.288+1.150
3rd party ad coffee SUPPORTERis ad-free.

4.6. Market Valuation

4.6.1. Earnings Per Share
4.6.2.1. Price to Earnings Ratio

Measures how much money you pay for each share for every 1 in earnings Z.M.H Hammerman Ltd generates.

  • Above 15 is considered overpriced but always compare Z.M.H Hammerman Ltd to the Real Estate - Development industry mean.
  • A PE ratio of 21.45 means the investor is paying 21.45 for every 1 in earnings.

Let's take a look of the Price to Earnings Ratio trends of Z.M.H Hammerman Ltd:

  • The EOD is 24.948. Based on the earnings, the company is fair priced.
  • The MRQ is 21.454. Based on the earnings, the company is fair priced.
  • The TTM is 17.096. Based on the earnings, the company is fair priced.
Trends
Current periodCompared to+/- 
EOD24.948MRQ21.454+3.494
MRQ21.454TTM17.096+4.358
TTM17.096YOY14.798+2.297
TTM17.0965Y11.766+5.330
5Y11.76610Y11.313+0.453
Compared to industry (Real Estate - Development)
PeriodCompanyIndustry (mean)+/- 
EOD24.948251.514-226.566
MRQ21.454247.644-226.190
TTM17.09629.620-12.524
YOY14.798699.998-685.200
3Y14.206250.409-236.203
5Y11.766147.969-136.203
10Y11.31337.997-26.684
4.6.2.2. Price To Free Cash Flow Ratio

Let's take a look of the Price To Free Cash Flow Ratio trends of Z.M.H Hammerman Ltd:

  • The EOD is -6.859. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The MRQ is -5.898. Based on how much money comes from the company's main activities, the company is expensive. -2
  • The TTM is -5.834. Based on how much money comes from the company's main activities, the company is expensive. -2
Trends
Current periodCompared to+/- 
EOD-6.859MRQ-5.898-0.961
MRQ-5.898TTM-5.834-0.064
TTM-5.834YOY-8.928+3.094
TTM-5.8345Y-3.697-2.137
5Y-3.69710Y-1.998-1.698
Compared to industry (Real Estate - Development)
PeriodCompanyIndustry (mean)+/- 
EOD-6.859-4.632-2.227
MRQ-5.898-4.561-1.337
TTM-5.834-3.681-2.153
YOY-8.928-3.121-5.807
3Y-5.714-0.739-4.975
5Y-3.6970.837-4.534
10Y-1.998-0.549-1.449
3rd party ad coffee SUPPORTERis ad-free.
4.6.2. Book Value per Share
4.6.2.1. Price to Book Ratio

Measures if the stock price of Z.M.H Hammerman Ltd is to cheap or to expensive compared to its book value.

  • At or below 1 is considered healthy (always compare to Real Estate - Development industry mean).
  • A PB ratio of 1.43 means the investor is paying 1.43 for each 1 in book value.

Let's take a look of the Price to Book Ratio trends of Z.M.H Hammerman Ltd:

  • The EOD is 1.661. Based on the equity, the company is underpriced. +1
  • The MRQ is 1.428. Based on the equity, the company is underpriced. +1
  • The TTM is 1.275. Based on the equity, the company is underpriced. +1
Trends
Current periodCompared to+/- 
EOD1.661MRQ1.428+0.233
MRQ1.428TTM1.275+0.153
TTM1.275YOY1.103+0.172
TTM1.2755Y1.323-0.048
5Y1.32310Y1.318+0.005
Compared to industry (Real Estate - Development)
PeriodCompanyIndustry (mean)+/- 
EOD1.6611.558+0.103
MRQ1.4281.534-0.106
TTM1.2751.366-0.091
YOY1.1031.177-0.074
3Y1.2261.353-0.127
5Y1.3231.654-0.331
10Y1.3181.709-0.391
4.6.2. Total Gains per Share
3rd party ad coffee SUPPORTERis ad-free.

6. Financial Statements




6.1. Latest Balance Sheet

Balance Sheet of 2025-03-31. Currency in ILS. All numbers in thousands.

Summary
Total Assets1,820,374
Total Liabilities1,311,603
Total Stockholder Equity508,771
 As reported
Total Liabilities 1,311,603
Total Stockholder Equity+ 508,771
Total Assets = 1,820,374

Assets

Total Assets1,820,374
Total Current Assets1,153,853
Long-term Assets666,521
Total Current Assets
Cash And Cash Equivalents 112,989
Short-term Investments 234
Net Receivables 101,887
Inventory 860,139
Total Current Assets  (as reported)1,153,853
Total Current Assets  (calculated)1,075,249
+/- 78,604
Long-term Assets
Property Plant Equipment 20,688
Long-term Assets Other 345,134
Long-term Assets  (as reported)666,521
Long-term Assets  (calculated)365,822
+/- 300,699

Liabilities & Shareholders' Equity

Total Current Liabilities1,106,072
Long-term Liabilities205,531
Total Stockholder Equity508,771
Total Current Liabilities
Short Long Term Debt 792,813
Accounts payable 99,117
Other Current Liabilities 53,965
Total Current Liabilities  (as reported)1,106,072
Total Current Liabilities  (calculated)945,895
+/- 160,177
Long-term Liabilities
Long term Debt 193,815
Capital Lease Obligations Min Short Term Debt9,592
Long-term Liabilities  (as reported)205,531
Long-term Liabilities  (calculated)203,407
+/- 2,124
Total Stockholder Equity
Retained Earnings 402,468
Total Stockholder Equity (as reported)508,771
Total Stockholder Equity (calculated)402,468
+/- 106,303
Other
Capital Stock200
Common Stock Shares Outstanding 20,022
Net Debt 873,639
Net Invested Capital 1,495,399
Net Working Capital 47,781



6.2. Balance Sheets Structured

Currency in ILS. All numbers in thousands.

 Trend2025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-312008-12-312008-09-302008-06-302008-03-31
> Total Assets 
207,282
214,541
286,965
320,017
328,824
346,451
346,740
336,195
328,278
360,170
365,086
444,830
486,137
454,771
455,721
513,152
540,765
562,406
605,874
610,113
627,061
592,706
601,023
645,208
688,623
693,122
728,824
785,991
834,635
860,158
899,118
937,648
1,000,045
1,008,180
1,063,550
1,112,028
1,073,645
809,706
886,183
922,764
875,255
924,021
962,009
979,977
976,619
1,013,151
1,038,139
0
0
0
923,520
902,917
923,671
1,510,278
1,451,571
1,462,976
1,442,943
1,660,403
1,657,481
1,867,013
1,942,829
1,785,827
1,722,193
1,734,455
1,835,736
1,787,109
1,803,721
1,805,569
1,820,374
1,820,3741,805,5691,803,7211,787,1091,835,7361,734,4551,722,1931,785,8271,942,8291,867,0131,657,4811,660,4031,442,9431,462,9761,451,5711,510,278923,671902,917923,5200001,038,1391,013,151976,619979,977962,009924,021875,255922,764886,183809,7061,073,6451,112,0281,063,5501,008,1801,000,045937,648899,118860,158834,635785,991728,824693,122688,623645,208601,023592,706627,061610,113605,874562,406540,765513,152455,721454,771486,137444,830365,086360,170328,278336,195346,740346,451328,824320,017286,965214,541207,282
   > Total Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
766,974
680,013
722,100
757,132
752,860
700,377
667,021
680,436
655,096
631,242
610,079
519,933
482,980
429,258
647,080
451,851
405,897
428,605
903,348
877,553
935,592
1,137,243
1,143,920
1,058,429
1,036,484
1,222,196
1,180,660
1,179,720
1,160,881
1,153,853
1,153,8531,160,8811,179,7201,180,6601,222,1961,036,4841,058,4291,143,9201,137,243935,592877,553903,348428,605405,897451,851647,080429,258482,980519,933610,079631,242655,096680,436667,021700,377752,860757,132722,100680,013766,974000000000000000000000000000000000000000
       Cash And Cash Equivalents 
17,321
12,363
8,939
6,182
4,438
5,091
5,704
16,786
8,890
31,436
16,979
75,638
62,896
23,785
19,602
27,607
38,219
28,410
39,984
42,269
30,560
16,165
10,400
37,759
27,511
27,315
28,420
38,019
50,862
28,628
52,603
97,684
58,124
59,255
101,531
114,921
31,255
34,434
72,799
95,491
60,630
64,080
43,311
53,644
62,403
41,649
35,170
0
0
0
60,302
75,232
143,641
190,244
218,404
170,597
175,671
208,263
141,489
78,697
125,207
115,311
162,444
127,964
230,659
166,533
148,703
108,588
112,989
112,989108,588148,703166,533230,659127,964162,444115,311125,20778,697141,489208,263175,671170,597218,404190,244143,64175,23260,30200035,17041,64962,40353,64443,31164,08060,63095,49172,79934,43431,255114,921101,53159,25558,12497,68452,60328,62850,86238,01928,42027,31527,51137,75910,40016,16530,56042,26939,98428,41038,21927,60719,60223,78562,89675,63816,97931,4368,89016,7865,7045,0914,4386,1828,93912,36317,321
       Short-term Investments 
45,456
26,848
19,634
13,566
14,481
20,677
22,352
8,135
29,908
57,065
79,726
18,068
80,558
42,231
36,528
24,483
39,023
32,637
41,690
34,293
77,743
60,462
52,335
61,136
73,074
54,143
45,394
31,181
67,557
65,128
37,392
32,485
56,468
50,155
65,424
48,679
108,588
68,053
107,733
73,378
36,572
50,331
114,666
77,711
22,136
36,258
87,867
0
0
0
108,599
80,159
0
0
0
0
0
0
266
1,025
1,019
296
282
276
221
237
272
222
234
2342222722372212762822961,0191,02526600000080,159108,59900087,86736,25822,13677,711114,66650,33136,57273,378107,73368,053108,58848,67965,42450,15556,46832,48537,39265,12867,55731,18145,39454,14373,07461,13652,33560,46277,74334,29341,69032,63739,02324,48336,52842,23180,55818,06879,72657,06529,9088,13522,35220,67714,48113,56619,63426,84845,456
       Net Receivables 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
158,420
164,850
166,978
168,404
167,997
161,100
177,420
203,341
217,662
196,483
123,579
109,130
74,556
81,719
68,591
127,367
122,223
140,246
104,291
122,394
102,255
148,988
55,458
63,890
5,960
72,257
75,900
75,584
11,259
101,887
101,88711,25975,58475,90072,2575,96063,89055,458148,988102,255122,394104,291140,246122,223127,36768,59181,71974,556109,130123,579196,483217,662203,341177,420161,100167,997168,404166,978164,850158,420000000000000000000000000000000000000000
       Other Current Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
22,371
0
0
0
22,993
0
0
0
6,649
0
0
0
2,475
0
0
10,240
34,411
0
150,142
173,637
189,532
132,800
0
0
0
0
0
0
0
0
00000000132,800189,532173,637150,142034,41110,240002,4750006,64900022,99300022,371000000000000000000000000000000000000000
   > Long-term Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
403,587
419,937
494,413
863,198
999,720
1,057,079
1,014,338
757,055
779,928
931,421
805,586
641,907
663,764
697,971
613,540
606,449
624,001
644,688
666,521
666,521644,688624,001606,449613,540697,971663,764641,907805,586931,421779,928757,0551,014,3381,057,079999,720863,198494,413419,937403,58700000000000000000000000000000000000000000000000000
       Property Plant Equipment 
0
3,089
0
0
0
3,200
0
0
2,645
2,417
2,233
1,919
1,793
2,295
2,311
2,245
4,242
5,747
5,522
5,435
4,276
4,394
4,798
0
6,833
8,214
8,089
0
0
0
0
0
0
0
0
0
0
0
0
5,016
4,691
4,304
3,966
57,626
70,137
72,989
75,640
79,419
82,188
85,835
90,390
95,380
102,763
132,746
152,448
177,303
180,618
215,609
16,795
17,029
18,556
18,390
23,006
22,255
24,034
22,791
21,782
21,778
20,688
20,68821,77821,78222,79124,03422,25523,00618,39018,55617,02916,795215,609180,618177,303152,448132,746102,76395,38090,39085,83582,18879,41975,64072,98970,13757,6263,9664,3044,6915,0160000000000008,0898,2146,83304,7984,3944,2765,4355,5225,7474,2422,2452,3112,2951,7931,9192,2332,4172,645003,2000003,0890
       Long Term Investments 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
36,931
56,657
61,064
61,935
65,945
72,269
75,793
82,163
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
000000000000000000000082,16375,79372,26965,94561,93561,06456,65736,931000000000000000000000000000000000000000
       Intangible Assets 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
169
0
0
0
653
818
0
0
746
742
781
805
781
689
695
636
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000000000000636695689781805781742746008186530001690000000000000000000000000000000
       Long-term Assets Other 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
206,125
184,745
242,454
560,770
671,418
701,069
651,827
350,988
376,895
502,911
522,949
349,221
361,276
389,386
306,905
318,658
327,376
335,866
345,134
345,134335,866327,376318,658306,905389,386361,276349,221522,949502,911376,895350,988651,827701,069671,418560,770242,454184,745206,12500000000000000000000000000000000000000000000000000
> Total Liabilities 
173,135
179,297
254,112
287,923
297,228
313,832
311,105
300,590
289,458
313,877
315,968
366,124
403,655
355,321
353,988
409,851
439,906
462,382
504,379
506,625
523,506
487,475
496,269
539,416
582,354
584,907
619,705
647,822
701,338
729,636
769,060
806,782
870,121
870,195
924,123
971,260
926,598
627,563
697,254
735,893
675,726
709,862
746,727
753,748
744,434
777,490
789,379
0
0
0
634,163
607,688
621,721
1,149,261
1,071,785
1,070,404
1,040,230
1,231,595
1,221,289
1,421,789
1,486,301
1,313,988
1,245,817
1,257,976
1,353,925
1,301,572
1,313,712
1,301,965
1,311,603
1,311,6031,301,9651,313,7121,301,5721,353,9251,257,9761,245,8171,313,9881,486,3011,421,7891,221,2891,231,5951,040,2301,070,4041,071,7851,149,261621,721607,688634,163000789,379777,490744,434753,748746,727709,862675,726735,893697,254627,563926,598971,260924,123870,195870,121806,782769,060729,636701,338647,822619,705584,907582,354539,416496,269487,475523,506506,625504,379462,382439,906409,851353,988355,321403,655366,124315,968313,877289,458300,590311,105313,832297,228287,923254,112179,297173,135
   > Total Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
506,563
492,488
529,461
483,213
488,152
509,150
540,528
508,772
493,994
586,211
483,824
432,873
406,375
338,151
565,730
405,869
368,575
336,990
845,008
862,350
924,943
970,943
967,636
899,374
1,003,709
963,377
987,212
1,002,488
1,061,889
1,106,072
1,106,0721,061,8891,002,488987,212963,3771,003,709899,374967,636970,943924,943862,350845,008336,990368,575405,869565,730338,151406,375432,873483,824586,211493,994508,772540,528509,150488,152483,213529,461492,488506,563000000000000000000000000000000000000000
       Short-term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
111,946
95,659
95,288
94,997
94,703
104,578
104,286
132,406
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0000000000000000000000132,406104,286104,57894,70394,99795,28895,659111,946000000000000000000000000000000000000000
       Short Long Term Debt 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
111,946
95,659
95,288
94,997
94,703
104,578
104,286
132,406
0
0
0
280,846
267,664
200,220
218,746
214,787
181,779
161,984
545,517
548,451
633,581
670,529
632,671
575,279
712,734
689,379
701,275
697,099
743,699
792,813
792,813743,699697,099701,275689,379712,734575,279632,671670,529633,581548,451545,517161,984181,779214,787218,746200,220267,664280,846000132,406104,286104,57894,70394,99795,28895,659111,946000000000000000000000000000000000000000
       Accounts payable 
26,737
25,664
24,848
18,020
27,719
29,976
31,426
19,565
31,816
29,385
29,152
13,024
38,916
28,322
28,598
15,178
0
0
0
25,426
0
30,785
0
18,346
40,319
35,920
42,974
27,128
45,242
48,587
55,886
24,190
51,375
71,173
0
25,764
0
0
0
31,263
0
0
0
71,414
0
0
0
25,960
0
0
71,716
15,159
54,413
68,350
74,945
10,792
83,085
90,342
76,915
18,876
62,978
51,107
57,095
52,306
59,814
64,474
80,318
96,276
99,117
99,11796,27680,31864,47459,81452,30657,09551,10762,97818,87676,91590,34283,08510,79274,94568,35054,41315,15971,7160025,96000071,41400031,26300025,764071,17351,37524,19055,88648,58745,24227,12842,97435,92040,31918,346030,785025,42600015,17828,59828,32238,91613,02429,15229,38531,81619,56531,42629,97627,71918,02024,84825,66426,737
       Other Current Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
237,016
338,861
350,467
311,073
165,795
270,876
242,051
222,359
102,459
202,546
167,958
152,027
66,679
83,518
346,984
191,082
80,118
175,006
299,491
313,899
212,563
300,414
334,965
28,085
26,631
27,511
50,896
47,868
41,236
53,965
53,96541,23647,86850,89627,51126,63128,085334,965300,414212,563313,899299,491175,00680,118191,082346,98483,51866,679152,027167,958202,546102,459222,359242,051270,876165,795311,073350,467338,861237,016000000000000000000000000000000000000000
   > Long-term Liabilities 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
201,290
201,313
283,570
583,531
665,916
701,829
703,240
386,587
358,939
496,846
515,358
346,352
346,443
254,267
390,548
314,360
311,224
240,076
205,531
205,531240,076311,224314,360390,548254,267346,443346,352515,358496,846358,939386,587703,240701,829665,916583,531283,570201,313201,29000000000000000000000000000000000000000000000000000
       Capital Lease Obligations Min Short Term Debt
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-111,946
-95,659
-95,288
-94,997
-94,703
-104,578
-104,286
-132,406
0
0
0
7,629
8,469
7,259
7,241
7,013
8,695
8,157
7,895
8,232
9,151
7,809
8,024
7,840
9,193
10,137
9,813
9,612
11,774
9,592
9,59211,7749,6129,81310,1379,1937,8408,0247,8099,1518,2327,8958,1578,6957,0137,2417,2598,4697,629000-132,406-104,286-104,578-94,703-94,997-95,288-95,659-111,946000000000000000000000000000000000000000
> Total Stockholder Equity
34,147
35,244
32,853
32,094
31,596
32,619
35,635
35,605
38,830
46,307
49,136
78,728
82,510
99,483
101,782
103,382
100,975
100,177
101,673
103,689
103,776
105,477
105,020
106,077
106,437
108,397
109,335
138,169
133,297
130,522
130,058
130,866
129,924
137,985
139,427
140,768
147,047
182,143
188,929
186,871
199,529
214,159
215,282
226,229
232,185
235,661
248,760
0
0
0
289,357
295,229
301,950
361,017
379,786
392,572
402,713
428,808
436,192
445,224
456,528
471,839
476,376
476,479
481,811
485,537
490,009
503,604
508,771
508,771503,604490,009485,537481,811476,479476,376471,839456,528445,224436,192428,808402,713392,572379,786361,017301,950295,229289,357000248,760235,661232,185226,229215,282214,159199,529186,871188,929182,143147,047140,768139,427137,985129,924130,866130,058130,522133,297138,169109,335108,397106,437106,077105,020105,477103,776103,689101,673100,177100,975103,382101,78299,48382,51078,72849,13646,30738,83035,60535,63532,61931,59632,09432,85335,24434,147
   Common Stock
120
120
120
120
120
120
120
120
120
120
121
166
166
166
166
166
166
166
166
166
166
166
166
166
167
167
167
181
182
182
182
181
181
181
181
181
181
181
181
181
181
181
181
181
181
181
181
181
181
181
181
181
181
200
200
200
402,713
200
200
200
200
0
0
0
0
0
0
0
0
00000000200200200200402,713200200200181181181181181181181181181181181181181181181181181181181181181181182182182181167167167166166166166166166166166166166166166166121120120120120120120120120120120
   Retained Earnings Total Equity000000000000000000000000000000000000000000000000000000000000000000000
   Accumulated Other Comprehensive Income 000000000000000000000000000000000000000000000000000000000000000000000
   Capital Surplus 000000000000000000000000000000000000000000000000000000000000000000000
   Treasury Stock000000000000000000000000000000000000000000000000000000000000000000000
   Other Stockholders Equity 
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
208
208
208
208
208
208
208
208
208
208
208
208
208
208
208
208
0
208
208
208
208
0
0
0
0
0
0
0
0
0000000020820820820802082082082082082082082082082082082082082082082080000000000000000000000000000000000000000



6.3. Balance Sheets

Currency in ILS. All numbers in thousands.




6.4. Cash Flows

Currency in ILS. All numbers in thousands.




6.5. Income Statements

Currency in ILS. All numbers in thousands.


6.6. Latest Income Statement

Income Statement (annual), 2024-12-31. Currency in ILS. All numbers in thousands.

Gross Profit (+$)
totalRevenue390,015
Cost of Revenue-345,620
Gross Profit44,39544,395
 
Operating Income (+$)
Gross Profit44,395
Operating Expense-386,163
Operating Income3,852-341,768
 
Operating Expense (+$)
Research Development-
Selling General Administrative16,503
Selling And Marketing Expenses-
Operating Expense386,16316,503
 
Net Interest Income (+$)
Interest Income10,345
Interest Expense-13,877
Other Finance Cost-6,946
Net Interest Income-10,478
 
Pretax Income (+$)
Operating Income3,852
Net Interest Income-10,478
Other Non-Operating Income Expenses-
Income Before Tax (EBT)41,6873,852
EBIT - interestExpense = -13,877
39,988
53,865
Interest Expense13,877
Earnings Before Interest and Taxes (EBIT)-55,564
Earnings Before Interest and Taxes (EBITDA)-
 
After tax Income (+$)
Income Before Tax41,687
Tax Provision-1,699
Net Income From Continuing Ops39,98839,988
Net Income39,988
Net Income Applicable To Common Shares-
 
Non-recurring Events
Discontinued Operations-
Extraordinary Items-
Effect of Accounting Charges-
Other Items-
Non Recurring-
Other Operating Expenses-
Total Other Income/Expenses Net-10,478
 

Technical Analysis of Z.M.H Hammerman Ltd
The psychology behind the price

Technical indicators reflecting market sentiment and the collective psychology of you and other traders. Your emotions and other traders' emotions, such as fear and greed, play a significant role in driving price movements.

General trend

First of all, I'm going to put something in the back of your mind. One of the most stable factors that gives you more confidence as a trader: the general trend of Z.M.H Hammerman Ltd. The general trend of Z.M.H Hammerman Ltd is UNKNOWN with 0.0% confidence. It is very important for your mental being to use each indicator with this in mind. But beware, also the general trend flips once in a while! You can use moving averages to determine Z.M.H Hammerman Ltd's overall trend. For convenience I use the most commonly used moving averages: 20, 50, 100 & 200. Of course you can use other moving averages or other indicators to determine the trend.

Indicator phases

Some of the indicators I use have 3 zones: overbought, oversold and neutral. Transitions between these zones (market phases) provide valuable trading signals and insights. Expecially with the general trend mind, I use the highlighted phases:

Indicator StateBullish trend Bearish trend
Overbought to neutralBullish pullback=Bearish reversal
Upper to lower neutralBullish correction=Bearish continuation
Nuetral to oversoldOversold=Oversold
Oversold to neutralBullish reversal=Bearish correction
Lower to upper neutralBullish continuation=Bearish pullback
Nuetral to overboughtOverbought=Overbought

1. Z.M.H Hammerman Ltd Price Targets

1.1 Support & Resistance

Support and resistance are levels on a price chart that act as barriers or zones where the price of an asset tends to stop, reverse, or experience a significant amount of buying or selling pressure.

Support is a price level at which demand for an asset is strong enough to prevent the price from falling further.
Resistance is a price level at which selling pressure becomes significant enough to prevent the price of an asset from rising further.


Score

Let's take a look at the Support & Resistance of Z.M.H Hammerman Ltd.

The long score for the Support & Resistance is 0/1.
The longshort score for the Support & Resistance is -1/(-1 +1).

  • Around resistance: The price is trading arround resistance levels. This can be considered as a potential exit level. -1

The bullish price targets are: 4,241.

The bearish price targets are: 4,073 > 4,055 > 4,045.

Know someone who trades $ZMH? Share this with them.👇

Z.M.H Hammerman Ltd Daily Support & Resistance Chart
3rd party ad coffee SUPPORTERis ad-free.

2. Trend Indicators

2.1 Moving Averages

Shows the moving average of the selected period.

  • Moving averages are lagging trend indicators.
  • There are many types of moving averages.
  • Moving averages are also used within other indicators.

Score

Let's take a look at the Moving Averages of Z.M.H Hammerman Ltd. The current mas is .

Directionalities and relatives.

Moving AverageAmount of candlesTrendPrice +/-vs. MA 50vs. MA 100vs. MA 200

Explanation: https://www.youtube.com/watch?v=xwW8h0lrQ-I

Z.M.H Hammerman Ltd Daily Moving Averages Chart
2.2 Moving Average Convergence/Divergence (MACD)

Shows the momentum of the selected period based on two moving averages.

  • MACD is a lagging momentum indicator.
  • Uses two moving averages.
  • Can show buy or sell signals based on momentum.
  • Can show overbought. and oversold. levels.

Score

Let's take a look at the Moving Average Convergence/Divergence (MACD) of Z.M.H Hammerman Ltd.

Z.M.H Hammerman Ltd Daily Moving Average Convergence/Divergence (MACD) ChartZ.M.H Hammerman Ltd Daily Moving Average Convergence/Divergence (MACD) Chart
2.3 Directional Movement Index (DMI)

The DMI is a collection of 3 indicators: +DI (Plus Direction Indicator), -DI (Minus Direction Indicator) and ADX (Average Directional Index). The ADX helps you determine the strength of a trend.


Score

Let's take a look at the Directional Movement Index (DMI) of Z.M.H Hammerman Ltd. The current adx is .

Z.M.H Hammerman Ltd Daily Directional Movement Index (DMI) Chart
2.4 Parabolic SAR

Shows the current trend and potential entry and exit signals.

  • Parabolic SAR (stop and reverse) is a lagging trend indicator.
  • Shows the current trend.
  • Shows potential entry signals.
  • Shows  potential exit signals.
  • Can be used to place trailing stoplosses..

Score

Let's take a look at the Parabolic SAR of Z.M.H Hammerman Ltd.

Z.M.H Hammerman Ltd Daily Parabolic SAR Chart
3rd party ad coffee SUPPORTERis ad-free.

3. Momentum Indicators

3.1 Relative Strength Index (RSI)

Measures the speed and change of price movements.

  • Leading momentum indicator, meaning the signals are instant.
  • Ranges between 0 and 100.
  • Above 70 is considered overbought.
  • Below 30 is considered oversold.
  • Above or below 50 can also be used to determine price trend or support and resistance.
  • RSI divergence looks at a deviation between RSI and price movement. Penketrading automatically calculates RSI divergences.
  • Can be used in many different ways

Score

Let's take a look at the Relative Strength Index (RSI) of Z.M.H Hammerman Ltd.

Z.M.H Hammerman Ltd Daily Relative Strength Index (RSI) ChartZ.M.H Hammerman Ltd Daily Relative Strength Index (RSI) Chart
3.2 Stochastic Oscillator

Compares a certain price to multiple prices ranging over time.

  • Leading momentum indicator, meaning the signals are instant.
  • Used to determine overbought and oversold areas much like the RSI.
  • Ranges between 0 and 100.
  • Above 80 is considered overbought.
  • Below 20 is considered oversold.
  • Consists of two lines named K and D.
  • K compares the highest high and lowest low on the selected price range.
  • The D line is a moving average of the K line.
  • Can be used to spot divergences

Score

Let's take a look at the Stochastic Oscillator of Z.M.H Hammerman Ltd.

Z.M.H Hammerman Ltd Daily Stochastic Oscillator ChartZ.M.H Hammerman Ltd Daily Stochastic Oscillator Chart
3.3 Commodity Channel Index (CCI)

Measures the difference between the current price and the historical average price.

  • Lagging or leading Momentum indicator
  • When the CCI is above zero, the price is above the historical average
  • When the CCI is below zero, the price is below the historical average
  • Used for spotting trends
    • If the CCI moves from negative or near zero to positive 100 that might indicate an uptrend
    • If the CCI moves from positive or near zero to negative -100 that might indicate a downtrend

Score

Let's take a look at the Commodity Channel Index (CCI) of Z.M.H Hammerman Ltd.

Z.M.H Hammerman Ltd Daily Commodity Channel Index (CCI) ChartZ.M.H Hammerman Ltd Daily Commodity Channel Index (CCI) Chart
3.4 Chande Momentum Oscillator (CMO)

Measures the difference between the sum of recent gains and the sum of recent losses. Then divides the result by the sum of all price movements in that period.

  • Lagging momentum indicator
  • Ranges between +100 and -100
  • Considered overbought above +50
  • Considered oversold below -50
  • It's possible to add a moving average that acts as a signal line

Score

Let's take a look at the Chande Momentum Oscillator (CMO) of Z.M.H Hammerman Ltd.

Z.M.H Hammerman Ltd Daily Chande Momentum Oscillator (CMO) ChartZ.M.H Hammerman Ltd Daily Chande Momentum Oscillator (CMO) Chart
3.5 Williams %R

 Shows the current price relative to the highest high over the last 14 days.
 

  • Lagging momentum indicator
  • Ranging between 0 and -100
  • Above -20 is considered overbought
  • Below -80 is considered oversold
  • Is prone to give false signals

Score

Let's take a look at the Williams %R of Z.M.H Hammerman Ltd.

Z.M.H Hammerman Ltd Daily Williams %R ChartZ.M.H Hammerman Ltd Daily Williams %R Chart
3rd party ad coffee SUPPORTERis ad-free.

4. Volatility Indicators

4.1 Bollinger Bands

Shows if the price is to high or to low relative to an average.

  • Lagging volatility indicator
  • Uses 3 bands: one upper, one lower and one in the middle
  • Works best when the middle band reflects an intermediate trend (MA20).
  • When the price is moving closer to the upper band, the market might be overbought
  • When the price is moving closer to the lower band, the market might be oversold 

Score

Let's take a look at the Bollinger Bands of Z.M.H Hammerman Ltd.

Z.M.H Hammerman Ltd Daily Bollinger Bands Chart
4.2 Average True Range (ATR)
Measures market volatility
  • Leading volatility indicator
  • Can be used to determine stop-loss positions
  • Calculated by:
    • Current high minus the current low
    • Current high minus the previous close
    • Current low minus the previous close
  • The larger the range of the candles, the greater the ATR value

Score

Let's take a look at the Average True Range (ATR) of Z.M.H Hammerman Ltd.

Z.M.H Hammerman Ltd Daily Average True Range (ATR) ChartZ.M.H Hammerman Ltd Daily Average True Range (ATR) Chart
3rd party ad coffee SUPPORTERis ad-free.

5. Volume Indicators

5.1 On-Balance Volume (OBV)

 Measures market volatility

  • Leading momentum indicator
  • Calculation:
    • If the closing price is above the previous closing price: OBV = previous OBV + current volume
    • If the closing price is below the previous closing price: OBV = previous OBV - current volume
    • If the closing price is the same as the previous closing price than the OBV is the same.
  • Can be used to confirm price trends
  • Can be used with divergences

Score

Let's take a look at the On-Balance Volume (OBV) of Z.M.H Hammerman Ltd.

Z.M.H Hammerman Ltd Daily On-Balance Volume (OBV) ChartZ.M.H Hammerman Ltd Daily On-Balance Volume (OBV) Chart
5.2 Money Flow Index (MFI)

Measures the flow of money in and out of a security

  • Lagging momentum indicator
  • Looks like RSI but uses volume as an extra metric (RSI only considers price)
  • Above 80 is considered overbought
  • Below 20 is considered oversold
  • Can be used with divergences

Score

Let's take a look at the Money Flow Index (MFI) of Z.M.H Hammerman Ltd.

Z.M.H Hammerman Ltd Daily Money Flow Index (MFI) ChartZ.M.H Hammerman Ltd Daily Money Flow Index (MFI) Chart
3rd party ad coffee SUPPORTERis ad-free.

6. Summary

6.1. Notifications

TypeNotificationDate
PenkeCurrently no notifications for Z.M.H Hammerman Ltd.

6.2. Trading Signals

Below you will find trading signals as the indicator is commonly used. This doesn't mean you should use it that way. Learn from these, but don't use them blindly. I recommend using at least 4 indicators, 1 from each category: trend, momentum, volatility and volume.

DateIndicatorSignal
2025-02-09RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-02-10STOCH SHORT EXITThe %K line crosses above the %D line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-02-12STOCH LONG EXITThe %K line crosses below the %D line.
2025-02-13STOCH SHORT EXITThe %K line crosses above the %D line.
2025-02-17STOCH LONG EXITThe %K line crosses below the %D line.
2025-02-18STOCH SHORT EXITThe %K line crosses above the %D line.
2025-02-19RSI SHORT ENTRY LONG CLOSE70 crossover to downside
STOCH LONG EXITThe %K line crosses below the %D line.
2025-02-23MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-02-24CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-02-26STOCH SHORT EXITThe %K line crosses above the %D line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-03-02STOCH LONG EXITThe %K line crosses below the %D line.
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-03CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2025-03-05STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-06STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-09STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-10STOCH LONG EXITThe %K line crosses below the %D line.
2025-03-11STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-12WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-03-16SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-03-17SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-18MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-03-19SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-20MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
2025-03-23WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-03-25STOCH SHORT EXITThe %K line crosses above the %D line.
2025-03-26SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2025-03-31MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
2025-04-01DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-04-03STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-08STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
2025-04-10CCI LONG ENTRY SHORT CLOSE100 crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-04-16STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-20STOCH SHORT EXITThe %K line crosses above the %D line.
2025-04-22STOCH LONG EXITThe %K line crosses below the %D line.
2025-04-24MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
2025-04-29DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-04STOCH LONG EXITThe %K line crosses below the %D line.
CCI SHORT ENTRY LONG CLOSE-100 crossover to downside
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
2025-05-05STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-07STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-08STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-05-11DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
2025-05-12STOCH LONG EXITThe %K line crosses below the %D line.
2025-05-14STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-15MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
2025-05-18CCI LONG ENTRY SHORT CLOSE100 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-05-19MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-05-20MACD SHORT ENTRY LONG CLOSEThe MACD line crosses below the signal line.
DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
ATR SHORT ENTRY LONG CLOSEPrice closed below (close - ATR).
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-05-22DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
MFI LONG ENTRY SHORT CLOSE80 crossover to upside
2025-05-25STOCH SHORT EXITThe %K line crosses above the %D line.
2025-05-26STOCH LONG EXITThe %K line crosses below the %D line.
MFI SHORT ENTRY LONG CLOSE80 crossover to downside
2025-05-28CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
WILLR SHORT ENTRY LONG CLOSE-80 crossover to downside
2025-05-29STOCH SHORT EXITThe %K line crosses above the %D line.
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-06-04STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-05DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-08DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
2025-06-09STOCH LONG EXITThe %K line crosses below the %D line.
CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-06-10STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
2025-06-12DMI SHORT ENTRY LONG CLOSEThe +DI crossed the -DI to the downside. The trend is reversing to a down trend.
SAR SHORT ENTRY LONG CLOSEThe price broke the SAR to the downside
STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-15CMO SHORT ENTRY LONG CLOSEZero line crossover to downside
2025-06-16MACD LONG ENTRY SHORT CLOSEThe MACD line crosses above the signal line.
DMI LONG ENTRY SHORT CLOSEThe +DI crossed the -DI to the upside. The trend is reversing to an up trend.
SAR LONG ENTRY SHORT CLOSEThe price broke the SAR to the upside.
STOCH SHORT EXITThe %K line crosses above the %D line.
CCI LONG ENTRY SHORT CLOSE100 crossover to upside
CMO LONG ENTRY SHORT CLOSEZero line crossover to upside
WILLR LONG ENTRY SHORT CLOSE-20 crossover to upside
BB SHORT ENTRY LONG CLOSEPrice closed above the lower band.
ATR LONG ENTRY SHORT CLOSEPrice closed above (close + ATR).
2025-06-18STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-19STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-22STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-24STOCH SHORT EXITThe %K line crosses above the %D line.
2025-06-25STOCH LONG EXITThe %K line crosses below the %D line.
2025-06-26STOCH SHORT EXITThe %K line crosses above the %D line.

6.3. Candlestick Patterns

Z.M.H Hammerman Ltd Daily Candlestick Chart
DateCandlestick Pattern

6.4. Technical Score

Let's check the technical score of Z.M.H Hammerman Ltd based on Penke's default Symbol scanner.

Penke's Symbol Scanner

  
  
IndicatorConditionValue
OpenGreater thanClose4,220.000
Total0/1 (0.0%)
Penke
Good job! You gained 25 XP and 0   0   10 . What's next:
  • Share my analysis of Z.M.H Hammerman Ltd with someone you think should read this too:
  • Are you bullish or bearish on Z.M.H Hammerman Ltd? Let me know what you think in the comments.
  • Do you want an email if I find something interesting about Z.M.H Hammerman Ltd? Add an email alert using the form below.
  • Join the community if you want to keep your earnings and track your progress: Join the community
  • Is this analysis useful to you? Support me via But Me a Coffee. I'll analyze the stock market faster for you!

Get notifications about Z.M.H Hammerman Ltd

I send you an email if I find something interesting about Z.M.H Hammerman Ltd.


Comments

How you think about this?

Leave a comment

Stay informed about Z.M.H Hammerman Ltd.

Receive notifications about Z.M.H Hammerman Ltd in your mailbox!

3rd party ad coffee SUPPORTERis ad-free.